{"id":269612,"date":"2024-12-13T08:45:10","date_gmt":"2024-12-13T16:45:10","guid":{"rendered":"https:\/\/newsforchinese.com\/v3\/?p=269612"},"modified":"2024-12-13T08:45:36","modified_gmt":"2024-12-13T16:45:36","slug":"%e5%8a%a0%e5%b7%9e%e4%ba%ba%e8%88%92%e9%81%a9%e9%80%80%e4%bc%91%e7%94%9f%e6%b4%bb%e9%9c%80%e5%84%b2%e8%93%84230%e8%90%ac%e5%85%83","status":"publish","type":"post","link":"https:\/\/newsforchinese.com\/v3\/2024\/12\/13\/%e5%8a%a0%e5%b7%9e%e4%ba%ba%e8%88%92%e9%81%a9%e9%80%80%e4%bc%91%e7%94%9f%e6%b4%bb%e9%9c%80%e5%84%b2%e8%93%84230%e8%90%ac%e5%85%83\/","title":{"rendered":"\u52a0\u5dde\u4eba\u8212\u9069\u9000\u4f11\u751f\u6d3b\u9700\u5132\u84c4230\u842c\u5143"},"content":{"rendered":"\n<p>\u4e00\u9805\u65b0\u5206\u6790\u8868\u660e\uff0c\u5982\u679c\u52a0\u5dde\u4eba\u60f3\u8212\u9069\u5730\u9000\u4f11\u751f\u6d3b20\u5e74\uff0c\u4ed6\u5011\u9700\u5132\u84c4230\u842c\u5143\u3002<\/p>\n\n\n\n<!--more-->\n\n\n\n<p>\u6839\u64da\u500b\u4eba\u7406\u8ca1\u7db2\u7ad9GOBankingRates\uff0c\u9019\u53ef\u4ee5\u5206\u89e3\u70ba\u6bcf\u5e74162,045\u5143\u5132\u84c4\u3002<\/p>\n\n\n\n<p>\u8981\u9054\u5230\u8212\u9069\u9000\u4f11\u751f\u6d3b\u9580\u6abb\uff0c\u5f9e20\u6b72\u958b\u59cb\uff0c\u4f60\u5f97\u6bcf\u6708\u5132\u84c44,334\u5143\uff1b\u5f9e30\u6b72\u958b\u59cb\uff0c\u6bcf\u6708\u5132\u84c45,573\u5143\u3002<\/p>\n\n\n\n<p>GOBankingRate\u8868\u793a\uff0c\u8abf\u67e5\u7d50\u679c\u51f8\u986f\u4e86\u63d0\u524d\u70ba\u9000\u4f11\u505a\u6e96\u5099\u7684\u91cd\u8981\u6027\u3002<\/p>\n\n\n\n<p>World Population Review\u6700\u65b0\u6578\u64da\u986f\u793a\uff0c2024\u5e74\u52a0\u5dde\u5e73\u5747\u5bb6\u5ead\u5e74\u6536\u5165\u70ba130,718\u5143\u3002\u4e2d\u4f4d\u6578\u70ba91,905\u5143\u3002<\/p>\n\n\n\n<p>\u5728\u8212\u9069\u9000\u4f11\u4e8c\u5341\u5e74\u6240\u9700\u91d1\u984d\u65b9\u9762\uff0c\u52a0\u5dde\u50c5\u6b21\u65bc\u590f\u5a01\u5937\u3002<\/p>\n\n\n\n<p>GOBankingRate\u4f30\u8a08\u590f\u5a01\u5937\u5c45\u6c11\u5f97\u5132\u84c43,105,384\u5143\u3002<\/p>\n\n\n\n<p>\u6578\u64da\u986f\u793a\uff0c\u572823\u500b\u5dde\uff0c\u4f60\u9700\u5132\u84c4\u8d85\u904e100\u842c\u5143\u3002<\/p>\n\n\n\n<p>\u5982\u679c\u4f60\u60f3\u5728\u4e00\u500b\u4f60\u7684\u9322\u53ef\u8d70\u5f97\u66f4\u9060\u7684\u5dde\u9000\u4f11\uff0c\u6700\u4fbf\u5b9c\u7684\u662fWest Virginia\u3002\u6839\u64da\u7814\u7a76\u4eba\u54e1\u8a08\u7b97\uff0c\u5728West Virginia\u9000\u4f11\u5f8c\u8212\u9069\u751f\u6d3b20\u5e74\uff0c\u4f60\u5132\u5920434\uff0c501\u5143\u5c31\u53ef\u4ee5\u3002<\/p>\n\n\n\n<p><strong>\u4e94\u500b\u5132\u84c4\u91d1\u984d\u9580\u6abb\u6700\u9ad8\u7684\u5dde\uff1a<\/strong><\/p>\n\n\n\n<p>\u00b7\u590f\u5a01\u5937\uff1a$3,105,384<\/p>\n\n\n\n<p>\u00b7\u52a0\u5dde\uff1a$2,340,510<\/p>\n\n\n\n<p>\u00b7Massachusetts\uff1a$1,977,309<\/p>\n\n\n\n<p>\u00b7Washington\uff1a$1,749,300<\/p>\n\n\n\n<p>\u00b7New Jersey\uff1a$1,567,009<\/p>\n\n\n\n<p><strong>\u4e94\u500b\u5132\u84c4\u91d1\u984d\u9580\u6abb\u6700\u4f4e\u7684\u5dde\uff1a<\/strong><\/p>\n\n\n\n<p>\u00b7Oklahoma\uff1a$539,812<\/p>\n\n\n\n<p>\u00b7Louisiana\uff1a$499,020<\/p>\n\n\n\n<p>\u00b7Arkansas\uff1a$489,937<\/p>\n\n\n\n<p>\u00b7Mississippi\uff1a$442,620<\/p>\n\n\n\n<p>\u00b7West Virginia\uff1a$434,501<\/p>\n\n\n\n<p>\u8abf\u67e5\u7d50\u679c\u57fa\u65bc65\u6b72\u9000\u4f11\u5e74\u9f61\u548c85\u6b72\u9810\u671f\u58fd\u547d\u3002<\/p>\n\n\n\n<p>\u7814\u7a76\u4eba\u54e1\u4f7f\u7528\u4e86\u5305\u62ec\u806f\u90a6\u52de\u5de5\u7d71\u8a08\u5c40\u548cMissouri Economic and Research Information Center\u751f\u6d3b\u6210\u672c\u6578\u64da\u5728\u5167\u7684\u6578\u64da\u3002<\/p>\n\n\n\n<p>GOBankingRate\u6307\u51fa\uff0c\u9000\u4f11\u4f30\u7b97\u8003\u616e\u4e86\u6bcf\u6708\u793e\u6703\u4fdd\u969c\u91d1\u3002<\/p>\n<div class=\"gsp_post_data\" \r\n\t            data-post_type=\"post\" \r\n\t            data-cat=\"local,news\" \r\n\t            data-modified=\"120\"\r\n\t            data-created=\"1734079510\"\r\n\t            data-title=\"\u52a0\u5dde\u4eba\u8212\u9069\u9000\u4f11\u751f\u6d3b\u9700\u5132\u84c4230\u842c\u5143\" \r\n\t            data-home=\"https:\/\/newsforchinese.com\/v3\"><\/div>","protected":false},"excerpt":{"rendered":"<p>\u4e00\u9805\u65b0\u5206\u6790\u8868\u660e\uff0c\u5982\u679c\u52a0\u5dde\u4eba\u60f3\u8212\u9069\u5730\u9000\u4f11\u751f\u6d3b20\u5e74\uff0c\u4ed6\u5011\u9700\u5132\u84c4230\u842c\u5143\u3002<\/p>\n","protected":false},"author":1001022,"featured_media":111826,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"episode_type":"audio","audio_file":"","podmotor_file_id":"","podmotor_episode_id":"","cover_image":"","cover_image_id":"","duration":"","filesize":"","filesize_raw":"","date_recorded":"","explicit":"","block":"","jetpack_post_was_ever_published":false,"_jetpack_newsletter_access":"","_jetpack_dont_email_post_to_subs":false,"_jetpack_newsletter_tier_id":0,"_jetpack_memberships_contains_paywalled_content":false,"_jetpack_memberships_contains_paid_content":false,"footnotes":"","jetpack_publicize_message":"","jetpack_publicize_feature_enabled":true,"jetpack_social_post_already_shared":false,"jetpack_social_options":{"image_generator_settings":{"template":"highway","enabled":false},"version":2},"_wpas_customize_per_network":false},"categories":[7,131],"tags":[],"series":[],"class_list":["post-269612","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-local","category-news