{"id":273292,"date":"2025-03-01T06:00:00","date_gmt":"2025-03-01T14:00:00","guid":{"rendered":"https:\/\/newsforchinese.com\/v3\/?p=273292"},"modified":"2025-02-23T09:10:40","modified_gmt":"2025-02-23T17:10:40","slug":"%e9%86%ab%e7%99%82%e7%90%86%e8%b3%a0%e4%b9%9f%e8%a2%abai%e7%ae%a1%e8%91%97","status":"publish","type":"post","link":"https:\/\/newsforchinese.com\/v3\/2025\/03\/01\/%e9%86%ab%e7%99%82%e7%90%86%e8%b3%a0%e4%b9%9f%e8%a2%abai%e7%ae%a1%e8%91%97\/","title":{"rendered":"\u91ab\u7642\u7406\u8ce0\u4e5f\u88abAI\u7ba1\u8457"},"content":{"rendered":"\n<p class=\"wp-block-paragraph\">\u5728\u7f8e\u570b\u64c1\u6709\u91ab\u7642\u4fdd\u96aa\uff0c\u53ef\u4ee5\u9ad8\u6795\u7121\u6182\u5730\u53bb\u770b\u91ab\u751f\u662f\u4ef6\u5e78\u798f\u7684\u4e8b\uff0c<\/p>\n\n\n\n<!--more-->\n\n\n\n<p class=\"wp-block-paragraph\">\u4f46\u662f\u6709\u4e86AI\u5f8c\uff0c\u9019\u500b\u4fdd\u96aa\u53ef\u518d\u4e5f\u4e0d\u80fd\u4fdd\u969c\u7121\u6182\u4e86\u3002\u300c\u51492021\u5e74\uff0c\uff08\u5168\u570b\uff09\u6578\u64da\u986f\u793a\uff0c\u5065\u4fdd\u516c\u53f8\u62d2\u7d55\u4e86\u8d85\u904e\u56db\u5343\u4e5d\u767e\u842c\u4ef6\u91ab\u7642\u7406\u8ce0\u7533\u8acb\u3002\u7136\u800c\uff0c\u63d0\u51fa\u4e0a\u8a34\u7684\u4fdd\u6236\u4e0d\u52300.2%\u3002\u300d<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u9019\u662f\u63d0\u6848\u52a0\u5ddeSB 1120\u865f\u6cd5\u6848\uff08\u5373\u300a\u91ab\u751f\u6c7a\u7b56\u6cd5\u300b\uff09\uff0cMenlo Park\u5dde\u53c3\u8b70\u54e1Josh Becker\uff0c\u5f15\u8ff0Kaiser Family Foundation\u7684\u6578\u64da\u5f8c\u8aaa\u7684\u3002\u4e5f\u5e78\u597d\u4ed6\u7684\u63d0\u6848\u5df2\u65bc\u53bb\u5e74\u4e5d\u6708\u7d93\u5dde\u9577Gavin Newsom\u7c3d\u7f72\u751f\u6548\u4e86\uff0c\u81f3\u5c11\u5728\u52a0\u5dde\uff0c\u672a\u4f86\u7684\u5065\u4fdd\u516c\u53f8\u4e0d\u53ef\u518d\u55ae\u7368\u4ee5AI\u7684\u6f14\u7b97\u6cd5\u4f86\u6838\u51c6\u8207\u5426\u91ab\u7642\u7406\u8ce0\u3002<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u6839\u64da\u52a0\u5dde\u8b77\u7406\u5e2b\u5354\u67032024\u5e74\u7684\u6578\u64da\uff0c\u52a0\u5dde\u6709\u5927\u7d0426%\u7684\u91ab\u7642\u7406\u8ce0\u88ab\u5065\u4fdd\u516c\u53f8\u7d66\u62d2\u7d55\u3002\u82e5\u975e\u7576\u4e8b\u4eba\u89aa\u8eab\u611f\u53d7\uff0c\u5a92\u9ad4\u6ce8\u610f\u767c\u8072\uff0c\u7acb\u6cd5\u59d4\u54e1\u5011\u91cd\u8996\u8d95\u7dca\u4fee\u6b63\uff0c\u76f8\u4fe1\u5927\u591a\u6578\u4eba\u90fd\u4e0d\u6562\u76f8\u4fe1\u7adf\u6709\u9019\u9ebc\u9ad8\u7684\u6bd4\u4f8b\u662f\u770b\u5b8c\u91ab\u751f\u5f8c\u6182\u616e\u7121\u6bd4\u7684\uff0c\u9019\u4e5f\u662f\u555f\u767cBecker\u8b70\u54e1\u8981\u63d0\u6848\u4fee\u88dc\u7684\u56e0\u7d20\u4e4b\u4e00\u3002<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">SB 1120\u6cd5\u4e26\u4e0d\u5b8c\u5168\u7981\u6b62\u4f7f\u7528AI\u6280\u8853\uff0c\u4f46\u898f\u5b9a\u4e86\u4eba\u985e\u7684\u5224\u65b7\u624d\u662f\u7406\u8ce0\u6c7a\u7b56\u7684\u6838\u5fc3\u3002\u6839\u64da\u8a72\u6cd5\uff0cAI\u5de5\u5177\u4e0d\u80fd\u7528\u65bc\u62d2\u7d55\u3001\u5ef6\u9072\u6216\u66f4\u6539\u91ab\u751f\u8a8d\u70ba\u5177\u6709\u91ab\u7642\u5fc5\u8981\u6027\u7684\u91ab\u7642\u4fdd\u5065\u670d\u52d9\u3002Becker\u8b70\u54e1\u8aaa\uff1a\u300c\u6f14\u7b97\u6cd5\u7121\u6cd5\u5b8c\u5168\u7406\u89e3\u60a3\u8005\u7368\u7279\u7684\u75c5\u53f2\u6216\u9700\u6c42\uff0c\u6feb\u7528\u53ef\u80fd\u6703\u5c0e\u81f4\u6bc0\u6ec5\u6027\u7684\u5f8c\u679c\u3002\u9019\u9805\u6cd5\u5f8b\u78ba\u4fdd\u4eba\u985e\u76e3\u7763\u624d\u662f\u91ab\u7642\u4fdd\u5065\u6c7a\u7b56\u7684\u6838\u5fc3\uff0c\u4fdd\u969c\u52a0\u5dde\u4eba\u7372\u5f97\u4ed6\u5011\u61c9\u5f97\u7684\u512a\u8cea\u91ab\u7642\u670d\u52d9\u3002\u300d<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u4fdd\u96aa\u7406\u8ce0\u5be9\u6838\u662f\u4ef6\u9f90\u5927\u53c8\u8cbb\u5fc3\u529b\u7684\u5de5\u4f5c\uff0c\u82e5\u4e0d\u501f\u52a9AI\u65b0\u5de5\u5177\u4f86\u52a0\u901f\u5de5\u4f5c\u6548\u7387\uff0c\u7684\u78ba\u6703\u8b93\u4fdd\u96aa\u516c\u53f8\u4ed8\u51fa\u6c89\u91cd\u7684\u4eba\u529b\u6210\u672c\uff0c\u8207\u627f\u64d4\u7406\u8ce0\u904e\u6162\u7684\u4fdd\u6236\u62b1\u6028\uff0c\u4f46\u5168\u9760\u5b83\u662f\u5426\u4e5f\u592a\u4e0d\u901a\u300c\u4eba\u60c5\u300d\uff0c\u751a\u81f3\u53ea\u662f\u516c\u53f8\u70ba\u4e86\u71df\u904b\u6210\u672c\u800c\u4fbf\u5b9c\u884c\u4e8b\u5462\uff1f2023\u5e7411\u670814\u65e5\uff0c\u806f\u5408\u5065\u4fdd\u516c\u53f8\uff08UnitedHealth\uff09\u7684\u5169\u4f4d\u5df2\u53bb\u4e16\u4fdd\u6236\u7684\u5bb6\u4eba\uff0c\u5411\u660e\u5c3c\u8607\u9054\u5340\u806f\u90a6\u5730\u5340\u6cd5\u9662\u63d0\u8d77\u5c0d\u9019\u5bb6\u5065\u4fdd\u5de8\u982d\u7684\u96c6\u9ad4\u8a34\u8a1f\uff0c\u6307\u63a7\u8a72\u516c\u53f8\u6545\u610f\u4f7f\u7528\u6709\u7f3a\u9677\u7684AI\u6f14\u7b97\u6cd5\uff0c\u62d2\u7d55\u652f\u4ed8\u70ba\u8001\u5e74\u60a3\u8005\u63d0\u4f9b\u91ab\u751f\u8a8d\u70ba\u6709\u5fc5\u8981\u7684\u9577\u671f\u8b77\u7406\u4fdd\u96aa\u3002<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u8a34\u72c0\u8072\u7a31\u806f\u5408\u5065\u4fdd\u900f\u904e\u90e8\u7f72\u4e00\u5957\u8a72\u516c\u53f8\u5df2\u77e5\u932f\u8aa4\u7387\u9ad8\u9054\u4e5d\u6210\u7684AI\u6a21\u578b\uff0c\u975e\u6cd5\u62d2\u7d55\u300c\u6839\u64da\u300a\u91ab\u7642\u4fdd\u96aa\u512a\u52e2\u8a08\u5283\u300b\uff0c\u61c9\u5411\u8001\u5e74\u60a3\u8005\u63d0\u4f9b\u7684\u8b77\u7406\u300d\uff0c\u63a8\u7ffb\u4e86\u60a3\u8005\u91ab\u751f\u95dc\u65bc\u9019\u4e9b\u8cbb\u7528\u6709\u91ab\u7642\u4e0a\u5fc5\u8981\u7684\u6c7a\u7b56\u3002\u8a34\u72c0\u5beb\u9053\uff1a\u300c\u5168\u570b\u7684\u9ad8\u9f61\u8005\u88ab\u904e\u65e9\u5730\u8d95\u51fa\u8b77\u7406\u6a5f\u69cb\uff0c\u6216\u88ab\u8feb\u8017\u76e1\u5bb6\u5ead\u7a4d\u84c4\u624d\u80fd\u7e7c\u7e8c\u63a5\u53d7\u5fc5\u8981\u7684\u91ab\u7642\u8b77\u7406\uff0c\u9019\u4e00\u5207\u90fd\u662f\u56e0\u70ba\uff08\u806f\u5408\u5065\u5eb7\u7684\uff09AI\u6a21\u578b\u300e\u4e0d\u540c\u610f\u300f\u4ed6\u5011\u7684\u771f\u5be6\u91ab\u751f\u7684\u6c7a\u5b9a\u3002\u300d<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u906d\u6307\u63a7\u7684AI\u662fNaviHealth\u6240\u958b\u767c\u7684\u540d\u70ba\u201cnH Predict\u201d\u6a21\u578b\uff0c\u8a34\u8a1f\u7a31\u5b83\u5e6b\u52a9\u4fdd\u96aa\u516c\u53f8\u80fd\u5920\u300c\u904e\u65e9\u4e14\u60e1\u610f\u5730\u505c\u6b62\u5411\u5176\u8001\u5e74\u4fdd\u6236\u652f\u4ed8\u7406\u8ce0\u300d\u3002\u4f46NaviHealth\u767c\u8a00\u4ebaAaron Albright\u5c0d\u5a92\u9ad4\u8868\u793a\uff0c\u9019\u5957AI\u5de5\u5177\u4e26\u4e0d\u662f\u7528\u4f86\u505a\u7406\u8ce0\u6c7a\u7b56\u7684\uff0c\u800c\u662f\u505a\u70ba\u300c\u5e6b\u52a9(\u806f\u5408\u5065\u4fdd)\u544a\u77e5\u91ab\u7642\u670d\u52d9\u63d0\u4f9b\u8005\u7684\u4e00\u9805\u6307\u5357\u2026\u60a3\u8005\u53ef\u80fd\u9700\u8981\u4ec0\u9ebc\u6a23\u7684\u5e6b\u52a9\u548c\u7167\u8b77\u3002\u300d\u4ed6\u5f37\u8abf\uff0c\u7406\u8ce0\u6c7a\u5b9a\u6700\u7d42\u300c\u57fa\u65bcCMS\u627f\u4fdd\u6a19\u6e96\u548c\u4fdd\u6236\u4fdd\u55ae\u7684\u689d\u6b3e\u300d\uff0c\u4e26\u88dc\u5145\u8aaa\u8a72\u8a34\u8a1f\u300c\u6c92\u6709\u4efb\u4f55\u4f9d\u64da\u300d\u3002<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u7528AI\u4f86\u5e6b\u52a9\u4eba\u5de5\u5be9\u6838\u5728\u696d\u754c\u65e9\u5df2\u4e0d\u662f\u65b0\u805e\uff0c\u66f4\u662f\u7121\u6b62\u76e1\u7684\u8faf\u8ad6\uff0c\u5c08\u5bb6\u5011\u7a31\u4e4b\u70ba\u4e00\u96bb\u4eba\u5de5\u667a\u6167\u7684\u624b\u81c2\uff0c\u800c\u9019\u96bb\u624b\u6703\u4f38\u9032\u6240\u8b02\u7684\u300c\u6162\u52d5\u4f5cHAL 9000\u300d\u6548\u61c9\u4e2d\u3002\u9019\u662f\u4ee5\u96fb\u5f71\u300a2001\uff1a\u592a\u7a7a\u6f2b\u904a\u300b\u4e2d\u72e1\u733e\u7684\u6a5f\u5668\u4eba\u547d\u540d\uff0c\u5b83\u6703\u6709\u689d\u4e0d\u7d0a\u5730\u7de9\u6162\u95dc\u9589\u51ac\u7720\u592a\u7a7a\u4eba\u7684\u7dad\u751f\u7cfb\u7d71\uff0c\u5c0e\u81f4\u4ed6\u5011\u6700\u7d42\u6b7b\u4ea1\uff0c\u6240\u4ee5\u9019\u6548\u61c9\u8b93\u91ab\u9662\u548c\u91ab\u751f\u5011\uff0c\u8207\u4fdd\u96aa\u516c\u53f8\u9677\u5165\u4e00\u7a2e\u5c0d\u7acb\u3002<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u5021\u8b70\u5728\u91ab\u7642\u4fdd\u5065\u65b9\u9762\u4ee5\u4eba\u70ba\u672c\u7684\u7d44\u7e54Phicil-itate Change LLC\uff0c\u57f7\u884c\u9577Sheila Phicil\u8aaa\uff1a\u300c\u806f\u5408\u5065\u4fdd\u5229\u7528AI\u505a\u4e86\u4e00\u4e9b\u597d\u4e8b\uff0c\u56e0\u70ba\u5b83\u6d89\u53ca\u5230\u8b58\u5225\u548c\u89e3\u6c7a\u5065\u5eb7\u7684\u793e\u6703\u6c7a\u5b9a\u56e0\u7d20\u3002\u4f46\u9019\u540c\u6a23\u7684AI\u5de5\u5177\uff0c\u537b\u4e5f\u5c0e\u81f4\u5927\u898f\u6a21\u62d2\u7d55\u75c5\u60a3\u7167\u8b77\uff0c\u51cc\u99d5\u65bc\u91ab\u7642\u5c08\u696d\u4eba\u54e1\u7684\u5224\u65b7\u4e4b\u4e0a\u3002\u9019\u78ba\u5be6\u662f\u4e00\u628a\u96d9\u9762\u5203\u3002\u300d<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u9f13\u5439\u628a\u91ab\u7642\u5e33\u55ae\u8f49\u6210\u91ab\u7642\u4fdd\u5065\u524d\u9032\u52d5\u529b\u7684Medical Bill Gurus\uff0c\u57f7\u884c\u9577Daniel Lynch\u63a5\u53d7\u63a1\u8a2a\u6642\u8868\u793a\uff1a\u300c\u6211\u6beb\u4e0d\u61f7\u7591\u5176\u5b83\u4fdd\u96aa\u516c\u53f8\u4e5f\u5728\u4f7f\u7528AI\u4f86\u5c0b\u627e\u62d2\u7d55\u7406\u8ce0\u7684\u65b0\u65b9\u6cd5\u3002\u73fe\u5be6\u60c5\u6cc1\u662f\uff0c\u4fdd\u96aa\u516c\u53f8\u6703\u5148\u62d2\u8ce0\uff0c\u7136\u5f8c\u770b\u770b\u662f\u5426\u6709\u4eba\u4e0a\u8a34\u3002\u8a31\u591a\u88ab\u62d2\u7d55\u7684\u7406\u8ce0\u90fd\u662f\u7531\u65bc\u4e00\u4e9b\u5bb9\u6613\u89e3\u6c7a\u7684\u932f\u8aa4\u9020\u6210\u7684\uff0c\u9019\u5c31\u662f2024-25\u5e74\u91ab\u7642\u4fdd\u5065\u7684\u73fe\u5be6\u3002\u300d<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u5171\u540c\u63a8\u52d5\u52a0\u5ddeSB 1120\u6cd5\u7684\u52a0\u5dde\u91ab\u5b78\u6703\uff0c\u767c\u8a00\u4ebaErin Mellon\u5f37\u8abf\u4fdd\u8b77\u91ab\u75c5\u95dc\u4fc2\u7684\u91cd\u8981\u6027\u3002\u5979\u8aaa\uff1a\u300cAI\u6709\u6539\u5584\u60a3\u8005\u8b77\u7406\u7684\u6f5b\u529b\uff0c\u4f46\u5b83\u4e0d\u61c9\u8a72\u640d\u5bb3\u6216\u53d6\u4ee3\u9019\u7a2e\u95dc\u4fc2\u3002\u91ab\u751f\u666e\u904d\u652f\u6301AI\u5728\u91ab\u7642\u4fdd\u5065\u9818\u57df\u7684\u61c9\u7528\uff0c\u53ea\u8981\u5b83\u80fd\u589e\u5f37\u8b77\u7406\uff0c\u4e26\u5c0a\u91cd\u91ab\u751f\u548c\u60a3\u8005\u7684\u9700\u6c42\u3002\u300d<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Becker\u4e5f\u540c\u610fAI\u5728\u91ab\u7642\u4fdd\u5065\u65b9\u9762\u6709\u5de8\u5927\u6f5b\u529b\uff0c\u4f46\u300c\u5b83\u6c38\u9060\u4e0d\u8a72\u53d6\u4ee3\u91ab\u751f\u7684\u5c08\u696d\u77e5\u8b58\u548c\u5224\u65b7\u3002\u300d\u5168\u7f8e\u5df2\u6709\u8fd1\u5eff\u500b\u5dde\u8981\u7acb\u985e\u4f3c\u6cd5\u5f8b\uff0c\u6240\u4ee5\u52a0\u5dde\u9019\u56de\u53c8\u7b97\u662f\u8d70\u5728\u524d\u982d\uff0c\u4e0b\u4e00\u6b65\u5c31\u662f\u63a8\u52d5\u806f\u90a6\u7acb\u6cd5\u3002\u65bc\u91ab\u65bc\u75c5\u65bc\u7acb\u6cd5\u8005\uff0c\u5e7e\u4e4e\u6c92\u6709\u4eba\u5426\u5b9aAI\u5728\u91ab\u7642\u4fdd\u5065\u65b9\u9762\u7684\u52a9\u76ca\uff0c\u4f46\u7531\u5b83\u4f86\u66ff\u91ab\u751f\u6216\u60a3\u8005\u4e0b\u6c7a\u5b9a\uff0c\u9019\u53ef\u5c31\u904e\u4e86\u982d\uff0c\u4f55\u6cc1\u5982\u679c\u80cc\u5f8c\u7684\u7406\u7531\u662f\u725f\u5229\u2026<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u8a18\u8005 Pegasus J. Juan<\/p>\n<div class=\"gsp_post_data\" \r\n\t            data-post_type=\"post\" \r\n\t            data-cat=\"local,feature,news,opinion,%e9%a7%90%e7%ab%99%e4%bd%9c%e5%ae%b6\" \r\n\t            data-modified=\"120\"\r\n\t            data-created=\"1740808800\"\r\n\t            data-title=\"\u91ab\u7642\u7406\u8ce0\u4e5f\u88abAI\u7ba1\u8457\" \r\n\t            data-home=\"https:\/\/newsforchinese.com\/v3\"><\/div>","protected":false},"excerpt":{"rendered":"<p>\u5728\u7f8e\u570b\u64c1\u6709\u91ab\u7642\u4fdd\u96aa\uff0c\u53ef\u4ee5\u9ad8\u6795\u7121\u6182\u5730\u53bb\u770b\u91ab\u751f\u662f\u4ef6\u5e78\u798f\u7684\u4e8b\uff0c<\/p>\n","protected":false},"author":1,"featured_media":273296,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"episode_type":"audio","audio_file":"","podmotor_file_id":"","podmotor_episode_id":"","cover_image":"","cover_image_id":"","duration":"","filesize":"","filesize_raw":"","date_recorded":"","explicit":"","block":"","_jetpack_newsletter_access":"","_jetpack_dont_email_post_to_subs":false,"_jetpack_newsletter_tier_id":0,"_jetpack_memberships_contains_paywalled_content":false,"_jetpack_feature_clip_id":0,"_jetpack_memberships_contains_paid_content":false,"footnotes":"","jetpack_publicize_message":"{title}\n\n{excerpt}\n\n{url}","jetpack_publicize_feature_enabled":true,"jetpack_social_post_already_shared":true,"jetpack_social_options":{"image_generator_settings":{"template":"highway","default_image_id":0,"font":"","enabled":false},"version":2},"_wpas_customize_per_network":false,"jetpack_post_was_ever_published":false},"categories":[7,138,131,31,139],"tags":[168,68,69,154,1717,4172],"series":[],"class_list":["post-273292","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-local","category-feature","category-news","category-opinion","category-139","tag-oakland","tag-san-francisco","tag-san-jose","tag-santa-clara","tag-1717","tag-ai"],"aioseo_notices":[],"aioseo_head":"\n\t\t<!-- All in One SEO 5.0.0.1 - aioseo.com -->\n\t<meta name=\"description\" content=\"\u5728\u7f8e\u570b\u64c1\u6709\u91ab\u7642\u4fdd\u96aa\uff0c\u53ef\u4ee5\u9ad8\u6795\u7121\u6182\u5730\u53bb\u770b\u91ab\u751f\u662f\u4ef6\u5e78\u798f\u7684\u4e8b\uff0c \u4f46\u662f\u6709\u4e86AI\u5f8c\uff0c\u9019\u500b\u4fdd\u96aa\u53ef\u518d\u4e5f\u4e0d\u80fd\u4fdd\u969c\u7121\u6182\u4e86\u3002\u300c\u51492021\u5e74\uff0c\uff08\u5168\u570b\uff09\u6578\u64da\u986f\u793a\uff0c\u5065\u4fdd\u516c\u53f8\u62d2\u7d55\u4e86\u8d85\u904e\u56db\u5343\u4e5d\u767e\u842c\u4ef6\u91ab\u7642\u7406\u8ce0\u7533\u8acb\u3002\u7136\u800c\uff0c\u63d0\u51fa\u4e0a\u8a34\u7684\u4fdd\u6236\u4e0d\u52300.2%\u3002\u300d \u9019\u662f\u63d0\u6848\u52a0\u5ddeSB 1120\u865f\u6cd5\u6848\uff08\u5373\u300a\u91ab\u751f\u6c7a\u7b56\u6cd5\u300b\uff09\uff0cMenlo Park\u5dde\u53c3\u8b70\u54e1Josh Becker\uff0c\u5f15\u8ff0Kaiser Family Foundation\u7684\u6578\u64da\u5f8c\u8aaa\u7684\u3002\u4e5f\u5e78\u597d\u4ed6\u7684\u63d0\u6848\u5df2\u65bc\u53bb\u5e74\u4e5d\u6708\u7d93\u5dde\u9577Gavin Newsom\u7c3d\u7f72\u751f\u6548\u4e86\uff0c\u81f3\u5c11\u5728\u52a0\u5dde\uff0c\u672a\u4f86\u7684\u5065\u4fdd\u516c\u53f8\u4e0d\u53ef\u518d\u55ae\u7368\u4ee5AI\u7684\u6f14\u7b97\u6cd5\u4f86\u6838\u51c6\u8207\u5426\u91ab\u7642\u7406\u8ce0\u3002 \u6839\u64da\u52a0\u5dde\u8b77\u7406\u5e2b\u5354\u67032024\u5e74\u7684\u6578\u64da\uff0c\u52a0\u5dde\u6709\u5927\u7d0426%\u7684\u91ab\u7642\u7406\u8ce0\u88ab\u5065\u4fdd\u516c\u53f8\u7d66\u62d2\u7d55\u3002\u82e5\u975e\u7576\u4e8b\u4eba\u89aa\u8eab\u611f\u53d7\uff0c\u5a92\u9ad4\u6ce8\u610f\u767c\u8072\uff0c\u7acb\u6cd5\u59d4\u54e1\u5011\u91cd\u8996\u8d95\u7dca\u4fee\u6b63\uff0c\u76f8\u4fe1\u5927\u591a\u6578\u4eba\u90fd\u4e0d\u6562\u76f8\u4fe1\u7adf\u6709\u9019\u9ebc\u9ad8\u7684\u6bd4\u4f8b\u662f\u770b\u5b8c\u91ab\u751f\u5f8c\u6182\u616e\u7121\u6bd4\u7684\uff0c\u9019\u4e5f\u662f\u555f\u767cBecker\u8b70\u54e1\u8981\u63d0\u6848\u4fee\u88dc\u7684\u56e0\u7d20\u4e4b\u4e00\u3002 SB 1120\u6cd5\u4e26\u4e0d\u5b8c\u5168\u7981\u6b62\u4f7f\u7528AI\u6280\u8853\uff0c\u4f46\u898f\u5b9a\u4e86\u4eba\u985e\u7684\u5224\u65b7\u624d\u662f\u7406\u8ce0\u6c7a\u7b56\u7684\u6838\u5fc3\u3002\u6839\u64da\u8a72\u6cd5\uff0cAI\u5de5\u5177\u4e0d\u80fd\u7528\u65bc\u62d2\u7d55\u3001\u5ef6\u9072\u6216\u66f4\u6539\u91ab\u751f\u8a8d\u70ba\u5177\u6709\u91ab\u7642\u5fc5\u8981\u6027\u7684\u91ab\u7642\u4fdd\u5065\u670d\u52d9\u3002Becker\u8b70\u54e1\u8aaa\uff1a\u300c\u6f14\u7b97\u6cd5\u7121\u6cd5\u5b8c\u5168\u7406\u89e3\u60a3\u8005\u7368\u7279\u7684\u75c5\u53f2\u6216\u9700\u6c42\uff0c\u6feb\u7528\u53ef\u80fd\u6703\u5c0e\u81f4\u6bc0\u6ec5\u6027\u7684\u5f8c\u679c\u3002\u9019\u9805\u6cd5\u5f8b\u78ba\u4fdd\u4eba\u985e\u76e3\u7763\u624d\u662f\u91ab\u7642\u4fdd\u5065\u6c7a\u7b56\u7684\u6838\u5fc3\uff0c\u4fdd\u969c\u52a0\u5dde\u4eba\u7372\u5f97\u4ed6\u5011\u61c9\u5f97\u7684\u512a\u8cea\u91ab\u7642\u670d\u52d9\u3002\u300d \u4fdd\u96aa\u7406\u8ce0\u5be9\u6838\u662f\u4ef6\u9f90\u5927\u53c8\u8cbb\u5fc3\u529b\u7684\u5de5\u4f5c\uff0c\u82e5\u4e0d\u501f\u52a9AI\u65b0\u5de5\u5177\u4f86\u52a0\u901f\u5de5\u4f5c\u6548\u7387\uff0c\u7684\u78ba\u6703\u8b93\u4fdd\u96aa\u516c\u53f8\u4ed8\u51fa\u6c89\u91cd\u7684\u4eba\u529b\u6210\u672c\uff0c\u8207\u627f\u64d4\u7406\u8ce0\u904e\u6162\u7684\u4fdd\u6236\u62b1\u6028\uff0c\u4f46\u5168\u9760\u5b83\u662f\u5426\u4e5f\u592a\u4e0d\u901a\u300c\u4eba\u60c5\u300d\uff0c\u751a\u81f3\u53ea\u662f\u516c\u53f8\u70ba\u4e86\u71df\u904b\u6210\u672c\u800c\u4fbf\u5b9c\u884c\u4e8b\u5462\uff1f2023\u5e7411\u670814\u65e5\uff0c\u806f\u5408\u5065\u4fdd\u516c\u53f8\uff08UnitedHealth\uff09\u7684\u5169\u4f4d\u5df2\u53bb\u4e16\u4fdd\u6236\u7684\u5bb6\u4eba\uff0c\u5411\u660e\u5c3c\u8607\u9054\u5340\u806f\u90a6\u5730\u5340\u6cd5\u9662\u63d0\u8d77\u5c0d\u9019\u5bb6\u5065\u4fdd\u5de8\u982d\u7684\u96c6\u9ad4\u8a34\u8a1f\uff0c\u6307\u63a7\u8a72\u516c\u53f8\u6545\u610f\u4f7f\u7528\u6709\u7f3a\u9677\u7684AI\u6f14\u7b97\u6cd5\uff0c\u62d2\u7d55\u652f\u4ed8\u70ba\u8001\u5e74\u60a3\u8005\u63d0\u4f9b\u91ab\u751f\u8a8d\u70ba\u6709\u5fc5\u8981\u7684\u9577\u671f\u8b77\u7406\u4fdd\u96aa\u3002 \u8a34\u72c0\u8072\u7a31\u806f\u5408\u5065\u4fdd\u900f\u904e\u90e8\u7f72\u4e00\u5957\u8a72\u516c\u53f8\u5df2\u77e5\u932f\u8aa4\u7387\u9ad8\u9054\u4e5d\u6210\u7684AI\u6a21\u578b\uff0c\u975e\u6cd5\u62d2\u7d55\u300c\u6839\u64da\u300a\u91ab\u7642\u4fdd\u96aa\u512a\u52e2\u8a08\u5283\u300b\uff0c\u61c9\u5411\u8001\u5e74\u60a3\u8005\u63d0\u4f9b\u7684\u8b77\u7406\u300d\uff0c\u63a8\u7ffb\u4e86\u60a3\u8005\u91ab\u751f\u95dc\u65bc\u9019\u4e9b\u8cbb\u7528\u6709\u91ab\u7642\u4e0a\u5fc5\u8981\u7684\u6c7a\u7b56\u3002\u8a34\u72c0\u5beb\u9053\uff1a\u300c\u5168\u570b\u7684\u9ad8\u9f61\u8005\u88ab\u904e\u65e9\u5730\u8d95\u51fa\u8b77\u7406\u6a5f\u69cb\uff0c\u6216\u88ab\u8feb\u8017\u76e1\u5bb6\u5ead\u7a4d\u84c4\u624d\u80fd\u7e7c\u7e8c\u63a5\u53d7\u5fc5\u8981\u7684\u91ab\u7642\u8b77\u7406\uff0c\u9019\u4e00\u5207\u90fd\u662f\u56e0\u70ba\uff08\u806f\u5408\u5065\u5eb7\u7684\uff09AI\u6a21\u578b\u300e\u4e0d\u540c\u610f\u300f\u4ed6\u5011\u7684\u771f\u5be6\u91ab\u751f\u7684\u6c7a\u5b9a\u3002\u300d \u906d\u6307\u63a7\u7684AI\u662fNaviHealth\u6240\u958b\u767c\u7684\u540d\u70ba\u201cnH Predict\u201d\u6a21\u578b\uff0c\u8a34\u8a1f\u7a31\u5b83\u5e6b\u52a9\u4fdd\u96aa\u516c\u53f8\u80fd\u5920\u300c\u904e\u65e9\u4e14\u60e1\u610f\u5730\u505c\u6b62\u5411\u5176\u8001\u5e74\u4fdd\u6236\u652f\u4ed8\u7406\u8ce0\u300d\u3002\u4f46NaviHealth\u767c\u8a00\u4ebaAaron Albright\u5c0d\u5a92\u9ad4\u8868\u793a\uff0c\u9019\u5957AI\u5de5\u5177\u4e26\u4e0d\u662f\u7528\u4f86\u505a\u7406\u8ce0\u6c7a\u7b56\u7684\uff0c\u800c\u662f\u505a\u70ba\u300c\u5e6b\u52a9(\u806f\u5408\u5065\u4fdd)\u544a\u77e5\u91ab\u7642\u670d\u52d9\u63d0\u4f9b\u8005\u7684\u4e00\u9805\u6307\u5357\u2026\u60a3\u8005\u53ef\u80fd\u9700\u8981\u4ec0\u9ebc\u6a23\u7684\u5e6b\u52a9\u548c\u7167\u8b77\u3002\u300d\u4ed6\u5f37\u8abf\uff0c\u7406\u8ce0\u6c7a\u5b9a\u6700\u7d42\u300c\u57fa\u65bcCMS\u627f\u4fdd\u6a19\u6e96\u548c\u4fdd\u6236\u4fdd\u55ae\u7684\u689d\u6b3e\u300d\uff0c\u4e26\u88dc\u5145\u8aaa\u8a72\u8a34\u8a1f\u300c\u6c92\u6709\u4efb\u4f55\u4f9d\u64da\u300d\u3002 \u7528AI\u4f86\u5e6b\u52a9\u4eba\u5de5\u5be9\u6838\u5728\u696d\u754c\u65e9\u5df2\u4e0d\u662f\u65b0\u805e\uff0c\u66f4\u662f\u7121\u6b62\u76e1\u7684\u8faf\u8ad6\uff0c\u5c08\u5bb6\u5011\u7a31\u4e4b\u70ba\u4e00\u96bb\u4eba\u5de5\u667a\u6167\u7684\u624b\u81c2\uff0c\u800c\u9019\u96bb\u624b\u6703\u4f38\u9032\u6240\u8b02\u7684\u300c\u6162\u52d5\u4f5cHAL 