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This file is auto-generated *\/\n!function(d,l){\"use strict\";l.querySelector&&d.addEventListener&&\"undefined\"!=typeof URL&&(d.wp=d.wp||{},d.wp.receiveEmbedMessage||(d.wp.receiveEmbedMessage=function(e){var t=e.data;if((t||t.secret||t.message||t.value)&&!\/[^a-zA-Z0-9]\/.test(t.secret)){for(var s,r,n,a=l.querySelectorAll('iframe[data-secret=\"'+t.secret+'\"]'),o=l.querySelectorAll('blockquote[data-secret=\"'+t.secret+'\"]'),c=new RegExp(\"^https?:$\",\"i\"),i=0;i<o.length;i++)o[i].style.display=\"none\";for(i=0;i<a.length;i++)s=a[i],e.source===s.contentWindow&&(s.removeAttribute(\"style\"),\"height\"===t.message?(1e3<(r=parseInt(t.value,10))?r=1e3:~~r<200&&(r=200),s.height=r):\"link\"===t.message&&(r=new URL(s.getAttribute(\"src\")),n=new URL(t.value),c.test(n.protocol))&&n.host===r.host&&l.activeElement===s&&(d.top.location.href=t.value))}},d.addEventListener(\"message\",d.wp.receiveEmbedMessage,!1),l.addEventListener(\"DOMContentLoaded\",function(){for(var 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2015","format":false,"excerpt":"\u7814\u7a76\u8868\u660e\uff0c\u5728\u7f8e\u570b\uff0c\u91ab\u7642\u8cbb\u7528\u662f\u9020\u6210\u7834\u7522\u7684\u6700\u5927\u539f\u56e0\uff0c\u800c\u91ab\u7642\u4fdd\u96aa\u4e26\u4e0d\u7e3d\u662f\u7f69\u8457\u4f60\u3002 \u4f60\u60f3\u77e5\u9053\u4f60\u61c9\u8a72\u7e73\u591a\u5c11\u9322\uff0c\u4f46\u4fdd\u96aa\u516c\u53f8\u548c\u91ab\u9662\u7e3d\u662f\u8b93\u4f60\u4e00\u982d\u9727\u6c34\uff0c\u6240\u4ee5Consumer\u00a0Reports\u6b63\u5728\u63d0\u4f9b\u4e00\u500b\u95dc\u65bc\u5982\u4f55\u907f\u514d\u610f\u5916\u91ab\u7642\u8cbb\u7528\u7684\u5c08\u6848\u3002 Eric\u00a0Christensen\u4eca\u5e74\u505a\u4e86\u80a9\u90e8\u624b\u8853\uff0c\u4ed6\u4ee5\u70ba\u4fdd\u96aa\u6703\u6599\u7406\u6bcf\u4e00\u4ef6\u4e8b\u60c5\u3002\u7136\u800c\uff0c\u4ed6\u8aaa\uff1a\u300c\u624b\u8853\u5f8c\u7684\u5e7e\u500b\u6708\uff0c\u6211\u6536\u5230\u4e86\u4e00\u4efd\u5e33\u55ae\u3002\u300d 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&quot;\u5730\u65b9\u65b0\u805e&quot;","block_context":{"text":"\u5730\u65b9\u65b0\u805e","link":"https:\/\/newsforchinese.com\/v3\/category\/local\/"},"img":{"alt_text":"","src":"https:\/\/i0.wp.com\/newsforchinese.com\/v3\/wp-content\/uploads\/2015\/10\/madical-bill.jpg?resize=350%2C200&ssl=1","width":350,"height":200,"srcset":"https:\/\/i0.wp.com\/newsforchinese.com\/v3\/wp-content\/uploads\/2015\/10\/madical-bill.jpg?resize=350%2C200&ssl=1 1x, https:\/\/i0.wp.com\/newsforchinese.com\/v3\/wp-content\/uploads\/2015\/10\/madical-bill.jpg?resize=525%2C300&ssl=1 1.5x"},"classes":[]},{"id":15161,"url":"https:\/\/newsforchinese.com\/v3\/2011\/05\/02\/medicare-gaps\/","url_meta":{"origin":86400,"position":1},"title":"\u5982\u4f55\u8b93\u81ea\u5df1\u907f\u514dMedicare Gaps","author":"Raymond","date":"May 2, 2011","format":false,"excerpt":"\u6587\uff1aDavid Sayen US Centers for Medicare & Medicaid Services\uff0c\u5340\u57df\u7ba1\u7406\u54e1 \u4f60\u7684Original