{"id":178901,"date":"2019-12-12T12:54:47","date_gmt":"2019-12-12T20:54:47","guid":{"rendered":"http:\/\/old.newsforchinese.com\/v3\/?p=178901"},"modified":"2019-12-12T12:54:47","modified_gmt":"2019-12-12T20:54:47","slug":"2-3%e7%9a%84%e7%85%a7%e9%a1%a7%e8%80%85%e5%9c%a8%e5%b7%a5%e4%bd%9c%e5%92%8c%e7%85%a7%e9%a1%a7%e8%a6%aa%e4%ba%ba%e9%96%93%e7%96%b2%e6%96%bc%e5%a5%94%e5%91%bd","status":"publish","type":"post","link":"https:\/\/newsforchinese.com\/v3\/2019\/12\/12\/2-3%e7%9a%84%e7%85%a7%e9%a1%a7%e8%80%85%e5%9c%a8%e5%b7%a5%e4%bd%9c%e5%92%8c%e7%85%a7%e9%a1%a7%e8%a6%aa%e4%ba%ba%e9%96%93%e7%96%b2%e6%96%bc%e5%a5%94%e5%91%bd\/","title":{"rendered":"2\/3\u7684\u7167\u9867\u8005\u5728\u5de5\u4f5c\u548c\u7167\u9867\u89aa\u4eba\u9593\u75b2\u65bc\u5954\u547d"},"content":{"rendered":"<p>\u4e09\u5206\u4e4b\u4e8c\u7684\u7167\u9867\u8005\u5728\u5de5\u4f5c\u548c\u7167\u9867\u89aa\u4eba\u4e4b\u9593\u75b2\u65bc\u5954\u547d,\uff0cNorthwestern Mutual \u6700\u65b0\u6578\u64da\u986f\u793a\u7167\u9867\u5e74\u9081\u7236\u6bcd\u6216\u89aa\u4eba\uff0c\u5c0d\u8077\u696d\u751f\u6daf\u53ca\u5de5\u4f5c\u8207\u751f\u6d3b\u4e4b\u9593\u7684\u5e73\u8861\u6709\u986f\u8457\u5f71\u97ff\u3002<!--more--><\/p>\n<p><em>\u00a0<\/em>Northwestern Mutual\u7684C.A.R.E.<em>\uff08<\/em><em> Costs, Accountabilities, Realities, Expectations<\/em> <em>\u958b\u92b7\u3001\u8cac\u4efb\u3001\u73fe\u5be6\u3001\u671f\u5f85\uff09<\/em>\u8abf\u67e5\u7d50\u679c\u986f\u793a\u7167\u9867\u670b\u53cb\u6216\u5fc3\u611b\u7684\u4eba\u5c0d\u5de5\u4f5c\u8cac\u4efb\u548c\u6574\u9ad4\u5c08\u696d\u751f\u6daf\u53ef\u80fd\u5f71\u97ff\u7684\u7a0b\u5ea6\u3002\u4e09\u5206\u4e4b\u4e8c\u7684\u7167\u9867\u8005\uff0866%\uff09\u65e2\u8981\u5de5\u4f5c\u53c8\u8981\u7167\u9867\u89aa\u4eba\uff0c\u540c\u6a23\u7684\uff0c\u5c07\u8fd1\u4e09\u5206\u4e4b\u4e8c\uff0862%\uff09\u7684\u7167\u9867\u8005\u8868\u793a\uff0c\u56e0\u7167\u9867\u800c\u5fc5\u9808\u8ca0\u64d4\u7684\u8cac\u4efb\u5df2\u7d93\u5f71\u97ff\u5230\u4ed6\u5011\u7684\u5de5\u4f5c\u548c\u5c08\u696d\u751f\u6daf\u3002<\/p>\n<p><img