9000\u300d\u6548\u61c9\u4e2d\u3002\u9019\u662f\u4ee5\u96fb\u5f71\u300a2001\uff1a\u592a\u7a7a\u6f2b\u904a\u300b\u4e2d\u72e1\u733e\u7684\u6a5f\u5668\u4eba\u547d\u540d\uff0c\u5b83\u6703\u6709\u689d\u4e0d\u7d0a\u5730\u7de9\u6162\u95dc\u9589\u51ac\u7720\u592a\u7a7a\u4eba\u7684\u7dad\u751f\u7cfb\u7d71\uff0c\u5c0e\u81f4\u4ed6\u5011\u6700\u7d42\u6b7b\u4ea1\uff0c\u6240\u4ee5\u9019\u6548\u61c9\u8b93\u91ab\u9662\u548c\u91ab\u751f\u5011\uff0c\u8207\u4fdd\u96aa\u516c\u53f8\u9677\u5165\u4e00\u7a2e\u5c0d\u7acb\u3002 \u5021\u8b70\u5728\u91ab\u7642\u4fdd\u5065\u65b9\u9762\u4ee5\u4eba\u70ba\u672c\u7684\u7d44\u7e54Phicil-itate Change LLC\uff0c\u57f7\u884c\u9577Sheila Phicil\u8aaa\uff1a\u300c\u806f\u5408\u5065\u4fdd\u5229\u7528AI\u505a\u4e86\u4e00\u4e9b\u597d\u4e8b\uff0c\u56e0\u70ba\u5b83\u6d89\u53ca\u5230\u8b58\u5225\u548c\u89e3\u6c7a\u5065\u5eb7\u7684\u793e\u6703\u6c7a\u5b9a\u56e0\u7d20\u3002\u4f46\u9019\u540c\u6a23\u7684AI\u5de5\u5177\uff0c\u537b\u4e5f\u5c0e\u81f4\u5927\u898f\u6a21\u62d2\u7d55\u75c5\u60a3\u7167\u8b77\uff0c\u51cc\u99d5\u65bc\u91ab\u7642\u5c08\u696d\u4eba\u54e1\u7684\u5224\u65b7\u4e4b\u4e0a\u3002\u9019\u78ba\u5be6\u662f\u4e00\u628a\u96d9\u9762\u5203\u3002\u300d \u9f13\u5439\u628a\u91ab\u7642\u5e33\u55ae\u8f49\u6210\u91ab\u7642\u4fdd\u5065\u524d\u9032\u52d5\u529b\u7684Medical Bill Gurus\uff0c\u57f7\u884c\u9577Daniel Lynch\u63a5\u53d7\u63a1\u8a2a\u6642\u8868\u793a\uff1a\u300c\u6211\u6beb\u4e0d\u61f7\u7591\u5176\u5b83\u4fdd\u96aa\u516c\u53f8\u4e5f\u5728\u4f7f\u7528AI\u4f86\u5c0b\u627e\u62d2\u7d55\u7406\u8ce0\u7684\u65b0\u65b9\u6cd5\u3002\u73fe\u5be6\u60c5\u6cc1\u662f\uff0c\u4fdd\u96aa\u516c\u53f8\u6703\u5148\u62d2\u8ce0\uff0c\u7136\u5f8c\u770b\u770b\u662f\u5426\u6709\u4eba\u4e0a\u8a34\u3002\u8a31\u591a\u88ab\u62d2\u7d55\u7684\u7406\u8ce0\u90fd\u662f\u7531\u65bc\u4e00\u4e9b\u5bb9\u6613\u89e3\u6c7a\u7684\u932f\u8aa4\u9020\u6210\u7684\uff0c\u9019\u5c31\u662f2024-25\u5e74\u91ab\u7642\u4fdd\u5065\u7684\u73fe\u5be6\u3002\u300d \u5171\u540c\u63a8\u52d5\u52a0\u5ddeSB 1120\u6cd5\u7684\u52a0\u5dde\u91ab\u5b78\u6703\uff0c\u767c\u8a00\u4ebaErin Mellon\u5f37\u8abf\u4fdd\u8b77\u91ab\u75c5\u95dc\u4fc2\u7684\u91cd\u8981\u6027\u3002\u5979\u8aaa\uff1a\u300cAI\u6709\u6539\u5584\u60a3\u8005\u8b77\u7406\u7684\u6f5b\u529b\uff0c\u4f46\u5b83\u4e0d\u61c9\u8a72\u640d\u5bb3\u6216\u53d6\u4ee3\u9019\u7a2e\u95dc\u4fc2\u3002\u91ab\u751f\u666e\u904d\u652f\u6301AI\u5728\u91ab\u7642\u4fdd\u5065\u9818\u57df\u7684\u61c9\u7528\uff0c\u53ea\u8981\u5b83\u80fd\u589e\u5f37\u8b77\u7406\uff0c\u4e26\u5c0a\u91cd\u91ab\u751f\u548c\u60a3\u8005\u7684\u9700\u6c42\u3002\u300d Becker\u4e5f\u540c\u610fAI\u5728\u91ab\u7642\u4fdd\u5065\u65b9\u9762\u6709\u5de8\u5927\u6f5b\u529b\uff0c\u4f46\u300c\u5b83\u6c38\u9060\u4e0d\u8a72\u53d6\u4ee3\u91ab\u751f\u7684\u5c08\u696d\u77e5\u8b58\u548c\u5224\u65b7\u3002\u300d\u5168\u7f8e\u5df2\u6709\u8fd1\u5eff\u500b\u5dde\u8981\u7acb\u985e\u4f3c\u6cd5\u5f8b\uff0c\u6240\u4ee5\u52a0\u5dde\u9019\u56de\u53c8\u7b97\u662f\u8d70\u5728\u524d\u982d\uff0c\u4e0b\u4e00\u6b65\u5c31\u662f\u63a8\u52d5\u806f\u90a6\u7acb\u6cd5\u3002\u65bc\u91ab\u65bc\u75c5\u65bc\u7acb\u6cd5\u8005\uff0c\u5e7e\u4e4e\u6c92\u6709\u4eba\u5426\u5b9aAI\u5728\u91ab\u7642\u4fdd\u5065\u65b9\u9762\u7684\u52a9\u76ca\uff0c\u4f46\u7531\u5b83\u4f86\u66ff\u91ab\u751f\u6216\u60a3\u8005\u4e0b\u6c7a\u5b9a\uff0c\u9019\u53ef\u5c31\u904e\u4e86\u982d\uff0c\u4f55\u6cc1\u5982\u679c\u80cc\u5f8c\u7684\u7406\u7531\u662f\u725f\u5229\u2026 \u8a18\u8005 Pegasus J. Juan\" \/>\n\t<meta name=\"robots\" content=\"max-image-preview:large\" \/>\n\t<meta name=\"author\" content=\"Raymond\"\/>\n\t<link rel=\"canonical\" href=\"https:\/\/newsforchinese.com\/v3\/2025\/03\/01\/%e9%86%ab%e7%99%82%e7%90%86%e8%b3%a0%e4%b9%9f%e8%a2%abai%e7%ae%a1%e8%91%97\/\" \/>\n\t<meta name=\"generator\" content=\"All in One SEO (AIOSEO) 5.0.0.1\" \/>\n\n\t\t<meta name=\"google-adsense-account\" content=\"ca-pub-9175855296033541\">\n\t\t<meta property=\"og:locale\" content=\"en_US\" \/>\n\t\t<meta property=\"og:site_name\" content=\"News for Chinese \uff0d \u820a\u91d1\u5c71\u7063\u5340No.1\u514d\u8cbb\u83ef\u4eba\u793e\u5340\u5831\u7d19 - \u8001\u4e2d\u5730\u65b9\u65b0\u805e\u662f\u820a\u91d1\u5c71\u7063\u5340No.1\u514d\u8cbb\u65b0\u805e\u96c6\u5718\uff0c\u591a\u5143\u5316\u5e73\u53f0\u6709\u65b0\u805e\u7db2\u3001\u5f71\u97f3\u7db2\u3001AM1450\u5ee3\u64ad\u96fb\u53f0\u53ca\u514d\u8cbb\u5168\u5f69\u5831\u7d19\u3002\u624b\u6a5f\u63d0\u4f9b\u6700\u65b0\u6700\u5feb\u793e\u5340\u65b0\u805e\uff0c\u670d\u52d960\u842c\u83ef\u88d4\u8b80\u8005\u3002\" \/>\n\t\t<meta property=\"og:type\" content=\"article\" \/>\n\t\t<meta property=\"og:title\" content=\"\u91ab\u7642\u7406\u8ce0\u4e5f\u88abAI\u7ba1\u8457 - News for Chinese \uff0d \u820a\u91d1\u5c71\u7063\u5340No.1\u514d\u8cbb\u83ef\u4eba\u793e\u5340\u5831\u7d19\" \/>\n\t\t<meta property=\"og:description\" content=\"\u5728\u7f8e\u570b\u64c1\u6709\u91ab\u7642\u4fdd\u96aa\uff0c\u53ef\u4ee5\u9ad8\u6795\u7121\u6182\u5730\u53bb\u770b\u91ab\u751f\u662f\u4ef6\u5e78\u798f\u7684\u4e8b\uff0c \u4f46\u662f\u6709\u4e86AI\u5f8c\uff0c\u9019\u500b\u4fdd\u96aa\u53ef\u518d\u4e5f\u4e0d\u80fd\u4fdd\u969c\u7121\u6182\u4e86\u3002\u300c\u51492021\u5e74\uff0c\uff08\u5168\u570b\uff09\u6578\u64da\u986f\u793a\uff0c\u5065\u4fdd\u516c\u53f8\u62d2\u7d55\u4e86\u8d85\u904e\u56db\u5343\u4e5d\u767e\u842c\u4ef6\u91ab\u7642\u7406\u8ce0\u7533\u8acb\u3002\u7136\u800c\uff0c\u63d0\u51fa\u4e0a\u8a34\u7684\u4fdd\u6236\u4e0d\u52300.2%\u3002\u300d \u9019\u662f\u63d0\u6848\u52a0\u5ddeSB 1120\u865f\u6cd5\u6848\uff08\u5373\u300a\u91ab\u751f\u6c7a\u7b56\u6cd5\u300b\uff09\uff0cMenlo Park\u5dde\u53c3\u8b70\u54e1Josh Becker\uff0c\u5f15\u8ff0Kaiser Family Foundation\u7684\u6578\u64da\u5f8c\u8aaa\u7684\u3002\u4e5f\u5e78\u597d\u4ed6\u7684\u63d0\u6848\u5df2\u65bc\u53bb\u5e74\u4e5d\u6708\u7d93\u5dde\u9577Gavin Newsom\u7c3d\u7f72\u751f\u6548\u4e86\uff0c\u81f3\u5c11\u5728\u52a0\u5dde\uff0c\u672a\u4f86\u7684\u5065\u4fdd\u516c\u53f8\u4e0d\u53ef\u518d\u55ae\u7368\u4ee5AI\u7684\u6f14\u7b97\u6cd5\u4f86\u6838\u51c6\u8207\u5426\u91ab\u7642\u7406\u8ce0\u3002 \u6839\u64da\u52a0\u5dde\u8b77\u7406\u5e2b\u5354\u67032024\u5e74\u7684\u6578\u64da\uff0c\u52a0\u5dde\u6709\u5927\u7d0426%\u7684\u91ab\u7642\u7406\u8ce0\u88ab\u5065\u4fdd\u516c\u53f8\u7d66\u62d2\u7d55\u3002\u82e5\u975e\u7576\u4e8b\u4eba\u89aa\u8eab\u611f\u53d7\uff0c\u5a92\u9ad4\u6ce8\u610f\u767c\u8072\uff0c\u7acb\u6cd5\u59d4\u54e1\u5011\u91cd\u8996\u8d95\u7dca\u4fee\u6b63\uff0c\u76f8\u4fe1\u5927\u591a\u6578\u4eba\u90fd\u4e0d\u6562\u76f8\u4fe1\u7adf\u6709\u9019\u9ebc\u9ad8\u7684\u6bd4\u4f8b\u662f\u770b\u5b8c\u91ab\u751f\u5f8c\u6182\u616e\u7121\u6bd4\u7684\uff0c\u9019\u4e5f\u662f\u555f\u767cBecker\u8b70\u54e1\u8981\u63d0\u6848\u4fee\u88dc\u7684\u56e0\u7d20\u4e4b\u4e00\u3002 SB 1120\u6cd5\u4e26\u4e0d\u5b8c\u5168\u7981\u6b62\u4f7f\u7528AI\u6280\u8853\uff0c\u4f46\u898f\u5b9a\u4e86\u4eba\u985e\u7684\u5224\u65b7\u624d\u662f\u7406\u8ce0\u6c7a\u7b56\u7684\u6838\u5fc3\u3002\u6839\u64da\u8a72\u6cd5\uff0cAI\u5de5\u5177\u4e0d\u80fd\u7528\u65bc\u62d2\u7d55\u3001\u5ef6\u9072\u6216\u66f4\u6539\u91ab\u751f\u8a8d\u70ba\u5177\u6709\u91ab\u7642\u5fc5\u8981\u6027\u7684\u91ab\u7642\u4fdd\u5065\u670d\u52d9\u3002Becker\u8b70\u54e1\u8aaa\uff1a\u300c\u6f14\u7b97\u6cd5\u7121\u6cd5\u5b8c\u5168\u7406\u89e3\u60a3\u8005\u7368\u7279\u7684\u75c5\u53f2\u6216\u9700\u6c42\uff0c\u6feb\u7528\u53ef\u80fd\u6703\u5c0e\u81f4\u6bc0\u6ec5\u6027\u7684\u5f8c\u679c\u3002\u9019\u9805\u6cd5\u5f8b\u78ba\u4fdd\u4eba\u985e\u76e3\u7763\u624d\u662f\u91ab\u7642\u4fdd\u5065\u6c7a\u7b56\u7684\u6838\u5fc3\uff0c\u4fdd\u969c\u52a0\u5dde\u4eba\u7372\u5f97\u4ed6\u5011\u61c9\u5f97\u7684\u512a\u8cea\u91ab\u7642\u670d\u52d9\u3002\u300d \u4fdd\u96aa\u7406\u8ce0\u5be9\u6838\u662f\u4ef6\u9f90\u5927\u53c8\u8cbb\u5fc3\u529b\u7684\u5de5\u4f5c\uff0c\u82e5\u4e0d\u501f\u52a9AI\u65b0\u5de5\u5177\u4f86\u52a0\u901f\u5de5\u4f5c\u6548\u7387\uff0c\u7684\u78ba\u6703\u8b93\u4fdd\u96aa\u516c\u53f8\u4ed8\u51fa\u6c89\u91cd\u7684\u4eba\u529b\u6210\u672c\uff0c\u8207\u627f\u64d4\u7406\u8ce0\u904e\u6162\u7684\u4fdd\u6236\u62b1\u6028\uff0c\u4f46\u5168\u9760\u5b83\u662f\u5426\u4e5f\u592a\u4e0d\u901a\u300c\u4eba\u60c5\u300d\uff0c\u751a\u81f3\u53ea\u662f\u516c\u53f8\u70ba\u4e86\u71df\u904b\u6210\u672c\u800c\u4fbf\u5b9c\u884c\u4e8b\u5462\uff1f2023\u5e7411\u670814\u65e5\uff0c\u806f\u5408\u5065\u4fdd\u516c\u53f8\uff08UnitedHealth\uff09\u7684\u5169\u4f4d\u5df2\u53bb\u4e16\u4fdd\u6236\u7684\u5bb6\u4eba\uff0c\u5411\u660e\u5c3c\u8607\u9054\u5340\u806f\u90a6\u5730\u5340\u6cd5\u9662\u63d0\u8d77\u5c0d\u9019\u5bb6\u5065\u4fdd\u5de8\u982d\u7684\u96c6\u9ad4\u8a34\u8a1f\uff0c\u6307\u63a7\u8a72\u516c\u53f8\u6545\u610f\u4f7f\u7528\u6709\u7f3a\u9677\u7684AI\u6f14\u7b97\u6cd5\uff0c\u62d2\u7d55\u652f\u4ed8\u70ba\u8001\u5e74\u60a3\u8005\u63d0\u4f9b\u91ab\u751f\u8a8d\u70ba\u6709\u5fc5\u8981\u7684\u9577\u671f\u8b77\u7406\u4fdd\u96aa\u3002 \u8a34\u72c0\u8072\u7a31\u806f\u5408\u5065\u4fdd\u900f\u904e\u90e8\u7f72\u4e00\u5957\u8a72\u516c\u53f8\u5df2\u77e5\u932f\u8aa4\u7387\u9ad8\u9054\u4e5d\u6210\u7684AI\u6a21\u578b\uff0c\u975e\u6cd5\u62d2\u7d55\u300c\u6839\u64da\u300a\u91ab\u7642\u4fdd\u96aa\u512a\u52e2\u8a08\u5283\u300b\uff0c\u61c9\u5411\u8001\u5e74\u60a3\u8005\u63d0\u4f9b\u7684\u8b77\u7406\u300d\uff0c\u63a8\u7ffb\u4e86\u60a3\u8005\u91ab\u751f\u95dc\u65bc\u9019\u4e9b\u8cbb\u7528\u6709\u91ab\u7642\u4e0a\u5fc5\u8981\u7684\u6c7a\u7b56\u3002\u8a34\u72c0\u5beb\u9053\uff1a\u300c\u5168\u570b\u7684\u9ad8\u9f61\u8005\u88ab\u904e\u65e9\u5730\u8d95\u51fa\u8b77\u7406\u6a5f\u69cb\uff0c\u6216\u88ab\u8feb\u8017\u76e1\u5bb6\u5ead\u7a4d\u84c4\u624d\u80fd\u7e7c\u7e8c\u63a5\u53d7\u5fc5\u8981\u7684\u91ab\u7642\u8b77\u7406\uff0c\u9019\u4e00\u5207\u90fd\u662f\u56e0\u70ba\uff08\u806f\u5408\u5065\u5eb7\u7684\uff09AI\u6a21\u578b\u300e\u4e0d\u540c\u610f\u300f\u4ed6\u5011\u7684\u771f\u5be6\u91ab\u751f\u7684\u6c7a\u5b9a\u3002\u300d \u906d\u6307\u63a7\u7684AI\u662fNaviHealth\u6240\u958b\u767c\u7684\u540d\u70ba\u201cnH Predict\u201d\u6a21\u578b\uff0c\u8a34\u8a1f\u7a31\u5b83\u5e6b\u52a9\u4fdd\u96aa\u516c\u53f8\u80fd\u5920\u300c\u904e\u65e9\u4e14\u60e1\u610f\u5730\u505c\u6b62\u5411\u5176\u8001\u5e74\u4fdd\u6236\u652f\u4ed8\u7406\u8ce0\u300d\u3002\u4f46NaviHealth\u767c\u8a00\u4ebaAaron Albright\u5c0d\u5a92\u9ad4\u8868\u793a\uff0c\u9019\u5957AI\u5de5\u5177\u4e26\u4e0d\u662f\u7528\u4f86\u505a\u7406\u8ce0\u6c7a\u7b56\u7684\uff0c\u800c\u662f\u505a\u70ba\u300c\u5e6b\u52a9(\u806f\u5408\u5065\u4fdd)\u544a\u77e5\u91ab\u7642\u670d\u52d9\u63d0\u4f9b\u8005\u7684\u4e00\u9805\u6307\u5357\u2026\u60a3\u8005\u53ef\u80fd\u9700\u8981\u4ec0\u9ebc\u6a23\u7684\u5e6b\u52a9\u548c\u7167\u8b77\u3002\u300d\u4ed6\u5f37\u8abf\uff0c\u7406\u8ce0\u6c7a\u5b9a\u6700\u7d42\u300c\u57fa\u65bcCMS\u627f\u4fdd\u6a19\u6e96\u548c\u4fdd\u6236\u4fdd\u55ae\u7684\u689d\u6b3e\u300d\uff0c\u4e26\u88dc\u5145\u8aaa\u8a72\u8a34\u8a1f\u300c\u6c92\u6709\u4efb\u4f55\u4f9d\u64da\u300d\u3002 \u7528AI\u4f86\u5e6b\u52a9\u4eba\u5de5\u5be9\u6838\u5728\u696d\u754c\u65e9\u5df2\u4e0d\u662f\u65b0\u805e\uff0c\u66f4\u662f\u7121\u6b62\u76e1\u7684\u8faf\u8ad6\uff0c\u5c08\u5bb6\u5011\u7a31\u4e4b\u70ba\u4e00\u96bb\u4eba\u5de5\u667a\u6167\u7684\u624b\u81c2\uff0c\u800c\u9019\u96bb\u624b\u6703\u4f38\u9032\u6240\u8b02\u7684\u300c\u6162\u52d5\u4f5cHAL 9000\u300d\u6548\u61c9\u4e2d\u3002\u9019\u662f\u4ee5\u96fb\u5f71\u300a2001\uff1a\u592a\u7a7a\u6f2b\u904a\u300b\u4e2d\u72e1\u733e\u7684\u6a5f\u5668\u4eba\u547d\u540d\uff0c\u5b83\u6703\u6709\u689d\u4e0d\u7d0a\u5730\u7de9\u6162\u95dc\u9589\u51ac\u7720\u592a\u7a7a\u4eba\u7684\u7dad\u751f\u7cfb\u7d71\uff0c\u5c0e\u81f4\u4ed6\u5011\u6700\u7d42\u6b7b\u4ea1\uff0c\u6240\u4ee5\u9019\u6548\u61c9\u8b93\u91ab\u9662\u548c\u91ab\u751f\u5011\uff0c\u8207\u4fdd\u96aa\u516c\u53f8\u9677\u5165\u4e00\u7a2e\u5c0d\u7acb\u3002 \u5021\u8b70\u5728\u91ab\u7642\u4fdd\u5065\u65b9\u9762\u4ee5\u4eba\u70ba\u672c\u7684\u7d44\u7e54Phicil-itate Change LLC\uff0c\u57f7\u884c\u9577Sheila Phicil\u8aaa\uff1a\u300c\u806f\u5408\u5065\u4fdd\u5229\u7528AI\u505a\u4e86\u4e00\u4e9b\u597d\u4e8b\uff0c\u56e0\u70ba\u5b83\u6d89\u53ca\u5230\u8b58\u5225\u548c\u89e3\u6c7a\u5065\u5eb7\u7684\u793e\u6703\u6c7a\u5b9a\u56e0\u7d20\u3002\u4f46\u9019\u540c\u6a23\u7684AI\u5de5\u5177\uff0c\u537b\u4e5f\u5c0e\u81f4\u5927\u898f\u6a21\u62d2\u7d55\u75c5\u60a3\u7167\u8b77\uff0c\u51cc\u99d5\u65bc\u91ab\u7642\u5c08\u696d\u4eba\u54e1\u7684\u5224\u65b7\u4e4b\u4e0a\u3002\u9019\u78ba\u5be6\u662f\u4e00\u628a\u96d9\u9762\u5203\u3002\u300d \u9f13\u5439\u628a\u91ab\u7642\u5e33\u55ae\u8f49\u6210\u91ab\u7642\u4fdd\u5065\u524d\u9032\u52d5\u529b\u7684Medical Bill Gurus\uff0c\u57f7\u884c\u9577Daniel Lynch\u63a5\u53d7\u63a1\u8a2a\u6642\u8868\u793a\uff1a\u300c\u6211\u6beb\u4e0d\u61f7\u7591\u5176\u5b83\u4fdd\u96aa\u516c\u53f8\u4e5f\u5728\u4f7f\u7528AI\u4f86\u5c0b\u627e\u62d2\u7d55\u7406\u8ce0\u7684\u65b0\u65b9\u6cd5\u3002\u73fe\u5be6\u60c5\u6cc1\u662f\uff0c\u4fdd\u96aa\u516c\u53f8\u6703\u5148\u62d2\u8ce0\uff0c\u7136\u5f8c\u770b\u770b\u662f\u5426\u6709\u4eba\u4e0a\u8a34\u3002\u8a31\u591a\u88ab\u62d2\u7d55\u7684\u7406\u8ce0\u90fd\u662f\u7531\u65bc\u4e00\u4e9b\u5bb9\u6613\u89e3\u6c7a\u7684\u932f\u8aa4\u9020\u6210\u7684\uff0c\u9019\u5c31\u662f2024-25\u5e74\u91ab\u7642\u4fdd\u5065\u7684\u73fe\u5be6\u3002\u300d \u5171\u540c\u63a8\u52d5\u52a0\u5ddeSB 1120\u6cd5\u7684\u52a0\u5dde\u91ab\u5b78\u6703\uff0c\u767c\u8a00\u4ebaErin Mellon\u5f37\u8abf\u4fdd\u8b77\u91ab\u75c5\u95dc\u4fc2\u7684\u91cd\u8981\u6027\u3002\u5979\u8aaa\uff1a\u300cAI\u6709\u6539\u5584\u60a3\u8005\u8b77\u7406\u7684\u6f5b\u529b\uff0c\u4f46\u5b83\u4e0d\u61c9\u8a72\u640d\u5bb3\u6216\u53d6\u4ee3\u9019\u7a2e\u95dc\u4fc2\u3002\u91ab\u751f\u666e\u904d\u652f\u6301AI\u5728\u91ab\u7642\u4fdd\u5065\u9818\u57df\u7684\u61c9\u7528\uff0c\u53ea\u8981\u5b83\u80fd\u589e\u5f37\u8b77\u7406\uff0c\u4e26\u5c0a\u91cd\u91ab\u751f\u548c\u60a3\u8005\u7684\u9700\u6c42\u3002\u300d Becker\u4e5f\u540c\u610fAI\u5728\u91ab\u7642\u4fdd\u5065\u65b9\u9762\u6709\u5de8\u5927\u6f5b\u529b\uff0c\u4f46\u300c\u5b83\u6c38\u9060\u4e0d\u8a72\u53d6\u4ee3\u91ab\u751f\u7684\u5c08\u696d\u77e5\u8b58\u548c\u5224\u65b7\u3002\u300d\u5168\u7f8e\u5df2\u6709\u8fd1\u5eff\u500b\u5dde\u8981\u7acb\u985e\u4f3c\u6cd5\u5f8b\uff0c\u6240\u4ee5\u52a0\u5dde\u9019\u56de\u53c8\u7b97\u662f\u8d70\u5728\u524d\u982d\uff0c\u4e0b\u4e00\u6b65\u5c31\u662f\u63a8\u52d5\u806f\u90a6\u7acb\u6cd5\u3002\u65bc\u91ab\u65bc\u75c5\u65bc\u7acb\u6cd5\u8005\uff0c\u5e7e\u4e4e\u6c92\u6709\u4eba\u5426\u5b9aAI\u5728\u91ab\u7642\u4fdd\u5065\u65b9\u9762\u7684\u52a9\u76ca\uff0c\u4f46\u7531\u5b83\u4f86\u66ff\u91ab\u751f\u6216\u60a3\u8005\u4e0b\u6c7a\u5b9a\uff0c\u9019\u53ef\u5c31\u904e\u4e86\u982d\uff0c\u4f55\u6cc1\u5982\u679c\u80cc\u5f8c\u7684\u7406\u7531\u662f\u725f\u5229\u2026 \u8a18\u8005 Pegasus J. Juan\" \/>\n\t\t<meta property=\"og:url\" content=\"https:\/\/newsforchinese.com\/v3\/2025\/03\/01\/%e9%86%ab%e7%99%82%e7%90%86%e8%b3%a0%e4%b9%9f%e8%a2%abai%e7%ae%a1%e8%91%97\/\" \/>\n\t\t<meta property=\"og:image\" content=\"https:\/\/newsforchinese.com\/v3\/wp-content\/uploads\/2025\/02\/\u91ab\u7642\u7406\u8ce0\u4e5f\u88abAI\u7ba1\u8457.png\" \/>\n\t\t<meta property=\"og:image:secure_url\" content=\"https:\/\/newsforchinese.com\/v3\/wp-content\/uploads\/2025\/02\/\u91ab\u7642\u7406\u8ce0\u4e5f\u88abAI\u7ba1\u8457.png\" \/>\n\t\t<meta property=\"og:image:width\" content=\"600\" \/>\n\t\t<meta property=\"og:image:height\" content=\"373\" \/>\n\t\t<meta property=\"article:published_time\" content=\"2025-03-01T14:00:00+00:00\" \/>\n\t\t<meta property=\"article:modified_time\" content=\"2025-02-23T17:10:40+00:00\" \/>\n\t\t<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n\t\t<meta name=\"twitter:title\" content=\"\u91ab\u7642\u7406\u8ce0\u4e5f\u88abAI\u7ba1\u8457 - News for Chinese \uff0d \u820a\u91d1\u5c71\u7063\u5340No.1\u514d\u8cbb\u83ef\u4eba\u793e\u5340\u5831\u7d19\" \/>\n\t\t<meta name=\"twitter:description\" content=\"\u5728\u7f8e\u570b\u64c1\u6709\u91ab\u7642\u4fdd\u96aa\uff0c\u53ef\u4ee5\u9ad8\u6795\u7121\u6182\u5730\u53bb\u770b\u91ab\u751f\u662f\u4ef6\u5e78\u798f\u7684\u4e8b\uff0c \u4f46\u662f\u6709\u4e86AI\u5f8c\uff0c\u9019\u500b\u4fdd\u96aa\u53ef\u518d\u4e5f\u4e0d\u80fd\u4fdd\u969c\u7121\u6182\u4e86\u3002\u300c\u51492021\u5e74\uff0c\uff08\u5168\u570b\uff09\u6578\u64da\u986f\u793a\uff0c\u5065\u4fdd\u516c\u53f8\u62d2\u7d55\u4e86\u8d85\u904e\u56db\u5343\u4e5d\u767e\u842c\u4ef6\u91ab\u7642\u7406\u8ce0\u7533\u8acb\u3002\u7136\u800c\uff0c\u63d0\u51fa\u4e0a\u8a34\u7684\u4fdd\u6236\u4e0d\u52300.2%\u3002\u300d \u9019\u662f\u63d0\u6848\u52a0\u5ddeSB 1120\u865f\u6cd5\u6848\uff08\u5373\u300a\u91ab\u751f\u6c7a\u7b56\u6cd5\u300b\uff09\uff0cMenlo Park\u5dde\u53c3\u8b70\u54e1Josh Becker\uff0c\u5f15\u8ff0Kaiser Family Foundation\u7684\u6578\u64da\u5f8c\u8aaa\u7684\u3002\u4e5f\u5e78\u597d\u4ed6\u7684\u63d0\u6848\u5df2\u65bc\u53bb\u5e74\u4e5d\u6708\u7d93\u5dde\u9577Gavin Newsom\u7c3d\u7f72\u751f\u6548\u4e86\uff0c\u81f3\u5c11\u5728\u52a0\u5dde\uff0c\u672a\u4f86\u7684\u5065\u4fdd\u516c\u53f8\u4e0d\u53ef\u518d\u55ae\u7368\u4ee5AI\u7684\u6f14\u7b97\u6cd5\u4f86\u6838\u51c6\u8207\u5426\u91ab\u7642\u7406\u8ce0\u3002 \u6839\u64da\u52a0\u5dde\u8b77\u7406\u5e2b\u5354\u67032024\u5e74\u7684\u6578\u64da\uff0c\u52a0\u5dde\u6709\u5927\u7d0426%\u7684\u91ab\u7642\u7406\u8ce0\u88ab\u5065\u4fdd\u516c\u53f8\u7d66\u62d2\u7d55\u3002\u82e5\u975e\u7576\u4e8b\u4eba\u89aa\u8eab\u611f\u53d7\uff0c\u5a92\u9ad4\u6ce8\u610f\u767c\u8072\uff0c\u7acb\u6cd5\u59d4\u54e1\u5011\u91cd\u8996\u8d95\u7dca\u4fee\u6b63\uff0c\u76f8\u4fe1\u5927\u591a\u6578\u4eba\u90fd\u4e0d\u6562\u76f8\u4fe1\u7adf\u6709\u9019\u9ebc\u9ad8\u7684\u6bd4\u4f8b\u662f\u770b\u5b8c\u91ab\u751f\u5f8c\u6182\u616e\u7121\u6bd4\u7684\uff0c\u9019\u4e5f\u662f\u555f\u767cBecker\u8b70\u54e1\u8981\u63d0\u6848\u4fee\u88dc\u7684\u56e0\u7d20\u4e4b\u4e00\u3002 SB 1120\u6cd5\u4e26\u4e0d\u5b8c\u5168\u7981\u6b62\u4f7f\u7528AI\u6280\u8853\uff0c\u4f46\u898f\u5b9a\u4e86\u4eba\u985e\u7684\u5224\u65b7\u624d\u662f\u7406\u8ce0\u6c7a\u7b56\u7684\u6838\u5fc3\u3002\u6839\u64da\u8a72\u6cd5\uff0cAI\u5de5\u5177\u4e0d\u80fd\u7528\u65bc\u62d2\u7d55\u3001\u5ef6\u9072\u6216\u66f4\u6539\u91ab\u751f\u8a8d\u70ba\u5177\u6709\u91ab\u7642\u5fc5\u8981\u6027\u7684\u91ab\u7642\u4fdd\u5065\u670d\u52d9\u3002Becker\u8b70\u54e1\u8aaa\uff1a\u300c\u6f14\u7b97\u6cd5\u7121\u6cd5\u5b8c\u5168\u7406\u89e3\u60a3\u8005\u7368\u7279\u7684\u75c5\u53f2\u6216\u9700\u6c42\uff0c\u6feb\u7528\u53ef\u80fd\u6703\u5c0e\u81f4\u6bc0\u6ec5\u6027\u7684\u5f8c\u679c\u3002\u9019\u9805\u6cd5\u5f8b\u78ba\u4fdd\u4eba\u985e\u76e3\u7763\u624d\u662f\u91ab\u7642\u4fdd\u5065\u6c7a\u7b56\u7684\u6838\u5fc3\uff0c\u4fdd\u969c\u52a0\u5dde\u4eba\u7372\u5f97\u4ed6\u5011\u61c9\u5f97\u7684\u512a\u8cea\u91ab\u7642\u670d\u52d9\u3002\u300d \u4fdd\u96aa\u7406\u8ce0\u5be9\u6838\u662f\u4ef6\u9f90\u5927\u53c8\u8cbb\u5fc3\u529b\u7684\u5de5\u4f5c\uff0c\u82e5\u4e0d\u501f\u52a9AI\u65b0\u5de5\u5177\u4f86\u52a0\u901f\u5de5\u4f5c\u6548\u7387\uff0c\u7684\u78ba\u6703\u8b93\u4fdd\u96aa\u516c\u53f8\u4ed8\u51fa\u6c89\u91cd\u7684\u4eba\u529b\u6210\u672c\uff0c\u8207\u627f\u64d4\u7406\u8ce0\u904e\u6162\u7684\u4fdd\u6236\u62b1\u6028\uff0c\u4f46\u5168\u9760\u5b83\u662f\u5426\u4e5f\u592a\u4e0d\u901a\u300c\u4eba\u60c5\u300d\uff0c\u751a\u81f3\u53ea\u662f\u516c\u53f8\u70ba\u4e86\u71df\u904b\u6210\u672c\u800c\u4fbf\u5b9c\u884c\u4e8b\u5462\uff1f2023\u5e7411\u670814\u65e5\uff0c\u806f\u5408\u5065\u4fdd\u516c\u53f8\uff08UnitedHealth\uff09\u7684\u5169\u4f4d\u5df2\u53bb\u4e16\u4fdd\u6236\u7684\u5bb6\u4eba\uff0c\u5411\u660e\u5c3c\u8607\u9054\u5340\u806f\u90a6\u5730\u5340\u6cd5\u9662\u63d0\u8d77\u5c0d\u9019\u5bb6\u5065\u4fdd\u5de8\u982d\u7684\u96c6\u9ad4\u8a34\u8a1f\uff0c\u6307\u63a7\u8a72\u516c\u53f8\u6545\u610f\u4f7f\u7528\u6709\u7f3a\u9677\u7684AI\u6f14\u7b97\u6cd5\uff0c\u62d2\u7d55\u652f\u4ed8\u70ba\u8001\u5e74\u60a3\u8005\u63d0\u4f9b\u91ab\u751f\u8a8d\u70ba\u6709\u5fc5\u8981\u7684\u9577\u671f\u8b77\u7406\u4fdd\u96aa\u3002 \u8a34\u72c0\u8072\u7a31\u806f\u5408\u5065\u4fdd\u900f\u904e\u90e8\u7f72\u4e00\u5957\u8a72\u516c\u53f8\u5df2\u77e5\u932f\u8aa4\u7387\u9ad8\u9054\u4e5d\u6210\u7684AI\u6a21\u578b\uff0c\u975e\u6cd5\u62d2\u7d55\u300c\u6839\u64da\u300a\u91ab\u7642\u4fdd\u96aa\u512a\u52e2\u8a08\u5283\u300b\uff0c\u61c9\u5411\u8001\u5e74\u60a3\u8005\u63d0\u4f9b\u7684\u8b77\u7406\u300d\uff0c\u63a8\u7ffb\u4e86\u60a3\u8005\u91ab\u751f\u95dc\u65bc\u9019\u4e9b\u8cbb\u7528\u6709\u91ab\u7642\u4e0a\u5fc5\u8981\u7684\u6c7a\u7b56\u3002\u8a34\u72c0\u5beb\u9053\uff1a\u300c\u5168\u570b\u7684\u9ad8\u9f61\u8005\u88ab\u904e\u65e9\u5730\u8d95\u51fa\u8b77\u7406\u6a5f\u69cb\uff0c\u6216\u88ab\u8feb\u8017\u76e1\u5bb6\u5ead\u7a4d\u84c4\u624d\u80fd\u7e7c\u7e8c\u63a5\u53d7\u5fc5\u8981\u7684\u91ab\u7642\u8b77\u7406\uff0c\u9019\u4e00\u5207\u90fd\u662f\u56e0\u70ba\uff08\u806f\u5408\u5065\u5eb7\u7684\uff09AI\u6a21\u578b\u300e\u4e0d\u540c\u610f\u300f\u4ed6\u5011\u7684\u771f\u5be6\u91ab\u751f\u7684\u6c7a\u5b9a\u3002\u300d \u906d\u6307\u63a7\u7684AI\u662fNaviHealth\u6240\u958b\u767c\u7684\u540d\u70ba\u201cnH Predict\u201d\u6a21\u578b\uff0c\u8a34\u8a1f\u7a31\u5b83\u5e6b\u52a9\u4fdd\u96aa\u516c\u53f8\u80fd\u5920\u300c\u904e\u65e9\u4e14\u60e1\u610f\u5730\u505c\u6b62\u5411\u5176\u8001\u5e74\u4fdd\u6236\u652f\u4ed8\u7406\u8ce0\u300d\u3002\u4f46NaviHealth\u767c\u8a00\u4ebaAaron Albright\u5c0d\u5a92\u9ad4\u8868\u793a\uff0c\u9019\u5957AI\u5de5\u5177\u4e26\u4e0d\u662f\u7528\u4f86\u505a\u7406\u8ce0\u6c7a\u7b56\u7684\uff0c\u800c\u662f\u505a\u70ba\u300c\u5e6b\u52a9(\u806f\u5408\u5065\u4fdd)\u544a\u77e5\u91ab\u7642\u670d\u52d9\u63d0\u4f9b\u8005\u7684\u4e00\u9805\u6307\u5357\u2026\u60a3\u8005\u53ef\u80fd\u9700\u8981\u4ec0\u9ebc\u6a23\u7684\u5e6b\u52a9\u548c\u7167\u8b77\u3002\u300d\u4ed6\u5f37\u8abf\uff0c\u7406\u8ce0\u6c7a\u5b9a\u6700\u7d42\u300c\u57fa\u65bcCMS\u627f\u4fdd\u6a19\u6e96\u548c\u4fdd\u6236\u4fdd\u55ae\u7684\u689d\u6b3e\u300d\uff0c\u4e26\u88dc\u5145\u8aaa\u8a72\u8a34\u8a1f\u300c\u6c92\u6709\u4efb\u4f55\u4f9d\u64da\u300d\u3002 \u7528AI\u4f86\u5e6b\u52a9\u4eba\u5de5\u5be9\u6838\u5728\u696d\u754c\u65e9\u5df2\u4e0d\u662f\u65b0\u805e\uff0c\u66f4\u662f\u7121\u6b62\u76e1\u7684\u8faf\u8ad6\uff0c\u5c08\u5bb6\u5011\u7a31\u4e4b\u70ba\u4e00\u96bb\u4eba\u5de5\u667a\u6167\u7684\u624b\u81c2\uff0c\u800c\u9019\u96bb\u624b\u6703\u4f38\u9032\u6240\u8b02\u7684\u300c\u6162\u52d5\u4f5cHAL 9000\u300d\u6548\u61c9\u4e2d\u3002\u9019\u662f\u4ee5\u96fb\u5f71\u300a2001\uff1a\u592a\u7a7a\u6f2b\u904a\u300b\u4e2d\u72e1\u733e\u7684\u6a5f\u5668\u4eba\u547d\u540d\uff0c\u5b83\u6703\u6709\u689d\u4e0d\u7d0a\u5730\u7de9\u6162\u95dc\u9589\u51ac\u7720\u592a\u7a7a\u4eba\u7684\u7dad\u751f\u7cfb\u7d71\uff0c\u5c0e\u81f4\u4ed6\u5011\u6700\u7d42\u6b7b\u4ea1\uff0c\u6240\u4ee5\u9019\u6548\u61c9\u8b93\u91ab\u9662\u548c\u91ab\u751f\u5011\uff0c\u8207\u4fdd\u96aa\u516c\u53f8\u9677\u5165\u4e00\u7a2e\u5c0d\u7acb\u3002 \u5021\u8b70\u5728\u91ab\u7642\u4fdd\u5065\u65b9\u9762\u4ee5\u4eba\u70ba\u672c\u7684\u7d44\u7e54Phicil-itate Change LLC\uff0c\u57f7\u884c\u9577Sheila Phicil\u8aaa\uff1a\u300c\u806f\u5408\u5065\u4fdd\u5229\u7528AI\u505a\u4e86\u4e00\u4e9b\u597d\u4e8b\uff0c\u56e0\u70ba\u5b83\u6d89\u53ca\u5230\u8b58\u5225\u548c\u89e3\u6c7a\u5065\u5eb7\u7684\u793e\u6703\u6c7a\u5b9a\u56e0\u7d20\u3002\u4f46\u9019\u540c\u6a23\u7684AI\u5de5\u5177\uff0c\u537b\u4e5f\u5c0e\u81f4\u5927\u898f\u6a21\u62d2\u7d55\u75c5\u60a3\u7167\u8b77\uff0c\u51cc\u99d5\u65bc\u91ab\u7642\u5c08\u696d\u4eba\u54e1\u7684\u5224\u65b7\u4e4b\u4e0a\u3002\u9019\u78ba\u5be6\u662f\u4e00\u628a\u96d9\u9762\u5203\u3002\u300d \u9f13\u5439\u628a\u91ab\u7642\u5e33\u55ae\u8f49\u6210\u91ab\u7642\u4fdd\u5065\u524d\u9032\u52d5\u529b\u7684Medical Bill Gurus\uff0c\u57f7\u884c\u9577Daniel Lynch\u63a5\u53d7\u63a1\u8a2a\u6642\u8868\u793a\uff1a\u300c\u6211\u6beb\u4e0d\u61f7\u7591\u5176\u5b83\u4fdd\u96aa\u516c\u53f8\u4e5f\u5728\u4f7f\u7528AI\u4f86\u5c0b\u627e\u62d2\u7d55\u7406\u8ce0\u7684\u65b0\u65b9\u6cd5\u3002\u73fe\u5be6\u60c5\u6cc1\u662f\uff0c\u4fdd\u96aa\u516c\u53f8\u6703\u5148\u62d2\u8ce0\uff0c\u7136\u5f8c\u770b\u770b\u662f\u5426\u6709\u4eba\u4e0a\u8a34\u3002\u8a31\u591a\u88ab\u62d2\u7d55\u7684\u7406\u8ce0\u90fd\u662f\u7531\u65bc\u4e00\u4e9b\u5bb9\u6613\u89e3\u6c7a\u7684\u932f\u8aa4\u9020\u6210\u7684\uff0c\u9019\u5c31\u662f2024-25\u5e74\u91ab\u7642\u4fdd\u5065\u7684\u73fe\u5be6\u3002\u300d \u5171\u540c\u63a8\u52d5\u52a0\u5ddeSB 1120\u6cd5\u7684\u52a0\u5dde\u91ab\u5b78\u6703\uff0c\u767c\u8a00\u4ebaErin Mellon\u5f37\u8abf\u4fdd\u8b77\u91ab\u75c5\u95dc\u4fc2\u7684\u91cd\u8981\u6027\u3002\u5979\u8aaa\uff1a\u300cAI\u6709\u6539\u5584\u60a3\u8005\u8b77\u7406\u7684\u6f5b\u529b\uff0c\u4f46\u5b83\u4e0d\u61c9\u8a72\u640d\u5bb3\u6216\u53d6\u4ee3\u9019\u7a2e\u95dc\u4fc2\u3002\u91ab\u751f\u666e\u904d\u652f\u6301AI\u5728\u91ab\u7642\u4fdd\u5065\u9818\u57df\u7684\u61c9\u7528\uff0c\u53ea\u8981\u5b83\u80fd\u589e\u5f37\u8b77\u7406\uff0c\u4e26\u5c0a\u91cd\u91ab\u751f\u548c\u60a3\u8005\u7684\u9700\u6c42\u3002\u300d Becker\u4e5f\u540c\u610fAI\u5728\u91ab\u7642\u4fdd\u5065\u65b9\u9762\u6709\u5de8\u5927\u6f5b\u529b\uff0c\u4f46\u300c\u5b83\u6c38\u9060\u4e0d\u8a72\u53d6\u4ee3\u91ab\u751f\u7684\u5c08\u696d\u77e5\u8b58\u548c\u5224\u65b7\u3002\u300d\u5168\u7f8e\u5df2\u6709\u8fd1\u5eff\u500b\u5dde\u8981\u7acb\u985e\u4f3c\u6cd5\u5f8b\uff0c\u6240\u4ee5\u52a0\u5dde\u9019\u56de\u53c8\u7b97\u662f\u8d70\u5728\u524d\u982d\uff0c\u4e0b\u4e00\u6b65\u5c31\u662f\u63a8\u52d5\u806f\u90a6\u7acb\u6cd5\u3002\u65bc\u91ab\u65bc\u75c5\u65bc\u7acb\u6cd5\u8005\uff0c\u5e7e\u4e4e\u6c92\u6709\u4eba\u5426\u5b9aAI\u5728\u91ab\u7642\u4fdd\u5065\u65b9\u9762\u7684\u52a9\u76ca\uff0c\u4f46\u7531\u5b83\u4f86\u66ff\u91ab\u751f\u6216\u60a3\u8005\u4e0b\u6c7a\u5b9a\uff0c\u9019\u53ef\u5c31\u904e\u4e86\u982d\uff0c\u4f55\u6cc1\u5982\u679c\u80cc\u5f8c\u7684\u7406\u7531\u662f\u725f\u5229\u2026 \u8a18\u8005 Pegasus J. Juan\" \/>\n\t\t<meta name=\"twitter:image\" content=\"https:\/\/newsforchinese.com\/v3\/wp-content\/uploads\/2025\/02\/\u91ab\u7642\u7406\u8ce0\u4e5f\u88abAI\u7ba1\u8457.png\" \/>\n\t\t<script type=\"application\/ld+json\" class=\"aioseo-schema\">\n\t\t\t{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"BlogPosting\",\"@id\":\"https:\\\/\\\/newsforchinese.com\\\/v3\\\/2025\\\/03\\\/01\\\/%e9%86%ab%e7%99%82%e7%90%86%e8%b3%a0%e4%b9%9f%e8%a2%abai%e7%ae%a1%e8%91%97\\\/#blogposting\",\"name\":\"\\u91ab\\u7642\\u7406\\u8ce0\\u4e5f\\u88abAI\\u7ba1\\u8457 - News for Chinese \\uff0d \\u820a\\u91d1\\u5c71\\u7063\\u5340No.1\\u514d\\u8cbb\\u83ef\\u4eba\\u793e\\u5340\\u5831\\u7d19\",\"headline\":\"\\u91ab\\u7642\\u7406\\u8ce0\\u4e5f\\u88abAI\\u7ba1\\u8457\",\"author\":{\"@id\":\"https:\\\/\\\/newsforchinese.com\\\/v3\\\/author\\\/laoho\\\/#author\"},\"publisher\":{\"@id\":\"https:\\\/\\\/newsforchinese.com\\\/v3\\\/#organization\"},\"image\":{\"@type\":\"ImageObject\",\"url\":\"https:\\\/\\\/newsforchinese.com\\\/v3\\\/wp-content\\\/uploads\\\/2025\\\/02\\\/\\u91ab\\u7642\\u7406\\u8ce0\\u4e5f\\u88abAI\\u7ba1\\u8457.png\",\"width\":600,\"height\":373},\"datePublished\":\"2025-03-01T06:00:00-08:00\",\"dateModified\":\"2025-02-23T09:10:40-08:00\",\"inLanguage\":\"en-US\",\"mainEntityOfPage\":{\"@id\":\"https:\\\/\\\/newsforchinese.com\\\/v3\\\/2025\\\/03\\\/01\\\/%e9%86%ab%e7%99%82%e7%90%86%e8%b3%a0%e4%b9%9f%e8%a2%abai%e7%ae%a1%e8%91%97\\\/#webpage\"},\"isPartOf\":{\"@id\":\"https:\\\/\\\/newsforchinese.com\\\/v3\\\/2025\\\/03\\\/01\\\/%e9%86%ab%e7%99%82%e7%90%86%e8%b3%a0%e4%b9%9f%e8%a2%abai%e7%ae%a1%e8%91%97\\\/#webpage\"},\"articleSection\":\"\\u5730\\u65b9\\u65b0\\u805e, \\u7126\\u9ede\\u5831\\u5c0e, \\u7f8e\\u570b\\u65b0\\u805e, \\u8ad6\\u58c7, \\u99d0\\u7ad9\\u4f5c\\u5bb6, Oakland, san francisco, san jose, Santa Clara, \\u820a\\u91d1\\u5c71\\u514d\\u8cbb\\u4e2d\\u6587\\u5831\\u7d19, \\u91ab\\u7642\\u7406\\u8ce0\\u4e5f\\u88abAI\\u7ba1\\u8457\"},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\\\/\\\/newsforchinese.com\\\/v3\\\/2025\\\/03\\\/01\\\/%e9%86%ab%e7%99%82%e7%90%86%e8%b3%a0%e4%b9%9f%e8%a2%abai%e7%ae%a1%e8%91%97\\\/#breadcrumblist\",\"itemListElement\":[{\"@type\":\"ListItem\",\"@id\":\"https:\\\/\\\/newsforchinese.com\\\/v3#listItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\\\/\\\/newsforchinese.com\\\/v3\",\"nextItem\":{\"@type\":\"ListItem\",\"@id\":\"https:\\\/\\\/newsforchinese.com\\\/v3\\\/category\\\/local\\\/#listItem\",\"name\":\"\\u5730\\u65b9\\u65b0\\u805e\"}},{\"@type\":\"ListItem\",\"@id\":\"https:\\\/\\\/newsforchinese.com\\\/v3\\\/category\\\/local\\\/#listItem\",\"position\":2,\"name\":\"\\u5730\\u65b9\\u65b0\\u805e\",\"item\":\"https:\\\/\\\/newsforchinese.com\\\/v3\\\/category\\\/local\\\/\",\"nextItem\":{\"@type\":\"ListItem\",\"@id\":\"https:\\\/\\\/newsforchinese.com\\\/v3\\\/2025\\\/03\\\/01\\\/%e9%86%ab%e7%99%82%e7%90%86%e8%b3%a0%e4%b9%9f%e8%a2%abai%e7%ae%a1%e8%91%97\\\/#listItem\",\"name\":\"\\u91ab\\u7642\\u7406\\u8ce0\\u4e5f\\u88abAI\\u7ba1\\u8457\"},\"previousItem\":{\"@type\":\"ListItem\",\"@id\":\"https:\\\/\\\/newsforchinese.com\\\/v3#listItem\",\"name\":\"Home\"}},{\"@type\":\"ListItem\",\"@id\":\"https:\\\/\\\/newsforchinese.com\\\/v3\\\/2025\\\/03\\\/01\\\/%e9%86%ab%e7%99%82%e7%90%86%e8%b3%a0%e4%b9%9f%e8%a2%abai%e7%ae%a1%e8%91%97\\\/#listItem\",\"position\":3,\"name\":\"\\u91ab\\u7642\\u7406\\u8ce0\\u4e5f\\u88abAI\\u7ba1\\u8457\",\"previousItem\":{\"@type\":\"ListItem\",\"@id\":\"https:\\\/\\\/newsforchinese.com\\\/v3\\\/category\\\/local\\\/#listItem\",\"name\":\"\\u5730\\u65b9\\u65b0\\u805e\"}}]},{\"@type\":\"Organization\",\"@id\":\"https:\\\/\\\/newsforchinese.com\\\/v3\\\/#organization\",\"name\":\"News for Chinese \\uff0d \\u820a\\u91d1\\u5c71\\u7063\\u5340No.1\\u514d\\u8cbb\\u83ef\\u4eba\\u793e\\u5340\\u5831\\u7d19\",\"description\":\"\\u8001\\u4e2d\\u5730\\u65b9\\u65b0\\u805e\\u662f\\u820a\\u91d1\\u5c71\\u7063\\u5340No.1\\u514d\\u8cbb\\u65b0\\u805e\\u96c6\\u5718\\uff0c\\u591a\\u5143\\u5316\\u5e73\\u53f0\\u6709\\u65b0\\u805e\\u7db2\\u3001\\u5f71\\u97f3\\u7db2\\u3001AM1450\\u5ee3\\u64ad\\u96fb\\u53f0\\u53ca\\u514d\\u8cbb\\u5168\\u5f69\\u5831\\u7d19\\u3002\\u624b\\u6a5f\\u63d0\\u4f9b\\u6700\\u65b0\\u6700\\u5feb\\u793e\\u5340\\u65b0\\u805e\\uff0c\\u670d\\u52d960\\u842c\\u83ef\\u88d4\\u8b80\\u8005\\u3002\",\"url\":\"https:\\\/\\\/newsforchinese.com\\\/v3\\\/\"},{\"@type\":\"Person\",\"@id\":\"https:\\\/\\\/newsforchinese.com\\\/v3\\\/author\\\/laoho\\\/#author\",\"url\":\"https:\\\/\\\/newsforchinese.com\\\/v3\\\/author\\\/laoho\\\/\",\"name\":\"Raymond\",\"image\":{\"@type\":\"ImageObject\",\"@id\":\"https:\\\/\\\/newsforchinese.com\\\/v3\\\/2025\\\/03\\\/01\\\/%e9%86%ab%e7%99%82%e7%90%86%e8%b3%a0%e4%b9%9f%e8%a2%abai%e7%ae%a1%e8%91%97\\\/#authorImage\",\"url\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/933050d3bba711ae8eed7fe05532e2ceec7ca7198723c94bd86c205bf099f7a2?s=96&d=retro&r=g\",\"width\":96,\"height\":96,\"caption\":\"Raymond\"}},{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/newsforchinese.com\\\/v3\\\/2025\\\/03\\\/01\\\/%e9%86%ab%e7%99%82%e7%90%86%e8%b3%a0%e4%b9%9f%e8%a2%abai%e7%ae%a1%e8%91%97\\\/#webpage\",\"url\":\"https:\\\/\\\/newsforchinese.com\\\/v3\\\/2025\\\/03\\\/01\\\/%e9%86%ab%e7%99%82%e7%90%86%e8%b3%a0%e4%b9%9f%e8%a2%abai%e7%ae%a1%e8%91%97\\\/\",\"name\":\"\\u91ab\\u7642\\u7406\\u8ce0\\u4e5f\\u88abAI\\u7ba1\\u8457 - News for Chinese \\uff0d \\u820a\\u91d1\\u5c71\\u7063\\u5340No.1\\u514d\\u8cbb\\u83ef\\u4eba\\u793e\\u5340\\u5831\\u7d19\",\"description\":\"\\u5728\\u7f8e\\u570b\\u64c1\\u6709\\u91ab\\u7642\\u4fdd\\u96aa\\uff0c\\u53ef\\u4ee5\\u9ad8\\u6795\\u7121\\u6182\\u5730\\u53bb\\u770b\\u91ab\\u751f\\u662f\\u4ef6\\u5e78\\u798f\\u7684\\u4e8b\\uff0c \\u4f46\\u662f\\u6709\\u4e86AI\\u5f8c\\uff0c\\u9019\\u500b\\u4fdd\\u96aa\\u53ef\\u518d\\u4e5f\\u4e0d\\u80fd\\u4fdd\\u969c\\u7121\\u6182\\u4e86\\u3002\\u300c\\u51492021\\u5e74\\uff0c\\uff08\\u5168\\u570b\\uff09\\u6578\\u64da\\u986f\\u793a\\uff0c\\u5065\\u4fdd\\u516c\\u53f8\\u62d2\\u7d55\\u4e86\\u8d85\\u904e\\u56db\\u5343\\u4e5d\\u767e\\u842c\\u4ef6\\u91ab\\u7642\\u7406\\u8ce0\\u7533\\u8acb\\u3002\\u7136\\u800c\\uff0c\\u63d0\\u51fa\\u4e0a\\u8a34\\u7684\\u4fdd\\u6236\\u4e0d\\u52300.2%\\u3002\\u300d \\u9019\\u662f\\u63d0\\u6848\\u52a0\\u5ddeSB 1120\\u865f\\u6cd5\\u6848\\uff08\\u5373\\u300a\\u91ab\\u751f\\u6c7a\\u7b56\\u6cd5\\u300b\\uff09\\uff0cMenlo Park\\u5dde\\u53c3\\u8b70\\u54e1Josh Becker\\uff0c\\u5f15\\u8ff0Kaiser Family Foundation\\u7684\\u6578\\u64da\\u5f8c\\u8aaa\\u7684\\u3002\\u4e5f\\u5e78\\u597d\\u4ed6\\u7684\\u63d0\\u6848\\u5df2\\u65bc\\u53bb\\u5e74\\u4e5d\\u6708\\u7d93\\u5dde\\u9577Gavin Newsom\\u7c3d\\u7f72\\u751f\\u6548\\u4e86\\uff0c\\u81f3\\u5c11\\u5728\\u52a0\\u5dde\\uff0c\\u672a\\u4f86\\u7684\\u5065\\u4fdd\\u516c\\u53f8\\u4e0d\\u53ef\\u518d\\u55ae\\u7368\\u4ee5AI\\u7684\\u6f14\\u7b97\\u6cd5\\u4f86\\u6838\\u51c6\\u8207\\u5426\\u91ab\\u7642\\u7406\\u8ce0\\u3002 \\u6839\\u64da\\u52a0\\u5dde\\u8b77\\u7406\\u5e2b\\u5354\\u67032024\\u5e74\\u7684\\u6578\\u64da\\uff0c\\u52a0\\u5dde\\u6709\\u5927\\u7d0426%\\u7684\\u91ab\\u7642\\u7406\\u8ce0\\u88ab\\u5065\\u4fdd\\u516c\\u53f8\\u7d66\\u62d2\\u7d55\\u3002\\u82e5\\u975e\\u7576\\u4e8b\\u4eba\\u89aa\\u8eab\\u611f\\u53d7\\uff0c\\u5a92\\u9ad4\\u6ce8\\u610f\\u767c\\u8072\\uff0c\\u7acb\\u6cd5\\u59d4\\u54e1\\u5011\\u91cd\\u8996\\u8d95\\u7dca\\u4fee\\u6b63\\uff0c\\u76f8\\u4fe1\\u5927\\u591a\\u6578\\u4eba\\u90fd\\u4e0d\\u6562\\u76f8\\u4fe1\\u7adf\\u6709\\u9019\\u9ebc\\u9ad8\\u7684\\u6bd4\\u4f8b\\u662f\\u770b\\u5b8c\\u91ab\\u751f\\u5f8c\\u6182\\u616e\\u7121\\u6bd4\\u7684\\uff0c\\u9019\\u4e5f\\u662f\\u555f\\u767cBecker\\u8b70\\u54e1\\u8981\\u63d0\\u6848\\u4fee\\u88dc\\u7684\\u56e0\\u7d20\\u4e4b\\u4e00\\u3002 SB 1120\\u6cd5\\u4e26\\u4e0d\\u5b8c\\u5168\\u7981\\u6b62\\u4f7f\\u7528AI\\u6280\\u8853\\uff0c\\u4f46\\u898f\\u5b9a\\u4e86\\u4eba\\u985e\\u7684\\u5224\\u65b7\\u624d\\u662f\\u7406\\u8ce0\\u6c7a\\u7b56\\u7684\\u6838\\u5fc3\\u3002\\u6839\\u64da\\u8a72\\u6cd5\\uff0cAI\\u5de5\\u5177\\u4e0d\\u80fd\\u7528\\u65bc\\u62d2\\u7d55\\u3001\\u5ef6\\u9072\\u6216\\u66f4\\u6539\\u91ab\\u751f\\u8a8d\\u70ba\\u5177\\u6709\\u91ab\\u7642\\u5fc5\\u8981\\u6027\\u7684\\u91ab\\u7642\\u4fdd\\u5065\\u670d\\u52d9\\u3002Becker\\u8b70\\u54e1\\u8aaa\\uff1a\\u300c\\u6f14\\u7b97\\u6cd5\\u7121\\u6cd5\\u5b8c\\u5168\\u7406\\u89e3\\u60a3\\u8005\\u7368\\u7279\\u7684\\u75c5\\u53f2\\u6216\\u9700\\u6c42\\uff0c\\u6feb\\u7528\\u53ef\\u80fd\\u6703\\u5c0e\\u81f4\\u6bc0\\u6ec5\\u6027\\u7684\\u5f8c\\u679c\\u3002\\u9019\\u9805\\u6cd5\\u5f8b\\u78ba\\u4fdd\\u4eba\\u985e\\u76e3\\u7763\\u624d\\u662f\\u91ab\\u7642\\u4fdd\\u5065\\u6c7a\\u7b56\\u7684\\u6838\\u5fc3\\uff0c\\u4fdd\\u969c\\u52a0\\u5dde\\u4eba\\u7372\\u5f97\\u4ed6\\u5011\\u61c9\\u5f97\\u7684\\u512a\\u8cea\\u91ab\\u7642\\u670d\\u52d9\\u3002\\u300d \\u4fdd\\u96aa\\u7406\\u8ce0\\u5be9\\u6838\\u662f\\u4ef6\\u9f90\\u5927\\u53c8\\u8cbb\\u5fc3\\u529b\\u7684\\u5de5\\u4f5c\\uff0c\\u82e5\\u4e0d\\u501f\\u52a9AI\\u65b0\\u5de5\\u5177\\u4f86\\u52a0\\u901f\\u5de5\\u4f5c\\u6548\\u7387\\uff0c\\u7684\\u78ba\\u6703\\u8b93\\u4fdd\\u96aa\\u516c\\u53f8\\u4ed8\\u51fa\\u6c89\\u91cd\\u7684\\u4eba\\u529b\\u6210\\u672c\\uff0c\\u8207\\u627f\\u64d4\\u7406\\u8ce0\\u904e\\u6162\\u7684\\u4fdd\\u6236\\u62b1\\u6028\\uff0c\\u4f46\\u5168\\u9760\\u5b83\\u662f\\u5426\\u4e5f\\u592a\\u4e0d\\u901a\\u300c\\u4eba\\u60c5\\u300d\\uff0c\\u751a\\u81f3\\u53ea\\u662f\\u516c\\u53f8\\u70ba\\u4e86\\u71df\\u904b\\u6210\\u672c\\u800c\\u4fbf\\u5b9c\\u884c\\u4e8b\\u5462\\uff1f2023\\u5e7411\\u670814\\u65e5\\uff0c\\u806f\\u5408\\u5065\\u4fdd\\u516c\\u53f8\\uff08UnitedHealth\\uff09\\u7684\\u5169\\u4f4d\\u5df2\\u53bb\\u4e16\\u4fdd\\u6236\\u7684\\u5bb6\\u4eba\\uff0c\\u5411\\u660e\\u5c3c\\u8607\\u9054\\u5340\\u806f\\u90a6\\u5730\\u5340\\u6cd5\\u9662\\u63d0\\u8d77\\u5c0d\\u9019\\u5bb6\\u5065\\u4fdd\\u5de8\\u982d\\u7684\\u96c6\\u9ad4\\u8a34\\u8a1f\\uff0c\\u6307\\u63a7\\u8a72\\u516c\\u53f8\\u6545\\u610f\\u4f7f\\u7528\\u6709\\u7f3a\\u9677\\u7684AI\\u6f14\\u7b97\\u6cd5\\uff0c\\u62d2\\u7d55\\u652f\\u4ed8\\u70ba\\u8001\\u5e74\\u60a3\\u8005\\u63d0\\u4f9b\\u91ab\\u751f\\u8a8d\\u70ba\\u6709\\u5fc5\\u8981\\u7684\\u9577\\u671f\\u8b77\\u7406\\u4fdd\\u96aa\\u3002 \\u8a34\\u72c0\\u8072\\u7a31\\u806f\\u5408\\u5065\\u4fdd\\u900f\\u904e\\u90e8\\u7f72\\u4e00\\u5957\\u8a72\\u516c\\u53f8\\u5df2\\u77e5\\u932f\\u8aa4\\u7387\\u9ad8\\u9054\\u4e5d\\u6210\\u7684AI\\u6a21\\u578b\\uff0c\\u975e\\u6cd5\\u62d2\\u7d55\\u300c\\u6839\\u64da\\u300a\\u91ab\\u7642\\u4fdd\\u96aa\\u512a\\u52e2\\u8a08\\u5283\\u300b\\uff0c\\u61c9\\u5411\\u8001\\u5e74\\u60a3\\u8005\\u63d0\\u4f9b\\u7684\\u8b77\\u7406\\u300d\\uff0c\\u63a8\\u7ffb\\u4e86\\u60a3\\u8005\\u91ab\\u751f\\u95dc\\u65bc\\u9019\\u4e9b\\u8cbb\\u7528\\u6709\\u91ab\\u7642\\u4e0a\\u5fc5\\u8981\\u7684\\u6c7a\\u7b56\\u3002\\u8a34\\u72c0\\u5beb\\u9053\\uff1a\\u300c\\u5168\\u570b\\u7684\\u9ad8\\u9f61\\u8005\\u88ab\\u904e\\u65e9\\u5730\\u8d95\\u51fa\\u8b77\\u7406\\u6a5f\\u69cb\\uff0c\\u6216\\u88ab\\u8feb\\u8017\\u76e1\\u5bb6\\u5ead\\u7a4d\\u84c4\\u624d\\u80fd\\u7e7c\\u7e8c\\u63a5\\u53d7\\u5fc5\\u8981\\u7684\\u91ab\\u7642\\u8b77\\u7406\\uff0c\\u9019\\u4e00\\u5207\\u90fd\\u662f\\u56e0\\u70ba\\uff08\\u806f\\u5408\\u5065\\u5eb7\\u7684\\uff09AI\\u6a21\\u578b\\u300e\\u4e0d\\u540c\\u610f\\u300f\\u4ed6\\u5011\\u7684\\u771f\\u5be6\\u91ab\\u751f\\u7684\\u6c7a\\u5b9a\\u3002\\u300d \\u906d\\u6307\\u63a7\\u7684AI\\u662fNaviHealth\\u6240\\u958b\\u767c\\u7684\\u540d\\u70ba\\u201cnH Predict\\u201d\\u6a21\\u578b\\uff0c\\u8a34\\u8a1f\\u7a31\\u5b83\\u5e6b\\u52a9\\u4fdd\\u96aa\\u516c\\u53f8\\u80fd\\u5920\\u300c\\u904e\\u65e9\\u4e14\\u60e1\\u610f\\u5730\\u505c\\u6b62\\u5411\\u5176\\u8001\\u5e74\\u4fdd\\u6236\\u652f\\u4ed8\\u7406\\u8ce0\\u300d\\u3002\\u4f46NaviHealth\\u767c\\u8a00\\u4ebaAaron Albright\\u5c0d\\u5a92\\u9ad4\\u8868\\u793a\\uff0c\\u9019\\u5957AI\\u5de5\\u5177\\u4e26\\u4e0d\\u662f\\u7528\\u4f86\\u505a\\u7406\\u8ce0\\u6c7a\\u7b56\\u7684\\uff0c\\u800c\\u662f\\u505a\\u70ba\\u300c\\u5e6b\\u52a9(\\u806f\\u5408\\u5065\\u4fdd)\\u544a\\u77e5\\u91ab\\u7642\\u670d\\u52d9\\u63d0\\u4f9b\\u8005\\u7684\\u4e00\\u9805\\u6307\\u5357\\u2026\\u60a3\\u8005\\u53ef\\u80fd\\u9700\\u8981\\u4ec0\\u9ebc\\u6a23\\u7684\\u5e6b\\u52a9\\u548c\\u7167\\u8b77\\u3002\\u300d\\u4ed6\\u5f37\\u8abf\\uff0c\\u7406\\u8ce0\\u6c7a\\u5b9a\\u6700\\u7d42\\u300c\\u57fa\\u65bcCMS\\u627f\\u4fdd\\u6a19\\u6e96\\u548c\\u4fdd\\u6236\\u4fdd\\u55ae\\u7684\\u689d\\u6b3e\\u300d\\uff0c\\u4e26\\u88dc\\u5145\\u8aaa\\u8a72\\u8a34\\u8a1f\\u300c\\u6c92\\u6709\\u4efb\\u4f55\\u4f9d\\u64da\\u300d\\u3002 \\u7528AI\\u4f86\\u5e6b\\u52a9\\u4eba\\u5de5\\u5be9\\u6838\\u5728\\u696d\\u754c\\u65e9\\u5df2\\u4e0d\\u662f\\u65b0\\u805e\\uff0c\\u66f4\\u662f\\u7121\\u6b62\\u76e1\\u7684\\u8faf\\u8ad6\\uff0c\\u5c08\\u5bb6\\u5011\\u7a31\\u4e4b\\u70ba\\u4e00\\u96bb\\u4eba\\u5de5\\u667a\\u6167\\u7684\\u624b\\u81c2\\uff0c\\u800c\\u9019\\u96bb\\u624b\\u6703\\u4f38\\u9032\\u6240\\u8b02\\u7684\\u300c\\u6162\\u52d5\\u4f5cHAL 9000\\u300d\\u6548\\u61c9\\u4e2d\\u3002\\u9019\\u662f\\u4ee5\\u96fb\\u5f71\\u300a2001\\uff1a\\u592a\\u7a7a\\u6f2b\\u904a\\u300b\\u4e2d\\u72e1\\u733e\\u7684\\u6a5f\\u5668\\u4eba\\u547d\\u540d\\uff0c\\u5b83\\u6703\\u6709\\u689d\\u4e0d\\u7d0a\\u5730\\u7de9\\u6162\\u95dc\\u9589\\u51ac\\u7720\\u592a\\u7a7a\\u4eba\\u7684\\u7dad\\u751f\\u7cfb\\u7d71\\uff0c\\u5c0e\\u81f4\\u4ed6\\u5011\\u6700\\u7d42\\u6b7b\\u4ea1\\uff0c\\u6240\\u4ee5\\u9019\\u6548\\u61c9\\u8b93\\u91ab\\u9662\\u548c\\u91ab\\u751f\\u5011\\uff0c\\u8207\\u4fdd\\u96aa\\u516c\\u53f8\\u9677\\u5165\\u4e00\\u7a2e\\u5c0d\\u7acb\\u3002 \\u5021\\u8b70\\u5728\\u91ab\\u7642\\u4fdd\\u5065\\u65b9\\u9762\\u4ee5\\u4eba\\u70ba\\u672c\\u7684\\u7d44\\u7e54Phicil-itate