\u600e\u6a23\u66f4\u591a\u5730\u8cfa\u9322\uff0c\u66f4\u591a\u5730\u7a4d\u84c4\u9322\u8ca1\uff0c\u66f4\u597d\u5730\u6295\u8cc7\uff0c\u66f4\u9748\u6d3b\u5730\u6d88\u8cbb\u548c\u600e\u6a23\u66f4\u597d\u5730\u4fdd\u969c\u4f60\u7684\u5bb6\u5ead\uff0c\u7f8e\u570b\u300amoney\u300b\u96dc\u8a8c\u7684\u6295\u8cc7\u7406\u8ca1\u5fe0\u544a\u3002<\/p>\n
\u5c0d\u65bc\u91d1\u9322\uff0c\u4f60\u6700\u8070\u660e\u7684\u6295\u8cc7\u9078\u64c7\u662f\u54ea\u4ef6\u4e8b\uff1f\u662f\u8cb7\u623f\u9084\u662f\u63db\u5de5\u4f5c\uff1f\u6216\u8a31\u662f\u4f60\u8cfc\u8cb7\u80a1\u7968\uff0c\u6216\u8a31\u662f\u4f60\u9078\u64c7\u4e86\u5e02\u5834\u4e2d\u76c8\u5229\u7684\u5171\u540c\u57fa\u91d1\u3002\u4f60\u73fe\u5728\u77e5\u9053\u5b83\u662f\u660e\u667a\u7684\u9078\u64c7\uff0c\u56e0\u70ba\u5b83\u4f7f\u4f60\u8cfa\u9322\uff0c\u6216\u7bc0\u7d04\u4e86\u91d1\u9322\uff0c\u6216\u4f7f\u4f60\u514d\u53d7\u8ca1\u653f\u56f0\u64fe\u3002\u5fc5\u9808\u6307\u51fa\u7684\u662f\uff0c\u6211\u5011\u5f88\u591a\u8655\u7406\u91d1\u9322\u7684\u884c\u70ba\u50c5\u50c5\u662f\u731c\u6e2c\u884c\u70ba\uff0c\u6bd4\u5982\u6211\u5011\u7121\u6cd5\u77e5\u9053\u4e0b\u4e00\u5e74\u54ea\u96bb\u80a1\u7968\u7684\u8868\u73fe\u6703\u66f4\u597d\uff0c\u6211\u5011\u53ea\u662f\u7528\u904b\u6c23\u4f86\u6253\u8ced\u3002\u5176\u5be6\uff0c\u6211\u5011\u4e0d\u5fc5\u7e3d\u7528\u904b\u6c23\u6253\u8ced\uff0c\u672c\u6587\u544a\u8a34\u60a8\u4e0b\u5217\u5e7e\u7a2e\u8070\u660e\u7684\u7406\u8ca1\u65b9\u6cd5\uff0c\u9019\u4e9b\u90fd\u662f\u5728\u751f\u6d3b\u4e2d\u53ef\u4ee5\u5177\u9ad4\u628a\u63e1\u7684\u4e8b\u60c5\u3002\u6709\u4e9b\u4f60\u53ef\u80fd\u5617\u8a66\u904e\uff0c\u6bd4\u5982\u6295\u8cc7401(k)\u8a08\u5283\uff0c\u6709\u4e9b\u95dc\u65bc\u6d88\u8cbb\u3001\u8077\u696d\u898f\u5283\u3001\u8ca1\u653f\u8a08\u5283\u7684\u5efa\u8b70\uff0c\u53ef\u80fd\u4f60\u5f9e\u672a\u60f3\u5230\u904e\u3002\u7576\u7136\uff0c\u9019\u4e9b\u5efa\u8b70\u4e2d\u7684\u55ae\u7368\u4e00\u4ef6\u4e0d\u53ef\u80fd\u589e\u5927\u4f60\u8b8a\u5f97\u5bcc\u6709\uff0c\u4f46\u6bcf\u4ef6\u90fd\u53ef\u4ee5\u8b93\u4f60\u7372\u5f97\u6210\u529f\u7684\u53ef\u80fd\u6027\u8207\u6e1b\u5c0f\u5931\u6557\u98a8\u96aa\u3002\u8070\u660e\u7684\u5b9a\u7fa9\u5c31\u662f–\u9ad8\u56de\u5831\u7387\u4f4e\u98a8\u96aa\u7387\u3002<\/p>\n
\u4f5c\u70ba\u7fd2\u6163\uff0c\u9019\u4e9b\u8ca1\u653f\u884c\u70ba\u5fc5\u9808\u6210\u70ba\u4f60\u7684\u7b2c\u4e8c\u5929\u6027\uff1a<\/p>\n
<\/p>\n
1.<\/strong>\u70ba\u4f60\u7684\u5bb6\u5ead\u958b\u8a2d\u8cec\u6236<\/strong><\/p>\n \u61c9\u8a72\u505a\u7684\uff1a\u958b\u8a2d\u5bb6\u5ead\u589e\u503c\u4fe1\u8cb8\u8cec\u6236\u4e26\u6709\u6548\u5229\u7528\uff0c\u70ba\u4f60\u81ea\u5df1\u6216\u8005\u5b69\u5b50\u6e96\u5099\u5927\u5b78\u6559\u80b2\u8cbb\uff0c\u6216\u8005\u9084\u6e05\u4fe1\u7528\u5361\u7684\u50b5\u52d9\u3002<\/p>\n \u4e0d\u61c9\u8a72\u505a\u7684\uff1a\u6feb\u7528\u4f60\u7684\u5bb6\u5ead\u8cec\u6236\uff0c\u70ba\u5047\u671f\u6e96\u5099\u5c08\u6b3e\uff0c\u8cfc\u8cb7\u7b49\u96e2\u5b50\u96fb\u8996\u6216\u4f60\u7121\u529b\u652f\u4ed8\u7684\u7269\u54c1\u3002<\/p>\n \u00a0<\/strong><\/p>\n 2.<\/strong>\u601d\u8003<\/strong><\/p>\n \u4f7f\u4f60\u7684\u8ca1\u52d9\u751f\u6d3b\u81ea\u52d5\u5316\u3002\u61c9\u8a72\u628a\u4f60\u5728\u9280\u884c\u4e2d\u7684\u90e8\u5206\u5132\u84c4\u8b93\u4f60\u7684\u5171\u540c\u57fa\u91d1\u516c\u53f8\u6216\u7d93\u7d00\u4eba\u9032\u884c\u6bcf\u6708\u6295\u8cc7\u3002\u540c\u6a23\uff0c\u8981\u5408\u7406\u7ba1\u7406\u4f60\u7684\u79fb\u52d5\u96fb\u8a71\u8cbb\u7528\uff0c\u4f60\u5c07\u6703\u767c\u73fe\uff0c\u9810\u7b97\u6bd4\u4ee5\u524d\u7c21\u55ae\uff0c\u4f60\u518d\u4e5f\u4e0d\u7528\u652f\u4ed8\u6eef\u7d0d\u91d1\u3002<\/p>\n \u00a0<\/strong><\/p>\n 3.