loading=\"lazy\" decoding=\"async\" data-attachment-id=\"178906\" data-permalink=\"https:\/\/newsforchinese.com\/v3\/2019\/12\/12\/2-3%e7%9a%84%e7%85%a7%e9%a1%a7%e8%80%85%e5%9c%a8%e5%b7%a5%e4%bd%9c%e5%92%8c%e7%85%a7%e9%a1%a7%e8%a6%aa%e4%ba%ba%e9%96%93%e7%96%b2%e6%96%bc%e5%a5%94%e5%91%bd\/social-services-for-elderly-4\/\" data-orig-file=\"https:\/\/newsforchinese.com\/v3\/wp-content\/uploads\/2019\/12\/social-services-for-elderly-4.jpg\" data-orig-size=\"600,329\" data-comments-opened=\"1\" data-image-title=\"social-services-for-elderly-4\" data-image-description=\"\" data-image-caption=\"\" data-large-file=\"https:\/\/newsforchinese.com\/v3\/wp-content\/uploads\/2019\/12\/social-services-for-elderly-4-600x329.jpg\" class=\"alignnone size-large wp-image-178906\" src=\"http:\/\/old.newsforchinese.com\/v3\/wp-content\/uploads\/2019\/12\/social-services-for-elderly-4-600x329.jpg\" alt=\"\" width=\"600\" height=\"329\" srcset=\"https:\/\/newsforchinese.com\/v3\/wp-content\/uploads\/2019\/12\/social-services-for-elderly-4.jpg 600w, 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Mutual\u820a\u91d1\u5c71\u7406\u8ca1\u9867\u554fJing Lee\u3002\u300c\u96d6\u7136\u5927\u90e8\u5206\u7167\u9867\u8005\u9858\u610f\u8ca0\u8d77\u9019\u4efd\u8cac\u4efb\uff0c\u4f46\u6211\u5011\u4e5f\u77e5\u9053\u9019\u4e9b\u8ca0\u64d4\u5c0d\u7167\u9867\u8005\u7684\u8077\u696d\u751f\u6daf\u548c\u6536\u5165\u5e36\u4f86\u7684\u5f71\u97ff\uff0c\u800c\u9019\u4e9b\u5f71\u97ff\u6216\u8a31\u8981\u5230\u5f88\u4e45\u4ee5\u5f8c\u624d\u9010\u6f38\u986f\u73fe\uff0c\u6240\u4ee5\u5c0d\u9577\u671f\u7167\u8b77\u7684\u9700\u6c42\u9810\u5148\u9032\u884c\u898f\u5283\u662f\u975e\u5e38\u91cd\u8981\u7684\u3002\u300d<\/p>\n<p>\u6839\u64da\u6578\u64da\u986f\u793a\uff0c\u7167\u9867\u8005\u7684\u8077\u696d\u751f\u6daf\u53ef\u80fd\u53d7\u5230\u7684\u9577\u671f\u5f71\u97ff\u5305\u62ec\uff1a<\/p>\n<ul>\n<li>\u6536\u5165\u6e1b\u5c11\uff0c\u6216\u662f\u9577\u671f\u6536\u5165\u7684\u6f5b\u80fd\u53d7\u5230\u5f71\u97ff<\/li>\n<li>\u653e\u68c4\u5347\u8077\uff0f\u6649\u5347\u7684\u6a5f\u6703<\/li>\n<li>\u5fc5\u9808\u7e2e\u6e1b\u5728\u8077\u5834\u6240\u8ca0\u7684\u90e8\u4efd\u8cac\u4efb<\/li>\n<\/ul>\n<p>\u7537\u6027\u6bd4\u5973\u6027\u66f4\u6709\u53ef\u80fd\u5728\u5de5\u4f5c\u548c\u63d0\u4f9b\u7167\u9867\u4e4b\u9593\u96e3\u4ee5\u517c\u9867\u3002\u7814\u7a76\u5c0d\u8c61\u4e2d\u7684\u7537\u6027\u8868\u793a\u6709\u67d0\