{"id":253321,"date":"2024-01-28T07:08:00","date_gmt":"2024-01-28T15:08:00","guid":{"rendered":"https:\/\/newsforchinese.com\/v3\/?p=253321"},"modified":"2024-01-25T23:15:29","modified_gmt":"2024-01-26T07:15:29","slug":"napca%e5%b9%b4%e9%95%b7%e8%80%85%e5%81%a5%e5%ba%b7%e4%bf%9d%e9%9a%aa%e5%b0%88%e6%ac%84","status":"publish","type":"post","link":"https:\/\/newsforchinese.com\/v3\/2024\/01\/28\/napca%e5%b9%b4%e9%95%b7%e8%80%85%e5%81%a5%e5%ba%b7%e4%bf%9d%e9%9a%aa%e5%b0%88%e6%ac%84\/","title":{"rendered":"NAPCA\u5e74\u9577\u8005\u5065\u5eb7\u4fdd\u96aa\u5c08\u6b04"},"content":{"rendered":"\n<p class=\"wp-block-paragraph\">\u5728\u672c\u6708\u7684\u5c08\u6b04\u4e2d\uff0c\u6211\u5011\u60f3\u8981\u5206\u4eab\u6709\u95dc2024\u5e74\u793e\u6703\u798f\u5229\u7684\u6700\u65b0\u8cc7\u8a0a\u3002\u5982\u679c\u60a8\u5c0dMedicare\uff08\u7d05\u85cd\u5361\uff09\u3001Medicaid\uff08\u767d\u5361\uff09\u3001\u5e73\u50f9\u91ab\u7642\u6cd5\u6848\u5065\u5eb7\u4fdd\u96aa\u5e02\u5834\u3001\u793e\u6703\u9000\u4f11\u91d1\u3001\u88dc\u5145\u4fdd\u969c\u6536\u5165\u6216COVID-19\/\u6d41\u611f\u75ab\u82d7\u7b49\u3002<\/p>\n\n\n\n<!--more-->\n\n\n\n<p class=\"wp-block-paragraph\"><strong>&lt;Q1&gt; 2024<\/strong><strong>\u5e74\uff0c\u6211\u9700\u8981\u7372\u5f97\u591a\u5c11\u6536\u5165\u624d\u80fd\u5f97\u5230\u4e00\u500b\u793e\u6703\u4fdd\u969c\u5de5\u4f5c\u7a4d\u5206\uff1f\u662f\u5426\u9700\u8981\u5de5\u4f5c\u4e00\u6574\u5e74\u624d\u80fd\u7372\u5f97\u8a72\u7a4d\u5206\uff1f<\/strong><strong><\/strong><\/p>\n\n\n\n<p 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class=\"wp-block-paragraph\"><strong>&lt;Q2&gt; <\/strong><strong>\u6211\u5df2\u7d93\u9000\u4f11\u4e26\u6b63\u5728\u9818\u53d6\u793e\u6703\u4fdd\u969c\u9000\u4f11\u91d1\u3002\u6211\u9084\u80fd\u7533\u8acb<\/strong><strong>Medicaid\u548c\u88dc\u5145\u4fdd\u969c\u6536\u5165\u55ce\uff1f\u6211\u807d\u8aaa\u6709\u6536\u5165\u548c\u8cc7\u7522\u9650\u5236\u3002\u6211\u64c1\u6709\u4e00\u68df\u623f\u5b50\u548c\u4e00\u8f1b\u8eca\uff0c\u9084\u6709\u58fd\u96aa\u3002<\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u5982\u679c\u60a8\u7b26\u5408\u60a8\u6240\u5728\u5dde\u898f\u5b9a\u7684\u6536\u5165\u548c\u8cc7\u7522\u8981\u6c42\uff0c\u60a8\u53ef\u4ee5\u7372\u5f97Medicaid\u548c\u88dc\u5145\u4fdd\u969c\u6536\u5165\u3002\u7b2c\u4e00\u68df\u623f\u5b50\u548c\u7b2c\u4e00\u8f1b\u8eca\u662f\u53ef\u4ee5\u6392\u9664\u5728\u5916\u7684\uff0c\u4f46\u67d0\u4e9b\u58fd\u96aa\u6703\u88ab\u8a08\u7b97\u70ba\u8cc7\u7522\u30022024\u5e74\uff0c\u806f\u90a6\u898f\u5b9a\u7684\u88dc\u5145\u4fdd\u969c\u6536\u5165\u7684\u6bcf\u6708\u9650\u984d\u70ba\uff1a\u500b\u4eba943\u7f8e\u5143\uff0c\u592b\u59bb1415\u7f8e\u5143\u3002\u4e00\u4e9b\u5dde\u53ef\u80fd\u6703\u5728\u806f\u90a6\u6a19\u6e96\u4e4b\u4e0a\u63d0\u4f9bSSP\uff08\u5dde\u9644\u52a0\u652f\u4ed8\uff09\u3002\u4f8b\u5982\uff0c\u82e5\u60a8\u4f4f\u5728\u52a0\u5dde\u4e14\u6c92\u6709\u6536\u5165\uff0c\u500b\u4eba\u6bcf\u6708\u6700\u591a\u6536\u52301182\u7f8e\u5143\u7684\u88dc\u5145\u4fdd\u969c\u6536\u5165\uff0c\u592b\u59bb\u5247\u70ba2022\u7f8e\u5143\u3002\u5982\u60a8\u6536\u5165\u589e\u52a0\uff0c\u88dc\u5145\u4fdd\u969c\u6536\u5165\u7684\u91d1\u984d\u6703\u6e1b\u5c11\u3002\u8acb\u6ce8\u610f\uff0c\u793e\u6703