{"id":92079,"date":"2014-11-16T05:09:34","date_gmt":"2014-11-16T13:09:34","guid":{"rendered":"http:\/\/old.newsforchinese.com\/v3\/?p=92079"},"modified":"2014-11-15T11:13:57","modified_gmt":"2014-11-15T19:13:57","slug":"45%e6%ad%b2%e5%a4%b1%e6%a5%ad%e9%9b%a3%e8%ac%80%e8%81%b7-%e5%89%b5%e6%a5%ad%e9%96%8b%e5%89%b5%e7%ac%ac2%e6%98%a5","status":"publish","type":"post","link":"https:\/\/newsforchinese.com\/v3\/2014\/11\/16\/45%e6%ad%b2%e5%a4%b1%e6%a5%ad%e9%9b%a3%e8%ac%80%e8%81%b7-%e5%89%b5%e6%a5%ad%e9%96%8b%e5%89%b5%e7%ac%ac2%e6%98%a5\/","title":{"rendered":"45\u6b72\u5931\u696d\u96e3\u8b00\u8077 \u5275\u696d\u958b\u5275\u7b2c2\u6625"},"content":{"rendered":"<p>\u5728\u8077\u5834\uff0c\u5e7e\u6b72\u7b97\u662f\u904e\u6c23\uff1f\u5e74\u9f61\u53ef\u80fd\u6bd4\u4f60\u60f3\u50cf\u7684\u4f4e\u3002\u6839\u64da\u96ea\u68a8\u79d1\u6280\u5927\u5b78\uff08University of 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Technology\uff09\uff0c\u6210\u5e74\u4eba\u572845\u6b72\u5931\u696d\u5f8c\uff0c\u5c31\u518d\u4e5f\u627e\u4e0d\u5230\u5de5\u4f5c\u4e86\u3002 \u7f8e\u570b\u6709\u7dda\u96fb\u8996\u8ca1\u7d93\u65b0\u805e\u7db2\uff08CNNMoney\uff09\u5831\u5c0e\uff0c\u5e74\u9577\u52de\u5de5\u5728\u5de5\u4f5c\u5834\u6240\u906d\u9047\u7684\u6b67\u8996\u6c92\u6709\u6e1b\u5c11\u3002\u5357\u5361\u7f85\u4f86\u7d0d\u5dde\u514b\u52d2\u59c6\u68ee\u5927\u5b78\uff08Clemson University\uff09\u7814\u7a76\u4eba\u54e12012\u5e74\u8868\u793a\uff0c\u572853\u6b72\u4ee5\u4e0a\u7684\u6c11\u773e\u4e2d\uff0c\u670930%\u56e0\u70ba\u5e74\u9f61\u9762\u81e8\u67d0\u7a2e\u6b67\u8996\u3002 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\u96d6\u7136\u7531\u5931\u696d\u7387\u548c\u53d7\u6559\u80b2\u7a0b\u5ea6\u7684\u201c\u5927\u6578\u64da\u201d\u4f86\u770b\uff0c\u4e9e\u592a\u88d4\u7684\u7d93\u6fdf\u5730\u4f4d\u4e0d\u9519\uff0c\u4f46\u662f\u4e9e\u592a\u88d4\u5185\u90e8\u4e0d\u540c\u65cf\u7fa4\u7684\u5dee\u8ddd\u5f88\u5927\u3002\u6bd4\u5982\u5931\u696d\u7387\uff0c\u65e5\u672c\u88d4\u7684\u5931\u696d\u7387\u53ea\u67093.3%\uff0c\u592a\u5e73\u6d0b\u5cf6\u6c11\u5374\u9ad8\u905410.2%\u3002\u56e0\u6b64\uff0c\u56fd\u4f1a\u4e9e\u592a\u88d4\u5c0f\u7ec4\u7684\u8d99\u7f8e\u5fc3\u8b70\u54e1\u9858\u610f\u5728\u570b\u4f1a\u7e7c\u7e8c\u52aa\u529b\uff0c\u548c\u52de\u5de5\u90e8\u5408\u4f5c\uff0c\u4fc3\u8fdb\u4e9e\u592a\u88d4\u7f8e\u56fd\u4eba\u7684\u5c31\u696d\uff0c\u63d0\u9ad8\u4ed6\u5011\u7684\u7d93\u6fdf\u5730\u4f4d\u3002\u5b5f\u662d\u6587\u4e5f\u8868\u793a\u8981\u70ba\u51cf\u5c11\u4e9e\u592a\u