{"id":189886,"date":"2020-09-22T08:37:29","date_gmt":"2020-09-22T15:37:29","guid":{"rendered":"http:\/\/newsforchinese.com\/v3\/?p=189886"},"modified":"2020-09-22T08:37:31","modified_gmt":"2020-09-22T15:37:31","slug":"%e6%a0%b9%e6%93%9a%e6%94%b6%e5%85%a5%e8%80%8c%e9%9d%9e%e4%bf%a1%e8%a9%95%e5%88%86%e6%95%b8%e7%9a%84%e4%bf%a1%e7%94%a8%e5%8d%a1x1-card","status":"publish","type":"post","link":"https:\/\/newsforchinese.com\/v3\/2020\/09\/22\/%e6%a0%b9%e6%93%9a%e6%94%b6%e5%85%a5%e8%80%8c%e9%9d%9e%e4%bf%a1%e8%a9%95%e5%88%86%e6%95%b8%e7%9a%84%e4%bf%a1%e7%94%a8%e5%8d%a1x1-card\/","title":{"rendered":"\u6839\u64da\u6536\u5165\u800c\u975e\u4fe1\u8a55\u5206\u6578\u7684\u4fe1\u7528\u5361X1 Card"},"content":{"rendered":"\n<p>\u4fe1\u7528\u5361\u984d\u5ea6\u751a\u81f3\u6838\u51c6\u8207\u5426\uff0c\u5f80\u5f80\u8207\u500b\u4eba\u4fe1\u7528\u8a55\u5206\u597d\u58de\u6709\u95dc\uff0c\u7136\u800c\u9020\u6210\u4fe1\u8a55\u5206\u6578\u7684\u539f\u56e0\u5f88\u591a\uff0c\u81f3\u5c11\u525b\u5165\u793e\u6703\u5c31\u7d55\u5c0d\u4e0d\u6703\u9ad8\u3002X1 Card\u6253\u7b97\u6539\u8b8a\u9019\u7a2e\u984d\u5ea6\u7d66\u4e88\u6a19\u6e96\uff0c\u6539\u70ba\u6839\u64da\u7576\u524d\u8207\u5c07\u4f86\u7684\u6536\u5165\u4f86\u6c7a\u5b9a\uff0c\u4e0d\u4f9d\u904e\u53bb\u4fe1\u8a55\u597d\u58de\u9019\u4e0d\u5f88\u516c\u5e73\u7684\u8a55\u5206\u65b9\u6cd5\u3002<\/p>\n\n\n\n<!--more-->\n\n\n\n<p>\u8a72\u516c\u53f8\u8868\u793a\uff0c\u67d0\u4e9b\u5ba2\u6236\u53ef\u671b\u7372\u5f97\u6bd4\u50b3\u7d71\u4fe1\u7528\u5361\uff0c\u9084\u8981\u9ad8\u4e0a\u4e94\u500d\u7684\u984d\u5ea6\uff0c\u4f8b\u5982\u5de5\u4f5c\u4e0a\u7372\u5f97\u6649\u5347\uff0c\u984d\u5ea6\u5c31\u6703\u5f80\u4e0a\u8abf\u3002\u806f\u5408\u5275\u8fa6\u4ebaDeepak Rao\u8aaa\uff1a\u300c\u6d88\u8cbb\u4fe1\u7528\u5361\u7522\u696d\u5e7e\u4e4e\u4e0d\u53d7\u79d1\u6280\u5f71\u97ff\uff0c\u4e00\u76f4\u4f9d\u9760\u8457\u53e4\u8001\u7684\u4fe1\u7528\u8a55\u5206\u7cfb\u7d71\u3002Max (Levchin)\u3001David (Sacks)\u548c\u6211\u7684\u5206\u6578\u5dee\u4e0d\u591a\uff0c\u5b8c\u5168\u6c92\u9053\u7406\uff01\u6211\u5011\u5f9e\u982d\u89e3\u69cb\u4fe1\u7528\u5361\uff0c\u4f7f\u5176\u5177\u6709\u66f4\u667a\u80fd\u7684\u984d\u5ea6\u3001\u66f4\u667a\u80fd\u7684\u529f\u80fd\u3001\u73fe\u4ee3\u5316\u7684\u734e\u52f5\u548c\u5d84\u65b0\u7684\u5916\u89c0\u3002\u300d<\/p>\n\n\n\n<p>X1 Card\u6703\u6839\u64da\u7528\u6236\u7684\u4fe1\u8b7d\u7a0b\u5ea6\uff0c\u7d66\u4e8812.9%\u81f319.9%\u7684\u53ef\u8b8aAPR\uff0c\u548c2%\u7684\u9918\u984d\u8f49\u5e33\u8cbb\u3002\u8a72\u5361\u4e5f\u6c92\u6709\u5e74\u8cbb\uff0c\u4e5f\u4e0d\u6536\u53d6\u4efb\u4f55\u6eef\u7d0d\u91d1\u6216\u570b\u5916\u4ea4\u6613\u8cbb\u3002<\/p>\n<div class=\"gsp_post_data\" \r\n\t            data-post_type=\"post\" \r\n\t            data-cat=\"local,news\" \r\n\t            data-modified=\"120\"\r\n\t            data-created=\"1600763849\"\r\n\t            data-title=\"\u6839\u64da\u6536\u5165\u800c\u975e\u4fe1\u8a55\u5206\u6578\u7684\u4fe1\u7528\u5361X1 Card\" \r\n\t            data-home=\"https:\/\/newsforchinese.com\/v3\"><\/div>","protected":false},"excerpt":{"rendered":"<p>\u4fe1\u7528\u5361\u984d\u5ea6\u751a\u81f3\u6838\u51c6\u8207\u5426\uff0c\u5f80\u5f80\u8207\u500b\u4eba\u4fe1\u7528\u8a55\u5206\u597d\u58de\u6709\u95dc\uff0c\u7136\u800c\u9020\u6210\u4fe1\u8a55\u5206\u6578\u7684\u539f\u56e0\u5f88\u591a\uff0c\u81f3\u5c11\u525b\u5165\u793e\u6703\u5c31\u7d55\u5c0d\u4e0d\u6703\u9ad8\u3002X1 Card\u6253\u7b97\u6539\u8b8a\u9019\u7a2e\u984d\u5ea6\u7d66\u4e88\u6a19\u6e96\uff0c\u6539\u70ba\u6839\u64da\u7576\u524d\u8207\u5c07\u4f86\u7684\u6536\u5165\u4f86\u6c7a\u5b9a\uff0c\u4e0d\u4f9d\u904e\u53bb\u4fe1\u8a55\u597d\u58de\u9019\u4e0d\u5f88\u516c\u5e73\u7684\u8a55\u5206\u65b9\u6cd5\u3002<\/p>\n","protected":false},"author":1001022,"featured_media":189887,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"episode_type":"","audio_file":"","podmotor_file_id":"","podmotor_episode_id":"","cover_image":"","cover_image_id":"","duration":"","filesize":"","filesize_raw":"","date_recorded":"","explicit":"","block":"","jetpack_post_was_ever_published":false,"_jetpack_newsletter_access":"","_jetpack_dont_email_post_to_subs":false,"_jetpack_newsletter_tier_id":0,"_jetpack_memberships_contains_paywalled_content":false,"_jetpack_memberships_contains_paid_content":false,"footnotes":"","jetpack_publicize_message":"","jetpack_publicize_feature_enabled":true,"jetpack_social_post_already_shared":false,"jetpack_social_options":{"image_generator_settings":{"template":"highway","default_image_id":0,"font":"","enabled":false},"version":2},"_wpas_customize_per_network":false},"categories":[7,131],"tags":[],"series":[],"class_list":["post-189886","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-local","category-news"],"aioseo_notices":[],"featured_image_urls":{"medium":"https:\/\/newsforchinese.com\/v3\/wp-content\/uploads\/2020\/09\/X1-card-300x200.jpg","thumbnail":"https:\/\/newsforchinese.com\/v3\/wp-content\/uploads\/2020\/09\/X1-card-150x150.jpg","post-thumbnail-size":"https:\/\/newsforchinese.com\/v3\/wp-content\/uploads\/2020\/09\/X1-card-600x330.jpg","round-personnel-size":"https:\/\/newsforchinese.com\/v3\/wp-content\/uploads\/2020\/09\/X1-card-400x400.jpg","small-grid-size":"https:\/\/newsforchinese.com\/v3\/wp-content\/uploads\/2020\/09\/X1-card-400x300.jpg","portrait":"https:\/\/newsforchinese.com\/v3\/wp-content\/uploads\/2020\/09\/X1-card-500x400.jpg","post-widget-left-featured":"https:\/\/newsforchinese.com\/v3\/wp-content\/uploads\/2020\/09\/X1-card-600x350.jpg","post-board-1-2":"https:\/\/newsforchinese.com\/v3\/wp-content\/uploads\/2020\/09\/X1-card-450x400.jpg","post-board-2-2":"https:\/\/newsforchinese.com\/v3\/wp-content\/uploads\/2020\/09\/X1-card-600x332.jpg"},"appp_media":null,"episode_featured_image":"https:\/\/newsforchinese.com\/v3\/wp-content\/uploads\/2020\/09\/X1-card.jpg","episode_player_image":"https:\/\/newsforchinese.com\/v3\/wp-content\/uploads\/2022\/11\/avatars-DFF30y5My1u3eZvX-2nXMSw-original.jpg","download_link":"","player_link":"","audio_player":false,"episode_data":{"playerMode":"dark","subscribeUrls":[],"rssFeedUrl":"https:\/\/newsforchinese.com\/v3\/feed\/podcast\/%e8%80%81%e4%b8%ad%e5%bb%a3%e6%92%ad%e9%9b%bb%e5%8f%b0","embedCode":"<blockquote