\u5b89\u5168\u5c40\u898f\u5b9a\u4e86\u8a08\u7b97\u6536\u5165\u7684\u65b9\u6cd5\u3002\u70ba\u77ad\u89e3\u60a8\u662f\u5426\u6709\u8cc7\u683c\u7372\u5f97\u798f\u5229\uff0c\u8acb\u5411\u793e\u6703\u5b89\u5168\u5c40\u63d0\u4ea4\u7533\u8acb\u5f9e\u800c\u7372\u5f97\u8cc7\u683c\u5224\u5b9a\u3002\u8acb\u6ce8\u610f\uff0c\u4ee5\u4e0a\u8cc7\u8a0a\u53ef\u80fd\u6703\u96a8\u6642\u9593\u548c\u653f\u7b56\u8b8a\u5316\u800c\u6709\u6240\u8abf\u6574\u3002<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>&lt;<\/strong><strong>Q3&gt; 2024\u5e74\uff0c\u70ba\u4e86\u7e7c\u7e8c\u64c1\u6709\u798f\u5229\uff0c\u6211\u7684\u6536\u5165\u61c9\u7576\u4fdd\u6301\u5728\u591a\u5c11<\/strong><strong>\uff1f<\/strong><strong><\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u5728\u9818\u53d6\u793e\u6703\u4fdd\u969c\u9000\u4f11\u91d1\u6216\u907a\u5c6c\u798f\u5229\u91d1\u7684\u540c\u6642\uff0c\u60a8\u53ef\u4ee5\u7e7c\u7e8c\u5de5\u4f5c\u3002\u7136\u800c\uff0c\u4ee5\u7372\u5f97\u5168\u984d\u798f\u5229\uff0c\u793e\u6703\u5b89\u5168\u5c40\u5c0d\u65bc\u60a8\u7684\u6536\u5165\u662f\u6709\u9650\u5236\u7684\u3002<\/p>\n\n\n\n<ul 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class=\"wp-block-paragraph\"><strong>&lt;Q4&gt; <\/strong><strong>\u6211\u5728\u65b0\u805e\u4e2d\u770b\u5230<\/strong><strong>COVID-19<\/strong><strong>\u75c5\u4f8b\u6700\u8fd1\u6709\u6240\u589e\u52a0\u3002\u6700\u65b0\u7684\u75ab\u82d7\u662f\u5426\u4ecd\u7136\u6709\u6548\uff1f<\/strong><strong><\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u76ee\u524d\uff0cCOVID-19\u75c5\u6bd2\u6d3b\u52d5\u6c34\u6e96\u8f03\u9ad8\u3002\u73fe\u5728JN.1\u6bd2\u682a\u5728\u7f8e\u570b\u53ca\u5168\u7403\u7bc4\u570d\u5167\u50b3\u64ad\u6700\u5ee3\uff0c\u53ef\u80fd\u6703\u52a0\u5287COVID-19\u5728\u4eca\u5e74\u51ac\u5b63\u7684\u50b3\u64ad\u3002\u6700\u8fd1\u5e7e\u5468\uff0cCOVID-19\u611f\u67d3\u3001\u4f4f\u9662\u548c\u6b7b\u4ea1\u75c5\u4f8b\u6709\u6240\u589e\u52a0\u3002\u622a\u81f32024\u5e741\u670813\u65e5\u7576\u5468\uff0c\u4f4f\u9662\u75c5\u4f8b\u9054\u5230\u4e8632861\u4f8b\uff0c\u6b7b\u4ea1\u4eba\u6578\u589e\u52a0\u4e8610.3%\uff0c\u5176\u4e2dCOVID-19\u6b7b\u4ea1\u5360\u7f8e\u570b\u7e3d\u6b7b\u4ea1\u4eba\u6578\u76844.3%\u3002<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u7576\u524d\u7684COVID-19\u75ab\u82d7\u9810\u8a08\u53ef\u4ee5\u63d0\u9ad8\u5c0dJN.1\u75c5\u6bd2\u682a\u7684\u9632\u8b77\u3002<\/p>\n\n\n\n<p 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A\u90e8\u5206\uff0c\u4e5f\u53ef\u4ee5\u57fa\u65bc\u60a8\u524d\u592b\u7684\u5de5\u4f5c\u7a4d\u5206\u9818\u53d6\u793e\u6703\u4fdd\u969c\u798f\u5229\u3002\u5982\u679c\u4f60\u5011\u66fe\u7d50\u5a5a\u8d85\u904e10\u5e74\u4e14\u60a8\u5728\u96e2\u5a5a\u5f8c\u4fdd\u6301\u672a\u5a5a\u8eab\u4efd\uff0c\u60a8\u53ef\u4ee5\u5728\u5e74\u6eff62\u6b72\u6642\u7533\u8acb\u793e\u6703\u4fdd\u969c\u798f\u5229\uff0c\u5728\u5e74\u6eff65\u6b72\u6642\u7533\u8acb\u514d\u4fdd\u8cbb\u7684Medicare A\u90e8\u5206\u3002 \u6211\u5df2\u7d9370\u591a\u6b72\uff0c\u6210\u70ba\u6c38\u4e45\u5c45\u6c11\u525b\u525b\u8d85\u904e5\u5e74\u3002\u73fe\u5728\u6211\u6709\u8cc7\u683c\u8a3b\u518aMedicare\uff0c\u4f46\u7531\u65bc\u7f3a\u5c11\u5de5\u4f5c\u7a4d\u5206\uff0c\u6211\u5fc5\u9808\u652f\u4ed8\u9ad8\u984d\u7684\u6708\u5ea6\u4fdd\u8cbb\uff0c\u800c\u6211\u7121\u6cd5\u627f\u64d4\u9019\u500b\u8cbb\u7528\u3002\u6211\u662f\u5426\u4ecd\u7136\u61c9\u7576\u8a3b\u518aMedicare\uff0c\u9084\u662f\u53ef\u4ee5\u4fdd\u7559\u6211\u901a\u904eMarketplace\u7372\u5f97\u7684\u4fdd\u96aa\u5462\uff1f\u5982\u679c\u60a8\u6c92\u6709\u7372\u53d6\u514d\u4fdd\u8cbb\u7684Medicare A\u90e8\u5206\u7684\u8cc7\u683c\u4e14\u5c1a\u672a\u8a3b\u518aMedicare\uff0c\u60a8\u53ef\u4ee5\u4fdd\u7559\u60a8\u7576\u524dMarketplace\u4fdd\u96aa\u548c\u4fdd\u8cbb\u7a05\u6536\u62b5\u514d\u512a\u60e0\u3002\u4f46\u662f\uff0c\u5982\u679c\u60a8\u6253\u7b97\u4ee5\u5f8c\u518d\u8a3b\u518aMedicare A\u90e8\u5206\u548c\/\u6216B\u90e8\u5206\uff0c\u5247\u5fc5\u9808\u7b49\u5230\u7279\u5b9a\u6642\u671f\u9032\u884c\u8a3b\u518a\uff0c\u800c\u4e14\u53ef\u80fd\u9700\u8981\u652f\u4ed8\u5ef6\u9072\u7f70\u6b3e\u3002 \u6839\u64da\u60a8\u6240\u5728\u5dde\u7684\u6536\u5165\u548c\u8cc7\u7522\u9650\u5236\uff0c\u60a8\u53ef\u80fd\u6709\u8cc7\u683c\u52a0\u5165Medicare Savings Program\uff08MSP\uff09\uff0c\u8a72\u9805\u76ee\u53ef\u4ee5\u5e6b\u52a9\u60a8\u652f\u4ed8Medicare A\u90e8\u5206\/ B\u90e8\u5206\u7684\u4fdd\u8cbb\u3002\u8981\u7372\u5f97MSP\uff0c\u60a8\u5fc5\u9808\u5148\u52a0\u5165Medicare\u3002\u8acb\u5411\u60a8\u6240\u5728\u5dde\u7684Medicaid\u8fa6\u516c\u5ba4\u4e86\u89e3\u60a8\u7684\u8cc7\u683c\u3002 \u5982\u679c\u60a8\u5c0dMedicare\u5e6b\u52a9\u9805\u76ee\u6709\u4efb\u4f55\u7591\u554f\uff0c\u8acb\u901a\u904e\u4ee5\u4e0b\u806f\u7e6b\u65b9\u5f0f\u8207\u6211\u5011\u806f\u7e6b\u3002\u96fb\u8a71\u7559\u8a00\uff1a1-800-683-7427\uff08\u666e\u901a\u8a71\uff09\uff0c1-800-582-4218 \uff08\u5ee3\u6771\u8a71\uff09\uff0c1-800-336-2722 \uff08\u82f1\u8a9e\uff09 \u96fb\u5b50\u90f5\u4ef6\uff1aasknapca@napca.org\u90f5\u5bc4\uff1aNAPCA Senior Assistance Center, 1511 Third Avenue, Suite 914, Seattle, WA 98101","rel":"","context":"In &quot;\u5546\u60c5\u5831\u5c0e&quot;","block_context":{"text":"\u5546\u60c5\u5831\u5c0e","link":"https:\/\/newsforchinese.com\/v3\/category\/biz\/"},"img":{"alt_text":"","src":"https:\/\/i0.wp.com\/newsforchinese.com\/v3\/wp-content\/uploads\/2020\/06\/seniors-3.jpg?resize=350%2C200&ssl=1","width":350,"height":200,"srcset":"https:\/\/i0.wp.com\/newsforchinese.com\/v3\/wp-content\/uploads\/2020\/06\/seniors-3.jpg?resize=350%2C200&ssl=1 1x, https:\/\/i0.wp.com\/newsforchinese.com\/v3\/wp-content\/uploads\/2020\/06\/seniors-3.jpg?resize=525%2C300&ssl=1 1.5x"},"classes":[]},{"id":236160,"url":"https:\/\/newsforchinese.com\/v3\/2023\/03\/11\/%e5%9c%8b%e5%ae%b6%e4%ba%9e%e5%a4%aa%e8%80%81%e9%bd%a1%e5%8c%96%e4%b8%ad%e5%bf%83%e5%b0%88%e6%ac%84\/","url_meta":{"origin":253321,"position":1},"title":"\u570b\u5bb6\u4e9e\u592a\u8001\u9f61\u5316\u4e2d\u5fc3\u5c08\u6b04","author":"Raymond","date":"March 11, 2023","format":false,"excerpt":"\u570b\u5bb6\u4e9e\u592a\u8001\u9f61\u5316\u4e2d\u5fc3 (NAPCA) \u662f\u4e00\u5bb6\u975e\u71df\u5229\u7d44\u7e54\uff0c\u81f4\u529b\u65bc\u6539\u5584\u83ef\u88d4\u5e74\u9577\u8005\u53ca\u5176\u5bb6\u4eba\u7684\u751f\u6d3b\u8cea\u91cf\u3002 NAPCA\u7684\u5e74\u9577\u8005\u5e6b\u52a9\u4e2d\u5fc3 (NAPSAC) \u6b63\u9762\u5411\u5e74\u9577\u8005\u53ca\u5176\u770b\u8b77\u8005\u63d0\u4f9b\u591a\u8a9e\u8a00\u5e6b\u52a9\u3002\u5728\u672c\u6708\u5ea6\u5c08\u6b04\u4e2d\uff0c\u6211\u5011\u60f3\u5206\u4eab\u4e00\u4e9b\u91cd\u8981\u7684\u8b80\u8005\u63d0\u554f\uff0c\u5e0c\u671b\u5b83\u5011\u53ef\u4ee5\u5e6b\u52a9\u5230\u60a8\u3002 #1 \u554f\uff1a \u6211\u572862 \u6b72\u6642\u53ef\u4ee5\u4eab\u53d7\u54ea\u4e9b\u793e\u6703\u4fdd\u969c\u798f\u5229\uff1f\u8207 65 \u6b72\u7684\u4eba\u6536\u5230\u7684\u798f\u5229\u76f8\u6bd4\u5982\u4f55\uff1f \u7b54\uff1a \u7576\u60a8\u5e74\u6eff62\u6b72\uff0c\u60a8\u53ef\u63d0\u524d\u958b\u59cb\u9818\u53d6\u793e\u6703\u4fdd\u969c\u9000\u4f11\u91d1\u3002 \u4f46\u5982\u679c\u60a8\u5728\u5b8c\u5168\u9000\u4f11\u5e74\u9f61\u524d\u958b\u59cb\u9818\u53d6\uff0c\u6bcf\u6708\u91d1\u984d\u6839\u64da\u6240\u63d0\u524d\u7684\u5e74\u6578\u6bcf\u5e74\u6e1b\u5c118%\u3002 \u82e5\u60a8\u5728\u9054\u5230\u5b8c\u5168\u9000\u4f11\u5e74\u9f61\u6642\u958b\u59cb\u9818\u53d6\u9000\u4f11\u91d1\uff0c\u60a8\u5c07\u7372\u5f97100%\u7684\u9000\u4f11\u91d1\u3002 \u82e5\u60a8\u63a8\u9072\u9818\u53d6\uff0c\u8a72\u91d1\u984d\u5c07\u5728\u60a8\u9054\u5230\u5b8c\u5168\u9000\u4f11\u5e74\u9f61\u5f8c\uff0c\u6839\u64da\u6240\u63a8\u9072\u7684\u5e74\u6578\u6bcf\u5e74\u4ee5\u76f8\u540c\u7684\u6bd4\u7387\u589e\u52a0\uff0c\u76f4\u5230\u60a870\u6b72\u3002 #2 \u554f\uff1a \u7576\u6211\u9054\u5230\u5b8c\u5168\u9000\u4f11\u5e74\u9f61\u6642\uff0c\u6211\u5c07\u7533\u8acb\u793e\u6703\u4fdd\u969c\u9000\u4f11\u91d1\u3002\u6211\u662f\u7f8e\u570b\u516c\u6c11\uff0c\u5df2\u670940\u500b\u5de5\u4f5c\u7a4d\u5206\u3002\u6211\u7684\u59bb\u5b50\u662f\u7da0\u5361\u6301\u6709\u8005\uff0c\u5f9e\u672a\u5728\u7f8e\u570b\u5de5\u4f5c\u3002\u5979\u662f\u5426\u6709\u8cc7\u683c\u4eab\u6709\u6211\u7684\u9000\u4f11\u798f\u5229\u5373\u4f7f\u5979\u4e0d\u662f\u516c\u6c11\uff1f \u7b54\uff1a \u60a8\u7684\u59bb\u5b50\u7121\u9700\u6210\u70ba\u7f8e\u570b\u516c\u6c11\u5373\u53ef\u7372\u5f97\u798f\u5229\u3002\u7576\u6c38\u4e45\u5408\u6cd5\u5c45\u6c11\u5e74\u6eff62\u6b72\uff0c\u4e14\u5df2\u7d93\u5de5\u4f5c\u4e26\u7e73\u7d0d\u81f3\u5c1110\u5e74\u621640\u500b\u5b63\u5ea6\u7684\u793e\u6703\u4fdd\u969c\u7a05\uff0c\u4ed6\u5011\u5247\u6709\u8cc7\u683c\u4eab\u6709\u793e\u6703\u4fdd\u969c\u9000\u4f11\u798f\u5229\u3002 \u4f46\u7531\u65bc\u60a8\u7684\u59bb\u5b50\u672a\u66fe\u5728\u7f8e\u570b\u5de5\u4f5c\uff0c\u5979\u6700\u591a\u53ef\u7372\u5f97\u60a8\u798f\u5229\u768450%\u7684\u914d\u5076\u793e\u6703\u4fdd\u969c\u798f\u5229\u3002\u5728\u60a8\u958b\u59cb\u9818\u53d6\u793e\u6703\u4fdd\u969c\u9000\u4f11\u91d1\u5f8c\uff0c\u5979\u5c07\u6709\u8cc7\u683c\u5728\u597962\u6b72\u6642\u9818\u53d6\u798f\u5229\u3002\u7136\u800c\uff0c\u5982\u679c\u5979\u80fd\u5728\u9054\u5230\u5b8c\u5168\u9000\u4f11\u5e74\u9f61\u6642\u518d\u7533\u8acb\u9818\u53d6\uff0c\u5979\u7684\u6bcf\u6708\u798f\u5229\u6703\u66f4\u9ad8\u3002 #3 \u554f\uff1a \u4ec0\u9ebc\u662fMedicare \uff1f\u8ab0\u53ef\u4ee5\u7372\u5f97\u5b83\uff1f \u7b54\uff1a Medicare\u662f\u4e00\u9805\u91dd\u5c0d65\u6b72\u6216\u4ee5\u4e0a\u4eba\u58eb\u7684\u5065\u5eb7\u4fdd\u96aa\u8a08\u5283\u3002Medicare\u53ef\u4ee5\u5e6b\u52a9\u652f\u4ed8\u91ab\u7642\u4fdd\u5065\u8cbb\u7528\uff0c\u4f46\u5b83\u7121\u6cd5\u6db5\u84cb\u5168\u90e8\u91ab\u7642\u4fdd\u5065\u8cbb\u7528\u6216\u5927\u591a\u6578\u9577\u671f\u8b77\u7406\u8cbb\u7528\u3002 