Change LLC\\uff0c\\u57f7\\u884c\\u9577Sheila Phicil\\u8aaa\\uff1a\\u300c\\u806f\\u5408\\u5065\\u4fdd\\u5229\\u7528AI\\u505a\\u4e86\\u4e00\\u4e9b\\u597d\\u4e8b\\uff0c\\u56e0\\u70ba\\u5b83\\u6d89\\u53ca\\u5230\\u8b58\\u5225\\u548c\\u89e3\\u6c7a\\u5065\\u5eb7\\u7684\\u793e\\u6703\\u6c7a\\u5b9a\\u56e0\\u7d20\\u3002\\u4f46\\u9019\\u540c\\u6a23\\u7684AI\\u5de5\\u5177\\uff0c\\u537b\\u4e5f\\u5c0e\\u81f4\\u5927\\u898f\\u6a21\\u62d2\\u7d55\\u75c5\\u60a3\\u7167\\u8b77\\uff0c\\u51cc\\u99d5\\u65bc\\u91ab\\u7642\\u5c08\\u696d\\u4eba\\u54e1\\u7684\\u5224\\u65b7\\u4e4b\\u4e0a\\u3002\\u9019\\u78ba\\u5be6\\u662f\\u4e00\\u628a\\u96d9\\u9762\\u5203\\u3002\\u300d \\u9f13\\u5439\\u628a\\u91ab\\u7642\\u5e33\\u55ae\\u8f49\\u6210\\u91ab\\u7642\\u4fdd\\u5065\\u524d\\u9032\\u52d5\\u529b\\u7684Medical Bill Gurus\\uff0c\\u57f7\\u884c\\u9577Daniel Lynch\\u63a5\\u53d7\\u63a1\\u8a2a\\u6642\\u8868\\u793a\\uff1a\\u300c\\u6211\\u6beb\\u4e0d\\u61f7\\u7591\\u5176\\u5b83\\u4fdd\\u96aa\\u516c\\u53f8\\u4e5f\\u5728\\u4f7f\\u7528AI\\u4f86\\u5c0b\\u627e\\u62d2\\u7d55\\u7406\\u8ce0\\u7684\\u65b0\\u65b9\\u6cd5\\u3002\\u73fe\\u5be6\\u60c5\\u6cc1\\u662f\\uff0c\\u4fdd\\u96aa\\u516c\\u53f8\\u6703\\u5148\\u62d2\\u8ce0\\uff0c\\u7136\\u5f8c\\u770b\\u770b\\u662f\\u5426\\u6709\\u4eba\\u4e0a\\u8a34\\u3002\\u8a31\\u591a\\u88ab\\u62d2\\u7d55\\u7684\\u7406\\u8ce0\\u90fd\\u662f\\u7531\\u65bc\\u4e00\\u4e9b\\u5bb9\\u6613\\u89e3\\u6c7a\\u7684\\u932f\\u8aa4\\u9020\\u6210\\u7684\\uff0c\\u9019\\u5c31\\u662f2024-25\\u5e74\\u91ab\\u7642\\u4fdd\\u5065\\u7684\\u73fe\\u5be6\\u3002\\u300d \\u5171\\u540c\\u63a8\\u52d5\\u52a0\\u5ddeSB 1120\\u6cd5\\u7684\\u52a0\\u5dde\\u91ab\\u5b78\\u6703\\uff0c\\u767c\\u8a00\\u4ebaErin Mellon\\u5f37\\u8abf\\u4fdd\\u8b77\\u91ab\\u75c5\\u95dc\\u4fc2\\u7684\\u91cd\\u8981\\u6027\\u3002\\u5979\\u8aaa\\uff1a\\u300cAI\\u6709\\u6539\\u5584\\u60a3\\u8005\\u8b77\\u7406\\u7684\\u6f5b\\u529b\\uff0c\\u4f46\\u5b83\\u4e0d\\u61c9\\u8a72\\u640d\\u5bb3\\u6216\\u53d6\\u4ee3\\u9019\\u7a2e\\u95dc\\u4fc2\\u3002\\u91ab\\u751f\\u666e\\u904d\\u652f\\u6301AI\\u5728\\u91ab\\u7642\\u4fdd\\u5065\\u9818\\u57df\\u7684\\u61c9\\u7528\\uff0c\\u53ea\\u8981\\u5b83\\u80fd\\u589e\\u5f37\\u8b77\\u7406\\uff0c\\u4e26\\u5c0a\\u91cd\\u91ab\\u751f\\u548c\\u60a3\\u8005\\u7684\\u9700\\u6c42\\u3002\\u300d Becker\\u4e5f\\u540c\\u610fAI\\u5728\\u91ab\\u7642\\u4fdd\\u5065\\u65b9\\u9762\\u6709\\u5de8\\u5927\\u6f5b\\u529b\\uff0c\\u4f46\\u300c\\u5b83\\u6c38\\u9060\\u4e0d\\u8a72\\u53d6\\u4ee3\\u91ab\\u751f\\u7684\\u5c08\\u696d\\u77e5\\u8b58\\u548c\\u5224\\u65b7\\u3002\\u300d\\u5168\\u7f8e\\u5df2\\u6709\\u8fd1\\u5eff\\u500b\\u5dde\\u8981\\u7acb\\u985e\\u4f3c\\u6cd5\\u5f8b\\uff0c\\u6240\\u4ee5\\u52a0\\u5dde\\u9019\\u56de\\u53c8\\u7b97\\u662f\\u8d70\\u5728\\u524d\\u982d\\uff0c\\u4e0b\\u4e00\\u6b65\\u5c31\\u662f\\u63a8\\u52d5\\u806f\\u90a6\\u7acb\\u6cd5\\u3002\\u65bc\\u91ab\\u65bc\\u75c5\\u65bc\\u7acb\\u6cd5\\u8005\\uff0c\\u5e7e\\u4e4e\\u6c92\\u6709\\u4eba\\u5426\\u5b9aAI\\u5728\\u91ab\\u7642\\u4fdd\\u5065\\u65b9\\u9762\\u7684\\u52a9\\u76ca\\uff0c\\u4f46\\u7531\\u5b83\\u4f86\\u66ff\\u91ab\\u751f\\u6216\\u60a3\\u8005\\u4e0b\\u6c7a\\u5b9a\\uff0c\\u9019\\u53ef\\u5c31\\u904e\\u4e86\\u982d\\uff0c\\u4f55\\u6cc1\\u5982\\u679c\\u80cc\\u5f8c\\u7684\\u7406\\u7531\\u662f\\u725f\\u5229\\u2026 \\u8a18\\u8005 Pegasus J. Juan\",\"inLanguage\":\"en-US\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/newsforchinese.com\\\/v3\\\/#website\"},\"breadcrumb\":{\"@id\":\"https:\\\/\\\/newsforchinese.com\\\/v3\\\/2025\\\/03\\\/01\\\/%e9%86%ab%e7%99%82%e7%90%86%e8%b3%a0%e4%b9%9f%e8%a2%abai%e7%ae%a1%e8%91%97\\\/#breadcrumblist\"},\"author\":{\"@id\":\"https:\\\/\\\/newsforchinese.com\\\/v3\\\/author\\\/laoho\\\/#author\"},\"creator\":{\"@id\":\"https:\\\/\\\/newsforchinese.com\\\/v3\\\/author\\\/laoho\\\/#author\"},\"image\":{\"@type\":\"ImageObject\",\"url\":\"https:\\\/\\\/newsforchinese.com\\\/v3\\\/wp-content\\\/uploads\\\/2025\\\/02\\\/\\u91ab\\u7642\\u7406\\u8ce0\\u4e5f\\u88abAI\\u7ba1\\u8457.png\",\"@id\":\"https:\\\/\\\/newsforchinese.com\\\/v3\\\/2025\\\/03\\\/01\\\/%e9%86%ab%e7%99%82%e7%90%86%e8%b3%a0%e4%b9%9f%e8%a2%abai%e7%ae%a1%e8%91%97\\\/#mainImage\",\"width\":600,\"height\":373},\"primaryImageOfPage\":{\"@id\":\"https:\\\/\\\/newsforchinese.com\\\/v3\\\/2025\\\/03\\\/01\\\/%e9%86%ab%e7%99%82%e7%90%86%e8%b3%a0%e4%b9%9f%e8%a2%abai%e7%ae%a1%e8%91%97\\\/#mainImage\"},\"datePublished\":\"2025-03-01T06:00:00-08:00\",\"dateModified\":\"2025-02-23T09:10:40-08:00\"},{\"@type\":\"WebSite\",\"@id\":\"https:\\\/\\\/newsforchinese.com\\\/v3\\\/#website\",\"url\":\"https:\\\/\\\/newsforchinese.com\\\/v3\\\/\",\"name\":\"News for Chinese \\uff0d \\u820a\\u91d1\\u5c71\\u7063\\u5340No.1\\u514d\\u8cbb\\u83ef\\u4eba\\u793e\\u5340\\u5831\\u7d19\",\"description\":\"\\u8001\\u4e2d\\u5730\\u65b9\\u65b0\\u805e\\u662f\\u820a\\u91d1\\u5c71\\u7063\\u5340No.1\\u514d\\u8cbb\\u65b0\\u805e\\u96c6\\u5718\\uff0c\\u591a\\u5143\\u5316\\u5e73\\u53f0\\u6709\\u65b0\\u805e\\u7db2\\u3001\\u5f71\\u97f3\\u7db2\\u3001AM1450\\u5ee3\\u64ad\\u96fb\\u53f0\\u53ca\\u514d\\u8cbb\\u5168\\u5f69\\u5831\\u7d19\\u3002\\u624b\\u6a5f\\u63d0\\u4f9b\\u6700\\u65b0\\u6700\\u5feb\\u793e\\u5340\\u65b0\\u805e\\uff0c\\u670d\\u52d960\\u842c\\u83ef\\u88d4\\u8b80\\u8005\\u3002\",\"inLanguage\":\"en-US\",\"publisher\":{\"@id\":\"https:\\\/\\\/newsforchinese.com\\\/v3\\\/#organization\"}}]}\n\t\t<\/script>\n\t\t<!-- All in One SEO -->\n\n","aioseo_head_json":{"title":"\u91ab\u7642\u7406\u8ce0\u4e5f\u88abAI\u7ba1\u8457 - News for Chinese \uff0d \u820a\u91d1\u5c71\u7063\u5340No.1\u514d\u8cbb\u83ef\u4eba\u793e\u5340\u5831\u7d19","description":"\u5728\u7f8e\u570b\u64c1\u6709\u91ab\u7642\u4fdd\u96aa\uff0c\u53ef\u4ee5\u9ad8\u6795\u7121\u6182\u5730\u53bb\u770b\u91ab\u751f\u662f\u4ef6\u5e78\u798f\u7684\u4e8b\uff0c \u4f46\u662f\u6709\u4e86AI\u5f8c\uff0c\u9019\u500b\u4fdd\u96aa\u53ef\u518d\u4e5f\u4e0d\u80fd\u4fdd\u969c\u7121\u6182\u4e86\u3002\u300c\u51492021\u5e74\uff0c\uff08\u5168\u570b\uff09\u6578\u64da\u986f\u793a\uff0c\u5065\u4fdd\u516c\u53f8\u62d2\u7d55\u4e86\u8d85\u904e\u56db\u5343\u4e5d\u767e\u842c\u4ef6\u91ab\u7642\u7406\u8ce0\u7533\u8acb\u3002\u7136\u800c\uff0c\u63d0\u51fa\u4e0a\u8a34\u7684\u4fdd\u6236\u4e0d\u52300.2%\u3002\u300d \u9019\u662f\u63d0\u6848\u52a0\u5ddeSB 1120\u865f\u6cd5\u6848\uff08\u5373\u300a\u91ab\u751f\u6c7a\u7b56\u6cd5\u300b\uff09\uff0cMenlo Park\u5dde\u53c3\u8b70\u54e1Josh Becker\uff0c\u5f15\u8ff0Kaiser Family Foundation\u7684\u6578\u64da\u5f8c\u8aaa\u7684\u3002\u4e5f\u5e78\u597d\u4ed6\u7684\u63d0\u6848\u5df2\u65bc\u53bb\u5e74\u4e5d\u6708\u7d93\u5dde\u9577Gavin Newsom\u7c3d\u7f72\u751f\u6548\u4e86\uff0c\u81f3\u5c11\u5728\u52a0\u5dde\uff0c\u672a\u4f86\u7684\u5065\u4fdd\u516c\u53f8\u4e0d\u53ef\u518d\u55ae\u7368\u4ee5AI\u7684\u6f14\u7b97\u6cd5\u4f86\u6838\u51c6\u8207\u5426\u91ab\u7642\u7406\u8ce0\u3002 \u6839\u64da\u52a0\u5dde\u8b77\u7406\u5e2b\u5354\u67032024\u5e74\u7684\u6578\u64da\uff0c\u52a0\u5dde\u6709\u5927\u7d0426%\u7684\u91ab\u7642\u7406\u8ce0\u88ab\u5065\u4fdd\u516c\u53f8\u7d66\u62d2\u7d55\u3002\u82e5\u975e\u7576\u4e8b\u4eba\u89aa\u8eab\u611f\u53d7\uff0c\u5a92\u9ad4\u6ce8\u610f\u767c\u8072\uff0c\u7acb\u6cd5\u59d4\u54e1\u5011\u91cd\u8996\u8d95\u7dca\u4fee\u6b63\uff0c\u76f8\u4fe1\u5927\u591a\u6578\u4eba\u90fd\u4e0d\u6562\u76f8\u4fe1\u7adf\u6709\u9019\u9ebc\u9ad8\u7684\u6bd4\u4f8b\u662f\u770b\u5b8c\u91ab\u751f\u5f8c\u6182\u616e\u7121\u6bd4\u7684\uff0c\u9019\u4e5f\u662f\u555f\u767cBecker\u8b70\u54e1\u8981\u63d0\u6848\u4fee\u88dc\u7684\u56e0\u7d20\u4e4b\u4e00\u3002 SB 1120\u6cd5\u4e26\u4e0d\u5b8c\u5168\u7981\u6b62\u4f7f\u7528AI\u6280\u8853\uff0c\u4f46\u898f\u5b9a\u4e86\u4eba\u985e\u7684\u5224\u65b7\u624d\u662f\u7406\u8ce0\u6c7a\u7b56\u7684\u6838\u5fc3\u3002\u6839\u64da\u8a72\u6cd5\uff0cAI\u5de5\u5177\u4e0d\u80fd\u7528\u65bc\u62d2\u7d55\u3001\u5ef6\u9072\u6216\u66f4\u6539\u91ab\u751f\u8a8d\u70ba\u5177\u6709\u91ab\u7642\u5fc5\u8981\u6027\u7684\u91ab\u7642\u4fdd\u5065\u670d\u52d9\u3002Becker\u8b70\u54e1\u8aaa\uff1a\u300c\u6f14\u7b97\u6cd5\u7121\u6cd5\u5b8c\u5168\u7406\u89e3\u60a3\u8005\u7368\u7279\u7684\u75c5\u53f2\u6216\u9700\u6c42\uff0c\u6feb\u7528\u53ef\u80fd\u6703\u5c0e\u81f4\u6bc0\u6ec5\u6027\u7684\u5f8c\u679c\u3002\u9019\u9805\u6cd5\u5f8b\u78ba\u4fdd\u4eba\u985e\u76e3\u7763\u624d\u662f\u91ab\u7642\u4fdd\u5065\u6c7a\u7b56\u7684\u6838\u5fc3\uff0c\u4fdd\u969c\u52a0\u5dde\u4eba\u7372\u5f97\u4ed6\u5011\u61c9\u5f97\u7684\u512a\u8cea\u91ab\u7642\u670d\u52d9\u3002\u300d \u4fdd\u96aa\u7406\u8ce0\u5be9\u6838\u662f\u4ef6\u9f90\u5927\u53c8\u8cbb\u5fc3\u529b\u7684\u5de5\u4f5c\uff0c\u82e5\u4e0d\u501f\u52a9AI\u65b0\u5de5\u5177\u4f86\u52a0\u901f\u5de5\u4f5c\u6548\u7387\uff0c\u7684\u78ba\u6703\u8b93\u4fdd\u96aa\u516c\u53f8\u4ed8\u51fa\u6c89\u91cd\u7684\u4eba\u529b\u6210\u672c\uff0c\u8207\u627f\u64d4\u7406\u8ce0\u904e\u6162\u7684\u4fdd\u6236\u62b1\u6028\uff0c\u4f46\u5168\u9760\u5b83\u662f\u5426\u4e5f\u592a\u4e0d\u901a\u300c\u4eba\u60c5\u300d\uff0c\u751a\u81f3\u53ea\u662f\u516c\u53f8\u70ba\u4e86\u71df\u904b\u6210\u672c\u800c\u4fbf\u5b9c\u884c\u4e8b\u5462\uff1f2023\u5e7411\u670814\u65e5\uff0c\u806f\u5408\u5065\u4fdd\u516c\u53f8\uff08UnitedHealth\uff09\u7684\u5169\u4f4d\u5df2\u53bb\u4e16\u4fdd\u6236\u7684\u5bb6\u4eba\uff0c\u5411\u660e\u5c3c\u8607\u9054\u5340\u806f\u90a6\u5730\u5340\u6cd5\u9662\u63d0\u8d77\u5c0d\u9019\u5bb6\u5065\u4fdd\u5de8\u982d\u7684\u96c6\u9ad4\u8a34\u8a1f\uff0c\u6307\u63a7\u8a72\u516c\u53f8\u6545\u610f\u4f7f\u7528\u6709\u7f3a\u9677\u7684AI\u6f14\u7b97\u6cd5\uff0c\u62d2\u7d55\u652f\u4ed8\u70ba\u8001\u5e74\u60a3\u8005\u63d0\u4f9b\u91ab\u751f\u8a8d\u70ba\u6709\u5fc5\u8981\u7684\u9577\u671f\u8b77\u7406\u4fdd\u96aa\u3002 \u8a34\u72c0\u8072\u7a31\u806f\u5408\u5065\u4fdd\u900f\u904e\u90e8\u7f72\u4e00\u5957\u8a72\u516c\u53f8\u5df2\u77e5\u932f\u8aa4\u7387\u9ad8\u9054\u4e5d\u6210\u7684AI\u6a21\u578b\uff0c\u975e\u6cd5\u62d2\u7d55\u300c\u6839\u64da\u300a\u91ab\u7642\u4fdd\u96aa\u512a\u52e2\u8a08\u5283\u300b\uff0c\u61c9\u5411\u8001\u5e74\u60a3\u8005\u63d0\u4f9b\u7684\u8b77\u7406\u300d\uff0c\u63a8\u7ffb\u4e86\u60a3\u8005\u91ab\u751f\u95dc\u65bc\u9019\u4e9b\u8cbb\u7528\u6709\u91ab\u7642\u4e0a\u5fc5\u8981\u7684\u6c7a\u7b56\u3002\u8a34\u72c0\u5beb\u9053\uff1a\u300c\u5168\u570b\u7684\u9ad8\u9f61\u8005\u88ab\u904e\u65e9\u5730\u8d95\u51fa\u8b77\u7406\u6a5f\u69cb\uff0c\u6216\u88ab\u8feb\u8017\u76e1\u5bb6\u5ead\u7a4d\u84c4\u624d\u80fd\u7e7c\u7e8c\u63a5\u53d7\u5fc5\u8981\u7684\u91ab\u7642\u8b77\u7406\uff0c\u9019\u4e00\u5207\u90fd\u662f\u56e0\u70ba\uff08\u806f\u5408\u5065\u5eb7\u7684\uff09AI\u6a21\u578b\u300e\u4e0d\u540c\u610f\u300f\u4ed6\u5011\u7684\u771f\u5be6\u91ab\u751f\u7684\u6c7a\u5b9a\u3002\u300d \u906d\u6307\u63a7\u7684AI\u662fNaviHealth\u6240\u958b\u767c\u7684\u540d\u70ba\u201cnH Predict\u201d\u6a21\u578b\uff0c\u8a34\u8a1f\u7a31\u5b83\u5e6b\u52a9\u4fdd\u96aa\u516c\u53f8\u80fd\u5920\u300c\u904e\u65e9\u4e14\u60e1\u610f\u5730\u505c\u6b62\u5411\u5176\u8001\u5e74\u4fdd\u6236\u652f\u4ed8\u7406\u8ce0\u300d\u3002\u4f46NaviHealth\u767c\u8a00\u4ebaAaron Albright\u5c0d\u5a92\u9ad4\u8868\u793a\uff0c\u9019\u5957AI\u5de5\u5177\u4e26\u4e0d\u662f\u7528\u4f86\u505a\u7406\u8ce0\u6c7a\u7b56\u7684\uff0c\u800c\u662f\u505a\u70ba\u300c\u5e6b\u52a9(\u806f\u5408\u5065\u4fdd)\u544a\u77e5\u91ab\u7642\u670d\u52d9\u63d0\u4f9b\u8005\u7684\u4e00\u9805\u6307\u5357\u2026\u60a3\u8005\u53ef\u80fd\u9700\u8981\u4ec0\u9ebc\u6a23\u7684\u5e6b\u52a9\u548c\u7167\u8b77\u3002\u300d\u4ed6\u5f37\u8abf\uff0c\u7406\u8ce0\u6c7a\u5b9a\u6700\u7d42\u300c\u57fa\u65bcCMS\u627f\u4fdd\u6a19\u6e96\u548c\u4fdd\u6236\u4fdd\u55ae\u7684\u689d\u6b3e\u300d\uff0c\u4e26\u88dc\u5145\u8aaa\u8a72\u8a34\u8a1f\u300c\u6c92\u6709\u4efb\u4f55\u4f9d\u64da\u300d\u3002 \u7528AI\u4f86\u5e6b\u52a9\u4eba\u5de5\u5be9\u6838\u5728\u696d\u754c\u65e9\u5df2\u4e0d\u662f\u65b0\u805e\uff0c\u66f4\u662f\u7121\u6b62\u76e1\u7684\u8faf\u8ad6\uff0c\u5c08\u5bb6\u5011\u7a31\u4e4b\u70ba\u4e00\u96bb\u4eba\u5de5\u667a\u6167\u7684\u624b\u81c2\uff0c\u800c\u9019\u96bb\u624b\u6703\u4f38\u9032\u6240\u8b02\u7684\u300c\u6162\u52d5\u4f5cHAL 9000\u300d\u6548\u61c9\u4e2d\u3002\u9019\u662f\u4ee5\u96fb\u5f71\u300a2001\uff1a\u592a\u7a7a\u6f2b\u904a\u300b\u4e2d\u72e1\u733e\u7684\u6a5f\u5668\u4eba\u547d\u540d\uff0c\u5b83\u6703\u6709\u689d\u4e0d\u7d0a\u5730\u7de9\u6162\u95dc\u9589\u51ac\u7720\u592a\u7a7a\u4eba\u7684\u7dad\u751f\u7cfb\u7d71\uff0c\u5c0e\u81f4\u4ed6\u5011\u6700\u7d42\u6b7b\u4ea1\uff0c\u6240\u4ee5\u9019\u6548\u61c9\u8b93\u91ab\u9662\u548c\u91ab\u751f\u5011\uff0c\u8207\u4fdd\u96aa\u516c\u53f8\u9677\u5165\u4e00\u7a2e\u5c0d\u7acb\u3002 \u5021\u8b70\u5728\u91ab\u7642\u4fdd\u5065\u65b9\u9762\u4ee5\u4eba\u70ba\u672c\u7684\u7d44\u7e54Phicil-itate Change LLC\uff0c\u57f7\u884c\u9577Sheila Phicil\u8aaa\uff1a\u300c\u806f\u5408\u5065\u4fdd\u5229\u7528AI\u505a\u4e86\u4e00\u4e9b\u597d\u4e8b\uff0c\u56e0\u70ba\u5b83\u6d89\u53ca\u5230\u8b58\u5225\u548c\u89e3\u6c7a\u5065\u5eb7\u7684\u793e\u6703\u6c7a\u5b9a\u56e0\u7d20\u3002\u4f46\u9019\u540c\u6a23\u7684AI\u5de5\u5177\uff0c\u537b\u4e5f\u5c0e\u81f4\u5927\u898f\u6a21\u62d2\u7d55\u75c5\u60a3\u7167\u8b77\uff0c\u51cc\u99d5\u65bc\u91ab\u7642\u5c08\u696d\u4eba\u54e1\u7684\u5224\u65b7\u4e4b\u4e0a\u3002\u9019\u78ba\u5be6\u662f\u4e00\u628a\u96d9\u9762\u5203\u3002\u300d \u9f13\u5439\u628a\u91ab\u7642\u5e33\u55ae\u8f49\u6210\u91ab\u7642\u4fdd\u5065\u524d\u9032\u52d5\u529b\u7684Medical Bill Gurus\uff0c\u57f7\u884c\u9577Daniel Lynch\u63a5\u53d7\u63a1\u8a2a\u6642\u8868\u793a\uff1a\u300c\u6211\u6beb\u4e0d\u61f7\u7591\u5176\u5b83\u4fdd\u96aa\u516c\u53f8\u4e5f\u5728\u4f7f\u7528AI\u4f86\u5c0b\u627e\u62d2\u7d55\u7406\u8ce0\u7684\u65b0\u65b9\u6cd5\u3002\u73fe\u5be6\u60c5\u6cc1\u662f\uff0c\u4fdd\u96aa\u516c\u53f8\u6703\u5148\u62d2\u8ce0\uff0c\u7136\u5f8c\u770b\u770b\u662f\u5426\u6709\u4eba\u4e0a\u8a34\u3002\u8a31\u591a\u88ab\u62d2\u7d55\u7684\u7406\u8ce0\u90fd\u662f\u7531\u65bc\u4e00\u4e9b\u5bb9\u6613\u89e3\u6c7a\u7684\u932f\u8aa4\u9020\u6210\u7684\uff0c\u9019\u5c31\u662f2024-25\u5e74\u91ab\u7642\u4fdd\u5065\u7684\u73fe\u5be6\u3002\u300d \u5171\u540c\u63a8\u52d5\u52a0\u5ddeSB 1120\u6cd5\u7684\u52a0\u5dde\u91ab\u5b78\u6703\uff0c\u767c\u8a00\u4ebaErin Mellon\u5f37\u8abf\u4fdd\u8b77\u91ab\u75c5\u95dc\u4fc2\u7684\u91cd\u8981\u6027\u3002\u5979\u8aaa\uff1a\u300cAI\u6709\u6539\u5584\u60a3\u8005\u8b77\u7406\u7684\u6f5b\u529b\uff0c\u4f46\u5b83\u4e0d\u61c9\u8a72\u640d\u5bb3\u6216\u53d6\u4ee3\u9019\u7a2e\u95dc\u4fc2\u3002\u91ab\u751f\u666e\u904d\u652f\u6301AI\u5728\u91ab\u7642\u4fdd\u5065\u9818\u57df\u7684\u61c9\u7528\uff0c\u53ea\u8981\u5b83\u80fd\u589e\u5f37\u8b77\u7406\uff0c\u4e26\u5c0a\u91cd\u91ab\u751f\u548c\u60a3\u8005\u7684\u9700\u6c42\u3002\u300d Becker\u4e5f\u540c\u610fAI\u5728\u91ab\u7642\u4fdd\u5065\u65b9\u9762\u6709\u5de8\u5927\u6f5b\u529b\uff0c\u4f46\u300c\u5b83\u6c38\u9060\u4e0d\u8a72\u53d6\u4ee3\u91ab\u751f\u7684\u5c08\u696d\u77e5\u8b58\u548c\u5224\u65b7\u3002\u300d\u5168\u7f8e\u5df2\u6709\u8fd1\u5eff\u500b\u5dde\u8981\u7acb\u985e\u4f3c\u6cd5\u5f8b\uff0c\u6240\u4ee5\u52a0\u5dde\u9019\u56de\u53c8\u7b97\u662f\u8d70\u5728\u524d\u982d\uff0c\u4e0b\u4e00\u6b65\u5c31\u662f\u63a8\u52d5\u806f\u90a6\u7acb\u6cd5\u3002\u65bc\u91ab\u65bc\u75c5\u65bc\u7acb\u6cd5\u8005\uff0c\u5e7e\u4e4e\u6c92\u6709\u4eba\u5426\u5b9aAI\u5728\u91ab\u7642\u4fdd\u5065\u65b9\u9762\u7684\u52a9\u76ca\uff0c\u4f46\u7531\u5b83\u4f86\u66ff\u91ab\u751f\u6216\u60a3\u8005\u4e0b\u6c7a\u5b9a\uff0c\u9019\u53ef\u5c31\u904e\u4e86\u982d\uff0c\u4f55\u6cc1\u5982\u679c\u80cc\u5f8c\u7684\u7406\u7531\u662f\u725f\u5229\u2026 \u8a18\u8005 Pegasus J. Juan","canonical_url":"https:\/\/newsforchinese.com\/v3\/2025\/03\/01\/%e9%86%ab%e7%99%82%e7%90%86%e8%b3%a0%e4%b9%9f%e8%a2%abai%e7%ae%a1%e8%91%97\/","robots":"max-image-preview:large","keywords":"","webmasterTools":{"miscellaneous":"&lt;meta name=\"google-adsense-account\" content=\"ca-pub-9175855296033541\"&gt;"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"BlogPosting","@id":"https:\/\/newsforchinese.com\/v3\/2025\/03\/01\/%e9%86%ab%e7%99%82%e7%90%86%e8%b3%a0%e4%b9%9f%e8%a2%abai%e7%ae%a1%e8%91%97\/#blogposting","name":"\u91ab\u7642\u7406\u8ce0\u4e5f\u88abAI\u7ba1\u8457 - News for Chinese \uff0d \u820a\u91d1\u5c71\u7063\u5340No.1\u514d\u8cbb\u83ef\u4eba\u793e\u5340\u5831\u7d19","headline":"\u91ab\u7642\u7406\u8ce0\u4e5f\u88abAI\u7ba1\u8457","author":{"@id":"https:\/\/newsforchinese.com\/v3\/author\/laoho\/#author"},"publisher":{"@id":"https:\/\/newsforchinese.com\/v3\/#organization"},"image":{"@type":"ImageObject","url":"https:\/\/newsforchinese.com\/v3\/wp-content\/uploads\/2025\/02\/\u91ab\u7642\u7406\u8ce0\u4e5f\u88abAI\u7ba1\u8457.png","width":600,"height":373},"datePublished":"2025-03-01T06:00:00-08:00","dateModified":"2025-02-23T09:10:40-08:00","inLanguage":"en-US","mainEntityOfPage":{"@id":"https:\/\/newsforchinese.com\/v3\/2025\/03\/01\/%e9%86%ab%e7%99%82%e7%90%86%e8%b3%a0%e4%b9%9f%e8%a2%abai%e7%ae%a1%e8%91%97\/#webpage"},"isPartOf":{"@id":"https:\/\/newsforchinese.com\/v3\/2025\/03\/01\/%e9%86%ab%e7%99%82%e7%90%86%e8%b3%a0%e4%b9%9f%e8%a2%abai%e7%ae%a1%e8%91%97\/#webpage"},"articleSection":"\u5730\u65b9\u65b0\u805e, \u7126\u9ede\u5831\u5c0e, \u7f8e\u570b\u65b0\u805e, \u8ad6\u58c7, \u99d0\u7ad9\u4f5c\u5bb6, Oakland, san francisco, san jose, Santa Clara, \u820a\u91d1\u5c71\u514d\u8cbb\u4e2d\u6587\u5831\u7d19, \u91ab\u7642\u7406\u8ce0\u4e5f\u88abAI\u7ba1\u8457"},{"@type":"BreadcrumbList","@id":"https:\/\/newsforchinese.com\/v3\/2025\/03\/01\/%e9%86%ab%e7%99%82%e7%90%86%e8%b3%a0%e4%b9%9f%e8%a2%abai%e7%ae%a1%e8%91%97\/#breadcrumblist","itemListElement":[{"@type":"ListItem","@id":"https:\/\/newsforchinese.com\/v3#listItem","position":1,"name":"Home","item":"https:\/\/newsforchinese.com\/v3","nextItem":{"@type":"ListItem","@id":"https:\/\/newsforchinese.com\/v3\/category\/local\/#listItem","name":"\u5730\u65b9\u65b0\u805e"}},{"@type":"ListItem","@id":"https:\/\/newsforchinese.com\/v3\/category\/local\/#listItem","position":2,"name":"\u5730\u65b9\u65b0\u805e","item":"https:\/\/newsforchinese.com\/v3\/category\/local\/","nextItem":{"@type":"ListItem","@id":"https:\/\/newsforchinese.com\/v3\/2025\/03\/01\/%e9%86%ab%e7%99%82%e7%90%86%e8%b3%a0%e4%b9%9f%e8%a2%abai%e7%ae%a1%e8%91%97\/#listItem","name":"\u91ab\u7642\u7406\u8ce0\u4e5f\u88abAI\u7ba1\u8457"},"previousItem":{"@type":"ListItem","@id":"https:\/\/newsforchinese.com\/v3#listItem","name":"Home"}},{"@type":"ListItem","@id":"https:\/\/newsforchinese.com\/v3\/2025\/03\/01\/%e9%86%ab%e7%99%82%e7%90%86%e8%b3%a0%e4%b9%9f%e8%a2%abai%e7%ae%a1%e8%91%97\/#listItem","position":3,"name":"\u91ab\u7642\u7406\u8ce0\u4e5f\u88abAI\u7ba1\u8457","previousItem":{"@type":"ListItem","@id":"https:\/\/newsforchinese.com\/v3\/category\/local\/#listItem","name":"\u5730\u65b9\u65b0\u805e"}}]},{"@type":"Organization","@id":"https:\/\/newsforchinese.com\/v3\/#organization","name":"News for Chinese \uff0d \u820a\u91d1\u5c71\u7063\u5340No.1\u514d\u8cbb\u83ef\u4eba\u793e\u5340\u5831\u7d19","description":"\u8001\u4e2d\u5730\u65b9\u65b0\u805e\u662f\u820a\u91d1\u5c71\u7063\u5340No.1\u514d\u8cbb\u65b0\u805e\u96c6\u5718\uff0c\u591a\u5143\u5316\u5e73\u53f0\u6709\u65b0\u805e\u7db2\u3001\u5f71\u97f3\u7db2\u3001AM1450\u5ee3\u64ad\u96fb\u53f0\u53ca\u514d\u8cbb\u5168\u5f69\u5831\u7d19\u3002\u624b\u6a5f\u63d0\u4f9b\u6700\u65b0\u6700\u5feb\u793e\u5340\u65b0\u805e\uff0c\u670d\u52d960\u842c\u83ef\u88d4\u8b80\u8005\u3002","url":"https:\/\/newsforchinese.com\/v3\/"},{"@type":"Person","@id":"https:\/\/newsforchinese.com\/v3\/author\/laoho\/#author","url":"https:\/\/newsforchinese.com\/v3\/author\/laoho\/","name":"Raymond","image":{"@type":"ImageObject","@id":"https:\/\/newsforchinese.com\/v3\/2025\/03\/01\/%e9%86%ab%e7%99%82%e7%90%86%e8%b3%a0%e4%b9%9f%e8%a2%abai%e7%ae%a1%e8%91%97\/#authorImage","url":"https:\/\/secure.gravatar.com\/avatar\/933050d3bba711ae8eed7fe05532e2ceec7ca7198723c94bd86c205bf099f7a2?s=96&d=retro&r=g","width":96,"height":96,"caption":"Raymond"}},{"@type":"WebPage","@id":"https:\/\/newsforchinese.com\/v3\/2025\/03\/01\/%e9%86%ab%e7%99%82%e7%90%86%e8%b3%a0%e4%b9%9f%e8%a2%abai%e7%ae%a1%e8%91%97\/#webpage","url":"https:\/\/newsforchinese.com\/v3\/2025\/03\/01\/%e9%86%ab%e7%99%82%e7%90%86%e8%b3%a0%e4%b9%9f%e8%a2%abai%e7%ae%a1%e8%91%97\/","name":"\u91ab\u7642\u7406\u8ce0\u4e5f\u88abAI\u7ba1\u8457 - News for Chinese \uff0d \u820a\u91d1\u5c71\u7063\u5340No.1\u514d\u8cbb\u83ef\u4eba\u793e\u5340\u5831\u7d19","description":"\u5728\u7f8e\u570b\u64c1\u6709\u91ab\u7642\u4fdd\u96aa\uff0c\u53ef\u4ee5\u9ad8\u6795\u7121\u6182\u5730\u53bb\u770b\u91ab\u751f\u662f\u4ef6\u5e78\u798f\u7684\u4e8b\uff0c \u4f46\u662f\u6709\u4e86AI\u5f8c\uff0c\u9019\u500b\u4fdd\u96aa\u53ef\u518d\u4e5f\u4e0d\u80fd\u4fdd\u969c\u7121\u6182\u4e86\u3002\u300c\u51492021\u5e74\uff0c\uff08\u5168\u570b\uff09\u6578\u64da\u986f\u793a\uff0c\u5065\u4fdd\u516c\u53f8\u62d2\u7d55\u4e86\u8d85\u904e\u56db\u5343\u4e5d\u767e\u842c\u4ef6\u91ab\u7642\u7406\u8ce0\u7533\u8acb\u3002\u7136\u800c\uff0c\u63d0\u51fa\u4e0a\u8a34\u7684\u4fdd\u6236\u4e0d\u52300.2%\u3002\u300d \u9019\u662f\u63d0\u6848\u52a0\u5ddeSB 1120\u865f\u6cd5\u6848\uff08\u5373\u300a\u91ab\u751f\u6c7a\u7b56\u6cd5\u300b\uff09\uff0cMenlo Park\u5dde\u53c3\u8b70\u54e1Josh Becker\uff0c\u5f15\u8ff0Kaiser Family Foundation\u7684\u6578\u64da\u5f8c\u8aaa\u7684\u3002\u4e5f\u5e78\u597d\u4ed6\u7684\u63d0\u6848\u5df2\u65bc\u53bb\u5e74\u4e5d\u6708\u7d93\u5dde\u9577Gavin Newsom\u7c3d\u7f72\u751f\u6548\u4e86\uff0c\u81f3\u5c11\u5728\u52a0\u5dde\uff0c\u672a\u4f86\u7684\u5065\u4fdd\u516c\u53f8\u4e0d\u53ef\u518d\u55ae\u7368\u4ee5AI\u7684\u6f14\u7b97\u6cd5\u4f86\u6838\u51c6\u8207\u5426\u91ab\u7642\u7406\u8ce0\u3002 \u6839\u64da\u52a0\u5dde\u8b77\u7406\u5e2b\u5354\u67032024\u5e74\u7684\u6578\u64da\uff0c\u52a0\u5dde\u6709\u5927\u7d0426%\u7684\u91ab\u7642\u7406\u8ce0\u88ab\u5065\u4fdd\u516c\u53f8\u7d66\u62d2\u7d55\u3002\u82e5\u975e\u7576\u4e8b\u4eba\u89aa\u8eab\u611f\u53d7\uff0c\u5a92\u9ad4\u6ce8\u610f\u767c\u8072\uff0c\u7acb\u6cd5\u59d4\u54e1\u5011\u91cd\u8996\u8d95\u7dca\u4fee\u6b63\uff0c\u76f8\u4fe1\u5927\u591a\u6578\u4eba\u90fd\u4e0d\u6562\u76f8\u4fe1\u7adf\u6709\u9019\u9ebc\u9ad8\u7684\u6bd4\u4f8b\u662f\u770b\u5b8c\u91ab\u751f\u5f8c\u6182\u616e\u7121\u6bd4\u7684\uff0c\u9019\u4e5f\u662f\u555f\u767cBecker\u8b70\u54e1\u8981\u63d0\u6848\u4fee\u88dc\u7684\u56e0\u7d20\u4e4b\u4e00\u3002 SB 1120\u6cd5\u4e26\u4e0d\u5b8c\u5168\u7981\u6b62\u4f7f\u7528AI\u6280\u8853\uff0c\u4f46\u898f\u5b9a\u4e86\u4eba\u985e\u7684\u5224\u65b7\u624d\u662f\u7406\u8ce0\u6c7a\u7b56\u7684\u6838\u5fc3\u3002\u6839\u64da\u8a72\u6cd5\uff0cAI\u5de5\u5177\u4e0d\u80fd\u7528\u65bc\u62d2\u7d55\u3001\u5ef6\u9072\u6216\u66f4\u6539\u91ab\u751f\u8a8d\u70ba\u5177\u6709\u91ab\u7642\u5fc5\u8981\u6027\u7684\u91ab\u7642\u4fdd\u5065\u670d\u52d9\u3002Becker\u8b70\u54e1\u8aaa\uff1a\u300c\u6f14\u7b97\u6cd5\u7121\u6cd5\u5b8c\u5168\u7406\u89e3\u60a3\u8005\u7368\u7279\u7684\u75c5\u53f2\u6216\u9700\u6c42\uff0c\u6feb\u7528\u53ef\u80fd\u6703\u5c0e\u81f4\u6bc0\u6ec5\u6027\u7684\u5f8c\u679c\u3002\u9019\u9805\u6cd5\u5f8b\u78ba\u4fdd\u4eba\u985e\u76e3\u7763\u624d\u662f\u91ab\u7642\u4fdd\u5065\u6c7a\u7b56\u7684\u6838\u5fc3\uff0c\u4fdd\u969c\u52a0\u5dde\u4eba\u7372\u5f97\u4ed6\u5011\u61c9\u5f97\u7684\u512a\u8cea\u91ab\u7642\u670d\u52d9\u3002\u300d \u4fdd\u96aa\u7406\u8ce0\u5be9\u6838\u662f\u4ef6\u9f90\u5927\u53c8\u8cbb\u5fc3\u529b\u7684\u5de5\u4f5c\uff0c\u82e5\u4e0d\u501f\u52a9AI\u65b0\u5de5\u5177\u4f86\u52a0\u901f\u5de5\u4f5c\u6548\u7387\uff0c\u7684\u78ba\u6703\u8b93\u4fdd\u96aa\u516c\u53f8\u4ed8\u51fa\u6c89\u91cd\u7684\u4eba\u529b\u6210\u672c\uff0c\u8207\u627f\u64d4\u7406\u8ce0\u904e\u6162\u7684\u4fdd\u6236\u62b1\u6028\uff0c\u4f46\u5168\u9760\u5b83\u662f\u5426\u4e5f\u592a\u4e0d\u901a\u300c\u4eba\u60c5\u300d\uff0c\u751a\u81f3\u53ea\u662f\u516c\u53f8\u70ba\u4e86\u71df\u904b\u6210\u672c\u800c\u4fbf\u5b9c\u884c\u4e8b\u5462\uff1f2023\u5e7411\u670814\u65e5\uff0c\u806f\u5408\u5065\u4fdd\u516c\u53f8\uff08UnitedHealth\uff09\u7684\u5169\u4f4d\u5df2\u53bb\u4e16\u4fdd\u6236\u7684\u5bb6\u4eba\uff0c\u5411\u660e\u5c3c\u8607\u9054\u5340\u806f\u90a6\u5730\u5340\u6cd5\u9662\u63d0\u8d77\u5c0d\u9019\u5bb6\u5065\u4fdd\u5de8\u982d\u7684\u96c6\u9ad4\u8a34\u8a1f\uff0c\u6307\u63a7\u8a72\u516c\u53f8\u6545\u610f\u4f7f\u7528\u6709\u7f3a\u9677\u7684AI\u6f14\u7b97\u6cd5\uff0c\u62d2\u7d55\u652f\u4ed8\u70ba\u8001\u5e74\u60a3\u8005\u63d0\u4f9b\u91ab\u751f\u8a8d\u70ba\u6709\u5fc5\u8981\u7684\u9577\u671f\u8b77\u7406\u4fdd\u96aa\u3002 \u8a34\u72c0\u8072\u7a31\u806f\u5408\u5065\u4fdd\u900f\u904e\u90e8\u7f72\u4e00\u5957\u8a72\u516c\u53f8\u5df2\u77e5\u932f\u8aa4\u7387\u9ad8\u9054\u4e5d\u6210\u7684AI\u6a21\u578b\uff0c\u975e\u6cd5\u62d2\u7d55\u300c\u6839\u64da\u300a\u91ab\u7642\u4fdd\u96aa\u512a\u52e2\u8a08\u5283\u300b\uff0c\u61c9\u5411\u8001\u5e74\u60a3\u8005\u63d0\u4f9b\u7684\u8b77\u7406\u300d\uff0c\u63a8\u7ffb\u4e86\u60a3\u8005\u91ab\u751f\u95dc\u65bc\u9019\u4e9b\u8cbb\u7528\u6709\u91ab\u7642\u4e0a\u5fc5\u8981\u7684\u6c7a\u7b56\u3002\u8a34\u72c0\u5beb\u9053\uff1a\u300c\u5168\u570b\u7684\u9ad8\u9f61\u8005\u88ab\u904e\u65e9\u5730\u8d95\u51fa\u8b77\u7406\u6a5f\u69cb\uff0c\u6216\u88ab\u8feb\u8017\u76e1\u5bb6\u5ead\u7a4d\u84c4\u624d\u80fd\u7e7c\u7e8c\u63a5\u53d7\u5fc5\u8981\u7684\u91ab\u7642\u8b77\u7406\uff0c\u9019\u4e00\u5207\u90fd\u662f\u56e0\u70ba\uff08\u806f\u5408\u5065\u5eb7\u7684\uff09AI\u6a21\u578b\u300e\u4e0d\u540c\u610f\u300f\u4ed6\u5011\u7684\u771f\u5be6\u91ab\u751f\u7684\u6c7a\u5b9a\u3002\u300d \u906d\u6307\u63a7\u7684AI\u662fNaviHealth\u6240\u958b\u767c\u7684\u540d\u70ba\u201cnH Predict\u201d\u6a21\u578b\uff0c\u8a34\u8a1f\u7a31\u5b83\u5e6b\u52a9\u4fdd\u96aa\u516c\u53f8\u80fd\u5920\u300c\u904e\u65e9\u4e14\u60e1\u610f\u5730\u505c\u6b62\u5411\u5176\u8001\u5e74\u4fdd\u6236\u652f\u4ed8\u7406\u8ce0\u300d\u3002\u4f46NaviHealth\u767c\u8a00\u4ebaAaron Albright\u5c0d\u5a92\u9ad4\u8868\u793a\uff0c\u9019\u5957AI\u5de5\u5177\u4e26\u4e0d\u662f\u7528\u4f86\u505a\u7406\u8ce0\u6c7a\u7b56\u7684\uff0c\u800c\u662f\u505a\u70ba\u300c\u5e6b\u52a9(\u806f\u5408\u5065\u4fdd)\u544a\u77e5\u91ab\u7642\u670d\u52d9\u63d0\u4f9b\u8005\u7684\u4e00\u9805\u6307\u5357\u2026\u60a3\u8005\u53ef\u80fd\u9700\u8981\u4ec0\u9ebc\u6a23\u7684\u5e6b\u52a9\u548c\u7167\u8b77\u3002\u300d\u4ed6\u5f37\u8abf\uff0c\u7406\u8ce0\u6c7a\u5b9a\u6700\u7d42\u300c\u57fa\u65bcCMS\u627f\u4fdd\u6a19\u6e96\u548c\u4fdd\u6236\u4fdd\u55ae\u7684\u689d\u6b3e\u300d\uff0c\u4e26\u88dc\u5145\u8aaa\u8a72\u8a34\u8a1f\u300c\u6c92\u6709\u4efb\u4f55\u4f9d\u64da\u300d\u3002 \u7528AI\u4f86\u5e6b\u52a9\u4eba\u5de5\u5be9\u6838\u5728\u696d\u754c\u65e9\u5df2\u4e0d\u662f\u65b0\u805e\uff0c\u66f4\u662f\u7121\u6b62\u76e1\u7684\u8faf\u8ad6\uff0c\u5c08\u5bb6\u5011\u7a31\u4e4b\u70ba\u4e00\u96bb\u4eba\u5de5\u667a\u6167\u7684\u624b\u81c2\uff0c\u800c\u9019\u96bb\u624b\u6703\u4f38\u9032\u6240\u8b02\u7684\u300c\u6162\u52d5\u4f5cHAL 9000\u300d\u6548\u61c9\u4e2d\u3002\u9019\u662f\u4ee5\u96fb\u5f71\u300a2001\uff1a\u592a\u7a7a\u6f2b\u904a\u300b\u4e2d\u72e1\u733e\u7684\u6a5f\u5668\u4eba\u547d\u540d\uff0c\u5b83\u6703\u6709\u689d\u4e0d\u7d0a\u5730\u7de9\u6162\u95dc\u9589\u51ac\u7720\u592a\u7a7a\u4eba\u7684\u7dad\u751f\u7cfb\u7d71\uff0c\u5c0e\u81f4\u4ed6\u5011\u6700\u7d42\u6b7b\u4ea1\uff0c\u6240\u4ee5\u9019\u6548\u61c9\u8b93\u91ab\u9662\u548c\u91ab\u751f\u5011\uff0c\u8207\u4fdd\u96aa\u516c\u53f8\u9677\u5165\u4e00\u7a2e\u5c0d\u7acb\u3002 \u5021\u8b70\u5728\u91ab\u7642\u4fdd\u5065\u65b9\u9762\u4ee5\u4eba\u70ba\u672c\u7684\u7d44\u7e54Phicil-itate Change LLC\uff0c\u57f7\u884c\u9577Sheila Phicil\u8aaa\uff1a\u300c\u806f\u5408\u5065\u4fdd\u5229\u7528AI\u505a\u4e86\u4e00\u4e9b\u597d\u4e8b\uff0c\u56e0\u70ba\u5b83\u6d89\u53ca\u5230\u8b58\u5225\u548c\u89e3\u6c7a\u5065\u5eb7\u7684\u793e\u6703\u6c7a\u5b9a\u56e0\u7d20\u3002\u4f46\u9019\u540c\u6a23\u7684AI\u5de5\u5177\uff0c\u537b\u4e5f\u5c0e\u81f4\u5927\u898f\u6a21\u62d2\u7d55\u75c5\u60a3\u7167\u8b77\uff0c\u51cc\u99d5\u65bc\u91ab\u7642\u5c08\u696d\u4eba\u54e1\u7684\u5224\u65b7\u4e4b\u4e0a\u3002\u9019\u78ba\u5be6\u662f\u4e00\u628a\u96d9\u9762\u5203\u3002\u300d \u9f13\u5439\u628a\u91ab\u7642\u5e33\u55ae\u8f49\u6210\u91ab\u7642\u4fdd\u5065\u524d\u9032\u52d5\u529b\u7684Medical Bill Gurus\uff0c\u57f7\u884c\u9577Daniel Lynch\u63a5\u53d7\u63a1\u8a2a\u6642\u8868\u793a\uff1a\u300c\u6211\u6beb\u4e0d\u61f7\u7591\u5176\u5b83\u4fdd\u96aa\u516c\u53f8\u4e5f\u5728\u4f7f\u7528AI\u4f86\u5c0b\u627e\u62d2\u7d55\u7406\u8ce0\u7684\u65b0\u65b9\u6cd5\u3002\u73fe\u5be6\u60c5\u6cc1\u662f\uff0c\u4fdd\u96aa\u516c\u53f8\u6703\u5148\u62d2\u8ce0\uff0c\u7136\u5f8c\u770b\u770b\u662f\u5426\u6709\u4eba\u4e0a\u8a34\u3002\u8a31\u591a\u88ab\u62d2\u7d55\u7684\u7406\u8ce0\u90fd\u662f\u7531\u65bc\u4e00\u4e9b\u5bb9\u6613\u89e3\u6c7a\u7684\u932f\u8aa4\u9020\u6210\u7684\uff0c\u9019\u5c31\u662f2024-25\u5e74\u91ab\u7642\u4fdd\u5065\u7684\u73fe\u5be6\u3002\u300d \u5171\u540c\u63a8\u52d5\u52a0\u5ddeSB 1120\u6cd5\u7684\u52a0\u5dde\u91ab\u5b78\u6703\uff0c\u767c\u8a00\u4ebaErin Mellon\u5f37\u8abf\u4fdd\u8b77\u91ab\u75c5\u95dc\u4fc2\u7684\u91cd\u8981\u6027\u3002\u5979\u8aaa\uff1a\u300cAI\u6709\u6539\u5584\u60a3\u8005\u8b77\u7406\u7684\u6f5b\u529b\uff0c\u4f46\u5b83\u4e0d\u61c9\u8a72\u640d\u5bb3\u6216\u53d6\u4ee3\u9019\u7a2e\u95dc\u4fc2\u3002\u91ab\u751f\u666e\u904d\u652f\u6301AI\u5728\u91ab\u7642\u4fdd\u5065\u9818\u57df\u7684\u61c9\u7528\uff0c\u53ea\u8981\u5b83\u80fd\u589e\u5f37\u8b77\u7406\uff0c\u4e26\u5c0a\u91cd\u91ab\u751f\u548c\u60a3\u8005\u7684\u9700\u6c42\u3002\u300d Becker\u4e5f\u540c\u610fAI\u5728\u91ab\u7642\u4fdd\u5065\u65b9\u9762\u6709\u5de8\u5927\u6f5b\u529b\uff0c\u4f46\u300c\u5b83\u6c38\u9060\u4e0d\u8a72\u53d6\u4ee3\u91ab\u751f\u7684\u5c08\u696d\u77e5\u8b58\u548c\u5224\u65b7\u3002\u300d\u5168\u7f8e\u5df2\u6709\u8fd1\u5eff\u500b\u5dde\u8981\u7acb\u985e\u4f3c\u6cd5\u5f8b\uff0c\u6240\u4ee5\u52a0\u5dde\u9019\u56de\u53c8\u7b97\u662f\u8d70\u5728\u524d\u982d\uff0c\u4e0b\u4e00\u6b65\u5c31\u662f\u63a8\u52d5\u806f\u90a6\u7acb\u6cd5\u3002\u65bc\u91ab\u65bc\u75c5\u65bc\u7acb\u6cd5\u8005\uff0c\u5e7e\u4e4e\u6c92\u6709\u4eba\u5426\u5b9aAI\u5728\u91ab\u7642\u4fdd\u5065\u65b9\u9762\u7684\u52a9\u76ca\uff0c\u4f46\u7531\u5b83\u4f86\u66ff\u91ab\u751f\u6216\u60a3\u8005\u4e0b\u6c7a\u5b9a\uff0c\u9019\u53ef\u5c31\u904e\u4e86\u982d\uff0c\u4f55\u6cc1\u5982\u679c\u80cc\u5f8c\u7684\u7406\u7531\u662f\u725f\u5229\u2026 \u8a18\u8005 Pegasus J. Juan","inLanguage":"en-US","isPartOf":{"@id":"https:\/\/newsforchinese.com\/v3\/#website"},"breadcrumb":{"@id":"https:\/\/newsforchinese.com\/v3\/2025\/03\/01\/%e9%86%ab%e7%99%82%e7%90%86%e8%b3%a0%e4%b9%9f%e8%a2%abai%e7%ae%a1%e8%91%97\/#breadcrumblist"},"author":{"@id":"https:\/\/newsforchinese.com\/v3\/author\/laoho\/#author"},"creator":{"@id":"https:\/\/newsforchinese.com\/v3\/author\/laoho\/#author"},"image":{"@type":"ImageObject","url":"https:\/\/newsforchinese.com\/v3\/wp-content\/uploads\/2025\/02\/\u91ab\u7642\u7406\u8ce0\u4e5f\u88abAI\u7ba1\u8457.png","@id":"https:\/\/newsforchinese.com\/v3\/2025\/03\/01\/%e9%86%ab%e7%99%82%e7%90%86%e8%b3%a0%e4%b9%9f%e8%a2%abai%e7%ae%a1%e8%91%97\/#mainImage","width":600,"height":373},"primaryImageOfPage":{"@id":"https:\/\/newsforchinese.com\/v3\/2025\/03\/01\/%e9%86%ab%e7%99%82%e7%90%86%e8%b3%a0%e4%b9%9f%e8%a2%abai%e7%ae%a1%e8%91%97\/#mainImage"},"datePublished":"2025-03-01T06:00:00-08:00","dateModified":"2025-02-23T09:10:40-08:00"},{"@type":"WebSite","@id":"https:\/\/newsforchinese.com\/v3\/#website","url":"https:\/\/newsforchinese.com\/v3\/","name":"News for Chinese \uff0d \u820a\u91d1\u5c71\u7063\u5340No.1\u514d\u8cbb\u83ef\u4eba\u793e\u5340\u5831\u7d19","description":"\u8001\u4e2d\u5730\u65b9\u65b0\u805e\u662f\u820a\u91d1\u5c71\u7063\u5340No.1\u514d\u8cbb\u65b0\u805e\u96c6\u5718\uff0c\u591a\u5143\u5316\u5e73\u53f0\u6709\u65b0\u805e\u7db2\u3001\u5f71\u97f3\u7db2\u3001AM1450\u5ee3\u64ad\u96fb\u53f0\u53ca\u514d\u8cbb\u5168\u5f69\u5831\u7d19\u3002\u624b\u6a5f\u63d0\u4f9b\u6700\u65b0\u6700\u5feb\u793e\u5340\u65b0\u805e\uff0c\u670d\u52d960\u842c\u83ef\u88d4\u8b80\u8005\u3002","inLanguage":"en-US","publisher":{"@id":"https:\/\/newsforchinese.com\/v3\/#organization"}}]},"og:locale":"en_US","og:site_name":"News for Chinese \uff0d \u820a\u91d1\u5c71\u7063\u5340No.1\u514d\u8cbb\u83ef\u4eba\u793e\u5340\u5831\u7d19 - \u8001\u4e2d\u5730\u65b9\u65b0\u805e\u662f\u820a\u91d1\u5c71\u7063\u5340No.1\u514d\u8cbb\u65b0\u805e\u96c6\u5718\uff0c\u591a\u5143\u5316\u5e73\u53f0\u6709\u65b0\u805e\u7db2\u3001\u5f71\u97f3\u7db2\u3001AM1450\u5ee3\u64ad\u96fb\u53f0\u53ca\u514d\u8cbb\u5168\u5f69\u5831\u7d19\u3002\u624b\u6a5f\u63d0\u4f9b\u6700\u65b0\u6700\u5feb\u793e\u5340\u65b0\u805e\uff0c\u670d\u52d960\u842c\u83ef\u88d4\u8b80\u8005\u3002","og:type":"article","og:title":"\u91ab\u7642\u7406\u8ce0\u4e5f\u88abAI\u7ba1\u8457 - News for Chinese \uff0d \u820a\u91d1\u5c71\u7063\u5340No.1\u514d\u8cbb\u83ef\u4eba\u793e\u5340\u5831\u7d19","og:description":"\u5728\u7f8e\u570b\u64c1\u6709\u91ab\u7642\u4fdd\u96aa\uff0c\u53ef\u4ee5\u9ad8\u6795\u7121\u6182\u5730\u53bb\u770b\u91ab\u751f\u662f\u4ef6\u5e78\u798f\u7684\u4e8b\uff0c \u4f46\u662f\u6709\u4e86AI\u5f8c\uff0c\u9019\u500b\u4fdd\u96aa\u53ef\u518d\u4e5f\u4e0d\u80fd\u4fdd\u969c\u7121\u6182\u4e86\u3002\u300c\u51492021\u5e74\uff0c\uff08\u5168\u570b\uff09\u6578\u64da\u986f\u793a\uff0c\u5065\u4fdd\u516c\u53f8\u62d2\u7d55\u4e86\u8d85\u904e\u56db\u5343\u4e5d\u767e\u842c\u4ef6\u91ab\u7642\u7406\u8ce0\u7533\u8acb\u3002\u7136\u800c\uff0c\u63d0\u51fa\u4e0a\u8a34\u7684\u4fdd\u6236\u4e0d\u52300.2%\u3002\u300d \u9019\u662f\u63d0\u6848\u52a0\u5ddeSB 1120\u865f\u6cd5\u6848\uff08\u5373\u300a\u91ab\u751f\u6c7a\u7b56\u6cd5\u300b\uff09\uff0cMenlo Park\u5dde\u53c3\u8b70\u54e1Josh Becker\uff0c\u5f15\u8ff0Kaiser Family Foundation\u7684\u6578\u64da\u5f8c\u8aaa\u7684\u3002\u4e5f\u5e78\u597d\u4ed6\u7684\u63d0\u6848\u5df2\u65bc\u53bb\u5e74\u4e5d\u6708\u7d93\u5dde\u9577Gavin Newsom\u7c3d\u7f72\u751f\u6548\u4e86\uff0c\u81f3\u5c11\u5728\u52a0\u5dde\uff0c\u672a\u4f86\u7684\u5065\u4fdd\u516c\u53f8\u4e0d\u53ef\u518d\u55ae\u7368\u4ee5AI\u7684\u6f14\u7b97\u6cd5\u4f86\u6838\u51c6\u8207\u5426\u91ab\u7642\u7406\u8ce0\u3002 \u6839\u64da\u52a0\u5dde\u8b77\u7406\u5e2b\u5354\u67032024\u5e74\u7684\u6578\u64da\uff0c\u52a0\u5dde\u6709\u5927\u7d0426%\u7684\u91ab\u7642\u7406\u8ce0\u88ab\u5065\u4fdd\u516c\u53f8\u7d66\u62d2\u7d55\u3002\u82e5\u975e\u7576\u4e8b\u4eba\u89aa\u8eab\u611f\u53d7\uff0c\u5a92\u9ad4\u6ce8\u610f\u767c\u8072\uff0c\u7acb\u6cd5\u59d4\u54e1\u5011\u91cd\u8996\u8d95\u7dca\u4fee\u6b63\uff0c\u76f8\u4fe1\u5927\u591a\u6578\u4eba\u90fd\u4e0d\u6562\u76f8\u4fe1\u7adf\u6709\u9019\u9ebc\u9ad8\u7684\u6bd4\u4f8b\u662f\u770b\u5b8c\u91ab\u751f\u5f8c\u6182\u616e\u7121\u6bd4\u7684\uff0c\u9019\u4e5f\u662f\u555f\u767cBecker\u8b70\u54e1\u8981\u63d0\u6848\u4fee\u88dc\u7684\u56e0\u7d20\u4e4b\u4e00\u3002 SB 1120\u6cd5\u4e26\u4e0d\u5b8c\u5168\u7981\u6b62\u4f7f\u7528AI\u6280\u8853\uff0c\u4f46\u898f\u5b9a\u4e86\u4eba\u985e\u7684\u5224\u65b7\u624d\u662f\u7406\u8ce0\u6c7a\u7b56\u7684\u6838\u5fc3\u3002\u6839\u64da\u8a72\u6cd5\uff0cAI\u5de5\u5177\u4e0d\u80fd\u7528\u65bc\u62d2\u7d55\u3001\u5ef6\u9072\u6216\u66f4\u6539\u91ab\u751f\u8a8d\u70ba\u5177\u6709\u91ab\u7642\u5fc5\u8981\u6027\u7684\u91ab\u7642\u4fdd\u5065\u670d\u52d9\u3002Becker\u8b70\u54e1\u8aaa\uff1a\u300c\u6f14\u7b97\u6cd5\u7121\u6cd5\u5b8c\u5168\u7406\u89e3\u60a3\u8005\u7368\u7279\u7684\u75c5\u53f2\u6216\u9700\u6c42\uff0c\u6feb\u7528\u53ef\u80fd\u6703\u5c0e\u81f4\u6bc0\u6ec5\u6027\u7684\u5f8c\u679c\u3002\u9019\u9805\u6cd5\u5f8b\u78ba\u4fdd\u4eba\u985e\u76e3\u7763\u624d\u662f\u91ab\u7642\u4fdd\u5065\u6c7a\u7b56\u7684\u6838\u5fc3\uff0c\u4fdd\u969c\u52a0\u5dde\u4eba\u7372\u5f97\u4ed6\u5011\u61c9\u5f97\u7684\u512a\u8cea\u91ab\u7642\u670d\u52d9\u3002\u300d \u4fdd\u96aa\u7406\u8ce0\u5be9\u6838\u662f\u4ef6\u9f90\u5927\u53c8\u8cbb\u5fc3\u529b\u7684\u5de5\u4f5c\uff0c\u82e5\u4e0d\u501f\u52a9AI\u65b0\u5de5\u5177\u4f86\u52a0\u901f\u5de5\u4f5c\u6548\u7387\uff0c\u7684\u78ba\u6703\u8b93\u4fdd\u96aa\u516c\u53f8\u4ed8\u51fa\u6c89\u91cd\u7684\u4eba\u529b\u6210\u672c\uff0c\u8207\u627f\u64d4\u7406\u8ce0\u904e\u6162\u7684\u4fdd\u6236\u62b1\u6028\uff0c\u4f46\u5168\u9760\u5b83\u662f\u5426\u4e5f\u592a\u4e0d\u901a\u300c\u4eba\u60c5\u300d\uff0c\u751a\u81f3\u53ea\u662f\u516c\u53f8\u70ba\u4e86\u71df\u904b\u6210\u672c\u800c\u4fbf\u5b9c\u884c\u4e8b\u5462\uff1f2023\u5e7411\u670814\u65e5\uff0c\u806f\u5408\u5065\u4fdd\u516c\u53f8\uff08UnitedHealth\uff09\u7684\u5169\u4f4d\u5df2\u53bb\u4e16\u4fdd\u6236\u7684\u5bb6\u4eba\uff0c\u5411\u660e\u5c3c\u8607\u9054\u5340\u806f\u90a6\u5730\u5340\u6cd5\u9662\u63d0\u8d77\u5c0d\u9019\u5bb6\u5065\u4fdd\u5de8\u982d\u7684\u96c6\u9ad4\u8a34\u8a1f\uff0c\u6307\u63a7\u8a72\u516c\u53f8\u6545\u610f\u4f7f\u7528\u6709\u7f3a\u9677\u7684AI\u6f14\u7b97\u6cd5\uff0c\u62d2\u7d55\u652f\u4ed8\u70ba\u8001\u5e74\u60a3\u8005\u63d0\u4f9b\u91ab\u751f\u8a8d\u70ba\u6709\u5fc5\u8981\u7684\u9577\u671f\u8b77\u7406\u4fdd\u96aa\u3002 \u8a34\u72c0\u8072\u7a31\u806f\u5408\u5065\u4fdd\u900f\u904e\u90e8\u7f72\u4e00\u5957\u8a72\u516c\u53f8\u5df2\u77e5\u932f\u8aa4\u7387\u9ad8\u9054\u4e5d\u6210\u7684AI\u6a21\u578b\uff0c\u975e\u6cd5\u62d2\u7d55\u300c\u6839\u64da\u300a\u91ab\u7642\u4fdd\u96aa\u512a\u52e2\u8a08\u5283\u300b\uff0c\u61c9\u5411\u8001\u5e74\u60a3\u8005\u63d0\u4f9b\u7684\u8b77\u7406\u300d\uff0c\u63a8\u7ffb\u4e86\u60a3\u8005\u91ab\u751f\u95dc\u65bc\u9019\u4e9b\u8cbb\u7528\u6709\u91ab\u7642\u4e0a\u5fc5\u8981\u7684\u6c7a\u7b56\u3002\u8a34\u72c0\u5beb\u9053\uff1a\u300c\u5168\u570b\u7684\u9ad8\u9f61\u8005\u88ab\u904e\u65e9\u5730\u8d95\u51fa\u8b77\u7406\u6a5f\u69cb\uff0c\u6216\u88ab\u8feb\u8017\u76e1\u5bb6\u5ead\u7a4d\u84c4\u624d\u80fd\u7e7c\u7e8c\u63a5\u53d7\u5fc5\u8981\u7684\u91ab\u7642\u8b77\u7406\uff0c\u9019\u4e00\u5207\u90fd\u662f\u56e0\u70ba\uff08\u806f\u5408\u5065\u5eb7\u7684\uff09AI\u6a21\u578b\u300e\u4e0d\u540c\u610f\u300f\u4ed6\u5011\u7684\u771f\u5be6\u91ab\u751f\u7684\u6c7a\u5b9a\u3002\u300d \u906d\u6307\u63a7\u7684AI\u662fNaviHealth\u6240\u958b\u767c\u7684\u540d\u70ba\u201cnH Predict\u201d\u6a21\u578b\uff0c\u8a34\u8a1f\u7a31\u5b83\u5e6b\u52a9\u4fdd\u96aa\u516c\u53f8\u80fd\u5920\u300c\u904e\u65e9\u4e14\u60e1\u610f\u5730\u505c\u6b62\u5411\u5176\u8001\u5e74\u4fdd\u6236\u652f\u4ed8\u7406\u8ce0\u300d\u3002\u4f46NaviHealth\u767c\u8a00\u4ebaAaron Albright\u5c0d\u5a92\u9ad4\u8868\u793a\uff0c\u9019\u5957AI\u5de5\u5177\u4e26\u4e0d\u662f\u7528\u4f86\u505a\u7406\u8ce0\u6c7a\u7b56\u7684\uff0c\u800c\u662f\u505a\u70ba\u300c\u5e6b\u52a9(\u806f\u5408\u5065\u4fdd)\u544a\u77e5\u91ab\u7642\u670d\u52d9\u63d0\u4f9b\u8005\u7684\u4e00\u9805\u6307\u5357\u2026\u60a3\u8005\u53ef\u80fd\u9700\u8981\u4ec0\u9ebc\u6a23\u7684\u5e6b\u52a9\u548c\u7167\u8b77\u3002\u300d\u4ed6\u5f37\u8abf\uff0c\u7406\u8ce0\u6c7a\u5b9a\u6700\u7d42\u300c\u57fa\u65bcCMS\u627f\u4fdd\u6a19\u6e96\u548c\u4fdd\u6236\u4fdd\u55ae\u7684\u689d\u6b3e\u300d\uff0c\u4e26\u88dc\u5145\u8aaa\u8a72\u8a34\u8a1f\u300c\u6c92\u6709\u4efb\u4f55\u4f9d\u64da\u300d\u3002 \u7528AI\u4f86\u5e6b\u52a9\u4eba\u5de5\u5be9\u6838\u5728\u696d\u754c\u65e9\u5df2\u4e0d\u662f\u65b0\u805e\uff0c\u66f4\u662f\u7121\u6b62\u76e1\u7684\u8faf\u8ad6\uff0c\u5c08\u5bb6\u5011\u7a31\u4e4b\u70ba\u4e00\u96bb\u4eba\u5de5\u667a\u6167\u7684\u624b\u81c2\uff0c\u800c\u9019\u96bb\u624b\u6703\u4f38\u9032\u6240\u8b02\u7684\u300c\u6162\u52d5\u4f5cHAL 