"],"aioseo_notices":[],"featured_image_urls":{"thumbnail":"https:\/\/newsforchinese.com\/v3\/wp-content\/uploads\/2015\/12\/Longevity-And-Happiness-Secrets-old-senior-people-150x150.jpg","medium":"https:\/\/newsforchinese.com\/v3\/wp-content\/uploads\/2015\/12\/Longevity-And-Happiness-Secrets-old-senior-people-300x189.jpg","large":"https:\/\/newsforchinese.com\/v3\/wp-content\/uploads\/2015\/12\/Longevity-And-Happiness-Secrets-old-senior-people-600x378.jpg","single_img":"https:\/\/newsforchinese.com\/v3\/wp-content\/uploads\/2015\/12\/Longevity-And-Happiness-Secrets-old-senior-people-150x150.jpg"},"appp_media":null,"episode_featured_image":"https:\/\/newsforchinese.com\/v3\/wp-content\/uploads\/2015\/12\/Longevity-And-Happiness-Secrets-old-senior-people.jpg","episode_player_image":"https:\/\/newsforchinese.com\/v3\/wp-content\/uploads\/2022\/11\/avatars-DFF30y5My1u3eZvX-2nXMSw-original.jpg","download_link":"","player_link":"","audio_player":false,"episode_data":{"playerMode":"dark","subscribeUrls":[],"rssFeedUrl":"https:\/\/newsforchinese.com\/v3\/feed\/podcast\/%e8%80%81%e4%b8%ad%e5%bb%a3%e6%92%ad%e9%9b%bb%e5%8f%b0","embedCode":"<blockquote class=\"wp-embedded-content\" data-secret=\"wCEUPDW1t8\"><a href=\"https:\/\/newsforchinese.com\/v3\/2024\/12\/13\/%e5%8a%a0%e5%b7%9e%e4%ba%ba%e8%88%92%e9%81%a9%e9%80%80%e4%bc%91%e7%94%9f%e6%b4%bb%e9%9c%80%e5%84%b2%e8%93%84230%e8%90%ac%e5%85%83\/\">\u52a0\u5dde\u4eba\u8212\u9069\u9000\u4f11\u751f\u6d3b\u9700\u5132\u84c4230\u842c\u5143<\/a><\/blockquote><iframe sandbox=\"allow-scripts\" security=\"restricted\" src=\"https:\/\/newsforchinese.com\/v3\/2024\/12\/13\/%e5%8a%a0%e5%b7%9e%e4%ba%ba%e8%88%92%e9%81%a9%e9%80%80%e4%bc%91%e7%94%9f%e6%b4%bb%e9%9c%80%e5%84%b2%e8%93%84230%e8%90%ac%e5%85%83\/embed\/#?secret=wCEUPDW1t8\" width=\"500\" height=\"350\" title=\"&#8220;\u52a0\u5dde\u4eba\u8212\u9069\u9000\u4f11\u751f\u6d3b\u9700\u5132\u84c4230\u842c\u5143&#8221; &#8212; News for Chinese \uff0d \u820a\u91d1\u5c71\u7063\u5340No.1\u514d\u8cbb\u83ef\u4eba\u793e\u5340\u5831\u7d19\" data-secret=\"wCEUPDW1t8\" frameborder=\"0\" marginwidth=\"0\" marginheight=\"0\" scrolling=\"no\" class=\"wp-embedded-content\"><\/iframe><script type=\"text\/javascript\">\n\/* <![CDATA[ *\/\n\/*! This file is auto-generated *\/\n!function(d,l){\"use strict\";l.querySelector&&d.addEventListener&&\"undefined\"!=typeof URL&&(d.wp=d.wp||{},d.wp.receiveEmbedMessage||(d.wp.receiveEmbedMessage=function(e){var t=e.data;if((t||t.secret||t.message||t.value)&&!\/[^a-zA-Z0-9]\/.test(t.secret)){for(var s,r,n,a=l.querySelectorAll('iframe[data-secret=\"'+t.secret+'\"]'),o=l.querySelectorAll('blockquote[data-secret=\"'+t.secret+'\"]'),c=new RegExp(\"^https?:$\",\"i\"),i=0;i<o.length;i++)o[i].style.display=\"none\";for(i=0;i<a.length;i++)s=a[i],e.source===s.contentWindow&&(s.removeAttribute(\"style\"),\"height\"===t.message?(1e3<(r=parseInt(t.value,10))?r=1e3:~~r<200&&(r=200),s.height=r):\"link\"===t.message&&(r=new URL(s.getAttribute(\"src\")),n=new URL(t.value),c.test(n.protocol))&&n.host===r.host&&l.activeElement===s&&(d.top.location.href=t.value))}},d.addEventListener(\"message\",d.wp.receiveEmbedMessage,!1),l.addEventListener(\"DOMContentLoaded\",function(){for(var e,t,s=l.querySelectorAll(\"iframe.wp-embedded-content\"),r=0;r<s.length;r++)(t=(e=s[r]).getAttribute(\"data-secret\"))||(t=Math.random().toString(36).substring(2,12),e.src+=\"#?secret=\"+t,e.setAttribute(\"data-secret\",t)),e.contentWindow.postMessage({message:\"ready\",secret:t},\"*\")},!1)))}(window,document);\n\/\/# sourceURL=https:\/\/newsforchinese.com\/v3\/wp-includes\/js\/wp-embed.min.js\n\/* ]]> *\/\n<\/script>\n"},"jetpack_publicize_connections":[],"jetpack_featured_media_url":"https:\/\/newsforchinese.com\/v3\/wp-content\/uploads\/2015\/12\/Longevity-And-Happiness-Secrets-old-senior-people.jpg","jetpack-related-posts":[{"id":227625,"url":"https:\/\/newsforchinese.com\/v3\/2022\/10\/10\/%e5%a4%8f%e5%a8%81%e5%a4%b7%e8%88%92%e9%81%a9%e9%80%80%e4%bc%91%e5%be%97%e6%9c%89200%e8%90%ac%e5%85%83%e5%84%b2%e8%93%84\/","url_meta":{"origin":269612,"position":0},"title":"\u590f\u5a01\u5937\u8212\u9069\u9000\u4f11\u5f97\u6709200\u842c\u5143\u5132\u84c4","author":"Yingying","date":"October 10, 2022","format":false,"excerpt":"\u5982\u679c\u4f60\u5922\u60f3\u9000\u4f11\u5f8c\u80fd\u5728\u590f\u5a01\u5937\u4e00\u500b\u539f\u751f\u614b\u6d77\u7058\u4e0a\u60a0\u9592\u5730\u5ea6\u904e\uff0c\u8acb\u78ba\u4fdd\u4f60\u5df2\u6522\u4e86\u8db3\u5920\u7684\u9322\u3002 \u6839\u64daBankrate\u6700\u65b0\u6578\u64da\uff0c\u590f\u5a01\u5937\u662f2022\u5e74\u9000\u4f11\u8cbb\u7528\u6700\u9ad8\u7684\u5dde\u3002 \u70ba\u8a08\u7b97\u5404\u5dde\u53ef\u8ca0\u64d4\u6027\u6c34\u6e96\uff0cBankrate\u5206\u6790\u4e86Community and Economic Research\u76842022\u5e747\u6708\u751f\u6d3b\u6210\u672c\u6307\u6578\u4ee5\u53caTax Foundation\u76842022\u5e74\u8ca1\u7522\u548c\u92b7\u552e\u7a05\u7387\u6392\u540d\u3002 \u6839\u64daBankrate\u6578\u64da\uff0c\u4e03\u500b2022\u5e74\u9000\u4f11\u6700\u4e0d\u5177\u53ef\u8ca0\u64d4\u6027\u7684\u5dde\u70ba\uff1a\u590f\u5a01\u5937\u3001\u52a0\u5dde\u3001Connecticut\u3001Massachusetts\u3001New Jersey\u3001Vermont\u4ee5\u53caRhode Island\u3002 CNBC Make It\u64b0\u7a3f\u4eba\u3001\u300aBuy This, Not That: How to Spend Your Way to Wealth and Financial Freedom\u300b\u4f5c\u8005Sam