Original Medicare (\u539f\u6709\u7684Medicare) \u5305\u62ecA\u90e8\u5206\u548cB\u90e8\u5206\uff1a A\u90e8\u5206\u662f\u91ab\u9662\u4fdd\u96aa\uff0c\u5e6b\u52a9\u652f\u4ed8\u4f4f\u9662\u75c5\u4eba\u7684\u4f4f\u9662\u8b77\u7406\u8cbb\u7528\u6216\u4f4f\u9662\u5f8c\u5728\u5c08\u696d\u8b77\u7406\u6a5f\u69cb\u4e00\u5b9a\u6642\u9593\u5167\u7684\u8b77\u7406\u8cbb\u7528\uff0c\u4ee5\u53ca\u7279\u5b9a\u7684\u5bb6\u5ead\u4fdd\u5065\u548c\u81e8\u7d42\u95dc\u61f7\u8cbb\u7528\uff1b B\u90e8\u5206\u662f\u91ab\u7642\u4fdd\u96aa\uff0c\u5e6b\u52a9\u652f\u4ed8\u91ab\u9662\u4fdd\u96aa\u4e0d\u627f\u64d4\u7684\u91ab\u751f\u670d\u52d9\u53ca\u8a31\u591a\u5176\u4ed6\u91ab\u7642\u670d\u52d9\u548c\u7528\u54c1\u7684\u8cbb\u7528\u3002 Medicare\u9084\u5305\u62ecC\u90e8\u5206\u548cD\u90e8\u5206\uff1a C\u90e8\u5206\u88ab\u7a31\u70baMedicare Advantage (Medicare\u512a\u52e2\u8a08\u5283) \uff0c\u9019\u4e9b\u8a08\u5283\u5df2\u7372\u5f97Medicare \u6279\u51c6\uff0c\u7531\u79c1\u4eba\u516c\u53f8\u63d0\u4f9b\u3002\u8a31\u591a\u512a\u52e2\u8a08\u5283\u5305\u62ec\u85e5\u7269\u627f\u4fdd\u548c\u5176\u4ed6\u984d\u5916\u798f\u5229\uff1b D\u90e8\u5206\u662f\u85e5\u7269\u4fdd\u96aa\uff0c\u5e6b\u52a9\u652f\u4ed8\u8655\u65b9\u85e5\u8cbb\u7528\u3002 #4 \u554f\uff1a \u6211\u73fe\u572865\u6b72\uff0c\u6c92\u6709\u5de5\u4f5c\u7a4d\u5206\u3002\u6211\u59bb\u5b50\u670940\u500b\u7a4d\u5206\uff0c\u6253\u7b97\u660e\u5e74\u6eff62\u6b72\u6642\u7533\u8acb\u63d0\u524d\u9000\u4f11\u3002\u6211\u73fe\u5728\u53ef\u4ee5\u7533\u8acbMedicare A\u90e8\u5206\u55ce\uff1f\u5b83\u662f\u514d\u8cbb\u7684\u55ce\uff1f \u7b54\uff1a \u53d6\u6c7a\u65bc\u60a8\u7684\u5c45\u4f4f\/\u516c\u6c11\u8eab\u4efd\u53ca\u60a8\u6240\u5728\u7684\u5dde\uff0c\u60a8\u73fe\u5728\u53ef\u80fd\u6709\u8cc7\u683c\u7372\u5f97\u4f4e\u6210\u672c\u6216\u514d\u8cbb\u7684A\u90e8\u5206\u3002\u6216\u8005\uff0c\u60a8\u53ef\u4ee5\u7b49\u5230\u60a8\u7684\u59bb\u5b50\u5e74\u6eff62\u6b72\u6642\u518d\u7533\u8acb\u514d\u8cbb\u7684A\u90e8\u5206\u3002\u5982\u60a8\u9700\u8981\u7533\u8acb\u5e6b\u52a9\uff0c\u8acb\u806f\u7e6b\u6211\u5011\u3002 #5 \u554f\uff1a\u2026","rel":"","context":"In &quot;\u5065\u5eb7\u990a\u751f&quot;","block_context":{"text":"\u5065\u5eb7\u990a\u751f","link":"https:\/\/newsforchinese.com\/v3\/category\/health\/"},"img":{"alt_text":"","src":"https:\/\/i0.wp.com\/newsforchinese.com\/v3\/wp-content\/uploads\/2020\/06\/seniors-3.jpg?resize=350%2C200&ssl=1","width":350,"height":200,"srcset":"https:\/\/i0.wp.com\/newsforchinese.com\/v3\/wp-content\/uploads\/2020\/06\/seniors-3.jpg?resize=350%2C200&ssl=1 1x, https:\/\/i0.wp.com\/newsforchinese.com\/v3\/wp-content\/uploads\/2020\/06\/seniors-3.jpg?resize=525%2C300&ssl=1 1.5x"},"classes":[]},{"id":244686,"url":"https:\/\/newsforchinese.com\/v3\/2023\/08\/19\/napca%e5%b9%b4%e9%95%b7%e8%80%85%e5%b9%ab%e5%8a%a9%e4%b8%ad%e5%bf%83%e5%b0%88%e6%ac%845\/","url_meta":{"origin":253321,"position":2},"title":"NAPCA\u5e74\u9577\u8005\u5e6b\u52a9\u4e2d\u5fc3\u5c08\u6b04(5)","author":"Raymond","date":"August 19, 2023","format":false,"excerpt":"\u6211\u5011\u5f9e\u6536\u5230\u7684\u96fb\u8a71\u548c\u4fe1\u4ef6\u4e2d\u9078\u64c7\u4e86\u5e7e\u500b\u6709\u95dc\u5e74\u9577\u8005\u798f\u5229\u8cc7\u683c\u7684\u554f\u984c\uff0c\u5e0c\u671b\u5728\u672c\u6708\u7684\u5c08\u6b04\u4e2d\u5206\u4eab\u9019\u4e9b\u8cc7\u8a0a\u3002 \u5982\u679c\u60a8\u5c0d Medicare\uff08\u7d05\u85cd\u5361\uff09\u3001Medicaid\uff08\u767d\u5361\uff09\u3001\u5e73\u50f9\u91ab\u7642\u6cd5\u6848\u5065\u5eb7\u4fdd\u96aa\u5e02\u5834\u3001\u793e\u6703\u4fdd\u969c\u9000\u4f11\u798f\u5229\u3001\u88dc\u5145\u4fdd\u969c\u6536\u5165\u6216 COVID\/\u6d41\u611f\u75ab\u82d7\u63a5\u7a2e\u6709\u5176\u4ed6\u7591\u554f\uff0c\u60a8\u53ef\u4ee5\u901a\u904e\u4e09\u7a2e\u65b9\u5f0f\u806f\u7e6b\u6211\u5011\u7684\u5e74\u9577\u8005\u5e6b\u52a9\u4e2d\u5fc3\uff1a \u96fb\u8a71\u7559\u8a00: (\u666e\u901a\u8a71) 1-800-683-7427\uff1b(\u7cb5\u8a9e) 1-800-582-4218\uff1b(\u82f1\u8a9e) 1-800-336-2722 \u96fb\u5b50\u90f5\u4ef6: askNAPCA@napca.org \u90f5\u5bc4\u5730\u5740: NAPCA Senior Assistance Center, 1511 Third Avenue, Suite 914, Seattle, WA 98101 <\u554f\u984c1> \u6211\u81ea62\u6b72\u8d77\u5c31\u9818\u53d6\u4e86\u793e\u6703\u4fdd\u969c\u9000\u4f11\u91d1\uff08SSRB\uff09\u3002\u7576\u6211\u9054\u5230\u5b8c\u5168\u9000\u4f11\u5e74\u9f61\uff08FRA\uff09\u6642\uff0c\u6211\u7684\u9000\u4f11\u91d1\u6703\u589e\u52a0\u55ce\uff1f 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MedicareA\u90e8\u5206\u548cB\u90e8\u5206\u7684\u4fdd\u8cbb \u2022\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 \u514d\u8ce0\u984d\u548c\u5171\u4ed8\u8cbb\u7528 \u2022\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 Medicare\u672a\u6db5\u84cb\u7684\u984d\u5916\u670d\u52d9\uff0c\u4f8b\u5982\u7259\u79d1\u3001\u8996\u529b\u548c\u9577\u671f\u8b77\u7406 \u4f60\u9084\u53ef\u80fd\u7b26\u5408\u984d\u5916\u88dc\u52a9\uff08Extra Help\uff09\u8a08\u5283\u7684\u8cc7\u683c\uff0c\u8a72\u8a08\u5283\u53ef\u964d\u4f4e Medicare D\u90e8\u5206\u7684\u8655\u65b9\u85e5\u8cbb\u7528\u3002\u5728\u8a31\u591a\u5dde\uff0c\u5982\u679c\u4f60\u5df2\u4eab\u6709\u9577\u8005 Medicaid \uff0c\u90a3\u4f60\u6703\u81ea\u52d5\u8a3b\u518a\u8a72\u8a08\u5283\uff1b\u4f46\u90e8\u5206\u5dde\u9700\u53e6\u884c\u63d0\u4ea4\u7533\u8acb\u3002 <Q3> \u5982\u679c\u6211\u4e0d\u518d\u540c\u6642\u7b26\u5408 Medicaid\uff08\u767d\u5361\uff09\u548c Medicare\uff08\u7d05\u85cd\u5361\uff09\u7684\u5168\u984d\u4fdd\u969c\u8cc7\u683c\uff0c\u9084\u53ef\u4ee5\u7372\u5f97\u54ea\u4e9b\u5176\u4ed6\u8a08\u5283\u6216\u63f4\u52a9\uff1f\u2026","rel":"","context":"In &quot;\u5065\u5eb7\u990a\u751f&quot;","block_context":{"text":"\u5065\u5eb7\u990a\u751f","link":"https:\/\/newsforchinese.com\/v3\/category\/health\/"},"img":{"alt_text":"","src":"https:\/\/i0.wp.com\/newsforchinese.com\/v3\/wp-content\/uploads\/2025\/05\/Medicaid2.jpg?resize=350%2C200&ssl=1","width":350,"height":200,"srcset":"https:\/\/i0.wp.com\/newsforchinese.com\/v3\/wp-content\/uploads\/2025\/05\/Medicaid2.jpg?resize=350%2C200&ssl=1 1x, https:\/\/i0.wp.com\/newsforchinese.com\/v3\/wp-content\/uploads\/2025\/05\/Medicaid2.jpg?resize=525%2C300&ssl=1 1.5x"},"classes":[]},{"id":258019,"url":"https:\/\/newsforchinese.com\/v3\/2024\/05\/04\/%e5%85%a8%e7%be%8e%e4%ba%9e%e5%a4%aa%e8%a3%94%e8%80%86%e8%80%81%e4%b8%ad%e5%bf%83%e4%bf%9d%e5%81%a5%e5%b0%88%e6%ac%84-10\/","url_meta":{"origin":253321,"position":4},"title":"\u5168\u7f8e\u4e9e\u592a\u88d4\u8006\u8001\u4e2d\u5fc3\u4fdd\u5065\u5c08\u6b04 