{"id":204468,"date":"2021-07-21T10:25:26","date_gmt":"2021-07-21T17:25:26","guid":{"rendered":"https:\/\/newsforchinese.com\/v3\/?p=204468"},"modified":"2021-07-21T10:25:31","modified_gmt":"2021-07-21T17:25:31","slug":"%e7%be%8e%e5%9c%8b%e4%bf%9d%e9%9a%aa%e5%85%ac%e5%8f%b8%e7%82%ba%e4%bb%80%e9%ba%bc%e4%b8%8d%e6%9c%83%e5%80%92%e9%96%89%ef%bc%9f","status":"publish","type":"post","link":"https:\/\/newsforchinese.com\/v3\/2021\/07\/21\/%e7%be%8e%e5%9c%8b%e4%bf%9d%e9%9a%aa%e5%85%ac%e5%8f%b8%e7%82%ba%e4%bb%80%e9%ba%bc%e4%b8%8d%e6%9c%83%e5%80%92%e9%96%89%ef%bc%9f\/","title":{"rendered":"\u7f8e\u570b\u4fdd\u96aa\u516c\u53f8\u70ba\u4ec0\u9ebc\u4e0d\u6703\u5012\u9589\uff1f"},"content":{"rendered":"\n<p>\u7f8e\u570b\u4fdd\u96aa\u516c\u53f8\u5230\u5e95\u53ef\u4e0d\u53ef\u9760\uff0c\u6703\u4e0d\u6703\u5012\u9589\uff0c\u6703\u4e0d\u6703\u4e0d\u5c65\u884c\u5408\u540c\uff1f\u5f88\u591a\u4eba\u6709\u9019\u6a23\u7684\u7591\u554f\uff0c\u4f46\u5be6\u969b\u4e0a\u7f8e\u570b\u7684\u4fdd\u96aa\u516c\u53f8\u5e02\u5834\u98a8\u96aa\u6975\u4f4e\uff0c\u751a\u81f3\u6bd4\u7f8e\u570b\u5546\u696d\u9280\u884c\u9084\u8981\u5b89\u5168\u3002\u70ba\u4ec0\u9ebc\u9019\u6a23\u8aaa\u5462\uff1f\u4e0b\u9762\uff0c\u6211\u5011\u5c07\u70ba\u5927\u5bb6\u6df1\u5165\u89e3\u6790\uff0c\u627e\u5230\u7b54\u6848\u3002<\/p>\n\n\n\n<!--more-->\n\n\n\n<p>\u5728\u554f\u984c\u89e3\u6790\u4e4b\u524d\uff0c\u5148\u7d66\u5927\u5bb6\u8b1b\u4e00\u500b\u7f8e\u570b\u806f\u90a6\u653f\u5e9c\u3001\u8457\u540d\u6295\u8cc7\u9280\u884c\u548c\u5927\u578b\u4fdd\u96aa\u516c\u53f8\u4e09\u8005\u4e4b\u9593\u767c\u7684\u6545\u4e8b\uff1a<\/p>\n\n\n\n<p>2008\u5e74\uff0c\u7f8e\u570b\u6b21\u8cb8\u5371\u6a5f\u7206\u767c\uff0c\u7f8e\u570b\u91d1\u878d\u696d\u8fce\u4f86\u81f3\u6697\u6642\u523b\uff0c\u5927\u6279\u7f8e\u570b\u516c\u53f8\u3001\u91d1\u878d\u6a5f\u69cb\uff0c\u4ee5\u53ca\u5546\u696d\u9280\u884c\u7d1b\u7d1b\u843d\u5165\u7834\u7522\u7684\u6df1\u6df5\u3002\u64c1\u6709\u767e\u5e74\u66c6\u53f2\u7684\u83ef\u723e\u8857\u91d1\u878d\u7ff9\u695a\u96f7\u66fc\u5144\u5f1f\u4e5f\u96e3\u4ee5\u5016\u514d\uff0c\u6df1\u9677\u50b5\u52d9\u6ce5\u6f6d\u3002\u7f8e\u570b\u4fdd\u96aa\u5de8\u982d\u7f8e\u570b\u570b\u969b\u4fdd\u96aa\u96c6\u5718\uff08AIG\uff09\u56e0\u65d7\u4e0b\u975e\u4fdd\u96aa\u696d\u52d9CDS\u70ba\u4f4f\u623f\u62b5\u62bc\u8cb8\u6b3e\u50b5\u5238\uff08CDOS\uff09\u63d0\u4f9b\u4fe1\u7528\u64d4\u4fdd\uff0c\u5c0e\u81f478\u5104\u7f8e\u5143\u6de8\u640d\u5931\uff0c\u81f4\u4f7f\u6574\u500bAIG\u6ed1\u5411\u4e86\u7834\u7522\u7684\u908a\u7de3\u3002\u90a3\u9ebc\uff0c\u4e00\u500b\u662f\u7f8e\u570b\u4e94\u5927\u6295\u884c\u4e4b\u9996\u7684\u96f7\u66fc\u5144\u5f1f\uff0c\u4e00\u500b\u662f\u7f8e\u570b\u4fdd\u96aa\u696d\u5de8\u982dAIG\uff0c\u7f8e\u570b\u806f\u90a6\u653f\u5e9c\u6703\u6551\u8ab0\u5462\uff1f<\/p>\n\n\n\n<p>\u6700\u7d42\uff0c\u7f8e\u570b\u806f\u90a6\u653f\u5e9c\u5728\u51fa\u8cc7\u642d\u6551\u4e86\u201c\u5169\u623f\u201d\uff08\u5169\u623f\u201c\u623f\u5229\u7f8e\u201d\u8207\u201c\u623f\u5730\u7f8e\u201d\u985e\u4f3c\u65bc\u7f8e\u570b\u7684\u6e96\u570b\u4f01\uff0c\u88ab\u8b7d\u70ba\u7f8e\u570b\u623f\u5730\u7522\u548c\u4f4f\u623f\u91d1\u878d\u7cfb\u7d71\u7684\u6839\u57fa\uff09\u5f8c\uff0c\u518d\u6b21\u51fa\u624b\uff0c\u4ee5850\u5104\u7f8e\u5143\u63a5\u7ba1\u4e86AIG\uff1b\u800c\u66fe\u7d93\u98a8\u5149\u7121\u9650\u7684\u91d1\u878d\u5927\u9c77\uff0c\u6295\u8cc7\u9280\u884c\u9818\u57df\u7684\u201c\u8001\u5927\u54e5\u201d\u96f7\u66fc\u5144\u5f1f\u6700\u7d42\u5ba3\u544a\u7834\u7522\u3002<\/p>\n\n\n\n<p>\u90a3\u9ebc\uff0c\u7f8e\u570b\u806f\u90a6\u653f\u5e9c\u70ba\u4ec0\u9ebc\u8981\u6551AIG\uff0c\u800c\u4e0d\u6551\u96f7\u66fc\u5144\u5f1f\u5462\uff1f<\/p>\n\n\n\n<p>\u9996\u5148\uff0c\u6211\u5011\u8981\u660e\u767d\uff0c\u7f8e\u570b\u96d6\u7136\u662f\u5168\u7403\u7b2c\u4e00\u5927\u7d93\u6fdf\u9ad4\uff0c\u4f46\u662f\u653f\u5e9c\u8cc7\u6e90\u4e5f\u662f\u6709\u9650\u7684\uff0c\u4e0d\u53ef\u80fd\u70ba\u6240\u6709\u53d7\u6b21\u8cb8\u5371\u6a5f\u5f71\u97ff\u7684\u91d1\u878d\u6a5f\u69cb\u63d0\u4f9b\u4fdd\u8b77\u3002\u5176\u6b21\uff0cAIG\u4e00\u65e6\u7834\u7522\uff0c\u6380\u8d77\u7684\u91d1\u878d\u6d77\u562f\u7834\u58de\u6027\u9060\u6bd4\u96f7\u66fc\u5144\u5f1f\u5927\u7684\u591a\uff0c\u6240\u4ee5\u5169\u5bb3\u76f8\u6b0a\u53d6\u5176\u8f15\uff0c\u7f8e\u570b\u653f\u5e9c\u6700\u7d42\u4fdd\u8b77\u4e86AIG\u3002 \u201c\u5927\u800c\u4e0d\u5012\u201d\u7684\u91d1\u878d\u754c\u683c\u8a00\u7531\u6b64\u61c9\u904b\u800c\u751f\u3002<\/p>\n\n\n\n<p>\u62cb\u958b\u201c\u5927\u800c\u4e0d\u5012\u201d\u4e4b\u8aaa\uff0c\u6211\u5011\u770b\u770b\u7f8e\u570b\u4fdd\u96aa\u516c\u53f8\u201c\u5c79\u7acb\u4e0d\u5012\u201d\uff0c\u5e02\u5834\u98a8\u96aa\u6975\u4f4e\u7684\u771f\u6b63\u56e0\u7d20\u6709\u54ea\u4e9b?<\/p>\n\n\n\n<p><strong>1<\/strong><strong>\u5b8c\u5584\u7684\u76e3\u7ba1\u5236\u5ea6<\/strong><\/p>\n\n\n\n<p>\u5728\u7f8e\u570b\uff0c\u4fdd\u96aa\u696d\u5728\u50b3\u7d71\u4e0a\u4e00\u76f4\u7531\u5404\u5dde\u81ea\u884c\u7ba1\u7406\uff0c\u4fdd\u96aa\u516c\u53f8\u7684\u7d93\u71df\u8a31\u53ef\u8b49\u7531\u5404\u5dde\u653f\u5e9c\u9812\u767c\uff0c\u540c\u6642\u9084\u8981\u6eff\u8db3\u9019\u500b\u5dde\u5c0d\u4fdd\u96aa\u516c\u53f8\u7d93\u6fdf\u5be6\u529b\u65b9\u9762\u7684\u8981\u6c42\u3002\u73fe\u5728\uff0c\u7f8e\u570b\u5404\u5dde\u5c0d\u5176\u5dde\u5167\u4fdd\u96aa\u696d\u7684\u76e3\u7763\u7ba1\u7406\u4e00\u822c\u662f\u7acb\u6cd5\u3001\u53f8\u6cd5\u548c\u884c\u653f\u7684\u4e09\u65b9\u76e3\u7ba1\u6a21\u5f0f\u3002\u5728\u5176200\u9918\u5e74\u7684\u4fdd\u96aa\u767c\u5c55\u53f2\u4e2d\uff0c\u7a4d\u7d2f\u4e86\u5927\u91cf\u76e3\u7ba1\u7d93\u9a57\uff0c\u5f62\u6210\u4e86\u4ee5\u5dde\u76e3\u7ba1\u70ba\u4e3b\u3001\u806f\u90a6\u76e3\u7ba1\u70ba\u8f14\u7684\u4e00\u5957\u5b8c\u6574\u7684\u5206\u6b0a\u76e3\u7ba1\u9ad4\u7cfb\u3002<\/p>\n\n\n\n<p><strong>2<\/strong><strong>\u5b8c\u5584\u7684\u6cd5\u5f8b\u5236\u5ea6<\/strong><\/p>\n\n\n\n<p>\u5c0d\u4fdd\u96aa\u516c\u53f8\u800c\u8a00\uff0c\u7f8e\u570b\u5404\u5dde\u7684\u4fdd\u96aa\u6cd5\u90fd\u898f\u5b9a\uff0c\u4fdd\u96aa\u516c\u53f8\u5728\u696d\u52d9\u7d93\u71df\u4e2d\uff0c\u5fc5\u9808\u4f9d\u6cd5\u63d0\u7559\u5404\u7a2e\u8cac\u4efb\u6e96\u5099\u91d1\uff0c\u4e5f\u5c31\u662f\u8aaa\u4fdd\u96aa\u516c\u53f8\u5fc5\u9808\u5f9e\u4fdd\u96aa\u8cbb\u6536\u5165\u4e2d\u63d0\u5b58\u8cc7\u91d1\u5132\u5099\uff0c\u7528\u65bc\u627f\u64d4\u672a\u5230\u671f\u8cac\u4efb\u548c\u8655\u7406\u672a\u6c7a\u8ce0\u511f\u3002\u5c0d\u500b\u4eba\u800c\u8a00\uff0c\u7f8e\u570b\u4eba\u58fd\u4fdd\u96aa\u7684\u73fe\u91d1\u50f9\u503c\u662f\u4e0d\u53d7\u5b98\u53f8\u8ffd\u8a0e\u7684\uff0c\u4eab\u53d7\u53f8\u6cd5\u8c41\u514d\u7684\u4fdd\u969c\uff0c\u901a\u904e\u5408\u7406\u7684\u898f\u5283\u4eba\u58fd\u4fdd\u96aa\uff0c\u53ef\u4ee5\u5be6\u73fe\u8ca1\u5bcc\u7684\u96b1\u79c1\u548c\u9694\u96e2\uff0c\u5728\u4e00\u5b9a\u7a0b\u5ea6\u4e0a\u898f\u907f\u50b5\u52d9\u3001\u5a5a\u59fb\u7b49\u98a8\u96aa\u3002<\/p>\n\n\n\n<p><strong>3<\/strong><strong>\u5168\u7403\u6700\u5148\u9032\u7684\u4fdd\u8b49\u91d1\u548c\u6e05\u7b97\u5236\u5ea6<\/strong><\/p>\n\n\n\n<p>\u5728\u7f8e\u570b\uff0c\u5404\u5dde\u4fdd\u96aa\u7684\u76e3\u7ba1\u90e8\u9580\u90fd\u898f\u5b9a\uff0c\u4fdd\u96aa\u516c\u53f8\u8a2d\u7acb\u6642\uff0c\u61c9\u6309\u672c\u91d1\u7684\u4e00\u5b9a\u6bd4\u4f8b\u5411\u4fdd\u96aa\u76e3\u7ba1\u90e8\u9580\u6307\u5b9a\u7684\u9280\u884c\u7e73\u7d0d\u4fdd\u8b49\u91d1\uff0c\u4ee5\u78ba\u4fdd\u4fdd\u96aa\u516c\u53f8\u7684\u511f\u4ed8\u80fd\u529b\uff0c\u9019\u4e9b\u4fdd\u8b49\u91d1\u5982\u6c92\u6709\u5f97\u5230\u6279\u51c6\u662f\u4e0d\u53ef\u4ee5\u52d5\u7528\u7684\u3002\u6b63\u56e0\u70ba\u6cd5\u5f8b\u7684\u5065\u5168\u548c\u76e3\u7ba1\u90e8\u9580\u7684\u5f97\u529b\uff0c\u8fc4\u4eca\u70ba\u6b62\u7f8e\u570b\u7684\u4eba\u58fd\u4fdd\u96aa\u516c\u53f8\u5373\u4f7f\u7834\u7522\uff0c\u4e5f\u6c92\u6709\u4fdd\u55ae\u672a\u80fd\u511f\u4ed8\u7684\u5148\u4f8b<\/p>\n\n\n\n<p><strong>4<\/strong><strong>\u201c\u96d9\u4fdd\u96aa\u201d\u7684\u518d\u4fdd\u96aa\u5236\u5ea6<\/strong><\/p>\n\n\n\n<p>\u4e0d\u5bb9\u6613\u5012\u4e26\u4e0d\u610f\u5473\u8457\u4e00\u5b9a\u4e0d\u6703\u5012\uff0c\u70ba\u6e1b\u5c11\u548c\u907f\u514d\u4fdd\u96aa\u516c\u53f8\u5012\u9589\u7d66\u5ba2\u6236\u5e36\u4f86\u7684\u640d\u5931\uff0c\u7d66\u793e\u6703\u5e36\u4f86\u7684\u885d\u64ca\uff0c\u653f\u5e9c\u76e3\u7ba1\u6a5f\u69cb\u8981\u6c42\u6240\u6709\u7684\u4fdd\u96aa\u516c\u53f8\u5fc5\u9808\u53c3\u52a0\u518d\u4fdd\u96aa\uff08re-insurance)\uff0c\u7528\u8cb7\u518d\u4fdd\u96aa\u6240\u7e73\u7684\u4fdd\u8cbb\u5728\u6bcf\u4e00\u500b\u5dde\u5efa\u7acb\u4e00\u500b\u64d4\u4fdd\u57fa\u91d1\uff08Guarantee