{"id":186860,"date":"2020-07-04T06:05:12","date_gmt":"2020-07-04T13:05:12","guid":{"rendered":"http:\/\/old.newsforchinese.com\/v3\/?p=186860"},"modified":"2020-07-01T23:07:00","modified_gmt":"2020-07-02T06:07:00","slug":"covid-19%e5%95%86%e6%a5%ad%e4%b8%ad%e6%96%b7%e9%9a%aa%e7%90%86%e8%b3%a0%e4%b8%ad%e7%9a%843%e5%bf%85%e9%a0%88","status":"publish","type":"post","link":"https:\/\/newsforchinese.com\/v3\/2020\/07\/04\/covid-19%e5%95%86%e6%a5%ad%e4%b8%ad%e6%96%b7%e9%9a%aa%e7%90%86%e8%b3%a0%e4%b8%ad%e7%9a%843%e5%bf%85%e9%a0%88\/","title":{"rendered":"COVID-19\u5546\u696d\u4e2d\u65b7\u96aa\u7406\u8ce0\u4e2d\u7684\u201c3\u5fc5\u9808\u201d"},"content":{"rendered":"<p>\u96a8\u8457\u52a0\u5dde\u6b65\u5165\u7d93\u6fdf\u91cd\u555f\u968e\u6bb5\uff0c\u4e0d\u5c11\u5546\u5bb6\u88ab\u5141\u8a31\u958b\u59cb\u9010\u6b65\u6062\u5fa9\u71df\u696d\u3002\u8207\u6b64\u540c\u6642\uff0c\u4f01\u696d\u4e3b\u5011\u4e5f\u7d1b\u7d1b\u5411\u4fdd\u96aa\u516c\u53f8\u91dd\u5c0d\u65b0\u51a0\u75ab\u60c5\u6240\u9020\u6210\u7684\u7d93\u6fdf\u640d\u5931\u7533\u8acb\u7d22\u8ce0\u3002<!--more-->\u5728\u76ee\u524d\u968e\u6bb5\uff0c\u4f01\u696d\u5728\u201c\u5546\u696d\u4e2d\u65b7\u96aa\u201d\u7684\u7d22\u8ce0\u904e\u7a0b\u4e2d\uff0c\u9700\u8981\u4e86\u89e3\u54ea\u4e9b\u4e8b\u9805\uff1f<\/p>\n<p><img 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\/><\/p>\n<p><strong>1.<\/strong><strong>\u5411\u60a8\u7684\u5546\u696d\u8ca1\u7522\u4fdd\u96aa\u516c\u53f8\u91dd\u5c0d\u56e0\u653f\u5e9c\u95dc\u9589\u4ee4\u800c\u5c0e\u81f4\u7684\u640d\u5931\u63d0\u51fa\u8ce0\u511f<\/strong><\/p>\n<p>\u5927\u591a\u6578\u4fdd\u55ae\u8981\u6c42\u60a8\u8981\u5728\u8f03\u77ed\u671f\u9650\u5167\u63d0\u51fa\u7d22\u8ce0\u901a\u77e5\uff0c\u4e26\u63d0\u4ea4\u4e00\u4efd\u53ef\u9760\u7684\u640d\u5931\u8b49\u660e\uff0c\u4f5c\u70ba\u627f\u4fdd\u7684\u5148\u6c7a\u689d\u4ef6\u3002\u6240\u4ee5\uff0c\u5982\u679c\u60a8\u9084\u6c92\u6709\u63d0\u51fa\u7d22\u8ce0\uff0c\u73fe\u5728\u5c31\u662f\u6700\u4f73\u6642\u6a5f\u3002\u5546\u696d\u8ca1\u7522\u4fdd\u96aa\u516c\u53f8\u901a\u5e38\u63d0\u4f9b\u56e0\u76f4\u63a5\u7684\u6709\u5f62\u640d\u5931\u6216\u640d\u58de\u800c\u5c0e\u81f4\u7684\u696d\u52d9\u4e2d\u65b7\u7684\u8ce0\u511f\uff0c\u5305\u62ec\u4f7f\u7528\u6b0a\u7684\u55aa\u5931\uff0c\u53ca\u6240\u627f\u4fdd\u7684