{"id":277728,"date":"2025-05-19T07:43:53","date_gmt":"2025-05-19T14:43:53","guid":{"rendered":"https:\/\/newsforchinese.com\/v3\/?p=277728"},"modified":"2025-05-19T07:44:12","modified_gmt":"2025-05-19T14:44:12","slug":"%e5%8a%a0%e5%b7%9e%e4%ba%ba%e5%b9%b3%e5%9d%87%e4%bf%a1%e7%94%a8%e5%89%9b%e5%a5%bd%e6%98%af%e5%85%a8%e5%9c%8b%e4%b8%ad%e4%bd%8d%e6%95%b8","status":"publish","type":"post","link":"https:\/\/newsforchinese.com\/v3\/2025\/05\/19\/%e5%8a%a0%e5%b7%9e%e4%ba%ba%e5%b9%b3%e5%9d%87%e4%bf%a1%e7%94%a8%e5%89%9b%e5%a5%bd%e6%98%af%e5%85%a8%e5%9c%8b%e4%b8%ad%e4%bd%8d%e6%95%b8\/","title":{"rendered":"\u52a0\u5dde\u4eba\u5e73\u5747\u4fe1\u7528\u525b\u597d\u662f\u5168\u570b\u4e2d\u4f4d\u6578"},"content":{"rendered":"\n<p class=\"wp-block-paragraph\">\u4fe1\u7528\u5df2\u662f\u7f8e\u570b\u4eba\u7684\u751f\u5b58\u4e4b\u9053\uff0c\u90a3\u9ebc\u52a0\u5dde\u4eba\u7684\u5e73\u5747\u4fe1\u7528\u5206\u6578\u5982\u4f55\u5462\uff1f\u5357\u52a0\u65b0\u805e\u96c6\u5718\u5229\u7528\u5169\u5927\u4fe1\u8a55\u6a5f\u69cbFICO\u548cVantageScore\u7684\u6578\u64da\u4f86\u505a\u5dde\u5e73\u5747\u4fe1\u8a55\u5206\u6578\uff0c\u767c\u73fe\u52a0\u5dde\u7684\u8868\u73fe\u7b97\u300c\u826f\u597d\u300d\u3002<\/p>\n\n\n\n<!--more-->\n\n\n\n<p class=\"wp-block-paragraph\">\u53bb\u5e74\u52a0\u5dde\u4eba\u7684\u5e73\u5747\u4fe1\u8a55\u5206\u6578\u70ba714\uff0c\u82e5\u5c0d\u6b64\u6578\u5b57\u6c92\u6982\u5ff5\uff0c\u5169\u9593\u6a5f\u69cb\u7684\u4fe1\u8a55\u5206\u6578\u662f\u5f9e\u6700\u9ad8850\u5206\u5230\u6700\u4f4e300\u5206\u4e4b\u9593\u5206\u512a\u52a3\uff0c\u6839\u64da\u4fe1\u7528\u6a5f\u69cbExperian\u7684\u8aaa\u6cd5\uff0c714\u5206\u5c6c\u65bc\u300c\u826f\u597d\u300d\u7bc4\u570d\u3002<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Experian\u5728\u4fe1\u8a55\u6307\u5357\u4e2d\u89e3\u91cb\u9053\uff1a\u300c\u8cb8\u6b3e\u6a5f\u69cb\u5c07\u4fe1\u8a55\u8655\u65bc\u826f\u597d\u7bc4\u570d\u5167\u7684\u6d88\u8cbb\u8005\u8996\u70ba\u300e\u53ef\u63a5\u53d7\u7684\u300f\u501f\u6b3e\u4eba\uff0c\u4e26\u53ef\u80fd\u5411\u4ed6\u5011\u63d0\u4f9b\u5404\u7a2e\u8cb8\u6b3e\u7522\u54c1\uff0c\u5118\u7ba1\u4e0d\u4e00\u5b9a\u63d0\u4f9b\u6700\u4f4e\u7684\u5229\u7387\u3002\u300d<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u52a0\u5dde\u7684\u5f97\u5206\u4e5f\u6b63\u597d\u662f\u5168\u570b\u7684\u4e2d\u4f4d\u6578\uff0c\u5728\u5404\u5dde\u548c\u83ef\u5e9c\u7279\u5340\u4e2d\u6392\u540d\u7b2c24\u3002\u8868\u73fe\u6700\u597d\u7684\u662f\u660e\u5c3c\u8607\u9054\u5dde734\u5206\uff0c\u5176\u6b21\u662f\u65b0\u7f55\u5e03\u590f\u548c\u4f5b\u8499\u7279\u5dde\uff0c\u90fd\u662f730\u5206\u3002\u4fe1\u7528\u6700\u5dee\u7684\u662f\u5bc6\u897f\u897f\u6bd4\u5dde\uff0c\u53ea\u6709676\u5206\u3002<\/p>\n<div class=\"gsp_post_data\" \r\n\t            data-post_type=\"post\" \r\n\t            data-cat=\"local,news\" \r\n\t            data-modified=\"120\"\r\n\t            data-created=\"1747640633\"\r\n\t            data-title=\"\u52a0\u5dde\u4eba\u5e73\u5747\u4fe1\u7528\u525b\u597d\u662f\u5168\u570b\u4e2d\u4f4d\u6578\" \r\n\t            data-home=\"https:\/\/newsforchinese.com\/v3\"><\/div>","protected":false},"excerpt":{"rendered":"<p>\u4fe1\u7528\u5df2\u662f\u7f8e\u570b\u4eba\u7684\u751f\u5b58\u4e4b\u9053\uff0c\u90a3\u9ebc\u52a0\u5dde\u4eba\u7684\u5e73\u5747\u4fe1\u7528\u5206\u6578\u5982\u4f55\u5462\uff1f\u5357\u52a0\u65b0\u805e\u96c6\u5718\u5229\u7528\u5169\u5927\u4fe1\u8a55\u6a5f\u69cbFICO\u548cVantageScore\u7684\u6578\u64da\u4f86\u505a\u5dde\u5e73\u5747\u4fe1\u8a55\u5206\u6578\uff0c\u767c\u73fe\u52a0\u5dde\u7684\u8868\u73fe\u7b97\u300c\u826f\u597d\u300d\u3002<\/p>\n","protected":false},"author":1001022,"featured_media":277729,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"episode_type":"audio","audio_file":"","podmotor_file_id":"","podmotor_episode_id":"","cover_image":"","cover_image_id":"","duration":"","filesize":"","filesize_raw":"","date_recorded":"","explicit":"","block":"","_jetpack_newsletter_access":"","_jetpack_dont_email_post_to_subs":false,"_jetpack_newsletter_tier_id":0,"_jetpack_memberships_contains_paywalled_content":false,"_jetpack_feature_clip_id":0,"_jetpack_memberships_contains_paid_content":false,"footnotes":"","jetpack_publicize_message":"{title}\n\n{excerpt}\n\n{url}","jetpack_publicize_feature_enabled":true,"jetpack_social_post_already_shared":true,"jetpack_social_options":{"image_generator_settings":{"template":"highway","default_image_id":0,"font":"","enabled":false},"version":2},"_wpas_customize_per_network":false,"jetpack_post_was_ever_published":false},"categories":[7,131],"tags":[],"series":[],"class_list":["post-277728","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-local","category-news"],"aioseo_notices":[],"aioseo_head":"\n\t\t<!-- All in One SEO 4.9.8 - aioseo.com -->\n\t<meta name=\"description\" content=\"\u4fe1\u7528\u5df2\u662f\u7f8e\u570b\u4eba\u7684\u751f\u5b58\u4e4b\u9053\uff0c\u90a3\u9ebc\u52a0\u5dde\u4eba\u7684\u5e73\u5747\u4fe1\u7528\u5206\u6578\u5982\u4f55\u5462\uff1f\u5357\u52a0\u65b0\u805e\u96c6\u5718\u5229\u7528\u5169\u5927\u4fe1\u8a55\u6a5f\u69cbFICO\u548cVantageScore\u7684\u6578\u64da\u4f86\u505a\u5dde\u5e73\u5747\u4fe1\u8a55\u5206\u6578\uff0c\u767c\u73fe\u52a0\u5dde\u7684\u8868\u73fe\u7b97\u300c\u826f\u597d\u300d\u3002 \u53bb\u5e74\u52a0\u5dde\u4eba\u7684\u5e73\u5747\u4fe1\u8a55\u5206\u6578\u70ba714\uff0c\u82e5\u5c0d\u6b64\u6578\u5b57\u6c92\u6982\u5ff5\uff0c\u5169\u9593\u6a5f\u69cb\u7684\u4fe1\u8a55\u5206\u6578\u662f\u5f9e\u6700\u9ad8850\u5206\u5230\u6700\u4f4e300\u5206\u4e4b\u9593\u5206\u512a\u52a3\uff0c\u6839\u64da\u4fe1\u7528\u6a5f\u69cbExperian\u7684\u8aaa\u6cd5\uff0c714\u5206\u5c6c\u65bc\u300c\u826f\u597d\u300d\u7bc4\u570d\u3002 Experian\u5728\u4fe1\u8a55\u6307\u5357\u4e2d\u89e3\u91cb\u9053\uff1a\u300c\u8cb8\u6b3e\u6a5f\u69cb\u5c07\u4fe1\u8a55\u8655\u65bc\u826f\u597d\u7bc4\u570d\u5167\u7684\u6d88\u8cbb\u8005\u8996\u70ba\u300e\u53ef\u63a5\u53d7\u7684\u300f\u501f\u6b3e\u4eba\uff0c\u4e26\u53ef\u80fd\u5411\u4ed6\u5011\u63d0\u4f9b\u5404\u7a2e\u8cb8\u6b3e\u7522\u54c1\uff0c\u5118\u7ba1\u4e0d\u4e00\u5b9a\u63d0\u4f9b\u6700\u4f4e\u7684\u5229\u7387\u3002\u300d \u52a0\u5dde\u7684\u5f97\u5206\u4e5f\u6b63\u597d\u662f\u5168\u570b\u7684\u4e2d\u4f4d\u6578\uff0c\u5728\u5404\u5dde\u548c\u83ef\u5e9c\u7279\u5340\u4e2d\u6392\u540d\u7b2c24\u3002\u8868\u73fe\u6700\u597d\u7684\u662f\u660e\u5c3c\u8607\u9054\u5dde734\u5206\uff0c\u5176\u6b21\u662f\u65b0\u7f55\u5e03\u590f\u548c\u4f5b\u8499\u7279\u5dde\uff0c\u90fd\u662f730\u5206\u3002\u4fe1\u7528\u6700\u5dee\u7684\u662f\u5bc6\u897f\u897f\u6bd4\u5dde\uff0c\u53ea\u6709676\u5206\u3002\" \/>\n\t<meta name=\"robots\" content=\"max-image-preview:large\" \/>\n\t<meta name=\"author\" content=\"Yingying\"\/>\n\t<link rel=\"canonical\" href=\"https:\/\/newsforchinese.com\/v3\/2025\/05\/19\/%e5%8a%a0%e5%b7%9e%e4%ba%ba%e5%b9%b3%e5%9d%87%e4%bf%a1%e7%94%a8%e5%89%9b%e5%a5%bd%e6%98%af%e5%85%a8%e5%9c%8b%e4%b8%ad%e4%bd%8d%e6%95%b8\/\" \/>\n\t<meta name=\"generator\" content=\"All in One SEO (AIOSEO) 4.9.8\" \/>\n\n\t\t<meta name=\"google-adsense-account\" content=\"ca-pub-9175855296033541\">\n\t\t<meta property=\"og:locale\" content=\"en_US\" \/>\n\t\t<meta property=\"og:site_name\" content=\"News for Chinese \uff0d \u820a\u91d1\u5c71\u7063\u5340No.1\u514d\u8cbb\u83ef\u4eba\u793e\u5340\u5831\u7d19 - \u8001\u4e2d\u5730\u65b9\u65b0\u805e\u662f\u820a\u91d1\u5c71\u7063\u5340No.1\u514d\u8cbb\u65b0\u805e\u96c6\u5718\uff0c\u591a\u5143\u5316\u5e73\u53f0\u6709\u65b0\u805e\u7db2\u3001\u5f71\u97f3\u7db2\u3001AM1450\u5ee3\u64ad\u96fb\u53f0\u53ca\u514d\u8cbb\u5168\u5f69\u5831\u7d19\u3002\u624b\u6a5f\u63d0\u4f9b\u6700\u65b0\u6700\u5feb\u793e\u5340\u65b0\u805e\uff0c\u670d\u52d960\u842c\u83ef\u88d4\u8b80\u8005\u3002\" \/>\n\t\t<meta property=\"og:type\" content=\"article\" \/>\n\t\t<meta property=\"og:title\" content=\"\u52a0\u5dde\u4eba\u5e73\u5747\u4fe1\u7528\u525b\u597d\u662f\u5168\u570b\u4e2d\u4f4d\u6578 - News for Chinese \uff0d \u820a\u91d1\u5c71\u7063\u5340No.1\u514d\u8cbb\u83ef\u4eba\u793e\u5340\u5831\u7d19\" \/>\n\t\t<meta property=\"og:description\" content=\"\u4fe1\u7528\u5df2\u662f\u7f8e\u570b\u4eba\u7684\u751f\u5b58\u4e4b\u9053\uff0c\u90a3\u9ebc\u52a0\u5dde\u4eba\u7684\u5e73\u5747\u4fe1\u7528\u5206\u6578\u5982\u4f55\u5462\uff1f\u5357\u52a0\u65b0\u805e\u96c6\u5718\u5229\u7528\u5169\u5927\u4fe1\u8a55\u6a5f\u69cbFICO\u548cVantageScore\u7684\u6578\u64da\u4f86\u505a\u5dde\u5e73\u5747\u4fe1\u8a55\u5206\u6578\uff0c\u767c\u73fe\u52a0\u5dde\u7684\u8868\u73fe\u7b97\u300c\u826f\u597d\u300d\u3002 \u53bb\u5e74\u52a0\u5dde\u4eba\u7684\u5e73\u5747\u4fe1\u8a55\u5206\u6578\u70ba714\uff0c\u82e5\u5c0d\u6b64\u6578\u5b57\u6c92\u6982\u5ff5\uff0c\u5169\u9593\u6a5f\u69cb\u7684\u4fe1\u8a55\u5206\u6578\u662f\u5f9e\u6700\u9ad8850\u5206\u5230\u6700\u4f4e300\u5206\u4e4b\u9593\u5206\u512a\u52a3\uff0c\u6839\u64da\u4fe1\u7528\u6a5f\u69cbExperian\u7684\u8aaa\u6cd5\uff0c714\u5206\u5c6c\u65bc\u300c\u826f\u597d\u300d\u7bc4\u570d\u3002 Experian\u5728\u4fe1\u8a55\u6307\u5357\u4e2d\u89e3\u91cb\u9053\uff1a\u300c\u8cb8\u6b3e\u6a5f\u69cb\u5c07\u4fe1\u8a55\u8655\u65bc\u826f\u597d\u7bc4\u570d\u5167\u7684\u6d88\u8cbb\u8005\u8996\u70ba\u300e\u53ef\u63a5\u53d7\u7684\u300f\u501f\u6b3e\u4eba\uff0c\u4e26\u53ef\u80fd\u5411\u4ed6\u5011\u63d0\u4f9b\u5404\u7a2e\u8cb8\u6b3e\u7522\u54c1\uff0c\u5118\u7ba1\u4e0d\u4e00\u5b9a\u63d0\u4f9b\u6700\u4f4e\u7684\u5229\u7387\u3002\u300d \u52a0\u5dde\u7684\u5f97\u5206\u4e5f\u6b63\u597d\u662f\u5168\u570b\u7684\u4e2d\u4f4d\u6578\uff0c\u5728\u5404\u5dde\u548c\u83ef\u5e9c\u7279\u5340\u4e2d\u6392\u540d\u7b2c24\u3002\u8868\u73fe\u6700\u597d\u7684\u662f\u660e\u5c3c\u8607\u9054\u5dde734\u5206\uff0c\u5176\u6b21\u662f\u65b0\u7f55\u5e03\u590f\u548c\u4f5b\u8499\u7279\u5dde\uff0c\u90fd\u662f730\u5206\u3002\u4fe1\u7528\u6700\u5dee\u7684\u662f\u5bc6\u897f\u897f\u6bd4\u5dde\uff0c\u53ea\u6709676\u5206\u3002\" \/>\n\t\t<meta property=\"og:url\" content=\"https:\/\/newsforchinese.com\/v3\/2025\/05\/19\/%e5%8a%a0%e5%b7%9e%e4%ba%ba%e5%b9%b3%e5%9d%87%e4%bf%a1%e7%94%a8%e5%89%9b%e5%a5%bd%e6%98%af%e5%85%a8%e5%9c%8b%e4%b8%ad%e4%bd%8d%e6%95%b8\/\" \/>\n\t\t<meta property=\"og:image\" content=\"https:\/\/newsforchinese.com\/v3\/wp-content\/uploads\/2025\/05\/credit-score.jpg\" \/>\n\t\t<meta