fund)\u3002\u5982\u679c\u67d0\u4fdd\u96aa\u516c\u53f8\u8981\u5012\u9589\u4e86\uff0c\u518d\u4fdd\u96aa\u6a5f\u69cb\u6703\u6307\u5b9a\u53e6\u5916\u4e00\u5bb6\u4fdd\u96aa\u516c\u53f8\u63a5\u7ba1\uff0c\u7531\u64d4\u4fdd\u57fa\u91d1\u8ca0\u8cac\u64d4\u4fdd\uff0c\u5728\u6700\u5927\u7a0b\u5ea6\u4e0a\u78ba\u4fdd\u4e86\u4fdd\u96aa\u516c\u53f8\u7684\u5b89\u5168\u6027\u3002\u63db\u53e5\u8a71\u8aaa\uff0c\u5c31\u7b97\u4fdd\u96aa\u516c\u53f8\u9762\u81e8\u5012\u9589\uff0c\u4e5f\u6703\u6709\u518d\u4fdd\u96aa\u201c\u63a5\u76e4\u201d\u3002<\/p>\n\n\n\n<p><strong>5<\/strong><strong>\u5b8c\u5584\u7684\u4f75\u8cfc\u548c\u91cd\u7d44\u6a5f\u5236<\/strong><\/p>\n\n\n\n<p>\u901a\u5e38\uff0c\u4fdd\u96aa\u516c\u53f8\u7684\u5e02\u5834\u4efd\u984d\u548c\u7af6\u722d\u529b\u4e0d\u8db3\u6642\uff0c\u4ed6\u5011\u90fd\u6703\u9078\u64c7\u4f75\u8cfc\u6216\u91cd\u7d44\u4f86\u64f4\u5927\u898f\u6a21\uff0c\u63d0\u5347\u7af6\u722d\u529b\uff0c\u589e\u52a0\u5e02\u5834\u4efd\u984d\u548c\u63d0\u9ad8\u7d93\u6fdf\u6536\u76ca\u3002\u4e00\u822c\u60c5\u6cc1\u4e0b\uff0c\u4fdd\u96aa\u516c\u53f8\u4f75\u8cfc\u6216\u91cd\u7d44\u90fd\u4e0d\u6703\u6539\u8b8a\u5df2\u751f\u6548\u7684\u4fdd\u55ae\u3002\u4fdd\u55ae\u7684\u5408\u540c\u689d\u6b3e\uff0c\u6536\u76ca\u90fd\u7dad\u6301\u4e0d\u8b8a\uff0c\u56e0\u6b64\u5ba2\u6236\u7684\u5229\u76ca\u4e5f\u4e0d\u6703\u767c\u751f\u8b8a\u5316\u3002<\/p>\n\n\n\n<p>\u4e0d\u7ba1\u662f\u666e\u901a\u516c\u53f8\u4f75\u8cfc\uff0c\u9084\u662f\u4fdd\u96aa\u516c\u53f8\u9032\u884c\u4f75\u8cfc\uff0c\u90fd\u6703\u6d89\u53ca\u5fa9\u96dc\u7684\u7a0b\u5e8f\u548c\u5404\u65b9\u5229\u76ca\uff0c\u56e0\u6b64\u96e2\u4e0d\u958b\u5b8c\u5584\u7684\u6cd5\u5f8b\u5236\u5ea6\u548c\u5f37\u5927\u7684\u8cc7\u672c\u5e02\u5834\u70ba\u4f9d\u6258\u3002\u63db\u53e5\u8a71\u8aaa\uff0c\u7f8e\u570b\u4fdd\u96aa\u516c\u53f8\u7684\u4f75\u8cfc\u6216\u91cd\u7d44\u662f\u7f8e\u570b\u5b8c\u5584\u7684\u6cd5\u5f8b\u5236\u5ea6\u53ca\u8cc7\u672c\u5e02\u5834\u7684\u7522\u7269<\/p>\n\n\n\n<p><strong>6<\/strong><strong>\u5b8c\u5584\u7684\u8a55\u7d1a\u5236\u5ea6<\/strong><\/p>\n\n\n\n<p>\u5728\u7f8e\u570b\uff0c\u5168\u7403\u4e09\u5927\u7368\u7acb\u4fe1\u7528\u8a55\u7d1a\u6a5f\u69cbMoody&#8217;s\uff08\u7a46\u8fea\uff09\u3001Stand &amp; Poor\uff08\u6a19\u6e96\u666e\u723e\uff09\u548cFitch\uff08\u60e0\u8b7d\u570b\u969b\uff09\u6703\u901a\u904e\u8861\u91cf\u4fdd\u96aa\u516c\u53f8\u7684\u904e\u5f80\u6b77\u53f2\u3001\u8cc7\u7522\u8ca0\u50b5\u3001\u7406\u8ce0\u80fd\u529b\u3001\u76c8\u5229\u80fd\u529b\uff0c\u4ee5\u53ca\u4eca\u5f8c\u7684\u767c\u5c55\u7b49\uff0c\u5c0d\u4fdd\u96aa\u516c\u53f8\u7684\u8ca1\u52d9\u5be6\u529b\u548c\u7406\u8ce0\u80fd\u529b\u9032\u884c\u5168\u9762\u8a55\u4f30\uff0c\u6839\u64da\u8a55\u4f30\u7d50\u679c\uff0c\u7528A\uff08\u8868\u793a\u98a8\u96aa\u5c0f\uff09\u3001B\uff08\u8868\u793a\u6709\u4e00\u5b9a\u98a8\u96aa\uff09\u3001C\uff08\u8868\u793a\u98a8\u96aa\u6975\u5927\uff09\u3001D\uff08\u8868\u793a\u5df2\u7d93\u7834\u7522\uff09\u9032\u884c\u6253\u5206\u3002\u4ee5\u4e0a3\u5bb6\u4fe1\u7528\u8a55\u7d1a\u6a5f\u69cb\u4e0d\u50c5\u5c0d\u516c\u53f8\u9032\u884c\u8a55\u4f30\uff0c\u9084\u8a55\u4f30\u5404\u570b\u653f\u5e9c\u7684\u570b\u50b5\uff0c\u4e14\u5a01\u529b\u6ce2\u53ca\u5168\u7403\uff1b\u6bcf\u4e00\u6b21\u7684\u8a55\u4f30\u8abf\u6574\u90fd\u6703\u5f71\u97ff\u4e00\u500b\u570b\u5bb6\u751a\u81f3\u5168\u7403\u7684\u91d1\u878d\u5e02\u5834\u98a8\u5411\u3002<\/p>\n\n\n\n<p>\u7f8e\u570b\u4fdd\u96aa\u516c\u53f8\u7684\u8a55\u7d1a\u90fd\u5f88\u9ad8\uff0c\u8a55\u5206\u57fa\u672c\u90fd\u8655\u65bcA\u7d1a\uff1b\u540c\u6642\uff0c\u7f8e\u570b\u4fdd\u96aa\u516c\u53f8\u9084\u53d7\u5e38\u898f\u5be9\u8a08\u3001\u6e05\u511f\u80fd\u529b\u3001\u6295\u8cc7\u7bc4\u570d\u7b49\u591a\u65b9\u5236\u7d04\uff0c\u4fdd\u96aa\u516c\u53f8\u7684\u8ca1\u52d9\u5be6\u529b\u548c\u7406\u8ce0\u80fd\u529b\u90fd\u975e\u5e38\u5f37\uff0c\u4e0d\u6703\u51fa\u73fe\u4e0d\u5c65\u884c\u5408\u540c\u7684\u4e8b\u60c5\u3002<\/p>\n\n\n\n<p>\u81ea18\u4e16\u7d0020\u5e74\u4ee3\u7f8e\u570b\u7b2c\u4e00\u5bb6\u6d77\u4e0a\u4fdd\u96aa\u7d44\u7e54\u8a95\u751f\uff0c\u7f8e\u570b\u4fdd\u96aa\u696d\u5df2\u6709\u5169\u767e\u591a\u5e74\u7684\u6b77\u53f2\uff1b\u6642\u81f3\u4eca\u65e5\uff0c\u7f8e\u570b\u4fdd\u96aa\u5e02\u5834\u4e5f\u5df2\u6210\u70ba\u5168\u7403\u898f\u6a21\u6700\u5927\u7684\u4fdd\u96aa\u5e02\u5834\u3002\u540c\u6642\uff0c\u5728\u4fdd\u96aa\u7522\u54c1\u5275\u65b0\u3001\u4fdd\u96aa\u8cc7\u91d1\u7a4d\u7d2f\u548c\u904b\u7528\u3001\u4fdd\u96aa\u76e3\u7ba1\u6a21\u5f0f\uff0c\u4ee5\u53ca\u4fdd\u96aa\u6cd5\u5f8b\u7b49\u65b9\u9762\u90fd\u662f\u5176\u4ed6\u5404\u570b\u501f\u9452\u548c\u53c3\u8003\u7684\u5c0d\u8c61\uff0c\u7121\u8ad6\u5728\u5168\u7403\u4fdd\u96aa\u884c\u696d\uff0c\u9084\u662f\u7f8e\u570b\u91d1\u878d\u884c\u696d\u90fd\u4f54\u64da\u8457\u91cd\u8981\u5730\u4f4d\u3002<\/p>\n\n\n\n<p>\u7f8e\u570b\u4fdd\u96aa\u516c\u53f8\u4e0d\u50c5\u201c\u5927\u800c\u4e0d\u5012\u201d\uff0c\u9084\u64c1\u6709\u5b8c\u5584\u7684\u4fdd\u96aa\u548c\u6cd5\u5f8b\u9ad4\u4fc2\u70ba\u4f9d\u6258\uff0c\u5148\u9032\u7684\u4fdd\u8b49\u91d1\u548c\u6e05\u7b97\u5236\u5ea6\u3001\u8a55\u7d1a\u5236\u5ea6\u3001\u4f75\u8cfc\u548c\u91cd\u7d44\u6a5f\u5236\u4fdd\u99d5\u8b77\u822a\uff0c\u201c\u518d\u4fdd\u96aa\u201d\u70ba\u58d3\u8259\u77f3\uff1b\u7d9c\u4e0a\u56e0\u7d20\uff0c\u78ba\u4fdd\u4e86\u7f8e\u570b\u4fdd\u96aa\u516c\u53f8\u5e02\u5834\u98a8\u96aa\u6975\u4f4e\uff0c\u5c79\u7acb\u4e0d\u5012\u3002<\/p>\n\n\n\n<p>\u6587\/\u9ec3\u66c9\u6771<\/p>\n\n\n\n<p>408-466-0233 dhuang@elitefig.com<\/p>\n\n\n\n<figure class=\"wp-block-image size-large\"><img decoding=\"async\" src=\"https:\/\/newsforchinese.com\/v3\/wp-content\/uploads\/2021\/06\/\u9ec3\u66c9\u6771.jpg\" alt=\"\" class=\"wp-image-202180\"\/><\/figure>\n<div class=\"gsp_post_data\" \r\n\t            data-post_type=\"post\" \r\n\t            data-cat=\"business,biz,local,money,opinion,%e9%a7%90%e7%ab%99%e4%bd%9c%e5%ae%b6\" \r\n\t            data-modified=\"120\"\r\n\t            data-created=\"1626863126\"\r\n\t            data-title=\"\u7f8e\u570b\u4fdd\u96aa\u516c\u53f8\u70ba\u4ec0\u9ebc\u4e0d\u6703\u5012\u9589\uff1f\" \r\n\t            data-home=\"https:\/\/newsforchinese.com\/v3\"><\/div>","protected":false},"excerpt":{"rendered":"<p>\u7f8e\u570b\u4fdd\u96aa\u516c\u53f8\u5230\u5e95\u53ef\u4e0d\u53ef\u9760\uff0c\u6703\u4e0d\u6703\u5012\u9589\uff0c\u6703\u4e0d\u6703\u4e0d\u5c65\u884c\u5408\u540c\uff1f\u5f88\u591a\u4eba\u6709\u9019\u6a23\u7684\u7591\u554f\uff0c\u4f46\u5be6\u969b\u4e0a\u7f8e\u570b\u7684\u4fdd\u96aa\u516c\u53f8\u5e02\u5834\u98a8\u96aa\u6975\u4f4e\uff0c\u751a\u81f3\u6bd4\u7f8e\u570b\u5546\u696d\u9280\u884c\u9084\u8981\u5b89\u5168\u3002\u70ba\u4ec0\u9ebc\u9019\u6a23\u8aaa\u5462\uff1f\u4e0b\u9762\uff0c\u6211\u5011\u5c07\u70ba\u5927\u5bb6\u6df1\u5165\u89e3\u6790\uff0c\u627e\u5230\u7b54\u6848\u3002<\/p>\n","protected":false},"author":1,"featured_media":204469,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"episode_type":"","audio_file":"","podmotor_file_id":"","podmotor_episode_id":"","cover_image":"","cover_image_id":"","duration":"","filesize":"","filesize_raw":"","date_recorded":"","explicit":"","block":"","_jetpack_newsletter_access":"","_jetpack_dont_email_post_to_subs":false,"_jetpack_newsletter_tier_id":0,"_jetpack_memberships_contains_paywalled_content":false,"_jetpack_memberships_contains_paid_content":false,"footnotes":"","jetpack_publicize_message":"","jetpack_publicize_feature_enabled":true,"jetpack_social_post_already_shared":true,"jetpack_social_options":{"image_generator_settings":{"template":"highway","default_image_id":0,"font":"","enabled":false},"version":2},"_wpas_customize_per_network":false,"jetpack_post_was_ever_published":false},"categories":[609,13,7,18,31,139],"tags":[],"series":[],"class_list":["post-204468","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-business","category-biz","category-local","category-money","category-opinion","category-139"],"aioseo_notices":[],"featured_image_urls":{"medium":"https:\/\/newsforchinese.com\/v3\/wp-content\/uploads\/2021\/07\/Group-Life-Insurance-300x162.jpg","thumbnail":"https:\/\/newsforchinese.com\/v3\/wp-content\/uploads\/2021\/07\/Group-Life-Insurance-150x150.jpg","round-personnel-size":"https:\/\/newsforchinese.com\/v3\/wp-content\/uploads\/2021\/07\/Group-Life-Insurance-400x270.jpg","small-grid-size":"https:\/\/newsforchinese.com\/v3\/wp-content\/uploads\/2021\/07\/Group-Life-Insurance-400x270.jpg","post-board-1-2":"https:\/\/newsforchinese.com\/v3\/wp-content\/uploads\/2021\/07\/Group-Life-Insurance-450x270.jpg"},"appp_media":null,"episode_featured_image":"https:\/\/newsforchinese.com\/v3\/wp-content\/uploads\/2021\/07\/Group-Life-Insurance.jpg","episode_player_image":"https:\/\/newsforchinese.com\/v3\/wp-content\/uploads\/2022\/11\/avatars-DFF30y5My1u3eZvX-2nXMSw-original.jpg","download_link":"","player_link":"","audio_player":false,"episode_data":{"playerMode":"dark","subscribeUrls":[],"rssFeedUrl":"https:\/\/newsforchinese.com\/v3\/feed\/podcast\/%e8%80%81%e4%b8%ad%e5%bb%a3%e6%92%ad%e9%9b%bb%e5%8f%b0","embedCode":"<blockquote