<\/strong>\u8ffd\u6c42\u5229\u76ca\u6700\u5927\u5316<\/strong><\/p>\n \u76e1\u53ef\u80fd\u591a\u5730\u6295\u8cc7\u5728\u4f60\u7684401(k)\u4e0a\u3002\u6839\u64da401k\u8a08\u5283\uff0c\u5047\u8a2d\u67097\uff05\u7684\u56de\u5831\u7387\u820750\uff05\u7684\u62b5\u514c\uff0c\u4fdd\u6301\u6bcf\u5e74\u7684\u6301\u7e8c\u6295\u8cc7\uff0c\u60f3\u60f330\u5e74\u5f8c\uff0c\u60a8\u7684\u6295\u8cc7\u7e3d\u984d\u5229\u6efe\u5229\u5c07\u6703\u662f\u9000\u4f11\u5f8c\u4e3b\u8981\u7684\u8ca1\u6e90\u4e4b\u4e00\u3002<\/p>\n \u00a0<\/strong><\/p>\n 4.<\/strong>\u4f60\u7684\u61c9\u5fb5\u7a05\u6536\u5165<\/strong><\/p>\n \u6e1b\u5c11\u61c9\u5fb5\u7a05\u6536\u5165\uff0c\u4e5f\u5c31\u662f\u8aaa\u5728\u5de5\u4f5c\u4e2d\u5efa\u7acb\u9748\u6d3b\u7684\u6d88\u8cbb\u8cec\u6236\u3002\u8001\u95c6\u6703\u5f9e\u4f60\u7684\u85aa\u6c34\u91cc\u6263\u9664\u7a05\u524d\u6240\u5f97\uff0c\u4f60\u7528\u9019\u4e9b\u9322\u53bb\u652f\u4ed8\u91ab\u7642\u8cbb\u7528\uff0c\u5305\u62ec\u4fdd\u96aa\u8cbb\u3001\u85e5\u8cbb\u3001\u624b\u8853\u8cbb\u7b49\u7b49\u3002\u6bcf1000\u7f8e\u5143\u7684\u6295\u5165\u5927\u6982\u5c31\u53ef\u4ee5\u4f7f\u4f60\u7684\u7a05\u55ae\u6e1b\u5c11300\u7f8e\u5143\u3002\u5225\u932f\u904e\u6bcf\u5e74\u7684\u9019\u500b\u6a5f\u6703\u3002<\/p>\n <\/p>\n 5.<\/strong>\u6709\u8a08\u5283\u7684\u7bc0\u7d04<\/strong><\/p>\n \u6bcf\u500b\u6708\u56fa\u5b9a\u5730\u6295\u8cc7\u5171\u540c\u57fa\u91d1\u3002\u9019\u6a23\u53ef\u4ee5\u4fdd\u8b49\u4f60\u5728\u80a1\u7968\u4f4e\u50f9\u6642\u5019\u8cb7\u5f97\u591a\uff0c\u800c\u5728\u80a1\u7968\u9ad8\u50f9\u6642\u5019\u8cb7\u5f97\u5c11\u3002 T\u00b7Rowe\u516c\u53f8\u7684\u81ea\u52d5\u8cc7\u7522\u5efa\u7acb\u8a08\u5283\u8a8d\u70ba\uff0c\u5c0d\u65bc\u500b\u4eba\u4f86\u8aaa\uff0c\u6700\u521d\u6295\u8cc7\u80a1\u7968\u5927\u7d04\u5728$2,500\u7f8e\u5143\uff0c\u7136\u5f8c\u6bcf\u500b\u6708\u53ea\u8981\u6295\u8cc7$50\u7f8e\u5143\u3002<\/p>\n \u00a0<\/strong><\/p>\n 6.<\/strong>\u505a\u500b\u5b88\u8ca1\u5974<\/strong><\/p>\n \u5171\u540c\u57fa\u91d1\u4e2d\u7684\u80a1\u7968\u5f0f\u57fa\u91d1\u67091.33\uff05\u4e0a\u4e0b\u7684\u7ba1\u7406\u8cbb\uff0c\u50b5\u5238\u5f0f\u57fa\u91d1\u67090.89\uff05\u4e0a\u4e0b\u7684\u7ba1\u7406\u8cbb\u3002\u7814\u7a76\u8868\u660e\uff0c\u4fdd\u6301\u6295\u8cc7\u7684\u4f4e\u652f\u51fa\u8cbb\u7528\u662f\u53ef\u4ee5\u4f7f\u4f60\u7684\u6295\u8cc7\u7372\u5f97\u9ad8\u56de\u5831\u7387\u7684\u6700\u4f73\u65b9\u6cd5\u3002\u7f8e\u570b\u5148\u92d2\u57fa\u91d1\u516c\u53f8\u8207\u5bcc\u9054\u57fa\u91d1\u516c\u53f8\u8a8d\u70ba\u6700\u5408\u7b97\u7684\u6295\u8cc7\u662f\u6307\u6578\u57fa\u91d1\u3002<\/p>\n \u00a0<\/strong><\/p>\n 7.<\/strong>\u5348\u9910<\/strong><\/p>\n \u548c\u4ee5\u524d\u7684\u540c\u4e8b\u4e00\u500b\u6708\u5076\u723e\u51fa\u53bb\u5403\u4e00\u6b21\u98ef\u3002\u5982\u679c\u4f60\u7e3d\u662f\u82b1\u4e0a30\u7f8e\u5143\u5728\u5916\u9762\u5c31\u9910\uff0c\u4f60\u5728\u6c42\u8077\u7c21\u6b77\u88e1\u7684\u7167\u7247\u6703\u8d8a\u4f86\u8d8a\u80a5\u80d6\u3002<\/p>\n <\/p>\n 8.<\/strong>\u8ff7,<\/strong>\u4f46\u4e0d\u760b\u72c2<\/strong><\/p>\n \u5373\u4f7f\u4f60\u78ba\u5be6\u60f3\u5728\u5c07\u4f86\u7684\u6295\u8cc7\u4e2d\u8cfa\u5f97\u66f4\u591a\uff0c\u6700\u597d\u4e5f\u8981\u70ba\u5c07\u4f86\u53ef\u80fd\u8b8a\u5316\u7684\u4e8b\u60c5\u7559\u51fa5\uff05-10\uff05\u7684\u8cc7\u7522\u3002\u5982\u679c\u80a1\u7968\u4e26\u6c92\u6709\u5982\u9810\u60f3\u7684\u90a3\u6a23\u7406\u60f3\uff0c\u4f60\u53ef\u80fd\u6703\u5687\u4e00\u8df3\uff0c\u4f46\u662f\u4f60\u4e5f\u4e0d\u6703\u640d\u5931\u5f88\u5927\u3002<\/p>\n <\/p>\n 9.<\/strong>\u5728\u4e16\u754c\u7bc4\u570d\u5167\u8cfa\u9322<\/strong><\/p>\n \u5c0d\u4f60\u7684\u8b49\u5238\u591a\u6a23\u6027\u6295\u8cc7\uff0c\u5728\u672c\u571f\u5916\u7684\u5730\u5340\u6295\u8cc7\u6703\u6e1b\u5c11\u98a8\u96aa\uff0c\u63d0\u9ad8\u56de\u5831\u7387\uff0c\u81f3\u5c11\u8981\u628a\u4f60\u8cc7\u7522\u768420\uff05\u653e\u5728\u6d77\u5916\u3002<\/p>\n <\/p>\n 10.