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9\u3001\u91e3\u9b5a\u8a50\u9a19\u500b\u4eba\u8cc7\u8a0a\u3002\u4f60\u6536\u5230\u8072\u7a31\u4f86\u81ea\u9280\u884c\u6216ISP\u7684\u96fb\u90f5\u8981\u6c42\u4f60\u9a57\u8b49\u4fe1\u7528\u5361\u6216\u652f\u7968\u5e33\u6236\u865f\u78bc\u3002\u90a3\u9ebc\u8a18\u4f4f\u5b83\u5011\u662f\u60f3\u7aca\u53d6\u4f60\u500b\u4eba\u8cc7\u8a0a\u7684\u9a19\u5b50\u96fb\u90f5\u3002\u4e0d\u8981\u5411\u4e00\u5c01\u96fb\u90f5\u6d29\u9732\u4f60\u7684\u500b\u4eba\u8cc7\u8a0a\u3002\u5982\u679c\u8d77\u7591\u5fc3\uff0c\u76f4\u63a5\u64a5\u6253\u516c\u53f8\u96fb\u8a71\u6838\u5be6\u3002\u8a2a\u554fonguardonline.gov\u77ad\u89e3\u66f4\u591a\u3002 10\u3001\u4e00\u4e9b\u6c42\u8077\u670d\u52d9\u6a5f\u69cb\u662f\u5047\u7684\u3002\u5584\u610f\u7684\u6c42\u8077\u670d\u52d9\u6a5f\u69cb\u53ef\u4ee5\u5e6b\u52a9\u4f60\u627e\u5230\u7406\u60f3\u7684\u5de5\u4f5c\u3002\u4f46\u5047\u7684\u516c\u53f8\u5247\u662f\u60f3\u9a19\u4f60\u7684\u9322\u3002\u5982\u679c\u6709\u4eba\u63d0\u51fa\u5e6b\u52a9\u843d\u5be6\u5de5\u4f5c\uff0c\u90a3\u9ebc\u5728\u652f\u4ed8\u4efb\u4f55\u9322\u7d66\u4ed6\u524d\uff0c\u67e5\u67e5\u5c0d\u65b9\u662f\u8ab0\u3002\" \/>\n\t\t<meta property=\"og:url\" content=\"https:\/\/newsforchinese.com\/v3\/2014\/01\/04\/%e9%81%bf%e5%85%8d%e8%a9%90%e9%a8%99%e5%8f%97%e5%ae%b3%e7%9a%84%e5%8d%81%e6%8b%9b\/\" \/>\n\t\t<meta property=\"og:image\" content=\"https:\/\/newsforchinese.com\/v3\/wp-content\/uploads\/2014\/01\/scam.jpg\" \/>\n\t\t<meta property=\"og:image:secure_url\" content=\"https:\/\/newsforchinese.com\/v3\/wp-content\/uploads\/2014\/01\/scam.jpg\" \/>\n\t\t<meta property=\"og:image:width\" content=\"570\" \/>\n\t\t<meta property=\"og:image:height\" content=\"360\" \/>\n\t\t<meta property=\"article:published_time\" content=\"2014-01-04T15:00:26+00:00\" \/>\n\t\t<meta property=\"article:modified_time\" content=\"2014-03-27T01:15:27+00:00\" \/>\n\t\t<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n\t\t<meta name=\"twitter:title\" content=\"\u907f\u514d\u8a50\u9a19\u53d7\u5bb3\u7684\u5341\u62db - News for Chinese \uff0d \u820a\u91d1\u5c71\u7063\u5340No.1\u514d\u8cbb\u83ef\u4eba\u793e\u5340\u5831\u7d19\" \/>\n\t\t<meta