{"id":48521,"date":"2013-01-21T05:00:53","date_gmt":"2013-01-21T13:00:53","guid":{"rendered":"http:\/\/old.newsforchinese.com\/v3\/?p=48521"},"modified":"2013-01-21T05:00:54","modified_gmt":"2013-01-21T13:00:54","slug":"70%e6%ad%b2%e5%8f%886%e5%80%8b%e6%9c%88%e4%bb%a5%e4%b8%8a%ef%bc%8cira%e5%80%8b%e4%ba%ba%e5%8f%af%e5%85%8d%e7%a8%85%e6%8d%90%e6%ac%be%e6%85%88%e5%96%84%e7%b5%84%e7%b9%94","status":"publish","type":"post","link":"https:\/\/newsforchinese.com\/v3\/2013\/01\/21\/70%e6%ad%b2%e5%8f%886%e5%80%8b%e6%9c%88%e4%bb%a5%e4%b8%8a%ef%bc%8cira%e5%80%8b%e4%ba%ba%e5%8f%af%e5%85%8d%e7%a8%85%e6%8d%90%e6%ac%be%e6%85%88%e5%96%84%e7%b5%84%e7%b9%94\/","title":{"rendered":"70\u6b72\u53c86\u500b\u6708\u4ee5\u4e0a\uff0cIRA\u500b\u4eba\u53ef\u514d\u7a05\u6350\u6b3e\u6148\u5584\u7d44\u7e54"},"content":{"rendered":"<p><img decoding=\"async\" class=\"alignnone\" alt=\"\" src=\"http:\/\/tobegerardinsurance.com\/wp-content\/uploads\/2011\/09\/bigstock_Happy_Elderly_Couple_Smiling_T_6361653.jpg\" width=\"600\" \/><\/p>\n<p>\u570b\u7a05\u5c40\u5ba3\u4f48\uff0c\u67d0\u4e9bIRAs(\u500b\u4eba\u9000\u4f11\u5354\u8b70\uff09\u500b\u4eba\u5411\u5408\u898f\u6148\u5584\u7d44\u7e54\u9032\u884c\u514d\u7a05\u8f49\u6b3e\u4e26\u5c07\u5176\u8a08\u51652012\u7a05\u5e74\u7684\u6642\u9593\u7dca\u8feb\u3002<!--more--><\/p>\n<p>\u64c1\u6709IRA70.5\u6b72\u6216\u4ee5\u4e0a\u7684\u500b\u4eba\u5fc5\u9808\u57281\u670831\u65e5\u661f\u671f\u56db\u4e4b\u524d\u9032\u884c\u76f4\u63a5\u8f49\u6b3e\uff0c\u6216\u5982\u679c\u4ed6\u5011\u57282012\u5e7412\u6708\u671f\u9593\u6536\u5230IRA\u5206\u914d\u6b3e\uff0c\u4ee5\u73fe\u91d1\u5f62\u5f0f\u90e8\u5206\u6216\u5168\u90e8\u5c07\u6240\u5f97\u6b3e\u9805\u6350\u7d66\u4e00\u500b\u5408\u898f\u6148\u5584\u7d44\u7e54\u3002<\/p>\n<p>1\u67082\u65e5\u6240\u5236\u5b9aAmerican\u00a0Taxpayer\u00a0Relief\u00a0Act\u00a0of\u00a02012\uff082012\u7f8e\u570b\u7d0d\u7a05\u4eba\u6551\u6fdf\u6cd5\uff09\uff0c\u57282012\u548c2013\u5e74\u5ef6\u9577\u6148\u5584\u6350\u6b3e\u76f8\u95dc\u898f\u5b9a\uff0c\u9019\u4e00\u898f\u5b9a\u5141\u8a31\u5408\u898f\u6148\u5584\u5206\u914d\u6b3e\uff08QCDs)-\u5176\u4ed670.5\u6b72\u6216\u4ee5\u4e0aIRA\u500b\u4eba\u61c9\u7d0d\u7a05\u5206\u914d\u6b3e\u76f4\u63a5\u652f\u4ed8\u5230\u4e00\u500b\u5408\u898f\u6148\u5584\u7d44\u7e54\u3002\u6bcf\u5e74\uff0cIRA\u500b\u4eba\u53ef\u4ee5\u5f9e\u7e3d\u6536\u5165\u4e2d\u6263\u9664\u6700\u591a10\u842c\u5143QCD\u3002\u9019\u9805\u898f\u5b9a\u5f9e2006\u5e74\u958b\u59cb\u5be6\u884c\uff0c\u57282011\u5e74\u5e74\u5e95\u5230\u671f\u3002<\/p>\n<p>\u4e00\u500b\u5408\u898fIRA\u500b\u4eba\u662f\u5426\u9032\u884cSchedule\u00a0A\u9010\u9805\u62b5\u6263\u5c0d\u9078\u64c7QCD\u65b9\u6848\u4e0d\u7522\u751f\u5f71\u97ff\u3002\u6240\u8f49\u6b3e\u9805\u7121\u9700\u7d0d\u7a05\uff0c\u4e5f\u6c92\u6709\u62b5\u6263\u3002\u5728\u78ba\u5b9aIRA\u500b\u4eba\u662f\u5426\u9054\u5230\u4ed6\u6216\u5979\u7576\u5e74IRA\u6240\u8981\u6c42\u6700\u4f4e\u5206\u914d\u6b3e\u6642\uff0cQCD\u88ab\u4e00\u4f75\u8a08\u5165\u3002<\/p>\n<p>\u53ea\u91dd\u5c0d2012\u7a05\u5e74\uff0cIRA\u500b\u4eba\u53ef\u4ee5\u9078\u64c7\u7533\u58312013\u5e741\u6708\u7684QCDs\u70ba2012\u5e74\u767c\u751f\u91d1\u984d\u3002\u6b64\u5916\uff0c\u5982\u679cIRA\u500b\u4eba\u57282012\u5e7412\u6708\u671f\u9593\u6536\u5230IRA\u5206\u914d\u6b3e\uff0c\u90a3\u9ebc\u4ed6\u53ef\u4ee5\u57282013\u5e741\u6708\u4ee5\u73fe\u91d1\u5f62\u5f0f\u90e8\u5206\u6216\u5168\u90e8\u5c07\u6240\u5f97\u6b3e\u9805\u6350\u7d66\u4e00\u500b\u5408\u898f\u6148\u5584\u7d44\u7e54\uff0c\u5c07\u9019\u7b46\u6b3e\u9805\u8a08\u51652012QCDs\u3002<\/p>\n<p>QCDs\u5728Form\u00a01040\u00a0Line\u00a015\u7533\u5831\u3002QCD\u5168\u984d\u5728Line\u00a015a\u986f\u793a\u3002\u4e0d\u8981\u5c07\u9019\u4e00\u6b3e\u9805\u572815b\u8f38\u5165\uff0c\u4f46\u5728Line\u00a015b\u65c1\u5beb\u4e0a\u201cQCD&#8221;\u3002\u77ad\u89e3\u8a73\u60c5\u8acb\u8a2a\u554fIRS.gov.<\/p>\n<p>&nbsp;<\/p>\n<div class=\"gsp_post_data\" \r\n\t            data-post_type=\"post\" \r\n\t            data-cat=\"money\" \r\n\t            data-modified=\"120\"\r\n\t            data-created=\"1358744453\"\r\n\t            data-title=\"70\u6b72\u53c86\u500b\u6708\u4ee5\u4e0a\uff0cIRA\u500b\u4eba\u53ef\u514d\u7a05\u6350\u6b3e\u6148\u5584\u7d44\u7e54\" \r\n\t            data-home=\"https:\/\/newsforchinese.com\/v3\"><\/div>","protected":false},"excerpt":{"rendered":"<p>\u570b\u7a05\u5c40\u5ba3\u4f48\uff0c\u67d0\u4e9bIRAs(\u500b\u4eba\u9000\u4f11\u5354\u8b70\uff09\u500b\u4eba\u5411\u5408\u898f\u6148\u5584\u7d44\u7e54\u9032\u884c\u514d\u7a05\u8f49\u6b3e\u4e26\u5c07\u5176\u8a08\u51652012\u7a05\u5e74\u7684\u6642\u9593\u7dca\u8feb\u3002<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"episode_type":"","audio_file":"","podmotor_file_id":"","podmotor_episode_id":"","cover_image":"","cover_image_id":"","duration":"","filesize":"","filesize_raw":"","date_recorded":"","explicit":"","block":"","jetpack_post_was_ever_published":false,"_jetpack_newsletter_access":"","_jetpack_dont_email_post_to_subs":false,"_jetpack_newsletter_tier_id":0,"_jetpack_memberships_contains_paywalled_content":false,"_jetpack_memberships_contains_paid_content":false,"footnotes":"","jetpack_publicize_message":"","jetpack_publicize_feature_enabled":true,"jetpack_social_post_already_shared":true,"jetpack_social_options":{"image_generator_settings":{"template":"highway","default_image_id":0,"font":"","enabled":false},"version":2},"_wpas_customize_per_network":false},"categories":[18],"tags":[],"series":[],"class_list":["post-48521","post","type-post","status-publish","format-standard","hentry","category-money"],"aioseo_notices":[],"featured_image_urls":{},"appp_media":null,"episode_featured_image":false,"episode_player_image":"https:\/\/newsforchinese.com\/v3\/wp-content\/uploads\/2022\/11\/avatars-DFF30y5My1u3eZvX-2nXMSw-original.jpg","download_link":"","player_link":"","audio_player":false,"episode_data":{"playerMode":"dark","subscribeUrls":[],"rssFeedUrl":"https:\/\/newsforchinese.com\/v3\/feed\/podcast\/%e8%80%81%e4%b8%ad%e5%bb%a3%e6%92%ad%e9%9b%bb%e5%8f%b0","embedCode":"<blockquote