<\/strong>\u78ba\u7acb\u8cc7\u7522\u518d\u5e73\u8861\u65e5<\/strong><\/p>\n \u6bcf\u5e74\u76848\u67081\u65e5(\u6216\u4f60\u4e5f\u53ef\u4ee5\u81ea\u7531\u9078\u64c7\u4e00\u5929)\uff0c\u6e1b\u6301\u50f9\u683c\u4e0a\u6f32\u7684\u8b49\u5238\uff0c\u589e\u6301\u50f9\u683c\u4e0b\u8dcc\u7684\u8b49\u5238\uff0c\u628a\u4f60\u7684\u8cc7\u7522\u91cd\u65b0\u512a\u5316\u914d\u7f6e\u3002\u7814\u7a76\u8868\u660e\uff0c\u6bcf\u5e74\u5982\u6b64\uff0c\u4f60\u5c31\u6703\u81ea\u52d5\u5730\u5728\u80a1\u50f9\u4f4e\u6642\u8cb7\u9032\uff0c\u80a1\u50f9\u9ad8\u6642\u8ce3\u51fa\uff0c\u6700\u7d42\u53ef\u4ee5\u5f97\u5230\u9ad8\u6536\u76ca\u3002\u6216\u8005\u4f60\u53ef\u4ee5\u628a\u4f60\u7684\u8cc7\u91d1\u653e\u5728\u5c08\u696d\u7684\u8cc7\u672c\u914d\u7f6e\u7ba1\u7406\u516c\u53f8\u4e2d\u3002<\/p>\n <\/p>\n 11.<\/strong>\u61c2\u5f97\u4f55\u6642\u6536\u56de\u8cc7\u91d1<\/strong><\/p>\n \u51fa\u552e\u8868\u73fe\u7cdf\u7cd5\u7684\u80a1\u7968\u6216\u8667\u640d\u57fa\u91d1\u3002\u5728\u61c9\u5fb5\u7a05\u8cec\u55ae\u4e2d\uff0c\u4f60\u7684\u640d\u5931\u6703\u62b5\u6d88\u4e00\u90e8\u5206\u8cc7\u7522\u6240\u5f97\uff0c\u56e0\u6b64\uff0c\u5b83\u53ef\u4ee5\u6e1b\u5c11\u4f60\u61c9\u7e73\u7d0d\u7684\u6240\u5f97\u7a05\uff0c\u7121\u6548\u6295\u8cc7\u53ef\u4ee5\u9748\u6d3b\u8f49\u5316\u6210\u7a05\u8ce6\u7684\u6e1b\u514d\u3002\u5982\u679c\u4f60\u6539\u8b8a\u89c0\u5ff5\uff0c\u572830\u5929\u5f8c\u4f60\u53ef\u4ee5\u6536\u56de\u8cc7\u672c\u3002<\/p>\n <\/p>\n 12.<\/strong>\u4e0d\u6d6a\u8cbb\u4e00\u5206\u9322<\/strong><\/p>\n \u7d55\u5c0d\u4e0d\u8981\u6d6a\u8cbb\u4e00\u5206\u4e00\u6beb\u3002\u5728\u516d\u500b\u6708\u7684\u6642\u9593\u88e1\uff0c\u4f60\u53ef\u4ee5\u628a\u786c\u5e63\u5b58\u5165\u9280\u884c\u6216\u8005\u628a\u96f6\u9322\u653e\u5165\u5132\u84c4\u8cec\u6236(\u300a\u9322\u300b\u96dc\u8a8c\u7684\u4e00\u4f4d\u54e1\u5de5\u5bb6\u5ead\u53bb\u5e74\u5b58\u4e86$1,000\u7f8e\u5143\u96f6\u9322)\u3002<\/p>\n <\/p>\n 13.<\/strong>\u666e\u901a\u6d88\u8cbb<\/strong><\/p>\n \u4e0d\u8981\u53bb\u8cfc\u8cb7\u7279\u7d1a\u6c7d\u6cb9\u3002\u9ad8\u54c1\u8cea\u7684\u6c7d\u6cb9\u4e26\u4e0d\u6703\u63d0\u9ad8\u4f60\u7684\u751f\u6d3b\u6c34\u5e73\uff0c\u4e5f\u4e0d\u6703\u63d0\u9ad8\u71c3\u6599\u7684\u6548\u7387\uff0c\u800c\u4e14\u9019\u4e26\u975e\u662f\u4f60\u7684\u5fc5\u9700\u54c1\uff0c\u76f8\u53cd\uff0c\u5b83\u53ea\u6703\u8b93\u4f60\u6bcf\u5e74\u591a\u4ea4\u7d04$120\u7f8e\u5143\u7684\u8cbb\u7528\u3002<\/p>\n <\/p>\n 14.<\/strong>\u9078\u64c7\u56fa\u5b9a\u7684\u822a\u7a7a\u516c\u53f8<\/strong><\/p>\n \u5728\u4f60\u8cfc\u8cb7\u5546\u52d9\u5ea7\u4f4d\u6642\u9078\u64c7\u4e00\u5bb6\u56fa\u5b9a\u7684\u822a\u7a7a\u516c\u53f8\uff0c\u5728\u540c\u4e00\u822a\u7a7a\u516c\u53f8\u4e58\u5750\u98db\u6a5f\uff0c\u82f1\u91cc\u6578\u8d8a\u9577\u8d8a\u5408\u7b97\u3002\u597d\u597d\u5229\u7528\u4e58\u5750\u98db\u6a5f\u7684\u82f1\u91cc\u6578\uff0c\u7f8e\u570b\u570b\u5167\u6d77\u5cb8\u7dda\u98db\u6a5f\u822a\u73ed\u7684\u5ea7\u4f4d\u50f9\u683c\u5c31\u6703\u8b8a\u5f97\u5f88\u4fbf\u5b9c\u3002\u5982\u679c\u4f60\u4e58\u5750\u4e8625,000\u82f1\u91cc\uff0c\u4f60\u5c31\u53ef\u4ee5\u514d\u8cbb\u5f97\u5230\u50f9\u503c$150\u7f8e\u5143\u7684\u6d77\u5cb8\u5230\u6d77\u5cb8\u7684\u98db\u6a5f\u7968\uff1b\u800c\u5982\u679c\u4f60\u4e58\u5750\u4e86100,000\u82f1\u91cc\uff0c\u4f60\u53ef\u4ee5\u5f97\u5230\u50f9\u503c$3,000\u7f8e\u5143\u53bb\u6b50\u6d32\u7684\u5546\u52d9\u6a5f\u7968\uff0c\u6709\u4e9b\u516c\u53f8\u751a\u81f3\u5305\u62ec\u90e8\u5206\u9152\u5e97\u8cbb\u7528\u3002<\/p>\n <\/p>\n 15.