\u8ca1\u7522\u3002\u4f8b\u5982\uff0c\u5dde\u9577\u3001\u5e02\u9577\u6216\u885b\u751f\u90e8\u9580\u4e0b\u4ee4\u95dc\u9589\u9910\u5ef3\u7684\u5ba4\u5167\u5802\u98df\u5340\uff0c\u6216\u7981\u6b62\u9152\u5e97\u4f7f\u7528\u5176\u5927\u578b\u6703\u8b70\u5ba4\u7b49\u60c5\u6cc1\uff0c\u90fd\u53ef\u80fd\u662f\u7406\u8ce0\u7684\u7bc4\u570d\u4e4b\u5167\u3002\u5546\u696d\u8ca1\u7522\u4fdd\u96aa\u516c\u53f8\u9084\u6709\u6c11\u653f\u689d\u6b3e\u7684\u8ce0\u511f\uff0c\u66a8\u653f\u5e9c\u5b98\u54e1\u56e0\u76f4\u63a5\u8ca1\u7522\u640d\u5931\u6216\u9644\u8fd1\u8ca1\u7522\u640d\u58de\u800c\u95dc\u9589\u60a8\u7684\u516c\u53f8\u3002\u6c11\u653f\u90e8\u9580\u7684\u627f\u4fdd\u7bc4\u570d\u901a\u5e38\u53ef\u80fd\u50c5\u9650\u65bc\u8f03\u77ed\u7684\u6642\u9593\u7bc4\u570d\uff0c\u4f8b\u598260\u5929\u7684\u627f\u4fdd\u7bc4\u570d\uff0c\u4f46\u662f\u60a8\u9700\u8981\u6aa2\u67e5\u60a8\u7684\u4fdd\u55ae\u3002\u5982\u679c\u60a8\u7684\u640d\u5931\u5df2\u627f\u4fdd\uff0c\u4e14\u4e0d\u53d7\u75c5\u6bd2\u6392\u9664\u689d\u6b3e\u7684\u9650\u5236\uff0c\u60a8\u7684\u4fdd\u96aa\u516c\u53f8\u6703\u70ba\u60a8\u640d\u5931\u7684\u6de8\u6536\u5165\u548c\u6301\u7e8c\u7684\u8cbb\u7528\u7d66\u4e88\u8ce0\u511f\uff0c\u5305\u62ec\uff1a\u5de5\u8cc7\uff0c\u6e1b\u5c11\u958b\u652f\u6216\u672a\u767c\u751f\u7684\u4efb\u4f55\u8cbb\u7528\uff0c\u53d6\u6c7a\u65bc\u60a8\u7684\u4fdd\u96aa\u7bc4\u570d\u5167\u7684\u6642\u9593\u548c\u91d1\u984d\u9650\u5236\u3002\u7531\u65bc\u8a31\u591a\u505c\u5de5\u547d\u4ee4\u662f\u57283\u6708\u521d\u52303\u6708\u4e2d\u65ec\u767c\u51fa\u7684\uff0c\u60a8\u61c9\u8a72\u81f3\u5c11\u6709\u5169\u500b\u6708\u7684\u8ca1\u52d9\u8a18\u8f09\u4f86\u8a18\u9304\u60a8\u7684\u640d\u5931\u3002\u800c\u4e14\uff0c\u60a8\u4e5f\u4e0d\u9700\u8981\u77e5\u9053\u60a8\u7684\u640d\u5931\u7684\u5177\u9ad4\u6578\u984d,\u53ea\u8981\u63d0\u4ea4\u60a8\u5c0d\u76ee\u524d\u640d\u5931\u7684\u9810\u4f30\u5c31\u53ef\u4ee5\u4e86\u3002<\/p>\n<ol start=\"2\">\n<li><strong>\u4ed4\u7d30\u95b1\u8b80\u60a8\u7684\u4fdd\u55ae\uff0c\u6aa2\u67e5\u662f\u5426\u60a8\u7684\u63d0\u8a34\u6642\u9593\u88ab\u7e2e\u77ed<\/strong><\/li>\n<\/ol>\n<p>\u4e00\u65e6\u60a8\u5411\u4fdd\u96aa\u516c\u53f8\u63d0\u51fa\u7d22\u8ce0\u5f8c\uff0c\u5c31\u53ef\u7372\u5f97\u5e7e\u5e74\u7684\u6cd5\u5f8b\u8ffd\u6eaf\u671f\u9650\uff0c\u4f86\