{"id":94856,"date":"2014-12-30T19:53:12","date_gmt":"2014-12-31T03:53:12","guid":{"rendered":"http:\/\/old.newsforchinese.com\/v3\/?p=94856"},"modified":"2014-12-31T01:11:09","modified_gmt":"2014-12-31T09:11:09","slug":"2015%e6%96%b0%e5%b9%b4%e6%96%b0%e6%b0%a3%e8%b1%a1%ef%bc%9a15%e5%80%8b%e6%9c%80%e5%ae%b9%e6%98%93%e5%af%a6%e7%8f%be%e7%9a%84%e6%96%b0%e5%b9%b4%e8%a8%88%e7%95%ab","status":"publish","type":"post","link":"https:\/\/newsforchinese.com\/v3\/2014\/12\/30\/2015%e6%96%b0%e5%b9%b4%e6%96%b0%e6%b0%a3%e8%b1%a1%ef%bc%9a15%e5%80%8b%e6%9c%80%e5%ae%b9%e6%98%93%e5%af%a6%e7%8f%be%e7%9a%84%e6%96%b0%e5%b9%b4%e8%a8%88%e7%95%ab\/","title":{"rendered":"2015\u65b0\u5e74\u65b0\u6c23\u8c61\uff1a15\u500b\u6700\u5bb9\u6613\u5be6\u73fe\u7684\u65b0\u5e74\u8a08\u5283"},"content":{"rendered":"<p>\u300c\u5728\u65b0\u7684\u4e00\u5e74\u91cc\uff0c\u6211\u8981\u6e1b\u80a5\uff0c\u6211\u8981\u6212\u7159\uff0c\u6211\u8981\u5b78\u7fd2\u4e00\u6a23\u65b0\u6280\u80fd\uff01\u2026\u2026\u300d\u2014\u20142015\u5e74\u773c\u770b\u5c31\u8981\u5230\u4e86\uff0c\u4f60\u662f\u4e0d\u662f\u4e5f\u5df2\u7d93\u7d66\u81ea\u5df1\u5b9a\u4e0b\u4e86\u9577\u9577\u4e00\u4e32\u65b0\u5e74\u8a08\u5283\uff1f<!--more--><\/p>\n<p>\u4f46\u5982\u679c\u4f60\u7ffb\u51fa\u53bb\u5e74\u7684\u8a08\u5283\u4f86\u4e00\u770b\uff0c\u662f\u4e0d\u662f\u89ba\u5f97\u4eca\u5e74\u7684\u8a08\u5283\u6e05\u55ae\u8ddf\u53bb\u5e74\u7684\u6709\u9ede\u50cf\uff1f\u518d\u4ed4\u7d30\u60f3\u60f3\uff0c\u4f60\u6703\u767c\u73fe\u6bcf\u5e74\u7684\u65b0\u5e74\u8a08\u5283\u597d\u50cf\u90fd\u5927\u540c\u5c0f\u7570\u3002<\/p>\n<p>\u800c\u4e14\uff0c\u6211\u5011\u7e3d\u662f\u5728\u5beb\u4e0b\u8a08\u5283\u6642\u4fe1\u8a93\u65e6\u65e6\uff0c\u4f46\u5f80\u5f80\u4e8c\u6708\u4efd\u90fd\u9084\u6c92\u7d50\u675f\u5c31\u628a\u7576\u521d\u7684\u6c7a\u5fc3\u5fd8\u5f97\u4e00\u4e7e\u4e8c\u6de8\u4e86\u3002<\/p>\n<p>\u5176\u5be6\uff0c\u771f\u6b63\u7684\u6c7a\u5fc3\u4e0d\u4e00\u5b9a\u975e\u8981\u901a\u8fc7\u5b8f\u5927\u7684\u8a08\u5283\u624d\u80fd\u8868\u73b0\u51fa\u4f86\u3002<\/p>\n<p>\u6c34\u6ef4\u77f3\u7a7f\uff0c\u805a\u6c99\u6210\u5854\u3002\u4e00\u4e9b\u5c0f\u5c0f\u7684\u884c\u52d5\u8a08\u5283\uff0c\u5f80\u5f80\u80fd\u7522\u751f\u8b93\u4f60\u610f\u60f3\u4e0d\u5230\u7684\u5de8\u5927\u6548\u679c\u3002<\/p>\n<p>2015\u5e74\uff0c\u5c31\u8b93\u6211\u5011\u5f9e\u901915\u500b\u5c0f\u5c0f\u7684\u8a08\u5283\u958b\u59cb\uff0c\u8b93\u65b0\u5e74\u8a08\u5283\u4e0d\u50c5\u50c5\u662f\u7f8e\u597d\u7684\u9858\u666f\uff0c\u800c\u8b93\u5b83\u5011\u8b8a\u6210\u771f\u5be6\u53ef\u884c\u7684\u3001\u53ef\u4ee5\u6539\u8b8a\u81ea\u5df1\u548c\u751f\u6d3b\u7684\u884c\u52d5\u529b\uff01<\/p>\n<p><strong>1. \u591a\u559d\u6c34\uff0c\u591a\u5403\u852c\u83dc\u548c\u6c34\u679c<\/strong><br \/>\n\u5176\u5be6\uff0c\u518d\u7368\u7279\u7684\u7bc0\u98df\u6e1b\u80a5\u9910\uff0c\u90fd\u4e0d\u5982\u9019\u4e09\u6a23\u6771\u897f\u4f86\u5f97\u5be6\u5728\u3002<\/p>\n<p><strong>2. \u8a66\u8457\u5728\u7b2c\u4e00\u500b\u9b27\u9234\u97ff\u6642\u5c31\u8d77\u5e8a<\/strong><br \/>\n\u6211\u77e5\u9053\u4f60\u5728\u624b\u6a5f\u4e0a\u80af\u5b9a\u8a2d\u7f6e\u4e86\u4e0d\u6b62\u4e00\u500b\u9b27\u9234\uff0c\u8a66\u8457\u7b2c\u4e00\u8072\u9b27\u9234\u4e00\u97ff\u5c31\u8d77\u5e8a\uff0c\u90a3\u7a2e\u611f\u89ba\u771f\u7684\u68d2\u6975\u4e86\u3002<\/p>\n<p><a href=\"http:\/\/old.newsforchinese.com\/v3\/wp-content\/uploads\/2014\/12\/alarm.jpg\"><img loading=\"lazy\" decoding=\"async\" data-attachment-id=\"94857\" data-permalink=\"https:\/\/newsforchinese.com\/v3\/2014\/12\/30\/2015%e6%96%b0%e5%b9%b4%e6%96%b0%e6%b0%a3%e8%b1%a1%ef%bc%9a15%e5%80%8b%e6%9c%80%e5%ae%b9%e6%98%93%e5%af%a6%e7%8f%be%e7%9a%84%e6%96%b0%e5%b9%b4%e8%a8%88%e7%95%ab\/alarm\/\" data-orig-file=\"https:\/\/newsforchinese.com\/v3\/wp-content\/uploads\/2014\/12\/alarm.jpg\" data-orig-size=\"250,446\" data-comments-opened=\"1\" data-image-title=\"alarm\" data-image-description=\"\" data-image-caption=\"\" data-large-file=\"https:\/\/newsforchinese.com\/v3\/wp-content\/uploads\/2014\/12\/alarm.jpg\" src=\"http:\/\/old.newsforchinese.com\/v3\/wp-content\/uploads\/2014\/12\/alarm.jpg\" alt=\"alarm\" width=\"250\" height=\"446\" class=\"alignnone