<\/strong>\u4fe1\u7528\u5361\u5e74\u8cbb<\/strong><\/p>\n \u8981\u6c42\u4fe1\u7528\u5361\u767c\u884c\u65b9\u4e0d\u6536\u4f60$30\u5230$70\u7f8e\u5143\u7684\u5e74\u8cbb\u3002\u6bd4\u5982\uff0c\u767c\u884c\u65b9\u8a8d\u70ba\u53bb\u53e6\u5916\u5730\u65b9\u7d93\u71df\u5546\u696d\u662f\u5f88\u5177\u80fd\u529b\u7684\u8868\u73fe\uff0c\u4ed6\u5011\u6703\u56e0\u70ba\u4f60\u51fa\u9580\u7d93\u5546\u800c\u4e0d\u8003\u616e\u5e74\u8cbb\u3002\u662f\u5426\u53ea\u80fd\u514d\u4ea4\u4e00\u6b21\uff1f\u4f60\u4e5f\u53ef\u4ee5\u7528\u73fe\u5728\u826f\u597d\u7684\u4fe1\u7528\u8a18\u9304\u52fe\u92b7\u4e0a\u6b21\u7684\u8cbb\u7528\u3002<\/p>\n <\/p>\n 16.<\/strong>\u652f\u4ed8\u623f\u5c4b\u91cd\u5efa\u8cbb<\/strong><\/p>\n \u7576\u4f60\u70ba\u623f\u5c4b\u4fdd\u96aa\u6642\uff0c\u4f60\u7684\u6295\u4fdd\u8a08\u5283\u88e1\u61c9\u8a72\u5305\u62ec\u91cd\u5efa\u8cbb\uff0c\u800c\u4e0d\u50c5\u50c5\u662f\u623f\u5c4b\u640d\u58de\u88dc\u511f\u8cbb\uff0c\u9019\u624d\u662f\u5be6\u969b\u7684\u73fe\u91d1\u6210\u672c\u3002\u9019\u6a23\u53ef\u80fd\u6703\u589e\u52a0\u4f6010\uff05\u7684\u8cbb\u7528\uff0c\u4f46\u662f\u9019\u500b\u50f9\u683c\u5305\u62ec\u4e86\u4f60\u623f\u5c4b\u7684\u91cd\u5efa\u4ee5\u53ca\u88dd\u4fee\u8cbb\u7528\u3002<\/p>\n <\/p>\n 17.<\/strong>\u8207\u91ab\u751f\u8a0e\u50f9\u9084\u50f9<\/strong><\/p>\n \u5c0d\u65bc\u65e5\u5e38\u7a0b\u5e8f\u7684\u91ab\u7642\uff0c\u6bd4\u5982\u770b\u7259\u91ab\u6216\u8005\u70ba\u6cbb\u7642\u75be\u75c5\u958b\u7684\u85e5\u7269\u7b49\u7b49\uff0c\u4f60\u90fd\u53ef\u4ee5\u627e\u4fdd\u96aa\u65b9\uff0c\u5c0b\u51fa\u4ed6\u5011\u61c9\u8a72\u5408\u7406\u8ca0\u64d4\u4f60\u7684\u6cbb\u7642\u8cbb\u7528\u7684\u7406\u7531\u3002<\/p>\n \u9019\u6a23\uff0c\u4f60\u4e0d\u50c5\u53ef\u4ee5\u5c11\u652f\u4ed8\u5f88\u591a\u8cbb\u7528\uff0c\u9084\u53ef\u4ee5\u7bc0\u7d04\u4e00\u534a\u7684\u6642\u9593\uff0c\u7372\u5f97\u66f4\u4fbf\u5b9c\u7684\u6cbb\u7642\u670d\u52d9\u3002<\/p>\n 18.<\/strong>\u958b\u4e8c\u624b\u8eca<\/strong><\/p>\n \u8cb7\u4e8c\u624b\u8eca\uff0c\u8b93\u5225\u4eba\u4f86\u66ff\u4f60\u4ed8\u6298\u820a\u8cbb\u3002\u4e00\u8f1b\u65b0\u8eca\u7b2c\u4e00\u5e74\u7684\u50f9\u503c\u6298\u820a\u7387\u9ad8\u905430\uff05\uff0c\u9019\u5c31\u610f\u5473\u8457\uff0c\u5927\u7d04$25,000\u7f8e\u5143\u7684\u6298\u820a\u8cbb\u5c31\u53ef\u4ee5\u8cb7\u4e00\u8f1b\u8c50\u7530Camry\u6216\u8005LexusIS300\u3002<\/p>\n <\/p>\n 19.<\/strong>\u76e1\u91cf\u6e05\u8ca7<\/strong><\/p>\n \u81f3\u5c11\u52a0\u5165\u5927\u5b78\u8ca1\u52d9\u8cc7\u52a9\u3002\u5982\u679c\u4f60\u60f3\u8b93\u4f60\u7684\u5b69\u5b50\u5177\u5099\u8cc7\u52a9\u7684\u689d\u4ef6\uff0c\u4f60\u61c9\u8a72\u6709\u9078\u64c7\u6027\u5730\u652f\u51fa\u8ca1\u7522\u4ee5\u4fbf\u4f60\u7684\u5b69\u5b50\u5c07\u4f86\u64c1\u6709\u5f97\u5230\u5e6b\u52a9\u7684\u6a5f\u6703\u3002\u5728\u4f60\u5b69\u5b50\u9032\u5165\u9ad8\u4e2d\u7684\u982d\u4e00\u5169\u5e74\uff0c\u5229\u7528\u4e00\u5207\u984d\u5916\u7684\u73fe\u91d1\u9084\u6e05\u4fe1\u7528\u5361\u3002\u5982\u679c\u4f60\u7684\u5b69\u5b50\u6709UGMA\u6216UTMA\u76e3\u8b77\u5361\uff0c\u53ef\u4ee5\u628a\u5b83\u7528\u65bc\u6d88\u8cbb\u6559\u80b2\u8cbb\u7528\uff0c\u4f8b\u5982SAT\u6559\u80b2\u6216\u8005\u96fb\u8166\u6559\u80b2\u3002<\/p>\n <\/p>\n 20.<\/strong>\u8b93\u4eba\u5206\u4eab\u4f60\u7684\u80a1\u7968<\/strong><\/p>\n \u7528\u80a1\u7968\u800c\u975e\u73fe\u91d1\u70ba\u6148\u5584\u4e8b\u696d\u6350\u6b3e\u3002\u4f60\u4e0d\u50c5\u53ef\u4ee5\u70ba\u56f0\u96e3\u7684\u4eba\u63d0\u4f9b\u5e6b\u52a9\uff0c\u9084\u53ef\u4ee5\u5f9e\u6b64\u4e4b\u5f8c\u898f\u907f\u6240\u5f97\u7a05\u4ee5\u53ca\u80a1\u7968\u7a05\u3002\u4f60\u7684\u71b1\u5fc3\u4e0d\u50c5\u80fd\u4f7f\u81ea\u5df1\u5feb\u6a02\uff0c\u800c\u4e14\u80fd\u4f7f\u4f60\u53d7\u76ca\u3002<\/p>\n <\/p>\n 21.<\/strong>\u73fe\u5728\u5c31\u70ba\u5b69\u5b50\u6e96\u5099<\/strong><\/p>\n \u70ba\u4f60\u7684\u5b69\u5b50\u958bIRA\u8cec\u6236\u3002\u5b69\u5b50\u5728\u8ab2\u9918\u6216\u5047\u671f\u6253\u5de5\u6240\u5f97\u53ef\u4ee5\u653e\u5165\u9019\u500b\u8cec\u6236\uff0c\u4e00\u5e74\u5f8c\u53ef\u80fd\u9ad8\u9054$4,000\u7f8e\u5143\u3002\u4e94\u5e74\u5f8c\uff0c\u4f60\u7684\u5b69\u5b50\u7684\u5927\u5b78\u6559\u80b2\u8cbb\u5c31\u53ef\u4ee5\u5728\u9019\u88e1\u652f\u53d6\u4e86\u3002<\/p>\n <\/p>\n 22.