property=\"og:image:secure_url\" content=\"https:\/\/newsforchinese.com\/v3\/wp-content\/uploads\/2025\/05\/credit-score.jpg\" \/>\n\t\t<meta property=\"og:image:width\" content=\"600\" \/>\n\t\t<meta property=\"og:image:height\" content=\"400\" \/>\n\t\t<meta property=\"article:published_time\" content=\"2025-05-19T14:43:53+00:00\" \/>\n\t\t<meta property=\"article:modified_time\" content=\"2025-05-19T14:44:12+00:00\" \/>\n\t\t<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n\t\t<meta name=\"twitter:title\" content=\"\u52a0\u5dde\u4eba\u5e73\u5747\u4fe1\u7528\u525b\u597d\u662f\u5168\u570b\u4e2d\u4f4d\u6578 - News for Chinese \uff0d \u820a\u91d1\u5c71\u7063\u5340No.1\u514d\u8cbb\u83ef\u4eba\u793e\u5340\u5831\u7d19\" \/>\n\t\t<meta name=\"twitter:description\" content=\"\u4fe1\u7528\u5df2\u662f\u7f8e\u570b\u4eba\u7684\u751f\u5b58\u4e4b\u9053\uff0c\u90a3\u9ebc\u52a0\u5dde\u4eba\u7684\u5e73\u5747\u4fe1\u7528\u5206\u6578\u5982\u4f55\u5462\uff1f\u5357\u52a0\u65b0\u805e\u96c6\u5718\u5229\u7528\u5169\u5927\u4fe1\u8a55\u6a5f\u69cbFICO\u548cVantageScore\u7684\u6578\u64da\u4f86\u505a\u5dde\u5e73\u5747\u4fe1\u8a55\u5206\u6578\uff0c\u767c\u73fe\u52a0\u5dde\u7684\u8868\u73fe\u7b97\u300c\u826f\u597d\u300d\u3002 \u53bb\u5e74\u52a0\u5dde\u4eba\u7684\u5e73\u5747\u4fe1\u8a55\u5206\u6578\u70ba714\uff0c\u82e5\u5c0d\u6b64\u6578\u5b57\u6c92\u6982\u5ff5\uff0c\u5169\u9593\u6a5f\u69cb\u7684\u4fe1\u8a55\u5206\u6578\u662f\u5f9e\u6700\u9ad8850\u5206\u5230\u6700\u4f4e300\u5206\u4e4b\u9593\u5206\u512a\u52a3\uff0c\u6839\u64da\u4fe1\u7528\u6a5f\u69cbExperian\u7684\u8aaa\u6cd5\uff0c714\u5206\u5c6c\u65bc\u300c\u826f\u597d\u300d\u7bc4\u570d\u3002 Experian\u5728\u4fe1\u8a55\u6307\u5357\u4e2d\u89e3\u91cb\u9053\uff1a\u300c\u8cb8\u6b3e\u6a5f\u69cb\u5c07\u4fe1\u8a55\u8655\u65bc\u826f\u597d\u7bc4\u570d\u5167\u7684\u6d88\u8cbb\u8005\u8996\u70ba\u300e\u53ef\u63a5\u53d7\u7684\u300f\u501f\u6b3e\u4eba\uff0c\u4e26\u53ef\u80fd\u5411\u4ed6\u5011\u63d0\u4f9b\u5404\u7a2e\u8cb8\u6b3e\u7522\u54c1\uff0c\u5118\u7ba1\u4e0d\u4e00\u5b9a\u63d0\u4f9b\u6700\u4f4e\u7684\u5229\u7387\u3002\u300d \u52a0\u5dde\u7684\u5f97\u5206\u4e5f\u6b63\u597d\u662f\u5168\u570b\u7684\u4e2d\u4f4d\u6578\uff0c\u5728\u5404\u5dde\u548c\u83ef\u5e9c\u7279\u5340\u4e2d\u6392\u540d\u7b2c24\u3002\u8868\u73fe\u6700\u597d\u7684\u662f\u660e\u5c3c\u8607\u9054\u5dde734\u5206\uff0c\u5176\u6b21\u662f\u65b0\u7f55\u5e03\u590f\u548c\u4f5b\u8499\u7279\u5dde\uff0c\u90fd\u662f730\u5206\u3002\u4fe1\u7528\u6700\u5dee\u7684\u662f\u5bc6\u897f\u897f\u6bd4\u5dde\uff0c\u53ea\u6709676\u5206\u3002\" \/>\n\t\t<meta name=\"twitter:image\" content=\"https:\/\/newsforchinese.com\/v3\/wp-content\/uploads\/2025\/05\/credit-score.jpg\" \/>\n\t\t<script type=\"application\/ld+json\" class=\"aioseo-schema\">\n\t\t\t{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"BlogPosting\",\"@id\":\"https:\\\/\\\/newsforchinese.com\\\/v3\\\/2025\\\/05\\\/19\\\/%e5%8a%a0%e5%b7%9e%e4%ba%ba%e5%b9%b3%e5%9d%87%e4%bf%a1%e7%94%a8%e5%89%9b%e5%a5%bd%e6%98%af%e5%85%a8%e5%9c%8b%e4%b8%ad%e4%bd%8d%e6%95%b8\\\/#blogposting\",\"name\":\"\\u52a0\\u5dde\\u4eba\\u5e73\\u5747\\u4fe1\\u7528\\u525b\\u597d\\u662f\\u5168\\u570b\\u4e2d\\u4f4d\\u6578 - News for Chinese \\uff0d \\u820a\\u91d1\\u5c71\\u7063\\u5340No.1\\u514d\\u8cbb\\u83ef\\u4eba\\u793e\\u5340\\u5831\\u7d19\",\"headline\":\"\\u52a0\\u5dde\\u4eba\\u5e73\\u5747\\u4fe1\\u7528\\u525b\\u597d\\u662f\\u5168\\u570b\\u4e2d\\u4f4d\\u6578\",\"author\":{\"@id\":\"https:\\\/\\\/newsforchinese.com\\\/v3\\\/author\\\/yinyin\\\/#author\"},\"publisher\":{\"@id\":\"https:\\\/\\\/newsforchinese.com\\\/v3\\\/#organization\"},\"image\":{\"@type\":\"ImageObject\",\"url\":\"https:\\\/\\\/newsforchinese.com\\\/v3\\\/wp-content\\\/uploads\\\/2025\\\/05\\\/credit-score.jpg\",\"width\":600,\"height\":400},\"datePublished\":\"2025-05-19T07:43:53-07:00\",\"dateModified\":\"2025-05-19T07:44:12-07:00\",\"inLanguage\":\"en-US\",\"mainEntityOfPage\":{\"@id\":\"https:\\\/\\\/newsforchinese.com\\\/v3\\\/2025\\\/05\\\/19\\\/%e5%8a%a0%e5%b7%9e%e4%ba%ba%e5%b9%b3%e5%9d%87%e4%bf%a1%e7%94%a8%e5%89%9b%e5%a5%bd%e6%98%af%e5%85%a8%e5%9c%8b%e4%b8%ad%e4%bd%8d%e6%95%b8\\\/#webpage\"},\"isPartOf\":{\"@id\":\"https:\\\/\\\/newsforchinese.com\\\/v3\\\/2025\\\/05\\\/19\\\/%e5%8a%a0%e5%b7%9e%e4%ba%ba%e5%b9%b3%e5%9d%87%e4%bf%a1%e7%94%a8%e5%89%9b%e5%a5%bd%e6%98%af%e5%85%a8%e5%9c%8b%e4%b8%ad%e4%bd%8d%e6%95%b8\\\/#webpage\"},\"articleSection\":\"\\u5730\\u65b9\\u65b0\\u805e, \\u7f8e\\u570b\\u65b0\\u805e\"},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\\\/\\\/newsforchinese.com\\\/v3\\\/2025\\\/05\\\/19\\\/%e5%8a%a0%e5%b7%9e%e4%ba%ba%e5%b9%b3%e5%9d%87%e4%bf%a1%e7%94%a8%e5%89%9b%e5%a5%bd%e6%98%af%e5%85%a8%e5%9c%8b%e4%b8%ad%e4%bd%8d%e6%95%b8\\\/#breadcrumblist\",\"itemListElement\":[{\"@type\":\"ListItem\",\"@id\":\"https:\\\/\\\/newsforchinese.com\\\/v3#listItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\\\/\\\/newsforchinese.com\\\/v3\",\"nextItem\":{\"@type\":\"ListItem\",\"@id\":\"https:\\\/\\\/newsforchinese.com\\\/v3\\\/category\\\/local\\\/#listItem\",\"name\":\"\\u5730\\u65b9\\u65b0\\u805e\"}},{\"@type\":\"ListItem\",\"@id\":\"https:\\\/\\\/newsforchinese.com\\\/v3\\\/category\\\/local\\\/#listItem\",\"position\":2,\"name\":\"\\u5730\\u65b9\\u65b0\\u805e\",\"item\":\"https:\\\/\\\/newsforchinese.com\\\/v3\\\/category\\\/local\\\/\",\"nextItem\":{\"@type\":\"ListItem\",\"@id\":\"https:\\\/\\\/newsforchinese.com\\\/v3\\\/2025\\\/05\\\/19\\\/%e5%8a%a0%e5%b7%9e%e4%ba%ba%e5%b9%b3%e5%9d%87%e4%bf%a1%e7%94%a8%e5%89%9b%e5%a5%bd%e6%98%af%e5%85%a8%e5%9c%8b%e4%b8%ad%e4%bd%8d%e6%95%b8\\\/#listItem\",\"name\":\"\\u52a0\\u5dde\\u4eba\\u5e73\\u5747\\u4fe1\\u7528\\u525b\\u597d\\u662f\\u5168\\u570b\\u4e2d\\u4f4d\\u6578\"},\"previousItem\":{\"@type\":\"ListItem\",\"@id\":\"https:\\\/\\\/newsforchinese.com\\\/v3#listItem\",\"name\":\"Home\"}},{\"@type\":\"ListItem\",\"@id\":\"https:\\\/\\\/newsforchinese.com\\\/v3\\\/2025\\\/05\\\/19\\\/%e5%8a%a0%e5%b7%9e%e4%ba%ba%e5%b9%b3%e5%9d%87%e4%bf%a1%e7%94%a8%e5%89%9b%e5%a5%bd%e6%98%af%e5%85%a8%e5%9c%8b%e4%b8%ad%e4%bd%8d%e6%95%b8\\\/#listItem\",\"position\":3,\"name\":\"\\u52a0\\u5dde\\u4eba\\u5e73\\u5747\\u4fe1\\u7528\\u525b\\u597d\\u662f\\u5168\\u570b\\u4e2d\\u4f4d\\u6578\",\"previousItem\":{\"@type\":\"ListItem\",\"@id\":\"https:\\\/\\\/newsforchinese.com\\\/v3\\\/category\\\/local\\\/#listItem\",\"name\":\"\\u5730\\u65b9\\u65b0\\u805e\"}}]},{\"@type\":\"Organization\",\"@id\":\"https:\\\/\\\/newsforchinese.com\\\/v3\\\/#organization\",\"name\":\"News for Chinese \\uff0d \\u820a\\u91d1\\u5c71\\u7063\\u5340No.1\\u514d\\u8cbb\\u83ef\\u4eba\\u793e\\u5340\\u5831\\u7d19\",\"description\":\"\\u8001\\u4e2d\\u5730\\u65b9\\u65b0\\u805e\\u662f\\u820a\\u91d1\\u5c71\\u7063\\u5340No.1\\u514d\\u8cbb\\u65b0\\u805e\\u96c6\\u5718\\uff0c\\u591a\\u5143\\u5316\\u5e73\\u53f0\\u6709\\u65b0\\u805e\\u7db2\\u3001\\u5f71\\u97f3\\u7db2\\u3001AM1450\\u5ee3\\u64ad\\u96fb\\u53f0\\u53ca\\u514d\\u8cbb\\u5168\\u5f69\\u5831\\u7d19\\u3002\\u624b\\u6a5f\\u63d0\\u4f9b\\u6700\\u65b0\\u6700\\u5feb\\u793e\\u5340\\u65b0\\u805e\\uff0c\\u670d\\u52d960\\u842c\\u83ef\\u88d4\\u8b80\\u8005\\u3002\",\"url\":\"https:\\\/\\\/newsforchinese.com\\\/v3\\\/\"},{\"@type\":\"Person\",\"@id\":\"https:\\\/\\\/newsforchinese.com\\\/v3\\\/author\\\/yinyin\\\/#author\",\"url\":\"https:\\\/\\\/newsforchinese.com\\\/v3\\\/author\\\/yinyin\\\/\",\"name\":\"Yingying\",\"image\":{\"@type\":\"ImageObject\",\"@id\":\"https:\\\/\\\/newsforchinese.com\\\/v3\\\/2025\\\/05\\\/19\\\/%e5%8a%a0%e5%b7%9e%e4%ba%ba%e5%b9%b3%e5%9d%87%e4%bf%a1%e7%94%a8%e5%89%9b%e5%a5%bd%e6%98%af%e5%85%a8%e5%9c%8b%e4%b8%ad%e4%bd%8d%e6%95%b8\\\/#authorImage\",\"url\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/0d9f81a920b32aec0890d90773a07a58625846ffef3a348907825722779d17ce?s=96&d=retro&r=g\",\"width\":96,\"height\":96,\"caption\":\"Yingying\"}},{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/newsforchinese.com\\\/v3\\\/2025\\\/05\\\/19\\\/%e5%8a%a0%e5%b7%9e%e4%ba%ba%e5%b9%b3%e5%9d%87%e4%bf%a1%e7%94%a8%e5%89%9b%e5%a5%bd%e6%98%af%e5%85%a8%e5%9c%8b%e4%b8%ad%e4%bd%8d%e6%95%b8\\\/#webpage\",\"url\":\"https:\\\/\\\/newsforchinese.com\\\/v3\\\/2025\\\/05\\\/19\\\/%e5%8a%a0%e5%b7%9e%e4%ba%ba%e5%b9%b3%e5%9d%87%e4%bf%a1%e7%94%a8%e5%89%9b%e5%a5%bd%e6%98%af%e5%85%a8%e5%9c%8b%e4%b8%ad%e4%bd%8d%e6%95%b8\\\/\",\"name\":\"\\u52a0\\u5dde\\u4eba\\u5e73\\u5747\\u4fe1\\u7528\\u525b\\u597d\\u662f\\u5168\\u570b\\u4e2d\\u4f4d\\u6578 - News for Chinese \\uff0d \\u820a\\u91d1\\u5c71\\u7063\\u5340No.1\\u514d\\u8cbb\\u83ef\\u4eba\\u793e\\u5340\\u5831\\u7d19\",\"description\":\"\\u4fe1\\u7528\\u5df2\\u662f\\u7f8e\\u570b\\u4eba\\u7684\\u751f\\u5b58\\u4e4b\\u9053\\uff0c\\u90a3\\u9ebc\\u52a0\\u5dde\\u4eba\\u7684\\u5e73\\u5747\\u4fe1\\u7528\\u5206\\u6578\\u5982\\u4f55\\u5462\\uff1f\\u5357\\u52a0\\u65b0\\u805e\\u96c6\\u5718\\u5229\\u7528\\u5169\\u5927\\u4fe1\\u8a55\\u6a5f\\u69cbFICO\\u548cVantageScore\\u7684\\u6578\\u64da\\u4f86\\u505a\\u5dde\\u5e73\\u5747\\u4fe1\\u8a55\\u5206\\u6578\\uff0c\\u767c\\u73fe\\u52a0\\u5dde\\u7684\\u8868\\u73fe\\u7b97\\u300c\\u826f\\u597d\\u300d\\u3002 \\u53bb\\u5e74\\u52a0\\u5dde\\u4eba\\u7684\\u5e73\\u5747\\u4fe1\\u8a55\\u5206\\u6578\\u70ba714\\uff0c\\u82e5\\u5c0d\\u6b64\\u6578\\u5b57\\u6c92\\u6982\\u5ff5\\uff0c\\u5169\\u9593\\u6a5f\\u69cb\\u7684\\u4fe1\\u8a55\\u5206\\u6578\\u662f\\u5f9e\\u6700\\u9ad8850\\u5206\\u5230\\u6700\\u4f4e300\\u5206\\u4e4b\\u9593\\u5206\\u512a\\u52a3\\uff0c\\u6839\\u64da\\u4fe1\\u7528\\u6a5f\\u69cbExperian\\u7684\\u8aaa\\u6cd5\\uff0c714\\u5206\\u5c6c\\u65bc\\u300c\\u826f\\u597d\\u300d\\u7bc4\\u570d\\u3002 Experian\\u5728\\u4fe1\\u8a55\\u6307\\u5357\\u4e2d\\u89e3\\u91cb\\u9053\\uff1a\\u300c\\u8cb8\\u6b3e\\u6a5f\\u69cb\\u5c07\\u4fe1\\u8a55\\u8655\\u65bc\\u826f\\u597d\\u7bc4\\u570d\\u5167\\u7684\\u6d88\\u8cbb\\u8005\\u8996\\u70ba\\u300e\\u53ef\\u63a5\\u53d7\\u7684\\u300f\\u501f\\u6b3e\\u4eba\\uff0c\\u4e26\\u53ef\\u80fd\\u5411\\u4ed6\\u5011\\u63d0\\u4f9b\\u5404\\u7a2e\\u8cb8\\u6b3e\\u7522\\u54c1\\uff0c\\u5118\\u7ba1\\u4e0d\\u4e00\\u5b9a\\u63d0\\u4f9b\\u6700\\u4f4e\\u7684\\u5229\\u7387\\u3002\\u300d \\u52a0\\u5dde\\u7684\\u5f97\\u5206\\u4e5f\\u6b63\\u597d\\u662f\\u5168\\u570b\\u7684\\u4e2d\\u4f4d\\u6578\\uff0c\\u5728\\u5404\\u5dde\\u548c\\u83ef\\u5e9c\\u7279\\u5340\\u4e2d\\u6392\\u540d\\u7b2c24\\u3002\\u8868\\u73fe\\u6700\\u597d\\u7684\\u662f\\u660e\\u5c3c\\u8607\\u9054\\u5dde734\\u5206\\uff0c\\u5176\\u6b21\\u662f\\u65b0\\u7f55\\u5e03\\u590f\\u548c\\u4f5b\\u8499\\u7279\\u5dde\\uff0c\\u90fd\\u662f730\\u5206\\u3002\\u4fe1\\u7528\\u6700\\u5dee\\u7684\\u662f\\u5bc6\\u897f\\u897f\\u6bd4\\u5dde\\uff0c\\u53ea\\u6709676\\u5206\\u3002\",\"inLanguage\":\"en-US\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/newsforchinese.com\\\/v3\\\/#website\"},\"breadcrumb\":{\"@id\":\"https:\\\/\\\/newsforchinese.com\\\/v3\\\/2025\\\/05\\\/19\\\/%e5%8a%a0%e5%b7%9e%e4%ba%ba%e5%b9%b3%e5%9d%87%e4%bf%a1%e7%94%a8%e5%89%9b%e5%a5%bd%e6%98%af%e5%85%a8%e5%9c%8b%e4%b8%ad%e4%bd%8d%e6%95%b8\\\/#breadcrumblist\"},\"author\":{\"@id\":\"https:\\\/\\\/newsforchinese.com\\\/v3\\\/author\\\/yinyin\\\/#author\"},\"creator\":{\"@id\":\"https:\\\/\\\/newsforchinese.com\\\/v3\\\/author\\\/yinyin\\\/#author\"},\"image\":{\"@type\":\"ImageObject\",\"url\":\"https:\\\/\\\/newsforchinese.com\\\/v3\\\/wp-content\\\/uploads\\\/2025\\\/05\\\/credit-score.jpg\",\"@id\":\"https:\\\/\\\/newsforchinese.com\\\/v3\\\/2025\\\/05\\\/19\\\/%e5%8a%a0%e5%b7%9e%e4%ba%ba%e5%b9%b3%e5%9d%87%e4%bf%a1%e7%94%a8%e5%89%9b%e5%a5%bd%e6%98%af%e5%85%a8%e5%9c%8b%e4%b8%ad%e4%bd%8d%e6%95%b8\\\/#mainImage\",\"width\":600,\"height\":400},\"primaryImageOfPage\":{\"@id\":\"https:\\\/\\\/newsforchinese.com\\\/v3\\\/2025\\\/05\\\/19\\\/%e5%8a%a0%e5%b7%9e%e4%ba%ba%e5%b9%b3%e5%9d%87%e4%bf%a1%e7%94%a8%e5%89%9b%e5%a5%bd%e6%98%af%e5%85%a8%e5%9c%8b%e4%b8%ad%e4%bd%8d%e6%95%b8\\\/#mainImage\"},\"datePublished\":\"2025-05-19T07:43:53-07:00\",\"dateModified\":\"2025-05-19T07:44:12-07:00\"},{\"@type\":\"WebSite\",\"@id\":\"https:\\\/\\\/newsforchinese.com\\\/v3\\\/#website\",\"url\":\"https:\\\/\\\/newsforchinese.com\\\/v3\\\/\",\"name\":\"News for Chinese \\uff0d \\u820a\\u91d1\\u5c71\\u7063\\u5340No.1\\u514d\\u8cbb\\u83ef\\u4eba\\u793e\\u5340\\u5831\\u7d19\",\"description\":\"\\u8001\\u4e2d\\u5730\\u65b9\\u65b0\\u805e\\u662f\\u820a\\u91d1\\u5c71\\u7063\\u5340No.1\\u514d\\u8cbb\\u65b0\\u805e\\u96c6\\u5718\\uff0c\\u591a\\u5143\\u5316\\u5e73\\u53f0\\u6709\\u65b0\\u805e\\u7db2\\u3001\\u5f71\\u97f3\\u7db2\\u3001AM1450\\u5ee3\\u64ad\\u96fb\\u53f0\\u53ca\\u514d\\u8cbb\\u5168\\u5f69\\u5831\\u7d19\\u3002\\u624b\\u6a5f\\u63d0\\u4f9b\\u6700\\u65b0\\u6700\\u5feb\\u793e\\u5340\\u65b0\\u805e\\uff0c\\u670d\\u52d960\\u842c\\u83ef\\u88d4\\u8b80\\u8005\\u3002\",\"inLanguage\":\"en-US\",\"publisher\":{\"@id\":\"https:\\\/\\\/newsforchinese.com\\\/v3\\\/#organization\"}}]}\n\t\t<\/script>\n\t\t<!-- All in One SEO -->\n\n","aioseo_head_json":{"title":"\u52a0\u5dde\u4eba\u5e73\u5747\u4fe1\u7528\u525b\u597d\u662f\u5168\u570b\u4e2d\u4f4d\u6578 - News for Chinese \uff0d \u820a\u91d1\u5c71\u7063\u5340No.1\u514d\u8cbb\u83ef\u4eba\u793e\u5340\u5831\u7d19","description":"\u4fe1\u7528\u5df2\u662f\u7f8e\u570b\u4eba\u7684\u751f\u5b58\u4e4b\u9053\uff0c\u90a3\u9ebc\u52a0\u5dde\u4eba\u7684\u5e73\u5747\u4fe1\u7528\u5206\u6578\u5982\u4f55\u5462\uff1f\u5357\u52a0\u65b0\u805e\u96c6\u5718\u5229\u7528\u5169\u5927\u4fe1\u8a55\u6a5f\u69cbFICO\u548cVantageScore\u7684\u6578\u64da\u4f86\u505a\u5dde\u5e73\u5747\u4fe1\u8a55\u5206\u6578\uff0c\u767c\u73fe\u52a0\u5dde\u7684\u8868\u73fe\u7b97\u300c\u826f\u597d\u300d\u3002 \u53bb\u5e74\u52a0\u5dde\u4eba\u7684\u5e73\u5747\u4fe1\u8a55\u5206\u6578\u70ba714\uff0c\u82e5\u5c0d\u6b64\u6578\u5b57\u6c92\u6982\u5ff5\uff0c\u5169\u9593\u6a5f\u69cb\u7684\u4fe1\u8a55\u5206\u6578\u662f\u5f9e\u6700\u9ad8850\u5206\u5230\u6700\u4f4e300\u5206\u4e4b\u9593\u5206\u512a\u52a3\uff0c\u6839\u64da\u4fe1\u7528\u6a5f\u69cbExperian\u7684\u8aaa\u6cd5\uff0c714\u5206\u5c6c\u65bc\u300c\u826f\u597d\u300d\u7bc4\u570d\u3002 Experian\u5728\u4fe1\u8a55\u6307\u5357\u4e2d\u89e3\u91cb\u9053\uff1a\u300c\u8cb8\u6b3e\u6a5f\u69cb\u5c07\u4fe1\u8a55\u8655\u65bc\u826f\u597d\u7bc4\u570d\u5167\u7684\u6d88\u8cbb\u8005\u8996\u70ba\u300e\u53ef\u63a5\u53d7\u7684\u300f\u501f\u6b3e\u4eba\uff0c\u4e26\u53ef\u80fd\u5411\u4ed6\u5011\u63d0\u4f9b\u5404\u7a2e\u8cb8\u6b3e\u7522\u54c1\uff0c\u5118\u7ba1\u4e0d\u4e00\u5b9a\u63d0\u4f9b\u6700\u4f4e\u7684\u5229\u7387\u3002\u300d \u52a0\u5dde\u7684\u5f97\u5206\u4e5f\u6b63\u597d\u662f\u5168\u570b\u7684\u4e2d\u4f4d\u6578\uff0c\u5728\u5404\u5dde\u548c\u83ef\u5e9c\u7279\u5340\u4e2d\u6392\u540d\u7b2c24\u3002\u8868\u73fe\u6700\u597d\u7684\u662f\u660e\u5c3c\u8607\u9054\u5dde734\u5206\uff0c\u5176\u6b21\u662f\u65b0\u7f55\u5e03\u590f\u548c\u4f5b\u8499\u7279\u5dde\uff0c\u90fd\u662f730\u5206\u3002\u4fe1\u7528\u6700\u5dee\u7684\u662f\u5bc6\u897f\u897f\u6bd4\u5dde\uff0c\u53ea\u6709676\u5206\u3002","canonical_url":"https:\/\/newsforchinese.com\/v3\/2025\/05\/19\/%e5%8a%a0%e5%b7%9e%e4%ba%ba%e5%b9%b3%e5%9d%87%e4%bf%a1%e7%94%a8%e5%89%9b%e5%a5%bd%e6%98%af%e5%85%a8%e5%9c%8b%e4%b8%ad%e4%bd%8d%e6%95%b8\/","robots":"max-image-preview:large","keywords":"","webmasterTools":{"miscellaneous":"&lt;meta name=\"google-adsense-account\" content=\"ca-pub-9175855296033541\"&gt;"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"BlogPosting","@id":"https:\/\/newsforchinese.com\/v3\/2025\/05\/19\/%e5%8a%a0%e5%b7%9e%e4%ba%ba%e5%b9%b3%e5%9d%87%e4%bf%a1%e7%94%a8%e5%89%9b%e5%a5%bd%e6%98%af%e5%85%a8%e5%9c%8b%e4%b8%ad%e4%bd%8d%e6%95%b8\/#blogposting","name":"\u52a0\u5dde\u4eba\u5e73\u5747\u4fe1\u7528\u525b\u597d\u662f\u5168\u570b\u4e2d\u4f4d\u6578 - News for Chinese \uff0d \u820a\u91d1\u5c71\u7063\u5340No.1\u514d\u8cbb\u83ef\u4eba\u793e\u5340\u5831\u7d19","headline":"\u52a0\u5dde\u4eba\u5e73\u5747\u4fe1\u7528\u525b\u597d\u662f\u5168\u570b\u4e2d\u4f4d\u6578","author":{"@id":"https:\/\/newsforchinese.com\/v3\/author\/yinyin\/#author"},"publisher":{"@id":"https:\/\/newsforchinese.com\/v3\/#organization"},"image":{"@type":"ImageObject","url":"https:\/\/newsforchinese.com\/v3\/wp-content\/uploads\/2025\/05\/credit-score.jpg","width":600,"height":400},"datePublished":"2025-05-19T07:43:53-07:00","dateModified":"2025-05-19T07:44:12-07:00","inLanguage":"en-US","mainEntityOfPage":{"@id":"https:\/\/newsforchinese.com\/v3\/2025\/05\/19\/%e5%8a%a0%e5%b7%9e%e4%ba%ba%e5%b9%b3%e5%9d%87%e4%bf%a1%e7%94%a8%e5%89%9b%e5%a5%bd%e6%98%af%e5%85%a8%e5%9c%8b%e4%b8%ad%e4%bd%8d%e6%95%b8\/#webpage"},"isPartOf":{"@id":"https:\/\/newsforchinese.com\/v3\/2025\/05\/19\/%e5%8a%a0%e5%b7%9e%e4%ba%ba%e5%b9%b3%e5%9d%87%e4%bf%a1%e7%94%a8%e5%89%9b%e5%a5%bd%e6%98%af%e5%85%a8%e5%9c%8b%e4%b8%ad%e4%bd%8d%e6%95%b8\/#webpage"},"articleSection":"\u5730\u65b9\u65b0\u805e, \u7f8e\u570b\u65b0\u805e"},{"@type":"BreadcrumbList","@id":"https:\/\/newsforchinese.com\/v3\/2025\/05\/19\/%e5%8a%a0%e5%b7%9e%e4%ba%ba%e5%b9%b3%e5%9d%87%e4%bf%a1%e7%94%a8%e5%89%9b%e5%a5%bd%e6%98%af%e5%85%a8%e5%9c%8b%e4%b8%ad%e4%bd%8d%e6%95%b8\/#breadcrumblist","itemListElement":[{"@type":"ListItem","@id":"https:\/\/newsforchinese.com\/v3#listItem","position":1,"name":"Home","item":"https:\/\/newsforchinese.com\/v3","nextItem":{"@type":"ListItem","@id":"https:\/\/newsforchinese.com\/v3\/category\/local\/#listItem","name":"\u5730\u65b9\u65b0\u805e"}},{"@type":"ListItem","@id":"https:\/\/newsforchinese.com\/v3\/category\/local\/#listItem","position":2,"name":"\u5730\u65b9\u65b0\u805e","item":"https:\/\/newsforchinese.com\/v3\/category\/local\/","nextItem":{"@type":"ListItem","@id":"https:\/\/newsforchinese.com\/v3\/2025\/05\/19\/%e5%8a%a0%e5%b7%9e%e4%ba%ba%e5%b9%b3%e5%9d%87%e4%bf%a1%e7%94%a8%e5%89%9b%e5%a5%bd%e6%98%af%e5%85%a8%e5%9c%8b%e4%b8%ad%e4%bd%8d%e6%95%b8\/#listItem","name":"\u52a0\u5dde\u4eba\u5e73\u5747\u4fe1\u7528\u525b\u597d\u662f\u5168\u570b\u4e2d\u4f4d\u6578"},"previousItem":{"@type":"ListItem","@id":"https:\/\/newsforchinese.com\/v3#listItem","name":"Home"}},{"@type":"ListItem","@id":"https:\/\/newsforchinese.com\/v3\/2025\/05\/19\/%e5%8a%a0%e5%b7%9e%e4%ba%ba%e5%b9%b3%e5%9d%87%e4%bf%a1%e7%94%a8%e5%89%9b%e5%a5%bd%e6%98%af%e5%85%a8%e5%9c%8b%e4%b8%ad%e4%bd%8d%e6%95%b8\/#listItem","position":3,"name":"\u52a0\u5dde\u4eba\u5e73\u5747\u4fe1\u7528\u525b\u597d\u662f\u5168\u570b\u4e2d\u4f4d\u6578","previousItem":{"@type":"ListItem","@id":"https:\/\/newsforchinese.com\/v3\/category\/local\/#listItem","name":"\u5730\u65b9\u65b0\u805e"}}]},{"@type":"Organization","@id":"https:\/\/newsforchinese.com\/v3\/#organization","name":"News for Chinese \uff0d \u820a\u91d1\u5c71\u7063\u5340No.1\u514d\u8cbb\u83ef\u4eba\u793e\u5340\u5831\u7d19","description":"\u8001\u4e2d\u5730\u65b9\u65b0\u805e\u662f\u820a\u91d1\u5c71\u7063\u5340No.1\u514d\u8cbb\u65b0\u805e\u96c6\u5718\uff0c\u591a\u5143\u5316\u5e73\u53f0\u6709\u65b0\u805e\u7db2\u3001\u5f71\u97f3\u7db2\u3001AM1450\u5ee3\u64ad\u96fb\u53f0\u53ca\u514d\u8cbb\u5168\u5f69\u5831\u7d19\u3002\u624b\u6a5f\u63d0\u4f9b\u6700\u65b0\u6700\u5feb\u793e\u5340\u65b0\u805e\uff0c\u670d\u52d960\u842c\u83ef\u88d4\u8b80\u8005\u3002","url":"https:\/\/newsforchinese.com\/v3\/"},{"@type":"Person","@id":"https:\/\/newsforchinese.com\/v3\/author\/yinyin\/#author","url":"https:\/\/newsforchinese.com\/v3\/author\/yinyin\/","name":"Yingying","image":{"@type":"ImageObject","@id":"https:\/\/newsforchinese.com\/v3\/2025\/05\/19\/%e5%8a%a0%e5%b7%9e%e4%ba%ba%e5%b9%b3%e5%9d%87%e4%bf%a1%e7%94%a8%e5%89%9b%e5%a5%bd%e6%98%af%e5%85%a8%e5%9c%8b%e4%b8%ad%e4%bd%8d%e6%95%b8\/#authorImage","url":"https:\/\/secure.gravatar.com\/avatar\/0d9f81a920b32aec0890d90773a07a58625846ffef3a348907825722779d17ce?s=96&d=retro&r=g","width":96,"height":96,"caption":"Yingying"}},{"@type":"WebPage","@id":"https:\/\/newsforchinese.com\/v3\/2025\/05\/19\/%e5%8a%a0%e5%b7%9e%e4%ba%ba%e5%b9%b3%e5%9d%87%e4%bf%a1%e7%94%a8%e5%89%9b%e5%a5%bd%e6%98%af%e5%85%a8%e5%9c%8b%e4%b8%ad%e4%bd%8d%e6%95%b8\/#webpage","url":"https:\/\/newsforchinese.com\/v3\/2025\/05\/19\/%e5%8a%a0%e5%b7%9e%e4%ba%ba%e5%b9%b3%e5%9d%87%e4%bf%a1%e7%94%a8%e5%89%9b%e5%a5%bd%e6%98%af%e5%85%a8%e5%9c%8b%e4%b8%ad%e4%bd%8d%e6%95%b8\/","name":"\u52a0\u5dde\u4eba\u5e73\u5747\u4fe1\u7528\u525b\u597d\u662f\u5168\u570b\u4e2d\u4f4d\u6578 - News for Chinese \uff0d \u820a\u91d1\u5c71\u7063\u5340No.1\u514d\u8cbb\u83ef\u4eba\u793e\u5340\u5831\u7d19","description":"\u4fe1\u7528\u5df2\u662f\u7f8e\u570b\u4eba\u7684\u751f\u5b58\u4e4b\u9053\uff0c\u90a3\u9ebc\u52a0\u5dde\u4eba\u7684\u5e73\u5747\u4fe1\u7528\u5206\u6578\u5982\u4f55\u5462\uff1f\u5357\u52a0\u65b0\u805e\u96c6\u5718\u5229\u7528\u5169\u5927\u4fe1\u8a55\u6a5f\u69cbFICO\u548cVantageScore\u7684\u6578\u64da\u4f86\u505a\u5dde\u5e73\u5747\u4fe1\u8a55\u5206\u6578\uff0c\u767c\u73fe\u52a0\u5dde\u7684\u8868\u73fe\u7b97\u300c\u826f\u597d\u300d\u3002 \u53bb\u5e74\u52a0\u5dde\u4eba\u7684\u5e73\u5747\u4fe1\u8a55\u5206\u6578\u70ba714\uff0c\u82e5\u5c0d\u6b64\u6578\u5b57\u6c92\u6982\u5ff5\uff0c\u5169\u9593\u6a5f\u69cb\u7684\u4fe1\u8a55\u5206\u6578\u662f\u5f9e\u6700\u9ad8850\u5206\u5230\u6700\u4f4e300\u5206\u4e4b\u9593\u5206\u512a\u52a3\uff0c\u6839\u64da\u4fe1\u7528\u6a5f\u69cbExperian\u7684\u8aaa\u6cd5\uff0c714\u5206\u5c6c\u65bc\u300c\u826f\u597d\u300d\u7bc4\u570d\u3002 Experian\u5728\u4fe1\u8a55\u6307\u5357\u4e2d\u89e3\u91cb\u9053\uff1a\u300c\u8cb8\u6b3e\u6a5f\u69cb\u5c07\u4fe1\u8a55\u8655\u65bc\u826f\u597d\u7bc4\u570d\u5167\u7684\u6d88\u8cbb\u8005\u8996\u70ba\u300e\u53ef\u63a5\u53d7\u7684\u300f\u501f\u6b3e\u4eba\uff0c\u4e26\u53ef\u80fd\u5411\u4ed6\u5011\u63d0\u4f9b\u5404\u7a2e\u8cb8\u6b3e\u7522\u54c1\uff0c\u5118\u7ba1\u4e0d\u4e00\u5b9a\u63d0\u4f9b\u6700\u4f4e\u7684\u5229\u7387\u3002\u300d \u52a0\u5dde\u7684\u5f97\u5206\u4e5f\u6b63\u597d\u662f\u5168\u570b\u7684\u4e2d\u4f4d\u6578\uff0c\u5728\u5404\u5dde\u548c\u83ef\u5e9c\u7279\u5340\u4e2d\u6392\u540d\u7b2c24\u3002\u8868\u73fe\u6700\u597d\u7684\u662f\u660e\u5c3c\u8607\u9054\u5dde734\u5206\uff0c\u5176\u6b21\u662f\u65b0\u7f55\u5e03\u590f\u548c\u4f5b\u8499\u7279\u5dde\uff0c\u90fd\u662f730\u5206\u3002\u4fe1\u7528\u6700\u5dee\u7684\u662f\u5bc6\u897f\u897f\u6bd4\u5dde\uff0c\u53ea\u6709676\u5206\u3002","inLanguage":"en-US","isPartOf":{"@id":"https:\/\/newsforchinese.com\/v3\/#website"},"breadcrumb":{"@id":"https:\/\/newsforchinese.com\/v3\/2025\/05\/19\/%e5%8a%a0%e5%b7%9e%e4%ba%ba%e5%b9%b3%e5%9d%87%e4%bf%a1%e7%94%a8%e5%89%9b%e5%a5%bd%e6%98%af%e5%85%a8%e5%9c%8b%e4%b8%ad%e4%bd%8d%e6%95%b8\/#breadcrumblist"},"author":{"@id":"https:\/\/newsforchinese.com\/v3\/author\/yinyin\/#author"},"creator":{"@id":"https:\/\/newsforchinese.com\/v3\/author\/yinyin\/#author"},"image":{"@type":"ImageObject","url":"https:\/\/newsforchinese.com\/v3\/wp-content\/uploads\/2025\/05\/credit-score.jpg","@id":"https:\/\/newsforchinese.com\/v3\/2025\/05\/19\/%e5%8a%a0%e5%b7%9e%e4%ba%ba%e5%b9%b3%e5%9d%87%e4%bf%a1%e7%94%a8%e5%89%9b%e5%a5%bd%e6%98%af%e5%85%a8%e5%9c%8b%e4%b8%ad%e4%bd%8d%e6%95%b8\/#mainImage","width":600,"height":400},"primaryImageOfPage":{"@id":"https:\/\/newsforchinese.com\/v3\/2025\/05\/19\/%e5%8a%a0%e5%b7%9e%e4%ba%ba%e5%b9%b3%e5%9d%87%e4%bf%a1%e7%94%a8%e5%89%9b%e5%a5%bd%e6%98%af%e5%85%a8%e5%9c%8b%e4%b8%ad%e4%bd%8d%e6%95%b8\/#mainImage"},"datePublished":"2025-05-19T07:43:53-07:00","dateModified":"2025-05-19T07:44:12-07:00"},{"@type":"WebSite","@id":"https:\/\/newsforchinese.com\/v3\/#website","url":"https:\/\/newsforchinese.com\/v3\/","name":"News for Chinese \uff0d \u820a\u91d1\u5c71\u7063\u5340No.1\u514d\u8cbb\u83ef\u4eba\u793e\u5340\u5831\u7d19","description":"\u8001\u4e2d\u5730\u65b9\u65b0\u805e\u662f\u820a\u91d1\u5c71\u7063\u5340No.1\u514d\u8cbb\u65b0\u805e\u96c6\u5718\uff0c\u591a\u5143\u5316\u5e73\u53f0\u6709\u65b0\u805e\u7db2\u3001\u5f71\u97f3\u7db2\u3001AM1450\u5ee3\u64ad\u96fb\u53f0\u53ca\u514d\u8cbb\u5168\u5f69\u5831\u7d19\u3002\u624b\u6a5f\u63d0\u4f9b\u6700\u65b0\u6700\u5feb\u793e\u5340\u65b0\u805e\uff0c\u670d\u52d960\u842c\u83ef\u88d4\u8b80\u8005\u3002","inLanguage":"en-US","publisher":{"@id":"https:\/\/newsforchinese.com\/v3\/#organization"}}]},"og:locale":"en_US","og:site_name":"News for Chinese \uff0d \u820a\u91d1\u5c71\u7063\u5340No.1\u514d\u8cbb\u83ef\u4eba\u793e\u5340\u5831\u7d19 - \u8001\u4e2d\u5730\u65b9\u65b0\u805e\u662f\u820a\u91d1\u5c71\u7063\u5340No.1\u514d\u8cbb\u65b0\u805e\u96c6\u5718\uff0c\u591a\u5143\u5316\u5e73\u53f0\u6709\u65b0\u805e\u7db2\u3001\u5f71\u97f3\u7db2\u3001AM1450\u5ee3\u64ad\u96fb\u53f0\u53ca\u514d\u8cbb\u5168\u5f69\u5831\u7d19\u3002\u624b\u6a5f\u63d0\u4f9b\u6700\u65b0\u6700\u5feb\u793e\u5340\u65b0\u805e\uff0c\u670d\u52d960\u842c\u83ef\u88d4\u8b80\u8005\u3002","og:type":"article","og:title":"\u52a0\u5dde\u4eba\u5e73\u5747\u4fe1\u7528\u525b\u597d\u662f\u5168\u570b\u4e2d\u4f4d\u6578 - News for Chinese \uff0d \u820a\u91d1\u5c71\u7063\u5340No.1\u514d\u8cbb\u83ef\u4eba\u793e\u5340\u5831\u7d19","og:description":"\u4fe1\u7528\u5df2\u662f\u7f8e\u570b\u4eba\u7684\u751f\u5b58\u4e4b\u9053\uff0c\u90a3\u9ebc\u52a0\u5dde\u4eba\u7684\u5e73\u5747\u4fe1\u7528\u5206\u6578\u5982\u4f55\u5462\uff1f\u5357\u52a0\u65b0\u805e\u96c6\u5718\u5229\u7528\u5169\u5927\u4fe1\u8a55\u6a5f\u69cbFICO\u548cVantageScore\u7684\u6578\u64da\u4f86\u505a\u5dde\u5e73\u5747\u4fe1\u8a55\u5206\u6578\uff0c\u767c\u73fe\u52a0\u5dde\u7684\u8868\u73fe\u7b97\u300c\u826f\u597d\u300d\u3002 \u53bb\u5e74\u52a0\u5dde\u4eba\u7684\u5e73\u5747\u4fe1\u8a55\u5206\u6578\u70ba714\uff0c\u82e5\u5c0d\u6b64\u6578\u5b57\u6c92\u6982\u5ff5\uff0c\u5169\u9593\u6a5f\u69cb\u7684\u4fe1\u8a55\u5206\u6578\u662f\u5f9e\u6700\u9ad8850\u5206\u5230\u6700\u4f4e300\u5206\u4e4b\u9593\u5206\u512a\u52a3\uff0c\u6839\u64da\u4fe1\u7528\u6a5f\u69cbExperian\u7684\u8aaa\u6cd5\uff0c714\u5206\u5c6c\u65bc\u300c\u826f\u597d\u300d\u7bc4\u570d\u3002 Experian\u5728\u4fe1\u8a55\u6307\u5357\u4e2d\u89e3\u91cb\u9053\uff1a\u300c\u8cb8\u6b3e\u6a5f\u69cb\u5c07\u4fe1\u8a55\u8655\u65bc\u826f\u597d\u7bc4\u570d\u5167\u7684\u6d88\u8cbb\u8005\u8996\u70ba\u300e\u53ef\u63a5\u53d7\u7684\u300f\u501f\u6b3e\u4eba\uff0c\u4e26\u53ef\u80fd\u5411\u4ed6\u5011\u63d0\u4f9b\u5404\u7a2e\u8cb8\u6b3e\u7522\u54c1\uff0c\u5118\u7ba1\u4e0d\u4e00\u5b9a\u63d0\u4f9b\u6700\u4f4e\u7684\u5229\u7387\u3002\u300d \u52a0\u5dde\u7684\u5f97\u5206\u4e5f\u6b63\u597d\u662f\u5168\u570b\u7684\u4e2d\u4f4d\u6578\uff0c\u5728\u5404\u5dde\u548c\u83ef\u5e9c\u7279\u5340\u4e2d\u6392\u540d\u7b2c24\u3002\u8868\u73fe\u6700\u597d\u7684\u662f\u660e\u5c3c\u8607\u9054\u5dde734\u5206\uff0c\u5176\u6b21\u662f\u65b0\u7f55\u5e03\u590f\u548c\u4f5b\u8499\u7279\u5dde\uff0c\u90fd\u662f730\u5206\u3002\u4fe1\u7528\u6700\u5dee\u7684\u662f\u5bc6\u897f\u897f\u6bd4\u5dde\uff0c\u53ea\u6709676\u5206\u3002","og:url":"https:\/\/newsforchinese.com\/v3\/2025\/05\/19\/%e5%8a%a0%e5%b7%9e%e4%ba%ba%e5%b9%b3%e5%9d%87%e4%bf%a1%e7%94%a8%e5%89%9b%e5%a5%bd%e6%98%af%e5%85%a8%e5%9c%8b%e4%b8%ad%e4%bd%8d%e6%95%b8\/","og:image":"https:\/\/newsforchinese.com\/v3\/wp-content\/uploads\/2025\/05\/credit-score.jpg","og:image:secure_url":"https:\/\/newsforchinese.com\/v3\/wp-content\/uploads\/2025\/05\/credit-score.jpg","og:image:width":600,"og:image:height":400,"article:published_time":"2025-05-19T14:43:53+00:00","article:modified_time":"2025-05-19T14:44:12+00:00","twitter:card":"summary_large_image","twitter:title":"\u52a0\u5dde\u4eba\u5e73\u5747\u4fe1\u7528\u525b\u597d\u662f\u5168\u570b\u4e2d\u4f4d\u6578 - News for Chinese \uff0d \u820a\u91d1\u5c71\u7063\u5340No.1\u514d\u8cbb\u83ef\u4eba\u793e\u5340\u5831\u7d19","twitter:description":"\u4fe1\u7528\u5df2\u662f\u7f8e\u570b\u4eba\u7684\u751f\u5b58\u4e4b\u9053\uff0c\u90a3\u9ebc\u52a0\u5dde\u4eba\u7684\u5e73\u5747\u4fe1\u7528\u5206\u6578\u5982\u4f55\u5462\uff1f\u5357\u52a0\u65b0\u805e\u96c6\u5718\u5229\u7528\u5169\u5927\u4fe1\u8a55\u6a5f\u69cbFICO\u548cVantageScore\u7684\u6578\u64da\u4f86\u505a\u5dde\u5e73\u5747\u4fe1\u8a55\u5206\u6578\uff0c\u767c\u73fe\u52a0\u5dde\u7684\u8868\u73fe\u7b97\u300c\u826f\u597d\u300d\u3002 \u53bb\u5e74\u52a0\u5dde\u4eba\u7684\u5e73\u5747\u4fe1\u8a55\u5206\u6578\u70ba714\uff0c\u82e5\u5c0d\u6b64\u6578\u5b57\u6c92\u6982\u5ff5\uff0c\u5169\u9593\u6a5f\u69cb\u7684\u4fe1\u8a55\u5206\u6578\u662f\u5f9e\u6700\u9ad8850\u5206\u5230\u6700\u4f4e300\u5206\u4e4b\u9593\u5206\u512a\u52a3\uff0c\u6839\u64da\u4fe1\u7528\u6a5f\u69cbExperian\u7684\u8aaa\u6cd5\uff0c714\u5206\u5c6c\u65bc\u300c\u826f\u597d\u300d\u7bc4\u570d\u3002 Experian\u5728\u4fe1\u8a55\u6307\u5357\u4e2d\u89e3\u91cb\u9053\uff1a\u300c\u8cb8\u6b3e\u6a5f\u69cb\u5c07\u4fe1\u8a55\u8655\u65bc\u826f\u597d\u7bc4\u570d\u5167\u7684\u6d88\u8cbb\u8005\u8996\u70ba\u300e\u53ef\u63a5\u53d7\u7684\u300f\u501f\u6b3e\u4eba\uff0c\u4e26\u53ef\u80fd\u5411\u4ed6\u5011\u63d0\u4f9b\u5404\u7a2e\u8cb8\u6b3e\u7522\u54c1\uff0c\u5118\u7ba1\u4e0d\u4e00\u5b9a\u63d0\u4f9b\u6700\u4f4e\u7684\u5229\u7387\u3002\u300d \u52a0\u5dde\u7684\u5f97\u5206\u4e5f\u6b63\u597d\u662f\u5168\u570b\u7684\u4e2d\u4f4d\u6578\uff0c\u5728\u5404\u5dde\u548c\u83ef\u5e9c\u7279\u5340\u4e2d\u6392\u540d\u7b2c24\u3002\u8868\u73fe\u6700\u597d\u7684\u662f\u660e\u5c3c\u8607\u9054\u5dde734\u5206\uff0c\u5176\u6b21\u662f\u65b0\u7f55\u5e03\u590f\u548c\u4f5b\u8499\u7279\u5dde\uff0c\u90fd\u662f730\u5206\u3002\u4fe1\u7528\u6700\u5dee\u7684\u662f\u5bc6\u897f\u897f\u6bd4\u5dde\uff0c\u53ea\u6709676\u5206\u3002","twitter:image":"https:\/\/newsforchinese.com\/v3\/wp-content\/uploads\/2025\/05\/credit-score.jpg"},"aioseo_meta_data":{"post_id":"277728","title":null,"description":null,"keywords":null,"keyphrases":{"focus":{"keyphrase":"","score":0,"analysis":{"keyphraseInTitle":{"score":0,"maxScore":9,"error":1}}},"additional":[]},"primary_term":null,"canonical_url":null,"og_title":null,"og_description":null,"og_object_type":"default","og_image_type":"default","og_image_url":null,"og_image_width":null,"og_image_height":null,"og_image_custom_url":null,"og_image_custom_fields":null,"og_video":"","og_custom_url":null,"og_article_section":null,"og_article_tags":null,"twitter_use_og":false,"twitter_card":"default","twitter_image_type":"default","twitter_image_url":null,"twitter_image_custom_url":null,"twitter_image_custom_fields":null,"twitter_title":null,"twitter_description":null,"schema":{"blockGraphs":[],"customGraphs":[],"default":{"data":{"Article":[],"Course":[],"Dataset":[],"FAQPage":[],"Movie":[],"Person":[],"Product":[],"ProductReview":[],"Car":[],"Recipe":[],"Service":[],"SoftwareApplication":[],"WebPage":[]},"graphName":"BlogPosting","isEnabled":true},"graphs":[]},"schema_type":"default","schema_type_options":null,"pillar_content":false,"robots_default":true,"robots_noindex":false,"robots_noarchive":false,"robots_nosnippet":false,"robots_nofollow":false,"robots_noimageindex":false,"robots_noodp":false,"robots_notranslate":false,"robots_max_snippet":"-1","robots_max_videopreview":"-1","robots_max_imagepreview":"large","priority":null,"frequency":"default","local_seo":null,"breadcrumb_settings":null,"limit_modified_date":false,"ai":null,"created":"2025-05-19 