class=\"wp-embedded-content\" data-secret=\"Bbk5dpeU6Z\"><a href=\"https:\/\/newsforchinese.com\/v3\/2021\/07\/21\/%e7%be%8e%e5%9c%8b%e4%bf%9d%e9%9a%aa%e5%85%ac%e5%8f%b8%e7%82%ba%e4%bb%80%e9%ba%bc%e4%b8%8d%e6%9c%83%e5%80%92%e9%96%89%ef%bc%9f\/\">\u7f8e\u570b\u4fdd\u96aa\u516c\u53f8\u70ba\u4ec0\u9ebc\u4e0d\u6703\u5012\u9589\uff1f<\/a><\/blockquote><iframe sandbox=\"allow-scripts\" security=\"restricted\" src=\"https:\/\/newsforchinese.com\/v3\/2021\/07\/21\/%e7%be%8e%e5%9c%8b%e4%bf%9d%e9%9a%aa%e5%85%ac%e5%8f%b8%e7%82%ba%e4%bb%80%e9%ba%bc%e4%b8%8d%e6%9c%83%e5%80%92%e9%96%89%ef%bc%9f\/embed\/#?secret=Bbk5dpeU6Z\" width=\"500\" height=\"350\" title=\"&#8220;\u7f8e\u570b\u4fdd\u96aa\u516c\u53f8\u70ba\u4ec0\u9ebc\u4e0d\u6703\u5012\u9589\uff1f&#8221; &#8212; News for Chinese \uff0d \u820a\u91d1\u5c71\u7063\u5340No.1\u514d\u8cbb\u83ef\u4eba\u793e\u5340\u5831\u7d19\" data-secret=\"Bbk5dpeU6Z\" frameborder=\"0\" marginwidth=\"0\" marginheight=\"0\" scrolling=\"no\" class=\"wp-embedded-content\"><\/iframe><script type=\"text\/javascript\">\n\/* <![CDATA[ *\/\n\/*! This file is auto-generated *\/\n!function(d,l){\"use strict\";l.querySelector&&d.addEventListener&&\"undefined\"!=typeof URL&&(d.wp=d.wp||{},d.wp.receiveEmbedMessage||(d.wp.receiveEmbedMessage=function(e){var t=e.data;if((t||t.secret||t.message||t.value)&&!\/[^a-zA-Z0-9]\/.test(t.secret)){for(var s,r,n,a=l.querySelectorAll('iframe[data-secret=\"'+t.secret+'\"]'),o=l.querySelectorAll('blockquote[data-secret=\"'+t.secret+'\"]'),c=new RegExp(\"^https?:$\",\"i\"),i=0;i<o.length;i++)o[i].style.display=\"none\";for(i=0;i<a.length;i++)s=a[i],e.source===s.contentWindow&&(s.removeAttribute(\"style\"),\"height\"===t.message?(1e3<(r=parseInt(t.value,10))?r=1e3:~~r<200&&(r=200),s.height=r):\"link\"===t.message&&(r=new URL(s.getAttribute(\"src\")),n=new URL(t.value),c.test(n.protocol))&&n.host===r.host&&l.activeElement===s&&(d.top.location.href=t.value))}},d.addEventListener(\"message\",d.wp.receiveEmbedMessage,!1),l.addEventListener(\"DOMContentLoaded\",function(){for(var e,t,s=l.querySelectorAll(\"iframe.wp-embedded-content\"),r=0;r<s.length;r++)(t=(e=s[r]).getAttribute(\"data-secret\"))||(t=Math.random().toString(36).substring(2,12),e.src+=\"#?secret=\"+t,e.setAttribute(\"data-secret\",t)),e.contentWindow.postMessage({message:\"ready\",secret:t},\"*\")},!1)))}(window,document);\n\/\/# sourceURL=https:\/\/newsforchinese.com\/v3\/wp-includes\/js\/wp-embed.min.js\n\/* ]]> *\/\n<\/script>\n"},"jetpack_publicize_connections":[],"jetpack_featured_media_url":"https:\/\/newsforchinese.com\/v3\/wp-content\/uploads\/2021\/07\/Group-Life-Insurance.jpg","jetpack-related-posts":[{"id":204794,"url":"https:\/\/newsforchinese.com\/v3\/2021\/07\/31\/%e7%be%8e%e5%9c%8b%e4%bf%9d%e9%9a%aa%e5%85%ac%e5%8f%b8%e5%a4%a7%e8%80%8c%e4%b8%8d%e5%80%92%ef%bc%8c%e9%82%84%e6%98%af%e5%8f%a6%e6%9c%89%e6%b3%95%e5%af%b6\/","url_meta":{"origin":204468,"position":0},"title":"\u7f8e\u570b\u4fdd\u96aa\u516c\u53f8\u201c\u5927\u800c\u4e0d\u5012\u201d\uff0c\u9084\u662f\u53e6\u6709\u201c\u6cd5\u5bf6\u201d","author":"Raymond","date":"July 31, 2021","format":false,"excerpt":"\u8207\u975e\u7f8e\u7c4d\u7684\u6d77\u5916\u4eba\u58eb\u804a\u8d77\u7f8e\u570b\u4fdd\u96aa\uff0c\u4ed6\u5011\u6709\u6642\u6703\u6709\u4e00\u4e9b\u64d4\u6182\uff0c\u6bd4\u5982\uff1a\u7f8e\u570b\u4fdd\u96aa\u516c\u53f8\u53ef\u4e0d\u53ef\u9760\uff0c\u6703\u4e0d\u6703\u5012\u9589\uff0c\u6703\u4e0d\u6703\u4e0d\u5c65\u884c\u5408\u540c\u7b49\u3002\u6709\u7591\u554f\u662f\u6b63\u5e38\u7684\uff0c\u4f46\u662f\u9019\u7a2e\u64d4\u6182\u662f\u591a\u616e\u4e86\uff0c \u56e0\u70ba\u7f8e\u570b\u7684\u4fdd\u96aa\u516c\u53f8\u5e02\u5834\u98a8\u96aa\u6975\u4f4e\uff0c\u751a\u81f3\u6bd4\u7f8e\u570b\u5546\u696d\u9280\u884c\u9084\u8981\u5b89\u5168\u3002\u70ba\u4ec0\u9ebc\u9019\u6a23\u8aaa\u5462\uff1f\u4e0b\u9762\uff0c\u6211\u5011\u5c07\u70ba\u5927\u5bb6\u6df1\u5165\u89e3\u6790\uff0c\u627e\u5230\u7b54\u6848\u3002 \u5728\u554f\u984c\u89e3\u6790\u4e4b\u524d\uff0c\u5148\u7d66\u5927\u5bb6\u8b1b\u4e00\u500b\u7f8e\u570b\u806f\u90a6\u653f\u5e9c\u3001\u8457\u540d\u6295\u8cc7\u9280\u884c\u548c\u5927\u578b\u4fdd\u96aa\u516c\u53f8\u4e09\u8005\u4e4b\u9593\u767c\u7684\u6545\u4e8b\uff1a 2008\u5e74\uff0c\u7f8e\u570b\u6b21\u8cb8\u5371\u6a5f\u7206\u767c\uff0c\u7f8e\u570b\u91d1\u878d\u696d\u8fce\u4f86\u81f3\u6697\u6642\u523b\uff0c\u5927\u6279\u7f8e\u570b\u516c\u53f8\u3001\u91d1\u878d\u6a5f\u69cb\uff0c\u4ee5\u53ca\u5546\u696d\u9280\u884c\u7d1b\u7d1b\u843d\u5165\u7834\u7522\u7684\u6df1\u6df5\u3002\u64c1\u6709\u767e\u5e74\u66c6\u53f2\u7684\u83ef\u723e\u8857\u91d1\u878d\u7ff9\u695a\u96f7\u66fc\u5144\u5f1f\u4e5f\u96e3\u4ee5\u5016\u514d\uff0c\u6df1\u9677\u50b5\u52d9\u6ce5\u6f6d\u3002\u7f8e\u570b\u4fdd\u96aa\u5de8\u982d\u7f8e\u570b\u570b\u969b\u4fdd\u96aa\u96c6\u5718\uff08AIG\uff09\u56e0\u65d7\u4e0b\u975e\u4fdd\u96aa\u696d\u52d9CDS\u70ba\u4f4f\u623f\u62b5\u62bc\u8cb8\u6b3e\u50b5\u5238\uff08CDOS\uff09\u63d0\u4f9b\u4fe1\u7528\u64d4\u4fdd\uff0c\u5c0e\u81f478\u5104\u7f8e\u5143\u6de8\u640d\u5931\uff0c\u81f4\u4f7f\u6574\u500bAIG\u6ed1\u5411\u4e86\u7834\u7522\u7684\u908a\u7de3\u3002\u90a3\u9ebc\uff0c\u4e00\u500b\u662f\u7f8e\u570b\u4e94\u5927\u6295\u884c\u4e4b\u9996\u7684\u96f7\u66fc\u5144\u5f1f\uff0c\u4e00\u500b\u662f\u7f8e\u570b\u4fdd\u96aa\u696d\u5de8\u982dAIG\uff0c\u7f8e\u570b\u806f\u90a6\u653f\u5e9c\u6703\u6551\u8ab0\u5462\uff1f \u6700\u7d42\uff0c\u7f8e\u570b\u806f\u90a6\u653f\u5e9c\u5728\u51fa\u8cc7\u642d\u6551\u4e86\u201c\u5169\u623f\u201d\uff08\u5169\u623f\u201c\u623f\u5229\u7f8e\u201d\u8207\u201c\u623f\u5730\u7f8e\u201d\u985e\u4f3c\u65bc\u7f8e\u570b\u7684\u6e96\u570b\u4f01\uff0c\u88ab\u8b7d\u70ba\u7f8e\u570b\u623f\u5730\u7522\u548c\u4f4f\u623f\u91d1\u878d\u7cfb\u7d71\u7684\u6839\u57fa\uff09\u5f8c\uff0c\u518d\u6b21\u51fa\u624b\uff0c\u4ee5850\u5104\u7f8e\u5143\u63a5\u7ba1\u4e86AIG\uff1b\u800c\u66fe\u7d93\u98a8\u5149\u7121\u9650\u7684\u91d1\u878d\u5927\u9c77\uff0c\u6295\u8cc7\u9280\u884c\u9818\u57df\u7684\u201c\u8001\u5927\u54e5\u201d\u96f7\u66fc\u5144\u5f1f\u6700\u7d42\u5ba3\u544a\u7834\u7522\u3002 \u90a3\u9ebc\uff0c\u7f8e\u570b\u806f\u90a6\u653f\u5e9c\u70ba\u4ec0\u9ebc\u8981\u6551AIG\uff0c\u800c\u4e0d\u6551\u96f7\u66fc\u5144\u5f1f\u5462\uff1f \u9996\u5148\uff0c\u6211\u5011\u8981\u660e\u767d\uff0c\u7f8e\u570b\u96d6\u7136\u662f\u5168\u7403\u7b2c\u4e00\u5927\u7d93\u6fdf\u9ad4\uff0c\u4f46\u662f\u653f\u5e9c\u8cc7\u6e90\u4e5f\u662f\u6709\u9650\u7684\uff0c\u4e0d\u53ef\u80fd\u70ba\u6240\u6709\u53d7\u6b21\u8cb8\u5371\u6a5f\u5f71\u97ff\u7684\u91d1\u878d\u6a5f\u69cb\u63d0\u4f9b\u4fdd\u8b77\u3002\u5176\u6b21\uff0cAIG\u4e00\u65e6\u7834\u7522\uff0c\u6380\u8d77\u7684\u91d1\u878d\u6d77\u562f\u7834\u58de\u6027\u9060\u6bd4\u96f7\u66fc\u5144\u5f1f\u5927\u7684\u591a\uff0c\u6240\u4ee5\u5169\u5bb3\u76f8\u6b0a\u53d6\u5176\u8f15\uff0c\u7f8e\u570b\u653f\u5e9c\u6700\u7d42\u4fdd\u8b77\u4e86AIG\u3002 \u201c\u5927\u800c\u4e0d\u5012\u201d\u7684\u91d1\u878d\u754c\u683c\u8a00\u7531\u6b64\u61c9\u904b\u800c\u751f\u3002 \u62cb\u958b\u201c\u5927\u800c\u4e0d\u5012\u201d\u4e4b\u8aaa\uff0c\u6211\u5011\u770b\u770b\u7f8e\u570b\u4fdd\u96aa\u516c\u53f8\u201c\u5c79\u7acb\u4e0d\u5012\u201d\uff0c\u5e02\u5834\u98a8\u96aa\u6975\u4f4e\u7684\u771f\u6b63\u56e0\u7d20\u6709\u54ea\u4e9b\uff1f 01\u5b8c\u5584\u7684\u76e3\u7ba1\u5236\u5ea6 \u5728\u7f8e\u570b\uff0c\u4fdd\u96aa\u696d\u5728\u50b3\u7d71\u4e0a\u4e00\u76f4\u7531\u5404\u5dde\u81ea\u884c\u7ba1\u7406\uff0c\u4fdd\u96aa\u516c\u53f8\u7684\u7d93\u71df\u8a31\u53ef\u8b49\u7531\u5404\u5dde\u653f\u5e9c\u9812\u767c\uff0c\u540c\u6642\u9084\u8981\u6eff\u8db3\u9019\u500b\u5dde\u5c0d\u4fdd\u96aa\u516c\u53f8\u7d93\u6fdf\u5be6\u529b\u65b9\u9762\u7684\u8981\u6c42\u3002\u73fe\u5728\uff0c\u7f8e\u570b\u5404\u5dde\u5c0d\u5176\u5dde\u5167\u4fdd\u96aa\u696d\u7684\u76e3\u7763\u7ba1\u7406\u4e00\u822c\u662f\u7acb\u6cd5\u3001\u53f8\u6cd5\u548c\u884c\u653f\u7684\u4e09\u65b9\u76e3\u7ba1\u6a21\u5f0f\u3002\u5728\u5176200\u9918\u5e74\u7684\u4fdd\u96aa\u767c\u5c55\u53f2\u4e2d\uff0c\u7a4d\u7d2f\u4e86\u5927\u91cf\u76e3\u7ba1\u7d93\u9a57\uff0c\u5f62\u6210\u4e86\u4ee5\u5dde\u76e3\u7ba1\u70ba\u4e3b\u3001\u806f\u90a6\u76e3\u7ba1\u70ba\u8f14\u7684\u4e00\u5957\u5b8c\u6574\u7684\u5206\u6b0a\u76e3\u7ba1\u9ad4\u7cfb\u3002 02\u5b8c\u5584\u7684\u6cd5\u5f8b\u5236\u5ea6 \u5c0d\u4fdd\u96aa\u516c\u53f8\u800c\u8a00\uff0c\u7f8e\u570b\u5404\u5dde\u7684\u4fdd\u96aa\u6cd5\u90fd\u898f\u5b9a\uff0c\u4fdd\u96aa\u516c\u53f8\u5728\u696d\u52d9\u7d93\u71df\u4e2d\uff0c\u5fc5\u9808\u4f9d\u6cd5\u63d0\u7559\u5404\u7a2e\u8cac\u4efb\u6e96\u5099\u91d1\uff0c\u4e5f\u5c31\u662f\u8aaa\u4fdd\u96aa\u516c\u53f8\u5fc5\u9808\u5f9e\u4fdd\u96aa\u8cbb\u6536\u5165\u4e2d\u63d0\u5b58\u8cc7\u91d1\u5132\u5099\uff0c\u7528\u65bc\u627f\u64d4\u672a\u5230\u671f\u8cac\u4efb\u548c\u8655\u7406\u672a\u6c7a\u8ce0\u511f\u3002\u5c0d\u500b\u4eba\u800c\u8a00\uff0c\u7f8e\u570b\u4eba\u58fd\u4fdd\u96aa\u7684\u73fe\u91d1\u50f9\u503c\u662f\u4e0d\u53d7\u5b98\u53f8\u8ffd\u8a0e\u7684\uff0c\u4eab\u53d7\u53f8\u6cd5\u8c41\u514d\u7684\u4fdd\u969c\uff0c\u901a\u904e\u5408\u7406\u7684\u898f\u5283\u4eba\u58fd\u4fdd\u96aa\uff0c\u53ef\u4ee5\u5be6\u73fe\u8ca1\u5bcc\u7684\u96b1\u79c1\u548c\u9694\u96e2\uff0c\u5728\u4e00\u5b9a\u7a0b\u5ea6\u4e0a\u898f\u907f\u50b5\u52d9\u3001\u5a5a\u59fb\u7b49\u98a8\u96aa\u3002 03\u5168\u7403\u6700\u5148\u9032\u7684\u4fdd\u8b49\u91d1\u548c\u6e05\u7b97\u5236\u5ea6 \u5728\u7f8e\u570b\uff0c\u5404\u5dde\u4fdd\u96aa\u7684\u76e3\u7ba1\u90e8\u9580\u90fd\u898f\u5b9a\uff0c\u4fdd\u96aa\u516c\u53f8\u8a2d\u7acb\u6642\uff0c\u61c9\u6309\u672c\u91d1\u7684\u4e00\u5b9a\u6bd4\u4f8b\u5411\u4fdd\u96aa\u76e3\u7ba1\u90e8\u9580\u6307\u5b9a\u7684\u9280\u884c\u7e73\u7d0d\u4fdd\u8b49\u91d1\uff0c\u4ee5\u78ba\u4fdd\u4fdd\u96aa\u516c\u53f8\u7684\u511f\u4ed8\u80fd\u529b\uff0c\u9019\u4e9b\u4fdd\u8b49\u91d1\u5982\u6c92\u6709\u5f97\u5230\u6279\u51c6\u662f\u4e0d\u53ef\u4ee5\u52d5\u7528\u7684\u3002\u6b63\u56e0\u70ba\u6cd5\u5f8b\u7684\u5065\u5168\u548c\u76e3\u7ba1\u90e8\u9580\u7684\u5f97\u529b\uff0c\u8fc4\u4eca\u70ba\u6b62\u7f8e\u570b\u7684\u4eba\u58fd\u4fdd\u96aa\u516c\u53f8\u5373\u4f7f\u7834\u7522\uff0c\u4e5f\u6c92\u6709\u4fdd\u55ae\u672a\u80fd\u511f\u4ed8\u7684\u5148\u4f8b\u3002 04\u201c\u96d9\u4fdd\u96aa\u201d\u7684\u518d\u4fdd\u96aa\u5236\u5ea6 \u4e0d\u5bb9\u6613\u5012\u4e26\u4e0d\u610f\u5473\u8457\u4e00\u5b9a\u4e0d\u6703\u5012\uff0c\u70ba\u6e1b\u5c11\u548c\u907f\u514d\u4fdd\u96aa\u516c\u53f8\u5012\u9589\u7d66\u5ba2\u6236\u5e36\u4f86\u7684\u640d\u5931\uff0c\u7d66\u793e\u6703\u5e36\u4f86\u7684\u885d\u64ca\uff0c\u653f\u5e9c\u76e3\u7ba1\u6a5f\u69cb\u8981\u6c42\u6240\u6709\u7684\u4fdd\u96aa\u516c\u53f8\u5fc5\u9808\u53c3\u52a0\u518d\u4fdd\uff08reinsurance)\uff0c\u7528\u8cb7\u518d\u4fdd\u96aa\u6240\u7e73\u7684\u4fdd\u8cbb\u5728\u6bcf\u4e00\u500b\u5dde\u5efa\u7acb\u4e00\u500b\u64d4\u4fdd\u57fa\u91d1\uff08Guarantee fund)\u3002\u5982\u679c\u67d0\u4fdd\u96aa\u516c\u53f8\u8981\u5012\u9589\u4e86\uff0c\u518d\u4fdd\u96aa\u6a5f\u69cb\u6703\u6307\u5b9a\u53e6\u5916\u4e00\u5bb6\u4fdd\u96aa\u516c\u53f8\u63a5\u7ba1\uff0c\u7531\u64d4\u4fdd\u57fa\u91d1\u8ca0\u8cac\u64d4\u4fdd\uff0c\u5728\u6700\u5927\u7a0b\u5ea6\u4e0a\u78ba\u4fdd\u4e86\u4fdd\u96aa\u516c\u53f8\u7684\u5b89\u5168\u6027\u3002\u63db\u53e5\u8a71\u8aaa\uff0c\u5c31\u7b97\u4fdd\u96aa\u516c\u53f8\u9762\u81e8\u5012\u9589\uff0c\u4e5f\u6703\u6709\u518d\u4fdd\u96aa\u201c\u63a5\u76e4\u201d\u3002 05\u5b8c\u5584\u7684\u4f75\u8cfc\u548c\u91cd\u7d44\u6a5f\u5236 \u901a\u5e38\uff0c\u4fdd\u96aa\u516c\u53f8\u7684\u5e02\u5834\u4efd\u984d\u548c\u7af6\u722d\u529b\u4e0d\u8db3\u6642\uff0c\u4ed6\u5011\u90fd\u6703\u9078\u64c7\u4f75\u8cfc\u6216\u91cd\u7d44\u4f86\u64f4\u5927\u898f\u6a21\uff0c\u63d0\u5347\u7af6\u722d\u529b\uff0c\u589e\u52a0\u5e02\u5834\u4efd\u984d\u548c\u63d0\u9ad8\u7d93\u6fdf\u6536\u76ca\u3002\u4e00\u822c\u60c5\u6cc1\u4e0b\uff0c\u4fdd\u96aa\u516c\u53f8\u4f75\u8cfc\u6216\u91cd\u7d44\u90fd\u4e0d\u6703\u6539\u8b8a\u5df2\u751f\u6548\u7684\u4fdd\u55ae\u3002\u4fdd\u55ae\u7684\u5408\u540c\u689d\u6b3e\uff0c\u6536\u76ca\u90fd\u7dad\u6301\u4e0d\u8b8a\uff0c\u56e0\u6b64\u5ba2\u6236\u7684\u5229\u76ca\u4e5f\u4e0d\u6703\u767c\u751f\u8b8a\u5316\u3002 \u4e0d\u7ba1\u662f\u666e\u901a\u516c\u53f8\u4f75\u8cfc\uff0c\u9084\u662f\u4fdd\u96aa\u516c\u53f8\u9032\u884c\u4f75\u8cfc\uff0c\u90fd\u6703\u6d89\u53ca\u5fa9\u96dc\u7684\u7a0b\u5e8f\u548c\u5404\u65b9\u5229\u76ca\uff0c\u56e0\u6b64\u96e2\u4e0d\u958b\u5b8c\u5584\u7684\u6cd5\u5f8b\u5236\u5ea6\u548c\u5f37\u5927\u7684\u8cc7\u672c\u5e02\u5834\u70ba\u4f9d\u6258\u3002\u63db\u53e5\u8a71\u8aaa\uff0c\u7f8e\u570b\u4fdd\u96aa\u516c\u53f8\u7684\u4f75\u8cfc\u6216\u91cd\u7d44\u662f\u7f8e\u570b\u5b8c\u5584\u7684\u6cd5\u5f8b\u5236\u5ea6\u53ca\u8cc7\u672c\u5e02\u5834\u7684\u7522\u7269\u3002 06\u5b8c\u5584\u7684\u8a55\u7d1a\u5236\u5ea6 \u5728\u7f8e\u570b\uff0c\u5168\u7403\u4e09\u5927\u7368\u7acb\u4fe1\u7528\u8a55\u7d1a\u6a5f\u69cbMoody\u2019s\uff08\u7a46\u8fea\uff09\u3001Stand & Poor\uff08\u6a19\u6e96\u666e\u723e\uff09\u548cFitch\uff08\u60e0\u8b7d\u570b\u969b\uff09\u6703\u901a\u904e\u8861\u91cf\u4fdd\u96aa\u516c\u53f8\u7684\u904e\u5f80\u6b77\u53f2\u3001\u8cc7\u7522\u8ca0\u50b5\u3001\u7406\u8ce0\u80fd\u529b\u3001\u76c8\u5229\u80fd\u529b\uff0c\u4ee5\u53ca\u4eca\u5f8c\u7684\u767c\u5c55\u7b49\uff0c\u5c0d\u4fdd\u96aa\u516c\u53f8\u7684\u8ca1\u52d9\u5be6\u529b\u548c\u7406\u8ce0\u80fd\u529b\u9032\u884c\u5168\u9762\u8a55\u4f30\uff0c\u6839\u64da\u8a55\u4f30\u7d50\u679c\uff0c\u7528A\uff08\u8868\u793a\u98a8\u96aa\u5c0f\uff09\u3001B\uff08\u8868\u793a\u6709\u4e00\u5b9a\u98a8\u96aa\uff09\u3001C\uff08\u8868\u793a\u98a8\u96aa\u6975\u5927\uff09\u3001D\uff08\u8868\u793a\u5df2\u7d93\u7834\u7522\uff09\u9032\u884c\u6253\u5206\u3002\u4ee5\u4e0a3\u5bb6\u4fe1\u7528\u8a55\u7d1a\u6a5f\u69cb\u4e0d\u50c5\u5c0d\u516c\u53f8\u9032\u884c\u8a55\u4f30\uff0c\u9084\u8a55\u4f30\u5404\u570b\u653f\u5e9c\u7684\u570b\u50b5\uff0c\u4e14\u5a01\u529b\u6ce2\u53ca\u5168\u7403\uff1b\u6bcf\u4e00\u6b21\u7684\u8a55\u4f30\u8abf\u6574\u90fd\u6703\u5f71\u97ff\u4e00\u500b\u570b\u5bb6\u751a\u81f3\u5168\u7403\u7684\u91d1\u878d\u5e02\u5834\u98a8\u5411\u3002 \u7f8e\u570b\u4fdd\u96aa\u516c\u53f8\u7684\u8a55\u7d1a\u90fd\u5f88\u9ad8\uff0c\u8a55\u5206\u57fa\u672c\u90fd\u8655\u65bcA\u7d1a\uff1b\u540c\u6642\uff0c\u7f8e\u570b\u4fdd\u96aa\u516c\u53f8\u9084\u53d7\u5e38\u898f\u5be9\u8a08\u3001\u6e05\u511f\u80fd\u529b\u3001\u6295\u8cc7\u7bc4\u570d\u7b49\u591a\u65b9\u5236\u7d04\uff0c\u4fdd\u96aa\u516c\u53f8\u7684\u8ca1\u52d9\u5be6\u529b\u548c\u7406\u8ce0\u80fd\u529b\u90fd\u975e\u5e38\u5f37\uff0c\u4e0d\u6703\u51fa\u73fe\u4e0d\u5c65\u884c\u5408\u540c\u7684\u4e8b\u60c5\u3002 \u81ea18\u4e16\u7d0020\u5e74\u4ee3\u7f8e\u570b\u7b2c\u4e00\u5bb6\u6d77\u4e0a\u4fdd\u96aa\u7d44\u7e54\u8a95\u751f\uff0c\u7f8e\u570b\u4fdd\u96aa\u696d\u5df2\u6709\u5169\u767e\u591a\u5e74\u7684\u6b77\u53f2\uff1b\u6642\u81f3\u4eca\u65e5\uff0c\u7f8e\u570b\u4fdd\u96aa\u5e02\u5834\u4e5f\u5df2\u6210\u70ba\u5168\u7403\u898f\u6a21\u6700\u5927\u7684\u4fdd\u96aa\u5e02\u5834\u3002\u540c\u6642\uff0c\u5728\u4fdd\u96aa\u7522\u54c1\u5275\u65b0\u3001\u4fdd\u96aa\u8cc7\u91d1\u7a4d\u7d2f\u548c\u904b\u7528\u3001\u4fdd\u96aa\u76e3\u7ba1\u6a21\u5f0f\uff0c\u4ee5\u53ca\u4fdd\u96aa\u6cd5\u5f8b\u7b49\u65b9\u9762\u90fd\u662f\u5176\u4ed6\u5404\u570b\u501f\u9452\u548c\u53c3\u8003\u7684\u5c0d\u8c61\uff0c\u7121\u8ad6\u5728\u5168\u7403\u4fdd\u96aa\u884c\u696d\uff0c\u9084\u662f\u7f8e\u570b\u91d1\u878d\u884c\u696d\u90fd\u4f54\u64da\u8457\u91cd\u8981\u5730\u4f4d\u3002 \u7f8e\u570b\u4fdd\u96aa\u516c\u53f8\u4e0d\u50c5\u201c\u5927\u800c\u4e0d\u5012\u201d\uff0c\u9084\u64c1\u6709\u5b8c\u5584\u7684\u4fdd\u96aa\u548c\u6cd5\u5f8b\u9ad4\u4fc2\u70ba\u4f9d\u6258\uff0c\u5148\u9032\u7684\u4fdd\u8b49\u91d1\u548c\u6e05\u7b97\u5236\u5ea6\u3001\u8a55\u7d1a\u5236\u5ea6\u3001\u4f75\u8cfc\u548c\u91cd\u7d44\u6a5f\u5236\u4fdd\u99d5\u8b77\u822a\uff0c\u201c\u518d\u4fdd\u96aa\u201d\u70ba\u58d3\u8259\u77f3\uff1b\u7d9c\u4e0a\u56e0\u7d20\uff0c\u78ba\u4fdd\u4e86\u7f8e\u570b\u4fdd\u96aa\u516c\u53f8\u5e02\u5834\u98a8\u96aa\u6975\u4f4e\uff0c\u5c79\u7acb\u4e0d\u5012\u3002 \u6587\/\u9ec3\u66c9\u6771 408-466-0233 dhuang@elitefig.com","rel":"","context":"In &quot;Business&quot;","block_context":{"text":"Business","link":"https:\/\/newsforchinese.com\/v3\/category\/business\/"},"img":{"alt_text":"","src":"https:\/\/i0.wp.com\/newsforchinese.com\/v3\/wp-content\/uploads\/2021\/07\/business-life-insurance-company-1.jpg?resize=350%2C200&ssl=1","width":350,"height":200,"srcset":"https:\/\/i0.wp.com\/newsforchinese.com\/v3\/wp-content\/uploads\/2021\/07\/business-life-insurance-company-1.jpg?resize=350%2C200&ssl=1 1x, https:\/\/i0.wp.com\/newsforchinese.com\/v3\/wp-content\/uploads\/2021\/07\/business-life-insurance-company-1.jpg?resize=525%2C300&ssl=1 1.5x"},"classes":[]},{"id":203801,"url":"https:\/\/newsforchinese.com\/v3\/2021\/07\/06\/%e9%ab%98%e6%b7%a8%e5%80%bc%e4%ba%ba%e5%a3%ab%e7%82%ba%e4%bb%80%e9%ba%bc%e5%81%8f%e6%84%9b%e7%be%8e%e5%9c%8b%e4%bf%9d%e9%9a%aa\/","url_meta":{"origin":204468,"position":1},"title":"\u9ad8\u6de8\u503c\u4eba\u58eb\u70ba\u4ec0\u9ebc\u504f\u611b\u7f8e\u570b\u4fdd\u96aa","author":"Raymond","date":"July 6, 2021","format":false,"excerpt":"\u65b0\u51a0\u75ab\u60c5\u5c0d\u5168\u7403\u7684\u7d93\u6fdf\u548c\u751f\u6d3b\u90fd\u9020\u6210\u4e86\u4e00\u5b9a\u7684\u5f71\u97ff\uff0c\u9019\u5834\u201c\u6230\u5f79\u201d\u4e0d\u5206\u570b\u754c\u548c\u5340\u57df\uff0c\u95dc\u4e4e\u8457\u4e16\u754c\u683c\u5c40\u3001\u751f\u6b7b\u5b58\u4ea1\u4ee5\u53ca\u5bb6\u5ead\u8ca1\u5bcc\u548c\u500b\u4eba\u5065\u5eb7\u3002\u800c\u201c\u6230\u5f79\u201d\u80cc\u5f8c\u8b93\u4eba\u89ba\u9192\u7684\u9664\u4e86\u9632\u75ab\u610f\u8b58\uff0c\u9084\u6709\u907f\u96aa\u610f\u8b58\u3002 \u4e16\u754c\u591a\u570b\u5c01\u9396\u7981\u4ee4\uff0c\u591a\u500b\u7d93\u6fdf\u9ad4\u7d1b\u7d1b\u5be6\u884c\u8ca0\u5229\u7387\u653f\u7b56\uff0c\u9762\u5c0d\u9019\u4e9b\u4e0d\u7a69\u5b9a\u7684\u570b\u969b\u5f62\u52e2\uff0c\u9ad8\u6de8\u503c\u5ba2\u6236\u7684\u907f\u96aa\u9700\u6c42\u88ab\u9010\u6b65\u559a\u9192\u3002\u9632\u6b62\u8ca1\u5bcc\u7e2e\u6c34\uff0c\u8d8a\u4f86\u8d8a\u591a\u7684\u9ad8\u6de8\u503c\u4eba\u58eb\u4ee5\u53ca\u5bcc\u88d5\u5bb6\u5ead\u90fd\u628a\u7f8e\u570b\u4eba\u58fd\u4fdd\u96aa\u4f5c\u70ba\u8cc7\u7522\u914d\u7f6e\u3001\u8ca1\u5bcc\u50b3\u627f\u3001\u7a05\u52d9\u898f\u5283\u3001\u50b5\u52d9\u9694\u96e2\u4ee5\u53ca\u990a\u8001\u898f\u5283\u7684\u91cd\u8981\u5de5\u5177\uff0c\u70ba\u81ea\u5df1\u4ee5\u53ca\u5bb6\u5ead\u9444\u8d77\u4e00\u9053\u201c\u9632\u706b\u7246\u201d\u3002 \u5982\u4eca\uff0c\u9ad8\u6de8\u503c\u4eba\u58eb\u914d\u7f6e\u7f8e\u570b\u5927\u984d\u4eba\u58fd\u4fdd\u55ae\u5df2\u7d93\u4e0d\u662f\u4e00\u4ef6\u65b0\u9bae\u4e8b\uff0c\u70ba\u4ec0\u9ebc\u7f8e\u570b\u4eba\u58fd\u4fdd\u96aa\u6df1\u53d7\u5927\u5bb6\u7684\u559c\u611b\u5462\uff1f\u4e0b\u9762\u6211\u5011\u5c31\u4f86\u770b\u770b\uff0c\u7f8e\u570b\u58fd\u96aa\u5230\u5e95\u6709\u4f55\u512a\u52e2\uff0c\u80fd\u7d66\u500b\u6210\u70ba\u7121\u6578\u5bcc\u4eba\u7684\u5fc5\u5099\u5de5\u5177 \u6b77\u53f2\u60a0\u4e45\uff0c\u6cd5\u5f8b\u9ad4\u7cfb\u5b8c\u5584\u5f9e1872\u5e74\u7b2c\u4e00\u5f35\u7f8e\u570b\u4fdd\u55ae\u81f3\u4eca\uff0c\u7f8e\u570b\u58fd\u96aa\u5df2\u7d93\u6709200\u591a\u5e74\u7684\u6b77\u53f2\u3002\u7f8e\u570b\u4fdd\u96aa\u884c\u696d\u4e0d\u7ba1\u5728\u6cd5\u5f8b\u6cd5\u898f\uff0c\u9084\u662f\u5728\u884c\u696d\u76e3\u7ba1\u65b9\u9762\u90fd\u8655\u65bc\u9818\u5148\u5730\u4f4d\u3002\u7f8e\u570b\u4fdd\u96aa\u7684\u76e3\u7ba1\u9ad4\u7cfb\u3001\u6cd5\u5f8b\u6cd5\u898f\uff0c\u4fdd\u96aa\u516c\u53f8\u7684\u904b\u4f5c\u548c\u7d93\u71df\u4ee5\u53ca\u7522\u54c1\u5275\u65b0\u65b9\u9762\u90fd\u662f\u5176\u4ed6\u570b\u5bb6\u548c\u5730\u5340\u501f\u9452\u7684\u4e3b\u8981\u5c0d\u8c61\u3002 \u7f8e\u570b\u4fdd\u96aa\u884c\u696d\u7531\u806f\u90a6\u653f\u5e9c\u548c\u5dde\u653f\u5e9c\u7684\u96d9\u91cd\u76e3\u7ba1\uff0c\u806f\u90a6\u653f\u5e9c\u548c\u5dde\u653f\u5e9c\u5c0d\u4fdd\u96aa\u884c\u696d\u64c1\u6709\u7368\u7acb\u7684\u7ba1\u7406\u548c\u7acb\u6cd5\u6b0a\u3002\u6240\u4ee5\uff0c\u7f8e\u570b\u4fdd\u96aa\u516c\u53f8\u63a5\u53d7\u6975\u70ba\u56b4\u683c\u7684\u76e3\u7ba1\uff0c\u6bcf\u5bb6\u4fdd\u96aa\u516c\u53f8\u7684\u4fdd\u96aa\u7522\u54c1\u90fd\u8981\u7d93\u904e\u591a\u500b\u76e3\u7ba1\u90e8\u9580\u7684\u5be9\u6279\u624d\u80fd\u63a8\u5411\u5e02\u5834\u3002 \u6b64\u5916\uff0c\u653f\u5e9c\u898f\u5b9a\u6bcf\u500b\u4fdd\u96aa\u516c\u53f8\u4e5f\u5fc5\u9808\u6709\u7279\u5225\u7684\u4fdd\u8b49\u91d1\u4ee5\u5099\u8ce0\u4ed8\u9700\u6c42\u3002\u5373\u4fbf\u662f\u4fdd\u8b49\u91d1\u62b5\u79a6\u4e0d\u4e86\u5f37\u70c8\u7684\u5e02\u5834\u98a8\u96aa\u885d\u64ca\uff0c\u6b64\u6642\u9084\u6709\u518d\u4fdd\u96aa\u516c\u53f8\u9019\u500b\u201c\u5c4f\u969c\u201d\uff0c\u4fdd\u96aa\u516c\u53f8\u4e0d\u80fd\u627f\u53d7\u7684\u98a8\u96aa\u7531\u518d\u4fdd\u96aa\u516c\u53f8\u627f\u64d4\u3002 \u7f8e\u570b\u58fd\u96aa\u516c\u8a8d\u7684\u201c\u6027\u50f9\u6bd4\u4e4b\u738b\"\u4e0d\u5c11\u4eba\u5929\u7136\u7684\u89ba\u5f97\u7f8e\u570b\u4fdd\u96aa\u4e00\u5b9a\u5f88\u8cb4\uff0c\u4e8b\u5be6\u4e0a\uff0c\u5728\u4fdd\u8cbb\u50f9\u683c\u512a\u52e2\u9019\u4e00\u9805\u4e0a\uff0c\u6050\u6015\u6c92\u6709\u54ea\u500b\u570b\u5bb6\u53ef\u4ee5\u8207\u7f8e\u570b\u76f8\u6bd4\u3002\u6578\u64da\u986f\u793a\uff0c\u5728\u540c\u7b49\u4fdd\u984d\u7684\u60c5\u6cc1\u4e0b\uff0c\u7f8e\u570b\u7684\u4fdd\u8cbb\u662f\u4e2d\u570b\u9999\u6e2f\u3001\u4e2d\u570b\u53f0\u7063\u3001\u97d3\u570b\u7684\u4e09\u5206\u4e4b\u4e00\uff0c\u65e5\u672c\u7684\u4e94\u5206\u4e4b\u4e00\uff0c\u5167\u5730\u7684\u516d\u5206\u4e4b\u4e00\u3002\u539f\u56e0\u5728\u65bc\u7f8e\u570b\u7684\u58fd\u547d\u9810\u671f\u662f\u5168\u6700\u9577\u7684\uff0c\u9054\u5230\u4e86120\u6b72\u3002\u6240\u4ee5\uff0c\u7f8e\u570b\u4fdd\u96aa\u516c\u53f8\u7684\u98a8\u96aa\u6210\u672c\u76f8\u5c0d\u8f03\u4f4e\u3002 \u6b64\u5916\uff0c\u7f8e\u570b\u4fdd\u96aa\u516c\u53f8\u5728\u7522\u54c1\u8a2d\u8a08\u3001\u4fdd\u96aa\u91d1\u6295\u8cc7\u4ee5\u53ca\u6210\u672c\u63a7\u5236\u7b49\u591a\u65b9\u9762\u90fd\u5177\u6709\u5de8\u5927\u512a\u52e2\u3002\u4ee5IUL\uff08\u6307\u6578\u578b\u842c\u80fd\u58fd\u96aa\uff09\u7522\u54c1\u70ba\u4f8b\uff0c\u4fdd\u55ae\u6536\u76ca\u8207\u6307\u6578\u639b\u9264\uff08\u4f8b\u5982\uff1a\u6a19\u666e500\uff09\uff0c\u8a08\u7b97\u65b9\u6cd5\u7c21\u55ae\u900f\u660e\u3002\u7d50\u5408\u201c\u4fdd\u5e95\u9396\u5229\u201d\u7684\u7368\u7279\u6a5f\u5236\uff0c\u8907\u5229\u751f\u606f\u3002\u904e\u53bb20\u5e74\uff0c\u6536\u76ca\u4e00\u76f4\u4fdd\u6301\u57287%\u5de6\u53f3\uff0c\u6536\u76ca\u76f8\u5c0d\u6bd4\u8f03\u7a69\u5b9a\u3002\u56e0\u6b64\uff0c\u7f8e\u570b\u4eba\u58fd\u4fdd\u96aa\u7684\u69d3\u687f\u4e00\u822c\u90fd\u53ef\u4ee5\u505a\u52305\u500d\u300110\u500d\u751a\u81f3\u66f4\u9ad8\u3002 \u8cc7\u7522\u914d\u7f6e\u4e2d\u5fc5\u4e0d\u53ef\u5c11\u7684\u5927\u985e\u7f8e\u5143\u8cc7\u7522\u5982\u4eca\u201c\u9ed1\u5929\u9d5d\u201d\u7b49\u4e8b\u4ef6\u983b\u6709\u767c\u751f\uff0c\u7f8e\u5143\u8cc7\u7522\u7684\u898f\u907f\u98a8\u96aa\u4f5c\u7528\u6108\u767c\u660e\u986f\uff0c\u56e0\u6b64\u9ad8\u6de8\u503c\u4eba\u58eb\u914d\u7f6e\u7f8e\u5143\u8cc7\u7522\u7684\u9700\u6c42\u9010\u6b65\u589e\u52a0\u3002\u5c31\u76ee\u524d\u4f86\u770b\uff0c\u91d1\u878d\u5e02\u5834\u5c31\u201c\u4fdd\u5e95\u201d\u548c\u201c\u56fa\u5b9a\u6536\u76ca\u201d\u7522\u54c1\uff0c\u9664\u4e86\u9280\u884c\u5b58\u6b3e\u3001\u5c0d\u6c96\u8b49\u5238\u548c\u90e8\u5206\u50b5\u5238\u5c31\u662f\u7f8e\u570b\u4fdd\u96aa\u3002\u5168\u7403\u4f4e\u5229\u7387\uff0c\u751a\u81f3\u96f6\u5229\u7387\u3001\u8ca0\u5229\u7387\uff0c\u96a8\u8457\u7f8e\u806f\u5132\u7684\u983b\u983b\u964d\u606f\uff0c\u5404\u500b\u9280\u884c\u7684\u5229\u7387\u4e5f\u4e00\u76f4\u4e0b\u964d\u3002\u9019\u5c0d\u65bc\u6c92\u6709\u592a\u591a\u7f8e\u570b\u8b49\u5238\u4ea4\u6613\u7d93\u9a57\u7684\u5ba2\u6236\uff0c\u76f4\u63a5\u9032\u5165\u5c0d\u6c96\u4ea4\u6613\u8b49\u5238\u5e02\u5834\u7684\u98a8\u96aa\u5f88\u5927\u3002 \u7136\u800c\uff0c\u7f8e\u570b\u4fdd\u96aa\u5f9e\u8a95\u751f\u4ee5\u4f86\uff0c\u6700\u6838\u5fc3\u7684\u50f9\u503c\u5c31\u662f\u4fdd\u969c\uff08\u4fdd\u4eba\uff0c\u4fdd\u8cc7\u7522\uff09\uff0c\u5145\u5206\u78ba\u4fdd\u6295\u8cc7\u4eba\u8cc7\u7522\u5b89\u5168\uff0c\u4fdd\u969c\u6295\u8cc7\u4eba\u7684\u5229\u76ca\u3002\u76ee\u524d\uff0c\u7f8e\u570b\u4fdd\u96aa\u662f\u5e02\u5834\u74b0\u5883\u4e0b\u5f88\u597d\u7684\u7f8e\u5143\u6295\u8cc7\u7522\u54c1\u3002 \u5168\u7403\u7a05\u52d9\u7c4c\u5283\u7684\u91cd\u8981\u5de5\u5177\u96a8\u8457CRS\u7684\u9010\u6b65\u843d\u5730\uff0c\u76ee\u524d\u5168\u7403\u5df2\u6709100\u591a\u500b\u570b\u5bb6\u548c\u5730\u5340\u627f\u8afe\u5be6\u65bdCRS\uff0c\u5176\u4e2d\u5305\u62ec\u958b\u66fc\u7fa4\u5cf6\u3001\u767e\u6155\u5927\u7b49\u50b3\u7d71\u7684\u96e2\u5cb8\u907f\u7a05\u5929\u5802\u3002\u53e6\u5916\uff0c\u5df2\u7d93\u670990\u591a\u500b\u570b\u5bb6\u7684\u5730\u5340\u7c3d\u7f72\u591a\u908a\u81ea\u52d5\u4ea4\u63db\u5354\u8b70\uff0c\u5176\u4e2d\u5305\u62ec\u4e2d\u570b\u3001\u52a0\u62ff\u5927\u3001\u65b0\u52a0\u5761\u3001\u99ac\u4f86\u897f\u4e9e\u3001\u9999\u6e2f\u7b49\uff0c\u9019\u610f\u5473\u8457\uff0c\u4e00\u4e9b\u9ad8\u6de8\u503c\u4eba\u58eb\u7684\u6d77\u5916\u91d1\u878d\u8cec\u6236\u5931\u53bb\u96b1\u79c1\u3002 \u76ee\u524d\uff0c\u7f8e\u570b\u5be6\u884cFATCA\uff0c\u6c92\u6709\u52a0\u5165CRS\uff0c\u6240\u4ee5\u7f8e\u570b\u8cec\u6236\u7684\u91d1\u878d\u4fe1\u606f\u4e0d\u6703\u8207CRS\u570b\u5bb6\u4ea4\u63db\uff0c\u8cc7\u7522\u4fe1\u606f\u6536\u5230\u4fdd\u8b77\u3002 \u53e6\u5916\uff0c\u6839\u64da\u7f8e\u570b\u570b\u7a05\u5c40\uff08IRS\uff09\u7684\u898f\u5b9a\uff0c\u4eba\u58fd\u4fdd\u55ae\u7684\u6536\u76ca\u514d\u8cc7\u672c\u5229\u5f97\u7a05\uff0c\u8eab\u6545\u7406\u8ce0\u91d1\u514d\u6240\u5f97\u7a05\uff0c\u642d\u914d\u4e0d\u53ef\u64a4\u92b7\u4fe1\u8a17\uff0c\u9084\u80fd\u514d\u9664\u907a\u50b3\u7a05\u3002\u56e0\u6b64\uff0c\u7f8e\u570b\u4fdd\u96aa\u662f\u5929\u7136\u7684\u7a05\u52d9\u7c4c\u5283\u5de5\u5177\uff0c\u80fd\u5920\u6709\u6548\u89e3\u6c7a\u5168\u7403\u7a05\u52d9\u898f\u5283\u7684\u554f\u984c\u3002 \u4eab\u6709\u53f8\u6cd5\u8c41\u514d\uff0c\u4e0d\u53d7\u5b98\u53f8\u8ffd\u7d22\u7f8e\u570b\u4eba\u58fd\u4fdd\u96aa\u7684\u73fe\u91d1\u50f9\u503c\u4e0d\u53d7\u5b98\u53f8\u8ffd\u8a0e\uff0c\u4eab\u6709\u53f8\u6cd5\u8c41\u514d\u4fdd\u969c\u3002\u901a\u904e\u5408\u7406\u898f\u5283\uff0c\u7f8e\u570b\u4eba\u58fd\u4fdd\u96aa\u53ef\u4ee5\u5be6\u73fe\u8ca1\u5bcc\u7684\u9694\u96e2\uff0c\u5728\u4e00\u5b9a\u7a0b\u5ea6\u4e0a\u5be6\u73fe\u898f\u907f\u5a5a\u59fb\u4ee5\u53ca\u653f\u6cbb\u7b49\u4e0d\u78ba\u5b9a\u7684\u98a8\u96aa\u3002\u53e6\u5916\uff0c\u7f8e\u570b\u4eba\u58fd\u4fdd\u96aa\u642d\u914d\u7f8e\u570b\u4fe1\u8a17\uff0c\u80fd\u5920\u6700\u5927\u7a0b\u5ea6\u5be6\u73fe\u98a8\u96aa\u9694\u96e2\u548c\u8cc7\u7522\u4fdd\u8b77\u3002 \u4fdd\u96aa\u516c\u53f8\u91cd\u4fe1\u8b7d\uff0c\u7406\u8ce0\u7c21\u55ae\u7f8e\u570b\u4fdd\u96aa\u696d\u5df2\u7d93\u767c\u5c55\u4e86\u4e8c\u767e\u591a\u5e74\uff0c\u4fdd\u96aa\u516c\u53f8\u6bd4\u8f03\u6ce8\u91cd\u81ea\u5df1\u7684\u4fe1\u8b7d\uff0c\u7406\u8ce0\u7c21\u55ae\u800c\u53ca\u6642\uff0c\u8a00\u8fad\u898f\u7bc4\uff0c\u4e0d\u73a9\u6587\u5b57\u904a\u6232\u3002 \u5728\u7f8e\u570b\uff0c\u5f9e\u4f86\u6c92\u6709\u767c\u751f\u56e0\u4fdd\u96aa\u516c\u53f8\u627e\u501f\u56d7\u4e0d\u8ce0\u6216\u662f\u6545\u610f\u62d6\u5ef6\u7406\u8ce0\u7684\u60c5\u6cc1\u3002\u4e00\u65e6\u767c\u751f\u7406\u8ce0\u722d\u8b70\uff0c\u6cd5\u5f8b\u4e5f\u50be\u5411\u65bc\u4fdd\u8b77\u6d88\u8cbb\u8005\u7684\u5229\u76ca\uff0c\u9019\u4e00\u9ede\u662f\u53ea\u6709\u5e7e\u5341\u5e74\u767c\u5c55\u6b77\u53f2\u7684\u5927\u591a\u6578\u4e9e\u6d32\u570b\u5bb6\u7684\u4fdd\u96aa\u696d\u6c92\u6cd5\u6bd4\u7684\uff0c\u5c24\u5176\u662f\u58fd\u96aa\u3002 \u9664\u4e86\u4fdd\u96aa\u516c\u53f8\u6bd4\u8f03\u201c\u5b88\u898f\u77e9\u201d\uff0c\u7f8e\u570b\u58fd\u96aa\u7406\u8ce0\u4fbf\u6377\u7684\u539f\u56e0\u9084\u6709\u4ed6\u5011\u7684\u201c\u56b4\u9032\u5bec\u51fa\u201d\u653f\u7b56\u3002\u5728\u6838\u4fdd\u6642\u8017\u6642\u8f03\u9577\uff0c\u6838\u4fdd\u689d\u4ef6\u76f8\u5c0d\u56b4\u683c\uff0c\u800c\u5728\u8ce0\u4ed8\u6642\u975e\u5e38\u9ad8\u6548\uff0c\u7a0b\u5e8f\u4e5f\u5f88\u7c21\u55ae\uff0c\u53ea\u9700\u63d0\u4f9b\u6b7b\u4ea1\u8b49\u660e\u7ffb\u8b6f\u4ef6\u53ca\u6b7b\u4ea1\u7406\u8ce0\u7533\u8acb\u55ae\u5373\u53ef\u8fa6\u7406\uff0c\u7121\u9700\u524d\u5f80\u7f8e\u570b\u3002 \u7f8e\u570b\u4eba\u58fd\u4fdd\u96aa\u5df2\u7d93\u6210\u70ba\u7121\u6578\u7406\u8ca1\u5c08\u5bb6\u3001\u8ca1\u5bcc\u9ad8\u624b\u7684\u5e38\u5099\u5de5\u5177\u3002\u5982\u679c\u60a8\u6709\u9700\u8981\uff0c\u7d66\u81ea\u5df1\u548c\u5bb6\u5ead\u6210\u54e1\u914d\u7f6e\u4e00\u4efd\u7f8e\u570b\u4eba\u58fd\u4fdd\u55ae\u662f\u500b\u4e0d\u932f\u7684\u9078\u64c7\u3002 \u6587\/\u9ec3\u66c9\u6771 408-466-0233 dhuang@elitefig.com","rel":"","context":"In &quot;Business&quot;","block_context":{"text":"Business","link":"https:\/\/newsforchinese.com\/v3\/category\/business\/"},"img":{"alt_text":"","src":"https:\/\/i0.wp.com\/newsforchinese.com\/v3\/wp-content\/uploads\/2021\/07\/Careers-with-High-Salary-908x400-1.jpg?resize=350%2C200&ssl=1","width":350,"height":200},"classes":[]},{"id":6404,"url":"https:\/\/newsforchinese.com\/v3\/2010\/12\/11\/aigs-transaction-agreement\/","url_meta":{"origin":204468,"position":2},"title":"\u8ca1\u653f\u90e8\u5c0dAIG\u4ea4\u6613\u5354\u5b9a\u767c\u8868\u8072\u660e","author":"Raymond","date":"December 11, 2010","format":false,"excerpt":"\u9019\u4e00\u5354\u8b70\u5c07\u52a0\u5feb\u7f8e\u570b\u653f\u5e9c\u5f9eAIG\u4e2d\u9000\u51fa\uff0c\u4e26\u78ba\u4fdd\u7f8e\u570b\u4eba\u6536\u56de\u81ea\u5df1\u7684\u6295\u8cc7\u3002\u6b64\u9805\u4ea4\u6613\u5c07\u4e0d\u9072\u65bc2011\u5e743\u670815\u5b8c\u6210\u3002","rel":"","context":"In &quot;\u7f8e\u570b\u65b0\u805e&quot;","block_context":{"text":"\u7f8e\u570b\u65b0\u805e","link":"https:\/\/newsforchinese.com\/v3\/category\/news\/"},"img":{"alt_text":"","src":"http:\/\/t1.gstatic.com\/images?q=tbn:ANd9GcRr0zdnjZ8b5vPdF_aJyjCG7fbRBz8-d2ghY2PfBuv5MZ48R9O7Qg","width":350,"height":200},"classes":[]},{"id":138833,"url":"https:\/\/newsforchinese.com\/v3\/2017\/05\/28\/%e7%be%8e%e5%9c%8b%e4%ba%ba%e5%a3%bd%e3%80%81%e8%b2%a1%e7%94%a2%e4%bf%9d%e9%9a%aa%e7%9b%b8%e9%97%9c%e6%b3%95%e5%be%8b%e5%b8%b8%e8%ad%98\/","url_meta":{"origin":204468,"position":3},"title":"\u7f8e\u570b\u4eba\u58fd\u3001\u8ca1\u7522\u4fdd\u96aa\u76f8\u95dc\u6cd5\u5f8b\u5e38\u8b58","author":"Raymond","date":"May 28, 2017","format":false,"excerpt":"\u8ca1\u7522\u4fdd\u8b77\uff0c\u628a\u5df2\u8cfa\u5230\u7684\u8cc7\u7522\u5b8c\u6574\u5730\u50b3\u627f\u7d66\u5b50\u5973\u5f8c\u4ee3\u3002\u7f8e\u570b\u7684\u80a5\u5496\u689d\u6b3e\u898f\u5b9a\uff0c\u4e00\u4f46\u6210\u70ba\u7f8e\u570b\u516c\u6c11\u6216\u62ff\u7da0\u5361\uff0c\u5c31\u8981\u7533\u5831\u6d77\u5916\u8cc7\u7522\uff0c\u5168\u7403\u8ffd\u7a05\u3002\u505aEB-5\u79fb\u6c11\u7684\u83ef\u4eba\uff0c\u5728\u5927\u9678\u5927\u591a\u6709\u5927\u91cf\u7684\u8cc7\u7522\uff0c\u9762\u81e8\u8457\u7e73\u7d0d\u5927\u91cf\u7a05\u91d1\u7d66\u7f8e\u570b\u653f\u5e9c\uff0c\u56e0\u6b64\u9020\u6210\u5f88\u591a\u5abd\u5abd\u5e36\u5b69\u5b50\u4f86\u7f8e\u8b80\u66f8\uff0c\u62ff\u7da0\u5361\u3001\u7b49\u516c\u6c11\uff1a\u5148\u751f\u4e0d\u8fa6\u7da0\u5361\uff0c\u8ca1\u7522\u6b0a\u5728\u5148\u751f\u8eab\u4e0a\uff0c\u5f9e\u800c\u907f\u958b\u4e86\u6d77\u5916\u8cc7\u7522\u7a05\u3002\u8ca1\u7522\u6b0a\u7d66\u4e86\u5148\u751f\uff0c\u5148\u751f\u53c8\u4e0d\u5728\u8eab\u908a\uff0c\u9019\u6a23\u592a\u592a\u548c\u5b69\u5b50\u90fd\u7f3a\u4e4f\u4fdd\u969c\u3002\u5982\u679c\u8cb7\u500b\u7f8e\u570b\u7684\u907a\u7522\u4fdd\u96aa\uff0c\u5982\u679c\u5148\u751f\u904e\u4e16\u6642\uff0c\u5728\u7f8e\u570b\u7684\u592a\u592a\u53ef\u4ee5\u9818\u52301000\u842c-1500\u842c\u7684\u7406\u8ce0\u91d1\uff0c\u9019\u662f\u514d\u7a05\u7684\u7d42\u8eab\u6536\u5165\uff0c\u4e0d\u53d7\u80a5\u5496\u8abf\u689d\u4f8b\u7d04\u675f\u3002 \u00a0 \u53f8\u6cd5\u8c41\u514d\uff1a\u5728\u7f8e\u570b\uff0c\u4eba\u58fd\u4fdd\u96aa\u73fe\u91d1\u503c\u4e0d\u53d7\u5b98\u53f8\u8ffd\u8a0e\uff0c\u4eab\u53d7\u53f8\u6cd5\u6216\u514d\u5f97\u4fdd\u969c\u3002\u4e2d\u570b\u5bcc\u4eba\u8cb7\u7f8e\u570b\u7684\u4eba\u58fd\u4fdd\u96aa\uff0c\u53ef\u4ee5\u5206\u6563\u98a8\u96aa\u3002\u4e16\u754c500\u5f37\u7f8e\u570b\u4f01\u696d\u5b89\u7136\u5012\u9589\u5f8c\uff0c\u5176\u7e3d\u88c1\u7684\u5168\u90e8\u8cc7\u7522\u88ab\u6c92\u6536\uff0c\u7528\u65bc\u6e05\u511f\u50b5\u52d9\uff0c\u800c\u4ed6\u8cfc\u8cb7\u76843700\u842c\u990a\u8001\u91d1\u4fdd\u96aa\uff0c\u88ab\u4fdd\u6301\u4e86\u4e0b\u4f86\u3002 \u7f8e\u570b\u4eba\u58fd\u4fdd\u96aa\u662f\u6709\u50f9\u8b49\u5238\uff0c\u53ef\u4ee5\u62b5\u62bc\u4fdd\u96aa\u516c\u53f8\u7684\u8cb8\u6b3e\u3002\u9019\u500b\u8cb8\u6b3e\u624b\u7e8c\u6bd4\u9280\u884c\u8cb8\u6b3e\u4f86\u7684\u5bb9\u6613\u3002\u53e6\u5916\uff0c\u7f8e\u570b\u4e03\u621065\u6b72\u4ee5\u4e0a\u7684\u8001\u4eba\uff0c\u5c07\u4f86\u9700\u8981\u9577\u671f\u7167\u9867\uff0c\u5f88\u591a\u4eba\u58fd\u4fdd\u96aa\u53ca\u9577\u671f\u7167\u9867\u7d50\u5408\u5728\u4e00\u8d77\uff0c\u751f\u524d\u7528\u4eba\u58fd\u4fdd\u96aa\u4f86\u652f\u4ed8\u9577\u671f\u7167\u9867\uff0c\u6b7b\u5f8c\u7e7c\u627f\u4eba\u518d\u9818\u5269\u9918\u7684\u6b7b\u4ea1\u7406\u8ce0\u3002 \u7f8e\u570b\u4fdd\u96aa\u6709\u5132\u84c4\u7684\u529f\u80fd\uff0c\u4eab\u6709\u7a05\u52d9\u512a\u60e0\u3002\u7f8e\u570b\u7a05\u6cd5\u898f\u5b9a\u904e\u4e16\u5f8c9\u500b\u6708\u5c31\u80fd\u73fe\u91d1\u4ed8\u6e05\u907a\u7522\u7a05\u3002 \u5982\u679c\u60a8\u6709\u610f\u8cfc\u8cb7\u7f8e\u570b\u4fdd\u96aa\uff0c\u8acb\u806f\u7e6b\u6211\u5011\uff0c\u7559\u4e0b\u60a8\u7684\u806f\u7e6b\u65b9\u5f0f\uff0c\u6211\u5011\u5c08\u4eba\u6703\u70ba\u60a8\u670d\u52d9\u3002 1.