<\/strong>\u7d19\u5f35\u5207\u788e\u6a5f(<\/strong>\u4ee5\u4fbf\u4e0d\u88ab\u4eba\u95b1\u8b80)<\/strong><\/p>\n \u8cfc\u8cb7\u7d19\u5f35\u5207\u788e\u6a5f\u3002\u7576\u4f60\u7684\u8cc7\u6599\u88ab\u5c45\u5fc3\u4e0d\u826f\u7684\u4eba\u7aca\u53d6\u5f8c\uff0c\u9019\u500b\u50cf\u98e2\u9913\u7684\u6d63\u718a\u4e00\u6a23\u76ef\u8457\u4f60\u7684\u5c0f\u5077\u6bd4\u96fb\u8166\u9ed1\u5ba2\u66f4\u53ef\u6015\u3002\u7d19\u5f35\u5207\u788e\u6a5f\u8b93\u4f60\u7684\u8ca1\u653f\u6587\u4ef6\u8b8a\u6210\u7d19\u5c51\uff0c\u4f60\u5c31\u53ef\u4ee5\u9ad8\u6795\u7121\u6182\u4e86\u3002\u500b\u4eba\u788e\u7d19\u6a5f\u50f9\u683c\u4e00\u822c\u5728$90\u7f8e\u5143\u5de6\u53f3\uff0c\u5728\u4e9e\u99ac\u905c\u7db2\u7ad9\uff0c\u4f60\u53ea\u9700\u8981\u82b150\u7f8e\u5143\u5c31\u53ef\u4ee5\u5f97\u5230\u4e00\u53f0\u6a6b\u5207\u578b\u788e\u7d19\u6a5f\u3002<\/p>\n <\/p>\n 23.<\/strong>\u9078\u64c7\u56fa\u5b9a\u7684\u901a\u8a0a\u670d\u52d9\u516c\u53f8<\/strong><\/p>\n \u4fdd\u6301\u901a\u8a0a\u8cbb\u8cec\u55ae\u7684\u7a69\u5b9a\u6027\u3002\u5982\u679c\u4f60\u9078\u64c7\u5169\u5bb6\u4e0d\u540c\u7684\u96fb\u8a0a\u670d\u52d9\u516c\u53f8\uff0c\u6bcf\u500b\u6708\u8981\u82b1\u92b7$50\u7f8e\u5143\u7684\u96fb\u8a71\u8cbb\uff0c\u6216\u8005\u9078\u64c7\u4e0d\u540c\u7684\u516c\u53f8\uff0c\u82b1\u92b7$110\u7f8e\u5143\u7684\u96fb\u8a71\u8cbb\u3001\u96fb\u7dda\u8cbb\u4ee5\u53ca\u7db2\u7d61\u8cbb\u7684\u8a71\uff0c\u90a3\u9ebc\uff0c\u4f60\u6700\u597d\u9078\u64c7\u4e00\u5bb6\u56fa\u5b9a\u7684\u670d\u52d9\u516c\u53f8\u4ee5\u7bc0\u7701\u4f60\u7684\u8cbb\u7528\u3002<\/p>\n <\/p>\n 24.<\/strong>\u4f7f\u7528\u73fe\u91d1\u56de\u994b\u5361<\/strong><\/p>\n \u628a\u4f60\u7684\u65c5\u884c\u5361\u4ee5\u53ca\u5404\u7a2e\u5546\u696d\u5361\u63db\u6210\u4e00\u5f35\u4f60\u7d93\u5e38\u4f7f\u7528\u7684\u6709\u56de\u994b\u7684\u5361\uff0c\u6bd4\u5982\u53ef\u4ee5\u5f97\u5230\u73fe\u91d1\u56de\u5831\u7684\u5361\u3002\u4f60\u53ef\u4ee5\u5728cardweb.com\u6216bankrate.com\u4e0a\u641c\u5c0b\u5230\u9069\u5408\u4f60\u7684\u5361\u3002<\/p>\n <\/p>\n 25.<\/strong>\u4f7f\u7528\u826f\u597d\u7684\u6f64\u6ed1\u5291<\/strong><\/p>\n \u6539\u8b8a\u4f60\u7684\u6c7d\u8eca\u7528\u6cb9\u3002\u4f60\u9700\u8981\u6539\u9032\u6c7d\u8eca\u88fd\u9020\u5546\u5efa\u8b70\u4f60\u5728\u91cc\u7a0b\u8868\u4e0a\u914d\u7f6e\u7684\u6c7d\u6cb9\u3002\u4e0d\u8981\u8caa\u5716\u4fbf\u5b9c\uff0c\u7528\u52a3\u8cea\u77f3\u6cb9\uff0c\u90a3\u6a23\u53ea\u6703\u8b93\u4f60\u4ed8\u51fa\u66f4\u591a\uff0c\u4f60\u61c9\u4f7f\u7528\u84cb\u6709\u7f8e\u570b\u77f3\u6cb9\u516c\u53f8\u5370\u7ae0\u7684\u5408\u683c\u6c7d\u6cb9\u3002<\/p>\n \u66f4\u65b0\u4f60\u7684\u5bec\u983b\u7db2\u7d61\u63a5\u53e3\u3002\u7db2\u7d61\u63a5\u5165\u53e3\u5c31\u50cf\u4f60\u7ffb\u958b\u4e0b\u4e00\u9801\u96dc\u8a8c\u7684\u904e\u7a0b\u4e00\u6a23\uff0c\u60f3\u50cf\u4e00\u4e0b\uff0c\u6bcf\u6b21\u4f60\u9700\u8981\u82b117\u79d2\u9418\u624d\u80fd\u7ffb\u958b\u4e0b\u4e00\u9801\u96dc\u8a8c\u3002DSL\u670d\u52d9\u6703\u8b93\u4f60\u7684\u958b\u652f\u591a\u4e00\u9ede\u9ede\uff0c\u5bec\u983b\u7db2\u7d61\u5927\u6982$30\u5230$40\u7f8e\u5143\u3002\u4f60\u53ef\u4ee5\u7bc0\u7d04\u66f4\u591a\u7684\u6642\u9593\u548c\u91d1\u9322\uff0c\u66f4\u5feb\u6377\u5730\u638c\u63e1\u6295\u8cc7\u6a5f\u6703\u3002<\/p>\n <\/p>\n 26.