u6c7a\u5b9a\u60a8\u662f\u5426\u6709\u63d0\u8d77\u8a34\u8a1f\u7684\u9700\u8981\u3002\u60a8\u5fc5\u9808\u6aa2\u67e5\u60a8\u7684\u4fdd\u55ae\u5167\u5bb9\uff0c\u56e0\u70ba\u6709\u4e9b\u5167\u5bb9\u898f\u5b9a\u60a8\u9700\u5728\u8f03\u77ed\u7684\u6642\u9593\u5167\u63d0\u8d77\u8a34\u8a1f\uff0c\u6bd4\u5982\u5728\u60a8\u7522\u751f\u640d\u5931\u7684\u4e00\u5230\u5169\u5e74\u4e4b\u5167\u3002\u4e00\u65e6\u60a8\u6709\u4e86\u63d0\u8d77\u8a34\u8a1f\u7684\u6cd5\u5f8b\u8ffd\u6eaf\u622a\u6b62\u65e5\u671f\uff0c\u5c31\u61c9\u8a72\u5c07\u5176\u8a18\u9304\u4e0b\u4f86\uff0c\u4ee5\u4fbf\u63d0\u9192\u60a8\u5fc5\u9808\u5728\u6cd5\u5f8b\u8ffd\u6eaf\u622a\u6b62\u65e5\u671f\u524d\u63a1\u53d6\u884c\u52d5\uff0c\u5426\u5247\u60a8\u5c07\u6c38\u9060\u5931\u53bb\u7d22\u8ce0\u7684\u6b0a\u5229\u3002<\/p>\n<p><strong>3.<\/strong><strong>\u6aa2\u67e5\u4fdd\u55ae\u78ba\u5b9a\u662f\u5426\u9084\u63d0\u4f9b\u5176\u4ed6\u5229\u76ca\uff0c\u6bd4\u5982\uff1a\u652f\u4ed8\u6d88\u6bd2\u6210\u672c\u3001\u516c\u95dc\u8cbb\u7528\u3001\u6216\u6703\u8a08\u4f86\u8a08\u7b97\u60a8\u7684\u7d93\u6fdf\u640d\u5931<\/strong><\/p>\n<p>\u4e8b\u5be6\u4e0a\uff0c\u76ee\u524d\u6709\u591a\u5bb6\u4fdd\u96aa\u516c\u53f8\u7684\u5546\u696d\u8ca1\u7522\u4fdd\u96aa\u4fdd\u55ae\u4e2d\u4e26\u6c92\u4e0d\u542b\u75c5\u6bd2\u6392\u9664\u689d\u6b3e\uff0c\uff08\u4f8b\u5982\uff1aAspen American Insurance Company, Auto Owners Insurance Company, certain underwriters at Lloyd&#8217;s London (Beazley Insurance), Cincinnati Insurance, Erie Insurance Company, Society Insurance, and State Farm Fire and Casualty Insurance Company\u3002\uff09\u4e8b\u5be6\u4e0a\uff0c\u4e00\u4e9b\u4fdd\u96aa\u516c\u53f8\u660e\u78ba\u627f\u4fdd\u75c5\u6bd2\u9020\u6210\u7684\u640d\u5931\u548c\u640d\u5bb3\uff0c\u5982\u679c\u60a8\u7684\u516c\u53f8\u88ab\u51a0\u72c0\u75c5\u6bd2\u6c61\u67d3\uff0c\u8a31\u591a\u4fdd\u55ae\u6703\u652f\u4ed8\u6e05\u6f54\u548c\u6d88\u6bd2\u7684\u8cbb\u7528\u3002\u8207\u60a8\u7684\u5168\u90e8\u4fdd\u96aa\u76f8\u6bd4\uff0c\u9019\u4e9b\u4fdd\u96aa\u7bc4\u570d\u7684\u64f4\u5c55\u901a\u5e38\u53d7\u5230\u8f03\u4f4e\u984d\u5ea6\u7684\u9650\u5236\u3002\u4f8b\u5982\uff0c2.5\u842c\u7f8e\u5143\u62165\u842c\u7f8e\u5143\u7684\u4fdd\u96aa\u91d1\u984d\uff0c\u800c\u4e14\u6d88\u6bd2\u7684\u6578\u91cf\u6c92\u6709\u9650\u5236\uff0c\u56e