88d4\u7f8e\u56fd\u4eba\u7684\u8d2b\u56f0\u7387\uff0c\u7f29\u5c0f\u4e9e\u592a\u88d4\u5185\u90e8\u7684\u8d2b\u5bcc\u5dee\u8ddd\u800c\u52aa\u529b\u3002\u53e6\u4e00\u500b\u5927\u5bb6\u90fd\u6ce8\u610f\u7684\u6578\u64da\u662f\u65b0\u79fb\u6c11\u548c\u539f\u4f4f\u6c11\u7684\u8ca7\u56f0\u6bd4\u4f8b\u3002\u4f8b\u5982\u83ef\u4eba\u65b0\u79fb\u6c11\u7684\u8ca7\u56f0\u7387\u662f16.8%\uff0c\u800c\u539f\u5c45\u6c11\u7684\u8ca7\u56f0\u7387\u662f11.5%\u3002\u6240\u4ee5\u6211\u5011\u5c0d\u65b0\u79fb\u6c11\u8981\u7279\u5225\u591a\u52a0\u95dc\u6ce8\u3002 \u5982\u679c\u5728\u52de\u5de5\u7bc0\u88e1\uff0c\u5c0d\u9019\u500b\u4e9e\u592a\u88d4\uff0c\u7279\u5225\u662f\u83ef\u4eba\u52de\u52d5\u529b\u7684\u554f\u984c\u6709\u8208\u8da3\uff0c\u8acb\u770b\u52de\u5de5\u90e8\u7684\u5831\u544a\u3002 http:\/\/www.dol.gov\/_sec\/media\/reports\/20140828-AAPI.pdf \u9644\u8a18\uff1a\u76e7\u6c9b\u5be7\u662f\u83ef\u5e9c\u535a\u57ce\u4e2d\u6587\u5b78\u68211980\u5e74\u7684\u5b78\u751f\u4e4b\u4e00\u3002 \u6587\/\u8521\u8001\u5e2b","rel":"","context":"In &quot;\u8ad6\u58c7&quot;","block_context":{"text":"\u8ad6\u58c7","link":"https:\/\/newsforchinese.com\/v3\/category\/opinion\/"},"img":{"alt_text":"","src":"https:\/\/i0.wp.com\/newsforchinese.com\/v3\/wp-content\/uploads\/2014\/09\/labor-day.jpg?resize=350%2C200&ssl=1","width":350,"height":200,"srcset":"https:\/\/i0.wp.com\/newsforchinese.com\/v3\/wp-content\/uploads\/2014\/09\/labor-day.jpg?resize=350%2C200&ssl=1 1x, https:\/\/i0.wp.com\/newsforchinese.com\/v3\/wp-content\/uploads\/2014\/09\/labor-day.jpg?resize=525%2C300&ssl=1 1.5x"},"classes":[]},{"id":145193,"url":"https:\/\/newsforchinese.com\/v3\/2017\/10\/13\/%e8%80%81%e8%80%8c%e4%b8%8d%e4%bc%91%e8%88%87%e4%b8%8d%e6%95%a2%e4%bc%91\/","url_meta":{"origin":92079,"position":2},"title":"\u8001\u800c\u4e0d\u4f11\u8207\u4e0d\u6562\u4f11","author":"Raymond","date":"October 13, 2017","format":false,"excerpt":"\u5982\u679c\u672a\u4f86\u5e7e\u5e74\u9084\u6703\u518d\u770b\u5230\u5df4\u83f2\u7279(Warren Buffett)\u7e7c\u7e8c\u5728\u4ed6\u7684\u5bb6\u9109\uff0c\u4e3b\u6301\u4e00\u5e74\u4e00\u5ea6\u7684Berkshire Hathaway\u80a1\u6771\u5927\u62dc\u62dc\uff0c\u8acb\u4e0d\u8981\u9a5a\u8a1d\uff0c\u56e0\u70ba\u4ed6\u8207\u4ed6\u90a3\u9ad8\u9f61\u8fd1\u767e\u7684\u8001\u5925\u4f34Charlie Munger\uff0c\u53ea\u662f\u4eca\u5e74\u4e94\u6708\u806f\u90a6\u52de\u5de5\u7d71\u8a08\u5c40(Bureau of Labor