<\/strong>\u627e\u51fa\u8ce3\u9ede<\/strong><\/p>\n \u5728\u4f60\u628a\u623f\u5c4b\u6295\u5230\u5e02\u5834\u4e0a\u51fa\u552e\u4e4b\u524d\uff0c\u70ba\u4f60\u7684\u623f\u5c4b\u8a2d\u8a08\u4e00\u5169\u500b\u4e00\u6d41\u7684\u8ce3\u9ede\u3002<\/p>\n \u4e00\u500b\u7c21\u55ae\u597d\u770b\u7684\u4f48\u7f6e\u82b1\u92b7\u4e0d\u5230$500\u7f8e\u5143\uff0c\u4f46\u53ef\u4ee5\u7d66\u4f60\u5e36\u4f86\u6210\u500d\u7684\u56de\u5831\u3002\u5176\u4ed6\u4f4e\u6295\u5165\u9ad8\u6536\u76ca\u7684\u8209\u63aa\u6709\uff1a\u5728\u4e00\u6a13\u639b\u4e00\u5e45\u5d84\u65b0\u7684\u756b\uff0c\u589e\u52a0\u4f60\u5bb6\u7167\u660e\u71c8\u7684\u74e6\u6578\uff0c\u6216\u8005\u50f1\u4eba\u628a\u623f\u5c4b\u5fb9\u5e95\u5730\u6383\u9664\u4e00\u756a\u3002<\/p>\n <\/p>\n 27.<\/strong>\u5982\u4f55\u9762\u5c0d\u6578\u64da\u5316\u8655\u7406\u7684\u82e6\u5dee\u4e8b<\/strong><\/p>\n \u8cfc\u8cb7quicken\u6216\u5fae\u8edf\u7406\u8ca1\u8edf\u4ef6\u3002\u8ffd\u8e2a\u6d88\u8cbb\uff0c\u5be9\u67e5\u8cc7\u7522\u914d\u7f6e\u4ee5\u53ca\u4f30\u7b97\u4f60\u4e0b\u4e00\u5e74\u7684\u7a05\u55ae\uff0c\u6240\u6709\u9019\u4e9b\u4f60\u89ba\u5f97\u61c9\u8a72\u505a\u4f46\u53c8\u4e0d\u77e5\u9053\u600e\u9ebc\u7c21\u55ae\u64cd\u4f5c\u7684\u82e6\u5dee\u4e8b\uff0c\u8edf\u4ef6\u90fd\u6703\u5e6b\u4f60\u89e3\u6c7a\u554f\u984c\u3002<\/p>\n <\/p>\n 28.<\/strong>\u5229\u7528\u4f60\u7684\u81e5\u5ba4\u8cfa\u9322<\/strong><\/p>\n \u5728\u5bb6\u88e1\u958b\u59cb\u4f60\u7684\u5546\u696d\u8cbf\u6613\uff0c\u96d6\u7136\u5730\u65b9\u5c0f\uff0c\u800c\u4e14\u807d\u8d77\u4f86\u4f3c\u4e4e\u4e0d\u53ef\u601d\u8b70\uff0c\u4f46\u5f9e\u7db2\u7d61\u63a5\u5165\u5230\u623f\u9593\u88dd\u4fee\uff0c\u4f60\u81f3\u5c11\u53ef\u4ee5\u7bc0\u7d04\u4e00\u7b46\u4e0d\u83f2\u7684\u8cbb\u7528\u3002\u7576\u7136\uff0c\u6709\u500b\u898f\u5247\uff1a\u4f60\u53ea\u80fd\u628a\u9019\u500b\u623f\u9593\u7528\u65bc\u5de5\u4f5c\u3002\u4f60\u53ef\u4ee5\u5f9e\u570b\u7a05\u5c40\u7db2\u7ad9irs .gov\u4e0a\u5f97\u5230\u8a73\u7d30\u7684\u8aaa\u660e\u3002<\/p>\n <\/p>\n 29.<\/strong>\u8cb7\u4e00\u96d9\u8dd1\u978b<\/strong><\/p>\n \u82b1120\u7f8e\u5143\u8cb7\u4e00\u96d9\u8dd1\u978b\u7d55\u5c0d\u662f\u4e00\u500b\u660e\u667a\u7684\u8209\u52d5\u3002\u8b93\u6211\u5011\u4f86\u770b\u770b\u5b83\u7684\u597d\u8655\uff1a\u8dd1\u6b65\u53ef\u4ee5\u6e1b\u5c11\u5fc3\u9ad2\u75c5\u3001\u4e2d\u98a8\u7684\u767c\u75c5\u7387\uff0c\u53ef\u4ee5\u4f7f\u4f60\u7684\u8840\u58d3\u964d\u4f4e\uff0c\u9084\u80fd\u6bd4\u4efb\u4f55\u5176\u4ed6\u904b\u52d5\u6d88\u8017\u66f4\u591a\u7684\u5361\u8def\u91cc\u3002 $120\u7f8e\u5143\u6bd4\u4f60\u6bcf\u500b\u6708\u82b1$50\u7f8e\u5143\u53bb\u5065\u8eab\u623f\u5408\u7b97\u5f97\u591a\u3002<\/p>\n \u00a0<\/strong><\/p>\n 30.<\/strong>\u9001\u5b69\u5b50\u4e0a\u5927\u5b78<\/strong><\/p>\n \u4e0d\u7ba1\u4f60\u5f9e\u54ea\u4e9b\u5730\u65b9\u7bc0\u7701\uff0c\u5f9e\u54ea\u88e1\u501f\u9322\uff0c\u4e5f\u4e0d\u7ba1\u4f60\u5728\u54ea\u88e1\u6d88\u8cbb\uff0c\u6559\u80b2\u90fd\u662f\u6700\u660e\u667a\u7684\u6295\u8cc7\u3002\u6559\u80b2\u662f\u5c0d\u4f60\u5b69\u5b50\u6700\u6709\u50f9\u503c\u7684\u6295\u8cc7\uff0c\u5b83\u53ef\u4ee5\u8b93\u4f60\u7684\u5b69\u5b50\u7372\u5f97\u80fd\u529b\u3002\u5927\u5b78\u7562\u696d\u7684\u4eba\u6bd4\u9ad8\u4e2d\u7562\u696d\u751f\u7684\u6536\u5165\u591a80\uff05\uff0c\u4e00\u751f\u6536\u5165\u76f8\u5dee\u9ad8\u9054\u4e00\u767e\u842c\u3002<\/p>\n <\/p>\n 31.<\/strong>\u91cd\u56de\u5b78\u6821<\/strong><\/p>\n \u6700\u8fd1\u4e00\u4efd\u7814\u7a76\u8868\u660e\uff0c\u91cd\u65b0\u56de\u5230\u5b78\u6821\u53d6\u5f97MBA\u8b49\u66f8\u53ef\u4ee5\u8b93\u4f60\u7684\u85aa\u6c34\u591a\u589e\u52a045\uff05\u3002<\/p>\n <\/p>\n 32.<\/strong>\u6709\u81ea\u4fe1\u5730\u8aaa\u8a71<\/strong><\/p>\n \u5c40\u5916\u4eba\u4e0d\u6703\u5f97\u5230\u5347\u9077\u6a5f\u6703\u3002\u82b1\u5e7e\u767e\u7f8e\u5143\u53bb\u8a9e\u8a00\u5b78\u6821\u4e0a\u516c\u5171\u4ea4\u969b\u8ab2\u7a0b\uff0c\u6216\u8005\u53bbtoastmaster.org\u7372\u5f97\u4e00\u4e9b\u8a9e\u8a00\u57f9\u8a13\u8207\u935b\u7149\uff0c\u53ef\u4ee5\u8b93\u4f60\u7684\u8077\u696d\u751f\u6daf\u66f4\u52a0\u9806\u5229\u3002\u9019\u6a23\u7684\u8ab2\u7a0b\u6bcf\u5e74\u7684\u8cbb\u7528\u5927\u6982\u662f$50\u7f8e\u5143\u3002<\/p>\n <\/p>\n 33.