0\u70ba\u5176\u53ea\u53d7\u60a8\u7684\u4fdd\u55ae\u627f\u4fdd\u91d1\u984d\u7684\u9650\u5236\u3002\u6d88\u6bd2\u5f8c\uff0c\u4e00\u4e9b\u4fdd\u55ae\u5c07\u652f\u4ed8\u516c\u95dc\u516c\u53f8\u5411\u60a8\u7684\u5ba2\u6236\u548c\u54e1\u5de5\u4f86\u50b3\u9054\u60a8\u7684\u5834\u6240\u5b89\u5168\u7684\u76f8\u95dc\u8cbb\u7528\u3002\u6709\u4e9b\u4fdd\u55ae\u6703\u70ba\u60a8\u640d\u5931\u7684\u6de8\u6536\u5165\u548c\u6301\u7e8c\u652f\u51fa\u8cb7\u55ae\uff0c\u5305\u62ec\u5728\u6d88\u6bd2\u671f\u9593\u548c\u4efb\u4f55\u6062\u5fa9\u671f\u9593\u7684\u5de5\u8cc7\u767c\u653e\u3002\u6700\u5f8c\uff0c\u4e00\u4e9b\u4fdd\u55ae\u6709\u4e00\u500b\u5c0f\u984d\u9650\u5236\uff0c\u4f9b\u652f\u4ed8\u6703\u8a08\u5e2b\u5e6b\u52a9\u8a08\u7b97\u60a8\u7684\u640d\u5931\uff0c\u540c\u6a23\u4e5f\u6709\u8f03\u4f4e\u7684\u9650\u984d\uff0c\u6bd4\u598210,000\u7f8e\u5143\u621625,000\u7f8e\u5143\u3002\u91cd\u8981\u7684\u662f\u8981\u4e86\u89e3\u60a8\u4e00\u76f4\u5728\u652f\u4ed8\u7684\u4fdd\u55ae\u798f\u5229\u5177\u9ad4\u6709\u54ea\u4e9b\uff0c\u4ee5\u53ca\u6839\u64da\u60a8\u7684\u4fdd\u55ae\u60a8\u6709\u6b0a\u4eab\u6709\u7684\u798f\u5229\u3002<\/p>\n<p>&nbsp;<\/p>\n<p>\u6587\/\u912d\u535a\u6587\u5f8b\u5e2b<\/p>\n<div 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3.\u6aa2\u67e5\u4fdd\u55ae\u78ba\u5b9a\u662f\u5426\u9084\u63d0\u4f9b\u5176\u4ed6\u5229\u76ca\uff0c\u6bd4\u5982\uff1a\u652f\u4ed8\u6d88\u6bd2\u6210\u672c\u3001\u516c\u95dc\u8cbb\u7528\u3001\u6216\u6703\u8a08\u4f86\u8a08\u7b97\u60a8\u7684\u7d93\u6fdf\u640d\u5931 \u4e8b\u5be6\u4e0a\uff0c\u76ee\u524d\u6709\u591a\u5bb6\u4fdd\u96aa\u516c\u53f8\u7684\u5546\u696d\u8ca1\u7522\u4fdd\u96aa\u4fdd\u55ae\u4e2d\u4e26\u6c92\u4e0d\u542b\u75c5\u6bd2\u6392\u9664\u689d\u6b3e\uff0c\uff08\u4f8b\u5982\uff1aAspen American Insurance Company, Auto Owners Insurance Company, certain underwriters at Lloyd&#039;s London (Beazley Insurance), Cincinnati Insurance, Erie Insurance Company, Society Insurance, and State Farm Fire and Casualty Insurance