class=\"wp-embedded-content\" data-secret=\"7pjuXS4YoV\"><a href=\"https:\/\/newsforchinese.com\/v3\/2020\/09\/22\/%e6%a0%b9%e6%93%9a%e6%94%b6%e5%85%a5%e8%80%8c%e9%9d%9e%e4%bf%a1%e8%a9%95%e5%88%86%e6%95%b8%e7%9a%84%e4%bf%a1%e7%94%a8%e5%8d%a1x1-card\/\">\u6839\u64da\u6536\u5165\u800c\u975e\u4fe1\u8a55\u5206\u6578\u7684\u4fe1\u7528\u5361X1 Card<\/a><\/blockquote><iframe sandbox=\"allow-scripts\" security=\"restricted\" src=\"https:\/\/newsforchinese.com\/v3\/2020\/09\/22\/%e6%a0%b9%e6%93%9a%e6%94%b6%e5%85%a5%e8%80%8c%e9%9d%9e%e4%bf%a1%e8%a9%95%e5%88%86%e6%95%b8%e7%9a%84%e4%bf%a1%e7%94%a8%e5%8d%a1x1-card\/embed\/#?secret=7pjuXS4YoV\" width=\"500\" height=\"350\" title=\"&#8220;\u6839\u64da\u6536\u5165\u800c\u975e\u4fe1\u8a55\u5206\u6578\u7684\u4fe1\u7528\u5361X1 Card&#8221; &#8212; News for Chinese \uff0d \u820a\u91d1\u5c71\u7063\u5340No.1\u514d\u8cbb\u83ef\u4eba\u793e\u5340\u5831\u7d19\" data-secret=\"7pjuXS4YoV\" frameborder=\"0\" marginwidth=\"0\" marginheight=\"0\" scrolling=\"no\" class=\"wp-embedded-content\"><\/iframe><script type=\"text\/javascript\">\n\/* <![CDATA[ *\/\n\/*! This file is auto-generated *\/\n!function(d,l){\"use strict\";l.querySelector&&d.addEventListener&&\"undefined\"!=typeof URL&&(d.wp=d.wp||{},d.wp.receiveEmbedMessage||(d.wp.receiveEmbedMessage=function(e){var t=e.data;if((t||t.secret||t.message||t.value)&&!\/[^a-zA-Z0-9]\/.test(t.secret)){for(var s,r,n,a=l.querySelectorAll('iframe[data-secret=\"'+t.secret+'\"]'),o=l.querySelectorAll('blockquote[data-secret=\"'+t.secret+'\"]'),c=new RegExp(\"^https?:$\",\"i\"),i=0;i<o.length;i++)o[i].style.display=\"none\";for(i=0;i<a.length;i++)s=a[i],e.source===s.contentWindow&&(s.removeAttribute(\"style\"),\"height\"===t.message?(1e3<(r=parseInt(t.value,10))?r=1e3:~~r<200&&(r=200),s.height=r):\"link\"===t.message&&(r=new URL(s.getAttribute(\"src\")),n=new URL(t.value),c.test(n.protocol))&&n.host===r.host&&l.activeElement===s&&(d.top.location.href=t.value))}},d.addEventListener(\"message\",d.wp.receiveEmbedMessage,!1),l.addEventListener(\"DOMContentLoaded\",function(){for(var e,t,s=l.querySelectorAll(\"iframe.wp-embedded-content\"),r=0;r<s.length;r++)(t=(e=s[r]).getAttribute(\"data-secret\"))||(t=Math.random().toString(36).substring(2,12),e.src+=\"#?secret=\"+t,e.setAttribute(\"data-secret\",t)),e.contentWindow.postMessage({message:\"ready\",secret:t},\"*\")},!1)))}(window,document);\n\/\/# sourceURL=https:\/\/newsforchinese.com\/v3\/wp-includes\/js\/wp-embed.min.js\n\/* ]]> *\/\n<\/script>\n"},"jetpack_publicize_connections":[],"jetpack_featured_media_url":"https:\/\/newsforchinese.com\/v3\/wp-content\/uploads\/2020\/09\/X1-card.jpg","jetpack-related-posts":[{"id":103793,"url":"https:\/\/newsforchinese.com\/v3\/2015\/06\/17\/%e4%bf%9d%e6%8c%81%e5%ae%8c%e7%be%8e%e4%bf%a1%e7%94%a8%e8%a9%95%e5%88%86%e4%b8%83%e5%a4%a7%e6%b3%95%e5%af%b6\/","url_meta":{"origin":189886,"position":0},"title":"\u4fdd\u6301\u5b8c\u7f8e\u4fe1\u7528\u8a55\u5206\u4e03\u5927\u6cd5\u5bf6","author":"Jean","date":"June 17, 2015","format":false,"excerpt":"\u5728\u7f8e\u570b\uff0c\u300c\u4fe1\u7528\u8a55\u5206\u300d\uff08Credit Score\uff09\u9019\u4e00\u6982\u5ff5\u5e7e\u4e4e\u6ef2\u900f\u5230\u751f\u6d3b\u7684\u65b9\u65b9\u9762\u9762\uff1a\u8cb7\u8eca\u3001\u8cb7\u4fdd\u96aa\u3001\u8fa6\u65b0\u4fe1\u7528\u5361\u6642\u90fd\u9700\u8981\u7528\u5230\u4f60\u7684\u4fe1\u7528\u8a55\u5206\uff0c\u56e0\u6b64\u64c1\u6709\u826f\u597d\u7684\u4fe1\u7528\u8a55\u5206\u5341\u5206\u91cd\u8981\uff0c\u800c\u4e14\u597d\u8655\u591a\u591a - \u5927\u5247\u53ef\u4ee5\u8b93\u4f60\u4eab\u53d7\u4f4e\u8cb8\u6b3e\u5229\u7387\uff0c\u7d30\u5247\u53ef\u4ee5\u5e6b\u4f60\u5728\u4ea4\u6c34\u96fb\u8cbb\u548c\u624b\u6a5f\u8a71\u8cbb\u6642\u7701\u4e0b\u4e00\u7b46\u4fdd\u8b49\u91d1\u3002 \u800c\u9019\u300c\u4fe1\u7528\u8a55\u5206\u300d\u5230\u5e95\u662f\u4ec0\u9ebc\uff1f\u6709\u4ec0\u9ebc\u56e0\u7d20\u5f71\u97ff\u4fe1\u7528\u8a55\u5206\uff0c\u53c8\u6709\u4ec0\u9ebc\u8fa6\u6cd5\u80fd\u5920\u64c1\u6709\u6216\u8005\u4fdd\u6301\u826f\u597d\u7684\u4fe1\u7528\u8a55\u5206\u5462\uff1f\u4ee5\u4e0b\u4e03\u7a2e\u65b9\u6cd5\u6216\u8a31\u80fd\u5e6b\u5230\u4f60\u3002 1. \u4e86\u89e3\u4fe1\u7528\u8a55\u5206\u7684\u7d44\u6210\u8981\u7d20 \u60f3\u8981\u4fdd\u6301\u826f\u597d\u7684\u4fe1\u7528\u8a55\u5206\uff0c\u7b2c\u4e00\u6b65\u662f\u77e5\u9053\u300c\u4fe1\u7528\u8a55\u5206\u300d\u5230\u5e95\u662f\u600e\u9ebc\u8a55\u51fa\u4f86\u7684\u3002 \u4fe1\u7528\u8a55\u5206\u7531\u4e94\u500b\u8981\u7d20\u7d44\u6210\uff1a15%\u7684\u4fe1\u7528\u6b77\u53f2\uff08Length of Credit History\uff09\uff0c10%\u7684\u4fe1\u7528\u985e\u578b\uff08Types of Credit\uff09\uff0c10%\u7684\u4fe1\u7528\u8aee\u8a62\uff08Credit