class=\"wp-embedded-content\" data-secret=\"KJqTSL5fvk\"><a href=\"https:\/\/newsforchinese.com\/v3\/2013\/01\/21\/70%e6%ad%b2%e5%8f%886%e5%80%8b%e6%9c%88%e4%bb%a5%e4%b8%8a%ef%bc%8cira%e5%80%8b%e4%ba%ba%e5%8f%af%e5%85%8d%e7%a8%85%e6%8d%90%e6%ac%be%e6%85%88%e5%96%84%e7%b5%84%e7%b9%94\/\">70\u6b72\u53c86\u500b\u6708\u4ee5\u4e0a\uff0cIRA\u500b\u4eba\u53ef\u514d\u7a05\u6350\u6b3e\u6148\u5584\u7d44\u7e54<\/a><\/blockquote><iframe sandbox=\"allow-scripts\" security=\"restricted\" src=\"https:\/\/newsforchinese.com\/v3\/2013\/01\/21\/70%e6%ad%b2%e5%8f%886%e5%80%8b%e6%9c%88%e4%bb%a5%e4%b8%8a%ef%bc%8cira%e5%80%8b%e4%ba%ba%e5%8f%af%e5%85%8d%e7%a8%85%e6%8d%90%e6%ac%be%e6%85%88%e5%96%84%e7%b5%84%e7%b9%94\/embed\/#?secret=KJqTSL5fvk\" width=\"500\" height=\"350\" title=\"&#8220;70\u6b72\u53c86\u500b\u6708\u4ee5\u4e0a\uff0cIRA\u500b\u4eba\u53ef\u514d\u7a05\u6350\u6b3e\u6148\u5584\u7d44\u7e54&#8221; &#8212; News for Chinese \uff0d \u820a\u91d1\u5c71\u7063\u5340No.1\u514d\u8cbb\u83ef\u4eba\u793e\u5340\u5831\u7d19\" data-secret=\"KJqTSL5fvk\" frameborder=\"0\" marginwidth=\"0\" marginheight=\"0\" scrolling=\"no\" class=\"wp-embedded-content\"><\/iframe><script type=\"text\/javascript\">\n\/* <![CDATA[ *\/\n\/*! This file is auto-generated *\/\n!function(d,l){\"use strict\";l.querySelector&&d.addEventListener&&\"undefined\"!=typeof URL&&(d.wp=d.wp||{},d.wp.receiveEmbedMessage||(d.wp.receiveEmbedMessage=function(e){var t=e.data;if((t||t.secret||t.message||t.value)&&!\/[^a-zA-Z0-9]\/.test(t.secret)){for(var s,r,n,a=l.querySelectorAll('iframe[data-secret=\"'+t.secret+'\"]'),o=l.querySelectorAll('blockquote[data-secret=\"'+t.secret+'\"]'),c=new RegExp(\"^https?:$\",\"i\"),i=0;i<o.length;i++)o[i].style.display=\"none\";for(i=0;i<a.length;i++)s=a[i],e.source===s.contentWindow&&(s.removeAttribute(\"style\"),\"height\"===t.message?(1e3<(r=parseInt(t.value,10))?r=1e3:~~r<200&&(r=200),s.height=r):\"link\"===t.message&&(r=new URL(s.getAttribute(\"src\")),n=new URL(t.value),c.test(n.protocol))&&n.host===r.host&&l.activeElement===s&&(d.top.location.href=t.value))}},d.addEventListener(\"message\",d.wp.receiveEmbedMessage,!1),l.addEventListener(\"DOMContentLoaded\",function(){for(var e,t,s=l.querySelectorAll(\"iframe.wp-embedded-content\"),r=0;r<s.length;r++)(t=(e=s[r]).getAttribute(\"data-secret\"))||(t=Math.random().toString(36).substring(2,12),e.src+=\"#?secret=\"+t,e.setAttribute(\"data-secret\",t)),e.contentWindow.postMessage({message:\"ready\",secret:t},\"*\")},!1)))}(window,document);\n\/\/# sourceURL=https:\/\/newsforchinese.com\/v3\/wp-includes\/js\/wp-embed.min.js\n\/* ]]> *\/\n<\/script>\n"},"jetpack_publicize_connections":[],"jetpack_featured_media_url":"","jetpack-related-posts":[{"id":229697,"url":"https:\/\/newsforchinese.com\/v3\/2022\/11\/27\/%e5%90%88%e6%a0%bc%e6%85%88%e5%96%84%e6%8d%90%e8%b4%88%e5%85%8d%e7%a8%85%e7%a6%ae%e7%89%a9%e6%98%af%e7%b5%95%e4%bd%b3%e9%81%b8%e6%93%87\/","url_meta":{"origin":48521,"position":0},"title":"\u5408\u683c\u6148\u5584\u6350\u8d08\u514d\u7a05\u79ae\u7269\u662f\u7d55\u4f73\u9078\u64c7","author":"Raymond","date":"November 27, 2022","format":false,"excerpt":"\u570b\u7a05\u5c40\u63d0\u9192\u5e74\u6eff70\u00bd\u6b72\u7684\u500b\u4eba\u9000\u4f11\u8a08\u5283\u6240\u6709\u4eba\uff1a\u5408\u683c\u6148\u5584\u5206\u914d\u662f\u5411\u6148\u5584\u6a5f\u69cb\u6350\u8d08\u514d\u7a05\u79ae\u7269\u7684\u7d55\u4f73\u9078\u64c7\u3002 \u5b89\u5168\u5cf0\u6703\u7279\u5225\u9031\u91cd\u9ede\u95dc\u6ce8\u8eab\u4efd\u76dc\u7aca\uff0c\u65e8\u5728\u63a5\u4e0b\u4f86\u7684\u7bc0\u5047\u671f\u548c\u5831\u7a05\u5b63\u70ba\u7d0d\u7a05\u4eba\u8207\u7a05\u52d9\u5c08\u696d\u4eba\u58eb\u4fdd\u99d5\u8b77\u822a \u7f8e\u570b\u570b\u7a05\u5c40\u63d0\u9192\u5e74\u6eff70\u00bd \u6b72\u7684\u500b\u4eba\u9000\u4f11\u8a08\u5283\uff08IRA\uff09\u6240\u6709\u4eba\uff0c\u4ed6\u5011\u53ef\u4ee5\u9078\u64c7\u6bcf\u5e74\u5411\u6148\u5584\u6a5f\u69cb\u514d\u7a05\u8f49\u5e33\u6700\u9ad8\u9054100,000 \u7f8e\u5143\u3002 \u9019\u4e9b\u8f49\u5e33\u88ab\u7a31\u70ba\u5408\u683c\u6148\u5584\u5206\u914d\uff08QCD\uff09\uff0c\u70ba\u7b26\u5408\u689d\u4ef6\u7684\u7f8e\u570b\u8001\u5e74\u4eba\u63d0\u4f9b\u4e86\u4e00\u7a2e\u5728\u5e74\u5e95\u524d\u8f15\u9b06\u9032\u884c\u6148\u5584\u6350\u8d08\u7684\u597d\u65b9\u6cd5\u3002\u6b64\u5916\uff0c\u5c0d\u65bc\u90a3\u4e9b\u5e74\u6eff72\u6b72\u7684\u4eba\uff0c\u5408\u683c\u6148\u5584\u5206\u914d\u8a08\u5165IRA\u6240\u6709\u4eba\u7576\u5e74\u7684\u898f\u5b9a\u6700\u4f4e\u63d0\u9818\u984d (RMD)\u3002 \u5982\u4f55\u8a2d\u7f6e\u5408\u683c\u6148\u5584\u5206\u914d \u570b\u7a05\u5c40\u6566\u4fc3\u4efb\u4f55\u5e0c\u671b\u57282022\u5e74\u9032\u884c\u5408\u683c\u6148\u5584\u5206\u914d\u7684IRA\u6240\u6709\u4eba\u76e1\u5feb\u806f\u7e6b\u4ed6\u5011\u7684IRA\u53d7\u8a17\u4eba\uff0c\u4ee5\u4fbf\u53d7\u8a17\u4eba\u6709\u6642\u9593\u5728\u5e74\u5e95\u524d\u5b8c\u6210\u4ea4\u6613\u3002 \u901a\u5e38\uff0c\u4f86\u81ea\u50b3\u7d71IRA\u7684\u5206\u914d\u5728\u6536\u5230\u6642\u5c31\u61c9\u7d0d\u7a05\u3002\u4f46\u5982\u679c\u6709\u5408\u683c\u6148\u5584\u5206\u914d\uff0c\u9019\u4e9b\u5206\u914d\u662f\u514d\u7a05\u7684\uff0c\u53ea\u8981\u5b83\u5011\u662f\u76f4\u63a5\u5f9eIRA\u652f\u4ed8\u7d66\u7b26\u5408\u689d\u4ef6\u7684\u6148\u5584\u6a5f\u69cb\u3002 \u5408\u683c\u6148\u5584\u5206\u914d\u53ef\u4ee5\u901a\u904e\u96fb\u5b50\u65b9\u5f0f\u76f4\u63a5\u767c\u9001\u7d66\u6148\u5584\u6a5f\u69cb\uff0c\u4e5f\u53ef\u4ee5\u901a\u904e\u652f\u7968\u652f\u4ed8\u7d66\u6148\u5584\u6a5f\u69cb\u3002\u570b\u7a05\u5c40\u5f37\u8abf\uff0cIRA\u5206\u914d\uff08\u4f8b\u5982\u76f4\u63a5\u5411IRA\u6240\u6709\u4eba\u9032\u884c\u7684\u96fb\u5b50\u652f\u4ed8\uff09\u4e0d\u7b97\u4f5c\u5408\u683c\u6148\u5584\u5206\u914d\u3002\u540c\u6a23\u5730\uff0c\u652f\u4ed8\u7d66IRA\u6240\u6709\u4eba\u7684\u652f\u7968\u4e0d\u662f\u5408\u683c\u6148\u5584\u5206\u914d\u3002 \u6bcf\u5e74\uff0c\u5e74\u6eff 70\u00bd \u6b72\u7684IRA\u6240\u6709\u4eba\u53ef\u4ee5\u5f9e\u7e3d\u6536\u5165\u4e2d\u6263\u9664\u9ad8\u9054100,000\u7f8e\u5143\u7684\u5408\u683c\u6148\u5584\u5206\u914d\u3002\u5c0d\u65bc\u5df2\u5a5a\u592b\u5a66\uff0c\u5982\u679c\u592b\u59bb\u96d9\u65b9\u5747\u5e74\u6eff70\u00bd\u6b72\u4e14\u96d9\u65b9\u90fd\u6709IRA\uff0c\u5247\u6bcf\u4f4d\u914d\u5076\u6bcf\u5e74\u6700\u9ad8\u53ef\u6263\u9664100,000\u7f8e\u5143\uff0c\u5408\u8a08\u6bcf\u5e74\u6700\u9ad8\u53ef\u6263\u9664200,000\u7f8e\u5143\u3002 \u7121\u8ad6\u7b26\u5408\u689d\u4ef6\u7684IRA\u6240\u6709\u4eba\u662f\u5426\u5728\u9644\u8868A\u4e2d\u9032\u884c\u9010\u9805\u6263\u9664\uff0c\u90fd\u53ef\u4ee5\u4f7f\u7528\u5408\u683c\u6148\u5584\u5206\u914d\u9078\u9805\u3002\u8f49\u5e33\u7684\u91d1\u984d\u4e0d\u5fb5\u7a05\uff0c\u8f49\u5e33\u4e5f\u4e0d\u80fd\u6263\u9664\u3002 \u6b63\u78ba\u7533\u5831 2022\u5e74\u7684\u5408\u683c\u6148\u5584\u5206\u914d\u5fc5\u9808\u57282022\u5e74\u7684\u806f\u90a6\u6240\u5f97\u7a05\u8868\u4e0a\u5831\u544a\uff0c\u901a\u5e38\u57282023\u5e74\u5831\u7a05\u5b63\u63d0\u4ea4\u3002 2023\u5e74\u521d\uff0cIRA\u6240\u6709\u4eba\u5c07\u5f9e\u5176IRA\u53d7\u8a17\u4eba\u90a3\u88e1\u6536\u5230\u8868\u683c1099-R\uff0c\u4e0a\u9762\u6703\u986f\u793a2022\u65e5\u66c6\u5e74\u671f\u9593\u7684\u4efb\u4f55IRA\u5206\u914d\uff0c\u5305\u62ec\u5b9a\u671f\u5206\u914d\u548c\u5408\u683c\u6148\u5584\u5206\u914d\u3002\u7e3d\u5206\u914d\u5728\u8a72\u8868\u683c\u7684\u65b9\u68461\u4e2d\u3002\u5408\u683c\u6148\u5584\u5206\u914d\u6c92\u6709\u7279\u6b8a\u4ee3\u78bc\u3002 \u8207\u5176\u5b83IRA\u5206\u914d\u4e00\u6a23\uff0c\u5408\u683c\u6148\u5584\u5206\u914d\u986f\u793a\u5728\u8868\u683c1040\u6216\u8868\u683c1040-SR\u7684\u7b2c4\u884c\u3002\u5982\u679c\u90e8\u5206\u6216\u5168\u90e8\u7684IRA\u5206\u914d\u662f\u5408\u683c\u6148\u5584\u5206\u914d\uff0c\u8acb\u5728\u7b2c4a\u884c\u8f38\u5165IRA\u5206\u914d\u7684\u7e3d\u984d\u3002\u9019\u662f\u8868\u683c1099-R\u4e0a\u65b9\u68461\u4e2d\u986f\u793a\u7684\u91d1\u984d\u3002 \u5982\u679c\u5206\u914d\u7684\u5168\u90e8\u91d1\u984d\u662f\u5408\u683c\u6148\u5584\u5206\u914d\uff0c\u8acb\u5728\u7b2c4b\u884c\u8f38\u51650\u3002\u5982\u679c\u5176\u4e2d\u53ea\u6709\u4e00\u90e8\u5206\u662f\u5408\u683c\u6148\u5584\u5206\u914d\uff0c\u5247\u5269\u9918\u7684\u61c9\u7a05\u90e8\u5206\u901a\u5e38\u5728\u7b2c4b\u884c\u4e2d\u8f38\u5165\u3002 \u7121\u8ad6\u54ea\u7a2e\u65b9\u5f0f\uff0c\u8acb\u52d9\u5fc5\u5728\u7b2c4b\u884c\u65c1\u908a\u8f38\u5165\u201cQCD\u201d\u3002\u66f4\u591a\u8a73\u7d30\u4fe1\u606f\u5c07\u57282022\u5e74\u8868\u683c1040\u7684\u6700\u7d42\u8aaa\u660e\u4e2d\u63d0\u4f9b\u3002 \u7372\u5f97\u6536\u64da \u5408\u683c\u6148\u5584\u5206\u914d\u4e0d\u80fd\u4f5c\u70ba\u6148\u5584\u6350\u8d08\u5728\u9644\u8868A\u4e2d\u9032\u884c\u6263\u9664\u3002\u4f46\u8207\u53ef\u6263\u9664\u7684\u6350\u8d08\u76f8\u540c\u7684\u662f\uff0c\u6350\u8d08\u8005\u5fc5\u9808\u5728\u5831\u7a05\u4e4b\u524d\u5f9e\u6148\u5584\u6a5f\u69cb\u7372\u5f97\u5176\u6350\u8d08\u7684\u66f8\u9762\u78ba\u8a8d\u3002 \u4e00\u822c\u4f86\u8aaa\uff0c\u78ba\u8a8d\u66f8\u5fc5\u9808\u8aaa\u660e\u6350\u8d08\u7684\u65e5\u671f\u548c\u91d1\u984d\uff0c\u4e26\u8aaa\u660e\u6350\u8d08\u8005\u662f\u5426\u6709\u6536\u5230\u4efb\u4f55\u6709\u50f9\u503c\u7684\u7269\u54c1\u4e8b\u9805\u4f5c\u70ba\u5176\u6350\u8d08\u7684\u56de\u5831\u3002 \u6587\/\u570b\u7a05\u5c40","rel":"","context":"In &quot;Business&quot;","block_context":{"text":"Business","link":"https:\/\/newsforchinese.com\/v3\/category\/business\/"},"img":{"alt_text":"","src":"https:\/\/i0.wp.com\/newsforchinese.com\/v3\/wp-content\/uploads\/2022\/02\/irs.jpg?resize=350%2C200&ssl=1","width":350,"height":200,"srcset":"https:\/\/i0.wp.com\/newsforchinese.com\/v3\/wp-content\/uploads\/2022\/02\/irs.jpg?resize=350%2C200&ssl=1 1x, https:\/\/i0.wp.com\/newsforchinese.com\/v3\/wp-content\/uploads\/2022\/02\/irs.jpg?resize=525%2C300&ssl=1 1.5x"},"classes":[]},{"id":229558,"url":"https:\/\/newsforchinese.com\/v3\/2022\/11\/19\/%e5%90%88%e6%a0%bc%e6%85%88%e5%96%84%e5%88%86%e9%85%8d%e5%90%91%e6%85%88%e5%96%84%e6%a9%9f%e6%a7%8b%e6%8d%90%e8%b4%88%e5%85%8d%e7%a8%85%e7%a6%ae%e7%89%a9\/","url_meta":{"origin":48521,"position":1},"title":"\u5408\u683c\u6148\u5584\u5206\u914d\u5411\u6148\u5584\u6a5f\u69cb\u6350\u8d08\u514d\u7a05\u79ae\u7269","author":"Raymond","date":"November 