{"id":3132,"date":"2010-10-01T20:52:22","date_gmt":"2010-10-01T20:52:22","guid":{"rendered":"http:\/\/sf.chinesebay.com\/laozhong\/?p=3132"},"modified":"2012-11-27T01:51:05","modified_gmt":"2012-11-27T09:51:05","slug":"%e6%9e%97%e6%99%ba%e6%98%b1%e5%be%8b%e5%b8%ab-%e6%b3%95%e5%be%8b%e5%b0%88%e6%ac%84-%e5%ae%b6%e5%ba%ad%e7%94%9f%e6%84%8f","status":"publish","type":"post","link":"https:\/\/newsforchinese.com\/v3\/2010\/10\/01\/%e6%9e%97%e6%99%ba%e6%98%b1%e5%be%8b%e5%b8%ab-%e6%b3%95%e5%be%8b%e5%b0%88%e6%ac%84-%e5%ae%b6%e5%ba%ad%e7%94%9f%e6%84%8f\/","title":{"rendered":"\u5bb6\u5ead\u751f\u610f"},"content":{"rendered":"<h1><strong><a href=\"http:\/\/sf.chinesebay.com\/laozhong\/%e6%9e%97%e6%99%ba%e6%98%b1%e5%be%8b%e5%b8%ab-%e6%b3%95%e5%be%8b%e5%b0%88%e6%ac%84-%e5%ae%b6%e5%ba%ad%e7%94%9f%e6%84%8f\/lin-2\/\" rel=\"attachment wp-att-3134\"><img loading=\"lazy\" decoding=\"async\" class=\"alignleft size-medium wp-image-3134\" title=\"lin\" 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2017","format":false,"excerpt":"\u554f\uff1a\u6211\u7684\u623f\u5b50\u6c92\u4e86\u3002\u6211\u53ef\u4ee5\u505c\u4ed8\u62b5\u62bc\u8cb8\u6b3e\u55ce?\u7b54\uff1a\u4e5f\u8a31\u5427\uff0c\u4f46\u4e0d\u662f\u6c38\u9060\u3002 \u73fe\u5728\u4e00\u5b9a\u8981\u806f\u7e6b\u4f60\u7684\u8cb8\u6b3e\u4eba\u2014\u2014\u6700\u597d\u662f\u5728\u4f60\u4e0b\u6b21\u9084\u6b3e\u4e4b\u524d\u3002\u4f60\u53ef\u4ee5\u8acb\u6c42\u66ab\u505c\u3002\u4f60\u53ef\u80fd\u6703\u807d\u5230\u300cforbearance agreement\u300d\uff08\u50b5\u52d9\u5ef6\u671f\u5354\u8b70\uff09\u9019\u500b\u8a5e\u3002\u9019\u662f\u9280\u884c\u7684\u884c\u8a71\uff0c\u8b93\u4f60\u66ab\u6642\u6e1b\u5c11\u4ed8\u6b3e\u6216\u4e00\u5206\u4e0d\u4ed8\u3002Department of Housing and Urban Development(\u4f4f\u623f\u548c\u57ce\u5e02\u767c\u5c55\u90e8)\u53ef\u4ee5\u5e6b\u4f60\u627e\u5230\u4e00\u500b\u53ef\u4ee5\u5e6b\u52a9\u4f60\u7684\u9867\u554f\u3002 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expenses\u300d(\u66ff\u4ee3\u751f\u6d3b\u8cbb\u7528)\uff0c\u8acb\u76f8\u61c9\u5730\u9032\u884c\u9810\u7b97\u3002 \u554f\uff1a\u4fdd\u96aa\u7d22\u8ce0\u9032\u884c\u671f\u9593\u505a\u4ec0\u9ebc\uff1f \u7b54\uff1a\u8a18\u65e5\u8a18\u5f88\u91cd\u8981\u3002 \u8a18\u9304\u8207\u4f60\u4fdd\u96aa\u516c\u53f8\u7684\u6bcf\u4e00\u6b21\u6703\u8b70\u3001\u96fb\u8a71\u3001\u96fb\u5b50\u90f5\u4ef6\u548c\u4fe1\u4ef6\u3002\u8a18\u9304\u65e5\u671f\u3001\u6642\u9593\u3001\u540d\u5b57\u548c\u627f\u8afe\u3002 \u7d93\u7d00\u4eba\u548c\u8abf\u7406\u4eba\u90fd\u662f\u4eba\u3002\u4ed6\u5011\u53ef\u80fd\u6703\u88ab\u8655\u7406\u592a\u591a\u7684\u7d22\u8ce0\u58d3\u5f97\u5598\u4e0d\u904e\u6c23\u3002\u6240\u4ee5\uff0c\u6709\u4e9b\u4e8b\u60c5\u53ef\u80fd\u6703\u88ab\u5ffd\u8996\uff0c\u932f\u8aa4\u96e3\u514d\u6703\u72af\u3002\u901a\u904e\u5c0d\u6574\u500b\u904e\u7a0b\u3001\u4f60\u5728\u4f60\u4fdd\u55ae\u4e2d\u4eab\u6709\u7684\u6b0a\u5229\u4ee5\u53ca\u8ab0\u8655\u7406\u54ea\u4e9b\u4e8b\u60c5\u9032\u884c\u5f88\u597d\u7684\u8a18\u9304\uff0c\u4f60\u53ef\u4ee5\u7cfe\u6b63\u932f\u8aa4\u3002 \u9019\u662f\u4e00\u500b\u6709\u60c5\u7dd2\u7684\u904e\u7a0b\uff0c\u4f46\u4f60\u61c9\u8a72\u5c07\u4fdd\u96aa\u7d22\u8ce0\u8996\u70ba\u5546\u696d\u4ea4\u6613\u9032\u884c\u8655\u7406\u3002\u5728San Francisco\uff0c\u4e00\u500b\u540d\u70baUnited Policyholder\u7684\u7dad\u6b0a\u7d44\u7e54\u9019\u6a23\u8aaa\uff1a\u300c\u7d66\u4f60\u7684\u4fdd\u96aa\u516c\u53f8\u4e00\u500b\u505a\u6b63\u78ba\u4e8b\u60c5\u7684\u6a5f\u6703\uff0c\u4f46\u4e0d\u8981\u628a\u4e00\u500b\u53cb\u597d\u7684\u4ee3\u8868\u932f\u7576\u6210\u670b\u53cb\u3002\u300d \u554f\uff1a\u8ab0\u652f\u4ed8\u5ee2\u589f\u6e05\u9664\u8cbb\u7528? \u7b54\uff1a\u4f60\u7684\u4fdd\u96aa\u516c\u53f8\u53ef\u4ee5\u70ba\u4f60\u652f\u4ed8\u3002 \u6211\u5011\u767c\u73fe\u623f\u4e3b\u4fdd\u55ae\u901a\u5e38\u8986\u84cb\u5ee2\u589f\u6e05\u7406\u3002\u6709\u6642\u5b83\u5728\u50cf\u300cadditional coverage\u300d\u9019\u6a23\u6b04\u76ee\u4e0b\u3002\u67e5\u770b\u4e00\u4e0b\u4f60\u7684\u4fdd\u55ae\u3002\u800c\u4e14\uff0c\u5728\u82b1\u4f60\u81ea\u5df1\u4efb\u4f55\u4e00\u5206\u9322\u4e4b\u524d\uff0c\u5411\u4e00\u500b\u7d93\u7d00\u4eba\u77ad\u89e3\u9019\u500b\u904e\u7a0b\u3002 \u53e6\u5916\uff0c\u4e0d\u8981\u6025\u65bc\u6e05\u7406\u3002Insurance Information Institute\u544a\u8a34\u6211\u5011\uff0c\u5728\u4e00\u540d\u8abf\u7406\u4eba\u52d8\u5bdf\u8ca1\u7522\u524d\uff0c\u53d7\u5bb3\u8005\u4e0d\u61c9\u8a72\u79fb\u9664\u4efb\u4f55\u6771\u897f\u3002\u6254\u6771\u897f\u592a\u5feb\u53ef\u80fd\u6703\u6253\u4e82\u4f60\u7684\u7d22\u8ce0\u3002 \u554f\uff1a\u6211\u7684\u4fdd\u96aa\u7d22\u8ce0\u9700\u8981\u591a\u9577\u6642\u9593?.\u00a0 \u7b54\uff1a\u53ef\u80fd\u8981\u8d85\u904e\u4e00\u500b\u6708\u3002 \u4e00\u65e6\u8abf\u7406\u4eba\u52d8\u5bdf\u4e86\u4f60\u7684\u8ca1\u7522\uff0c\u4e26\u4e14\u4f60\u5b8c\u6210\u4e86\u4e00\u4efd\u53eb\u505a\u300cproof of claim\u300d(\u7d22\u8ce0\u8b49\u660e)\u7684\u8868\u683c\uff0c\u90a3\u9ebc\u5dde\u6cd5\u5f8b\u7d66\u4e88\u4fdd\u96aa\u516c\u53f840\u500b\u65e5\u65e5\u5929\u6642\u9593\u4e88\u4ee5\u66f8\u9762\u7b54\u5fa9\u3002\u5b83\u53ef\u4ee5\u63a5\u53d7\u4f60\u7684\u7d22\u8ce0\u3001\u62d2\u7d55\u4f60\u7684\u7d22\u8ce0\u6216\u8005\u5169\u8005\u517c\u800c\u6709\u4e4b\u3002 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Control(\u5dde\u5927\u9ebb\u7ba1\u5236\u5c40)\u7684\u9019\u9805\u689d\u4f8b\u906d\u5230\u4e86\u8b66\u5bdf\u5c40\u9577\u5011\u548c\u5176\u4ed6\u6279\u8a55\u8005\u7684\u53cd\u5c0d\uff0c\u4ed6\u5011\u9810\u6e2c\u9019\u9805\u689d\u4f8b\u5c07\u5275\u9020\u4e00\u500b\u57fa\u672c\u4e0a\u662f\u5730\u4e0b\u5927\u9ebb\u4ea4\u6613\u7684\u96e3\u4ee5\u63a7\u5236\u7684\u5e02\u5834\uff0c\u540c\u6642\u524a\u5f31\u57ce\u5e02\u548c\u7e23\u5c0d\u5927\u9ebb\u7684\u7ba1\u5236\u3002 \u5728\u52a0\u5dde\u5f88\u591a\u5730\u5340\u90fd\u7981\u6b62\u5546\u696d\u5927\u9ebb\u6d3b\u52d5\u6216\u8005\u6c92\u6709\u5236\u5b9a\u5141\u8a31\u5408\u6cd5\u92b7\u552e\u898f\u5247\u4e4b\u969b\uff0c\u5927\u9ebb\u516c\u53f8\u548c\u6d88\u8cbb\u8005\u63a8\u52d5\u4e86\u9019\u4e00\u8b8a\u5316\u3002\u5728\u9019\u4e9b\u7981\u6b62\u5546\u696d\u5927\u9ebb\u6d3b\u52d5\u6216\u8005\u6c92\u6709\u5236\u5b9a\u5141\u8a31\u5408\u6cd5\u92b7\u552e\u898f\u5247\u7684\u5730\u5340\uff0c\u5c45\u6c11\u5be6\u969b\u4e0a\u88ab\u7981\u6b62\u5408\u6cd5\u8cfc\u8cb7\u5927\u9ebb\uff0c\u5373\u4f7f\u52a0\u5dde\u5df2\u7d93\u5141\u8a31\u5411\u6210\u4eba\u51fa\u552e\u5927\u9ebb\u3002 \u5927\u9ebb\u5c40\u767c\u8a00\u4ebaAlex Traverso\u5728\u4e00\u4efd\u8072\u660e\u4e2d\u8aaa\uff1a\u300c\u516c\u773e\u652f\u6301\u5168\u5dde\u7bc4\u570d\u5167\u9001\u8ca8\uff0c\u4ed6\u5011\u7684\u8072\u97f3\u97ff\u4eae\u800c\u6e05\u6670\u3002\u300d \u5dde\u7acb\u6cd5\u8005\u653e\u884c\u7684\u9019\u4e00\u898f\u5b9a\u8a66\u5716\u6f84\u6e05\u6709\u95dc\u5927\u9ebb\u80fd\u5728\u4f55\u8655\u9001\u8ca8\u7684\u6cd5\u5f8b\u548c\u6cd5\u898f\u4e4b\u9593\u660e\u986f\u885d\u7a81\u4e4b\u8655\u3002 Proposition 64(\u53732016\u5e74\u901a\u904e\u7684\u70ba\u6210\u4eba\u5408\u6cd5\u5927\u9ebb\u92b7\u552e\u958b\u95e2\u9053\u8def\u7684\u6cd5\u5f8b)\u7a31\u5730\u65b9\u653f\u5e9c\u6709\u6b0a\u7981\u6b62\u975e\u85e5\u7528\u5927\u9ebb\u751f\u610f\u3002\u4f46\u662f\u5dde\u76e3\u7ba1\u6a5f\u69cb\u5247\u6307\u5411\u4e86\u5546\u696d\u548c\u8077\u696d\u898f\u7bc4\u3002\u8a72\u898f\u7bc4\u8aaa\uff0c\u5730\u65b9\u653f\u5e9c\u300c\u4e0d\u61c9\u963b\u6b62\u6301\u7167\u7d93\u71df\u8005\u5728\u516c\u5171\u9053\u8def\u4e0a\u904b\u9001\u5927\u9ebb\u6216\u5927\u9ebb\u7522\u54c1\u300d\u3002 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Drayton\u8aaa\uff0c\u52a0\u5dde\u5730\u65b9\u6027\u6cd5\u898f\u4e94\u82b1\u516b\u9580\uff1a\u4e00\u4e9b\u793e\u5340\u63a5\u53d7\u5408\u6cd5\u92b7\u552e\uff0c\u800c\u5176\u4ed6\u4e00\u4e9b\u5247\u7981\u6b62\u92b7\u552e\uff0c\u9019\u7522\u751f\u4e86\u5927\u9ebb\u300c\u6c99\u6f20\u300d\u3002\u56e0\u6b64\uff0c\u5f88\u591a\u6d88\u8cbb\u8005\u70ba\u5c0b\u627e\u5408\u6cd5\u5927\u9ebb\u3001\u98df\u7528\u54c1\u548c\u5176\u4ed6\u7522\u54c1\u4e0d\u5f97\u4e0d\u9577\u9014\u99d5\u8eca\u3002 \u5c0d\u65bc\u90a3\u4e9b\u53ef\u80fd\u7121\u6cd5\u96e2\u958b\u4f4f\u6240\u7684\u60a3\u8005\u548c\u9ad4\u5f31\u8005\u4f86\u8aaa\uff0c\u9019\u4e00\u554f\u984c\u53ef\u80fd\u6703\u66f4\u56b4\u91cd\u3002 \u4ed6\u8aaa\uff1a\u300c\u5728\u9019\u4e00\u9ede\u4e0a\uff0c\u4f60\u4e0d\u80fd\u963b\u6b62\u53d7\u76e3\u7ba1\u7684\u9001\u8ca8\u670d\u52d9\u9032\u5165\u88ab\u7981\u6b62\u5340\u57df\u5408\u6cd5\u9001\u8ca8\u7d66\u6d88\u8cbb\u8005\u3002\u300d 