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1-408-781-5621\u00a0 WeChat: Robertju1718)","rel":"","context":"In &quot;\u7406\u8ca1\u6295\u8cc7&quot;","block_context":{"text":"\u7406\u8ca1\u6295\u8cc7","link":"https:\/\/newsforchinese.com\/v3\/category\/money\/"},"img":{"alt_text":"","src":"https:\/\/i0.wp.com\/newsforchinese.com\/v3\/wp-content\/uploads\/2017\/05\/life-insurance-1.jpg?resize=350%2C200&ssl=1","width":350,"height":200,"srcset":"https:\/\/i0.wp.com\/newsforchinese.com\/v3\/wp-content\/uploads\/2017\/05\/life-insurance-1.jpg?resize=350%2C200&ssl=1 1x, https:\/\/i0.wp.com\/newsforchinese.com\/v3\/wp-content\/uploads\/2017\/05\/life-insurance-1.jpg?resize=525%2C300&ssl=1 1.5x"},"classes":[]},{"id":129597,"url":"https:\/\/newsforchinese.com\/v3\/2016\/12\/02\/%e6%9c%aa%e6%88%90%e5%b9%b4%e4%ba%ba%e8%b2%b7%e9%85%92%ef%bc%8c%e5%90%84%e5%9d%87%e4%ba%88%e7%a6%81%e6%ad%a2\/","url_meta":{"origin":73945,"position":2},"title":"\u672a\u6210\u5e74\u4eba\u8cb7\u9152\uff0c\u5404\u5747\u4e88\u7981\u6b62","author":"Raymond","date":"December 2, 2016","format":false,"excerpt":"\u72c0\u6cc1\uff1a \u5289\u592a\u592a\u7684\u4e08\u592b\u662f\u500b\u9152\u9b3c\uff0c\u597d\u5e7e\u6b21\u60f3\u5dee\u9063\u5979\u90a3\u672a\u6210\u5e74\u7684\u5152\u5b50\u53bb\u70ba\u4ed6\u8cb7\u9152\uff0c \u4e0d \u77e5\u9053\u662f\u5426\u5408\u6cd5\uff1f\u5b69\u5b50\u662f\u5426\u6703\u56e0\u6b64\u72af\u6cd5\uff1f \u8aaa\u660e\uff1a \u56e0\u70ba\u5404\u5dde\u5747\u7981\u6b62\u672a\u6210\u5e74\u7684\u5b69\u5b50\u8cb7\u9152\uff0c\u6240\u4ee5\u4e00\u822c\u800c\u8a00\u9152\u5e97\u662f\u4e0d\u6703\u56e0\u70ba\u5b69\u5b50\u8981\u70ba\u7236\u89aa \u8cb7\u9152\u800c\u8ce3\u7d66\u4ed6\u7684\u3002 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1x, https:\/\/i0.wp.com\/newsforchinese.com\/v3\/wp-content\/uploads\/2014\/04\/law51.jpg?resize=525%2C300&ssl=1 1.5x"},"classes":[]},{"id":125528,"url":"https:\/\/newsforchinese.com\/v3\/2016\/09\/14\/%e8%ae%93%e6%88%91%e5%80%91%e4%b8%80%e8%b7%af%e5%a5%bd%e8%b5%b0%ef%bc%81\/","url_meta":{"origin":73945,"position":3},"title":"\u8b93\u6211\u5011\u4e00\u8def\u597d\u8d70\uff01","author":"Raymond","date":"September 14, 2016","format":false,"excerpt":"\u4eba\u7684\u4e00\u751f\u514d\u4e0d\u4e86\u751f\u8001\u75c5\u6b7b\uff0c\u5f9e\u4e8b\u7406\u8ca1\u898f\u5283\u8d85\u904e24\u5e74\uff0c\u4e5f\u770b\u4e86\u4e0d\u5c11\u9019\u904e\u7a0b\u7684\u60b2\u559c\u3002\u4f5c\u7232\u8a8d\u8b49\u7684\u7406\u8ca1\u898f\u5283\u5e2b (CFP, Certified Financial Planner), \u6211\u66fe\u6b23\u6170\u904e\uff0c\u4e5f\u66fe\u81ea\u8cac\u4e0d\u5df2\uff0c\u662f\u4e0d\u65b7\u5b78\u7fd2\u7684\u904e\u7a0b\u3002CFP 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\u00a0\u5509\uff0c\u8001\u7238\u6b64\u8a00\u5dee\u77e3\u3002\u6211\u8cbb\u76e1\u5507\u820c\u624d\u8b93\u4ed6\u7406\u89e3\uff0c\u4ed6\u5973\u5152\u662f\u8981\u4f86\u57f7\u884c\u89e3\u6551\u84bc\u751f\u7684\u795e\u8056\u4efb\u52d9\u7684\uff08I am the \u201cchosen\u201d person!