<\/strong>\u505a\u842c\u4e00\u6c92\u6709\u5de5\u4f5c\u7684\u6253\u7b97<\/strong><\/p>\n \u5728\u5de5\u4f5c\u751f\u6daf\u7684\u95dc\u9375\u5e7e\u500b\u6708\uff0c\u4f60\u670930\uff05\u7684\u53ef\u80fd\u55aa\u5931\u5de5\u4f5c\u80fd\u529b\u3002\u50b7\u6b98\u4fdd\u96aa\u53ef\u80fd\u4f7f\u4f60\u73fe\u91d1\u6536\u5165\u6e1b\u5c11\uff0c\u4f46\u537b\u662f\u5fc5\u8981\u7684\u6295\u5165\u3002\u5982\u679c\u4f60\u5728\u5de5\u4f5c\u751f\u6daf\u4e2d\u4e26\u6c92\u6709\u9047\u5230\u9019\u7a2e\u60c5\u6cc1\uff0c\u7576\u4f6065\u6b72\u6642\uff0c\u4f60\u4ecd\u7136\u53ef\u4ee5\u5f97\u5230\u6240\u7e73\u7d0d\u768460\uff05\u523070\uff05\u3002<\/p>\n <\/p>\n 34.<\/strong>\u505a\u5230\u6709\u898f\u5283<\/strong><\/p>\n \u8058\u8acb\u8ca1\u52d9\u898f\u5283\u516c\u53f8\u70ba\u4f60\u6aa2\u67e5\u9000\u4f11\u6216\u5b78\u6821\u6559\u80b2\u8a08\u5283\u3002\u5728garrettplanningnetwork.com\u6216myfinancialadvice.com\u4e0a\uff0c\u4f60\u53ef\u4ee5\u627e\u5230\u4ee5\u5c0f\u6642\u8a08\u916c\u7684\u8ca1\u52d9\u898f\u5283\u4eba\uff0c\u901a\u5e38\u7684\u8cbb\u7528\u662f$150\u5230$200\u7f8e\u5143\u4e00\u5c0f\u6642\u3002\u5f9e\u982d\u5230\u5c3e\u7684\u8ffd\u8e2a\u5927\u7d04\u9700\u89818\u523010\u5c0f\u6642\uff0c\u5916\u52a0\u5e74\u5ea6\u6aa2\u67e51\u81f32\u5c0f\u6642\u3002\u5c08\u696d\u4eba\u58eb\u5c0d\u65bc\u80a1\u7968\u6295\u8cc7\u7684\u5efa\u8b70<\/p>\n <\/p>\n 35.<\/strong>\u8cb7\u5165\u6210\u9577\u578b\u5927\u76e4\u80a1\u7968<\/strong><\/p>\n \u6e6f\u59c6\u00b7\u9ea5\u897f\u683c\u662f\u7f8e\u570b\u5169\u5bb6\u4e00\u6d41\u7684\u5927\u76e4\u57fa\u91d1\u516c\u53f8\u7684\u6295\u8cc7\u8005\uff0c\u4ed6\u8aaa\uff1a\u81ea1981\u5e74\u4f86\uff0c\u8207\u50b5\u5238\u76f8\u6bd4\uff0c\u6211\u5011\u5f9e\u4f86\u6c92\u6709\u770b\u5230\u904e\u9019\u9ebc\u4fbf\u5b9c\u7684\u57fa\u91d1\u3002\u4ed6\u559c\u6b61\u4e26\u9078\u64c7\u4e86\u901a\u7528\u516c\u53f8\u548c\u5bf6\u6f54\u516c\u53f8\uff0c\u9019\u4e9b\u516c\u53f8\u73fe\u5728\u5df2\u7d93\u6210\u70ba\u5e02\u5834\u7684\u4e3b\u5c0e\u8005\u3002<\/p>\n <\/p>\n 36.<\/strong>\u8003\u616e\u8cfc\u8cb7<\/strong>\uff08Berkshire Hathaway\uff0cNYSE<\/a>\uff1aBRKA<\/a>\uff0cNYSE<\/a>\uff1aBRKB<\/a>\uff09\u80a1\u7968<\/strong><\/p>\n \u8cc7\u6df1\u50f9\u503c\u6295\u8cc7\u8005\u5a01\u5ec9\u00b7\u5a01\u829d\u6307\u51fa\uff0c\u4f60\u6240\u8cb7\u5165\u7684\u6bcf\u4e00\u80a1\u4f2f\u9813\u00b7\u54c8\u6492\u97cb\u516c\u53f8\u7684\u80a1\u7968\uff0c\u6c83\u502b\u00b7\u5df4\u83f2\u7279\u90fd\u6703\u5f88\u597d\u5730\u5229\u7528\u3002\u5a01\u829d\u8aaa\uff1a\u4e0d\u7ba1\u5e02\u5834\u4e0a\u5347\u6216\u4e0b\u964d\uff0c\u5229\u606f\u4e0a\u5347\u6216\u4e0b\u964d\uff0c\u4e5f\u4e0d\u7ba1\u6a5f\u6703\u4f86\u4e86\u9084\u662f\u8d70\u4e86\uff0c\u6c83\u502b\u7e3d\u662f\u70ba\u6301\u80a1\u4eba\u6bcf\u4e00\u5929\u7684\u65e5\u5e38\u751f\u6d3b\u5229\u76ca\u8457\u60f3\u3002<\/p>\n <\/p>\n 37.<\/strong>\u8cb7\u5165\u9ad8\u8cea\u91cf\u7684\u80a1\u7968<\/strong><\/p>\n Oakmark\u57fa\u91d1–\u64c1\u6709\u6c83\u723e\u746a\u516c\u53f8\u80a1\u7968\u7684\u7ba1\u7406\u8005\u6bd4\u723e\u00b7\u5c3c\u723e\u6839\u8aaa\uff1a\u5e7e\u5e74\u524d\uff0c\u65e5\u7528\u54c1\u5e02\u5834\u9060\u9060\u843d\u5f8c\u65bc\u5962\u4f88\u54c1\u5e02\u5834\u3002\u4f46\u4eca\u5929\uff0c\u65e5\u5e38\u7528\u54c1\u7684\u5e02\u5834\u8b8a\u5f97\u8d8a\u4f86\u8d8a\u5927\u3002<\/p>\n <\/p>\n 38.<\/strong>\u4e0d\u8981\u5984\u60f3\u9577\u751f\u4e0d\u8001<\/strong><\/p>\n \u8058\u8acb\u5c08\u696d\u5f8b\u5e2b\u70ba\u4f60\u8d77\u8349\u907a\u56d1\u3001\u4fe1\u8a17\u7b49\u91cd\u8981\u6587\u4ef6\uff0c\u9019\u6a23\u505a\u7684\u8cbb\u7528\u662f$1,500\u5230$2,000\u7f8e\u5143\u3002\u8907\u96dc\u4e00\u4e9b\u7684\u4ee3\u7406\u9700\u8981\u66f4\u591a\u7684\u91d1\u9322\uff0c\u4f46\u662f\uff0c\u5b83\u53ef\u4ee5\u66ff\u4f60\u7684\u7e7c\u627f\u8005\u7bc0\u7701\u9ad8\u984d\u7684\u7a05\u8cbb\u3002\u6700\u95dc\u9375\u7684\u662f\uff0c\u4f60\u4e0d\u53ef\u80fd\u9577\u751f\u4e0d\u8001\u3002<\/p>\n <\/p>\n 39.