Dogen\u8868\u793a\uff0c\u5982\u679c\u4f60\u6253\u7b97\u5728\u590f\u5a01\u5937\u904e\u4e0a\u8212\u9069\u9000\u4f11\u751f\u6d3b\uff0c\u4f60\u9700\u8981\u6522\u4e0b\u7d04200\u842c\u5143\u3002 Dogen\u6b64\u524d\u64b0\u6587\u7a31\uff1a\u300c\u4f8b\u5982\uff0cHonolulu\u7e23\u5bb6\u5ead\u6536\u5165\u4e2d\u503c\u70ba88000\u5143\u3002\u5982\u679c\u6709\u4eba\u60f3\u6bcf\u5e74\u5f9e\u8cc7\u7522\u4e2d\u63d0\u53d688000\u5143\uff0c\u9700\u8981\u6709\u7d04220\u842c\u5143\u6295\u8cc7\u548c4%\u5229\u7387\uff0c\u624d\u80fd\u63d0\u53d6\u9019\u6a23\u4e00\u7b46\u9322\u3002\u300d \u7136\u800c\uff0c\u5927\u591a\u6578\u7f8e\u570b\u4eba\u7684\u5132\u84c4\u96e2\u9019\u500b\u6578\u5b57\u5be6\u5728\u662f\u592a\u904e\u9059\u9060\u3002\u6839\u64daVanguard2022\u5e74\u300cHow America Saves\u300d\u5831\u544a\uff0c\u666e\u901a\u7f8e\u570b\u4eba\u9000\u4f11\u5132\u84c4\u5927\u7d0435345\u5143\u3002 \u4f46\u300c\u8212\u9069\u300d\u9000\u4f11\u5c0d\u4e0d\u540c\u7684\u4eba\u4f86\u8aaa\u610f\u5473\u8457\u4e0d\u540c\u7684\u4e8b\u60c5\u3002Wells Fargo\u8ca1\u5bcc\u548c\u6295\u8cc7\u7ba1\u7406\u8aee\u8a62\u8207\u898f\u5283\u4e3b\u7ba1Michael Liersch\u8868\u793a\uff0c\u9996\u5148\u78ba\u5b9a\u5c0d\u4f60\u4f86\u8aaa\u4ec0\u9ebc\u662f\u8212\u9069\u9000\u4f11\u5f88\u91cd\u8981\u3002 \u4ed6\u544a\u8a34CNBC Make it\uff1a\u300c\u5982\u679c\u9000\u4f11\u6c92\u6709\u5b9a\u7fa9\uff0c\u90a3\u9ebc\u5f88\u96e3\u5728\u60c5\u611f\u4e0a\u6216\u8ca1\u52d9\u4e0a\u505a\u597d\u6e96\u5099\u3002\u300d \u8003\u616e\u4e00\u4e0b\u5728\u67d0\u500b\u5730\u65b9\u9000\u4f11\u5c0d\u4f60\u4f86\u8aaa\u6700\u91cd\u8981\u7684\u662f\u4ec0\u9ebc\uff0c\u4e26\u5236\u5b9a\u51fa\u7dad\u6301\u4f60\u60f3\u8981\u7684\u751f\u6d3b\u65b9\u5f0f\u6240\u9700\u7684\u8cbb\u7528\u3002 Bankrate\u5206\u6790\u5e2bJeff Ostrowski\u8868\u793a\uff0c\u81f3\u65bc\u5be6\u969b\u5b58\u9322\uff0c\u5982\u679c\u4f6020\u591a\u6b72\u621630\u591a\u6b72\uff0c\u5c31\u8981\u958b\u59cb\u76e1\u4f60\u6240\u80fd\u5730\u5c07\u9000\u4f11\u5b58\u6b3e\u6700\u5927\u5316\u3002 \u4ed6\u8aaa\uff1a\u300c\u5e7e\u5341\u5e74\u8907\u5408\u6536\u76ca\u548c\u9000\u4f11\u5132\u84c4\u7684\u7a05\u6536\u512a\u60e0\u76f8\u7d50\u5408\uff0c\u5c07\u6709\u52a9\u65bc\u4f60\u5728\u5b8c\u6210\u4e00\u8f29\u5b50\u5de5\u4f5c\u5f8c\u5efa\u7acb\u8212\u9069\u7684\u751f\u6d3b\u65b9\u5f0f\u3002\u300d \u5118\u7ba1\u7406\u8ca1\u898f\u5283\u5e2b\u5efa\u8b70\u6bcf\u5e74\u5c07\u6536\u516515%\u5de6\u53f3\u7528\u65bc\u9000\u4f11\u5132\u84c4\uff0c\u4f46\u6839\u64daVanguard\u8abf\u67e5\uff0c\u591a\u657835\u6b72\u4ee5\u4e0b\u7684\u54e1\u5de5\u5be6\u969b\u5132\u84c4\u6bd4\u4f8b\u572810.5%\u5de6\u53f3\u3002","rel":"","context":"In &quot;\u5730\u65b9\u65b0\u805e&quot;","block_context":{"text":"\u5730\u65b9\u65b0\u805e","link":"https:\/\/newsforchinese.com\/v3\/category\/local\/"},"img":{"alt_text":"","src":"https:\/\/i0.wp.com\/newsforchinese.com\/v3\/wp-content\/uploads\/2017\/09\/Hawaii-600x400.jpg?resize=350%2C200&ssl=1","width":350,"height":200,"srcset":"https:\/\/i0.wp.com\/newsforchinese.com\/v3\/wp-content\/uploads\/2017\/09\/Hawaii-600x400.jpg?resize=350%2C200&ssl=1 1x, https:\/\/i0.wp.com\/newsforchinese.com\/v3\/wp-content\/uploads\/2017\/09\/Hawaii-600x400.jpg?resize=525%2C300&ssl=1 1.5x"},"classes":[]},{"id":276957,"url":"https:\/\/newsforchinese.com\/v3\/2025\/05\/04\/%e5%8a%a0%e5%b7%9e%e8%88%92%e9%81%a9%e9%80%80%e4%bc%91%e3%80%8c%e9%ad%94%e6%95%b8%e3%80%8d%ef%bc%9a147%e8%90%ac%e5%85%83\/","url_meta":{"origin":269612,"position":1},"title":"\u52a0\u5dde\u8212\u9069\u9000\u4f11\u300c\u9b54\u6578\u300d\uff1a147\u842c\u5143","author":"Yingying","date":"May 4, 2025","format":false,"excerpt":"\u65b0\u7684\u7814\u7a76\u8868\u660e\uff0c\u5168\u570b\u6210\u5e74\u4eba\u8a8d\u70ba\u8212\u9069\u9000\u4f11\u6240\u9700\u7684\u300c\u9b54\u6578\u300d\u70ba126\u842c\u5143\u3002\u8d85\u904e\u4e00\u534a\u53d7\u8a2a\u8005\u8868\u793a\uff0c\u81ea\u5df1\u7684\u5132\u84c4\u4e0d\u8db3\u4ee5\u652f\u6490\u81ea\u5df1\u5ea6\u5b8c\u9918\u751f\u3002\u00a0 https:\/\/youtu.be\/fSLrgeksjj0?si=LFjYRKwt-vODOdkA \u91d1\u878d\u670d\u52d9\u516c\u53f8Northwestern Mutual\u8abf\u67e5\u7d50\u679c\u986f\u793a\uff0c\u81ea\u53bb\u5e74\u4ee5\u4f86\uff0c\u9019\u4e00\u76ee\u6a19\u6578\u5b57\u6709\u6240\u4e0b\u964d\uff0c\u5118\u7ba1\u5b83\u4ecd\u9060\u9060\u9ad8\u65bc\u8a31\u591a\u4eba\u70ba\u9000\u4f11\u751f\u6d3b\u5be6\u969b\u5132\u84c4\u7684\u91d1\u984d\u3002 \u53bb\u5e74\uff0c\u9019\u4e00\u6578\u5b57\u70ba146\u842c\u5143\u3002\u9019\u5bb6\u91d1\u878d\u516c\u53f8\u89e3\u91cb\u8aaa\uff1a\u300c\u5c0d\u65b0\u6578\u5b57\u7684\u4e00\u7a2e\u89e3\u91cb\u53ef\u80fd\u662f\u901a\u8ca8\u81a8\u8139-\u5118\u7ba1\u5b83\u4ecd\u662f\u4eba\u5011\u6700\u95dc\u5fc3\u554f\u984c-\u4e26\u6c92\u6709\u50cf\u8fd1\u5e74\u4f86\u90a3\u6a23\u9ad8\u3002\u300dNorthwestern Mutual\u76842025 Planning & Progress Study4\u6708\u521d\u767c\u4f48\u3002\u8abf\u67e5\u5728\u4e00\u6708Donald Trump \u4e0a\u4efb\u524d\u9032\u884c\u3002 \u300c\u8ca1\u52d9\u7126\u616e\u300d \u7814\u7a76\u4eba\u54e1\u8868\u793a\uff0c\u8abf\u67e5\u7d50\u679c\u9084\u986f\u793a\u4eba\u5011\u5c0d\u7576\u524d\u9000\u4f11\u5132\u84c4\u7684\u64d4\u6182\u7a0b\u5ea6\u98c6\u5347\u3002 Northwestern Mutual\u8868\u793a\uff1a\u300c\u5927\u591a\u6578\u4eba\u751f\u6d3b\u5728\u8ca1\u52d9\u7126\u616e\u4e2d\u3002\u300d \u5c0d\u793e\u6703\u4fdd\u969c\u548c\u901a\u8ca8\u81a8\u8139\u7684\u64d4\u6182\u52a0\u5287\u9019\u7a2e\u7126\u616e\u3002 \u7e3d\u9ad4\u800c\u8a00\uff0c\u8abf\u67e5\u767c\u73fe\uff0c\u5728\u5df2\u958b\u59cb\u9000\u4f11\u5132\u84c4\u7684\u7f8e\u570b\u4eba\u4e2d\uff0c25%\u8868\u793a\u53ea\u5b58\u4e86\u4e00\u5e74\u6216\u66f4\u5c11\u7684\u7576\u524d\u5e74\u6536\u5165\u3002 Northwestern Mutual\u91d1\u878d\u5c08\u5bb6\u5f37\u8abf\uff0c\u5728\u9000\u4f11\u8a08\u756b\u65b9\u9762\uff0c\u91cd\u8981\u7684\u662f\u8981\u8003\u616e\u5230\u9019\u4e00\u56e0\u7d20\uff1a\u5728\u9000\u4f11\u8a08\u756b\u65b9\u9762\uff0c\u4e00\u7a2e\u65b9\u6cd5\u4e26\u4e0d\u9069\u7528\u65bc\u6240\u6709\u4eba\uff0c\u9000\u4f11\u8a08\u756b\u61c9\u9ad8\u5ea6\u500b\u6027\u5316\u3002 Northwestern Mutual\u5b98\u54e1John Roberts\u8868\u793a\uff1a\u300c\u6bcf\u500b\u4eba\u90fd\u61c9\u64c1\u6709\u81ea\u5df1\u7684\u2018\u9b54\u6578\u2019\uff0c\u8003\u616e\u5c07\u4f4f\u5728\u54ea\u91cc\u3001\u904e\u4ec0\u9ebc\u751f\u6d3b\u3001\u6536\u5165\u4f86\u6e90\u7b49\u7b49\u3002\u300d \u52a0\u5dde\u300c\u9b54\u6578\u300d \u5728\u8003\u616e\u300c\u4eba\u5011\u5c45\u4f4f\u5728\u54ea\u91cc\u300d\u56e0\u7d20\u6642\uff0c\u6578\u64da\u986f\u793a\uff0c\u52a0\u5dde\u4eba\u6709\u4e00\u500b\u66f4\u9ad8\u7684\u300c\u9b54\u6578\u300d\u3002\u7136\u800c\uff0c\u4e5f\u8a31\u4ee4\u4eba\u9a5a\u8a1d\u7684\u662f\uff0c\u5b83\u4e26\u4e0d\u6bd4\u5168\u570b\u6578\u5b57\u9ad8\u591a\u5c11\u3002 Northwestern Mutual\u8868\u793a\uff0c\u8abf\u67e5\u7d50\u679c\u986f\u793a\uff0c\u52a0\u5dde\u8212\u9069\u9000\u4f11\u7684\u300c\u9b54\u6578\u300d\u70ba147\u842c\u5143\uff0c\u50c5\u6bd4\u5168\u570b\u6578\u5b57\u9ad8\u51fa21\u842c\u5143\u3002 \u4e0d\u904e\uff0c\u500b\u4eba\u7406\u8ca1\u7db2\u7ad9GoBankingRates\u6700\u8fd1\u4e00\u9805\u7814\u7a76\u8868\u660e\u52a0\u5dde\u6578\u5b57\u9ad8\u5f97\u591a\u3002\u5b83\u4f30\u8a08\u52a0\u5dde\u4eba20\u5e74\u8212\u9069\u9000\u4f11\u751f\u6d3b\u9700\u8d85230\u842c\u5143\u3002 GoBankingRates\u4f30\u8a08\u9000\u4f11\u671f\u9593\u5e74\u5ea6\u652f\u51fa\u7d04\u70ba16.2\u842c\u5143\u3002 \u5b83\u7684\u7814\u7a76\u4eba\u54e1\u9084\u7d30\u520620\u5e74\u5167\u6bcf\u6708\u9700\u7bc0\u7701\u591a\u5c11\u9322\u624d\u80fd\u5be6\u73fe\u9019\u4e00\u76ee\u6a19\uff0c\u5f9e\u800c\u8986\u84cb\u523085\u6b72\u7684\u8cbb\u7528\uff1a \u00b7\u5f9e20\u6b72\u958b\u59cb\uff0c\u9700\u6bcf\u6708\u7bc0\u77014334\u5143\u3002 \u00b7\u5f9e30\u6b72\u958b\u59cb\uff0c\u9700\u6bcf\u6708\u7bc0\u77015573\u5143\u3002","rel":"","context":"In &quot;\u5730\u65b9\u65b0\u805e&quot;","block_context":{"text":"\u5730\u65b9\u65b0\u805e","link":"https:\/\/newsforchinese.com\/v3\/category\/local\/"},"img":{"alt_text":"","src":"https:\/\/i0.wp.com\/newsforchinese.com\/v3\/wp-content\/uploads\/2020\/06\/seniors-3.jpg?resize=350%2C200&ssl=1","width":350,"height":200,"srcset":"https:\/\/i0.wp.com\/newsforchinese.com\/v3\/wp-content\/uploads\/2020\/06\/seniors-3.jpg?resize=350%2C200&ssl=1 1x, https:\/\/i0.wp.com\/newsforchinese.com\/v3\/wp-content\/uploads\/2020\/06\/seniors-3.jpg?resize=525%2C300&ssl=1 1.5x"},"classes":[]},{"id":278306,"url":"https:\/\/newsforchinese.com\/v3\/2025\/06\/02\/%e5%8a%a0%e5%b7%9e%e4%ba%ba%e9%80%80%e4%bc%91%e5%84%b2%e8%93%84%e9%9c%80%e8%87%b3%e5%b0%91160%e8%90%ac%e5%85%83\/","url_meta":{"origin":269612,"position":2},"title":"\u52a0\u5dde\u4eba\u9000\u4f11\u5132\u84c4\u9700\u81f3\u5c11160\u842c\u5143","author":"Yingying","date":"June 2, 2025","format":false,"excerpt":"\u7531\u65bc\u793e\u6703\u4fdd\u969c\u7684\u672a\u4f86\u5b58\u5728\u4e0d\u78ba\u5b9a\u6027\u4ee5\u53ca\u80a1\u5e02\u6ce2\u52d5\u9054\u5230401\uff08k\uff09\uff0c\u8a31\u591a\u7f8e\u570b\u4eba\u8d8a\u4f86\u8d8a\u64d4\u5fc3\u64d4\u5fc3\u81ea\u5df1\u6c92\u6709\u8db3\u5920\u7684\u9322\u8b93\u81ea\u5df1\u4f9d\u9760\u9000\u4f11\u5132\u84c4\u751f\u5b58\u3002\u4e00\u9805\u65b0\u8abf\u67e5\u53ef\u80fd\u6703\u52a0\u91cd\u67d0\u4e9b\u4eba\u7684\u64d4\u6182\uff0c\u56e0\u70ba\u6578\u64da\u986f\u793a\uff0c\u4f5c\u70ba\u4e00\u540d\u9000\u4f11\u4eba\u54e1\u5b89\u5ea6\u751f\u6d3b\uff0c\u4f60\u9700\u572815\u500b\u5dde\u6210\u70ba\u767e\u842c\u5bcc\u7fc1\u3002\u00a0 \u6beb\u4e0d\u610f\u5916\uff0c\u52a0\u5dde\u9000\u4f11\u751f\u6d3b\u6210\u672c\u6bd4\u5927\u591a\u6578\u5176\u4ed6\u5dde\u9ad8\u3002\u6839\u64da\u500b\u4eba\u7406\u8ca1\u7db2\u7ad9GOBankingRates\u7684\u8abf\u67e5\u7d50\u679c\uff0c\u52a0\u5dde\u662f\u9000\u4f11\u751f\u6d3b\u6210\u672c\u7b2c\u4e09\u9ad8\u7684\u5dde\u3002 \u5728\u8a08\u7b97\u6bcf\u500b\u5dde\u6240\u9700\u6700\u4f4e\u5132\u84c4\u5f8c\uff0c\u7814\u7a76\u4eba\u54e1\u767c\u73fe\u52a0\u5dde\u9000\u4f11\u4eba\u54e1\u4e8c\u5341\u4e94\u5e74\u751f\u6d3b\u6210\u672c\u52a0\u8d77\u4f86\u63a5\u8fd1160\u842c\u5143\uff0c\u7565\u4f4e\u65bcMassachusetts\u3002 Hawaii\u662f\u6700\u8cb4\u7684\uff0c\u9000\u4f11\u4eba\u54e1\u9700220\u591a\u842c\u5143\u624d\u80fd\u751f\u6d3b\u3002 GoBankingRates\u8868\u793a\uff0c50\u6b72\u4ee5\u4e0a\u4eba\u7fa4\u5c0d\u9000\u4f11\u9700\u6c42\u7684\u64d4\u6182\u5c24\u70ba\u56b4\u91cd\u3002 \u8a72\u7db2\u7ad9\u8ca1\u52d9\u5c08\u5bb6\u9084\u5f37\u8abf\uff0c\u6210\u672c\u6ce2\u52d5\u5f88\u5927\uff0c\u5730\u9ede\u662f\u4e3b\u8981\u56e0\u7d20\u3002\u00a0 \u300c\u4f60\u61c9\u70ba\u9000\u4f11\u5b58\u591a\u5c11\u9322\u53d6\u6c7a\u65bc\u5e7e\u500b\u95dc\u9375\u56e0\u7d20\uff0c\u5305\u62ec\u4f60\u5728\u54ea\u91cc\uff0c\u300dGOBankingRates\u7814\u7a76\u4eba\u54e1\u8868\u793a\u3002\u300c\u4f60\u9078\u64c7\u5728\u54ea\u91cc\u5ea6\u904e\u4f60\u7684\u9000\u4f11\u6b72\u6708\u81f3\u95dc\u91cd\u8981\u3002\u4f4f\u5728\u52a0\u5dde\u548c\u4f4f\u5728Kansas\u5c0d\u4f60\u7684\u9322\u5305\u6703\u6709\u5f88\u5927\u4e0d\u540c\u3002\u300d