{"id":293734,"date":"2026-04-10T08:02:46","date_gmt":"2026-04-10T15:02:46","guid":{"rendered":"https:\/\/newsforchinese.com\/v3\/?p=293734"},"modified":"2026-04-10T08:02:54","modified_gmt":"2026-04-10T15:02:54","slug":"%e7%81%a3%e5%8d%80%e6%88%bf%e4%b8%bb%e8%b2%b7%e4%bf%9d%e9%9a%aa%ef%bc%9f%e5%85%88%e5%8d%87%e7%b4%9a%e6%88%bf%e5%b1%8b","status":"publish","type":"post","link":"https:\/\/newsforchinese.com\/v3\/2026\/04\/10\/%e7%81%a3%e5%8d%80%e6%88%bf%e4%b8%bb%e8%b2%b7%e4%bf%9d%e9%9a%aa%ef%bc%9f%e5%85%88%e5%8d%87%e7%b4%9a%e6%88%bf%e5%b1%8b\/","title":{"rendered":"\u7063\u5340\u623f\u4e3b\u8cb7\u4fdd\u96aa\uff1f\u5148\u5347\u7d1a\u623f\u5c4b"},"content":{"rendered":"\n<p>\u4fdd\u96aa\u516c\u53f8\u548c\u884c\u696d\u5c08\u696d\u4eba\u58eb\u8868\u793a\uff0c\u8a31\u591a\u7063\u5340\u623f\u4e3b\u4e0d\u4f46\u9762\u5c0d\u4fdd\u96aa\u8cbb\u4e0a\u6f32\uff0c\u9084\u5f97\u5728\u7372\u5f97\u6216\u4fdd\u7559\u4fdd\u96aa\u524d\u82b1\u9322\u9032\u884c\u6602\u8cb4\u7684\u623f\u5c4b\u5347\u7d1a\u3002<\/p>\n\n\n\n<!--more-->\n\n\n\n<p>\u96a8\u8457\u52de\u52d5\u529b\u548c\u6750\u6599\u50f9\u683c\u4e0a\u6f32\u5c0e\u81f4\u91cd\u5efa\u6210\u672c\u4e0a\u5347\uff0c\u9019\u4e9b\u9700\u6c42\u4e5f\u96a8\u4e4b\u800c\u4f86\u3002\u5982\u679c\u6839\u64da\u91cd\u7f6e\u6210\u672c\uff0c\u623f\u5c4b\u73fe\u5728\u88ab\u8a8d\u70ba\u662f\u300c\u9ad8\u50f9\u503c\u300d\u7684\uff0c\u4fdd\u96aa\u516c\u53f8\u53ef\u80fd\u8981\u6c42\u623f\u4e3b\u63a1\u53d6\u65b0\u5b89\u5168\u63aa\u65bd-\u5982\u71c3\u6c23\u622a\u6b62\u95a5-\u4ee5\u6e1b\u5c11\u6f5b\u5728\u640d\u5931\u3002<\/p>\n\n\n\n<p>\u4fdd\u96aa\u7d93\u7d00\u4ebaJerry Becerra\u8868\u793a\uff0c\u623f\u5730\u7522\u50f9\u503c\u4e0a\u6f32\u6539\u8b8a\u4e86\u4fdd\u96aa\u516c\u53f8\u5c0d\u4fdd\u55ae\u6301\u6709\u4eba\u7684\u671f\u671b\u3002<\/p>\n\n\n\n<p>\u4e00\u4e9b\u8981\u6c42\u8207\u7576\u5730\u5efa\u7bc9\u898f\u7bc4\u91cd\u758a\u3002\u5728Contra Costa\u7e23\u548cBerkeley\uff0c\u4efb\u4f55\u65b0\u5efa\u7bc9\u6216\u91cd\u5927\u7ffb\u4fee\u90fd\u9700\u5730\u9707\u611f\u6e2c\u5668\u8a2d\u5099\u3002\u9019\u4e9b\u8a2d\u5099\u7684\u50f9\u683c\u7d04\u70ba\u6bcf\u7c731500\u5143\u3002\u4fdd\u96aa\u516c\u53f8\u4e5f\u8d8a\u4f86\u8d8a\u95dc\u6ce8\u9632\u6b62\u6c34\u640d\uff0c\u901a\u5e38\u8981\u6c42\u623f\u4e3b\u5b89\u88dd\u6c34\u622a\u6b62\u95a5\u3002<\/p>\n\n\n\n<p>\u96d6\u7136\u5730\u9707\u76f8\u5c0d\u4e0d\u983b\u7e41\uff0c\u4f46\u6c34\u640d\u73fe\u8c61\u5f88\u5e38\u898b\uff0c\u5982\u679c\u4fdd\u96aa\u516c\u53f8\u78ba\u5b9a\u6c34\u640d\u7531\u65bc\u5ffd\u8996\u7dad\u8b77\u9020\u6210\uff0c\u4ed6\u5011\u53ef\u80fd\u6703\u62d2\u7d55\u7d22\u8ce0\u3002<\/p>\n\n\n\n<p>Legend Plumbing and Drain\u7684David Mendoza\u8868\u793a\uff0c\u4fdd\u96aa\u516c\u53f8\u8d8a\u4f86\u8d8a\u591a\u5730\u8981\u6c42\u914d\u5099\u667a\u80fd\u65b7\u6c34\u88dd\u7f6e\uff0c\u4ee5\u76e3\u6e2c\u4f7f\u7528\u60c5\u6cc1\u4e26\u81ea\u52d5\u505c\u6b62\u6d29\u6f0f\u3002<\/p>\n\n\n\n<p>\u9019\u4e9b\u7cfb\u7d71\u7684\u6210\u672c\u901a\u5e38\u57281600\u5143\u52302000\u5143\uff0c\u5305\u62ec\u5b89\u88dd\u8cbb\u3002\u9664\u623f\u5c4b\u5167\u90e8\u7cfb\u7d71\uff0c\u4fdd\u96aa\u516c\u53f8\u4e5f\u5f9e\u5916\u90e8\u5be9\u67e5\u623f\u5c4b\uff0c\u6709\u6642\u4f7f\u7528\u7121\u4eba\u6a5f\u8a55\u4f30\u98a8\u96aa\u56e0\u7d20\uff0c\u5982\u91ce\u706b\u66b4\u9732\u3002<\/p>\n\n\n\n<p>\u9664\u8207\u91ce\u706b\u76f8\u95dc\u7684\u6539\u9032\u5916\uff0c\u4fdd\u96aa\u516c\u53f8\u9084\u7d93\u5e38\u8981\u6c42\u5347\u7d1a\u5c4b\u9802\u548c\u66f4\u63db\u904e\u6642\u96fb\u6c23\u7cfb\u7d71\uff0c\u5305\u62ec\u74f7\u73e0\u74f7\u7ba1\u4f48\u7dda\u3002<\/p>\n\n\n\n<p>\u7531\u65bc\u8d8a\u4f86\u8d8a\u591a\u7684\u8981\u6c42\uff0c\u623f\u5730\u7522\u7d93\u7d00\u4eba\u6566\u4fc3\u8cb7\u5bb6\u5728\u627f\u8afe\u8cfc\u623f\u524d\u5148\u843d\u5be6\u4fdd\u96aa\u3002<\/p>\n<div class=\"gsp_post_data\" \r\n\t            data-post_type=\"post\" \r\n\t            data-cat=\"local\" \r\n\t            data-modified=\"120\"\r\n\t            data-created=\"1775808166\"\r\n\t            data-title=\"\u7063\u5340\u623f\u4e3b\u8cb7\u4fdd\u96aa\uff1f\u5148\u5347\u7d1a\u623f\u5c4b\" \r\n\t            data-home=\"https:\/\/newsforchinese.com\/v3\"><\/div>","protected":false},"excerpt":{"rendered":"<p>\u4fdd\u96aa\u516c\u53f8\u548c\u884c\u696d\u5c08\u696d\u4eba\u58eb\u8868\u793a\uff0c\u8a31\u591a\u7063\u5340\u623f\u4e3b\u4e0d\u4f46\u9762\u5c0d\u4fdd\u96aa\u8cbb\u4e0a\u6f32\uff0c\u9084\u5f97\u5728\u7372\u5f97\u6216\u4fdd\u7559\u4fdd\u96aa\u524d\u82b1\u9322\u9032\u884c\u6602\u8cb4\u7684\u623f\u5c4b\u5347\u7d1a\u3002<\/p>\n","protected":false},"author":1001022,"featured_media":161244,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"episode_type":"audio","audio_file":"","podmotor_file_id":"","podmotor_episode_id":"","cover_image":"","cover_image_id":"","duration":"","filesize":"","filesize_raw":"","date_recorded":"","explicit":"","block":"","jetpack_post_was_ever_published":false,"_jetpack_newsletter_access":"","_jetpack_dont_email_post_to_subs":false,"_jetpack_newsletter_tier_id":0,"_jetpack_memberships_contains_paywalled_content":false,"_jetpack_memberships_contains_paid_content":false,"footnotes":"","jetpack_publicize_message":"","jetpack_publicize_feature_enabled":true,"jetpack_social_post_already_