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Mutual\u202f\u5e6b\u52a9\u5bb6\u5ead\u548c\u4f01\u696d\u9054\u6210\u8ca1\u52d9\u4fdd\u969c\u5df2\u6709\u8d85\u904e160\u5e74\u6b77\u53f2\u3002\u901a\u904e\u6574\u9ad4\u6027\u7684\u898f\u5283\u65b9\u5f0f\uff0cNorthwestern Mutual \u7d50\u5408\u5c08\u696d\u7406\u8ca1\u9867\u554f\u7684\u5c08\u9577\u3001\u500b\u4eba\u5316\u7684\u6578\u4f4d\u9ad4\u9a57\u3001\u548c\u9818\u5148\u696d\u754c\u7684\u7522\u54c1\uff0c\u5354\u52a9\u5ba2\u6236\u898f\u5283\u6700\u91cd\u8981\u7684\u4e8b\u52d9\u3002\u7e3d\u8cc7\u75222903\u5104\u7f8e\u5143\uff0c\u6536\u5165299\u5104\u7f8e\u5143\uff0c\u548c\u50f9\u503c\u8d85\u904e1\u842c9000\u5104\u7684\u6709\u6548\u4eba\u58fd\u4fdd\u96aa\u4fdd\u8b77\uff0cNorthwestern Mutual\u70ba\u8d85\u904e460\u842c\u4f9d\u8cf4\u672c\u516c\u53f8\u7684\u58fd\u96aa\u3001\u6b98\u75be\u6536\u5165\u548c\u9577\u671f\u7167\u8b77\u4fdd\u96aa\u3001\u5e74\u91d1\u3001\u4e2d\u4ecb\u548c\u9867\u554f\u670d\u52d9\u7684\u6c11\u773e\u63d0\u4f9b\u8ca1\u52d9\u4fdd\u969c\u3002\u672c\u516c\u53f8\u901a\u904e\u8ca1\u52d9\u7ba1\u7406\u548c\u6295\u8cc7\u670d\u52d9\u70ba\u5ba2\u6236\u7ba1\u7406\u7e3d\u984d\u8d85\u904e1610\u5104\u7f8e\u5143\u7684\u8cc7\u7522\u3002Northwestern Mutual\u57282019\u8ca1\u5bcc\u96dc\u8a8c500\u5927\uff08FORTUNE 500\uff09\u516c\u53f8\u4e2d\u540d\u5217111\uff0c\u7372\u8ca1\u5bcc\u96dc\u8a8c\uff08FORTUNE\u00ae\uff09\u8a8d\u53ef\u70ba2020\u5e74\u201c\u5168\u7403\u6700\u53d7\u611b\u6234\u201d\u7684\u4eba\u58fd\u4fdd\u96aa\u516c\u53f8\u4e4b\u4e00\u3002Northwestern Mutual\u4e5f\u7372\u5f97J.D. 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Chapter 7\uff1a\u8cc7\u7522\u6e05\u7b97\u8207\u50b5\u52d9\u514d\u9664 Chapter 7 \u901a\u5e38\u88ab\u7a31\u70ba\u300c\u6e05\u7b97\u7834\u7522\u300d\u3002\u5176\u904e\u7a0b\u662f\u7531\u6cd5\u9662\u6307\u5b9a\u7684\u4fe1\u8a17\u4eba\uff08Trustee\uff09\u6536\u96c6\u50b5\u52d9\u4eba\u7684\u300c\u975e\u8c41\u514d\u8cc7\u7522\u300d\uff08\u5982\u7b2c\u4e8c\u5957\u623f\u7522\u3001\u6602\u8cb4\u73e0\u5bf6\u7b49\uff09\uff0c\u5c07\u5176\u8b8a\u73fe\u4ee5\u511f\u9084\u50b5\u6b0a\u4eba\u3002\u7136\u800c\uff0c\u5927\u591a\u6578\u7533\u8acb\u8005\u80fd\u900f\u904e\u5404\u5dde\u6216\u806f\u90a6\u7684\u8c41\u514d\u689d\u6b3e\u4fdd\u7559\u57fa\u672c\u751f\u6d3b\u7269\u8cc7\uff08\u5982\u4e3b\u8981\u4f4f\u6240\u7684\u90e8\u5206\u6b0a\u76ca\u3001\u5ec9\u50f9\u6c7d\u8eca\u53ca\u751f\u6d3b\u5fc5\u9700\u54c1\uff09\u3002 \u512a\u9ede\uff1a\u6d41\u7a0b\u6975\u5feb\uff08\u901a\u5e38 3 \u81f3 6 \u500b\u6708\u5373\u53ef\u7d50\u6848\uff09\uff0c\u4e14\u5927\u90e8\u5206\u7121\u64d4\u4fdd\u50b5\u52d9\uff08\u5982\u4fe1\u7528\u5361\u3001\u91ab\u7642\u5e33\u55ae\uff09\u53ef\u88ab\u5b8c\u5168\u62b9\u9664\u3002 \u9650\u5236\uff1a\u7533\u8acb\u4eba\u5fc5\u9808\u901a\u904e\u300c\u6536\u5165\u6e2c\u8a66\u300d\uff08Means Test\uff09\uff0c\u8b49\u660e\u5176\u6536\u5165\u4f4e\u65bc\u5dde\u5e73\u5747\u6c34\u5e73\u6216\u7121\u529b\u652f\u4ed8\u57fa\u672c\u751f\u6d3b\u958b\u652f\u3002 2. Chapter 13\uff1a\u6536\u5165\u4fdd\u969c\u8207\u9084\u6b3e\u8a08\u756b Chapter 13 \u88ab\u7a31\u70ba\u300c\u5de5\u85aa\u65cf\u8a08\u756b\u300d\u3002\u5b83\u4e0d\u8981\u6c42\u6e05\u7b97\u8cc7\u7522\uff0c\u800c\u662f\u5141\u8a31\u50b5\u52d9\u4eba\u5229\u7528\u672a\u4f86 3 \u81f3 5 \u5e74\u7684\u6536\u5165\u5236\u5b9a\u9084\u6b3e\u8a08\u756b\u3002 \u512a\u9ede\uff1a\u53ef\u4ee5\u4fdd\u8b77\u4f4f\u623f\u514d\u65bc\u6cd5\u62cd\uff08\u900f\u904e\u88dc\u9f4a\u903e\u671f\u623f\u8cb8\uff09\uff0c\u4e14\u80fd\u4fdd\u7559\u6240\u6709\u8ca1\u7522\u3002 \u9650\u5236\uff1a\u7533\u8acb\u4eba\u5fc5\u9808\u6709\u7a69\u5b9a\u6536\u5165\uff0c\u4e14\u7e3d\u50b5\u52d9\u984d\uff08\u6709\u64d4\u4fdd\u8207\u7121\u64d4\u4fdd\uff09\u9700\u5728\u6cd5\u5f8b\u898f\u5b9a\u7684\u9650\u984d\u5167\u3002\u9019\u662f\u4e00\u7a2e\u300c\u9084\u50b5\u8a08\u756b\u300d\uff0c\u800c\u975e\u76f4\u63a5\u62b9\u9664\u3002 \u4e8c\u3001 \u4f55\u6642\u662f\u7533\u8acb\u7834\u7522\u4fdd\u8b77\u7684\u6b63\u78ba\u6642\u6a5f\uff1f 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\u81ea\u6b64\uff0c\u516c\u53f8\u64f4\u5927\u4e86\u6b64\u8a08\u5283\u4e0b\u7684FICO\u00ae Scores \u514d\u8cbb\u67e5\u770b\u670d\u52d9\uff0c\u63d0\u4f9b\u7d663,000\u842c\u4f7f\u7528\u5bcc\u570b\u9280\u884c\u62b5\u62bc\u8cb8\u6b3e\u3001\u623f\u5c4b\u6de8\u503c\u4fe1\u8cb8\u984d\u3001\u4fe1\u7528\u5361\u3001\u79c1\u4eba\u5b78\u751f\u8cb8\u6b3e\u3001\u76f4\u63a5\u6c7d\u8eca\u8cb8\u6b3e\u3001\u500b\u4eba\u4fe1\u7528\u984d\u5ea6\u6216\u8cb8\u6b3e\u7684\u7b26\u5408\u8cc7\u683c\u7684\u6d88\u8cbb\u8005\u4fe1\u7528\u5ba2\u6236\u3002 \u5ba2\u6236\u53ef\u4ee5\u900f\u904e\u5bcc\u570b\u884c\u52d5\u9280\u884c\u670d\u52d9 (Wells Fargo Mobile\u00ae banking) \u67e5\u770b\u4ed6\u5011\u7684\u8a55\u5206\u3002 \u300c\u6211\u5011\u5e0c\u671b\u652f\u6301\u5ba2\u6236\u7684\u8ca1\u52d9\u5065\u5eb7\uff0c\u4e26\u5e6b\u52a9\u4ed6\u5011\u900f\u904e\u4e00\u7a2e\u5168\u65b0\u7684\u65b9\u5f0f\u4f86\u67e5\u770b\u4fe1\u7528\uff0c\u56e0\u70ba\u9019\u5c07\u5f71\u97ff\u5230\u8af8\u5982\u7372\u5f97\u8cb8\u6b3e\u3001\u79df\u8cc3\u516c\u5bd3\u7b49\u5404\u7a2e\u65b9\u9762\uff0c\u300d\u5bcc\u570b\u9280\u884c\u6d88\u8cbb\u8005\u4fe1\u8cb8\u89e3\u6c7a\u65b9\u6848\u7d44\u8ca0\u8cac\u4eba Shelley Freeman \u8aaa\u9053\u3002 \u300c\u9019\u5c31\u662f\u70ba\u4ec0\u9ebc\u6211\u5011\u5c07\u5ba2\u6236\u7684 FICO\u00ae Score \u8207\u4ed6\u5011\u7684\u884c\u52d5\u9280\u884c\u670d\u52d9\u9ad4\u9a57\u9032\u884c\u6574\u5408\uff0c\u53ef\u4ee5\u8207\u67e5\u770b\u5e33\u6236\u7d50\u9918\u4e00\u6a23\uff0c\u8f15\u9b06\u67e5\u770b\u81ea\u5df1\u7684\u4fe1\u7528\u5065\u5eb7\u3002\u300d FICO\u00ae \u4fe1\u7528\u8a55\u5206\u9ad4\u9a57\u5305\u62ec\uff1a\u5ba2\u6236\u770b\u5230\u7684 FICO\u00ae Scores\uff0c\u9019\u662f\u6b64\u8a08\u5283\u7684\u5167\u5bb9\u4e4b\u4e00\uff0c\u5373\u5bcc\u570b\u9280\u884c\u7528\u65bc\u7ba1\u7406\u6d88\u8cbb\u8005\u7684\u4fe1\u7528\u5e33\u6236\u4e26\u51fa\u65bc\u6559\u80b2\u76ee\u7684\u800c\u63d0\u4f9b\u7684\u8a55\u5206\u3002 \u900f\u904e\u8a08\u5283\uff0c\u7b26\u5408\u8cc7\u683c\u7684\u5ba2\u6236\u53ef\u4ee5\uff1a 1. \u514d\u8cbb\u767b\u5165\u67e5\u770b\u4ed6\u5011\u7684 FICO\u00ae Score \u548c\u5f71\u97ff\u6578\u5b57\u7684\u56e0\u7d20\u3002 2. \u57fa\u65bc\u8a55\u5206\u56e0\u7d20\u7684\u500b\u4eba\u5316\u5bcc\u570b\u9280\u884c\u4fe1\u7528\u5efa\u8b70\u3002 3. \u5ba2\u6236\u7684\u8fd1\u671f FICO\u00ae Score \u6b77\u53f2\u4e92\u52d5\u5716\u8868\u3002 4.\u2026","rel":"","context":"In 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