Inquiries\uff09\uff0c35%\u7684\u652f\u4ed8\u8a18\u9304\uff08Payment History\uff09\u548c\u50b5\u52d9\u6c34\u5e73\uff08level of debt\uff09\u3002 \u4fe1\u7528\u8a55\u5206\u6eff\u5206850\uff0c\u6839\u64damyfico.com\uff0c\u622a\u6b622014\u5e748\u6708\uff0c\u7f8e\u570b\u7684\u5168\u570b\u5e73\u5747\u4fe1\u7528\u8a55\u5206\u662f692\u5206\u3002\u4f46\u503c\u5f97\u6ce8\u610f\u7684\u662f\uff0c\u4e26\u4e0d\u662f\u6240\u6709\u6d89\u53ca\u91d1\u878d\u7684\u8981\u7d20\u90fd\u6703\u5f71\u97ff\u4f60\u7684\u4fe1\u7528\u8a55\u5206\uff0c\u6bd4\u5982\u652f\u7968\u8cec\u6236\uff08Checking Account\uff09\u7684\u900f\u652f\u548c\u662f\u5426\u5b9a\u671f\u4ea4\u9084\u6c34\u8cbb\u96fb\u8cbb\u4e26\u4e0d\u6703\u5fc5\u7136\u5f71\u97ff\u5230\u4f60\u7684\u4fe1\u7528\u8a55\u5206\u3002 2. \u6309\u6642\u9084\u6b3e \u6309\u6642\u9084\u6e05\u6240\u6709\u8cec\u55ae -- \u6ce8\u610f\uff0c\u662f\u300c\u6240\u6709\u300d\uff0c\u56e0\u6b64\u9664\u4e86\u6309\u6642\u9084\u4fe1\u7528\u5361\u548c\u9280\u884c\u8cb8\u6b3e\u5916\uff0c\u6c34\u96fb\u8cbb\u548c\u624b\u6a5f\u8cec\u55ae\u7b49\u4e5f\u4e0d\u53ef\u6020\u6162\u3002\u5118\u7ba1\u6709\u4e9b\u9084\u6b3e\u8a18\u9304\uff08\u6bd4\u5982\u5fd8\u7e73\u7684\u90a3\u5e7e\u5206\u9322\u5716\u66f8\u9928\u7f70\u6b3e\uff09\u4e26\u4e0d\u6703\u88ab\u5f81\u4fe1\u6a5f\u69cb\uff08Credit Bureaus\uff09\u8a18\u9304\u5728\u6848\uff0c\u4f46\u4e0d\u6309\u6642\u9084\u6e05\u7684\u8a71\u9019\u4e9b\u8a18\u9304\u9084\u662f\u6703\u51fa\u73fe\u5728\u4f60\u7684\u4fe1\u7528\u5831\u544a\u4e0a\u3002 \u56e0\u6b64\uff0c\u7121\u8ad6\u662f\u4ec0\u9ebc\u6b3e\u9805\uff0c\u6309\u6642\u9084\u6e05\u90fd\u662f\u4fdd\u6301\u826f\u597d\u4fe1\u7528\u8a55\u5206\u7684\u4e00\u5927\u6cd5\u5bf6\u3002 3. \u4fdd\u6301\u8f03\u4f4e\u7684\u4fe1\u7528\u5361\u9918\u984d \u4fe1\u7528\u5361\u9918\u984d\uff08Balance\uff09\u8d8a\u9ad8\uff0c\u4f60\u7684\u4fe1\u7528\u8a55\u5206\u5c31\u8d8a\u4f4e\u3002\u6700\u597d\u4f60\u7684\u4fe1\u7528\u5361\u9918\u984d\u80fd\u4fdd\u6301\u5728\u4f60\u7684\u4fe1\u7528\u984d\u5ea6\uff08Credit Limit\uff09\u768430%\u4ee5\u5167\uff0c\u4e5f\u5c31\u662f\u8aaa\u5982\u679c\u4f60\u6709\u6bcf\u6708$1,000\u7684\u4fe1\u7528\u984d\u5ea6\uff0c\u9918\u984d\u4e0d\u8d85\u904e$300\u3002 \u5c0d\u5fb5\u4fe1\u6a5f\u69cb\u4f86\u8aaa\uff0c\u9ad8\u9918\u984d\u610f\u5473\u8457\u9ad8\u98a8\u96aa\uff0c\u56e0\u6b64\u5118\u7ba1\u4f60\u6bcf\u6b21\u90fd\u5168\u984d\u9084\u6e05\u7576\u6708\u9918\u984d\uff0c\u767c\u5361\u6a5f\u69cb\u6bcf\u6708\u628a\u4f60\u7684\u9918\u984d\u8cec\u55ae\u4e0a\u4ea4\u5230\u5fb5\u4fe1\u6a5f\u69cb\u6642\uff0c\u8cec\u9762\u4e0a\u7684\u9ad8\u9918\u984d\u9084\u662f\u6703\u5f71\u97ff\u4f60\u7684\u4fe1\u7528\u8a55\u5206\u3002 4. \u7ba1\u7406\u597d\u4f60\u7684\u50b5\u52d9 \u4e0d\u50c5\u4fe1\u7528\u5361\u9918\u984d\uff0c\u8cb8\u6b3e\u9918\u984d\u548c\u4fe1\u7528\u984d\u5ea6\u540c\u6a23\u5f71\u97ff\u4f60\u7684\u4fe1\u7528\u8a55\u5206\u3002\u592a\u591a\u50b5\u6b3e\u6703\u8b93\u9280\u884c\u61f7\u7591\u4f60\u7684\u511f\u9084\u80fd\u529b\uff0c\u4f60\u7684\u4fe1\u7528\u8a55\u5206\u4e5f\u6703\u56e0\u6b64\u53d7\u5f71\u97ff\u3002 5. \u4e0d\u8981\u95dc\u6389\u4f60\u820a\u7684\u4fe1\u7528\u5361 \u7576\u4f60\u95dc\u6389\u4e00\u5f35\u4e0d\u518d\u7528\u6216\u5df2\u6975\u5c11\u4f7f\u7528\u7684\u4fe1\u7528\u5361\uff0c\u767c\u5361\u6a5f\u69cb\u5c31\u6703\u505c\u6b62\u5411\u5fb5\u4fe1\u6a5f\u69cb\u767c\u9001\u6578\u64da\u5831\u544a\uff0c\u540c\u6642\u4f60\u95dc\u6389\u7684\u4fe1\u7528\u5361\u5728\u4f60\u7684\u4fe1\u7528\u8a55\u6e2c\u904e\u7a0b\u4e2d\u7684\u6bd4\u91cd\u4e5f\u6703\u5927\u5927\u6e1b\u5c11\u3002\u5927\u698210\u5e74\u5f8c\uff0c\u5fb5\u4fe1\u6a5f\u69cb\u5c31\u6703\u628a\u4f60\u9019\u5f35\u505c\u7528\u4fe1\u7528\u5361\u7684\u6b77\u53f2\u8a18\u9304\u5f9e\u4f60\u7684\u4fe1\u7528\u5831\u544a\u4e0a\u79fb\u9664\u3002 \u554f\u984c\u5728\u65bc\uff0c\u5982\u679c\u4f60\u95dc\u6389\u7684\u9019\u5f35\u4fe1\u7528\u5361\u4f7f\u7528\u6b77\u53f2\u6bd4\u8f03\u9577\uff0c\u88ab\u79fb\u9664\u540e\u4f60\u7684\u5e73\u5747\u4fe1\u7528\u5e74\u9f61\uff08Credit Age\uff09\u5c31\u6703\u7e2e\u77ed\uff0c\u56e0\u800c\u4f60\u7684\u4fe1\u7528\u8a55\u5206\u4e5f\u6703\u4e0b\u964d\u3002 6. \u9650\u5236\u4f60\u7533\u8acb\u65b0\u5361\u7684\u6578\u91cf \u6bcf\u7533\u8acb\u4e00\u5f35\u65b0\u4fe1\u7528\u5361\u90fd\u6703\u6d88\u8017\u6389\u4f60\u4e00\u5c0f\u90e8\u4efd\u7684\u4fe1\u7528\u8a55\u5206\u3002\u96d6\u7136\u4fe1\u7528\u8aee\u8a62\uff08Credit Inquiries\uff09\u53ea\u4f54\u4fe1\u7528\u8a55\u5206\u768410%\uff0c\u4f46\u5047\u8a2d\u4f60\u6709\u8f03\u9ad8\u7684\u8a55\u5206\uff08800\u5206\uff09\uff0c10%\u4e5f\u53ef\u4ee5\u662f\u4e00\u500b\u9f90\u5927\u6578\u984d\uff08800 x 10% = 80\uff09\u3002\u800c\u4e14\u6bcf\u958b\u4e00\u5f35\u65b0\u5361\uff0c\u4f60\u7684\u5e73\u5747\u4fe1\u7528\u5e74\u9f61\uff08\u5360\u8a55\u520615%\uff09\u5c31\u6703\u76f8\u61c9\u7e2e\u77ed\u3002 \u56e0\u6b64\u70ba\u4fdd\u6301\u826f\u597d\u4fe1\u7528\u8a55\u5206\uff0c\u6700\u597d\u4e0d\u8981\u5728\u77ed\u671f\u5167\u7533\u8acb\u591a\u5f35\u4fe1\u7528\u5361\u3002 7.