shared":true,"jetpack_social_options":{"image_generator_settings":{"template":"highway","default_image_id":0,"font":"","enabled":false},"version":2},"_wpas_customize_per_network":false},"categories":[7],"tags":[],"series":[],"class_list":["post-293734","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-local"],"aioseo_notices":[],"featured_image_urls":{"thumbnail":"https:\/\/newsforchinese.com\/v3\/wp-content\/uploads\/2018\/09\/Homeowners-Fire-Insurance-150x150.jpg","medium":"https:\/\/newsforchinese.com\/v3\/wp-content\/uploads\/2018\/09\/Homeowners-Fire-Insurance-300x200.jpg","large":"https:\/\/newsforchinese.com\/v3\/wp-content\/uploads\/2018\/09\/Homeowners-Fire-Insurance-600x400.jpg","post-thumbnail-size":"https:\/\/newsforchinese.com\/v3\/wp-content\/uploads\/2018\/09\/Homeowners-Fire-Insurance-600x330.jpg","round-personnel-size":"https:\/\/newsforchinese.com\/v3\/wp-content\/uploads\/2018\/09\/Homeowners-Fire-Insurance-400x400.jpg","small-grid-size":"https:\/\/newsforchinese.com\/v3\/wp-content\/uploads\/2018\/09\/Homeowners-Fire-Insurance-400x300.jpg","portrait":"https:\/\/newsforchinese.com\/v3\/wp-content\/uploads\/2018\/09\/Homeowners-Fire-Insurance-500x400.jpg","blog-grid":"https:\/\/newsforchinese.com\/v3\/wp-content\/uploads\/2018\/09\/Homeowners-Fire-Insurance-600x400.jpg","post-medium-featured":"https:\/\/newsforchinese.com\/v3\/wp-content\/uploads\/2018\/09\/Homeowners-Fire-Insurance-600x400.jpg","post-widget-left-featured":"https:\/\/newsforchinese.com\/v3\/wp-content\/uploads\/2018\/09\/Homeowners-Fire-Insurance-600x350.jpg","post-board-1-2":"https:\/\/newsforchinese.com\/v3\/wp-content\/uploads\/2018\/09\/Homeowners-Fire-Insurance-450x400.jpg","post-board-2-2":"https:\/\/newsforchinese.com\/v3\/wp-content\/uploads\/2018\/09\/Homeowners-Fire-Insurance-600x332.jpg"},"appp_media":null,"episode_featured_image":"https:\/\/newsforchinese.com\/v3\/wp-content\/uploads\/2018\/09\/Homeowners-Fire-Insurance.jpg","episode_player_image":"https:\/\/newsforchinese.com\/v3\/wp-content\/uploads\/2022\/11\/avatars-DFF30y5My1u3eZvX-2nXMSw-original.jpg","download_link":"","player_link":"","audio_player":false,"episode_data":{"playerMode":"dark","subscribeUrls":[],"rssFeedUrl":"https:\/\/newsforchinese.com\/v3\/feed\/podcast\/%e8%80%81%e4%b8%ad%e5%bb%a3%e6%92%ad%e9%9b%bb%e5%8f%b0","embedCode":"<blockquote class=\"wp-embedded-content\" data-secret=\"jO4ClGBncK\"><a href=\"https:\/\/newsforchinese.com\/v3\/2026\/04\/10\/%e7%81%a3%e5%8d%80%e6%88%bf%e4%b8%bb%e8%b2%b7%e4%bf%9d%e9%9a%aa%ef%bc%9f%e5%85%88%e5%8d%87%e7%b4%9a%e6%88%bf%e5%b1%8b\/\">\u7063\u5340\u623f\u4e3b\u8cb7\u4fdd\u96aa\uff1f\u5148\u5347\u7d1a\u623f\u5c4b<\/a><\/blockquote><iframe sandbox=\"allow-scripts\" security=\"restricted\" src=\"https:\/\/newsforchinese.com\/v3\/2026\/04\/10\/%e7%81%a3%e5%8d%80%e6%88%bf%e4%b8%bb%e8%b2%b7%e4%bf%9d%e9%9a%aa%ef%bc%9f%e5%85%88%e5%8d%87%e7%b4%9a%e6%88%bf%e5%b1%8b\/embed\/#?secret=jO4ClGBncK\" width=\"500\" height=\"350\" title=\"&#8220;\u7063\u5340\u623f\u4e3b\u8cb7\u4fdd\u96aa\uff1f\u5148\u5347\u7d1a\u623f\u5c4b&#8221; &#8212; News for Chinese \uff0d \u820a\u91d1\u5c71\u7063\u5340No.1\u514d\u8cbb\u83ef\u4eba\u793e\u5340\u5831\u7d19\" data-secret=\"jO4ClGBncK\" frameborder=\"0\" marginwidth=\"0\" marginheight=\"0\" scrolling=\"no\" class=\"wp-embedded-content\"><\/iframe><script type=\"text\/javascript\">\n\/* <![CDATA[ *\/\n\/*! This file is auto-generated *\/\n!function(d,l){\"use strict\";l.querySelector&&d.addEventListener&&\"undefined\"!=typeof URL&&(d.wp=d.wp||{},d.wp.receiveEmbedMessage||(d.wp.receiveEmbedMessage=function(e){var t=e.data;if((t||t.secret||t.message||t.value)&&!\/[^a-zA-Z0-9]\/.test(t.secret)){for(var s,r,n,a=l.querySelectorAll('iframe[data-secret=\"'+t.secret+'\"]'),o=l.querySelectorAll('blockquote[data-secret=\"'+t.secret+'\"]'),c=new RegExp(\"^https?:$\",\"i\"),i=0;i<o.length;i++)o[i].style.display=\"none\";for(i=0;i<a.length;i++)s=a[i],e.source===s.contentWindow&&(s.removeAttribute(\"style\"),\"height\"===t.message?(1e3<(r=parseInt(t.value,10))?r=1e3:~~r<200&&(r=200),s.height=r):\"link\"===t.message&&(r=new URL(s.getAttribute(\"src\")),n=new URL(t.value),c.test(n.protocol))&&n.host===r.host&&l.activeElement===s&&(d.top.location.href=t.value))}},d.addEventListener(\"message\",d.wp.receiveEmbedMessage,!1),l.addEventListener(\"DOMContentLoaded\",function(){for(var e,t,s=l.querySelectorAll(\"iframe.wp-embedded-content\"),r=0;r<s.length;r++)(t=(e=s[r]).getAttribute(\"data-secret\"))||(t=Math.random().toString(36).substring(2,12),e.src+=\"#?secret=\"+t,e.setAttribute(\"data-secret\",t)),e.contentWindow.postMessage({message:\"ready\",secret:t},\"*\")},!1)))}(window,document);\n\/\/# sourceURL=https:\/\/newsforchinese.com\/v3\/wp-includes\/js\/wp-embed.min.js\n\/* ]]> *\/\n<\/script>\n"},"jetpack_publicize_connections":[],"jetpack_featured_media_url":"https:\/\/newsforchinese.com\/v3\/wp-content\/uploads\/2018\/09\/Homeowners-Fire-Insurance.jpg","jetpack-related-posts":[{"id":226018,"url":"https:\/\/newsforchinese.com\/v3\/2022\/09\/09\/%e5%8a%a0%e5%b7%9e%e8%91%97%e5%8a%9b%e9%99%8d%e4%bd%8e%e5%b1%85%e6%b0%91%e6%88%bf%e5%b1%8b%e7%81%ab%e7%81%bd%e4%bf%9d%e9%9a%aa%e6%88%90%e6%9c%ac\/","url_meta":{"origin":293734,"position":0},"title":"\u52a0\u5dde\u8457\u529b\u964d\u4f4e\u5c45\u6c11\u623f\u5c4b\u706b\u707d\u4fdd\u96aa\u6210\u672c","author":"Yingying","date":"September 