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\u554f\uff1a\u6211\u53ef\u4ee5\u53c3\u89c0\u8cbb\u57ceIndependence Hall\u3001\u83ef\u76db\u9813\u7279\u5340Smithsonian's National Zoo\u548c\u5176\u4ed6\u570b\u5bb6\u516c\u5712\u55ce\uff1f \u7b54\uff1a\u90a3\u8981\u8996\u60c5\u6cc1\u800c\u5b9a\u3002\u5927\u591a\u6578\u570b\u5bb6\u6b77\u53f2\u907a\u5740\uff0c\u5305\u62ecIndependence\u2026","rel":"","context":"In &quot;\u6cd5\u5f8b&quot;","block_context":{"text":"\u6cd5\u5f8b","link":"https:\/\/newsforchinese.com\/v3\/category\/law\/"},"img":{"alt_text":"","src":"https:\/\/i0.wp.com\/newsforchinese.com\/v3\/wp-content\/uploads\/2018\/12\/government-shutdown.jpg?resize=350%2C200&ssl=1","width":350,"height":200,"srcset":"https:\/\/i0.wp.com\/newsforchinese.com\/v3\/wp-content\/uploads\/2018\/12\/government-shutdown.jpg?resize=350%2C200&ssl=1 1x, https:\/\/i0.wp.com\/newsforchinese.com\/v3\/wp-content\/uploads\/2018\/12\/government-shutdown.jpg?resize=525%2C300&ssl=1 1.5x"},"classes":[]},{"id":128577,"url":"https:\/\/newsforchinese.com\/v3\/2016\/11\/15\/%e6%9c%89%e6%95%88%e7%9c%81%e7%a8%85-%e7%99%be%e4%bb%bd%e7%99%be%e5%85%8d%e7%a8%85%e6%94%b6%e5%85%a5\/","url_meta":{"origin":3132,"position":4},"title":"\u3010\u5bcc\u90a6\u7406\u8ca1\u5c0f\u8b1b\u5802\u3011\u6709\u6548\u7701\u7a05&#8212;\u767e\u5206\u767e\u514d\u7a05\u6536\u5165","author":"Raymond","date":"November 15, 2016","format":false,"excerpt":"\u5728\u7f8e\u570b\u751f\u6d3b\u7684\u83ef\u4eba\uff0c\u5c24\u5176\u662f\u505a\u751f\u610f\u7684\u670b\u53cb\u5011\uff0c\u5728\uff12\uff10\uff11\uff16\u5e74\u751f\u610f\u505a\u5f97\u6210\u529f\u548c\u76c8\u5229\u7684\u8a71\uff0c\u4ea6\u61c9\u8d81\u672c\u5e74\u6700\u5f8c\u4e00\u500b\u5b63\u5ea6\uff0c\u8a8d\u771f\u82b1\u4e00\u4e9b\u6642\u9593\u4f86\uff0c\u601d\u8003\u662f\u5426\u53ef\u70ba\u500b\u4eba\u548c\u516c\u53f8\u4f5c\u6709\u6548\u7684\u7701\u7a05\u7b56\u7565\u3002 \u5f88\u591a\u505a\u8001\u95c6\u548c\u81ea\u50f1\u7684\u670b\u53cb\u5011\uff0c\u5728\u5e74\u5e95\u6700\u5f8c\u4e00\u500b\u5b63\u5ea6\uff0c\u90fd\u6703\u975e\u5e38\u52aa\u529b\u70ba\u5168\u5e74\u7684\u500b\u4eba\u6216\u516c\u53f8\u696d\u7e3e\uff0c\u4f5c\u6700\u5f8c\u7684\u885d\u524c\uff0c\u671f\u671b\u5275\u66f4\u597d\u7684\u8868\u73fe\u3002\u6240\u4ee5\u5f88\u591a\u6642\u5019\uff0c\u90fd\u6703\u5ffd\u7565\u4e86\u70ba\u81ea\u5df1\u548c\u516c\u53f8\u8a2d\u8a08\u5408\u9069\u7684\u7701\u7a05\u898f\u5283\u3002\u5176\u5be6\u5927\u5bb6\u90fd\u6709\u500b\u932f\u89ba\uff0c\u4ee5\u70ba\u5230\u660e\u5e74\u56db\u6708\u4efd\uff0c\u505a\u597d\u7a05\u52d9\u7684\u5b89\u6392\u5c31\u53ef\u4ee5\uff0c\u5176\u5be6\u5728\u653f\u5e9c\u6216\u7a05\u52d9\u5c40\u7684\u5c64\u9762\uff0c\u7279\u5225\u662f\u70ba\u505a\u751f\u610f\u8001\u95c6\uff0c\u81ea\u50f1\u4eba\u58eb