u7a2e\u578b\u614b\u5de5\u4f5c\uff08\u5305\u62ec\u5168\u8077\u3001\u517c\u8077\u6216\u81ea\u96c7\uff09\u7684\u6578\u76ee\u6bd4\u4f8b\u9ad8\u65bc\u5973\u6027\uff0876%\u76f8\u8f03\u65bc59%\uff09\u3002\u6b64\u5916\uff0c\u63d0\u4f9b\u7167\u9867\u5c0d\u4ed6\u5011\u7684\u8077\u6daf\u6240\u7522\u751f\u7684\u5f71\u97ff\u4e5f\u66f4\u986f\u8457\uff1a\u8d85\u904e\u4e09\u5206\u4e4b\u4e8c\uff0867%\uff09\u7684\u7537\u6027\u8868\u793a\u63d0\u4f9b\u7167\u9867\u5f71\u97ff\u4e86\u4ed6\u5011\u7684\u8077\u696d\u751f\u6daf\uff0c\u5982\u6b64\u8868\u793a\u7684\u5973\u6027\u53ea\u7565\u70ba\u904e\u534a\uff0858\uff05\uff09\u3002<\/p>\n<p><strong>\u75b2\u65bc\u5954\u547d\u537b\u53c8\u96e3\u4ee5\u555f\u9f52<\/strong><\/p>\n<p>\u7167\u9867\u8005\u4e2d\u534a\u6578\uff0850%\uff09\u5168\u8077\u5de5\u4f5c\uff0c\u5927\u90e8\u5206\u4ecd\u7136\u4f9d\u7167\u50b3\u7d71\uff0c\u671d\u4e5d\u665a\u4e94\u4e0a\u4e0b\u73ed\u3002\u5176\u4ed6\u4eba\u6216\u662f\u5de5\u4f5c\u6642\u9593\u7279\u6b8a\uff0c\u6216\u662f\u4eab\u6709\u5f48\u6027\u4e0a\u73ed\u6642\u9593\u65b9\u4fbf\u5c65\u884c\u4ed6\u5011\u7684\u7167\u9867\u8077\u8cac\u3002\u53e6\u670934%\u5b8c\u5168\u4e0d\u5de5\u4f5c\u3002<\/p>\n<p>\u5176\u4e2d\u5305\u62ec\uff1a<\/p>\n<ul>\n<li>\u9031\u4e00\u5230\u9031\u4e94\u5168\u8077\u5de5\u4f5c\uff0c\u50b3\u7d71\u5de5\u4f5c\u6642\u9593 \u2013 35%<\/li>\n<li>\u517c\u8077 \u2013 10%<\/li>\n<li>\u5168\u8077\u4f46\u6709\u5f48\u6027\u5de5\u4f5c\u6642\u9593 \u2013 9%<\/li>\n<li>\u5168\u8077\u591c\u9593\u5de5\u4f5c\u548c\uff0f\u6216\u9031\u672b\u5de5\u4f5c \u2013 6%<\/li>\n<li>\u6216\u662f\u81ea\u7531\u696d\uff0f\u81ea\u96c7 \u2013 6%<\/li>\n<\/ul>\n<p>\u5728\u9019\u4e9b\u540c\u6642\u517c\u9867\u5de5\u4f5c\u548c\u63d0\u4f9b\u7167\u9867\u7684\u4eba\u4e2d\uff0c\u5927\u7d04\u56db\u5206\u4e4b\u4e00\uff0824%\uff09\u8868\u793a\u4ed6\u5011\u7684\u540c\u4e8b\u4e0d\u77e5\u9053\u4ed6\u5011\u5728\u5de5\u4f5c\u7684\u540c\u6642\u4e5f\u626e\u6f14\u7167\u9867\u8005\u7684\u89d2\u8272\u3002\u65b0\u4e16\u4ee3\u6700\u6709\u53ef\u80fd\u4e0d\u544a\u8a34\u4ed6\u5011\u7684\u540c\u4e8b\uff0c\u6bcf\u5341\u4eba\u4e2d\u6709\u5c07\u8fd1\u4e09\u4eba\uff0828%\uff09\u8868\u793a\u540c\u4e8b\u4e26\u4e0d\u77e5\u9053\u4ed6\u5011\u5728\u8fa6\u516c\u5ba4\u4e4b\u5916\u