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2017","format":false,"excerpt":"\u7576\u4e8b\u516c\u53f8Equifax\u8aaa\u8981\u505a\u4ec0\u9ebc\uff1f Equifax\u7a31\uff0c\u5b83\u5c07\u5411\u90a3\u4e9b\u4fe1\u7528\u5361\u865f\u78bc\u6216\u4fe1\u7528\u7cfe\u7d1b\u8a18\u9304\u88ab\u6d29\u9732\u7684\u6d88\u8cbb\u8005\u767c\u90f5\u4ef6\u901a\u77e5\u3002 \u5b83\u9084\u5efa\u7acb\u4e86\u4e00\u500b\u7db2\u7ad9www.equifaxsecurity2017.com\u3002\u5b83\u8aaa\uff0c\u9019\u500b\u7db2\u7ad9\u5e6b\u52a9\u7f8e\u570b\u6d88\u8cbb\u8005\u78ba\u8a8d\u4ed6\u5011\u7684\u6578\u64da\u662f\u5426\u88ab\u6d29\u9732\uff0c\u4e26\u4e14\u53ef\u4ee5\u8b93\u4ed6\u5011\u767b\u8a18\u70ba\u671f\u4e00\u5e74\u7684\u514d\u8cbb\u4fe1\u7528\u6a94\u6848\u76e3\u6e2c\u548c\u8eab\u4efd\u76dc\u7aca\u4fdd\u8b77\u3002\u7136\u800c\uff0c\u7db2\u4e0a\u6709\u62b1\u6028\u7a31\uff0c\u9019\u9805\u670d\u52d9\u4e26\u6c92\u6709\u544a\u8a34\u6d88\u8cbb\u8005\u4ed6\u5011\u6578\u64da\u8655\u65bc\u4f55\u7a2e\u72c0\u614b\u3002 \u5176\u4ed6\u4fdd\u8b77\u81ea\u5df1\u7684\u65b9\u6cd5 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\u5982\u679c\u4f60\u901a\u904e\u77ed\u4fe1\u3001\u96fb\u5b50\u90f5\u4ef6\u6216\u5176\u4ed6\u4efb\u4f55\u5a92\u9ad4\u6536\u5230\u5b89\u5168\u554f\u984c\u901a\u77e5\uff0c\u4e0d\u8981\u9ede\u64ca\u5b83\uff0c\u76f8\u53cd\uff0c\u4f60\u61c9\u8a72\u505a\u7684\u662f\u76f4\u63a5\u8a2a\u554f\u4f60\u7684\u5e33\u6236\u53bb\u67e5\u770b\u516c\u53f8\u901a\u77e5\uff0c\u5982\u679c\u6c92\u6709\uff0c\u90a3\u9ebc\u8acb\u806f\u7e6b\u516c\u53f8\u3002\u99ed\u5ba2\u53ef\u4ee5\u5229\u7528Equifax\u6f0f\u6d1e\u767c\u8d77\u300c\u9b5a\u53c9\u5f0f\u91e3\u9b5a\u300d\u653b\u64ca\uff0c\u7576\u4f60\u9ede\u9078\u9023\u7d50\u6642\uff0c\u4f60\u53ef\u80fd\u6703\u9677\u5165\u8eab\u4efd\u76dc\u7aca\u548c\u5176\u4ed6\u7db2\u8def\u72af\u7f6a\u7684\u98a8\u96aa\u4e2d\u3002 \u4e00\u822c\u9810\u9632\u63aa\u65bd CreditCards.com\u8cc7\u6df1\u884c\u696d\u5206\u6790\u5e2bMatt Schulz\u8aaa\uff0c\u9019\u5834\u5927\u898f\u6a21\u548c\u9ad8\u5ea6\u4fb5\u5165\u6027\u7684\u6578\u64da\u6d29\u9732\u4e8b\u4ef6\u5c0d\u7f8e\u570b\u4eba\u662f\u4e00\u6b21\u975e\u5e38\u597d\u7684\u63d0\u9192\uff1a\u5927\u5bb6\u52d9\u5fc5\u5b9a\u671f\u67e5\u770b\u7db2\u4e0a\u9280\u884c\u548c\u4fe1\u7528\u5361\u5831\u8868\uff0c\u6700\u597d\u662f\u6bcf\u9031\u90fd\u770b\u3002 \u300c\u6bcf\u5929\u523710\u6b21\u81c9\u66f8\u6216Instagram\u6211\u5011\u8a8d\u70ba\u6c92\u4ec0\u9ebc\uff0c\u4f46\u5f88\u591a\u4eba\u537b\u8a8d\u70ba\u8981\u6c42\u6bcf\u9031\u6aa2\u67e5\u4e00\u6b21\u9280\u884c\u5831\u8868\u5be6\u5728\u592a\u904e\u5206\u4e86\u3002\u300dSchulz\u8aaa\u3002\u300c\u4e8b\u60c5\u4e0d\u662f\u9019\u6a23\u7684\u3002\u9019\u5f88\u5bb9\u6613\u505a\u5230\uff0c\u4e0d\u9700\u8981\u5f88\u9577\u6642\u9593\uff0c\u4f46\u537b\u53ef\u4ee5\u5e6b\u52a9\u4f60\u5728\u554f\u984c\u5931\u63a7\u4e4b\u524d\u767c\u73fe\u554f\u984c\u3002\u300d 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2015","format":false,"excerpt":"\u5728\u7f8e\u570b\uff0c\u300c\u4fe1\u7528\u8a55\u5206\u300d\uff08Credit Score\uff09\u9019\u4e00\u6982\u5ff5\u5e7e\u4e4e\u6ef2\u900f\u5230\u751f\u6d3b\u7684\u65b9\u65b9\u9762\u9762\uff1a\u8cb7\u8eca\u3001\u8cb7\u4fdd\u96aa\u3001\u8fa6\u65b0\u4fe1\u7528\u5361\u6642\u90fd\u9700\u8981\u7528\u5230\u4f60\u7684\u4fe1\u7528\u8a55\u5206\uff0c\u56e0\u6b64\u64c1\u6709\u826f\u597d\u7684\u4fe1\u7528\u8a55\u5206\u5341\u5206\u91cd\u8981\uff0c\u800c\u4e14\u597d\u8655\u591a\u591a - \u5927\u5247\u53ef\u4ee5\u8b93\u4f60\u4eab\u53d7\u4f4e\u8cb8\u6b3e\u5229\u7387\uff0c\u7d30\u5247\u53ef\u4ee5\u5e6b\u4f60\u5728\u4ea4\u6c34\u96fb\u8cbb\u548c\u624b\u6a5f\u8a71\u8cbb\u6642\u7701\u4e0b\u4e00\u7b46\u4fdd\u8b49\u91d1\u3002 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History\uff09\u548c\u50b5\u52d9\u6c34\u5e73\uff08level of debt\uff09\u3002 \u4fe1\u7528\u8a55\u5206\u6eff\u5206850\uff0c\u6839\u64damyfico.com\uff0c\u622a\u6b622014\u5e748\u6708\uff0c\u7f8e\u570b\u7684\u5168\u570b\u5e73\u5747\u4fe1\u7528\u8a55\u5206\u662f692\u5206\u3002\u4f46\u503c\u5f97\u6ce8\u610f\u7684\u662f\uff0c\u4e26\u4e0d\u662f\u6240\u6709\u6d89\u53ca\u91d1\u878d\u7684\u8981\u7d20\u90fd\u6703\u5f71\u97ff\u4f60\u7684\u4fe1\u7528\u8a55\u5206\uff0c\u6bd4\u5982\u652f\u7968\u8cec\u6236\uff08Checking Account\uff09\u7684\u900f\u652f\u548c\u662f\u5426\u5b9a\u671f\u4ea4\u9084\u6c34\u8cbb\u96fb\u8cbb\u4e26\u4e0d\u6703\u5fc5\u7136\u5f71\u97ff\u5230\u4f60\u7684\u4fe1\u7528\u8a55\u5206\u3002 2. \u6309\u6642\u9084\u6b3e \u6309\u6642\u9084\u6e05\u6240\u6709\u8cec\u55ae -- \u6ce8\u610f\uff0c\u662f\u300c\u6240\u6709\u300d\uff0c\u56e0\u6b64\u9664\u4e86\u6309\u6642\u9084\u4fe1\u7528\u5361\u548c\u9280\u884c\u8cb8\u6b3e\u5916\uff0c\u6c34\u96fb\u8cbb\u548c\u624b\u6a5f\u8cec\u55ae\u7b49\u4e5f\u4e0d\u53ef\u6020\u6162\u3002\u5118\u7ba1\u6709\u4e9b\u9084\u6b3e\u8a18\u9304\uff08\u6bd4\u5982\u5fd8\u7e73\u7684\u90a3\u5e7e\u5206\u9322\u5716\u66f8\u9928\u7f70\u6b3e\uff09\u4e26\u4e0d\u6703\u88ab\u5f81\u4fe1\u6a5f\u69cb\uff08Credit