\u7684\u7701\u7a05\u7b56\u7565\uff0c\u90fd\u5fc5\u5b9a\u8981\u5728\u672c\u5e74\u5e95\u5341\u4e8c\u6708\u5345\u4e00\u65e5\u524d\uff0c\u505a\u597d\u57fa\u672c\u7684\u6e96\u5099\uff0c\u7121\u8ad6\u662f\u898f\u5283\u6587\u4ef6\uff0c\u6291\u6216\u8a08\u5283\u521d\u7a3f\uff0c\u5426\u5247\u904e\u4e86\u672c\u5e74\u5f8c\uff0c\u751a\u9ebc\u7d55\u597d\u53ca\u6709\u6548\u7684\u7701\u7a05\u8a08\u5283\uff0c\u90fd\u4e0d\u80fd\u61c9\u7528\uff0c\u90a3\u9ebc\u672c\u5e74\u8cfa\u9322\u7684\u8001\u95c6\u548c\u81ea\u50f1\u8005\uff0c\u932f\u904e\u4eca\u5e74\u7701\u7a05\u7684\u5927\u597d\u6a5f\u6703\uff0c\u5c31\u53ea\u80fd\u7b49\u5f85\u660e\u5e74\u518d\u4f5c\u7b56\u5283\u5566\uff01 \u9996\u5148\uff0c\u7d66\u81ea\u50f1\u4eba\u58ebSelf-employed\u7684\u670b\u53cb\u5011\uff0c\u4e00\u500b\u7406\u60f3\u7684\u7701\u7a05\u898f\u5283\u3002\u81ea\u50f1\u4eba\u58eb\u53ef\u8a2d\u7acb\u81ea\u50f1\u4eba\u58eb\u9000\u4f11\u5e33\u6236(SEP IRA) \uff0c\u5728\uff12\uff10\uff11\uff16\u5e74\u6700\u9ad8\u5b58\u653e\u91d1\u984d\u70ba\uff04\uff15\uff13\uff0c\uff10\uff10\uff10\u3002\u5c0d\u81ea\u50f1\u4eba\u58eb\u4f86\u8aaa\uff0c\u9019\u662f\u4e00\u500b\u975e\u5e38\u6709\u6548\u7684\u7701\u7a05\u7b56\u7565\u3002 \u5176\u6b21\uff0c\u82e5\u679c\u505a\u751f\u610f\u7684\u8001\u95c6\u5011\uff0c\u4eca\u5e74\u7684\u751f\u610f\u696d\u7e3e\u975e\u5e38\u597d\uff0c\u53c8\u9810\u6e2c\u672a\u4f86\u56db\u4e94\u5e74\u6709\u540c\u6a23\u7684\u8868\u73fe\uff0c\u6240\u4ee5\u4f30\u8a08\u5230\u9019\u5e7e\u5e74\u7684\u7a05\u52d9\u6703\u5f88\u53b2\u5bb3\u3002\u4ed6\u5011\u671f\u671b\u662f\u5426\u80fd\u70ba\u500b\u4eba\u548c\u516c\u53f8\u5de8\u984d\u7701\u7a05\u7684\u7b56\u7565\u5462\uff1f\u5728\u9019\u88cf\uff0c\u7279\u5225\u63a8\u85a6\u4e00\u500b\u6709\u6548\u7701\u7a05\u898f\u5283\uff1a\u990a\u8001\u91d1\u9000\u4f11\u8a08\u5283(Pension) \u3002\u7528\u4e00\u500b\u5be6\u4f8b\uff1a\u4e00\u9593\u5c0f\u578b\u751f\u610f\u7684\u516c\u53f8\uff0c\u8001\u95c6\u5011\u5305\u62ec\u5144\u5f1f\u4e8c\u4eba\uff08\u4e94\u5341\u6b72\u5de6\u53f3\uff09\uff0c\u518d\u52a0\u4e0a\u6578\u4f4d\u5e74\u8f15\u7684\u54e1\u5de5\u3002\u516c\u53f8\u8a2d\u7acb\u990a\u8001\u91d1\u9000\u4f11\u8a08\u5283\uff0c\u516c\u53f8\u6bcf\u5e74\u7d66\u4ed6\u5011\u5408\u5171\u5345\u591a\u842c\uff0c\u4e94\u5e74\u4f86\u5c31\u70ba\u4ed6\u5011\u990a\u8001\u91d1\u9000\u4f11\u5e33\u6236\u5132\u5b58\u5408\u5171\u8d85\u904e\u4e00\u767e\u4e94\u5341\u591a\u842c\u3002\u5766\u767d\u8b1b\uff0c\u6210\u529f\u53c8\u6709\u6548\u70ba\u4ed6\u5011\u4e8c\u4eba\uff0c\u5728\u4e94\u5e74\u5167\u7701\u537b\u4e94\u5341\u591a\u842c\u7684\u5165\u606f\u7a05\u3002 \u6700\u5f8c\uff0c\u7279\u5225\u63a8\u85a6\u7d66\u505a\u751f\u610f\uff0c\u81ea\u50f1\u4eba\u58eb\uff0c\u5c08\u696d\u9ad8\u6536\u5165\u7684\u670b\u53cb\u5011\uff0c\u4e00\u500b\u4fdd\u8cbb\u878d\u8cc7\u7684\u514d\u7a05\u9000\u4f11\u6536\u5165\u7b56\u7565\uff0c\u9019\u500b\u8a08\u5283\u96d6\u7136\u6c92\u6709\u62b5\u7a05\u7684\u512a\u60e0\uff0c\u7279\u5225\u7559\u610f\uff1a\u6295\u8cc7\u8005\u65e5\u5f8c\u63d0\u53d6\u7684\u6642\u5019\uff0c\u4e0d\u55ae\u6c92\u6709\u5e74\u9f61\u7684\u9650\u5236\u548c\u7f70\u6b3e\uff0c\u66f4\u91cd\u8981\u7684\u4e00\u9ede\uff1a\u65e5\u5f8c\u63d0\u53d6\u9000\u4f11\u6536\u5165\u6642\uff0c\u5b8c\u5168\u662f\u767e\u4efd\u767e\u514d\u7a05\u7684\u63d0\u53d6(100% Tax Free Distributions)\u3002\u771f\u6b63\u9054\u5230\u3010\u63d0\u53d6\u7121\u7a05\u3011\u7684\u7d55\u4f73\u679c\u6548\u3002 \u6211\u5148\u7528\u4e00\u500b\u5be6\u4f8b\uff1a\u53bb\u5e6b\u52a9\u5927\u5bb6\u660e\u767d\u4eba\u58fd\u4fdd\u8cbb\u878d\u8cc7\u7b56\u7565\uff1a\u83ef\u4eba\u6700\u71b1\u611b\u8cb7\u5c4b\uff0c\u5728\u7f8e\u570b\u9996\u6b21\u8cfc\u5c4b\uff0c\u5148\u6e96\u5099\u4e00\u7b46\u982d\u6b3e\u6216\u9996\u671f\uff0c\u7136\u5f8c\u540c\u9280\u884c\u8cb8\u6b3e\uff0c\u9019\u6a23\u5c31\u64c1\u6709\u7b2c\u4e00\u9593\u623f\u5c4b\uff0c\u662f\u7528\u5225\u4eba\u7684\u9322\uff0c\u4f86\u81ea\u8cb8\u6b3e\u548c\u878d\u8d44\u516c\u53f8\uff0c\u6765\u5efa\u7acb\u8ca1\u5bcc\u3002 \u9019\u500b\u4eba\u58fd\u4fdd\u96aa\u4fdd\u8cbb\u878d\u8cc7\u7b56\u7565\u3002\u7b2c\u4e00\u9ede\u662f\u9280\u884c\u4fdd\u8b49\u4e00\u5b9a\u6279\u51c6\u878d\u8cc7\uff08\u8cb8\u6b3e\uff09\uff0c\u6295\u4fdd\u8005\u6295\u8cc7\u63a5\u8fd1\uff13\uff10\uff05\uff0c\u9280\u884c\u8ca0\u8cac\uff17\uff10\uff05\u3002\u6295\u4fdd\u4eba\u8ca0\u8cac\u9996\uff15\u5e74\u4fdd\u8d39\uff0c\u9280\u884c\u8ca0\u8cac\u5341\u5e74\u8cb8\u6b3e\u3002\u800c\u9280\u884c\u7684\u8d37\u6b3e\u5229\u7387\u975e\u5e38\u512a\u60e0\u53ca\u4f4e\u5ec9\u3002\u610f\u601d\u662f\u4ee4\u73fe\u91d1\u7d2f\u7a4d\uff0c\u80fd\u52a0\u5927\u52a0\u5feb\u5ef6\u7a05\u8907\u5229\u6efe\u5b58\u7684\u6548\u679c\u3002\u81f3\u65bc\u7b2c\u4e8c\u9ede\uff1a\u5341\u4e94\u5e74\u5f8c\uff0c\u6295\u4fdd\u4eba\u80fd\u5920\u767e\u5206\u767e\u514d\u7a05\u63d0\u53d6\u6b3e\u9805\u3002\u5728\u7f8e\u570b\u751f\u6d3b\uff0c\u5de5\u4f5c\uff0c\u751f\u610f\u7684\u9ad8\u85aa\u9ad8\u8cc7\u7522\u4eba\u58eb\uff0c\u5c0d\u65bc\u9019\u500b\u767e\u5206\u767e\u514d\u7a05\u63d0\u53d6\u898f\u5283\uff0c\u7cbe\u660e\u65e2\u9ad8\u85aa\u9ad8\u8cc7\u7523\u7684\u4eba\u58eb\uff0c\u53ef\u9032\u4e00\u6b65\u77ad\u89e3\u662f\u5426\u9069\u5408\u81ea\u5df1\u3002 \u5bcc\u90a6\u6295\u8d44\u7684\u5275\u8fa6\u4eba\uff0cRegistered Investment Advisor\u8a3b\u518a\u6295\u8cc7\u9867\u554fAlfred Chan\u9673\u555f\u5149\u5148\u751f\uff0c\u64c1\u6709\u5341\u591a\u5e74\u6295\u8cc7\u7406\u8ca1\u7684\u5c08\u696d\u548c\u7d93\u9a57\u3002\u5728\u7063\u5340\u6709\u4e09\u9593\u8fa6\u516c\u5ba4\uff0c\u5206\u4f48Burlingame (\u7e3d\u516c\u53f8), San