7684\u984d\u5916\u8cac\u4efb\u3002\u7537\u6027\u6bd4\u8d77\u5973\u6027\u66f4\u4e0d\u53ef\u80fd\u544a\u8a34\u540c\u4e8b\u4ed6\u5011\u7684\u7167\u9867\u8005\u89d2\u8272\uff0c\u53ea\u670971%\u8868\u793a\u540c\u4e8b\u77e5\u60c5\uff0c\u800c\u5973\u6027\u4e2d\u670981%\u8868\u793a\u540c\u4e8b\u77e5\u60c5\u3002<\/p>\n<p>\u5c0d\u65e2\u8981\u5de5\u4f5c\u53c8\u5fc5\u9808\u63d0\u4f9b\u7167\u9867\u8005\u800c\u8a00\uff0c\u6700\u5927\u7684\u5f71\u97ff\uff0820%\uff09\u662f\u4ed6\u5011\u9700\u8981\u6bd4\u4ee5\u524d\u66f4\u5177\u5f48\u6027\u7684\u5de5\u4f5c\u6642\u9593\u3002\u5de5\u4f5c\uff0f\u8077\u6daf\u4e0a\u53d7\u5230\u7684\u5176\u4ed6\u5f71\u97ff\u5305\u62ec\uff1a<\/p>\n<ul>\n<li>\u70ba\u4e86\u8ca0\u64d4\u7167\u9867\u7684\u8cac\u4efb\uff0c\u5fc5\u9808\u8acb\u5047\u6216\u7f3a\u5e2d \uff0d 19%<\/li>\n<li>\u5fc5\u9808\u6539\u8b8a\u5de5\u4f5c\u884c\u7a0b\u6216\u8abf\u73ed \u2013 19%<\/li>\n<li>\u5fc5\u9808\u4f7f\u7528\u5047\u671f\u4f86\u6eff\u8db3\u7167\u9867\u8005\u5fc5\u9808\u8ca0\u64d4\u7684\u8cac\u4efb \u2013 16%<\/li>\n<li>\u5fc5\u9808\u7e2e\u6e1b\u5de5\u4f5c\u6642\u6578 \u2013 14%<\/li>\n<\/ul>\n<p>\u300c\u7167\u9867\u8005\u5fc5\u9808\u5728\u672a\u4f86\u9762\u5c0d\u6216\u662f\u7121\u6cd5\u9810\u6599\u7684\u5f8c\u679c\u4e0d\u50c5\u5c0d\u5bb6\u5ead\u751f\u6d3b\uff0c\u9084\u6709\u5c0d\u8077\u696d\u751f\u6daf\u548c\u5c08\u696d\u8cac\u4efb\u6240\u7522\u751f\u7684\u5f71\u97ff\uff0c\u300dJing Lee\u8868\u793a\u3002<\/p>\n<p><strong>\u7167\u9867\u8005\uff1a\u4e00\u80a9\u625b\u8d77\u6240\u6709\u8cac\u4efb<\/strong><\/p>\n<p>\u7167\u9867\u8005\u5f88\u5c11\u5728\u65e5\u5e38\u751f\u6d3b\u7684\u5176\u4ed6\u65b9\u9762\u5c0b\u6c42\u5354\u52a9\u3002\u5728\u601d\u7d22\u5982\u4f55\u64f4\u5927\u81ea\u5df1\u7167\u9867\u89aa\u4eba\u80fd\u529b\u7684\u540c\u6642\uff0c\u53ea\u670913%\u589e\u8acb\u4eba\u624b\u7167\u9867\u81ea\u5df1\u7684\u5e7c\u5152\uff0c23%\u8acb\u4eba\u6253\u6383\u4f4f\u8655\uff0c21%\u8acb\u4eba\u716e\u98ef\u6216\u5916\u98df\uff0c23%\u8acb\u4eba\u5e6b\u5fd9\u6253\u7406\u8cb7\u83dc\u3001\u9001\u53d6\u4e7e\u6d17\u8863\u7269\u7b49\u96dc\u52d9\u3002<\/p>\n<p>\u534a\u6578\uff0849%\uff09\u7684\u7167\u9867\u8005\u901a\u904e\u79d1\u6280\u5e6b\u52a9\u4ed6\u5011\u61c9\u4ed8\u7167\u9867\u8005\u7684\u8cac\u4efb\u3002\u9019\u4e9b\u79d1\u6280\u5305\u62ec\u7ba1\u7406\u85e5\u7269\u88dd\u7f6e\u00a0 \uff0820%\uff09\u3001\u4f4f\u5b85\u76e3\u8996\u79d1\u6280\uff0820%\uff09\u3001\u53ef\u4f69\u6234\u7684\u5b89\u5168\u88dd\u7f6e\uff0818\uff05\uff09\u3001\u8a9e\u97f3\u52a9\u7406\uff0815%\uff09\u3001\u8996\u8a0a\u6703\u8b70\uff0813%\uff09\u548c\u5354\u8abf\u7167\u9867\u7684\u61c9\u7528\u7a0b\u5f0f\uff0813%\uff09\u3002<\/p>\n<p>\u300c\u63d0\u65e9\u898f\u5283\u53ef\u4ee5\u8b93\u60a8\u7684\u9078\u64c7\u66f4\u70ba\u6e05\u6670\uff0c\u63d0\u4f9b\u5fc5\u9808\u7684\u5f48\u6027\uff0c\u5728\u72c0\u6cc1\u6539\u8b8a\u6642\u8fc5\u901f\u56e0\u61c9\uff0c\u300dSimbro\u8868\u793a\u3002\u300c\u9810\u4f5c\u6e96\u5099\u8b93\u5bb6\u4eba\u6709\u5145\u5206\u6642\u9593\u5fb9\u5e95\u63a2\u7d22\u548c\u8a55\u4f30\u5404\u7a2e\u53ef\u80fd\u6027\u3002\u300d<\/p>\n<p>\u6b32\u77e5\u8a73\u60c5\uff0c\u8acb\u767b\u5165Northwestern Mutual\u7684\u751f\u547d\u9031\u671f\u8a08\u7b97\u6216\u9577\u671f\u7167\u8b77\u898f\u5283\u8981\u8a23\u3002<\/p>\n<p>\u9019\u662f2019\u5e74C.A.R.E.\u7814\u7a76\u7684\u6700\u5f8c\u4e00\u6ce2\u8abf\u67e5\u7d50\u679c\u3002C.A.R.E.\u662f\u4e00\u500b\u5e74\u5ea6\u6027\u7684\u8abf\u67e5\u7814\u7a76\u5de5\u4f5c\uff0c\u76ee\u7684\u5728\u63a2\u7d22\u9577\u58fd\u7684\u98a8\u96aa\u548c\u7167\u9867\u63d0\u4f9b\u3002\u4eca\u5e74\u7a0d\u65e9\u516c\u5e03\u7684\u7b2c\u4e00\u6ce2\u8abf\u67e5\u7d50\u679c\u63a2\u7d22\u7167\u9867\u89aa\u4eba\u5c0d\u5bb6\u5ead\u751f\u6d3b\u9020\u6210\u7684\u5f71\u97ff\uff0c\u4ee5\u53ca\u7167\u9867\u89aa\u4eba\u5728\u8ca1\u52d9\u548c\u73fe\u5be6\u751f\u6d3b\u4e2d\u6240\u626e\u6f14\u7684\u89d2\u8272\u3002<\/p>\n<p>&nbsp;<\/p>\n<p><strong>2019 Northwestern Mutual C.A.R.E. <\/strong><strong>\u8abf\u67e5<\/strong><strong>\u7814\u7a76<\/strong><strong>\u7c21\u4ecb<\/strong><\/p>\n<p><em>2019 <\/em><em>Northwestern Mutual C.A.R.E.\u00a0(Costs, Accountabilities, Realities, Expectations<\/em> <em>\u958b\u92b7\u3001\u8cac\u4efb\u3001\u73fe\u5be6\u3001\u671f\u5f85<\/em><em>)\u00a0 <\/em>\u8abf\u67e5\u7814\u7a76\u63a2\u8a0e\u63d0\u4f9b\u7167\u9867\u7684\u591a\u91cd\u5c64\u9762\u548c\u9577\u58fd\u98a8\u96aa\u3002\u9019\u9805\u8abf\u67e5\u7531Harris Poll\u4ee3\u8868Northwestern