Statistics, BLS)\u516c\u5e03\uff0c19%\u768465\u6b72\u53ca\u4ee5\u4e0a\u7684\u7406\u8ad6\u9000\u4f11\u65cf\u537b\u9084\u5728\u5de5\u4f5c\u4e2d\u7684\u5169\u54e1\u3002\u7576\u7136\uff0c\u4ed6\u5011\u6bd4\u8a31\u591a\u8fa6\u516c\u5927\u6a13\u88e1\u7684\u767d\u9aee\u84bc\u84bc\u6e05\u6f54\u5de5\u5e78\u904b\u591a\uff0c\u81ea\u5df1\u7684\u4e8b\u696d\uff0c\u53c8\u662f\u8cfa\u5927\u9322\u7684\u4e8b\u696d\uff0c\u611b\u9000\u5c31\u9000\uff0c\u4e0d\u60f3\u9000\u8ab0\u4e5f\u6c92\u8f4d\uff0c\u4f46\u90a3\u8fd1\u5169\u6210\u9084\u5728\u5de5\u4f5c\u7684\u591a\u6578\u4eba\uff0c\u53ef\u80fd\u5c31\u4e0d\u50cf\u4ed6\u5011\u4e00\u6a23\u5c6c\u65bc\u4e0d\u60f3\u9000\uff0c\u800c\u662f\u4e0d\u6562\u9000\u4e86\u3002 \u00a0 \u904e\u4e8665\u6b72\u4ecd\u4e0d\u5f97\u9592\u5730\u5de5\u4f5c\uff0c\u904e\u53bb\u591a\u4ee5\u70ba\u51fa\u73fe\u5728\u9577\u58fd\u7684\u65e5\u672c\uff0c\u800c\u6839\u64da\u4e16\u754c\u5341\u5927\u4fdd\u96aa\u516c\u53f8\u4e4b\u4e00Aegon\u6240\u505a\u7684\u300a2017\u9000\u4f11\u6e96\u5099\u8abf\u7814\u300b(Aegon Retirement Readiness Survey 2017)\uff0c\u65e5\u672c\u671f\u671b70\u6b72\u4ee5\u5f8c\u518d\u9000\u6216\u4e7e\u8106\u4e0d\u9000\u7684\u6bd4\u4f8b\uff0c\u5360\u4e8635%\u7684\u5de5\u4f5c\u4eba\u53e3\uff0c\u4ee5\u70ba\u4e0d\u5047\uff0c\u4f46\u9a5a\u4eba\u7684\u662f\u7b2c\u4e8c\u7684\u7f8e\u570b32%\u3002\u9019\u500b\u9a5a\u4eba\u7684\u5fc3\u8072\u53cd\u6620\u5728\u5275\u4e0b\u7518\u8ffa\u8fea(John F. Kennedy)\u7e3d\u7d71\u4ee5\u4f86\u6700\u9ad8\u7d00\u9304\uff0c\u90a3\u8fd1\u5169\u6210\u7684\u9ad8\u9f61\u5c31\u696d\u7387\u4e0a\u3002\u4e0d\u904e\uff0cBLS\u7684\u7d30\u5206\u7d44\u66f4\u9a5a\u4eba\uff0c\u8aaa\u73fe\u4eca\u7f8e\u570b32%\u768465-69\u6b72\u8005\u9084\u5728\u5de5\u4f5c\uff0c1994\u5e74\u6642\u53ea\u670922%\uff0c\u52302024\u5e74\u6642\uff0c\u9019\u6bd4\u4f8b\u5c07\u6210\u9577\u523036%\u300270-74\u6b72\u8005\u76ee\u524d\u4e5f\u670919%\u7684\u4eba\u5728\u5de5\u4f5c\uff0c1994\u5e74\u6642\u5247\u53ea\u670911%\u3002 \u00a0 \u9ad8\u9f61\u4ecd\u9084\u5de5\u4f5c\u6709\u5f88\u591a\u7406\u7531\uff0c\u4e00\u4e9b\u4eba\u56e0\u70ba\u6bd4\u524d\u5e7e\u4ee3\u4eba\u66f4\u5065\u5eb7\u3001\u58fd\u547d\u66f4\u9577\u4e86\uff0c\u5e0c\u671b\u7528\u5de5\u4f5c\u4f86\u8b49\u660e\u5b58\u5728\u50f9\u503c\uff0c\u6240\u4ee5\u6c7a\u5b9a\u4e0d\u5b8c\u5168\u9000\u4f11\uff0c\u4e5f\u6216\u8a31\u56e0\u70ba\u6709\u4f7f\u547d\u611f\uff0c\u5982\u540c\u5df4\u83f2\u7279\u4e4b\u65bc\u4ed6\u7684\u516c\u53f8\uff0c\u4f46\u9019\u4e9b\u4eba\u591a\u5c6c\u9ad8\u968e\u7ba1\u7406\u6216\u5c08\u696d\u8077\u52d9\uff0c\u5de5\u4f5c\u662f\u70ba\u4e86\u8b93\u751f\u547d\u5145\u6eff\u6210\u5c31\u611f\uff0c\u5c6c\u300c\u8001\u800c\u4e0d\u4f11\u300d\u8005\uff0c\u9664\u6b64\u4e4b\u5916\uff0c\u591a\u662f\u300c\u8001\u800c\u4e0d\u6562\u4f11\u300d\u65cf\u7fa4\u3002\u975e\u725f\u5229\u7d44\u7e54\u54e1\u5de5\u798f\u5229\u7814\u7a76\u6240(Employer