{"id":191072,"date":"2020-10-19T10:55:16","date_gmt":"2020-10-19T17:55:16","guid":{"rendered":"https:\/\/newsforchinese.com\/v3\/?p=191072"},"modified":"2020-10-19T11:47:38","modified_gmt":"2020-10-19T18:47:38","slug":"%e8%bd%89%e6%8f%9b-medicare-advantage-%e8%a8%88%e5%8a%83%e4%b8%89%e6%ad%a5%e9%a9%9f","status":"publish","type":"post","link":"https:\/\/newsforchinese.com\/v3\/2020\/10\/19\/%e8%bd%89%e6%8f%9b-medicare-advantage-%e8%a8%88%e5%8a%83%e4%b8%89%e6%ad%a5%e9%a9%9f\/","title":{"rendered":"\u8f49\u63db Medicare Advantage \u8a08\u5283\u4e09\u6b65\u9a5f"},"content":{"rendered":"\n<p>\u6bcf\u5e74 10 \u6708 15 \u65e5\u5230 12 \u6708 7 \u65e5\u90fd\u662f Medicare \u53c3\u8207\u8005\u7684\u5e74\u5ea6\u958b\u653e\u53c3\u4fdd\u671f\uff0c\u5728\u6b64\u671f\u9593\uff0c\u4ed6\u5011\u53ef\u4ee5\u8b8a\u66f4 Medicare Advantage \u8a08\u5283\u3002<\/p>\n\n\n\n<!--more-->\n\n\n\n<p>\u60a8\u5fc5\u9808\u6bcf\u5e74\u5be9\u8996\u60a8\u7684 Medicare \u9078\u64c7\uff0c\u9019\u4e00\u9ede\u81f3\u95dc\u91cd\u8981\uff0c\u56e0\u70ba\u8a08\u5283\u798f\u5229\u548c\u8cbb\u7528\u53ef\u80fd\u6bcf\u5e74\u90fd\u6703\u8b8a\u5316\uff0c\u800c\u60a8\u53ef\u80fd\u6703\u627e\u5230\u53e6\u4e00\u7a2e\u53ef\u4ee5\u7c21\u5316\u60a8\u7684\u91ab\u7642\u4fdd\u5065\u9ad4\u9a57\u7684\u8a08\u5283\u3002<\/p>\n\n\n\n<p><strong><em>\u7b2c\u4e00\u6b65<\/em><\/strong><strong><em> \u2013 <\/em><\/strong><strong><em>\u5be9\u8996\u60a8\u7684\u7576\u524d\u8a08\u5283<\/em><\/strong><strong><em>\u2026<\/em><\/strong><strong><em>\u5728\u53c3\u4fdd\u671f\u958b\u59cb\u4e4b\u524d<\/em><\/strong><strong><\/strong><\/p>\n\n\n\n<p>\u78ba\u5b9a\u662f\u5426\u8981\u8b8a\u66f4 Medicare Advantage \u8a08\u5283\u9996\u5148\u8981\u77ad\u89e3\u60a8\u7576\u524d\u7684\u8cbb<br>\u7528\u3001\u4f7f\u7528\u60c5\u6cc1\u548c\u798f\u5229\u3002\u5728\u958b\u653e\u53c3\u4fdd\u671f\u958b\u59cb\u4e4b\u524d\u4fbf\u9032\u884c\u6b64\u6b65\u9a5f\uff0c\u60a8\u53ef<br>\u4ee5\u9996\u5148\u601d\u8003\u4ee5\u4e0b\u5e7e\u500b\u554f\u984c\uff1a<\/p>\n\n\n\n<ul class=\"wp-block-list\"><li>\u60a8\u9700\u8981\u652f\u4ed8\u591a\u5c11\u8cbb\u7528\uff1f\u5c07\u60a8\u7576\u524d\u4fdd\u96aa\u7684\u6bcf\u6708\u4fdd\u8cbb\u76f8\u52a0\uff0c\u7121\u8ad6\u662f\u5305\u542b\u88dc\u5145 Medigap \u4fdd\u55ae\u7684 Medicare B \u90e8\u5206\u8a08\u5283\u3001D \u90e8\u5206\u8655\u65b9\u85e5\u4fdd\u96aa\u8cbb\u7528\uff0c\u9084\u662f\u60a8\u7684 Medicare Advantage \u8a08\u5283\u6bcf\u6708\u4fdd\u8cbb\u3002<\/li><li>\u60a8\u53bb\u5e74\u652f\u4ed8\u4e86\u54ea\u4e9b\u984d\u5916\u8cbb\u7528\uff1f\u60a8\u53ef\u80fd\u5df2\u7d93\u652f\u4ed8\u4e86\u81ea\u4ed8\u984d\u3001\u5171\u4ed8\u984d\u6216\u5171\u540c\u4fdd\u96aa\u91d1\uff1b\u6216\u8005\uff0c\u60a8\u53ef\u80fd\u9700\u8981\u60a8\u7576\u524d\u7684\u8a08\u5283\u4e0d\u627f\u4fdd\u7684\u5176\u4ed6\u91ab\u7642<br>\u670d\u52d9\u3002<\/li><li>\u660e\u5e74\u60a8\u53ef\u80fd\u9700\u8981\u54ea\u4e9b\u4fdd\u96aa\u7bc4\u570d\uff1f\u5982\u679c\u60a8\u7684\u5065\u5eb7\u72c0\u6cc1\u767c\u751f\u8b8a\u5316\uff0c\u6216\u8005\u60a8\u8a8d\u70ba\u5c07\u4f86\u53ef\u80fd\u8981\u9032\u884c\u985e\u4f3c\u819d\u95dc\u7bc0\u7f6e\u63db\u7b49\u5927\u624b\u8853\uff0c\u90a3\u9ebc\u60a8\u9700\u8981\u652f\u4ed8\u591a\u5c11\u81ea\u4ed8\u8cbb\u7528\uff1f<\/li><\/ul>\n\n\n\n<p><strong><em>\u7b2c\u4e8c\u6b65<\/em><\/strong><strong><em> \u2013 <\/em><\/strong><strong><em>\u77ad\u89e3\u60a8\u7684\u9078\u64c7<\/em><\/strong><strong><\/strong><\/p>\n\n\n\n<p>Medicare \u4e26\u4e0d\u662f\u4e00\u9805\u901a\u7528\u7684\u8a08\u5283\u3002\u60a8\u53ef\u4ee5\u5728\u6bcf\u500b\u958b\u653e\u53c3\u4fdd\u671f\u9593\u9032\u884c<br>\u9078\u64c7\u3002\u4ee5\u4e0b\u662f\u60a8\u53ef\u4ee5\u8003\u616e\u7684\u9078\u9805\uff1a<\/p>\n\n\n\n<ul class=\"wp-block-list\"><li>Original Medicare\uff0c\u5305\u62ec A \u90e8\u5206\uff08\u627f\u4fdd\u91ab\u7642\u4f4f\u9662\u8b77\u7406\u3001\u5c08\u696d\u8b77\u7406\u6a5f\u69cb\u4f4f\u9662\u6cbb\u7642\u3001\u81e8\u7d42\u95dc\u61f7\u8b77\u7406\u548c\u90e8\u5206\u5c45\u5bb6\u91ab\u7642\u4fdd\u5065\u670d\u52d9\uff09\u548c B \u90e8\u5206\uff08\u627f\u4fdd\u67d0\u4e9b\u91ab\u5e2b\u670d\u52d9\u3001\u9580\u8a3a\u6cbb\u7642\u3001\u91ab\u7642\u7528\u54c1\u548c\u9810\u9632\u6027\u670d\u52d9\uff09\u3002A \u90e8\u5206\u5c0d\u5927\u591a\u6578\u4eba\u514d\u8cbb\uff0cB \u90e8\u5206\u6703\u6709\u4e00\u5b9a\u4fdd\u8cbb\uff082018 \u5e74\u5927\u591a\u6578\u4eba\u7684 B \u90e8\u5206\u4fdd\u8cbb\u70ba 134 \u7f8e\u5143\uff09\uff0c\u4e26\u4e14\uff0c\u5982\u679c\u60a8\u6709\u793e\u6703\u5b89\u5168\u798f\u5229\u91d1\uff0c\u6b64\u4fdd\u8cbb\u4e5f\u53ef\u4ee5\u5f9e\u6b64\u91d1\u984d\u4e2d\u6263\u53d6\u3002<\/li><li>Medigap \u88dc\u5145\u4fdd\u96aa\uff0c\u4e5f\u7a31\u70ba Medicare Supplement \u4fdd\u96aa\uff0c\u662f\u70ba<br>\u64c1\u6709 Original Medicare \u7684\u4eba\u800c\u8a2d\u3002\u9019\u9805\u79c1\u4eba\u4fdd\u96aa\u627f\u4fdd Original Medicare A \u90e8\u5206\u548c B \u90e8\u5206\u672a\u627f\u4fdd\u7684\u4e00\u4e9b\u81ea\u4ed8\u8cbb\u7528\uff0c\u5305\u62ec\u4e00\u4e9b\u5171\u540c\u4fdd\u96aa\u91d1\u548c\u5171\u4ed8\u984d\u7fa9\u52d9\uff0c\u4e26\u4e14\u9084\u53ef\u80fd\u5305\u62ec\u5176\u4ed6\u798f\u5229\uff0c\u4f8b\u5982\u5065\u8eab\u8a08\u5283\u6703\u54e1\u8cc7\u683c\u3002\u6709 11 \u7a2e\u6a19\u6e96 Medigap \u8a08\u5283\u53ef\u4f9b\u9078\u64c7\u3002<\/li><li>D \u90e8\u5206\u8655\u65b9\u85e5\u4fdd\u96aa\u662f\u900f\u904e\u79c1\u4eba\u4fdd\u96aa\u516c\u53f8\u63d0\u4f9b\u7684 Medicare \u798f\u5229\u3002\u6bcf\u500b\u4fdd\u96aa\u516c\u53f8\u7684\u8a08\u5283\u90fd\u6703\u6709\u4e00\u4efd\u5176\u627f\u4fdd\u7684\u85e5\u7269\u6e05\u55ae\uff0c\u7a31\u70ba\u8655\u65b9\u96c6\u3002\u8655\u65b9\u96c6\u53ef\u80fd\u6703\u6bcf\u5e74\u8b8a\u66f4\uff0c\u56e0\u6b64\u8acb\u67e5\u95b1\u8655\u65b9\u96c6\uff0c\u4ee5\u78ba\u4fdd\u5982\u679c\u60a8\u7e8c\u7c3d\u76f8\u540c\u8a08\u5283\uff0c\u60a8\u7576\u524d\u6b63\u5728\u670d\u7528\u7684\u85e5\u7269\u4ecd\u6703\u88ab\u627f\u4fdd\u3002<\/li><li>Medicare Advantage \u8a08\u5283\uff08\u4e5f\u7a31\u70ba C \u90e8\u5206\u8a08\u5283\uff09\u7531\u79c1\u4eba\u4fdd\u96aa\u516c\u53f8\u63d0\u4f9b\uff0c\u4e26\u5408\u4f75\u4e86\u4f4f\u9662\u548c\u91ab\u5e2b\u9580\u8a3a\u7684\u627f\u4fdd\u7bc4\u570d \u2013 \u5927\u591a\u6578\u8a08\u5283\u9084\u6703\u627f\u4fdd\u8655\u65b9\u85e5\u3002\u6b64\u5916\uff0c\u6709\u4e9b\u8a08\u5283\u9084\u5305\u62ec\u8996\u529b\u3001\u807d\u529b\u548c\u7259\u79d1\u670d\u52d9\u3001\u5065\u8eab\u8a08\u5283\u6703\u54e1\u8cc7\u683c\u4ee5\u53ca\u5176\u4ed6\u984d\u5916\u798f\u5229\u3002\u60a8\u5fc5\u9808\u53c3\u4fdd Medicare A \u90e8\u5206\u548c B<br>\u90e8\u5206\u624d\u80fd\u7372\u5f97 Medicare Advantage \u8a08\u5283\u3002\u60a8\u9700\u8981\u652f\u4ed8\u6a19\u6e96\u7684 B \u90e8\u5206\u4fdd\u8cbb\uff0c\u4ee5\u53ca\u4fdd\u96aa\u516c\u53f8\u53ef\u80fd\u6536\u53d6\u7684\u984d\u5916\u4fdd\u8cbb\u3002<\/li><\/ul>\n\n\n\n<p><strong><em>\u7b2c\u4e09\u6b65<\/em><\/strong><strong><em> \u2013 <\/em><\/strong><strong><em>\u7372\u5f97\u5e6b\u52a9\uff08\u5982\u679c\u9700\u8981\uff09<\/em><\/strong><strong><\/strong><\/p>\n\n\n\n<p>\u6beb\u7121\u7591\u554f\uff0c\u8b8a\u66f4 