Medicare\u4fdd\u96aa\u8986\u84cb\u591a\u9805\u91ab\u7642\u670d\u52d9\uff0c\u5f9e\u6d41\u611f\u75ab\u82d7\u6ce8\u5c04\u5230\u7559\u9662\u6cbb\u7642\u5230\u5584\u7d42\u670d\u52d9\u3002\u4f46\u5b83\u6c92\u6709\u8986\u84cb\u6bcf\u4e00\u4ef6\u4e8b\u60c5\uff0c\u4e26\u4e14\u5b83\u4e0d\u5305\u62ec\u4f60\u7684\u81ea\u4ed8\u984d\u3002 \u8a31\u591aOriginal Medicare\u8986\u84cb\u7684\u670d\u52d9\u8981\u6c42\u5171\u540c\u652f\u4ed8\u3001\u5171\u540c\u4fdd\u96aa\u6216\u53ef\u62b5\u6263\u6b3e\u9805\u3002\u4f46\u4f60\u53ef\u4ee5\u8cfc\u8cb7\u9644\u52a0\u4fdd\u96aa\u8986\u84cbMedicare\u4e2d\u7684\u9019\u4e9b\u201c\u6f0f\u5931\u201d\u3002\u9019\u6a23\u7684\u4fdd\u96aa\u7a31\u70baMedigap(\u88dc\u5145\u6027\u91ab\u7642\u4fdd\u96aa)\u3002\u4e00\u4e9bMedigap\u4fdd\u96aa\u9084\u8986\u84cb\u67d0\u4e9bMedicare\u4e0d\u4e88\u4fdd\u96aa\u7684\u798f\u5229\uff0c\u6bd4\u5982\u767c\u751f\u5728\u570b\u5916\u7684\u7dca\u6025\u91ab\u7642\u3002 \u4f60\u5f97\u81ea\u5df1\u652f\u4ed8Medigap,\u4e26\u4e14\u9019\u5f97\u901a\u904e\u79c1\u4eba\u4fdd\u96aa\u516c\u53f8\u3002\u53ea\u6709\u5728\u4f60\u64c1\u6709Original Medicare\u800c\u4e0d\u662fMedicare Advantge\u7684\u60c5\u6cc1\u4e0b\uff0c\u4f60\u624d\u53ef\u4ee5\u8cfc\u8cb7Medigap\u3002 \u6bcf\u4e00\u500bMedigap\u4fdd\u55ae\u5fc5\u9808\u7b26\u5408\u65e8\u5728\u4fdd\u8b77\u4f60\u7684\u806f\u90a6\u548c\u5dde\u6cd5\u5f8b\u3002\u5927\u591a\u6578\u5dde\u7684Medigap\u4fdd\u96aa\u516c\u53f8\u53ea\u5411\u4f60\u51fa\u552e\u6309\u7167\u5b57\u6bcdA\u5230N\u8a8d\u5b9a\u7684\u4e00\u500b\u201c\u6a19\u6e96\u201dMedigap\u4fdd\u55ae\u3002\u4e0d\u7ba1\u662f\u54ea\u500b\u516c\u53f8\u51fa\u552e\u5b83\uff0c\u6bcf\u4e00\u500b\u6a19\u51c6\u4fdd\u55ae\u5fc5\u9808\u63d0\u4f9b\u540c\u6a23\u7684\u57fa\u672c\u798f\u5229\u3002 \u56e0\u6b64\u5728\u4f60\u8cfc\u8cb7\u4e00\u4efdMedigap\u4fdd\u55ae\u6642\u6ce8\u610f\uff1a\u4e0d\u540c\u516c\u53f8\u92b7\u552e\u540c\u6a23\u5b57\u6bcd\u7684Medigap\u4fdd\u55ae\u4e4b\u9593\uff0c\u8cbb\u7528\u901a\u5e38\u662f\u552f\u4e00\u5dee\u5225\u3002\u4e26\u4e14\uff0c\u5728\u4e0d\u540c\u4fdd\u96aa\u516c\u53f8\u4e4b\u9593\uff0c\u5c0d\u540c\u4e00\u7a2e\u4fdd\u96aa\u6536\u53d6\u7684\u8cbb\u7528\u6703\u6709\u5f88\u5927\u5dee\u5225\u3002 \u4ee5\u4e0b\u662fMedigap\u4fdd\u55ae\u8986\u84cb\u7684\u4e00\u4e9b\u8cbb\u7528\uff1a \u2022 Medicare Part A(\u91ab\u9662)\u5171\u540c\u4fdd\u96aa\u548c\u91ab\u9662\u8cbb\u7528\uff0c\u6700\u591a\u9054Medicare\u798f\u5229\u7528\u5b8c\u5f8c365\u5929\u3002 \u2022 Medicare Part B\uff08\u91ab\u751f\u8cbb\u7528\uff09\u5171\u540c\u4fdd\u96aa\u6216\u5171\u540c\u652f\u4ed8\u3002 \u2022 \u8840\u6db2\uff08\u6700\u51483\u54c1\u812b\uff09\u3002 \u2022 Part A\u5584\u7d42\u670d\u52d9\u5171\u540c\u4fdd\u96aa\u6216\u5171\u540c\u652f\u4ed8\u3002 \u2022 \u719f\u7df4\u8b77\u7406\u8a2d\u65bd\u5171\u540c\u4fdd\u96aa\u3002 \u2022 Part A\u548cPart B\u53ef\u62b5\u6263\u6b3e Medgap\u4fdd\u55ae\u4e00\u822c\u4e0d\u8986\u84cb\u9577\u671f\u8b77\u7406\uff08\u6bd4\u5982\u990a\u8001\u9662\u4e2d\u7684\u8b77\u7406\uff09\uff0c\u773c\u79d1\u6216\u7259\u79d1\u91ab\u7642\uff0c\u807d\u529b\u8f14\u52a9\uff0c\u773c\u93e1\u4ee5\u53caprivate duty nursing\uff08\u79c1\u4eba\u8b77\u7406\uff09\u3002 \u8cfc\u8cb7\u4e00\u4efdMedigap\u4fdd\u55ae\u7684\u6700\u4f73\u6642\u9593\u662f\u5728\u4f60\u7684Medigap\u958b\u653e\u767b\u8a18\u671f\u3002\u9019\u500b\u6642\u671f\u5f9e\u4f60\u5e74\u6eff65\u6b72\u7576\u6708\u7b2c\u4e00\u5929\u958b\u59cb\uff0c\u4e26\u4e14\u4f60\u53c3\u8207\u4e86Part B\uff0c\u6301\u7e8c6\u500b\u6708\u3002 \u9019\u500b\u70ba\u4ec0\u9ebc\u91cd\u8981\uff1f\u56e0\u70ba\u5728\u958b\u653e\u767b\u8a18\u671f\u5167\uff0c\u4fdd\u96aa\u516c\u53f8\u7121\u6cd5\u56e0\u70ba\u4f60\u53ef\u80fd\u6709\u7684\u5065\u5eb7\u554f\u984c\u62d2\u7d55\u5411\u4f60\u51fa\u552e\u5b83\u6240\u63d0\u4f9b\u7684\u4efb\u4f55Medigap\u4fdd\u55ae\u3002\u4f60\u4e5f\u4e0d\u6703\u56e0\u70ba\u4f60\u7684\u5065\u5eb7\u72c0\u6cc1\u88ab\u591a\u6536\u8cbb\u3002\u4f46\u662f\uff0c\u5728\u4e00\u4e9b\u60c5\u6cc1\u4e0b\uff0c\u4fdd\u96aa\u516c\u53f8\u53ef\u4ee5\u56e0\u70ba\u9810\u5148\u5b58\u5728\u7684\u5065\u5eb7\u554f\u984c\u62d2\u7d55\u8986\u84cb\u4f60\u7684\u73fe\u91d1\u8cbb\u7528\u6700\u591a6\u500b\u6708\u3002 6\u500b\u6708\u5f8c\uff0cMedigap\u4fdd\u55ae\u5c07\u8986\u84cb\u9810\u5148\u5b58\u5728\u7684\u554f\u984c\u3002 \u5c0d\u65bcMedicare\u8986\u84cb\u7684\u670d\u52d9\uff0cOriginal Medicare\u5c07\u8986\u84cb\u5065\u5eb7\u554f\u984c\uff0c\u5982\u679cMdigap\u4fdd\u55ae\u4e0d\u8986\u84cb\u4f60\u7684\u73fe\u91d1\u8cbb\u7528\u3002\u4f60\u5f97\u8ca0\u8cac\u5171\u540c\u4fdd\u96aa\u6216\u5171\u540c\u652f\u4ed8\u3002\u9084\u8981\u8a18\u4f4f\u4ee5\u4e0b\u5e7e\u9ede\uff1a \u2022 \u4f60\u5fc5\u9808\u64c1\u6709Medicare Part\u2026","rel":"","context":"In &quot;\u8ad6\u58c7&quot;","block_context":{"text":"\u8ad6\u58c7","link":"https:\/\/newsforchinese.com\/v3\/category\/opinion\/"},"img":{"alt_text":"Pills Stock Photo","src":"https:\/\/i0.wp.com\/freethumbs.dreamstime.com\/413\/big\/free_4135672.jpg?resize=350%2C200","width":350,"height":200},"classes":[]},{"id":145979,"url":"https:\/\/newsforchinese.com\/v3\/2017\/10\/18\/%e9%87%8e%e7%81%ab%e9%81%8e%e5%be%8c%e6%88%bf%e8%b2%b8%e3%80%81%e7%b4%8d%e7%a8%85%e7%ad%89%e5%8d%81%e4%b8%80%e5%95%8f\/","url_meta":{"origin":86400,"position":2},"title":"\u91ce\u706b\u904e\u5f8c\u623f\u8cb8\u3001\u7d0d\u7a05\u7b49\u5341\u4e00\u554f","author":"Raymond","date":"October 18, 2017","format":false,"excerpt":"\u554f\uff1a\u6211\u7684\u623f\u5b50\u6c92\u4e86\u3002\u6211\u53ef\u4ee5\u505c\u4ed8\u62b5\u62bc\u8cb8\u6b3e\u55ce?\u7b54\uff1a\u4e5f\u8a31\u5427\uff0c\u4f46\u4e0d\u662f\u6c38\u9060\u3002 \u73fe\u5728\u4e00\u5b9a\u8981\u806f\u7e6b\u4f60\u7684\u8cb8\u6b3e\u4eba\u2014\u2014\u6700\u597d\u662f\u5728\u4f60\u4e0b\u6b21\u9084\u6b3e\u4e4b\u524d\u3002\u4f60\u53ef\u4ee5\u8acb\u6c42\u66ab\u505c\u3002\u4f60\u53ef\u80fd\u6703\u807d\u5230\u300cforbearance agreement\u300d\uff08\u50b5\u52d9\u5ef6\u671f\u5354\u8b70\uff09\u9019\u500b\u8a5e\u3002\u9019\u662f\u9280\u884c\u7684\u884c\u8a71\uff0c\u8b93\u4f60\u66ab\u6642\u6e1b\u5c11\u4ed8\u6b3e\u6216\u4e00\u5206\u4e0d\u4ed8\u3002Department of Housing and Urban Development(\u4f4f\u623f\u548c\u57ce\u5e02\u767c\u5c55\u90e8)\u53ef\u4ee5\u5e6b\u4f60\u627e\u5230\u4e00\u500b\u53ef\u4ee5\u5e6b\u52a9\u4f60\u7684\u9867\u554f\u3002 \u6253\u96fb\u8a71800-569-4287\u627e\u4e00\u4f4d\u9867\u554f\u3002\u4e0d\u8981\u50c5\u50c5\u5047\u8a2d\u9019\u662f\u4e00\u500b\u81ea\u52d5\u7684\u904e\u7a0b\u3002\u5982\u679c\u4f60\u505c\u6b62\u4ed8\u6b3e\u800c\u4e0d\u8207\u4f60\u7684\u8cb8\u6b3e\u4eba\u4ea4\u8ac7\uff0c\u4f60\u6703\u6709\u6eef\u7d0d\u91d1\uff0c\u4fe1\u7528\u6c59\u9ede\uff0c\u4ee5\u53ca\u55aa\u5931\u62b5\u62bc\u54c1\u8d16\u56de\u6b0a\u7684\u53ef\u80fd\u6027\u3002\u6240\u4ee5\uff0c\u8acb\u5118\u5feb\u7d66\u8cb8\u65b9\u6253\u96fb\u8a71\u3002 \u554f\uff1a\u6211\u61c9\u8a72\u600e\u9ebc\u8655\u7406\u6211\u7684\u7a05\u55ae? \u7b54\uff1a\u4f60\u53ef\u4ee5\u7533\u8acb\u66ab\u7de9\u6216\u5ef6\u671f\u652f\u4ed8\u8ca1\u7522\u548c\u6240\u5f97\u7a05\u3002.\u00a0 \u5c0d\u65bc\u8ca1\u7522\u7a05\uff0c\u4f60\u61c9\u8a72\u806f\u7e6b\u4f60\u7684\u7e23\u8a55\u4f30\u54e1\u6216\u6536\u7a05\u54e1\uff0c\u770b\u770b\u4ed6\u5011\u662f\u5982\u4f55\u8655\u7406\u706b\u707d\u53d7\u5bb3\u8005\u7684\u8acb\u6c42\u7684\u3002\u5982\u679c\u4f60\u4e00\u76f4\u5728\u5206\u671f\u4ed8\u6b3e\u5c65\u884c\u4f60\u7684\u7d0d\u7a05\u7fa9\u52d9\uff0c\u9019\u4e00\u9ede\u5c24\u5176\u91cd\u8981\u3002 \u5c0d\u65bc\u6240\u5f97\u7a05\uff0cBoard of Equalization(\u5e73\u7a05\u5c40)\u8aaa\u6709\u6551\u6fdf\u3002\u96fb\u8a71800-852-5711\u3002\u8acb\u4e0d\u8981\u8a8d\u70ba\u4f60\u6703\u81ea\u52d5\u7372\u5f97\u5e6b\u52a9\u3002 \u5982\u679c\u4f60\u5728\u6c92\u6709\u806f\u7e6b\u6070\u7576\u8fa6\u516c\u5ba4\u7684\u60c5\u6cc1\u4e0b\u505c\u6b62\u7d0d\u7a05\uff0c\u4f60\u53ef\u80fd\u6703\u9762\u81e8\u6eef\u7d0d\u91d1\u548c\u7559\u7f6e\u6b0a\u8655\u7406\uff0c\u9019\u53ef\u80fd\u6703\u8b93\u4f60\u4ed8\u51fa\u9ad8\u6602\u7684\u4ee3\u50f9\u3002 \u554f\uff1a\u6211\u7684\u8ca1\u7522\u7a05\u6703\u6e1b\u5c11\u55ce? \u7b54\uff1a\u53ef\u80fd\u6709\u623f\u7522\u7a05\u6e1b\u514d\u751a\u81f3\u662f\u9000\u6b3e\u3002 Board of Equalization\u8aaa\uff0c\u623f\u5c4b\u906d\u53d7\u81f3\u5c111\u842c\u5143\u640d\u5931\u7684\u623f\u4e3b\u53ef\u4ee5\u7533\u8acb\u3002\u76f8\u95dc\u623f\u7522\u9700\u8981\u91cd\u65b0\u8a55\u4f30\uff0c\u4e26\u5c07\u7522\u751f\u4e00\u4efd\u65b0\u7a05\u55ae\u3002 Sonoma\u548cNapa\u5169\u7e23\u8a55\u7a05\u54e1\u5728\u4ed6\u5011\u7684\u4e3b\u9801\u4e0a\u767c\u4f48\u4e86\u300ccalamity reassessment\u300d(\u707d\u96e3\u91cd\u4f30)\u8868\u683c\u3002\u6309\u7167\u5dde\u7684\u898f\u5b9a\uff0c\u4f60\u5fc5\u9808\u5728\u672a\u4f8612\u500b\u6708\u5167\u63d0\u51fa\u7533\u8acb\u3002 \u554f\uff1a\u81e8\u6642\u4f4f\u623f\u4fdd\u96aa\u652f\u4ed8\u6709\u591a\u9577\u6642\u9593? \u7b54\uff1a\u56e0\u70ba\u9019\u4e9b\u706b\u707d\u89f8\u767c\u7dca\u6025\u72c0\u614b\uff0c\u5dde\u6cd5\u5f8b\u8981\u6c42\u70ba24\u500b\u6708\u3002 \u4e00\u822c\u4f86\u8aaa\uff0c\u623f\u4e3b\u4fdd\u55ae\u901a\u5e38\u8986\u84cb\u898f\u6a21\u76f8\u4f3c\u7684\u4f4f\u623f\u4ee5\u53ca\u8207\u642c\u5165\u76f8\u95dc\u7684\u8cbb\u7528\uff0c\u5982\u7533\u8acb\u8cbb\u7528\u3001\u4fe1\u7528\u6aa2\u67e5\u8cbb\u7528\u3001\u516c\u5171\u4e8b\u696d\u8cbb\u7528\u548c\u79df\u8cc3\u4eba\u4fdd\u96aa\u3002 \u4f46\u662f\uff0c\u5118\u7ba1\u5dde\u8981\u6c42\u4fdd\u96aa\u516c\u53f8\u652f\u4ed824\u500b\u6708\u81e8\u6642\u4f4f\u623f\u8cbb\u7528\uff0c\u4f46\u4e00\u4e9b\u4fdd\u55ae\u9650\u5236\u4f60\u53ef\u4ee5\u82b1\u7684\u9322\u3002\u6240\u4ee5\uff0c\u572824\u500b\u6708\u7a97\u53e3\u671f\u7d50\u675f\u4e4b\u524d\uff0c\u4f60\u53ef\u80fd\u5df2\u7d93\u7528\u5b8c\u4fdd\u96aa\u7684\u9322\u4e86\u3002 \u4f60\u9700\u8981\u6838\u5c0d\u4e00\u4e0b\u4f60\u7684\u4fdd\u96aa\u55ae\uff0c\u770b\u770b\u4f60\u6709\u4ec0\u9ebc\u6b0a\u5229\u3002\u5c0b\u627e\u300calternative living expenses\u300d(\u66ff\u4ee3\u751f\u6d3b\u8cbb\u7528)\uff0c\u8acb\u76f8\u61c9\u5730\u9032\u884c\u9810\u7b97\u3002 \u554f\uff1a\u4fdd\u96aa\u7d22\u8ce0\u9032\u884c\u671f\u9593\u505a\u4ec0\u9ebc\uff1f \u7b54\uff1a\u8a18\u65e5\u8a18\u5f88\u91cd\u8981\u3002 \u8a18\u9304\u8207\u4f60\u4fdd\u96aa\u516c\u53f8\u7684\u6bcf\u4e00\u6b21\u6703\u8b70\u3001\u96fb\u8a71\u3001\u96fb\u5b50\u90f5\u4ef6\u548c\u4fe1\u4ef6\u3002\u8a18\u9304\u65e5\u671f\u3001\u6642\u9593\u3001\u540d\u5b57\u548c\u627f\u8afe\u3002 \u7d93\u7d00\u4eba\u548c\u8abf\u7406\u4eba\u90fd\u662f\u4eba\u3002\u4ed6\u5011\u53ef\u80fd\u6703\u88ab\u8655\u7406\u592a\u591a\u7684\u7d22\u8ce0\u58d3\u5f97\u5598\u4e0d\u904e\u6c23\u3002\u6240\u4ee5\uff0c\u6709\u4e9b\u4e8b\u60c5\u53ef\u80fd\u6703\u88ab\u5ffd\u8996\uff0c\u932f\u8aa4\u96e3\u514d\u6703\u72af\u3002\u901a\u904e\u5c0d\u6574\u500b\u904e\u7a0b\u3001\u4f60\u5728\u4f60\u4fdd\u55ae\u4e2d\u4eab\u6709\u7684\u6b0a\u5229\u4ee5\u53ca\u8ab0\u8655\u7406\u54ea\u4e9b\u4e8b\u60c5\u9032\u884c\u5f88\u597d\u7684\u8a18\u9304\uff0c\u4f60\u53ef\u4ee5\u7cfe\u6b63\u932f\u8aa4\u3002 \u9019\u662f\u4e00\u500b\u6709\u60c5\u7dd2\u7684\u904e\u7a0b\uff0c\u4f46\u4f60\u61c9\u8a72\u5c07\u4fdd\u96aa\u7d22\u8ce0\u8996\u70ba\u5546\u696d\u4ea4\u6613\u9032\u884c\u8655\u7406\u3002\u5728San Francisco\uff0c\u4e00\u500b\u540d\u70baUnited Policyholder\u7684\u7dad\u6b0a\u7d44\u7e54\u9019\u6a23\u8aaa\uff1a\u300c\u7d66\u4f60\u7684\u4fdd\u96aa\u516c\u53f8\u4e00\u500b\u505a\u6b63\u78ba\u4e8b\u60c5\u7684\u6a5f\u6703\uff0c\u4f46\u4e0d\u8981\u628a\u4e00\u500b\u53cb\u597d\u7684\u4ee3\u8868\u932f\u7576\u6210\u670b\u53cb\u3002\u300d \u554f\uff1a\u8ab0\u652f\u4ed8\u5ee2\u589f\u6e05\u9664\u8cbb\u7528? \u7b54\uff1a\u4f60\u7684\u4fdd\u96aa\u516c\u53f8\u53ef\u4ee5\u70ba\u4f60\u652f\u4ed8\u3002 \u6211\u5011\u767c\u73fe\u623f\u4e3b\u4fdd\u55ae\u901a\u5e38\u8986\u84cb\u5ee2\u589f\u6e05\u7406\u3002\u6709\u6642\u5b83\u5728\u50cf\u300cadditional coverage\u300d\u9019\u6a23\u6b04\u76ee\u4e0b\u3002\u67e5\u770b\u4e00\u4e0b\u4f60\u7684\u4fdd\u55ae\u3002\u800c\u4e14\uff0c\u5728\u82b1\u4f60\u81ea\u5df1\u4efb\u4f55\u4e00\u5206\u9322\u4e4b\u524d\uff0c\u5411\u4e00\u500b\u7d93\u7d00\u4eba\u77ad\u89e3\u9019\u500b\u904e\u7a0b\u3002 \u53e6\u5916\uff0c\u4e0d\u8981\u6025\u65bc\u6e05\u7406\u3002Insurance Information Institute\u544a\u8a34\u6211\u5011\uff0c\u5728\u4e00\u540d\u8abf\u7406\u4eba\u52d8\u5bdf\u8ca1\u7522\u524d\uff0c\u53d7\u5bb3\u8005\u4e0d\u61c9\u8a72\u79fb\u9664\u4efb\u4f55\u6771\u897f\u3002\u6254\u6771\u897f\u592a\u5feb\u53ef\u80fd\u6703\u6253\u4e82\u4f60\u7684\u7d22\u8ce0\u3002 \u554f\uff1a\u6211\u7684\u4fdd\u96aa\u7d22\u8ce0\u9700\u8981\u591a\u9577\u6642\u9593?.