9, 2022","format":false,"excerpt":"\u64da\u52a0\u5dde\u4fdd\u96aa\u59d4\u54e1\uff0c\u52a0\u5dde\u9031\u4e09\u63a1\u53d6\u884c\u52d5\uff0c\u5728\u91ce\u706b\u518d\u6b21\u5728\u6df1\u53d7\u9ad8\u6eab\u6298\u78e8\u7684\u5168\u5dde\u71c3\u8d77\u4e4b\u969b\uff0c\u8b93\u81ea\u5df1\u6210\u70ba\u7b2c\u4e00\u500b\u70ba\u505a\u51fa\u964d\u4f4e\u706b\u707d\u98a8\u96aa\u6539\u9020\u7684\u623f\u4e3b\u964d\u4f4e\u4fdd\u96aa\u6210\u672c\u7684\u5dde\u3002 \u4f46\u4e00\u500b\u6d88\u8cbb\u8005\u6b0a\u76ca\u7d44\u7e54\u6307\u51fa\uff0c\u5982\u679c\u4fdd\u96aa\u516c\u53f8\u8a8d\u70ba\u623f\u5c4b\u9762\u81e8\u91ce\u706b\u98a8\u96aa\u592a\u5927\uff0c\u5f85\u6c7a\u6cd5\u898f\u4ecd\u5141\u8a31\u4ed6\u5011\u5b8c\u5168\u653e\u68c4\u623f\u4e3b\u4fdd\u96aa\u3002 \u4fdd\u96aa\u59d4\u54e1Ricardo Lara\u8868\u793a\uff0c\u9019\u9805\u6cd5\u898f\u5728\u5168\u570b\u7387\u5148\u8981\u6c42\u4fdd\u96aa\u516c\u53f8\u5411\u9075\u5b882\u6708\u4efd\u5ba3\u4f48\u7684\u65b0\u4fdd\u96aa\u6a19\u6e96\u7684\u5ba2\u6236\u63d0\u4f9b\u4f4f\u5b85\u548c\u5546\u696d\u4fdd\u96aa\u4fdd\u8cbb\u6298\u6263\u3002\u9075\u5b88\u65b0\u4fdd\u96aa\u6a19\u6e96\u7684\u63aa\u65bd\u5305\u62ec\uff1a\u9632\u706b\u5c4b\u9802\uff0c\u623f\u5c4b\u9031\u570d\u81f3\u5c115\u82f1\u5c3a\uff081.5\u7c73\uff09\u53ef\u9632\u79a6\u7a7a\u9593\uff0c\u4ee5\u53ca\u904e\u5ea6\u751f\u9577\u690d\u88ab\u6e05\u9664\u3002 \u5982\u679c\u623f\u5c4b\u6240\u5728\u793e\u5340\u5df2\u63a1\u53d6\u63aa\u65bd\u964d\u4f4e\u91ce\u706b\u98a8\u96aa\uff0c\u5247\u4fdd\u96aa\u516c\u53f8\u88ab\u8981\u6c42\u9032\u4e00\u6b65\u6e1b\u5c11\u4fdd\u8cbb\u3002 \u4ed6\u5411California Office of Administrative Law\u63d0\u4ea4\u4e86\u6700\u7d42\u898f\u5247\uff0c\u8a72\u8fa6\u516c\u5ba4\u670930\u500b\u5de5\u4f5c\u65e5\u78ba\u4fddLara\u5728\u898f\u5247\u751f\u6548\u524d\u9075\u5b88\u4e86\u9069\u7576\u7684\u884c\u653f\u7a0b\u5f0f\u3002 Lara\u5728\u4e00\u4efd\u8072\u660e\u4e2d\u8aaa\uff0c\u65b0\u6cd5\u898f\u300c\u5c07\u5e6b\u52a9\u66f4\u591a\u52a0\u5dde\u4eba\u627e\u5230\u53ef\u4ee5\u627f\u53d7\u7684\u4fdd\u96aa\u300d\uff0c\u4e26\u300c\u5c07\u901a\u904e\u5e6b\u52a9\u52a0\u5dde\u8b8a\u5f97\u66f4\u5b89\u5168\u548c\u9060\u96e2\u91ce\u706b\uff0c\u62ef\u6551\u751f\u547d\u3002\u300d \u672a\u6c7a\u6cd5\u898f\u9084\u8981\u6c42\u4fdd\u96aa\u516c\u53f8\u5411\u6d88\u8cbb\u8005\u63d0\u4f9b\u623f\u5c4b\u300c\u98a8\u96aa\u8a55\u5206\u300d\uff0c\u4e26\u70ba\u4ed6\u5011\u63d0\u4f9b\u5c0d\u4fdd\u96aa\u516c\u53f8\u6307\u5b9a\u8a55\u5206\u6216\u5206\u985e\u63d0\u51fa\u4e0a\u8a34\u7684\u65b9\u5f0f\u3002California Association of Realtors\u8868\u793a\uff0c\u5b83\u9577\u671f\u4ee5\u4f86\u4e00\u76f4\u5728\u63a8\u52d5\u706b\u707d\u98a8\u96aa\u8a55\u5206\u62ab\u9732\uff0c\u4e26\u5c0d\u6cd5\u898f\u9019\u4e00\u5167\u5bb9\u8868\u793a\u8b9a\u8cde\u3002\u5354\u6703\u904a\u8aaa\u4eba\u58ebAnna Buck\u8aaa\uff1a\u300c\u623f\u4e3b\u52aa\u529b\u61c9\u8a72\u5f97\u5230\u734e\u52f5\u3002\u300d American Property Casualty Insurance Association\u526f\u4e3b\u5e2dMark Sektnan\u8868\u793a\uff0c\u9019\u4e9b\u6cd5\u898f\u300c\u5411\u623f\u4e3b\u767c\u51fa\u5f37\u70c8\u4fe1\u865f\u300d\u8b93\u4ed6\u5011\u66f4\u597d\u5730\u70ba\u91ce\u706b\u505a\u597d\u6e96\u5099\uff0c\u300c\u4f46\u63a7\u5236\u52a0\u5dde\u65e5\u76ca\u56b4\u91cd\u7684\u6c23\u5019\u5f15\u767c\u7684\u91ce\u706b\u98a8\u96aa\uff0c\u540c\u6642\u4fdd\u8b77\u4fdd\u96aa\u7684\u53ef\u53ca\u6027\u548c\u53ef\u8ca0\u64d4\u6027\uff0c\u9084\u9700\u8981\u505a\u66f4\u591a\u5de5\u4f5c\u3002\u300d Personal Insurance Federation of California\u904a\u8aaa\u4eba\u58ebSeren Taylor\u8868\u793a\uff0c\u6298\u6263\u300c\u5fc5\u9808\u57fa\u65bc\u5c07\u6210\u672c\u7bc0\u7d04\u8207\u5be6\u969b\u98a8\u96aa\u964d\u4f4e\u76f8\u4e00\u81f4\u7684\u6578\u64da\u300d\u3002\u4ed6\u8aaa\uff0c\u52a0\u5dde\u9084\u5fc5\u9808\u5141\u8a31\u4fdd\u96aa\u516c\u53f8\u300c\u4f7f\u7528\u6700\u5148\u9032\u6280\u8853\u66f4\u6e96\u78ba\u5730\u6a21\u64ec\u52a0\u5dde\u4e0d\u65b7\u8b8a\u5316\u7684\u6c23\u5019\u98a8\u96aa\uff0c\u800c\u4e0d\u662f\u4f9d\u8cf4\u8981\u6c42\u4fdd\u96aa\u516c\u53f8\u53ea\u56de\u9867\u6b77\u53f2\u6578\u64da\u7684\u73fe\u6709\u898f\u5247\u3002\u300d \u52a0\u5dde\u6d88\u9632\u6a5f\u69cb\u8868\u793a\uff0c\u5c0d\u55ae\u7368\u623f\u5c4b\u7684\u6539\u9020\u548c\u666f\u89c0\u8981\u6c42\u5c07\u4f7f\u5f97\u52a0\u5dde\u793e\u5340\u61c9\u5c0d\u91ce\u706b\u8cc7\u91d1\u589e\u52a03\u5104\u5143\u3002 \u7dad\u6b0a\u7d44\u7e54Consumer Watchdog\u652f\u6301\u9019\u4e9b\u5f85\u6c7a\u6cd5\u898f\uff0c\u4f46\u8868\u793a\u9019\u9084\u4e0d\u5920\u3002\u9019\u4e9b\u6cd5\u898f\u7d66\u4e86\u4fdd\u96aa\u516c\u53f8\u300c\u4e00\u500b\u5f88\u5927\u7684\u8c41\u514d\u689d\u6b3e\uff0c\u300d\u8a72\u7d44\u7e54\u8868\u793a\u3002\u300c\u5b83\u5c07\u5141\u8a31\u4fdd\u96aa\u516c\u53f8\u901a\u904e\u8072\u7a31\u623f\u5c4b\u98a8\u96aa\u592a\u5927\uff0c\u62d2\u7d55\u4ee5\u4efb\u4f55\u50f9\u683c\u5411\u623f\u4e3b\u51fa\u552e\u4fdd\u55ae\uff0c\u5f9e\u800c\u898f\u907f\u6298\u6263\u3002\u300d \u526f\u4fdd\u96aa\u59d4\u54e1Michael