Company\u3002\uff09\u4e8b\u5be6\u4e0a\uff0c\u4e00\u4e9b\u4fdd\u96aa\u516c\u53f8\u660e\u78ba\u627f\u4fdd\u75c5\u6bd2\u9020\u6210\u7684\u640d\u5931\u548c\u640d\u5bb3\uff0c\u5982\u679c\u60a8\u7684\u516c\u53f8\u88ab\u51a0\u72c0\u75c5\u6bd2\u6c61\u67d3\uff0c\u8a31\u591a\u4fdd\u55ae\u6703\u652f\u4ed8\u6e05\u6f54\u548c\u6d88\u6bd2\u7684\u8cbb\u7528\u3002\u8207\u60a8\u7684\u5168\u90e8\u4fdd\u96aa\u76f8\u6bd4\uff0c\u9019\u4e9b\u4fdd\u96aa\u7bc4\u570d\u7684\u64f4\u5c55\u901a\u5e38\u53d7\u5230\u8f03\u4f4e\u984d\u5ea6\u7684\u9650\u5236\u3002\u4f8b\u5982\uff0c2.5\u842c\u7f8e\u5143\u62165\u842c\u7f8e\u5143\u7684\u4fdd\u96aa\u91d1\u984d\uff0c\u800c\u4e14\u6d88\u6bd2\u7684\u6578\u91cf\u6c92\u6709\u9650\u5236\uff0c\u56e0\u70ba\u5176\u53ea\u53d7\u60a8\u7684\u4fdd\u55ae\u627f\u4fdd\u91d1\u984d\u7684\u9650\u5236\u3002\u6d88\u6bd2\u5f8c\uff0c\u4e00\u4e9b\u4fdd\u55ae\u5c07\u652f\u4ed8\u516c\u95dc\u516c\u53f8\u5411\u60a8\u7684\u5ba2\u6236\u548c\u54e1\u5de5\u4f86\u50b3\u9054\u60a8\u7684\u5834\u6240\u5b89\u5168\u7684\u76f8\u95dc\u8cbb\u7528\u3002\u6709\u4e9b\u4fdd\u55ae\u6703\u70ba\u60a8\u640d\u5931\u7684\u6de8\u6536\u5165\u548c\u6301\u7e8c\u652f\u51fa\u8cb7\u55ae\uff0c\u5305\u62ec\u5728\u6d88\u6bd2\u671f\u9593\u548c\u4efb\u4f55\u6062\u5fa9\u671f\u9593\u7684\u5de5\u8cc7\u767c\u653e\u3002\u6700\u5f8c\uff0c\u4e00\u4e9b\u4fdd\u55ae\u6709\u4e00\u500b\u5c0f\u984d\u9650\u5236\uff0c\u4f9b\u652f\u4ed8\u6703\u8a08\u5e2b\u5e6b\u52a9\u8a08\u7b97\u60a8\u7684\u640d\u5931\uff0c\u540c\u6a23\u4e5f\u6709\u8f03\u4f4e\u7684\u9650\u984d\uff0c\u6bd4\u598210,000\u7f8e\u5143\u621625,000\u7f8e\u5143\u3002\u91cd\u8981\u7684\u662f\u8981\u4e86\u89e3\u60a8\u4e00\u76f4\u5728\u652f\u4ed8\u7684\u4fdd\u55ae\u798f\u5229\u5177\u9ad4\u6709\u54ea\u4e9b\uff0c\u4ee5\u53ca\u6839\u64da\u60a8\u7684\u4fdd\u55ae\u60a8\u6709\u6b0a\u4eab\u6709\u7684\u798f\u5229\u3002 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3.\u6aa2\u67e5\u4fdd\u55ae\u78ba\u5b9a\u662f\u5426\u9084\u63d0\u4f9b\u5176\u4ed6\u5229\u76ca\uff0c\u6bd4\u5982\uff1a\u652f\u4ed8\u6d88\u6bd2\u6210\u672c\u3001\u516c\u95dc\u8cbb\u7528\u3001\u6216\u6703\u8a08\u4f86\u8a08\u7b97\u60a8\u7684\u7d93\u6fdf\u640d\u5931 \u4e8b\u5be6\u4e0a\uff0c\u76ee\u524d\u6709\u591a\u5bb6\u4fdd\u96aa\u516c\u53f8\u7684\u5546\u696d\u8ca1\u7522\u4fdd\u96aa\u4fdd\u55ae\u4e2d\u4e26\u6c92\u4e0d\u542b\u75c5\u6bd2\u6392\u9664\u689d\u6b3e\uff0c\uff08\u4f8b\u5982\uff1aAspen American Insurance Company, Auto Owners Insurance Company, certain underwriters at Lloyd's London (Beazley Insurance), Cincinnati Insurance, Erie Insurance Company, Society Insurance, and