Mutual\u9032\u884c\uff0c\u5305\u62ec\u76ee\u524d\u6b63\u5728\u63d0\u4f9b\u7167\u9867\u6216\u904e\u53bb\u66fe\u7d93\u63d0\u4f9b\u7167\u9867\u76841400\u4f4d\u5e74\u6eff18\u6b72\u7684\u7f8e\u570b\u6210\u5e74\u4eba\uff0c\u57282019\u5e742\u670813\u65e5\u52302\u670822\u65e5\u9593\u53c3\u8207\u7dda\u4e0a\u554f\u5377\u8abf\u67e5\u3002\u8abf\u67e5\u7d50\u679c\u6839\u64da\u4eba\u53e3\u666e\u67e5\u76ee\u6a19\u4f9d\u6587\u5316\u6c34\u5e73\u3001\u5e74\u9f61\/\u6027\u5225\u3001\u7a2e\u65cf\/\u65cf\u88d4\u3001\u5730\u5340\u548c\u5bb6\u5ead\u6536\u5165\u8abf\u6574\u53d7\u8a2a\u8005\u6bd4\u91cd \uff0c\u4e26\u4f7f\u7528\u50be\u5411\u5206\u6578\u4f86\u8abf\u6574\u7b54\u8986\u554f\u5377\u8005\u7684\u4e0a\u7db2\u50be\u5411\u3002\u7121\u6cd5\u8a08\u7b97\u7406\u8ad6\u6a23\u672c\u8aa4\u5dee\u4f30\u8a08\uff1b\u5b8c\u6574\u8abf\u67e5\u65b9\u5f0f\u5099\u7d22\u3002<\/p>\n<p><strong>\u00a0<\/strong><\/p>\n<p><strong>Northwestern Mutual<\/strong><strong>\u00a0<\/strong><strong>\u7c21\u4ecb<\/strong><br \/>\n<a href=\"https:\/\/c212.net\/c\/link\/?t=0&amp;l=en&amp;o=2420619-1&amp;h=1366327846&amp;u=https%3A%2F%2Fwww.northwesternmutual.com%2F&amp;a=Northwestern+Mutual\">Northwestern Mutual<\/a>\u202f\u5e6b\u52a9\u5bb6\u5ead\u548c\u4f01\u696d\u9054\u6210\u8ca1\u52d9\u4fdd\u969c\u5df2\u6709\u8d85\u904e160\u5e74\u6b77\u53f2\u3002\u901a\u904e\u689d\u7406\u5206\u660e\uff0c\u500b\u4eba\u5316\u7684\u898f\u5283\u65b9\u5f0f\uff0cNorthwestern Mutual \u7d50\u5408\u5c08\u696d\u7406\u8ca1\u9867\u554f\u7684\u5c08\u9577\u548c\u6578\u4f4d\u9ad4\u9a57\uff0c\u5354\u52a9\u5ba2\u6236\u8655\u7406\u6bcf\u5929\u7684\u8ca1\u52d9\u751f\u6d3b\u3002\u7e3d\u8cc7\u75222722\u5104\u7f8e\u5143\uff0c\u6536\u5165285\u5104\u7f8e\u5143\uff0c\u548c\u50f9\u503c1\u842c8000\u5104\u7684\u6709\u6548\u4eba\u58fd\u4fdd\u96aa\u4fdd\u8b77\uff0cNorthwestern Mutual\u70ba\u8d85\u904e450\u842c\u4eba\u63d0\u4f9b\u58fd\u96aa\u3001\u6b98\u75be\u6536\u5165\u548c\u9577\u671f\u7167\u8b77\u4fdd\u96aa\u3001\u5e74\u91d1\u3001\u4e2d\u4ecb\u548c\u8aee\u8a62\u670d\u52d9 \u3002\u672c\u516c\u53f8\u901a\u904e\u8ca1\u5bcc\u7ba1\u7406\u548c\u6295\u8cc7\u670d\u52d9\u70ba\u5ba2\u6236\u7ba1\u7406\u7e3d\u984d\u8d85\u904e1500\u5104\u7f8e\u5143\u7684\u8cc7\u7522\u3002Northwestern