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California\u8207\u5176\u4ed6\u5404\u5dde\u516c\u5171\u885b\u751f\u9818\u8896\u7e7c\u7e8c\u9f13\u52f5\u6c11\u773e\u63a1\u53d6\u9810\u9632\u63aa\u65bd\uff0c\u914d\u6234\u9762\u7f69\u3001\u52e4\u6d17\u624b\u3001\u8207\u4ed6\u4eba\u4fdd\u6301\u8ddd\u96e2\uff0c\u76e1\u91cf\u5f85\u5728\u5bb6\u88e1\uff0c\u4e26\u4e14\u767b\u8a18\u52a0\u5165\u512a\u8cea\u5065\u5eb7\u4fdd\u96aa\u8a08\u5283\u4eab\u53d7\u4fdd\u969c\u3002Covered California\u516c\u958b\u767b\u8a18\u671f\u9593\u5c07\u65bc1\u670831\u65e5\u622a\u6b62\uff0c\u5728270\u842c\u7121\u4fdd\u96aa\u7684\u52a0\u5dde\u6c11\u773e\u4e2d\uff0c\u4f30\u8a08\u6709120\u842c\u4eba\u7b26\u5408\u689d\u4ef6\u4eab\u53d7\u901a\u904eCovered California\u6216Medi-Cal\u52a0\u5dde\u91ab\u7642\u88dc\u52a9\u767d\u5361\u8a08\u5283\u9818\u53d6\u8ca1\u52d9\u88dc\u52a9\u3002 Covered California\u9031\u4e8c\u5ba3\u5e03\u5728\u52a0\u5dde\u5404\u5730\u65b0\u51a0\u75c5\u6bd2\uff08COVID-19\uff09\u78ba\u8a3a\u75c5\u60a3\u6fc0\u589e\u7684\u540c\u6642\uff0c\u4ee5\u7834\u7d00\u9304\u767b\u8a18\u52a0\u5165\u5065\u4fdd\u4eba\u6578\u5c55\u958b\u65b0\u7684\u4e00\u5e74\u3002\u7834\u7d00\u9304\u7684160\u842c\u52a0\u5dde\u6c11\u773e\u5df2\u5728\u516c\u958b\u767b\u8a18\u671f\u9593\u7e8c\u7d04\u4fdd\u55ae\u6216\u9078\u64c7\u4e86\u4fdd\u55ae\u8a08\u5283\uff0c\u52a0\u5165\u5f9e2021\u5e741\u67081\u65e5\u958b\u59cb\u751f\u6548\u7684\u5065\u4fdd\u884c\u5217\u3002\u9019\u500b\u7e3d\u6578\u8207\u53bb\u5e74\u540c\u671f\u6bd4\u8f03\uff0c\u589e\u52a0\u4e86\u5c07\u8fd120\u842c\u4eba\uff08\u767e\u5206\u4e4b14\uff09\u3002 \u201c\u7531\u65bc\u65b0\u51a0\u75c5\u6bd2\u6301\u7e8c\u5728\u5168\u5dde\u8fc5\u901f\u8513\u5ef6\uff0c\u73fe\u5728\u7d55\u5c0d\u4e0d\u80fd\u6c92\u6709\u5065\u5eb7\u4fdd\u96aa\uff0c\u201dCovered California\u57f7\u884c\u7e3d\u76e3Peter V. Lee\u8868\u793a\u3002\u201c\u7576\u4eca\u6b63\u662f\u7bc0\u6176\u5047\u671f\u5f8c\u78ba\u8a3a\u75c5\u60a3\u6fc0\u589e\u7684\u95dc\u9375\u6642\u523b\uff0c\u6240\u4ee5\u6211\u5011\u9f13\u52f5\u6240\u6709\u9700\u8981\u91ab\u7642\u7167\u8b77\u4fdd\u969c\u7684\u6c11\u773e\u67e5\u770b\u4e00\u4e0b\u4ed6\u5011\u6709\u54ea\u4e9b\u9078\u64c7\uff0c\u4e26\u4e14\u767b\u8a18\u52a0\u5165\uff0c\u4ee5\u4fbf\u57282021\u5e74\u4eab\u53d7\u4fdd\u969c\u3002\u201d\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 \u52a0\u5dde\u6709\u8d85\u904e270\u842c\u65b0\u51a0\u75c5\u6bd2\u78ba\u8a3a\u75c5\u60a3\uff0c\u6b7b\u4ea1\u4eba\u6578\u9810\u671f\u5c07\u5728\u4eca\u5929\u7a81\u78343\u842c\u4eba\u3002 \u00a0\u201c\u96d6\u7136\u6211\u5011\u5df2\u7d93\u5168\u9ad4\u52d5\u54e1\uff0c\u6e96\u5099\u5728\u5168\u5dde\u65bd\u6253\u75ab\u82d7\uff0c\u4f46\u662f\u5728\u78ba\u8a3a\u75c5\u60a3\u8207\u4f4f\u9662\u4eba\u6578\u6fc0\u589e\u4e4b\u969b\uff0c\u6211\u5011\u842c\u842c\u4e0d\u80fd\u653e\u9b06\u8b66\u6212\uff0c\u56e0\u70ba\u73fe\u5728\u6b63\u662f\u4eba\u8207\u4eba\u76f8\u4e92\u50b3\u67d3\u6700\u9ad8\u5cf0\u7684\u6642\u671f\uff0c\u201d\u52a0\u5dde\u5065\u5eb7\u8207\u885b\u751f\u670d\u52d9\u90e8\u90e8\u9577\u517cCovered California\u8463\u4e8b\u6703\u4e3b\u5e2dMark Ghaly\u91ab\u751f\u8868\u793a\u3002\u201c\u6211\u5011\u6bcf\u4e00\u500b\u4eba\u90fd\u5fc5\u9808\u8ca0\u8d77\u64ca\u9000\u75c5\u6bd2\u61c9\u8ca0\u7684\u8cac\u4efb\uff0c\u9019\u4ee3\u8868\u8457\u4f69\u6234\u9762\u7f69\u3001\u7559\u5728\u5bb6\u88e1\uff0c\u4e26\u4e14\u52a0\u5165\u512a\u8cea\u5065\u5eb7\u4fdd\u96aa\u4eab\u53d7\u4fdd\u969c\u3002\u201d \u52a0\u5dde\u6b64\u523b\u6709270\u842c\u7121\u5065\u4fdd\u6c11\u773e\uff0c\u64da\u4f30\u8a08\uff0c\u5176\u4e2d\u7d04120\u842c\u7b26\u5408\u689d\u4ef6\u901a\u904eCovered California\u9818\u53d6\u8ca1\u52d9\u88dc\u52a9\uff0c\u6216\u662f\u901a\u904eMedi-Cal\u52a0\u5dde\u91ab\u7642\u88dc\u52a9\u767d\u5361\u8a08\u5283\u4eab\u53d7\u50f9\u683c\u4f4e\u5ec9\u6216\u514d\u8cbb\u7684\u5065\u4fdd\u3002\u9019\u4e9b\u7121\u5065\u4fdd\u6c11\u773e\u5927\u90e8\u5206\u4f4d\u65bc\u5357\u52a0\u5dde\uff0c\u4f30\u8a08\u7d04\u670971\u842c8000\u540d\u4eba\u7b26\u5408\u9818\u53d6\u8ca1\u52d9\u88dc\u52a9\u8005\u4f4f\u5728\u6d1b\u6749\u78ef\u3001\u5167\u9678\u5e1d\u570b\u3001\u6a59\u7e23\u548c\u8056\u5730\u7259\u54e5\u90fd\u6703\u5730\u5340\uff08\u8acb\u898b\u9644\u57161\uff1a\u52a0\u5dde\u7b26\u5408\u9818\u53d6\u8ca1\u52d9\u88dc\u52a9\u4e4b\u7121\u5065\u4fdd\u6c11\u773e\u5c45\u4f4f\u5730\u5340\uff09\u3002 \u57161\uff1a\u52a0\u5dde\u7b26\u5408\u9818\u53d6\u8ca1\u52d9\u88dc\u52a9\u4e4b\u7121\u5065\u4fdd\u6c11\u773e\u5c45\u4f4f\u5730\u5340 \u201c\u5927\u591a\u6578\u7121\u5065\u4fdd\u6c11\u773e\u4e0d\u77e5\u9053\u81ea\u5df1\u7b26\u5408\u9818\u53d6\u4fdd\u8cbb\u88dc\u52a9\u7684\u689d\u4ef6\uff0c\u6216\u662f\u5df2\u5f88\u4e45\u6c92\u6709\u67e5\u770b\u512a\u8cea\u5065\u4fdd\u5176\u5be6\u4e26\u4e0d\u8cb4\uff0c\u201dLee\u8868\u793a\u3002\u201c\u8acb\u7acb\u5373\u767b\u8a18\u52a0\u5165\uff0c\u4e0d\u8981\u62d6\u5ef6\uff0c\u4e26\u544a\u8a34\u5bb6\u4eba\u548c\u670b\u53cb\uff0c\u4ee5\u78ba\u4fdd\u5728\u75ab\u60c5\u8513\u5ef6\u671f\u9593\u76e1\u53ef\u80fd\u8b93\u6bcf\u4e00\u500b\u4eba\u90fd\u80fd\u64c1\u6709\u5065\u5eb7\u4fdd\u96aa\u3002\u201d \u6700\u65b0\u6578\u64da\u986f\u793a\u901a\u904eCovered California\u52a0\u5165\u5065\u4fdd\u7684\u52a0\u5dde\u6c11\u773e\u4e2d\u6709140\u842c\u4eba\uff0c\u6216\u5c07\u8fd1\u767e\u5206\u4e4b90\uff0c\u9818\u53d6\u67d0\u7a2e\u7a0b\u5ea6\u7684\u4fdd\u8cbb\u88dc\u52a9\uff0c\u5e73\u5747\u6e1b\u8f15\u4e86\u5c07\u8fd1\u767e\u5206\u4e4b80\u7684\u6bcf\u6708\u4fdd\u8cbb\u8ca0\u64d4\u3002 \u5728\u6240\u6709\u9818\u53d6\u8ca1\u52d9\u88dc\u52a9\u7684\u6c11\u773e\u4e2d\uff0c\u5c07\u8fd1\u4e00\u534a \u2013 \u8d85\u904e64\u842c\u4eba \u2013 \u53d7\u76ca\u65bc\u52a0\u5dde\u57282020\u5e74\u63a8\u51fa\uff0c\u4ee5\u6e1b\u8f15\u4fdd\u8cbb\u8ca0\u64d4\u70ba\u76ee\u7684\u7684\u5dde\u653f\u5e9c\u88dc\u8cbc\u8a08\u5283\uff0c\u5176\u4e2d\u5305\u62ec4\u842c4\u5343500\u4f4d\u5148\u524d\u56e0\u70ba\u6536\u5165\u8d85\u904e\u806f\u90a6\u6536\u5165\u6700\u4f4e\u9650\u5236\u800c\u7121\u6cd5\u9818\u53d6\u88dc\u52a9\u7684\u4e2d\u7b49\u6536\u5165\u6d88\u8cbb\u8005\u3002 \u7834\u7d00\u9304\u7684\u767b\u8a18\u52a0\u5165\u5065\u4fdd\u4eba\u6578 \u81ea\u5f9eCovered California\u5728\u6625\u5b63\u548c\u590f\u5b63\u958b\u555f\u7279\u5225\u767b\u8a18\u671f\u9593\uff0c\u8b93\u6578\u5341\u842c\u6c92\u6709\u5065\u5eb7\u4fdd\u96aa\u6216\u662f\u56e0\u70ba\u65b0\u51a0\u75c5\u6bd2\u75ab\u60c5\u548c\u7d93\u6fdf\u856d\u689d\u5931\u53bb\u5065\u4fdd\u7684\u6c11\u773e\u767b\u8a18\u52a0\u5165\u5f8c\uff0c\u7834\u7d00\u9304\u7684\u6d88\u8cbb\u8005\u52a0\u5165\u5065\u4fdd\u3002\u9019\u6b21\u5916\u5c55\u5de5\u4f5c\u7684\u6210\u679c\u5305\u62ec\u57282020\u7279\u5225\u767b\u8a18\u671f\u9593\u52a0\u5165\u5f9e2021\u5e74\u958b\u59cb\u751f\u6548\u7684\u5065\u4fdd\u548c\u5728\u76ee\u524d\u958b\u653e\u7684\u516c\u958b\u767b\u8a18\u671f\u9593\u52a0\u5165\u8005\u7e3d\u6578\u9054\u523054\u842c1000\u4eba \u2013 \u9019\u662fCovered California\u6709\u53f2\u4ee5\u4f86\u5728\u4e0a\u4e00\u6b21\u516c\u958b\u767b\u8a18\u671f\u9593\u622a\u6b62\u5f8c\u65b0\u52a0\u5165\u4eba\u6578\u6700\u591a\u7684\u4e00\u6b21\uff08\u8acb\u898b\u9644\u57162. 2016\u81f32021\u4fdd\u96aa\u5e74\u4efd\u52a0\u4fdd\u7d71\u8a08\uff09 \u9644\u57162. 2016\u81f32021\u4fdd\u96aa\u5e74\u4efd\u52a0\u4fdd\u7d71\u8a08 \u96d6\u7136\u52a0\u5165\u5065\u4fdd\u4eba\u6578 \u2013 \u5305\u62ec\u7279\u5225\u767b\u8a18\u671f\u9593\u548c\u516c\u958b\u767b\u8a18\u671f\u9593 \u2013 \u5275\u6b77\u53f2\u65b0\u9ad8\uff0c\u76ee\u524d\u958b\u653e\u7684\u516c\u958b\u767b\u8a18\u671f\u9593\u52a0\u4fdd\u4eba\u6578\u4f4e\u65bcCovered California\u53bb\u5e74\u540c\u671f\u52a0\u4fdd\u4eba\u6578\u7684\u6700\u9ad8\u5cf0\u3002\u6700\u53ef\u80fd\u7684\u539f\u56e0\u662f\u8a31\u591a\u901a\u5e38\u5728\u516c\u958b\u767b\u8a18\u671f\u9593\u767b\u8a18\u52a0\u5165\u7684\u6c11\u773e\u5df2\u63d0\u524d\u5728\u7279\u5225\u767b\u8a18\u671f\u9593\u52a0\u5165\u5065\u4fdd\u3002 \u00a0\u201c\u7576\u65b0\u51a0\u75c5\u6bd2\u5728\u6625\u5b63\u91cd\u5275\u52a0\u5dde\u6642\uff0cCovered California\u958b\u555f\u5927\u9580\uff0c\u8b93\u6bcf\u4e00\u4f4d\u7b26\u5408\u689d\u4ef6\u7684\u6d88\u8cbb\u8005\u52a0\u5165\uff0c\u56e0\u70ba\u9019\u662f\u4e00\u4ef6\u8a72\u505a\u7684\u4e8b\uff0c\u201dLee\u8868\u793a\u3002\u201c\u9019\u662f\u975e\u6bd4\u5c0b\u5e38\u7684\u4e00\u5e74\uff0c\u4f46\u662f\u6211\u5011\u770b\u5230Covered California\u6eff\u8db3\u53d7\u5230\u65b0\u51a0\u75c5\u6bd2\u91cd\u5275\u4e4b\u6c11\u773e\u7684\u9700\u8981\uff0c\u5305\u62ec\u5c11\u6578\u65cf\u88d4\u793e\u5340\u548c\u4f4e\u6536\u5165\u52a0\u5dde\u6c11\u773e\u3002\u201d \u904e\u53bb\u516d\u5e74\u4f86\uff0cCovered California\u6ce8\u610f\u5230\u5728\u516c\u958b\u767b\u8a18\u548c\u7279\u5225\u767b\u8a18\u671f\u9593\u65b0\u52a0\u5165\u7684\u6d88\u8cbb\u8005\u8d8a\u4f86\u8d8a\u591a\u5143\u5316\u3002\u6578\u64da\u986f\u793a\u5c07\u8fd1\u4e09\u5206\u4e4b\u4e8c\uff08\u767e\u5206\u4e4b66\uff09\u4f86\u81ea\u65bc\u5c11\u6578\u65cf\u88d4\u793e\u5340\uff0c\u5f9e2015\u5e74\u81f3\u4eca\u6210\u9577\u4e86\u767e\u5206\u4e4b60\uff08\u8acb\u898b\u9644\u57163. \u7279\u5225\u767b\u8a18\u548c\u516c\u958b\u767b\u8a18\u671f\u9593\u52a0\u4fdd\u6c11\u773e\u65cf\u88d4\u5340\u5206\uff09\u3002 \u9644\u57163. \u7279\u5225\u767b\u8a18\u548c\u516c\u958b\u767b\u8a18\u671f\u9593\u52a0\u4fdd\u6c11\u773e\u65cf\u88d4\u5340\u5206\u2026","rel":"","context":"In &quot;Business&quot;","block_context":{"text":"Business","link":"https:\/\/newsforchinese.com\/v3\/category\/business\/"},"img":{"alt_text":"","src":"https:\/\/i0.wp.com\/newsforchinese.com\/v3\/wp-content\/uploads\/2021\/01\/1.jpg?resize=350%2C200&ssl=1","width":350,"height":200},"classes":[]},{"id":164404,"url":"https:\/\/newsforchinese.com\/v3\/2018\/11\/27\/2019%e5%81%a5%e4%bf%9d%e5%87%ba%e6%96%b0%e8%a6%8f%e7%b4%85%e8%97%8d%e5%8d%a1%e5%b0%87%e9%87%8d%e5%a4%a7%e8%ae%8a%e9%9d%a9\/","url_meta":{"origin":8410,"position":3},"title":"2019\u5065\u4fdd\u51fa\u65b0\u898f\u7d05\u85cd\u5361\u5c07\u91cd\u5927\u8b8a\u9769","author":"Raymond","date":"November 27, 2018","format":false,"excerpt":"2019\u5e74\u5967\u6c0f\u5065\u4fdd\u5e38\u898b\u554f\u984c \u4e00\u3001\u5065\u4fdd\u7533\u8acb\u65e5\u671f\u548c\u4fdd\u8cbb\u5347\u964d\uff1a \u65b0\u4e00\u5e74\u5967\u6c0f\u5065\u4fdd(Obama Care)\u7684\u767b\u8a18\u7a97\u53e3\u5f9e2018\u5e7411\u67081\u65e5\u81f32018\u5e7412\u670815\u65e5\uff0c\u751f\u6548\u671f\u5f9e2019\u5e741\u67081\u65e5\u8d77\u3002\u6700\u591a\u4eba\u9078\u8cfc\u7684\u9280\u7d1a\u6700\u4fbf\u5b9c\u5065\u4fdd\u8a08\u5283\uff0c2019\u5e74\u4fdd\u8cbb\u5c07\u6bd4\u4eca\u5e74\u6e1b\u5c114%\uff0c\u9019\u4e5f\u662f2010\u5e74\u5967\u6c0f\u5065\u4fdd\u5be6\u65bd\u4ee5\u4f86\uff0c\u9996\u6b21\u51fa\u73fe\u4fdd\u8cbb\u964d\u4f4e\u3002\u800c\u53d7\u52302019\u5e74\u53d6\u6d88\u7f70\u6b3e\u653f\u7b56\u7684\u5f71\u97ff\uff0c\u5f80\u5e74\u8cfc\u8cb7\u6700\u4f4e\u968e\u9285\u7d1a\u4fdd\u96aa\u7684\u6c11\u773e\uff0c\u53ef\u80fd\u56e0\u6b64\u9000\u51fa\u5065\u4fdd\u800c\u4f7f\u4fdd\u96aa\u516c\u53f8\u6210\u672c\u63d0\u9ad8\uff0c\u56e0\u6b64\u9019\u985e\u4fdd\u96aa\u8a08\u5283\u7684\u65b0\u5e74\u5ea6\u4fdd\u8cbb\u5c07\u8abf\u9ad86%\u3002\u6d88\u8cbb\u8005\u57282019\u5e74\u7684\u9078\u64c7\u5c07\u589e\u52a0\uff0c\u52a0\u5165\u5065\u4fdd\u5e02\u5834\u7684\u4fdd\u96aa\u516c\u53f8\u589e\u52a023\u5bb6\uff0c\u53e6\u670929\u5bb6\u64f4\u5927\u4f5c\u696d\u7bc4\u570d\u3002 \u00a0 \u4e8c\u3001\u7f70\u6b3e\u689d\u4f8b\uff1a \u65b0\u7a05\u6cd5\u5f9e2019\u5e74\u8d77\u53d6\u6d88\u201c\u500b\u4eba\u5f37\u5236\u6295\u4fdd\u201d\u7684\u7f70\u6b3e(Shared Responsibility Payment)\uff0c\u514d\u7f70\u689d\u4f8b\u5c07\u5f9e2019\u5e741\u67081\u65e5\u624d\u958b\u59cb\u751f\u6548\uff0c\u9019\u610f\u5473\u84572018\u5e74\u672a\u53d7\u4fdd\u8005\u4ecd\u9700\u7e73\u4ed8\u7f70\u6b3e\uff0c\u6bcf\u4eba695\u7f8e\u5143(\u5152\u7ae5\u6e1b\u534a\uff0c\u6bcf\u5bb6\u5ead\u4e0d\u8d85\u904e2,085\u7f8e\u5143)\u6216\u5bb6\u5ead\u518d\u8abf\u6574\u6536\u5165(MAGI)2.5%\uff0c\u4e8c\u8005\u53d6\u5176\u9ad8\u8005\u3002 \u00a0 \u4e09\u3001\u5f37\u5236\u6295\u4fdd\uff1a \u5967\u6c0f\u5065\u4fdd\u4ecd\u7136\u6709\u6548\uff0c\u65b0\u7a05\u6cd5\u5ee2\u9664\u4e86\u7f70\u6b3e\u4e26\u4e0d\u4ee3\u8868\u5ee2\u9664\u4e86\u5065\u4fdd\u6cd5\u6848\u88e1\u201c\u5f37\u5236\u6295\u4fdd\u201d\u7684\u8981\u6c42(The elimination of the penaltiesdoes not technically remove the requirement to obtain healthcare coverage)\u3002\u5967\u6c0f\u5065\u4fdd\u898f\u5b9a\u6240\u6709\u5c45\u4f4f\u5728\u7f8e\u570b\u8d85\u904e30\u5929\u7684\u516c\u6c11\u3001\u7da0\u5361\u6301\u6709\u8005\u548c\u5408\u6cd5\u5728\u7f8e\u7684\u4eba\u58eb\u90fd\u5fc5\u9808\u64c1\u6709\u5065\u4fdd\u3002\u6c92\u6709\u653f\u5e9c\u6216\u96c7\u4e3b\u63d0\u4f9b\u91ab\u4fdd\u7684\u6c11\u773e\uff0c\u53ef\u901a\u904e\u6240\u5728\u5dde\u7684\u5065\u4fdd\u4ea4\u6613\u5e02\u5834(Marketplace)\uff0c\u9078\u64c7\u7b26\u5408\u81ea\u5df1\u7d93\u6fdf\u548c\u5065\u5eb7\u72c0\u6cc1\u8cfc\u8cb7\u6700\u5408\u9069\u7684\u5065\u5eb7\u4fdd\u96aa\u3002 \u00a0 \u56db\u3001\u77ed\u671f\u5065\u4fdd\uff1a \u653f\u5e9c\u57282019\u5e74\u63a8\u51fa\u65b0\u7248\u201c\u77ed\u671f\u5065\u4fdd\u201d(short-term health insurance)\uff0c\u5c07\u4f7f\u7528\u671f\u5f9e\u539f\u6709\u7684\u4e09\u500b\u6708\u64f4\u5927\u5230\u4e00\u5e74\u4e4b\u5916\uff0c\u6c11\u773e\u9084\u53ef\u9078\u64c7\u7e8c\u4fdd\u9577\u9054\u4e09\u5e74\u3002\u9019\u9805\u4fdd\u96aa\u7684\u4fdd\u8cbb\u6bd4\u5967\u6c0f\u5065\u4fdd\u4fbf\u5b9c\u5f88\u591a\uff0c\u4f46\u76f8\u5c0d\u4fdd\u96aa\u7bc4\u570d\u8f03\u5c0f\uff0c\u5305\u62ec\u8655\u65b9\u85e5\u3001\u85e5\u7269\u6feb\u7528\u6216\u61f7\u5b55\u90fd\u4e0d\u5305\u62ec\u5728\u5167\u3002\u9019\u985e\u4fdd\u96aa\u4e26\u4e0d\u662f\u5168\u65b0\u7522\u54c1\uff0c\u4e4b\u524d\u4e3b\u8981\u662f\u7d66\u4e88\u5931\u696d\u6216\u5bb6\u4e2d\u7a81\u7136\u6709\u8b8a\u6545\u800c\u5931\u53bb\u5065\u4fdd\u7684\u6c11\u773e\u5728\u201c\u904e\u6e21\u671f\u201d\u8cfc\u8cb7\u4f7f\u7528\u3002\u7531\u65bc\u6b64\u985e\u4fdd\u96aa\u4fdd\u8cbb\u4f4e\u5ec9\uff0c\u5438\u5f15\u8a31\u591a\u5e74\u8f15\u5f37\u58ef\u7684\u4fdd\u6236\u95dc\u6ce8\u3002\u4e0d\u904e\uff0c\u9019\u9805\u4fdd\u96aa\u7d66\u4ed8\u7bc4\u570d\u5c0f\uff0c\u4e00\u65e6\u751f\u75c5\u6642\u53cd\u800c\u9700\u8981\u81ea\u884c\u8ca0\u64d4\u9f90\u5927\u91ab\u7642\u8cbb\u7528\u3002 \u00a0 \u4e94\u30012018\u5e74\u5831\u7a05\uff1a \u4fdd\u8cbb\u62b5\u514d(Premium Tax Credit\uff0c8962\u8868)\u653f\u7b56\u4ecd\u7136\u751f\u6548\uff0c\u7b26\u5408\u689d\u4ef6\u7684\u6295\u4fdd\u4eba\u4ecd\u53ef\u4ee5\u4eab\u6709\u8a72\u9805\u7a05\u52d9\u512a\u60e0\u3002\u7d0d\u7a05\u4eba\u53ef\u64da\u5065\u4fdd\u5e02\u5834\u5bc4\u4f86\u76841095-A\u8868\u586b\u5beb8962\u8868\uff0c\u78ba\u8a8d\u5df2\u63d0\u524d\u652f\u4ed8\u7684\u5065\u4fdd\u62b5\u7a05\u984d\u5ea6\u3002\u7b26\u5408\u689d\u4ef6\u7684\u7fa4\u9ad4\u70ba\u7121\u6cd5\u901a\u904e\u96c7\u4e3b\u6216\u653f\u5e9c\u7684\u8a08\u5283\u53d7\u4fdd\u4e26\u4e14\u6536\u5165\u5728\u56db\u500d\u806f\u90a6\u8ca7\u7aae\u7dda(Federal Poverty Line\uff0cFPL)\u4ee5\u4e0b\u7684\u7fa4\u9ad4(\u5bb6\u5ead\u4eba\u6578\u70ba1\u4eba\u524748,560\u5143\uff0c\u5728\u6b64\u57fa\u790e\u4ee5\u6bcf\u589e\u52a0\u4e00\u53e3\u4eba\u9650\u984d\u589e\u52a017,280\u5143\u985e\u63a8)\u3002\u7d0d\u7a05\u4eba\u61c9\u6839\u64da2018\u5e74\u5be6\u969b\u8abf\u6574\u5f8c\u7e3d\u6536\u5165\u8a08\u7b97\u51fa\u6b63\u78ba\u7684\u4fdd\u8cbb\u8207\u9810\u4f30\u984d\u9032\u884c\u6bd4\u8f03\uff0c\u6c7a\u7b97\u662f\u5426\u9700\u8981\u9000\u7a05\u6216\u88dc\u7a05\u3002 \u00a0 \u516d\u3001\u65b0\u7a05\u6cd5\u5c0d\u5065\u4fdd\u7684\u5f71\u97ff\uff1a \u570b\u7a05\u5c40\u8fd1\u65e5\u767c\u51fa\u901a\u77e5Notice218-84\uff0c\u544a\u77e5\u7d0d\u7a05\u4eba\u96d6\u7136\u65b0\u7a05\u6cd5\u53d6\u6d88\u4e86\u201c\u4eba\u982d\u8c41\u514d\u201d(Personal Exemptions)\uff0c\u4f46\u4e26\u4e0d\u6703\u5f71\u97ff8962\u8868\u4e0a\u53d7\u4fdd\u4eba\u6578\u548cFPL\u7684\u8a08\u7b97(Part I\uff0cline 1\uff0cFamily Size\u548cline 4\uff0cFederal Poverty Line)\u3002 \u00a0 \u7d05\u85cd\u5361\u5927\u8b8a\u9769 \u7f8e\u570b\u91ab\u7642\u8cbb\u7528\u7684\u9ad8\u6602\u7a0b\u5ea6\u773e\u6240\u5468\u77e5\uff0c\u5982\u679c\u5728\u9019\u88e1\u990a\u8001\u537b\u6c92\u6709\u91ab\u7642\u4fdd\u96aa\uff0c\u90a3\u7c21\u76f4\u662f\u8b93\u4eba\u4e0d\u6562\u60f3\u50cf\u7684\u4e8b\u3002\u96d6\u7136\u7f8e\u570b\u653f\u5e9c\u958b\u8fa6Medicare\u806f\u90a6\u91ab\u7642\u4fdd\u96aa\u591a\u6642\uff0c\u4f46\u5f9e\u8001\u4eba\u4fdd\u96aa\u5236\u5ea6\u800c\u8a00\uff0c\u9019\u4e26\u4e0d\u5b8c\u5168\u662f\u4e00\u822c\u4eba\u60f3\u50cf\u4e2d\u7684\u201c\u793e\u6703\u798f\u5229(Social\u2026","rel":"","context":"In &quot;\u6cd5\u5f8b&quot;","block_context":{"text":"\u6cd5\u5f8b","link":"https:\/\/newsforchinese.com\/v3\/category\/law\/"},"img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":152655,"url":"https:\/\/newsforchinese.com\/v3\/2018\/02\/27\/%e7%be%8e%e5%9c%8b%e4%ba%ba%e5%a3%bd%e4%bf%9d%e9%9a%aa%e5%85%a5%e9%96%80%e7%a7%91%e6%99%ae\/","url_meta":{"origin":8410,"position":4},"title":"\u7f8e\u570b\u4eba\u58fd\u4fdd\u96aa\u5165\u9580\u79d1\u666e","author":"Raymond","date":"February 