\u00a0 \u7b54\uff1a\u53ef\u80fd\u8981\u8d85\u904e\u4e00\u500b\u6708\u3002 \u4e00\u65e6\u8abf\u7406\u4eba\u52d8\u5bdf\u4e86\u4f60\u7684\u8ca1\u7522\uff0c\u4e26\u4e14\u4f60\u5b8c\u6210\u4e86\u4e00\u4efd\u53eb\u505a\u300cproof of claim\u300d(\u7d22\u8ce0\u8b49\u660e)\u7684\u8868\u683c\uff0c\u90a3\u9ebc\u5dde\u6cd5\u5f8b\u7d66\u4e88\u4fdd\u96aa\u516c\u53f840\u500b\u65e5\u65e5\u5929\u6642\u9593\u4e88\u4ee5\u66f8\u9762\u7b54\u5fa9\u3002\u5b83\u53ef\u4ee5\u63a5\u53d7\u4f60\u7684\u7d22\u8ce0\u3001\u62d2\u7d55\u4f60\u7684\u7d22\u8ce0\u6216\u8005\u5169\u8005\u517c\u800c\u6709\u4e4b\u3002 \u5982\u679c\u4f60\u7d22\u8ce0\u7684\u4efb\u4f55\u90e8\u5206\u88ab\u99c1\u56de\uff0c\u6cd5\u5f8b\u8981\u6c42\u4fdd\u96aa\u516c\u53f8\u63d0\u4ea4\u4e00\u4efd\u91d1\u984d\u9673\u8ff0\u548c\u539f\u56e0\u89e3\u91cb\u3002\u5982\u679c\u572840\u5929\u6642\u9593\u88cf\u5b58\u5728\u554f\u984c\u6216\u5ef6\u8aa4\uff0c\u4fdd\u96aa\u516c\u53f8\u5fc5\u9808\u544a\u8a34\u4f60\u2014\u2014\u4ee5\u66f8\u9762\u65b9\u5f0f\u2014\u2014\u4e26\u6bcf30\u5929\u5411\u4f60\u66f4\u65b0\u4e00\u6b21\u3002\u2026","rel":"","context":"In &quot;\u623f\u5730\u7522&quot;","block_context":{"text":"\u623f\u5730\u7522","link":"https:\/\/newsforchinese.com\/v3\/category\/realestate\/"},"img":{"alt_text":"","src":"https:\/\/i0.wp.com\/newsforchinese.com\/v3\/wp-content\/uploads\/2017\/10\/Wildfire-600X400.jpg?resize=350%2C200&ssl=1","width":350,"height":200,"srcset":"https:\/\/i0.wp.com\/newsforchinese.com\/v3\/wp-content\/uploads\/2017\/10\/Wildfire-600X400.jpg?resize=350%2C200&ssl=1 1x, https:\/\/i0.wp.com\/newsforchinese.com\/v3\/wp-content\/uploads\/2017\/10\/Wildfire-600X400.jpg?resize=525%2C300&ssl=1 1.5x"},"classes":[]},{"id":50253,"url":"https:\/\/newsforchinese.com\/v3\/2013\/03\/12\/%e9%97%9c%e6%96%bc%e7%9c%8b%e7%89%99%e9%bd%92%e7%9a%84%e7%a8%85%e5%8b%99%e5%95%8f%e9%a1%8c\/","url_meta":{"origin":86400,"position":3},"title":"\u95dc\u65bc\u770b\u7259\u9f52\u7684\u7a05\u52d9\u554f\u984c","author":"Raymond","date":"March 12, 2013","format":false,"excerpt":"\u5982\u679c\u4f60\u57282012\u5e74\u652f\u4ed8\u4e86\u91ab\u7642\u6216\u7259\u79d1\u8cbb\u7528\uff0c\u90a3\u9ebc\u4f60\u53ef\u4ee5\u7372\u5f97\u672a\u4fdd\u96aa\u8cbb\u7528\u7684\u7d0d\u7a05\u62b5\u6263\u3002\u570b\u7a05\u5c40\u5e0c\u671b\u4f60\u77ad\u89e3\u4e3b\u5f35\u91ab\u7642\u548c\u7259\u79d1\u8cbb\u7528\u62b5\u6263\u7684\u4e03\u4ef6\u4e8b \u4f60\u5fc5\u9808\u9010\u9805\u7533\u5831\u3002\u5982\u679c\u4f60\u9010\u9805\u7533\u5831\u4f60\u7684\u62b5\u6263\uff0c\u90a3\u9ebc\u4f60\u53ea\u53ef\u4ee5\u6263\u9664\u6c92\u6709\u4fdd\u96aa\u7684\u91ab\u7642\u548c\u7259\u79d1\u8cbb\u7528\u3002\u5982\u679c\u4f60\u9032\u884c\u6a19\u6e96\u62b5\u6263\uff0c\u90a3\u9ebc\u4f60\u4e0d\u53ef\u4ee5\u6263\u9664\u91ab\u7642\u548c\u7259\u79d1\u8cbb\u7528\u3002 \u62b5\u6263\u6709\u9650\u5236\u3002\u4f60\u53ef\u4ee5\u6263\u9664\u8d85\u904e\u4f60\u8abf\u7bc0\u7e3d\u6536\u51657.5%\u7684\u91ab\u7642\u548c\u7259\u79d1\u8cbb\u7528\u3002 2012\u5e74\u652f\u4ed8\u7684\u8cbb\u7528\u3002\u4f60\u53ef\u4ee5\u5305\u62ec\u4f602012\u5e74\u652f\u4ed8\u7684\u91ab\u7642\u548c\u7259\u79d1\u8cbb\u7528\uff0c\u5373\u4f7f\u4f60\u662f\u5728\u4e0a\u4e00\u5e74\u7372\u5f97\u76f8\u95dc\u670d\u52d9\u3002\u4fdd\u7559\u597d\u8a18\u9304\uff0c\u8b49\u660e\u4f60\u652f\u4ed8\u7684\u91d1\u984d\u3002 \u7b26\u5408\u689d\u4ef6\u7684\u8cbb\u7528\u3002\u4f60\u53ef\u4ee5\u5305\u62ec\u5927\u591a\u6578\u4f60\u70ba\u4f60\u81ea\u5df1\u3001\u914d\u5076\u548c\u88ab\u8d0d\u990a\u4eba\u652f\u4ed8\u7684\u91ab\u7642\u548c\u7259\u79d1\u8cbb\u7528\uff0c\u3002\u4e00\u4e9b\u4f8b\u5916\u60c5\u6cc1\u548c\u7279\u5225\u898f\u5b9a\u4f7f\u7528\u3002\u8a2a\u554fIRS.gv\u77ad\u89e3\u66f4\u591a\u7d30\u7bc0\u3002 \u6240\u5305\u62ec\u7684\u8cbb\u7528\uff0c\u4f60\u4e00\u822c\u53ef\u4ee5\u6263\u9664\u75be\u75c5\u7684\u8a3a\u65b7\u3001\u6cbb\u7642\u3001\u7de9\u89e3\u6216\u9810\u9632\u8cbb\u7528\u3002\u8655\u65b9\u85e5\u548c\u80f0\u5cf6\u7d20\u8cbb\u7528\u4e5f\u53ef\u4ee5\u6263\u9664\u3002\u6b64\u5916\uff0c\u91ab\u7642\u3001\u7259\u79d1\u548c\u4e00\u4e9b\u9577\u671f\u8b77\u7406\u4fdd\u96aa\u8cbb\u7528\u4e5f\u53ef\u4ee5\u6263\u9664\u3002 \u51fa\u884c\u8cbb\u7528\u3002\u4f60\u53ef\u4ee5\u6263\u9664\u70ba\u7372\u53d6\u91ab\u7642\u800c\u7522\u751f\u7684\u51fa\u884c\u8cbb\u7528\u3002\u9019\u5305\u62ec\u516c\u5171\u4ea4\u901a\u6216\u6551\u8b77\u8eca\u4ee5\u53ca\u8def\u6a4b\u548c\u505c\u8eca\u8cbb\u7528\u3002\u5982\u679c\u4f60\u4f7f\u7528\u4f60\u81ea\u5df1\u7684\u8eca\u51fa\u884c\u770b\u75c5\uff0c\u90a3\u9ebc\u4f60\u53ef\u4ee5\u6263\u9664\u5be6\u969b\u8cbb\u7528\uff0c\u5305\u62ec\u6c7d\u6cb9\u548c\u6a5f\u6cb9\u8cbb\u7528\u3002\u5982\u679c\u4e0d\u6263\u9664\u5be6\u969b\u8cbb\u7528\uff0c\u90a3\u9ebc\u4f60\u53ef\u4ee5\u4f9d\u64da\u91ab\u7642\u51fa\u884c\u6a19\u6e96\u91cc\u7a0b\u8cbb\u7528\u9032\u884c\u6263\u9664-2012\u5e74\u8cbb\u7387\u70ba\u6bcf\u82f1\u91cc23\u5206\u3002 \u4e0d\u53ef\u6709\u96d9\u91cd\u798f\u5229\u3002Health Savings Accounts\u6216Flexible Spending Arrangements\u7528\u65bc\u652f\u4ed8\u91ab\u7642\u6216\u7259\u79d1\u8cbb\u7528\u7684\u9322\u901a\u5e38\u662f\u514d\u7a05\u7684\u3002\u56e0\u6b64\uff0c\u4f60\u4e0d\u53ef\u4ee5\u6263\u9664\u4f7f\u7528\u9019\u4e9b\u65b9\u6848\u8cc7\u91d1\u652f\u4ed8\u7684\u8cbb\u7528\u3002","rel":"","context":"In &quot;\u7406\u8ca1\u6295\u8cc7&quot;","block_context":{"text":"\u7406\u8ca1\u6295\u8cc7","link":"https:\/\/newsforchinese.com\/v3\/category\/money\/"},"img":{"alt_text":"","src":"https:\/\/i0.wp.com\/bolivarfamilydental.com\/wp-content\/uploads\/2013\/01\/photodune-210134-pretty-business-woman-holding-a-piggybank-while-at-work-xs.jpg?resize=350%2C200","width":350,"height":200,"srcset":"https:\/\/i0.wp.com\/bolivarfamilydental.com\/wp-content\/uploads\/2013\/01\/photodune-210134-pretty-business-woman-holding-a-piggybank-while-at-work-xs.jpg?resize=350%2C200 1x, https:\/\/i0.wp.com\/bolivarfamilydental.com\/wp-content\/uploads\/2013\/01\/photodune-210134-pretty-business-woman-holding-a-piggybank-while-at-work-xs.jpg?resize=525%2C300 1.5x"},"classes":[]},{"id":226082,"url":"https:\/\/newsforchinese.com\/v3\/2022\/09\/10\/%e7%be%8e%e5%9c%8b%e9%86%ab%e7%99%82%e7%99%bd%e5%8d%a1%e8%88%87%e7%b4%85%e8%97%8d%e5%8d%a1%e7%94%b3%e8%ab%8b%e6%a2%9d%e4%bb%b6%e5%92%8c%e7%a6%8f%e5%88%a9\/","url_meta":{"origin":86400,"position":4},"title":"\u7f8e\u570b\u91ab\u7642\u767d\u5361\u8207\u7d05\u85cd\u5361\u7533\u8acb\u689d\u4ef6\u548c\u798f\u5229","author":"Raymond","date":"September 10, 2022","format":false,"excerpt":"\u7f8e\u570b\u91ab\u7642\u767d\u5361 (Medicaid) \uff06\u7d05\u85cd\u5361 (Medicare) \u7533\u8acb\u689d\u4ef6\u548c\u798f\u5229 \u3002 \u4e0d\u5c11\u670b\u53cb\u5c0d\u653f\u5e9c\u7684\u91ab\u7642\u4fdd\u96aa\u8a08\u5283\u7d05\u85cd\u5361 (Medicare) \u548c\u767d\u5361 (Medicaid) \u52a0\u5dde\u91ab\u7642\u767d\u5361 Medi-Cal \u4ecb\u7d39 \u52a0\u5dde\u7684\u91ab\u7642\u767d\u5361 Medi-Cal \u662f\u91ab\u7642\u88dc\u52a9\u8a08\u5283\uff082014\u5e74\u8d77\u4e5f\u53ef\u4ee5\u770b\u7259\u9f52\uff09\uff0c\u4e3b\u8981\u5c0d\u50cf\u662f\u4f4e\u6536\u5165\u6236\uff0c\u5982\u679c\u8981\u5e6b\u65b0\u79fb\u6c11\u7236\u6bcd\u7533\u8acb\u4fdd\u96aa\u53ef\u4ee5\u8003\u616e\u767d\u5361\u662f\u5426\u5408\u8cc7\u683c\u3002\u9700\u8981\u5be9\u67e5\u6536\u5165\u8207\u8cc7\u7522\u7b49\u3002(\u6ce8\u610f\uff1a\u5404\u5dde\u7684\u767d\u5361\u7533\u8acb\u689d\u4ef6\u548c\u8cc7\u683c\u90fd\u4e0d\u540c)\uff0c\u672c\u7bc7\u50c5\u4ee5\u52a0\u5dde\u767d\u5361 Medi-Cal \u70ba\u4f8b\u3002 \u767d\u5361 \u91ab\u7642\u767d\u5361\u5176\u5be6\u6709\u5206\u4e0d\u540c\u7684\u7a2e\u985e\uff0c\u53ea\u8981\u7b26\u5408\u5176\u4e2d\u4e00\u500b\u7a2e\u985e\u90fd\u53ef\u4ee5\u63d0\u51fa\u7533\u8acb\u3002 \u6700\u5e38\u898b\u7684\u52a0\u5dde\u767d\u5361 Medi-Cal \u7a2e\u985e\u8207\u7533\u8acb\u689d\u4ef6\u5982\u4e0b\uff1a 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\u7533\u8acb\u6b65\u9a5f\uff1a\u53ef\u4ee5\u4e0ahttps:\/\/www.coveredca.com\/\uff0c\u90f5\u5bc4\uff0c\u6216\u662f\u9810\u7d04\u7e23\u653f\u5e9c\u793e\u798f\u6a5f\u69cb\u3002\u9019\u6b65\u9a5f\u50c5\u70ba\u586b\u8cc7\u6599\u63d0\u4ea4\u7533\u8acb\uff0c\u7531\u5b98\u65b9\u5be9\u6838\u8cc7\u683c\u3002\u5982\u679c\u5be9\u6838\u901a\u904e\uff0c\u7e23\u653f\u5e9c\u6703\u9032\u4e00\u6b65\u66f8\u9762\u901a\u77e5\u6216\u96fb\u8a71\u806f\u7e6b\u7d22\u53d6\u66f4\u591a\u8b49\u660e\u8cc7\u6599\u3002\u4e4b\u5f8c\u5c31\u6703\u6536\u5230\u5be9\u6838\u7d50\u679c\uff0c\u82e5\u901a\u904e\u5247\u6703\u62ff\u5230\u767d\u5361\uff08BIC, Benefits Identification Card\uff09\uff0c\u6574\u500b\u904e\u7a0b\u8017\u6642\u7d04\u4e00\u500b\u6708\u5de6\u53f3\u3002 \u9078\u64c7\u8a08\u5283\uff1a\u5be9\u6838\u901a\u904e\u6536\u5230BIC 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&quot;\u5065\u5eb7\u990a\u751f&quot;","block_context":{"text":"\u5065\u5eb7\u990a\u751f","link":"https:\/\/newsforchinese.com\/v3\/category\/health\/"},"img":{"alt_text":"","src":"https:\/\/i0.wp.com\/newsforchinese.com\/v3\/wp-content\/uploads\/2022\/09\/media-care-card-small.jpg?resize=350%2C200&ssl=1","width":350,"height":200,"srcset":"https:\/\/i0.wp.com\/newsforchinese.com\/v3\/wp-content\/uploads\/2022\/09\/media-care-card-small.jpg?resize=350%2C200&ssl=1 1x, https:\/\/i0.wp.com\/newsforchinese.com\/v3\/wp-content\/uploads\/2022\/09\/media-care-card-small.jpg?resize=525%2C300&ssl=1 1.5x"},"classes":[]},{"id":16969,"url":"https:\/\/newsforchinese.com\/v3\/2011\/05\/25\/hsa\/","url_meta":{"origin":86400,"position":5},"title":"\u4ec0\u9ebc\u662f\u5065\u5eb7\u5132\u84c4\u5e33\u6236(HSA)?","author":"Raymond","date":"May 25, 2011","format":false,"excerpt":"\u57f7\u7167\u7406\u8ca1\u5c08\u5bb6 \/ \u9673\u517c\u6176 \u5065\u5eb7\u5132\u84c4\u5e33\u6236(HSA) Health Savings 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