10","author":"Raymond","date":"May 4, 2024","format":false,"excerpt":"\u5728\u672c\u6708\u7684\u5c08\u6b04\u4e2d\uff0c\u6211\u5011\u6311\u9078\u4e86\u5e7e\u500b\u95dc\u65bcMedicare\uff08\u7d05\u85cd\u5361\uff09\u548c\u5176\u4ed6\u793e\u6703\u798f\u5229\u7684\u5e38\u898b\u554f\u984c\u60f3\u8981\u548c\u60a8\u5206\u4eab\u3002 <Q1> \u5982\u679c\u6211\u525b\u6eff65\u6b72\uff0c\u90a3\u6211\u9084\u80fd\u8a3b\u518aMedicare\uff08\u7d05\u85cd\u5361\uff09\u55ce\uff1f 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\u5982\u679c\u60a8\u5c0d Medicare\uff08\u7d05\u85cd\u5361\uff09\u3001Medicaid\uff08\u767d\u5361\uff09\u3001\u5e73\u50f9\u91ab\u7642\u6cd5\u6848\u5065\u5eb7\u4fdd\u96aa\u5e02\u5834\u3001\u793e\u6703\u4fdd\u969c\u9000\u4f11\u798f\u5229\u3001\u88dc\u5145\u4fdd\u969c\u6536\u5165\u3001\u5e74\u9577\u8005\u793e\u6703\u798f\u5229\u6216 COVID\/\u6d41\u611f\u75ab\u82d7\u63a5\u7a2e\u6709\u66f4\u591a\u7684\u7591\u554f\uff0c\u60a8\u53ef\u4ee5\u901a\u904e\u4ee5\u4e0b\u65b9\u5f0f\u806f\u7e6b\u6211\u5011\uff1a \u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 \u96fb\u8a71\uff1a\uff08\u4e2d\u6587\u666e\u901a\u8a71\uff091-800-683-7427\uff0c\uff08\u4e2d\u6587\u7cb5\u8a9e\uff091-800-582-4218\uff0c\uff08\u82f1\u8a9e\uff091-800-336-2722 \u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 \u96fb\u5b50\u90f5\u4ef6\uff1aaskNAPCA@napca.org \u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 \u90f5\u5bc4\u5730\u5740\uff1aNAPCA Senior Assistance Center, 1511 3rd Avenue, Suite 914, Seattle, WA 98101\u2026","rel":"","context":"In &quot;\u5065\u5eb7\u990a\u751f&quot;","block_context":{"text":"\u5065\u5eb7\u990a\u751f","link":"https:\/\/newsforchinese.com\/v3\/category\/health\/"},"img":{"alt_text":"","src":"https:\/\/i0.wp.com\/newsforchinese.com\/v3\/wp-content\/uploads\/2020\/10\/asian-senior-.jpg?resize=350%2C200&ssl=1","width":350,"height":200},"classes":[]},{"id":199382,"url":"https:\/\/newsforchinese.com\/v3\/2021\/04\/07\/%e9%80%80%e4%bc%91%e5%85%a9%e5%a4%a7%e6%b3%95%e5%af%b6-%e7%94%9f%e5%89%8d%e7%a6%8f%e5%88%a9%e8%90%ac%e5%85%a8%e4%bf%9d%e5%8f%8a%e5%9b%ba%e5%ae%9a%e6%8c%87%e6%95%b8%e5%b9%b4%e9%87%91\/","url_meta":{"origin":253321,"position":5},"title":"\u9000\u4f11\u5169\u6cd5\u5bf6 \u751f\u524d\u798f\u5229\u842c\u5168\u4fdd\u53ca\u56fa\u5b9a\u6307\u6578\u5e74\u91d1","author":"Raymond","date":"April 7, 2021","format":false,"excerpt":"\u6e96\u5099\u597d\u9000\u4f11\u7684\u5169\u5927\u6cd5\u5bf6\uff1a\u751f\u524d\u798f\u5229\u842c\u5168\u4fdd\u53ca\u56fa\u5b9a\u6307\u6578\u5e74\u91d1\u3002 \u64da\u7f8e\u570b\u4eba\u53e3\u7d71\u8a08\u5c40\u8cc7\u6599\uff0c\u7f8e\u570b\u73fe\u5728\u6bcf\u5929\u6bcf\u5929\u90fd\u6709\u842c\u540d\u5b30\u5152\u6f6e\u6642\u4ee3\u51fa\u751f\u7684\u4eba\u958b\u59cb\u9000\u4f11\u751f\u6d3b\uff0c\u52302025\u5e7465\u6b72\u4ee5\u4e0a\u7684\u8001\u5e74\u4eba\u6578\u5c07\u7a81\u78346600\u842c\uff0c\u52302030\u5e7465\u6b72\u4ee5\u4e0a\u7684\u8001\u5e74\u4eba\u5c07\u9054\u52307100\u842c\u3002\u6839\u64da\u7d71\u8a08\uff0c\u9ad8\u905475\uff05\u516d\u5341\u4e94\u6b72\u4ee5\u4e0a\u7684\u4eba\u58eb\u5728\u672a\u4f86\u7684\u6b72\u6708\u88e1\u9700\u8981\u9577\u671f\u8b77\u7406\u7684\u670d\u52d9\uff0c\u800c\u5e73\u5747\u7684\u9700\u6c42\u9577\u9054\u7d044\u5e74\u3002 