GOBankingRates\u767c\u73fe\uff0cKansas\u9000\u4f11\u4eba\u54e1\u81f3\u5c11\u5132\u84c4\u7d04727,532\u5143\uff0c\u6bcf\u5e74\u751f\u6d3b\u6210\u672c\u4f30\u8a08\u7d0452,276\u5143\uff0c\u6263\u9664\u793e\u6703\u4fdd\u969c\u91d1\u5f8c\uff0c\u7d04\u70ba29,101\u5143\u3002 \u76f8\u6bd4\u4e4b\u4e0b\uff0c\u52a0\u5dde\u751f\u6d3b\u6210\u672c\u70ba87,006\u5143\u3002\u6263\u9664\u793e\u6703\u4fdd\u969c\u5f8c\uff0c\u6bcf\u5e74\u8cbb\u7528\u4f30\u8a08\u70ba63832\u5143\u3002 \u9000\u4f11\u4eba\u54e1\u6240\u9700\u6700\u4f4e\u5132\u84c4\u662f\u57fa\u65bc\u4f4f\u623f\u3001\u98df\u54c1\u3001\u4ea4\u901a\u548c\u91ab\u7642\u4fdd\u5065\u7b49\u57fa\u672c\u5fc5\u9700\u54c1\u7684\u6210\u672c\u3002 GOBankingRates\u4f7f\u7528\u806f\u90a6\u52de\u5de5\u7d71\u8a08\u5c40\u6578\u64da\u78ba\u5b9a\u6bcf\u500b\u5dde65\u6b72\u53ca\u4ee5\u4e0a\u9000\u4f11\u4eba\u54e1\u5e74\u5ea6\u652f\u51fa\u6210\u672c\uff0c\u4e26\u5c07\u652f\u51fa\u4e58\u4ee5\u6bcf\u500b\u5dde\u751f\u6d3b\u6210\u672c\u6307\u6578\uff0c\u5f97\u51fa\u5b83\u7684\u6578\u64da\u3002 \u70ba\u78ba\u5b9a\u9000\u4f11\u4eba\u54e1\u6240\u9700\u5132\u84c4\u7684\u91d1\u984d\uff0c\u7814\u7a76\u4eba\u54e1\u5c07\u6bcf\u500b\u5dde\u5e74\u5ea6\u652f\u51fa\uff08\u6e1b\u53bb\u5e74\u5ea6\u5e73\u5747\u793e\u6703\u4fdd\u969c\u6536\u5165\uff09\u9664\u4ee54%-\u9019\u500b\u767e\u5206\u6bd4\u88ab\u5ee3\u6cdb\u7528\u4f5c\u9000\u4f11\u4eba\u54e1\u6bcf\u5e74\u61c9\u63d0\u53d6\u591a\u5c11\u5132\u84c4\u652f\u4ed8\u751f\u6d3b\u8cbb\u7528\u7684\u6307\u6a19\u3002 \u9000\u4f11\u4eba\u54e1\u6700\u4f4e\u5132\u84c4\u9700\u8d85\u904e100\u842c\u5143\u7684\u5dde 1.Hawaii $2,228,205 2.Massachusetts $1,612,313 3.\u52a0\u5dde $1,595,789 4.Alaska $1,280,333 5.\u7d10\u7d04\u5dde $1,272,822 6.Maryland $1,152,648 7.New Jersey $1,142,133 8.Vermont $1,139,128 9.Washington $1,136,124 10.New Hampshire $1,112,089 11.Connecticut $1,107,583 12.Rhode Island $1,106,080 13.Maine $1,104,578 14.Oregon $1,103,076 15.Arizona $1,095,565","rel":"","context":"In &quot;\u5730\u65b9\u65b0\u805e&quot;","block_context":{"text":"\u5730\u65b9\u65b0\u805e","link":"https:\/\/newsforchinese.com\/v3\/category\/local\/"},"img":{"alt_text":"","src":"https:\/\/i0.wp.com\/newsforchinese.com\/v3\/wp-content\/uploads\/2020\/06\/seniors-3.jpg?resize=350%2C200&ssl=1","width":350,"height":200,"srcset":"https:\/\/i0.wp.com\/newsforchinese.com\/v3\/wp-content\/uploads\/2020\/06\/seniors-3.jpg?resize=350%2C200&ssl=1 1x, https:\/\/i0.wp.com\/newsforchinese.com\/v3\/wp-content\/uploads\/2020\/06\/seniors-3.jpg?resize=525%2C300&ssl=1 1.5x"},"classes":[]},{"id":211901,"url":"https:\/\/newsforchinese.com\/v3\/2021\/12\/15\/%e5%9c%a8%e4%b8%80%e4%ba%9b%e5%9f%8e%e5%b8%82%e9%80%80%e4%bc%91%e4%bd%a0%e5%be%97%e8%87%b3%e5%b0%91%e5%ad%98100%e8%90%ac%e5%85%83\/","url_meta":{"origin":269612,"position":3},"title":"\u5728\u4e00\u4e9b\u57ce\u5e02\u9000\u4f11\u4f60\u5f97\u81f3\u5c11\u5b58100\u842c\u5143","author":"Yingying","date":"December 15, 2021","format":false,"excerpt":"\u4f60\u8a8d\u70ba\u4f60\u9700\u8981\u70ba\u9000\u4f11\u5b58\u591a\u5c11\u9322\uff1f \u6839\u64daMagnifyMoney\uff0c\u5982\u679c\u4f60\u751f\u6d3b\u5728\u4e00\u4e9b\u5927\u57ce\u5e02\u4e2d\u7684\u4e00\u500b\uff0c\u7b54\u6848\u662f\uff1a\u9000\u4f11\u5f8c\u7dad\u6301\u666e\u901a\u751f\u6d3b\u65b9\u5f0f\uff0c\u4f60\u9700\u8981\u81f3\u5c11\u5b58100\u842c\u5143\u3002\u70ba\u4e86\u627e\u5230\u6bcf\u500b\u57ce\u5e02\u9000\u4f11\u6240\u9700\u91d1\u984d\uff0c\u5206\u6790\u5e2b\u4f7f\u7528U.S. Bureau of Labor Statistics\u3001Bureau of Economic Analysis\u3001Tax Foundation\u3001Census Bureau\u548cSocial Security Administration\u6578\u64da\uff0c\u8a08\u7b97\u5e73\u5747\u9000\u4f11\u6536\u5165\u6240\u9700\u7684\u7a05\u524d\u6536\u5165\u3002 \u8a3b\u518a\u8ca1\u52d9\u898f\u5283\u5e2bMarguerita Cheng\u8aaa\uff1a\u300c100\u842c\u5143\u662f\u500b\u5927\u6578\u5b57\u3002\u300dMarguerita Cheng\u662fBlue Ocean Global Wealth\u9996\u5e2d\u57f7\u884c\u5b98\u517c\u806f\u5408\u5275\u59cb\u4eba\uff0c\u540c\u6642\u4e5f\u662fCNBC\u9867\u554f\u59d4\u54e1\u6703\u6210\u54e1\u3002 \u5979\u88dc\u5145\u8aaa\uff0c\u770b\u5230\u9019\u500b\u6578\u5b57\uff0c\u4eba\u5011\u7121\u9700\u4e0d\u77e5\u6240\u63aa\u3002\u4f60\u53ef\u4ee5\u63d0\u524d\u505a\u4e00\u4e9b\u4e8b\u60c5\u78ba\u4fdd\u70ba\u9000\u4f11\u505a\u597d\u6e96\u5099\u3002 \u5979\u8aaa\uff1a\u300c\u4f60\u628a\u5b83\u6253\u6563\uff0c\u7136\u5f8c\u642d\u5efa\u3002\u300d \u6700\u8cb4\u57ce\u5e02\u5728\u54ea\u91cc \u5206\u6790\u767c\u73fe\uff0c\u670928\u500b\u57ce\u5e02\u9700\u8981\u8d85\u904e100\u842c\u5143\u624d\u80fd\u9000\u4f11\uff0c\u7d04\u5360\u5831\u544a\u4e2d\u6240\u6709\u57ce\u5e02\u76847%\u3002 \u6700\u8cb4\u57ce\u5e02\u96c6\u4e2d\u5728\u6771\u897f\u6d77\u5cb8\uff0c\u5176\u4e2d\u53ea\u6709Alaska\u3001\u52a0\u5dde\u3001\u590f\u5a01\u5937\u3001\u7d10\u7d04\u548cOregon\u4e94\u500b\u5dde\u64c1\u6709\u5169\u500b\u4ee5\u4e0a\u6700\u8cb4\u57ce\u5e02\u3002\u52a0\u5dde\u5728\u6240\u6709\u5dde\u4e2d\u6700\u591a\uff1a14\u500b\u57ce\u5e02\u9000\u4f11\u4eba\u54e1\u61c9\u6709\u8d85\u904e100\u842c\u5143\u624d\u80fd\u904e\u4e0a\u8212\u9069\u751f\u6d3b\u3002 Magneymoney\u6bcd\u516c\u53f8LendingTree\u5167\u5bb9\u9ad8\u7d1a\u7e3d\u76e3Ismat