Mutual\u57282019\u5e74\u8ca1\u5bcc\u96dc\u8a8c500\u5927\u516c\u53f8\uff08FORTUNE 500\uff09\u4e2d\u540d\u5217\u7b2c111\uff0c\u7372\u8ca1\u5bcc\u96dc\u8a8c\uff08FORTUNE\u00ae\uff09\u8a8d\u53ef\u70ba2019\u5e74\u300c\u5168\u7403\u6700\u53d7\u611b\u6234\u300d\u7684\u4eba\u58fd\u4fdd\u96aa\u516c\u53f8\u4e4b\u4e00\u3002<\/p>\n<p>&nbsp;<\/p>\n<p>Northwestern Mutual\u662fThe Northwestern Mutual Life Insurance Company (NM),\u00a0Milwaukee, WI\uff08\u58fd\u96aa\u548c\u6b98\u75be\u4fdd\u96aa\u3001\u5e74\u91d1\u3001\u53ca\u5305\u62ec\u9577\u671f\u7167\u8b77\u798f\u5229\u7684\u58fd\u96aa\uff09\u53ca\u5176\u5b50\u516c\u53f8\u7684\u5e02\u5834\u71df\u92b7\u540d\u7a31\u3002 \u5b50\u516c\u53f8\u5305\u62ecNorthwestern Mutual Investment Services, LLC\u00a0(NMIS) (\u6709\u50f9\u8b49\u5238)\uff0c\u4e2d\u4ecb\u548c\u8cb7\u8ce3\uff0c\u8a3b\u518a\u6295\u8cc7\u9867\u554f\uff0cFINRA \u548cSIPC\u6703\u54e1; Northwestern Mutual Wealth Management Company\u00ae (NMWMC) (\u4fe1\u8a17\u8cac\u4efb\u548c\u6536\u8cbb\u7406\u8ca1\u670d\u52d9)\uff0c\u806f\u90a6\u5132\u84c4\u9280\u884c\uff0c\u53ca Northwestern Long Term Care Insurance Company (NLTC) (\u9577\u671f\u7167\u8b77\u4fdd\u96aa)\u3002<\/p>\n<p>&nbsp;<\/p>\n<p>&nbsp;<\/p>\n<div class=\"gsp_post_data\" \r\n\t            data-post_type=\"post\" \r\n\t            data-cat=\"business,biz\" \r\n\t            data-modified=\"120\"\r\n\t            data-created=\"1576155287\"\r\n\t            data-title=\"2\/3\u7684\u7167\u9867\u8005\u5728\u5de5\u4f5c\u548c\u7167\u9867\u89aa\u4eba\u9593\u75b2\u65bc\u5954\u547d\" \r\n\t            data-home=\"https:\/\/newsforchinese.com\/v3\"><\/div>","protected":false},"excerpt":{"rendered":"<p>\u4e09\u5206\u4e4b\u4e8c\u7684\u7167\u9867\u8005\u5728\u5de5\u4f5c\u548c\u7167\u9867\u89aa\u4eba\u4e4b\u9593\u75b2\u65bc\u5954\u547d,\uff0cNorthwestern Mutual \u6700\u65b0\u6578\u64da\u986f\u793a\u7167\u9867\u5e74\u9081\u7236\u6bcd\u6216\u89aa\u4eba\uff0c\u5c0d\u8077\u696d\u751f\u6daf\u53ca\u5de5\u4f5c\u8207\u751f\u6d3b\u4e4b\u9593\u7684\u5e73\u8861\u6709\u986f\u8457\u5f71\u97ff\u3002<\/p>\n","protected":false},"author":1,"featured_media":178906,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"episode_type":"","audio_file":"","podmotor_file_id":