{"id":286860,"date":"2025-12-07T06:05:00","date_gmt":"2025-12-07T14:05:00","guid":{"rendered":"https:\/\/newsforchinese.com\/v3\/?p=286860"},"modified":"2025-12-03T20:25:31","modified_gmt":"2025-12-04T04:25:31","slug":"%e8%b2%a1%e5%af%8c%e5%82%b3%e6%89%bf%e8%88%87%e5%ae%b6%e6%97%8f%e4%bf%a1%e8%a8%97%e6%9e%b6%e6%a7%8b%e6%b7%b1%e5%ba%a6%e8%a7%a3%e6%9e%90","status":"publish","type":"post","link":"https:\/\/newsforchinese.com\/v3\/2025\/12\/07\/%e8%b2%a1%e5%af%8c%e5%82%b3%e6%89%bf%e8%88%87%e5%ae%b6%e6%97%8f%e4%bf%a1%e8%a8%97%e6%9e%b6%e6%a7%8b%e6%b7%b1%e5%ba%a6%e8%a7%a3%e6%9e%90\/","title":{"rendered":"\u8ca1\u5bcc\u50b3\u627f\u8207\u5bb6\u65cf\u4fe1\u8a17\u67b6\u69cb\u6df1\u5ea6\u89e3\u6790"},"content":{"rendered":"\n<p class=\"wp-block-paragraph\">\u8ca1\u5bcc\u50b3\u627f\u662f\u4eba\u985e\u793e\u6703\u6c38\u6046\u7684\u8ab2\u984c\u3002\u96a8\u8457\u5168\u7403\u7d93\u6fdf\u7684\u767c\u5c55\u548c\u8cc7\u7522\u7684\u7d2f\u7a4d\uff0c\u9ad8\u6de8\u503c\u5bb6\u5ead\u9762\u81e8\u7684\u4e0d\u50c5\u662f\u5982\u4f55\u5c07\u8ca1\u5bcc\u5b89\u5168\u5730\u79fb\u4ea4\u7d66\u4e0b\u4e00\u4ee3\uff0c<\/p>\n\n\n\n<!--more-->\n\n\n\n<p class=\"wp-block-paragraph\">\u66f4\u91cd\u8981\u7684\u662f\u5982\u4f55\u78ba\u4fdd\u8ca1\u5bcc\u80fd\u5920\u300c\u6309\u610f\u9858\u50b3\u627f\u300d\uff08Intentional Inheritance\uff09\uff0c\u4e26\u5728\u4ee3\u969b\u4e4b\u9593\u6301\u7e8c\u767c\u63ee\u6548\u76ca\uff0c\u907f\u514d\u56e0\u5a5a\u59fb\u3001\u50b5\u52d9\u6216\u63ee\u970d\u800c\u6d41\u5931\u3002\u5728\u773e\u591a\u50b3\u627f\u5de5\u5177\u4e2d\uff0c**\u5bb6\u65cf\u4fe1\u8a17\uff08Family Trust\uff09**\u56e0\u5176\u9ad8\u5ea6\u7684\u5f48\u6027\u3001\u96b1\u5bc6\u6027\u8207\u6cd5\u5f8b\u4fdd\u8b77\uff0c\u6210\u70ba\u5be6\u73fe\u4e16\u4ee3\u8ca1\u5bcc\u6c38\u7e8c\u7ba1\u7406\u8207\u50b3\u627f\u63a7\u5236\u7684\u6838\u5fc3\u67b6\u69cb\u3002<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>\u4e00\u3001<\/strong><strong> <\/strong><strong>\u5bb6\u65cf\u4fe1\u8a17\u7684\u5b9a\u7fa9\u8207\u57fa\u672c\u67b6\u69cb<\/strong><strong><\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u5bb6\u65cf\u4fe1\u8a17\u662f\u4e00\u7a2e\u5177\u6709\u6cd5\u5f8b\u7d04\u675f\u529b\u7684\u5b89\u6392\uff0c\u901a\u5e38\u6d89\u53ca\u4e09\u500b\u95dc\u9375\u89d2\u8272\uff1a<\/p>\n\n\n\n<ol start=\"1\" class=\"wp-block-list\">\n<li>\u59d4\u8a17\u4eba\uff08Settlor\/Grantor\uff09\uff1a\u8ca1\u7522\u7684\u539f\u59cb\u64c1\u6709\u8005\uff0c\u6c7a\u5b9a\u4fe1\u8a17\u7684\u689d\u6b3e\u548c\u8cc7\u7522\u985e\u578b\u3002<\/li>\n\n\n\n<li>\u53d7\u8a17\u4eba\uff08Trustee\uff09\uff1a\u8ca0\u8cac\u7ba1\u7406\u3001\u6295\u8cc7\u548c\u5206\u914d\u4fe1\u8a17\u8cc7\u7522\u7684\u500b\u4eba\u6216\u5c08\u696d\u6a5f\u69cb\uff08\u5982\u4fe1\u8a17\u516c\u53f8\u3001\u9280\u884c\uff09\u3002\u53d7\u8a17\u4eba\u5fc5\u9808\u56b4\u683c\u4f9d\u64da\u4fe1\u8a17\u5951\u7d04\uff08Trust Deed\uff09\u7684\u898f\u5b9a\uff0c\u4ee5\u53d7\u76ca\u4eba\u7684\u6700\u5927\u5229\u76ca\u884c\u4e8b\u3002<\/li>\n\n\n\n<li>\u53d7\u76ca\u4eba\uff08Beneficiary\uff09\uff1a\u5f9e\u4fe1\u8a17\u8cc7\u7522\u4e2d\u7372\u53d6\u5229\u76ca\u7684\u4eba\u3002\u53d7\u76ca\u4eba\u7684\u7bc4\u570d\u53ef\u4ee5\u5ee3\u6cdb\uff0c\u4f8b\u5982\u5b50\u5973\u3001\u5b6b\u8f29\uff0c\u751a\u81f3\u6148\u5584\u6a5f\u69cb\u3002<\/li>\n<\/ol>\n\n\n\n<p class=\"wp-block-paragraph\">\u7576\u59d4\u8a17\u4eba\u5c07\u8cc7\u7522\u8f49\u79fb\u7d66\u53d7\u8a17\u4eba\u5f8c\uff0c\u9019\u4e9b\u8cc7\u7522\u5728\u6cd5\u5f8b\u4e0a\u4fbf\u7368\u7acb\u65bc\u59d4\u8a17\u4eba\u548c\u53d7\u8a17\u4eba\u7684\u500b\u4eba\u8ca1\u7522\u4e4b\u5916\uff0c\u6210\u70ba\u7368\u7acb\u7684\u300c\u4fe1\u8a17\u8ca1\u7522\u300d\uff08Trust Property\uff09\u3002\u9019\u7a2e\u6cd5\u5f8b\u7368\u7acb\u6027\u662f\u4fe1\u8a17\u6240\u6709\u6838\u5fc3\u529f\u80fd\uff08\u5305\u62ec\u8cc7\u7522\u4fdd\u8b77\u8207\u7a05\u52d9\u512a\u5316\uff09\u7684\u57fa\u790e\u3002<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>\u4e8c\u3001<\/strong><strong> <\/strong><strong>\u5bb6\u65cf\u4fe1\u8a17\u7684\u6838\u5fc3\u529f\u80fd\uff1a\u4fdd\u8b77\u8cc7\u7522\u8207\u50b3\u627f\u63a7\u5236<\/strong><strong><\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u5bb6\u65cf\u4fe1\u8a17\u4e4b\u6240\u4ee5\u88ab\u8b7d\u70ba\u300c\u8ca1\u5bcc\u4fdd\u96aa\u7bb1\u300d\uff0c\u4e3b\u8981\u6b78\u529f\u65bc\u5176\u5728\u8cc7\u7522\u4fdd\u8b77\u548c\u63a7\u5236\u6b0a\u65b9\u9762\u7684\u7368\u7279\u512a\u52e2\uff1a<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>1. <\/strong><strong>\u8cc7\u7522\u7684\u9694\u96e2\u8207\u4fdd\u8b77<\/strong><strong><\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u4e00\u65e6\u8cc7\u7522\u5408\u6cd5\u8f49\u5165\u4fe1\u8a17\uff0c\u5373\u5be6\u73fe\u4e86\u8cc7\u7522\u9694\u96e2\u3002\u9019\u610f\u5473\u8457\uff1a<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u50b5\u6b0a\u4eba\u4fdd\u8b77\uff1a\u5728\u7d55\u5927\u591a\u6578\u53f8\u6cd5\u7ba1\u8f44\u5340\uff0c\u4fe1\u8a17\u8ca1\u7522\u7121\u6cd5\u88ab\u59d4\u8a17\u4eba\u6216\u53d7\u76ca\u4eba\u7684\u500b\u4eba\u50b5\u6b0a\u4eba\u8ffd\u7d22\uff08\u524d\u63d0\u662f\u4fe1\u8a17\u8a2d\u7acb\u6642\u4e0d\u5b58\u5728\u6b3a\u8a50\u6216\u9003\u907f\u50b5\u52d9\u7684\u610f\u5716\uff09\u3002<\/li>\n\n\n\n<li>\u5a5a\u59fb\u98a8\u96aa\u9694\u96e2\uff1a\u4fe1\u8a17\u8cc7\u7522\u901a\u5e38\u4e0d\u6703\u88ab\u8996\u70ba\u53d7\u76ca\u4eba\u5a5a\u59fb\u8cc7\u7522\u7684\u4e00\u90e8\u5206\uff0c\u80fd\u5920\u6709\u6548\u4fdd\u8b77\u5bb6\u65cf\u8ca1\u5bcc\u5728\u96e2\u5a5a\u6642\u4e0d\u88ab\u5206\u5272\u3002<\/li>\n\n\n\n<li>\u907f\u514d\u907a\u56d1\u8a8d\u8b49\uff08Probate\uff09\uff1a\u4fe1\u8a17\u8cc7\u7522\u4e0d\u5c6c\u65bc\u59d4\u8a17\u4eba\u7684\u907a\u7522\uff0c\u53ef\u4ee5\u7e5e\u904e\u6f2b\u9577\u3001\u516c\u958b\u4e14\u8cbb\u7528\u9ad8\u6602\u7684\u907a\u56d1\u8a8d\u8b49\u7a0b\u5e8f\uff0c\u78ba\u4fdd\u8ca1\u5bcc\u8fc5\u901f\u3001\u79c1\u5bc6\u5730\u50b3\u627f\u3002<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>2. <\/strong><strong>\u7cbe\u6e96\u7684\u50b3\u627f\u63a7\u5236\u8207\u5206\u914d\u6a5f\u5236<\/strong><strong><\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u4fe1\u8a17\u5951\u7d04\u5141\u8a31\u59d4\u8a17\u4eba\u8a2d\u7acb\u6975\u70ba\u8907\u96dc\u548c\u7cbe\u78ba\u7684\u5206\u914d\u689d\u4ef6\uff0c\u9019\u662f\u55ae\u7d14\u7e7c\u627f\u7121\u6cd5\u5be6\u73fe\u7684\uff1a<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u689d\u4ef6\u5f0f\u5206\u914d\uff1a\u59d4\u8a17\u4eba\u53ef\u4ee5\u6307\u5b9a\uff0c\u53d7\u76ca\u4eba\u9700\u9054\u6210\u7279\u5b9a\u689d\u4ef6\uff08\u5982\u5b8c\u6210\u5b78\u696d\u3001\u9054\u5230\u7279\u5b9a\u5e74\u9f61\u3001\u7d50\u5a5a\u7b49\uff09\u5f8c\u65b9\u53ef\u7372\u5f97\u8cc7\u7522\u5206\u914d\u3002<\/li>\n\n\n\n<li>\u5206\u671f\u652f\u4ed8\uff1a\u53ef\u4ee5\u907f\u514d\u53d7\u76ca\u4eba\u4e00\u6b21\u6027\u7e7c\u627f\u5de8\u984d\u8ca1\u5bcc\u5f8c\u56e0\u7ba1\u7406\u4e0d\u5584\u800c\u63ee\u970d\u4e00\u7a7a\uff0c\u901a\u904e\u53d7\u8a17\u4eba\u5b9a\u671f\u6216\u6839\u64da\u751f\u6d3b\u6240\u9700\u9032\u884c\u5c0f\u984d\u5206\u914d\u3002<\/li>\n\n\n\n<li>\u8de8\u4ee3\u50b3\u627f\uff1a\u8a2d\u7acb\u9694\u4ee3\u50b3\u627f\u6a5f\u5236\uff08\u5982\u671d\u4ee3\u4fe1\u8a17\uff0cDynasty