Mangla\u8aaa\uff1a\u300c\u6211\u5011\u77e5\u9053\u570b\u5167\u8a31\u591a\u6cbf\u6d77\u5730\u5340\u6709\u6700\u8cb4\u57ce\u5e02\uff0c\u9019\u4e26\u4e0d\u4ee4\u4eba\u9a5a\u8a1d\u3002\u300d \u57ce\u5e02\u5217\u8868\u5176\u9918\u90e8\u5206\u9084\u986f\u793a\uff0c\u6839\u64da\u8a08\u756b\u9000\u4f11\u7684\u5730\u9ede\uff0c\u6210\u672c\u5dee\u7570\u5f88\u5927\u3002\u64daMagnifyMoney\u5206\u6790\uff0c\u5728\u5269\u4e0b\u768493%\u7684\u57ce\u5e02\u9000\u4f11\u53ea\u9700\u4e0d\u5230100\u842c\u5143\u3002 \u300c\u9019\u7684\u78ba\u53d6\u6c7a\u65bc\u4f60\u6253\u7b97\u9000\u4f11\u7684\u5730\u5340\uff0c\u300dMangla\u8aaa\u3002\u300c\u53e6\u4e00\u65b9\u9762\uff0c\u5728\u570b\u5167\u5f88\u591a\u5730\u65b9\uff0c\u9000\u4f11\u4e0d\u9700\u8981\u90a3\u9ebc\u591a\u9322\u3002\u300d \u5728\u4e00\u5ea7\u57ce\u5e02\u2014\u2014Jackson\uff0cTennessee\u2014\u2014\u9000\u4f11\u4eba\u54e1\u6709\u4e0d\u523050\u842c\u5143\u5c31\u53ef\u4ee5\u9054\u5230\u540c\u6a23\u76ee\u6a19\u3002 \u73fe\u5728\u958b\u59cb\u6e96\u5099 Cheng\u89e3\u91cb\u8aaa\uff0c\u5982\u679c\u4f60\u64d4\u5fc3\u80fd\u5426\u5b58\u5230\u5e7e\u5341\u842c\u751a\u81f3\u5e7e\u767e\u842c\u5143\uff0c\u90a3\u9ebc\u5118\u5feb\u958b\u59cb\u9000\u4f11\u8a08\u756b\u662f\u6709\u610f\u7fa9\u7684\uff0c\u5373\u4f7f\u9019\u610f\u5473\u8457\u6bcf\u6708\u53ea\u5b5850\u5143\u3002 \u8b93\u9019\u7b46\u9322\u6709\u76e1\u53ef\u80fd\u591a\u7684\u6642\u9593\u589e\u9577\u5c07\u4f7f\u4f60\u6210\u529f\u3002\u6b64\u5916\uff0cCheng\u8aaa\uff0c\u8a18\u4f4f\u4f60\u7684\u9000\u4f11\u5132\u84c4\u5305\u62ec\u4f60\u7684\u5132\u84c4\u548cSocial Securit\u4ed8\u6b3e\u3002 \u5229\u7528\u8af8\u5982\u96c7\u4e3b\u5339\u914d\u4e4b\u985e\u7684\u512a\u52e2\u5c07\u5e6b\u52a9\u4f60\u7684\u9000\u4f11\u57fa\u91d1\u96a8\u6642\u9593\u63a8\u79fb\u589e\u9577\u5f97\u66f4\u591a\u3002\u9019\u610f\u5473\u8457\uff0c\u91cd\u8981\u7684\u662f\u8981\u6295\u5165\u8db3\u5920\u8cc7\u91d1\u7372\u5f97\u4f60\u6709\u8cc7\u683c\u7372\u5f97\u7684\u4efb\u4f55\u5339\u914d\uff0c\u5373\u4f7f\u4f60\u4e0d\u80fd\u652f\u4ed8\u6700\u5927\u6578\u984d\u3002\u5982\u679c\u4f60\u672a\u523050\u6b72\uff0c\u57282021\u5e74\u96c7\u4e3b\u8d0a\u52a9401\uff08k\uff09\u8a08\u756b\u4e2d\uff0c\u5b83\u662f$19,500\u3002 Cheng\u8aaa\uff1a\u300c\u5728\u5339\u914d\u984d\u548c\u6700\u5927\u984d\u4e4b\u9593\u6709\u4e00\u500b\u4ee4\u4eba\u6eff\u610f\u7684\u4e2d\u9593\u6578\u3002\u300d \u5979\u9084\u9f13\u52f5\u4eba\u5011\u5229\u7528\u591a\u500b\u6709\u4e0d\u540c\u7a05\u6536\u512a\u60e0\u7684\u9000\u4f11\u5e33\u6236\u3002\u96d6\u7136\u96c7\u4e3b\u8d0a\u52a9401\uff08k\uff09\u8a08\u756b\u5728\u7a05\u524d\u589e\u9577\uff0c\u4f46\u4f60\u4e5f\u53ef\u4ee5\u5728\u4f60\u53ef\u5728\u7a05\u5f8c\u4f9b\u6b3e\u7684\u500b\u4eba\u9000\u4f11\u5e33\u6236\u4e2d\u5132\u84c4\u3002Roth IRA2021\u6700\u5927\u4f9b\u6b3e\u662f6000\u5143\u3002 \u5982\u679c\u4f60\u5728\u9000\u4f11\u5132\u84c4\u4e0a\u843d\u5f8c\uff0c\u4e26\u4e14\u8d85\u904e50\u6b72\uff0c\u4f60\u61c9\u8a72\u5229\u7528\u88dc\u7e73\u7684\u6a5f\u6703\u3002\u5982\u679c\u4f6050\u6b72\u6216\u66f4\u5927\uff0c\u4f60\u57282021\u53ef\u4ee5\u628a26000\u5143\u653e\u5165401\uff08k\uff09\uff0c\u628a7000\u5143\u653e\u5728IRA\u3002 \u5982\u679c\u4f60\u7121\u529b\u627f\u64d4\uff0c\u8207\u91d1\u878d\u5c08\u696d\u4eba\u58eb\u5408\u4f5c\u4ee5\u78ba\u4fdd\u4f60\u6b65\u5165\u9000\u4f11\u8ecc\u9053\u6703\u5f88\u6709\u5e6b\u52a9\uff1b\u5982\u679c\u4f60\u9084\u6c92\u6709\u8d70\u4e0a\u9000\u4f11\u8ecc\u9053\uff0c\u90a3\u9ebc\u5236\u5b9a\u4e00\u500b\u8a08\u756b\u4e5f\u6703\u5f88\u6709\u5e6b\u52a9\u3002 \u4ed6\u5011\u9084\u53ef\u4ee5\u5e6b\u52a9\u4f60\u5728\u9000\u4f11\u751f\u6d3b\u4e2d\u505a\u51fa\u91cd\u8981\u6c7a\u5b9a\uff0c\u6bd4\u5982\u4ec0\u9ebc\u6642\u5019\u9000\u4f11\uff0c\u4f60\u60f3\u4f4f\u5728\u54ea\u91cc\uff0c\u4f60\u9700\u8981\u4ec0\u9ebc\u6a23\u7684\u623f\u5b50\u6216\u8005\u5176\u4ed6\u5927\u958b\u92b7\u3002 \u591a\u5de5\u4f5c\u5e7e\u5e74\u53ef\u4ee5\u5e6b\u4f60\u7701\u4e0b\u8212\u9069\u751f\u6d3b\u6240\u9700\u7684\u9322\u3002Cheng\u89e3\u91cb\u8aaa\uff0c\u901a\u904e\u300c\u9069\u7576\u8abf\u6574\u300d\u4f60\u7684\u751f\u6d3b\uff0c\u4f60\u9084\u53ef\u4ee5\u524a\u6e1b\u958b\u652f\u3002 \u4f8b\u5982\uff0c\u4f60\u53ef\u4ee5\u642c\u5230\u53e6\u4e00\u500b\u57ce\u5e02\uff0c\u6539\u8b8a\u4f60\u7684\u751f\u6d3b\u5b89\u6392\uff0c\u751a\u81f3\u5982\u679c\u4f60\u4f5c\u70ba\u4e00\u500b\u4f34\u4fb6\u9000\u4f11\u7684\u8a71\uff0c\u4f60\u53ef\u4ee5\u5f9e\u5169\u8f1b\u8eca\u6e1b\u5c11\u5230\u4e00\u8f1b\u8eca\u3002","rel":"","context":"In &quot;\u5730\u65b9\u65b0\u805e&quot;","block_context":{"text":"\u5730\u65b9\u65b0\u805e","link":"https:\/\/newsforchinese.com\/v3\/category\/local\/"},"img":{"alt_text":"","src":"https:\/\/i0.wp.com\/newsforchinese.com\/v3\/wp-content\/uploads\/2021\/12\/retire.jpg?resize=350%2C200&ssl=1","width":350,"height":200,"srcset":"https:\/\/i0.wp.com\/newsforchinese.com\/v3\/wp-content\/uploads\/2021\/12\/retire.jpg?resize=350%2C200&ssl=1 1x, https:\/\/i0.wp.com\/newsforchinese.com\/v3\/wp-content\/uploads\/2021\/12\/retire.jpg?resize=525%2C300&ssl=1 1.5x"},"classes":[]},{"id":261309,"url":"https:\/\/newsforchinese.com\/v3\/2024\/07\/09\/%e5%8a%a0%e5%b7%9e100%e8%90%ac%e5%85%83%e9%80%80%e4%bc%91%e5%84%b2%e8%93%84%e5%a4%9a%e4%b9%85%e8%8a%b1%e5%ae%8c%ef%bc%9f\/","url_meta":{"origin":269612,"position":4},"title":"\u52a0\u5dde100\u842c\u5143\u9000\u4f11\u5132\u84c4\u591a\u4e45\u82b1\u5b8c\uff1f","author":"Yingying","date":"July 