\u70ba\u4ec0\u9ebc\u8981\u8cb7\u7f8e\u570b\u4fdd\u96aa\uff1f a.\u7f8e\u570b\u7684\u4eba\u58fd\u4fdd\u96aa\u50f9\u683c\u4f4e\uff0c\u4fdd\u96aa\u4fbf\u5b9c\uff0c\u4fdd\u96aa\u6210\u672c\u53ea\u6709\u4e2d\u570b\u7684\u516d\u5206\u4e4b\u4e00\u3002 \u4fdd\u984d\u9ad8\uff0c\u7f8e\u570b\u5c45\u6c11\u53ef\u4ee5\u4fdd\u5230\u516d\u5343\u842c\u7f8e\u91d1\uff0c\u4e2d\u570b\u5c45\u6c11\u53ef\u4ee5\u4fdd\u5230\u5169\u5343\u842c\u7f8e\u91d1\u3002 c.\u5be9\u6838\u689d\u4ef6\u5bec\uff0c\u8209\u4f8b\u4f86\u8aaa\uff0c\u63a7\u5236\u597d\u7684\u9ad8\u8840\u58d3\u4ecd\u53ef\u5f97\u512a\u7b49\u9ad4\u4f4d\uff0c\u63a7\u5236\u597d\u7684\u7cd6\u5c3f\u75c5\u4ecd\u53ef\u5f97\u6a19\u6e96\u9ad4\u4f4d\uff0c\u751a\u81f3\u4e59\u809d\u4e5f\u53ef\u6279\u51c6\u3002 d.\u6cd5\u5f8b\u4fdd\u969c\u512a\uff0c\u5728\u7f8e\u570b\u4eba\u58fd\u4fdd\u96aa\u53d7\u5230\u7f8e\u570b\u6cd5\u5f8b\u56b4\u683c\u4fdd\u8b77\u3002\u800c\u7f8e\u570b\u6cd5\u5f8b\u662f\u4ee5\u4fdd\u8b77\u6d88\u8cbb\u8005\u70ba\u4e3b\u5c0e\u3002\u4e2d\u570b\u5c45\u6c11\u4fdd\u55ae\u6301\u6709\u4eba\u4eab\u53d7\u8207\u7f8e\u570b\u5c45\u6c11\u4fdd\u55ae\u6301\u6709\u4eba\u5f85\u9047\u662f\u4e00\u6a23\u7684\u3002 2.\u7f8e\u570b\u806f\u90a6\u653f\u5e9c\u4e0d\u662f\u898f\u5b9a\u53ea\u6709\u7f8e\u570b\u516c\u6c11\u548c\u7da0\u5361\u6301\u6709\u4eba\u624d\u80fd\u8cfc\u8cb7\u55ce\uff1f\u9019\u500b\u4fdd\u96aa\u6703\u4e0d\u6703\u8ddf\u653f\u5e9c\u653f\u7b56\u885d\u7a81\u55ce\uff1f \u806f\u90a6\u653f\u5e9c\u6c92\u6709\u898f\u5b9a\u4fdd\u96aa\u516c\u53f8\u53ea\u80fd\u8ce3\u7d66\u7f8e\u570b\u4eba\uff0c\u98a8\u96aa\u662f\u6bcf\u500b\u4fdd\u96aa\u516c\u53f8\u81ea\u5df1\u627f\u64d4\u7684\u3002\u7f8e\u570b\u53ea\u6709\u5e7e\u5bb6\u53ef\u4ee5\u63a5\u53d7\u5916\u570b\u4eba\u6295\u4fdd\uff0c\u4f46\u662f\u6bcf\u4e00\u5bb6\u689d\u4ef6\u4e0d\u4e00\u3002 3.\u7f8e\u570b\u7684\u4fdd\u96aa\u516c\u53f8\u5141\u8a31\u7834\u7522\u5012\u9589\u55ce\uff1f\u5982\u7834\u7522\u7684\u8a71\u6703\u600e\u9ebc\u6a23\uff1f \u6709\u7f8e\u570b\u6b77\u53f2\u4ee5\u4f86\u9084\u6c92\u6709\u4e00\u5bb6\u4fdd\u96aa\u516c\u53f8\u5012\u904e\u3002\u5373\u4f7f\u5012\u9589\u4e86\uff0c\u6bcf\u4e00\u5f35\u4fdd\u55ae\u90fd\u6709\u5dde\u653f\u5e9c\u518d\u4fdd\u96aa\u3002\u6211\u5011\u4ee3\u7406\u7684\u516c\u53f8\u5168\u90e8\u662fA\u7d1a\u7684\u516c\u53f8\uff0c\u4e0d\u50c5\u8ca1\u52d9\u7a69\u5b9a\u800c\u4e14\u90fd\u662f100\u5e74\u4ee5\u4e0a\u6b77\u53f2\uff0c\u60a8\u76e1\u7ba1\u653e\u5fc3\u3002 4.\u4fdd\u96aa\u8cfc\u8cb7\u4e4b\u5f8c\uff0c\u6703\u4e0d\u6703\u56e0\u70ba\u4eba\u4e0d\u5728\u7f8e\u570b\u51fa\u610f\u5916\u4e86\u800c\u4e0d\u8ce0\u511f\uff1f \u7f8e\u570b\u4fdd\u96aa\u5728\u6295\u4fdd\u7684\u6642\u5019\u5be9\u6279\u56b4\u683c\uff0c\u65e2\u7136\u662f\u8cb7\u7d66\u5916\u570b\u4eba\uff0c\u5c31\u4e0d\u6703\u5728\u570b\u5916\u51fa\u610f\u5916\u4e0d\u8ce0\u7684\u3002 \u00a0 \u5916\u570b\u4eba\u548c\u7f8e\u570b\u516c\u6c11\u8ce0\u4ed8\u7684\u689d\u4ef6\u4e00\u6a23\u55ce\uff1f\u6709\u6c92\u6709\u4e00\u4e9b\u91dd\u5c0d\u5916\u570b\u4eba\u7684\u689d\u6b3e\uff0c\u5982\u6709\u8acb\u8a73\u7d30\u544a\u77e5\uff1f \u4fdd\u55ae\u689d\u6b3e\u662f\u4e00\u6a23\u7684\uff0c\u6c92\u6709\u4ec0\u9ebc\u7279\u5225\u7684\u3002\u53ea\u8981\u524d\u5169\u5e74\u4e0d\u662f\u81ea\u6bba\u6b7b\u7684\u3002\u610f\u5916\u3001\u5404\u7a2e\u75be\u75c5\u6b7b\u4ea1\u90fd\u53ef\u4ee5\u7406\u8ce0\u3002 \u00a0 \u662f\u5426\u53ef\u4ee5\u4e00\u6b21\u6027\u4ed8\u6b3e\uff0c\u4ed8\u6b3e\u53ef\u4ee5\u4f7f\u7528\u9280\u806f\u5361\u55ce\uff1f \u53ef\u4ee5\u4e00\u6b21\u4ed8\u6b3e\uff0c\u4f46\u4e0d\u80fd\u4f7f\u7528\u9280\u806f\u5361\u3002\u53ef\u4ee5\u7531\u4e0d\u540c\u4eba\u532f\u6b3e\u5230\u5230\u4fdd\u96aa\u4eba\u7684\u4fdd\u55ae\u88e1\u4ed8\u4fdd\u8cbb\u3002 \u00a0 \u9818\u53d6\u8eab\u6545\u8ce0\u511f\u9700\u8981\u7e73\u90a3\u4e9b\u7a05\uff0c\u9700\u8981\u7e73\u591a\u5c11\u9322\uff1f \u4e0d\u7528\u4ed8\u7a05\uff0c\u7f8e\u570b\u653f\u5e9c\u53ea\u5c0d\u4eba\u58fd\u4fdd\u96aa\u7684\u8ce0\u511f\u91d1\u4e0d\u4e0a\u7a05\u7684\u3002 \u00a0 \u8eab\u6545\u9700\u8981\u63d0\u4f9b\u90a3\u4e9b\u8b49\u660e\uff1f \u63d0\u4f9b\u6b7b\u4ea1\u8b49\u660e\u9084\u5f97\u7d93\u904e\u7f8e\u570b\u9818\u4e8b\u9928\u516c\u8b49\uff0c\u53d7\u76ca\u4eba\u4e5f\u8981\u516c\u8b49\u4e4b\u5f8c\u9023\u540c\u4fdd\u96aa\u516c\u53f8\u7533\u8acb\u66f8\u4e00\u4f75\u7d66\u4fdd\u96aa\u516c\u53f8\u3002\u4fdd\u96aa\u516c\u53f8\u6703\u5728\u4e00\u500b\u6708\u4e4b\u5167\u958b\u652f\u7968\u7d66\u53d7\u76ca\u4eba\u3002 \u00a0 \u5982\u679c\u53d7\u76ca\u4eba\u5728\u4e2d\u570b\uff0c\u600e\u9ebc\u9818\u53d6\u8ce0\u511f\u91d1\uff1f \u4fdd\u96aa\u516c\u53f8\u6703\u958b\u51fa\u652f\u7968\u7d66\u53d7\u76ca\u4eba\uff0c\u652f\u7968\u5fc5\u9808\u5b58\u5165\u7f8e\u570b\u6709\u9280\u884c\u5e33\u6236\uff0c\u518d\u5f9e\u7f8e\u570b\u9280\u884c\u532f\u6b3e\u56de\u4e2d\u570b\u3002\u7f8e\u570b\u4eba\u5728\u7f8e\u570b\u958b\u6236\u975e\u5e38\u7c21\u55ae\uff0c\u53ea\u8981\u7528\u8b77\u7167\u5c31\u80fd\u958b\u6236\u3002\u5c07\u4f86\u4fdd\u96aa\u8cbb\u4e5f\u53ef\u4ee5\u7531\u9019\u500b\u5e33\u6236\u652f\u4ed8\u3002 \u00a0 \u5982\u679c\u6211\u7684\u4fdd\u96aa\u7d93\u7d00\u5df2\u7d93\u9000\u4f11\u4e86\uff0c\u90a3\u6211\u627e\u8ab0\u4f86\u7406\u8ce0\u5462\uff1f \u7f8e\u570b\u662f\u4e00\u500b\u6b61\u8fce\u79fb\u6c11\u570b\u5bb6\uff0c\u6240\u4ee5\u5f88\u591a\u516c\u53f8\u5411\u6c34\u96fb\u516c\u53f8\uff0c\u96fb\u8a71\u516c\u53f8\uff0c\u91ab\u9662\u7b49\u7b49\u90fd\u6709\u6703\u8b1b\u5f88\u591a\u8a9e\u8a00\u670d\u52d9\u7684\u3002\u4fdd\u96aa\u516c\u53f8\u4e5f\u6709\u4e2d\u6587\u7ffb\u8b6f\u670d\u52d9\u7684\uff0c\u9019\u9ede\u5012\u4e0d\u7528\u64d4\u5fc3\u3002 \u00a0 \u5c07\u4f86\u9818\u53d6\u4fdd\u55ae\u88e1\u7684\u9322\u662f\u5426\u9700\u8981\u7e73\u7a05\uff1f \u9818\u53d6\u4fdd\u55ae\u88e1\u7684\u9322\uff0c\u662f\u501f\u7528\u4fdd\u55ae\u88e1\u7684\u9322\uff0c\u53ea\u8981\u4e0d\u662f\u5168\u90e8\u9818\u5149\u662f\u4e0d\u7528\u4ed8\u7a05\u7684\u3002\u5982\u679c\u60a8\u628a\u4fdd\u55ae\u7d50\u675f\uff0c\u628a\u4fdd\u55ae\u7684\u9322\u5168\u90e8\u4e00\u6bdb\u4e0d\u5269\u7684\u62ff\u8d70\uff0c\u90a3\u9ebc\u6263\u6389\u59cb\u4ea4\u7684\u4fdd\u8cbb\uff0c\u5982\u679c\u6709\u591a\u7684\u5229\u606f\u8981\u4ed8\u7a05\u7684\u3002 \u00a0 \u7f8e\u570b\u6307\u6578\u56de\u6536\u4fdd\u55ae\u70ba\u4ec0\u9ebc\u53ef\u4ee5\u63d0\u9818\u7d42\u8eab\u6536\u5165\u5462\uff1f \u7f8e\u570b\u6307\u6578\u56de\u6536\u4fdd\u55ae\uff0c\u662f\u4fdd\u672c\uff0c\u52a0\u4e0a\u5168\u7403\u6307\u6578(\u7f8e\u570b\u6307\u6578\uff0c\u6b50\u6d32\u6307\u6578\uff0c\u6046\u751f\u6307\u6578)\uff0c\u9078\u5169\u7a2e\u6700\u597d\u7684\u6307\u6578\u56de\u3002 (Robert\u00a0 Ju \u00a0\u00a0\u74a9\u4ee5\u4e2d\u4fdd\u96aa\u5718\u968a\u63d0\u4f9b)\u00a0 1-888-855-4061 \u00a0 1-408-781-5621\u00a0 WeChat: Robertju1718)","rel":"","context":"In &quot;\u7406\u8ca1\u6295\u8cc7&quot;","block_context":{"text":"\u7406\u8ca1\u6295\u8cc7","link":"https:\/\/newsforchinese.com\/v3\/category\/money\/"},"img":{"alt_text":"","src":"https:\/\/i0.wp.com\/newsforchinese.com\/v3\/wp-content\/uploads\/2017\/05\/life-insurance-1.jpg?resize=350%2C200&ssl=1","width":350,"height":200,"srcset":"https:\/\/i0.wp.com\/newsforchinese.com\/v3\/wp-content\/uploads\/2017\/05\/life-insurance-1.jpg?resize=350%2C200&ssl=1 1x, https:\/\/i0.wp.com\/newsforchinese.com\/v3\/wp-content\/uploads\/2017\/05\/life-insurance-1.jpg?resize=525%2C300&ssl=1 1.5x"},"classes":[]},{"id":209651,"url":"https:\/\/newsforchinese.com\/v3\/2021\/11\/04\/%e7%be%8e%e5%9c%8b%e4%ba%ba%e5%a3%bd%e4%bf%9d%e9%9a%aa%e6%9c%80%e5%a4%a7%e7%9a%84%e8%b2%b7%e5%ae%b6%e6%98%af%e8%aa%b0%ef%bc%9f\/","url_meta":{"origin":204468,"position":4},"title":"\u7f8e\u570b\u4eba\u58fd\u4fdd\u96aa\u6700\u5927\u7684\u8cb7\u5bb6\u662f\u8ab0\uff1f","author":"Raymond","date":"November 4, 