14:43:59","updated":"2025-06-12 07:29:39","seo_analyzer_scan_date":null},"aioseo_breadcrumb":"<div class=\"aioseo-breadcrumbs\"><span class=\"aioseo-breadcrumb\">\n\t\t\t<a href=\"https:\/\/newsforchinese.com\/v3\" title=\"Home\">Home<\/a>\n\t\t<\/span><span class=\"aioseo-breadcrumb-separator\">&raquo;<\/span><span class=\"aioseo-breadcrumb\">\n\t\t\t<a href=\"https:\/\/newsforchinese.com\/v3\/category\/local\/\" title=\"\u5730\u65b9\u65b0\u805e\">\u5730\u65b9\u65b0\u805e<\/a>\n\t\t<\/span><span class=\"aioseo-breadcrumb-separator\">&raquo;<\/span><span class=\"aioseo-breadcrumb\">\n\t\t\t\u52a0\u5dde\u4eba\u5e73\u5747\u4fe1\u7528\u525b\u597d\u662f\u5168\u570b\u4e2d\u4f4d\u6578\n\t\t<\/span><\/div>","aioseo_breadcrumb_json":[{"label":"Home","link":"https:\/\/newsforchinese.com\/v3"},{"label":"\u5730\u65b9\u65b0\u805e","link":"https:\/\/newsforchinese.com\/v3\/category\/local\/"},{"label":"\u52a0\u5dde\u4eba\u5e73\u5747\u4fe1\u7528\u525b\u597d\u662f\u5168\u570b\u4e2d\u4f4d\u6578","link":"https:\/\/newsforchinese.com\/v3\/2025\/05\/19\/%e5%8a%a0%e5%b7%9e%e4%ba%ba%e5%b9%b3%e5%9d%87%e4%bf%a1%e7%94%a8%e5%89%9b%e5%a5%bd%e6%98%af%e5%85%a8%e5%9c%8b%e4%b8%ad%e4%bd%8d%e6%95%b8\/"}],"featured_image_urls":{"medium":"https:\/\/newsforchinese.com\/v3\/wp-content\/uploads\/2025\/05\/credit-score-300x200.jpg","thumbnail":"https:\/\/newsforchinese.com\/v3\/wp-content\/uploads\/2025\/05\/credit-score-150x150.jpg","post-thumbnail-size":"https:\/\/newsforchinese.com\/v3\/wp-content\/uploads\/2025\/05\/credit-score-600x330.jpg","round-personnel-size":"https:\/\/newsforchinese.com\/v3\/wp-content\/uploads\/2025\/05\/credit-score-400x400.jpg","small-grid-size":"https:\/\/newsforchinese.com\/v3\/wp-content\/uploads\/2025\/05\/credit-score-400x300.jpg","portrait":"https:\/\/newsforchinese.com\/v3\/wp-content\/uploads\/2025\/05\/credit-score-500x400.jpg","post-widget-left-featured":"https:\/\/newsforchinese.com\/v3\/wp-content\/uploads\/2025\/05\/credit-score-600x350.jpg","post-board-1-2":"https:\/\/newsforchinese.com\/v3\/wp-content\/uploads\/2025\/05\/credit-score-450x400.jpg","post-board-2-2":"https:\/\/newsforchinese.com\/v3\/wp-content\/uploads\/2025\/05\/credit-score-600x332.jpg"},"appp_media":null,"episode_featured_image":"https:\/\/newsforchinese.com\/v3\/wp-content\/uploads\/2025\/05\/credit-score.jpg","episode_player_image":"https:\/\/newsforchinese.com\/v3\/wp-content\/uploads\/2022\/11\/avatars-DFF30y5My1u3eZvX-2nXMSw-original.jpg","download_link":"","player_link":"","audio_player":false,"episode_data":{"playerMode":"dark","subscribeUrls":[],"rssFeedUrl":"https:\/\/newsforchinese.com\/v3\/feed\/podcast\/%e8%80%81%e4%b8%ad%e5%bb%a3%e6%92%ad%e9%9b%bb%e5%8f%b0","embedCode":"<blockquote class=\"wp-embedded-content\" data-secret=\"SuM4Waoqf9\"><a href=\"https:\/\/newsforchinese.com\/v3\/2025\/05\/19\/%e5%8a%a0%e5%b7%9e%e4%ba%ba%e5%b9%b3%e5%9d%87%e4%bf%a1%e7%94%a8%e5%89%9b%e5%a5%bd%e6%98%af%e5%85%a8%e5%9c%8b%e4%b8%ad%e4%bd%8d%e6%95%b8\/\">\u52a0\u5dde\u4eba\u5e73\u5747\u4fe1\u7528\u525b\u597d\u662f\u5168\u570b\u4e2d\u4f4d\u6578<\/a><\/blockquote><iframe sandbox=\"allow-scripts\" security=\"restricted\" src=\"https:\/\/newsforchinese.com\/v3\/2025\/05\/19\/%e5%8a%a0%e5%b7%9e%e4%ba%ba%e5%b9%b3%e5%9d%87%e4%bf%a1%e7%94%a8%e5%89%9b%e5%a5%bd%e6%98%af%e5%85%a8%e5%9c%8b%e4%b8%ad%e4%bd%8d%e6%95%b8\/embed\/#?secret=SuM4Waoqf9\" width=\"500\" height=\"350\" title=\"&#8220;\u52a0\u5dde\u4eba\u5e73\u5747\u4fe1\u7528\u525b\u597d\u662f\u5168\u570b\u4e2d\u4f4d\u6578&#8221; &#8212; News for Chinese \uff0d \u820a\u91d1\u5c71\u7063\u5340No.1\u514d\u8cbb\u83ef\u4eba\u793e\u5340\u5831\u7d19\" data-secret=\"SuM4Waoqf9\" frameborder=\"0\" marginwidth=\"0\" marginheight=\"0\" scrolling=\"no\" class=\"wp-embedded-content\"><\/iframe><script>\n\/*! This file is auto-generated *\/\n!function(d,l){\"use strict\";l.querySelector&&d.addEventListener&&\"undefined\"!=typeof URL&&(d.wp=d.wp||{},d.wp.receiveEmbedMessage||(d.wp.receiveEmbedMessage=function(e){var t=e.data;if((t||t.secret||t.message||t.value)&&!\/[^a-zA-Z0-9]\/.test(t.secret)){for(var s,r,n,a=l.querySelectorAll('iframe[data-secret=\"'+t.secret+'\"]'),o=l.querySelectorAll('blockquote[data-secret=\"'+t.secret+'\"]'),c=new RegExp(\"^https?:$\",\"i\"),i=0;i<o.length;i++)o[i].style.display=\"none\";for(i=0;i<a.length;i++)s=a[i],e.source===s.contentWindow&&(s.removeAttribute(\"style\"),\"height\"===t.message?(1e3<(r=parseInt(t.value,10))?r=1e3:~~r<200&&(r=200),s.height=r):\"link\"===t.message&&(r=new URL(s.getAttribute(\"src\")),n=new URL(t.value),c.test(n.protocol))&&n.host===r.host&&l.activeElement===s&&(d.top.location.href=t.value))}},d.addEventListener(\"message\",d.wp.receiveEmbedMessage,!1),l.addEventListener(\"DOMContentLoaded\",function(){for(var e,t,s=l.querySelectorAll(\"iframe.wp-embedded-content\"),r=0;r<s.length;r++)(t=(e=s[r]).getAttribute(\"data-secret\"))||(t=Math.random().toString(36).substring(2,12),e.src+=\"#?secret=\"+t,e.setAttribute(\"data-secret\",t)),e.contentWindow.postMessage({message:\"ready\",secret:t},\"*\")},!1)))}(window,document);\n\/\/# sourceURL=https:\/\/newsforchinese.com\/v3\/wp-includes\/js\/wp-embed.min.js\n<\/script>\n"},"jetpack_publicize_connections":[],"jetpack_featured_media_url":"https:\/\/newsforchinese.com\/v3\/wp-content\/uploads\/2025\/05\/credit-score.jpg","jetpack-related-posts":[{"id":278983,"url":"https:\/\/newsforchinese.com\/v3\/2025\/06\/21\/%e9%82%84%e5%a5%bd%ef%bc%81%e5%8a%a0%e5%b7%9e%e4%ba%ba%e7%9a%84%e4%bf%a1%e7%94%a8%e9%82%84%e5%a5%bd\/","url_meta":{"origin":277728,"position":0},"title":"\u9084\u597d\uff01\u52a0\u5dde\u4eba\u7684\u4fe1\u7528\u9084\u597d","author":"Raymond","date":"June 21, 2025","format":false,"excerpt":"\u53ea\u8981\u5148\u62ff\u5225\u4eba\u7684\u9322\u4f86\u82b1\u7528\u5c31\u6703\u7522\u751f\u4fe1\u7528\u554f\u984c\uff0c\u73fe\u4ee3\u4eba\u53c8\u6709\u5e7e\u500b\u80fd\u62b5\u5236\u5b83\u800c\u6d3b\u8457\u5462\uff1f\u8cb7\u623f\u5b50\u9760\u623f\u8cb8\u3001\u6d88\u8cbb\u9760\u4fe1\u7528\u5361\u3001\u5275\u4e8b\u696d\u9760\u878d\u8cc7\uff0c\u6240\u4ee5\u4fe1\u7528\u4e43\u751f\u5b58\u4e4b\u9053\u3002\u52a0\u5dde\u4eba\u7684\u4fe1\u7528\u5982\u4f55\u5462\uff1f\u9084\u597d\uff0c\u771f\u7684\u9084\u597d\u3002 \u5357\u52a0\u65b0\u805e\u96c6\u5718\u5229\u7528\u5169\u5927\u4fe1\u7528\u8a55\u5206\u6a5f\u69cb\uff0cFICO\u548cVantageScore\u7684\u6578\u64da\u4f86\u505a\u5dde\u5e73\u5747\u4fe1\u8a55\u5206\u6578\uff0c\u767c\u73fe\u52a0\u5dde\u7684\u8868\u73fe\u7b97\u300c\u826f\u597d\u300d\u3002\u53bb\u5e74\u52a0\u5dde\u4eba\u7684\u5e73\u5747\u4fe1\u8a55\u5206\u6578\u70ba714\uff0c\u82e5\u5c0d\u6b64\u6578\u5b57\u6c92\u6982\u5ff5\uff0c\u9019\u5169\u5bb6\u7684\u4fe1\u8a55\u5206\u6578\u662f\u5f9e\u6700\u9ad8850\u5206\u5230\u6700\u4f4e300\u5206\u4e4b\u9593\u5206\u826f\u83a0\u3002\u6839\u64da\u4fe1\u7528\u6a5f\u69cbExperian\u7684\u8aaa\u6cd5\uff0c714\u5206\u5c6c\u65bc\u300c\u826f\u597d\u300d\u7bc4\u570d\u3002Experian\u5728\u4fe1\u8a55\u6307\u5357\u4e2d\u89e3\u91cb\u9053\uff1a\u300c\u8cb8\u6b3e\u6a5f\u69cb\u5c07\u4fe1\u8a55\u8655\u65bc\u826f\u597d\u7bc4\u570d\u5167\u7684\u6d88\u8cbb\u8005\u8996\u70ba\u300e\u53ef\u63a5\u53d7\u7684\u300f\u501f\u6b3e\u4eba\uff0c\u4e26\u53ef\u80fd\u5411\u4ed6\u5011\u63d0\u4f9b\u5404\u7a2e\u4fe1\u8cb8\u7522\u54c1\uff0c\u5118\u7ba1\u4e0d\u4e00\u5b9a\u63d0\u4f9b\u6700\u4f4e\u7684\u5229\u7387\u3002\u300d FICO\u7684\u4fe1\u8a55\u5206\u6578\u5728670\u81f3739\u9593\u88ab\u8a8d\u5b9a\u70ba\u300c\u826f\u597d\u300d\uff0c\u5f9e740\u81f3799\u70ba\u300c\u5f88\u597d\u300d\uff0c800\u4ee5\u4e0a\u5247\u70ba\u300c\u68d2\u6975\u4e86\u300d\uff0c\u56e0\u6b64\u5728\u5b83\u7684\u5206\u6790\u4e0b\uff0c\u7f8e\u570b\u4eba\u4fe1\u7528\u826f\u597d\u4ee5\u4e0a\u8005\u5360\u4e86\u4eba\u53e3\u7684\u4e03\u6210\u591a\u3002VantageScore\u5247\u5206\u56db\u7d1a\uff0c661\u5206\u4ee5\u4e0a\u5206\u70ba\u300c\u512a\u300d\u8207\u300c\u8d85\u512a\u300d\uff0c\u4e5f\u662f\u7d04\u4e03\u6210\u7f8e\u570b\u4eba\u53ef\u6b78\u65bc\u6b64\u3002\u5728\u4ed6\u5011\u7684\u8a55\u4f30\u4e2d\uff0c\u6709\u4e0b\u5217\u4e94\u5927\u56e0\u7d20\u5f71\u97ff\u4fe1\u8a55\u5206\u6578\uff1a\u7e73\u6b3e\u6b77\u53f2\u3001\u4fe1\u7528\u4f7f\u7528\u72c0\u6cc1\u3001\u4fe1\u7528\u6b77\u53f2\u9577\u5ea6\u3001\u5e33\u6236\u985e\u578b\u8207\u6700\u8fd1\u5e33\u6236\u6d3b\u52d5\u3002 \u7e73\u6b3e\u6b77\u53f2\u7c21\u55ae\u8aaa\u5373\u70ba\u662f\u5426\u6309\u6642\u7e73\u6b3e\uff0c\u7121\u4efb\u4f55\u9072\u7e73\u6216\u672a\u7e73\u8a18\u9304\uff0c\u5206\u6578\u7576\u7136\u5c31\u9ad8\uff0c\u53cd\u4e4b\u5247\u6158\u3002\u5728\u9019\u5169\u5bb6\u7684\u8a55\u5206\u6a19\u6e96\u4e2d\uff0c\u7e73\u6b3e\u53f2\u90fd\u662f\u5360\u6bd4\u6700\u9ad8\u7684\uff0c\u76f8\u4fe1\u5728\u696d\u754c\u6216\u5176\u5b83\u4fe1\u7528\u6a19\u6e96\u4e0a\u4e5f\u6703\u662f\u5982\u6b64\uff0c\u7562\u7adf\u4fe1\u7528\u610f\u5473\u8457\u6709\u501f\u6709\u9084\uff0c\u6709\u501f\u7121\u9084\u9084\u6709\u4ec0\u9ebc\u597d\u8ac7\u7684\u3002\u597d\u4fe1\u7528\u6709\u4ec0\u9ebc\u597d\u8655\uff0c\u7576\u7136\u5c31\u662f\u597d\u501f\u9322\u56c9\u3002\u4ee5\u653f\u5e9c\u652f\u6301\u7684\u8cb8\u6b3e\u8981\u6c42\u4f86\u8aaa\uff0c\u806f\u90a6\u4f4f\u623f\u7ba1\u7406\u5c40(FHA)\u623f\u8cb8\u8981\u6c42500\u81f3579\u5206\u8005\uff0c\u9996\u4ed8\u8981\u4e00\u6210\uff0c580\u4ee5\u4e0a\u8005\u9996\u4ed8\u53ea\u89813.5%\uff0c\u5982\u679c\u8cb7\u4e00\u767e\u842c\u7684\u623f\u5b50\uff0c\u4fe1\u7528\u597d\u4e0d\u597d\u5c31\u5f70\u986f\u5728\u9996\u4ed8\u5dee\u4e866.5\u842c\u3002\u806f\u90a6\u8fb2\u696d\u90e8\u6709\u652f\u63f4\u90ca\u5340\u8207\u504f\u9060\u5730\u5340\u4f4e\u6536\u5165\u6236\u7684\u623f\u5c4b\u8cb8\u6b3e\uff0c\u96d6\u6c92\u8a2d\u6700\u4f4e\u5206\u6578\uff0c\u4f46\u653e\u8cb8\u8005\u901a\u5e38\u6703\u8981\u6c42580\u81f3620\u4e4b\u9593\u7684\u5206\u6578\u3002\u9000\u8f14\u6703(VA)\u4e5f\u6709\u653e\u8cb8\u696d\u52d9\uff0c\u7d66\u73fe\u5f79\u8207\u9000\u5f79\u8ecd\u4eba\u5e6b\u52a9\u8cb7\u623f\u7528\u7684\uff0c\u7136\u800c\u9019\u9ebc\u653f\u7b56\u6027\u7684\u8cb8\u6b3e\u652f\u63f4\u9084\u662f\u8981\u6c42\u4e86620\u4ee5\u4e0a\u8005\u624d\u80fd\u53d7\u60e0\u3002 \u9019\u4e9b\u806f\u90a6\u6a5f\u95dc\u7684\u623f\u8cb8\u653f\u7b56\u8981\u6c42\u7684\u4fe1\u7528\u90fd\u4e0d\u9ad8\uff0c\u5728\u9019\u5169\u5bb6\u4fe1\u8a55\u6a5f\u69cb\u7684\u5206\u7d1a\u4e2d\u6b78\u5728\u6709\u5206\u6578\u53ef\u770b\u7684\u300c\u5dee\u300d\u548c\u300c\u52a3\u300d\u4ee5\u4e0a\uff0c\u4f46\u9084\u662f\u6709\u8981\u6c42\uff0c\u6240\u4ee5\u5373\u4f7f\u653f\u5e9c\u518d\u600e\u9ebc\u60f3\u5e6b\u4eba\u6c11\uff0c\u4eba\u6c11\u9084\u662f\u9700\u8981\u6709\u57fa\u672c\u7684\u4fe1\u7528\u3002\u800c\u9020\u6210\u4fe1\u7528\u4e0d\u826f\u7684\u6700\u5e38\u898b\u539f\u56e0\u5c31\u662f\u4fe1\u7528\u5361\u50b5\uff0c\u96d6\u7136\u5927\u5b78\u751f\u4e5f\u5bb9\u6613\u56e0\u5b78\u8cb8\u6c92\u7e73\u800c\u88ab\u8a18\u9304\u4e0b\u4f86\uff0c\u5982\u4eca\u9032\u5165\u8a31\u591a\u570b\u5bb6\u516c\u5712\u90fd\u5f97\u8981\u7528\u4fe1\u7528\u5361\u4e86\uff0c\u6240\u4ee5\u82e5\u4fe1\u7528\u4e0d\u826f\uff0c\u5373\u4f7f\u624b\u4e0a\u6709\u73fe\u91d1\u4e5f\u7121\u6cd5\u9032\u570b\u5bb6\u516c\u5712\u8eb2\u50b5\u3002 \u7d10\u7d04\u806f\u90a6\u5132\u5099\u9280\u884c\u767c\u8868\u7684\u53bb\u5e74\u7b2c\u4e09\u5b63\u5bb6\u5ead\u50b5\u52d9\u8207\u4fe1\u7528\u5831\u544a\u986f\u793a\uff0c\u7f8e\u570b\u5bb6\u5ead\u50b5\u52d9\u7e3d\u984d\u9054\u523017.8\u5146\u5143\uff0c\u96d6\u7136\u7d55\u5927\u90e8\u5206\u662f\u623f\u8cb8\uff0c\u4f46\u4fe1\u7528\u5361\u50b5\u4e5f\u4e0d\u5bb9\u5c0f\u89b7\uff0c\u5176\u4e2d\u67091.6\u5146\u662f\u672a\u6e05\u511f\u7684\u5361\u50b5\u3002\u6709\u7dda\u96fb\u8996\u65b0\u805e\u7db2NewsNation\u8abf\u67e5\u4e5f\u986f\u793a\u7576\u6642\u7684\u5361\u50b5\u56b4\u91cd\u6027\uff0c\u7f8e\u570b\u4eba\u7684\u5e73\u5747\u672a\u511f\u5361\u50b5\u70ba$6,329\uff0c\u5df2\u5f9e2021\u5e74\u4ee5\u4f86\u6f32\u4e86\u4e09\u6210\u3002\u500b\u4eba\u7406\u8ca1\u7db2Bankrate\u7576\u6642\u767c\u73fe\uff0c\u6709\u8d85\u904e\u4e00\u534a\u7684\u6301\u5361\u4eba\u662f\u904e\u8457\u6bcf\u6708\u4ee5\u5361\u50b5\u990a\u5361\u50b5\u7684\u751f\u6d3b\uff0c\u670936%\u7684\u7f8e\u570b\u4eba\u5361\u50b5\u91d1\u984d\u6bd4\u8eab\u4e0a\u7684\u7dca\u6025\u9810\u5099\u91d1\u9084\u591a\u3002 \u7136\u800c\u4fe1\u7528\u5361\u5faa\u74b0\u5229\u606f\u4e0d\u624b\u8edf\uff0c\u4e00\u65e6\u4fe1\u7528\u5e33\u6236\u9918\u984d\u4e0d\u6253\u5e73\uff0c\u4fbf\u662f\u958b\u555f\u4e86\u5eff\u8db4\u4ee5\u4e0a\u7684\u5faa\u74b0\u5229\u606f\uff0c\u72e0\u4e00\u9ede\u7684\u9084\u9ad8\u905436%\uff0c\u5df2\u7d93\u662f\u9ad8\u5229\u8cb8\u7b49\u7d1a\uff0c\u6240\u4ee5\u4fe1\u7528\u82e5\u8981\u597d\uff0c\u4fe1\u7528\u5361\u50b5\u4e00\u5b9a\u8981\u5148\u7e73\u3002LendingTree\u9996\u5e2d\u4fe1\u8cb8\u5206\u6790\u5e2bMatt Schulz\u8868\u793a\uff1a\u300c\u4eba\u5011\u61c9\u8a72\u512a\u5148\u511f\u9084\u4fe1\u7528\u5361\u50b5\u52d9\u7684\u6700\u5927\u539f\u56e0\u662f\uff0c\u5361\u50b5\u53ef\u80fd\u662f\u6240\u6709\u50b5\u52d9\u4e2d\u5229\u7387\u6700\u9ad8\u7684\uff0c\u9019\u610f\u5473\u8457\u5b83\u7684\u5229\u6efe\u5229\u901f\u5ea6\u9a5a\u4eba\u4e14\u58d3\u6b7b\u4eba\u3002\u300d \u907f\u514d\u5361\u50b5\u574a\u9593\u5df2\u6709\u975e\u5e38\u591a\u7684\u6559\u6230\u624b\u5247\uff0c\u4e0d\u5916\u4e4e\u5229\u7387\u9ad8\u7684\u4e00\u5b9a\u8981\u5148\u9084\u3001\u8acb\u6c42\u964d\u4f4e\u5229\u7387\u3001\u63db\u5f35\u9918\u984d\u53ef\u8f49\u4fe1\u7528\u5361\u8207\u627e\u5bb6\u9867\u554f\u516c\u53f8\u6c42\u6551\u5427\u7b49\u3002\u4f46\u5230\u4e86\u6700\u5f8c\u95dc\u982d\uff0c\u5373\u518d\u600e\u9ebc\u64e0\u7834\u982d\u4e5f\u9084\u4e0d\u4e86\u5361\u50b5\uff0c\u90a3\u5c31\u5269\u4e0b\u5354\u5546\u4e00\u689d\u8def\u4e86\uff0c\u901a\u5e38\u662f\u6253\u96fb\u8a71\u7d66\u4fe1\u7528\u5361\u516c\u53f8\uff0c\u8aa0\u5be6\u544a\u77e5\u8ca1\u52d9\u72c0\u6cc1\uff0c\u7136\u5f8c\u5c31\u770b\u4ed6\u5011\u9858\u4e0d\u9858\u610f\u4f9d\u7167\u7e73\u6b3e\u53f2\u8207\u6b20\u6b3e\u91d1\u984d\u4f86\u9032\u884c\u300c\u5354\u5546\u300d\u3002 \u53ef\u662f\u4e00\u65e6\u5e33\u6236\u88ab\u6a19\u8a18\u6210\u300c\u5354\u5546\u300d\uff0c\u540c\u6a23\u6703\u5728\u4fe1\u7528\u8a18\u9304\u4e0a\u88ab\u8a18\u4e0a\u4e00\u7b46\uff0c\u4e0d\u5229\u672a\u4f86\u4fe1\u8a55\uff0c\u56e0\u6b64\u53c8\u7522\u751f\u4e86\u53e6\u500b\u9078\u9805\u8207\u884c\u696d\uff0c\u5373\u627e\u7b2c\u4e09\u65b9\u50b5\u52d9\u6e1b\u514d\u516c\u53f8\u3002\u4e0d\u904e\u6d88\u8cbb\u8005\u91d1\u878d\u4fdd\u8b77\u5c40(CFPB)\u8b66\u544a\u8aaa\uff0c\u627e\u5b83\u5011\u5343\u842c\u8981\u8b39\u614e\uff0c\u9019\u4e9b\u71df\u5229\u6027\u7684\u50b5\u52d9\u6e05\u7406\u516c\u53f8\u7d93\u5e38\u6703\u9f13\u52f5\u5361\u5974\u5011\u505c\u6b62\u7e73\u5361\u8cbb\uff0c\u4ee5\u4fbf\u5728\u5354\u5546\u4e2d\u7372\u5f97\u7c4c\u78bc\uff0c\u7136\u800c\u9019\u9435\u5b9a\u6703\u640d\u5bb3\u4fe1\u7528\u8a55\u5206\uff0c\u4e14\u4ed6\u5011\u6536\u8cbb\u7167\u6a23\u5687\u4eba\u3002 \u518d\u56de\u5230\u52a0\u5dde\u4eba\u9084\u597d\u7684714\u5206\u5e73\u5747\u4fe1\u8a55\uff0c\u9019\u5206\u6578\u7b97\u597d\u55ce\uff1f\u8eca\u8cb8\u3001\u623f\u8cb8\u8207\u4fe1\u8cb8\u7b49\u6240\u6709\u8cb8\u6b3e\u5e7e\u4e4e\u53ef\u8cb8\uff0c\u4e5f\u80fd\u627e\u5230\u4e00\u5f35\u4e0d\u932f\u7684\u4fe1\u7528\u5361\u3002\u7b97\u58de\u55ce\uff1fExperian\u8aaa\u300c\u5f88\u597d\u300d\u8207\u300c\u68d2\u6975\u4e86\u300d\u7684\u4eba\u66f4\u591a\uff0c\u6240\u4ee5\u722d\u53d6\u689d\u4ef6\u6642\u512a\u52e2\u4e0d\u5927\u3002\u96d6\u7136\u662f\u5728\u8b1b\u500b\u4eba\u4fe1\u7528\uff0c\u4f46\u9019\u6a23\u7684\u611f\u89ba\u653e\u5728\u5dde\u7684\u5370\u8c61\u5206\u6578\u4e0a\u597d\u50cf\u4e5f\u5982\u6b64\uff1a\u5c31\u9084\u597d\u561b\uff01 \u8a18\u8005 Pegasus J. Juan","rel":"","context":"In &quot;\u5730\u65b9\u65b0\u805e&quot;","block_context":{"text":"\u5730\u65b9\u65b0\u805e","link":"https:\/\/newsforchinese.com\/v3\/category\/local\/"},"img":{"alt_text":"","src":"https:\/\/i0.wp.com\/newsforchinese.com\/v3\/wp-content\/uploads\/2025\/06\/%E9%82%84%E5%A5%BD%EF%BC%81%E5%8A%A0%E5%B7%9E%E4%BA%BA%E7%9A%84%E4%BF%A1%E7%94%A8%E9%82%84%E5%A5%BD.png?resize=350%2C200&ssl=1","width":350,"height":200,"srcset":"https:\/\/i0.wp.com\/newsforchinese.com\/v3\/wp-content\/uploads\/2025\/06\/%E9%82%84%E5%A5%BD%EF%BC%81%E5%8A%A0%E5%B7%9E%E4%BA%BA%E7%9A%84%E4%BF%A1%E7%94%A8%E9%82%84%E5%A5%BD.png?resize=350%2C200&ssl=1 1x, https:\/\/i0.wp.com\/newsforchinese.com\/v3\/wp-content\/uploads\/2025\/06\/%E9%82%84%E5%A5%BD%EF%BC%81%E5%8A%A0%E5%B7%9E%E4%BA%BA%E7%9A%84%E4%BF%A1%E7%94%A8%E9%82%84%E5%A5%BD.png?resize=525%2C300&ssl=1 1.5x"},"classes":[]},{"id":103793,"url":"https:\/\/newsforchinese.com\/v3\/2015\/06\/17\/%e4%bf%9d%e6%8c%81%e5%ae%8c%e7%be%8e%e4%bf%a1%e7%94%a8%e8%a9%95%e5%88%86%e4%b8%83%e5%a4%a7%e6%b3%95%e5%af%b6\/","url_meta":{"origin":277728,"position":1},"title":"\u4fdd\u6301\u5b8c\u7f8e\u4fe1\u7528\u8a55\u5206\u4e03\u5927\u6cd5\u5bf6","author":"Jean","date":"June 17, 2015","format":false,"excerpt":"\u5728\u7f8e\u570b\uff0c\u300c\u4fe1\u7528\u8a55\u5206\u300d\uff08Credit Score\uff09\u9019\u4e00\u6982\u5ff5\u5e7e\u4e4e\u6ef2\u900f\u5230\u751f\u6d3b\u7684\u65b9\u65b9\u9762\u9762\uff1a\u8cb7\u8eca\u3001\u8cb7\u4fdd\u96aa\u3001\u8fa6\u65b0\u4fe1\u7528\u5361\u6642\u90fd\u9700\u8981\u7528\u5230\u4f60\u7684\u4fe1\u7528\u8a55\u5206\uff0c\u56e0\u6b64\u64c1\u6709\u826f\u597d\u7684\u4fe1\u7528\u8a55\u5206\u5341\u5206\u91cd\u8981\uff0c\u800c\u4e14\u597d\u8655\u591a\u591a - \u5927\u5247\u53ef\u4ee5\u8b93\u4f60\u4eab\u53d7\u4f4e\u8cb8\u6b3e\u5229\u7387\uff0c\u7d30\u5247\u53ef\u4ee5\u5e6b\u4f60\u5728\u4ea4\u6c34\u96fb\u8cbb\u548c\u624b\u6a5f\u8a71\u8cbb\u6642\u7701\u4e0b\u4e00\u7b46\u4fdd\u8b49\u91d1\u3002 \u800c\u9019\u300c\u4fe1\u7528\u8a55\u5206\u300d\u5230\u5e95\u662f\u4ec0\u9ebc\uff1f\u6709\u4ec0\u9ebc\u56e0\u7d20\u5f71\u97ff\u4fe1\u7528\u8a55\u5206\uff0c\u53c8\u6709\u4ec0\u9ebc\u8fa6\u6cd5\u80fd\u5920\u64c1\u6709\u6216\u8005\u4fdd\u6301\u826f\u597d\u7684\u4fe1\u7528\u8a55\u5206\u5462\uff1f\u4ee5\u4e0b\u4e03\u7a2e\u65b9\u6cd5\u6216\u8a31\u80fd\u5e6b\u5230\u4f60\u3002 1. \u4e86\u89e3\u4fe1\u7528\u8a55\u5206\u7684\u7d44\u6210\u8981\u7d20 \u60f3\u8981\u4fdd\u6301\u826f\u597d\u7684\u4fe1\u7528\u8a55\u5206\uff0c\u7b2c\u4e00\u6b65\u662f\u77e5\u9053\u300c\u4fe1\u7528\u8a55\u5206\u300d\u5230\u5e95\u662f\u600e\u9ebc\u8a55\u51fa\u4f86\u7684\u3002 \u4fe1\u7528\u8a55\u5206\u7531\u4e94\u500b\u8981\u7d20\u7d44\u6210\uff1a15%\u7684\u4fe1\u7528\u6b77\u53f2\uff08Length of Credit History\uff09\uff0c10%\u7684\u4fe1\u7528\u985e\u578b\uff08Types of Credit\uff09\uff0c10%\u7684\u4fe1\u7528\u8aee\u8a62\uff08Credit Inquiries\uff09\uff0c35%\u7684\u652f\u4ed8\u8a18\u9304\uff08Payment History\uff09\u548c\u50b5\u52d9\u6c34\u5e73\uff08level of debt\uff09\u3002 \u4fe1\u7528\u8a55\u5206\u6eff\u5206850\uff0c\u6839\u64damyfico.com\uff0c\u622a\u6b622014\u5e748\u6708\uff0c\u7f8e\u570b\u7684\u5168\u570b\u5e73\u5747\u4fe1\u7528\u8a55\u5206\u662f692\u5206\u3002\u4f46\u503c\u5f97\u6ce8\u610f\u7684\u662f\uff0c\u4e26\u4e0d\u662f\u6240\u6709\u6d89\u53ca\u91d1\u878d\u7684\u8981\u7d20\u90fd\u6703\u5f71\u97ff\u4f60\u7684\u4fe1\u7528\u8a55\u5206\uff0c\u6bd4\u5982\u652f\u7968\u8cec\u6236\uff08Checking Account\uff09\u7684\u900f\u652f\u548c\u662f\u5426\u5b9a\u671f\u4ea4\u9084\u6c34\u8cbb\u96fb\u8cbb\u4e26\u4e0d\u6703\u5fc5\u7136\u5f71\u97ff\u5230\u4f60\u7684\u4fe1\u7528\u8a55\u5206\u3002 2. \u6309\u6642\u9084\u6b3e \u6309\u6642\u9084\u6e05\u6240\u6709\u8cec\u55ae -- \u6ce8\u610f\uff0c\u662f\u300c\u6240\u6709\u300d\uff0c\u56e0\u6b64\u9664\u4e86\u6309\u6642\u9084\u4fe1\u7528\u5361\u548c\u9280\u884c\u8cb8\u6b3e\u5916\uff0c\u6c34\u96fb\u8cbb\u548c\u624b\u6a5f\u8cec\u55ae\u7b49\u4e5f\u4e0d\u53ef\u6020\u6162\u3002\u5118\u7ba1\u6709\u4e9b\u9084\u6b3e\u8a18\u9304\uff08\u6bd4\u5982\u5fd8\u7e73\u7684\u90a3\u5e7e\u5206\u9322\u5716\u66f8\u9928\u7f70\u6b3e\uff09\u4e26\u4e0d\u6703\u88ab\u5f81\u4fe1\u6a5f\u69cb\uff08Credit Bureaus\uff09\u8a18\u9304\u5728\u6848\uff0c\u4f46\u4e0d\u6309\u6642\u9084\u6e05\u7684\u8a71\u9019\u4e9b\u8a18\u9304\u9084\u662f\u6703\u51fa\u73fe\u5728\u4f60\u7684\u4fe1\u7528\u5831\u544a\u4e0a\u3002 \u56e0\u6b64\uff0c\u7121\u8ad6\u662f\u4ec0\u9ebc\u6b3e\u9805\uff0c\u6309\u6642\u9084\u6e05\u90fd\u662f\u4fdd\u6301\u826f\u597d\u4fe1\u7528\u8a55\u5206\u7684\u4e00\u5927\u6cd5\u5bf6\u3002 3. \u4fdd\u6301\u8f03\u4f4e\u7684\u4fe1\u7528\u5361\u9918\u984d \u4fe1\u7528\u5361\u9918\u984d\uff08Balance\uff09\u8d8a\u9ad8\uff0c\u4f60\u7684\u4fe1\u7528\u8a55\u5206\u5c31\u8d8a\u4f4e\u3002\u6700\u597d\u4f60\u7684\u4fe1\u7528\u5361\u9918\u984d\u80fd\u4fdd\u6301\u5728\u4f60\u7684\u4fe1\u7528\u984d\u5ea6\uff08Credit Limit\uff09\u768430%\u4ee5\u5167\uff0c\u4e5f\u5c31\u662f\u8aaa\u5982\u679c\u4f60\u6709\u6bcf\u6708$1,000\u7684\u4fe1\u7528\u984d\u5ea6\uff0c\u9918\u984d\u4e0d\u8d85\u904e$300\u3002 \u5c0d\u5fb5\u4fe1\u6a5f\u69cb\u4f86\u8aaa\uff0c\u9ad8\u9918\u984d\u610f\u5473\u8457\u9ad8\u98a8\u96aa\uff0c\u56e0\u6b64\u5118\u7ba1\u4f60\u6bcf\u6b21\u90fd\u5168\u984d\u9084\u6e05\u7576\u6708\u9918\u984d\uff0c\u767c\u5361\u6a5f\u69cb\u6bcf\u6708\u628a\u4f60\u7684\u9918\u984d\u8cec\u55ae\u4e0a\u4ea4\u5230\u5fb5\u4fe1\u6a5f\u69cb\u6642\uff0c\u8cec\u9762\u4e0a\u7684\u9ad8\u9918\u984d\u9084\u662f\u6703\u5f71\u97ff\u4f60\u7684\u4fe1\u7528\u8a55\u5206\u3002 4. \u7ba1\u7406\u597d\u4f60\u7684\u50b5\u52d9 \u4e0d\u50c5\u4fe1\u7528\u5361\u9918\u984d\uff0c\u8cb8\u6b3e\u9918\u984d\u548c\u4fe1\u7528\u984d\u5ea6\u540c\u6a23\u5f71\u97ff\u4f60\u7684\u4fe1\u7528\u8a55\u5206\u3002\u592a\u591a\u50b5\u6b3e\u6703\u8b93\u9280\u884c\u61f7\u7591\u4f60\u7684\u511f\u9084\u80fd\u529b\uff0c\u4f60\u7684\u4fe1\u7528\u8a55\u5206\u4e5f\u6703\u56e0\u6b64\u53d7\u5f71\u97ff\u3002 5. \u4e0d\u8981\u95dc\u6389\u4f60\u820a\u7684\u4fe1\u7528\u5361 \u7576\u4f60\u95dc\u6389\u4e00\u5f35\u4e0d\u518d\u7528\u6216\u5df2\u6975\u5c11\u4f7f\u7528\u7684\u4fe1\u7528\u5361\uff0c\u767c\u5361\u6a5f\u69cb\u5c31\u6703\u505c\u6b62\u5411\u5fb5\u4fe1\u6a5f\u69cb\u767c\u9001\u6578\u64da\u5831\u544a\uff0c\u540c\u6642\u4f60\u95dc\u6389\u7684\u4fe1\u7528\u5361\u5728\u4f60\u7684\u4fe1\u7528\u8a55\u6e2c\u904e\u7a0b\u4e2d\u7684\u6bd4\u91cd\u4e5f\u6703\u5927\u5927\u6e1b\u5c11\u3002\u5927\u698210\u5e74\u5f8c\uff0c\u5fb5\u4fe1\u6a5f\u69cb\u5c31\u6703\u628a\u4f60\u9019\u5f35\u505c\u7528\u4fe1\u7528\u5361\u7684\u6b77\u53f2\u8a18\u9304\u5f9e\u4f60\u7684\u4fe1\u7528\u5831\u544a\u4e0a\u79fb\u9664\u3002 \u554f\u984c\u5728\u65bc\uff0c\u5982\u679c\u4f60\u95dc\u6389\u7684\u9019\u5f35\u4fe1\u7528\u5361\u4f7f\u7528\u6b77\u53f2\u6bd4\u8f03\u9577\uff0c\u88ab\u79fb\u9664\u540e\u4f60\u7684\u5e73\u5747\u4fe1\u7528\u5e74\u9f61\uff08Credit Age\uff09\u5c31\u6703\u7e2e\u77ed\uff0c\u56e0\u800c\u4f60\u7684\u4fe1\u7528\u8a55\u5206\u4e5f\u6703\u4e0b\u964d\u3002 6. \u9650\u5236\u4f60\u7533\u8acb\u65b0\u5361\u7684\u6578\u91cf \u6bcf\u7533\u8acb\u4e00\u5f35\u65b0\u4fe1\u7528\u5361\u90fd\u6703\u6d88\u8017\u6389\u4f60\u4e00\u5c0f\u90e8\u4efd\u7684\u4fe1\u7528\u8a55\u5206\u3002\u96d6\u7136\u4fe1\u7528\u8aee\u8a62\uff08Credit Inquiries\uff09\u53ea\u4f54\u4fe1\u7528\u8a55\u5206\u768410%\uff0c\u4f46\u5047\u8a2d\u4f60\u6709\u8f03\u9ad8\u7684\u8a55\u5206\uff08800\u5206\uff09\uff0c10%\u4e5f\u53ef\u4ee5\u662f\u4e00\u500b\u9f90\u5927\u6578\u984d\uff08800 x 10% = 80\uff09\u3002\u800c\u4e14\u6bcf\u958b\u4e00\u5f35\u65b0\u5361\uff0c\u4f60\u7684\u5e73\u5747\u4fe1\u7528\u5e74\u9f61\uff08\u5360\u8a55\u520615%\uff09\u5c31\u6703\u76f8\u61c9\u7e2e\u77ed\u3002 \u56e0\u6b64\u70ba\u4fdd\u6301\u826f\u597d\u4fe1\u7528\u8a55\u5206\uff0c\u6700\u597d\u4e0d\u8981\u5728\u77ed\u671f\u5167\u7533\u8acb\u591a\u5f35\u4fe1\u7528\u5361\u3002 7.\u2026","rel":"","context":"In &quot;\u7406\u8ca1\u6295\u8cc7&quot;","block_context":{"text":"\u7406\u8ca1\u6295\u8cc7","link":"https:\/\/newsforchinese.com\/v3\/category\/money\/"},"img":{"alt_text":"","src":"https:\/\/i0.wp.com\/newsforchinese.com\/v3\/wp-content\/uploads\/2015\/06\/CREDIT-SCORE.jpg?resize=350%2C200&ssl=1","width":350,"height":200,"srcset":"https:\/\/i0.wp.com\/newsforchinese.com\/v3\/wp-content\/uploads\/2015\/06\/CREDIT-SCORE.jpg?resize=350%2C200&ssl=1 1x, https:\/\/i0.wp.com\/newsforchinese.com\/v3\/wp-content\/uploads\/2015\/06\/CREDIT-SCORE.jpg?resize=525%2C300&ssl=1 1.5x"},"classes":[]},{"id":167442,"url":"https:\/\/newsforchinese.com\/v3\/2019\/02\/16\/%e7%81%a3%e5%8d%80%e5%b1%85%e6%b0%91%e4%bf%a1%e7%94%a8%e8%a9%95%e5%88%86%e8%a1%a8%e7%8f%be%e8%89%af%e5%a5%bd\/","url_meta":{"origin":277728,"position":2},"title":"\u7063\u5340\u5c45\u6c11\u4fe1\u7528\u8a55\u5206\u8868\u73fe\u826f\u597d","author":"Yingying","date":"February 16, 2019","format":false,"excerpt":"\u6709\u4e00\u500b\u597d\u7684\u4fe1\u7528\u8a55\u5206\u53ef\u4ee5\u5e6b\u52a9\u964d\u4f4e\u4fe1\u7528\u5361\u5229\u7387\uff0c\u4f7f\u7372\u5f97\u8cb8\u6b3e\u6279\u51c6\u66f4\u52a0\u5bb9\u6613\u3002\u5b83\u751a\u81f3\u53ef\u4ee5\u5e6b\u52a9\u4f60\u627e\u5230\u5de5\u4f5c\u3002 \u6839\u64da\u500b\u4eba\u7406\u8ca1\u7db2\u7ad9WalletHub\uff0c\u5118\u7ba1\u662f\u5168\u7f8e\u6700\u6602\u8cb4\u4f4f\u623f\u5e02\u5834\u4e4b\u4e00\uff0c\u751f\u6d3b\u6210\u672c\u4e5f\u5728\u4e0d\u65b7\u589e\u52a0\uff0c\u4f46\u7063\u5340\u57ce\u5e02\u5c45\u6c11\u5728\u5168\u570b\u6700\u597d\u4fe1\u7528\u8a55\u5206\u4e2d\u503c\u6392\u540d\u4e0a\u8868\u73fe\u5f88\u597d\u3002 San Francisco\u5728\u5927\u57ce\u5e02\u6392\u540d\u4e2d\u52c7\u596a\u7b2c1\uff0c\u4fe1\u7528\u8a55\u5206\u4e2d\u503c\u70ba745\u5206\uff1bSan Jose\u6392\u5728\u7b2c4\uff0c\u5206\u6578\u70ba730\u5206\u3002Oakland\u5728\u64c1\u670930\u842c\u4ee5\u4e0a\u5c45\u6c11\u57ce\u5e02\u4e2d\u6392\u7b2c18\u4f4d\uff0c\u5206\u6578\u70ba686\u5206\u3002 \u9019\u9805\u6392\u540d\u57fa\u65bcTransUnion\u5f97\u5206\u3002\u8a72\u5f97\u5206\u5f9e300\u5206\u5230850\u5206\u4e0d\u7b49\u3002\u4e00\u822c\u4f86\u8aaa\uff0c\u9ad8\u65bc660\u5206\u88ab\u8a8d\u70ba\u662f\u826f\u597d\uff0c\u9ad8\u65bc780\u5206\u88ab\u8a8d\u70ba\u662f\u51fa\u8272\u3002 \u5728\u4e2d\u7b49\u898f\u6a21\u57ce\u5e02\u4e2d\uff0cSunnyvale\u4f4d\u5c45\u5168\u570b\u7b2c2\uff0c\u4fe1\u7528\u5f97\u5206\u4e2d\u503c\u70ba755\u5206\u3002\u6392\u540d\u7b2c1\u7684\u662f\u79d1\u7f85\u62c9\u591a\u5ddeHighlands Ranch(\u4e39\u4f5b\u5357)\uff0c\u4fe1\u7528\u8a55\u5206\u4e2d\u503c\u70ba761\u5206\u3002Fremont\u540d\u5217\u7b2c5\uff0c\u5206\u6578\u70ba754\u5206\u3002\u5176\u4ed6\u9760\u8fd1\u9802\u90e8\u7684\u4e2d\u578b\u7063\u5340\u57ce\u5e02\u5206\u5225\u662fSan Mateo\u548cSanta Clara\uff0c\u5b83\u5011\u5206\u5225\u6392\u5728\u7b2c13\u548c\u7b2c14\u4f4d\u3002Berkeley\u6392\u5728\u7b2c20\u4f4d\uff0c\u5206\u6578\u70ba741\u5206\u3002 \u7063\u5340\u6700\u61c2\u4fe1\u7528\u7684\u5c45\u6c11\u53ef\u80fd\u5728Los Altos\uff0c\u5b83\u7684\u5206\u6578\u9ad8\u9054782\u5206\uff0c\u5728\u5168\u570b\u6240\u6709\u898f\u6a21\u57ce\u5e02\u4fe1\u7528\u5f97\u5206\u4e2d\u503c\u6392\u540d\u4e2d\u4f4d\u5c45\u7b2c6\uff0c\u5728\u4e0d\u523010\u842c\u5c45\u6c11\u57ce\u5e02\u6392\u540d\u4e2d\u4e5f\u662f\u4f4d\u5c45\u7b2c6\u3002 \u6beb\u7121\u7591\u554f\uff0cLos Altos\u5c45\u6c11\u826f\u597d\u4fe1\u7528\u8207\u4ed6\u5011\u5f37\u52c1\u7684\u5bb6\u5ead\u6536\u5165\u6709\u95dc\uff1a\u4ed6\u5011\u7684\u5bb6\u5ead\u6536\u5165\u4e2d\u503c\u7d04\u70ba208300\u5143\uff0c\u662f\u5168\u5dde\u6536\u5165\u4e2d\u503c\u4e09\u500d\u591a\u3002\u6b64\u5916\uff0c\u8a72\u5e02\u7d0430500\u540d\u5c45\u6c11\u6574\u9ad4\u5e74\u9f61\u504f\u5927\uff0c\u5e74\u9f61\u4e2d\u503c\u8fd146\u6b72\uff0c\u6bd4\u5dde\u5e74\u9f61\u4e2d\u503c\u592710\u6b72\u5de6\u53f3\u3002 WalletHub\u5206\u6790\u5e2bJill Gonzalez\u5728\u4e00\u5c01\u96fb\u5b50\u90f5\u4ef6\u4e2d\u8aaa\uff1a\u300c\u96a8\u8457\u5e74\u9f61\u589e\u9577\uff0c\u4eba\u5011\u5f80\u5f80\u5c0d\u81ea\u5df1\u7684\u652f\u51fa\u627f\u64d4\u66f4\u5927\u8cac\u4efb\uff0c\u9019\u53ef\u80fd\u662f\u5c45\u6c11\u5e74\u9f61\u8d85\u904e\u5e73\u5747\u6c34\u6e96\u7684\u793e\u5340\u64c1\u6709\u6700\u9ad8\u6574\u9ad4\u4fe1\u7528\u8a55\u5206\u7684\u539f\u56e0\u4e4b\u4e00\u3002\u300d Gonzalez\u88dc\u5145\u8aaa\uff0c\u7531\u65bc\u4fe1\u7528\u8a55\u5206\u8003\u616e\u5ba2\u6236\u4fe1\u7528\u6b77\u53f2\uff0c\u9577\u671f\u8cfc\u7269\u548c\u9084\u8cb8\u7684\u4eba\u53ef\u80fd\u6703\u770b\u5230\u4ed6\u5011\u7684\u5f97\u5206\u6709\u63d0\u9ad8\u3002 \u53e6\u5916\u5169\u500b\u7063\u5340\u57ce\u5e02\u4e5f\u8e8b\u8eab\u6700\u597d\u5c0f\u57ce\u5e02\u4e4b\u5217\u3002San Carlos\u4ee5773\u5206\u6392\u7b2c16\u540d\uff0cCupertino\u4ee5772\u5206\u6392\u7b2c18\u540d\u3002 Gonzalez\u8aaa\uff0c\u5c0d\u65bc\u90a3\u4e9b\u60f3\u8d95\u4e0a\u6216\u9818\u5148\u9130\u5c45\u4fe1\u7528\u8a55\u5206\u7684\u5c45\u6c11\uff0c\u4ed6\u5011\u53ef\u4ee5\u63a1\u53d6\u4e00\u4e9b\u63aa\u65bd\u5e6b\u52a9\u63d0\u9ad8\u81ea\u5df1\u7684\u4fe1\u7528\u8a55\u5206\uff1a\u6309\u6642\u652f\u4ed8\u5e33\u55ae\uff0c\u9650\u5236\u81ea\u5df1\u53ea\u4f7f\u752830%\u4fe1\u7528\u984d\u5ea6\u3002","rel":"","context":"In &quot;\u5730\u65b9\u65b0\u805e&quot;","block_context":{"text":"\u5730\u65b9\u65b0\u805e","link":"https:\/\/newsforchinese.com\/v3\/category\/local\/"},"img":{"alt_text":"","src":"https:\/\/i0.wp.com\/newsforchinese.com\/v3\/wp-content\/uploads\/2019\/02\/credit-cards.jpg?resize=350%2C200&ssl=1","width":350,"height":200,"srcset":"https:\/\/i0.wp.com\/newsforchinese.com\/v3\/wp-content\/uploads\/2019\/02\/credit-cards.jpg?resize=350%2C200&ssl=1 1x, https:\/\/i0.wp.com\/newsforchinese.com\/v3\/wp-content\/uploads\/2019\/02\/credit-cards.jpg?resize=525%2C300&ssl=1 1.5x"},"classes":[]},{"id":141403,"url":"https:\/\/newsforchinese.com\/v3\/2017\/07\/18\/%e4%bd%a0%e7%9a%84%e4%bf%a1%e8%a9%95%e5%b0%87%e8%88%87%e9%86%ab%e7%99%82%e5%82%b5%e5%8b%99%e9%96%93%e5%bb%ba%e7%ab%8b%e5%80%8b%e7%b7%a9%e8%a1%9d%e5%8d%80\/","url_meta":{"origin":277728,"position":3},"title":"\u4f60\u7684\u4fe1\u8a55\u5c07\u8207\u91ab\u7642\u50b5\u52d9\u9593\u5efa\u7acb\u500b\u7de9\u885d\u5340","author":"Raymond","date":"July 18, 2017","format":false,"excerpt":"\u5c0d\u8a31\u591a\u6d88\u8cbb\u8005\u4f86\u8aaa\uff0c\u610f\u60f3\u4e0d\u5230\u7684\u91ab\u7642\u707d\u96e3\u53ef\u80fd\u6703\u8fc5\u901f\u7206\u767c\u6210\u4e00\u5834\u8ca1\u52d9\u707d\u96e3\uff0c\u56e0\u70ba\u5f9e\u4fe1\u7528\u5831\u544a\u4e2d\u51fa\u73fe\u7684\u6240\u6709\u50b5\u52d9\uff0c\u4e00\u534a\u4ee5\u4e0a\u8207\u91ab\u7642\u8cbb\u7528\u6709\u95dc\uff0c\u6240\u4ee5\u6d88\u8cbb\u8005\u53ef\u80fd\u6703\u767c\u73fe\uff0c\u4ed6\u5011\u7684\u4fe1\u7528\u8a55\u5206\u8207\u5176\u5065\u5eb7\u72c0\u614b\u606f\u606f\u76f8\u95dc\u3002\u70ba\u6539\u8b8a\u4fe1\u8a55\u5831\u544a\u4e2d\u9019\u7a2e\u72c0\u6cc1\uff0c\u4ee5\u53ca\u8a55\u4f30\u91ab\u7642\u5e33\u55ae\u6240\u4f54\u6bd4\u4f8b\uff0c\u4e00\u4e9b\u5de5\u4f5c\u6b63\u5728\u52aa\u529b\u4e2d\uff0c\u5e0c\u671b\u80fd\u964d\u4f4e\u56e0\u8eab\u9ad4\u72c0\u6cc1\u800c\u7522\u751f\u7684\u8ca1\u52d9\u9023\u9396\u6548\u61c9\u3002 \u5f9e9\u670815\u65e5\u8d77\uff0c\u4e09\u5bb6\u4e3b\u8981\u4fe1\u7528\u8a55\u4f30\u6a5f\u69cb\uff1aExperian\u3001Equifax\u548cTransUnion\uff0c\u5728\u6d88\u8cbb\u8005\u7684\u4fe1\u8a55\u5831\u544a\u4e2d\uff0c\u7d66\u91ab\u7642\u5e33\u55ae\u5305\u62ec\u4e4b\u524d\u8a2d\u7acb\u4e00\u500b180\u5929\u7b49\u5f85\u671f\u3002\u9019\u534a\u5e74\u7684\u6642\u9593\u662f\u7528\u4f86\u78ba\u4fdd\uff0c\u6709\u8db3\u5920\u6642\u9593\u4f86\u89e3\u6c7a\u4fdd\u96aa\u516c\u53f8\u8207\u5ef6\u8aa4\u4ed8\u6b3e\u7684\u7d1b\u722d\u3002 \u6b64\u5916\uff0c\u4e00\u65e6\u6d88\u8cbb\u8005\u511f\u9084\u4e86\u4fdd\u96aa\u516c\u53f8\u50b5\u52d9\uff0c\u4fe1\u8a55\u6a5f\u69cb\u5c31\u6703\u5c07\u5176\u5831\u544a\u4e0a\u7684\u91ab\u7642\u50b5\u52d9\u79fb\u9664\u3002\u4e0d\u904e\u6709\u4e9b\u4fe1\u8a55\u6a21\u5f0f\uff0c\u4e26\u4e0d\u6703\u5c0d\u4efb\u4f55\u4f86\u6e90\u7684\u91ab\u7642\u50b5\u52d9\u505a\u51fa\u6263\u5206\u8209\u63aa\u3002 \u63d0\u4f9b\u4f4e\u6536\u5165\u55ae\u89aa\u5abd\u5abd\u7406\u8ca1\u6559\u80b2\u8207\u8f14\u5c0e\u670d\u52d9\uff0c\u5167\u5e03\u62c9\u65af\u52a0\u5ddeOmaha\u7684Creighton\u5927\u5b78Financial Hope Collaborative\u57f7\u884c\u8463\u4e8bJulie Kalkowski\u8aaa\uff0c180\u5929\u7684\u7b49\u5f85\u671f\u662f\u300c\u9081\u5411\u66f4\u516c\u5e73\u904e\u7a0b\u4e2d\u7684\u91cd\u5927\u4e00\u6b65\u3002\u300d","rel":"","context":"In &quot;\u5730\u65b9\u65b0\u805e&quot;","block_context":{"text":"\u5730\u65b9\u65b0\u805e","link":"https:\/\/newsforchinese.com\/v3\/category\/local\/"},"img":{"alt_text":"","src":"https:\/\/i0.wp.com\/newsforchinese.com\/v3\/wp-content\/uploads\/2017\/07\/creditscore.jpg?resize=350%2C200&ssl=1","width":350,"height":200,"srcset":"https:\/\/i0.wp.com\/newsforchinese.com\/v3\/wp-content\/uploads\/2017\/07\/creditscore.jpg?resize=350%2C200&ssl=1 1x, https:\/\/i0.wp.com\/newsforchinese.com\/v3\/wp-content\/uploads\/2017\/07\/creditscore.jpg?resize=525%2C300&ssl=1 1.5x"},"classes":[]},{"id":147569,"url":"https:\/\/newsforchinese.com\/v3\/2017\/11\/13\/sf%e7%a7%9f%e6%88%bf%e6%89%80%e9%9c%80%e8%a6%81%e4%bf%a1%e7%94%a8%e8%a9%95%e5%88%86%e6%8e%92%e5%85%a8%e7%be%8e%e7%ac%ac%e4%ba%8c\/","url_meta":{"origin":277728,"position":4},"title":"SF\u79df\u623f\u6240\u9700\u8981\u4fe1\u7528\u8a55\u5206\u6392\u5168\u7f8e\u7b2c\u4e8c","author":"Raymond","date":"November 13, 2017","format":false,"excerpt":"\u9031\u4e94\u516c\u4f48\u7684\u4e00\u9805\u7814\u7a76\u986f\u793a\uff0c\u5728San Francisco\u7b49\u4e00\u4e9b\u5168\u7f8e\u623f\u79df\u6700\u9ad8\u57ce\u5e02\uff0c\u79df\u623f\u8005\u9700\u8981\u6709\u8f03\u9ad8\u7684\u4fe1\u7528\u8a55\u5206\u624d\u80fd\u79df\u5230\u623f\u3002 \u6839\u64da\u4e92\u806f\u7db2\u516c\u5bd3\u670d\u52d9\u5546RentCafe\u4e00\u9805\u7814\u7a76\uff0cSan Francisco2017\u5e74\u6210\u529f\u79df\u5230\u516c\u5bd3\u8005\u5e73\u5747\u4fe1\u7528\u8a55\u5206\u70ba724\u5206\uff0c\u5168\u7f8e\u5e73\u5747\u4fe1\u7528\u8a55\u5206\u70ba650\u5206\u3002 \u8a72\u8abf\u67e5\u7d50\u679c\u57fa\u65bc\u4f86\u81eaRentGrow\u7684\u79df\u6236\u7be9\u9078\u6578\u64da\u3002RentGrow\u662f\u4e00\u9805\u91dd\u5c0d\u696d\u4e3b\u548c\u7ba1\u7406\u8005\u7684\u4f4f\u5b85\u7be9\u9078\u670d\u52d9\u3002 San Francisco\u7372\u51c6\u79df\u623f\u8005\u4fe1\u7528\u8a55\u5206\u5728\u5168\u570b\u6392\u540d\u7b2c\u4e8c\uff0c\u50c5\u6b21\u65bc\u5e73\u5747\u5f97\u5206\u70ba737\u5206\u7684\u6ce2\u58eb\u9813\u3002 \u4e0d\u904e\uff0c\u5118\u7ba1\u4fe1\u7528\u8a55\u5206\u5f88\u91cd\u8981\uff0c\u4f46San Francisco\u7d93\u7d00\u4ebaSotheby 's International Realty\u7684Mary Fenton\u8aaa\uff0c\u4fe1\u7528\u8a55\u5206\u4e26\u4e0d\u662f\u7372\u51c6\u79df\u8cc3\u516c\u5bd3\u7684\u552f\u4e00\u56e0\u7d20\u3002 \u300c\u4f60\u4e0d\u80fd\u628a\u5b83\u653e\u5728\u771f\u7a7a\u4e2d\u770b\uff0c\u300d\u5979\u8ac7\u5230\u4fe1\u7528\u8a55\u5206\u6642\u8aaa\u3002 Fenton\u8aaa\uff0c\u6536\u5165\u3001\u5c31\u696d\u7a69\u5b9a\u6027\u3001\u5c31\u696d\u9a57\u8b49\u4ee5\u53ca\u4fe1\u7528\u8a55\u5206\u662f\u696d\u4e3b\u5728\u6c7a\u5b9a\u628a\u623f\u79df\u7d66\u67d0\u4eba\u6642\u8003\u616e\u7684\u4e3b\u8981\u56e0\u7d20\u3002 Oakland\u7372\u51c6\u79df\u623f\u80052017\u5e74\u5e73\u5747\u4fe1\u7528\u8a55\u5206\u70ba707\u5206\uff0c\u5728\u5168\u7f8e\u5e02\u5834\u4e2d\u6392\u540d\u7b2c\u4e94\u3002\u6392\u7b2c\u4e09\u4f4d\u7684\u662f\u897f\u96c5\u5716\uff0cMinneapolis\u6392\u7b2c\u56db\u4f4d\u3002 \u5168\u7f8e\u7372\u51c6\u79df\u623f\u8005\u5e73\u5747\u4fe1\u7528\u8a55\u5206\u6bd42014\u5e74638\u5206\u4e0a\u5347\u4e8612\u5206\u3002","rel":"","context":"In &quot;\u5730\u65b9\u65b0\u805e&quot;","block_context":{"text":"\u5730\u65b9\u65b0\u805e","link":"https:\/\/newsforchinese.com\/v3\/category\/local\/"},"img":{"alt_text":"","src":"https:\/\/i0.wp.com\/newsforchinese.com\/v3\/wp-content\/uploads\/2015\/11\/Mountain-View-Apartments-House-Housing-Rent-Control.jpg?resize=350%2C200&ssl=1","width":350,"height":200,"srcset":"https:\/\/i0.wp.com\/newsforchinese.com\/v3\/wp-content\/uploads\/2015\/11\/Mountain-View-Apartments-House-Housing-Rent-Control.jpg?resize=350%2C200&ssl=1 1x, https:\/\/i0.wp.com\/newsforchinese.com\/v3\/wp-content\/uploads\/2015\/11\/Mountain-View-Apartments-House-Housing-Rent-Control.jpg?resize=525%2C300&ssl=1 1.5x"},"classes":[]},{"id":270939,"url":"https:\/\/newsforchinese.com\/v3\/2025\/01\/08\/%e4%bf%a1%e7%94%a8%e5%a0%b1%e5%91%8a%e4%b8%8d%e5%be%97%e8%a8%98%e9%8c%84%e6%9c%aa%e4%bb%98%e7%9a%84%e9%86%ab%e7%99%82%e5%b8%b3%e5%96%ae\/","url_meta":{"origin":277728,"position":5},"title":"\u4fe1\u7528\u5831\u544a\u4e0d\u5f97\u8a18\u9304\u672a\u4ed8\u7684\u91ab\u7642\u5e33\u55ae","author":"Yingying","date":"January 8, 2025","format":false,"excerpt":"\u6839\u64daBiden\u653f\u5e9c\u9031\u4e8c\u5ba3\u4f48\u7684\u6700\u7d42\u898f\u5247\uff0c\u672a\u4ed8\u7684\u91ab\u7642\u5e33\u55ae\u5c07\u4e0d\u518d\u51fa\u73fe\u5728\u53ef\u80fd\u6703\u963b\u6b62\u4eba\u5011\u7372\u5f97\u62b5\u62bc\u8cb8\u6b3e\u3001\u6c7d\u8eca\u8cb8\u6b3e\u6216\u5c0f\u4f01\u696d\u8cb8\u6b3e\u7684\u4fe1\u7528\u5831\u544a\u4e2d\u3002 Consumer Financial Protection Bureau\uff08CFPB\uff09\u8868\u793a\uff0c\u9019\u4e00CFPB\u898f\u5247\u5c07\u5f9e1500\u591a\u842c\u7f8e\u570b\u4eba\u7684\u4fe1\u7528\u5831\u544a\u4e2d\u522a\u9664490\u5104\u5143\u91ab\u7642\u50b5\u52d9\uff0c\u9019\u610f\u5473\u8457\u8cb8\u6b3e\u4eba\u5728\u6c7a\u5b9a\u662f\u5426\u767c\u653e\u8cb8\u6b3e\u6642\u5c07\u7121\u6cd5\u518d\u8003\u616e\u9019\u4e00\u9ede\u3002 \u64daCFPB\uff0c\u9019\u4e00\u8b8a\u5316\u9810\u8a08\u5c07\u4f7f\u4fe1\u7528\u8a55\u5206\u5e73\u5747\u63d0\u9ad820\u5206\uff0c\u4e26\u53ef\u80fd\u4fc3\u6210\u6bcf\u5e74\u591a\u6279\u51c622000\u7b46\u62b5\u62bc\u8cb8\u6b3e\u3002\u526f\u7e3d\u7d71Kamala Harris\u5728\u5ba3\u4f48\u8a72\u898f\u5247\u7684\u8072\u660e\u4e2d\u8868\u793a\uff0c\u9019\u5c07\u300c\u6539\u8b8a\u6578\u767e\u842c\u5bb6\u5ead\u7684\u751f\u6d3b\u300d\u3002 \u5979\u8aaa\uff1a\u300c\u4efb\u4f55\u4eba\u90fd\u4e0d\u61c9\u56e0\u70ba\u751f\u75c5\u6216\u7d93\u6b77\u91ab\u7642\u7dca\u6025\u60c5\u6cc1\u800c\u88ab\u525d\u596a\u7d93\u6fdf\u6a5f\u6703\u3002\u300d Harris\u9084\u5ba3\u7a31\uff0c\u901a\u904e\u5229\u75282021\u5e74\u75ab\u60c5\u6642\u671f\u4e00\u652c\u5b50\u63f4\u52a9\u8a08\u756b\uff0c\u5404\u5dde\u548c\u5730\u65b9\u653f\u5e9c\u5df2\u70ba70\u591a\u842c\u7f8e\u570b\u4eba\u6d88\u9664\u8d85\u904e10\u5104\u5143\u91ab\u7642\u50b5\u52d9\u3002 \u806f\u90a6\u653f\u5e9c2023\u5e74\u79cb\u5b63\u5ba3\u4f48\u4e86\u5be6\u65bd\u9019\u4e00\u898f\u5247\u7684\u8a08\u756b\u3002 CFPB\u8868\u793a\uff0c\u91ab\u7642\u50b5\u52d9\u4e26\u4e0d\u80fd\u5f88\u597d\u5730\u9810\u6e2c\u500b\u4eba\u511f\u9084\u8cb8\u6b3e\u7684\u80fd\u529b\u3002\u4e09\u5bb6\u5168\u570b\u6027\u4fe1\u7528\u5831\u544a\u6a5f\u69cbExperian\u3001Equifax\u548cTransUnion\u53bb\u5e74\u8868\u793a\uff0c\u4ed6\u5011\u5c07\u5f9e\u7f8e\u570b\u6d88\u8cbb\u8005\u4fe1\u7528\u5831\u544a\u4e2d\u522a\u9664500\u5143\u4ee5\u4e0b\u91ab\u7642\u50ac\u6536\u50b5\u52d9\u3002 Biden\u653f\u5e9c\u9019\u4e00\u65b0\u898f\u5247\u65e8\u5728\u8655\u7406\u4fe1\u7528\u5831\u544a\u4e2d\u51fa\u73fe\u7684\u672a\u4ed8\u8cec\u55ae\u3002","rel":"","context":"In &quot;\u5730\u65b9\u65b0\u805e&quot;","block_context":{"text":"\u5730\u65b9\u65b0\u805e","link":"https:\/\/newsforchinese.com\/v3\/category\/local\/"},"img":{"alt_text":"","src":"https:\/\/i0.wp.com\/newsforchinese.com\/v3\/wp-content\/uploads\/2025\/01\/Medical-Bills.jpg?resize=350%2C200&ssl=1","width":350,"height":200,"srcset":"https:\/\/i0.wp.com\/newsforchinese.com\/v3\/wp-content\/uploads\/2025\/01\/Medical-Bills.jpg?resize=350%2C200&ssl=1 1x, https:\/\/i0.wp.com\/newsforchinese.com\/v3\/wp-content\/uploads\/2025\/01\/Medical-Bills.jpg?resize=525%2C300&ssl=1 1.5x"},"classes":[]}],"jetpack_sharing_enabled":true,"_links":{"self":[{"href":"https:\/\/newsforchinese.com\/v3\/wp-json\/wp\/v2\/posts\/277728","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/newsforchinese.com\/v3\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/newsforchinese.com\/v3\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/newsforchinese.com\/v3\/wp-json\/wp\/v2\/users\/1001022"}],"replies":[{"embeddable":true,"href":"https:\/\/newsforchinese.com\/v3\/wp-json\/wp\/v2\/comments?post=277728"}],"version-history":[{"count":2,"href":"https:\/\/newsforchinese.com\/v3\/wp-json\/wp\/v2\/posts\/277728\/revisions"}],"predecessor-version":[{"id":277731,"href":"https:\/\/newsforchinese.com\/v3\/wp-json\/wp\/v2\/posts\/277728\/revisions\/277731"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/newsforchinese.com\/v3\/wp-json\/wp\/v2\/media\/277729"}],"wp:attachment":[{"href":"https:\/\/newsforchinese.com\/v3\/wp-json\/wp\/v2\/media?parent=277728"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/newsforchinese.com\/v3\/wp-json\/wp\/v2\/categories?post=277728"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/newsforchinese.com\/v3\/wp-json\/wp\/v2\/tags?post=277728"},{"taxonomy":"series","embeddable":true,"href":"https:\/\/newsforchinese.com\/v3\/wp-json\/wp\/v2\/series?post=277728"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}