Medicare Advantage \u8a08\u5283\u53ef\u80fd\u662f\u4e00\u4ef6\u8b93\u4eba\u611f\u5230\u56f0\u60d1\u7684\u4e8b\u60c5\u3002\u4f46\u662f\uff0c\u60a8\u53ef\u4ee5\u900f\u904e\u4e00\u4e9b\u7dda\u4e0a\u548c\u9762\u5c0d\u9762\u8cc7\u6e90\u4f86\u5e6b\u52a9\u60a8\u77ad\u89e3\u60a8\u7684\u9078\u64c7\u3002\u5176\u4e2d\u5305\u62ec\uff1a<\/p>\n\n\n\n<ul class=\"wp-block-list\"><li>\u7531 Medicare \u5728\u6bcf\u500b\u5dde\u652f\u63f4\u7684 State Health Insurance Assistance Program (SHIP)\u3002\u8a72\u8a08\u5283\u70ba Medicare \u53d7\u76ca\u4eba\u53ca\u5176\u5bb6\u4eba\u548c\u770b\u8b77\u4eba\u63d0\u4f9b\u514d\u8cbb\u5e6b\u52a9\u3002<\/li><li>National Council on Aging\u2019s Medicare Matters \u7db2\u7ad9\u63d0\u4f9b\u4e86\u6bd4\u8f03\u5de5\u5177\uff0c\u53ef\u5e6b\u52a9\u60a8\u627e\u5230\u6700\u9069\u5408\u81ea\u5df1\u7684\u8a08\u5283\u3002<\/li><li>\u60a8\u7684\u4fdd\u96aa\u516c\u53f8\uff08\u7279\u5225\u662f\u5982\u679c\u60a8\u5df2\u7d93\u53c3\u4fdd\u4e86 Medicare Advantage<br>\u8a08\u5283\u6216 Medicare Supplement \u4fdd\u96aa\uff09\u53ef\u80fd\u6703\u63d0\u4f9b\u96fb\u8a71\u5e6b\u52a9\u6216\u7dda\u4e0a\u8cc7\u6e90\uff0c\u4ee5\u5e6b\u52a9\u60a8\u5728\u5404\u7a2e\u5065\u5eb7\u548c\u85e5\u7269\u8a08\u5283\u4e4b\u9593\u9032\u884c\u9078\u64c7\u3002\u4ed6\u5011\u9084\u53ef\u4ee5\u544a\u77e5\u60a8\u63a8\u51fa\u4e2d\u7684\u4efb\u4f55\u65b0\u5275\u65b0\u798f\u5229\u3002<\/li><\/ul>\n\n\n\n<p>\u9075\u5faa\u9019\u4e09\u500b\u6b65\u9a5f\u53ef\u4ee5\u5e6b\u52a9\u60a8\u66f4\u597d\u5730\u77ad\u89e3\u60a8\u7684\u9078\u64c7\uff0c\u4e26\u78ba\u4fdd\u60a8\u9078\u64c7\u7684\u662f\u6700\u9069\u5408\u60a8\u7684\u5065\u5eb7\u9700\u6c42\u548c\u9810\u7b97\u7684\u8a08\u5283\u3002\u4f46\u662f\uff0c\u4e5f\u8a31\u6700\u91cd\u8981\u7684\u6b65\u9a5f\u53ea\u662f\u8a18\u4f4f\u958b\u653e\u53c3\u4fdd\u6642\u9593\u8868\u3002\u6211\u5011\u4e5f\u6709\u5de5\u5177\u4f86\u5e6b\u52a9\u60a8\u7262\u8a18\u6b64\u6b65\u9a5f \u2013 \u8acb\u8a3b\u518a\u96fb\u5b50\u90f5\u4ef6\u63d0\u9192\uff0c\u4ee5\u4fbf\u60a8\u5728\u9700\u8981\u9032\u884c\u6bd4\u8f03\uff0c\u6216\u662f 12 \u6708 7 \u65e5\u7684\u622a\u6b62\u65e5\u671f\u63a5\u8fd1\u6642\u6536\u5230\u8a72\u96fb\u5b50\u90f5\u4ef6\u7684\u63d0\u9192\u3002 <\/p>\n\n\n\n<p><\/p>\n\n\n\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"600\" height=\"189\" data-attachment-id=\"191074\" data-permalink=\"https:\/\/newsforchinese.com\/v3\/2020\/10\/19\/%e8%bd%89%e6%8f%9b-medicare-advantage-%e8%a8%88%e5%8a%83%e4%b8%89%e6%ad%a5%e9%a9%9f\/abc_chis_06012019\/\" data-orig-file=\"https:\/\/newsforchinese.com\/v3\/wp-content\/uploads\/2020\/10\/ABC_CHIS_06012019.png\" data-orig-size=\"1780,561\" data-comments-opened=\"1\" data-image-meta=\"{&quot;aperture&quot;:&quot;0&quot;,&quot;credit&quot;:&quot;&quot;,&quot;camera&quot;:&quot;&quot;,&quot;caption&quot;:&quot;&quot;,&quot;created_timestamp&quot;:&quot;0&quot;,&quot;copyright&quot;:&quot;&quot;,&quot;focal_length&quot;:&quot;0&quot;,&quot;iso&quot;:&quot;0&quot;,&quot;shutter_speed&quot;:&quot;0&quot;,&quot;title&quot;:&quot;&quot;,&quot;orientation&quot;:&quot;0&quot;}\" data-image-title=\"ABC_CHIS_06012019\" data-image-description=\"\" data-image-caption=\"\" data-large-file=\"https:\/\/newsforchinese.com\/v3\/wp-content\/uploads\/2020\/10\/ABC_CHIS_06012019-600x189.png\" src=\"https:\/\/newsforchinese.com\/v3\/wp-content\/uploads\/2020\/10\/ABC_CHIS_06012019-600x189.png\" alt=\"\" class=\"wp-image-191074\" srcset=\"https:\/\/newsforchinese.com\/v3\/wp-content\/uploads\/2020\/10\/ABC_CHIS_06012019-600x189.png 600w, https:\/\/newsforchinese.com\/v3\/wp-content\/uploads\/2020\/10\/ABC_CHIS_06012019-300x95.png 300w, https:\/\/newsforchinese.com\/v3\/wp-content\/uploads\/2020\/10\/ABC_CHIS_06012019-768x242.png 768w, https:\/\/newsforchinese.com\/v3\/wp-content\/uploads\/2020\/10\/ABC_CHIS_06012019-1536x484.png 1536w, https:\/\/newsforchinese.com\/v3\/wp-content\/uploads\/2020\/10\/ABC_CHIS_06012019.png 1780w\" sizes=\"auto, (max-width: 600px) 100vw, 600px\" \/><\/figure>\n\n\n\n<p class=\"has-text-align-justify\"><strong><span class=\"has-inline-color has-vivid-red-color\">&#8220;\u4ee5\u4e0a\u8cc7\u8a0a\u7531Anthem Blue Cross\u63d0\u4f9b\u3002\u60a8\u53ef\u64a5\u6253\u83ef\u8a9e\u5c08\u7dda&nbsp;(415) 886-9871\uff0c\u7372\u53d6\u514d\u8cbb\u806f\u90a6\u91ab\u7642\u4fdd\u96aa\u8aee\u8a62<\/span><\/strong><\/p>\n<div class=\"gsp_post_data\" \r\n\t            data-post_type=\"post\" \r\n\t            data-cat=\"health,biz,events,opinion\" \r\n\t            data-modified=\"120\"\r\n\t            data-created=\"1603104916\"\r\n\t            data-title=\"\u8f49\u63db Medicare Advantage \u8a08\u5283\u4e09\u6b65\u9a5f\" \r\n\t            data-home=\"https:\/\/newsforchinese.com\/v3\"><\/div>","protected":false},"excerpt":{"rendered":"<p>\u6bcf\u5e74 10 \u6708 15 \u65e5\u5230 12 \u6708 7 \u65e5\u90fd\u662f Medicare \u53c3\u8207\u8005\u7684\u5e74\u5ea6\u958b\u653e\u53c3\u4fdd\u671f\uff0c\u5728\u6b64\u671f\u9593\uff0c\u4ed6\u5011\u53ef\u4ee5\u8b8a\u66f4 Medicare Advantage \u8a08\u5283\u3002<\/p>\n","protected":false},"author":1,"featured_media":191080,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"episode_type":"","audio_file":"","podmotor_file_id":"","podmotor_episode_id":"","cover_image":"","cover_image_id":"","duration":"","filesize":"","filesize_raw":"","date_recorded":"","explicit":"","block":"","jetpack_post_was_ever_published":false,"_jetpack_newsletter_access":"","_jetpack_dont_email_post_to_subs":false,"_jetpack_newsletter_tier_id":0,"_jetpack_memberships_contains_paywalled_content":false,"_jetpack_memberships_contains_paid_content":false,"footnotes":"","jetpack_publicize_message":"","jetpack_publicize_feature_enabled":true,"jetpack_social_post_already_shared":true,"jetpack_social_options":{"image_generator_settings":{"template":"highway","default_image_id":0,"font":"","enabled":false},"version":2},"_wpas_customize_per_network":false},"categories":[6,13,12,31],"tags":[],"series":[],"class_list":["post-191072","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-health","category-biz","category-events","category-opinion"],"aioseo_notices":[],"featured_image_urls":{"medium":"https:\/\/newsforchinese.com\/v3\/wp-content\/uploads\/2020\/10\/522931859_happy_senior_couple_with_laptop_and_digital_tablet-300x200.jpg","large":"https:\/\/newsforchinese.com\/v3\/wp-content\/uploads\/2020\/10\/522931859_happy_senior_couple_with_laptop_and_digital_tablet-600x400.jpg","thumbnail":"https:\/\/newsforchinese.com\/v3\/wp-content\/uploads\/2020\/10\/522931859_happy_senior_couple_with_laptop_and_digital_tablet-150x150.jpg","medium_large":"https:\/\/newsforchinese.com\/v3\/wp-content\/uploads\/2020\/10\/522931859_happy_senior_couple_with_laptop_and_digital_tablet-768x512.jpg","post-thumbnail-size":"https:\/\/newsforchinese.com\/v3\/wp-content\/uploads\/2020\/10\/522931859_happy_senior_couple_with_laptop_and_digital_tablet-750x330.jpg","round-personnel-size":"https:\/\/newsforchinese.com\/