27, 2018","format":false,"excerpt":"\u5728\u7f8e\u570b\uff0c\u96a8\u8457\u7d93\u6fdf\u7684\u767c\u5c55\uff0c\u4fdd\u96aa\u7522\u54c1\u5e7e\u7d93\u6f14\u8b8a\uff0c\u6709\u4e9b\u5df2\u7d93\u6dd8\u6c70\u51fa\u5c40\uff0c\u6709\u4e9b\u4e0d\u65b7\u66f4\u65b0\u63db\u4ee3\u3002\u9664\u4e86\u5065\u5eb7\u4fdd\u96aa\u3001\u623f\u5c4b\u4fdd\u96aa\u548c\u6c7d\u8eca\u4fdd\u96aa\uff0c\u4eba\u58fd\u4fdd\u96aa\u4e5f\u662f\u540c\u7b49\u91cd\u8981\u3002\u6709\u4eba\u8a8d\u70ba\uff0c\u4eba\u58fd\u4fdd\u96aa\u662f\u5c0d\u81ea\u5df1\u8207\u5bb6\u4eba\u8ca0\u8cac\u7684\u505a\u6cd5\u4e4b\u4e00\uff0c\u4f46\u4e5f\u4e0d\u5c11\u4eba\u5c0d\u65bc\u4eba\u58fd\u4fdd\u96aa\u611f\u89ba\u5f88\u89f8\u9ef4\u982d\uff0c\u4e0d\u50c5\u770b\u4e0d\u898b\u4e5f\u672a\u5fc5\u7528\u7684\u5230\uff0c\u6bcf\u500b\u6708\u9084\u8981\u4e00\u76f4\u7e73\u4fdd\u8cbb\u7684\u7279\u6027\u800c\u7336\u8c6b\u537b\u6b65\uff0c\u751a\u81f3\u662f\u4e0d\u7406\u89e3\u5230\u5e95\u4ec0\u9ebc\u662f\u4eba\u58fd\u4fdd\u96aa\uff1f\u70ba\u4f55\u8981\u4fdd\u5b83\uff1f\u9084\u6709\u597d\u8655\u5230\u5e95\u662f\u4ec0\u9ebc\uff1f\u672c\u7bc7\u5c31\u70ba\u5927\u5bb6\u6574\u7406\u51fa\u7f8e\u570b\u4eba\u58fd\u4fdd\u96aa\u5165\u9580\u79d1\u666e\u3002 \u9664\u4e86\u4fdd\u96aa\u516c\u53f8\u4e4b\u5916\uff0c\u4fdd\u96aa\u55ae\u6d89\u53ca\u6709\u56db\u500b\u4e3b\u9ad4\uff1a 1 \u64c1\u6709\u4eba\uff08Owner\uff09\uff1a \u64c1\u6709\u4eba\u4eab\u6709\u6700\u5927\u7684\u6b0a\u5229\uff0c\u6bd4\u5982\u66f4\u6539\u53d7\u76ca\u4eba\uff0c\u4fdd\u96aa\u516c\u53f8\u901a\u5e38\u53ea\u548c\u64c1\u6709\u4eba\u5c0d\u8a71\u3002 2 \u6295\u4fdd\u4eba\uff08Insured\uff09\uff1a \u6295\u4fdd\u4eba\u662f\u4e0d\u53ef\u4ee5\u9032\u884c\u66f4\u6539\u7684\uff0c\u6295\u4fdd\u4eba\u7684\u5e74\u9f61\u3001\u8eab\u9ad4\u72c0\u6cc1\u3001\u4ee5\u53ca\u98a8\u96aa\u5f71\u97ff\u5230\u4fdd\u8cbb\u7684\u591a\u5c11\u3002 3 \u4ed8\u6b3e\u4eba\uff08Payor\uff09\uff1a \u4ed8\u6b3e\u4eba\u5c31\u662f\u652f\u4ed8\u4fdd\u8cbb\u7684\u4eba\u3002 4 \u53d7\u76ca\u4eba\uff08Beneficiary\uff09\uff1a \u6295\u4fdd\u4eba\u6b7b\u4ea1\u5f8c\uff0c\u7406\u8ce0\u91d1\u652f\u4ed8\u7d66\u53d7\u76ca\u4eba\u3002 \u64c1\u6709\u4eba\u3001\u6295\u4fdd\u4eba\u3001\u4ed8\u6b3e\u4eba\u53ef\u80fd\u662f\u540c\u4e00\u500b\u4eba\uff0c\u64c1\u6709\u4eba\u4e5f\u6709\u53ef\u80fd\u662f\u53d7\u76ca\u4eba\u3002\u6839\u64da\u76f8\u95dc\u898f\u5b9a\uff0c\u5982\u679c\u4ed8\u6b3e\u4eba\u548c\u64c1\u6709\u4eba\u4e0d\u662f\u540c\u4e00\u500b\u4eba\uff0c\u6bcf\u5e74\u4ed8\u8cbb\u8d85\u904e$12,000\u5c31\u9700\u8981\u7e73\u7d0d\u79ae\u54c1\u7a05\uff1b\u5982\u679c\u64c1\u6709\u4eba\u7533\u8acb\u91ab\u7642\u88dc\u52a9\u7b49\u985e\u4f3c\u7684\u653f\u5e9c\u798f\u5229\uff0c\u53ef\u80fd\u6703\u88ab\u8981\u6c42\u653e\u68c4\u64c1\u6709\u4eba\u7684\u8cc7\u683c\u3002 \u4eba\u58fd\u4fdd\u96aa\u4e3b\u8981\u5206\u70ba\u4e94\u7a2e\uff0c\u6309\u7167\u7522\u54c1\u554f\u4e16\u7684\u9806\u5e8f\u5206\u5225\u662f\uff1a Term (\u5b9a\u671f\u4eba\u58fd\u4fdd\u96aa) Whole Life\/Permanent Life\uff08\u7d42\u8eab\u4eba\u58fd\u4fdd\u96aa\/\u6c38\u4e45\u58fd\u96aa\uff09 Universal Life\uff08\u5132\u84c4\u578b\u4eba\u58fd\u4fdd\u96aa\/\u842c\u80fd\u96aa\uff09 Variable Universal Life\uff08\u6295\u8cc7\u578b\u842c\u80fd\u96aa) Indexed Universal Life(\u6307\u6578\u578b\u842c\u80fd\u96aa) \u9664\u4e86\u5b9a\u671f\u4eba\u58fd\u4fdd\u96aa\uff0c\u5f8c\u56db\u7a2e\u90fd\u662f\u7d42\u8eab\u6301\u6709\u4e26\u5177\u6709\u73fe\u91d1\u50f9\u503c-\u5373\u4fdd\u8cbb\u5728\u652f\u4ed8\u4fdd\u96aa\u6210\u672c\u548c\u9644\u52a0\u6210\u672c\u4e4b\u5f8c\uff0c\u6703\u9032\u5165\u4fdd\u96aa\u516c\u53f8\u53e6\u5916\u8a2d\u7f6e\u7684\u5132\u84c4\/\u6295\u8cc7\u8cec\u6236\uff08savings\/separate account\uff09\u9032\u884c\u73fe\u91d1\u50f9\u503c\u7a4d\u3002 Term (\u5b9a\u671f\u4eba\u58fd\u4fdd\u96aa\uff09\uff1a \u6700\u65e9\u671f\u4e5f\u662f\u6700\u7c21\u55ae\u7684\u57fa\u672c\u4fdd\u96aa\u985e\u578b\u3002\u4e5f\u7a31\u70ba\u81e8\u6642\u4fdd\u96aa\u6216\u5b9a\u671f\u4fdd\u96aa\u3002\u53ea\u6709\u4fdd\u969c\u529f\u80fd\uff0c\u6c92\u6709\u73fe\u91d1\u503c\u3002\u9867\u540d\u601d\u7fa9\uff0c\u9019\u985e\u4fdd\u96aa\u53ea\u4fdd\u4e00\u5b9a\u7684\u671f\u9650\uff0c\u598210\u5e74\u300115\u5e74\u300120\u5e74\u548c30\u5e74\u3002\u88ab\u4fdd\u96aa\u4eba\u5982\u679c\u5728\u6709\u6548\u671f\u5167\u904e\u4e16\uff0c\u4fdd\u96aa\u516c\u53f8\u8ce0\u4ed8\u4fdd\u984d\u3002\u597d\u8655\u662f\u4fdd\u8cbb\u4fbf\u5b9c\uff0c\u8f03\u5c0f\u7684\u9810\u7b97\u5c31\u80fd\u7372\u5f97\u76f8\u5c0d\u5927\u984d\u7684\u4fdd\u969c\u3002\u4f46\u7531\u65bc\u4e0d\u5177\u6709\u73fe\u91d1\u503c\uff0c\u6240\u4ee5\u6c92\u6709\u5132\u84c4\u548c\u6295\u8cc7\u7684\u529f\u80fd\u3002\u800c\u4e14\u4fdd\u96aa\u5408\u540c\u5230\u671f\u5f8c\uff0c\u7531\u65bc\u88ab\u4fdd\u96aa\u4eba\u5e74\u9f61\u589e\u9577\uff0c\u518d\u60f3\u8cfc\u8cb7\u4fdd\u96aa\u5c31\u6703\u8b8a\u5f97\u975e\u5e38\u7684\u6602\u8cb4\u3002\u9019\u985e\u7522\u54c1\u6700\u9069\u5408\u9700\u8981\u7372\u5f97\u77ed\u671f\u4fdd\u969c\u548c\u9810\u7b97\u6bd4\u8f03\u6709\u9650\u7684\u6295\u4fdd\u8005\u3002\u662f\u77ed\u671f\u8a08\u5283\uff0c\u4e5f\u662f\u60f3\u9577\u671f\u8a08\u5283\u904e\u6e21\u7684\u6b0a\u5b9c\u4e4b\u8a08\u3002 Whole life\uff08\u7d42\u8eab\u4eba\u58fd\u4fdd\u96aa\uff09\uff1a \u8fd1\u767e\u5e74\u4f86\uff0c\u7d42\u751f\u58fd\u96aa\u662f\u7f8e\u570b\u58fd\u96aa\u5e02\u5834\u7684\u4e3b\u8981\u7522\u54c1\u3002\u6240\u8b02\u7d42\u8eab\u58fd\u96aa\uff0c\u5c31\u662f\u8a72\u4fdd\u96aa\u7684\u6709\u6548\u671f\u76f4\u81f3\u88ab\u4fdd\u96aa\u4eba\u53bb\u4e16\u70ba\u6b62\u3002\u7e73\u4ed8\u7684\u4fdd\u8cbb\uff0c\u5728\u652f\u4ed8\u56fa\u5b9a\u7684\u4fdd\u96aa\u6210\u672c\u4e4b\u5f8c\uff0c\u5269\u9918\u7684\u90e8\u5206\u8f49\u63db\u6210\u73fe\u91d1\u503c\uff08cash value)\u3002\u4fdd\u96aa\u516c\u53f8\u6703\u6839\u64da\u516c\u53f8\u7684\u76c8\u5229\u60c5\u6cc1\u5b9a\u671f\u6d3e\u767c\u7d05\u5229\uff0c\u4f46\u662f\u7d05\u5229\u7684\u767c\u653e\u8207\u5426\u8207\u91d1\u984d\u90fd\u662f\u4e0d\u4fdd\u8b49\u7684\u3002\u96a8\u8457\u6642\u9593\u7684\u5ef6\u9577\uff0c\u4fdd\u96aa\u5167\u7684\u73fe\u91d1\u503c\u5c31\u6703\u589e\u52a0\u3002\u5982\u679c\u6295\u4fdd\u4eba\u60f3\u63d0\u524d\u53d6\u6d88\u4fdd\u96aa\uff0c\u5c07\u53ea\u80fd\u53d6\u56de\u4e00\u90e8\u5206\u7684\u73fe\u91d1\u503c\u3002\u7d42\u751f\u4eba\u58fd\u96aa\u7684\u5805\u56fa\u4fdd\u969c\u529f\u80fd\u548c\u73fe\u91d1\u503c\u9577\u671f\u7a4d\u7d2f\u529f\u80fd\u662f\u8b39\u614e\uff0c\u7406\u6027\u7684\u6295\u4fdd\u4eba\u503c\u5f97\u95dc\u6ce8\u7684\u7522\u54c1\u3002\u4f46\u7531\u65bc\u4fdd\u8cbb\u7684\u8d77\u9ede\u8f03\u9ad8\uff0c\u6bd4\u8f03\u9069\u5408\u7d93\u6fdf\u7a69\u5b9a\u548c\u9810\u7b97\u5bec\u88d5\u7684\u6295\u4fdd\u4eba\u3002 Universal Life\uff08\u5132\u84c4\u578b\u4eba\u58fd\u4fdd\u96aa\/\u842c\u80fd\u96aa\uff09\uff1a \u5728\u516b\u5341\u5e74\u4ee3\u521d\u51fa\u73fe\u4e86\u842c\u80fd\u96aa\u3002\u548c\u7d42\u8eab\u58fd\u96aa\u4e00\u6a23\u540c\u5c6c\u6c38\u4e45\u578b\u58fd\u96aa\uff0c\u90fd\u662f\u4fdd\u7d42\u8eab\u3002\u4fdd\u8cbb\u5728\u652f\u4ed8\u4e86\u4fdd\u96aa\u6210\u672c\u4e4b\u5f8c\uff0c\u6703\u6295\u5165\u53e6\u8a2d\u7684\u8cec\u6236\u9032\u884c\u6295\u8cc7\u3002\u5169\u8005\u7684\u5340\u5225\u5728\u65bc\uff0c\u842c\u80fd\u96aa\u7684\u689d\u4f8b\u66f4\u70ba\u9748\u6d3b\uff0c\u4fdd\u55ae\u6240\u6709\u4eba\u53ef\u4ee5\u5728\u4efb\u4f55\u6642\u9593\u7e73\u8cbb\uff0c\u8cbb\u7528\u53ef\u591a\u53ef\u5c11\uff0c\u4f46\u8981\u9054\u5230\u6700\u4f4e\u7684\u4ea4\u8cbb\u6c34\u5e73\u3002\u5b83\u4e5f\u6709\u73fe\u91d1\u503c\uff0c\u5373\u6240\u4ea4\u8cbb\u7528\u548c\u7372\u5229\u6e1b\u53bb\u4fdd\u96aa\u8cbb\u7528\u548c\u6536\u8cbb\u3002\u90e8\u5206\u4fdd\u96aa\u516c\u53f8\u4e5f\u6703\u63d0\u4f9b\u5176\u4ed6\u9644\u52a0\u798f\u5229\u4f9b\u9078\u64c7\uff0c\u5982\u9577\u671f\u8b77\u7406\u3001\u91cd\u75c5\u53d6\u9322\u548c\u90e8\u5206\u751f\u524d\u798f\u5229\u3002\u842c\u80fd\u96aa\u7684\u6536\u76ca\u4e00\u822c\u548c\u5229\u7387\u5e02\u5834\u639b\u9264\u3002\u5176\u9748\u6d3b\u7684\u7279\u9ede\u9069\u5408\u6649\u7d1a\u57fa\u790e\u4e0d\u5f37\uff0c\u9810\u7b97\u4e0d\u7a69\u5b9a\u7684\u6295\u4fdd\u4eba\u3002 Variable Universal Life\uff08\u6295\u8cc7\u578b\u842c\u80fd\u96aa\uff09\uff1a \u6295\u8cc7\u578b\u842c\u80fd\u96aa\uff0c\u7531\u842c\u80fd\u58fd\u96aa\u6f14\u8b8a\u800c\u4f86\uff0c\u95dc\u9375\u7684\u5340\u5225\u5728\u65bc\uff0c\u5ba2\u6236\u53ef\u4ee5\u5728\u4fdd\u96aa\u516c\u53f8\u63d0\u4f9b\u7684\u57fa\u91d1\u7bc4\u570d\u5167\u9078\u64c7\u6295\u8cc7\u4e0d\u540c\u7684\u57fa\u91d1\uff0c\u5f9e\u800c\u7372\u5f97\u76f8\u61c9\u7684\u6295\u8cc7\u56de\u5831\uff0c\u4e0a\u4e0d\u5c01\u9802\uff0c\u800c\u4e14\u6536\u76ca\u4e0d\u9700\u8981\u4ea4\u7a05\u3002\u4f46\u540c\u6642\u4e5f\u4e0d\u4fdd\u5e95\uff0c\u5982\u679c\u73fe\u91d1\u8cec\u6236\u5728\u91d1\u878d\u5e02\u5834\u8667\u640d\u904e\u5927\uff0c\u90a3\u9ebc\u6295\u4fdd\u4eba\u5c31\u53ef\u4ee5\u9700\u8981\u8ffd\u52a0\u66f4\u591a\u7684\u73fe\u91d1\u4f86\u7dad\u6301\u4fdd\u96aa\u6709\u6548\u6027\u3002\u56e0\u6b64\u9019\u88e1\u7522\u54c1\u5c0d\u5ba2\u6236\/\u7d93\u7d00\u4eba\u81ea\u8eab\u7684\u6295\u8cc7\u6c34\u5e73\u8981\u6c42\u6bd4\u8f03\u9ad8\u3002 Indexed Universal Life \uff08\u6307\u6578\u578b\u842c\u80fd\u96aa\uff09\uff1a \u540c\u6a23\u662f\u842c\u80fd\u96aa\u7684\u4e00\u500b\u8b8a\u7a2e\u3002\u6307\u6578\u842c\u80fd\u96aa\u4e2d\u7684\u73fe\u91d1\u503c\u589e\u9577\u6709\u4fdd\u5e95\u548c\u5c01\u9802\uff0c\u6309\u7167\u6307\u6578\u57fa\u91d1\u7684\u8b8a\u5316\u8a08\u7b97\u5229\u606f\u3002\u5728\u6c92\u6709\u6295\u8cc7\u98a8\u96aa\u689d\u4ef6\u4e0b\u548c\u7121\u7a05\u589e\u9577\u74b0\u5883\u4e2d\uff0c\u73fe\u91d1\u503c\u53ef\u4ee5\u62ff\u5230\u76f8\u5c0d\u8f03\u9ad8\u7684\u589e\u9577\uff0c\u518d\u52a0\u4e0a\u73fe\u91d1\u503c\u53d6\u7528\u9748\u6d3b\uff0c\u2026","rel":"","context":"In &quot;Business&quot;","block_context":{"text":"Business","link":"https:\/\/newsforchinese.com\/v3\/category\/business\/"},"img":{"alt_text":"","src":"https:\/\/i0.wp.com\/newsforchinese.com\/v3\/wp-content\/uploads\/2017\/05\/life-insurance.jpg?resize=350%2C200&ssl=1","width":350,"height":200,"srcset":"https:\/\/i0.wp.com\/newsforchinese.com\/v3\/wp-content\/uploads\/2017\/05\/life-insurance.jpg?resize=350%2C200&ssl=1 1x, https:\/\/i0.wp.com\/newsforchinese.com\/v3\/wp-content\/uploads\/2017\/05\/life-insurance.jpg?resize=525%2C300&ssl=1 1.5x"},"classes":[]},{"id":174771,"url":"https:\/\/newsforchinese.com\/v3\/2019\/08\/29\/covered-ca-%e5%8a%a0%e5%b7%9e%e5%81%a5%e4%bf%9d2019%e7%a7%8b%e5%ad%a3%e9%96%8b%e6%94%be%e8%a8%bb%e5%86%8a%e5%b0%87%e9%96%8b%e5%a7%8b\/","url_meta":{"origin":8410,"position":5},"title":"Covered CA \u52a0\u5dde\u5065\u4fdd\u79cb\u5b63\u958b\u653e\u8a3b\u518a\u5373\u5c07\u958b\u59cb","author":"Raymond","date":"August 29, 2019","format":false,"excerpt":"Covered CA\u5c07\u65bc10\u670815\u65e5\u6b63\u5f0f\u555f\u52d5open enrollment\u958b\u653e\u8a3b\u518a\u3002\u7f8e\u570b\u91ab\u7642\u8cbb\u7528\u6602\u8cb4\uff0c\u91ab\u7642\u4fdd\u96aa\u662f\u4e0d\u53ef\u6216\u7f3a\u7684\u3002Covered Ca \u81ea2014\u5e74\u4f86\uff0c\u5df2\u5e6b\u52a9400\u591a\u842c\u52a0\u5dde\u5c45\u6c11\u8cfc\u8cb7\u53ef\u8ca0\u64d4\u7684\u91ab\u7642\u4fdd\u96aa\u3002\u4f7f\u7528Covered CA\u7db2\u7ad9\u8a3b\u518a\u9078\u8cfc\u5065\u4fdd\u5341\u5206\u7c21\u55ae\uff0c\u53ea\u9700\u586b\u5165\u57fa\u672c\u8cc7\u8a0a\u5982\u59d3\u540d\uff0c\u5730\u5740\uff0c\u793e\u5b89\u865f\u78bc\uff0c\u751f\u65e5\uff0c\u5bb6\u5ead\u72c0\u6cc1\uff0c\u5e74\u6536\u5165\u7b49\uff0c\u4fc2\u7d71\u5c31\u6703\u4f9d\u64da\u500b\u4eba\uff0c\u6216\u5bb6\u5ead\u8ca1\u52d9\u72c0\u6cc1\u986f\u793a\u591a\u500b\u91ab\u7642\u4fdd\u96aa\u516c\u53f8\u7684\u5065\u4fdd\u7522\u54c1\u4f9b\u60a8\u6bd4\u8f03\uff0c\u9078\u8cfc\u3002\u6574\u500b\u9ad4\u9a57\u6709\u5982\u7db2\u8cfcShopping\u4e00\u822c\uff0c\u53cb\u5584\u53c8\u7c21\u6613\u3002 \u52a0\u5dde\u662f\u5168\u7f8e\u65cf\u88d4\u6027\u6700\u591a\u5143\u7684\u5dde\u3002\u7121\u5065\u4fdd\u4eba\u58eb\u66fe\u7d93\u4f54\u5168\u5dde\u4eba\u53e3\u768417%\uff0cCovered Ca \u8fc4\u4eca\u5df2\u5c07\u9019\u500b\u6578\u5b57\u964d\u81f37%\u3002\u6839\u64da\u7d71\u8a08\u6578\u64da\u986f\u793a\uff1a 2020\u5e74\u52a0\u5dde\u5e73\u5747\u6bcf\u4eba\u7684\u4fdd\u8cbb\u4e0a\u6f32\u7387\u70ba8%\uff0c\u9019\u662f\u81ea2014\u5e74\u4ee5\u4f86\u6700\u4f4e\u7684\u4fdd\u8cbb\u589e\u52a0\u7387\u3002 \u52a0\u5dde\u5dde\u9577\u548c\u5dde\u8b70\u6703\u65b0\u6279\u51c6\u7684\u5168\u65b0\u52a0\u5dde\u88dc\u52a9\u65b9\u6848\uff0c\u4f7f\u5bb6\u5ead\u5e74\u6536\u5165\u4f4e\u65bc\u806f\u90a6\u8ca7\u56f0\u7dda138%\u7684\u53c3\u4fdd\u8005\u7684\u57fa\u6e96\u8a08\u5283\u4fdd\u8cbb\u6bcf\u4eba\u6bcf\u6708\u964d\u81f3$1\u7f8e\u5143\u3002 \u76ee\u524d\u7372\u5f97\u806f\u90a6\u88dc\u52a9\u7684\u53c3\u4fdd\u8005\u53ef\u80fd\u6709\u8cc7\u683c\u7372\u5f97\u65b0\u7684\u5dde\u653f\u5e9c\u88dc\u52a9\u3002\u66f4\u9032\u4e00\u6b65\u7701\u4e0b\uff0415\u5143\u4fdd\u8cbb\u3002 \u4e4b\u524d\uff0c\u56e0\u8d85\u904e\u806f\u90a6\u653f\u5e9c\u8a2d\u5b9a\u7684\u4e2d\u7b49\u6536\u5165\u91d1\u984d\uff0c\u6709\u4e9b\u53c3\u4fdd\u8005\u7121\u6cd5\u5f97\u5230\u88dc\u52a9\uff0c\u5982\u4eca\u4e2d\u7522\u5bb6\u5ead\u53ef\u80fd\u7b26\u5408\u8cc7\u683c\u7372\u5f97\u52a0\u5dde\u65b0\u7684\u4fdd\u8cbb\u88dc\u52a9\u3002\u6bcf\u500b\u5bb6\u5ead\u5e73\u5747\u53ef\u5f97$172\u5143\u4fdd\u8cbb\u88dc\u52a9\u3002 \u00a0 2019\u20142020\u5e74\u5ea6\uff0c10\u4f4d\u52a0\u5dde\u5065\u4fdd\u53c3\u4fdd\u8005\u4e2d\u67099\u4f4d\u53ef\u7372\u5f97\u67d0\u7a0b\u5ea6\u7684\u4fdd\u8cbb\u88dc\u52a9\u3002\u5982\u679c\u60a8\u5df2\u662fCovered CA\u7684\u6210\u54e1\uff0c\u4eca\u5e74\u958b\u653e\u8a3b\u518a\u671f\u9593\u4e5f\u4e0d\u59a8\u767b\u9678\u5e33\u6236\uff0c\u66f4\u65b0\u4e00\u4e0b\u770b\u770b\u81ea\u5df1\u662f\u5426\u6709\u8cc7\u683c\u7533\u8acb\u7372\u5f97\u65b0\u7684\u4fdd\u8cbb\u88dc\u52a9\u3002\u5982\u679c\u60a8\u76ee\u524d\u6c92\u6709\u5065\u4fdd\u800c\u9700\u8981\u5065\u4fdd\uff0cCovered CA\u662f\u5e6b\u52a9\u60a8\u8cb7\u5230\u6700\u4fbf\u5b9c\u4e5f\u6700\u9069\u5408\u7684\u5065\u4fdd\u9078\u8cfc\u5e73\u53f0\u3002\u5982\u679c\u60a8\u5c0d\u96fb\u8166\u64cd\u4f5c\u4e0d\u719f\u6089\uff0c\u800c\u5e0c\u671b\u6709\u5c08\u54e1\u5e6b\u52a9\u60a8\uff0cCovered CA\u5728\u60a8\u7684\u5c45\u4f4f\u793e\u5340\u90fd\u6709\u8a8d\u8b49\u5c08\u54e1\u53ef\u4ee5\u8207\u60a8\u505a\u9762\u5c0d\u9762\u7684\u670d\u52d9\u3002 \u00a0 \u9700\u8981\u6ce8\u610f\u7684\u4e00\u9ede\u662f\uff0c2020\u5831\u7a05\u5e74\uff0c\u52a0\u5dde\u7a05\u52d9\u5c40\u5c07\u56de\u5fa9\u7121\u91ab\u4fdd\u61f2\u7f70\u3002\u5982\u679c\u60a8\u7684\u91ab\u7642\u4fdd\u8cbb\u4e26\u6c92\u8d85\u904e\u60a8\u5e74\u6536\u5165\u7684\u67d0\u500b\u767e\u5206\u6bd4\uff0c\u800c\u60a8\u9078\u64c7\u4e0d\u8cfc\u8cb7\u4fdd\u96aa\uff0c\u52a0\u5dde\u7a05\u52d9\u5c40\u53ef\u80fd\u6703\u5c0d\u60a8\u9032\u884c\u7f70\u6b3e\u3002 \u00a0 \u53e6\u5916\uff0c\u53c3\u4fddCovered CA\u4e0d\u662f\u7f8e\u570b\u79fb\u6c11\u6cd5\u5f8b\u4e2dPublic Charge\u201c\u516c\u5171\u8ca0\u64d4\u201d\u7684\u8003\u91cf\u9805\u76ee\u3002Public Charge\u201c\u516c\u5171\u8ca0\u64d4\u201d\u662f\u6307\u8655\u5728\u8fa6\u8eab\u4efd\u9032\u7a0b\u4e2d\u7684\u79fb\u6c11\u5982\u679c\u7533\u8acb\u4ee5\u4e0b\u8ca7\u56f0\u798f\u5229Medicaid, CalFresh, Section 8 Vouchers, CAPI, SSI, TANF\u7b49\uff0c\u662f\u88ab\u79fb\u6c11\u5c40\u7d0d\u5165\u70ba\u9700\u8981\u653f\u5e9c\u64d4\u990a\u65cf\u7fa4\uff0c\u5728\u7533\u8acb\u6216\u66f4\u65b0\u7c3d\u8b49\u4e4b\u6642\uff0c\u53ef\u80fd\u6703\u6709\u5f71\u97ff\u3002Covered CA \u4e0d\u5728\u6240\u8b02\u201c\u516c\u5171\u8ca0\u64d4\u201d\u7684\u689d\u4f8b\u5167\u3002\u8fa6\u79fb\u6c11\u7684\u4eba\u58eb\u4e0d\u7528\u64d4\u5fc3\u53c3\u4fddCovered Ca\u6703\u5c0d\u81ea\u5df1\u7684\u79fb\u6c11\u8eab\u4efd\u6709\u4e0d\u826f\u7684\u5f71\u97ff\u3002 \u00a0 \u4e2d\u6587\u7db2\u7ad9\uff1awww.coveredca.com\/chinese\/ \u00a0 \u6b61\u8fce\u4f86\u5230 Covered California\uff0c\u6211\u5011\u53ef\u4ee5\u514d\u8cbb\u5e6b\u60a8\u627e\u5230\u9069\u5408\u60a8\u7684\u5065\u5eb7\u4fdd\u96aa \u5982\u9700\u4e2d\u6587\u670d\u52d9\uff0c\u8acb\u64a5\u6253\uff1a(855) 708-4587 (\u666e\u901a\u8a71); (855) 708-4588 (\u7cb5\u8a9e). \u900f\u904eCovered California\u60a8\u53ef\u4ee5\u91dd\u5c0d\u4e0d\u540c\u79c1\u4eba\u4fdd\u96aa\u516c\u53f8\u7684\u4fdd\u96aa\u8a08\u5283\u4f86\u505a\u6bd4\u8f03\u53ca\u8cfc\u8cb7\uff0c\u5982\u679c\u60a8\u7b26\u5408\u8cc7\u683c\u7684\u8a71\uff0c\u60a8\u4e5f\u8a31\u53ef\u4ee5\u7372\u5f97\u8ca1\u52d9\u88dc\u52a9\u4f86\u5e6b\u52a9\u60a8\u652f\u4ed8\u4fdd\u8cbb\u3002\u6211\u5011\u53ef\u4ee5\u5354\u52a9\u60a8\u4f86\u66f4\u77ad\u89e3\u6240\u6709\u7684\u9078\u64c7\uff0c\u4e26\u52a0\u5165\u6700\u9069\u5408\u60a8\u7684\u5065\u5eb7\u8a08\u5283\u3002\u5982\u679c\u60a8\u9700\u8981\u5354\u52a9\u4f86\u5e6b\u60a8\u7533\u8acb\u52a0\u5165\uff0cCovered California\u2026","rel":"","context":"In 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