size-full wp-image-94857\" srcset=\"https:\/\/newsforchinese.com\/v3\/wp-content\/uploads\/2014\/12\/alarm.jpg 250w, https:\/\/newsforchinese.com\/v3\/wp-content\/uploads\/2014\/12\/alarm-168x300.jpg 168w\" sizes=\"auto, (max-width: 250px) 100vw, 250px\" \/><\/a><\/p>\n<p><strong>3. \u51e1\u4e8b\u5225\u592a\u5f80\u5fc3\u88e1\u53bb<\/strong><br \/>\n\u6709\u5f88\u591a\u8a71\u5176\u5be6\u90fd\u53ea\u662f\u5c0d\u4e8b\u4e0d\u5c0d\u4eba\uff0c\u5982\u679c\u90fd\u628a\u90a3\u4e9b\u8a71\u7576\u6210\u4e86\u91dd\u5c0d\u81ea\u5df1\uff0c\u505a\u4ec0\u9ebc\u90fd\u592a\u5728\u4e4e\u5225\u4eba\u7684\u770b\u6cd5\uff0c\u9019\u4e00\u5e74\u53c8\u600e\u9ebc\u53ef\u80fd\u958b\u5fc3\u5462\uff1f<\/p>\n<p><strong>4. \u95dc\u6389\u6240\u6709\u7684\u793e\u4ea4\u7db2\u8def\u2014\u2014\u54ea\u6015\u53ea\u662f\u4e00\u5929<\/p>\n<p><a href=\"http:\/\/old.newsforchinese.com\/v3\/wp-content\/uploads\/2014\/12\/office-cubicle.jpg\"><img loading=\"lazy\" decoding=\"async\" data-attachment-id=\"94862\" data-permalink=\"https:\/\/newsforchinese.com\/v3\/2014\/12\/30\/2015%e6%96%b0%e5%b9%b4%e6%96%b0%e6%b0%a3%e8%b1%a1%ef%bc%9a15%e5%80%8b%e6%9c%80%e5%ae%b9%e6%98%93%e5%af%a6%e7%8f%be%e7%9a%84%e6%96%b0%e5%b9%b4%e8%a8%88%e7%95%ab\/office-cubicle\/\" data-orig-file=\"https:\/\/newsforchinese.com\/v3\/wp-content\/uploads\/2014\/12\/office-cubicle.jpg\" data-orig-size=\"500,333\" data-comments-opened=\"1\" data-image-title=\"office cubicle\" data-image-description=\"\" data-image-caption=\"\" data-large-file=\"https:\/\/newsforchinese.com\/v3\/wp-content\/uploads\/2014\/12\/office-cubicle.jpg\" src=\"http:\/\/old.newsforchinese.com\/v3\/wp-content\/uploads\/2014\/12\/office-cubicle.jpg\" alt=\"office cubicle\" width=\"500\" height=\"333\" class=\"alignnone size-full wp-image-94862\" srcset=\"https:\/\/newsforchinese.com\/v3\/wp-content\/uploads\/2014\/12\/office-cubicle.jpg 500w, https:\/\/newsforchinese.com\/v3\/wp-content\/uploads\/2014\/12\/office-cubicle-300x200.jpg 300w\" sizes=\"auto, (max-width: 500px) 100vw, 500px\" \/><\/a><\/p>\n<p>5. \u8d70\u51fa\u4f60\u7684\u5de5\u4f5c\u9694\u9593\uff0c\u8ddf\u4f60\u7684\u540c\u4e8b\u804a\u804a<\/p>\n<p><a href=\"http:\/\/old.newsforchinese.com\/v3\/wp-content\/uploads\/2014\/12\/texting-during-meals.png\"><img loading=\"lazy\" decoding=\"async\" data-attachment-id=\"94858\" data-permalink=\"https:\/\/newsforchinese.com\/v3\/2014\/12\/30\/2015%e6%96%b0%e5%b9%b4%e6%96%b0%e6%b0%a3%e8%b1%a1%ef%bc%9a15%e5%80%8b%e6%9c%80%e5%ae%b9%e6%98%93%e5%af%a6%e7%8f%be%e7%9a%84%e6%96%b0%e5%b9%b4%e8%a8%88%e7%95%ab\/texting-during-meals\/\" data-orig-file=\"https:\/\/newsforchinese.com\/v3\/wp-content\/uploads\/2014\/12\/texting-during-meals.png\" data-orig-size=\"500,333\" data-comments-opened=\"1\" data-image-title=\"texting during meals\" data-image-description=\"\" data-image-caption=\"\" data-large-file=\"https:\/\/newsforchinese.com\/v3\/wp-content\/uploads\/2014\/12\/texting-during-meals.png\" src=\"http:\/\/old.newsforchinese.com\/v3\/wp-content\/uploads\/2014\/12\/texting-during-meals.png\" alt=\"texting during meals\" width=\"500\" height=\"333\" class=\"alignnone size-full wp-image-94858\" srcset=\"https:\/\/newsforchinese.com\/v3\/wp-content\/uploads\/2014\/12\/texting-during-meals.png 500w, https:\/\/newsforchinese.com\/v3\/wp-content\/uploads\/2014\/12\/texting-during-meals-300x200.png 300w\" sizes=\"auto, (max-width: 500px) 100vw, 500px\" \/><\/a><\/p>\n<p>6. \u7576\u4f60\u548c\u5176\u4ed6\u4eba\u4e00\u8d77\u5403\u98ef\u6642\uff0c\u628a\u4f60\u624b\u6a5f\u653e\u4e00\u908a<\/strong><br \/>\n\u662f\u79ae\u8c8c\uff0c\u66f4\u662f\u5c0a\u91cd\u3002<\/p>\n<p><strong>7. \u591a\u7d66\u5225\u4eba\u8b9a\u7f8e<\/strong><br \/>\n\u8d08\u4eba\u73ab\u7470\uff0c\u624b\u7559\u9918\u9999\u3002<\/p>\n<p><strong>8. \u7d04\u5e7e\u500b\u597d\u4e45\u4e0d\u898b\u7684\u8001\u670b\u53cb\u51fa\u4f86\u805a\u805a<\/strong><\/p>\n<p><strong>9. \u6574\u7406\u81ea\u5df1\u7684\u623f\u9593\uff0c\u628a\u7528\u4e0d\u8457\u7684\u6771\u897f\u3001\u7a7f\u4e0d\u9032\u7684\u8863\u670d\u90fd\u6254\u4e86\u6216\u6350\u4e86<\/p>\n<p>10. \u5617\u8a66\u4e00\u7a2e\u4f60\u4ee5\u524d\u5f9e\u4f86\u4e0d\u6562\u5403\u7684\u6771\u897f\uff0c\u6216\u8005\u6e2c\u8a66\u4e00\u4e0b\u81ea\u5df1\u5230\u5e95\u80fd\u5403\u591a\u8fa3<\/p>\n<p>11. \u7d66\u7236\u6bcd\u505a\u4e00\u9813\u98ef<\/p>\n<p>12. \u6b65\u884c\u2014\u2014\u53bb\u4e0a\u73ed\u6216\u8005\u53bb\u8d85\u5e02<\/strong><br \/>\n\u96d9\u8173\u4e0d\u61c9\u8a72\u50c5\u50c5\u662f\u7528\u4f86\u8e29\u6cb9\u9580\u548c\u64e0\u5df4\u58eb\u7684<\/p>\n<p><strong>13. \u722c\u6a13\u68af<\/strong><br \/>\n\u96fb\u68af\u7684\u78ba\u6bd4\u8f03\u8212\u670d\uff0c\u4f46\u8d70\u6a13\u68af\u66f4\u6709\u76ca\u5065\u5eb7\u2014\u2014\u8aaa\u4e0d\u5b9a\u9084\u66f4\u5feb\u3002<\/p>\n<p><a href=\"http:\/\/old.newsforchinese.com\/v3\/wp-content\/uploads\/2014\/12\/Fit-take-the-stairs.jpg\"><img loading=\"lazy\" decoding=\"async\" data-attachment-id=\"94859\" data-permalink=\"https:\/\/newsforchinese.com\/v3\/2014\/12\/30\/2015%e6%96%b0%e5%b9%b4%e6%96%b0%e6%b0%a3%e8%b1%a1%ef%bc%9a15%e5%80%8b%e6%9c%80%e5%ae%b9%e6%98%93%e5%af%a6%e7%8f%be%e7%9a%84%e6%96%b0%e5%b9%b4%e8%a8%88%e7%95%ab\/fit-take-the-stairs\/\" data-orig-file=\"https:\/\/newsforchinese.com\/v3\/wp-content\/uploads\/2014\/12\/Fit-take-the-stairs.jpg\" data-orig-size=\"450,342\" data-comments-opened=\"1\" data-image-title=\"Fit take the stairs\" data-image-description=\"\" data-image-caption=\"\" data-large-file=\"https:\/\/newsforchinese.com\/v3\/wp-content\/uploads\/2014\/12\/Fit-take-the-stairs.jpg\" src=\"http:\/\/old.newsforchinese.com\/v3\/wp-content\/uploads\/2014\/12\/Fit-take-the-stairs.jpg\" alt=\"Fit take the stairs\" width=\"450\" height=\"342\" class=\"alignnone size-full wp-image-94859\" srcset=\"https:\/\/newsforchinese.com\/v3\/wp-content\/uploads\/2014\/12\/Fit-take-the-stairs.jpg 450w, https:\/\/newsforchinese.com\/v3\/wp-content\/uploads\/2014\/12\/Fit-take-the-stairs-300x228.jpg 300w\" sizes=\"auto, (max-width: 450px) 100vw, 450px\" \/><\/a><\/p>\n<p><strong>14. \u9031\u672b\u51fa\u53bb\u8d70\u8d70<\/strong><br \/>\n\u5e73\u6642\u5c0d\u8457\u96fb\u8166\u87a2\u5e55\u7684\u6642\u9593\u5df2\u7d93\u5920\u591a\u4e86\uff0c\u9031\u672b\u51fa\u9580\u901b\u901b\u2014\u2014\u54ea\u6015\u53ea\u662f\u8d70\u53bb\u8def\u53e3\u7684\u516c\u5712\u6563\u6563\u6b65\u3002<\/p>\n<p><strong>15. \u5b78\u6703\u8e0f\u51fa\u7b2c\u4e00\u6b65\uff0c\u4e3b\u52d5\u4e00\u9ede\uff0c\u52c7\u6562\u4e00\u9ede<\/strong><br \/>\n\u4e3b\u52d5\u7d66\u559c\u6b61\u7684\u4eba\u767c\u77ed\u4fe1\uff0c\u4e3b\u52d5\u8acb\u559c\u6b61\u7684\u5973\u5b69\u5b50\u53bb\u8df3\u821e\u2026\u20262015\u5e74\uff0c\u5c31\u653e\u958b\u5fc3\u6249\u52c7\u6562\u5730\u524d\u9032\u5427\uff01<\/p>\n<p><a href=\"http:\/\/old.newsforchinese.com\/v3\/wp-content\/uploads\/2014\/12\/boy-girl-love.jpg\"><img loading=\"lazy\" decoding=\"async\" data-attachment-id=\"94860\" data-permalink=\"https:\/\/newsforchinese.com\/v3\/2014\/12\/30\/2015%e6%96%b0%e5%b9%b4%e6%96%b0%e6%b0%a3%e8%b1%a1%ef%bc%9a15%e5%80%8b%e6%9c%80%e5%ae%b9%e6%98%93%e5%af%a6%e7%8f%be%e7%9a%84%e6%96%b0%e5%b9%b4%e8%a8%88%e7%95%ab\/boy-girl-love\/\" data-orig-file=\"https:\/\/newsforchinese.com\/v3\/wp-content\/uploads\/2014\/12\/boy-girl-love.jpg\" data-orig-size=\"500,280\" data-comments-opened=\"1\" data-image-title=\"boy