9000\u300d\u6548\u61c9\u4e2d\u3002\u9019\u662f\u4ee5\u96fb\u5f71\u300a2001\uff1a\u592a\u7a7a\u6f2b\u904a\u300b\u4e2d\u72e1\u733e\u7684\u6a5f\u5668\u4eba\u547d\u540d\uff0c\u5b83\u6703\u6709\u689d\u4e0d\u7d0a\u5730\u7de9\u6162\u95dc\u9589\u51ac\u7720\u592a\u7a7a\u4eba\u7684\u7dad\u751f\u7cfb\u7d71\uff0c\u5c0e\u81f4\u4ed6\u5011\u6700\u7d42\u6b7b\u4ea1\uff0c\u6240\u4ee5\u9019\u6548\u61c9\u8b93\u91ab\u9662\u548c\u91ab\u751f\u5011\uff0c\u8207\u4fdd\u96aa\u516c\u53f8\u9677\u5165\u4e00\u7a2e\u5c0d\u7acb\u3002 \u5021\u8b70\u5728\u91ab\u7642\u4fdd\u5065\u65b9\u9762\u4ee5\u4eba\u70ba\u672c\u7684\u7d44\u7e54Phicil-itate Change LLC\uff0c\u57f7\u884c\u9577Sheila Phicil\u8aaa\uff1a\u300c\u806f\u5408\u5065\u4fdd\u5229\u7528AI\u505a\u4e86\u4e00\u4e9b\u597d\u4e8b\uff0c\u56e0\u70ba\u5b83\u6d89\u53ca\u5230\u8b58\u5225\u548c\u89e3\u6c7a\u5065\u5eb7\u7684\u793e\u6703\u6c7a\u5b9a\u56e0\u7d20\u3002\u4f46\u9019\u540c\u6a23\u7684AI\u5de5\u5177\uff0c\u537b\u4e5f\u5c0e\u81f4\u5927\u898f\u6a21\u62d2\u7d55\u75c5\u60a3\u7167\u8b77\uff0c\u51cc\u99d5\u65bc\u91ab\u7642\u5c08\u696d\u4eba\u54e1\u7684\u5224\u65b7\u4e4b\u4e0a\u3002\u9019\u78ba\u5be6\u662f\u4e00\u628a\u96d9\u9762\u5203\u3002\u300d \u9f13\u5439\u628a\u91ab\u7642\u5e33\u55ae\u8f49\u6210\u91ab\u7642\u4fdd\u5065\u524d\u9032\u52d5\u529b\u7684Medical Bill Gurus\uff0c\u57f7\u884c\u9577Daniel Lynch\u63a5\u53d7\u63a1\u8a2a\u6642\u8868\u793a\uff1a\u300c\u6211\u6beb\u4e0d\u61f7\u7591\u5176\u5b83\u4fdd\u96aa\u516c\u53f8\u4e5f\u5728\u4f7f\u7528AI\u4f86\u5c0b\u627e\u62d2\u7d55\u7406\u8ce0\u7684\u65b0\u65b9\u6cd5\u3002\u73fe\u5be6\u60c5\u6cc1\u662f\uff0c\u4fdd\u96aa\u516c\u53f8\u6703\u5148\u62d2\u8ce0\uff0c\u7136\u5f8c\u770b\u770b\u662f\u5426\u6709\u4eba\u4e0a\u8a34\u3002\u8a31\u591a\u88ab\u62d2\u7d55\u7684\u7406\u8ce0\u90fd\u662f\u7531\u65bc\u4e00\u4e9b\u5bb9\u6613\u89e3\u6c7a\u7684\u932f\u8aa4\u9020\u6210\u7684\uff0c\u9019\u5c31\u662f2024-25\u5e74\u91ab\u7642\u4fdd\u5065\u7684\u73fe\u5be6\u3002\u300d \u5171\u540c\u63a8\u52d5\u52a0\u5ddeSB 1120\u6cd5\u7684\u52a0\u5dde\u91ab\u5b78\u6703\uff0c\u767c\u8a00\u4ebaErin Mellon\u5f37\u8abf\u4fdd\u8b77\u91ab\u75c5\u95dc\u4fc2\u7684\u91cd\u8981\u6027\u3002\u5979\u8aaa\uff1a\u300cAI\u6709\u6539\u5584\u60a3\u8005\u8b77\u7406\u7684\u6f5b\u529b\uff0c\u4f46\u5b83\u4e0d\u61c9\u8a72\u640d\u5bb3\u6216\u53d6\u4ee3\u9019\u7a2e\u95dc\u4fc2\u3002\u91ab\u751f\u666e\u904d\u652f\u6301AI\u5728\u91ab\u7642\u4fdd\u5065\u9818\u57df\u7684\u61c9\u7528\uff0c\u53ea\u8981\u5b83\u80fd\u589e\u5f37\u8b77\u7406\uff0c\u4e26\u5c0a\u91cd\u91ab\u751f\u548c\u60a3\u8005\u7684\u9700\u6c42\u3002\u300d Becker\u4e5f\u540c\u610fAI\u5728\u91ab\u7642\u4fdd\u5065\u65b9\u9762\u6709\u5de8\u5927\u6f5b\u529b\uff0c\u4f46\u300c\u5b83\u6c38\u9060\u4e0d\u8a72\u53d6\u4ee3\u91ab\u751f\u7684\u5c08\u696d\u77e5\u8b58\u548c\u5224\u65b7\u3002\u300d\u5168\u7f8e\u5df2\u6709\u8fd1\u5eff\u500b\u5dde\u8981\u7acb\u985e\u4f3c\u6cd5\u5f8b\uff0c\u6240\u4ee5\u52a0\u5dde\u9019\u56de\u53c8\u7b97\u662f\u8d70\u5728\u524d\u982d\uff0c\u4e0b\u4e00\u6b65\u5c31\u662f\u63a8\u52d5\u806f\u90a6\u7acb\u6cd5\u3002\u65bc\u91ab\u65bc\u75c5\u65bc\u7acb\u6cd5\u8005\uff0c\u5e7e\u4e4e\u6c92\u6709\u4eba\u5426\u5b9aAI\u5728\u91ab\u7642\u4fdd\u5065\u65b9\u9762\u7684\u52a9\u76ca\uff0c\u4f46\u7531\u5b83\u4f86\u66ff\u91ab\u751f\u6216\u60a3\u8005\u4e0b\u6c7a\u5b9a\uff0c\u9019\u53ef\u5c31\u904e\u4e86\u982d\uff0c\u4f55\u6cc1\u5982\u679c\u80cc\u5f8c\u7684\u7406\u7531\u662f\u725f\u5229\u2026 \u8a18\u8005 Pegasus J. Juan","og:url":"https:\/\/newsforchinese.com\/v3\/2025\/03\/01\/%e9%86%ab%e7%99%82%e7%90%86%e8%b3%a0%e4%b9%9f%e8%a2%abai%e7%ae%a1%e8%91%97\/","og:image":"https:\/\/newsforchinese.com\/v3\/wp-content\/uploads\/2025\/02\/\u91ab\u7642\u7406\u8ce0\u4e5f\u88abAI\u7ba1\u8457.png","og:image:secure_url":"https:\/\/newsforchinese.com\/v3\/wp-content\/uploads\/2025\/02\/\u91ab\u7642\u7406\u8ce0\u4e5f\u88abAI\u7ba1\u8457.png","og:image:width":600,"og:image:height":373,"article:published_time":"2025-03-01T14:00:00+00:00","article:modified_time":"2025-02-23T17:10:40+00:00","twitter:card":"summary_large_image","twitter:title":"\u91ab\u7642\u7406\u8ce0\u4e5f\u88abAI\u7ba1\u8457 - News for Chinese \uff0d \u820a\u91d1\u5c71\u7063\u5340No.1\u514d\u8cbb\u83ef\u4eba\u793e\u5340\u5831\u7d19","twitter:description":"\u5728\u7f8e\u570b\u64c1\u6709\u91ab\u7642\u4fdd\u96aa\uff0c\u53ef\u4ee5\u9ad8\u6795\u7121\u6182\u5730\u53bb\u770b\u91ab\u751f\u662f\u4ef6\u5e78\u798f\u7684\u4e8b\uff0c \u4f46\u662f\u6709\u4e86AI\u5f8c\uff0c\u9019\u500b\u4fdd\u96aa\u53ef\u518d\u4e5f\u4e0d\u80fd\u4fdd\u969c\u7121\u6182\u4e86\u3002\u300c\u51492021\u5e74\uff0c\uff08\u5168\u570b\uff09\u6578\u64da\u986f\u793a\uff0c\u5065\u4fdd\u516c\u53f8\u62d2\u7d55\u4e86\u8d85\u904e\u56db\u5343\u4e5d\u767e\u842c\u4ef6\u91ab\u7642\u7406\u8ce0\u7533\u8acb\u3002\u7136\u800c\uff0c\u63d0\u51fa\u4e0a\u8a34\u7684\u4fdd\u6236\u4e0d\u52300.2%\u3002\u300d \u9019\u662f\u63d0\u6848\u52a0\u5ddeSB 1120\u865f\u6cd5\u6848\uff08\u5373\u300a\u91ab\u751f\u6c7a\u7b56\u6cd5\u300b\uff09\uff0cMenlo Park\u5dde\u53c3\u8b70\u54e1Josh Becker\uff0c\u5f15\u8ff0Kaiser Family Foundation\u7684\u6578\u64da\u5f8c\u8aaa\u7684\u3002\u4e5f\u5e78\u597d\u4ed6\u7684\u63d0\u6848\u5df2\u65bc\u53bb\u5e74\u4e5d\u6708\u7d93\u5dde\u9577Gavin Newsom\u7c3d\u7f72\u751f\u6548\u4e86\uff0c\u81f3\u5c11\u5728\u52a0\u5dde\uff0c\u672a\u4f86\u7684\u5065\u4fdd\u516c\u53f8\u4e0d\u53ef\u518d\u55ae\u7368\u4ee5AI\u7684\u6f14\u7b97\u6cd5\u4f86\u6838\u51c6\u8207\u5426\u91ab\u7642\u7406\u8ce0\u3002 \u6839\u64da\u52a0\u5dde\u8b77\u7406\u5e2b\u5354\u67032024\u5e74\u7684\u6578\u64da\uff0c\u52a0\u5dde\u6709\u5927\u7d0426%\u7684\u91ab\u7642\u7406\u8ce0\u88ab\u5065\u4fdd\u516c\u53f8\u7d66\u62d2\u7d55\u3002\u82e5\u975e\u7576\u4e8b\u4eba\u89aa\u8eab\u611f\u53d7\uff0c\u5a92\u9ad4\u6ce8\u610f\u767c\u8072\uff0c\u7acb\u6cd5\u59d4\u54e1\u5011\u91cd\u8996\u8d95\u7dca\u4fee\u6b63\uff0c\u76f8\u4fe1\u5927\u591a\u6578\u4eba\u90fd\u4e0d\u6562\u76f8\u4fe1\u7adf\u6709\u9019\u9ebc\u9ad8\u7684\u6bd4\u4f8b\u662f\u770b\u5b8c\u91ab\u751f\u5f8c\u6182\u616e\u7121\u6bd4\u7684\uff0c\u9019\u4e5f\u662f\u555f\u767cBecker\u8b70\u54e1\u8981\u63d0\u6848\u4fee\u88dc\u7684\u56e0\u7d20\u4e4b\u4e00\u3002 SB 1120\u6cd5\u4e26\u4e0d\u5b8c\u5168\u7981\u6b62\u4f7f\u7528AI\u6280\u8853\uff0c\u4f46\u898f\u5b9a\u4e86\u4eba\u985e\u7684\u5224\u65b7\u624d\u662f\u7406\u8ce0\u6c7a\u7b56\u7684\u6838\u5fc3\u3002\u6839\u64da\u8a72\u6cd5\uff0cAI\u5de5\u5177\u4e0d\u80fd\u7528\u65bc\u62d2\u7d55\u3001\u5ef6\u9072\u6216\u66f4\u6539\u91ab\u751f\u8a8d\u70ba\u5177\u6709\u91ab\u7642\u5fc5\u8981\u6027\u7684\u91ab\u7642\u4fdd\u5065\u670d\u52d9\u3002Becker\u8b70\u54e1\u8aaa\uff1a\u300c\u6f14\u7b97\u6cd5\u7121\u6cd5\u5b8c\u5168\u7406\u89e3\u60a3\u8005\u7368\u7279\u7684\u75c5\u53f2\u6216\u9700\u6c42\uff0c\u6feb\u7528\u53ef\u80fd\u6703\u5c0e\u81f4\u6bc0\u6ec5\u6027\u7684\u5f8c\u679c\u3002\u9019\u9805\u6cd5\u5f8b\u78ba\u4fdd\u4eba\u985e\u76e3\u7763\u624d\u662f\u91ab\u7642\u4fdd\u5065\u6c7a\u7b56\u7684\u6838\u5fc3\uff0c\u4fdd\u969c\u52a0\u5dde\u4eba\u7372\u5f97\u4ed6\u5011\u61c9\u5f97\u7684\u512a\u8cea\u91ab\u7642\u670d\u52d9\u3002\u300d \u4fdd\u96aa\u7406\u8ce0\u5be9\u6838\u662f\u4ef6\u9f90\u5927\u53c8\u8cbb\u5fc3\u529b\u7684\u5de5\u4f5c\uff0c\u82e5\u4e0d\u501f\u52a9AI\u65b0\u5de5\u5177\u4f86\u52a0\u901f\u5de5\u4f5c\u6548\u7387\uff0c\u7684\u78ba\u6703\u8b93\u4fdd\u96aa\u516c\u53f8\u4ed8\u51fa\u6c89\u91cd\u7684\u4eba\u529b\u6210\u672c\uff0c\u8207\u627f\u64d4\u7406\u8ce0\u904e\u6162\u7684\u4fdd\u6236\u62b1\u6028\uff0c\u4f46\u5168\u9760\u5b83\u662f\u5426\u4e5f\u592a\u4e0d\u901a\u300c\u4eba\u60c5\u300d\uff0c\u751a\u81f3\u53ea\u662f\u516c\u53f8\u70ba\u4e86\u71df\u904b\u6210\u672c\u800c\u4fbf\u5b9c\u884c\u4e8b\u5462\uff1f2023\u5e7411\u670814\u65e5\uff0c\u806f\u5408\u5065\u4fdd\u516c\u53f8\uff08UnitedHealth\uff09\u7684\u5169\u4f4d\u5df2\u53bb\u4e16\u4fdd\u6236\u7684\u5bb6\u4eba\uff0c\u5411\u660e\u5c3c\u8607\u9054\u5340\u806f\u90a6\u5730\u5340\u6cd5\u9662\u63d0\u8d77\u5c0d\u9019\u5bb6\u5065\u4fdd\u5de8\u982d\u7684\u96c6\u9ad4\u8a34\u8a1f\uff0c\u6307\u63a7\u8a72\u516c\u53f8\u6545\u610f\u4f7f\u7528\u6709\u7f3a\u9677\u7684AI\u6f14\u7b97\u6cd5\uff0c\u62d2\u7d55\u652f\u4ed8\u70ba\u8001\u5e74\u60a3\u8005\u63d0\u4f9b\u91ab\u751f\u8a8d\u70ba\u6709\u5fc5\u8981\u7684\u9577\u671f\u8b77\u7406\u4fdd\u96aa\u3002 \u8a34\u72c0\u8072\u7a31\u806f\u5408\u5065\u4fdd\u900f\u904e\u90e8\u7f72\u4e00\u5957\u8a72\u516c\u53f8\u5df2\u77e5\u932f\u8aa4\u7387\u9ad8\u9054\u4e5d\u6210\u7684AI\u6a21\u578b\uff0c\u975e\u6cd5\u62d2\u7d55\u300c\u6839\u64da\u300a\u91ab\u7642\u4fdd\u96aa\u512a\u52e2\u8a08\u5283\u300b\uff0c\u61c9\u5411\u8001\u5e74\u60a3\u8005\u63d0\u4f9b\u7684\u8b77\u7406\u300d\uff0c\u63a8\u7ffb\u4e86\u60a3\u8005\u91ab\u751f\u95dc\u65bc\u9019\u4e9b\u8cbb\u7528\u6709\u91ab\u7642\u4e0a\u5fc5\u8981\u7684\u6c7a\u7b56\u3002\u8a34\u72c0\u5beb\u9053\uff1a\u300c\u5168\u570b\u7684\u9ad8\u9f61\u8005\u88ab\u904e\u65e9\u5730\u8d95\u51fa\u8b77\u7406\u6a5f\u69cb\uff0c\u6216\u88ab\u8feb\u8017\u76e1\u5bb6\u5ead\u7a4d\u84c4\u624d\u80fd\u7e7c\u7e8c\u63a5\u53d7\u5fc5\u8981\u7684\u91ab\u7642\u8b77\u7406\uff0c\u9019\u4e00\u5207\u90fd\u662f\u56e0\u70ba\uff08\u806f\u5408\u5065\u5eb7\u7684\uff09AI\u6a21\u578b\u300e\u4e0d\u540c\u610f\u300f\u4ed6\u5011\u7684\u771f\u5be6\u91ab\u751f\u7684\u6c7a\u5b9a\u3002\u300d \u906d\u6307\u63a7\u7684AI\u662fNaviHealth\u6240\u958b\u767c\u7684\u540d\u70ba\u201cnH Predict\u201d\u6a21\u578b\uff0c\u8a34\u8a1f\u7a31\u5b83\u5e6b\u52a9\u4fdd\u96aa\u516c\u53f8\u80fd\u5920\u300c\u904e\u65e9\u4e14\u60e1\u610f\u5730\u505c\u6b62\u5411\u5176\u8001\u5e74\u4fdd\u6236\u652f\u4ed8\u7406\u8ce0\u300d\u3002\u4f46NaviHealth\u767c\u8a00\u4ebaAaron Albright\u5c0d\u5a92\u9ad4\u8868\u793a\uff0c\u9019\u5957AI\u5de5\u5177\u4e26\u4e0d\u662f\u7528\u4f86\u505a\u7406\u8ce0\u6c7a\u7b56\u7684\uff0c\u800c\u662f\u505a\u70ba\u300c\u5e6b\u52a9(\u806f\u5408\u5065\u4fdd)\u544a\u77e5\u91ab\u7642\u670d\u52d9\u63d0\u4f9b\u8005\u7684\u4e00\u9805\u6307\u5357\u2026\u60a3\u8005\u53ef\u80fd\u9700\u8981\u4ec0\u9ebc\u6a23\u7684\u5e6b\u52a9\u548c\u7167\u8b77\u3002\u300d\u4ed6\u5f37\u8abf\uff0c\u7406\u8ce0\u6c7a\u5b9a\u6700\u7d42\u300c\u57fa\u65bcCMS\u627f\u4fdd\u6a19\u6e96\u548c\u4fdd\u6236\u4fdd\u55ae\u7684\u689d\u6b3e\u300d\uff0c\u4e26\u88dc\u5145\u8aaa\u8a72\u8a34\u8a1f\u300c\u6c92\u6709\u4efb\u4f55\u4f9d\u64da\u300d\u3002 \u7528AI\u4f86\u5e6b\u52a9\u4eba\u5de5\u5be9\u6838\u5728\u696d\u754c\u65e9\u5df2\u4e0d\u662f\u65b0\u805e\uff0c\u66f4\u662f\u7121\u6b62\u76e1\u7684\u8faf\u8ad6\uff0c\u5c08\u5bb6\u5011\u7a31\u4e4b\u70ba\u4e00\u96bb\u4eba\u5de5\u667a\u6167\u7684\u624b\u81c2\uff0c\u800c\u9019\u96bb\u624b\u6703\u4f38\u9032\u6240\u8b02\u7684\u300c\u6162\u52d5\u4f5cHAL 9000\u300d\u6548\u61c9\u4e2d\u3002\u9019\u662f\u4ee5\u96fb\u5f71\u300a2001\uff1a\u592a\u7a7a\u6f2b\u904a\u300b\u4e2d\u72e1\u733e\u7684\u6a5f\u5668\u4eba\u547d\u540d\uff0c\u5b83\u6703\u6709\u689d\u4e0d\u7d0a\u5730\u7de9\u6162\u95dc\u9589\u51ac\u7720\u592a\u7a7a\u4eba\u7684\u7dad\u751f\u7cfb\u7d71\uff0c\u5c0e\u81f4\u4ed6\u5011\u6700\u7d42\u6b7b\u4ea1\uff0c\u6240\u4ee5\u9019\u6548\u61c9\u8b93\u91ab\u9662\u548c\u91ab\u751f\u5011\uff0c\u8207\u4fdd\u96aa\u516c\u53f8\u9677\u5165\u4e00\u7a2e\u5c0d\u7acb\u3002 \u5021\u8b70\u5728\u91ab\u7642\u4fdd\u5065\u65b9\u9762\u4ee5\u4eba\u70ba\u672c\u7684\u7d44\u7e54Phicil-itate Change LLC\uff0c\u57f7\u884c\u9577Sheila Phicil\u8aaa\uff1a\u300c\u806f\u5408\u5065\u4fdd\u5229\u7528AI\u505a\u4e86\u4e00\u4e9b\u597d\u4e8b\uff0c\u56e0\u70ba\u5b83\u6d89\u53ca\u5230\u8b58\u5225\u548c\u89e3\u6c7a\u5065\u5eb7\u7684\u793e\u6703\u6c7a\u5b9a\u56e0\u7d20\u3002\u4f46\u9019\u540c\u6a23\u7684AI\u5de5\u5177\uff0c\u537b\u4e5f\u5c0e\u81f4\u5927\u898f\u6a21\u62d2\u7d55\u75c5\u60a3\u7167\u8b77\uff0c\u51cc\u99d5\u65bc\u91ab\u7642\u5c08\u696d\u4eba\u54e1\u7684\u5224\u65b7\u4e4b\u4e0a\u3002\u9019\u78ba\u5be6\u662f\u4e00\u628a\u96d9\u9762\u5203\u3002\u300d \u9f13\u5439\u628a\u91ab\u7642\u5e33\u55ae\u8f49\u6210\u91ab\u7642\u4fdd\u5065\u524d\u9032\u52d5\u529b\u7684Medical Bill Gurus\uff0c\u57f7\u884c\u9577Daniel Lynch\u63a5\u53d7\u63a1\u8a2a\u6642\u8868\u793a\uff1a\u300c\u6211\u6beb\u4e0d\u61f7\u7591\u5176\u5b83\u4fdd\u96aa\u516c\u53f8\u4e5f\u5728\u4f7f\u7528AI\u4f86\u5c0b\u627e\u62d2\u7d55\u7406\u8ce0\u7684\u65b0\u65b9\u6cd5\u3002\u73fe\u5be6\u60c5\u6cc1\u662f\uff0c\u4fdd\u96aa\u516c\u53f8\u6703\u5148\u62d2\u8ce0\uff0c\u7136\u5f8c\u770b\u770b\u662f\u5426\u6709\u4eba\u4e0a\u8a34\u3002\u8a31\u591a\u88ab\u62d2\u7d55\u7684\u7406\u8ce0\u90fd\u662f\u7531\u65bc\u4e00\u4e9b\u5bb9\u6613\u89e3\u6c7a\u7684\u932f\u8aa4\u9020\u6210\u7684\uff0c\u9019\u5c31\u662f2024-25\u5e74\u91ab\u7642\u4fdd\u5065\u7684\u73fe\u5be6\u3002\u300d \u5171\u540c\u63a8\u52d5\u52a0\u5ddeSB 1120\u6cd5\u7684\u52a0\u5dde\u91ab\u5b78\u6703\uff0c\u767c\u8a00\u4ebaErin Mellon\u5f37\u8abf\u4fdd\u8b77\u91ab\u75c5\u95dc\u4fc2\u7684\u91cd\u8981\u6027\u3002\u5979\u8aaa\uff1a\u300cAI\u6709\u6539\u5584\u60a3\u8005\u8b77\u7406\u7684\u6f5b\u529b\uff0c\u4f46\u5b83\u4e0d\u61c9\u8a72\u640d\u5bb3\u6216\u53d6\u4ee3\u9019\u7a2e\u95dc\u4fc2\u3002\u91ab\u751f\u666e\u904d\u652f\u6301AI\u5728\u91ab\u7642\u4fdd\u5065\u9818\u57df\u7684\u61c9\u7528\uff0c\u53ea\u8981\u5b83\u80fd\u589e\u5f37\u8b77\u7406\uff0c\u4e26\u5c0a\u91cd\u91ab\u751f\u548c\u60a3\u8005\u7684\u9700\u6c42\u3002\u300d Becker\u4e5f\u540c\u610fAI\u5728\u91ab\u7642\u4fdd\u5065\u65b9\u9762\u6709\u5de8\u5927\u6f5b\u529b\uff0c\u4f46\u300c\u5b83\u6c38\u9060\u4e0d\u8a72\u53d6\u4ee3\u91ab\u751f\u7684\u5c08\u696d\u77e5\u8b58\u548c\u5224\u65b7\u3002\u300d\u5168\u7f8e\u5df2\u6709\u8fd1\u5eff\u500b\u5dde\u8981\u7acb\u985e\u4f3c\u6cd5\u5f8b\uff0c\u6240\u4ee5\u52a0\u5dde\u9019\u56de\u53c8\u7b97\u662f\u8d70\u5728\u524d\u982d\uff0c\u4e0b\u4e00\u6b65\u5c31\u662f\u63a8\u52d5\u806f\u90a6\u7acb\u6cd5\u3002\u65bc\u91ab\u65bc\u75c5\u65bc\u7acb\u6cd5\u8005\uff0c\u5e7e\u4e4e\u6c92\u6709\u4eba\u5426\u5b9aAI\u5728\u91ab\u7642\u4fdd\u5065\u65b9\u9762\u7684\u52a9\u76ca\uff0c\u4f46\u7531\u5b83\u4f86\u66ff\u91ab\u751f\u6216\u60a3\u8005\u4e0b\u6c7a\u5b9a\uff0c\u9019\u53ef\u5c31\u904e\u4e86\u982d\uff0c\u4f55\u6cc1\u5982\u679c\u80cc\u5f8c\u7684\u7406\u7531\u662f\u725f\u5229\u2026 \u8a18\u8005 Pegasus J. Juan","twitter:image":"https:\/\/newsforchinese.com\/v3\/wp-content\/uploads\/2025\/02\/\u91ab\u7642\u7406\u8ce0\u4e5f\u88abAI\u7ba1\u8457.png"},"aioseo_meta_data":{"post_id":"273292","title":null,"description":null,"keywords":null,"keyphrases":{"focus":{"keyphrase":"","score":0,"analysis":{"keyphraseInTitle":{"score":0,"maxScore":9,"error":1}}},"additional":[]},"primary_term":null,"canonical_url":null,"og_title":null,"og_description":null,"og_object_type":"default","og_image_type":"default","og_image_url":null,"og_image_width":null,"og_image_height":null,"og_image_custom_url":null,"og_image_custom_fields":null,"og_video":"","og_custom_url":null,"og_article_section":null,"og_article_tags":null,"twitter_use_og":false,"twitter_card":"default","twitter_image_type":"default","twitter_image_url":null,"twitter_image_custom_url":null,"twitter_image_custom_fields":null,"twitter_title":null,"twitter_description":null,"schema":{"blockGraphs":[],"customGraphs":[],"default":{"data":{"Article":[],"Course":[],"Dataset":[],"FAQPage":[],"Movie":[],"Person":[],"Product":[],"ProductReview":[],"Car":[],"Recipe":[],"Service":[],"SoftwareApplication":[],"WebPage":[]},"graphName":"BlogPosting","isEnabled":true},"graphs":[]},"schema_type":"default","schema_type_options":null,"pillar_content":false,"robots_default":true,"robots_noindex":false,"robots_noarchive":false,"robots_nosnippet":false,"robots_nofollow":false,"robots_noimageindex":false,"robots_noodp":false,"robots_notranslate":false,"robots_max_snippet":"-1","robots_max_videopreview":"-1","robots_max_imagepreview":"large","priority":null,"frequency":"default","local_seo":null,"breadcrumb_settings":null,"limit_modified_date":false,"ai":null,"created":"2025-02-23 17:09:42","updated":"2025-06-12 03:19:38","seo_analyzer_scan_date":null,"focus_keyword":null,"additional_keywords":null,"truseo_locale":null},"aioseo_breadcrumb":"<div class=\"aioseo-breadcrumbs\"><span class=\"aioseo-breadcrumb\">\n\t\t\t<a href=\"https:\/\/newsforchinese.com\/v3\" title=\"Home\">Home<\/a>\n\t\t<\/span><span class=\"aioseo-breadcrumb-separator\">&raquo;<\/span><span class=\"aioseo-breadcrumb\">\n\t\t\t<a href=\"https:\/\/newsforchinese.com\/v3\/category\/local\/\" title=\"\u5730\u65b9\u65b0\u805e\">\u5730\u65b9\u65b0\u805e<\/a>\n\t\t<\/span><span class=\"aioseo-breadcrumb-separator\">&raquo;<\/span><span class=\"aioseo-breadcrumb\">\n\t\t\t\u91ab\u7642\u7406\u8ce0\u4e5f\u88abAI\u7ba1\u8457\n\t\t<\/span><\/div>","aioseo_breadcrumb_json":[{"label":"Home","link":"https:\/\/newsforchinese.com\/v3"},{"label":"\u5730\u65b9\u65b0\u805e","link":"https:\/\/newsforchinese.com\/v3\/category\/local\/"},{"label":"\u91ab\u7642\u7406\u8ce0\u4e5f\u88abAI\u7ba1\u8457","link":"https:\/\/newsforchinese.com\/v3\/2025\/03\/01\/%e9%86%ab%e7%99%82%e7%90%86%e8%b3%a0%e4%b9%9f%e8%a2%abai%e7%ae%a1%e8%91%97\/"}],"featured_image_urls":{"medium":"https:\/\/newsforchinese.com\/v3\/wp-content\/uploads\/2025\/02\/\u91ab\u7642\u7406\u8ce0\u4e5f\u88abAI\u7ba1\u8457-300x187.png","thumbnail":"https:\/\/newsforchinese.com\/v3\/wp-content\/uploads\/2025\/02\/\u91ab\u7642\u7406\u8ce0\u4e5f\u88abAI\u7ba1\u8457-150x150.png","post-thumbnail-size":"https:\/\/newsforchinese.com\/v3\/wp-content\/uploads\/2025\/02\/\u91ab\u7642\u7406\u8ce0\u4e5f\u88abAI\u7ba1\u8457-600x330.png","round-personnel-size":"https:\/\/newsforchinese.com\/v3\/wp-content\/uploads\/2025\/02\/\u91ab\u7642\u7406\u8ce0\u4e5f\u88abAI\u7ba1\u8457-400x373.png","small-grid-size":"https:\/\/newsforchinese.com\/v3\/wp-content\/uploads\/2025\/02\/\u91ab\u7642\u7406\u8ce0\u4e5f\u88abAI\u7ba1\u8457-400x300.png","portrait":"https:\/\/newsforchinese.com\/v3\/wp-content\/uploads\/2025\/02\/\u91ab\u7642\u7406\u8ce0\u4e5f\u88abAI\u7ba1\u8457-500x373.png","post-widget-left-featured":"https:\/\/newsforchinese.com\/v3\/wp-content\/uploads\/2025\/02\/\u91ab\u7642\u7406\u8ce0\u4e5f\u88abAI\u7ba1\u8457-600x350.png","post-board-1-2":"https:\/\/newsforchinese.com\/v3\/wp-content\/uploads\/2025\/02\/\u91ab\u7642\u7406\u8ce0\u4e5f\u88abAI\u7ba1\u8457-450x373.png","post-board-2-2":"https:\/\/newsforchinese.com\/v3\/wp-content\/uploads\/2025\/02\/\u91ab\u7642\u7406\u8ce0\u4e5f\u88abAI\u7ba1\u8457-600x332.png"},"appp_media":null,"episode_featured_image":"https:\/\/newsforchinese.com\/v3\/wp-content\/uploads\/2025\/02\/\u91ab\u7642\u7406\u8ce0\u4e5f\u88abAI\u7ba1\u8457.png","episode_player_image":"https:\/\/newsforchinese.com\/v3\/wp-content\/uploads\/2022\/11\/avatars-DFF30y5My1u3eZvX-2nXMSw-original.jpg","download_link":"","player_link":"","audio_player":false,"episode_data":{"playerMode":"dark","subscribeUrls":[],"rssFeedUrl":"https:\/\/newsforchinese.com\/v3\/feed\/podcast\/%e8%80%81%e4%b8%ad%e5%bb%a3%e6%92%ad%e9%9b%bb%e5%8f%b0","embedCode":"<blockquote class=\"wp-embedded-content\" data-secret=\"SAatX2zRH6\"><a href=\"https:\/\/newsforchinese.com\/v3\/2025\/03\/01\/%e9%86%ab%e7%99%82%e7%90%86%e8%b3%a0%e4%b9%9f%e8%a2%abai%e7%ae%a1%e8%91%97\/\">\u91ab\u7642\u7406\u8ce0\u4e5f\u88abAI\u7ba1\u8457<\/a><\/blockquote><iframe sandbox=\"allow-scripts\" security=\"restricted\" src=\"https:\/\/newsforchinese.com\/v3\/2025\/03\/01\/%e9%86%ab%e7%99%82%e7%90%86%e8%b3%a0%e4%b9%9f%e8%a2%abai%e7%ae%a1%e8%91%97\/embed\/#?secret=SAatX2zRH6\" width=\"500\" height=\"350\" title=\"&#8220;\u91ab\u7642\u7406\u8ce0\u4e5f\u88abAI\u7ba1\u8457&#8221; &#8212; News for Chinese \uff0d \u820a\u91d1\u5c71\u7063\u5340No.1\u514d\u8cbb\u83ef\u4eba\u793e\u5340\u5831\u7d19\" data-secret=\"SAatX2zRH6\" frameborder=\"0\" marginwidth=\"0\" marginheight=\"0\" scrolling=\"no\" class=\"wp-embedded-content\"><\/iframe><script>\n\/*! This file is auto-generated *\/\n!function(d,l){\"use strict\";l.querySelector&&d.addEventListener&&\"undefined\"!