Trust\uff09\uff0c\u78ba\u4fdd\u8ca1\u5bcc\u80fd\u5920\u6301\u7e8c\u70ba\u6578\u4ee3\u4eba\u670d\u52d9\uff0c\u5be6\u73fe\u771f\u6b63\u7684\u6c38\u7e8c\u50b3\u627f\u3002<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>\u4e09\u3001<\/strong><strong> <\/strong><strong>\u5982\u4f55\u8a2d\u7acb\u4fe1\u8a17\uff1a\u95dc\u9375\u6b65\u9a5f\u8207\u8003\u91cf<\/strong><strong><\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u8a2d\u7acb\u4e00\u500b\u7a69\u5065\u7684\u5bb6\u65cf\u4fe1\u8a17\u662f\u4e00\u500b\u6d89\u53ca\u6cd5\u5f8b\u3001\u7a05\u52d9\u548c\u8ca1\u52d9\u898f\u5283\u7684\u7d9c\u5408\u904e\u7a0b\uff1a<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>1. <\/strong><strong>\u6c7a\u5b9a\u4fe1\u8a17\u985e\u578b\u8207\u7ba1\u8f44\u5730<\/strong><strong><\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u9996\u5148\u9700\u6c7a\u5b9a\u4fe1\u8a17\u7684\u6027\u8cea\uff1a<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u53ef\u64a4\u92b7\u4fe1\u8a17\uff08Revocable Trust\uff09\uff1a\u59d4\u8a17\u4eba\u53ef\u4ee5\u5728\u751f\u524d\u96a8\u6642\u66f4\u6539\u6216\u53d6\u6d88\uff0c\u4f46\u901a\u5e38\u4e0d\u5177\u5099\u7a05\u52d9\u512a\u52e2\u548c\u6700\u9ad8\u7a0b\u5ea6\u7684\u8cc7\u7522\u4fdd\u8b77\u3002<\/li>\n\n\n\n<li>\u4e0d\u53ef\u64a4\u92b7\u4fe1\u8a17\uff08Irrevocable Trust\uff09\uff1a\u4fe1\u8a17\u4e00\u65e6\u8a2d\u7acb\uff0c\u59d4\u8a17\u4eba\u5373\u55aa\u5931\u5c0d\u8cc7\u7522\u7684\u63a7\u5236\u6b0a\uff0c\u4f46\u56e0\u6b64\u7372\u5f97\u66f4\u5f37\u7684\u8cc7\u7522\u4fdd\u8b77\u548c\u6f5b\u5728\u7684\u907a\u7522\u7a05\u7bc0\u7701\u3002<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">\u9078\u64c7\u4fe1\u8a17\u7684\u7ba1\u8f44\u5730\uff08Jurisdiction\uff09\u81f3\u95dc\u91cd\u8981\uff0c\u5b83\u6c7a\u5b9a\u4e86\u4fe1\u8a17\u7684\u6cd5\u5f8b\u74b0\u5883\u3001\u96b1\u79c1\u4fdd\u8b77\u7a0b\u5ea6\u548c\u7a05\u52d9\u8655\u7406\u65b9\u5f0f\u3002\u5e38\u898b\u7684\u570b\u969b\u4fe1\u8a17\u7ba1\u8f44\u5730\u5305\u62ec\u65b0\u52a0\u5761\u3001\u9999\u6e2f\u3001\u958b\u66fc\u7fa4\u5cf6\u548c\u6fa4\u897f\u7b49\u3002<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>2. <\/strong><strong>\u64b0\u5beb\u4fe1\u8a17\u5951\u7d04\uff08<\/strong><strong>Trust Deed<\/strong><strong>\uff09<\/strong><strong><\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u9019\u662f\u4fe1\u8a17\u7684\u9748\u9b42\u6587\u4ef6\uff0c\u9700\u7531\u5c08\u696d\u6cd5\u5f8b\u9867\u554f\u8d77\u8349\u3002\u5951\u7d04\u5fc5\u9808\u660e\u78ba\u898f\u5b9a\uff1a<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u4fe1\u8a17\u76ee\u6a19\uff1a\u8a2d\u7acb\u4fe1\u8a17\u7684\u660e\u78ba\u76ee\u7684\u3002<\/li>\n\n\n\n<li>\u53d7\u8a17\u4eba\u6b0a\u529b\u8207\u7fa9\u52d9\uff1a\u53d7\u8a17\u4eba\u5728\u7ba1\u7406\u3001\u6295\u8cc7\u548c\u5206\u914d\u8cc7\u7522\u65b9\u9762\u7684\u6b0a\u9650\u908a\u754c\u3002<\/li>\n\n\n\n<li>\u53d7\u76ca\u4eba\u7bc4\u570d\u8207\u5206\u914d\u898f\u5247\uff1a\u8a73\u7d30\u5217\u51fa\u53d7\u76ca\u4eba\u7684\u8eab\u4efd\u3001\u7372\u5f97\u5229\u76ca\u7684\u689d\u4ef6\u548c\u6642\u9593\u8868\u3002<\/li>\n\n\n\n<li>\u53d7\u8a17\u4eba\u66f4\u63db\u689d\u6b3e\uff1a\u78ba\u4fdd\u5728\u672a\u4f86\u80fd\u5920\u9069\u61c9\u74b0\u5883\u8b8a\u5316\u3002<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>3. <\/strong><strong>\u8cc7\u7522\u8f49\u79fb\u8207\u7ba1\u7406<\/strong><strong><\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u59d4\u8a17\u4eba\u5fc5\u9808\u5c07\u8cc7\u7522\uff08\u5982\u73fe\u91d1\u3001\u80a1\u7968\u3001\u623f\u5730\u7522\u3001\u516c\u53f8\u80a1\u6b0a\u7b49\uff09\u5408\u6cd5\u8f49\u79fb\u81f3\u4fe1\u8a17\u540d\u4e0b\u3002\u5b8c\u6210\u8f49\u79fb\u5f8c\uff0c\u53d7\u8a17\u4eba\u4fbf\u958b\u59cb\u4f9d\u5951\u7d04\u898f\u5b9a\u7ba1\u7406\u8cc7\u7522\uff0c\u5305\u62ec\u6295\u8cc7\u6c7a\u7b56\u3001\u6703\u8a08\u5831\u544a\u548c\u5411\u53d7\u76ca\u4eba\u5206\u914d\u6536\u76ca\u3002<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>\u56db\u3001<\/strong><strong> <\/strong><strong>\u6e1b\u5c11\u907a\u7522\u7a05\u8ca0\u7684\u6a5f\u5236\u8207\u5be6\u8e10<\/strong><strong><\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u5c0d\u65bc\u9762\u81e8\u9ad8\u984d\u907a\u7522\u7a05\u7684\u5bb6\u5ead\uff0c\u4e0d\u53ef\u64a4\u92b7\u4fe1\u8a17\u662f\u4e3b\u8981\u7684\u7a05\u52d9\u898f\u5283\u5de5\u5177\u3002\u5176\u6e1b\u5c11\u907a\u7522\u7a05\u8ca0\u7684\u6838\u5fc3\u908f\u8f2f\u662f\uff1a\u5c07\u8cc7\u7522\u5f9e\u500b\u4eba\u8cc7\u7522\u6de8\u503c\u4e2d\u79fb\u9664\u3002<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>1. <\/strong><strong>\u8cc7\u7522\u6240\u6709\u6b0a\u7684\u8f49\u79fb<\/strong><strong><\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u7576\u59d4\u8a17\u4eba\u5c07\u8cc7\u7522\u4e0d\u53ef\u64a4\u92b7\u5730\u8f49\u5165\u4fe1\u8a17\u6642\uff0c\u9019\u4e9b\u8cc7\u7522\u7684\u6240\u6709\u6b0a\u5373\u7531\u4fe1\u8a17\u6301\u6709\uff0c\u5f9e\u800c\u4e0d\u518d\u8a08\u5165\u59d4\u8a17\u4eba\u7684\u500b\u4eba\u907a\u7522\uff08Taxable Estate\uff09\u3002\u9019\u4f7f\u5f97\u59d4\u8a17\u4eba\u53bb\u4e16\u6642\uff0c\u907a\u7522\u7a05\u7684\u8a08\u7a05\u57fa\u790e\u5f97\u4ee5\u964d\u4f4e\uff0c\u5f9e\u800c\u6e1b\u5c11\u61c9\u7e73\u7684\u907a\u7522\u7a05\u7e3d\u984d\u3002<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>2. <\/strong><strong>\u8d08\u8207\u7a05\u8207\u5e74\u5ea6\u8c41\u514d<\/strong><strong><\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u5728\u8a2d\u7acb\u4e0d\u53ef\u64a4\u92b7\u4fe1\u8a17\u4e26\u8f49\u79fb\u8cc7\u7522\u6642\uff0c\u901a\u5e38\u6703\u6d89\u53ca\u8d08\u8207\u7a05\uff08Gift