Benefit Research Institute, EBRI)\uff0c\u4e00\u4efd\u6700\u65b0\u7684\u9000\u4f11\u4fe1\u5fc3\u8abf\u7814\u6307\u51fa\uff0c\u56db\u5206\u4e4b\u4e00\u591a\u768455\u6b72\u53ca\u4ee5\u4e0a\u5de5\u4f5c\u8005\u8aaa\uff0c\u4ed6\u5011\u7684\u5b58\u6b3e\u6216\u6295\u8cc7\u5c11\u65bc\u4e00\u842c\u5143\uff0c\u56e0\u6b64\u90a3\u500b\u5e74\u9f61\u7d44\u7684\u4eba\uff0c\u6709\u8fd1\u4e09\u5206\u4e4b\u4e00\u8aaa\u4ed6\u5011\u5982\u679c\u8981\u5b8c\u5168\u9000\u4f11\u7684\u8a71\uff0c\u53ef\u80fd\u8981\u7b49\u4e03\u5341\u6b72\u4ee5\u5f8c\u3002\u5c0d\u7167BLS\u6578\u64da\uff0c\u53ef\u771f\u5beb\u5be6\u3002\u6c92\u9322\uff0c\u8ac7\u4ec0\u9ebc\u9000\u4f11\uff0c\u9019\u624d\u662f\u8d64\u88f8\u88f8\u7684\u8001\u800c\u4e0d\u6562\u4f11\u3002 \u00a0 \u8001\u800c\u4e0d\u6562\u4f11\u65cf\u7fa4\u7684\u7a4d\u6975\u6027\u53ef\u5f9e\u4e15\u5c24\u7814\u7a76\u4e2d\u5fc3\u53bb\u5e74\u4e00\u4efd\u5831\u544a\u770b\u51fa\u4f86\uff0c\u5728\u90a3\u4efd\u540d\u70ba\u300a\u8d8a\u4f86\u8d8a\u591a\u7f8e\u570b\u9ad8\u9f61\u8005\u5728\u5de5\u4f5c\uff0c\u4e14\u6bd4\u904e\u53bb\u9084\u5de5\u4f5c\u5f97\u66f4\u591a\u300b(More older Americans are working, and working more, than they used to)\u4e2d\uff0c\u505a\u4e86\u4e00\u500b\u7d93\u6fdf\u5927\u8870\u9000\u5e74\u9f61\u5c64\u627e\u5de5\u4f5c\u5c0d\u6bd4\uff0c\u4ee5\u767c\u751f\u524d\u5915\u76842007\u5e745\u6708\u505a\u57fa\u6e96\uff0c\u767c\u73fe\u5728\u5927\u8870\u9000\u671f\u9593\u76842007\u5e74\u5e95\u52302009\u5e74\u4e2d\uff0c65\u6b72\u4ee5\u4e0a\u9084\u5728\u5de5\u4f5c\u7684\u6bd4\u4f8b\u8b8a\u5316\u4e0d\u5927\uff0c\u751a\u81f3\u5fae\u589e\uff0c\u4f4625-54\u6b72\u9593\u7684\u8870\u9000\u5c31\u5f88\u5287\u70c8\uff0c\u96d6\u7136\u4e4b\u5f8c\u96a8\u8457\u7d93\u6fdf\u5fa9\u7526\uff0c\u5728\u8077\u8005\u6bd4\u4f8b\u9010\u5e74\u589e\u52a0\uff0c\u4f46\u8207\u90a3\u57fa\u6e96\u9ede\u76f8\u6bd4\u4ecd\u662f\u8ca0\u6578\u300265\u6b72\u4ee5\u4e0a\u8005\u4e0d\u540c\u4e86\uff0c\u4e0d\u4f46\u6574\u9ad4\u8da8\u52e2\u662f\u6b63\u9762\uff0c\u751a\u81f3\u52302016\u5e745\u6708\uff0c70-74\u6b72\u5e74\u9f61\u5c64\u4ecd\u4ee53%\u9ad8\u5c45\u699c\u9996\uff0c\u6700\u60b2\u6158\u7684\u5247\u662f45-54\u6b72\u7684-2.4%\u3002 \u00a0 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