girl love\" data-image-description=\"\" data-image-caption=\"\" data-large-file=\"https:\/\/newsforchinese.com\/v3\/wp-content\/uploads\/2014\/12\/boy-girl-love.jpg\" src=\"http:\/\/old.newsforchinese.com\/v3\/wp-content\/uploads\/2014\/12\/boy-girl-love.jpg\" alt=\"boy girl love\" width=\"500\" height=\"280\" class=\"alignnone size-full wp-image-94860\" srcset=\"https:\/\/newsforchinese.com\/v3\/wp-content\/uploads\/2014\/12\/boy-girl-love.jpg 500w, 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\u80fd\u8b93\u60a8\u6700\u7d42\u7684\u8ca1\u5bcc\u9054\u5230\u5929\u7ffb\u5730\u8907\u7684\u8cea\u8b8a\uff01 \u5982\u679c\u60a8\u6709\u4efb\u4f55\u95dc\u65bc\u65b0\u5e74\u8ca1\u7a05\u554f\u984c\uff0c\u8acb\u8207\u5353\u8d8a\u8ca1\u5bcc\u96c6\u5718\u5728\u9810\u7d04\u4e00\u5c0f\u6642\u514d\u8cbb\u8aee\u8a62\u3002\u96fb\u8a71\uff1a877-253\u200b-\u200b8288, Jenny@EliteWealths.com. \u795d\u798f\u5404\u4f4d2017\u200b\u65b0\u5e74\u200b\u5feb\u6a02\u200b\u8ca1\u5bcc\u6eff\u6ea2! Jenny Chang, MBA \u5353\u8d8a\u8ca1\u5bcc\u96c6\u5718\u526f\u7e3d\u88c1 \u69ae\u7372NLG2014,\u200b2015,\u200b2016\u5168\u7f8e\u7b2c\u4e00[\u4e09\u9023\u51a0\u3011 \u200b\u200b\u87ec\u806f\u767e\u842c\u5713\u684cMDRT-Top of the Table\u9802\u5c16\u9867\u554f \u5168\u7403\u767e\u842c\u5713\u684c\u52a0\u62ff\u5927\u591a\u502b\u591a\u5e74\u6703\u552f\u4e00\u83ef\u4eba\u8b1b\u5e2b KTSF26[\u5353\u8d8a\u4eba\u751f\u8ca1\u5bcc\u89e3\u78bc\u3011\u8ca1\u7d93\u96fb\u8996\u4e3b\u8b1b\u4eba \u9810\u7d04\u96fb\u8a71\uff1a \u200b1-877-253-8288 \u96fb\u90f5\uff1aJenny@EliteWealths.com\u200b\u200b","rel":"","context":"In &quot;\u7406\u8ca1\u6295\u8cc7&quot;","block_context":{"text":"\u7406\u8ca1\u6295\u8cc7","link":"https:\/\/newsforchinese.com\/v3\/category\/money\/"},"img":{"alt_text":"","src":"https:\/\/i0.wp.com\/newsforchinese.com\/v3\/wp-content\/uploads\/2017\/01\/money-2017.jpg?resize=350%2C200&ssl=1","width":350,"height":200,"srcset":"https:\/\/i0.wp.com\/newsforchinese.com\/v3\/wp-content\/uploads\/2017\/01\/money-2017.jpg?resize=350%2C200&ssl=1 1x, https:\/\/i0.wp.com\/newsforchinese.com\/v3\/wp-content\/uploads\/2017\/01\/money-2017.jpg?resize=525%2C300&ssl=1 1.5x"},"classes":[]},{"id":130843,"url":"https:\/\/newsforchinese.com\/v3\/2016\/12\/28\/%e6%ad%b2%e6%9c%ab%e7%a8%85%e5%8b%99%e5%83%85%e5%89%a93%e5%a4%a9\/","url_meta":{"origin":94856,"position":1},"title":"\u6b72\u672b\u7a05\u52d9\u50c5\u52693\u5929","author":"Raymond","date":"December 28, 2016","format":false,"excerpt":"\u5728\u7063\u5340\u5275\u696d\u6253\u62fc\u7684\u83ef\u4eba\u670b\u53cb\u6191\u85c9\u81ea\u5df1\u7684\u8070\u660e\u624d\u667a\uff0c\u4e0d\u50c5\u7cbe\u719f\u751f\u610f\u4e4b\u9053\uff0c\u66f4\u52a0\u4e0a\u611b\u62fc\u624d\u6703\u8d0f\u7684\u62fc\u640f\u7cbe\u795e\uff0c\u77fd\u8c37\u6210\u529f\u5546\u696d\u4eba\u58eb\u7684\u6848\u4f8b\u6bd4\u6bd4\u7686\u662f! \u8a31\u591a\u6210\u529f\u7684\u5c0f\u578b\u696d\u4e3b\uff0c\u5305\u62ec\u91ab\u751f, \u5f8b\u5e2b\uff0c\u7259\u91ab, \u9ad8\u6536\u5165\u623f\u5730\u7522\u7d93\u7d00\uff0c\u6703\u8a08\u5e2b\u7b49\u5404\u884c\u5404\u696d\u7684\u5c08\u7cbe\u4eba\u58eb\uff0c\u5982\u679c\u60a8\u80fd\u5728\u65b0\u5e74\u5047\u671f\u767e\u5fd9\u4e2d\u768412\u670831\u65e5\u524d\u82b1\u4e00\u9ede\u9ede\u6642\u9593\u505a\u4e00\u9ede\u5e6b\u81ea\u5df1\u5408\u6cd5\u5ef6\u7a05\u7684\u90a3\u9ede\u4e8b\u5152\uff0c\u90a3\u9ebc\u660e\u5e744\u6708\u5831\u7a05\u5b63\u5c31\u6c92\u90a3\u9ebc\u982d\u75bc\u548c\u5f8c\u6094\uff01 \u200b\u5927\u5bb6\u90fd\u6709\u7684\u5171\u8b58\u200b\uff0c\u7063\u5340\u83ef\u4eba\u504f\u611b\u623f\u5730\u7522\u6295\u8cc7\u6216\u8005\u5e73\u6642\u4e0d\u71d2\u9999\uff0c\u81e8\u6642\u62b1\u4f5b\u8173\u9000\u4f11\u7684\u4eba\u4e5f\u4e0d\u5c11\u3002\u200b\u660e\u660e\u77e5\u9053\uff0c\u70ba\u81ea\u5df1\u7684\u9000\u4f11\u8a08\u5283\u800c\u6295\u8cc7\uff0c\u662f\u4e00\u4ef6\u6c92\u6709\u4efb\u4f55\u640d\u5931\uff0c\u7d55\u5c0d\u5fc5\u9808\u53c8\u7d55\u5c0d\u91cd\u8981\u7684\u5927\u597d\u4e8b\u60c5\uff1b\u660e\u660e\u77e5\u9053\u81ea\u5df1\u6240\u6295\u8cc7\u7684\u6bcf\u4e00\u5206\u9322\u90fd\u662f\u5c6c\u65bc\u81ea\u5df1\uff0c\u90fd\u6703\u5728\u6642\u9593\u4e2d\u5927\u5e45\u5ea6\u589e\u8ca1\u3002\u7136\u800c\uff0c\u537b\u7e3d\u662f\u6c92\u6709\u884c\u52d5\u3002 \u6709\u4eba\u5343\u5c0f\u5fc3\uff0c\u842c\u76e4\u7b97\uff0c\u5be7\u9858\u628a\u9322\u653e\u5728\u9280\u884c\u91cc\u8cb6\u503c\uff0c\u4e5f\u4e0d\u53bb\u88fd\u5b9a\u9000\u4f11\u8a08\u5283\uff0c\u767d\u767d\u6d6a\u8cbb\u4e86\u81ea\u5df1\u61c9\u8a72\u4eab\u53d7\u7a05\u52d9\u512a\u60e0\u7684\u6b0a\u5229\uff0c\u767d\u767d\u6d6a\u8cbb\u4e86\u91d1\u9322\u7684\u6642\u9593\u50f9\u503c\u3002\u5728\u6b64\u7279\u5225\u63d0\u9192\uff1a\u6240\u6709\u7a05\u52d9\u512a\u60e0\u7684\u6b0a\u5229\u90fd\u662f\u6bcf\u5e74\u4e0d\u7528\u767d\u4e0d\u7528\uff0c\u904e\u671f\u4e00\u6982\u4f5c\u5ee2\u3002\u800c\u4e14\uff0c\u5982\u679c\u6295\u8cc7\u7684\u6642\u9593\u77ed\u66ab\uff0c\u91d1\u9322\u7684\u6642\u9593\u50f9\u503c\u4e5f\u5927\u5927\u4e0b\u964d\uff0c\u7121\u8ad6\u600e\u9ebc\u8ffd\u8d95\uff0c\u4e5f\u8981\u5dee\u4e00\u5927\u622a\u3002 \u7f8e\u570b\u7a05\u6cd5\u5c0d\u5404\u985e\u9000\u4f11\u91d1\u8a08\u5283\u90fd\u6709\u4e00\u5b9a\u7684\u512a\u60e0\u653f\u7b56\uff0c\u516c\u53f8\u4f01\u696d\u8cc7\u52a9\u7684\u9000\u4f11\u91d1\u662f\u53ef\u4ee5\u4f5c\u70ba\u4f01\u696d\u7684\u71df\u904b\u6210\u672c\u80fd100%\u7684\u62b5\u6e1b\u6536\u5165\uff0c\u4e0d\u4f46\u964d\u4f4e\u6240\u5f97\u7a05\u7387\u5c0d\u6709\u4e9b\u5c0f\u578b\u4f01\u696d\u53ef\u4ee5\u5927\u5e45\u964d\u4f4e\u7a05\u6b3e\uff0c\u751a\u81f3\u6709\u4e9b\u60c5\u6cc1\u53ef\u4ee5\u514d\u4ea4\u7a05\uff0c\u4f46\u5fc5\u9808\u8981\u5b8c\u5168\u7b26\u5408\u653f\u5e9c\u7a05\u6cd5\u898f\u5b9a\uff0c\u56e0\u6b64\u6709\u8a31\u591a\u9650\u5236\u3002 \u5408\u683c\u9000\u4f11\u8a08\u5283 Qualified Plan\u5305\u62ec401k\u9000\u4f11\u91d1\u8a08\u5283\uff0c\u5229\u6f64\u5206\u4eab\u8a08\u5283Profit Sharing Plan\u53ca\u76ee\u524d\u975e\u5e38\u666e\u904d\u8a2d\u7acb\u53d7\u83ef\u4eba\u6b61\u8fce\u7684\u56fa\u5b9a\u798f\u5229\u8a08\u5283 Defined Benefit Plan. \u4e00\u822c\u4f86\u8aaa\uff0c\u5c0d\u65bc\u5c0f\u578b\u4f01\u696d\u696d\u4e3b\u5728\u64ec\u8a02\u9000\u4f11\u8a08\u5283\u6642\uff0c\u5fc3\u4e2d\u4e00\u5b9a\u8981\u6709\u5168\u76e4\u7684\u6253\u7b97\uff0c\u660e\u767d\u6bcf\u7a2e\u8ca1\u52d9\u6c7a\u5b9a\u90fd\u6703\u4e92\u76f8\u727d\u9023\uff0c\u5728\u5de5\u4f5c\u671f\u9593\uff0c\u60a8\u53ef\u4ee5\u5229\u7528\u5408\u683c\u9000\u4f11\u8a08\u5283\u964d\u4f4e\u6240\u5f97\u7a05\uff0c\u4e0d\u4f46\u6e1b\u5c11\u958b\u652f\u9084\u53ef\u5e6b\u52a9\u696d\u4e3b\u7d2f\u7a4d\u9000\u4f11\u57fa\u91d1\uff0c\u4e26\u4fdd\u969c\u60a8\u7684\u4f01\u696d\u63d0\u4f9b\u54e1\u5de5\u798f\u5229\uff0c\u4e0d\u4f46\u53ef\u4ee5\u7528\u512a\u60e0\u7684\u9000\u4f11\u8a08\u5283\u4f86\u722d\u53d6\u512a\u79c0\u4eba\u624d\uff0c\u52a0\u5165\u4f01\u696d\u884c\u5217\uff0c\u4e26\u53ef\u4ee5\u6b64\u8a08\u5283\u734e\u52f5\u597d\u7684\u54e1\u5de5\uff0c\u7559\u4f4f\u4eba\u624d\u70ba\u4f01\u696d\u6253\u62fc\u3002 \u540c\u6642\u5c0f\u5546\u696d\u4e3b\u4e5f\u53ef\u4ee5\u8a2d\u7acb\u4f01\u696d\u627f\u50b3\u8a08\u5283Business Succession Plan\uff0c\u4e00\u65e6\u60a8\u9000\u4f11\uff0c\u8b93\u81ea\u5df1\u7684\u5f97\u529b\u52a9\u624b\u6216\u5b50\u5973\u6709\u8cc7\u91d1\u8cfc\u8cb7\u60a8\u7684\u4f01\u696d\uff0c\u4e5f\u5c31\u662f\u900f\u904e\u4f01\u696d\u8a2d\u7acb\u9000\u4f11\u8a08\u5283\uff0c\u50b3\u627f\u898f\u5283\uff0c\u5206\u6d3e\u898f\u5283\uff0c\u907a\u7522\u898f\u5283\u70ba\u696d\u4e3b\u5c07\u4f86\u9000\u4f11\u751f\u6d3b\u4f5c\u51fa\u74b0\u74b0\u76f8\u6263\u7684\u8003\u616e\uff0c\u7528\u4e00\u500b\u6574\u9ad4\u8a08\u5283\u9054\u5230\u5168\u65b9\u4f4d\u7684\u9000\u4f11\u7b56\u7565\u3002 \u56fa\u5b9a\u798f\u5229Defined Benefit Plan\u662f\u570b\u7a05\u5c40\u5141\u8a31\u7684\u6700\u9ad8\u9000\u4f11\u798f\u5229\u8a08\u5283\uff0c\u4eca\u5e74\u6536\u5165\u6700\u9ad8\u7684\u9650\u984d\u662f$265,000\u3002\u4f60\u53ef\u4ee5\u6bcf\u5e74\u653e\u5165\u9000\u4f11\u5e33\u6236\u5b58\u6b3e\uff0c\u7576\u4f60\u9000\u4f11\u6642\uff0c\u4f60\u53ef\u4ee5\u7d42\u751f\u9818\u53d6\u9000\u4f11\u91d1\u3002\u5982\u679c\u4f60\u76ee\u524d\u662f50\u6b72\uff0c\u4f60\u53ef\u4ee5\u5b58\u653e12\u5e74\u5b58\u6b3e\uff0c\u5982\u679c\u60a8\u76ee\u524d58\u6b72\uff0c\u4f60\u53ef\u4ee5\u653e\u51654\u5e74\u5b58\u6b3e\uff0c\u5e74\u7d00\u8d8a\u5927\uff0c\u6309IRS\u898f\u5b9a\u4ee562\u6b72\u70ba\u57fa\u6e96\uff0c\u96e2\u9000\u4f11\u5e74\u7d00\u8d8a\u8fd1\uff0c\u4f60\u53ef\u4ee5\u653e\u5165\u9ad8\u984d\u5b58\u6b3e\u52a0\u7dca\u5132\u84c4\u9000\u4f11\u91d1\uff0c\u6bcf\u5e74\u5b58\u6b3e\u6578\u5b57\u6839\u64da\u60a8\u7684\u5e74\u9f61\uff0c\u6536\u5165\u3001\u8cc7\u7522\u589e\u9577\u7684\u5229\u7387\u53ca\u54e1\u5de5\u670d\u52d9\u5e74\u6578\u4f86\u8a08\u7b97\u3002\u4e00\u822c\u4f86\u8aaa\uff0c50\u6b72\u7684\u696d\u4e3b\u6bcf\u5e74\u53ef\u653e\u9000\u4f11\u91d1\u5b58\u6b3e\u5927\u7d0418\u842c\uff0c58\u6b72\u7684\u696d\u4e3b\u6bcf\u5e74\u53ef\u653e\u516521\u842c\uff0c\u9019\u4e9b\u7279\u8a31\u7684\u5b58\u6b3e\u662f\u5b8c\u5168\u7531\u4f01\u696d\u6536\u5165\u4e2d\u6263\u6e1b\uff0c\u5408\u6cd5\u7684\u6e1b\u7a05\u5c0d\u696d\u4e3b\u4f86\u8aaa\u662f\u4e00\u5927\u798f\u97f3\u3002 \u8a2d\u7acb\u56fa\u5b9a\u798f\u5229\u8a08\u5283\u7684\u622a\u6b62\u65e5\u662f12\/31\u3002\u4e00\u822c\u800c\u8a00 \u200b,\u200b\u56fa\u5b9a\u798f\u5229\u8a08\u5283\u6709\u56db\u7a2e\u985e\u578b\uff1a\u50b3\u7d71\u56fa\u5b9a\u798f\u5229\u8a08\u5283\uff0c \u73fe\u91d1\u9918\u984d\u798f\u5229\u8a08\u5283\uff0c\u5b8c\u5168\u627f\u4fdd\u56fa\u5b9a\u798f\u5229\u8a08\u5283, \u73fe\u91d1\u9918\u984d\u798f\u5229\u8a08\u5283\u8207401k\u8d0f\u5229\u5206\u4eab\u8a08\u5283\u914d\u5957\u8a08\u5283. \u7e3d\u4e4b\uff0c\u7121\u8ad6\u5728\u60a8\u751f\u547d\u4e2d\u7684\u54ea\u4e00\u500b\u968e\u6bb5\uff0c\u60a8\u90fd\u5fc5\u9808 \u6bcf\u5e74\u200b\u70ba\u60a8\u7684\u9000\u4f11\u8a08\u5283\u800c\u6295\u8cc7\u589e\u8ca1\u3002\u5728\u4e00\u500b\u9060\u96e2\u6545\u571f\u7684\u7063\u5340\u200b\uff0c\u6c92\u6709\u4eba\u80fd\u5920\u4e3b\u5bb0\u60a8\u7684\u672a\u4f86\uff0c\u4e5f\u6c92\u6709\u4eba\u80fd\u5920\u70ba\u60a8\u7684\u672a\u4f86\u800c\u627f\u64d4\u8cac\u4efb\u3002\u60a8\u7684\u672a\u4f86\u5b8c\u5168\u638c\u63e1\u5728\u60a8\u7684\u624b\u88e1\uff0c\u53ea\u6709\u60a8\u81ea\u5df1\u624d\u6709\u529b\u91cf\u53bb\u6539\u8b8a\u60a8\u7684\u8ca1\u5bcc\u200b\u672a\u4f86\u3002\u4e00\u65e6\u60a8\u6c7a\u5b9a\u8981\u70ba\u60a8\u7684\u672a\u4f86\u800c\u6295\u8cc7\uff0c\u7121\u8ad6\u60a8\u7684\u7d93\u6fdf\u72c0\u6cc1\u5982\u4f55\uff0c\u589e\u8ca1\u5c08\u5bb6\u90fd\u53ef\u4ee5\u5e6b\u52a9\u60a8\u9054\u5230\u76ee\u6a19\u3002 \u5e74\u5e95\u5c31\u5728\u773c\u524d\uff0c\u5408\u6cd5\u7a05\u52d9\u8feb\u5728\u7709\u776b\uff01\u5982\u679c\u60a8\u6709\u4efb\u4f55\u95dc\u65bc\u5e74\u5e95\u8ca1\u7a05\u554f\u984c\uff0c\u8acb\u8207\u5353\u8d8a\u8ca1\u5bcc\u96c6\u5718\u5728 \u200b12\/31\u524d\u200b\u9810\u7d04\u4e00\u5c0f\u6642\u514d\u8cbb\u8aee\u8a62\u3002\u96fb\u8a71\uff1a877-253 \u200b-\u200b8288, Jenny@EliteWealths.com. \u795d\u798f\u5404\u4f4d\u200b\u65b0\u5e74\u200b\u5feb\u6a02\u200b\u8ca1\u5bcc\u6eff\u6ea2! Jenny Chang, MBA \u5353\u8d8a\u8ca1\u5bcc\u96c6\u5718\u526f\u7e3d\u88c1 \u69ae\u7372NLG2014,\u200b2015,\u200b2016\u5168\u7f8e\u7b2c\u4e00[\u4e09\u9023\u51a0\u3011 \u200b\u200b\u200b\u200b\u200b\u200b\u200b\u87ec\u806f\u767e\u842c\u5713\u684cMDRT-Top of the Table\u9802\u5c16\u9867\u554f \u5168\u7403\u767e\u842c\u5713\u684c\u52a0\u62ff\u5927\u591a\u502b\u591a\u5e74\u6703\u552f\u4e00\u83ef\u4eba\u8b1b\u5e2b