Tax\uff09\u3002\u56e0\u6b64\uff0c\u5c08\u696d\u898f\u5283\u901a\u5e38\u6703\u5efa\u8b70\uff1a<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u5229\u7528\u5e74\u5ea6\u8d08\u8207\u8c41\u514d\u984d\uff1a\u5728\u6cd5\u5f8b\u5141\u8a31\u7684\u7bc4\u570d\u5167\uff0c\u59d4\u8a17\u4eba\u53ef\u4ee5\u6bcf\u5e74\u5411\u53d7\u76ca\u4eba\u9032\u884c\u4e00\u5b9a\u984d\u5ea6\u7684\u8d08\u8207\u800c\u4e0d\u7522\u751f\u8d08\u8207\u7a05\uff0c\u9019\u7a2e\u65b9\u5f0f\u53ef\u4ee5\u6301\u7e8c\u5c07\u8cc7\u7522\u8f49\u5165\u4fe1\u8a17\u3002<\/li>\n\n\n\n<li>\u898f\u5283\u61c9\u7a05\u8d08\u8207\uff1a\u5c0d\u65bc\u8d85\u904e\u8c41\u514d\u984d\u7684\u8d08\u8207\uff0c\u96d6\u7136\u53ef\u80fd\u9700\u8981\u7e73\u7d0d\u8d08\u8207\u7a05\uff0c\u4f46\u7531\u65bc\u8d08\u8207\u7a05\u901a\u5e38\u4f4e\u65bc\u907a\u7522\u7a05\uff0c\u4e26\u4e14\u8cc7\u7522\u672a\u4f86\u7684\u6240\u6709\u589e\u503c\u90fd\u5728\u4fe1\u8a17\u5167\u9694\u96e2\uff0c\u56e0\u6b64\u5f9e\u9577\u9060\u4f86\u770b\uff0c\u4ecd\u53ef\u5be6\u73fe\u7a05\u52d9\u512a\u5316\u3002<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>3. <\/strong><strong>\u5c08\u9805\u4fe1\u8a17\u7684\u61c9\u7528<\/strong><strong><\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u4eba\u58fd\u4fdd\u96aa\u4fe1\u8a17\uff08Irrevocable Life Insurance Trust, ILIT\uff09\uff1a\u5c07\u9ad8\u984d\u4eba\u58fd\u4fdd\u55ae\u7684\u6240\u6709\u6b0a\u8f49\u5165\u4fe1\u8a17\u3002\u7576\u59d4\u8a17\u4eba\u904e\u4e16\u6642\uff0c\u4fdd\u96aa\u7406\u8ce0\u91d1\u76f4\u63a5\u652f\u4ed8\u7d66\u4fe1\u8a17\uff0c\u7531\u65bc\u4fdd\u55ae\u7684\u73fe\u91d1\u50f9\u503c\u548c\u7406\u8ce0\u91d1\u90fd\u4e0d\u8a08\u5165\u59d4\u8a17\u4eba\u7684\u61c9\u7a05\u907a\u7522\uff0c\u9019\u7b46\u8cc7\u91d1\u53ef\u4ee5\u7528\u4f86\u652f\u4ed8\u907a\u7522\u7a05\uff0c\u6216\u76f4\u63a5\u4f5c\u70ba\u53d7\u76ca\u4eba\u7684\u514d\u7a05\u7e7c\u627f\u8ca1\u7522\u3002<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">\u5bb6\u65cf\u4fe1\u8a17\u662f\u4e00\u7a2e\u529f\u80fd\u5f37\u5927\u3001\u6cd5\u5f8b\u7d50\u69cb\u7cbe\u5bc6\u7684\u8ca1\u5bcc\u50b3\u627f\u5de5\u5177\u3002\u5b83\u4e0d\u50c5\u662f\u7c21\u55ae\u7684\u907a\u7522\u5206\u914d\uff0c\u66f4\u662f\u4e00\u7a2e\u9577\u671f\u3001\u9748\u6d3b\u3001\u5177\u5099\u5f37\u5927\u6cd5\u5f8b\u4fdd\u8b77\u7684\u5bb6\u65cf\u61b2\u6cd5\u3002\u900f\u904e\u4fe1\u8a17\uff0c\u5bb6\u5ead\u80fd\u5920\u5be6\u73fe\u8cc7\u7522\u9694\u96e2\u3001\u6309\u610f\u9858\u50b3\u627f\uff0c\u4e26\u5728\u5408\u6cd5\u6846\u67b6\u5167\u6709\u6548\u6e1b\u5c11\u907a\u7522\u7a05\u8ca0\u3002<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u7136\u800c\uff0c\u4fe1\u8a17\u7684\u8a2d\u7acb\u6d89\u53ca\u591a\u570b\u6cd5\u5f8b\u885d\u7a81\u3001\u8907\u96dc\u7684\u7a05\u52d9\u898f\u5283\u548c\u56b4\u683c\u7684\u5408\u898f\u8981\u6c42\u3002\u6210\u529f\u7684\u8ca1\u5bcc\u50b3\u627f\u898f\u5283\uff0c\u59cb\u65bc\u8207\u7d93\u9a57\u8c50\u5bcc\u7684\u4fe1\u8a17\u9867\u554f\u3001\u570b\u969b\u7a05\u52d9\u5f8b\u5e2b\u548c\u8ca1\u5bcc\u7ba1\u7406\u5c08\u5bb6\u7684\u5408\u4f5c\u3002\u552f\u6709\u91cf\u8eab\u5b9a\u88fd\u7684\u4fe1\u8a17\u67b6\u69cb\uff0c\u624d\u80fd\u78ba\u4fdd\u5bb6\u65cf\u8ca1\u5bcc\u5b89\u5168\u3001\u9ad8\u6548\u3001\u6c38\u7e8c\u5730\u50b3\u627f\u4e0b\u53bb\u3002<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u6587\/\u5fd7\u5f37<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><\/p>\n<div class=\"gsp_post_data\" \r\n\t            data-post_type=\"post\" \r\n\t            data-cat=\"local,money\" \r\n\t            data-modified=\"120\"\r\n\t            data-created=\"1765087500\"\r\n\t         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\u53d7\u8a17\u4eba\uff08Trustee\uff09\uff1a\u8ca0\u8cac\u7ba1\u7406\u3001\u6295\u8cc7\u548c\u5206\u914d\u4fe1\u8a17\u8cc7\u7522\u7684\u500b\u4eba\u6216\u5c08\u696d\u6a5f\u69cb\uff08\u5982\u4fe1\u8a17\u516c\u53f8\u3001\u9280\u884c\uff09\u3002\u53d7\u8a17\u4eba\u5fc5\u9808\u56b4\u683c\u4f9d\u64da\u4fe1\u8a17\u5951\u7d04\uff08Trust Deed\uff09\u7684\u898f\u5b9a\uff0c\u4ee5\u53d7\u76ca\u4eba\u7684\u6700\u5927\u5229\u76ca\u884c\u4e8b\u3002 \u53d7\u76ca\u4eba\uff08Beneficiary\uff09\uff1a\u5f9e\u4fe1\u8a17\u8cc7\u7522\u4e2d\u7372\u53d6\u5229\u76ca\u7684\u4eba\u3002\u53d7\u76ca\u4eba\u7684\u7bc4\u570d\u53ef\u4ee5\u5ee3\u6cdb\uff0c\u4f8b\u5982\u5b50\u5973\u3001\u5b6b\u8f29\uff0c\u751a\u81f3\u6148\u5584\u6a5f\u69cb\u3002 \u7576\u59d4\u8a17\u4eba\u5c07\u8cc7\u7522\u8f49\u79fb\u7d66\u53d7\u8a17\u4eba\u5f8c\uff0c\u9019\u4e9b\u8cc7\u7522\u5728\u6cd5\u5f8b\u4e0a\u4fbf\u7368\u7acb\u65bc\u59d4\u8a17\u4eba\u548c\u53d7\u8a17\u4eba\u7684\u500b\u4eba\u8ca1\u7522\u4e4b\u5916\uff0c\u6210\u70ba\u7368\u7acb\u7684\u300c\u4fe1\u8a17\u8ca1\u7522\u300d\uff08Trust Property\uff09\u3002\u9019\u7a2e\u6cd5\u5f8b\u7368\u7acb\u6027\u662f\u4fe1\u8a17\u6240\u6709\u6838\u5fc3\u529f\u80fd\uff08\u5305\u62ec\u8cc7\u7522\u4fdd\u8b77\u8207\u7a05\u52d9\u512a\u5316\uff09\u7684\u57fa\u790e\u3002 \u4e8c\u3001 \u5bb6\u65cf\u4fe1\u8a17\u7684\u6838\u5fc3\u529f\u80fd\uff1a\u4fdd\u8b77\u8cc7\u7522\u8207\u50b3\u627f\u63a7\u5236 \u5bb6\u65cf\u4fe1\u8a17\u4e4b\u6240\u4ee5\u88ab\u8b7d\u70ba\u300c\u8ca1\u5bcc\u4fdd\u96aa\u7bb1\u300d\uff0c\u4e3b\u8981\u6b78\u529f\u65bc\u5176\u5728\u8cc7\u7522\u4fdd\u8b77\u548c\u63a7\u5236\u6b0a\u65b9\u9762\u7684\u7368\u7279\u512a\u52e2\uff1a 1. \u8cc7\u7522\u7684\u9694\u96e2\u8207\u4fdd\u8b77 \u4e00\u65e6\u8cc7\u7522\u5408\u6cd5\u8f49\u5165\u4fe1\u8a17\uff0c\u5373\u5be6\u73fe\u4e86\u8cc7\u7522\u9694\u96e2\u3002\u9019\u610f\u5473\u8457\uff1a \u50b5\u6b0a\u4eba\u4fdd\u8b77\uff1a\u5728\u7d55\u5927\u591a\u6578\u53f8\u6cd5\u7ba1\u8f44\u5340\uff0c\u4fe1\u8a17\u8ca1\u7522\u7121\u6cd5\u88ab\u59d4\u8a17\u4eba\u6216\u53d7\u76ca\u4eba\u7684\u500b\u4eba\u50b5\u6b0a\u4eba\u8ffd\u7d22\uff08\u524d\u63d0\u662f\u4fe1\u8a17\u8a2d\u7acb\u6642\u4e0d\u5b58\u5728\u6b3a\u8a50\u6216\u9003\u907f\u50b5\u52d9\u7684\u610f\u5716\uff09\u3002 \u5a5a\u59fb\u98a8\u96aa\u9694\u96e2\uff1a\u4fe1\u8a17\u8cc7\u7522\u901a\u5e38\u4e0d\u6703\u88ab\u8996\u70ba\u53d7\u76ca\u4eba\u5a5a\u59fb\u8cc7\u7522\u7684\u4e00\u90e8\u5206\uff0c\u80fd\u5920\u6709\u6548\u4fdd\u8b77\u5bb6\u65cf\u8ca1\u5bcc\u5728\u96e2\u5a5a\u6642\u4e0d\u88ab\u5206\u5272\u3002 \u907f\u514d\u907a\u56d1\u8a8d\u8b49\uff08Probate\uff09\uff1a\u4fe1\u8a17\u8cc7\u7522\u4e0d\u5c6c\u65bc\u59d4\u8a17\u4eba\u7684\u907a\u7522\uff0c\u53ef\u4ee5\u7e5e\u904e\u6f2b\u9577\u3001\u516c\u958b\u4e14\u8cbb\u7528\u9ad8\u6602\u7684\u907a\u56d1\u8a8d\u8b49\u7a0b\u5e8f\uff0c\u78ba\u4fdd\u8ca1\u5bcc\u8fc5\u901f\u3001\u79c1\u5bc6\u5730\u50b3\u627f\u3002 2. \u7cbe\u6e96\u7684\u50b3\u627f\u63a7\u5236\u8207\u5206\u914d\u6a5f\u5236 \u4fe1\u8a17\u5951\u7d04\u5141\u8a31\u59d4\u8a17\u4eba\u8a2d\u7acb\u6975\u70ba\u8907\u96dc\u548c\u7cbe\u78ba\u7684\u5206\u914d\u689d\u4ef6\uff0c\u9019\u662f\u55ae\u7d14\u7e7c\u627f\u7121\u6cd5\u5be6\u73fe\u7684\uff1a \u689d\u4ef6\u5f0f\u5206\u914d\uff1a\u59d4\u8a17\u4eba\u53ef\u4ee5\u6307\u5b9a\uff0c\u53d7\u76ca\u4eba\u9700\u9054\u6210\u7279\u5b9a\u689d\u4ef6\uff08\u5982\u5b8c\u6210\u5b78\u696d\u3001\u9054\u5230\u7279\u5b9a\u5e74\u9f61\u3001\u7d50\u5a5a\u7b49\uff09\u5f8c\u65b9\u53ef\u7372\u5f97\u8cc7\u7522\u5206\u914d\u3002 \u5206\u671f\u652f\u4ed8\uff1a\u53ef\u4ee5\u907f\u514d\u53d7\u76ca\u4eba\u4e00\u6b21\u6027\u7e7c\u627f\u5de8\u984d\u8ca1\u5bcc\u5f8c\u56e0\u7ba1\u7406\u4e0d\u5584\u800c\u63ee\u970d\u4e00\u7a7a\uff0c\u901a\u904e\u53d7\u8a17\u4eba\u5b9a\u671f\u6216\u6839\u64da\u751f\u6d3b\u6240\u9700\u9032\u884c\u5c0f\u984d\u5206\u914d\u3002 \u8de8\u4ee3\u50b3\u627f\uff1a\u8a2d\u7acb\u9694\u4ee3\u50b3\u627f\u6a5f\u5236\uff08\u5982\u671d\u4ee3\u4fe1\u8a17\uff0cDynasty Trust\uff09\uff0c\u78ba\u4fdd\u8ca1\u5bcc\u80fd\u5920\u6301\u7e8c\u70ba\u6578\u4ee3\u4eba\u670d\u52d9\uff0c\u5be6\u73fe\u771f\u6b63\u7684\u6c38\u7e8c\u50b3\u627f\u3002 \u4e09\u3001 \u5982\u4f55\u8a2d\u7acb\u4fe1\u8a17\uff1a\u95dc\u9375\u6b65\u9a5f\u8207\u8003\u91cf \u8a2d\u7acb\u4e00\u500b\u7a69\u5065\u7684\u5bb6\u65cf\u4fe1\u8a17\u662f\u4e00\u500b\u6d89\u53ca\u6cd5\u5f8b\u3001\u7a05\u52d9\u548c\u8ca1\u52d9\u898f\u5283\u7684\u7d9c\u5408\u904e\u7a0b\uff1a 1. \u6c7a\u5b9a\u4fe1\u8a17\u985e\u578b\u8207\u7ba1\u8f44\u5730 \u9996\u5148\u9700\u6c7a\u5b9a\u4fe1\u8a17\u7684\u6027\u8cea\uff1a \u53ef\u64a4\u92b7\u4fe1\u8a17\uff08Revocable Trust\uff09\uff1a\u59d4\u8a17\u4eba\u53ef\u4ee5\u5728\u751f\u524d\u96a8\u6642\u66f4\u6539\u6216\u53d6\u6d88\uff0c\u4f46\u901a\u5e38\u4e0d\u5177\u5099\u7a05\u52d9\u512a\u52e2\u548c\u6700\u9ad8\u7a0b\u5ea6\u7684\u8cc7\u7522\u4fdd\u8b77\u3002 \u4e0d\u53ef\u64a4\u92b7\u4fe1\u8a17\uff08Irrevocable Trust\uff09\uff1a\u4fe1\u8a17\u4e00\u65e6\u8a2d\u7acb\uff0c\u59d4\u8a17\u4eba\u5373\u55aa\u5931\u5c0d\u8cc7\u7522\u7684\u63a7\u5236\u6b0a\uff0c\u4f46\u56e0\u6b64\u7372\u5f97\u66f4\u5f37\u7684\u8cc7\u7522\u4fdd\u8b77\u548c\u6f5b\u5728\u7684\u907a\u7522\u7a05\u7bc0\u7701\u3002 \u9078\u64c7\u4fe1\u8a17\u7684\u7ba1\u8f44\u5730\uff08Jurisdiction\uff09\u81f3\u95dc\u91cd\u8981\uff0c\u5b83\u6c7a\u5b9a\u4e86\u4fe1\u8a17\u7684\u6cd5\u5f8b\u74b0\u5883\u3001\u96b1\u79c1\u4fdd\u8b77\u7a0b\u5ea6\u548c\u7a05\u52d9\u8655\u7406\u65b9\u5f0f\u3002\u5e38\u898b\u7684\u570b\u969b\u4fe1\u8a17\u7ba1\u8f44\u5730\u5305\u62ec\u65b0\u52a0\u5761\u3001\u9999\u6e2f\u3001\u958b\u66fc\u7fa4\u5cf6\u548c\u6fa4\u897f\u7b49\u3002 2. \u64b0\u5beb\u4fe1\u8a17\u5951\u7d04\uff08Trust Deed\uff09 \u9019\u662f\u4fe1\u8a17\u7684\u9748\u9b42\u6587\u4ef6\uff0c\u9700\u7531\u5c08\u696d\u6cd5\u5f8b\u9867\u554f\u8d77\u8349\u3002\u5951\u7d04\u5fc5\u9808\u660e\u78ba\u898f\u5b9a\uff1a \u4fe1\u8a17\u76ee\u6a19\uff1a\u8a2d\u7acb\u4fe1\u8a17\u7684\u660e\u78ba\u76ee\u7684\u3002 \u53d7\u8a17\u4eba\u6b0a\u529b\u8207\u7fa9\u52d9\uff1a\u53d7\u8a17\u4eba\u5728\u7ba1\u7406\u3001\u6295\u8cc7\u548c\u5206\u914d\u8cc7\u7522\u65b9\u9762\u7684\u6b0a\u9650\u908a\u754c\u3002 \u53d7\u76ca\u4eba\u7bc4\u570d\u8207\u5206\u914d\u898f\u5247\uff1a\u8a73\u7d30\u5217\u51fa\u53d7\u76ca\u4eba\u7684\u8eab\u4efd\u3001\u7372\u5f97\u5229\u76ca\u7684\u689d\u4ef6\u548c\u6642\u9593\u8868\u3002 \u53d7\u8a17\u4eba\u66f4\u63db\u689d\u6b3e\uff1a\u78ba\u4fdd\u5728\u672a\u4f86\u80fd\u5920\u9069\u61c9\u74b0\u5883\u8b8a\u5316\u3002 3. \u8cc7\u7522\u8f49\u79fb\u8207\u7ba1\u7406 \u59d4\u8a17\u4eba\u5fc5\u9808\u5c07\u8cc7\u7522\uff08\u5982\u73fe\u91d1\u3001\u80a1\u7968\u3001\u623f\u5730\u7522\u3001\u516c\u53f8\u80a1\u6b0a\u7b49\uff09\u5408\u6cd5\u8f49\u79fb\u81f3\u4fe1\u8a17\u540d\u4e0b\u3002\u5b8c\u6210\u8f49\u79fb\u5f8c\uff0c\u53d7\u8a17\u4eba\u4fbf\u958b\u59cb\u4f9d\u5951\u7d04\u898f\u5b9a\u7ba1\u7406\u8cc7\u7522\uff0c\u5305\u62ec\u6295\u8cc7\u6c7a\u7b56\u3001\u6703\u8a08\u5831\u544a\u548c\u5411\u53d7\u76ca\u4eba\u5206\u914d\u6536\u76ca\u3002 \u56db\u3001 \u6e1b\u5c11\u907a\u7522\u7a05\u8ca0\u7684\u6a5f\u5236\u8207\u5be6\u8e10 \u5c0d\u65bc\u9762\u81e8\u9ad8\u984d\u907a\u7522\u7a05\u7684\u5bb6\u5ead\uff0c\u4e0d\u53ef\u64a4\u92b7\u4fe1\u8a17\u662f\u4e3b\u8981\u7684\u7a05\u52d9\u898f\u5283\u5de5\u5177\u3002\u5176\u6e1b\u5c11\u907a\u7522\u7a05\u8ca0\u7684\u6838\u5fc3\u908f\u8f2f\u662f\uff1a\u5c07\u8cc7\u7522\u5f9e\u500b\u4eba\u8cc7\u7522\u6de8\u503c\u4e2d\u79fb\u9664\u3002 1.\" \/>\n\t<meta name=\"robots\" content=\"max-image-preview:large\" \/>\n\t<meta name=\"author\" content=\"Raymond\"\/>\n\t<link rel=\"canonical\" href=\"https:\/\/newsforchinese.com\/v3\/2025\/12\/07\/%e8%b2%a1%e5%af%8c%e5%82%b3%e6%89%bf%e8%88%87%e5%ae%b6%e6%97%8f%e4%bf%a1%e8%a8%97%e6%9e%b6%e6%a7%8b%e6%b7%b1%e5%ba%a6%e8%a7%a3%e6%9e%90\/\" \/>\n\t<meta name=\"generator\" content=\"All in One SEO (AIOSEO) 4.9.9\" \/>\n\n\t\t<meta name=\"google-adsense-account\" content=\"ca-pub-9175855296033541\">\n\t\t<meta property=\"og:locale\" content=\"en_US\" \/>\n\t\t<meta property=\"og:site_name\" content=\"News for Chinese \uff0d \u820a\u91d1\u5c71\u7063\u5340No.1\u514d\u8cbb\u83ef\u4eba\u793e\u5340\u5831\u7d19 - \u8001\u4e2d\u5730\u65b9\u65b0\u805e\u662f\u820a\u91d1\u5c71\u7063\u5340No.1\u514d\u8cbb\u65b0\u805e\u96c6\u5718\uff0c\u591a\u5143\u5316\u5e73\u53f0\u6709\u65b0\u805e\u7db2\u3001\u5f71\u97f3\u7db2\u3001AM1450\u5ee3\u64ad\u96fb\u53f0\u53ca\u514d\u8cbb\u5168\u5f69\u5831\u7d19\u3002\u624b\u6a5f\u63d0\u4f9b\u6700\u65b0\u6700\u5feb\u793e\u5340\u65b0\u805e\uff0c\u670d\u52d960\u842c\u83ef\u88d4\u8b80\u8005\u3002\" \/>\n\t\t<meta property=\"og:type\" content=\"article\" \/>\n\t\t<meta property=\"og:title\" content=\"\u8ca1\u5bcc\u50b3\u627f\u8207\u5bb6\u65cf\u4fe1\u8a17\u67b6\u69cb\u6df1\u5ea6\u89e3\u6790 - News for Chinese \uff0d \u820a\u91d1\u5c71\u7063\u5340No.1\u514d\u8cbb\u83ef\u4eba\u793e\u5340\u5831\u7d19\" \/>\n\t\t<meta property=\"og:description\" content=\"\u8ca1\u5bcc\u50b3\u627f\u662f\u4eba\u985e\u793e\u6703\u6c38\u6046\u7684\u8ab2\u984c\u3002\u96a8\u8457\u5168\u7403\u7d93\u6fdf\u7684\u767c\u5c55\u548c\u8cc7\u7522\u7684\u7d2f\u7a4d\uff0c\u9ad8\u6de8\u503c\u5bb6\u5ead\u9762\u81e8\u7684\u4e0d\u50c5\u662f\u5982\u4f55\u5c07\u8ca1\u5bcc\u5b89\u5168\u5730\u79fb\u4ea4\u7d66\u4e0b\u4e00\u4ee3\uff0c \u66f4\u91cd\u8981\u7684\u662f\u5982\u4f55\u78ba\u4fdd\u8ca1\u5bcc\u80fd\u5920\u300c\u6309\u610f\u9858\u50b3\u627f\u300d\uff08Intentional Inheritance\uff09\uff0c\u4e26\u5728\u4ee3\u969b\u4e4b\u9593\u6301\u7e8c\u767c\u63ee\u6548\u76ca\uff0c\u907f\u514d\u56e0\u5a5a\u59fb\u3001\u50b5\u52d9\u6216\u63ee\u970d\u800c\u6d41\u5931\u3002\u5728\u773e\u591a\u50b3\u627f\u5de5\u5177\u4e2d\uff0c**\u5bb6\u65cf\u4fe1\u8a17\uff08Family Trust\uff09**\u56e0\u5176\u9ad8\u5ea6\u7684\u5f48\u6027\u3001\u96b1\u5bc6\u6027\u8207\u6cd5\u5f8b\u4fdd\u8b77\uff0c\u6210\u70ba\u5be6\u73fe\u4e16\u4ee3\u8ca1\u5bcc\u6c38\u7e8c\u7ba1\u7406\u8207\u50b3\u627f\u63a7\u5236\u7684\u6838\u5fc3\u67b6\u69cb\u3002 \u4e00\u3001 \u5bb6\u65cf\u4fe1\u8a17\u7684\u5b9a\u7fa9\u8207\u57fa\u672c\u67b6\u69cb \u5bb6\u65cf\u4fe1\u8a17\u662f\u4e00\u7a2e\u5177\u6709\u6cd5\u5f8b\u7d04\u675f\u529b\u7684\u5b89\u6392\uff0c\u901a\u5e38\u6d89\u53ca\u4e09\u500b\u95dc\u9375\u89d2\u8272\uff1a \u59d4\u8a17\u4eba\uff08Settlor\/Grantor\uff09\uff1a\u8ca1\u7522\u7684\u539f\u59cb\u64c1\u6709\u8005\uff0c\u6c7a\u5b9a\u4fe1\u8a17\u7684\u689d\u6b3e\u548c\u8cc7\u7522\u985e\u578b\u3002 \u53d7\u8a17\u4eba\uff08Trustee\uff09\uff1a\u8ca0\u8cac\u7ba1\u7406\u3001\u6295\u8cc7\u548c\u5206\u914d\u4fe1\u8a17\u8cc7\u7522\u7684\u500b\u4eba\u6216\u5c08\u696d\u6a5f\u69cb\uff08\u5982\u4fe1\u8a17\u516c\u53f8\u3001\u9280\u884c\uff09\u3002\u53d7\u8a17\u4eba\u5fc5\u9808\u56b4\u683c\u4f9d\u64da\u4fe1\u8a17\u5951\u7d04\uff08Trust Deed\uff09\u7684\u898f\u5b9a\uff0c\u4ee5\u53d7\u76ca\u4eba\u7684\u6700\u5927\u5229\u76ca\u884c\u4e8b\u3002 \u53d7\u76ca\u4eba\uff08Beneficiary\uff09\uff1a\u5f9e\u4fe1\u8a17\u8cc7\u7522\u4e2d\u7372\u53d6\u5229\u76ca\u7684\u4eba\u3002\u53d7\u76ca\u4eba\u7684\u7bc4\u570d\u53ef\u4ee5\u5ee3\u6cdb\uff0c\u4f8b\u5982\u5b50\u5973\u3001\u5b6b\u8f29\uff0c\u751a\u81f3\u6148\u5584\u6a5f\u69cb\u3002 \u7576\u59d4\u8a17\u4eba\u5c07\u8cc7\u7522\u8f49\u79fb\u7d66\u53d7\u8a17\u4eba\u5f8c\uff0c\u9019\u4e9b\u8cc7\u7522\u5728\u6cd5\u5f8b\u4e0a\u4fbf\u7368\u7acb\u65bc\u59d4\u8a17\u4eba\u548c\u53d7\u8a17\u4eba\u7684\u500b\u4eba\u8ca1\u7522\u4e4b\u5916\uff0c\u6210\u70ba\u7368\u7acb\u7684\u300c\u4fe1\u8a17\u8ca1\u7522\u300d\uff08Trust Property\uff09\u3002\u9019\u7a2e\u6cd5\u5f8b\u7368\u7acb\u6027\u662f\u4fe1\u8a17\u6240\u6709\u6838\u5fc3\u529f\u80fd\uff08\u5305\u62ec\u8cc7\u7522\u4fdd\u8b77\u8207\u7a05\u52d9\u512a\u5316\uff09\u7684\u57fa\u790e\u3002 \u4e8c\u3001 \u5bb6\u65cf\u4fe1\u8a17\u7684\u6838\u5fc3\u529f\u80fd\uff1a\u4fdd\u8b77\u8cc7\u7522\u8207\u50b3\u627f\u63a7\u5236 \u5bb6\u65cf\u4fe1\u8a17\u4e4b\u6240\u4ee5\u88ab\u8b7d\u70ba\u300c\u8ca1\u5bcc\u4fdd\u96aa\u7bb1\u300d\uff0c\u4e3b\u8981\u6b78\u529f\u65bc\u5176\u5728\u8cc7\u7522\u4fdd\u8b77\u548c\u63a7\u5236\u6b0a\u65b9\u9762\u7684\u7368\u7279\u512a\u52e2\uff1a 1. \u8cc7\u7522\u7684\u9694\u96e2\u8207\u4fdd\u8b77 \u4e00\u65e6\u8cc7\u7522\u5408\u6cd5\u8f49\u5165\u4fe1\u8a17\uff0c\u5373\u5be6\u73fe\u4e86\u8cc7\u7522\u9694\u96e2\u3002\u9019\u610f\u5473\u8457\uff1a \u50b5\u6b0a\u4eba\u4fdd\u8b77\uff1a\u5728\u7d55\u5927\u591a\u6578\u53f8\u6cd5\u7ba1\u8f44\u5340\uff0c\u4fe1\u8a17\u8ca1\u7522\u7121\u6cd5\u88ab\u59d4\u8a17\u4eba\u6216\u53d7\u76ca\u4eba\u7684\u500b\u4eba\u50b5\u6b0a\u4eba\u8ffd\u7d22\uff08\u524d\u63d0\u662f\u4fe1\u8a17\u8a2d\u7acb\u6642\u4e0d\u5b58\u5728\u6b3a\u8a50\u6216\u9003\u907f\u50b5\u52d9\u7684\u610f\u5716\uff09\u3002 \u5a5a\u59fb\u98a8\u96aa\u9694\u96e2\uff1a\u4fe1\u8a17\u8cc7\u7522\u901a\u5e38\u4e0d\u6703\u88ab\u8996\u70ba\u53d7\u76ca\u4eba\u5a5a\u59fb\u8cc7\u7522\u7684\u4e00\u90e8\u5206\uff0c\u80fd\u5920\u6709\u6548\u4fdd\u8b77\u5bb6\u65cf\u8ca1\u5bcc\u5728\u96e2\u5a5a\u6642\u4e0d\u88ab\u5206\u5272\u3002 \u907f\u514d\u907a\u56d1\u8a8d\u8b49\uff08Probate\uff09\uff1a\u4fe1\u8a17\u8cc7\u7522\u4e0d\u5c6c\u65bc\u59d4\u8a17\u4eba\u7684\u907a\u7522\uff0c\u53ef\u4ee5\u7e5e\u904e\u6f2b\u9577\u3001\u516c\u958b\u4e14\u8cbb\u7528\u9ad8\u6602\u7684\u907a\u56d1\u8a8d\u8b49\u7a0b\u5e8f\uff0c\u78ba\u4fdd\u8ca1\u5bcc\u8fc5\u901f\u3001\u79c1\u5bc6\u5730\u50b3\u627f\u3002 2. \u7cbe\u6e96\u7684\u50b3\u627f\u63a7\u5236\u8207\u5206\u914d\u6a5f\u5236 \u4fe1\u8a17\u5951\u7d04\u5141\u8a31\u59d4\u8a17\u4eba\u8a2d\u7acb\u6975\u70ba\u8907\u96dc\u548c\u7cbe\u78ba\u7684\u5206\u914d\u689d\u4ef6\uff0c\u9019\u662f\u55ae\u7d14\u7e7c\u627f\u7121\u6cd5\u5be6\u73fe\u7684\uff1a \u689d\u4ef6\u5f0f\u5206\u914d\uff1a\u59d4\u8a17\u4eba\u53ef\u4ee5\u6307\u5b9a\uff0c\u53d7\u76ca\u4eba\u9700\u9054\u6210\u7279\u5b9a\u689d\u4ef6\uff08\u5982\u5b8c\u6210\u5b78\u696d\u3001\u9054\u5230\u7279\u5b9a\u5e74\u9f61\u3001\u7d50\u5a5a\u7b49\uff09\u5f8c\u65b9\u53ef\u7372\u5f97\u8cc7\u7522\u5206\u914d\u3002 \u5206\u671f\u652f\u4ed8\uff1a\u53ef\u4ee5\u907f\u514d\u53d7\u76ca\u4eba\u4e00\u6b21\u6027\u7e7c\u627f\u5de8\u984d\u8ca1\u5bcc\u5f8c\u56e0\u7ba1\u7406\u4e0d\u5584\u800c\u63ee\u970d\u4e00\u7a7a\uff0c\u901a\u904e\u53d7\u8a17\u4eba\u5b9a\u671f\u6216\u6839\u64da\u751f\u6d3b\u6240\u9700\u9032\u884c\u5c0f\u984d\u5206\u914d\u3002 \u8de8\u4ee3\u50b3\u627f\uff1a\u8a2d\u7acb\u9694\u4ee3\u50b3\u627f\u6a5f\u5236\uff08\u5982\u671d\u4ee3\u4fe1\u8a17\uff0cDynasty Trust\uff09\uff0c\u78ba\u4fdd\u8ca1\u5bcc\u80fd\u5920\u6301\u7e8c\u70ba\u6578\u4ee3\u4eba\u670d\u52d9\uff0c\u5be6\u73fe\u771f\u6b63\u7684\u6c38\u7e8c\u50b3\u627f\u3002 \u4e09\u3001 \u5982\u4f55\u8a2d\u7acb\u4fe1\u8a17\uff1a\u95dc\u9375\u6b65\u9a5f\u8207\u8003\u91cf \u8a2d\u7acb\u4e00\u500b\u7a69\u5065\u7684\u5bb6\u65cf\u4fe1\u8a17\u662f\u4e00\u500b\u6d89\u53ca\u6cd5\u5f8b\u3001\u7a05\u52d9\u548c\u8ca1\u52d9\u898f\u5283\u7684\u7d9c\u5408\u904e\u7a0b\uff1a 1. \u6c7a\u5b9a\u4fe1\u8a17\u985e\u578b\u8207\u7ba1\u8f44\u5730 \u9996\u5148\u9700\u6c7a\u5b9a\u4fe1\u8a17\u7684\u6027\u8cea\uff1a \u53ef\u64a4\u92b7\u4fe1\u8a17\uff08Revocable Trust\uff09\uff1a\u59d4\u8a17\u4eba\u53ef\u4ee5\u5728\u751f\u524d\u96a8\u6642\u66f4\u6539\u6216\u53d6\u6d88\uff0c\u4f46\u901a\u5e38\u4e0d\u5177\u5099\u7a05\u52d9\u512a\u52e2\u548c\u6700\u9ad8\u7a0b\u5ea6\u7684\u8cc7\u7522\u4fdd\u8b77\u3002 \u4e0d\u53ef\u64a4\u92b7\u4fe1\u8a17\uff08Irrevocable Trust\uff09\uff1a\u4fe1\u8a17\u4e00\u65e6\u8a2d\u7acb\uff0c\u59d4\u8a17\u4eba\u5373\u55aa\u5931\u5c0d\u8cc7\u7522\u7684\u63a7\u5236\u6b0a\uff0c\u4f46\u56e0\u6b64\u7372\u5f97\u66f4\u5f37\u7684\u8cc7\u7522\u4fdd\u8b77\u548c\u6f5b\u5728\u7684\u907a\u7522\u7a05\u7bc0\u7701\u3002 \u9078\u64c7\u4fe1\u8a17\u7684\u7ba1\u8f44\u5730\uff08Jurisdiction\uff09\u81f3\u95dc\u91cd\u8981\uff0c\u5b83\u6c7a\u5b9a\u4e86\u4fe1\u8a17\u7684\u6cd5\u5f8b\u74b0\u5883\u3001\u96b1\u79c1\u4fdd\u8b77\u7a0b\u5ea6\u548c\u7a05\u52d9\u8655\u7406\u65b9\u5f0f\u3002\u5e38\u898b\u7684\u570b\u969b\u4fe1\u8a17\u7ba1\u8f44\u5730\u5305\u62ec\u65b0\u52a0\u5761\u3001\u9999\u6e2f\u3001\u958b\u66fc\u7fa4\u5cf6\u548c\u6fa4\u897f\u7b49\u3002 2. \u64b0\u5beb\u4fe1\u8a17\u5951\u7d04\uff08Trust Deed\uff09 \u9019\u662f\u4fe1\u8a17\u7684\u9748\u9b42\u6587\u4ef6\uff0c\u9700\u7531\u5c08\u696d\u6cd5\u5f8b\u9867\u554f\u8d77\u8349\u3002\u5951\u7d04\u5fc5\u9808\u660e\u78ba\u898f\u5b9a\uff1a \u4fe1\u8a17\u76ee\u6a19\uff1a\u8a2d\u7acb\u4fe1\u8a17\u7684\u660e\u78ba\u76ee\u7684\u3002 \u53d7\u8a17\u4eba\u6b0a\u529b\u8207\u7fa9\u52d9\uff1a\u53d7\u8a17\u4eba\u5728\u7ba1\u7406\u3001\u6295\u8cc7\u548c\u5206\u914d\u8cc7\u7522\u65b9\u9762\u7684\u6b0a\u9650\u908a\u754c\u3002 \u53d7\u76ca\u4eba\u7bc4\u570d\u8207\u5206\u914d\u898f\u5247\uff1a\u8a73\u7d30\u5217\u51fa\u53d7\u76ca\u4eba\u7684\u8eab\u4efd\u3001\u7372\u5f97\u5229\u76ca\u7684\u689d\u4ef6\u548c\u6642\u9593\u8868\u3002 \u53d7\u8a17\u4eba\u66f4\u63db\u689d\u6b3e\uff1a\u78ba\u4fdd\u5728\u672a\u4f86\u80fd\u5920\u9069\u61c9\u74b0\u5883\u8b8a\u5316\u3002 3. \u8cc7\u7522\u8f49\u79fb\u8207\u7ba1\u7406 \u59d4\u8a17\u4eba\u5fc5\u9808\u5c07\u8cc7\u7522\uff08\u5982\u73fe\u91d1\u3001\u80a1\u7968\u3001\u623f\u5730\u7522\u3001\u516c\u53f8\u80a1\u6b0a\u7b49\uff09\u5408\u6cd5\u8f49\u79fb\u81f3\u4fe1\u8a17\u540d\u4e0b\u3002\u5b8c\u6210\u8f49\u79fb\u5f8c\uff0c\u53d7\u8a17\u4eba\u4fbf\u958b\u59cb\u4f9d\u5951\u7d04\u898f\u5b9a\u7ba1\u7406\u8cc7\u7522\uff0c\u5305\u62ec\u6295\u8cc7\u6c7a\u7b56\u3001\u6703\u8a08\u5831\u544a\u548c\u5411\u53d7\u76ca\u4eba\u5206\u914d\u6536\u76ca\u3002 \u56db\u3001 \u6e1b\u5c11\u907a\u7522\u7a05\u8ca0\u7684\u6a5f\u5236\u8207\u5be6\u8e10 \u5c0d\u65bc\u9762\u81e8\u9ad8\u984d\u907a\u7522\u7a05\u7684\u5bb6\u5ead\uff0c\u4e0d\u53ef\u64a4\u92b7\u4fe1\u8a17\u662f\u4e3b\u8981\u7684\u7a05\u52d9\u898f\u5283\u5de5\u5177\u3002\u5176\u6e1b\u5c11\u907a\u7522\u7a05\u8ca0\u7684\u6838\u5fc3\u908f\u8f2f\u662f\uff1a\u5c07\u8cc7\u7522\u5f9e\u500b\u4eba\u8cc7\u7522\u6de8\u503c\u4e2d\u79fb\u9664\u3002 1.\" \/>\n\t\t<meta property=\"og:url\" content=\"https:\/\/newsforchinese.com\/v3\/2025\/12\/07\/%e8%b2%a1%e5%af%8c%e5%82%b3%e6%89%bf%e8%88%87%e5%ae%b6%e6%97%8f%e4%bf%a1%e8%a8%97%e6%9e%b6%e6%a7%8b%e6%b7%b1%e5%ba%a6%e8%a7%a3%e6%9e%90\/\" \/>\n\t\t<meta property=\"og:image\" content=\"https:\/\/newsforchinese.com\/v3\/wp-content\/uploads\/2025\/12\/\u8ca1\u5bcc\u50b3\u627f\u8207\u5bb6\u65cf\u4fe1\u8a17\u67b6\u69cb\u6df1\u5ea6\u89e3\u6790.jpg\" \/>\n\t\t<meta property=\"og:image:secure_url\" content=\"https:\/\/newsforchinese.com\/v3\/wp-content\/uploads\/2025\/12\/\u8ca1\u5bcc\u50b3\u627f\u8207\u5bb6\u65cf\u4fe1\u8a17\u67b6\u69cb\u6df1\u5ea6\u89e3\u6790.jpg\" \/>\n\t\t<meta property=\"og:image:width\" content=\"600\" \/>\n\t\t<meta property=\"og:image:height\" content=\"398\" \/>\n\t\t<meta property=\"article:published_time\" content=\"2025-12-07T14:05:00+00:00\" \/>\n\t\t<meta property=\"article:modified_time\" content=\"2025-12-04T04:25:31+00:00\" \/>\n\t\t<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n\t\t<meta name=\"twitter:title\" content=\"\u8ca1\u5bcc\u50b3\u627f\u8207\u5bb6\u65cf\u4fe1\u8a17\u67b6\u69cb\u6df1\u5ea6\u89e3\u6790 - News for Chinese \uff0d \u820a\u91d1\u5c71\u7063\u5340No.1\u514d\u8cbb\u83ef\u4eba\u793e\u5340\u5831\u7d19\" \/>\n\t\t<meta name=\"twitter:description\" content=\"\u8ca1\u5bcc\u50b3\u627f\u662f\u4eba\u985e\u793e\u6703\u6c38\u6046\u7684\u8ab2\u984c\u3002\u96a8\u8457\u5168\u7403\u7d93\u6fdf\u7684\u767c\u5c55\u548c\u8cc7\u7522\u7684\u7d2f\u7a4d\uff0c\u9ad8\u6de8\u503c\u5bb6\u5ead\u9762\u81e8\u7684\u4e0d\u50c5\u662f\u5982\u4f55\u5c07\u8ca1\u5bcc\u5b89\u5168\u5730\u79fb\u4ea4\u7d66\u4e0b\u4e00\u4ee3\uff0c \u66f4\u91cd\u8981\u7684\u662f\u5982\u4f55\u78ba\u4fdd\u8ca1\u5bcc\u80fd\u5920\u300c\u6309\u610f\u9858\u50b3\u627f\u300d\uff08Intentional Inheritance\uff09\uff0c\u4e26\u5728\u4ee3\u969b\u4e4b\u9593\u6301\u7e8c\u767c\u63ee\u6548\u76ca\uff0c\u907f\u514d\u56e0\u5a5a\u59fb\u3001\u50b5\u52d9\u6216\u63ee\u970d\u800c\u6d41\u5931\u3002\u5728\u773e\u591a\u50b3\u627f\u5de5\u5177\u4e2d\uff0c**\u5bb6\u65cf\u4fe1\u8a17\uff08Family Trust\uff09**\u56e0\u5176\u9ad8\u5ea6\u7684\u5f48\u6027\u3001\u96b1\u5bc6\u6027\u8207\u6cd5\u5f8b\u4fdd\u8b77\uff0c\u6210\u70ba\u5be6\u73fe\u4e16\u4ee3\u8ca1\u5bcc\u6c38\u7e8c\u7ba1\u7406\u8207\u50b3\u627f\u63a7\u5236\u7684\u6838\u5fc3\u67b6\u69cb\u3002 \u4e00\u3001 \u5bb6\u65cf\u4fe1\u8a17\u7684\u5b9a\u7fa9\u8207\u57fa\u672c\u67b6\u69cb \u5bb6\u65cf\u4fe1\u8a17\u662f\u4e00\u7a2e\u5177\u6709\u6cd5\u5f8b\u7d04\u675f\u529b\u7684\u5b89\u6392\uff0c\u901a\u5e38\u6d89\u53ca\u4e09\u500b\u95dc\u9375\u89d2\u8272\uff1a \u59d4\u8a17\u4eba\uff08Settlor\/Grantor\uff09\uff1a\u8ca1\u7522\u7684\u539f\u59cb\u64c1\u6709\u8005\uff0c\u6c7a\u5b9a\u4fe1\u8a17\u7684\u689d\u6b3e\u548c\u8cc7\u7522\u985e\u578b\u3002 \u53d7\u8a17\u4eba\uff08Trustee\uff09\uff1a\u8ca0\u8cac\u7ba1\u7406\u3001\u6295\u8cc7\u548c\u5206\u914d\u4fe1\u8a17\u8cc7\u7522\u7684\u500b\u4eba\u6216\u5c08\u696d\u6a5f\u69cb\uff08\u5982\u4fe1\u8a17\u516c\u53f8\u3001\u9280\u884c\uff09\u3002\u53d7\u8a17\u4eba\u5fc5\u9808\u56b4\u683c\u4f9d\u64da\u4fe1\u8a17\u5951\u7d04\uff08Trust Deed\uff09\u7684\u898f\u5b9a\uff0c\u4ee5\u53d7\u76ca\u4eba\u7684\u6700\u5927\u5229\u76ca\u884c\u4e8b\u3002 \u53d7\u76ca\u4eba\uff08Beneficiary\uff09\uff1a\u5f9e\u4fe1\u8a17\u8cc7\u7522\u4e2d\u7372\u53d6\u5229\u76ca\u7684\u4eba\u3002\u53d7\u76ca\u4eba\u7684\u7bc4\u570d\u53ef\u4ee5\u5ee3\u6cdb\uff0c\u4f8b\u5982\u5b50\u5973\u3001\u5b6b\u8f29\uff0c\u751a\u81f3\u6148\u5584\u6a5f\u69cb\u3002 \u7576\u59d4\u8a17\u4eba\u5c07\u8cc7\u7522\u8f49\u79fb\u7d66\u53d7\u8a17\u4eba\u5f8c\uff0c\u9019\u4e9b\u8cc7\u7522\u5728\u6cd5\u5f8b\u4e0a\u4fbf\u7368\u7acb\u65bc\u59d4\u8a17\u4eba\u548c\u53d7\u8a17\u4eba\u7684\u500b\u4eba\u8ca1\u7522\u4e4b\u5916\uff0c\u6210\u70ba\u7368\u7acb\u7684\u300c\u4fe1\u8a17\u8ca1\u7522\u300d\uff08Trust Property\uff09\u3002\u9019\u7a2e\u6cd5\u5f8b\u7368\u7acb\u6027\u662f\u4fe1\u8a17\u6240\u6709\u6838\u5fc3\u529f\u80fd\uff08\u5305\u62ec\u8cc7\u7522\u4fdd\u8b77\u8207\u7a05\u52d9\u512a\u5316\uff09\u7684\u57fa\u790e\u3002 \u4e8c\u3001 \u5bb6\u65cf\u4fe1\u8a17\u7684\u6838\u5fc3\u529f\u80fd\uff1a\u4fdd\u8b77\u8cc7\u7522\u8207\u50b3\u627f\u63a7\u5236 \u5bb6\u65cf\u4fe1\u8a17\u4e4b\u6240\u4ee5\u88ab\u8b7d\u70ba\u300c\u8ca1\u5bcc\u4fdd\u96aa\u7bb1\u300d\uff0c\u4e3b\u8981\u6b78\u529f\u65bc\u5176\u5728\u8cc7\u7522\u4fdd\u8b77\u548c\u63a7\u5236\u6b0a\u65b9\u9762\u7684\u7368\u7279\u512a\u52e2\uff1a 1. \u8cc7\u7522\u7684\u9694\u96e2\u8207\u4fdd\u8b77 \u4e00\u65e6\u8cc7\u7522\u5408\u6cd5\u8f49\u5165\u4fe1\u8a17\uff0c\u5373\u5be6\u73fe\u4e86\u8cc7\u7522\u9694\u96e2\u3002\u9019\u610f\u5473\u8457\uff1a \u50b5\u6b0a\u4eba\u4fdd\u8b77\uff1a\u5728\u7d55\u5927\u591a\u6578\u53f8\u6cd5\u7ba1\u8f44\u5340\uff0c\u4fe1\u8a17\u8ca1\u7522\u7121\u6cd5\u88ab\u59d4\u8a17\u4eba\u6216\u53d7\u76ca\u4eba\u7684\u500b\u4eba\u50b5\u6b0a\u4eba\u8ffd\u7d22\uff08\u524d\u63d0\u662f\u4fe1\u8a17\u8a2d\u7acb\u6642\u4e0d\u5b58\u5728\u6b3a\u8a50\u6216\u9003\u907f\u50b5\u52d9\u7684\u610f\u5716\uff09\u3002 \u5a5a\u59fb\u98a8\u96aa\u9694\u96e2\uff1a\u4fe1\u8a17\u8cc7\u7522\u901a\u5e38\u4e0d\u6703\u88ab\u8996\u70ba\u53d7\u76ca\u4eba\u5a5a\u59fb\u8cc7\u7522\u7684\u4e00\u90e8\u5206\uff0c\u80fd\u5920\u6709\u6548\u4fdd\u8b77\u5bb6\u65cf\u8ca1\u5bcc\u5728\u96e2\u5a5a\u6642\u4e0d\u88ab\u5206\u5272\u3002 \u907f\u514d\u907a\u56d1\u8a8d\u8b49\uff08Probate\uff09\uff1a\u4fe1\u8a17\u8cc7\u7522\u4e0d\u5c6c\u65bc\u59d4\u8a17\u4eba\u7684\u907a\u7522\uff0c\u53ef\u4ee5\u7e5e\u904e\u6f2b\u9577\u3001\u516c\u958b\u4e14\u8cbb\u7528\u9ad8\u6602\u7684\u907a\u56d1\u8a8d\u8b49\u7a0b\u5e8f\uff0c\u78ba\u4fdd\u8ca1\u5bcc\u8fc5\u901f\u3001\u79c1\u5bc6\u5730\u50b3\u627f\u3002 2. \u7cbe\u6e96\u7684\u50b3\u627f\u63a7\u5236\u8207\u5206\u914d\u6a5f\u5236 \u4fe1\u8a17\u5951\u7d04\u5141\u8a31\u59d4\u8a17\u4eba\u8a2d\u7acb\u6975\u70ba\u8907\u96dc\u548c\u7cbe\u78ba\u7684\u5206\u914d\u689d\u4ef6\uff0c\u9019\u662f\u55ae\u7d14\u7e7c\u627f\u7121\u6cd5\u5be6\u73fe\u7684\uff1a \u689d\u4ef6\u5f0f\u5206\u914d\uff1a\u59d4\u8a17\u4eba\u53ef\u4ee5\u6307\u5b9a\uff0c\u53d7\u76ca\u4eba\u9700\u9054\u6210\u7279\u5b9a\u689d\u4ef6\uff08\u5982\u5b8c\u6210\u5b78\u696d\u3001\u9054\u5230\u7279\u5b9a\u5e74\u9f61\u3001\u7d50\u5a5a\u7b49\uff09\u5f8c\u65b9\u53ef\u7372\u5f97\u8cc7\u7522\u5206\u914d\u3002 \u5206\u671f\u652f\u4ed8\uff1a\u53ef\u4ee5\u907f\u514d\u53d7\u76ca\u4eba\u4e00\u6b21\u6027\u7e7c\u627f\u5de8\u984d\u8ca1\u5bcc\u5f8c\u56e0\u7ba1\u7406\u4e0d\u5584\u800c\u63ee\u970d\u4e00\u7a7a\uff0c\u901a\u904e\u53d7\u8a17\u4eba\u5b9a\u671f\u6216\u6839\u64da\u751f\u6d3b\u6240\u9700\u9032\u884c\u5c0f\u984d\u5206\u914d\u3002 \u8de8\u4ee3\u50b3\u627f\uff1a\u8a2d\u7acb\u9694\u4ee3\u50b3\u627f\u6a5f\u5236\uff08\u5982\u671d\u4ee3\u4fe1\u8a17\uff0cDynasty Trust\uff09\uff0c\u78ba\u4fdd\u8ca1\u5bcc\u80fd\u5920\u6301\u7e8c\u70ba\u6578\u4ee3\u4eba\u670d\u52d9\uff0c\u5be6\u73fe\u771f\u6b63\u7684\u6c38\u7e8c\u50b3\u627f\u3002 \u4e09\u3001 \u5982\u4f55\u8a2d\u7acb\u4fe1\u8a17\uff1a\u95dc\u9375\u6b65\u9a5f\u8207\u8003\u91cf \u8a2d\u7acb\u4e00\u500b\u7a69\u5065\u7684\u5bb6\u65cf\u4fe1\u8a17\u662f\u4e00\u500b\u6d89\u53ca\u6cd5\u5f8b\u3001\u7a05\u52d9\u548c\u8ca1\u52d9\u898f\u5283\u7684\u7d9c\u5408\u904e\u7a0b\uff1a 1. \u6c7a\u5b9a\u4fe1\u8a17\u985e\u578b\u8207\u7ba1\u8f44\u5730 \u9996\u5148\u9700\u6c7a\u5b9a\u4fe1\u8a17\u7684\u6027\u8cea\uff1a \u53ef\u64a4\u92b7\u4fe1\u8a17\uff08Revocable Trust\uff09\uff1a\u59d4\u8a17\u4eba\u53ef\u4ee5\u5728\u751f\u524d\u96a8\u6642\u66f4\u6539\u6216\u53d6\u6d88\uff0c\u4f46\u901a\u5e38\u4e0d\u5177\u5099\u7a05\u52d9\u512a\u52e2\u548c\u6700\u9ad8\u7a0b\u5ea6\u7684\u8cc7\u7522\u4fdd\u8b77\u3002 \u4e0d\u53ef\u64a4\u92b7\u4fe1\u8a17\uff08Irrevocable Trust\uff09\uff1a\u4fe1\u8a17\u4e00\u65e6\u8a2d\u7acb\uff0c\u59d4\u8a17\u4eba\u5373\u55aa\u5931\u5c0d\u8cc7\u7522\u7684\u63a7\u5236\u6b0a\uff0c\u4f46\u56e0\u6b64\u7372\u5f97\u66f4\u5f37\u7684\u8cc7\u7522\u4fdd\u8b77\u548c\u6f5b\u5728\u7684\u907a\u7522\u7a05\u7bc0\u7701\u3002 \u9078\u64c7\u4fe1\u8a17\u7684\u7ba1\u8f44\u5730\uff08Jurisdiction\uff09\u81f3\u95dc\u91cd\u8981\uff0c\u5b83\u6c7a\u5b9a\u4e86\u4fe1\u8a17\u7684\u6cd5\u5f8b\u74b0\u5883\u3001\u96b1\u79c1\u4fdd\u8b77\u7a0b\u5ea6\u548c\u7a05\u52d9\u8655\u7406\u65b9\u5f0f\u3002\u5e38\u898b\u7684\u570b\u969b\u4fe1\u8a17\u7ba1\u8f44\u5730\u5305\u62ec\u65b0\u52a0\u5761\u3001\u9999\u6e2f\u3001\u958b\u66fc\u7fa4\u5cf6\u548c\u6fa4\u897f\u7b49\u3002 2. \u64b0\u5beb\u4fe1\u8a17\u5951\u7d04\uff08Trust Deed\uff09 \u9019\u662f\u4fe1\u8a17\u7684\u9748\u9b42\u6587\u4ef6\uff0c\u9700\u7531\u5c08\u696d\u6cd5\u5f8b\u9867\u554f\u8d77\u8349\u3002\u5951\u7d04\u5fc5\u9808\u660e\u78ba\u898f\u5b9a\uff1a \u4fe1\u8a17\u76ee\u6a19\uff1a\u8a2d\u7acb\u4fe1\u8a17\u7684\u660e\u78ba\u76ee\u7684\u3002 \u53d7\u8a17\u4eba\u6b0a\u529b\u8207\u7fa9\u52d9\uff1a\u53d7\u8a17\u4eba\u5728\u7ba1\u7406\u3001\u6295\u8cc7\u548c\u5206\u914d\u8cc7\u7522\u65b9\u9762\u7684\u6b0a\u9650\u908a\u754c\u3002 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- News for Chinese \uff0d \u820a\u91d1\u5c71\u7063\u5340No.1\u514d\u8cbb\u83ef\u4eba\u793e\u5340\u5831\u7d19","description":"\u8ca1\u5bcc\u50b3\u627f\u662f\u4eba\u985e\u793e\u6703\u6c38\u6046\u7684\u8ab2\u984c\u3002\u96a8\u8457\u5168\u7403\u7d93\u6fdf\u7684\u767c\u5c55\u548c\u8cc7\u7522\u7684\u7d2f\u7a4d\uff0c\u9ad8\u6de8\u503c\u5bb6\u5ead\u9762\u81e8\u7684\u4e0d\u50c5\u662f\u5982\u4f55\u5c07\u8ca1\u5bcc\u5b89\u5168\u5730\u79fb\u4ea4\u7d66\u4e0b\u4e00\u4ee3\uff0c \u66f4\u91cd\u8981\u7684\u662f\u5982\u4f55\u78ba\u4fdd\u8ca1\u5bcc\u80fd\u5920\u300c\u6309\u610f\u9858\u50b3\u627f\u300d\uff08Intentional Inheritance\uff09\uff0c\u4e26\u5728\u4ee3\u969b\u4e4b\u9593\u6301\u7e8c\u767c\u63ee\u6548\u76ca\uff0c\u907f\u514d\u56e0\u5a5a\u59fb\u3001\u50b5\u52d9\u6216\u63ee\u970d\u800c\u6d41\u5931\u3002\u5728\u773e\u591a\u50b3\u627f\u5de5\u5177\u4e2d\uff0c**\u5bb6\u65cf\u4fe1\u8a17\uff08Family Trust\uff09**\u56e0\u5176\u9ad8\u5ea6\u7684\u5f48\u6027\u3001\u96b1\u5bc6\u6027\u8207\u6cd5\u5f8b\u4fdd\u8b77\uff0c\u6210\u70ba\u5be6\u73fe\u4e16\u4ee3\u8ca1\u5bcc\u6c38\u7e8c\u7ba1\u7406\u8207\u50b3\u627f\u63a7\u5236\u7684\u6838\u5fc3\u67b6\u69cb\u3002 \u4e00\u3001 \u5bb6\u65cf\u4fe1\u8a17\u7684\u5b9a\u7fa9\u8207\u57fa\u672c\u67b6\u69cb \u5bb6\u65cf\u4fe1\u8a17\u662f\u4e00\u7a2e\u5177\u6709\u6cd5\u5f8b\u7d04\u675f\u529b\u7684\u5b89\u6392\uff0c\u901a\u5e38\u6d89\u53ca\u4e09\u500b\u95dc\u9375\u89d2\u8272\uff1a \u59d4\u8a17\u4eba\uff08Settlor\/Grantor\uff09\uff1a\u8ca1\u7522\u7684\u539f\u59cb\u64c1\u6709\u8005\uff0c\u6c7a\u5b9a\u4fe1\u8a17\u7684\u689d\u6b3e\u548c\u8cc7\u7522\u985e\u578b\u3002 \u53d7\u8a17\u4eba\uff08Trustee\uff09\uff1a\u8ca0\u8cac\u7ba1\u7406\u3001\u6295\u8cc7\u548c\u5206\u914d\u4fe1\u8a17\u8cc7\u7522\u7684\u500b\u4eba\u6216\u5c08\u696d\u6a5f\u69cb\uff08\u5982\u4fe1\u8a17\u516c\u53f8\u3001\u9280\u884c\uff09\u3002\u53d7\u8a17\u4eba\u5fc5\u9808\u56b4\u683c\u4f9d\u64da\u4fe1\u8a17\u5951\u7d04\uff08Trust Deed\uff09\u7684\u898f\u5b9a\uff0c\u4ee5\u53d7\u76ca\u4eba\u7684\u6700\u5927\u5229\u76ca\u884c\u4e8b\u3002 \u53d7\u76ca\u4eba\uff08Beneficiary\uff09\uff1a\u5f9e\u4fe1\u8a17\u8cc7\u7522\u4e2d\u7372\u53d6\u5229\u76ca\u7684\u4eba\u3002\u53d7\u76ca\u4eba\u7684\u7bc4\u570d\u53ef\u4ee5\u5ee3\u6cdb\uff0c\u4f8b\u5982\u5b50\u5973\u3001\u5b6b\u8f29\uff0c\u751a\u81f3\u6148\u5584\u6a5f\u69cb\u3002 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\u9078\u64c7\u4fe1\u8a17\u7684\u7ba1\u8f44\u5730\uff08Jurisdiction\uff09\u81f3\u95dc\u91cd\u8981\uff0c\u5b83\u6c7a\u5b9a\u4e86\u4fe1\u8a17\u7684\u6cd5\u5f8b\u74b0\u5883\u3001\u96b1\u79c1\u4fdd\u8b77\u7a0b\u5ea6\u548c\u7a05\u52d9\u8655\u7406\u65b9\u5f0f\u3002\u5e38\u898b\u7684\u570b\u969b\u4fe1\u8a17\u7ba1\u8f44\u5730\u5305\u62ec\u65b0\u52a0\u5761\u3001\u9999\u6e2f\u3001\u958b\u66fc\u7fa4\u5cf6\u548c\u6fa4\u897f\u7b49\u3002 2. \u64b0\u5beb\u4fe1\u8a17\u5951\u7d04\uff08Trust Deed\uff09 \u9019\u662f\u4fe1\u8a17\u7684\u9748\u9b42\u6587\u4ef6\uff0c\u9700\u7531\u5c08\u696d\u6cd5\u5f8b\u9867\u554f\u8d77\u8349\u3002\u5951\u7d04\u5fc5\u9808\u660e\u78ba\u898f\u5b9a\uff1a \u4fe1\u8a17\u76ee\u6a19\uff1a\u8a2d\u7acb\u4fe1\u8a17\u7684\u660e\u78ba\u76ee\u7684\u3002 \u53d7\u8a17\u4eba\u6b0a\u529b\u8207\u7fa9\u52d9\uff1a\u53d7\u8a17\u4eba\u5728\u7ba1\u7406\u3001\u6295\u8cc7\u548c\u5206\u914d\u8cc7\u7522\u65b9\u9762\u7684\u6b0a\u9650\u908a\u754c\u3002 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\u820a\u91d1\u5c71\u7063\u5340No.1\u514d\u8cbb\u83ef\u4eba\u793e\u5340\u5831\u7d19","twitter:description":"\u8ca1\u5bcc\u50b3\u627f\u662f\u4eba\u985e\u793e\u6703\u6c38\u6046\u7684\u8ab2\u984c\u3002\u96a8\u8457\u5168\u7403\u7d93\u6fdf\u7684\u767c\u5c55\u548c\u8cc7\u7522\u7684\u7d2f\u7a4d\uff0c\u9ad8\u6de8\u503c\u5bb6\u5ead\u9762\u81e8\u7684\u4e0d\u50c5\u662f\u5982\u4f55\u5c07\u8ca1\u5bcc\u5b89\u5168\u5730\u79fb\u4ea4\u7d66\u4e0b\u4e00\u4ee3\uff0c \u66f4\u91cd\u8981\u7684\u662f\u5982\u4f55\u78ba\u4fdd\u8ca1\u5bcc\u80fd\u5920\u300c\u6309\u610f\u9858\u50b3\u627f\u300d\uff08Intentional Inheritance\uff09\uff0c\u4e26\u5728\u4ee3\u969b\u4e4b\u9593\u6301\u7e8c\u767c\u63ee\u6548\u76ca\uff0c\u907f\u514d\u56e0\u5a5a\u59fb\u3001\u50b5\u52d9\u6216\u63ee\u970d\u800c\u6d41\u5931\u3002\u5728\u773e\u591a\u50b3\u627f\u5de5\u5177\u4e2d\uff0c**\u5bb6\u65cf\u4fe1\u8a17\uff08Family 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\u5206\u671f\u652f\u4ed8\uff1a\u53ef\u4ee5\u907f\u514d\u53d7\u76ca\u4eba\u4e00\u6b21\u6027\u7e7c\u627f\u5de8\u984d\u8ca1\u5bcc\u5f8c\u56e0\u7ba1\u7406\u4e0d\u5584\u800c\u63ee\u970d\u4e00\u7a7a\uff0c\u901a\u904e\u53d7\u8a17\u4eba\u5b9a\u671f\u6216\u6839\u64da\u751f\u6d3b\u6240\u9700\u9032\u884c\u5c0f\u984d\u5206\u914d\u3002 \u8de8\u4ee3\u50b3\u627f\uff1a\u8a2d\u7acb\u9694\u4ee3\u50b3\u627f\u6a5f\u5236\uff08\u5982\u671d\u4ee3\u4fe1\u8a17\uff0cDynasty Trust\uff09\uff0c\u78ba\u4fdd\u8ca1\u5bcc\u80fd\u5920\u6301\u7e8c\u70ba\u6578\u4ee3\u4eba\u670d\u52d9\uff0c\u5be6\u73fe\u771f\u6b63\u7684\u6c38\u7e8c\u50b3\u627f\u3002 \u4e09\u3001 \u5982\u4f55\u8a2d\u7acb\u4fe1\u8a17\uff1a\u95dc\u9375\u6b65\u9a5f\u8207\u8003\u91cf \u8a2d\u7acb\u4e00\u500b\u7a69\u5065\u7684\u5bb6\u65cf\u4fe1\u8a17\u662f\u4e00\u500b\u6d89\u53ca\u6cd5\u5f8b\u3001\u7a05\u52d9\u548c\u8ca1\u52d9\u898f\u5283\u7684\u7d9c\u5408\u904e\u7a0b\uff1a 1. \u6c7a\u5b9a\u4fe1\u8a17\u985e\u578b\u8207\u7ba1\u8f44\u5730 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\u907a\u56d1\u662f\u4e00\u4efd\u6cd5\u5f8b\u6587\u4ef6\uff0c\u898f\u5b9a\u4e86\u60a8\u53bb\u4e16\u5f8c\u5c0d\u60a8\u7684\u8ca1\u7522\u5982\u4f55\u9032\u884c\u5206\u914d\u7684\u5fc3\u9858\u3002\u901a\u904e\u9019\u4efd\u6587\u66f8\uff0c\u60a8\u53ef\u4ee5\u70ba\u60a8\u7684\u5b69\u5b50\u6307\u5b9a\u76e3\u8b77\u4eba\uff0c\u4e26\u6307\u5b9a\u4e00\u500b\u57f7\u884c\u4eba\u7ba1\u7406\u60a8\u7684\u8ca1\u7522\u3002\u5982\u679c\u907a\u7522\u9019\u500b\u8a5e\u770b\u8d77\u4f86\u4ee4\u4eba\u56f0\u60d1\uff0c\u53ef\u4ee5\u628a\u5b83\u770b\u4f5c\u662f\u60a8\u904e\u4e16\u6642\u64c1\u6709\u7684\u6240\u6709\u8cc7\u7522\u7684\u96c6\u5408\u3002\u907a\u56d1\u6307\u5c0e\u60a8\u5468\u570d\u7684\u4eba\u5982\u4f55\u8655\u7406\u9019\u4e9b\u8cc7\u7522\u3002\u7576\u4eba\u5011\u60f3\u5230\u907a\u56d1\u6642\uff0c\u4ed6\u5011\u53ef\u80fd\u6703\u806f\u60f3\u5230\u4e00\u4efd\u6602\u8cb4\u800c\u5fa9\u96dc\u7684\u6587\u4ef6\uff0c\u53ea\u6709\u5f8b\u5e2b\u624d\u77e5\u9053\u5982\u4f55\u89e3\u6790\u3002\u4f46\u662f\uff0c\u60c5\u6cc1\u5b8c\u5168\u4e0d\u662f\u9019\u6a23\u3002\u5728\u52a0\u5dde\uff0c\u6709\u8a31\u591a\u4e0d\u540c\u985e\u578b\u7684\u907a\u56d1\u3002\u4e0b\u9762\u662f\u4e00\u500b\u6700\u5e38\u898b\u7684\u907a\u7522\u985e\u578b\u6e05\u55ae\uff1a \u624b\u5beb\u907a\u56d1 \uff08Holographic Wills\uff09\u3002\u9019\u662f\u6700\u7c21\u55ae\u7684\u6587\u66f8\u985e\u578b\u3002\u5b83\u662f\u4e00\u4efd\u7531\u7acb\u907a\u56d1\u4eba\uff08\u8a02\u7acb\u907a\u56d1\u7684\u4eba\uff09\u624b\u5beb\u7684\u6587\u4ef6\uff0c\u6982\u8ff0\u4e86\u4ed6\u5011\u6b7b\u5f8c\u7684\u5fc3\u9858\u3002 \u6cd5\u5b9a\u907a\u56d1\uff08Statutory Wills\uff09\u3002\u9019\u7a2e\u985e\u578b\u7684\u907a\u56d1\u9075\u5faa\u7279\u5b9a\u7684\u683c\u5f0f\uff0c\u4e0d\u4e00\u5b9a\u9700\u8981\u907a\u7522\u5c08\u5bb6\u4f86\u586b\u5beb\u3002\u5728\u52a0\u5dde\uff0c\u60a8\u53ef\u4ee5\u6839\u64da\u300a\u52a0\u5dde\u907a\u56d1\u6cd5\u300b\u7b2c6240\u689d\u627e\u5230\u4e00\u4efd\u514d\u8cbb\u7684\u6cd5\u5b9a\u907a\u56d1\u6a21\u677f\uff08\u7b2c\u4e94\u9801\u662f\u6a21\u677f\u7684\u958b\u59cb\uff09 2. \u53ef\u64a4\u92b7\u7684\u751f\u524d\u4fe1\u8a17\uff08Revocable Living Trusts\uff09 \u912d\u535a\u4ec1\u5f8b\u5e2b(Paul P. Cheng, Esq.)\u8868\u793a\uff0c\u8207\u907a\u56d1\u985e\u4f3c\uff0c\u53ef\u64a4\u92b7\u7684\u751f\u524d\u4fe1\u8a17\u70ba\u4fe1\u8a17\u4eba\u898f\u5b9a\u4e86\u689d\u4ef6\uff0c\u5c07\u5176\u8cc7\u7522\u7684\u7ba1\u7406\u6b0a\u5206\u914d\u7d66\u4e00\u500b\u88ab\u7e7c\u4efb\u53d7\u8a17\u4eba\u9078\u5b9a\u7684\u7b2c\u53c1\u65b9\u3002\u89f8\u767c\u9019\u4e9b\u4fe1\u8a17\u7684\u689d\u4ef6\u53ef\u80fd\u662f\u4fe1\u8a17\u4eba\u6b7b\u904e\u4e16\u3001\u7121\u884c\u70ba\u80fd\u529b\u3001\u91cd\u5927\u751f\u6d3b\u4e8b\u4ef6\uff0c\u6216\u8005\u50c5\u50c5\u662f\u4fe1\u8a17\u7684\u8a2d\u7acb\u3002\u7136\u5f8c\uff0c\u7e7c\u4efb\u53d7\u8a17\u4eba\u6309\u7167\u4fe1\u8a17\u7684\u689d\u6b3e\u5c07\u8cc7\u7522\u5206\u914d\u7d66\u53d7\u76ca\u4eba\u3002\u7531\u65bc\u9019\u4e9b\u4fe1\u8a17\u662f\u53ef\u64a4\u92b7\u7684\uff0c\u5b83\u5011\u53ef\u4ee5\u5728\u4fe1\u8a17\u4eba\u6709\u751f\u4e4b\u5e74\u64a4\u92b7\u6216\u4fee\u6539\uff0c\u800c\u7121\u9700\u5f97\u5230\u53d7\u76ca\u4eba\u548c\u7e7c\u4efb\u53d7\u8a17\u4eba\u7684\u8a31\u53ef\u3002\u9019\u4f7f\u5f97\u5728\u67d0\u4e9b\u751f\u6d3b\u4e8b\u4ef6\u6539\u8b8a\u4e00\u500b\u4eba\u7684\u8cc7\u7522\u548c\u53ef\u80fd\u7684\u53d7\u76ca\u4eba\uff08\u4f8b\u5982\uff0c\u60a8\u6709\u66f4\u591a\u7684\u5b69\u5b50\uff09\u7684\u60c5\u6cc1\u4e0b\uff0c\u6709\u4e86\u5f88\u5927\u7684\u9748\u6d3b\u6027\u3002 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&quot;\u5730\u65b9\u65b0\u805e&quot;","block_context":{"text":"\u5730\u65b9\u65b0\u805e","link":"https:\/\/newsforchinese.com\/v3\/category\/local\/"},"img":{"alt_text":"","src":"https:\/\/i0.wp.com\/newsforchinese.com\/v3\/wp-content\/uploads\/2016\/11\/living-trust.jpg?resize=350%2C200&ssl=1","width":350,"height":200,"srcset":"https:\/\/i0.wp.com\/newsforchinese.com\/v3\/wp-content\/uploads\/2016\/11\/living-trust.jpg?resize=350%2C200&ssl=1 1x, https:\/\/i0.wp.com\/newsforchinese.com\/v3\/wp-content\/uploads\/2016\/11\/living-trust.jpg?resize=525%2C300&ssl=1 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