State Farm Fire and Casualty Insurance 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2020","format":false,"excerpt":"\u81ea2015\u5e74\u4ee5\u4f86\uff0c\u52a0\u5dde\u706b\u707d\u4fdd\u96aa\u7406\u8ce0\u7533\u8acb\u6578\u91cf\u6fc0\u589e\uff0c\u52a0\u5dde\u4e00\u76f4\u5728\u8207\u6b77\u53f2\u4e0a\u6700\u5177\u7834\u58de\u6027\u7684\u91ce\u706b\u4f5c\u9b25\u722d\u3002\u6700\u8fd1\u7684\u201c\u5c71\u8c93\u201d\u5927\u8ca8\uff0c\u4e5f\u4f7f\u7121\u6578\u5bb6\u5ead\u5728\u5e7e\u5929\u4e4b\u5167\u5c31\u5931\u53bb\u4e86\u81ea\u5df1\u7684\u623f\u5c4b\u548c\u73cd\u8cb4\u7684\u571f\u5730\uff0c\u6574\u500b\u793e\u5340\u56e0\u7a81\u5982\u5176\u4f86\u7684\u640d\u5931\u800c\u6eff\u76ee\u7621\u75cd\u3002 \u6211\u5011\u4e00\u8d77\u6230\u9b25\uff0c\u4e00\u8d77\u54c0\u60bc\uff0c\u4e00\u8d77\u6e05\u7406\uff0c\u4e00\u8d77\u91cd\u5efa\u5bb6\u5712\u3002\u5728\u9019\u904e\u7a0b\u7576\u4e2d\uff0c\u5f88\u591a\u4eba\u90fd\u5728\u8a62\u554f\u5982\u4f55\u7533\u8acb\u706b\u707d\u7406\u8ce0\uff1f\u4fdd\u96aa\u516c\u53f8\u60e1\u610f\u62d2\u4ed8\u53c8\u8a72\u5982\u4f55\u61c9\u5c0d\uff1f 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2020","format":false,"excerpt":"\u7531\u65bc\u51a0\u72c0\u75c5\u6bd2\uff08COVID-19\uff09\u8fd1\u671f\u5feb\u901f\u8513\u5ef6\uff0c\u8a31\u591a\u5dde\u653f\u5e9c\u958b\u59cb\u91cd\u65b0\u8003\u616e\u4e0b\u9054\u5c01\u57ce\u4ee4\u548c\u7981\u8db3\u4ee4\u7b49\u9650\u5236\u3002\u5c31\u5728\u8a31\u591a\u5c0f\u578b\u4f01\u696d\u548c\u5927\u516c\u53f8\u70ba\u4e0a\u8ff0\u53ef\u80fd\u7a4d\u6975\u6e96\u5099\u7684\u540c\u6642\uff0c\u6c11\u8846\u4e5f\u61c9\u8a72\u958b\u59cb\u70ba\u842c\u4e00\u5931\u696d\u6642\u61c9\u5982\u4f55\u56e0\u61c9\u505a\u597d\u6e96\u5099\u3002 \u201c\u7121\u8ad6\u662f\u7d93\u6fdf\u856d\u689d\uff0c\u7a81\u767c\u7684\u5065\u5eb7\u72c0\u6cc1\uff0c\u6216\u662f\u7ba1\u7406\u968e\u5c64\u505a\u51fa\u7684\u6c7a\u5b9a\uff0c\u60a8\u5f88\u96e3\u9810\u6e2c\u60a8\u7684\u6536\u5165\u6703\u53d7\u5230\u4ec0\u9ebd\u5f71\u97ff\uff0c\u201dNorthwestern Mutual\u4ee5\u8056\u8377\u897f\u70ba\u6839\u64da\u5730\u7684\u8ca1\u5bcc\u7ba1\u7406\u9867\u554fJing 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\u65e5\u90fd\u662f Medicare \u53c3\u8207\u8005\u7684\u5e74\u5ea6\u958b\u653e\u53c3\u4fdd\u671f\uff0c\u5728\u6b64\u671f\u9593\uff0c\u4ed6\u5011\u53ef\u4ee5\u8b8a\u66f4 