2021","format":false,"excerpt":"\u4eba\u58fd\u4fdd\u96aa\u6700\u5927\u8cb7\u5bb6\u4e0d\u662f\u500b\u4eba\uff0c\u800c\u662f\u9280\u884c\u3002\u9280\u884c\u4f5c\u70ba\u91d1\u878d\u6a5f\u69cb\uff0c\u4e00\u76f4\u5728\u8aaa\u670d\u6211\u5011\u5c07\u9322\u5b58\u5728\u9280\u884c\uff0c\u800c\u9280\u884c\u81ea\u5df1\u537b\u662f\u628a\u9322\u6295\u8cc7\u65bc\u4eba\u58fd\u4fdd\u96aa\u516c\u53f8\u5177\u6709\u73fe\u91d1\u50f9\u503c\u7684\u58fd\u96aa\u4fdd\u55ae\u3002 \u4e8b\u5be6\u4e0a\uff0c\u9280\u884c\u5927\u91cf\u8cfc\u8cb7\u5177\u6709\u73fe\u91d1\u50f9\u503c\u7684\u4eba\u58fd\u4fdd\u96aa\u5df2\u6709\u8fd140\u5e74\u7684\u6b77\u53f2\u4e86\uff0c\u7531\u65bc\u9280\u884c\u8cfc\u8cb7\u5982\u6b64\u773e\u591a\u5e36\u73fe\u91d1\u50f9\u503c\u7684\u58fd\u96aa\uff0c\u5b83\u88ab\u8ce6\u4e88\u7279\u6b8a\u7684\u540d\u5b57BOLI (Bank-owned Life Insurance)\uff0c\u5373\u9280\u884c\u6301\u6709\u7684\u4eba\u58fd\u4fdd\u96aa\u3002 \u5118\u7ba1\u91d1\u878d\u76e3\u7ba1\u7576\u5c40\u5c0d\u9280\u884c\u6301\u6709\u4eba\u58fd\u4fdd\u96aa\u7684\u76e3\u7ba1\u8d8a\u4f86\u8d8a\u56b4\u683c\uff0c\u4ecd\u6709\u8d8a\u4f86\u8d8a\u591a\u7684\u9280\u884c\u91d1\u878d\u6a5f\u69cb\u5c07BOLI\u4f5c\u70ba\u5176\u8cc7\u7522\u5206\u6563\u5316\u6295\u8cc7\u7684\u91cd\u8981\u7b56\u7565\u3002\u6839\u64daEquias Alliance\/Michael White BOLI Holdings Report\uff0c\u622a\u6b622019\u5e743\u6708\uff0c\u6709\u8fd164.1%\u7684\u9280\u884c\u548c\u5132\u84c4\u6a5f\u69cb\u64c1\u6709BOLI\u8cc7\u7522\uff0c\u800c\u57282013\u5e74\u9019\u4e00\u6bd4\u4f8b\u70ba54.8%\u3002 \u773e\u6240\u5468\u77e5\u9280\u884c\u696d\u662f\u9ad8\u5229\u6f64\u7684\u884c\u696d\uff0c\u5c24\u5176\u662f\u6295\u8cc7\u9280\u884c\u696d\uff0c\u8ca1\u6e90\u5ee3\u9032\uff0c\u70ba\u4ec0\u9ebc\u9280\u884c\u9084\u8981\u5927\u91cf\u8cfc\u8cb7\u5177\u6709\u73fe\u91d1\u50f9\u503c\u7684\u4eba\u58fd\u4fdd\u96aa\u5462\uff1f \u539f\u56e0\u4e00\uff1a\u58fd\u96aa\u516c\u53f8\u7684\u6295\u8cc7\u66f4\u5206\u6563\uff0c\u66f4\u6ce8\u91cd\u9577\u671f\u6548\u61c9\uff0c\u4e0d\u5229\u7528\u69d3\u687f\uff0c\u56e0\u800c\u6bd4\u9280\u884c\u6295\u8cc7\u66f4\u7a69\u5b9a\u3002 2008\u5e74\u91d1\u878d\u5371\u6a5f\uff0c\u7f8e\u570b\u6709\u4e0a\u842c\u5bb6\u9280\u884c\u7834\u7522\u5012\u9589\uff0c\u4f46\u5728\u4fdd\u96aa\u516c\u53f8\u6295\u8cc7\u7684\u8cc7\u7522\u7d55\u5927\u591a\u6578\u90fd\u662f\u5b89\u5168\u7684\u3002\u7f8e\u570b\u9280\u884c2008\u5e74\u5728\u4fdd\u96aa\u516c\u53f8\u6301\u6709\u7684\u4eba\u58fd\u4fdd\u96aa\u73fe\u91d1\u503c\u5c31\u9054190\u5104\uff0c\u81f3\u5c11\u9019\u4e9b\u8cc7\u7522\u662f\u5b89\u5168\u7684\uff0c\u53ef\u4ee5\u6551\u6025\u3002 \u539f\u56e0\u4e8c\uff1a\u4eba\u58fd\u4fdd\u96aa\u4fdd\u55ae\u5167\u7684\u6295\u8cc7\u589e\u9577\u662f\u5ef6\u7a05\u514d\u7a05\u7684\uff0c\u901a\u904e\u5408\u7406\u7684\u5b89\u6392\uff0c\u53ef\u4ee5\u5229\u7528\u4fdd\u55ae\u8cb8\u6b3e\u70ba\u54e1\u5de5\u798f\u5229\u548c\u9000\u4f11\u8a08\u5283\u63d0\u4f9b\u7a69\u5b9a\u514d\u7a05\u7684\u8cc7\u91d1\u4f86\u6e90\uff0c\u4fdd\u55ae\u6295\u8cc7\u73fe\u91d1\u50f9\u503c\u53ea\u589e\u4e0d\u6e1b\uff0c\u63d0\u5347\u4e86\u8cc7\u91d1\u7684\u5b89\u5168\u5ea6\uff0c\u4fdd\u969c\u4e86\u8cc7\u7522\u6700\u4f4e\u9650\u5ea6\u7684\u6536\u76ca\uff0c\u9019\u61c9\u8a72\u662f\u9280\u884c\u8cfc\u8cb7\u5927\u91cf\u58fd\u96aa\u7684\u6839\u672c\u539f\u56e0\u3002 \u6211\u5011\u500b\u4eba\u8cfc\u8cb7\u5177\u6709\u73fe\u91d1\u50f9\u503c\u7684\u58fd\u96aa\u4e5f\u662f\u57fa\u65bc\u8207\u9280\u884c\u76f8\u540c\u7684\u539f\u56e0\uff0c\u8cc7\u7522\u914d\u7f6e\u591a\u5143\u5316\uff0c\u6295\u8cc7\u514d\u7a05\u589e\u9577\uff0c\u8cc7\u7522\u6709\u6700\u4f4e\u9650\u5ea6\u7684\u4fdd\u969c\u3002\u6211\u5011\u6bcf\u5929\u90fd\u9762\u81e8\u8a31\u591a\u4e0d\u78ba\u5b9a\u6027\uff0c\u5065\u5eb7\u3001\u8ca1\u5bcc\u548c\u751f\u547d\u90fd\u4e0d\u80fd\u5b8c\u5168\u5728\u81ea\u5df1\u7684\u638c\u63a7\u4e4b\u4e2d\uff0c\u6211\u5011\u80fd\u5920\u505a\u7684\u5c31\u662f\u76e1\u53ef\u80fd\u5730\u8f49\u5ac1\u98a8\u96aa\uff0c\u800c\u4fdd\u96aa\u516c\u53f8\u7684\u5b58\u5728\u53ca\u5176\u63d0\u4f9b\u7684\u5b8c\u6574\u5546\u696d\u6a21\u5f0f\u70ba\u6211\u5011\u63d0\u4f9b\u4e86\u98a8\u96aa\u8f49\u5ac1\u7684\u6700\u597d\u9014\u5f91\u3002 \u6587\/\u9ec3\u66c9\u6771 408-466-0233 dhuang@elitefig.com\u00a0","rel":"","context":"In &quot;Business&quot;","block_context":{"text":"Business","link":"https:\/\/newsforchinese.com\/v3\/category\/business\/"},"img":{"alt_text":"","src":"https:\/\/i0.wp.com\/newsforchinese.com\/v3\/wp-content\/uploads\/2017\/05\/life-insurance.jpg?resize=350%2C200&ssl=1","width":350,"height":200,"srcset":"https:\/\/i0.wp.com\/newsforchinese.com\/v3\/wp-content\/uploads\/2017\/05\/life-insurance.jpg?resize=350%2C200&ssl=1 1x, https:\/\/i0.wp.com\/newsforchinese.com\/v3\/wp-content\/uploads\/2017\/05\/life-insurance.jpg?resize=525%2C300&ssl=1 1.5x"},"classes":[]},{"id":151446,"url":"https:\/\/newsforchinese.com\/v3\/2018\/02\/04\/aig%e7%be%8e%e5%9c%8b%e5%9c%8b%e9%9a%9b%e9%9b%86%e5%9c%98%e7%a5%9d%e8%80%81%e4%b8%ad%e8%ae%80%e8%80%85%e6%96%b0%e5%b9%b4%e5%bf%ab%e6%a8%82\/","url_meta":{"origin":204468,"position":5},"title":"AIG\u7f8e\u570b\u570b\u969b\u96c6\u5718\u795d\u8001\u4e2d\u8b80\u8005\u65b0\u5e74\u5feb\u6a02","author":"Raymond","date":"February 4, 2018","format":false,"excerpt":"AIG\u7f8e\u570b\u570b\u969b\u96c6\u5718(\u7f8e\u4e9e)\uff0c\u70ba\u4eba\u58fd\u4fdd\u96aa\u53ca\u9000\u4f11\u898f\u5283\u7522\u696d\u5168\u7403\u9818\u5c0e\u8005\u4e26\u81f4\u529b\u65bc\u70ba\u4e9e\u88d4\u5ba2\u6236\u548c\u5bb6\u5ead\u63d0\u4f9b\u6700\u5b8c\u5584\u7684\u4fdd\u96aa\u4fdd\u969c\u3002\u7121\u8ad6\u60a8\u8655\u65bc\u4eba\u751f\u7684\u54ea\u4e00\u500b\u968e\u6bb5\uff0c\u8a72\u516c\u53f8\u6709\u5c08\u696d\u7684\u83c1\u82f1\u5718\u968a\u548c\u83ef\u8a9e\u4fdd\u96aa\u7406\u8ca1\u5c08\u54e1\uff0c\u5e6b\u52a9\u60a8\u6253\u9020\u9069\u5408\u60a8\u7684\u8ca1\u52d9\u898f\u5283\u3002\u4e2d\u534a\u5cf6\u516c\u53f8\u5718\u968a\u5305\u62ec\u4e86\u5206\u884c\u7e3d\u7d93\u7406\u82d7\u751f\u9716\u3001\u8cc7\u6df1\u526f\u7e3d\u7d93\u7406\u9ec3\u514b\u654f\u3001\u526f\u7e3d\u7d93\u7406\u9127\u674e\u65bd\u73b2\u3001\u526f\u7e3d\u7d93\u7406\u675c\u7d05\u8277\u3001\u526f\u7e3d\u7d93\u7406\u8a31\u79c0\u73cd\u3001\u71df\u904b\u7e3d\u76e3\u9127\u6587\u8c6a\u53ca\u4eba\u624d\u9867\u554fCindy Woo\u7b49\u3002\u6b61\u8fce\u4e2d\u534a\u5cf6\u5730\u5340\u83ef\u4eba\u793e\u5340\u6709\u4efb\u4f55\u95dc\u65bc\u8ca1\u52d9\u7ba1\u7406\u7684\u898f\u5283\u554f\u984c\uff0c\u5747\u53ef\u5df2\u8207\u8a72\u516c\u53f8\u806f\u7d61\u3002 \u516c\u53f8\u5730\u5740\u70ba1400 Fashion island Blvd. Suite 900 San Mateo CA 94404 1-800-899-5069\u00a0\u00a0\u00a0 www.aig.com\/chinese \u00a0","rel":"","context":"In &quot;\u5546\u60c5\u5831\u5c0e&quot;","block_context":{"text":"\u5546\u60c5\u5831\u5c0e","link":"https:\/\/newsforchinese.com\/v3\/category\/biz\/"},"img":{"alt_text":"","src":"https:\/\/i0.wp.com\/newsforchinese.com\/v3\/wp-content\/uploads\/2018\/02\/aig.jpg?resize=350%2C200&ssl=1","width":350,"height":200,"srcset":"https:\/\/i0.wp.com\/newsforchinese.com\/v3\/wp-content\/uploads\/2018\/02\/aig.jpg?resize=350%2C200&ssl=1 1x, https:\/\/i0.wp.com\/newsforchinese.com\/v3\/wp-content\/uploads\/2018\/02\/aig.jpg?resize=525%2C300&ssl=1 1.5x"},"classes":[]}],"jetpack_sharing_enabled":true,"_links":{"self":[{"href":"https:\/\/newsforchinese.com\/v3\/wp-json\/wp\/v2\/posts\/204468","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/newsforchinese.com\/v3\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/newsforchinese.com\/v3\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/newsforchinese.com\/v3\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/newsforchinese.com\/v3\/wp-json\/wp\/v2\/comments?post=204468"}],"version-history":[{"count":2,"href":"https:\/\/newsforchinese.com\/v3\/wp-json\/wp\/v2\/posts\/204468\/revisions"}],"predecessor-version":[{"id":204471,"href":"https:\/\/newsforchinese.com\/v3\/wp-json\/wp\/v2\/posts\/204468\/revisions\/204471"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/newsforchinese.com\/v3\/wp-json\/wp\/v2\/media\/204469"}],"wp:attachment":[{"href":"https:\/\/newsforchinese.com\/v3\/wp-json\/wp\/v2\/media?parent=204468"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/newsforchinese.com\/v3\/wp-json\/wp\/v2\/categories?post=204468"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/newsforchinese.com\/v3\/wp-json\/wp\/v2\/tags?post=204468"},{"taxonomy":"series","embeddable":true,"href":"https:\/\/newsforchinese.com\/v3\/wp-json\/wp\/v2\/series?post=204468"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}