name=\"twitter:description\" content=\"\u70ba\u907f\u514d\u4e0a\u7576\u53d7\u9a19\uff0c\u6d88\u8cbb\u8005\u6700\u597d\u4ed4\u7d30\u95b1\u8b80\u5168\u570b\u6d88\u8cbb\u8005\u4fdd\u8b77\u6a5f\u69cbFederal Trade Commission \u5efa\u8b70\u7684\u5341\u500b\u5efa\u8b70\uff1a 1\u3001\u4e0d\u8981\u6d29\u9732\u81ea\u5df1\u7684\u500b\u4eba\u8cc7\u8a0a\u3002\u5728\u904e\u53bb\u4e94\u5e74\u88cf\uff0c\u5305\u62ec\u8a31\u591a\u6d88\u8cbb\u8005\u5728\u5167\u7684\u6578\u767e\u842c\u7f8e\u570b\u4eba\u6210\u70ba\u8eab\u4efd\u76dc\u7aca\u7684\u53d7\u5bb3\u4eba\u3002\u4fdd\u8b77\u4f60\u7684\u5bc6\u78bc\u3001\u4fe1\u7528\u5361\u865f\u78bc\uff0c\u7c89\u788e\u654f\u611f\u6a94\uff0c\u4e0d\u8981\u5728\u53ef\u80fd\u5f15\u8d77\u8eab\u4efd\u76dc\u8cca\u6ce8\u610f\u7684\u5730\u65b9\u7559\u4e0b\u4f60\u7684\u90f5\u4ef6\u3002 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2017","format":false,"excerpt":"\u7576\u4e8b\u516c\u53f8Equifax\u8aaa\u8981\u505a\u4ec0\u9ebc\uff1f Equifax\u7a31\uff0c\u5b83\u5c07\u5411\u90a3\u4e9b\u4fe1\u7528\u5361\u865f\u78bc\u6216\u4fe1\u7528\u7cfe\u7d1b\u8a18\u9304\u88ab\u6d29\u9732\u7684\u6d88\u8cbb\u8005\u767c\u90f5\u4ef6\u901a\u77e5\u3002 \u5b83\u9084\u5efa\u7acb\u4e86\u4e00\u500b\u7db2\u7ad9www.equifaxsecurity2017.com\u3002\u5b83\u8aaa\uff0c\u9019\u500b\u7db2\u7ad9\u5e6b\u52a9\u7f8e\u570b\u6d88\u8cbb\u8005\u78ba\u8a8d\u4ed6\u5011\u7684\u6578\u64da\u662f\u5426\u88ab\u6d29\u9732\uff0c\u4e26\u4e14\u53ef\u4ee5\u8b93\u4ed6\u5011\u767b\u8a18\u70ba\u671f\u4e00\u5e74\u7684\u514d\u8cbb\u4fe1\u7528\u6a94\u6848\u76e3\u6e2c\u548c\u8eab\u4efd\u76dc\u7aca\u4fdd\u8b77\u3002\u7136\u800c\uff0c\u7db2\u4e0a\u6709\u62b1\u6028\u7a31\uff0c\u9019\u9805\u670d\u52d9\u4e26\u6c92\u6709\u544a\u8a34\u6d88\u8cbb\u8005\u4ed6\u5011\u6578\u64da\u8655\u65bc\u4f55\u7a2e\u72c0\u614b\u3002 \u5176\u4ed6\u4fdd\u8b77\u81ea\u5df1\u7684\u65b9\u6cd5 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&quot;\u5730\u65b9\u65b0\u805e&quot;","block_context":{"text":"\u5730\u65b9\u65b0\u805e","link":"https:\/\/newsforchinese.com\/v3\/category\/local\/"},"img":{"alt_text":"","src":"https:\/\/i0.wp.com\/newsforchinese.com\/v3\/wp-content\/uploads\/2017\/09\/Equifax-hack.jpg?resize=350%2C200&ssl=1","width":350,"height":200,"srcset":"https:\/\/i0.wp.com\/newsforchinese.com\/v3\/wp-content\/uploads\/2017\/09\/Equifax-hack.jpg?resize=350%2C200&ssl=1 