Soller\u7a31\u9019\u7a2e\u6279\u8a55\u300c\u4e0d\u8ca0\u8cac\u4efb\u300d\u3002\u4ed6\u8aaa\uff1a\u300c\u4eba\u5011\u6703\u66f4\u5b89\u5168\uff0c\u6211\u5011\u9810\u8a08\u6703\u770b\u5230\u66f4\u591a\u7684\u4fdd\u96aa\u516c\u53f8\u56e0\u6b64\u958b\u51fa\u4fdd\u55ae\u3002\u300d","rel":"","context":"In &quot;\u5730\u65b9\u65b0\u805e&quot;","block_context":{"text":"\u5730\u65b9\u65b0\u805e","link":"https:\/\/newsforchinese.com\/v3\/category\/local\/"},"img":{"alt_text":"","src":"https:\/\/i0.wp.com\/newsforchinese.com\/v3\/wp-content\/uploads\/2019\/10\/kincade-fire-evacuation.jpg?resize=350%2C200&ssl=1","width":350,"height":200,"srcset":"https:\/\/i0.wp.com\/newsforchinese.com\/v3\/wp-content\/uploads\/2019\/10\/kincade-fire-evacuation.jpg?resize=350%2C200&ssl=1 1x, https:\/\/i0.wp.com\/newsforchinese.com\/v3\/wp-content\/uploads\/2019\/10\/kincade-fire-evacuation.jpg?resize=525%2C300&ssl=1 1.5x"},"classes":[]},{"id":196733,"url":"https:\/\/newsforchinese.com\/v3\/2021\/02\/12\/%e5%b7%9e%e4%bf%9d%e9%9a%aa%e7%9b%a3%e7%ae%a1%e6%a9%9f%e6%a7%8b%e8%91%97%e6%89%8b%e5%88%b6%e5%ae%9a%e5%85%a8%e5%b7%9e%e6%88%bf%e5%b1%8b%e7%a1%ac%e5%8c%96%e6%a8%99%e6%ba%96\/","url_meta":{"origin":293734,"position":1},"title":"\u5dde\u4fdd\u96aa\u76e3\u7ba1\u6a5f\u69cb\u8457\u624b\u5236\u5b9a\u5168\u5dde\u623f\u5c4b\u786c\u5316\u6a19\u6e96","author":"Yingying","date":"February 12, 2021","format":false,"excerpt":"\u7531\u65bc\u52a0\u5dde\u9023\u5e74\u767c\u751f\u7684\u707d\u96e3\u6027\u91ce\u706b\u63a8\u9ad8\u623f\u5c4b\u4fdd\u96aa\u6210\u672c\uff0c\u672c\u9031\uff0c\u52a0\u5dde\u76e3\u7ba1\u6a5f\u69cb\u5ba3\u4f48\u63a1\u53d6\u4e00\u9805\u63aa\u65bd\uff0c\u9f13\u52f5\u5c0d\u8001\u820a\u623f\u5c4b\u9032\u884c\u5f37\u5316\u62b5\u79a6\u706b\u707d\u80fd\u529b\u7684\u6539\u9020\u3002 \u52a0\u5dde\u4fdd\u96aa\u5c08\u54e1Ricardo Lara\u8aaa\uff0c\u4ed6\u7684\u8fa6\u516c\u5ba4\u5c07\u8207\u8ca0\u8cac\u91ce\u706b\u61c9\u5c0d\u548c\u9810\u9632\u7684\u56db\u500b\u5dde\u6a5f\u69cb\u5408\u4f5c\uff0c\u5236\u5b9a\u5168\u5dde\u623f\u5c4b\u786c\u5316\u6a19\u6e96(\u6bd4\u5982\uff0c\u55ae\u9762\u7a97\u6539\u96d9\u9762\u7a97\uff0c\u9632\u706b\u666f\u89c0\uff0c\u7b49\u7b49\uff09\u3002\u4ed6\u5e0c\u671b\u6b64\u8209\u5c07\u964d\u4f4e\u91ce\u706b\u98a8\u96aa\uff0c\u8b93\u4fdd\u96aa\u5728\u52a0\u5dde\u50f9\u683c\u66f4\u5be6\u60e0\u4e26\u4e14\u53ef\u4ee5\u7372\u5f97\u3002 \u6b64\u8209\u51fa\u81fa\u4e4b\u969b\uff0c\u7531\u65bc\u52a0\u5dde\u6b77\u53f2\u4e0a\u90e8\u5206\u6700\u5177\u7834\u58de\u6027\u91ce\u706b\u9020\u6210\u91cd\u5927\u640d\u5931\uff0c\u4fdd\u96aa\u516c\u53f8\u5728\u706b\u707d\u591a\u767c\u5730\u5340\u964d\u4f4e\u627f\u4fdd\u7bc4\u570d\u7684\u52d5\u4f5c\u8d8a\u4f86\u8d8a\u5927\u3002\u6839\u64daLara\u8fa6\u516c\u5ba4\u6536\u96c6\u7684\u6700\u65b0\u6578\u64da\uff0c2018\u5e74\u81f32019\u5e74\u9593\uff0c\u4fdd\u96aa\u516c\u53f8\u5168\u5dde\u4f4f\u5b85\u4fdd\u55ae\u964d\u4f4e\u4e8631%\u3002 \u8207\u6b64\u540c\u6642\uff0c\u5dde\u57fa\u672c\u706b\u707d\u4fdd\u96aa\u8a08\u756bFAIR Plan\u53c3\u52a0\u91cf\u589e\u52a0\u4e86225%\u3002 Lara\u4e00\u76f4\u4e3b\u5f35\u9f13\u52f5\u4f4f\u623f\u786c\u5316\uff0c\u4ee5\u6b64\u61c9\u5c0d\u65e5\u76ca\u56b4\u91cd\u7684\u5371\u6a5f\u3002\u4ed6\u6307\u51fa\uff0c\u7576\u8eca\u4e3b\u8b49\u660e\u81ea\u5df1\u662f\u5b89\u5168\u99d5\u99db\u4eba\u6642\uff0c\u4fdd\u96aa\u516c\u53f8\u901a\u5e38\u6703\u7d66\u4ed6\u5011\u6253\u6298\u6263\u3002 \u5305\u62ecFAIR Plan\u5728\u5167\u7684\u4e00\u4e9b\u4fdd\u96aa\u516c\u53f8\u5df2\u7d93\u70ba\u9032\u884c\u623f\u5c4b\u9632\u706b\u5f37\u5316\u6539\u9020\u7684\u623f\u4e3b\u63d0\u4f9b\u6298\u6263\u3002\u4f46Lara\u5e0c\u671b\u770b\u5230\u66f4\u5ee3\u6cdb\u7684\u6298\u6263\u5c08\u6848\uff0c\u4e26\u8a8d\u70ba\u4e00\u5957\u57fa\u65bc\u79d1\u5b78\u7814\u7a76\u7684\u7d71\u4e00\u6a19\u6e96\u5c07\u70ba\u623f\u4e3b\u3001\u793e\u5340\u548c\u4fdd\u96aa\u516c\u53f8\u63d0\u4f9b\u6e1b\u5c11\u91ce\u706b\u98a8\u96aa\u7684\u5171\u540c\u7b56\u7565\u3002 \u4ed6\u7a31\uff0c\u53ec\u96c6\u6d88\u9632\u5b89\u5168\u3001\u707d\u5bb3\u548c\u4fdd\u96aa\u5c08\u5bb6\u4f86\u78ba\u5b9a\u6e1b\u707d\u6a19\u6e96\u300c\u65e9\u5c31\u61c9\u8a72\u9032\u884c\u300d\u3002 \u53c3\u8207\u6a5f\u69cb\u5305\u62ecGovernor\u2019s Office of Emergency Services\u3001California Department of Forestry and Fire Protection\u3001California Public Utilities Commission\u4ee5\u53caGovernor\u2019s Office of Planning and Research\u3002 \u4fdd\u96aa\u516c\u53f8\u63d0\u9192\u8aaa\uff0c\u9700\u8981\u66f4\u591a\u7814\u7a76\u4f86\u8861\u91cf\u7de9\u89e3\u63aa\u65bd\u3002 American Property Casualty Insurance Association\u5dde\u653f\u5e9c\u95dc\u4fc2\u526f\u7e3d\u88c1Mark Sektnan\u8aaa:\u300c\u8207\u98b6\u98a8\u548c\u5730\u9707\u6e1b\u707d\u4e0d\u540c\uff0c\u91ce\u706b\u6e1b\u707d\u7684\u79d1\u5b78\u8981\u8907\u96dc\u5f97\u591a\uff0c\u800c\u4e14\u9084\u5728\u767c\u5c55\u4e2d\u3002\u96d6\u7136\u6211\u5011\u77e5\u9053\u9700\u8981\u63a1\u53d6\u54ea\u4e9b\u63aa\u65bd\uff0c\u4f46\u6211\u5011\u9084\u7121\u6cd5\u4ee5\u91cf\u5316\u65b9\u5f0f\u77ad\u89e3\u9019\u4e9b\u964d\u4f4e\u98a8\u96aa\u7684\u52aa\u529b\u5c07\u7522\u751f\u7684\u5f71\u97ff\u3002\u300d \u6839\u64da\u8a72\u5354\u6703\uff0c\u4fdd\u96aa\u516c\u53f8\u70ba2017\u5e74\u548c2018\u5e74\u91ce\u706b\u652f\u4ed8\u4e86260\u591a\u5104\u5143\u7d22\u8ce0\uff0c\u70ba\u53bb\u5e74\u91ce\u706b\u4f30\u8a08\u652f\u4ed8\u4e8670\u5104\u5143\u3002","rel":"","context":"In &quot;\u5730\u65b9\u65b0\u805e&quot;","block_context":{"text":"\u5730\u65b9\u65b0\u805e","link":"https:\/\/newsforchinese.com\/v3\/category\/local\/"},"img":{"alt_text":"","src":"https:\/\/i0.wp.com\/newsforchinese.com\/v3\/wp-content\/uploads\/2021\/02\/Calif-wildfires-calistoga.jpg?resize=350%2C200&ssl=1","width":350,"height":200,"srcset":"https:\/\/i0.wp.com\/newsforchinese.com\/v3\/wp-content\/uploads\/2021\/02\/Calif-wildfires-calistoga.jpg?resize=350%2C200&ssl=1 1x, https:\/\/i0.wp.com\/newsforchinese.com\/v3\/wp-content\/uploads\/2021\/02\/Calif-wildfires-calistoga.jpg?resize=525%2C300&ssl=1 1.5x"},"classes":[]},{"id":257870,"url":"https:\/\/newsforchinese.com\/v3\/2024\/04\/28\/%e7%81%a3%e5%8d%80%e5%9c%8b%e6%9c%83%e4%bb%a3%e8%a1%a8%e5%bf%83%e7%b3%bb%e6%88%bf%e5%b1%8b%e7%81%ab%e7%81%bd%e4%bf%9d%e9%9a%aa\/","url_meta":{"origin":293734,"position":2},"title":"\u7063\u5340\u570b\u6703\u4ee3\u8868\u5fc3\u7e6b\u623f\u5c4b\u706b\u707d\u4fdd\u96aa","author":"Yingying","date":"April 28, 2024","format":false,"excerpt":"\u7063\u5340\u570b\u6703\u4ee3\u8868\u5e0c\u671b\u901a\u904e\u7acb\u6cd5\u7d66\u4e88\u7d93\u6fdf\u6fc0\u52f5\uff0c\u63a8\u52d5\u623f\u4e3b\u63d0\u5347\u61c9\u6025\u6e96\u5099\u548c\u6e1b\u5c11\u640d\u5931\uff0c\u5f9e\u800c\u5438\u5f15\u8ca1\u7522\u4fdd\u96aa\u516c\u53f8\u56de\u5230\u52a0\u5dde\u3002 \u806f\u90a6\u773e\u8b70\u54e1Mike Thompson\uff08D-St.Helena\uff09\u9031\u56db\u5ba3\u4f48\u4e00\u9805\u5169\u9ee8\u7acb\u6cd5\uff0c\u65e8\u5728\u5efa\u7acb\u4e00\u9805\u64a5\u6b3e\u5c08\u6848\uff0c\u4e26\u70ba\u63a1\u53d6\u63aa\u65bd\u52a0\u56fa\u623f\u7522\u62b5\u79a6\u706b\u707d\u548c\u5176\u4ed6\u707d\u96e3\u5a01\u8105\u7684\u623f\u4e3b\u63d0\u4f9b\u7a05\u6536\u512a\u60e0\u3002 \u8a72\u6cd5\u6848\u7531Doug LaMalfa\uff08R-Richvale\uff09\u5408\u8457\uff0c\u773e\u8b70\u54e1Jared Huffman\uff08D-Marin\uff09\u548c\u5176\u4ed6\u4eba\u5171\u540c\u767c\u8d77\u3002 \u8a72\u6cd5\u6848\u662fHouse Resolution 7849\uff0c\u88ab\u7a31\u70baDisaster Resiliency and Coverage Act\uff08\u707d\u5bb3\u56de\u5fa9\u529b\u548c\u627f\u4fdd\u6cd5\u6848\uff09\u3002\u6b64\u524d\uff0c\u5e7e\u5bb6\u4e3b\u8981\u4fdd\u96aa\u516c\u53f8\u5ba3\u4f48\uff0c\u4ed6\u5011\u5c07\u505c\u6b62\u5728\u52a0\u5dde\u63d0\u4f9b\u8ca1\u7522\u4fdd\u96aa\uff0c\u4e5f\u4e0d\u6703\u7e8c\u7c3d\u73fe\u6709\u4fdd\u55ae\u3002 \u901a\u904e\u6fc0\u52f5\u623f\u4e3b\u958b\u5c55\u6e1b\u707d\u5de5\u4f5c\uff0c\u8a72\u7acb\u6cd5\u65e8\u5728\u964d\u4f4e\u4fdd\u96aa\u640d\u5931\uff0c\u4e26\u8b93\u4fdd\u96aa\u516c\u53f8\u8a8d\u70ba\u5728\u52a0\u5dde\u904b\u71df\u662f\u503c\u5f97\u7684\u3002 Huffman\u8aaa\uff1a\u300c\u6211\u5011\u7684\u6cd5\u6848\u662f\u89e3\u6c7a\u9019\u500b\u554f\u984c\u7684\u4e00\u500b\u8070\u660e\u65b9\u6cd5\uff1a\u5b83\u6fc0\u52f5\u707d\u5bb3\u56de\u5fa9\u529b\uff0c\u9019\u53cd\u904e\u4f86\u53c8\u5c07\u4f7f\u4fdd\u96aa\u516c\u53f8\u91cd\u8fd4\u5e02\u5834\u3002\u300d \u6839\u64da\u8a72\u63d0\u6848\uff0c10000\u5143\u707d\u5bb3\u56de\u5fa9\u529b\u65bd\u5de5\u88dc\u52a9\u91d1\u5c07\u901a\u904eFederal Emergency Management Agency\u5411\u623f\u4e3b\u63d0\u4f9b\u300230%\u7684\u707d\u5bb3\u56de\u5fa9\u529b\u6210\u672c\u7684\u7a05\u6536\u6e1b\u514d\u4e5f\u5c07\u63d0\u4f9b\uff0c\u4ee5\u5e6b\u52a9\u8f03\u5927\u7684\u623f\u4e3b\u5f4c\u88dc\u901a\u904e\u786c\u5316\u6280\u8853\uff08\u5305\u62ec\u5275\u9020\u53ef\u9632\u79a6\u7a7a\u9593\u548c\u4f7f\u7528\u9632\u706b\u5efa\u7bc9\u6750\u6599\u7b49\u7b56\u7565\uff09\u63d0\u9ad8\u623f\u5c4b\u9632\u707d\u6e96\u5099\u7684\u6210\u672c\u3002 \u57282017\u5e74\u88abTubbs Fire\u6467\u6bc0\u7684Santa Rosa\u7684Coffey Park\u805a\u5c45\u5340\uff0cThompson\u548cHuffman\u5728\u8207\u7576\u5730\u9818\u5c0e\u4eba\u8209\u884c\u7684\u65b0\u805e\u767c\u4f48\u6703\u4e0a\u5ba3\u4f48\u4e86\u9019\u9805\u7acb\u6cd5\u3002\u9019\u5834\u91ce\u706b\u5171\u6467\u6bc05600\u591a\u5ea7\u5efa\u7bc9\uff0c\u9020\u621022\u4eba\u6b7b\u4ea1\u3002 \u300c\u96a8\u8457\u4fdd\u96aa\u516c\u53f8\u9000\u51fa\u623f\u5730\u7522\u5e02\u5834\uff0c\u52a0\u5dde\u623f\u4e3b\u548c\u4f01\u696d\u4e3b\u5c0b\u627e\u4fdd\u96aa\u8b8a\u5f97\u5403\u529b\uff0c\u300dThompson\u8aaa\u3002\u300c\u5bb6\u5ead\u8d8a\u4f86\u8d8a\u4f9d\u8cf4\u4fdd\u96aa\u516c\u53f8\u5e6b\u52a9\u4ed6\u5011\u91cd\u5efa\u3002\u300d Thompson\u8fa6\u516c\u5ba4\u8868\u793a\uff0c\u52a0\u5dde\u4e09\u5927\u4fdd\u96aa\u516c\u53f8State Farm\u3001Allstate\u548cFarmer's\u627f\u4fdd\u4e86\u5dde40%\u7684\u4fdd\u55ae\u3002\u9019\u4e9b\u516c\u53f8\u7a31\u6301\u7e8c\u7684\u91ce\u706b\u548c\u6d2a\u6c34\u98a8\u96aa\u4fc3\u4f7f\u4ed6\u5011\u653e\u68c4\u52a0\u5dde\u3002State Farm\u57282023\u5e74\u5ba3\u4f48\u5c07\u505c\u6b62\u63a5\u53d7\u65b0\u4fdd\u55ae\uff0c\u4e26\u5728\u4eca\u5e743\u6708\u8868\u793a\u4e0d\u7e8c\u7c3d72000\u4efd\u4fdd\u55ae\u3002\u5305\u62ecUSAA\u3001Travelers\u3001Nationwide\u3001Chubb\u548cThe Hartford\u5728\u5167\u7684\u591a\u5bb6\u5176\u4ed6\u516c\u53f8\u4e5f\u9650\u5236\u6216\u6536\u7e2e\u5728\u52a0\u5dde\u7684\u627f\u4fdd\uff0c\u5c24\u5176\u662f\u5c0d\u6613\u53d7\u707d\u5730\u5340\u7684\u623f\u7522\u3002 Huffman\u8aaa\uff0c\u5728\u4eca\u5929\u5f62\u52e2\u4e0b\uff0c\u8a31\u591a\u5728Tubbs