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class=\"wp-block-paragraph\">\u8aa4\u5340\u4e09<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>\u95dc\u65bc\u5f9e\u4fdd\u96aa\u4e2d\u53d6\u9322<\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">1. \u4ee5\u524d\u7684\u7d42\u751f\u4eba\u58fd\u6c92\u6709\u9650\u5b9a\u201c\u4ed8\u6e05\u201d\u5e74\u9650\uff0c\u5047\u8a2d\u7d05\u5229\u662f\u6309\u7167\u7576\u6642\u7684\u56de\u5831\uff0c\u4f46\u662f\u5f8c\u4f86\u666e\u904d\u6bd4\u7576\u6642\u7684\u56de\u5831\u4f4e\uff0c\u6240\u4ee5\u5c31\u660e\u767d\u70ba\u4f55\u5ef6\u9577\u4e86\u8a31\u4e45\u9084\u672a\u4ed8\u6e05\u4e86\u3002\u4f46\u662f\u6709\u73fe\u91d1\u50f9\u503c\u9084\u662f\u4e0d\u932f\u7684\uff0c\u7e7c\u7e8c\u4ed8\u4e0b\u53bb\uff0c\u9072\u65e9\u53ef\u4ee5\u4ed8\u6e05\u3002\u73fe\u5728\u7f8e\u570b\u5bb6\u5ead\u4eba\u58fd\u4fdd\u96aa\u516c\u53f8\uff08American Family Life Insurance\uff0c AFLIC\uff09\u7684\u50b3\u7d71\u7d42\u751f\u4eba\u58fd\u9650\u5b9a\u4ed8\u6b3e\u6642\u9593\u70ba10 \u5e74 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AFLIC\uff09\u9664\u4e86\u50b3\u7d71\u7684Term Life\uff0c\u9084\u6709\u4e00\u500bSimplified Term Life\uff0c\u514d\u9ad4\u6aa2\uff0c\u591a\u6578\u53ef\u4ee5\u572824\u5c0f\u6642\u5167\u5c31\u88ab\u6279\u51c6\u3002<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">AFLIC\u7684\u50b3\u7d71\u7d42\u751f\u4eba\u58fd\uff0c\u6709\u73fe\u91d1\u50f9\u503c\u7d2f\u8a08\uff0c\u4f46\u662f\u689d\u6b3e\u6c38\u9060\u6e05\u6670\u660e\u4e86\u3002\u5176\u652f\u4ed8\u65b9\u5f0f\u6709\u5b9a\u671f\u5b8c\u6210\u652f\u4ed8\u3001\u652f\u4ed8\u7d42\u751f\u3001\u6216\u8005\u4e00\u6b21\u6027\u4ed8\u6e05\u3002\u985e\u4f3c\u5132\u84c4\uff0c\u6709\u6700\u4f4e\u4fdd\u969c\u7684\u73fe\u91d1\u50f9\u503c\uff0c\u540c\u6642\u4fdd\u969c\u610f\u5916\u6b7b\u4ea1\u3002\u51e1\u662f\u4eba\u58fd\u4fdd\u96aa\u90fd\u662f\u5e74\u7d00\u8d8a\u5927\uff0c\u4fdd\u8cbb\u8d8a\u9ad8\uff0cWhole Life \u6700\u597d\u8d81\u5e74\u8f15\u6642\u8cfc\u8cb7\uff0c\u4e26\u9078\u64c7\u5728\u4e00\u5b9a\u7684\u6642\u9650\u5167\u5b8c\u5168\u4ed8\u6e05\uff0c\u5c07\u662f\u4e0d\u932f\u7684\u9078\u64c7\u3002<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">2018\u5e74\uff0c\u7f8e\u570b\u5bb6\u5ead\u4eba\u58fd\u4fdd\u96aa\u516c\u53f8\uff08American Family Life Insurance\uff09\u9023\u7e8c10\u5e74\uff0c\u88ab\u6700\u56b4\u683c\u7684\u8a55\u7d1aWARD\u96c6\u5718\u518d\u6b21\u9078\u70ba\u5168\u7f8e\u6700\u4f7350\u5bb6\u4eba\u58fd\u548c\u91ab\u7642\u4fdd\u96aa\u516c\u53f8\uff0c\u9ad4\u73fe\u4e86AMFAM \u7684\u96c4\u539a\u8ca1\u529b\u548c\u4fdd\u55ae\u7684\u53ef\u4fe1\u5ea6\uff0c\u4e5f\u662fWeiss\u8a55\u7d1a\u7684\u70ba\u6578\u4e0d\u591a\u7684A+\u4fdd\u96aa\u516c\u53f8\u3002<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u6587\/\u9ec3\u66c9\u6771  <\/p>\n\n\n\n<p class=\"wp-block-paragraph\">408-466-0233   dhuang@elitefig.com\u00a0<\/p>\n\n\n\n<figure class=\"wp-block-image size-full\"><img loading=\"lazy\" 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\u4fdd\u96aa\u7684\u672c\u8cea\u662f\u4fdd\u8b77\u90a3\u5343\u5206\u4e4b\u4e00\u6216\u842c\u5206\u4e4b\u4e00\u7684\u610f\u5916\u3002\u4e5f\u5c31\u662f\u8aaa\u5343\u500b\u4eba\u6216\u842c\u500b\u4eba\u8ca2\u737b\u4e00\u500b\u4eba\u5f97\u76ca\uff0c\u96d6\u7136\u5927\u5bb6\u90fd\u4e0d\u60f3\u505a\u5f97\u76ca\u8005\u3002\u5982\u679c\u4f60\u975e\u5e38\u6709\u9322\u662f\u500b\u5104\u842c\u5bcc\u7fc1\uff0c\u8cb7\u4e86\u4e0a\u5343\u842c\u7684\u4fdd\u96aa\uff0c\u5c31\u662f\u70ba\u9003\u7a05\u628a\u8ca1\u7522\u50b3\u7d66\u5b50\u5973\u3002\u53ef\u4ee5\u62ff\u6536\u5165\u5341\u842c\u4e4b\u4e00\u8cb7\u4fdd\u96aa\uff0c\u800c\u4e0d\u662f\u62ff\u4f60\u6536\u5165\u7684\u767e\u5206\u4e4b\u5341\u6216\u4e8c\u5341\u53bb\u8cb7\u3002\u672c\u4f86\u662f\u8cb7\u5fc3\u5b89\u537b\u8b8a\u6210\u4e86\u8cb7\u8ca0\u64d4\u3002 \u4fdd\u96aa\u662f\u5f88\u597d\u7684\u98a8\u96aa\u8f49\u79fb\u5de5\u5177\uff0c\u4e5f\u662f\u9700\u8981\u9810\u9632\u842c\u4e00\u3002\u4f46\u662f\u8cb7\u5f88\u8cb4\u7684\u5927\u9762\u503c\u6295\u8cc7\u578b\u4fdd\u96aa\u662f\u53e6\u5916\u4e00\u56de\u4e8b\u3002\u540c\u7406\u8cb7\u81ea\u4f4f\u623f\u4e5f\u662f\uff0c\u5982\u679c\u53ea\u770b\u4e2d\u597d\u5b78\u5340\u623f\u5b50\u4f46\u50f9\u503c\u8d85\u904e\u81ea\u5df1\u8ca0\u64d4\u80fd\u529b\uff0c\u5247\u9069\u5f97\u5176\u53cd\u800c\u6210\u623f\u5974\u3002 \u8aa4\u5340\u4e8c \u628a\u6295\u8cc7\u548c\u4fdd\u96aa\u6df7\u5728\u4e00\u8d77 \u70ba\u4ec0\u9ebc\u7e3d\u60f3\u8457\u7528\u4fdd\u96aa\u505a\u6295\u8cc7\u5462\uff1f\u6240\u6709\u7684\u4fdd\u96aa\u90fd\u4e0d\u662f\u6295\u8cc7\uff0c\u5305\u62ec\u5132\u84c4\u5206\u7d05\u578b\u7684\u7d42\u751f\u4eba\u58fd\u4fdd\u96aa\u3002\u4fdd\u96aa\u6700\u7d42\u7684\u76ee\u7684\u90fd\u662f\u4fdd\u969c\u3002\u771f\u8981\u5207\u8a18\uff01\u7d42\u751f\u4eba\u58fd\u4fdd\u96aa\u5fc5\u8981\u7684\u958b\u652f\u662f\u5c0d\u7684\uff0c\u4f46\u662f\u4e0d\u8981\u88ab\u8a87\u5f35\u7684\u6295\u8cc7\u56de\u5831\u7387\u5ffd\u60a0\u5c31\u597d\u4e86\u3002\u53e6\u5916\u6211\u5f37\u8abf\u6bcf\u500b\u8981\u8cb7\u7684\u670b\u53cb\u8981\u770b\u61c2illustration\u3002\u5982\u679cagent\u4e0d\u63d0\u4f9b\u6216\u8005\u73a9\u865b\u7684\uff0c\u80af\u5b9a\u6709\u8c93\u81a9\uff0c\u5343\u842c\u5c0f\u5fc3\u3002 \u770b\u5230\u5927\u6279\u7684\u4e2d\u570b\u4eba\u8cb7\u842c\u80fd\u58fd\u96aa\uff0c\u53ef\u662f\u5f88\u5c11\u4eba\u660e\u767d\u842c\u80fd\u58fd\u96aa\u5167\u90e8\u4fdd\u672c\u662f\u600e\u9ebc\u56de\u4e8b\u3002\u7c21\u55ae\u4f86\u8aaa\uff0c\u4fdd\u96aa\u91d1\u6263\u9664\u4fdd\u96aa\u958b\u652f\u5f8c\u7684\u4e00\u90e8\u5206\u9322\uff0c\u901a\u904e\u6295\u8cc7\u4f86\u5be6\u73fe\u73fe\u91d1\u50f9\u503c\u3002\u96a8\u8457\u5e74\u9f61\u7684\u589e\u9577\uff0c\u958b\u652f\u4e5f\u6703\u589e\u9577\uff0c\u6700\u5f8c\u4fdd\u8cbb\u548c\u73fe\u91d1\u50f9\u503c\u6703\u9010\u6f38\u5730\u88ab\u6d88\u8017\u6389\u3002\u81e8\u8001\u6642\uff0c\u537b\u767c\u73fe\u4fdd\u96aa\u7121\u6548\u4e86\uff0c\u6216\u8005\u5df2\u7d93\u627f\u64d4\u4e0d\u8d77\u4fdd\u8cbb\u4e86\u3002\u5373\u4f7f\u771f\u6b63\u7684\u842c\u80fd\u58fd\u96aa\u6709\u5b83\u7684\u505a\u6cd5\uff0c\u904b\u7528\u5f97\u7576\u662f\u53ef\u4ee5\u8003\u616e\u7684\uff0c\u524d\u63d0\u662f\u4f60\u5584\u65bc\u6b64\u9053\u3002\u4e8b\u5be6\u662f\uff0c\u597d\u591a\u4eba\u9023\u9019\u4e9b\u57fa\u672c\u5e38\u8b58\u90fd\u6c92\u6709\u3002 \u8aa4\u5340\u4e09 \u95dc\u65bc\u5f9e\u4fdd\u96aa\u4e2d\u53d6\u9322 1. \u4ee5\u524d\u7684\u7d42\u751f\u4eba\u58fd\u6c92\u6709\u9650\u5b9a\u201c\u4ed8\u6e05\u201d\u5e74\u9650\uff0c\u5047\u8a2d\u7d05\u5229\u662f\u6309\u7167\u7576\u6642\u7684\u56de\u5831\uff0c\u4f46\u662f\u5f8c\u4f86\u666e\u904d\u6bd4\u7576\u6642\u7684\u56de\u5831\u4f4e\uff0c\u6240\u4ee5\u5c31\u660e\u767d\u70ba\u4f55\u5ef6\u9577\u4e86\u8a31\u4e45\u9084\u672a\u4ed8\u6e05\u4e86\u3002\u4f46\u662f\u6709\u73fe\u91d1\u50f9\u503c\u9084\u662f\u4e0d\u932f\u7684\uff0c\u7e7c\u7e8c\u4ed8\u4e0b\u53bb\uff0c\u9072\u65e9\u53ef\u4ee5\u4ed8\u6e05\u3002\u73fe\u5728\u7f8e\u570b\u5bb6\u5ead\u4eba\u58fd\u4fdd\u96aa\u516c\u53f8\uff08American Family Life Insurance\uff0c AFLIC\uff09\u7684\u50b3\u7d71\u7d42\u751f\u4eba\u58fd\u9650\u5b9a\u4ed8\u6b3e\u6642\u9593\u70ba10 \u5e74 \u300115\u5e74\u6216\u800520\u5e74\uff0c\u4e26\u4fdd\u8b49\u4e0d\u518d\u8ffd\u52a0\u4fdd\u8cbb\uff0c\u4fdd\u8b49\u671f\u5230120\u6b72\u3002\u73fe\u91d1\u503c\u56de\u5831\u4e5f\u662f\u7372\u5f97\u4fdd\u8b49\u7684\u3002 2. Term Life \u6c92\u6709\u73fe\u91d1\u50f9\u503c\uff0c\u7c21\u55ae\u5730\u5c31\u662f\u70ba\u4e86\u61c9\u4ed8\u610f\u5916\u3002\u7b49\u6c92\u6709\u9019\u6a23\u7684\u9700\u8981\u5f8c\uff0c\u5c31\u53ef\u4ee5\u81ea\u52d5\u653e\u68c4\uff0c\u5c31\u50cf\u8eca\u4fdd\u96aa\u4e00\u6a23\uff0c\u4ea4\u4fdd\u8cbb\u5c31\u6709\u4fdd\u969c\u3002 \u8aa4\u5340\u56db \u798f\u5229\u8d8a\u591a\u8d8a\u597d \u5e7e\u4e4e\u6240\u6709\u7684\u9644\u52a0\u689d\u6b3e\u90fd\u6709\u4e00\u5b9a\u7684\u4fdd\u8cbb\uff01\u5929\u4e0b\u6c92\u6709\u514d\u8cbb\u5348\u9910\uff01\u53ef\u4ee5\u8cb7Term\uff0c\u6216\u8005\u6c92\u6709\u592a\u591a\u5671\u982d\u7684\u50b3\u7d71\u7d42\u751f\u4eba\u58fd\u3002\u5225\u7684\uff0c\u8aaa\u96e3\u807d\u9ede\uff0c\u90fd\u662f\u5751\u3002\u6240\u4ee5\uff0c\u4ed4\u7d30\u4e86\u89e3\u689d\u6b3e\u975e\u5e38\u5fc5\u8981\u3002\u4e00\u500b\u7b28\u8fa6\u6cd5\u5c31\u662f\u554f\u6e05\u695a\uff0c\u4e26\u8b93\u516c\u53f8\u5beb\u4e0b\u4f86\u4ec0\u9ebc\u662fGuaranteed\u3002 Term \u6c38\u9060\u90fd\u6c92\u932f\u3002\u5373\u4f7f\u8cb7\u4e86\u4efb\u4f55\u4e00\u7a2e\u7d42\u751f\u4fdd\u96aa\uff0c\u5982\u679c\u6578\u984d\u4e0d\u5920\u5927\uff0c\u9084\u53ef\u4ee5\u52a0\u4e00\u500bTerm\u505a\u88dc\u5145\u3002\u7f8e\u570b\u5bb6\u5ead\u4eba\u58fd\u4fdd\u96aa\u516c\u53f8\uff08American Family Life Insurance\uff0c AFLIC\uff09\u9664\u4e86\u50b3\u7d71\u7684Term Life\uff0c\u9084\u6709\u4e00\u500bSimplified Term Life\uff0c\u514d\u9ad4\u6aa2\uff0c\u591a\u6578\u53ef\u4ee5\u572824\u5c0f\u6642\u5167\u5c31\u88ab\u6279\u51c6\u3002 AFLIC\u7684\u50b3\u7d71\u7d42\u751f\u4eba\u58fd\uff0c\u6709\u73fe\u91d1\u50f9\u503c\u7d2f\u8a08\uff0c\u4f46\u662f\u689d\u6b3e\u6c38\u9060\u6e05\u6670\u660e\u4e86\u3002\u5176\u652f\u4ed8\u65b9\u5f0f\u6709\u5b9a\u671f\u5b8c\u6210\u652f\u4ed8\u3001\u652f\u4ed8\u7d42\u751f\u3001\u6216\u8005\u4e00\u6b21\u6027\u4ed8\u6e05\u3002\u985e\u4f3c\u5132\u84c4\uff0c\u6709\u6700\u4f4e\u4fdd\u969c\u7684\u73fe\u91d1\u50f9\u503c\uff0c\u540c\u6642\u4fdd\u969c\u610f\u5916\u6b7b\u4ea1\u3002\u51e1\u662f\u4eba\u58fd\u4fdd\u96aa\u90fd\u662f\u5e74\u7d00\u8d8a\u5927\uff0c\u4fdd\u8cbb\u8d8a\u9ad8\uff0cWhole Life \u6700\u597d\u8d81\u5e74\u8f15\u6642\u8cfc\u8cb7\uff0c\u4e26\u9078\u64c7\u5728\u4e00\u5b9a\u7684\u6642\u9650\u5167\u5b8c\u5168\u4ed8\u6e05\uff0c\u5c07\u662f\u4e0d\u932f\u7684\u9078\u64c7\u3002 2018\u5e74\uff0c\u7f8e\u570b\u5bb6\u5ead\u4eba\u58fd\u4fdd\u96aa\u516c\u53f8\uff08American Family Life Insurance\uff09\u9023\u7e8c10\u5e74\uff0c\u88ab\u6700\u56b4\u683c\u7684\u8a55\u7d1aWARD\u96c6\u5718\u518d\u6b21\u9078\u70ba\u5168\u7f8e\u6700\u4f7350\u5bb6\u4eba\u58fd\u548c\u91ab\u7642\u4fdd\u96aa\u516c\u53f8\uff0c\u9ad4\u73fe\u4e86AMFAM \u7684\u96c4\u539a\u8ca1\u529b\u548c\u4fdd\u55ae\u7684\u53ef\u4fe1\u5ea6\uff0c\u4e5f\u662fWeiss\u8a55\u7d1a\u7684\u70ba\u6578\u4e0d\u591a\u7684A+\u4fdd\u96aa\u516c\u53f8\u3002 \u6587\/\u9ec3\u66c9\u6771 408-466-0233 dhuang@elitefig.com\" \/>\n\t\t<meta property=\"og:url\" content=\"https:\/\/newsforchinese.com\/v3\/2021\/10\/30\/%e7%be%8e%e5%9c%8b%e8%b2%b7%e4%ba%ba%e5%a3%bd%e4%bf%9d%e9%9a%aa%e7%9a%84%e5%b9%be%e5%a4%a7%e8%aa%a4%e5%8d%80\/\" \/>\n\t\t<meta property=\"og:image\" content=\"https:\/\/newsforchinese.com\/v3\/wp-content\/uploads\/2021\/10\/insurance.jpg\" \/>\n\t\t<meta property=\"og:image:secure_url\" content=\"https:\/\/newsforchinese.com\/v3\/wp-content\/uploads\/2021\/10\/insurance.jpg\" \/>\n\t\t<meta property=\"og:image:width\" content=\"600\" \/>\n\t\t<meta property=\"og:image:height\" content=\"398\" \/>\n\t\t<meta property=\"article:published_time\" content=\"2021-10-30T13:00:00+00:00\" \/>\n\t\t<meta property=\"article:modified_time\" content=\"2021-10-27T05:38:28+00:00\" \/>\n\t\t<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n\t\t<meta name=\"twitter:title\" content=\"\u7f8e\u570b\u8cb7\u4eba\u58fd\u4fdd\u96aa\u7684\u5e7e\u5927\u8aa4\u5340 - News for Chinese \uff0d \u820a\u91d1\u5c71\u7063\u5340No.1\u514d\u8cbb\u83ef\u4eba\u793e\u5340\u5831\u7d19\" \/>\n\t\t<meta name=\"twitter:description\" 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Term Life \u6c92\u6709\u73fe\u91d1\u50f9\u503c\uff0c\u7c21\u55ae\u5730\u5c31\u662f\u70ba\u4e86\u61c9\u4ed8\u610f\u5916\u3002\u7b49\u6c92\u6709\u9019\u6a23\u7684\u9700\u8981\u5f8c\uff0c\u5c31\u53ef\u4ee5\u81ea\u52d5\u653e\u68c4\uff0c\u5c31\u50cf\u8eca\u4fdd\u96aa\u4e00\u6a23\uff0c\u4ea4\u4fdd\u8cbb\u5c31\u6709\u4fdd\u969c\u3002 \u8aa4\u5340\u56db \u798f\u5229\u8d8a\u591a\u8d8a\u597d \u5e7e\u4e4e\u6240\u6709\u7684\u9644\u52a0\u689d\u6b3e\u90fd\u6709\u4e00\u5b9a\u7684\u4fdd\u8cbb\uff01\u5929\u4e0b\u6c92\u6709\u514d\u8cbb\u5348\u9910\uff01\u53ef\u4ee5\u8cb7Term\uff0c\u6216\u8005\u6c92\u6709\u592a\u591a\u5671\u982d\u7684\u50b3\u7d71\u7d42\u751f\u4eba\u58fd\u3002\u5225\u7684\uff0c\u8aaa\u96e3\u807d\u9ede\uff0c\u90fd\u662f\u5751\u3002\u6240\u4ee5\uff0c\u4ed4\u7d30\u4e86\u89e3\u689d\u6b3e\u975e\u5e38\u5fc5\u8981\u3002\u4e00\u500b\u7b28\u8fa6\u6cd5\u5c31\u662f\u554f\u6e05\u695a\uff0c\u4e26\u8b93\u516c\u53f8\u5beb\u4e0b\u4f86\u4ec0\u9ebc\u662fGuaranteed\u3002 Term 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AFLIC\u7684\u50b3\u7d71\u7d42\u751f\u4eba\u58fd\uff0c\u6709\u73fe\u91d1\u50f9\u503c\u7d2f\u8a08\uff0c\u4f46\u662f\u689d\u6b3e\u6c38\u9060\u6e05\u6670\u660e\u4e86\u3002\u5176\u652f\u4ed8\u65b9\u5f0f\u6709\u5b9a\u671f\u5b8c\u6210\u652f\u4ed8\u3001\u652f\u4ed8\u7d42\u751f\u3001\u6216\u8005\u4e00\u6b21\u6027\u4ed8\u6e05\u3002\u985e\u4f3c\u5132\u84c4\uff0c\u6709\u6700\u4f4e\u4fdd\u969c\u7684\u73fe\u91d1\u50f9\u503c\uff0c\u540c\u6642\u4fdd\u969c\u610f\u5916\u6b7b\u4ea1\u3002\u51e1\u662f\u4eba\u58fd\u4fdd\u96aa\u90fd\u662f\u5e74\u7d00\u8d8a\u5927\uff0c\u4fdd\u8cbb\u8d8a\u9ad8\uff0cWhole Life \u6700\u597d\u8d81\u5e74\u8f15\u6642\u8cfc\u8cb7\uff0c\u4e26\u9078\u64c7\u5728\u4e00\u5b9a\u7684\u6642\u9650\u5167\u5b8c\u5168\u4ed8\u6e05\uff0c\u5c07\u662f\u4e0d\u932f\u7684\u9078\u64c7\u3002 2018\u5e74\uff0c\u7f8e\u570b\u5bb6\u5ead\u4eba\u58fd\u4fdd\u96aa\u516c\u53f8\uff08American Family Life Insurance\uff09\u9023\u7e8c10\u5e74\uff0c\u88ab\u6700\u56b4\u683c\u7684\u8a55\u7d1aWARD\u96c6\u5718\u518d\u6b21\u9078\u70ba\u5168\u7f8e\u6700\u4f7350\u5bb6\u4eba\u58fd\u548c\u91ab\u7642\u4fdd\u96aa\u516c\u53f8\uff0c\u9ad4\u73fe\u4e86AMFAM \u7684\u96c4\u539a\u8ca1\u529b\u548c\u4fdd\u55ae\u7684\u53ef\u4fe1\u5ea6\uff0c\u4e5f\u662fWeiss\u8a55\u7d1a\u7684\u70ba\u6578\u4e0d\u591a\u7684A+\u4fdd\u96aa\u516c\u53f8\u3002 \u6587\/\u9ec3\u66c9\u6771 408-466-0233 dhuang@elitefig.com","og:url":"https:\/\/newsforchinese.com\/v3\/2021\/10\/30\/%e7%be%8e%e5%9c%8b%e8%b2%b7%e4%ba%ba%e5%a3%bd%e4%bf%9d%e9%9a%aa%e7%9a%84%e5%b9%be%e5%a4%a7%e8%aa%a4%e5%8d%80\/","og:image":"https:\/\/newsforchinese.com\/v3\/wp-content\/uploads\/2021\/10\/insurance.jpg","og:image:secure_url":"https:\/\/newsforchinese.com\/v3\/wp-content\/uploads\/2021\/10\/insurance.jpg","og:image:width":600,"og:image:height":398,"article:published_time":"2021-10-30T13:00:00+00:00","article:modified_time":"2021-10-27T05:38:28+00:00","twitter:card":"summary_large_image","twitter:title":"\u7f8e\u570b\u8cb7\u4eba\u58fd\u4fdd\u96aa\u7684\u5e7e\u5927\u8aa4\u5340 - News for Chinese \uff0d 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Term Life \u6c92\u6709\u73fe\u91d1\u50f9\u503c\uff0c\u7c21\u55ae\u5730\u5c31\u662f\u70ba\u4e86\u61c9\u4ed8\u610f\u5916\u3002\u7b49\u6c92\u6709\u9019\u6a23\u7684\u9700\u8981\u5f8c\uff0c\u5c31\u53ef\u4ee5\u81ea\u52d5\u653e\u68c4\uff0c\u5c31\u50cf\u8eca\u4fdd\u96aa\u4e00\u6a23\uff0c\u4ea4\u4fdd\u8cbb\u5c31\u6709\u4fdd\u969c\u3002 \u8aa4\u5340\u56db \u798f\u5229\u8d8a\u591a\u8d8a\u597d \u5e7e\u4e4e\u6240\u6709\u7684\u9644\u52a0\u689d\u6b3e\u90fd\u6709\u4e00\u5b9a\u7684\u4fdd\u8cbb\uff01\u5929\u4e0b\u6c92\u6709\u514d\u8cbb\u5348\u9910\uff01\u53ef\u4ee5\u8cb7Term\uff0c\u6216\u8005\u6c92\u6709\u592a\u591a\u5671\u982d\u7684\u50b3\u7d71\u7d42\u751f\u4eba\u58fd\u3002\u5225\u7684\uff0c\u8aaa\u96e3\u807d\u9ede\uff0c\u90fd\u662f\u5751\u3002\u6240\u4ee5\uff0c\u4ed4\u7d30\u4e86\u89e3\u689d\u6b3e\u975e\u5e38\u5fc5\u8981\u3002\u4e00\u500b\u7b28\u8fa6\u6cd5\u5c31\u662f\u554f\u6e05\u695a\uff0c\u4e26\u8b93\u516c\u53f8\u5beb\u4e0b\u4f86\u4ec0\u9ebc\u662fGuaranteed\u3002 Term \u6c38\u9060\u90fd\u6c92\u932f\u3002\u5373\u4f7f\u8cb7\u4e86\u4efb\u4f55\u4e00\u7a2e\u7d42\u751f\u4fdd\u96aa\uff0c\u5982\u679c\u6578\u984d\u4e0d\u5920\u5927\uff0c\u9084\u53ef\u4ee5\u52a0\u4e00\u500bTerm\u505a\u88dc\u5145\u3002\u7f8e\u570b\u5bb6\u5ead\u4eba\u58fd\u4fdd\u96aa\u516c\u53f8\uff08American Family Life Insurance\uff0c AFLIC\uff09\u9664\u4e86\u50b3\u7d71\u7684Term Life\uff0c\u9084\u6709\u4e00\u500bSimplified Term Life\uff0c\u514d\u9ad4\u6aa2\uff0c\u591a\u6578\u53ef\u4ee5\u572824\u5c0f\u6642\u5167\u5c31\u88ab\u6279\u51c6\u3002 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Insurance\uff09\u9023\u7e8c10\u5e74\uff0c\u88ab\u6700\u56b4\u683c\u7684\u8a55\u7d1aWARD\u96c6\u5718\u518d\u6b21\u9078\u70ba\u5168\u7f8e\u6700\u4f7350\u5bb6\u4eba\u58fd\u548c\u91ab\u7642\u4fdd\u96aa\u516c\u53f8\uff0c\u9ad4\u73fe\u4e86AMFAM \u7684\u96c4\u539a\u8ca1\u529b\u548c\u4fdd\u55ae\u7684\u53ef\u4fe1\u5ea6\uff0c\u4e5f\u662fWeiss\u8a55\u7d1a\u7684\u70ba\u6578\u4e0d\u591a\u7684A+\u4fdd\u96aa\u516c\u53f8\u3002 \u6587\/\u9ec3\u66c9\u6771 408-466-0233 dhuang@elitefig.com","twitter:image":"https:\/\/newsforchinese.com\/v3\/wp-content\/uploads\/2021\/10\/insurance.jpg"},"aioseo_meta_data":{"post_id":"209205","title":null,"description":null,"keywords":null,"keyphrases":null,"primary_term":null,"canonical_url":null,"og_title":null,"og_description":null,"og_object_type":"default","og_image_type":"default","og_image_url":null,"og_image_width":null,"og_image_height":null,"og_image_custom_url":null,"og_image_custom_fields":null,"og_video":null,"og_custom_url":null,"og_article_section":null,"og_article_tags":null,"twitter_use_og":false,"twitter_card":"default","twitter_image_type":"default","twitter_image_url":null,"twitter_image_custom_url":null,"twitter_image_custom_fields":null,"twitter_title":null,"twitter_description":null,"schema":{"blockGraphs":[],"customGraphs":[],"default":{"data":{"Article":[],"Course":[],"Dataset":[],"FAQPage":[],"Movie":[],"Person":[],"Product":[],"ProductReview":[],"Car":[],"Recipe":[],"Service":[],"SoftwareApplication":[],"WebPage":[]},"graphName":"","isEnabled":true},"graphs":[]},"schema_type":"default","schema_type_options":null,"pillar_content":false,"robots_default":true,"robots_noindex":false,"robots_noarchive":false,"robots_nosnippet":false,"robots_nofollow":false,"robots_noimageindex":false,"robots_noodp":false,"robots_notranslate":false,"robots_max_snippet":null,"robots_max_videopreview":null,"robots_max_imagepreview":"large","priority":null,"frequency":null,"local_seo":null,"breadcrumb_settings":null,"limit_modified_date":false,"ai":null,"created":"2023-07-31 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This file is auto-generated *\/\n!function(d,l){\"use strict\";l.querySelector&&d.addEventListener&&\"undefined\"!=typeof URL&&(d.wp=d.wp||{},d.wp.receiveEmbedMessage||(d.wp.receiveEmbedMessage=function(e){var t=e.data;if((t||t.secret||t.message||t.value)&&!\/[^a-zA-Z0-9]\/.test(t.secret)){for(var s,r,n,a=l.querySelectorAll('iframe[data-secret=\"'+t.secret+'\"]'),o=l.querySelectorAll('blockquote[data-secret=\"'+t.secret+'\"]'),c=new RegExp(\"^https?:$\",\"i\"),i=0;i<o.length;i++)o[i].style.display=\"none\";for(i=0;i<a.length;i++)s=a[i],e.source===s.contentWindow&&(s.removeAttribute(\"style\"),\"height\"===t.message?(1e3<(r=parseInt(t.value,10))?r=1e3:~~r<200&&(r=200),s.height=r):\"link\"===t.message&&(r=new URL(s.getAttribute(\"src\")),n=new URL(t.value),c.test(n.protocol))&&n.host===r.host&&l.activeElement===s&&(d.top.location.href=t.value))}},d.addEventListener(\"message\",d.wp.receiveEmbedMessage,!1),l.addEventListener(\"DOMContentLoaded\",function(){for(var 