1x, https:\/\/i0.wp.com\/newsforchinese.com\/v3\/wp-content\/uploads\/2017\/09\/Equifax-hack.jpg?resize=525%2C300&ssl=1 1.5x"},"classes":[]},{"id":103793,"url":"https:\/\/newsforchinese.com\/v3\/2015\/06\/17\/%e4%bf%9d%e6%8c%81%e5%ae%8c%e7%be%8e%e4%bf%a1%e7%94%a8%e8%a9%95%e5%88%86%e4%b8%83%e5%a4%a7%e6%b3%95%e5%af%b6\/","url_meta":{"origin":66042,"position":1},"title":"\u4fdd\u6301\u5b8c\u7f8e\u4fe1\u7528\u8a55\u5206\u4e03\u5927\u6cd5\u5bf6","author":"Jean","date":"June 17, 2015","format":false,"excerpt":"\u5728\u7f8e\u570b\uff0c\u300c\u4fe1\u7528\u8a55\u5206\u300d\uff08Credit Score\uff09\u9019\u4e00\u6982\u5ff5\u5e7e\u4e4e\u6ef2\u900f\u5230\u751f\u6d3b\u7684\u65b9\u65b9\u9762\u9762\uff1a\u8cb7\u8eca\u3001\u8cb7\u4fdd\u96aa\u3001\u8fa6\u65b0\u4fe1\u7528\u5361\u6642\u90fd\u9700\u8981\u7528\u5230\u4f60\u7684\u4fe1\u7528\u8a55\u5206\uff0c\u56e0\u6b64\u64c1\u6709\u826f\u597d\u7684\u4fe1\u7528\u8a55\u5206\u5341\u5206\u91cd\u8981\uff0c\u800c\u4e14\u597d\u8655\u591a\u591a - \u5927\u5247\u53ef\u4ee5\u8b93\u4f60\u4eab\u53d7\u4f4e\u8cb8\u6b3e\u5229\u7387\uff0c\u7d30\u5247\u53ef\u4ee5\u5e6b\u4f60\u5728\u4ea4\u6c34\u96fb\u8cbb\u548c\u624b\u6a5f\u8a71\u8cbb\u6642\u7701\u4e0b\u4e00\u7b46\u4fdd\u8b49\u91d1\u3002 \u800c\u9019\u300c\u4fe1\u7528\u8a55\u5206\u300d\u5230\u5e95\u662f\u4ec0\u9ebc\uff1f\u6709\u4ec0\u9ebc\u56e0\u7d20\u5f71\u97ff\u4fe1\u7528\u8a55\u5206\uff0c\u53c8\u6709\u4ec0\u9ebc\u8fa6\u6cd5\u80fd\u5920\u64c1\u6709\u6216\u8005\u4fdd\u6301\u826f\u597d\u7684\u4fe1\u7528\u8a55\u5206\u5462\uff1f\u4ee5\u4e0b\u4e03\u7a2e\u65b9\u6cd5\u6216\u8a31\u80fd\u5e6b\u5230\u4f60\u3002 1. \u4e86\u89e3\u4fe1\u7528\u8a55\u5206\u7684\u7d44\u6210\u8981\u7d20 \u60f3\u8981\u4fdd\u6301\u826f\u597d\u7684\u4fe1\u7528\u8a55\u5206\uff0c\u7b2c\u4e00\u6b65\u662f\u77e5\u9053\u300c\u4fe1\u7528\u8a55\u5206\u300d\u5230\u5e95\u662f\u600e\u9ebc\u8a55\u51fa\u4f86\u7684\u3002 \u4fe1\u7528\u8a55\u5206\u7531\u4e94\u500b\u8981\u7d20\u7d44\u6210\uff1a15%\u7684\u4fe1\u7528\u6b77\u53f2\uff08Length of Credit History\uff09\uff0c10%\u7684\u4fe1\u7528\u985e\u578b\uff08Types of Credit\uff09\uff0c10%\u7684\u4fe1\u7528\u8aee\u8a62\uff08Credit Inquiries\uff09\uff0c35%\u7684\u652f\u4ed8\u8a18\u9304\uff08Payment History\uff09\u548c\u50b5\u52d9\u6c34\u5e73\uff08level of debt\uff09\u3002 \u4fe1\u7528\u8a55\u5206\u6eff\u5206850\uff0c\u6839\u64damyfico.com\uff0c\u622a\u6b622014\u5e748\u6708\uff0c\u7f8e\u570b\u7684\u5168\u570b\u5e73\u5747\u4fe1\u7528\u8a55\u5206\u662f692\u5206\u3002\u4f46\u503c\u5f97\u6ce8\u610f\u7684\u662f\uff0c\u4e26\u4e0d\u662f\u6240\u6709\u6d89\u53ca\u91d1\u878d\u7684\u8981\u7d20\u90fd\u6703\u5f71\u97ff\u4f60\u7684\u4fe1\u7528\u8a55\u5206\uff0c\u6bd4\u5982\u652f\u7968\u8cec\u6236\uff08Checking Account\uff09\u7684\u900f\u652f\u548c\u662f\u5426\u5b9a\u671f\u4ea4\u9084\u6c34\u8cbb\u96fb\u8cbb\u4e26\u4e0d\u6703\u5fc5\u7136\u5f71\u97ff\u5230\u4f60\u7684\u4fe1\u7528\u8a55\u5206\u3002 2. \u6309\u6642\u9084\u6b3e \u6309\u6642\u9084\u6e05\u6240\u6709\u8cec\u55ae -- \u6ce8\u610f\uff0c\u662f\u300c\u6240\u6709\u300d\uff0c\u56e0\u6b64\u9664\u4e86\u6309\u6642\u9084\u4fe1\u7528\u5361\u548c\u9280\u884c\u8cb8\u6b3e\u5916\uff0c\u6c34\u96fb\u8cbb\u548c\u624b\u6a5f\u8cec\u55ae\u7b49\u4e5f\u4e0d\u53ef\u6020\u6162\u3002\u5118\u7ba1\u6709\u4e9b\u9084\u6b3e\u8a18\u9304\uff08\u6bd4\u5982\u5fd8\u7e73\u7684\u90a3\u5e7e\u5206\u9322\u5716\u66f8\u9928\u7f70\u6b3e\uff09\u4e26\u4e0d\u6703\u88ab\u5f81\u4fe1\u6a5f\u69cb\uff08Credit Bureaus\uff09\u8a18\u9304\u5728\u6848\uff0c\u4f46\u4e0d\u6309\u6642\u9084\u6e05\u7684\u8a71\u9019\u4e9b\u8a18\u9304\u9084\u662f\u6703\u51fa\u73fe\u5728\u4f60\u7684\u4fe1\u7528\u5831\u544a\u4e0a\u3002 \u56e0\u6b64\uff0c\u7121\u8ad6\u662f\u4ec0\u9ebc\u6b3e\u9805\uff0c\u6309\u6642\u9084\u6e05\u90fd\u662f\u4fdd\u6301\u826f\u597d\u4fe1\u7528\u8a55\u5206\u7684\u4e00\u5927\u6cd5\u5bf6\u3002 3. \u4fdd\u6301\u8f03\u4f4e\u7684\u4fe1\u7528\u5361\u9918\u984d \u4fe1\u7528\u5361\u9918\u984d\uff08Balance\uff09\u8d8a\u9ad8\uff0c\u4f60\u7684\u4fe1\u7528\u8a55\u5206\u5c31\u8d8a\u4f4e\u3002\u6700\u597d\u4f60\u7684\u4fe1\u7528\u5361\u9918\u984d\u80fd\u4fdd\u6301\u5728\u4f60\u7684\u4fe1\u7528\u984d\u5ea6\uff08Credit Limit\uff09\u768430%\u4ee5\u5167\uff0c\u4e5f\u5c31\u662f\u8aaa\u5982\u679c\u4f60\u6709\u6bcf\u6708$1,000\u7684\u4fe1\u7528\u984d\u5ea6\uff0c\u9918\u984d\u4e0d\u8d85\u904e$300\u3002 \u5c0d\u5fb5\u4fe1\u6a5f\u69cb\u4f86\u8aaa\uff0c\u9ad8\u9918\u984d\u610f\u5473\u8457\u9ad8\u98a8\u96aa\uff0c\u56e0\u6b64\u5118\u7ba1\u4f60\u6bcf\u6b21\u90fd\u5168\u984d\u9084\u6e05\u7576\u6708\u9918\u984d\uff0c\u767c\u5361\u6a5f\u69cb\u6bcf\u6708\u628a\u4f60\u7684\u9918\u984d\u8cec\u55ae\u4e0a\u4ea4\u5230\u5fb5\u4fe1\u6a5f\u69cb\u6642\uff0c\u8cec\u9762\u4e0a\u7684\u9ad8\u9918\u984d\u9084\u662f\u6703\u5f71\u97ff\u4f60\u7684\u4fe1\u7528\u8a55\u5206\u3002 4. \u7ba1\u7406\u597d\u4f60\u7684\u50b5\u52d9 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\u7576\u4f60\u95dc\u6389\u4e00\u5f35\u4e0d\u518d\u7528\u6216\u5df2\u6975\u5c11\u4f7f\u7528\u7684\u4fe1\u7528\u5361\uff0c\u767c\u5361\u6a5f\u69cb\u5c31\u6703\u505c\u6b62\u5411\u5fb5\u4fe1\u6a5f\u69cb\u767c\u9001\u6578\u64da\u5831\u544a\uff0c\u540c\u6642\u4f60\u95dc\u6389\u7684\u4fe1\u7528\u5361\u5728\u4f60\u7684\u4fe1\u7528\u8a55\u6e2c\u904e\u7a0b\u4e2d\u7684\u6bd4\u91cd\u4e5f\u6703\u5927\u5927\u6e1b\u5c11\u3002\u5927\u698210\u5e74\u5f8c\uff0c\u5fb5\u4fe1\u6a5f\u69cb\u5c31\u6703\u628a\u4f60\u9019\u5f35\u505c\u7528\u4fe1\u7528\u5361\u7684\u6b77\u53f2\u8a18\u9304\u5f9e\u4f60\u7684\u4fe1\u7528\u5831\u544a\u4e0a\u79fb\u9664\u3002 \u554f\u984c\u5728\u65bc\uff0c\u5982\u679c\u4f60\u95dc\u6389\u7684\u9019\u5f35\u4fe1\u7528\u5361\u4f7f\u7528\u6b77\u53f2\u6bd4\u8f03\u9577\uff0c\u88ab\u79fb\u9664\u540e\u4f60\u7684\u5e73\u5747\u4fe1\u7528\u5e74\u9f61\uff08Credit Age\uff09\u5c31\u6703\u7e2e\u77ed\uff0c\u56e0\u800c\u4f60\u7684\u4fe1\u7528\u8a55\u5206\u4e5f\u6703\u4e0b\u964d\u3002 6. \u9650\u5236\u4f60\u7533\u8acb\u65b0\u5361\u7684\u6578\u91cf \u6bcf\u7533\u8acb\u4e00\u5f35\u65b0\u4fe1\u7528\u5361\u90fd\u6703\u6d88\u8017\u6389\u4f60\u4e00\u5c0f\u90e8\u4efd\u7684\u4fe1\u7528\u8a55\u5206\u3002\u96d6\u7136\u4fe1\u7528\u8aee\u8a62\uff08Credit Inquiries\uff09\u53ea\u4f54\u4fe1\u7528\u8a55\u5206\u768410%\uff0c\u4f46\u5047\u8a2d\u4f60\u6709\u8f03\u9ad8\u7684\u8a55\u5206\uff08800\u5206\uff09\uff0c10%\u4e5f\u53ef\u4ee5\u662f\u4e00\u500b\u9f90\u5927\u6578\u984d\uff08800 x 10% = 80\uff09\u3002\u800c\u4e14\u6bcf\u958b\u4e00\u5f35\u65b0\u5361\uff0c\u4f60\u7684\u5e73\u5747\u4fe1\u7528\u5e74\u9f61\uff08\u5360\u8a55\u520615%\uff09\u5c31\u6703\u76f8\u61c9\u7e2e\u77ed\u3002 \u56e0\u6b64\u70ba\u4fdd\u6301\u826f\u597d\u4fe1\u7528\u8a55\u5206\uff0c\u6700\u597d\u4e0d\u8981\u5728\u77ed\u671f\u5167\u7533\u8acb\u591a\u5f35\u4fe1\u7528\u5361\u3002 7.\u2026","rel":"","context":"In 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