Bureaus\uff09\u8a18\u9304\u5728\u6848\uff0c\u4f46\u4e0d\u6309\u6642\u9084\u6e05\u7684\u8a71\u9019\u4e9b\u8a18\u9304\u9084\u662f\u6703\u51fa\u73fe\u5728\u4f60\u7684\u4fe1\u7528\u5831\u544a\u4e0a\u3002 \u56e0\u6b64\uff0c\u7121\u8ad6\u662f\u4ec0\u9ebc\u6b3e\u9805\uff0c\u6309\u6642\u9084\u6e05\u90fd\u662f\u4fdd\u6301\u826f\u597d\u4fe1\u7528\u8a55\u5206\u7684\u4e00\u5927\u6cd5\u5bf6\u3002 3. \u4fdd\u6301\u8f03\u4f4e\u7684\u4fe1\u7528\u5361\u9918\u984d \u4fe1\u7528\u5361\u9918\u984d\uff08Balance\uff09\u8d8a\u9ad8\uff0c\u4f60\u7684\u4fe1\u7528\u8a55\u5206\u5c31\u8d8a\u4f4e\u3002\u6700\u597d\u4f60\u7684\u4fe1\u7528\u5361\u9918\u984d\u80fd\u4fdd\u6301\u5728\u4f60\u7684\u4fe1\u7528\u984d\u5ea6\uff08Credit Limit\uff09\u768430%\u4ee5\u5167\uff0c\u4e5f\u5c31\u662f\u8aaa\u5982\u679c\u4f60\u6709\u6bcf\u6708$1,000\u7684\u4fe1\u7528\u984d\u5ea6\uff0c\u9918\u984d\u4e0d\u8d85\u904e$300\u3002 \u5c0d\u5fb5\u4fe1\u6a5f\u69cb\u4f86\u8aaa\uff0c\u9ad8\u9918\u984d\u610f\u5473\u8457\u9ad8\u98a8\u96aa\uff0c\u56e0\u6b64\u5118\u7ba1\u4f60\u6bcf\u6b21\u90fd\u5168\u984d\u9084\u6e05\u7576\u6708\u9918\u984d\uff0c\u767c\u5361\u6a5f\u69cb\u6bcf\u6708\u628a\u4f60\u7684\u9918\u984d\u8cec\u55ae\u4e0a\u4ea4\u5230\u5fb5\u4fe1\u6a5f\u69cb\u6642\uff0c\u8cec\u9762\u4e0a\u7684\u9ad8\u9918\u984d\u9084\u662f\u6703\u5f71\u97ff\u4f60\u7684\u4fe1\u7528\u8a55\u5206\u3002 4. \u7ba1\u7406\u597d\u4f60\u7684\u50b5\u52d9 \u4e0d\u50c5\u4fe1\u7528\u5361\u9918\u984d\uff0c\u8cb8\u6b3e\u9918\u984d\u548c\u4fe1\u7528\u984d\u5ea6\u540c\u6a23\u5f71\u97ff\u4f60\u7684\u4fe1\u7528\u8a55\u5206\u3002\u592a\u591a\u50b5\u6b3e\u6703\u8b93\u9280\u884c\u61f7\u7591\u4f60\u7684\u511f\u9084\u80fd\u529b\uff0c\u4f60\u7684\u4fe1\u7528\u8a55\u5206\u4e5f\u6703\u56e0\u6b64\u53d7\u5f71\u97ff\u3002 5. \u4e0d\u8981\u95dc\u6389\u4f60\u820a\u7684\u4fe1\u7528\u5361 \u7576\u4f60\u95dc\u6389\u4e00\u5f35\u4e0d\u518d\u7528\u6216\u5df2\u6975\u5c11\u4f7f\u7528\u7684\u4fe1\u7528\u5361\uff0c\u767c\u5361\u6a5f\u69cb\u5c31\u6703\u505c\u6b62\u5411\u5fb5\u4fe1\u6a5f\u69cb\u767c\u9001\u6578\u64da\u5831\u544a\uff0c\u540c\u6642\u4f60\u95dc\u6389\u7684\u4fe1\u7528\u5361\u5728\u4f60\u7684\u4fe1\u7528\u8a55\u6e2c\u904e\u7a0b\u4e2d\u7684\u6bd4\u91cd\u4e5f\u6703\u5927\u5927\u6e1b\u5c11\u3002\u5927\u698210\u5e74\u5f8c\uff0c\u5fb5\u4fe1\u6a5f\u69cb\u5c31\u6703\u628a\u4f60\u9019\u5f35\u505c\u7528\u4fe1\u7528\u5361\u7684\u6b77\u53f2\u8a18\u9304\u5f9e\u4f60\u7684\u4fe1\u7528\u5831\u544a\u4e0a\u79fb\u9664\u3002 \u554f\u984c\u5728\u65bc\uff0c\u5982\u679c\u4f60\u95dc\u6389\u7684\u9019\u5f35\u4fe1\u7528\u5361\u4f7f\u7528\u6b77\u53f2\u6bd4\u8f03\u9577\uff0c\u88ab\u79fb\u9664\u540e\u4f60\u7684\u5e73\u5747\u4fe1\u7528\u5e74\u9f61\uff08Credit Age\uff09\u5c31\u6703\u7e2e\u77ed\uff0c\u56e0\u800c\u4f60\u7684\u4fe1\u7528\u8a55\u5206\u4e5f\u6703\u4e0b\u964d\u3002 6. \u9650\u5236\u4f60\u7533\u8acb\u65b0\u5361\u7684\u6578\u91cf \u6bcf\u7533\u8acb\u4e00\u5f35\u65b0\u4fe1\u7528\u5361\u90fd\u6703\u6d88\u8017\u6389\u4f60\u4e00\u5c0f\u90e8\u4efd\u7684\u4fe1\u7528\u8a55\u5206\u3002\u96d6\u7136\u4fe1\u7528\u8aee\u8a62\uff08Credit Inquiries\uff09\u53ea\u4f54\u4fe1\u7528\u8a55\u5206\u768410%\uff0c\u4f46\u5047\u8a2d\u4f60\u6709\u8f03\u9ad8\u7684\u8a55\u5206\uff08800\u5206\uff09\uff0c10%\u4e5f\u53ef\u4ee5\u662f\u4e00\u500b\u9f90\u5927\u6578\u984d\uff08800 x 10% = 80\uff09\u3002\u800c\u4e14\u6bcf\u958b\u4e00\u5f35\u65b0\u5361\uff0c\u4f60\u7684\u5e73\u5747\u4fe1\u7528\u5e74\u9f61\uff08\u5360\u8a55\u520615%\uff09\u5c31\u6703\u76f8\u61c9\u7e2e\u77ed\u3002 \u56e0\u6b64\u70ba\u4fdd\u6301\u826f\u597d\u4fe1\u7528\u8a55\u5206\uff0c\u6700\u597d\u4e0d\u8981\u5728\u77ed\u671f\u5167\u7533\u8acb\u591a\u5f35\u4fe1\u7528\u5361\u3002 7.\u2026","rel":"","context":"In &quot;\u7406\u8ca1\u6295\u8cc7&quot;","block_context":{"text":"\u7406\u8ca1\u6295\u8cc7","link":"https:\/\/newsforchinese.com\/v3\/category\/money\/"},"img":{"alt_text":"","src":"https:\/\/i0.wp.com\/newsforchinese.com\/v3\/wp-content\/uploads\/2015\/06\/CREDIT-SCORE.jpg?resize=350%2C200&ssl=1","width":350,"height":200,"srcset":"https:\/\/i0.wp.com\/newsforchinese.com\/v3\/wp-content\/uploads\/2015\/06\/CREDIT-SCORE.jpg?resize=350%2C200&ssl=1 1x, https:\/\/i0.wp.com\/newsforchinese.com\/v3\/wp-content\/uploads\/2015\/06\/CREDIT-SCORE.jpg?resize=525%2C300&ssl=1 1.5x"},"classes":[]},{"id":96292,"url":"https:\/\/newsforchinese.com\/v3\/2015\/01\/27\/%e9%98%b2%e4%b8%8d%e5%8b%9d%e9%98%b2%ef%bc%9a%e4%ba%94%e5%a4%a7%e4%bf%a1%e7%94%a8%e5%8d%a1%e7%9b%9c%e5%88%b7%e3%80%8c%e9%bb%91%e6%b4%9e%e3%80%8d\/","url_meta":{"origin":66042,"position":2},"title":"\u9632\u4e0d\u52dd\u9632\uff1a\u4e94\u5927\u4fe1\u7528\u5361\u76dc\u5237\u300c\u9ed1\u6d1e\u300d","author":"Jean","date":"January 