KTSF26[\u5353\u8d8a\u4eba\u751f\u8ca1\u5bcc\u89e3\u78bc\u3011\u8ca1\u7d93\u96fb\u8996\u4e3b\u8b1b\u4eba \u9810\u7d04\u96fb\u8a71\uff1a \u200b1-877-253-8288 \u96fb\u90f5\uff1aJenny@EliteWealths.com\u200b\u200b","rel":"","context":"In &quot;\u7406\u8ca1\u6295\u8cc7&quot;","block_context":{"text":"\u7406\u8ca1\u6295\u8cc7","link":"https:\/\/newsforchinese.com\/v3\/category\/money\/"},"img":{"alt_text":"","src":"https:\/\/i0.wp.com\/newsforchinese.com\/v3\/wp-content\/uploads\/2016\/12\/financial.jpg?resize=350%2C200&ssl=1","width":350,"height":200,"srcset":"https:\/\/i0.wp.com\/newsforchinese.com\/v3\/wp-content\/uploads\/2016\/12\/financial.jpg?resize=350%2C200&ssl=1 1x, https:\/\/i0.wp.com\/newsforchinese.com\/v3\/wp-content\/uploads\/2016\/12\/financial.jpg?resize=525%2C300&ssl=1 1.5x"},"classes":[]},{"id":153270,"url":"https:\/\/newsforchinese.com\/v3\/2018\/04\/01\/%e5%9c%8b%e5%ae%b6%e4%ba%ba%e5%a3%bd-%e8%ae%93%e6%82%a8%e7%9a%84%e7%94%9f%e6%b4%bb%e6%9b%b4%e7%b2%be%e5%bd%a9\/","url_meta":{"origin":94856,"position":2},"title":"\u570b\u5bb6\u4eba\u58fd \u8b93\u60a8\u7684\u751f\u6d3b\u66f4\u7cbe\u5f69","author":"Raymond","date":"April 1, 2018","format":false,"excerpt":"\u5728\u7f8e\u570b\u751f\u6d3b\uff0c\u8cfa\u4e86\u9322\u8981\u4ea4\u7a05\uff0c\u842c\u7a05\u4e4b\u570b \u3002\u793e\u6703\u5b89\u5168\u7a05\u9000\u4f11\u6642\u53ef\u4ee5\u62ff\u9322\u56de\u4f86 \uff0c\u53ef\u662f\u7b49\u4f60\u9000\u4f11\u6642\uff0c\u5230\u5e95\u53ef\u4ee5\u62ff\u591a\u5c11\u9322\u5462\uff1f\u5be6\u969b\u4e0a\uff0c\u7b49\u4f60\u9000\u4f11\u6642\u80fd\u9818\u53d6\u5230\u7684\u793e\u6703\u4fdd\u969c\u91d1\u537b\u9060\u9060\u5c0f\u65bc\u7406\u8ad6\u4e0a\u7684\u6578\u503c \uff0c\u9019\u662f\u56e0\u70ba\u793e\u6703\u9000\u4f11\u91d1\u7684\u984d\u5ea6\u6839\u64da\u904e\u53bb35\u5e74\u6700\u9ad8\u5de5\u8cc7\u6c34\u5e73\u8a08\u7b97\u7684(\u5047\u8a2d\u4f60\u5de5\u4f5c\u8d85\u904e35\u5e74)\u3002\u5be6\u969b\u80fd\u9818\u53d6\u6700\u9ad8\u5168\u984d\u9000\u4f11\u91d1\u7684\u9000\u4f11\u8005\u8981\u5728\u904e\u53bb35\u5e74\u7e73\u7d0d\u6700\u9ad8\u7684\u7a05\u984d\u3002\u6b64\u5916\u9084\u53d6\u6c7a\u65bc\u9000\u4f11\u8005\u4f55\u6642\u9000\u4f11\u548c\u5de5\u4f5c\u6642\u5de5\u8cc7\u6c34\u5e73\u3002\u64da\u7d71\u8a08 \uff0c2016\u5e74\u53ef\u9818\u53d6\u6700\u9ad8\u5168\u984d\u9000\u4f11\u91d1\u7684\u6578\u984d\u70ba$2,639\/\u6708($31,668\/\u5e74)\u3002\u800c2016\u5e74\u5168\u7f8e\u9000\u4f11\u4eba\u54e1\u5e73\u5747\u9000\u4f11\u91d1\u70ba$1,341\/\u6708($16,092\/\u5e74\uff09\u3002\u5be6\u969b\u4e0a\u610f\u5473\u8457\u793e\u6703\u9000\u4f11\u91d1\u50c5\u50c5\u53ea\u662f\u9000\u4f11\u6536\u5165\u7684\u88dc\u5145\uff0c\u6211\u5011\u9700\u8981\u5176\u4ed6\u7684\u500b\u4eba\u6295\u8cc7\u56de\u5831\u6216\u5b58\u6b3e\u505a\u70ba\u9000\u4f11\u751f\u6d3b\u505a\u6253\u7b97\u3002\u554f\u984c\u4f86\u4e86\u6709\u54ea\u4e9b\u9000\u4f11\u8a08\u5283\u53ef\u4ee5\u9078\u64c7\u5462\uff1f\u70ba\u4e86\u7701\u9322\u990a\u8001\uff0c\u964d\u4f4e\u4e86\u76ee\u524d\u7684\u751f\u6d3b\u8cea\u91cf\uff0c\u800c\u4e14\u7701\u4e0b\u4f86\u7684\u9322\u7121\u6cd5\u7559\u7d66\u81ea\u5df1\u82b1\u6216\u8005\u50b3\u627f\u7d66\u5b50\u5973\uff0c\u53cd\u800c\u90fd\u88ab\u653f\u5e9c\u7a05\u8d70\u4e86\uff0c\u5f97\u4e0d\u511f\u5931\u554a\u3002\u90a3\u9000\u4f11\u8a08\u5283\u5230\u5e95\u61c9\u8a72\u5982\u4f55\u9078\u64c7\u5462\uff1f\u5148\u4f86\u77ad\u89e3\u4e00\u4e0b\u6709\u54ea\u4e9b\u985e\u578b\u7684\u9000\u4f11\u8a08\u5283\u3002 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\uff0c\u96c7\u4e3b\u53ef\u80fd\u6703\u7d66\u4f60\u88dc\u5145$3,000\u3002\u6709\u4e9b\u884c\u696d(\u5982\u91ab\u9662\u3001\u5b78\u6821)\u7684\u88dc\u5145\u6bd4\u4f8b\u9ad8\uff0c\u6709\u4e9b\u4f4e\uff0c\u4e5f\u6709\u4e9b\u516c\u53f8\u6839\u672c\u5c31\u6c92\u6709\u3002 \u5169\u8005\u9084\u662f\u6709\u5dee\u5225\uff1a 