9, 2024","format":false,"excerpt":"\u4e00\u9805\u65b0\u7684\u5168\u5dde\u7814\u7a76\u767c\u73fe\uff0c100\u842c\u5143\u7684\u9000\u4f11\u5132\u84c4\u5728\u52a0\u5dde\u4e0d\u6703\u6301\u7e8c\u5f88\u9577\u6642\u9593\u3002 \u500b\u4eba\u7406\u8ca1\u7db2\u7ad9GoBankingRates\u7684\u7814\u7a76\u4eba\u54e1\u767c\u73fe\uff0c\u666e\u901a\u52a0\u5dde\u4eba12\u5e74\u96f68\u500b\u6708\u96f65\u5929\u7528\u5b8c100\u842c\u5143\u9000\u4f11\u5132\u84c4\uff0c\u4ed6\u5011\u6bcf\u5e74\u5728\u4f4f\u623f\u548c\u91ab\u7642\u4fdd\u5065\u7b49\u5c08\u6848\u4e0a\u82b1\u8cbb\u7d048\u842c\u5143\u3002 \u8a72\u7db2\u7ad9\u7684\u7814\u7a76\u767c\u73fe\uff0cWest Virginia\u662f\u5168\u570b\u9000\u4f11\u5132\u84c4\u6301\u7e8c\u6642\u9593\u8868\u73fe\u6700\u597d\u7684\u5dde\u3002 \u6839\u64daGoBanking\uff0c\u4e00\u500bWest Virgini\u4eba20\u5e74\u96f63\u500b\u6708\u96f619\u5929\u82b1\u5b8c100\u842c\u5143\uff0c\u5e74\u7e3d\u652f\u51fa\u70ba4.9\u842c\u5143\u3002 GoBankingRates\u8aaa\uff0c\u590f\u5a01\u5937\u662f\u9000\u4f11\u751f\u6d3b\u6700\u6602\u8cb4\u7684\u5730\u65b9\u3002 \u70ba\u4e86\u89e3100\u842c\u5143\u5728\u5168\u570b\u5404\u5730\u53ef\u4ee5\u82b1\u591a\u4e45\uff0cGoBankingRates\u6839\u64da\u806f\u90a6\u52de\u5de5\u7d71\u8a08\u5c402022 Consumer Expenditure Survey\u6578\u64da\uff0c\u7814\u7a76\u4e8665\u6b72\u53ca\u4ee5\u4e0a\u4eba\u7fa4\u7684\u5168\u570b\u5e73\u5747\u5e74\u652f\u51fa\u3002 \u7136\u5f8c\uff0c\u7814\u7a76\u4eba\u54e1\u5c07\u5168\u570b\u6578\u64da\u4e58\u4ee5Missouri Economic Research and Information Center2023\u5e74\u7b2c\u4e09\u5b63\u5ea6\u6240\u670950\u500b\u5dde\u548cDistrict of Columbia \u7684\u7e3d\u9ad4\u751f\u6d3b\u6210\u672c\u6307\u6578\u5f97\u5206\u3002 \u6700\u5f8c\uff0cGoBankingRates\u5c07100\u842c\u5143\u9664\u4ee5\u5404\u5dde\u5e73\u5747\u5e74\u5ea6\u652f\u51fa\u9032\u884c\u4f30\u7b97\u3002 \u8a72\u7db2\u7ad9\u4f7f\u7528MERIC\u5404\u985e\u751f\u6d3b\u6210\u672c\u6307\u6578\uff0c\u63d0\u4f9b65\u6b72\u53ca\u4ee5\u4e0a\u4eba\u7fa4\u98df\u54c1\u96dc\u8ca8\u3001\u4f4f\u623f\u3001\u516c\u7528\u4e8b\u696d\u3001\u4ea4\u901a\u548c\u91ab\u7642\u4fdd\u5065\u7684\u5e73\u5747\u5e74\u6210\u672c\u7684\u88dc\u5145\u8cc7\u8a0a\u3002 \u4ee5\u4e0b\u662f100\u842c\u5143\u9000\u4f11\u5132\u84c4\u5728\u52a0\u5dde\u7684\u5e74\u4f7f\u7528\u5206\u89e3\u60c5\u6cc1\uff1a \u00b7\u5e74\u96dc\u8ca8\u6210\u672c\uff1a5387\u5143 \u00b7\u5e74\u4f4f\u623f\u6210\u672c\uff1a22530\u5143 \u00b7\u5e74\u5ea6\u516c\u7528\u4e8b\u696d\u6210\u672c\uff1a5202\u5143 \u00b7\u5e74\u4ea4\u901a\u6210\u672c\uff1a6283\u5143 \u00b7\u5e74\u5ea6\u91ab\u7642\u6210\u672c\uff1a8226\u5143 \u00b7\u5e74\u5ea6\u652f\u51fa\u7e3d\u984d\uff1a78864\u5143","rel":"","context":"In &quot;\u5730\u65b9\u65b0\u805e&quot;","block_context":{"text":"\u5730\u65b9\u65b0\u805e","link":"https:\/\/newsforchinese.com\/v3\/category\/local\/"},"img":{"alt_text":"","src":"https:\/\/i0.wp.com\/newsforchinese.com\/v3\/wp-content\/uploads\/2016\/04\/retirement-money.jpg?resize=350%2C200&ssl=1","width":350,"height":200,"srcset":"https:\/\/i0.wp.com\/newsforchinese.com\/v3\/wp-content\/uploads\/2016\/04\/retirement-money.jpg?resize=350%2C200&ssl=1 1x, https:\/\/i0.wp.com\/newsforchinese.com\/v3\/wp-content\/uploads\/2016\/04\/retirement-money.jpg?resize=525%2C300&ssl=1 1.5x"},"classes":[]},{"id":280248,"url":"https:\/\/newsforchinese.com\/v3\/2025\/07\/15\/%e5%8a%a0%e5%b7%9e%e9%80%80%e4%bc%91%e7%94%9f%e6%b4%bb%e5%85%a8%e5%9c%8b%e6%8e%92%e5%90%8d%e9%9d%a0%e5%be%8c\/","url_meta":{"origin":269612,"position":5},"title":"\u52a0\u5dde\u9000\u4f11\u751f\u6d3b\u5168\u570b\u6392\u540d\u9760\u5f8c","author":"Yingying","date":"July 15, 2025","format":false,"excerpt":"\u6839\u64da\u4e00\u9805\u65b0\u7684\u5206\u6790\uff0c\u7531\u65bc\u8ca0\u64d4\u80fd\u529b\u662f\u4e00\u500b\u4e3b\u8981\u56e0\u7d20\uff0c\u52a0\u5dde\u5728\u9000\u4f11\u751f\u6d3b\u4e0a\u9032\u5165\u5168\u570b\u6700\u5dee\u5dde\u884c\u5217\u3002 https:\/\/youtu.be\/mMJ5Bq_f8Qc?si=BhD07hdxIX446Ob8 \u8a72\u8a55\u4f30\u7531\u8001\u5e74\u4eba\u751f\u6d3b\u65b9\u5f0f\u548c\u898f\u5283\u7db2\u7ad9\u300cRetirement Living\u300d\u9032\u884c\uff0c\u8a72\u7db2\u7ad9\u5c07\u52a0\u5dde\u5217\u70ba\u9000\u4f11\u751f\u6d3b\u7b2c\u4e94\u5dee\u7684\u5dde\u3002 \u7814\u7a76\u4eba\u54e1\u6307\u51fa\uff0c\u9ad8\u751f\u6d3b\u6210\u672c\u9020\u6210\u52a0\u5dde\u7684\u4f4e\u6392\u540d\u3002 \u8abf\u67e5\u7d50\u679c\u986f\u793a\uff0c\u52a0\u5dde\u9000\u4f11\u4eba\u54e1\u9700\u7d04115.7\u842c\u5143\u5132\u84c4\u624d\u80fd\u904e\u4e0a\u8212\u9069\u751f\u6d3b\uff0c\u9019\u7b46\u91d1\u984d\u662f\u5168\u7f8e\u6700\u9ad8\u91d1\u984d\u4e4b\u4e00\u3002 Retirement Living\u8868\u793a\uff1a\u300c\u52a0\u5dde\u9084\u5fb5\u6536\u5168\u570b\u6700\u9ad8\u6240\u5f97\u7a05\uff0c\u70ba13.3%\uff1b\u96d6\u7136\u8ca1\u7522\u7a05\u76f8\u5c0d\u8f03\u4f4e\uff0c\u70ba0.71%\uff0c\u4f46\u5e7e\u4e4e\u6c92\u6709\u6e1b\u8f15\u6574\u9ad4\u7a05\u6536\u8ca0\u64d4\u3002\u300d \u7814\u7a76\u4eba\u54e1\u8868\u793a\uff0c\u52a0\u5dde\u8001\u5e74\u4eba\u53e3\u76f8\u5c0d\u8f03\u5c11\uff0c\u70ba16%\uff1b\u8001\u5e74\u8ca7\u56f0\u7387\u8655\u5168\u570b\u5e73\u5747\u6c34\u6e96\uff0c\u70ba12%\uff0c\u9019\u8868\u660e\u8a31\u591a\u52a0\u5dde\u8001\u5e74\u4eba\u611f\u53d7\u5230\u52a0\u5dde\u751f\u6d3b\u7684\u7d93\u6fdf\u58d3\u529b\u3002 \u88ab\u516c\u8a8d\u70ba\u6700\u9069\u5408\u9000\u4f11\u7684\u5ddeWyoming\u7684\u6578\u64da\u8868\u73fe\u5982\u4f55\uff1f\u00a0 \u300cCowboy State\u300d\u4f4e\u751f\u6d3b\u6210\u672c\u4f7f\u5176\u8e8b\u8eabRetirement Living\u699c\u55ae\u7b2c\u4e00\u3002\u8a72\u5dde\u50c5\u970057.4\u842c\u5132\u84c4\u5c31\u53ef\u904e\u4e0a\u8212\u9069\u7684\u751f\u6d3b\u3002 Wyoming\u6c92\u6709\u5dde\u6240\u5f97\u7a05\uff0c\u8ca1\u7522\u7a05\u7387\u50c5\u70ba0.58%-\u5168\u570b\u6700\u4f4e\u3002\u00a0 \u7814\u7a76\u4eba\u54e1\u6307\u51fa\uff1a\u300c\u9019\u610f\u5473\u8457\u9000\u4f11\u4eba\u54e1\u53ef\u9032\u4e00\u6b65\u64f4\u5927\u5132\u84c4\uff0c\u4e0d\u5fc5\u64d4\u5fc3\u610f\u5916\u7a05\u55ae\u3002\u300d \u5206\u6790\u767c\u73fe\uff0cWyoming\u8001\u5e74\u4eba\u8ca7\u56f0\u7387\u4e5f\u5f88\u4f4e\uff0c\u70ba7.4%\u3002 \u7814\u7a76\u4eba\u54e1\u8868\u793a\uff0cWyoming\u53ef\u8ca0\u64d4\u6027\u4e26\u4e0d\u662f\u5438\u5f15\u9000\u4f11\u4eba\u54e1\u7684\u552f\u4e00\u56e0\u7d20\u3002\u00a0 \u300cWyoming\u6574\u9ad4\u751f\u6d3b\u54c1\u8cea\u6392\u540d\u7b2c\u4e8c\uff0c\u6b78\u529f\u65bc\u4f4e\u66b4\u529b\u72af\u7f6a\u7387\u3001\u516c\u5712\u8a2a\u554f\u4fbf\u6377\u6027\u548c\u91ab\u7642\u8a2d\u65bd\u53ef\u53ca\u6027\uff0c\u300dRetirement Living\u8aaa\u3002\u300cWyoming\u9000\u4f11\u4eba\u54e1\u559c\u6b61\u6236\u5916\u6d3b\u52d5\uff0c\u559c\u6b61\u6162\u7bc0\u594f\uff0c\u6216\u8005\u60f3\u901a\u904e\u517c\u8077\u5de5\u4f5c\u4fdd\u6301\u6d3b\u529b\uff0c\u4ed6\u5011\u65e2\u53ef\u4ee5\u4fdd\u6301\u6021\u7136\u81ea\u5f97\uff0c\u4e5f\u53ef\u4ee5\u904e\u4e0a\u5145\u5be6\u751f\u6d3b\u3002\u300d \u4ee5\u4e0b\u662f\u9000\u4f11\u751f\u6d3b\u6700\u4f73\u548c\u6700\u5dee\u5404\u4e94\u500b\u5dde\u3002\u00a0 \u6700\u4f73\u5dde 1.Wyoming 2.West Virginia 3.Florida 4.Montana 5.Delaware \u6700\u5dee\u5dde 46.\u52a0\u5dde 47.New Jersey 48.Massachusetts 49.\u7d10\u7d04\u5dde 50.\u590f\u5a01\u5937 \u7814\u7a76\u4eba\u54e1\u901a\u904e\u5c0d\u4ee5\u4e0b\u95dc\u9375\u985e\u5225\u8a55\u5206\u5c0d\u5404\u5dde\u9032\u884c\u6392\u540d\uff1a \u00b7\u53ef\u8ca0\u64d4\u6027\uff0c\u8861\u91cf\u9000\u4f11\u6240\u9700\u7684\u5132\u84c4\u3001\u5dde\u6240\u5f97\u7a05\u7387\u548c\u8ca1\u7522\u7a05\u7387\u3002 \u00b7\u7d93\u6fdf\u5be6\u529b\uff0c\u89c0\u5bdf\u8001\u5e74\u4eba\u8ca7\u56f0\u7387\u548c65\u6b72\u4ee5\u4e0a\u8001\u5e74\u4eba\u5de5\u4f5c\u7684\u767e\u5206\u6bd4\u3002 \u00b7\u751f\u6d3b\u54c1\u8cea\uff0c\u6db5\u84cb\u5927\u90e8\u5206\u9818\u57df\uff0c\u5305\u62ec\u8001\u5e74\u4eba\u6bd4\u4f8b\u3001\u91ab\u7642\u8a2d\u65bd\u7684\u6578\u91cf\u3001\u5929\u6c23\u3001\u72af\u7f6a\u7387\u3001\u6b65\u884c\u9069\u5b9c\u6027\u548c\u9ad8\u723e\u592b\u7403\u5834\u7684\u6578\u91cf\u3002 \u52a0\u5dde\u5728\u53ef\u8ca0\u64d4\u6027\u548c\u7d93\u6fdf\u5be6\u529b\u65b9\u9762\u78ba\u5be6\u6392\u540d\u8f03\u4f4e\uff0c\u5206\u5225\u6392\u5728\u7b2c47\u4f4d\u548c\u7b2c40\u4f4d\uff0c\u4f46\u5b83\u5728\u751f\u6d3b\u54c1\u8cea\u65b9\u9762\u6392\u540d\u9ad8\u5f88\u591a\uff0c\u6392\u5728\u7b2c21\u4f4d\u3002 \u7814\u7a76\u4eba\u54e1\u8aaa\uff1a\u300c\u5728\u52a0\u5dde\u9000\u4f11\u4e5f\u610f\u5473\u8457\u53ef\u4ee5\u6b23\u8cde\u5230\u591a\u6a23\u5316\u7684\u98a8\u666f\u3001\u8c50\u5bcc\u7684\u6587\u5316\u666f\u89c0\u548c\u6578\u4e0d\u6e05\u7684\u751f\u6d3b\u65b9\u5f0f\u9078\u64c7\u3002\u300d \u4f46\u4ed6\u5011\u4e5f\u5f37\u8abf\uff0c\u9000\u4f11\u4eba\u54e1\u5728\u52a0\u5dde\u7684\u751f\u6d3b\u6210\u672c\u592a\u9ad8\u3002\u00a0","rel":"","context":"In &quot;\u5730\u65b9\u65b0\u805e&quot;","block_context":{"text":"\u5730\u65b9\u65b0\u805e","link":"https:\/\/newsforchinese.com\/v3\/category\/local\/"},"img":{"alt_text":"","src":"https:\/\/i0.wp.com\/newsforchinese.com\/v3\/wp-content\/uploads\/2015\/06\/retirement-planning.jpg?resize=350%2C200&ssl=1","width":350,"height":200,"srcset":"https:\/\/i0.wp.com\/newsforchinese.com\/v3\/wp-content\/uploads\/2015\/06\/retirement-planning.jpg?resize=350%2C200&ssl=1 1x, https:\/\/i0.wp.com\/newsforchinese.com\/v3\/wp-content\/uploads\/2015\/06\/retirement-planning.jpg?resize=525%2C300&ssl=1 1.5x"},"classes":[]}],"jetpack_sharing_enabled":true,"_links":{"self":[{"href":"https:\/\/newsforchinese.com\/v3\/wp-json\/wp\/v2\/posts\/269612","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/newsforchinese.com\/v3\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/newsforchinese.com\/v3\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/newsforchinese.com\/v3\/wp-json\/wp\/v2\/users\/1001022"}],"replies":[{"embeddable":true,"href":"https:\/\/newsforchinese.com\/v3\/wp-json\/wp\/v2\/comments?post=269612"}],"version-history":[{"count":3,"href":"https:\/\/newsforchinese.com\/v3\/wp-json\/wp\/v2\/posts\/269612\/revisions"}],"predecessor-version":[{"id":269615,"href":"https:\/\/newsforchinese.com\/v3\/wp-json\/wp\/v2\/posts\/269612\/revisions\/269615"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/newsforchinese.com\/v3\/wp-json\/wp\/v2\/media\/111826"}],"wp:attachment":[{"href":"https:\/\/newsforchinese.com\/v3\/wp-json\/wp\/v2\/media?parent=269612"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/newsforchinese.com\/v3\/wp-json\/wp\/v2\/categories?post=269612"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/newsforchinese.com\/v3\/wp-json\/wp\/v2\/tags?post=269612"},{"taxonomy":"series","embeddable":true,"href":"https:\/\/newsforchinese.com\/v3\/wp-json\/wp\/v2\/series?post=269612"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}