19, 2022","format":false,"excerpt":"\u570b\u7a05\u5c40\u63d0\u9192\u5e74\u6eff70\u00bd\u6b72\u7684\u500b\u4eba\u9000\u4f11\u8a08\u5283\u6240\u6709\u4eba\uff1a\u5408\u683c\u6148\u5584\u5206\u914d\u662f\u5411\u6148\u5584\u6a5f\u69cb\u6350\u8d08\u514d\u7a05\u79ae\u7269\u7684\u7d55\u4f73\u9078\u64c7\u3002 \u7f8e\u570b\u570b\u7a05\u5c40\u4eca\u5929\u63d0\u9192\u5e74\u6eff70\u00bd \u6b72\u7684\u500b\u4eba\u9000\u4f11\u8a08\u5283\uff08IRA\uff09\u6240\u6709\u4eba\uff0c\u4ed6\u5011\u53ef\u4ee5\u9078\u64c7\u6bcf\u5e74\u5411\u6148\u5584\u6a5f\u69cb\u514d\u7a05\u8f49\u5e33\u6700\u9ad8\u9054100,000 \u7f8e\u5143\u3002 \u9019\u4e9b\u8f49\u5e33\u88ab\u7a31\u70ba\u5408\u683c\u6148\u5584\u5206\u914d\uff08QCD\uff09\uff0c\u70ba\u7b26\u5408\u689d\u4ef6\u7684\u7f8e\u570b\u8001\u5e74\u4eba\u63d0\u4f9b\u4e86\u4e00\u7a2e\u5728\u5e74\u5e95\u524d\u8f15\u9b06\u9032\u884c\u6148\u5584\u6350\u8d08\u7684\u597d\u65b9\u6cd5\u3002\u6b64\u5916\uff0c\u5c0d\u65bc\u90a3\u4e9b\u5e74\u6eff72\u6b72\u7684\u4eba\uff0c\u5408\u683c\u6148\u5584\u5206\u914d\u8a08\u5165IRA\u6240\u6709\u4eba\u7576\u5e74\u7684\u898f\u5b9a\u6700\u4f4e\u63d0\u9818\u984d (RMD)\u3002 \u5982\u4f55\u8a2d\u7f6e\u5408\u683c\u6148\u5584\u5206\u914d \u570b\u7a05\u5c40\u6566\u4fc3\u4efb\u4f55\u5e0c\u671b\u57282022\u5e74\u9032\u884c\u5408\u683c\u6148\u5584\u5206\u914d\u7684IRA\u6240\u6709\u4eba\u76e1\u5feb\u806f\u7e6b\u4ed6\u5011\u7684IRA\u53d7\u8a17\u4eba\uff0c\u4ee5\u4fbf\u53d7\u8a17\u4eba\u6709\u6642\u9593\u5728\u5e74\u5e95\u524d\u5b8c\u6210\u4ea4\u6613\u3002 \u901a\u5e38\uff0c\u4f86\u81ea\u50b3\u7d71IRA\u7684\u5206\u914d\u5728\u6536\u5230\u6642\u5c31\u61c9\u7d0d\u7a05\u3002\u4f46\u5982\u679c\u6709\u5408\u683c\u6148\u5584\u5206\u914d\uff0c\u9019\u4e9b\u5206\u914d\u662f\u514d\u7a05\u7684\uff0c\u53ea\u8981\u5b83\u5011\u662f\u76f4\u63a5\u5f9eIRA\u652f\u4ed8\u7d66\u7b26\u5408\u689d\u4ef6\u7684\u6148\u5584\u6a5f\u69cb\u3002 \u5408\u683c\u6148\u5584\u5206\u914d\u53ef\u4ee5\u901a\u904e\u96fb\u5b50\u65b9\u5f0f\u76f4\u63a5\u767c\u9001\u7d66\u6148\u5584\u6a5f\u69cb\uff0c\u4e5f\u53ef\u4ee5\u901a\u904e\u652f\u7968\u652f\u4ed8\u7d66\u6148\u5584\u6a5f\u69cb\u3002\u570b\u7a05\u5c40\u5f37\u8abf\uff0cIRA\u5206\u914d\uff08\u4f8b\u5982\u76f4\u63a5\u5411IRA\u6240\u6709\u4eba\u9032\u884c\u7684\u96fb\u5b50\u652f\u4ed8\uff09\u4e0d\u7b97\u4f5c\u5408\u683c\u6148\u5584\u5206\u914d\u3002\u540c\u6a23\u5730\uff0c\u652f\u4ed8\u7d66IRA\u6240\u6709\u4eba\u7684\u652f\u7968\u4e0d\u662f\u5408\u683c\u6148\u5584\u5206\u914d\u3002 \u6bcf\u5e74\uff0c\u5e74\u6eff 70\u00bd \u6b72\u7684IRA\u6240\u6709\u4eba\u53ef\u4ee5\u5f9e\u7e3d\u6536\u5165\u4e2d\u6263\u9664\u9ad8\u9054100,000\u7f8e\u5143\u7684\u5408\u683c\u6148\u5584\u5206\u914d\u3002\u5c0d\u65bc\u5df2\u5a5a\u592b\u5a66\uff0c\u5982\u679c\u592b\u59bb\u96d9\u65b9\u5747\u5e74\u6eff70\u00bd\u6b72\u4e14\u96d9\u65b9\u90fd\u6709IRA\uff0c\u5247\u6bcf\u4f4d\u914d\u5076\u6bcf\u5e74\u6700\u9ad8\u53ef\u6263\u9664100,000\u7f8e\u5143\uff0c\u5408\u8a08\u6bcf\u5e74\u6700\u9ad8\u53ef\u6263\u9664200,000\u7f8e\u5143\u3002 \u7121\u8ad6\u7b26\u5408\u689d\u4ef6\u7684IRA\u6240\u6709\u4eba\u662f\u5426\u5728\u9644\u8868A\u4e2d\u9032\u884c\u9010\u9805\u6263\u9664\uff0c\u90fd\u53ef\u4ee5\u4f7f\u7528\u5408\u683c\u6148\u5584\u5206\u914d\u9078\u9805\u3002\u8f49\u5e33\u7684\u91d1\u984d\u4e0d\u5fb5\u7a05\uff0c\u8f49\u5e33\u4e5f\u4e0d\u80fd\u6263\u9664\u3002 \u6b63\u78ba\u7533\u5831 2022\u5e74\u7684\u5408\u683c\u6148\u5584\u5206\u914d\u5fc5\u9808\u57282022\u5e74\u7684\u806f\u90a6\u6240\u5f97\u7a05\u8868\u4e0a\u5831\u544a\uff0c\u901a\u5e38\u57282023\u5e74\u5831\u7a05\u5b63\u63d0\u4ea4\u3002 2023\u5e74\u521d\uff0cIRA\u6240\u6709\u4eba\u5c07\u5f9e\u5176IRA\u53d7\u8a17\u4eba\u90a3\u88e1\u6536\u5230\u8868\u683c1099-R\uff08\u82f1\u6587\uff09\uff0c\u4e0a\u9762\u6703\u986f\u793a2022\u65e5\u66c6\u5e74\u671f\u9593\u7684\u4efb\u4f55IRA\u5206\u914d\uff0c\u5305\u62ec\u5b9a\u671f\u5206\u914d\u548c\u5408\u683c\u6148\u5584\u5206\u914d\u3002\u7e3d\u5206\u914d\u5728\u8a72\u8868\u683c\u7684\u65b9\u68461\u4e2d\u3002\u5408\u683c\u6148\u5584\u5206\u914d\u6c92\u6709\u7279\u6b8a\u4ee3\u78bc\u3002 \u8207\u5176\u5b83IRA\u5206\u914d\u4e00\u6a23\uff0c\u5408\u683c\u6148\u5584\u5206\u914d\u986f\u793a\u5728\u8868\u683c1040\u6216\u8868\u683c1040-SR\u7684\u7b2c4\u884c\u3002\u5982\u679c\u90e8\u5206\u6216\u5168\u90e8\u7684IRA\u5206\u914d\u662f\u5408\u683c\u6148\u5584\u5206\u914d\uff0c\u8acb\u5728\u7b2c4a\u884c\u8f38\u5165IRA\u5206\u914d\u7684\u7e3d\u984d\u3002\u9019\u662f\u8868\u683c1099-R\u4e0a\u65b9\u68461\u4e2d\u986f\u793a\u7684\u91d1\u984d\u3002 \u5982\u679c\u5206\u914d\u7684\u5168\u90e8\u91d1\u984d\u662f\u5408\u683c\u6148\u5584\u5206\u914d\uff0c\u8acb\u5728\u7b2c4b\u884c\u8f38\u51650\u3002\u5982\u679c\u5176\u4e2d\u53ea\u6709\u4e00\u90e8\u5206\u662f\u5408\u683c\u6148\u5584\u5206\u914d\uff0c\u5247\u5269\u9918\u7684\u61c9\u7a05\u90e8\u5206\u901a\u5e38\u5728\u7b2c4b\u884c\u4e2d\u8f38\u5165\u3002 \u7121\u8ad6\u54ea\u7a2e\u65b9\u5f0f\uff0c\u8acb\u52d9\u5fc5\u5728\u7b2c4b\u884c\u65c1\u908a\u8f38\u5165\u201cQCD\u201d\u3002\u66f4\u591a\u8a73\u7d30\u4fe1\u606f\u5c07\u57282022\u5e74\u8868\u683c1040\u7684\u6700\u7d42\u8aaa\u660e\u4e2d\u63d0\u4f9b\u3002 \u7372\u5f97\u6536\u64da \u5408\u683c\u6148\u5584\u5206\u914d\u4e0d\u80fd\u4f5c\u70ba\u6148\u5584\u6350\u8d08\u5728\u9644\u8868A\u4e2d\u9032\u884c\u6263\u9664\u3002\u4f46\u8207\u53ef\u6263\u9664\u7684\u6350\u8d08\u76f8\u540c\u7684\u662f\uff0c\u6350\u8d08\u8005\u5fc5\u9808\u5728\u5831\u7a05\u4e4b\u524d\u5f9e\u6148\u5584\u6a5f\u69cb\u7372\u5f97\u5176\u6350\u8d08\u7684\u66f8\u9762\u78ba\u8a8d\u3002 \u4e00\u822c\u4f86\u8aaa\uff0c\u78ba\u8a8d\u66f8\u5fc5\u9808\u8aaa\u660e\u6350\u8d08\u7684\u65e5\u671f\u548c\u91d1\u984d\uff0c\u4e26\u8aaa\u660e\u6350\u8d08\u8005\u662f\u5426\u6709\u6536\u5230\u4efb\u4f55\u6709\u50f9\u503c\u7684\u7269\u54c1\u4e8b\u9805\u4f5c\u70ba\u5176\u6350\u8d08\u7684\u56de\u5831\u3002\u6709\u95dc\u8a73\u7d30\u4fe1\u606f\uff0c \u6587\/\u570b\u7a05\u5c40","rel":"","context":"In &quot;\u5546\u60c5\u5831\u5c0e&quot;","block_context":{"text":"\u5546\u60c5\u5831\u5c0e","link":"https:\/\/newsforchinese.com\/v3\/category\/biz\/"},"img":{"alt_text":"","src":"https:\/\/i0.wp.com\/newsforchinese.com\/v3\/wp-content\/uploads\/2022\/04\/card.jpg?resize=350%2C200&ssl=1","width":350,"height":200,"srcset":"https:\/\/i0.wp.com\/newsforchinese.com\/v3\/wp-content\/uploads\/2022\/04\/card.jpg?resize=350%2C200&ssl=1 1x, https:\/\/i0.wp.com\/newsforchinese.com\/v3\/wp-content\/uploads\/2022\/04\/card.jpg?resize=525%2C300&ssl=1 1.5x"},"classes":[]},{"id":211479,"url":"https:\/\/newsforchinese.com\/v3\/2021\/12\/08\/%e5%a4%9a%e6%95%b8%e9%80%80%e4%bc%91%e4%ba%ba%e5%93%a1%e9%a0%88%e5%9c%a8-12-%e6%9c%88-31%e6%97%a5%e5%89%8d%e9%a0%98%e9%a1%8d\/","url_meta":{"origin":48521,"position":2},"title":"\u591a\u6578\u9000\u4f11\u4eba\u54e1\u9808\u5728 12 \u6708 31\u65e5\u524d\u9818\u984d","author":"Raymond","date":"December 8, 2021","format":false,"excerpt":"\u5927\u591a\u6578\u9000\u4f11\u4eba\u54e1\u5fc5\u9808\u5728 12 \u6708 31 \u65e5\u4e4b\u524d\u9818\u53d6\u898f\u5b9a\u6700\u4f4e\u63d0\u9818\u984d\u3002\u7f8e\u570b\u570b\u7a05\u5c40\u4eca\u5929\u63d0\u9192\u9000\u4f11\u8a08\u5283\u53c3\u8207\u8005\u548c\u500b\u4eba\u9000\u4f11\u91d1\u5e33\u6236\u6240\u6709\u8005\uff0c\u901a\u5e38\u5fc5\u9808\u5728 12 \u6708 31 \u65e5\u4e4b\u524d\u9818\u53d6\u898f\u5b9a\u6700\u4f4e\u63d0\u9818\u984d\uff08\u82f1\u6587\uff09\u3002 \u898f\u5b9a\u6700\u4f4e\u63d0\u9818\u984d (RMD) \u901a\u5e38\u662f\u6307\u9000\u4f11\u8a08\u5283\u8cec\u6236\u6240\u6709\u8005\uff0c\u5f9e\u4ed6\u5011\u5e74\u6eff 72 \u6b72\u7684\u90a3\u4e00\u5e74\u958b\u59cb\uff0c\u6bcf\u5e74\u5fc5\u9808\u63d0\u53d6\u7684\u6700\u4f4e\u91d1\u984d\uff0c\u5982\u679c\u9000\u4f11\u6642\u9593\u665a\u65bc72\u6b72\uff0c\u5247\u662f\u4ed6\u5011\u9000\u4f11\u7684\u90a3\u4e00\u5e74\u958b\u59cb\u5fc5\u9808\u63d0\u53d6\u3002\u4f46\u662f\uff0c\u5982\u679c\u9000\u4f11\u8a08\u5283\u5e33\u6236\u662f IRA \u3001\u6216\u5e33\u6236\u6301\u6709\u8005\u5728\u8a72\u9000\u4f11\u8a08\u5283\u767c\u8d77\u4f01\u696d\u4f54\u6709 5% \u4ee5\u4e0a\u80a1\u4efd\uff0c\u5247 RMD \u5fc5\u9808\u5728\u5e33\u6236\u6301\u6709\u4eba\u5e74\u6eff72 \u6b72\u5f8c\u958b\u59cb\uff0c\u7121\u8ad6\u4ed6\u5011\u7576\u6642\u662f\u5426\u9084\u5728\u5de5\u4f5c\u3002\u672a\u53ca\u6642\u5f9e\u8cec\u6236\u4e2d\u63d0\u53d6\u7684 RMD \u91d1\u984d\uff0c\u53ef\u80fd\u6703\u906d\u53d7\u7f70\u6b3e\u3002 \u5728 2019 \u5e74\u5e74\u6eff70 \u00bd \u6b72\uff0870 \u6b72\u751f\u65e5\u70ba 2019 \u5e74 6 \u6708 30 \u65e5\u6216\u66f4\u65e9\uff09\u7684\u500b\u4eba\u6c92\u6709 2020 \u5e74\u5230\u671f\u7684 RMD\uff0c\u4f46\u5fc5\u9808\u5728 2021 \u5e74 12 \u6708 31 \u65e5\u4e4b\u524d\u9818\u53d6\u3002 \u5230 2021 \u5e74\u5e74\u6eff 72 \u6b72\uff08\u4e14\u5176 70\u2026","rel":"","context":"In &quot;Business&quot;","block_context":{"text":"Business","link":"https:\/\/newsforchinese.com\/v3\/category\/business\/"},"img":{"alt_text":"","src":"https:\/\/i0.wp.com\/newsforchinese.com\/v3\/wp-content\/uploads\/2021\/12\/retirement.jpg?resize=350%2C200&ssl=1","width":350,"height":200},"classes":[]},{"id":229316,"url":"https:\/\/newsforchinese.com\/v3\/2022\/11\/13\/%e8%80%81%e4%ba%ba%e5%8f%af%e7%94%a8%e5%80%8b%e4%ba%ba%e9%80%80%e4%bc%91%e9%87%91%e5%b8%b3%e6%88%b6%e9%80%b2%e8%a1%8c%e6%85%88%e5%96%84%e6%8d%90%e6%ac%be\/","url_meta":{"origin":48521,"position":3},"title":"\u8001\u4eba\u53ef\u7528\u500b\u4eba\u9000\u4f11\u91d1\u5e33\u6236\u9032\u884c\u6148\u5584\u6350\u6b3e","author":"Raymond","date":"November 13, 2022","format":false,"excerpt":"\u8001\u5e74\u4eba\u53ef\u901a\u904e\u500b\u4eba\u9000\u4f11\u91d1\u5e33\u6236\u9032\u884c\u6148\u5584\u6350\u6b3e\uff0c\u4f86\u6e1b\u8f15\u7a05\u6536\u8ca0\u64d4\u3002 \u5728\u5927\u591a\u6578\u60c5\u6cc1\u4e0b\uff0c\u500b\u4eba\u61c9\u5728\u6536\u5230\u50b3\u7d71\u500b\u4eba\u9000\u4f11\u91d1\u8cec\u6236\u7684\u5206\u914d\u7684\u7576\u5e74\u7d0d\u7a05\uff0c\u4f46\u4e5f\u6709\u4e00\u4e9b\u4f8b\u5916\u3002\u5408\u683c\u7684\u6148\u5584\u5206\u914d\u662f\u5c11\u6578\u7684\u4f8b\u5916\u4e4b\u4e00\u3002 \u5408\u683c\u6148\u5584\u5206\u914d\u662fIRA\u53d7\u8a17\u4eba\u76f4\u63a5\u5411\u6709\u8cc7\u683c\u7372\u5f97\u53ef\u6263\u7a05\u6350\u6b3e\u7684\u6a5f\u69cb\u9032\u884c\u7684\u975e\u61c9\u7a05\u5206\u914d\u3002\u5408\u683c\u6148\u5584\u5206\u914d\u4e0d\u53ef\u5f9e\u7c21\u5316\u7684\u54e1\u5de5\u990a\u8001\u91d1\u8a08\u5283\u4ee5\u53ca\u54e1\u5de5IRA \u7684\u5132\u84c4\u6fc0\u52f5\u5339\u914d\u8a08\u5283\u4e2d\u7522\u751f\u3002 \u9032\u884c\u5408\u683c\u6148\u5584\u5206\u914d\u53ef\u4ee5\u8b93\u7d0d\u7a05\u4eba\u5728\u652f\u6301\u81ea\u5df1\u9078\u64c7\u7684\u5408\u683c\u6148\u5584\u6a5f\u69cb\u7684\u540c\u6642\uff0c\u6e1b\u5c11\u5176\u61c9\u7a05\u6536\u5165\uff0c\u5f9e\u800c\u53d7\u76ca\u3002\u7d0d\u7a05\u4eba\u4e0d\u5fc5\u64d4\u5fc3\u4f7f\u7528\u5408\u683c\u6148\u5584\u5206\u914d\u4f86\u6eff\u8db3\u6a19\u6e96\u6263\u9664\u6216\u9010\u9805\u6263\u9664\u3002 \u91d1\u878d\u6a5f\u69cb\u5728\u8868\u683c1099-R\u4e0a\u70ba\u5206\u914d\u6240\u767c\u751f\u7684\u65e5\u66c6\u5e74\u5831\u544a\u5408\u683c\u6148\u5584\u5206\u914d\u3002\u8868\u683c1099-R\u4e0a\u6c92\u6709\u6578\u5b57\u6216\u5b57\u6bcd\u4ee3\u78bc\u986f\u793a\u8a72\u5206\u914d\u662f\u5408\u683c\u6148\u5584\u5206\u914d\u3002 \u5408\u683c\u6148\u5584\u5206\u914d\u6307\u5357 \u2022\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 \u9032\u884c\u5408\u683c\u6148\u5584\u5206\u914d\u7684\u7d0d\u7a05\u4eba\u5728\u5206\u914d\u7576\u5929\u5fc5\u9808\u5e74\u6eff70.5 \u6b72\u3002 \u2022\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 \u5408\u683c\u6148\u5584\u5206\u914d\u5c07\u8a08\u5165\u898f\u5b9a\u6700\u4f4e\u63d0\u9818\u984d\u3002 \u2022\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 \u7d0d\u7a05\u4eba\u5fc5\u9808\u6709\u6350\u6b3e\u7684\u78ba\u8a8d\u3002 \u2022\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 \u5408\u683c\u6148\u5584\u5206\u914d\u7684\u91d1\u984d\uff0c\u4e0d\u80fd\u8d85\u904e\u5c07\u7b97\u4f5c\u6536\u5165\u7684\u5206\u914d\u91d1\u984d\u3002 \u2022\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 \u5c07\u5408\u683c\u6148\u5584\u5206\u914d\u7533\u5831\u70ba\u6536\u5165\uff0c\u5f9e\u800c\u7533\u8acb\u6148\u5584\u6350\u8d08\u6263\u9664\u3002 \u2022\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 \u5408\u683c\u6148\u5584\u5206\u914d\u7684\u6700\u9ad8\u5e74\u5ea6\u8c41\u514d\u984d\u70ba 100,000 \u7f8e\u5143\u3002 o\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 \u63d0\u4ea4\u806f\u5408\u7a05\u8868\u6642\uff0c\u914d\u5076\u4e5f\u53ef\u4ee5\u64c1\u6709\u5408\u683c\u6148\u5584\u5206\u914d\uff0c\u6700\u9ad8\u8c41\u514d\u984d\u70ba100,000\u7f8e\u5143\u3002 o\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 \u4efb\u4f55\u8d85\u904e100,000 \u7f8e\u5143\u8c41\u514d\u9650\u984d\u7684\u5408\u683c\u6148\u5584\u5206\u914d\uff0c\u90fd\u8ddf\u4efb\u4f55\u5176\u5b83\u5206\u914d\u4e00\u6a23\u7b97\u4f5c\u6536\u5165\u3002 \u2022\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 70.5\u6b72\u5f8c\uff0c\u5408\u683c\u6148\u5584\u5206\u914d\u6350\u8d08\u7684\u8c41\u514d\u9650\u984d\u6703\u6e1b\u5c11\u3002 \u5728\u6240\u5f97\u7a05\u7533\u5831\u8868\u4e0a\u5831\u544a\u5408\u683c\u6148\u5584\u5206\u914d \u2022\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 \u5728\u8868\u683c1040\u4e0a\u5831\u544a\u5408\u683c\u6148\u5584\u5206\u914d\uff1b\u5728IRA\u5206\u914d\u9019\u4e00\u884c\u4e0a\u5831\u544a\u6148\u5584\u5206\u914d\u7684\u5168\u984d\u3002 \u2022\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 \u5728\u61c9\u7a05\u91d1\u984d\u9019\u4e00\u884c\u4e2d\uff0c\u5982\u679c\u5168\u90e8\u91d1\u984d\u70ba\u5408\u683c\u6148\u5584\u5206\u914d\uff0c\u5247\u8f38\u5165\u96f6\uff0c\u4e26\u5728\u6b64\u884c\u65c1\u908a\u8f38\u5165\u201c\u5408\u683c\u6148\u5584\u5206\u914d\u201d\u3002 \u2022\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 \u66f4\u591a\u4fe1\u606f\uff0c\u8acb\u53c3\u95b1\u8868\u683c1040\u7684\u8aaa\u660e\u3002 \u5982\u679c\u5408\u683c\u6148\u5584\u5206\u914d\u4f86\u81ea\u4ee5\u4e0b\u8cec\u6236\uff0c\u7d0d\u7a05\u4eba\u9084\u5fc5\u9808\u63d0\u4ea4\u8868\u683c8606\uff08\u82f1\u6587\uff09\uff1a \u2022\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 \u50b3\u7d71IRA\uff0c\u9664\u5408\u683c\u6148\u5584\u5206\u914d\u4e4b\u5916\uff0c\u5728\u540c\u4e00\u5e74\u4e2d\u5f9eIRA \u7372\u5f97\u5206\u914d\uff1b\u6216\u8005 \u2022\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 \u7f85\u65afIRA\u3002 \u6587\/\u570b\u7a05\u5c40","rel":"","context":"In &quot;Business&quot;","block_context":{"text":"Business","link":"https:\/\/newsforchinese.com\/v3\/category\/business\/"},"img":{"alt_text":"","src":"https:\/\/i0.wp.com\/newsforchinese.com\/v3\/wp-content\/uploads\/2015\/07\/401K-IRA_1.jpeg?resize=350%2C200&ssl=1","width":350,"height":200,"srcset":"https:\/\/i0.wp.com\/newsforchinese.com\/v3\/wp-content\/uploads\/2015\/07\/401K-IRA_1.jpeg?resize=350%2C200&ssl=1 1x, https:\/\/i0.wp.com\/newsforchinese.com\/v3\/wp-content\/uploads\/2015\/07\/401K-IRA_1.jpeg?resize=525%2C300&ssl=1 1.5x"},"classes":[]},{"id":47592,"url":"https:\/\/newsforchinese.com\/v3\/2012\/12\/27\/%e7%82%ba%e9%80%80%e4%bc%91%e5%ad%98%e9%8c%a2%e5%8f%af%e4%bb%a5%e6%8a%b5%e7%a8%85\/","url_meta":{"origin":48521,"position":4},"title":"\u70ba\u9000\u4f11\u5b58\u9322\u53ef\u4ee5\u62b5\u7a05","author":"Raymond","date":"December 27, 2012","format":false,"excerpt":"\u6839\u64da\u570b\u7a05\u5c40\u7684\u8aaa\u6cd5\uff0c\u4e2d\u4f4e\u6536\u5165\u54e1\u5de5\u53ef\u4ee5\u73fe\u5728\u63a1\u53d6\u63aa\u65bd\u70ba\u9000\u4f11\u5b58\u9322\uff0c\u4e26\u57282012\u5e74\u548c\u4ee5\u5f8c\u7372\u5f97\u7279\u5225\u7d0d\u7a05\u6e1b\u514d\u3002 \u5132\u84c4\u8005\u6e1b\u514d(saver\u2019s credit )\u53c8\u7a31\u9000\u4f11\u5132\u84c4\u4f9b\u6b3e\u6e1b\u514d\uff08retirement savings contributions