1. \u6295\u5165401k\u8a08\u5283\u7684\u9322\u53ef\u4ee5\u7576\u4e0b\u62b5\u7a05\uff0c\u5e74\u7d42\u5831\u7a05\u6642\u53ef\u4ee5\u628a\u6295\u5165401k\u7684\u90a3\u90e8\u5206\u6e1b\u6389\u3002\u4f46\u662f\u9000\u4f11\u4e4b\u5f8c\uff0c\u62ff\u51fa\u4f86\u7684\u9322\u90fd\u9700\u8981\u7e73\u6536\u5165\u7a05\u3002 2. \u6295\u5165Roth 401k\u8a08\u5283\u7684\u9322\u4e0d\u80fd\u7576\u4e0b\u62b5\u7a05\uff0c\u4f46\u662f\u9000\u4f11\u4e4b\u5f8c\uff0c\u62ff\u51fa\u4f86\u7684\u9322\u4e0d\u7528\u5728\u7e73\u4efb\u4f55\u7684\u7a05\u3002 \u6bd4\u8f03\uff1a401k\u548cRoth 401k\u7684\u5340\u5225\u5c31\u662f\u4e00\u500b\u662f\u7a05\u524d\uff0c\u4e00\u500b\u662f\u7a05\u5f8c 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IRA\u8a08\u5283\u7684\u9322\u4e0d\u80fd\u7576\u4e0b\u62b5\u7a05\uff0c\u4f46\u662f\u9000\u4f11\u4e4b\u5f8c\uff0c \u62ff\u51fa\u4f86\u7684\u9322\u4e0d\u7528\u5728\u7e73\u4efb\u4f55\u7684\u7a05\u3002 \u6bd4\u8f03\uff1a\u9078\u64c7\u50b3\u7d71IRA\u9084\u662fRoth IRA\uff0c\u985e\u4f3c\u65bc\u9078\u64c7401k\u548cRoth 401k\u7684\u8003\u91cf\u3002\u5982\u679c\u4f60\u5df2\u6709\u5176\u5b83\u7a05\u524d\u7684\u9000\u4f11\u8a08\u5283\uff0c\u662f\u5426\u518d\u958b\u8a2dRoth IRA \u5247\u8981\u8003\u616e\u5bb6\u5ead\u6574\u9ad4\u7684\u8ca1\u52d9\u898f\u5283\uff0c\u9000\u4f11\u8a08\u5283\u8207\u5b50\u5973\u6559\u80b2\u57fa\u91d1\u7684\u5e73\u8861\u4ee5\u53ca\u76ee\u524d\u7684\u73fe\u91d1\u6d41\uff0c\u61c9\u54a8\u8a62\u5c08\u696d\u4eba\u58eb \u3002 3. SEP IRA(Simplied Employee Pension)\u8a08\u5283\uff1a\u2026","rel":"","context":"In &quot;\u5546\u60c5\u5831\u5c0e&quot;","block_context":{"text":"\u5546\u60c5\u5831\u5c0e","link":"https:\/\/newsforchinese.com\/v3\/category\/biz\/"},"img":{"alt_text":"","src":"https:\/\/i0.wp.com\/newsforchinese.com\/v3\/wp-content\/uploads\/2018\/03\/national-life-group-.jpg?resize=350%2C200&ssl=1","width":350,"height":200,"srcset":"https:\/\/i0.wp.com\/newsforchinese.com\/v3\/wp-content\/uploads\/2018\/03\/national-life-group-.jpg?resize=350%2C200&ssl=1 1x, https:\/\/i0.wp.com\/newsforchinese.com\/v3\/wp-content\/uploads\/2018\/03\/national-life-group-.jpg?resize=525%2C300&ssl=1 1.5x"},"classes":[]},{"id":153919,"url":"https:\/\/newsforchinese.com\/v3\/2018\/03\/28\/%e5%9c%8b%e5%ae%b6%e4%ba%ba%e5%a3%bd-%e8%ae%93%e6%82%a8%e7%9a%84%e7%94%9f%e6%b4%bb%e6%9b%b4%e7%b2%be%e5%bd%a9-2\/","url_meta":{"origin":94856,"position":3},"title":"\u570b\u5bb6\u4eba\u58fd\u00a0\u8b93\u60a8\u7684\u751f\u6d3b\u66f4\u7cbe\u5f69\u00a0","author":"Raymond","date":"March 28, 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\u5e38\u7528\u7684\u5e7e\u7a2e\u9000\u4f11\u8a08\u5283\uff1a 1. 401k\u00a0\u6216\u662fRoth 401k\uff1a\u53ef\u4ee5\u62b5\u7a05 \u5927\u591a\u6578\u5927\u4e2d\u578b\u4f01\u696d\u516c\u53f8\u90fd\u7d66\u54e1\u5de5\u63d0\u4f9b401k\u6216\u662fRoth 401k\u8a08\u5283\u3002\u9019\u5169\u500b\u8a08\u5283\u662f\u54e1\u5de5\u81ea\u5df1\u4f5c\u6295\u5165\u6bd4\u4f8b\u7684\u8a08\u5283\u3002\u54e1\u5de5\u81ea\u9858\u6700\u591a\u53ef\u4ee5\u5b58\u5165$18,000(2017\u5e74)\u6295\u5165401k\u6216\u662fRoth\u00a0401k\u3002 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SEP\u00a0IRA(Simplied\u00a0Employee Pension)\u8a08\u5283\uff1a \u9019\u7a2e\u8a08\u5283\u9069\u5408\u81ea\u7531\u8077\u696d\u8005\/\u81ea\u96c7\u4e3b\u696d\u8005\uff0c\u5982\u5c0f\u516c\u53f8\u8001\u95c6\uff0c\u6216\u8005\u98181099\u8868\u7684\u4eba\u6e96\u5099\u7684\uff0c\u6709\u4e9b\u4eba\u65e2\u9818W2\u8868\uff0c\u53c8\u98181099\u8868\uff0c\u52471099\u8868\u4e0a\u7684\u6536\u5165\u4e5f\u53ef\u4ee5\u62ff\u4f86\u958b\u8a2dSEP\u3002\u9019\u985e\u4eba\u7fa4\u628a\u5e74\u6de8\u6536\u5165\u768425\u62ff\u53bb\u958b\u8a2dSEP\uff0c\u6700\u591a\u4e0d\u80fd\u8d85\u904e$5.3\u842c(2015\u5e74)\u3002 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