Francisco, Oakland, \u00a0\u5229\u4fbf\u7d04\u8ac7\u3002\u505a\u751f\u610f\u53c8\u8cfa\u9322\u7684\u8001\u95c6\u5011\uff0c\u60f3\u77ad\u89e3\u4e0d\u540c\u985e\u578b\u7684\u7701\u7a05\u7b56\u7565\uff0c\u4ee5\u53ca\u767e\u4efd\u767e\u514d\u7a05\u63d0\u53d6\u7684\u898f\u5283\u3002\u6b61\u8fce\u81f4\u96fb\u5bcc\u90a6\u6295\u8d44\uff0c\u96fb\u8a71\uff1a1-888-991-3833 \u5b89\u6392\u7d04\u8ac7\u3002\u5bcc\u90a6\u7406\u8ca1\u6703\u70ba\u4f60\u548c\u4f60\u516c\u53f8\uff0c\u5ea6\u8eab\u8a02\u9020\u5408\u9069\u4f60\u548c\u4f60\u516c\u53f8\u7684\u7701\u7a05\u898f\u5283\u3002","rel":"","context":"In &quot;\u7406\u8ca1\u6295\u8cc7&quot;","block_context":{"text":"\u7406\u8ca1\u6295\u8cc7","link":"https:\/\/newsforchinese.com\/v3\/category\/money\/"},"img":{"alt_text":"","src":"https:\/\/i0.wp.com\/newsforchinese.com\/v3\/wp-content\/uploads\/2016\/11\/money.jpg?resize=350%2C200&ssl=1","width":350,"height":200,"srcset":"https:\/\/i0.wp.com\/newsforchinese.com\/v3\/wp-content\/uploads\/2016\/11\/money.jpg?resize=350%2C200&ssl=1 1x, https:\/\/i0.wp.com\/newsforchinese.com\/v3\/wp-content\/uploads\/2016\/11\/money.jpg?resize=525%2C300&ssl=1 1.5x"},"classes":[]},{"id":137198,"url":"https:\/\/newsforchinese.com\/v3\/2017\/04\/29\/%e5%a6%82%e4%bd%95%e5%9c%a8%e7%be%8e%e5%9c%8b%e6%88%90%e7%ab%8b%e5%85%ac%e5%8f%b8\/","url_meta":{"origin":3132,"position":5},"title":"\u5982\u4f55\u5728\u7f8e\u570b\u6210\u7acb\u516c\u53f8","author":"Raymond","date":"April 29, 2017","format":false,"excerpt":"\u8a31\u591a\u4eba\u554f\u6211\uff0c\u8981\u600e\u9ebc\u5728\u7f8e\u570b\u6210\u7acb\u516c\u53f8\u3002\u4eca\u5929\u7684\u6587\u7ae0\u5c31\u4f86\u7c21\u55ae\u7684\u4ecb\u7d39\u4e00\u4e0b\u516c\u53f8\u6210\u7acb\u7684\u904e\u7a0b\u8207\u61c9\u8a72\u6ce8\u610f\u7684\u4e8b\u9805\u3002 \u516c\u53f8\u7684\u578b\u614b\u8ddf\u7a2e\u985e\u6709\u5f88\u591a\u7a2e\uff0c\u7b2c\u4e00\u7a2e\u6bd4\u8f03\u5c0f\u578b\u7684\u985e\u5225\u662f\u4ee5\u500b\u4eba\u540d\u7fa9\u7d93\u71df\u7684\u516c\u53f8 \u2013 Sole Proprietorship (Doing Business As\u7c21\u7a31DBA\u6216\u7a31\u70baFictitious Name) \u6700\u7c21\u55ae\u7684\u4f5c\u751f\u610f\u65b9\u5f0f\u662f\u7528\u500b\u4eba\u540d\u5b57\u5230\u7d93\u71df\u751f\u610f\u6240\u5728\u7684\u7e23\u653f\u5e9c (County) \u767b\u8a18\u516c\u53f8\u540d\u5b57\uff0c\u4e26\u5728\u672c\u5730\u82f1\u6587\u5831\u7d19\u56db\u9031\u520a\u767b\u56db\u6b21\u516c\u544a\uff0c\u7121\u516c\u53f8\u53cd\u5c0d\u6642\uff0c\u5c31\u53d6\u5f97\u8a72\u516c\u53f8\u540d\u5b57\u7684\u4f7f\u7528\u6b0a\uff0c\u57fa\u672c\u4e0a\u96d6\u6709\u516c\u53f8\u540d\u7a31\uff0c\u5be6\u9ad4\u4ecd\u662f\u500b\u4eba\uff0c\u6240\u4ee5\u505a\u751f\u610f\u8981\u8ca0\u7121\u9650\u8cac\u4efb\u3002\u7b49\u751f\u610f\u4e0a\u8ecc\u9053\u5f8c\uff0c\u61c9\u8a72\u8981\u5118\u91cf\u7528\u516c\u53f8\uff08\u5411\u5dde\u653f\u5e9c\u6210\u7acb\u7684\u516c\u53f8Incorporated\uff09\u4f86\u4f5c\u751f\u610f\uff0c\u4ee5\u907f\u514d\u500b\u4eba\u9700\u8981\u627f\u64d4\u516c\u53f8\u7684\u50b5\u52d9\u3002 \u7b2c\u4e8c\u7a2e\u5247\u662f\u6700\u5e38\u898b\u7684\u201d\u516c\u53f8\u201d(Incorporation in State) \u3002\u6b64\u985e\u578b\u7684\u516c\u53f8\u5fc5\u9808\u5230\u5dde\u653f\u5e9c\u767b\u8a18\u3002\u82f1\u6587\u540d\u7a31\u70baIncorporation, Corporation, or Inc.