\uff09\u3002\u73fe\u5728\u60f3\u8d77\u4f86\u5f88\u597d\u7b11\uff0c\u5f88\u55ae\u7d14\u3002 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LTCI\uff09\u3002\u90a3\u6642\uff0c\u9000\u4f11\u7684\u806f\u5408\u9280\u884c\u7e3d\u88c1\u6797\u4fee\u69ae\u5148\u751f\u6b63\u5728\u7cb5\u8a9e\u96fb\u81fa\u5927\u529b\u63a8\u5ee3\u9577\u671f\u8b77\u7406\u4fdd\u96aa\uff1b\u4ed6\u4e5f\u9f13\u52f5\u4eba\u5bb6\u8003CFP, \u5145\u5be6\u81ea\u5df1\u7684\u5c08\u696d\u77e5\u8b58\uff1b\u6211\u540c\u610f\uff0c\u56e0\u60f3\u907f\u514d\u7576\u9760\u800d\u5634\u76ae\u5b50\u7684\u63a8\u92b7\u54e1\u8981\u5f9e\u8b80\u66f8\u958b\u59cb\u3002\u81f3\u4eca\uff0c\u4ed6\u4ecd\u5e38\u5728\u57fa\u7763\u6559\u7684\u865f\u89d2\u520a\u7269\u767c\u8868\u7406\u8ca1\u5c08\u6b04\u3002\u6211\u56e0\u6b64\u8b80\u4e86Susie Orman\u7684\u66f8\uff0c\u9023Charles Schwab\u7684\u66f8\u90fd\u9f13\u52f5\u4eba\u5bb6\u8cb7\u9577\u671f\u8b77\u7406\u4fdd\u96aa\uff0c\u7406\u8ca1\u898f\u5283\u4e0d\u662f\u6295\u8cc7\u80a1\u7968\u800c\u5df2\u3002\u6211\u4e5f\u53bb\u4e0a\u8ab2\uff1b\u5728\u52a0\u5dde\uff0c\u6bcf\u5169\u5e74\u8981\u4fee\u5b78\u5206\u624d\u53ef\u4ee5\u4f5c LTCI. LTCI\u7684\u5b9a\u7fa9\u662f6\u9805\u65e5\u5e38\u751f\u6d3b\u4e2d\u7684\u52d5\u4f5c\u4e2d\uff0c\u67092\u9805\u4f5c\u4e0d\u5230\uff0c\u7531\u91ab\u751f\u8b49\u660e\uff0c\u5c31\u53ef\u7b26\u5408\u7406\u8ce0\u3002\u90196\u9805\u662f\uff1a Bathing (\u6d17\u6fa1), Continence (\u5927\u5c0f\u4fbf\u5931\u7981), Dressing (\u7a7f\u8863), Eating (\u9935\u98df), Toileting (\u5982\u5ec1), Transferring (walking \u79fb\u52d5) \u3002\u53e6\u5916\uff0cCognitive (\u8a8d\u77e5) \u4e5f\u7b97\u7368\u7acb\u4e00\u9805\uff0c\u6700\u5e38\u898b\u7684\u662f Alzheimer (\u963f\u5179\u6d77\u9ed8\u75c7)\u3002 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&quot;\u8ad6\u58c7&quot;","block_context":{"text":"\u8ad6\u58c7","link":"https:\/\/newsforchinese.com\/v3\/category\/opinion\/"},"img":{"alt_text":"","src":"https:\/\/i0.wp.com\/newsforchinese.com\/v3\/wp-content\/uploads\/2015\/02\/senior-couple-e1422997477460.jpg?resize=350%2C200&ssl=1","width":350,"height":200,"srcset":"https:\/\/i0.wp.com\/newsforchinese.com\/v3\/wp-content\/uploads\/2015\/02\/senior-couple-e1422997477460.jpg?resize=350%2C200&ssl=1 1x, https:\/\/i0.wp.com\/newsforchinese.com\/v3\/wp-content\/uploads\/2015\/02\/senior-couple-e1422997477460.jpg?resize=525%2C300&ssl=1 1.5x"},"classes":[]},{"id":199911,"url":"https:\/\/newsforchinese.com\/v3\/2021\/04\/18\/%e5%81%a5%e5%ba%b7%e8%88%87%e9%a2%a8%e6%b0%b4%e4%b9%8b%e8%aa%aa-11-%e7%81%ab%e7%85%9e-%e9%ab%98%e5%a3%93%e9%9b%bb%e5%a1%94\/","url_meta":{"origin":73945,"position":4},"title":"\u5065\u5eb7\u8207\u98a8\u6c34\u4e4b\u8aaa 11 \u706b\u715e&#8211;\u9ad8\u58d3\u96fb\u5854","author":"Raymond","date":"April 18, 2021","format":false,"excerpt":"\u98a8\u6c34\u4e2d\u6709\u8a31\u591a\u6240\u8b02\u7684\u201c\u715e\u6c23\u201d\uff0c\u5176\u4e2d\u4e4b\u4e00\u662f\u201c\u706b\u715e\u201d\uff0c\u73fe\u4ee3\u7684\u98a8\u6c34\u73fe\u8c61\u4e2d\uff0c\u9ad8\u58d3\u96fb\u5854\u5c31\u5c6c\u65bc\u201c\u706b\u715e\u201d\uff0c\u5176\u5be6\u8cea\u662f\u96fb\u78c1\u6ce2\u5e72\u64fe\uff0c\u5f3a\u5927\u7684\u96fb\u78c1\u5834\u7834\u58de\u4e86\u4eba\u9ad4\u7684\u6b63\u5e38\u751f\u7269\u5834\u3002 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