v3\/wp-content\/uploads\/2020\/10\/522931859_happy_senior_couple_with_laptop_and_digital_tablet-400x400.jpg","small-grid-size":"https:\/\/newsforchinese.com\/v3\/wp-content\/uploads\/2020\/10\/522931859_happy_senior_couple_with_laptop_and_digital_tablet-400x300.jpg","portrait":"https:\/\/newsforchinese.com\/v3\/wp-content\/uploads\/2020\/10\/522931859_happy_senior_couple_with_laptop_and_digital_tablet-500x550.jpg","blog-grid":"https:\/\/newsforchinese.com\/v3\/wp-content\/uploads\/2020\/10\/522931859_happy_senior_couple_with_laptop_and_digital_tablet-700x400.jpg","full-featured-image":"https:\/\/newsforchinese.com\/v3\/wp-content\/uploads\/2020\/10\/522931859_happy_senior_couple_with_laptop_and_digital_tablet-1382x650.jpg","post-medium-featured":"https:\/\/newsforchinese.com\/v3\/wp-content\/uploads\/2020\/10\/522931859_happy_senior_couple_with_laptop_and_digital_tablet-800x400.jpg","post-widget-featured":"https:\/\/newsforchinese.com\/v3\/wp-content\/uploads\/2020\/10\/522931859_happy_senior_couple_with_laptop_and_digital_tablet-700x530.jpg","post-widget-left-featured":"https:\/\/newsforchinese.com\/v3\/wp-content\/uploads\/2020\/10\/522931859_happy_senior_couple_with_laptop_and_digital_tablet-700x350.jpg","post-board-1-1":"https:\/\/newsforchinese.com\/v3\/wp-content\/uploads\/2020\/10\/522931859_happy_senior_couple_with_laptop_and_digital_tablet-900x670.jpg","post-board-1-2":"https:\/\/newsforchinese.com\/v3\/wp-content\/uploads\/2020\/10\/522931859_happy_senior_couple_with_laptop_and_digital_tablet-450x672.jpg","post-board-2-1":"https:\/\/newsforchinese.com\/v3\/wp-content\/uploads\/2020\/10\/522931859_happy_senior_couple_with_laptop_and_digital_tablet-900x668.jpg","post-board-2-2":"https:\/\/newsforchinese.com\/v3\/wp-content\/uploads\/2020\/10\/522931859_happy_senior_couple_with_laptop_and_digital_tablet-900x332.jpg","post-slider":"https:\/\/newsforchinese.com\/v3\/wp-content\/uploads\/2020\/10\/522931859_happy_senior_couple_with_laptop_and_digital_tablet-1200x450.jpg"},"appp_media":null,"episode_featured_image":"https:\/\/newsforchinese.com\/v3\/wp-content\/uploads\/2020\/10\/522931859_happy_senior_couple_with_laptop_and_digital_tablet.jpg","episode_player_image":"https:\/\/newsforchinese.com\/v3\/wp-content\/uploads\/2022\/11\/avatars-DFF30y5My1u3eZvX-2nXMSw-original.jpg","download_link":"","player_link":"","audio_player":false,"episode_data":{"playerMode":"dark","subscribeUrls":[],"rssFeedUrl":"https:\/\/newsforchinese.com\/v3\/feed\/podcast\/%e8%80%81%e4%b8%ad%e5%bb%a3%e6%92%ad%e9%9b%bb%e5%8f%b0","embedCode":"<blockquote class=\"wp-embedded-content\" data-secret=\"oi9zgabg9g\"><a href=\"https:\/\/newsforchinese.com\/v3\/2020\/10\/19\/%e8%bd%89%e6%8f%9b-medicare-advantage-%e8%a8%88%e5%8a%83%e4%b8%89%e6%ad%a5%e9%a9%9f\/\">\u8f49\u63db Medicare Advantage \u8a08\u5283\u4e09\u6b65\u9a5f<\/a><\/blockquote><iframe sandbox=\"allow-scripts\" security=\"restricted\" src=\"https:\/\/newsforchinese.com\/v3\/2020\/10\/19\/%e8%bd%89%e6%8f%9b-medicare-advantage-%e8%a8%88%e5%8a%83%e4%b8%89%e6%ad%a5%e9%a9%9f\/embed\/#?secret=oi9zgabg9g\" width=\"500\" height=\"350\" title=\"&#8220;\u8f49\u63db Medicare Advantage \u8a08\u5283\u4e09\u6b65\u9a5f&#8221; &#8212; News for Chinese \uff0d \u820a\u91d1\u5c71\u7063\u5340No.1\u514d\u8cbb\u83ef\u4eba\u793e\u5340\u5831\u7d19\" data-secret=\"oi9zgabg9g\" frameborder=\"0\" marginwidth=\"0\" marginheight=\"0\" scrolling=\"no\" class=\"wp-embedded-content\"><\/iframe><script type=\"text\/javascript\">\n\/* <![CDATA[ *\/\n\/*! This file is auto-generated *\/\n!function(d,l){\"use strict\";l.querySelector&&d.addEventListener&&\"undefined\"!=typeof URL&&(d.wp=d.wp||{},d.wp.receiveEmbedMessage||(d.wp.receiveEmbedMessage=function(e){var t=e.data;if((t||t.secret||t.message||t.value)&&!\/[^a-zA-Z0-9]\/.test(t.secret)){for(var s,r,n,a=l.querySelectorAll('iframe[data-secret=\"'+t.secret+'\"]'),o=l.querySelectorAll('blockquote[data-secret=\"'+t.secret+'\"]'),c=new RegExp(\"^https?:$\",\"i\"),i=0;i<o.length;i++)o[i].style.display=\"none\";for(i=0;i<a.length;i++)s=a[i],e.source===s.contentWindow&&(s.removeAttribute(\"style\"),\"height\"===t.message?(1e3<(r=parseInt(t.value,10))?r=1e3:~~r<200&&(r=200),s.height=r):\"link\"===t.message&&(r=new URL(s.getAttribute(\"src\")),n=new URL(t.value),c.test(n.protocol))&&n.host===r.host&&l.activeElement===s&&(d.top.location.href=t.value))}},d.addEventListener(\"message\",d.wp.receiveEmbedMessage,!1),l.addEventListener(\"DOMContentLoaded\",function(){for(var e,t,s=l.querySelectorAll(\"iframe.wp-embedded-content\"),r=0;r<s.length;r++)(t=(e=s[r]).getAttribute(\"data-secret\"))||(t=Math.random().toString(36).substring(2,12),e.src+=\"#?secret=\"+t,e.setAttribute(\"data-secret\",t)),e.contentWindow.postMessage({message:\"ready\",secret:t},\"*\")},!1)))}(window,document);\n\/\/# sourceURL=https:\/\/newsforchinese.com\/v3\/wp-includes\/js\/wp-embed.min.js\n\/* ]]> *\/\n<\/script>\n"},"jetpack_publicize_connections":[],"jetpack_featured_media_url":"https:\/\/newsforchinese.com\/v3\/wp-content\/uploads\/2020\/10\/522931859_happy_senior_couple_with_laptop_and_digital_tablet.jpg","jetpack-related-posts":[{"id":193173,"url":"https:\/\/newsforchinese.com\/v3\/2020\/12\/01\/%e7%9e%ad%e8%a7%a3-medicare-advantage%ef%bc%9a-hmo-%e5%92%8c-ppo-%e8%a8%88%e5%8a%83\/","url_meta":{"origin":191072,"position":0},"title":"\u77ad\u89e3 Medicare Advantage\uff1a HMO \u548c PPO","author":"Raymond","date":"December 1, 2020","format":false,"excerpt":"Medicare Advantage \u8a08\u5283\uff08\u4e5f\u7a31\u70ba Medicare C \u90e8\u5206\uff09\u70ba Medicare \u53c3\u8207\u8005\u63d0\u4f9b\u50b3\u7d71\u91ab\u9662 (A \u90e8\u5206) \u548c\u91ab\u7642\u4fdd\u96aa (B \u90e8\u5206) \u8a08\u5283\u4e0d\u63d0\u4f9b\u7684\u9078\u9805\u3002 \u5118\u7ba1\u6240\u6709 Medicare Advantage \u8a08\u5283\u90fd\u5fc5\u9808\u5305\u62ec\u8207\u00a0Original Medicare \u76f8\u540c\u7684\u627f\u4fdd\u7bc4\u570d\uff0c\u4f46\u8a31\u591a\u8a08\u5283\u9084\u5305\u62ec\u8655\u65b9\u85e5\u4fdd\u96aa\u3001\u5065\u5eb7\u548c\u5065\u8eab\u8a08\u5283\u548c\/\u6216\u7259\u79d1\u3001\u807d\u529b\u548c\u8996\u529b\u798f\u5229\u3002 \u4ec0\u9ebc\u662f Medicare Advantage \u8a08\u5283\uff1f Medicare Advantage \u8a08\u5283\u7531\u7d93\u904e Centers for Medicare and Medicaid Services (CMS) \u6838\u51c6\u7684\u79c1\u4eba\u4fdd\u96aa\u516c\u53f8\u63d0\u4f9b\u3002\u9019\u4e9b\u8a08\u5283\u5fc5\u9808\u9075\u5faa CMS \u898f\u5b9a\uff0c\u4e26\u627f\u4fdd Medicare A \u90e8\u5206 \u548c B \u90e8\u5206\u4e2d\u5305\u542b\u7684\u6240\u6709\u670d\u52d9\u3002\u6709\u4e9b\u8a08\u5283\u7121\u9700\u60a8\u5728\u6a19\u6e96 B \u90e8\u5206\u6bcf\u6708\u4fdd\u8cbb\u4e4b\u5916\u652f\u4ed8\u984d\u5916\u8cbb\u7528\uff0c\u4f46\u6709\u4e9b\u537b\u9700\u8981\u60a8\u652f\u4ed8\u984d\u5916\u8cbb\u7528\u3002\u67d0\u4e9b\u627f\u4fdd\u670d\u52d9\u53ef\u80fd\u9069\u7528\u81ea\u4ed8\u984d\u3001\u5171\u4ed8\u984d\u548c\u5171\u540c\u4fdd\u96aa\u91d1\u3002 \u6b64\u5916\uff0c\u9078\u64c7 Medicare Advantage \u8a08\u5283\uff1a \u60a8\u53ef\u80fd\u9700\u8981\u4f7f\u7528\u8a08\u5283\u4e2d\u7684\u8b77\u7406\u63d0\u4f9b\u8005\uff08\u901a\u5e38\u7a31\u70ba\u7db2\u8def\u5167\u63d0\u4f9b\u8005\uff09\u4f86\u7372\u5f97\u6700\u4f4e\u6210\u672c\u7684\u670d\u52d9\u3002\u60a8\u6240\u652f\u4ed8\u7684\u8cbb\u7528\u5c07\u4e0d\u6703\u8d85\u904e\u2026","rel":"","context":"In &quot;\u5546\u60c5\u5831\u5c0e&quot;","block_context":{"text":"\u5546\u60c5\u5831\u5c0e","link":"https:\/\/newsforchinese.com\/v3\/category\/biz\/"},"img":{"alt_text":"","src":"https:\/\/i0.wp.com\/newsforchinese.com\/v3\/wp-content\/uploads\/2020\/12\/522931859_happy_senior_couple_with_laptop_and_digital_tablet.jpg?resize=350%2C200&ssl=1","width":350,"height":200},"classes":[]},{"id":15655,"url":"https:\/\/newsforchinese.com\/v3\/2011\/05\/10\/medicare\/","url_meta":{"origin":191072,"position":1},"title":"\u806f\u90a6\u91ab\u7642\u4fdd\u96aaMedicare","author":"Raymond","date":"May 10, 2011","format":false,"excerpt":"\u5982\u679c\u6536\u5165\u4f4e\u800c\u4e14\u8cc7\u7522\u6709\u9650\uff0c\u60a8\u6240\u5c45\u4f4f\u7684\u5dde\u653f\u5e9c\u53ef\u80fd\u6703\u5354\u52a9\u652f\u4ed8\u60a8\u7684\u806f\u90a6\u91ab\u7642\u4fdd\u96aa Medicare \u7684\u4fdd\u96aa\u8cbb\uff0c\u5728\u67d0\u4e9b\u60c5\u6cc1\u4e0b\uff0c\u9084\u53ef\u80fd\u652f\u4ed8\u5176\u5b83\u300c\u81ea\u5df1\u9700\u8981\u652f\u4ed8\u300d\u7684\u91ab\u7642\u8cbb\u7528\uff0c\u4f8b\u5982\u81ea\u4ed8\u6263\u9664\u984d\u4ee5\u53ca\u81ea\u4ed8\u7684\u5176\u4ed6\u8cbb\u7528\u3002","rel":"","context":"In &quot;\u7f8e\u570b\u65b0\u805e&quot;","block_context":{"text":"\u7f8e\u570b\u65b0\u805e","link":"https:\/\/newsforchinese.com\/v3\/category\/news\/"},"img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":273567,"url":"https:\/\/newsforchinese.com\/v3\/2025\/03\/01\/%e5%85%a8%e7%be%8e%e4%ba%9e%e5%a4%aa%e8%a3%94%e8%80%86%e8%80%81%e4%b8%ad%e5%bf%83%e5%81%a5%e5%ba%b7%e5%b0%88%e6%ac%8415\/","url_meta":{"origin":191072,"position":2},"title":"\u5168\u7f8e\u4e9e\u592a\u88d4\u8006\u8001\u4e2d\u5fc3 (NAPCA)\u5c08\u6b0415","author":"Raymond","date":"March 1, 2025","format":false,"excerpt":"\u5169\u500b\u6709\u95dcMedicare\uff08\u7d05\u85cd\u5361\uff09\u7684\u8a3b\u518a\u671f\u5c07\u65bc2025\u5e743\u670831\u65e5\u7d50\u675f\u3002\u6b64\u5916\uff0c\u8acb\u60a8\u52d9\u5fc5\u4e0d\u8981\u932f\u904e\u5bb6\u5ead\u80fd\u6e90\u63f4\u52a9\u7684\u7533\u8acb\u958b\u653e\u671f\u3002 <Q1> \u6211\u932f\u904e\u4e86\u521d\u59cb\u8a3b\u518a\u671f\uff0c\u90a3\u6211\u4ec0\u9ebc\u6642\u5019\u53ef\u4ee5\u8a3b\u518aMedicare\uff08\u7d05\u85cd\u5361\uff09\uff1f \u5982\u679c\u60a8\u932f\u904e\u4e86Medicare\u7684\u521d\u59cb\u8a3b\u518a\u671f\uff0c\u4e26\u4e14\u4e0d\u7b26\u5408\u7279\u6b8a\u8a3b\u518a\u671f\u7684\u8cc7\u683c\uff0c\u60a8\u4ecd\u7136\u53ef\u4ee5\u5728\u4e00\u822c\u8a3b\u518a\u671f\u5167\u9032\u884c\u8a3b\u518a\u3002 \u4e00\u822c\u8a3b\u518a\u671f\u5728\u6bcf\u5e74\u76841\u67081\u65e5\u52303\u670831\u65e5\u958b\u653e\u3002 \u5982\u679c\u60a8\u5728\u4e00\u822c\u8a3b\u518a\u671f\u8a3b\u518a\uff0c\u60a8\u7684\u4fdd\u96aa\u5c07\u5f9e\u4e0b\u6708\u7684\u7b2c\u4e00\u5929\u958b\u59cb\u751f\u6548\u3002\u4f8b\u5982\uff0c\u5982\u679c\u60a8\u5728\u4e09\u6708\u4efd\u8a3b\u518a\uff0c\u90a3\u9ebc\u60a8\u7684\u4fdd\u96aa\u5c07\u5f9e\u56db\u6708\u4efd\u958b\u59cb\u751f\u6548\u3002\u4f46\u8acb\u6ce8\u610f\uff0c\u60a8\u53ef\u80fd\u9700\u8981\u652f\u4ed8\u5ef6\u9072\u8a3b\u518a\u7684\u7f70\u6b3e\uff0c\u9019\u6703\u589e\u52a0\u60a8\u6708\u4fdd\u8cbb\u7684\u6210\u672c\u3002 <Q2> \u6211\u76ee\u524d\u52a0\u5165\u4e86\u4e00\u500bMedicare\uff08\u7d05\u85cd\u5361\uff09\u512a\u52e2\u8a08\u5283\uff0c\u4f46\u5728\u5e74\u5ea6Medicare\u958b\u653e\u8a3b\u518a\u671f\u622a\u6b62\u5f8c\uff0c\u767c\u73fe\u4e86\u4e00\u500b\u66f4\u9069\u5408\u6211\u91ab\u7642\u9700\u6c42\u7684\u8a08\u5283\u3002\u6211\u662f\u5426\u9700\u8981\u7b49\u5f85\u4e0b\u4e00\u500b\u958b\u653e\u8a3b\u518a\u671f\uff1f \u5982\u679c\u60a8\u5728\u5e74\u5ea6Medicare\u958b\u653e\u8a3b\u518a\u671f\uff08\u6bcf\u5e7410\u670815\u65e5\u81f312\u67087\u65e5\uff09\u7d50\u675f\u5f8c\u767c\u73fe\u4e86\u4e00\u500b\u66f4\u597d\u7684\u8a08\u5283\uff0c\u90a3\u9ebc\u60a8\u4e0d\u4e00\u5b9a\u9700\u8981\u7b49\u5230\u4e0b\u4e00\u500b\u958b\u653e\u8a3b\u518a\u671f\u3002\u60a8\u53ef\u4ee5\u5728Medicare\u512a\u52e2\u8a08\u5283\u958b\u653e\u8a3b\u518a\u671f\uff0c\u4e5f\u5c31\u662f\u6bcf\u5e74\u76841\u67081\u65e5\u81f33\u670831\u65e5\u671f\u9593\u66f4\u63db\u5230\u53e6\u4e00\u500bMedicare\u512a\u52e2\u8a08\u5283\u3002 \u5728Medicare\u512a\u52e2\u8a08\u5283\u958b\u653e\u8a3b\u518a\u671f\u671f\u9593\uff0c\u5df2\u7d93\u52a0\u5165Medicare\u512a\u52e2\u8a08\u5283\u7684\u4eba\u53ef\u4ee5\u5207\u63db\u5230\u53e6\u4e00\u500b\u512a\u52e2\u8a08\u5283\uff0c\u6216\u8005\u56de\u5230\u539f\u6709\u7684Medicare\u4e26\u52a0\u5165D\u90e8\u5206\u8655\u65b9\u85e5\u8a08\u5283\u3002\u8acb\u6ce8\u610f\uff0c\u5728\u6b64\u671f\u9593\u60a8\u53ea\u80fd\u66f4\u6539\u4e00\u6b21\uff0c\u8acb\u8b39\u614e\u9078\u64c7\u3002 <Q3> \u6211\u96e3\u4ee5\u652f\u4ed8\u6211\u7684\u80fd\u6e90\u5e33\u55ae\uff0c\u6709\u6c92\u6709\u63f4\u52a9\u9805\u76ee\u53ef\u4ee5\u5e6b\u52a9\u6211\u61c9\u5c0d\u9019\u4e9b\u958b\u652f\uff1f \u60a8\u53ef\u4ee5\u7533\u8acb\u4f4e\u6536\u5165\u5bb6\u5ead\u80fd\u6e90\u63f4\u52a9\u8a08\u5283\uff08LIHEAP\uff09\u3002\u9019\u662f\u4e00\u9805\u7531\u806f\u90a6\u653f\u5e9c\u8cc7\u52a9\u7684\u8a08\u5283\uff0c\u65e8\u5728\u5e6b\u52a9\u4f4e\u6536\u5165\u5bb6\u5ead\u53ca\u6642\u6eff\u8db3\u80fd\u6e90\u9700\u6c42\u3002\u8a72\u8a08\u5283\u6703\u70ba\u60a8\u7684\u5bb6\u5ead\u63d0\u4f9b\u4e00\u6574\u5e74\u7684\u73fe\u91d1\u88dc\u52a9\uff0c\u7528\u65bc\u652f\u4ed8\u5bb6\u5ead\u53d6\u6696\u548c\u88fd\u51b7\u8cbb\u7528\u3002\u9019\u7b46\u88dc\u52a9\u5c07\u6703\u76f4\u63a5\u767c\u653e\u7d66\u60a8\u6216\u60a8\u7684\u80fd\u6e90\u516c\u53f8\u3002 \u60a8\u9700\u8981\u6eff\u8db3\u4ee5\u4e0b\u689d\u4ef6\u4f86\u7372\u5f97\u63f4\u52a9\uff1a\u60a8\u7684\u5bb6\u5ead\u6536\u5165\u4e0d\u5f97\u8d85\u904e\u806f\u90a6\u8ca7\u56f0\u7dda\u6a19\u6e96\u7684150%\uff08\u4f8b\u5982\uff0c\u5169\u4eba\u5bb6\u5ead\u7684\u6536\u5165\u4e0a\u9650\u70ba2555\u7f8e\u5143\uff09\u3002\u96d6\u7136\u8cc7\u7522\u901a\u5e38\u4e0d\u662f\u8cc7\u683c\u5be9\u6838\u7684\u4e3b\u8981\u56e0\u7d20\uff0c\u4f46\u6709\u4e9b\u5dde\u53ef\u80fd\u6703\u5c07\u8cc7\u7522\u7d0d\u5165\u8cc7\u683c\u8981\u6c42\u4e2d\u3002 \u4f4e\u6536\u5165\u5bb6\u5ead\u80fd\u6e90\u63f4\u52a9\u8a08\u5283\u7684\u8a3b\u518a\u671f\u53ef\u80fd\u4e26\u975e\u5168\u5e74\u958b\u653e\u3002\u7533\u8acb\u671f\u901a\u5e38\u96c6\u4e2d\u5728\u51ac\u5b63\u6708\u4efd\uff0c\u5177\u9ad4\u6642\u9593\u56e0\u5dde\u800c\u7570\uff0c\u4e00\u822c\u5f9e11\u6708\u958b\u59cb\u81f3\u6b21\u5e744\u6708\u7d50\u675f\u3002\u9019\u6bb5\u6642\u9593\u662f\u7533\u8acb\u51ac\u5b63\u53d6\u6696\u8cbb\u7528\u63f4\u52a9\u7684\u7406\u60f3\u6642\u6a5f\u3002 \u5982\u679c\u60a8\u5c0d\u798f\u5229\u9805\u76ee\u6709\u4efb\u4f55\u554f\u984c\uff0c\u8acb\u901a\u904e\u4ee5\u4e0b\u65b9\u5f0f\u806f\u7d61\uff1a \u96fb\u8a71\uff1a\uff08\u666e\u901a\u8a71\uff091-800-683-7427\uff0c\uff08\u7cb5\u8a9e\uff091-800-582-4218\uff0c\uff08\u82f1\u8a9e\uff091-800-336-2722 \u96fb\u5b50\u90f5\u4ef6\uff1aaskNAPCA@napca.org \u5730\u5740\uff1a NAPCA Senior Assistance Center, 1511 3rd Avenue, Suite 914, Seattle, WA 98101 \u5168\u7f8e\u4e9e\u592a\u88d4\u8006\u8001\u4e2d\u5fc3\uff08NAPCA\uff09\u662f\u4e00\u5bb6\u975e\u71df\u5229\u7d44\u7e54\uff0c\u81f4\u529b\u65bc\u63d0\u9ad8\u4e9e\u88d4\u3001\u590f\u5a01\u5937\u539f\u4f4f\u6c11\u548c\u592a\u5e73\u6d0b\u5cf6\u88d4\uff08AANHPI\uff09\u5e74\u9577\u8005\u53ca\u5176\u5bb6\u4eba\u7684\u751f\u6d3b\u8cea\u91cf\u3002\u6211\u5011\u904b\u71df\u8457\u4e00\u500b\u5c08\u9580\u70ba\u5e74\u9577\u8005\u53ca\u5176\u7167\u8b77\u8005\u63d0\u4f9b\u5e6b\u52a9\u7684\u71b1\u7dda\uff0c\u4e26\u63d0\u4f9b\u4e94\u7a2e\u4e0d\u540c\u8a9e\u8a00\u7684\u670d\u52d9\u3002","rel":"","context":"In &quot;\u5065\u5eb7\u990a\u751f&quot;","block_context":{"text":"\u5065\u5eb7\u990a\u751f","link":"https:\/\/newsforchinese.com\/v3\/category\/health\/"},"img":{"alt_text":"","src":"https:\/\/i0.wp.com\/newsforchinese.com\/v3\/wp-content\/uploads\/2025\/02\/Medicare-4.png?resize=350%2C200&ssl=1","width":350,"height":200,"srcset":"https:\/\/i0.wp.com\/newsforchinese.com\/v3\/wp-content\/uploads\/2025\/02\/Medicare-4.png?resize=350%2C200&ssl=1 1x, https:\/\/i0.wp.com\/newsforchinese.com\/v3\/wp-content\/uploads\/2025\/02\/Medicare-4.png?resize=525%2C300&ssl=1 1.5x"},"classes":[]},{"id":255694,"url":"https:\/\/newsforchinese.com\/v3\/2024\/03\/17\/%e5%85%a8%e7%be%8e%e4%ba%9e%e5%a4%aa%e8%a3%94%e8%80%86%e8%80%81%e5%81%a5%e5%ba%b7%e5%b0%88%e6%ac%849\/","url_meta":{"origin":191072,"position":3},"title":"\u5168\u7f8e\u4e9e\u592a\u88d4\u8006\u8001\u5065\u5eb7\u5c08\u6b04(9)","author":"Raymond","date":"March 17, 2024","format":false,"excerpt":"Medicare\/\u7d05\u85cd\u5361\u7684\u4e00\u822c\u8a3b\u518a\u671f\u53ca\u512a\u52e2\u8a08\u5283\u653e\u8a3b\u518a\u671f\u5c07\u65bc3\u670831\u65e5\u7ed3\u675f\u3002\u6b61\u8fce\u806f\u7e6b\u5168\u7f8e\u4e9e\u592a\u88d4\u8006\u8001\u4e2d\u5fc3\uff08NAPCA\uff09\u4ee5\u7372\u5f97\u8a3b\u518a\u5e6b\u52a9\u3002 <1> Medicare\/\u7d05\u85cd\u5361\u7684\u4e00\u822c\u8a3b\u518a\u671f\u8207\u512a\u52e2\u8a08\u756b\u958b\u653e\u8a3b\u518a\u671f\u6709\u4ec0\u9ebc\u5340\u5225\uff1f \u4e00\u822c\u8a3b\u518a\u671f\u548c\u512a\u52e2\u8a08\u756b\u958b\u653e\u8a3b\u518a\u671f\u96d6\u7136\u90fd\u5728\u6bcf\u5e74\u540c\u4e00\u6642\u9593\u9032\u884c\uff0c\u4f46\u5b83\u5011\u662fMedicare\u7684\u5169\u500b\u4e0d\u540c\u7684\u8a3b\u518a\u671f\uff0c\u6709\u4e0d\u540c\u7684\u7528\u8655\u3002 \u4e00\u822c\u8a3b\u518a\u671f\u662f\u70ba\u90a3\u4e9b\u521d\u6b21\u7372\u5f97Medicare\u8a3b\u518a\u8cc7\u683c\uff0c\u4f46\u5728\u521d\u59cb\u8a3b\u518a\u671f\u6c92\u6709\u8a3b\u518aMedicare A\u90e8\u5206\u548c\/\u6216B\u90e8\u5206\uff0c\u4e14\u4e0d\u7b26\u5408\u7279\u6b8a\u8a3b\u518a\u671f\u8cc7\u683c\u7684\u500b\u4eba\u8a2d\u7f6e\u7684\u3002\u4f8b\u5982\uff0c\u5982\u679c\u60a8\u56e0\u64c1\u6709\u96c7\u4e3b\u63d0\u4f9b\u7684\u5065\u5eb7\u4fdd\u96aa\u800c\u9078\u64c7\u63a8\u9072\u8a3b\u518aMedicare\uff0c\u5728\u60a8\u5f8c\u4f86\u56e0\u9000\u4f11\u6216\u5176\u4ed6\u539f\u56e0\u5931\u53bb\u96c7\u4e3b\u4fdd\u96aa\u5f8c\uff0c\u60a8\u61c9\u6709\u8cc7\u683c\u7372\u5f978\u500b\u6708\u7684\u7279\u6b8a\u8a3b\u518a\u671f\u3002\u5982\u679c\u60a8\u4e5f\u932f\u904e\u4e86\u7279\u6b8a\u8a3b\u518a\u671f\uff0c\u60a8\u5247\u61c9\u5728\u4e00\u822c\u8a3b\u518a\u671f\u5167\u8a3b\u518aMedicare\u3002\u8acb\u6ce8\u610f\uff0c\u512a\u52e2\u8a08\u756b\u958b\u653e\u8a3b\u518a\u671f\u5c08\u9580\u70ba\u90a3\u4e9b\u5df2\u7d93\u52a0\u5165\u4e86Medicare\u512a\u52e2\u8a08\u756b\uff08\u5373C\u90e8\u5206\uff09\u4e14\u5e0c\u671b\u66f4\u6539\u4fdd\u96aa\u65b9\u6848\u7684\u500b\u4eba\u8a2d\u7acb\u3002 <2> \u6211\u80fd\u5728\u4e00\u822c\u8a3b\u518a\u671f\u505a\u4ec0\u9ebc\uff1f \u5728\u4e00\u822c\u8a3b\u518a\u671f\uff0c\u60a8\u53ef\u4ee5\u9996\u6b21\u8a3b\u518aMedicare A\u90e8\u5206\u548c\/\u6216B\u90e8\u5206\u3002\u8a3b\u518a\u5f8c\uff0c\u4fdd\u96aa\u5c07\u5f9e\u60a8\u8a3b\u518a\u7684\u6b21\u6708\u7b2c\u4e00\u5929\u751f\u6548\u3002\u4e26\u4e14\uff0c\u7531\u65bc\u60a8\u932f\u904e\u4e86\u521d\u59cb\u8a3b\u518a\u671f\uff0c\u60a8\u53ef\u80fd\u9700\u8981\u652f\u4ed8\u5ef6\u9072\u8a3b\u518a\u7f70\u6b3e\u3002\u8a72\u7f70\u6b3e\u53ef\u80fd\u5c0e\u81f4\u60a8\u5728\u64c1\u6709Medicare\u671f\u9593\u652f\u4ed8\u66f4\u9ad8\u7684\u4fdd\u8cbb\u3002\u9700\u8981\u6ce8\u610f\u7684\u662f\uff0cA\u90e8\u5206\u548cB\u90e8\u5206\u4e0d\u6db5\u84cb\u85e5\u7269\u4fdd\u96aa\uff0c\u800c\u5373\u4fbf\u60a8\u60f3\u8981\u52a0\u5165Medicare\u539f\u6709\u8a08\u5283\u4e0b\u7684D\u90e8\u5206\uff08\u5373\u85e5\u7269\u4fdd\u96aa\uff09\uff0c\u60a8\u4e5f\u7121\u6cd5\u5728\u4e00\u822c\u8a3b\u518a\u671f\u52a0\u5165\u3002\u4e00\u822c\u8a3b\u518a\u671f\u50c5\u7528\u65bcA\u90e8\u5206\u548c\/\u6216B\u90e8\u5206\u7684\u8a3b\u518a\uff0c\u800c\u975eD\u90e8\u5206\u3002\u5982\u679c\u60a8\u5e0c\u671b\u52a0\u5165D\u90e8\u5206\uff0c\u60a8\u53ef\u4ee5\u7b49\u5230\u6bcf\u5e7410\u670815\u65e5\u81f312\u67087\u65e5\u4e4b\u9593\u7684Medicare\u958b\u653e\u8a3b\u518a\u671f\u52a0\u5165\u3002 <3> \u6211\u80fd\u5728\u512a\u52e2\u8a08\u756b\u958b\u653e\u8a3b\u518a\u671f\u505a\u4ec0\u9ebc\uff1f \u5982\u554f\u7b54\u4e00\u6240\u8ff0\uff0c\u512a\u52e2\u8a08\u756b\u958b\u653e\u8a3b\u518a\u671f\u50c5\u9069\u7528\u65bc\u5df2\u52a0\u5165\u512a\u52e2\u8a08\u756b\u7684\u4eba\u58eb\u3002\u5728\u6b64\u671f\u9593\uff0c\u60a8\u53ef\u4ee5\u5728\u5404\u500b\u512a\u52e2\u8a08\u756b\u9593\u9032\u884c\u66f4\u6539\uff0c\u6216\u8005\u9000\u51fa\u60a8\u7684Medicare\u512a\u52e2\u8a08\u756b\u4ee5\u56de\u5230\u539f\u6709\u7684Medicare A\u90e8\u5206\u548cB\u90e8\u5206\u3002\u5982\u679c\u60a8\u56de\u5230\u4e86\u539f\u6709\u7684Medicare\uff0c\u60a8\u53ef\u4ee5\u9078\u64c7\u52a0\u5165Medicare D\u90e8\u5206\u7684\u85e5\u7269\u8a08\u756b\u3002\u8acb\u6ce8\u610f\uff0c\u512a\u52e2\u8a08\u756b\u7684\u958b\u653e\u8a3b\u518a\u671f\u4e0d\u9069\u7528\u65bc\u539f\u6709\u7684Medicare\u7684\u53d7\u76ca\u4eba\uff0c\u9019\u610f\u5473\u8457\u9019\u90e8\u5206\u4eba\u4e0d\u80fd\u5728\u6b64\u671f\u9593\u5f9e\u539f\u6709\u7684Medicare\u5207\u63db\u5230\u512a\u52e2\u8a08\u756b\uff0c\u4e5f\u4e0d\u80fd\u5728D\u90e8\u5206\u8a08\u756b\u9593\u9032\u884c\u66f4\u6539\u3002 <4>\u5728\u4e00\u822c\u8a3b\u518a\u671f\u6216\u512a\u52e2\u8a08\u756b\u958b\u653e\u8a3b\u518a\u671f\u671f\u9593\uff0c\u6211\u80fd\u5426\u5c07Medigap\/\u88dc\u5145\u4fdd\u96aa\u8a08\u756b\u52a0\u5165\u5230\u539f\u6709\u7684Medicare\u4e2d\uff1f Medicare\u901a\u5e38\u5728\u60a8\u652f\u4ed8\u81ea\u4ed8\u984d\u5f8c\uff0c\u652f\u4ed8Medicare\u6db5\u84cb\u7684\u670d\u52d9\u6216\u7269\u54c1\u8cbb\u7528\u768480%\u3002\u5982\u679c\u60a8\u6c7a\u5b9a\u7e7c\u7e8c\u4f7f\u7528\u539f\u6709\u7684Medicare\uff0c\u4e26\u5e0c\u671b\u5728Medicare\u4e0d\u652f\u4ed8\u768420%\u4e0a\u7372\u5f97\u8ca1\u52d9\u5e6b\u52a9\uff0c\u60a8\u53ef\u4ee5\u8003\u616e\u70ba\u539f\u6709\u7684Medicare\u6dfb\u52a0\u4e00\u500bMedigap\u8a08\u756b\u3002\u7406\u60f3\u60c5\u6cc1\u4e0b\uff0c\u8cfc\u8cb7Medigap\u7684\u6700\u4f73\u6642\u9593\u662f\u5728Medigap\u958b\u653e\u8a3b\u518a\u671f\uff0c\u8a72\u8a3b\u518a\u671f\u5f9e\u60a8\u9054\u523065\u6b72\u6216\u4ee5\u4e0a\u4e26\u5df2\u52a0\u5165Medicare