<\/strong>\u6539\u9032\u7ffb\u65b0<\/strong><\/p>\n \u4e00\u822c\u4f86\u8aaa\uff0c\u5b89\u88dd\u4e00\u500b\u5eda\u623f\u7684\u8cbb\u7528\u662f$4\u842c\u7f8e\u5143\uff0c\u9019\u90e8\u5206\u6539\u9032\u53ef\u4ee5\u70ba\u4f60\u7684\u623f\u5b50\u589e\u503c80\uff05\u3002\u5275\u9020\u6027\u5730\u6539\u9032\u623f\u5c4b\uff0c\u4f60\u65e2\u53ef\u4ee5\u5f9e\u4e2d\u4eab\u53d7\u5feb\u6a02\uff0c\u9084\u53ef\u4ee5\u589e\u52a0\u623f\u5c4b\u7684\u50f9\u503c\u3002<\/p>\n <\/p>\n \u4ee5\u4e0a\u6587\u7ae0\u4e0d\u4ee3\u8868\u672c\u5831\u7acb\u5834\uff0c\u5982\u9808\u4efb\u4f55\u6295\u8cc7\u5efa\u8b70\u8acb\u6d3d\u8a62\u60a8\u7684\u7406\u8ca1\u5c08\u54e1\u3002<\/strong><\/p>\n \u600e\u6a23\u66f4\u591a\u5730\u8cfa\u9322\uff0c\u66f4\u591a\u5730\u7a4d\u84c4\u9322\u8ca1\uff0c\u66f4\u597d\u5730\u6295\u8cc7\uff0c\u66f4\u9748\u6d3b\u5730\u6d88\u8cbb\u548c\u600e\u6a23\u66f4\u597d\u5730\u4fdd\u969c\u4f60\u7684\u5bb6\u5ead\uff0c<\/p>\n","protected":false},"author":1,"featured_media":53213,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"episode_type":"","audio_file":"","podmotor_file_id":"","podmotor_episode_id":"","cover_image":"","cover_image_id":"","duration":"","filesize":"","filesize_raw":"","date_recorded":"","explicit":"","block":"","jetpack_post_was_ever_published":false,"_jetpack_newsletter_access":"","_jetpack_dont_email_post_to_subs":false,"_jetpack_newsletter_tier_id":0,"_jetpack_memberships_contains_paywalled_content":false,"_jetpack_memberships_contains_paid_content":false,"footnotes":"","jetpack_publicize_message":"","jetpack_publicize_feature_enabled":true,"jetpack_social_post_already_shared":true,"jetpack_social_options":{"image_generator_settings":{"template":"highway","default_image_id":0,"font":"","enabled":false},"version":2},"_wpas_customize_per_network":false},"categories":[18],"tags":[],"series":[],"class_list":["post-88404","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-money"],"aioseo_notices":[],"featured_image_urls":{"thumbnail":"https:\/\/newsforchinese.com\/v3\/wp-content\/uploads\/2013\/06\/money-150x150.jpg","medium":"https:\/\/newsforchinese.com\/v3\/wp-content\/uploads\/2013\/06\/money-300x183.jpg","wzslider-thumbnail":"https:\/\/newsforchinese.com\/v3\/wp-content\/uploads\/2013\/06\/money-90x55.jpg","homepage-slider":"https:\/\/newsforchinese.com\/v3\/wp-content\/uploads\/2013\/06\/money-600x300.jpg","featured-category-widget":"https:\/\/newsforchinese.com\/v3\/wp-content\/uploads\/2013\/06\/money-280x160.jpg","loop-main":"https:\/\/newsforchinese.com\/v3\/wp-content\/uploads\/2013\/06\/money-160x120.jpg","featured-categories":"https:\/\/newsforchinese.com\/v3\/wp-content\/uploads\/2013\/06\/money-140x90.jpg","recent-posts-widget":"https:\/\/newsforchinese.com\/v3\/wp-content\/uploads\/2013\/06\/money-60x45.jpg","homepage-slider-thumb":"https:\/\/newsforchinese.com\/v3\/wp-content\/uploads\/2013\/06\/money-45x30.jpg"},"appp_media":null,"episode_featured_image":"https:\/\/newsforchinese.com\/v3\/wp-content\/uploads\/2013\/06\/money.jpg","episode_player_image":"https:\/\/newsforchinese.com\/v3\/wp-content\/uploads\/2022\/11\/avatars-DFF30y5My1u3eZvX-2nXMSw-original.jpg","download_link":"","player_link":"","audio_player":false,"episode_data":{"playerMode":"dark","subscribeUrls":[],"rssFeedUrl":"https:\/\/newsforchinese.com\/v3\/feed\/podcast\/%e8%80%81%e4%b8%ad%e5%bb%a3%e6%92%ad%e9%9b%bb%e5%8f%b0","embedCode":"\u7f8e\u570b\u300amoney\u300b\u96dc\u8a8c\u7684\u6295\u8cc7\u7406\u8ca1\u5fe0\u544a<\/a><\/blockquote>