27, 2015","format":false,"excerpt":"\u9322\u5305\u88ab\u5077\u6216\u8005\u88ab\u6436\u5df2\u7d93\u5920\u8b93\u4eba\u5d29\u6f70\u4e86\uff0c\u4e0d\u50c5\u8eab\u4efd\u8b49\u4ef6\u3001\u5bb6\u5ead\u4f4f\u5740\u3001\u79ae\u5238\u73fe\u91d1\u5168\u7d66\u5c0f\u5077\u4e86\uff0c\u9084\u4e0d\u5f97\u4e0d\u6253\u96fb\u8a71\u5230\u9280\u884c\u53d6\u6d88\u4fe1\u7528\u5361\u518d\u91cd\u8fa6\u3002\u4f46\u66f4\u8b93\u4eba\u5d29\u6f70\u7684\u662f\uff1a\u9322\u5305\u548c\u88e1\u9762\u7684\u6771\u897f\u9084\u5728\uff0c\u53ef\u4fe1\u7528\u5361\u8cc7\u8a0a\u5df2\u4e0d\u7ffc\u800c\u98db\u3002 \u9019\u5e74\u982d\uff0c\u7aca\u8cca\u76dc\u53d6\u4fe1\u7528\u5361\u8cc7\u8a0a\u7684\u6280\u5de7\u53ef\u8b02\u662f\u51fa\u795e\u5165\u5316\uff1a\u4ed6\u5011\u4e26\u4e0d\u9700\u8981\u771f\u6b63\u62ff\u5230\u4f60\u7684\u4fe1\u7528\u6216\u501f\u8a18\u5361\u624d\u80fd\u7aca\u53d6\u5230\u5176\u4e2d\u7684\u8cc7\u8a0a\uff0c\u6700\u5e38\u898b\u7684\u4fe1\u7528\u5361\u76dc\u7aca\u6848\u90fd\u662f\u7531\u8cc7\u6599\u6d29\u9732\u9020\u6210\u7684\u3002 \u53bb\u5e74\uff0c\u5728\u4e00\u5834\u91dd\u5c0d\u96f6\u552e\u5546\u7684\u5927\u578b\u7db2\u8def\u653b\u64ca\u4e2d\uff0c\u4e0a\u767e\u842c\u7f8e\u570b\u6d88\u8cbb\u8005\u7684\u4fe1\u7528\u5361\u56e0\u8cc7\u8a0a\u906d\u6d29\u9732\u800c\u4e0d\u5f97\u4e0d\u66ff\u63db - \u5118\u7ba1\u4ed6\u5011\u7684\u6d88\u8cbb\u8a18\u9304\u4e0a\u6c92\u6709\u986f\u793a\u4efb\u4f55\u672a\u6388\u6b0a\u6d3b\u52d5\u3002 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RFID\u8b80\u5361\u5668 \u5927\u591a\u6578\u652f\u63f4\u5c04\u983b\u8b58\u5225 \uff08RFID: radio-frequency identification\uff09\u7684\u4fe1\u7528\u5361\u548c\u501f\u8a18\u5361\u90fd\u6709\u4e00\u500b\u6a19\u8a8c\uff08\u56db\u689d\u4ee3\u8868\u4fe1\u865f\u767c\u5c04\u7684\u66f2\u7dda\uff09\uff0c\u8868\u793a\u9019\u5f35\u5361\u652f\u6301\u514d\u89f8\u5f0f\u652f\u4ed8\u3002\u5982\u679c\u4f60\u7684\u5361\u4e5f\u64c1\u6709\u5c04\u983b\u8b58\u5225\u6280\u8853\uff0c\u4f60\u5c31\u53ef\u4ee5\u8ddf\u5237\u5361\u642d\u516c\u8eca\u6377\u904b\u4e00\u6a23\uff0c\u5728\u5546\u5e97\u7279\u5b9a\u7684\u8b80\u5361\u6a5f\u4e0a\u201c\u5600\u201d\u4e00\u4e0b\uff0c\u4ed8\u6b3e\u5c31\u6210\u529f\u4e86\u3002 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