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\u6211\u70ba\u5979\u505a\u5982\u4e0b\u898f\u5283\uff1a\u5979\u628a\u524d\u516c\u53f8401K\u5167\u768465\u842c\u7f8e\u5143\u4e2d\u768430\u842c\u7f8e\u5143\u8f49\u5230\u56fa\u5b9a\u6307\u6578\u5e74\u91d1\u4f86\uff0c\u6536\u5165\u8cec\u6236\u7acb\u99ac\u7372\u5f97\u958b\u6236\u7d05\u522920\uff05\uff0c\u7b2c\u4e00\u5e74\u6536\u5165\u8cec\u6236\u70ba$ 360,000\uff08$ 300,000 x 1.2\uff09 \uff0c\u4fdd\u672c\uff0c\u6307\u6578\u6f32\u8ddf\u8457\u6f32\uff0c\u6307\u6578\u8dcc\u5b83\u4e0d\u8dcc\uff0c\u6c92\u6709\u7ba1\u7406\u8cbb\uff0c\u6c92\u6709\u670d\u52d9\u8cbb\uff0c\u6536\u5165\u589e\u91cf\uff0c\u6d3b\u5f97\u8d8a\u4e45\u9818\u5f97\u8d8a\u591a\u300271\u6b72\u958b\u59cb\u62ff\u9322\uff0c80\u6b72\u6642\u5171\u9818\u53d6\u7684\u5e74\u91d1\u7d04\u6709$ 492,317\u7f8e\u5143\uff0c90\u6b72\u6642\u5171\u9818\u53d6\u7684\u5e74\u91d1\u7d04\u6709$ 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Life\uff0c\u7c21\u7a31IUL\u300b\uff0c\u5b83\u662f\u96c6\u4eba\u58fd\uff0c\u500d\u589e\u7bc0\u7701\uff0c\u7d55\u75c7\u4fdd\u96aa\uff0c\u9577\u671f\u8b77\u7406\/\u6162\u6027\u75be\u75c5\uff0c\u91cd\u5927\u75be\u75c5\uff0c\u91cd\u5927\u50b7\u6b98\u53ca\u7d42\u751f\u514d\u7a05\u9000\u4f11\u91d1\u529f\u80fd\u65bc\u4e00\u8eab\u7684\u300a 7\u54081\u4fdd\u96aa\u300b\u3002\u842c\u4e00\u6709\u91cd\u5927\u75be\u75c5\uff0c\u91cd\u5927\u50b7\u6b98\uff0c\u9577\u671f\u8b77\u7406\/\u6162\u6027\u75be\u75c5\uff0c\u7d55\u75c7\uff08\u751f\u547d\u9031\u671f\u572824\u500b\u6708\u4e4b\u5167\uff09\u6642\uff0c\u53ef\u5411\u4fdd\u96aa\u516c\u53f8\u7533\u8acb\u63d0\u524d\u7406\u8ce0\uff0c\u628a\u8eab\u5f8c\u7406\u8ce0\u8b8a\u6210\u63d0\u524d\u7406\u8ce0\uff0c\u8b93\u6d3b\u8457\u6642\u5c31\u53ef\u4ee5\u4f7f\u7528\u7406\u8ce0\u91d1\uff0c\u7406\u8ce0\u91d1\u6700\u9ad8\u53ef\u9054\u4fdd\u984d\u7684100\uff05\uff0c\u7406\u8ce0\u91d1\u5747\u7121\u9700\u7d0d\u7a05\uff01\u5b8c\u5168\u514d\u7a05\uff01 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417,200\u7f8e\u5143\uff08\u82e5\u88ab\u91ab\u751f\u8a3a\u65b7\u5728\u4e16\u4e0a\u53ea\u6709\u5169\u5e74\u7684\u5b58\u6d3b\u671f\uff09\u3002 *\u5f97\u4e86\u6162\u6027\u75c5\uff08\u5403\u98ef\uff0c\u7a7f\u8863\uff0c\u6d17\u6fa1\uff0c\u5982\u5ec1\uff0c\u632a\u52d5\uff0c\u5927\u5c0f\u4fbf\u5931\u7981\u7b49\u4efb\u4f55\u5176\u4e2d\u5927\u90e8\u5206\u4e0d\u80fd\u81ea\u7406\uff0c\u9019\u6a23\u60c5\u6cc1\u6301\u7e8c\u8d85\u904e90\u5929\uff09\uff0c\u4fdd\u96aa\u516c\u53f8\u6bcf\u6708\u652f\u4ed8\u53d7\u4fdd\u4eba\u9810\u8a08\u7d04$ 6,919\u5143\uff0c\u7406\u8ce0\u6301\u7e8c\u9ad8\u905450\u500b\u6708\u3002 *\u60a3\u6709\u60a3\u91cd\u5927\u75be\u75c5\uff08\u7b2c\u56db\u985e\uff1a\u751f\u547d\u5371\u96aa\uff09\uff0c\u4fdd\u96aa\u516c\u53f8\u4e00\u6b21\u6027\u751f\u524d\u7406\u8ce0\u640d\u5931\u53ef\u9054\u7d04$ 391,226\u7f8e\u5143\u3002 *\u5982\u679c\u6c92\u6709\u7528\u5230\u91cd\u5927\u75be\u75c5\u6216\u6162\u6027\u75be\u75c5\u7684\u7406\u8ce0\uff0c\u5c07\u4f86\u53d7\u4fdd\u4eba\u5f80\u751f\u5f8c\uff0c\u4fdd\u96aa\u516c\u53f8\u6703\u4e00\u7b46\u7406\u8ce0\u91d1$ 500,000\u7d66\u53d7\u76ca\u4eba\u3002 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