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Juan","rel":"","context":"In &quot;\u5730\u65b9\u65b0\u805e&quot;","block_context":{"text":"\u5730\u65b9\u65b0\u805e","link":"https:\/\/newsforchinese.com\/v3\/category\/local\/"},"img":{"alt_text":"","src":"https:\/\/i0.wp.com\/newsforchinese.com\/v3\/wp-content\/uploads\/2025\/11\/%E5%B9%B4%E8%BC%95%E4%BA%BA%E6%97%A9%E5%B7%B2%E6%89%93%E7%A0%B4%E5%88%BB%E6%9D%BF%E5%8D%B0%E8%B1%A1.jpg?resize=350%2C200&ssl=1","width":350,"height":200,"srcset":"https:\/\/i0.wp.com\/newsforchinese.com\/v3\/wp-content\/uploads\/2025\/11\/%E5%B9%B4%E8%BC%95%E4%BA%BA%E6%97%A9%E5%B7%B2%E6%89%93%E7%A0%B4%E5%88%BB%E6%9D%BF%E5%8D%B0%E8%B1%A1.jpg?resize=350%2C200&ssl=1 1x, https:\/\/i0.wp.com\/newsforchinese.com\/v3\/wp-content\/uploads\/2025\/11\/%E5%B9%B4%E8%BC%95%E4%BA%BA%E6%97%A9%E5%B7%B2%E6%89%93%E7%A0%B4%E5%88%BB%E6%9D%BF%E5%8D%B0%E8%B1%A1.jpg?resize=525%2C300&ssl=1 1.5x"},"classes":[]},{"id":47592,"url":"https:\/\/newsforchinese.com\/v3\/2012\/12\/27\/%e7%82%ba%e9%80%80%e4%bc%91%e5%ad%98%e9%8c%a2%e5%8f%af%e4%bb%a5%e6%8a%b5%e7%a8%85\/","url_meta":{"origin":847,"position":2},"title":"\u70ba\u9000\u4f11\u5b58\u9322\u53ef\u4ee5\u62b5\u7a05","author":"Raymond","date":"December 27, 2012","format":false,"excerpt":"\u6839\u64da\u570b\u7a05\u5c40\u7684\u8aaa\u6cd5\uff0c\u4e2d\u4f4e\u6536\u5165\u54e1\u5de5\u53ef\u4ee5\u73fe\u5728\u63a1\u53d6\u63aa\u65bd\u70ba\u9000\u4f11\u5b58\u9322\uff0c\u4e26\u57282012\u5e74\u548c\u4ee5\u5f8c\u7372\u5f97\u7279\u5225\u7d0d\u7a05\u6e1b\u514d\u3002 \u5132\u84c4\u8005\u6e1b\u514d(saver\u2019s credit )\u53c8\u7a31\u9000\u4f11\u5132\u84c4\u4f9b\u6b3e\u6e1b\u514d\uff08retirement savings contributions credit\uff09,\u6709\u52a9\u65bc\u90e8\u5206\u88dc\u511f\u54e1\u5de5\u81ea\u9858\u652f\u4ed8IRA\u548c401\uff08k)\u4ee5\u53ca\u985e\u4f3c\u5de5\u4f5c\u9000\u4f11\u5c08\u6848\u7684\u9996\u7b462000\u5143\u4f9b\u6b3e\u3002\u5132\u84c4\u8005\u6e1b\u514d\u53ef\u4ee5\u4f5c\u70ba\u4efb\u4f55\u5176\u4ed6\u9069\u7528\u7684\u7bc0\u7a05\u65b9\u6cd5\u7684\u88dc\u5145\u3002 \u7b26\u5408\u689d\u4ef6\u54e1\u5de5\u4ecd\u7136\u6709\u6642\u9593\u9032\u884c\u9000\u4f11\u4f9b\u6b3e\uff0c\u57282012\u5831\u7a05\u4e2d\u7372\u5f97\u5132\u84c4\u8005\u6e1b\u514d\u3002\u7d0d\u7a05\u4eba\u57282013\u5e744\u670815\u65e5\u4e4b\u524d\u8a2d\u7acb\u4e00\u500b\u65b0\u7684\u500b\u4eba\u9000\u4f11\u5b89\u6392\u6216\u5411\u5df2\u6709IRA\u5e33\u6236\u52a0\u9322\uff0c\u4ecd\u7136\u53ef\u4ee5\u7372\u5f972012\u6e1b\u514d\u3002\u4f46\u662f\uff0celective 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