Fire\u5f8c\u91cd\u5efa\u7684\u4eba\u5c07\u6c92\u6709\u53ef\u8ca0\u64d4\u7684\u4fdd\u96aa\u53ef\u4ee5\u9078\u64c7\u3002 \u6839\u64daThompson\u8fa6\u516c\u5ba4\uff0c\u623f\u5c4b\u6c92\u6709\u4fdd\u96aa\u6642\uff0c\u623f\u4e3b\u640d\u5931\u623f\u5c4b\u50f9\u503c\u768412%\u3002 Rohnert Park\u5e02\u9577Susan Hollingsworth-Adams\u5728\u65b0\u805e\u767c\u4f48\u6703\u4e0a\u8868\u793a\u652f\u6301\u8a72\u6cd5\u6848\u3002\u5979\u8aaa\uff0c\u5982\u679c\u623f\u4e3b\u4e0d\u80fd\u6295\u4fdd\uff0c\u57ce\u5e02\u6703\u640d\u5931\u8d85\u904e8\u5104\u5143\u7684\u623f\u7522\u50f9\u503c\u3002 \u52a0\u5dde\u50c5\u6709\u7684\u53ef\u7528\u65b0\u4fdd\u55ae\u662f\u5728\u8d85\u984d\u6216\u76c8\u9918\u5e02\u5834\u63d0\u4f9b\u7684\u4fdd\u55ae\u3002\u8d85\u984d\u6216\u76c8\u9918\u5e02\u5834\u4f7f\u5f97\u7372\u51c6\u7684\u5dde\u5916\u4fdd\u96aa\u516c\u53f8\u80fd\u4ee5\u66f4\u9ad8\u50f9\u683c\u63d0\u4f9b\u4fdd\u96aa\u3002 \u8a72\u6cd5\u6848\u9084\u9650\u5236\u5c07\u88dc\u52a9\u91d1\u8996\u70ba\u61c9\u7a05\u6536\u5165\uff0c\u4e26\u5efa\u8b70\u5dde\u5728\u8a2d\u5b9a\u4fdd\u8cbb\u6642\u8003\u616e\u6e1b\u707d\u52aa\u529b\u3002 \u9019\u9805\u6cd5\u6848\u63a5\u4e0b\u4f86\u5c07\u7531\u773e\u8b70\u9662Ways and Means Committee\u548cTransportation and Infrastructure Committee\u807d\u8b49\u3002","rel":"","context":"In &quot;\u5730\u65b9\u65b0\u805e&quot;","block_context":{"text":"\u5730\u65b9\u65b0\u805e","link":"https:\/\/newsforchinese.com\/v3\/category\/local\/"},"img":{"alt_text":"","src":"https:\/\/i0.wp.com\/newsforchinese.com\/v3\/wp-content\/uploads\/2022\/12\/Fire-Hazard-Severity-Zone.jpg?resize=350%2C200&ssl=1","width":350,"height":200,"srcset":"https:\/\/i0.wp.com\/newsforchinese.com\/v3\/wp-content\/uploads\/2022\/12\/Fire-Hazard-Severity-Zone.jpg?resize=350%2C200&ssl=1 1x, https:\/\/i0.wp.com\/newsforchinese.com\/v3\/wp-content\/uploads\/2022\/12\/Fire-Hazard-Severity-Zone.jpg?resize=525%2C300&ssl=1 1.5x"},"classes":[]},{"id":269648,"url":"https:\/\/newsforchinese.com\/v3\/2024\/12\/14\/farmers-insurance%e6%93%b4%e5%a4%a7%e5%8a%a0%e5%b7%9e%e6%88%bf%e5%b1%8b%e4%bf%9d%e9%9a%aa\/","url_meta":{"origin":293734,"position":3},"title":"Farmers Insurance\u64f4\u5927\u52a0\u5dde\u623f\u5c4b\u4fdd\u96aa","author":"Yingying","date":"December 14, 2024","format":false,"excerpt":"Farmers Insurance\u9031\u4e09\u5ba3\u4f48\u64f4\u5927\u52a0\u5dde\u623f\u5c4b\u4fdd\u96aa\u3002\u9019\u5bb6\u7e3d\u90e8\u52a0\u5dde\u7684\u4fdd\u96aa\u516c\u53f8\u8868\u793a\uff0c\u5f9e\u4e0b\u9031\u958b\u59cb\uff0c\u6bcf\u6708\u63a5\u53d7\u6700\u9ad89500\u540d\u65b0\u5ba2\u6236\u8cfc\u8cb7\u623f\u5c4b\u4fdd\u96aa\uff0c\u4e4b\u524d\u7684\u627f\u8afe\u6578\u91cf\u70ba7000\u540d\u65b0\u5ba2\u6236\u3002 \u9019\u4e00\u64f4\u5927\u9084\u5305\u62ec\u5c0d\u5c45\u4f4f\u5728\u516c\u5bd3\u548c\u79df\u623f\u8005\u63d0\u4f9b\u4fdd\u96aa\u3002 Farmers\u5728\u4e00\u4efd\u65b0\u805e\u7a3f\u4e2d\u8868\u793a\uff0c\u5b83\u662f\u300c\u5c11\u6578\u5e7e\u500b\u6c92\u6709\u505c\u6b62\u5728\u52a0\u5dde\u63d0\u4f9b\u65b0\u7684\u623f\u5c4b\u4fdd\u96aa\u7684\u4fdd\u96aa\u516c\u53f8\u4e4b\u4e00\u300d\u3002 Farmers Home Insurance Expansion \u00b7Farmers Condominium\u4fdd\u96aa\uff08\u5305\u62ec\u81ea\u4f4f\u548c\u79df\u7d66\u4ed6\u4eba\u623f\u5c4b\u7684\u4fdd\u96aa\uff092024\u5e7412\u670814\u65e5\u5c0d\u65b0\u5ba2\u6236\u91cd\u65b0\u958b\u653e \u00b7Farmers Renters\u4fdd\u96aa2024\u5e7412\u670814\u65e5\u5c0d\u65b0\u5ba2\u6236\u91cd\u65b0\u958b\u653e\uff1b \u00b7Farmers Personal Umbrella\u4fdd\u96aa2024\u5e7412\u670824\u65e5\u5c0d\u65b0\u5ba2\u6236\u91cd\u65b0\u958b\u653e \u00b7Foremost Manufactured Home Landlord\u4fdd\u96aa2025\u5e743\u67081\u65e5\u5c0d\u65b0\u5ba2\u6236\u91cd\u65b0\u958b\u653e \u00b7Foremost Dwelling Fire Landlord and Dwelling Fire Vacant2025\u5e743\u670815\u65e5\u5c0d\u65b0\u5ba2\u6236\u91cd\u65b0\u958b\u653e\u3002 \u9019\u4e00\u6d88\u606f\u50b3\u51fa\u4e4b\u969b\uff0c\u53e6\u4e00\u5bb6\u4e3b\u8981\u4fdd\u96aa\u516c\u53f8State Farm\u5ba3\u4f48\u5c07\u53d6\u6d88\u52a0\u5dde\u6578\u5343\u4efd\u623f\u4e3b\u4fdd\u96aa\u3002\u53bb\u5e74\u590f\u5929\uff0c\u7d04\u67097.2\u842c\u540d\u623f\u4e3b\u7684State Farm\u4fdd\u96aa\u88ab\u53d6\u6d88\u3002\u9019\u4e00\u6d88\u606f\u589e\u52a0\u4e86\u5305\u62ecOrinda\u548cOakland\u5c45\u6c11\u5728\u5167\u7684\u8a31\u591a\u7063\u5340\u5c45\u6c11\u7684\u64d4\u6182\u3002 \u57283\u6708\u4e00\u4efd\u65b0\u805e\u7a3f\u4e2d\uff0c\u5dde\u6700\u5927\u4fdd\u96aa\u516c\u53f8State Farm\u8868\u793a\uff0c\u623f\u50f9\u4e0a\u6f32\u548c\u91ce\u706b\u7b49\u81ea\u7136\u707d\u5bb3\u98a8\u96aa\u589e\u52a0\u662f\u53d6\u6d88\u4fdd\u96aa\u7684\u539f\u56e0\u3002 \u300cState Farm General Insurance Company\u6b63\u52aa\u529b\u78ba\u4fdd\u5176\u5728\u52a0\u5dde\u7684\u9577\u671f\u53ef\u6301\u7e8c\u6027\uff0c\u300dState Farm\u8868\u793a\u3002\u300c\u5728\u9019\u6a23\u505a\u7684\u904e\u7a0b\u4e2d\uff0cState Farm General\u4e0d\u5f97\u4e0d\u505a\u51fa\u4e00\u4e9b\u56f0\u96e3\u4f46\u5fc5\u8981\u7684\u6c7a\u5b9a\uff0c\u9019\u5c07\u5f71\u97ff\u6211\u5011\u52a0\u5dde\u7684\u4e00\u90e8\u5206\u4fdd\u96aa\u6301\u6709\u4eba\u3002\u300d\u00a0 \u64daThe New York Times\u5831\u5c0e\uff0c\u52a0\u5dde\u6700\u5927\u4fdd\u96aa\u516c\u53f8\u4e4b\u4e00Allstate2023\u5e74\u505c\u6b62\u63d0\u4f9b\u65b0\u7684\u623f\u5c4b\u4fdd\u96aa\u30028\u6708\uff0cAllstate\u5c07\u5176\u52a0\u5dde\u623f\u5c4b\u4fdd\u96aa\u8cbb\u7387\u63d0\u9ad8\u4e8634%\u3002 \u64daSan Francisco Chronicle\u5831\u5c0e\uff0cLiberty Mutual\u901a\u904e\u5176\u5b50\u516c\u53f8Safeco\u4ecd\u5411\u6709\u9650\u6578\u91cf\u7684\u52a0\u5dde\u623f\u4e3b\u63d0\u4f9b\u670d\u52d9\uff0c\u6240\u7c3d\u5b9a\u4fdd\u96aa\u7d04\u5360\u5dde\u6240\u6709\u623f\u5c4b\u4fdd\u96aa\u76844.4%\u3002Liberty Mutual\u662f\u53e6\u4e00\u5bb6\u5927\u578b\u4fdd\u96aa\u516c\u53f8\uff0c\u5df2\u7d93\u524a\u6e1b\u6216\u9650\u5236\u4e86\u52a0\u5dde\u623f\u5c4b\u4fdd\u96aa\u7bc4\u570d\u3002 \u7136\u800c\uff0c\u7531\u65bcAlameda\u7e23\u63d0\u8d77\u8a34\u8a1f\uff0cFarmers\u4eca\u5e74\u4e5f\u4e26\u975e\u6c92\u6709\u722d\u8b70\u3002\u4eca\u5e745\u6708\uff0c\u6642\u4efb\u5730\u5340\u6aa2\u5bdf\u5b98Pamela\u2026","rel":"","context":"In &quot;\u5730\u65b9\u65b0\u805e&quot;","block_context":{"text":"\u5730\u65b9\u65b0\u805e","link":"https:\/\/newsforchinese.com\/v3\/category\/local\/"},"img":{"alt_text":"","src":"https:\/\/i0.wp.com\/newsforchinese.com\/v3\/wp-content\/uploads\/2024\/05\/Farmers-Insurance.jpg?resize=350%2C200&ssl=1","width":350,"height":200,"srcset":"https:\/\/i0.wp.com\/newsforchinese.com\/v3\/wp-content\/uploads\/2024\/05\/Farmers-Insurance.jpg?resize=350%2C200&ssl=1 1x, https:\/\/i0.wp.com\/newsforchinese.com\/v3\/wp-content\/uploads\/2024\/05\/Farmers-Insurance.jpg?resize=525%2C300&ssl=1 1.5x"},"classes":[]},{"id":284785,"url":"https:\/\/newsforchinese.com\/v3\/2025\/10\/20\/%e5%8a%a0%e5%b7%9e%e7%b3%bb%e5%88%97%e6%b3%95%e5%be%8b%e7%a9%a9%e5%ae%9a%e4%bd%8f%e6%88%bf%e9%87%8e%e7%81%ab%e4%bf%9d%e9%9a%aa%e5%b8%82%e5%a0%b4\/","url_meta":{"origin":293734,"position":4},"title":"\u52a0\u5dde\u7cfb\u5217\u6cd5\u5f8b\u7a69\u5b9a\u4f4f\u623f\u91ce\u706b\u4fdd\u96aa\u5e02\u5834","author":"Yingying","date":"October 20, 2025","format":false,"excerpt":"\u6700\u8fd1\u964d\u96e8\u964d\u4f4e\u4e86\u91ce\u706b\u5a01\u8105\uff0c\u4f46\u5982\u4f55\u7dad\u6301\u706b\u707d\u4fdd\u96aa\u5c0d\u52a0\u5dde\u8a31\u591a\u4eba\u662f\u4e00\u500b\u5168\u5e74\u554f\u984c\u3002\u56e0\u6b64\uff0c\u52a0\u5dde\u525b\u525b\u901a\u904e\u4e00\u7cfb\u5217\u65b0\u6cd5\u5f8b\uff0c\u65e8\u5728\u7a69\u5b9a\u91cd\u5927\u707d\u96e3\u524d\u5f8c\u4f4f\u623f\u4fdd\u96aa\u5e02\u5834\u3002 \u5dde\u9577Gavin Newsom\u7c3d\u7f72\u4e86Assembly Bill 888\u3002\u8a72\u6cd5\u6848\u5236\u5b9a\u4e00\u9805\u64a5\u6b3e\u5c08\u6848\uff0c\u5e6b\u52a9\u9ad8\u706b\u707d\u98a8\u96aa\u5730\u5340\u4e2d\u4f4e\u6536\u5165\u623f\u4e3b\u652f\u4ed8\u6e05\u9664\u6613\u71c3\u690d\u88ab\u548c\u5728\u623f\u5c4b\u4e0a\u5b89\u88dd\u66f4\u591a\u9632\u706b\u5c4b\u9802\u548c\u6750\u6599\u7684\u8cbb\u7528\u3002 \u53e6\u4e00\u9805\u65b0\u6cd5\u5f8b\u89e3\u6c7a\u91ce\u706b\u53d7\u5bb3\u8005\u5982\u4f55\u5f9e\u4fdd\u96aa\u516c\u53f8\u7372\u5f97\u8ce0\u511f\u7684\u554f\u984c\u3002\u76ee\u524d\uff0c\u5c0d\u65bc\u5728\u5b98\u65b9\u8a8d\u5b9a\u707d\u96e3\u4e2d\u640d\u5931\u7684\u623f\u5c4b\uff0c\u4fdd\u96aa\u516c\u53f8\u53ea\u652f\u4ed8\u500b\u4eba\u8ca1\u7522\u4fdd\u55ae\u9650\u984d\u768430%\uff0c\u9664\u975e\u623f\u4e3b\u63d0\u4f9b\u6240\u6709\u640d\u5931\u7684\u5b8c\u6574\u6e05\u55ae\u3002 SB 495\u8a66\u5716\u963b\u6b62\u9019\u7a2e\u60c5\u6cc1\uff0c\u8981\u6c42\u4fdd\u96aa\u516c\u53f8\u652f\u4ed8100%\u7684\u500b\u4eba\u8ca1\u7522\u640d\u5931\u9650\u984d\uff0c\u800c\u4e0d\u9010\u9805\u5217\u51fa\u8ca1\u7522\u3002 \u96a8\u8457\u8a31\u591a\u4fdd\u96aa\u516c\u53f8\u9000\u51fa\u5e02\u5834\uff0c\u8a31\u591a\u623f\u4e3b\u88ab\u8feb\u52a0\u5165California FAIR Plan\u3002\u5b83\u672c\u61c9\u6210\u70ba\u6700\u5f8c\u7684\u4fdd\u96aa\u516c\u53f8\uff0c\u4f46\u73fe\u5df2\u767c\u5c55\u6210\u70ba\u5dde\u7b2c\u4e8c\u5927\u4fdd\u55ae\u958b\u5217\u4eba\u3002 \u300c\u4f46FAIR Plan\u7684\u76ee\u7684\u4e0d\u662f\u6309\u76ee\u524d\u6578\u503c\u5438\u6536\u4fdd\u55ae\u6301\u6709\u4eba\uff0c\u300d\u52a0\u5dde\u773e\u8b70\u54e1Lisa Calderon\u8868\u793a\u3002\u300c\u9019\u57282\u6708\u9054\u5230\u9802\u5cf0\uff0c\u7576\u6642FAIR Plan\u8981\u6c42\u5176\u6210\u54e1\u516c\u53f8\u63d0\u4f9b\u8ca1\u63f4\u4ee5\u78ba\u4fddPalisades\u548cEaton Fire\u7d22\u8ce0\u7e7c\u7e8c\u5f97\u5230\u652f\u4ed8\u3002\u9019\u9805\u63aa\u65bd\u70baFAIR\u8a08\u756b\u63d0\u4f9b\u984d\u5916\u8cc7\u6e90\uff0c\u4ee5\u78ba\u4fdd\u4ed6\u5011\u6709\u8db3\u5920\u7d22\u8ce0\u652f\u4ed8\u80fd\u529b\u3002\u300d AB 226\u901a\u904e\u767c\u884c\u5dde\u652f\u6301\u50b5\u5238\u548c\u4fe1\u8cb8\u984d\u5ea6\u5e6b\u52a9\u7a69\u5b9aFAIR Plan\uff0c\u9019\u6a23\u4fdd\u96aa\u516c\u53f8\u53ef\u96a8\u6642\u9593\u63a8\u79fb\u5206\u6563\u5c0d\u4efb\u4f55\u5728\u767c\u751f\u91cd\u5927\u707d\u5bb3\u5f8c\u6240\u5fc5\u9700\u7684FAIR Plan\u6551\u52a9\u3002 \u6700\u5f8c\uff0cSB 429\u958b\u59cb\u5275\u5efa\u7531\u516c\u7acb\u5927\u5b78\u88fd\u6210\u7684\u5168\u5dde\u91ce\u706b\u98a8\u96aa\u6a21\u578b\uff0c\u4ee5\u4fbf\u672a\u4f86\u5b9a\u50f9\u6c7a\u7b56\u4e0d\u50c5\u50c5\u4f9d\u8cf4\u79c1\u4eba\u4fdd\u96aa\u696d\u6578\u64da\u3002","rel":"","context":"In &quot;\u5730\u65b9\u65b0\u805e&quot;","block_context":{"text":"\u5730\u65b9\u65b0\u805e","link":"https:\/\/newsforchinese.com\/v3\/category\/local\/"},"img":{"alt_text":"","src":"https:\/\/i0.wp.com\/newsforchinese.com\/v3\/wp-content\/uploads\/2022\/12\/Fire-Hazard-Severity-Zone.jpg?resize=350%2C200&ssl=1","width":350,"height":200,"srcset":"https:\/\/i0.wp.com\/newsforchinese.com\/v3\/wp-content\/uploads\/2022\/12\/Fire-Hazard-Severity-Zone.jpg?resize=350%2C200&ssl=1 1x, https:\/\/i0.wp.com\/newsforchinese.com\/v3\/wp-content\/uploads\/2022\/12\/Fire-Hazard-Severity-Zone.jpg?resize=525%2C300&ssl=1 1.5x"},"classes":[]},{"id":172815,"url":"https:\/\/newsforchinese.com\/v3\/2019\/07\/09\/%e5%8a%a0%e5%b7%9e%e5%ae%b6%e5%ba%ad%e5%83%8510%e6%9c%89%e5%9c%b0%e9%9c%87%e6%90%8d%e5%a4%b1%e4%bf%9d%e9%9a%aa\/","url_meta":{"origin":293734,"position":5},"title":"\u52a0\u5dde\u5bb6\u5ead\u50c510%\u6709\u5730\u9707\u640d\u5931\u4fdd\u96aa","author":"Yingying","date":"July 9, 2019","format":false,"excerpt":"\u6700\u8fd1\u767c\u751f\u5728\u5357\u52a0\u5dde\u7684\u5730\u9707\u63d0\u9192\u6240\u6709\u52a0\u5dde\u4eba\u8981\u505a\u597d\u5730\u9707\u9810\u9632\u3002\u4f46\u5728\u9019\u500b\u6613\u767c\u5730\u9707\u7684\u5dde\uff0c\u5927\u591a\u6578\u5bb6\u5ead\u4e26\u6c92\u6709\u4efb\u4f55\u5730\u9707\u640d\u5931\u4fdd\u96aa\u3002 California Department of Insurance(\u52a0\u5dde\u4fdd\u96aa\u90e8)\u8aaa\uff0c\u53ea\u6709\u5927\u7d0410%\u7684\u52a0\u5dde\u5bb6\u5ead\u6709\u5730\u9707\u640d\u5931\u4fdd\u96aa\u3002\u696d\u4e3b\u548c\u627f\u79df\u4eba\u4fdd\u96aa\u55ae\u4e0d\u6db5\u84cb\u5730\u9707\u4e2d\u6240\u767c\u751f\u5efa\u7bc9\u7269\u6216\u500b\u4eba\u8ca1\u7522\u640d\u5931\u3002 \u7136\u800c\uff0c\u5dde\u6cd5\u5f8b\u8981\u6c42\u6240\u6709\u8ca1\u7522\u4fdd\u96aa\u516c\u53f8\u81f3\u5c11\u6bcf\u9694\u4e00\u5e74\u4ee5\u66f8\u9762\u5f62\u5f0f\u5411\u696d\u4e3b\u767c\u51fa\u5730\u9707\u4fdd\u96aa\u9080\u7d04\u3002\u623f\u4e3b\u670930\u5929\u6642\u9593\u63a5\u53d7\u9019\u500b\u9080\u7d04\u3002 California Earthquake Authority\u662f\u7e3d\u90e8Sacramento\u7684\u4e00\u5bb6\u975e\u76c8\u5229\u6027\u6a5f\u69cb\uff0c\u8ca0\u8cac\u7ba1\u7406\u52a0\u5dde\u5927\u591a\u6578\u5730\u9707\u653f\u7b56\u3002CEA\u8aaa\uff0c\u52a0\u5dde\u6709\u8d85\u904e100\u842c\u623f\u5c4b\u901a\u904eCEA\u7372\u5f97\u5730\u9707\u640d\u5931\u4fdd\u96aa\u3002 \u6b64\u985e\u4fdd\u96aa\u4e26\u4e0d\u4fbf\u5b9c\u3002\u4f7f\u7528CEA\u63d0\u4f9b\u7684\u7dda\u4e0a\u8a08\u7b97\u5668\uff0c\u6211\u5011\u4f30\u7b97\u4e86\u5317San Jose\u4e00\u68df1500\u5e73\u65b9\u82f1\u5c3a\u7684\u623f\u5b50\u7684\u4fdd\u96aa\u6210\u672c\uff1a\u9810\u8a08\u4fdd\u8cbb\u6bcf\u5e74\u7d042200\u5143\u3002\u53d6\u6c7a\u65bc\u623f\u7522\u5e74\u9f61\u548c\u50f9\u503c\uff0c\u514d\u8ce0\u984d\u53ef\u9054\u5230\u6578\u842c\u5143\u3002 \u5dde\u6cd5\u5f8b\u8981\u6c42\u63a1\u7528\u6a19\u6e96\u623f\u5c4b\u6240\u6709\u4eba\u548c\u627f\u79df\u4eba\u4fdd\u96aa\u55ae\uff0c\u5c0d\u7531\u5730\u9707\u5f15\u767c\u706b\u707d\u6240\u9020\u6210\u7684\u640d\u5931\u9032\u884c\u627f\u4fdd\u3002\u4f46\u662f\uff0c\u6d2a\u6c34\u640d\u5931\u4e0d\u5728\u5730\u9707\u6216\u696d\u4e3b\u4fdd\u96aa\u7bc4\u570d\u5167\u3002\u4f8b\u5982\uff0c\u5982\u679c\u4e00\u5ea7\u5927\u58e9\u5728\u5730\u9707\u4e2d\u767c\u751f\u554f\u984c\uff0c\u4e26\u6df9\u6c92\u4e86\u4e00\u500b\u793e\u5340\uff0c\u90a3\u9ebc\u53ea\u6709\u6709\u6d2a\u6c34\u4fdd\u96aa\u7684\u5bb6\u5ead\u6709\u8cc7\u683c\u7533\u8acb\u4fdd\u96aa\u7d22\u8ce0\u3002","rel":"","context":"In &quot;\u5730\u65b9\u65b0\u805e&quot;","block_context":{"text":"\u5730\u65b9\u65b0\u805e","link":"https:\/\/newsforchinese.com\/v3\/category\/local\/"},"img":{"alt_text":"","src":"https:\/\/i0.wp.com\/newsforchinese.com\/v3\/wp-content\/uploads\/2019\/07\/earthquake-2.jpg?resize=350%2C200&ssl=1","width":350,"height":200,"srcset":"https:\/\/i0.wp.com\/newsforchinese.com\/v3\/wp-content\/uploads\/2019\/07\/earthquake-2.jpg?resize=350%2C200&ssl=1 1x, https:\/\/i0.wp.com\/newsforchinese.com\/v3\/wp-content\/uploads\/2019\/07\/earthquake-2.jpg?resize=525%2C300&ssl=1 1.5x"},"classes":[]}],"jetpack_sharing_enabled":true,"_links":{"self":[{"href":"https:\/\/newsforchinese.com\/v3\/wp-json\/wp\/v2\/posts\/293734","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/newsforchinese.com\/v3\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/newsforchinese.com\/v3\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/newsforchinese.com\/v3\/wp-json\/wp\/v2\/users\/1001022"}],"replies":[{"embeddable":true,"href":"https:\/\/newsforchinese.com\/v3\/wp-json\/wp\/v2\/comments?post=293734"}],"version-history":[{"count":2,"href":"https:\/\/newsforchinese.com\/v3\/wp-json\/wp\/v2\/posts\/293734\/revisions"}],"predecessor-version":[{"id":293736,"href":"https:\/\/newsforchinese.com\/v3\/wp-json\/wp\/v2\/posts\/293734\/revisions\/293736"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/newsforchinese.com\/v3\/wp-json\/wp\/v2\/media\/161244"}],"wp:attachment":[{"href":"https:\/\/newsforchinese.com\/v3\/wp-json\/wp\/v2\/media?parent=293734"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/newsforchinese.com\/v3\/wp-json\/wp\/v2\/categories?post=293734"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/newsforchinese.com\/v3\/wp-json\/wp\/v2\/tags?post=293734"},{"taxonomy":"series","embeddable":true,"href":"https:\/\/newsforchinese.com\/v3\/wp-json\/wp\/v2\/series?post=293734"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}