\uff0c\u540d\u7a31\u96d6\u6709\u4e0d\u540c\uff0c\u4e00\u6a23\u90fd\u662f\u6240\u8b02\u7684\u80a1\u4efd\u6709\u9650\u516c\u53f8\u3002\u6b64\u60c5\u6cc1\u8207\u5927\u9678\u53ca\u53f0\u7063\u662f\u4e0d\u76f8\u540c\u7684\uff0c\u516c\u53f8\u6210\u7acb\u7684\u60c5\u6cc1\u53ca\u8981\u6c42\u662f\u5b8c\u5168\u4e0d\u540c\u7684\u8457\u773c\u9ede\uff0c\u83ef\u4eba\u670b\u53cb\u5fc5\u9808\u6ce8\u610f\u3002\u80a1\u6771 \u6709\u591a\u5c11 ? \u8cc7\u672c\u984d\u6709\u591a\u5c11 ? \u516c\u53f8\u7d93\u71df\u578b\u614b\uff0c\u6216\u8005\u80a1\u6771\u662f\u5426\u70ba\u5916\u570b\u4eba\uff0c\u5c0d\u6709\u4e9b\u516c\u53f8\u6709\u5f71\u97ff\uff0c\u5c0d\u5176\u9918\u5247\u5b8c\u5168\u6c92\u5f71\u97ff\uff0c\u73fe\u5206\u5225\u4e0d\u540c\u7684\u516c\u53f8\u578b\u614b\u5982\u4e0b : \u4e00\u822c\u7684\u516c\u53f8\uff08C Corporation\uff09 : \u80a1\u6771\u53ef\u70ba\u500b\u4eba\u4ea6\u53ef\u70ba\u516c\u53f8\u6216\u5408\u5925 (Partnership) \u6216\u4fe1\u8a17 (Trust)\uff0c\u8981\u6210\u7acb\u6642\u8981\u53d6\u516c\u53f8\u540d\u5b57\uff0c\u5728\u5dde\u653f\u5e9c\u67e5\u8a62\u662f\u5426\u516c\u53f8\u540d\u5b57\u6709\u91cd\u8986\uff0c\u82e5\u6c92\u6709\u5247\u53ef\u4fdd\u7559\u8a72\u540d\u5b57\u3002\u516c\u53f8\u7ae0\u7a0b (Articles of Incorporation) \u9808\u9001\u4ea4\u5dde\u653f\u5e9c\u5be9\u6838\uff0c\u5dde\u653f\u5e9c\u84cb\u5b8c\u7ae0\u5f8c\u5c31\u7b97\u6210\u7acb\u4e86\u3002 \u5c0f\u578b\u516c\u53f8\uff08S Corporation\uff09\uff1a \u5728\u516c\u53f8\u6210\u7acb\u5f8c\u4f60\u82e5\u8981\u9078\u64c7\u6210\u7acb\u52a0\u5dde\u5c0f\u578b\u516c\u53f8\uff0c\u586b\u5beb\u8868\u683c (Form 2553) \u5bc4\u5230\u570b\u7a05\u5c40\u5373\u53ef\uff0c\u4e26\u4e0d\u9ebb\u7169\u3002\u8981\u6210\u7acbS\u516c\u53f8\u4e5f\u6709\u4e00\u4e9b\u9650\u5236\uff0c\u80a1\u6771\u4eba\u6578\u4e0d\u53ef\u8d85\u904e35\u4f4d\uff0c\u80a1\u6771\u8eab\u4efd\u5fc5\u9808\u8981\u6709\u7f8e\u570b\u7da0\u5361\uff0c\u6240\u4ee5\u80a1\u6771\u4e0d\u53ef\u80fd\u662f\u516c\u53f8\u3001\u5408\u5925\u6216\u4fe1\u8a17\u4e86\u3002 \u6709\u9650\u8cac\u4efb\u516c\u53f8\uff08Limited Liability Company L.L.C.\uff09\uff1a \u4e00\u822c\u7684\u516c\u53f8\u6cd5\u5f8b\u540d\u7a31\u53eb\u4f5c\u201c\u6cd5\u4eba\u201d\uff0c\u5982\u679c\u6c92\u6709\u7d93\u904e\u89e3\u6563\u6216\u7834\u7522\u7684\u7a0b\u5e8f\uff0c\u4ed6\u662f\u6c38\u4e45\u5b58\u5728\u7684\u3002\u4f46\u662f\u6709\u9650\u8cac\u4efb\u516c\u53f8 (L.L.C.) 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