\u2026","rel":"","context":"In &quot;\u7406\u8ca1\u6295\u8cc7&quot;","block_context":{"text":"\u7406\u8ca1\u6295\u8cc7","link":"https:\/\/newsforchinese.com\/v3\/category\/money\/"},"img":{"alt_text":"","src":"https:\/\/i0.wp.com\/newsforchinese.com\/v3\/wp-content\/uploads\/2015\/06\/CREDIT-SCORE.jpg?resize=350%2C200&ssl=1","width":350,"height":200,"srcset":"https:\/\/i0.wp.com\/newsforchinese.com\/v3\/wp-content\/uploads\/2015\/06\/CREDIT-SCORE.jpg?resize=350%2C200&ssl=1 1x, https:\/\/i0.wp.com\/newsforchinese.com\/v3\/wp-content\/uploads\/2015\/06\/CREDIT-SCORE.jpg?resize=525%2C300&ssl=1 1.5x"},"classes":[]},{"id":198818,"url":"https:\/\/newsforchinese.com\/v3\/2021\/03\/26\/%e7%b4%90%e7%b4%84%e5%b7%9e%e8%aa%aaapple-card%e4%b8%a6%e6%9c%aa%e9%81%95%e5%8f%8d%e5%85%ac%e5%b9%b3%e6%94%be%e8%b2%b8%e6%b3%95\/","url_meta":{"origin":189886,"position":1},"title":"\u7d10\u7d04\u5dde\u8aaaApple Card\u4e26\u672a\u9055\u53cd\u516c\u5e73\u653e\u8cb8\u6cd5","author":"Yingying","date":"March 26, 2021","format":false,"excerpt":"\u7d10\u7d04\u5dde\u91d1\u878d\u670d\u52d9\u90e8(NYDFS)\u9031\u4e8c(3\/23)\u767c\u8868\u4e00\u4efd\u5831\u544a\uff0c\u6f84\u6e05\u5c0dApple Card\u4fe1\u7528\u5361\u8a08\u5283\u7684\u6b67\u8996\u6027\u4f5c\u6cd5\uff0c\u5c24\u5176\u662f\u57fa\u65bc\u6027\u5225\u7684\u6b67\u8996\uff0c\u6b64\u4e43\u61c92019\u5e7411\u6708\u4e00\u9805\u7dda\u4e0a\u6295\u8a34\u800c\u767c\u8d77\u7684\u8abf\u67e5\u3002 \u7576\u6642\uff0c\u79d1\u6280\u4f01\u696d\u5bb6David Heinemeier Hansson\u4ee5\u6709\u6027\u5225\u6b67\u8996\u70ba\u7531\uff0c\u9000\u6389\u7531Apple\u548cGoldman Sachs\u5171\u540c\u7d93\u71df\u7684Apple Card\u8a08\u5283\uff0c\u56e0\u70ba\u4ed6\u7372\u5f97\u7684\u4fe1\u7528\u984d\u5ea6\u662f\u5176\u59bb\u5b50\u7684\u5eff\u500d\uff0c\u5118\u7ba1\u9019\u5c0d\u592b\u59bb\u5171\u540c\u5831\u7a05\u53ca\u9000\u7a05\uff0c\u4e14\u4ed6\u7684\u59bb\u5b50\u7684\u4fe1\u7528\u8a55\u5206\u6bd4\u4ed6\u9ad8\u3002 \u6839\u64daAppleinsider\u95b1\u8b80\u5230\u7684\u91d1\u878d\u90e8\u5831\u544a\uff0c\u6307\u51faGoldman Sachs\u91cd\u65b0\u8a55\u4f30\u4e86\u4e00\u4e9b\u539f\u5148\u7372\u5f97\u7684\u4fe1\u7528\u984d\u5ea6\u6bd4\u5176\u914d\u5076\u4f4e\u7684\u5973\u6027\u4fe1\u7528\u6a94\u6848\uff0c\u6c7a\u5b9a\u63d0\u9ad8\u984d\u5ea6\u4ee5\u8207\u5176\u914d\u5076\u76f8\u5339\u914d\u3002\u540c\u6642\uff0c\u8a72\u884c\u4e5f\u53d6\u6d88\u4e86\u516d\u500b\u6708\u7684\u4fe1\u7528\u6c7a\u5b9a\u4e0a\u8a34\u7b49\u5f85\u671f\u3002","rel":"","context":"In &quot;\u5730\u65b9\u65b0\u805e&quot;","block_context":{"text":"\u5730\u65b9\u65b0\u805e","link":"https:\/\/newsforchinese.com\/v3\/category\/local\/"},"img":{"alt_text":"","src":"https:\/\/i0.wp.com\/newsforchinese.com\/v3\/wp-content\/uploads\/2019\/07\/apple-card-1.jpg?resize=350%2C200&ssl=1","width":350,"height":200,"srcset":"https:\/\/i0.wp.com\/newsforchinese.com\/v3\/wp-content\/uploads\/2019\/07\/apple-card-1.jpg?resize=350%2C200&ssl=1 1x, https:\/\/i0.wp.com\/newsforchinese.com\/v3\/wp-content\/uploads\/2019\/07\/apple-card-1.jpg?resize=525%2C300&ssl=1 1.5x"},"classes":[]},{"id":278983,"url":"https:\/\/newsforchinese.com\/v3\/2025\/06\/21\/%e9%82%84%e5%a5%bd%ef%bc%81%e5%8a%a0%e5%b7%9e%e4%ba%ba%e7%9a%84%e4%bf%a1%e7%94%a8%e9%82%84%e5%a5%bd\/","url_meta":{"origin":189886,"position":2},"title":"\u9084\u597d\uff01\u52a0\u5dde\u4eba\u7684\u4fe1\u7528\u9084\u597d","author":"Raymond","date":"June 21, 2025","format":false,"excerpt":"\u53ea\u8981\u5148\u62ff\u5225\u4eba\u7684\u9322\u4f86\u82b1\u7528\u5c31\u6703\u7522\u751f\u4fe1\u7528\u554f\u984c\uff0c\u73fe\u4ee3\u4eba\u53c8\u6709\u5e7e\u500b\u80fd\u62b5\u5236\u5b83\u800c\u6d3b\u8457\u5462\uff1f\u8cb7\u623f\u5b50\u9760\u623f\u8cb8\u3001\u6d88\u8cbb\u9760\u4fe1\u7528\u5361\u3001\u5275\u4e8b\u696d\u9760\u878d\u8cc7\uff0c\u6240\u4ee5\u4fe1\u7528\u4e43\u751f\u5b58\u4e4b\u9053\u3002\u52a0\u5dde\u4eba\u7684\u4fe1\u7528\u5982\u4f55\u5462\uff1f\u9084\u597d\uff0c\u771f\u7684\u9084\u597d\u3002 \u5357\u52a0\u65b0\u805e\u96c6\u5718\u5229\u7528\u5169\u5927\u4fe1\u7528\u8a55\u5206\u6a5f\u69cb\uff0cFICO\u548cVantageScore\u7684\u6578\u64da\u4f86\u505a\u5dde\u5e73\u5747\u4fe1\u8a55\u5206\u6578\uff0c\u767c\u73fe\u52a0\u5dde\u7684\u8868\u73fe\u7b97\u300c\u826f\u597d\u300d\u3002\u53bb\u5e74\u52a0\u5dde\u4eba\u7684\u5e73\u5747\u4fe1\u8a55\u5206\u6578\u70ba714\uff0c\u82e5\u5c0d\u6b64\u6578\u5b57\u6c92\u6982\u5ff5\uff0c\u9019\u5169\u5bb6\u7684\u4fe1\u8a55\u5206\u6578\u662f\u5f9e\u6700\u9ad8850\u5206\u5230\u6700\u4f4e300\u5206\u4e4b\u9593\u5206\u826f\u83a0\u3002\u6839\u64da\u4fe1\u7528\u6a5f\u69cbExperian\u7684\u8aaa\u6cd5\uff0c714\u5206\u5c6c\u65bc\u300c\u826f\u597d\u300d\u7bc4\u570d\u3002Experian\u5728\u4fe1\u8a55\u6307\u5357\u4e2d\u89e3\u91cb\u9053\uff1a\u300c\u8cb8\u6b3e\u6a5f\u69cb\u5c07\u4fe1\u8a55\u8655\u65bc\u826f\u597d\u7bc4\u570d\u5167\u7684\u6d88\u8cbb\u8005\u8996\u70ba\u300e\u53ef\u63a5\u53d7\u7684\u300f\u501f\u6b3e\u4eba\uff0c\u4e26\u53ef\u80fd\u5411\u4ed6\u5011\u63d0\u4f9b\u5404\u7a2e\u4fe1\u8cb8\u7522\u54c1\uff0c\u5118\u7ba1\u4e0d\u4e00\u5b9a\u63d0\u4f9b\u6700\u4f4e\u7684\u5229\u7387\u3002\u300d FICO\u7684\u4fe1\u8a55\u5206\u6578\u5728670\u81f3739\u9593\u88ab\u8a8d\u5b9a\u70ba\u300c\u826f\u597d\u300d\uff0c\u5f9e740\u81f3799\u70ba\u300c\u5f88\u597d\u300d\uff0c800\u4ee5\u4e0a\u5247\u70ba\u300c\u68d2\u6975\u4e86\u300d\uff0c\u56e0\u6b64\u5728\u5b83\u7684\u5206\u6790\u4e0b\uff0c\u7f8e\u570b\u4eba\u4fe1\u7528\u826f\u597d\u4ee5\u4e0a\u8005\u5360\u4e86\u4eba\u53e3\u7684\u4e03\u6210\u591a\u3002VantageScore\u5247\u5206\u56db\u7d1a\uff0c661\u5206\u4ee5\u4e0a\u5206\u70ba\u300c\u512a\u300d\u8207\u300c\u8d85\u512a\u300d\uff0c\u4e5f\u662f\u7d04\u4e03\u6210\u7f8e\u570b\u4eba\u53ef\u6b78\u65bc\u6b64\u3002\u5728\u4ed6\u5011\u7684\u8a55\u4f30\u4e2d\uff0c\u6709\u4e0b\u5217\u4e94\u5927\u56e0\u7d20\u5f71\u97ff\u4fe1\u8a55\u5206\u6578\uff1a\u7e73\u6b3e\u6b77\u53f2\u3001\u4fe1\u7528\u4f7f\u7528\u72c0\u6cc1\u3001\u4fe1\u7528\u6b77\u53f2\u9577\u5ea6\u3001\u5e33\u6236\u985e\u578b\u8207\u6700\u8fd1\u5e33\u6236\u6d3b\u52d5\u3002 \u7e73\u6b3e\u6b77\u53f2\u7c21\u55ae\u8aaa\u5373\u70ba\u662f\u5426\u6309\u6642\u7e73\u6b3e\uff0c\u7121\u4efb\u4f55\u9072\u7e73\u6216\u672a\u7e73\u8a18\u9304\uff0c\u5206\u6578\u7576\u7136\u5c31\u9ad8\uff0c\u53cd\u4e4b\u5247\u6158\u3002\u5728\u9019\u5169\u5bb6\u7684\u8a55\u5206\u6a19\u6e96\u4e2d\uff0c\u7e73\u6b3e\u53f2\u90fd\u662f\u5360\u6bd4\u6700\u9ad8\u7684\uff0c\u76f8\u4fe1\u5728\u696d\u754c\u6216\u5176\u5b83\u4fe1\u7528\u6a19\u6e96\u4e0a\u4e5f\u6703\u662f\u5982\u6b64\uff0c\u7562\u7adf\u4fe1\u7528\u610f\u5473\u8457\u6709\u501f\u6709\u9084\uff0c\u6709\u501f\u7121\u9084\u9084\u6709\u4ec0\u9ebc\u597d\u8ac7\u7684\u3002\u597d\u4fe1\u7528\u6709\u4ec0\u9ebc\u597d\u8655\uff0c\u7576\u7136\u5c31\u662f\u597d\u501f\u9322\u56c9\u3002\u4ee5\u653f\u5e9c\u652f\u6301\u7684\u8cb8\u6b3e\u8981\u6c42\u4f86\u8aaa\uff0c\u806f\u90a6\u4f4f\u623f\u7ba1\u7406\u5c40(FHA)\u623f\u8cb8\u8981\u6c42500\u81f3579\u5206\u8005\uff0c\u9996\u4ed8\u8981\u4e00\u6210\uff0c580\u4ee5\u4e0a\u8005\u9996\u4ed8\u53ea\u89813.5%\uff0c\u5982\u679c\u8cb7\u4e00\u767e\u842c\u7684\u623f\u5b50\uff0c\u4fe1\u7528\u597d\u4e0d\u597d\u5c31\u5f70\u986f\u5728\u9996\u4ed8\u5dee\u4e866.5\u842c\u3002\u806f\u90a6\u8fb2\u696d\u90e8\u6709\u652f\u63f4\u90ca\u5340\u8207\u504f\u9060\u5730\u5340\u4f4e\u6536\u5165\u6236\u7684\u623f\u5c4b\u8cb8\u6b3e\uff0c\u96d6\u6c92\u8a2d\u6700\u4f4e\u5206\u6578\uff0c\u4f46\u653e\u8cb8\u8005\u901a\u5e38\u6703\u8981\u6c42580\u81f3620\u4e4b\u9593\u7684\u5206\u6578\u3002\u9000\u8f14\u6703(VA)\u4e5f\u6709\u653e\u8cb8\u696d\u52d9\uff0c\u7d66\u73fe\u5f79\u8207\u9000\u5f79\u8ecd\u4eba\u5e6b\u52a9\u8cb7\u623f\u7528\u7684\uff0c\u7136\u800c\u9019\u9ebc\u653f\u7b56\u6027\u7684\u8cb8\u6b3e\u652f\u63f4\u9084\u662f\u8981\u6c42\u4e86620\u4ee5\u4e0a\u8005\u624d\u80fd\u53d7\u60e0\u3002 \u9019\u4e9b\u806f\u90a6\u6a5f\u95dc\u7684\u623f\u8cb8\u653f\u7b56\u8981\u6c42\u7684\u4fe1\u7528\u90fd\u4e0d\u9ad8\uff0c\u5728\u9019\u5169\u5bb6\u4fe1\u8a55\u6a5f\u69cb\u7684\u5206\u7d1a\u4e2d\u6b78\u5728\u6709\u5206\u6578\u53ef\u770b\u7684\u300c\u5dee\u300d\u548c\u300c\u52a3\u300d\u4ee5\u4e0a\uff0c\u4f46\u9084\u662f\u6709\u8981\u6c42\uff0c\u6240\u4ee5\u5373\u4f7f\u653f\u5e9c\u518d\u600e\u9ebc\u60f3\u5e6b\u4eba\u6c11\uff0c\u4eba\u6c11\u9084\u662f\u9700\u8981\u6709\u57fa\u672c\u7684\u4fe1\u7528\u3002\u800c\u9020\u6210\u4fe1\u7528\u4e0d\u826f\u7684\u6700\u5e38\u898b\u539f\u56e0\u5c31\u662f\u4fe1\u7528\u5361\u50b5\uff0c\u96d6\u7136\u5927\u5b78\u751f\u4e5f\u5bb9\u6613\u56e0\u5b78\u8cb8\u6c92\u7e73\u800c\u88ab\u8a18\u9304\u4e0b\u4f86\uff0c\u5982\u4eca\u9032\u5165\u8a31\u591a\u570b\u5bb6\u516c\u5712\u90fd\u5f97\u8981\u7528\u4fe1\u7528\u5361\u4e86\uff0c\u6240\u4ee5\u82e5\u4fe1\u7528\u4e0d\u826f\uff0c\u5373\u4f7f\u624b\u4e0a\u6709\u73fe\u91d1\u4e5f\u7121\u6cd5\u9032\u570b\u5bb6\u516c\u5712\u8eb2\u50b5\u3002 \u7d10\u7d04\u806f\u90a6\u5132\u5099\u9280\u884c\u767c\u8868\u7684\u53bb\u5e74\u7b2c\u4e09\u5b63\u5bb6\u5ead\u50b5\u52d9\u8207\u4fe1\u7528\u5831\u544a\u986f\u793a\uff0c\u7f8e\u570b\u5bb6\u5ead\u50b5\u52d9\u7e3d\u984d\u9054\u523017.8\u5146\u5143\uff0c\u96d6\u7136\u7d55\u5927\u90e8\u5206\u662f\u623f\u8cb8\uff0c\u4f46\u4fe1\u7528\u5361\u50b5\u4e5f\u4e0d\u5bb9\u5c0f\u89b7\uff0c\u5176\u4e2d\u67091.6\u5146\u662f\u672a\u6e05\u511f\u7684\u5361\u50b5\u3002\u6709\u7dda\u96fb\u8996\u65b0\u805e\u7db2NewsNation\u8abf\u67e5\u4e5f\u986f\u793a\u7576\u6642\u7684\u5361\u50b5\u56b4\u91cd\u6027\uff0c\u7f8e\u570b\u4eba\u7684\u5e73\u5747\u672a\u511f\u5361\u50b5\u70ba$6,329\uff0c\u5df2\u5f9e2021\u5e74\u4ee5\u4f86\u6f32\u4e86\u4e09\u6210\u3002\u500b\u4eba\u7406\u8ca1\u7db2Bankrate\u7576\u6642\u767c\u73fe\uff0c\u6709\u8d85\u904e\u4e00\u534a\u7684\u6301\u5361\u4eba\u662f\u904e\u8457\u6bcf\u6708\u4ee5\u5361\u50b5\u990a\u5361\u50b5\u7684\u751f\u6d3b\uff0c\u670936%\u7684\u7f8e\u570b\u4eba\u5361\u50b5\u91d1\u984d\u6bd4\u8eab\u4e0a\u7684\u7dca\u6025\u9810\u5099\u91d1\u9084\u591a\u3002 \u7136\u800c\u4fe1\u7528\u5361\u5faa\u74b0\u5229\u606f\u4e0d\u624b\u8edf\uff0c\u4e00\u65e6\u4fe1\u7528\u5e33\u6236\u9918\u984d\u4e0d\u6253\u5e73\uff0c\u4fbf\u662f\u958b\u555f\u4e86\u5eff\u8db4\u4ee5\u4e0a\u7684\u5faa\u74b0\u5229\u606f\uff0c\u72e0\u4e00\u9ede\u7684\u9084\u9ad8\u905436%\uff0c\u5df2\u7d93\u662f\u9ad8\u5229\u8cb8\u7b49\u7d1a\uff0c\u6240\u4ee5\u4fe1\u7528\u82e5\u8981\u597d\uff0c\u4fe1\u7528\u5361\u50b5\u4e00\u5b9a\u8981\u5148\u7e73\u3002LendingTree\u9996\u5e2d\u4fe1\u8cb8\u5206\u6790\u5e2bMatt Schulz\u8868\u793a\uff1a\u300c\u4eba\u5011\u61c9\u8a72\u512a\u5148\u511f\u9084\u4fe1\u7528\u5361\u50b5\u52d9\u7684\u6700\u5927\u539f\u56e0\u662f\uff0c\u5361\u50b5\u53ef\u80fd\u662f\u6240\u6709\u50b5\u52d9\u4e2d\u5229\u7387\u6700\u9ad8\u7684\uff0c\u9019\u610f\u5473\u8457\u5b83\u7684\u5229\u6efe\u5229\u901f\u5ea6\u9a5a\u4eba\u4e14\u58d3\u6b7b\u4eba\u3002\u300d \u907f\u514d\u5361\u50b5\u574a\u9593\u5df2\u6709\u975e\u5e38\u591a\u7684\u6559\u6230\u624b\u5247\uff0c\u4e0d\u5916\u4e4e\u5229\u7387\u9ad8\u7684\u4e00\u5b9a\u8981\u5148\u9084\u3001\u8acb\u6c42\u964d\u4f4e\u5229\u7387\u3001\u63db\u5f35\u9918\u984d\u53ef\u8f49\u4fe1\u7528\u5361\u8207\u627e\u5bb6\u9867\u554f\u516c\u53f8\u6c42\u6551\u5427\u7b49\u3002\u4f46\u5230\u4e86\u6700\u5f8c\u95dc\u982d\uff0c\u5373\u518d\u600e\u9ebc\u64e0\u7834\u982d\u4e5f\u9084\u4e0d\u4e86\u5361\u50b5\uff0c\u90a3\u5c31\u5269\u4e0b\u5354\u5546\u4e00\u689d\u8def\u4e86\uff0c\u901a\u5e38\u662f\u6253\u96fb\u8a71\u7d66\u4fe1\u7528\u5361\u516c\u53f8\uff0c\u8aa0\u5be6\u544a\u77e5\u8ca1\u52d9\u72c0\u6cc1\uff0c\u7136\u5f8c\u5c31\u770b\u4ed6\u5011\u9858\u4e0d\u9858\u610f\u4f9d\u7167\u7e73\u6b3e\u53f2\u8207\u6b20\u6b3e\u91d1\u984d\u4f86\u9032\u884c\u300c\u5354\u5546\u300d\u3002 \u53ef\u662f\u4e00\u65e6\u5e33\u6236\u88ab\u6a19\u8a18\u6210\u300c\u5354\u5546\u300d\uff0c\u540c\u6a23\u6703\u5728\u4fe1\u7528\u8a18\u9304\u4e0a\u88ab\u8a18\u4e0a\u4e00\u7b46\uff0c\u4e0d\u5229\u672a\u4f86\u4fe1\u8a55\uff0c\u56e0\u6b64\u53c8\u7522\u751f\u4e86\u53e6\u500b\u9078\u9805\u8207\u884c\u696d\uff0c\u5373\u627e\u7b2c\u4e09\u65b9\u50b5\u52d9\u6e1b\u514d\u516c\u53f8\u3002\u4e0d\u904e\u6d88\u8cbb\u8005\u91d1\u878d\u4fdd\u8b77\u5c40(CFPB)\u8b66\u544a\u8aaa\uff0c\u627e\u5b83\u5011\u5343\u842c\u8981\u8b39\u614e\uff0c\u9019\u4e9b\u71df\u5229\u6027\u7684\u50b5\u52d9\u6e05\u7406\u516c\u53f8\u7d93\u5e38\u6703\u9f13\u52f5\u5361\u5974\u5011\u505c\u6b62\u7e73\u5361\u8cbb\uff0c\u4ee5\u4fbf\u5728\u5354\u5546\u4e2d\u7372\u5f97\u7c4c\u78bc\uff0c\u7136\u800c\u9019\u9435\u5b9a\u6703\u640d\u5bb3\u4fe1\u7528\u8a55\u5206\uff0c\u4e14\u4ed6\u5011\u6536\u8cbb\u7167\u6a23\u5687\u4eba\u3002 \u518d\u56de\u5230\u52a0\u5dde\u4eba\u9084\u597d\u7684714\u5206\u5e73\u5747\u4fe1\u8a55\uff0c\u9019\u5206\u6578\u7b97\u597d\u55ce\uff1f\u8eca\u8cb8\u3001\u623f\u8cb8\u8207\u4fe1\u8cb8\u7b49\u6240\u6709\u8cb8\u6b3e\u5e7e\u4e4e\u53ef\u8cb8\uff0c\u4e5f\u80fd\u627e\u5230\u4e00\u5f35\u4e0d\u932f\u7684\u4fe1\u7528\u5361\u3002\u7b97\u58de\u55ce\uff1fExperian\u8aaa\u300c\u5f88\u597d\u300d\u8207\u300c\u68d2\u6975\u4e86\u300d\u7684\u4eba\u66f4\u591a\uff0c\u6240\u4ee5\u722d\u53d6\u689d\u4ef6\u6642\u512a\u52e2\u4e0d\u5927\u3002\u96d6\u7136\u662f\u5728\u8b1b\u500b\u4eba\u4fe1\u7528\uff0c\u4f46\u9019\u6a23\u7684\u611f\u89ba\u653e\u5728\u5dde\u7684\u5370\u8c61\u5206\u6578\u4e0a\u597d\u50cf\u4e5f\u5982\u6b64\uff1a\u5c31\u9084\u597d\u561b\uff01 \u8a18\u8005 Pegasus J. Juan","rel":"","context":"In &quot;\u5730\u65b9\u65b0\u805e&quot;","block_context":{"text":"\u5730\u65b9\u65b0\u805e","link":"https:\/\/newsforchinese.com\/v3\/category\/local\/"},"img":{"alt_text":"","src":"https:\/\/i0.wp.com\/newsforchinese.com\/v3\/wp-content\/uploads\/2025\/06\/%E9%82%84%E5%A5%BD%EF%BC%81%E5%8A%A0%E5%B7%9E%E4%BA%BA%E7%9A%84%E4%BF%A1%E7%94%A8%E9%82%84%E5%A5%BD.png?resize=350%2C200&ssl=1","width":350,"height":200,"srcset":"https:\/\/i0.wp.com\/newsforchinese.com\/v3\/wp-content\/uploads\/2025\/06\/%E9%82%84%E5%A5%BD%EF%BC%81%E5%8A%A0%E5%B7%9E%E4%BA%BA%E7%9A%84%E4%BF%A1%E7%94%A8%E9%82%84%E5%A5%BD.png?resize=350%2C200&ssl=1 1x, https:\/\/i0.wp.com\/newsforchinese.com\/v3\/wp-content\/uploads\/2025\/06\/%E9%82%84%E5%A5%BD%EF%BC%81%E5%8A%A0%E5%B7%9E%E4%BA%BA%E7%9A%84%E4%BF%A1%E7%94%A8%E9%82%84%E5%A5%BD.png?resize=525%2C300&ssl=1 1.5x"},"classes":[]},{"id":177763,"url":"https:\/\/newsforchinese.com\/v3\/2019\/11\/13\/apple-card%e8%a2%ab%e6%8c%87%e8%ac%ab%e5%b0%8d%e5%a5%b3%e6%80%a7%e4%bf%a1%e7%94%a8%e9%a1%8d%e5%ba%a6%e6%ad%a7%e8%a6%96\/","url_meta":{"origin":189886,"position":3},"title":"Apple Card\u88ab\u6307\u8b2b\u5c0d\u5973\u6027\u4fe1\u7528\u984d\u5ea6\u6b67\u8996","author":"Yingying","date":"November 13, 2019","format":false,"excerpt":"\u4fe1\u7528\u5361\u662f\u5426\u53ef\u80fd\u6703\u6027\u5225\u6b67\u8996\uff1f\u5c24\u5176\u767c\u751f\u5728\u6700\u8fd1\u5f88\u71b1\u9580\u7684Apple Card\u8eab\u4e0a\u3002\u56e0\u70ba\u6709\u4e9b\u7537\u4eba\u767c\u73fe\uff0c\u4ed6\u8207\u59bb\u5b50\u90fd\u6709\u8fa6Apple Card\uff0c\u4f46\u4e08\u592b\u7684\u4fe1\u7528\u984d\u5ea6\u537b\u6bd4\u59bb\u5b50\u9ad8\u5f88\u591a\u500d\u3002 \u652f\u63f4Apple Card\u7684Goldman Sachs\u51fa\u9762\u5426\u8a8d\uff0c\u56e0\u70ba\u662f\u5973\u6027\uff0c\u5c31\u6545\u610f\u5728\u7533\u8acb\u9019\u5f35\u6578\u4f4d\u4fe1\u7528\u5361\u6642\u7d66\u5979\u5011\u984d\u5ea6\u6bd4\u7537\u6027\u5c11\u7684\u4efb\u4f55\u6307\u63a7\u3002GS\u5728\u63a8\u6587\u5beb\u9053\uff1a\u300c\u4f60\u7684\u5e33\u6236\u662f\u53ea\u91dd\u5c0d\u4f60\u500b\u4eba\u7684\uff0c\u4f60\u7684\u4fe1\u7528\u984d\u5ea6\u5c31\u662f\u4f60\u7684\uff0c\u4e26\u4e14\u4f60\u8981\u5efa\u7acb\u81ea\u5df1\u7684\u3001\u76f4\u63a5\u7684\u4fe1\u7528\u8a18\u9304\u3002\u300d\u8a72\u516c\u53f8\u96a8\u5f8c\u88dc\u5145\u6307\u51fa\uff0c\u5728\u4efb\u4f55\u60c5\u6cc1\u4e0b\uff0c\u90fd\u4e0d\u6703\u4ee5\u6027\u5225\u7b49\u56e0\u7d20\u4f86\u6c7a\u5b9a\u4fe1\u7528\u984d\u5ea6\u591a\u5be1\u3002 \u4f46\u662f\u7a7a\u7a74\u4e0d\u4f86\u98a8\uff0c\u5f9e\u5341\u4e00\u6708\u521d\u5c31\u6709\u9019\u985e\u6b67\u8996\u5831\u5c0e\u3002\u7576\u6642\u6280\u8853\u5de5\u7a0b\u5e2b\u517c\u4f01\u696d\u5bb6David Heinemeier Hansson\u5728\u63a8\u7279\u4e0a\u8aaa\uff0c\u4ed6\u7372\u5f97\u7684Apple Card\u4fe1\u7528\u984d\u5ea6\uff0c\u6bd4\u5176\u59bb\u5b50\u6240\u7372\u5f97\u7684\u9ad820\u500d\uff0c\u56e0\u6b64\u4ed6\u8a8d\u70ba\u5728\u4fe1\u7528\u5361\u7533\u8acb\u904e\u7a0b\u4e2d\uff0c\u4f7f\u7528\u4e86\u4e0d\u5229\u65bc\u5973\u6027\u7684\u6f14\u7b97\u6cd5\u3002 \u7121\u7368\u6709\u5076\u7684\uff0cApple\u516c\u53f8\u5171\u540c\u5275\u8fa6\u4ebaSteve Wozniak\u5728Hansson\u63a8\u6587\u5f8c\u4e0d\u4e45\uff0c\u547c\u61c9\u4e86Hansson\u7684\u6307\u8b2b\u3002\u4ed6\u8aaa\u7576\u4ed6\u8207\u59bb\u5b50\u540c\u6642\u7533\u8fa6\u9019\u5f35\u4fe1\u7528\u5361\u6642\uff0c\u4e5f\u767c\u751f\u4e86\u985e\u4f3c\u60c5\u5f62\u3002 \u00a0","rel":"","context":"In &quot;\u5730\u65b9\u65b0\u805e&quot;","block_context":{"text":"\u5730\u65b9\u65b0\u805e","link":"https:\/\/newsforchinese.com\/v3\/category\/local\/"},"img":{"alt_text":"","src":"https:\/\/i0.wp.com\/newsforchinese.com\/v3\/wp-content\/uploads\/2019\/07\/apple-card-1.jpg?resize=350%2C200&ssl=1","width":350,"height":200,"srcset":"https:\/\/i0.wp.com\/newsforchinese.com\/v3\/wp-content\/uploads\/2019\/07\/apple-card-1.jpg?resize=350%2C200&ssl=1 1x, https:\/\/i0.wp.com\/newsforchinese.com\/v3\/wp-content\/uploads\/2019\/07\/apple-card-1.jpg?resize=525%2C300&ssl=1 1.5x"},"classes":[]},{"id":167442,"url":"https:\/\/newsforchinese.com\/v3\/2019\/02\/16\/%e7%81%a3%e5%8d%80%e5%b1%85%e6%b0%91%e4%bf%a1%e7%94%a8%e8%a9%95%e5%88%86%e8%a1%a8%e7%8f%be%e8%89%af%e5%a5%bd\/","url_meta":{"origin":189886,"position":4},"title":"\u7063\u5340\u5c45\u6c11\u4fe1\u7528\u8a55\u5206\u8868\u73fe\u826f\u597d","author":"Yingying","date":"February 16, 2019","format":false,"excerpt":"\u6709\u4e00\u500b\u597d\u7684\u4fe1\u7528\u8a55\u5206\u53ef\u4ee5\u5e6b\u52a9\u964d\u4f4e\u4fe1\u7528\u5361\u5229\u7387\uff0c\u4f7f\u7372\u5f97\u8cb8\u6b3e\u6279\u51c6\u66f4\u52a0\u5bb9\u6613\u3002\u5b83\u751a\u81f3\u53ef\u4ee5\u5e6b\u52a9\u4f60\u627e\u5230\u5de5\u4f5c\u3002 \u6839\u64da\u500b\u4eba\u7406\u8ca1\u7db2\u7ad9WalletHub\uff0c\u5118\u7ba1\u662f\u5168\u7f8e\u6700\u6602\u8cb4\u4f4f\u623f\u5e02\u5834\u4e4b\u4e00\uff0c\u751f\u6d3b\u6210\u672c\u4e5f\u5728\u4e0d\u65b7\u589e\u52a0\uff0c\u4f46\u7063\u5340\u57ce\u5e02\u5c45\u6c11\u5728\u5168\u570b\u6700\u597d\u4fe1\u7528\u8a55\u5206\u4e2d\u503c\u6392\u540d\u4e0a\u8868\u73fe\u5f88\u597d\u3002 San Francisco\u5728\u5927\u57ce\u5e02\u6392\u540d\u4e2d\u52c7\u596a\u7b2c1\uff0c\u4fe1\u7528\u8a55\u5206\u4e2d\u503c\u70ba745\u5206\uff1bSan Jose\u6392\u5728\u7b2c4\uff0c\u5206\u6578\u70ba730\u5206\u3002Oakland\u5728\u64c1\u670930\u842c\u4ee5\u4e0a\u5c45\u6c11\u57ce\u5e02\u4e2d\u6392\u7b2c18\u4f4d\uff0c\u5206\u6578\u70ba686\u5206\u3002 \u9019\u9805\u6392\u540d\u57fa\u65bcTransUnion\u5f97\u5206\u3002\u8a72\u5f97\u5206\u5f9e300\u5206\u5230850\u5206\u4e0d\u7b49\u3002\u4e00\u822c\u4f86\u8aaa\uff0c\u9ad8\u65bc660\u5206\u88ab\u8a8d\u70ba\u662f\u826f\u597d\uff0c\u9ad8\u65bc780\u5206\u88ab\u8a8d\u70ba\u662f\u51fa\u8272\u3002 \u5728\u4e2d\u7b49\u898f\u6a21\u57ce\u5e02\u4e2d\uff0cSunnyvale\u4f4d\u5c45\u5168\u570b\u7b2c2\uff0c\u4fe1\u7528\u5f97\u5206\u4e2d\u503c\u70ba755\u5206\u3002\u6392\u540d\u7b2c1\u7684\u662f\u79d1\u7f85\u62c9\u591a\u5ddeHighlands Ranch(\u4e39\u4f5b\u5357)\uff0c\u4fe1\u7528\u8a55\u5206\u4e2d\u503c\u70ba761\u5206\u3002Fremont\u540d\u5217\u7b2c5\uff0c\u5206\u6578\u70ba754\u5206\u3002\u5176\u4ed6\u9760\u8fd1\u9802\u90e8\u7684\u4e2d\u578b\u7063\u5340\u57ce\u5e02\u5206\u5225\u662fSan Mateo\u548cSanta Clara\uff0c\u5b83\u5011\u5206\u5225\u6392\u5728\u7b2c13\u548c\u7b2c14\u4f4d\u3002Berkeley\u6392\u5728\u7b2c20\u4f4d\uff0c\u5206\u6578\u70ba741\u5206\u3002 \u7063\u5340\u6700\u61c2\u4fe1\u7528\u7684\u5c45\u6c11\u53ef\u80fd\u5728Los Altos\uff0c\u5b83\u7684\u5206\u6578\u9ad8\u9054782\u5206\uff0c\u5728\u5168\u570b\u6240\u6709\u898f\u6a21\u57ce\u5e02\u4fe1\u7528\u5f97\u5206\u4e2d\u503c\u6392\u540d\u4e2d\u4f4d\u5c45\u7b2c6\uff0c\u5728\u4e0d\u523010\u842c\u5c45\u6c11\u57ce\u5e02\u6392\u540d\u4e2d\u4e5f\u662f\u4f4d\u5c45\u7b2c6\u3002 \u6beb\u7121\u7591\u554f\uff0cLos Altos\u5c45\u6c11\u826f\u597d\u4fe1\u7528\u8207\u4ed6\u5011\u5f37\u52c1\u7684\u5bb6\u5ead\u6536\u5165\u6709\u95dc\uff1a\u4ed6\u5011\u7684\u5bb6\u5ead\u6536\u5165\u4e2d\u503c\u7d04\u70ba208300\u5143\uff0c\u662f\u5168\u5dde\u6536\u5165\u4e2d\u503c\u4e09\u500d\u591a\u3002\u6b64\u5916\uff0c\u8a72\u5e02\u7d0430500\u540d\u5c45\u6c11\u6574\u9ad4\u5e74\u9f61\u504f\u5927\uff0c\u5e74\u9f61\u4e2d\u503c\u8fd146\u6b72\uff0c\u6bd4\u5dde\u5e74\u9f61\u4e2d\u503c\u592710\u6b72\u5de6\u53f3\u3002 WalletHub\u5206\u6790\u5e2bJill Gonzalez\u5728\u4e00\u5c01\u96fb\u5b50\u90f5\u4ef6\u4e2d\u8aaa\uff1a\u300c\u96a8\u8457\u5e74\u9f61\u589e\u9577\uff0c\u4eba\u5011\u5f80\u5f80\u5c0d\u81ea\u5df1\u7684\u652f\u51fa\u627f\u64d4\u66f4\u5927\u8cac\u4efb\uff0c\u9019\u53ef\u80fd\u662f\u5c45\u6c11\u5e74\u9f61\u8d85\u904e\u5e73\u5747\u6c34\u6e96\u7684\u793e\u5340\u64c1\u6709\u6700\u9ad8\u6574\u9ad4\u4fe1\u7528\u8a55\u5206\u7684\u539f\u56e0\u4e4b\u4e00\u3002\u300d Gonzalez\u88dc\u5145\u8aaa\uff0c\u7531\u65bc\u4fe1\u7528\u8a55\u5206\u8003\u616e\u5ba2\u6236\u4fe1\u7528\u6b77\u53f2\uff0c\u9577\u671f\u8cfc\u7269\u548c\u9084\u8cb8\u7684\u4eba\u53ef\u80fd\u6703\u770b\u5230\u4ed6\u5011\u7684\u5f97\u5206\u6709\u63d0\u9ad8\u3002 \u53e6\u5916\u5169\u500b\u7063\u5340\u57ce\u5e02\u4e5f\u8e8b\u8eab\u6700\u597d\u5c0f\u57ce\u5e02\u4e4b\u5217\u3002San Carlos\u4ee5773\u5206\u6392\u7b2c16\u540d\uff0cCupertino\u4ee5772\u5206\u6392\u7b2c18\u540d\u3002 Gonzalez\u8aaa\uff0c\u5c0d\u65bc\u90a3\u4e9b\u60f3\u8d95\u4e0a\u6216\u9818\u5148\u9130\u5c45\u4fe1\u7528\u8a55\u5206\u7684\u5c45\u6c11\uff0c\u4ed6\u5011\u53ef\u4ee5\u63a1\u53d6\u4e00\u4e9b\u63aa\u65bd\u5e6b\u52a9\u63d0\u9ad8\u81ea\u5df1\u7684\u4fe1\u7528\u8a55\u5206\uff1a\u6309\u6642\u652f\u4ed8\u5e33\u55ae\uff0c\u9650\u5236\u81ea\u5df1\u53ea\u4f7f\u752830%\u4fe1\u7528\u984d\u5ea6\u3002","rel":"","context":"In &quot;\u5730\u65b9\u65b0\u805e&quot;","block_context":{"text":"\u5730\u65b9\u65b0\u805e","link":"https:\/\/newsforchinese.com\/v3\/category\/local\/"},"img":{"alt_text":"","src":"https:\/\/i0.wp.com\/newsforchinese.com\/v3\/wp-content\/uploads\/2019\/02\/credit-cards.jpg?resize=350%2C200&ssl=1","width":350,"height":200,"srcset":"https:\/\/i0.wp.com\/newsforchinese.com\/v3\/wp-content\/uploads\/2019\/02\/credit-cards.jpg?resize=350%2C200&ssl=1 