B\u90e8\u5206\u7684\u7576\u6708\u7b2c\u4e00\u5929\u958b\u59cb\uff0c\u5171\u6301\u7e8c\u516d\u500b\u6708\u3002\u5728\u6b64\u671f\u9593\uff0c\u7121\u8ad6\u60a8\u7684\u5065\u5eb7\u72c0\u6cc1\u5982\u4f55\uff0cMedigap\u516c\u53f8\u5fc5\u9808\u4ee5\u6700\u597d\u7684\u50f9\u683c\u8ce3\u7d66\u60a8\u4fdd\u96aa\uff0c\u4e26\u4e14\u4e0d\u80fd\u62d2\u7d55\u70ba\u60a8\u63d0\u4f9b\u4fdd\u96aa\u3002 \u5982\u679c\u60a8\u932f\u904e\u4e86Medigap\u958b\u653e\u8a3b\u518a\u671f\uff0c\u60a8\u4ecd\u7136\u53ef\u4ee5\u7533\u8acbMedigap\uff0c\u4f46\u60a8\u53ef\u80fd\u6703\u9762\u5c0d\u6838\u4fdd\uff1a\u4fdd\u96aa\u516c\u53f8\u7528\u5b83\u4f86\u77ad\u89e3\u60a8\u7684\u5065\u5eb7\u72c0\u6cc1\u4e26\u6c7a\u5b9a\u662f\u5426\u70ba\u60a8\u63d0\u4f9b\u4fdd\u96aa\u3001\u4ee5\u4ec0\u9ebc\u50f9\u683c\u63d0\u4f9b\u3001\u662f\u5426\u6709\u4f8b\u5916\u6216\u9650\u5236\u3002\u6839\u64da\u60a8\u65e2\u5f80\u7684\u5065\u5eb7\u72c0\u6cc1\uff0c\u60a8\u53ef\u80fd\u9700\u8981\u7b49\u5f85\u4e00\u6bb5\u6642\u9593\uff0c\u6216\u8005\u4fdd\u96aa\u516c\u53f8\u53ef\u80fd\u6703\u56e0\u70ba\u65e2\u5f80\u75c5\u53f2\u800c\u5411\u60a8\u6536\u53d6\u66f4\u9ad8\u7684\u8cbb\u7528\u6216\u62d2\u7d55\u63d0\u4f9b\u4fdd\u96aa\u3002 \u8acb\u6ce8\u610f\uff0c\u6b64\u8cc7\u8a0a\u53ea\u662f\u95dc\u65bc\u5728\u5168\u570b\u7bc4\u570d\u5167\u9069\u7528\u7684\u4fdd\u8b77\u63aa\u65bd\u3002\u6709\u4e9b\u5dde\u901a\u904e\u5be6\u65bd\u81ea\u5df1\u7684\u898f\u5247\uff0c\u70ba\u5c45\u6c11\u63d0\u4f9b\u4e86\u984d\u5916\u52a0\u5165Medigap\u7684\u6a5f\u6703\u3002 \u5168\u7f8e\u4e9e\u592a\u88d4\u8006\u8001\u4e2d\u5fc3\uff08NAPCA\uff09\u662f\u4e00\u500b\u81f4\u529b\u65bc\u63d0\u9ad8\u4e9e\u88d4\u3001\u590f\u5a01\u5937\u539f\u4f4f\u6c11\u53ca\u592a\u5e73\u6d0b\u5cf6\u6c11\uff08AANHPI\uff09\u5e74\u9577\u8005\u53ca\u5176\u5bb6\u5ead\u751f\u6d3b\u8cea\u91cf\u7684\u975e\u71df\u5229\u7d44\u7e54\u3002\u6211\u5011\u904b\u71df\u4e00\u500b\u70ba\u5e74\u9577\u8005\u53ca\u5176\u7167\u8b77\u8005\u63d0\u4f9b\u670d\u52d9\u7684\u5e74\u9577\u8005\u5e6b\u52a9\u4e2d\u5fc3\uff0c\u4e26\u63d0\u4f9b\u4e94\u7a2e\u4e0d\u540c\u8a9e\u8a00\u7684\u670d\u52d9\u3002 \u5982\u679c\u60a8\u5c0dMedicare\/\u7d05\u85cd\u5361\u3001Medicaid\/\u767d\u5361\u3001\u5e73\u50f9\u91ab\u7642\u6cd5\u6848\u5065\u5eb7\u4fdd\u96aa\u5e02\u5834\u3001\u793e\u6703\u4fdd\u969c\u9000\u4f11\u798f\u5229\u3001\u88dc\u5145\u4fdd\u969c\u6536\u5165\u6216\u75ab\u82d7\u63a5\u7a2e\u7b49\u6709\u4efb\u4f55\u5176\u4ed6\u554f\u984c\uff0c\u8acb\u901a\u904e\u4ee5\u4e0b\u4e09\u7a2e\u65b9\u5f0f\u806f\u7e6b\u6211\u5011\uff1a \u96fb\u8a71\uff1a\uff08\u4e2d\u6587\u666e\u901a\u8a71\uff091-800-683-7427\uff0c\uff08\u4e2d\u6587\u5ee3\u6771\u8a71\uff091-800-582-4218\uff0c\uff08\u82f1\u6587\uff091-800-336-2722 \u96fb\u5b50\u90f5\u4ef6\uff1aaskNAPCA@napca.org \u90f5\u5bc4\u5730\u5740\uff1aNAPCA Senior Assistance Center, 1511 3rd Avenue, Suite 914, Seattle, WA 98101","rel":"","context":"In &quot;\u5065\u5eb7\u990a\u751f&quot;","block_context":{"text":"\u5065\u5eb7\u990a\u751f","link":"https:\/\/newsforchinese.com\/v3\/category\/health\/"},"img":{"alt_text":"","src":"https:\/\/i0.wp.com\/newsforchinese.com\/v3\/wp-content\/uploads\/2023\/07\/%E7%BE%8E%E5%9C%8B%E8%8F%AF%E4%BA%BA%E7%9A%84%E8%A6%96%E8%A7%92.jpg?resize=350%2C200&ssl=1","width":350,"height":200,"srcset":"https:\/\/i0.wp.com\/newsforchinese.com\/v3\/wp-content\/uploads\/2023\/07\/%E7%BE%8E%E5%9C%8B%E8%8F%AF%E4%BA%BA%E7%9A%84%E8%A6%96%E8%A7%92.jpg?resize=350%2C200&ssl=1 1x, https:\/\/i0.wp.com\/newsforchinese.com\/v3\/wp-content\/uploads\/2023\/07\/%E7%BE%8E%E5%9C%8B%E8%8F%AF%E4%BA%BA%E7%9A%84%E8%A6%96%E8%A7%92.jpg?resize=525%2C300&ssl=1 1.5x"},"classes":[]},{"id":258019,"url":"https:\/\/newsforchinese.com\/v3\/2024\/05\/04\/%e5%85%a8%e7%be%8e%e4%ba%9e%e5%a4%aa%e8%a3%94%e8%80%86%e8%80%81%e4%b8%ad%e5%bf%83%e4%bf%9d%e5%81%a5%e5%b0%88%e6%ac%84-10\/","url_meta":{"origin":191072,"position":4},"title":"\u5168\u7f8e\u4e9e\u592a\u88d4\u8006\u8001\u4e2d\u5fc3\u4fdd\u5065\u5c08\u6b04 10","author":"Raymond","date":"May 4, 2024","format":false,"excerpt":"\u5728\u672c\u6708\u7684\u5c08\u6b04\u4e2d\uff0c\u6211\u5011\u6311\u9078\u4e86\u5e7e\u500b\u95dc\u65bcMedicare\uff08\u7d05\u85cd\u5361\uff09\u548c\u5176\u4ed6\u793e\u6703\u798f\u5229\u7684\u5e38\u898b\u554f\u984c\u60f3\u8981\u548c\u60a8\u5206\u4eab\u3002 <Q1> \u5982\u679c\u6211\u525b\u6eff65\u6b72\uff0c\u90a3\u6211\u9084\u80fd\u8a3b\u518aMedicare\uff08\u7d05\u85cd\u5361\uff09\u55ce\uff1f \u662f\u7684\uff0c\u60a8\u53ef\u4ee5\u8a3b\u518a\u3002Medicare\u662f\u4e00\u9805\u91dd\u5c0d65\u6b72\u6216\u4ee5\u4e0a\u4eba\u58eb\u7684\u5065\u5eb7\u4fdd\u96aa\u8a08\u756b\u3002\u5982\u679c\u60a8\u5728\u6eff65\u6b72\u4e4b\u524d\uff0c\u5df2\u7d93\u9818\u53d6\u793e\u6703\u4fdd\u969c\u798f\u5229\u56db\u500b\u6708\u6216\u4ee5\u4e0a\uff0c\u90a3\u60a8\u6703\u81ea\u52d5\u52a0\u5165Medicare\u3002\u5982\u679c\u8a72\u60c5\u6cc1\u4e0d\u9069\u7528\u65bc\u60a8\uff0c\u5247\u60a8\u9700\u8981\u81ea\u5df1\u8a3b\u518aMedicare\u3002\u60a8\u5728\u4e03\u500b\u6708\u7684\u521d\u59cb\u8a3b\u518a\u671f\u5167\u8a3b\u518aMedicare\u6642\uff0c\u60a8\u5c07\u5f97\u5230Medicare A\u90e8\u5206\uff08\u91ab\u9662\u4fdd\u96aa\uff09\u548cPart B\uff08\u91ab\u7642\u4fdd\u96aa\uff09\uff0c\u9019\u88ab\u7a31\u70ba\u539f\u6709\u7684Medicare\u3002 \u60a8\u5fc5\u9808\u70baB\u90e8\u5206\u548c\/\u6216A\u90e8\u5206\u652f\u4ed8\u6bcf\u6708\u4fdd\u8cbb\uff08\u5728\u5927\u591a\u6578\u60c5\u6cc1\u4e0b\uff0c\u5982\u679c\u53d7\u76ca\u4eba\u6216\u5176\u914d\u5076\u64c1\u6709\u81f3\u5c1140\u500b\u793e\u6703\u4fdd\u969c\u5de5\u4f5c\u7a4d\u5206\uff0c\u5247\u7121\u9700\u652f\u4ed8A\u90e8\u5206\u7684\u6bcf\u6708\u4fdd\u8cbb\uff09\u3002\u60a8\u9700\u652f\u4ed820%\u7684\u5171\u4ed8\u984d\u548c\u514d\u8ce0\u984d\u3002\u5982\u679c\u60a8\u60f3\u586b\u88dc\u9019\u4e9b\u8cbb\u7528\u5dee\u984d\uff0c\u60a8\u53ef\u4ee5\u9078\u64c7\u8cfc\u8cb7Medicare C\u90e8\u5206\uff08Medicare \u512a\u52e2\u8a08\u756b\uff09\u6216Medigap\uff08\u4e5f\u7a31\u70baMedicare\u88dc\u5145\u4fdd\u96aa\uff09\u3002 Medicare D\u90e8\u5206\uff0c\u53ef\u4ee5\u7406\u89e3\u70ba\u85e5\u7269\u8a08\u756b\uff0c\u4e5f\u5c31\u662f\u8aaaMedicare D\u90e8\u5206\u6703\u5305\u542b\u85e5\u7269\u3002\u5982\u679c\u60a8\u6709\u539f\u6709\u7684Medicare\u4e26\u4e14\u9700\u8981\u85e5\u7269\u4fdd\u96aa\uff0c\u60a8\u61c9\u8cfc\u8cb7\u8a72\u85e5\u7269\u8a08\u756b\uff0c\u6216\u8005\u901a\u904eMedicare \u512a\u52e2\u8a08\u756b\u7372\u5f97\u85e5\u7269\u4fdd\u96aa\uff0c \u56e0\u70ba\u8a31\u591a\u512a\u52e2\u8a08\u756b\u90fd\u5305\u542b\u85e5\u7269\u3002 <Q2> \u4ec0\u9ebc\u662fMedicare\uff08\u7d05\u85cd\u5361\uff09\u512a\u52e2\u8a08\u756b\u4ee5\u53caMedigap\uff08Medicare\u88dc\u5145\u4fdd\u96aa\uff09\uff1f \u5982\u679c\u60a8\u5df2\u7d93\u64c1\u6709A\u90e8\u5206\u548cB\u90e8\u5206\uff0c\u90a3\u9ebc\u60a8\u53ef\u4ee5\u9078\u64c7\u52a0\u5165Medicare \u512a\u52e2\u8a08\u756b\uff0c\u6709\u6642\u7a31\u70ba\u201cC\u90e8\u5206\u201d\u6216\u201cMA\u8a08\u756b\u201d\u3002\u512a\u52e2\u8a08\u756b\u81f3\u5c11\u63d0\u4f9b\u8207\u539f\u6709\u7684Medicare\u76f8\u540c\u7684\u798f\u5229\u3002\u8207\u539f\u6709\u7684Medicare\u4e0d\u540c\uff0c\u512a\u52e2\u8a08\u756b\u53ef\u4ee5\u63d0\u4f9b\u984d\u5916\u7684\u798f\u5229\uff0c\u5982\u7259\u79d1\u6216\u8996\u529b\u65b9\u9762\u7684\u4fdd\u96aa\uff0c\u4e26\u8a2d\u6709\u5e74\u5ea6\u81ea\u4ed8\u984d\u4e0a\u9650\u3002\u8a31\u591a\u512a\u52e2\u8a08\u756b\u4e5f\u5c07\u85e5\u7269\u4fdd\u96aa\u4f5c\u70ba\u5176\u798f\u5229\u7684\u4e00\u90e8\u5206\u3002\u60a8\u9700\u8981\u70ba\u512a\u52e2\u8a08\u756b\u652f\u4ed8\u6bcf\u6708\u4fdd\u8cbb\uff0c\u4f46\u4e5f\u5b58\u5728\u67d0\u4e9b\u512a\u52e2\u8a08\u756b\u7684\u6708\u8cbb\u70ba\u96f6\u3002\u7531\u6b64\uff0c\u60a8\u53ef\u4ee5\u5728\u91ab\u7642\u4fdd\u5065\u8cbb\u7528\u4e0a\u7bc0\u7701\u5927\u91cf\u8cbb\u7528\u3002\u7136\u800c\uff0c\u512a\u52e2\u8a08\u756b\u901a\u5e38\u6709\u7db2\u8def\u9650\u5236\uff0c\u9019\u610f\u5473\u8457\u60a8\u5728\u9078\u64c7\u91ab\u751f\u3001\u91ab\u9662\u548c\u670d\u52d9\u5340\u57df\u6642\u53ef\u80fd\u6703\u53d7\u5230\u9650\u5236\u3002\u5728\u512a\u52e2\u8a08\u756b\u4e0b\uff0c\u60a8\u53ef\u80fd\u9700\u8981\u5f97\u5230\u60a8\u7684\u5bb6\u5ead\u91ab\u751f\u8f49\u8a3a\u5f8c\uff0c\u624d\u80fd\u7372\u5f97\u5c08\u79d1\u91ab\u751f\u670d\u52d9\uff0c\u6216\u8005\u9700\u8981\u8a08\u756b\u7684\u4e8b\u5148\u6388\u6b0a\u3002\u5982\u679c\u60a8\u66f4\u95dc\u5fc3\u4fdd\u96aa\u7684\u82b1\u8cbb\uff0c\u6216\u8005\u60a8\u4f4f\u5728\u57ce\u5e02\u5730\u5340\uff0c\u512a\u52e2\u8a08\u756b\u53ef\u80fd\u662f\u4e00\u500b\u4e0d\u932f\u7684\u9078\u9805\u3002 Medigap\uff08Medicare\u88dc\u5145\u4fdd\u96aa\uff09\u662f\u4e00\u7a2e\u79c1\u4eba\u5065\u5eb7\u4fdd\u96aa\u653f\u7b56\uff0c\u7528\u65bc\u586b\u88dc\u8cbb\u7528\u5206\u6524\u7f3a\u53e3\uff0c\u4f8b\u5982 Medicare A \u90e8\u5206\u548c B \u90e8\u5206\u7684 20% \u5171\u4ed8\u984d\uff0c\u4e26\u4e14\u53ea\u6709\u52a0\u5165\u539f\u6709\u7684Medicare \u7684\u500b\u4eba\u624d\u80fd\u8cfc\u8cb7\u3002Medigap\u4e0d\u63d0\u4f9b\u85e5\u7269\u4fdd\u96aa\u6216\u5176\u4ed6\u984d\u5916\u798f\u5229\uff08\u5982\u7259\u79d1\u6216\u8996\u529b\u4fdd\u96aa\uff09\u3002\u5982\u679c\u60a8\u9700\u8981\u984d\u5916\u7684\u4fdd\u96aa\uff0c\u60a8\u9700\u8981\u53e6\u5916\u8cfc\u8cb7\u60a8\u60f3\u8981\u6dfb\u52a0\u7684\u4fdd\u96aa\u8a08\u756b\u3002\u60a8\u9700\u8981\u70baB\u90e8\u5206\u548cMedigap\u8a08\u756b\u652f\u4ed8\u6bcf\u6708\u4fdd\u8cbb\uff08\u5982\u6709\uff0c\u5247\u9084\u5305\u62ec\u984d\u5916\u4fdd\u96aa\u7684\u8cbb\u7528\uff09\uff0c\u6bcf\u6708\u7e3d\u8a08\u7d04400\u7f8e\u5143\u6216\u4ee5\u4e0a\u3002\u5c0d\u65bc\u9700\u8981\u7d93\u5e38\u8b77\u7406\u7684\u6162\u6027\u75c5\u60a3\u8005\u3001\u7d93\u5e38\u65c5\u884c\u6216\u5c45\u4f4f\u5728\u8fb2\u6751\u5730\u5340\u7684\u4eba\u4f86\u8aaa\uff0c\u539f\u6709\u7684Medicare\u52a0\u4e0aMedigap\uff08\u53ef\u9078\u64c7\u52a0\u5165\/\u4e0d\u52a0\u5165\u85e5\u7269\u8a08\u756b\uff09\u5c07\u662f\u4e00\u500b\u4e0d\u932f\u7684\u9078\u64c7\u3002 <Q3> \u60a8\u77e5\u9053\u60a8\u4e5f\u53ef\u80fd\u6709\u8cc7\u683c\u7372\u5f97\u80fd\u6e90\u8cbb\u7528\u63f4\u52a9\u55ce\uff1f LIHEAP\uff08\u4f4e\u6536\u5165\u5bb6\u5ead\u80fd\u6e90\u63f4\u52a9\u8a08\u756b\uff09\u662f\u4e00\u500b\u7531\u806f\u90a6\u653f\u5e9c\u8cc7\u52a9\u7684\u9805\u76ee\uff0c\u65e8\u5728\u5e6b\u52a9\u4f4e\u6536\u5165\u5bb6\u5ead\u6eff\u8db3\u5176\u5373\u6642\u7684\u5bb6\u5ead\u80fd\u6e90\u9700\u6c42\u3002\u8a72\u8a08\u756b\u70ba\u60a8\u7684\u5bb6\u5ead\u63d0\u4f9b\u6bcf\u5e74\u4e00\u6b21\u7684\u73fe\u91d1\u88dc\u52a9\uff0c\u5e6b\u52a9\u60a8\u652f\u4ed8\u5bb6\u5ead\u4f9b\u6696\u548c\u88fd\u51b7\u8cbb\u7528\u3002\u88dc\u52a9\u91d1\u53ef\u4ee5\u76f4\u63a5\u652f\u4ed8\u7d66\u60a8\u6216\u60a8\u7684\u80fd\u6e90\u63d0\u4f9b\u5546\u3002\u7b26\u5408\u8cc7\u683c\u7684\u689d\u4ef6\u5982\u4e0b\uff1a\u5bb6\u5ead\u6536\u5165\u4e0d\u5f97\u8d85\u904e\u806f\u90a6\u8ca7\u56f0\u7dda\u7684150%\uff08\u4f8b\u5982\uff0c\u5169\u4eba\u5bb6\u5ead\u70ba2555\u7f8e\u5143\uff09\u6216\u5dde\u4e2d\u4f4d\u6578\u6536\u5165\u768460%\u3002\u8a72\u8a08\u756b\u7684\u8a3b\u518a\u671f\u53ef\u80fd\u4e0d\u662f\u5168\u5e74\u90fd\u6709\uff0c\u5177\u9ad4\u6642\u9593\u53d6\u6c7a\u65bc\u60a8\u6240\u5728\u7684\u5dde\u3002\u7533\u8acb\u7a0b\u5f0f\u548c\u6a5f\u69cb\u6839\u64da\u60a8\u5c45\u4f4f\u7684\u5730\u5340\u800c\u7570\u3002\u8acb\u81f4\u96fb\u6211\u5011\u4ee5\u78ba\u8a8d\u60a8\u662f\u5426\u6709\u8cc7\u683c\u52a0\u5165\u8a72\u8a08\u756b\u3002 \u5982\u679c\u60a8\u5c0d Medicare\uff08\u7d05\u85cd\u5361\uff09\u3001Medicaid\uff08\u767d\u5361\uff09\u3001\u5e73\u50f9\u91ab\u7642\u6cd5\u6848\u5065\u5eb7\u4fdd\u96aa\u5e02\u5834\u3001\u793e\u6703\u4fdd\u969c\u9000\u4f11\u798f\u5229\u3001\u88dc\u5145\u4fdd\u969c\u6536\u5165\u3001\u5e74\u9577\u8005\u793e\u6703\u798f\u5229\u6216 COVID\/\u6d41\u611f\u75ab\u82d7\u63a5\u7a2e\u6709\u66f4\u591a\u7684\u7591\u554f\uff0c\u60a8\u53ef\u4ee5\u901a\u904e\u4ee5\u4e0b\u65b9\u5f0f\u806f\u7e6b\u6211\u5011\uff1a \u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 \u96fb\u8a71\uff1a\uff08\u4e2d\u6587\u666e\u901a\u8a71\uff091-800-683-7427\uff0c\uff08\u4e2d\u6587\u7cb5\u8a9e\uff091-800-582-4218\uff0c\uff08\u82f1\u8a9e\uff091-800-336-2722 \u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 \u96fb\u5b50\u90f5\u4ef6\uff1aaskNAPCA@napca.org \u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 \u90f5\u5bc4\u5730\u5740\uff1aNAPCA Senior Assistance Center, 1511 3rd Avenue, Suite 914, Seattle, WA 98101\u2026","rel":"","context":"In &quot;\u5065\u5eb7\u990a\u751f&quot;","block_context":{"text":"\u5065\u5eb7\u990a\u751f","link":"https:\/\/newsforchinese.com\/v3\/category\/health\/"},"img":{"alt_text":"","src":"https:\/\/i0.wp.com\/newsforchinese.com\/v3\/wp-content\/uploads\/2020\/10\/asian-senior-.jpg?resize=350%2C200&ssl=1","width":350,"height":200},"classes":[]},{"id":278156,"url":"https:\/\/newsforchinese.com\/v3\/2025\/06\/01\/%e5%85%a8%e7%be%8e%e4%ba%9e%e5%a4%aa%e8%a3%94%e8%80%86%e8%80%81%e4%b8%ad%e5%bf%83%e5%81%a5%e5%ba%b7%e5%b0%88%e6%ac%8417\/","url_meta":{"origin":191072,"position":5},"title":"\u5168\u7f8e\u4e9e\u592a\u88d4\u8006\u8001\u4e2d\u5fc3\u5065\u5eb7\u5c08\u6b0417","author":"Raymond","date":"June 1, 2025","format":false,"excerpt":"\u7576\u4eba\u5011\u5e74\u6eff65\u6b72\u6642\uff0c\u8a31\u591a\u4eba\u7684\u5065\u5eb7\u91ab\u7642\u4fdd\u96aa\u7bc4\u570d\u6703\u767c\u751f\u8b8a\u5316\u3002 \u6709\u4e9b\u4eba\u53ef\u80fd\u6703\u56e0\u767c\u73feMedicaid\uff08\u767d\u5361\uff09\u4fdd\u969c\u7d42\u6b62\u800c\u611f\u5230\u4e0d\u5b89\u6216\u6cae\u55aa\u3002\u5728\u672c\u671f\u5c08\u6b04\u4e2d\uff0c\u6211\u5011\u5c07\u89e3\u91cb\u9019\u7a2e\u60c5\u6cc1\u767c\u751f\u7684\u539f\u56e0\u4ee5\u53ca\u53ef\u80fd\u9084\u6709\u54ea\u4e9b\u9078\u64c7\u3002 <Q1> \u7232\u4ec0\u9ebc\u6211\u572865\u6b72\u53c3\u52a0Medicare\uff08\u7d05\u85cd\u5361\uff09\u5f8c\u5931\u53bb\u4e86Medicaid\uff08\u767d\u5361\uff09\uff0c\u5373\u4f7f\u6211\u7684\u6536\u5165\u6c92\u6709\u8b8a\u5316\uff1f \u7576\u4f60\u5e74\u6eff65\u6b72\u5f8c\u4e26\u52a0\u5165Medicare\u6642\uff0c\u5373\u4f7f\u6536\u5165\u4e0d\u8b8a\uff0c\u60a8\u7372\u5f97Medicaid\u7684\u8cc7\u683c\u4e5f\u53ef\u80fd\u767c\u751f\u8b8a\u5316\u3002\u9019\u662f\u56e0\u7232\u91dd\u5c0d65\u6b72\u4ee5\u4e0b\u548c65\u6b72\u4ee5\u4e0a\u4eba\u7fa3\u7684 Medicaid\u898f\u5b9a\u6709\u6240\u4e0d\u540c\u3002 \u82e5\u60a8\u539f\u5148\u53c3\u52a0\u7684\u662f\u64f4\u5c55\u767d\u5361\u8a08\u5283\uff08Expanded Medicaid\uff09\uff0c\u8a72\u8a08\u5283\u5728\u90e8\u5206\u5dde\u7232\u6536\u5165\u4e0d\u8d85\u904e\u806f\u90a6\u8ca7\u56f0\u7dda138%\u768465\u6b72\u4ee5\u4e0b\u4f4e\u6536\u5165\u6210\u4eba\u63d0\u4f9b\u4fdd\u969c\uff0c\u4e5f\u5c31\u610f\u5473\u7740\u5e74\u6eff65\u6b72\u5f8c\u53ef\u80fd\u55aa\u5931\u8cc7\u683c\u30022025\u5e74\u5ea6\u7684\u6536\u5165\u4e0a\u9650\u7232\uff1a\u55ae\u8eab\u4eba\u58eb\u6708\u6536\u5165\u4e0d\u8d85\u904e1,800\u7f8e\u5143\uff0c\u82e5\u662f\u592b\u59bb\u5169\u4eba\u6708\u6536\u5165\u4e0d\u8d85\u904e2,432.25\u7f8e\u5143\u3002 \u7576\u4f60\u5e74\u6eff65\u9031\u6b72\u5f8c\uff0c\u4f60\u6240\u5c0d\u61c9\u7684 Medicaid \u8a55\u4f30\u6a19\u6e96\u662f\u4e00\u5957\u91dd\u5c0d\u9577\u8005\u4e14\u6709\u66f4\u56b4\u683c\u8981\u6c42\u7684\u6a19\u6e96\u3002\u9664\u53bb\u6536\u5165\u6a19\u6e96\u4e4b\u5916\uff0c\u8a72\u8a08\u5283\u9084\u6703\u8003\u91cf\u60a8\u7684\u8cc7\u7522\uff08\u5982\u5132\u84c4\u8cec\u6236\u3001\u9000\u4f11\u91d1\uff09\u3002\u56e0\u6b64\u5373\u4f7f\u6536\u5165\u672a\u8b8a\uff0c\u8cc7\u7522\u904e\u9ad8\u4e5f\u53ef\u80fd\u5c0e\u81f4\u60a8\u5931\u53bb Medicaid \u8cc7\u683c\u3002 \u9084\u9700\u6ce8\u610f\u7684\u662f\uff0c\u91dd\u5c0d\u9577\u8005\u7684Medicaid\u8cc7\u683c\u6a19\u6e96\u548c\u9650\u984d\u56e0\u5dde\u800c\u7570\uff0c\u4e26\u4e14\u6bcf\u5e74\u66f4\u65b0\u5176\u6a19\u6e96\u3002 <Q2> \u6211\u53ef\u4ee5\u572865\u6b72\u7684\u6642\u5019\u4fdd\u7559\u6211\u7684Medicaid\uff08\u767d\u5361\uff09\u7684\u540c\u6642\u8a3b\u518aMedicare\uff08\u7d05\u85cd\u5361\uff09\u55ce\uff1f \u53ef\u4ee5\uff0c\u5982\u679c\u4f60\u7b26\u5408\u6240\u5728\u5dde\u91dd\u5c0d\u9577\u8005\u7684\u6536\u5165\u548c\u8cc7\u7522\u9650\u984d\u6a19\u6e96\uff0c\u4fbf\u53ef\u4ee5\u5728\u4eab\u53d7Medicare\u7684\u540c\u6642\u7372\u5f97 Medicaid\uff0c\u5373\u6210\u7232\"\u96d9\u91cd\u8cc7\u683c\u53c3\u4fdd\u4eba\"\u3002 \u82e5\u60a8\u9818\u53d6\u88dc\u5145\u4fdd\u969c\u6536\u5165\uff08SSI\uff09\uff0c\u901a\u5e38\u53ef\u4eab\u53d7\u5168\u984d Medicare\u30022025\u5e74\u806f\u90a6\u88dc\u5145\u4fdd\u969c\u6536\u5165\u9650\u984d\u7232\uff1a \u2022\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 \u500b\u4eba: \u6708\u6536\u5165\u4f4e\u65bc967\u7f8e\u5143\u4e14\u8cc7\u7522\u4e0d\u8d85\u904e2000\u7f8e\u5143 \u2022\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 \u592b\u59bb: \u6708\u6536\u5165\u4f4e\u65bc1,450\u7f8e\u5143\u4e14\u8cc7\u7522\u4e0d\u8d85\u904e3,000\u7f8e\u5143 \u90e8\u5206\u5dde\u63d0\u4f9b\u5dde\u88dc\u5145\u88dc\u52a9\u91d1\uff08SSP\uff09\u6216\u6703\u8a2d\u5b9a\u66f4\u9ad8\u6536\u5165\u9650\u984d\uff0c\u4f8b\u5982\uff1a \u2022\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 \u52a0\u5229\u798f\u5c3c\u4e9e\u5dde: \u592b\u59bb\u6708\u6536\u5165\u4e0a\u9650\u53ef\u90542,432.25\u7f8e\u5143\uff0c\u4e14\u52a0\u5229\u798f\u5c3c\u4e9e\u5dde\u4e0d\u8a2d\u8cc7\u7522\u5be9\u67e5\u3002 \u2022\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 \u83ef\u76db\u9813\u5dde: \u9650\u984d\u8207\u806f\u90a6\u88dc\u5145\u4fdd\u969c\u6536\u5165\u6a19\u6e96\u4e00\u81f4\uff0c\u4e5f\u5c31\u662f\u592b\u59bb\u6708\u6536\u51651,450\u7f8e\u5143\u4ee5\u4e0b\u4e14\u8cc7\u7522\u4e0d\u8d85\u904e3,000\u7f8e\u5143\u3002 \u5982\u679c\u4f60\u7b26\u5408\u8cc7\u683c\uff0cMedicaid\u53ef\u4ee5\u5e6b\u52a9\u652f\u4ed8\u4ee5\u4e0b\u8cbb\u7528\uff1a \u2022\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 MedicareA\u90e8\u5206\u548cB\u90e8\u5206\u7684\u4fdd\u8cbb \u2022\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 \u514d\u8ce0\u984d\u548c\u5171\u4ed8\u8cbb\u7528 \u2022\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 Medicare\u672a\u6db5\u84cb\u7684\u984d\u5916\u670d\u52d9\uff0c\u4f8b\u5982\u7259\u79d1\u3001\u8996\u529b\u548c\u9577\u671f\u8b77\u7406 \u4f60\u9084\u53ef\u80fd\u7b26\u5408\u984d\u5916\u88dc\u52a9\uff08Extra Help\uff09\u8a08\u5283\u7684\u8cc7\u683c\uff0c\u8a72\u8a08\u5283\u53ef\u964d\u4f4e Medicare D\u90e8\u5206\u7684\u8655\u65b9\u85e5\u8cbb\u7528\u3002\u5728\u8a31\u591a\u5dde\uff0c\u5982\u679c\u4f60\u5df2\u4eab\u6709\u9577\u8005 Medicaid \uff0c\u90a3\u4f60\u6703\u81ea\u52d5\u8a3b\u518a\u8a72\u8a08\u5283\uff1b\u4f46\u90e8\u5206\u5dde\u9700\u53e6\u884c\u63d0\u4ea4\u7533\u8acb\u3002 <Q3> \u5982\u679c\u6211\u4e0d\u518d\u540c\u6642\u7b26\u5408 Medicaid\uff08\u767d\u5361\uff09\u548c Medicare\uff08\u7d05\u85cd\u5361\uff09\u7684\u5168\u984d\u4fdd\u969c\u8cc7\u683c\uff0c\u9084\u53ef\u4ee5\u7372\u5f97\u54ea\u4e9b\u5176\u4ed6\u8a08\u5283\u6216\u63f4\u52a9\uff1f\u2026","rel":"","context":"In &quot;\u5065\u5eb7\u990a\u751f&quot;","block_context":{"text":"\u5065\u5eb7\u990a\u751f","link":"https:\/\/newsforchinese.com\/v3\/category\/health\/"},"img":{"alt_text":"","src":"https:\/\/i0.wp.com\/newsforchinese.com\/v3\/wp-content\/uploads\/2025\/05\/Medicaid2.jpg?resize=350%2C200&ssl=1","width":350,"height":200,"srcset":"https:\/\/i0.wp.com\/newsforchinese.com\/v3\/wp-content\/uploads\/2025\/05\/Medicaid2.jpg?resize=350%2C200&ssl=1 1x, https:\/\/i0.wp.com\/newsforchinese.com\/v3\/wp-content\/uploads\/2025\/05\/Medicaid2.jpg?resize=525%2C300&ssl=1 1.5x"},"classes":[]}],"jetpack_sharing_enabled":true,"_links":{"self":[{"href":"https:\/\/newsforchinese.com\/v3\/wp-json\/wp\/v2\/posts\/191072","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/newsforchinese.com\/v3\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/newsforchinese.com\/v3\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/newsforchinese.com\/v3\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/newsforchinese.com\/v3\/wp-json\/wp\/v2\/comments?post=191072"}],"version-history":[{"count":2,"href":"https:\/\/newsforchinese.com\/v3\/wp-json\/wp\/v2\/posts\/191072\/revisions"}],"predecessor-version":[{"id":191081,"href":"https:\/\/newsforchinese.com\/v3\/wp-json\/wp\/v2\/posts\/191072\/revisions\/191081"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/newsforchinese.com\/v3\/wp-json\/wp\/v2\/media\/191080"}],"wp:attachment":[{"href":"https:\/\/newsforchinese.com\/v3\/wp-json\/wp\/v2\/media?parent=191072"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/newsforchinese.com\/v3\/wp-json\/wp\/v2\/categories?post=191072"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/newsforchinese.com\/v3\/wp-json\/wp\/v2\/tags?post=191072"},{"taxonomy":"series","embeddable":true,"href":"https:\/\/newsforchinese.com\/v3\/wp-json\/wp\/v2\/series?post=191072"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}