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\u4eba\u5011\u901a\u5e38\u8cfc\u8cb7\u5e74\u91d1\u4f86\u63d0\u4f9b\u6216\u88dc\u5145\u4ed6\u5011\u5c07\u5f9e\u793e\u6703\u4fdd\u969c\u3001\u990a\u8001\u91d1\u798f\u5229\u3001\u6295\u8cc7\u548c\u5176\u4ed6\u4f86\u6e90\u7372\u5f97\u7684\u9000\u4f11\u6536\u5165\u3002\u4f60\u53ef\u4ee5\u5c07\u4f60\u7684\u5e74\u91d1\u8f49\u63db\u6210\u4e00\u7a2e\u6536\u5165\u6d41\uff0c\u7136\u5f8c\u53ef\u4ee5\u5728\u56fa\u5b9a\u671f\u9650\u6216\u4f60\u7684\u4e00\u751f\u4e2d\u652f\u4ed8\u3002\u7576\u4f60\u9700\u8981\u6536\u5165\u6642\uff0c\u4f60\u53ef\u4ee5\u53d6\u4e0d\u540c\u6578\u984d\u7684\u53d6\u6b3e\u3002 \u5e74\u91d1\u7684\u7a2e\u985e \u4e00\u822c\u6709\u5169\u7a2e\u4e0d\u540c\u985e\u578b\u7684\u5e74\u91d1: \u3010\u5373\u671f\u5e74\u91d1\u3011 Immediate Annuities \u63d0\u4f9b\u901a\u5e38\u5728\u652f\u4ed8\u5f8c\u4e00\u5e74\u5167\u958b\u59cb\u7684\u6536\u5165\u652f\u4ed8\u3002 \u3010\u5ef6\u671f\u5e74\u91d1\u3011 Deferred Annuities 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