credit\uff09,\u6709\u52a9\u65bc\u90e8\u5206\u88dc\u511f\u54e1\u5de5\u81ea\u9858\u652f\u4ed8IRA\u548c401\uff08k)\u4ee5\u53ca\u985e\u4f3c\u5de5\u4f5c\u9000\u4f11\u5c08\u6848\u7684\u9996\u7b462000\u5143\u4f9b\u6b3e\u3002\u5132\u84c4\u8005\u6e1b\u514d\u53ef\u4ee5\u4f5c\u70ba\u4efb\u4f55\u5176\u4ed6\u9069\u7528\u7684\u7bc0\u7a05\u65b9\u6cd5\u7684\u88dc\u5145\u3002 \u7b26\u5408\u689d\u4ef6\u54e1\u5de5\u4ecd\u7136\u6709\u6642\u9593\u9032\u884c\u9000\u4f11\u4f9b\u6b3e\uff0c\u57282012\u5831\u7a05\u4e2d\u7372\u5f97\u5132\u84c4\u8005\u6e1b\u514d\u3002\u7d0d\u7a05\u4eba\u57282013\u5e744\u670815\u65e5\u4e4b\u524d\u8a2d\u7acb\u4e00\u500b\u65b0\u7684\u500b\u4eba\u9000\u4f11\u5b89\u6392\u6216\u5411\u5df2\u6709IRA\u5e33\u6236\u52a0\u9322\uff0c\u4ecd\u7136\u53ef\u4ee5\u7372\u5f972012\u6e1b\u514d\u3002\u4f46\u662f\uff0celective deferrals\u53ef\u9078\u5ef6\u9072(\u4f9b\u6b3e\uff09\u5fc5\u9808\u5728\u4eca\u5e74\u5e74\u5e95\u524d\u652f\u4ed8\u5230401\uff08k)\u8a08\u756b\u6216\u985e\u4f3c\u5de5\u4f5c\u5834\u6240\u5c08\u6848\uff0c\u5305\u62ec\u9069\u7528\u65bc\u516c\u7acb\u5b78\u6821\u548c\u67d0\u4e9b\u514d\u7a05\u7d44\u7e54\u54e1\u5de5\u7684403\uff08b)\u8a08\u756b\u3001\u9069\u7528\u65bc\u5dde\u6216\u5730\u65b9\u653f\u5e9c\u54e1\u5de5\u7684\u653f\u5e9c457\u8a08\u756b\u3001\u4ee5\u53ca\u9069\u7528\u65bc\u806f\u90a6\u653f\u5e9c\u54e1\u5de5\u7684Thrift Savings Plan\u3002\u672a\u80fd\u70ba\u4eca\u5e74\u64a5\u5099\u6b3e\u9805\u7684\u54e1\u5de5\u53ef\u80fd\u5e0c\u671b\u5118\u5feb\u5b89\u63922013\u5e74\u4f9b\u6b3e\uff0c\u4ee5\u4fbf\u96c7\u4e3b\u53ef\u4ee5\u57281\u6708\u4efd\u958b\u59cb\u9810\u6263\u4ee3\u7e73\u7a05\u6b3e\u3002 \u4ee5\u4e0b\u7d0d\u7a05\u4eba\u53ef\u4ee5\u7533\u8acb\u5132\u84c4\u8005\u6e1b\u514d\uff1a \u5df2\u5a5a\u592b\u5a66\u5171\u540c\u7533\u5831\uff0c2012\u5e74\u6536\u5165\u4e0d\u8d85\u904e57500\u5143\uff0c2013\u5e74\u6536\u5165\u4e0d\u8d85\u904e59000\u5143\u3002 \u6236\u4e3b\u7533\u5831\uff0c2012\u5e74\u6536\u5165\u4e0d\u8d85\u904e43125\u5143,2013\u5e74\u6536\u5165\u4e0d\u8d85\u904e44250\u5143\uff1b\u4ee5\u53ca \u5df2\u5a5a\u500b\u4eba\u55ae\u7368\u7533\u5831\u548c\u500b\u4eba\u7533\u5831\uff0c2012\u5e74\u6536\u5165\u4e0d\u8d85\u904e28750\u5143\uff0c2013\u5e74\u4e0d\u8d85\u904e29500\u5143\u3002 \u8207\u5176\u4ed6\u7d0d\u7a05\u6e1b\u514d\u4e00\u6a23\uff0c\u5132\u84c4\u8005\u6e1b\u514d\u53ef\u4ee5\u589e\u52a0\u4e00\u500b\u7d0d\u7a05\u4eba\u7684\u8fd4\u6b3e\u6216\u6e1b\u5c11\u61c9\u7e73\u7a05\u984d\u3002\u96d6\u7136\u5132\u84c4\u8005\u6e1b\u514d\u6700\u5927\u91d1\u984d\u70ba\u55ae\u4eba1000\u5143\u3001\u5df2\u5a5a\u592b\u5a662000\u5143\uff0c\u4f46\u570b\u7a05\u5c40\u63d0\u9192\u5927\u5bb6\uff0c\u90e8\u5206\u56e0\u70ba\u5176\u4ed6\u62b5\u6263\u548c\u6e1b\u514d\u7684\u5f71\u97ff\uff0c\u5132\u84c4\u8005\u6e1b\u514d\u91d1\u984d\u901a\u5e38\u5c11\u5f88\u591a\uff0c\u4e8b\u5be6\u4e0a\uff0c\u5c0d\u65bc\u6709\u4e9b\u7d0d\u7a05\u4eba\u4f86\u8aaa\u53ef\u80fd\u70ba\u96f6\u3002 \u4e00\u500b\u7d0d\u7a05\u4eba\u6e1b\u514d\u984d\u7684\u591a\u5c11\u53d6\u6c7a\u65bc\u4ed6\u6216\u5979\u7684\u7533\u5831\u72c0\u614b\u3001\u8abf\u7bc0\u5f8c\u7e3d\u6536\u5165\u3001\u61c9\u7e73\u7a05\u6b3e\u548c\u5411\u7b26\u5408\u689d\u4ef6\u9000\u4f11\u5c08\u6848\u7684\u4f9b\u6b3e\u984d\u3002\u7d0d\u7a05\u4eba\u4f7f\u7528\u8868\u683c8880\u7533\u8acb\u5132\u84c4\u8005\u6e1b\u514d\uff0c\u8868\u683c\u8aaa\u660e\u5c0d\u5982\u4f55\u6b63\u78ba\u8a08\u7b97\u6e1b\u514d\u6709\u8a73\u8ff0\u3002 \u57282010\u7a05\u5e74-\u6709\u5b8c\u6574\u6578\u64da\u53ef\u7528\u7684\u6700\u8fd1\u4e00\u5e74\uff0c\u8d85\u904e610\u842c\u4efd\u500b\u4eba\u6240\u5f97\u7a05\u7533\u5831\u7533\u8acb\u4e86\u5132\u84c4\u8005\u6e1b\u514d\uff0c\u6e1b\u514d\u91d1\u984d\u7e3d\u8a08\u8d85\u904e10\u5104\u5143\u3002\u5e73\u5747\u6bcf\u4efd\u5831\u7a05\u5132\u84c4\u8005\u6e1b\u514d\u7533\u8acb\u91d1\u984d\u70ba\uff1a\u5171\u540c\u7533\u5831204\u5143\uff0c\u6236\u4e3b165\u5143\uff0c\u4ee5\u53ca\u500b\u4eba122\u5143\u3002 \u5c0d\u65bc\u70ba\u9000\u4f11\u5b58\u9322\u7684\u4eba\u4f86\u8aaa\uff0c\u5132\u84c4\u8005\u6e1b\u514d\u5c0d\u5176\u4ed6\u7d0d\u7a05\u798f\u5229\u662f\u500b\u88dc\u5145\u3002\u4f8b\u5982\uff0c\u5927\u591a\u6578\u54e1\u5de5\u53ef\u4ee5\u62b5\u6263\u4ed6\u5011\u50b3\u7d71IRA\u5e33\u6236\u7684\u4f9b\u6b3e\u3002\u96d6\u7136Roth IRA\u4f9b\u6b3e\u4e0d\u53ef\u4ee5\u62b5\u6263\uff0c\u4f46\u901a\u5e38\u9000\u4f11\u4e4b\u5f8c\u7b26\u5408\u689d\u4ef6\u7684\u63d0\u6b3e\u662f\u514d\u7a05\u7684\u3002\u6b63\u5e38\u4f86\u8aaa\uff0c401\uff08k)\u548c\u985e\u4f3c\u5de5\u4f5c\u5834\u6240\u8a08\u756b\u7684\u4f9b\u6b3e\u5728\u63d0\u53d6\u524d\u662f\u4e0d\u7d0d\u7a05\u7684\u3002 \u5176\u4ed6\u9069\u7528\u65bc\u5132\u84c4\u8005\u6e1b\u514d\u7684\u7279\u5225\u898f\u5b9a\u5305\u62ec\u4ee5\u4e0b \u7d0d\u7a05\u4eba\u5fc5\u9808\u5e74\u6eff18\u6b72\u3002 \u5728\u4ed6\u4eba\u7533\u5831\u4e2d\u4f5c\u70ba\u88ab\u8d0d\u990a\u4eba\u7684\u4efb\u4f55\u4eba\u4e0d\u53ef\u4ee5\u7372\u5f97\u6e1b\u514d\uff1b \u4e00\u500b\u5b78\u751f\u4e0d\u53ef\u4ee5\u7372\u5f97\u6e1b\u514d\u3002 \u67d0\u4e9b\u9000\u4f11\u8a08\u756b\u5206\u914d\u6b3e\u6e1b\u5c11\u7528\u4f86\u8a08\u7b97\u6e1b\u514d\u7684\u4f9b\u6b3e\u984d\u3002\u5c312012\u5e74\u800c\u8a00\uff0c\u9019\u9805\u898f\u5247\u9069\u7528\u65bc2009\u5e74\u52302012\u5e74\u5831\u7a05\u622a\u6b62\u65e5\uff08\u5305\u62ec\u5ef6\u9577\u671f\uff09\u4e4b\u9593\u6536\u5230\u7684\u5206\u914d\u6b3e\u3002\u8868\u683c8880\u548c\u8aaa\u660e\u5c0d\u5982\u4f55\u8a08\u7b97\u6709\u8a73\u8ff0\u3002 \u6700\u521d\u57282002\u5e74\u4f5c\u70ba\u4e00\u500b\u81e8\u6642\u898f\u5b9a\u555f\u7528\uff0c\u5132\u84c4\u8005\u6e1b\u514d\u57282006\u5e74\u6210\u70ba\u7a05\u6cd5\u6c38\u4e45\u5167\u5bb9\u3002\u70ba\u4e86\u6709\u52a9\u65bc\u78ba\u4fdd\u9019\u4e00\u6e1b\u514d\u7684\u50f9\u503c\uff0c\u6536\u5165\u6a19\u6e96\u73fe\u5728\u6bcf\u5e74\u90fd\u9032\u884c\u8abf\u6574\u4ee5\u4fdd\u6301\u8207\u901a\u8139\u540c\u6b65\u3002\u66f4\u591a\u8cc7\u8a0a\u8a2a\u554fIRS.gov.