Medicare Advantage \u8a08\u5283\u3002 \u60a8\u5fc5\u9808\u6bcf\u5e74\u5be9\u8996\u60a8\u7684 Medicare \u9078\u64c7\uff0c\u9019\u4e00\u9ede\u81f3\u95dc\u91cd\u8981\uff0c\u56e0\u70ba\u8a08\u5283\u798f\u5229\u548c\u8cbb\u7528\u53ef\u80fd\u6bcf\u5e74\u90fd\u6703\u8b8a\u5316\uff0c\u800c\u60a8\u53ef\u80fd\u6703\u627e\u5230\u53e6\u4e00\u7a2e\u53ef\u4ee5\u7c21\u5316\u60a8\u7684\u91ab\u7642\u4fdd\u5065\u9ad4\u9a57\u7684\u8a08\u5283\u3002 \u7b2c\u4e00\u6b65 \u2013 \u5be9\u8996\u60a8\u7684\u7576\u524d\u8a08\u5283\u2026\u5728\u53c3\u4fdd\u671f\u958b\u59cb\u4e4b\u524d \u78ba\u5b9a\u662f\u5426\u8981\u8b8a\u66f4 Medicare Advantage \u8a08\u5283\u9996\u5148\u8981\u77ad\u89e3\u60a8\u7576\u524d\u7684\u8cbb\u7528\u3001\u4f7f\u7528\u60c5\u6cc1\u548c\u798f\u5229\u3002\u5728\u958b\u653e\u53c3\u4fdd\u671f\u958b\u59cb\u4e4b\u524d\u4fbf\u9032\u884c\u6b64\u6b65\u9a5f\uff0c\u60a8\u53ef\u4ee5\u9996\u5148\u601d\u8003\u4ee5\u4e0b\u5e7e\u500b\u554f\u984c\uff1a \u60a8\u9700\u8981\u652f\u4ed8\u591a\u5c11\u8cbb\u7528\uff1f\u5c07\u60a8\u7576\u524d\u4fdd\u96aa\u7684\u6bcf\u6708\u4fdd\u8cbb\u76f8\u52a0\uff0c\u7121\u8ad6\u662f\u5305\u542b\u88dc\u5145 Medigap \u4fdd\u55ae\u7684 Medicare B \u90e8\u5206\u8a08\u5283\u3001D \u90e8\u5206\u8655\u65b9\u85e5\u4fdd\u96aa\u8cbb\u7528\uff0c\u9084\u662f\u60a8\u7684 Medicare Advantage \u8a08\u5283\u6bcf\u6708\u4fdd\u8cbb\u3002\u60a8\u53bb\u5e74\u652f\u4ed8\u4e86\u54ea\u4e9b\u984d\u5916\u8cbb\u7528\uff1f\u60a8\u53ef\u80fd\u5df2\u7d93\u652f\u4ed8\u4e86\u81ea\u4ed8\u984d\u3001\u5171\u4ed8\u984d\u6216\u5171\u540c\u4fdd\u96aa\u91d1\uff1b\u6216\u8005\uff0c\u60a8\u53ef\u80fd\u9700\u8981\u60a8\u7576\u524d\u7684\u8a08\u5283\u4e0d\u627f\u4fdd\u7684\u5176\u4ed6\u91ab\u7642\u670d\u52d9\u3002\u660e\u5e74\u60a8\u53ef\u80fd\u9700\u8981\u54ea\u4e9b\u4fdd\u96aa\u7bc4\u570d\uff1f\u5982\u679c\u60a8\u7684\u5065\u5eb7\u72c0\u6cc1\u767c\u751f\u8b8a\u5316\uff0c\u6216\u8005\u60a8\u8a8d\u70ba\u5c07\u4f86\u53ef\u80fd\u8981\u9032\u884c\u985e\u4f3c\u819d\u95dc\u7bc0\u7f6e\u63db\u7b49\u5927\u624b\u8853\uff0c\u90a3\u9ebc\u60a8\u9700\u8981\u652f\u4ed8\u591a\u5c11\u81ea\u4ed8\u8cbb\u7528\uff1f \u7b2c\u4e8c\u6b65 \u2013 \u77ad\u89e3\u60a8\u7684\u9078\u64c7 Medicare 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