=typeof URL&&(d.wp=d.wp||{},d.wp.receiveEmbedMessage||(d.wp.receiveEmbedMessage=function(e){var t=e.data;if((t||t.secret||t.message||t.value)&&!\/[^a-zA-Z0-9]\/.test(t.secret)){for(var s,r,n,a=l.querySelectorAll('iframe[data-secret=\"'+t.secret+'\"]'),o=l.querySelectorAll('blockquote[data-secret=\"'+t.secret+'\"]'),c=new RegExp(\"^https?:$\",\"i\"),i=0;i<o.length;i++)o[i].style.display=\"none\";for(i=0;i<a.length;i++)s=a[i],e.source===s.contentWindow&&(s.removeAttribute(\"style\"),\"height\"===t.message?(1e3<(r=parseInt(t.value,10))?r=1e3:~~r<200&&(r=200),s.height=r):\"link\"===t.message&&(r=new URL(s.getAttribute(\"src\")),n=new URL(t.value),c.test(n.protocol))&&n.host===r.host&&l.activeElement===s&&(d.top.location.href=t.value))}},d.addEventListener(\"message\",d.wp.receiveEmbedMessage,!1),l.addEventListener(\"DOMContentLoaded\",function(){for(var e,t,s=l.querySelectorAll(\"iframe.wp-embedded-content\"),r=0;r<s.length;r++)(t=(e=s[r]).getAttribute(\"data-secret\"))||(t=Math.random().toString(36).substring(2,12),e.src+=\"#?secret=\"+t,e.setAttribute(\"data-secret\",t)),e.contentWindow.postMessage({message:\"ready\",secret:t},\"*\")},!1)))}(window,document);\n\/\/# sourceURL=https:\/\/newsforchinese.com\/v3\/wp-includes\/js\/wp-embed.min.js\n<\/script>\n"},"jetpack_publicize_connections":[],"jetpack-related-posts":[{"id":270886,"url":"https:\/\/newsforchinese.com\/v3\/2025\/01\/07\/%e5%8a%a0%e5%b7%9e%e6%96%b0%e6%b3%95%e7%a6%81%e5%96%ae%e7%94%a8ai%e6%8b%92%e5%81%a5%e4%bf%9d%e7%90%86%e8%b3%a0\/","url_meta":{"origin":273292,"position":0},"title":"\u52a0\u5dde\u65b0\u6cd5\u7981\u55ae\u7528AI\u62d2\u5065\u4fdd\u7406\u8ce0","author":"Yingying","date":"January 7, 2025","format":false,"excerpt":"\u53bb\u5e74\uff0c\u52a0\u5dde\u7d04\u56db\u5206\u4e4b\u4e00\u7684\u5065\u5eb7\u4fdd\u96aa\u7406\u8ce0\u7533\u8acb\u662f\u88ab\u62d2\u7d55\u7684\uff0c\u9019\u4e00\u73fe\u5be6\u53cd\u6620\u4e86\u5168\u570b\u4eba\u6c11\u5c0d\u91ab\u4fdd\u516c\u53f8\u61a4\u6012\u7684\u5fc3\u7406\uff0c\u4e26\u5c0e\u81f4\u4eba\u5011\u6307\u8cac\u6b64\u985e\u62d2\u8ce0\u7f3a\u4e4f\u4eba\u985e\u540c\u7406\u5fc3\u3002 \u4f46\u5f9e\u4eca\u5e74\u4e00\u6708\u8d77\uff0c\u52a0\u5dde\u4e00\u9805\u65b0\u6cd5\u53ef\u5e6b\u52a9\u4eba\u5011\u6292\u767c\u6028\u8a00\uff0c\u5373\u900f\u904e\u7981\u6b62\u50c5\u6839\u64da\u4eba\u5de5\u667a\u6167\u6f14\u7b97\u6cd5\u4fbf\u505a\u51fa\u62d2\u7d55\u7406\u8ce0\uff0c\u4ee5\u78ba\u4fdd\u4eba\u985e\u7684\u89c0\u9ede\u4e0d\u6703\u5f9e\u6587\u5b57\u4e0a\uff0c\u4fbf\u88ab\u6392\u9664\u5728\u6b64\u985e\u6c7a\u7b56\u4e4b\u5916\u3002 \u53bb\u5e74\u4e5d\u6708\uff0c\u5dde\u9577Gavin Newsom\u7c3d\u7f72\u4e86SB 1120\u865f\u6cd5\u6848\uff08\u5373\u300a\u91ab\u751f\u6c7a\u7b56\u6cd5\u300b\uff09\uff0c\u8a72\u6cd5\u7684\u51fa\u53f0\u6642\u9593\uff0c\u6b63\u503c\u4eba\u5011\u5c0d\u91ab\u4fdd\u9ad4\u7cfb\u7684\u4e0d\u6eff\u60c5\u7dd2\u5347\u6eab\u4e4b\u969b\u3002 \u63d0\u6848\u4ebaMenlo Park\u5dde\u53c3\u8b70\u54e1Josh Becker\uff0c\u5f15\u8ff0Kaiser Family Foundation\u7684\u6578\u64da\u8868\u793a\uff1a\u300c\u50c52021\u5e74\uff0c\uff08\u5168\u570b\uff09\u6578\u64da\u986f\u793a\uff0c\u5065\u4fdd\u516c\u53f8\u62d2\u7d55\u4e86\u8d85\u904e\u56db\u5343\u4e5d\u767e\u842c\u4ef6\u7406\u8ce0\u7533\u8acb\u3002\u7136\u800c\uff0c\u63d0\u51fa\u4e0a\u8a34\u7684\u4fdd\u6236\u4e0d\u52300.2%\u3002\u300d","rel":"","context":"In &quot;\u5730\u65b9\u65b0\u805e&quot;","block_context":{"text":"\u5730\u65b9\u65b0\u805e","link":"https:\/\/newsforchinese.com\/v3\/category\/local\/"},"img":{"alt_text":"","src":"https:\/\/i0.wp.com\/newsforchinese.com\/v3\/wp-content\/uploads\/2019\/06\/Health-Insurance-California.jpg?resize=350%2C200&ssl=1","width":350,"height":200,"srcset":"https:\/\/i0.wp.com\/newsforchinese.com\/v3\/wp-content\/uploads\/2019\/06\/Health-Insurance-California.jpg?resize=350%2C200&ssl=1 1x, https:\/\/i0.wp.com\/newsforchinese.com\/v3\/wp-content\/uploads\/2019\/06\/Health-Insurance-California.jpg?resize=525%2C300&ssl=1 1.5x"},"classes":[]},{"id":278961,"url":"https:\/\/newsforchinese.com\/v3\/2025\/06\/18\/state-farm%e8%a2%ab%e5%8a%a0%e5%b7%9e%e4%bf%9d%e9%9a%aa%e5%b1%80%e8%aa%bf%e6%9f%a5%e9%87%8e%e7%81%ab%e7%90%86%e8%b3%a0\/","url_meta":{"origin":273292,"position":1},"title":"State Farm\u88ab\u52a0\u5dde\u4fdd\u96aa\u5c40\u8abf\u67e5\u91ce\u706b\u7406\u8ce0","author":"Yingying","date":"June 18, 2025","format":false,"excerpt":"\u52a0\u5dde\u4fdd\u96aa\u5c40\u5c40\u9577Ricardo Lara\u65bc6\u670812\u65e5\u5ba3\u5e03\uff0c\u5c0dState Farm\u4fdd\u96aa\u516c\u53f8\u5c55\u958b\u8abf\u67e5\uff0c\u8a72\u516c\u53f8\u8655\u7406Eaton\u548cPalisades\u91ce\u706b\u5016\u5b58\u8005\u63d0\u51fa\u7684\u6578\u5343\u4efd\u7406\u8ce0\u60c5\u6cc1\u3002 \u81ea\u5f9e\u5357\u52a0\u5dde\u91ce\u706b\u8086\u8650\u4e94\u500b\u591a\u6708\u4ee5\u4f86\uff0c\u52a0\u5dde\u4fdd\u96aa\u5c40\u8868\u793a\u5df2\u555f\u52d5\u5c0dState Farm\u4fdd\u96aa\u516c\u53f8\u7684\u5e02\u5834\u884c\u70ba\u5be9\u67e5\uff0c\u64f4\u5927\u4e86\u5c0d\u6d88\u8cbb\u8005\u6295\u8a34\u7684\u6301\u7e8c\u8abf\u67e5\u7bc4\u570d\u3002Lara\u5728\u4e00\u4efd\u8072\u660e\u4e2d\u8868\u793a\uff1a\u300c\u6b64\u6b21\u5be9\u67e5\u5c07\u8a55\u4f30State Farm\u4fdd\u96aa\u516c\u53f8\u662f\u5426\u9075\u5b88\u4e86\u52a0\u5dde\u6d88\u8cbb\u8005\u4fdd\u8b77\u548c\u7406\u8ce0\u8655\u7406\u6cd5\u5f8b\uff0c\u4e26\u5c07\u6709\u52a9\u65bc\u78ba\u5b9a\u5728\u81ea\u7136\u707d\u5bb3\u65e5\u76ca\u64fe\u4e82\u5168\u570b\u4fdd\u96aa\u5e02\u5834\u7684\u60c5\u6cc1\u4e0b\uff0c\u662f\u5426\u9700\u8981\u9032\u4e00\u6b65\u6539\u9769\u3002\u300d \u91dd\u5c0dSate Farm\u6216\u5176\u5b83\u4fdd\u96aa\u696d\u8005\u7684\u6295\u8a34\uff0c\u4fdd\u6236\u5011\u53ef\u4ee5\u900f\u904e\u7dda\u4e0a\u63d0\u4ea4\u6216\u81f4\u96fb800-927-HELP\u63d0\u4ea4\u3002 Lara\u7a31\uff1a\u300c\u6211\u5011\u80fd\u63d0\u4f9b\u7684\u6700\u6709\u529b\u8b49\u64da\uff0c\u5c31\u662f\u6d88\u8cbb\u8005\u81ea\u5df1\u7684\u8072\u97f3\u3002\u6211\u6566\u4fc3\u4efb\u4f55\u9762\u81e8\u4ed8\u6b3e\u5ef6\u9072\u3001\u7406\u8ce0\u7cfe\u7d1b\u3001\u591a\u4f4d\u7406\u8ce0\u54e1\u3001\u7159\u9727\u640d\u5bb3\u6216\u4efb\u4f55\u5176\u5b83\u554f\u984c\u7684\u91ce\u706b\u5016\u5b58\u8005\uff0c\u5411\u6211\u7684\u90e8\u9580\u63d0\u51fa\u6b63\u5f0f\u6295\u8a34\u3002\u300d","rel":"","context":"In &quot;\u5730\u65b9\u65b0\u805e&quot;","block_context":{"text":"\u5730\u65b9\u65b0\u805e","link":"https:\/\/newsforchinese.com\/v3\/category\/local\/"},"img":{"alt_text":"","src":"https:\/\/i0.wp.com\/newsforchinese.com\/v3\/wp-content\/uploads\/2023\/03\/State-Farm.png?resize=350%2C200&ssl=1","width":350,"height":200,"srcset":"https:\/\/i0.wp.com\/newsforchinese.com\/v3\/wp-content\/uploads\/2023\/03\/State-Farm.png?resize=350%2C200&ssl=1 1x, https:\/\/i0.wp.com\/newsforchinese.com\/v3\/wp-content\/uploads\/2023\/03\/State-Farm.png?resize=525%2C300&ssl=1 1.5x"},"classes":[]},{"id":258078,"url":"https:\/\/newsforchinese.com\/v3\/2024\/05\/11\/%e5%b1%8b%e9%9a%aa%e6%a5%ad%e8%80%85%e7%9c%9f%e7%9a%84%e6%a7%93%e4%b8%8a%e5%8a%a0%e5%b7%9e\/","url_meta":{"origin":273292,"position":2},"title":"\u5c4b\u96aa\u696d\u8005\u771f\u7684\u69d3\u4e0a\u52a0\u5dde","author":"Raymond","date":"May 11, 2024","format":false,"excerpt":"\u53c8\u4e00\u500b\u4e0d\u662f\u8f15\u6613\u505a\u51fa\u7684\u6c7a\u5b9a\uff0c\u53ea\u662f\u9019\u56de\u4e26\u975e\u5f9e\u67d0\u79d1\u6280\u516c\u53f8CEO\u53e3\u4e2d\u8aaa\u51fa\u8981\u88c1\u54e1\uff0c\u800c\u662f\u66f4\u95dc\u4fc2\u5230\u52a0\u5dde\u4eba\u7684\u623f\u5c4b\u96aa\u696d\u8005\u3002 \u7e3d\u90e8\u5728\u4f0a\u5229\u8afe\u5dde\u7684\u52a0\u5dde\u6700\u5927\u4fdd\u96aa\u516c\u53f8State Farm\uff0c\u4e09\u6708\u4e2d\u5ba3\u5e03\u5f9e\u4eca\u5e74\u590f\u5929\u958b\u59cb\uff0c\u505c\u6b62\u7e8c\u4fdd\u52a0\u5dde\u4e03\u842c\u5169\u5343\u6236\u900f\u5929\u4f4f\u5b85\u8207\u516c\u5bd3\u7684\u4fdd\u96aa\uff0c\u662f\u8a72\u516c\u53f8\u5ba3\u5e03\u4e0d\u518d\u767c\u65b0\u4fdd\u55ae\u7d66\u52a0\u5dde\u5c4b\u4e3b\u5f8c\u4e5d\u500b\u6708\u7684\u6700\u5927\u52d5\u4f5c\u3002 State Farm\u5f15\u7528\u98db\u6f32\u7684\u6210\u672c\u7576\u505c\u4fdd\u7406\u7531\uff0c\u8af8\u5982\u91ce\u706b\u7b49\u707d\u96e3\u548c\u904e\u6642\u6cd5\u898f\u7684\u98a8\u96aa\u4e0d\u65b7\u589e\u52a0\uff0c\u56e0\u6b64\u4e0d\u518d\u8207\u4e09\u842c\u6236\u900f\u5929\u8207\u56db\u842c\u5169\u5343\u6236\u516c\u5bd3\u7e8c\u7d04\u4fdd\u55ae\u3002\u8a72\u516c\u53f8\u65bc3\u670820\u65e5\u767c\u8868\u8072\u660e\u7a31\uff1a\u300c\u9019\u662f\u4e00\u9805\u4e0d\u6613\u505a\u51fa\u7684\u6c7a\u5b9a\uff0c\u53ea\u6709\u5728\u4ed4\u7d30\u5206\u6790\u4e86State Farm General\u8ca1\u52d9\u72c0\u6cc1\u5f8c\u624d\u4e0b\u5f97\u4e86\u7684\u3002\u9019\u4e9b\u72c0\u6cc1\u6301\u7e8c\u53d7\u5230\u901a\u8ca8\u81a8\u8139\u3001\u707d\u96e3\u66dd\u96aa\u3001\u518d\u4fdd\u6210\u672c\uff0c\u4ee5\u53ca\u6578\u5341\u5e74\u8001\u7684\u4fdd\u96aa\u6cd5\u898f\u675f\u7e1b\u7684\u5f71\u97ff\u3002\u300dState Farm\u5f37\u8abf\u81ea\u5df1\u662f\u5f88\u8a8d\u771f\u5730\u770b\u5f85\u81ea\u5df1\u7684\u8cac\u4efb\uff0c\u70ba\u5ba2\u6236\u7dad\u6301\u8db3\u5920\u7684\u7406\u8ce0\u80fd\u529b\uff0c\u540c\u6642\u53c8\u8981\u7b26\u5408\u53ef\u7533\u8acb\u8005\u8ca1\u52d9\u652f\u4ed8\u689d\u4ef6\u7684\u6cd5\u5f8b\uff0c\u6240\u4ee5\u300c\u73fe\u5728\u662f\u5fc5\u9808\u63a1\u53d6\u9019\u4e9b\u884c\u52d5\u7684\u6642\u523b\u300d\u3002 \u975e\u5e38\u54c0\u6028\u7684\u8072\u660e\uff0c\u8a8d\u771f\u7406\u8ce0\u4fdd\u96aa\u91d1\uff0c\u53c8\u8981\u5f88\u4fbf\u5b9c\u5730\u8b93\u5927\u5bb6\u90fd\u80fd\u4fdd\uff0c\u9019\u7a2e\u5169\u982d\u71d2\u4fdd\u96aa\u516c\u53f8\u7684\u4f5c\u6cd5\u8b93\u4ed6\u5011\u6c7a\u5b9a\u4e0d\u5728\u52a0\u5dde\u73a9\u4e86\u3002\u4f46\u662f\u52a0\u5dde\u6709\u91ce\u706b\uff0c\u4f0a\u5229\u8afe\u5dde\u96e3\u9053\u6c92\u6709\u9f8d\u6372\u98a8\u55ce\uff1fState Farm\u53bb\u5e74\u4e94\u6708\u624d\u8aaa\u4e0d\u63a5\u53d7\u52a0\u5dde\u5c4b\u96aa\u65b0\u4fdd\u55ae\uff0c\u5982\u4eca\u53c8\u505c\u6b62\u7e8c\u4fdd\u820a\u4fdd\u55ae\uff0c\u76f8\u4fe1\u52a0\u5dde\u4fdd\u96aa\u5c40\u771f\u7684\u5f88\u60f3\u554f\u554f\u8a72\u516c\u53f8\u9019\u53e5\u8a71\u3002\u4fdd\u96aa\u5c40\u8868\u793a\uff0cState Farm\u6709\u8cac\u4efb\u4f86\u56de\u7b54\u4ed6\u5011\uff0c\u5c0d\u5176\u4e0d\u518d\u7e8c\u4fdd\u6c7a\u5b9a\u7684\u8a62\u554f\u3002\u526f\u5c40\u9577Michael Soller\u8aaa\uff1a\u300c\u6211\u5011\u505a\u70ba\u4fdd\u96aa\u76e3\u7ba1\u6a5f\u95dc\u7684\u89d2\u8272\u4e4b\u4e00\uff0c\u5c31\u662f\u8981\u8b93\u4fdd\u96aa\u516c\u53f8\u5c0d\u5176\u8a00\u884c\u8ca0\u8cac\u3002\u6211\u5011\u5fc5\u9808\u6709\u4fe1\u5fc3\u61c9\u5c0dState Farm\uff0c\u8981\u8b93\u5b83\u5c65\u884c\u5c0d\u52a0\u5dde\u5ba2\u6236\u7684\u7fa9\u52d9\u3002\u300d \u4fdd\u96aa\u5c40\u8aaa\u7684\u5920\u55c6\uff0c\u4f46\u4f55\u6642\u4eae\u528d\u8abf\u67e5\u537b\u6c92\u8aaa\uff0c\u6d88\u8cbb\u8005\u4fdd\u8b77\u5718\u9ad4\u5df2\u5148\u770b\u4e0d\u4e0b\u53bb\u3002Consumer Watchdog\u5275\u8fa6\u4ebaHarvey Rosenfield\uff0c\u662f1988\u5e74\u516c\u6295\u901a\u904e\u7684\u52a0\u5dde\u4fdd\u96aa\u6cd5\u898f\u300a\u7b2c103\u865f\u63d0\u6848\u300b\u7684\u8d77\u8349\u4eba\u4e4b\u4e00\uff0c\u4ed6\u8868\u793a\uff0c\u5c31\u5728\u4fdd\u96aa\u5c40\u6838\u51c6State Farm\u8abf\u9ad8\u4fdd\u8cbb\u5169\u6210\u5f8c\uff0c\u8a72\u516c\u53f8\u5c31\u505a\u6b64\u4e0d\u7e8c\u4fdd\u5ba3\u5e03\uff0c\u800c\u8cbb\u7387\u662f\u6839\u64da\u8a72\u516c\u53f8\u73fe\u6709\u52a0\u5dde\u4fdd\u6236\u6578\u4f86\u6838\u7b97\u7684\uff0c\u56e0\u6b64\u5dde\u6709\u8cac\u4efb\u518d\u4f86\u770b\u770b\u4e0d\u7e8c\u4fdd\u5f8c\u4fdd\u8cbb\u8abf\u9ad8\u662f\u5426\u6070\u7576\u3002 State Farm\u8868\u793a\u5f85\u5b9a\u7684\u4e0d\u7e8c\u4fdd\u4fdd\u55ae\u53ea\u4f54\u4e86\u52a0\u5dde\u7e3d\u4fdd\u55ae\u76842%\u591a\u4e9b\uff0c\u4f46\u6c92\u6709\u8aaa\u51fa\u5b83\u5011\u5728\u90a3\u88e1\uff0c\u4ee5\u53ca\u8a72\u516c\u53f8\u6703\u7528\u4ec0\u9ebc\u6a19\u6e96\u4e0d\u7e8c\u4fdd\u3002\u7136\u800c\u6d1b\u6749\u78ef\u7684\u7368\u7acb\u4fdd\u96aa\u7d93\u7d00\u4eba\u548c\u696d\u754c\u5c08\u5bb6Karl Susman\u6307\u51fa\uff0c\u90a3\u4e9b\u5c07\u88ab\u62cb\u68c4\u7684\u4fdd\u55ae\u5e7e\u4e4e\u53ef\u4ee5\u80af\u5b9a\u662f\u5728\u91ce\u706b\u98a8\u96aa\u66f4\u9ad8\u7684\u91ce\u5730\u5167\u8207\u5468\u906d\uff0c\u662f\u6a19\u6e96\u4fdd\u55ae\u4e0d\u9858\u610f\u8ce3\u7684\u5730\u65b9\u3002\u6240\u4ee5\u4ed6\u8aaa\uff0c\u5931\u53bb\u4fdd\u55ae\u7684\u5c4b\u4e3b\u5dee\u4e0d\u591a\u78ba\u5b9a\u8981\u6beb\u7121\u9078\u64c7\u5730\u8f49\u5411California FAIR Plan\u3002 \u9019\u662f\u5dde\u6240\u5275\u5efa\u7684\u79c1\u4eba\u4fdd\u96aa\u5132\u5099\u5eab\uff0c\u63d0\u4f9b\u6975\u9ad8\u98a8\u96aa\u8ca1\u7522\u7684\u6700\u57fa\u672c\u4fdd\u969c\uff0c\u4f46\u4fdd\u8cbb\u537b\u9060\u9ad8\u904e\u6a19\u51c6\u4fdd\u55ae\u3002\u53ef\u662f\u9019\u52a0\u5dde\u5c4b\u96aa\u7684\u6700\u5f8c\u5b88\u9580\u54e1\u7e3d\u88c1Victoria Roach\uff0c\u65bc\u4e09\u6708\u4e0b\u65ec\u5728\u4fdd\u96aa\u59d4\u54e1\u6703\u4e2d\u544a\u8a34\u7acb\u6cd5\u59d4\u54e1\u5011\uff0c\u4ed6\u5011\u627f\u4fdd\u7684\u9ad8\u98a8\u96aa\u91ce\u706b\u5730\u5340\u7684\u4f4f\u5bb6\u8207\u5546\u696d\u5730\u7522\u6578\u91cf\uff0c\u65bc\u4eca\u5e74\u4e8c\u6708\u5df2\u7ffb\u4e86\u4e00\u756a\u591a\uff0c\u5f9e2019\u5e74\u7684154,000\u4ef6\u589e\u52a0\u5230375,000\u4ef6\uff0c\u8cac\u4efb\u91d1\u984d\u4e5f\u5f9e2018\u5e74\u7684500\u5104\u5143\uff0c\u81a8\u8139\u5230\u4e8c\u6708\u76843360\u5104\u5143\u3002FAIR Plan\u6b63\u88ab\u63a8\u5411\u7834\u7522\u908a\u7de3\uff0c\u88ab\u8feb\u8981\u6db5\u84cb\u8fc5\u901f\u589e\u9577\uff0c\u5931\u53bb\u50b3\u7d71\u4fdd\u96aa\u4fdd\u969c\u7684\u8ca1\u7522\uff0c\u537b\u7121\u6cd5\u6536\u96c6\u5230\u8db3\u5920\u4fdd\u8cbb\u4f86\u8986\u84cb\u6f5b\u5728\u98a8\u96aa\u7684\u652f\u51fa\u3002 Roach\u544a\u8a34\u59d4\u54e1\u6703\uff1a\u300c\u9019\u4e9b\u662f\u9f90\u5927\u7684\u6578\u5b57\uff0c\u4e14\u5b83\u5011\u5728\u6301\u7e8c\u589e\u52a0\u4e2d\u2026\u96a8\u8457\u9019\u4e9b\u6578\u5b57\u6500\u5347\uff0c\u6211\u5011\u7684\u8ca1\u52d9\u7a69\u5b9a\u6027\u5c31\u6703\u6709\u554f\u984c\u3002\u300d\u4ed6\u5f37\u8abf\uff0c\u4e00\u5834\u7834\u58de\u6027\u7684\u91ce\u706b\uff0c\u751a\u81f3\u53ea\u662f\u4e00\u7cfb\u5217\u7684\u8f03\u5c0f\u578b\u706b\u707d\uff0c\u90fd\u53ef\u80fd\u4f7f\u5176\u8a08\u756b\u96e3\u4ee5\u8ca0\u8377\uff0c\u9032\u800c\u88ab\u8feb\u5411\u5dde\u7684\u6240\u6709\u4fdd\u96aa\u516c\u53f8\u6536\u53d6\u5b83\u7121\u6cd5\u6db5\u84cb\u7684\u8cac\u4efb\u8cbb\u7528\uff0c\u9019\u5c07\u6703\u53cd\u904e\u4f86\u53c8\u5411\u6240\u6709\u88ab\u4fdd\u96aa\u4f4f\u5b85\u8207\u4f01\u696d\u5ba2\u6236\u6536\u53d6\u66f4\u9ad8\u7684\u4fdd\u8cbb\u3002\u4ed6\u8aaa\uff1a\u300c\u9019\u662f\u4e00\u5834\u8ced\u535a\uff0c\u6211\u5011\u662f\u5728\u4e00\u5834\u9060\u96e2\u5927\u578b\u8a55\u4f30\u7684\u6d3b\u52d5\u4e2d\uff0c\u5df2\u6c92\u6709\u5176\u5b83\u5f62\u5bb9\u8a5e\u53ef\u4ee5\u8aaa\u4e86\uff0c\u56e0\u70ba\u6211\u5011\u624b\u982d\u4e0a\u6c92\u6709\u5f88\u591a\u9322\uff0c\u4f46\u6211\u5011\u5728\u90a3\u88e1\u537b\u6709\u5f88\u591a\u7684\u66dd\u96aa\u3002\u300d FAIR Plan\u7684\u8ca1\u52d9\u4e0d\u7a69\u5b9a\u662f\u88ab\u52a0\u5dde\u4fdd\u96aa\u5e02\u5834\u5feb\u8981\u5d29\u76e4\u6240\u9023\u7d2f\u7684\uff0c\u5728\u7d93\u904e\u4e00\u7cfb\u5217\u6210\u672c\u5f88\u9ad8\u7684\u91ce\u706b\u707d\u96e3\uff0c\u7d93\u7d71\u8a08\uff0c\u52a0\u5dde\u6700\u5177\u7834\u58de\u6027\u7684\u5eff\u4ef6\u91ce\u706b\u4e2d\uff0c\u6709\u5341\u56db\u4ef6\u662f\u767c\u751f\u5728\u8fd1\u5341\u5e74\u5167\uff0c\u56e0\u6b64\u90a3\u4e9b\u4e3b\u8981\u4fdd\u96aa\u516c\u53f8\u7d1b\u7d1b\u4e0d\u7e8c\u4fdd\u6216\u9650\u5236\u4fdd\u969c\u7bc4\u570d\uff0c\u9023\u9396\u53cd\u61c9\u4e0b\uff0c\u5931\u53bb\u4fdd\u96aa\u7684\u5c4b\u4e3b\u5011\u53ea\u80fd\u53bb\u627eFAIR Plan\uff0c\u800c\u9019\u6578\u5b57\u6b63\u4ee5\u6050\u6016\u7684\u901f\u5ea6\u589e\u52a0\u4e2d\uff0c\u73fe\u5728\u5dee\u4e0d\u591a\u6bcf\u500b\u5de5\u4f5c\u65e5\u5c31\u6709\u4e00\u5343\u4ef6\u5728\u7533\u8acb\u3002 FAIR Plan\u96d6\u662f\u500b\u975e\u71df\u5229\u5354\u6703\uff0c\u4f46\u4e5f\u4e0d\u88ab\u7a05\u91d1\u652f\u6301\uff0c\u66f4\u4e0d\u662f\u300a\u7b2c103\u865f\u63d0\u6848\u300b\u4fdd\u96aa\u6cd5\u7684\u9069\u7528\u5c0d\u8c61\uff0c\u56e0\u6b64\u5b83\u7684\u4fdd\u969c\u7bc4\u570d\u5f88\u4e7e\u6241\uff0c\u53ea\u6709\u706b\u707d\u8207\u7159\u71fb\u640d\u5bb3\uff0c\u800c\u7406\u8ce0\u91d1\u5b8c\u5168\u7531\u4fdd\u8cbb\u652f\u61c9\uff0c\u5373\u4f7f\u5b83\u5df2\u6bd4\u4e00\u822c\u4fdd\u96aa\u516c\u53f8\u8cb4\u5f88\u591a\u3002\u5c31\u7b97\u5982\u6b64\uff0c\u5b83\u4e5f\u9762\u81e8\u8ddf\u4e00\u822c\u4fdd\u96aa\u516c\u53f8\u4e00\u6a23\u7684\u56f0\u5883\uff0c\u9700\u8981\u8abf\u9ad8\u4fdd\u8cbb\u4f86\u8986\u84cb\u7406\u8ce0\u98a8\u96aa\uff0c\u4f46\u9019\u9700\u8981\u88ab\u6279\u51c6\uff0c\u6240\u4ee5\u52a0\u5dde\u4fdd\u96aa\u5c40\u9577Ricardo Lara\u53c8\u6703\u600e\u9ebc\u8aaa\u5462\uff1f\u4ed6\u53ef\u80fd\u4e5f\u6b63\u88ab\u4fdd\u96aa\u516c\u53f8\u4e0d\u73a9\u52a0\u5dde\u5e02\u5834\u7684\u91ce\u706b\u71d2\u5f97\u7126\u982d\u721b\u984d\uff0c\u800c\u66f4\u71d2\u5c41\u80a1\u7684\u662f\u5c4b\u4e3b\uff0c\u96e3\u9053\u4fdd\u96aa\u8ced\u76e4\u8981\u73a9\u5230\u4e00\u6bd4\u4e00\u55ce\uff1f \u8a18\u8005 Pegasus J. Juan","rel":"","context":"In &quot;Business&quot;","block_context":{"text":"Business","link":"https:\/\/newsforchinese.com\/v3\/category\/business\/"},"img":{"alt_text":"","src":"https:\/\/i0.wp.com\/newsforchinese.com\/v3\/wp-content\/uploads\/2024\/05\/%E5%B1%8B%E9%9A%AA%E6%A5%AD%E8%80%85%E7%9C%9F%E7%9A%84%E6%A7%93%E4%B8%8A%E5%8A%A0%E5%B7%9E-SMALL.jpg?resize=350%2C200&ssl=1","width":350,"height":200,"srcset":"https:\/\/i0.wp.com\/newsforchinese.com\/v3\/wp-content\/uploads\/2024\/05\/%E5%B1%8B%E9%9A%AA%E6%A5%AD%E8%80%85%E7%9C%9F%E7%9A%84%E6%A7%93%E4%B8%8A%E5%8A%A0%E5%B7%9E-SMALL.jpg?resize=350%2C200&ssl=1 1x, https:\/\/i0.wp.com\/newsforchinese.com\/v3\/wp-content\/uploads\/2024\/05\/%E5%B1%8B%E9%9A%AA%E6%A5%AD%E8%80%85%E7%9C%9F%E7%9A%84%E6%A7%93%E4%B8%8A%E5%8A%A0%E5%B7%9E-SMALL.jpg?resize=525%2C300&ssl=1 1.5x"},"classes":[]},{"id":199382,"url":"https:\/\/newsforchinese.com\/v3\/2021\/04\/07\/%e9%80%80%e4%bc%91%e5%85%a9%e5%a4%a7%e6%b3%95%e5%af%b6-%e7%94%9f%e5%89%8d%e7%a6%8f%e5%88%a9%e8%90%ac%e5%85%a8%e4%bf%9d%e5%8f%8a%e5%9b%ba%e5%ae%9a%e6%8c%87%e6%95%b8%e5%b9%b4%e9%87%91\/","url_meta":{"origin":273292,"position":3},"title":"\u9000\u4f11\u5169\u6cd5\u5bf6 \u751f\u524d\u798f\u5229\u842c\u5168\u4fdd\u53ca\u56fa\u5b9a\u6307\u6578\u5e74\u91d1","author":"Raymond","date":"April 7, 2021","format":false,"excerpt":"\u6e96\u5099\u597d\u9000\u4f11\u7684\u5169\u5927\u6cd5\u5bf6\uff1a\u751f\u524d\u798f\u5229\u842c\u5168\u4fdd\u53ca\u56fa\u5b9a\u6307\u6578\u5e74\u91d1\u3002 \u64da\u7f8e\u570b\u4eba\u53e3\u7d71\u8a08\u5c40\u8cc7\u6599\uff0c\u7f8e\u570b\u73fe\u5728\u6bcf\u5929\u6bcf\u5929\u90fd\u6709\u842c\u540d\u5b30\u5152\u6f6e\u6642\u4ee3\u51fa\u751f\u7684\u4eba\u958b\u59cb\u9000\u4f11\u751f\u6d3b\uff0c\u52302025\u5e7465\u6b72\u4ee5\u4e0a\u7684\u8001\u5e74\u4eba\u6578\u5c07\u7a81\u78346600\u842c\uff0c\u52302030\u5e7465\u6b72\u4ee5\u4e0a\u7684\u8001\u5e74\u4eba\u5c07\u9054\u52307100\u842c\u3002\u6839\u64da\u7d71\u8a08\uff0c\u9ad8\u905475\uff05\u516d\u5341\u4e94\u6b72\u4ee5\u4e0a\u7684\u4eba\u58eb\u5728\u672a\u4f86\u7684\u6b72\u6708\u88e1\u9700\u8981\u9577\u671f\u8b77\u7406\u7684\u670d\u52d9\uff0c\u800c\u5e73\u5747\u7684\u9700\u6c42\u9577\u9054\u7d044\u5e74\u3002 \u800c\u8eab\u908a\u6709\u4eba\u6709\u4eba\u9700\u8981\u9577\u671f\u8b77\u7406\u7684\u4eba\u90fd\u77e5\u9053\uff0c\u9577\u671f\u8b77\u7406\u7d71\u5e38\u89815 \u2013 8\u5e74\u7684\u6642\u9593\uff0c\u5305\u62ec\u4e2d\u98a8\uff0c\u764c\u75c7\u53ca\u8001\u4eba\u7661\u5446\u75c7\u7b49\u90fd\u6703\u9700\u8981\u9577\u671f\u8b77\u7406\uff0c\u800c\u5e73\u5747\u6bcf\u6708\u7684\u9577\u671f\u8b77\u7406\u8cbb\u7528\u5728$ 