\u3002 \u00a0","rel":"","context":"In &quot;\u7406\u8ca1\u6295\u8cc7&quot;","block_context":{"text":"\u7406\u8ca1\u6295\u8cc7","link":"https:\/\/newsforchinese.com\/v3\/category\/money\/"},"img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":116714,"url":"https:\/\/newsforchinese.com\/v3\/2016\/03\/14\/%e6%8a%95%e8%b3%87%e9%a1%a7%e5%95%8f%e6%8f%90%e4%be%9b%e5%a0%b1%e7%a8%85%e5%ad%a3%e7%af%80%e6%8f%90%e7%a4%ba%e6%8f%90%e9%86%92\/","url_meta":{"origin":48521,"position":5},"title":"\u6295\u8cc7\u9867\u554f\u63d0\u4f9b\u5831\u7a05\u5b63\u7bc0\u63d0\u793a\u63d0\u9192","author":"Raymond","date":"March 14, 2016","format":false,"excerpt":"\u5fd8\u8a18\u7a05\u6536\u62b5\u6e1b\u4ee3\u50f9\u53ef\u80fd\u4e0d\u5c0f\u3002\u8acb\u8a18\u5f97\u8981\u5c07\u60a8\u7684\u958b\u652f\u3001\u8d08\u8207\u53ca\u9000\u4f11\u8a08\u5283\u4f9b\u6b3e\u544a\u77e5\u60a8\u7684\u5831\u7a05\u4ee3\u8fa6\u4eba\uff0c\u4ee5\u5e6b\u52a9\u60a8\u964d\u4f4e\u7a05\u55ae\u8cbb\u7528\u3002\u5373\u4f7f\u662f\u60a8\u81ea\u5df1\u6e96\u5099\u7d0d\u7a05\u7533\u5831\u8868\uff0c\u8acb\u73fe\u5728\u958b\u59cb\u6536\u96c6\u9019\u4e9b\u8cc7\u6599\u3002\u4ee5\u4e0b\u662f\u60a8\u6700\u5bb9\u6613\u5fd8\u8a18\u7684\u300c10 \u9805\u300d\u5831\u7a05\u63d0\u793a\u3002 \u8a3b\uff1a\u672c\u9801\u63d0\u53ca\u7684\u7f8e\u570b\u570b\u7a05\u5c40 (IRS) \u8868\u683c\u8207\u516c\u544a\u53ef\u5728 www.irs.gov\uff08\u82f1\u6587\u7248\uff09\u4e0a\u627e\u5230\u3002\u8acb\u8a18\u5f97\u5be9\u95b1 2015 \u5e74\u7248\u672c\u7684\u6587\u4ef6\u3002 \u500b\u4eba\u9000\u4f11\u5e33\u6236 (IRA) \u4f9b\u6b3e\u6e1b\u514d \u60a8\u5411\u5831\u7a05\u4ee3\u8fa6\u4eba\u544a\u77e5\u60a8\u7684 2015 \u5e74 IRA \u4f9b\u6b3e\u4e86\u55ce\uff1f\u6295\u8cc7\u4eba\u901a\u5e38\u6703\u5fd8\u8a18\u8981\u63d0\u53ca\u8a72\u4e8b\u9805\uff0c\u9664\u975e\u5176\u4f9b\u6b3e\u8207\u5be6\u969b\u5448\u4ea4\u7d0d\u7a05\u7533\u5831\u8868\u7684\u6642\u9593\u76f8\u8fd1\u3002\u50b3\u7d71\u7684 IRA \u4f9b\u6b3e\u5fc5\u9808\u5728\u7d0d\u7a05\u7533\u5831\u8868\u4e2d\u5831\u544a\uff0c\u4e0d\u7ba1\u662f\u5426\u80fd\u6e1b\u514d\u7a05\u984d\u3002 2. \u5df2\u652f\u4ed8\u7684\u5916\u570b\u7a05\u5982\u679c\u60a8\u6709\u6295\u8cc7\u5916\u570b\u8b49\u5238\uff0c\u60a8\u53ef\u80fd\u5df2\u5411\u5176\u4ed6\u570b\u5bb6\u652f\u4ed8\u9810\u6263\u7a05\u91d1\u3002\u82e5\u70ba\u6b64\u60c5\u6cc1\uff0c\u60a8\u53ef\u5c07\u8a72\u7a05\u6b3e\u65bc 1040 \u8868\u683c A \u8868 (Form 1040 Schedule A) \u4e2d\u7533\u7d22\u70ba\u5df2\u6309\u5206\u9805\u6263\u9664\u984d\u7e73\u7a05\uff0c\u6216\u65bc 1116 \u8868\u683c (Form 1116) \u4e2d\u7533\u7d22\u70ba\u5df2\u6309\u5916\u570b\u62b5\u7a05\u984d\u7e73\u7a05\u3002\u5c0d\u5f88\u591a\u6295\u8cc7\u8005\u800c\u8a00\uff0c\u9019\u4e9b\u91d1\u984d\u5c0f\u4e14\u5bb9\u6613\u88ab\u5ffd\u8996\u3002 3. \u65b0\u623f\u8cb8\u6216\u518d\u878d\u8cc7\u623f\u8cb8\u652f\u4ed8\u7684\u9ede\u6578 \u00a0 \u00a0\u00a0\u5982\u679c\u60a8\u5728 2015 \u5e74\u8cfc\u7f6e\u623f\u5c4b\u6216\u518d\u878d\u8cc7\u8cb8\u6b3e\u73fe\u6709\u623f\u5c4b\uff0c\u60a8\u652f\u4ed8\u7684\u9ede\u6578\uff08\u9810\u4ed8\u5229\u606f\uff09\u53ef\u80fd\u4f5c\u70ba\u623f\u8cb8\u5229\u606f\u6e1b\u514d\u7a05\u984d\u3002\u8acb\u53c3\u95b1 IRS \u7b2c 936 \u865f\u516c\u544a (IRS Publication 936) \u4ee5\u6aa2\u67e5\u662f\u5426\u7b26\u5408\u8cc7\u683c\u3002 4. \u5065\u5eb7\u4fdd\u96aa\u8cbb\u62b5\u7a05\u984d\u2026","rel":"","context":"In &quot;\u5546\u60c5\u5831\u5c0e&quot;","block_context":{"text":"\u5546\u60c5\u5831\u5c0e","link":"https:\/\/newsforchinese.com\/v3\/category\/biz\/"},"img":{"alt_text":"","src":"https:\/\/i0.wp.com\/newsforchinese.com\/v3\/wp-content\/uploads\/2015\/01\/tax-1.jpg?resize=350%2C200&ssl=1","width":350,"height":200,"srcset":"https:\/\/i0.wp.com\/newsforchinese.com\/v3\/wp-content\/uploads\/2015\/01\/tax-1.jpg?resize=350%2C200&ssl=1 1x, https:\/\/i0.wp.com\/newsforchinese.com\/v3\/wp-content\/uploads\/2015\/01\/tax-1.jpg?resize=525%2C300&ssl=1 1.5x"},"classes":[]}],"jetpack_sharing_enabled":true,"_links":{"self":[{"href":"https:\/\/newsforchinese.com\/v3\/wp-json\/wp\/v2\/posts\/48521","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/newsforchinese.com\/v3\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/newsforchinese.com\/v3\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/newsforchinese.com\/v3\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/newsforchinese.com\/v3\/wp-json\/wp\/v2\/comments?post=48521"}],"version-history":[{"count":0,"href":"https:\/\/newsforchinese.com\/v3\/wp-json\/wp\/v2\/posts\/48521\/revisions"}],"wp:attachment":[{"href":"https:\/\/newsforchinese.com\/v3\/wp-json\/wp\/v2\/media?parent=48521"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/newsforchinese.com\/v3\/wp-json\/wp\/v2\/categories?post=48521"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/newsforchinese.com\/v3\/wp-json\/wp\/v2\/tags?post=48521"},{"taxonomy":"series","embeddable":true,"href":"https:\/\/newsforchinese.com\/v3\/wp-json\/wp\/v2\/series?post=48521"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}