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2018","format":false,"excerpt":"\u5728\u7f8e\u570b\uff0c\u96a8\u8457\u7d93\u6fdf\u7684\u767c\u5c55\uff0c\u4fdd\u96aa\u7522\u54c1\u5e7e\u7d93\u6f14\u8b8a\uff0c\u6709\u4e9b\u5df2\u7d93\u6dd8\u6c70\u51fa\u5c40\uff0c\u6709\u4e9b\u4e0d\u65b7\u66f4\u65b0\u63db\u4ee3\u3002\u9664\u4e86\u5065\u5eb7\u4fdd\u96aa\u3001\u623f\u5c4b\u4fdd\u96aa\u548c\u6c7d\u8eca\u4fdd\u96aa\uff0c\u4eba\u58fd\u4fdd\u96aa\u4e5f\u662f\u540c\u7b49\u91cd\u8981\u3002\u6709\u4eba\u8a8d\u70ba\uff0c\u4eba\u58fd\u4fdd\u96aa\u662f\u5c0d\u81ea\u5df1\u8207\u5bb6\u4eba\u8ca0\u8cac\u7684\u505a\u6cd5\u4e4b\u4e00\uff0c\u4f46\u4e5f\u4e0d\u5c11\u4eba\u5c0d\u65bc\u4eba\u58fd\u4fdd\u96aa\u611f\u89ba\u5f88\u89f8\u9ef4\u982d\uff0c\u4e0d\u50c5\u770b\u4e0d\u898b\u4e5f\u672a\u5fc5\u7528\u7684\u5230\uff0c\u6bcf\u500b\u6708\u9084\u8981\u4e00\u76f4\u7e73\u4fdd\u8cbb\u7684\u7279\u6027\u800c\u7336\u8c6b\u537b\u6b65\uff0c\u751a\u81f3\u662f\u4e0d\u7406\u89e3\u5230\u5e95\u4ec0\u9ebc\u662f\u4eba\u58fd\u4fdd\u96aa\uff1f\u70ba\u4f55\u8981\u4fdd\u5b83\uff1f\u9084\u6709\u597d\u8655\u5230\u5e95\u662f\u4ec0\u9ebc\uff1f\u672c\u7bc7\u5c31\u70ba\u5927\u5bb6\u6574\u7406\u51fa\u7f8e\u570b\u4eba\u58fd\u4fdd\u96aa\u5165\u9580\u79d1\u666e\u3002 \u9664\u4e86\u4fdd\u96aa\u516c\u53f8\u4e4b\u5916\uff0c\u4fdd\u96aa\u55ae\u6d89\u53ca\u6709\u56db\u500b\u4e3b\u9ad4\uff1a 1 \u64c1\u6709\u4eba\uff08Owner\uff09\uff1a \u64c1\u6709\u4eba\u4eab\u6709\u6700\u5927\u7684\u6b0a\u5229\uff0c\u6bd4\u5982\u66f4\u6539\u53d7\u76ca\u4eba\uff0c\u4fdd\u96aa\u516c\u53f8\u901a\u5e38\u53ea\u548c\u64c1\u6709\u4eba\u5c0d\u8a71\u3002 2 \u6295\u4fdd\u4eba\uff08Insured\uff09\uff1a \u6295\u4fdd\u4eba\u662f\u4e0d\u53ef\u4ee5\u9032\u884c\u66f4\u6539\u7684\uff0c\u6295\u4fdd\u4eba\u7684\u5e74\u9f61\u3001\u8eab\u9ad4\u72c0\u6cc1\u3001\u4ee5\u53ca\u98a8\u96aa\u5f71\u97ff\u5230\u4fdd\u8cbb\u7684\u591a\u5c11\u3002 3 \u4ed8\u6b3e\u4eba\uff08Payor\uff09\uff1a \u4ed8\u6b3e\u4eba\u5c31\u662f\u652f\u4ed8\u4fdd\u8cbb\u7684\u4eba\u3002 4 \u53d7\u76ca\u4eba\uff08Beneficiary\uff09\uff1a \u6295\u4fdd\u4eba\u6b7b\u4ea1\u5f8c\uff0c\u7406\u8ce0\u91d1\u652f\u4ed8\u7d66\u53d7\u76ca\u4eba\u3002 \u64c1\u6709\u4eba\u3001\u6295\u4fdd\u4eba\u3001\u4ed8\u6b3e\u4eba\u53ef\u80fd\u662f\u540c\u4e00\u500b\u4eba\uff0c\u64c1\u6709\u4eba\u4e5f\u6709\u53ef\u80fd\u662f\u53d7\u76ca\u4eba\u3002\u6839\u64da\u76f8\u95dc\u898f\u5b9a\uff0c\u5982\u679c\u4ed8\u6b3e\u4eba\u548c\u64c1\u6709\u4eba\u4e0d\u662f\u540c\u4e00\u500b\u4eba\uff0c\u6bcf\u5e74\u4ed8\u8cbb\u8d85\u904e$12,000\u5c31\u9700\u8981\u7e73\u7d0d\u79ae\u54c1\u7a05\uff1b\u5982\u679c\u64c1\u6709\u4eba\u7533\u8acb\u91ab\u7642\u88dc\u52a9\u7b49\u985e\u4f3c\u7684\u653f\u5e9c\u798f\u5229\uff0c\u53ef\u80fd\u6703\u88ab\u8981\u6c42\u653e\u68c4\u64c1\u6709\u4eba\u7684\u8cc7\u683c\u3002 \u4eba\u58fd\u4fdd\u96aa\u4e3b\u8981\u5206\u70ba\u4e94\u7a2e\uff0c\u6309\u7167\u7522\u54c1\u554f\u4e16\u7684\u9806\u5e8f\u5206\u5225\u662f\uff1a Term (\u5b9a\u671f\u4eba\u58fd\u4fdd\u96aa) Whole Life\/Permanent Life\uff08\u7d42\u8eab\u4eba\u58fd\u4fdd\u96aa\/\u6c38\u4e45\u58fd\u96aa\uff09 Universal Life\uff08\u5132\u84c4\u578b\u4eba\u58fd\u4fdd\u96aa\/\u842c\u80fd\u96aa\uff09 Variable Universal Life\uff08\u6295\u8cc7\u578b\u842c\u80fd\u96aa) Indexed Universal Life(\u6307\u6578\u578b\u842c\u80fd\u96aa) \u9664\u4e86\u5b9a\u671f\u4eba\u58fd\u4fdd\u96aa\uff0c\u5f8c\u56db\u7a2e\u90fd\u662f\u7d42\u8eab\u6301\u6709\u4e26\u5177\u6709\u73fe\u91d1\u50f9\u503c-\u5373\u4fdd\u8cbb\u5728\u652f\u4ed8\u4fdd\u96aa\u6210\u672c\u548c\u9644\u52a0\u6210\u672c\u4e4b\u5f8c\uff0c\u6703\u9032\u5165\u4fdd\u96aa\u516c\u53f8\u53e6\u5916\u8a2d\u7f6e\u7684\u5132\u84c4\/\u6295\u8cc7\u8cec\u6236\uff08savings\/separate account\uff09\u9032\u884c\u73fe\u91d1\u50f9\u503c\u7a4d\u3002 Term (\u5b9a\u671f\u4eba\u58fd\u4fdd\u96aa\uff09\uff1a \u6700\u65e9\u671f\u4e5f\u662f\u6700\u7c21\u55ae\u7684\u57fa\u672c\u4fdd\u96aa\u985e\u578b\u3002\u4e5f\u7a31\u70ba\u81e8\u6642\u4fdd\u96aa\u6216\u5b9a\u671f\u4fdd\u96aa\u3002\u53ea\u6709\u4fdd\u969c\u529f\u80fd\uff0c\u6c92\u6709\u73fe\u91d1\u503c\u3002\u9867\u540d\u601d\u7fa9\uff0c\u9019\u985e\u4fdd\u96aa\u53ea\u4fdd\u4e00\u5b9a\u7684\u671f\u9650\uff0c\u598210\u5e74\u300115\u5e74\u300120\u5e74\u548c30\u5e74\u3002\u88ab\u4fdd\u96aa\u4eba\u5982\u679c\u5728\u6709\u6548\u671f\u5167\u904e\u4e16\uff0c\u4fdd\u96aa\u516c\u53f8\u8ce0\u4ed8\u4fdd\u984d\u3002\u597d\u8655\u662f\u4fdd\u8cbb\u4fbf\u5b9c\uff0c\u8f03\u5c0f\u7684\u9810\u7b97\u5c31\u80fd\u7372\u5f97\u76f8\u5c0d\u5927\u984d\u7684\u4fdd\u969c\u3002\u4f46\u7531\u65bc\u4e0d\u5177\u6709\u73fe\u91d1\u503c\uff0c\u6240\u4ee5\u6c92\u6709\u5132\u84c4\u548c\u6295\u8cc7\u7684\u529f\u80fd\u3002\u800c\u4e14\u4fdd\u96aa\u5408\u540c\u5230\u671f\u5f8c\uff0c\u7531\u65bc\u88ab\u4fdd\u96aa\u4eba\u5e74\u9f61\u589e\u9577\uff0c\u518d\u60f3\u8cfc\u8cb7\u4fdd\u96aa\u5c31\u6703\u8b8a\u5f97\u975e\u5e38\u7684\u6602\u8cb4\u3002\u9019\u985e\u7522\u54c1\u6700\u9069\u5408\u9700\u8981\u7372\u5f97\u77ed\u671f\u4fdd\u969c\u548c\u9810\u7b97\u6bd4\u8f03\u6709\u9650\u7684\u6295\u4fdd\u8005\u3002\u662f\u77ed\u671f\u8a08\u5283\uff0c\u4e5f\u662f\u60f3\u9577\u671f\u8a08\u5283\u904e\u6e21\u7684\u6b0a\u5b9c\u4e4b\u8a08\u3002 Whole life\uff08\u7d42\u8eab\u4eba\u58fd\u4fdd\u96aa\uff09\uff1a \u8fd1\u767e\u5e74\u4f86\uff0c\u7d42\u751f\u58fd\u96aa\u662f\u7f8e\u570b\u58fd\u96aa\u5e02\u5834\u7684\u4e3b\u8981\u7522\u54c1\u3002\u6240\u8b02\u7d42\u8eab\u58fd\u96aa\uff0c\u5c31\u662f\u8a72\u4fdd\u96aa\u7684\u6709\u6548\u671f\u76f4\u81f3\u88ab\u4fdd\u96aa\u4eba\u53bb\u4e16\u70ba\u6b62\u3002\u7e73\u4ed8\u7684\u4fdd\u8cbb\uff0c\u5728\u652f\u4ed8\u56fa\u5b9a\u7684\u4fdd\u96aa\u6210\u672c\u4e4b\u5f8c\uff0c\u5269\u9918\u7684\u90e8\u5206\u8f49\u63db\u6210\u73fe\u91d1\u503c\uff08cash value)\u3002\u4fdd\u96aa\u516c\u53f8\u6703\u6839\u64da\u516c\u53f8\u7684\u76c8\u5229\u60c5\u6cc1\u5b9a\u671f\u6d3e\u767c\u7d05\u5229\uff0c\u4f46\u662f\u7d05\u5229\u7684\u767c\u653e\u8207\u5426\u8207\u91d1\u984d\u90fd\u662f\u4e0d\u4fdd\u8b49\u7684\u3002\u96a8\u8457\u6642\u9593\u7684\u5ef6\u9577\uff0c\u4fdd\u96aa\u5167\u7684\u73fe\u91d1\u503c\u5c31\u6703\u589e\u52a0\u3002\u5982\u679c\u6295\u4fdd\u4eba\u60f3\u63d0\u524d\u53d6\u6d88\u4fdd\u96aa\uff0c\u5c07\u53ea\u80fd\u53d6\u56de\u4e00\u90e8\u5206\u7684\u73fe\u91d1\u503c\u3002\u7d42\u751f\u4eba\u58fd\u96aa\u7684\u5805\u56fa\u4fdd\u969c\u529f\u80fd\u548c\u73fe\u91d1\u503c\u9577\u671f\u7a4d\u7d2f\u529f\u80fd\u662f\u8b39\u614e\uff0c\u7406\u6027\u7684\u6295\u4fdd\u4eba\u503c\u5f97\u95dc\u6ce8\u7684\u7522\u54c1\u3002\u4f46\u7531\u65bc\u4fdd\u8cbb\u7684\u8d77\u9ede\u8f03\u9ad8\uff0c\u6bd4\u8f03\u9069\u5408\u7d93\u6fdf\u7a69\u5b9a\u548c\u9810\u7b97\u5bec\u88d5\u7684\u6295\u4fdd\u4eba\u3002 Universal Life\uff08\u5132\u84c4\u578b\u4eba\u58fd\u4fdd\u96aa\/\u842c\u80fd\u96aa\uff09\uff1a \u5728\u516b\u5341\u5e74\u4ee3\u521d\u51fa\u73fe\u4e86\u842c\u80fd\u96aa\u3002\u548c\u7d42\u8eab\u58fd\u96aa\u4e00\u6a23\u540c\u5c6c\u6c38\u4e45\u578b\u58fd\u96aa\uff0c\u90fd\u662f\u4fdd\u7d42\u8eab\u3002\u4fdd\u8cbb\u5728\u652f\u4ed8\u4e86\u4fdd\u96aa\u6210\u672c\u4e4b\u5f8c\uff0c\u6703\u6295\u5165\u53e6\u8a2d\u7684\u8cec\u6236\u9032\u884c\u6295\u8cc7\u3002\u5169\u8005\u7684\u5340\u5225\u5728\u65bc\uff0c\u842c\u80fd\u96aa\u7684\u689d\u4f8b\u66f4\u70ba\u9748\u6d3b\uff0c\u4fdd\u55ae\u6240\u6709\u4eba\u53ef\u4ee5\u5728\u4efb\u4f55\u6642\u9593\u7e73\u8cbb\uff0c\u8cbb\u7528\u53ef\u591a\u53ef\u5c11\uff0c\u4f46\u8981\u9054\u5230\u6700\u4f4e\u7684\u4ea4\u8cbb\u6c34\u5e73\u3002\u5b83\u4e5f\u6709\u73fe\u91d1\u503c\uff0c\u5373\u6240\u4ea4\u8cbb\u7528\u548c\u7372\u5229\u6e1b\u53bb\u4fdd\u96aa\u8cbb\u7528\u548c\u6536\u8cbb\u3002\u90e8\u5206\u4fdd\u96aa\u516c\u53f8\u4e5f\u6703\u63d0\u4f9b\u5176\u4ed6\u9644\u52a0\u798f\u5229\u4f9b\u9078\u64c7\uff0c\u5982\u9577\u671f\u8b77\u7406\u3001\u91cd\u75c5\u53d6\u9322\u548c\u90e8\u5206\u751f\u524d\u798f\u5229\u3002\u842c\u80fd\u96aa\u7684\u6536\u76ca\u4e00\u822c\u548c\u5229\u7387\u5e02\u5834\u639b\u9264\u3002\u5176\u9748\u6d3b\u7684\u7279\u9ede\u9069\u5408\u6649\u7d1a\u57fa\u790e\u4e0d\u5f37\uff0c\u9810\u7b97\u4e0d\u7a69\u5b9a\u7684\u6295\u4fdd\u4eba\u3002 Variable Universal Life\uff08\u6295\u8cc7\u578b\u842c\u80fd\u96aa\uff09\uff1a \u6295\u8cc7\u578b\u842c\u80fd\u96aa\uff0c\u7531\u842c\u80fd\u58fd\u96aa\u6f14\u8b8a\u800c\u4f86\uff0c\u95dc\u9375\u7684\u5340\u5225\u5728\u65bc\uff0c\u5ba2\u6236\u53ef\u4ee5\u5728\u4fdd\u96aa\u516c\u53f8\u63d0\u4f9b\u7684\u57fa\u91d1\u7bc4\u570d\u5167\u9078\u64c7\u6295\u8cc7\u4e0d\u540c\u7684\u57fa\u91d1\uff0c\u5f9e\u800c\u7372\u5f97\u76f8\u61c9\u7684\u6295\u8cc7\u56de\u5831\uff0c\u4e0a\u4e0d\u5c01\u9802\uff0c\u800c\u4e14\u6536\u76ca\u4e0d\u9700\u8981\u4ea4\u7a05\u3002\u4f46\u540c\u6642\u4e5f\u4e0d\u4fdd\u5e95\uff0c\u5982\u679c\u73fe\u91d1\u8cec\u6236\u5728\u91d1\u878d\u5e02\u5834\u8667\u640d\u904e\u5927\uff0c\u90a3\u9ebc\u6295\u4fdd\u4eba\u5c31\u53ef\u4ee5\u9700\u8981\u8ffd\u52a0\u66f4\u591a\u7684\u73fe\u91d1\u4f86\u7dad\u6301\u4fdd\u96aa\u6709\u6548\u6027\u3002\u56e0\u6b64\u9019\u88e1\u7522\u54c1\u5c0d\u5ba2\u6236\/\u7d93\u7d00\u4eba\u81ea\u8eab\u7684\u6295\u8cc7\u6c34\u5e73\u8981\u6c42\u6bd4\u8f03\u9ad8\u3002 Indexed Universal Life \uff08\u6307\u6578\u578b\u842c\u80fd\u96aa\uff09\uff1a \u540c\u6a23\u662f\u842c\u80fd\u96aa\u7684\u4e00\u500b\u8b8a\u7a2e\u3002\u6307\u6578\u842c\u80fd\u96aa\u4e2d\u7684\u73fe\u91d1\u503c\u589e\u9577\u6709\u4fdd\u5e95\u548c\u5c01\u9802\uff0c\u6309\u7167\u6307\u6578\u57fa\u91d1\u7684\u8b8a\u5316\u8a08\u7b97\u5229\u606f\u3002\u5728\u6c92\u6709\u6295\u8cc7\u98a8\u96aa\u689d\u4ef6\u4e0b\u548c\u7121\u7a05\u589e\u9577\u74b0\u5883\u4e2d\uff0c\u73fe\u91d1\u503c\u53ef\u4ee5\u62ff\u5230\u76f8\u5c0d\u8f03\u9ad8\u7684\u589e\u9577\uff0c\u518d\u52a0\u4e0a\u73fe\u91d1\u503c\u53d6\u7528\u9748\u6d3b\uff0c\u2026","rel":"","context":"In &quot;Business&quot;","block_context":{"text":"Business","link":"https:\/\/newsforchinese.com\/v3\/category\/business\/"},"img":{"alt_text":"","src":"https:\/\/i0.wp.com\/newsforchinese.com\/v3\/wp-content\/uploads\/2017\/05\/life-insurance.jpg?resize=350%2C200&ssl=1","width":350,"height":200,"srcset":"https:\/\/i0.wp.com\/newsforchinese.com\/v3\/wp-content\/uploads\/2017\/05\/life-insurance.jpg?resize=350%2C200&ssl=1 1x, https:\/\/i0.wp.com\/newsforchinese.com\/v3\/wp-content\/uploads\/2017\/05\/life-insurance.jpg?resize=525%2C300&ssl=1 1.5x"},"classes":[]},{"id":199559,"url":"https:\/\/newsforchinese.com\/v3\/2021\/04\/11\/%e9%97%9c%e6%96%bc%e8%b3%bc%e8%b2%b7%e7%be%8e%e5%9c%8b%e4%bf%9d%e9%9a%aa%e7%9a%84%e5%8d%81%e6%a2%9d%e7%b4%b0%e7%af%80%e8%a7%a3%e8%ae%80\/","url_meta":{"origin":209205,"position":1},"title":"\u95dc\u65bc\u8cfc\u8cb7\u7f8e\u570b\u4fdd\u96aa\u7684\u5341\u689d\u7d30\u7bc0\u89e3\u8b80","author":"Raymond","date":"April 11, 2021","format":false,"excerpt":"\u76ee\u524d\u4fdd\u96aa\u5e02\u5834\u4e94\u82b1\u516b\u9580\uff0c\u689d\u689d\u6846\u6846\u4e5f\u6578\u4e0d\u52dd\u6578\uff0c\u7279\u5225\u78b0\u5230\u82f1\u6587\u5408\u540c\u66f4\u662f\u8b93\u4eba\u982d\u75bc\u3002\u4f46\u662f\u7121\u8ad6\u5728\u54ea\u8cb7\u4fdd\u96aa\uff0c\u8cb7\u54ea\u7684\u4fdd\u96aa\uff0c\u4f5c\u70ba\u6d88\u8cbb\u8005\u6211\u5011\u90fd\u4e0d\u80fd\u76f2\u76ee\u548c\u6025\u8e81\uff0c\u81ea\u5df1\u628a\u597d\u7b2c\u4e00\u9053\u95dc\u624d\u662f\u6700\u91cd\u8981\u7684\u3002 \u73fe\u5728\u6574\u7406\u51fa\u4e8610\u500b\u85cf\u5728\u7d30\u7bc0\u88e1\u7684\u9b54\u9b3c\uff0c\u548c\u5927\u5bb6\u8aaa\u4e00\u8aaa\u4fdd\u96aa\u88e1\u7684\u90a3\u4e9b\u9580\u9053\u3002 \u4e00\u3002\u8aa0\u5be6\u5730\u544a\u77e5\u81ea\u5df1\u7684\u5065\u5eb7\u72c0\u6cc1 \u9996\u5148\uff0c\u8981\u660e\u767d\u4e00\u500b\u4e8b\u5be6\uff1a\u65e2\u5728\u570b\u5167\u6216\u5728\u9999\u6e2f\uff0c\u7f8e\u570b\u9019\u4e9b\u5730\u65b9\u8cb7\u4fdd\u96aa\uff0c\u5982\u5be6\u7533\u5831\u5065\u5eb7\u72c0\u6cc1\u90fd\u662f\u6700\u70ba\u91cd\u8981\u7684\u4e00\u689d\uff0c\u5426\u5247\u7121\u8ad6\u662f\u6700\u7d42\u63a5\u53d7\u8abf\u89e3\uff0c\u751a\u81f3\u9b27\u4e0a\u6cd5\u5ead\uff0c\u6295\u4fdd\u4eba\u90fd\u662f\u8981\u81ea\u5df1\u627f\u64d4\u98a8\u96aa\u7684\u3002 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