1x, https:\/\/i0.wp.com\/newsforchinese.com\/v3\/wp-content\/uploads\/2019\/02\/credit-cards.jpg?resize=525%2C300&ssl=1 1.5x"},"classes":[]},{"id":203930,"url":"https:\/\/newsforchinese.com\/v3\/2021\/07\/09\/%e5%af%8c%e5%9c%8b%e9%8a%80%e8%a1%8c%e9%97%9c%e9%96%89%e7%8f%be%e6%9c%89%e5%80%8b%e4%ba%ba%e4%bf%a1%e8%b2%b8%e9%a1%8d%e5%ba%a6\/","url_meta":{"origin":189886,"position":5},"title":"\u5bcc\u570b\u9280\u884c\u95dc\u9589\u73fe\u6709\u500b\u4eba\u4fe1\u8cb8\u984d\u5ea6","author":"Yingying","date":"July 9, 2021","format":false,"excerpt":"\u5bcc\u570b\u9280\u884c\u6b63\u5728\u95dc\u9589\u6240\u6709\u73fe\u6709\u500b\u4eba\u4fe1\u8cb8\u984d\u5ea6\uff0c\u9019\u4e00\u8209\u52d5\u5f15\u767c\u6d88\u8cbb\u8005\u548c\u5ba3\u5c0e\u8005\u7684\u61a4\u6012\u3002 \u5bcc\u570b\u9280\u884c\u4e00\u4f4d\u767c\u8a00\u4eba\u8aaa\uff0c\u5bcc\u570b\u9280\u884c\u5728\u53bb\u5e74\u505a\u51fa\u4e86\u9019\u4e00\u6c7a\u5b9a\uff0c\u9019\u5c6c\u65bc\u7c21\u5316\u7522\u54c1\u4f9b\u61c9\u7684\u4e00\u90e8\u5206\u3002\u767c\u8a00\u4eba\u8aaa\uff0c\u9280\u884c\u8a8d\u70ba\u901a\u904e\u4fe1\u7528\u5361\u548c\u500b\u4eba\u8cb8\u6b3e\u53ef\u4ee5\u66f4\u597d\u5730\u6eff\u8db3\u501f\u8cb8\u9700\u6c42\u3002 \u64da\u9031\u56db\u5831\u5c0e\u9019\u4e00\u6d88\u606f\u7684CNBC\uff0c\u5bcc\u570b\u9280\u884c\u6b63\u5728\u95dc\u9589\u7684\u71b1\u9580\u6d88\u8cbb\u8cb8\u6b3e\u7522\u54c1\u901a\u5e38\u53ef\u8b93\u7528\u6236\u501f\u6b3e\u6700\u9ad8\u523010\u842c\u5143\u3002\u9019\u6b3e\u7522\u54c1\u4f5c\u70ba\u6574\u5408\u66f4\u9ad8\u5229\u606f\u7684\u4fe1\u7528\u5361\u50b5\u52d9\u6216\u652f\u4ed8\u623f\u5c4b\u88dd\u4fee\u7684\u4e00\u7a2e\u65b9\u5f0f\u5411\u6d88\u8cbb\u8005\u63a8\u5ee3\u3002 \u5728\u5411\u5ba2\u6236\u767c\u51fa\u7684\u95dc\u9589\u901a\u77e5\u4e2d\uff0c\u5bcc\u570b\u9280\u884c\u63d0\u9192\u7a31\uff0c\u9019\u4e00\u8b8a\u5316\u53ef\u80fd\u6703\u5f71\u97ff\u4ed6\u5011\u7684\u4fe1\u7528\u8a55\u5206\u3002 \u5728CNBC\u5831\u5c0e\u5f8c\uff0c\u5bcc\u570b\u9280\u884c\u9031\u56db\u665a\u5728\u63a8\u7279\u4e0a\u6210\u70ba\u71b1\u9ede\uff0c\u5305\u62ec\u53c3\u8b70\u54e1Elizabeth Warren\u5728\u5167\u7684\u6d88\u8cbb\u8005\u6b0a\u76ca\u5ba3\u5c0e\u8005\u5c0d\u6b64\u8868\u793a\u61a4\u6168\u3002 \u300c\u6c92\u6709\u4e00\u500b@WellsFargo\u5ba2\u6236\u61c9\u7576\u56e0\u70ba\u4ed6\u5011\u7684\u9280\u884c\u5728\u591a\u5e74\u6b3a\u8a50\u548c\u7121\u80fd\u4e4b\u5f8c\u6b63\u5728\u91cd\u7d44\u800c\u770b\u5230\u81ea\u5df1\u4fe1\u7528\u8a55\u5206\u53d7\u5230\u5f71\u97ff\u3002\u50c5\u50c5\u767c\u51fa\u8b66\u544a\u901a\u77e5\u9084\u4e0d\u8db3\u5920--\u5bcc\u570b\u9280\u884c\u9700\u8981\u7cfe\u6b63\u9019\u4e00\u9ede\u3002\u300d \u56db\u5e74\u591a\u524d\uff0c\u5bcc\u570b\u9280\u884c\u7206\u767c\u919c\u805e\uff0c\u5b83\u627f\u8a8d\u958b\u8a2d\u6578\u767e\u842c\u500b\u5047\u5e33\u6236\uff0c\u4e26\u5f37\u8feb\u5ba2\u6236\u652f\u4ed8\u4e0d\u5fc5\u8981\u7684\u6c7d\u8eca\u4fdd\u96aa\u6216\u5411\u5ba2\u6236\u6536\u53d6\u4e0d\u5fc5\u8981\u7684\u62b5\u62bc\u8cb8\u6b3e\u8cbb\u7528\u3002\u7f8e\u806f\u5132\u7a31\u5b83\u7684\u884c\u70ba\u662f\u300c\u5927\u7bc4\u570d\u5ba2\u6236\u6feb\u7528\u300d\u30022018\u5e74\uff0c\u7f8e\u806f\u5132\u5c0d\u5bcc\u570b\u9280\u884c\u8cc7\u7522\u8a2d\u5b9a\u4e0a\u9650\u2014\u57fa\u672c\u4e0a\u7981\u6b62\u5b83\u589e\u52a0\u8cc7\u7522\u8ca0\u50b5\u8868\uff0c\u76f4\u5230\u5c0e\u81f4\u919c\u805e\u7684\u5408\u898f\u5931\u8aa4\u5f97\u5230\u89e3\u6c7a\u70ba\u6b62\u3002","rel":"","context":"In &quot;\u5730\u65b9\u65b0\u805e&quot;","block_context":{"text":"\u5730\u65b9\u65b0\u805e","link":"https:\/\/newsforchinese.com\/v3\/category\/local\/"},"img":{"alt_text":"","src":"https:\/\/i0.wp.com\/newsforchinese.com\/v3\/wp-content\/uploads\/2019\/10\/Wells-Fargo.jpg?resize=350%2C200&ssl=1","width":350,"height":200,"srcset":"https:\/\/i0.wp.com\/newsforchinese.com\/v3\/wp-content\/uploads\/2019\/10\/Wells-Fargo.jpg?resize=350%2C200&ssl=1 1x, https:\/\/i0.wp.com\/newsforchinese.com\/v3\/wp-content\/uploads\/2019\/10\/Wells-Fargo.jpg?resize=525%2C300&ssl=1 1.5x"},"classes":[]}],"jetpack_sharing_enabled":true,"_links":{"self":[{"href":"https:\/\/newsforchinese.com\/v3\/wp-json\/wp\/v2\/posts\/189886","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/newsforchinese.com\/v3\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/newsforchinese.com\/v3\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/newsforchinese.com\/v3\/wp-json\/wp\/v2\/users\/1001022"}],"replies":[{"embeddable":true,"href":"https:\/\/newsforchinese.com\/v3\/wp-json\/wp\/v2\/comments?post=189886"}],"version-history":[{"count":1,"href":"https:\/\/newsforchinese.com\/v3\/wp-json\/wp\/v2\/posts\/189886\/revisions"}],"predecessor-version":[{"id":189888,"href":"https:\/\/newsforchinese.com\/v3\/wp-json\/wp\/v2\/posts\/189886\/revisions\/189888"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/newsforchinese.com\/v3\/wp-json\/wp\/v2\/media\/189887"}],"wp:attachment":[{"href":"https:\/\/newsforchinese.com\/v3\/wp-json\/wp\/v2\/media?parent=189886"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/newsforchinese.com\/v3\/wp-json\/wp\/v2\/categories?post=189886"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/newsforchinese.com\/v3\/wp-json\/wp\/v2\/tags?post=189886"},{"taxonomy":"series","embeddable":true,"href":"https:\/\/newsforchinese.com\/v3\/wp-json\/wp\/v2\/series?post=189886"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}