7,000- $ 10,000\u7f8e\u5143\uff0c\u5982\u679c\u9700\u89815 \u2013 8\u5e74\u5c07\u82b1\u8cbb50\u842c\u7f8e\u5143\u5230100\u842c\u7f8e\u5143\u3002\u9019\u53ea\u662f\u4e00\u500b\u4eba\u7684\u82b1\u8cbb\uff0c\u5982\u679c\u592b\u59bb\u5006\u90fd\u9700\u8981\u9577\u671f\u8b77\u7406\uff0c\u5247\u82b1\u8cbb\u4e5f\u8981\u7ffb\u500d\u3002\u7684\u5132\u84c4\uff0c\u62d6\u7d2f\u5230\u914d\u5076\uff0c\u5b69\u5b50\u548c\u5176\u4ed6\u5bb6\u4eba\u3002 \u5047\u8a2d\u60a8\u53ea\u5b58\u4e86\u4e86\u5e7e\u5341\u842c\u7f8e\u91d1\u7684\u9000\u4f11\u91d1\uff0c\u6e96\u5099\u9000\u4f11\u7528\uff0c\u4f46\u56e0\u70ba\u9577\u671f\u8b77\u7406\u7684\u8cbb\u7528\uff0c\u5f88\u53ef\u80fd\u4e0d\u5230\u5341\u5e74\u5c31\u628a\u60a8\u7684\u9000\u4f11\u91d1\u5168\u90e8\u82b1\u5149\uff0c\u53ef\u80fd\u9084\u4e0d\u5920\u7528\u3002\u6709\u4e9b\u4eba\u8aaa\uff0c\u4e0d\u662f\u53ef\u4ee5\u6709\u806f\u90a6\u91ab\u7642\u4fdd\u96aa\uff08Medicare\uff09\u4f86\u652f\u4ed8\u9577\u671f\u8b77\u7406\u8cbb\u7528\u55ce\uff1f\u7b54\u6848\u662f\u5426\u5b9a\u7684\u3002\u806f\u90a6\u91ab\u7642\u4fdd\u96aa\uff08Medicare\uff09\u53ea\u7ba1100\u53e3\uff0c\u5982\u679c100\u5929\u540e\u75c5\u4eba\u9084\u9700\u8981\u8b77\u7406\uff0c\u5247\u9700\u8981\u5168\u984d\u81ea\u8cbb\u3002 \u9664\u975e\u60a8\u6c92\u6709\u4efb\u4f55\u8cc7\u7522\uff0c\u53ef\u4ee5\u4eab\u53d7\u653f\u5e9c\u7279\u6b8a\u4f4e\u6536\u5165\u798f\u5229\uff08Medicaid\uff09\uff0c\u53ef\u70ba\u67d0\u4e9b\u8001\u4eba\u63d0\u4f9b\u9577\u671f\u8b77\u7406\u798f\u5229\uff0c\u4f46\u689d\u4ef6\u975e\u5e38\u82db\u523b\uff0c\u4e00\u822c\u4e2d\u7522\u968e\u7d1a\u5bb6\u5ead\u90fd\u88ab\u6392\u9664\u5728\u5916\uff0c\u6240\u4ee5\u60a8\u9084\u9700\u8981\u300a\u751f\u524d\u798f\u5229\u842c\u5168\u4fdd\u300b \u300b\u4f86\u9810\u9632\u56e0\u9577\u671f\u8b77\u7406\u800c\u9020\u6210\u7684\u8ca1\u52d9\u640d\u5931\u3002 \u8ddf\u5927\u5bb6\u5206\u4eab\u6211\u8fd1\u671f\u70ba\u4e00\u4f4d\u5ba2\u6236\u505a\u9000\u4f11\u7406\u8ca1\u8a08\u5283\u7684\u4f8b\u5b50\uff1a \u8209\u4f8b\u8aaa\u660e\uff1a\u4e00\u500b60\u6b72\u5973\u58eb\uff0c\u4e0d\u5438\u7159\uff0c\u8eab\u9ad4\u5065\u5eb7\uff0c\u5979\u7684401K\u5167\u7684\u8cc7\u91d1\u7d04\u670965\u842c\u7f8e\u5143\uff0c\u5979\u5e0c\u671b\u6211\u80fd\u5e6b\u52a9\u5979\u5be6\u73fe\u8ca1\u5bcc\u589e\u503c\u6700\u5927\u5316\uff0c\u4e26\u4e14\u4fdd\u672c\u5b89\u5fc3\uff0c\u8981\u7a69\u5b9a\u589e\u503c\uff0c\u4e0d\u627f\u64d4\u5e02\u5834\u98a8\u96aa\uff0c\u8981\u7d42\u751f\u6536\u5165\uff0c\u6d3b\u5230\u8001\u7528\u5230\u8001\uff0c\u6211\u4fbf\u5411\u5979\u63a8\u85a6\u201c\u9000\u4f11\u5e74\u91d1\u8a08\u5283\u201d\u548c\u201c\u751f\u524d\u798f\u5229\u58fd\u96aa\u8a08\u5283\u201d\u3002 \u60a8\u7684401k\u5e33\u6236\u53ef\u4ee5\u8f49\u5230\u5e74\u91d1\u55ce\uff1f\u9996\u5148\u9700\u8981\u78ba\u4fdd\u60a8\u6709\u8cc7\u683c\uff0c\u5982\u679c\u60a8\u5df2\u7d93\u9000\u4f11\uff0c\u5b8c\u5168\u6c92\u6709\u7e7c\u7e8c\u7559\u5728\u516c\u53f8\u5de5\u4f5c\u6216\u8005\u60a8\u63db\u4e86\u5de5\u4f5c\uff0c\u90a3\u9ebc\u60a8\u5e7e\u4e4e\u80af\u5b9a\u53ef\u4ee5\u5c07\u820a\u516c\u53f8\u7684401k\u6216403b\u8f49\u5230\u5e74\u91d1\u4f86\u3002\u4f46\u662f\uff0c\u5982\u679c\u60a8\u82e5\u4ecd\u820a\u662f\u540c\u4e00\u500b\u96c7\u4e3b\uff0c\u5e74\u9f61\u5fc5\u9808\u8d85\u904e59\u6b72\u534a\uff0c\u4f60\u4fbf\u53ef\u4ee5\u63a2\u8a62\u516c\u53f8\u4eba\u529b\u8cc7\u6e90\u90e8\u9580\u662f\u5426\u6279\u51c6\u5c55\u671f\u3002\u5982\u679c\u53ef\u4ee5\uff0c\u60a8\u4fbf\u53ef\u4ee5\u4e00\u6b21\u6027\u5c55\u671f\u4e00\u5927\u534a401k\u88e1\u7684\u8cc7\u91d1\u81f3\u5e74\u91d1\u4f86\uff0c\u60a8\u4e0d\u9700\u8981\u628a\u6240\u6709\u7684401k\u88e1\u7684\u8cc7\u91d1\u8f49\u5230\u5e74\u91d1\uff0c\u60a8\u4ecd\u7136\u53ef\u4ee5\u8ca2\u737b\u9322\u81f3\u73fe\u5728\u96c7\u4e3b\u8cc7\u52a9\u7684401\uff08k\uff09\u8a08\u5283\u3002 \u6211\u70ba\u5979\u505a\u5982\u4e0b\u898f\u5283\uff1a\u5979\u628a\u524d\u516c\u53f8401K\u5167\u768465\u842c\u7f8e\u5143\u4e2d\u768430\u842c\u7f8e\u5143\u8f49\u5230\u56fa\u5b9a\u6307\u6578\u5e74\u91d1\u4f86\uff0c\u6536\u5165\u8cec\u6236\u7acb\u99ac\u7372\u5f97\u958b\u6236\u7d05\u522920\uff05\uff0c\u7b2c\u4e00\u5e74\u6536\u5165\u8cec\u6236\u70ba$ 360,000\uff08$ 300,000 x 1.2\uff09 \uff0c\u4fdd\u672c\uff0c\u6307\u6578\u6f32\u8ddf\u8457\u6f32\uff0c\u6307\u6578\u8dcc\u5b83\u4e0d\u8dcc\uff0c\u6c92\u6709\u7ba1\u7406\u8cbb\uff0c\u6c92\u6709\u670d\u52d9\u8cbb\uff0c\u6536\u5165\u589e\u91cf\uff0c\u6d3b\u5f97\u8d8a\u4e45\u9818\u5f97\u8d8a\u591a\u300271\u6b72\u958b\u59cb\u62ff\u9322\uff0c80\u6b72\u6642\u5171\u9818\u53d6\u7684\u5e74\u91d1\u7d04\u6709$ 492,317\u7f8e\u5143\uff0c90\u6b72\u6642\u5171\u9818\u53d6\u7684\u5e74\u91d1\u7d04\u6709$ 1,321,206\u7f8e\u5143\uff08\u4ee5\u4e0a\u5404\u7a2e\u6578\u64da\u53ef\u4ee5\u53c3\u8003\uff0c\u5be6\u969b\u6578\u64da\u6703\u56e0\u5e02\u5834\u548c\u500b\u4eba\u56e0\u7d20\u800c\u6709\u6240\u4e0d\u540c\u3002\uff09 \u6309IRS\u898f\u5b9a\uff0c\u597959\u6b72\u534a\u4ee5\u5f8c\u5c31\u53ef\u4ee5\u53ef\u4ee5\u958b\u59cb\u5f9e401K\u4e2d\u62ff\u9322\uff08\u63d0\u6b3e\uff09\u800c\u7121\u9700\u4ea410\uff05\u7684\u6a19\u8a3b\u3002\u5979\u53ef\u4ee5\u5f9e\u5269\u9918\u768435\u842c\u7f8e\u5143\uff0c\u6bcf\u5e74\u62ff\u51fa3\u842c\u7f8e\u5143\uff08\u5979\u9818\u53d63\u842c\u7f8e\u5143\u7b97\u6536\u5165\u9700\u8981\u7533\u5831\u500b\u4eba\u6536\u5165\uff09\uff0c\u6211\u5efa\u8b70\u5979\u5f9e401K\u6536\u56de\u7684\u9322\u4f86\u6295\u4fdd\u4e00\u4efd\u570b\u5bb6\u4eba\u58fd50\u842c\u7f8e\u5143\u7684\u300a\u751f\u524d\u798f\u5229\u842c\u5168\u4fdd\u7684\u6307\u6578\u4e07\u80fd\u58fd\u96aa\/ Indexed Universal Life\uff0c\u7c21\u7a31IUL\u300b\uff0c\u5b83\u662f\u96c6\u4eba\u58fd\uff0c\u500d\u589e\u7bc0\u7701\uff0c\u7d55\u75c7\u4fdd\u96aa\uff0c\u9577\u671f\u8b77\u7406\/\u6162\u6027\u75be\u75c5\uff0c\u91cd\u5927\u75be\u75c5\uff0c\u91cd\u5927\u50b7\u6b98\u53ca\u7d42\u751f\u514d\u7a05\u9000\u4f11\u91d1\u529f\u80fd\u65bc\u4e00\u8eab\u7684\u300a 7\u54081\u4fdd\u96aa\u300b\u3002\u842c\u4e00\u6709\u91cd\u5927\u75be\u75c5\uff0c\u91cd\u5927\u50b7\u6b98\uff0c\u9577\u671f\u8b77\u7406\/\u6162\u6027\u75be\u75c5\uff0c\u7d55\u75c7\uff08\u751f\u547d\u9031\u671f\u572824\u500b\u6708\u4e4b\u5167\uff09\u6642\uff0c\u53ef\u5411\u4fdd\u96aa\u516c\u53f8\u7533\u8acb\u63d0\u524d\u7406\u8ce0\uff0c\u628a\u8eab\u5f8c\u7406\u8ce0\u8b8a\u6210\u63d0\u524d\u7406\u8ce0\uff0c\u8b93\u6d3b\u8457\u6642\u5c31\u53ef\u4ee5\u4f7f\u7528\u7406\u8ce0\u91d1\uff0c\u7406\u8ce0\u91d1\u6700\u9ad8\u53ef\u9054\u4fdd\u984d\u7684100\uff05\uff0c\u7406\u8ce0\u91d1\u5747\u7121\u9700\u7d0d\u7a05\uff01\u5b8c\u5168\u514d\u7a05\uff01 \u6211\u5e6b\u5979\u9078\u64c7\u6b7b\u4ea1\u798f\u5229\u9078\u9805A \u2013\u7d1a\uff0c\u4fdd\u55ae\u73fe\u91d1\u503c\u4ee5\u6a19\u6e96\u666e\u723e500\u6307\u6578\u6307\u6578\u5e73\u5747\u5e74\u589e\u9577\u73876\uff05-7\uff05\u8907\u5229\u589e\u503c\u8a08\u7b97\uff0c\u5979\u6c7a\u5b9a\u898110\u5e74\u4ed8\u6e05\uff0c\u6bcf\u500b\u6708\u4ed8\u4fdd\u8cbb$ 1,481.54\u7f8e\u5143\uff0c\u4e00\u5e74\u4fdd\u8cbb\u70ba$ 17,778.48\u7f8e\u5143\uff08$ 1,481.54 x 12\u500b\u6708\uff09\u3002\u4fdd\u96aa\u5f9e\u958b\u59cb\u751f\u6548\u5230120\u6b72\uff0c\u4efb\u4f55\u6642\u5019\u5979\u904e\u4e16\u4e86\uff0c\u4fdd\u96aa\u516c\u53f8\u90fd\u8981\u8ce050\u842c\u7f8e\u5143\uff0c\u6c92\u6709\u6536\u76ca\u3002 \u203b\u6211\u5011\u4f86\u7b97\u7b46\u8cec\uff0c\u5982\u679c\u53d7\u4fdd\u4eba65\u6b72\u6642\u82e5\uff1a *\u60a3\u6709\u60a3\u7d55\u75c7\uff0c\u4fdd\u96aa\u516c\u53f8\u4e00\u6b21\u6027\u751f\u524d\u7406\u8ce0\u8ce0\u4ed8\u80fd\u529b\u7d04$ 417,200\u7f8e\u5143\uff08\u82e5\u88ab\u91ab\u751f\u8a3a\u65b7\u5728\u4e16\u4e0a\u53ea\u6709\u5169\u5e74\u7684\u5b58\u6d3b\u671f\uff09\u3002 *\u5f97\u4e86\u6162\u6027\u75c5\uff08\u5403\u98ef\uff0c\u7a7f\u8863\uff0c\u6d17\u6fa1\uff0c\u5982\u5ec1\uff0c\u632a\u52d5\uff0c\u5927\u5c0f\u4fbf\u5931\u7981\u7b49\u4efb\u4f55\u5176\u4e2d\u5927\u90e8\u5206\u4e0d\u80fd\u81ea\u7406\uff0c\u9019\u6a23\u60c5\u6cc1\u6301\u7e8c\u8d85\u904e90\u5929\uff09\uff0c\u4fdd\u96aa\u516c\u53f8\u6bcf\u6708\u652f\u4ed8\u53d7\u4fdd\u4eba\u9810\u8a08\u7d04$ 6,919\u5143\uff0c\u7406\u8ce0\u6301\u7e8c\u9ad8\u905450\u500b\u6708\u3002 *\u60a3\u6709\u60a3\u91cd\u5927\u75be\u75c5\uff08\u7b2c\u56db\u985e\uff1a\u751f\u547d\u5371\u96aa\uff09\uff0c\u4fdd\u96aa\u516c\u53f8\u4e00\u6b21\u6027\u751f\u524d\u7406\u8ce0\u640d\u5931\u53ef\u9054\u7d04$ 391,226\u7f8e\u5143\u3002 *\u5982\u679c\u6c92\u6709\u7528\u5230\u91cd\u5927\u75be\u75c5\u6216\u6162\u6027\u75be\u75c5\u7684\u7406\u8ce0\uff0c\u5c07\u4f86\u53d7\u4fdd\u4eba\u5f80\u751f\u5f8c\uff0c\u4fdd\u96aa\u516c\u53f8\u6703\u4e00\u7b46\u7406\u8ce0\u91d1$ 500,000\u7d66\u53d7\u76ca\u4eba\u3002 \u751f\u524d\u7406\u8ce0\u6700\u5927\u7684\u597d\u8655\u662f\uff1a\u6700\u5927\u7a0b\u5ea6\u767c\u63ee\u4fdd\u8cbb\u7684\u4f5c\u7528\uff0c\u56e0\u70ba\u55ae\u7368\u7684\u9577\u671f\u770b\u8b77\u96aa\uff08\u6216\u8005\u55ae\u7368\u7684\u9577\u671f\u770b\u8b77\u96aa\uff09\u6216\u91cd\u5927\u75be\u75c5\u96aa\uff08\u91cd\u5927\u75be\u75c5\u4fdd\u96aa\uff09\uff0c\u82e5\u7121\u4e8b\u6545\u4fdd\u8cbb\u5373\u4ed8\u4e4b\u6d41\u6c34\uff0c\u4f46\u6709\u751f\u524d\u798f\u5229\u7406\u8ce0\u7684\u58fd\u96aa\u4fdd\u55ae\uff0c\u662f\u4e00\u500b\u4fdd\u8cbb\u591a\u7a2e\u4fdd\u969c\uff0c\u82e5\u7121\u4e8b\u6545\u767c\u751f\uff0c\u9084\u6709\u6bd4\u9280\u884c\u9ad9\u7684\u5132\u84c4\u5b58\u6b3e\u5229\u7387\uff0c\u53ef\u4ee5\u4f7f\u7528\u3002\u5982\u679c\u6c92\u6709\u7528\u5230\u9577\u671f\u8b77\u7406\u6216\u91cd\u5927\u75be\u75c5\u7684\u7406\u8ce0\uff0c\u751a\u81f3\u7576\u9000\u4f11\u91d1\u4f7f\u7528\uff0c\u8eab\u5f8c\u9084\u53ef\u4ee5\u7372\u5f97\u6b7b\u4ea1\u7406\u8ce0\uff0c\u53ef\u7b97\u662f\u4e00\u8209\u6578\u5f97\u3002\u8207\u55ae\u4e00\u4fdd\u96aa\u7522\u54c1\u76f8\u6bd4\uff0c\u201c\u751f\u524d\u798f\u5229 \/ Living Benefits\u201d \u7d9c\u5408\u4fdd\u96aa\u63d0\u4f9b\u7684\u4fdd\u969c\u66f4\u5145\u5206\u3002\u2026","rel":"","context":"In &quot;Business&quot;","block_context":{"text":"Business","link":"https:\/\/newsforchinese.com\/v3\/category\/business\/"},"img":{"alt_text":"","src":"https:\/\/i0.wp.com\/newsforchinese.com\/v3\/wp-content\/uploads\/2021\/04\/%E7%94%9F%E5%89%8D%E7%A6%8F%E5%88%A9%E8%90%AC%E5%85%A8%E4%BF%9D-1.jpg?resize=350%2C200&ssl=1","width":350,"height":200},"classes":[]},{"id":280271,"url":"https:\/\/newsforchinese.com\/v3\/2025\/07\/16\/episource%e8%a2%ab%e9%a7%ad%e6%95%b8%e7%99%be%e8%90%ac%e6%82%a3%e8%80%85%e5%80%8b%e8%b3%87%e5%a4%96%e6%b4%a9\/","url_meta":{"origin":273292,"position":4},"title":"Episource\u88ab\u99ed\u6578\u767e\u842c\u60a3\u8005\u500b\u8cc7\u5916\u6d29","author":"Yingying","date":"July 16, 2025","format":false,"excerpt":"\u91ab\u7642\u5e33\u55ae\u5de8\u982dEpisource\u6b63\u5728\u901a\u77e5\u5168\u7f8e\u6578\u767e\u842c\u7528\u6236\uff0c\u4ed6\u5011\u7684\u500b\u4eba\u8cc7\u8a0a\u548c\u5065\u5eb7\u8cc7\u8a0a\uff0c\u65bc\u4eca\u5e74\u521d\u7684\u4e00\u6b21\u7db2\u8def\u653b\u64ca\u4e2d\u88ab\u76dc\u3002 \u6839\u64da\u806f\u90a6\u885b\u751f\u8207\u516c\u773e\u670d\u52d9\u90e8\u7684\u4e00\u9805\u6e05\u55ae\uff0c\u9019\u8d77\u8cc7\u6599\u5916\u6d29\u4e8b\u4ef6\u5f71\u97ff\u4e86\u8d85\u904e540\u842c\u4eba\uff0c\u662f\u4eca\u5e74\u8fc4\u4eca\u70ba\u6b62\u6700\u5927\u7684\u91ab\u7642\u4fdd\u5065\u8cc7\u6599\u5916\u6d29\u4e8b\u4ef6\u4e4b\u4e00\u3002 Episource\u96b8\u5c6c\u65bc\u91ab\u7642\u4fdd\u96aa\u5de8\u982dUnitedHealth Group\u7684\u5b50\u516c\u53f8Optum\uff0c\u70ba\u91ab\u751f\u3001\u91ab\u9662\u548c\u5176\u4ed6\u91ab\u7642\u884c\u696d\u6a5f\u69cb\u63d0\u4f9b\u5e33\u55ae\u8abf\u6574\u670d\u52d9\u3002\u56e0\u6b64\uff0c\u8a72\u516c\u53f8\u9700\u8981\u8655\u7406\u5927\u91cf\u60a3\u8005\u7684\u500b\u8cc7\u548c\u91ab\u7642\u6578\u64da\uff0c\u4ee5\u4fbf\u60a3\u8005\u5411\u4ed6\u5011\u7684\u91ab\u7642\u4fdd\u96aa\u516c\u53f8\u7533\u8acb\u7406\u8ce0\u3002 Episource\u65bc7\u670811\u65e5\u5728\u63d0\u4ea4\u7d66\u52a0\u5dde\u548c\u4f5b\u8499\u7279\u5dde\u7684\u901a\u77e5\u4e2d\u8868\u793a\uff0c\u5728\u622a\u81f32\u67086\u65e5\u7684\u70ba\u671f\u4e00\u9031\u88ab\u99ed\u4e8b\u4ef6\u4e2d\uff0c\u4e00\u540d\u72af\u7f6a\u5206\u5b50\u80fd\u5920\u300c\u67e5\u770b\u4e26\u8907\u88fd\u300d\u5176\u7cfb\u7d71\u4e2d\u7684\u60a3\u8005\u548c\u6703\u54e1\u8cc7\u6599\u3002","rel":"","context":"In &quot;\u5730\u65b9\u65b0\u805e&quot;","block_context":{"text":"\u5730\u65b9\u65b0\u805e","link":"https:\/\/newsforchinese.com\/v3\/category\/local\/"},"img":{"alt_text":"","src":"https:\/\/i0.wp.com\/newsforchinese.com\/v3\/wp-content\/uploads\/2020\/10\/hacker.jpg?resize=350%2C200&ssl=1","width":350,"height":200,"srcset":"https:\/\/i0.wp.com\/newsforchinese.com\/v3\/wp-content\/uploads\/2020\/10\/hacker.jpg?resize=350%2C200&ssl=1 1x, https:\/\/i0.wp.com\/newsforchinese.com\/v3\/wp-content\/uploads\/2020\/10\/hacker.jpg?resize=525%2C300&ssl=1 1.5x"},"classes":[]},{"id":290769,"url":"https:\/\/newsforchinese.com\/v3\/2026\/02\/21\/%e8%bb%8a%e7%a6%8d%e5%be%8c%e7%9a%84%e6%b3%95%e5%be%8b%e7%a8%8b%e5%ba%8f%e3%80%81%e4%bf%9d%e9%9a%aa%e7%90%86%e8%b3%a0%e8%88%87%e6%8f%90%e5%91%8a%e9%99%90%e6%9c%9f\/","url_meta":{"origin":273292,"position":5},"title":"\u8eca\u798d\u5f8c\u7684\u6cd5\u5f8b\u7a0b\u5e8f\u3001\u4fdd\u96aa\u7406\u8ce0\u8207\u63d0\u544a\u9650\u671f","author":"Raymond","date":"February 21, 2026","format":false,"excerpt":"\u5728\u52a0\u5dde\uff0c\u8eca\u798d\u5e7e\u4e4e\u662f\u6bcf\u4f4d\u99d5\u99db\u8005\u90fd\u53ef\u80fd\u9762\u81e8\u7684\u98a8\u96aa\u3002 \u7576\u610f\u5916\u767c\u751f\u6642\uff0c\u73fe\u5834\u7684\u6df7\u4e82\u5f80\u5f80\u8b93\u4eba\u624b\u8db3\u7121\u63aa\uff0c\u4f46\u96a8\u5f8c\u63a1\u53d6\u7684\u6cd5\u5f8b\u8207\u4fdd\u96aa\u6b65\u9a5f\uff0c\u5c07\u76f4\u63a5\u6c7a\u5b9a\u4f60\u662f\u5426\u80fd\u7372\u5f97\u516c\u6b63\u7684\u8ce0\u511f\u3002\u672c\u6587\u5c07\u5f9e\u5831\u8b66\u3001\u73fe\u5834\u8655\u7406\u3001\u7406\u8ce0\u7533\u8acb\u5230\u6cd5\u5f8b\u8a34\u8a1f\u9650\u671f\uff0c\u70ba\u60a8\u89e3\u6790\u6a19\u6e96\u7684\u6cd5\u5f8b\u4f5c\u696d\u7a0b\u5e8f\u3002 \u4e00\u3001 \u4e8b\u6545\u73fe\u5834\u7684\u7b2c\u4e00\u6642\u9593\u8655\u7406\uff1a\u6cd5\u5f8b\u7fa9\u52d9\u8207\u81ea\u6211\u4fdd\u8b77 \u8eca\u798d\u767c\u751f\u7684\u77ac\u9593\uff0c\u9996\u8981\u4efb\u52d9\u662f\u78ba\u4fdd\u5b89\u5168\u3002\u6839\u64da\u52a0\u5dde\u6cd5\u5f8b\uff08California Vehicle Code\uff09\uff0c\u767c\u751f\u8eca\u798d\u5f8c\u82e5\u6709\u4eba\u54e1\u50b7\u4ea1\u6216\u8ca1\u7522\u640d\u5931\uff0c\u99d5\u99db\u8005\u5fc5\u9808\u7acb\u5373\u505c\u8eca\uff0c\u5426\u5247\u53ef\u80fd\u69cb\u6210\u300c\u8087\u4e8b\u9003\u9038\u300d\uff08Hit and Run\uff09\u3002 1. \u5831\u8b66\uff08Call 911\uff09 \u8a31\u591a\u4eba\u8a8d\u70ba\u82e5\u640d\u5931\u8f15\u5fae\u53ef\u4ee5\u79c1\u4e0b\u548c\u89e3\u3002\u4f46\u5728\u6cd5\u5f8b\u4e0a\uff0c\u82e5\u6d89\u53ca\u50b7\u4ea1\u6216\u516c\u5171\u8ca1\u7522\u640d\u5931\uff0c\u5831\u8b66\u662f\u6cd5\u5f8b\u7fa9\u52d9\u3002\u8b66\u5bdf\u5230\u5834\u88fd\u4f5c\u7684\u300c\u8b66\u5bdf\u5831\u544a\u300d\uff08Police Report\uff09\u662f\u65e5\u5f8c\u5224\u5b9a\u8cac\u4efb\uff08Liability\uff09\u7684\u6700\u6b0a\u5a01\u8b49\u64da\u3002\u5373\u4f7f\u8b66\u5bdf\u56e0\u70ba\u8f15\u5fae\u78b0\u649e\u4e0d\u9858\u5230\u5834\uff0c\u4e5f\u61c9\u524d\u5f80\u6700\u8fd1\u7684\u8b66\u5c40\u5099\u6848\u3002 2. \u8cc7\u6599\u4ea4\u63db\uff08Exchange Information\uff09 \u6cd5\u5f8b\u898f\u5b9a\u96d9\u65b9\u5fc5\u9808\u4ea4\u63db\u4ee5\u4e0b\u8cc7\u6599\uff1a \u59d3\u540d\u8207\u806f\u7d61\u96fb\u8a71 \u99d5\u99db\u57f7\u7167\u865f\u78bc \u8eca\u8f1b\u724c\u7167\u865f\u78bc \u4fdd\u96aa\u516c\u53f8\u540d\u7a31\u8207\u4fdd\u55ae\u865f\u78bc\uff08Policy Number\uff09 3. \u73fe\u5834\u53d6\u8b49\uff1a\u6578\u4f4d\u6642\u4ee3\u7684\u6700\u4f73\u6b66\u5668 \u4e0d\u8981\u53ea\u4f9d\u8cf4\u8b66\u5bdf\u5831\u544a\uff0c\u4f60\u81ea\u5df1\u5c31\u662f\u6700\u597d\u7684\u53d6\u8b49\u54e1\u3002 \u62cd\u7167\/\u9304\u5f71\uff1a \u62cd\u651d\u5169\u8eca\u53d7\u640d\u4f4d\u7f6e\u3001\u6563\u843d\u7269\u3001\u715e\u8eca\u75d5\u3001\u7d05\u7da0\u71c8\u4f4d\u7f6e\u53ca\u5468\u908a\u8def\u6cc1\u3002 \u76ee\u64ca\u8005\u8cc7\u8a0a\uff1a \u82e5\u5468\u908a\u6709\u8def\u4eba\u76ee\u7779\u7d93\u904e\uff0c\u8acb\u52d9\u5fc5\u7559\u4e0b\u4ed6\u5011\u7684\u806f\u7d61\u65b9\u5f0f\u3002\u76ee\u64ca\u8005\u8b49\u8a5e\u5728\u8cac\u4efb\u722d\u8b70\u4e2d\u6975\u5177\u4efd\u91cf\u3002 \u907f\u514d\u5931\u8a00\uff1a \u5728\u73fe\u5834\u7d55\u5c0d\u4e0d\u8981\u8aaa\u300c\u5c0d\u4e0d\u8d77\u300d (I'm sorry) \u6216\u96a8\u53e3\u627f\u8a8d\u8cac\u4efb\u3002\u6cd5\u5f8b\u4e0a\uff0c\u8cac\u4efb\u8a8d\u5b9a\u662f\u57fa\u65bc\u4e8b\u5be6\u8b49\u64da\uff0c\u800c\u975e\u73fe\u5834\u7684\u5ba2\u6c23\u8a71\u3002 \u4e8c\u3001 \u5411\u4fdd\u96aa\u516c\u53f8\u7533\u8acb\u7406\u8ce0\uff08Filing a Claim\uff09 \u4e8b\u6545\u767c\u751f\u5f8c\uff0c\u61c9\u5118\u901f\u806f\u7d61\u4fdd\u96aa\u516c\u53f8\u3002 1. \u8cac\u4efb\u5224\u5b9a\uff1a\u904e\u5931\u6bd4\u4f8b\u539f\u5247 \u52a0\u5dde\u5be6\u65bd\u7684\u662f\u300c\u6bd4\u8f03\u904e\u5931\u539f\u5247\u300d\uff08Pure Comparative Negligence\uff09\u3002\u9019\u610f\u5473\u8457\u5373\u4f7f\u4f60\u5c0d\u8eca\u798d\u8ca0\u6709\u90e8\u5206\u8cac\u4efb\uff0c\u4f60\u4ecd\u53ef\u5c31\u5269\u4e0b\u7684\u6bd4\u4f8b\u7d22\u8ce0\u3002\u4f8b\u5982\uff0c\u82e5\u640d\u5931\u70ba $10,000\uff0c\u4f60\u88ab\u8a8d\u5b9a\u8ca0\u6709 20% \u8cac\u4efb\uff0c\u4f60\u4ecd\u53ef\u62ff\u56de $8,000\u3002\u4fdd\u96aa\u516c\u53f8\u6703\u6839\u64da\u96d9\u65b9\u9673\u8ff0\u3001\u8b66\u5bdf\u5831\u544a\u548c\u7167\u7247\u4f86\u5224\u5b9a\u904e\u5931\u6bd4\u4f8b\u3002 2.\u2026","rel":"","context":"In &quot;\u5730\u65b9\u65b0\u805e&quot;","block_context":{"text":"\u5730\u65b9\u65b0\u805e","link":"https:\/\/newsforchinese.com\/v3\/category\/local\/"},"img":{"alt_text":"","src":"https:\/\/i0.wp.com\/newsforchinese.com\/v3\/wp-content\/uploads\/2026\/02\/car-accident.jpg?resize=350%2C200&ssl=1","width":350,"height":200,"srcset":"https:\/\/i0.wp.com\/newsforchinese.com\/v3\/wp-content\/uploads\/2026\/02\/car-accident.jpg?resize=350%2C200&ssl=1 1x, https:\/\/i0.wp.com\/newsforchinese.com\/v3\/wp-content\/uploads\/2026\/02\/car-accident.jpg?resize=525%2C300&ssl=1 1.5x"},"classes":[]}],"jetpack_sharing_enabled":true,"jetpack_featured_media_url":"https:\/\/newsforchinese.com\/v3\/wp-content\/uploads\/2025\/02\/\u91ab\u7642\u7406\u8ce0\u4e5f\u88abAI\u7ba1\u8457.png","_links":{"self":[{"href":"https:\/\/newsforchinese.com\/v3\/wp-json\/wp\/v2\/posts\/273292","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/newsforchinese.com\/v3\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/newsforchinese.com\/v3\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/newsforchinese.com\/v3\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/newsforchinese.com\/v3\/wp-json\/wp\/v2\/comments?post=273292"}],"version-history":[{"count":2,"href":"https:\/\/newsforchinese.com\/v3\/wp-json\/wp\/v2\/posts\/273292\/revisions"}],"predecessor-version":[{"id":273298,"href":"https:\/\/newsforchinese.com\/v3\/wp-json\/wp\/v2\/posts\/273292\/revisions\/273298"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/newsforchinese.com\/v3\/wp-json\/wp\/v2\/media\/273296"}],"wp:attachment":[{"href":"https:\/\/newsforchinese.com\/v3\/wp-json\/wp\/v2\/media?parent=273292"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/newsforchinese.com\/v3\/wp-json\/wp\/v2\/categories?post=273292"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/newsforchinese.com\/v3\/wp-json\/wp\/v2\/tags?post=273292"},{"taxonomy":"series","embeddable":true,"href":"https:\/\/newsforchinese.com\/v3\/wp-json\/wp\/v2\/series?post=273292"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}