"","podmotor_episode_id":"","cover_image":"","cover_image_id":"","duration":"","filesize":"","filesize_raw":"","date_recorded":"","explicit":"","block":"","_jetpack_newsletter_access":"","_jetpack_dont_email_post_to_subs":false,"_jetpack_newsletter_tier_id":0,"_jetpack_memberships_contains_paywalled_content":false,"_jetpack_feature_clip_id":0,"_jetpack_memberships_contains_paid_content":false,"footnotes":"","jetpack_publicize_message":"{title}\n\n{excerpt}\n\n{url}","jetpack_publicize_feature_enabled":true,"jetpack_social_post_already_shared":true,"jetpack_social_options":{"image_generator_settings":{"template":"highway","default_image_id":0,"font":"","enabled":false},"version":2},"_wpas_customize_per_network":false,"jetpack_post_was_ever_published":false},"categories":[609,13],"tags":[],"series":[],"class_list":["post-178901","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-business","category-biz"],"aioseo_notices":[],"aioseo_head":"\n\t\t<!-- 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\u958b\u92b7\u3001\u8cac\u4efb\u3001\u73fe\u5be6\u3001\u671f\u5f85\uff09\u8abf\u67e5\u7d50\u679c\u986f\u793a\u7167\u9867\u670b\u53cb\u6216\u5fc3\u611b\u7684\u4eba\u5c0d\u5de5\u4f5c\u8cac\u4efb\u548c\u6574\u9ad4\u5c08\u696d\u751f\u6daf\u53ef\u80fd\u5f71\u97ff\u7684\u7a0b\u5ea6\u3002\u4e09\u5206\u4e4b\u4e8c\u7684\u7167\u9867\u8005\uff0866%\uff09\u65e2\u8981\u5de5\u4f5c\u53c8\u8981\u7167\u9867\u89aa\u4eba\uff0c\u540c\u6a23\u7684\uff0c\u5c07\u8fd1\u4e09\u5206\u4e4b\u4e8c\uff0862%\uff09\u7684\u7167\u9867\u8005\u8868\u793a\uff0c\u56e0\u7167\u9867\u800c\u5fc5\u9808\u8ca0\u64d4\u7684\u8cac\u4efb\u5df2\u7d93\u5f71\u97ff\u5230\u4ed6\u5011\u7684\u5de5\u4f5c\u548c\u5c08\u696d\u751f\u6daf\u3002 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\u300c\u6211\u5011\u77e5\u9053\u7167\u9867\u5e74\u9081\u7684\u7236\u6bcd\u548c\u5fc3\u611b\u7684\u4eba\u662f\u8a31\u591a\u4e9e\u88d4\u793e\u5340\u7684\u6838\u5fc3\u6587\u5316\u50f9\u503c\u3002\u70ba\u4e86\u7167\u9867\u65e5\u76ca\u5e74\u9081\u7684\u89aa\u4eba\uff0c\u5e74\u8f15\u4eba\u5fc5\u9808\u5728\u60c5\u611f\u3001\u5be6\u969b\u884c\u52d5\u548c\u8ca1\u52d9\u65b9\u9762\u505a\u51fa\u72a7\u7272\uff0c\u300dNorthwestern Mutual\u820a\u91d1\u5c71\u7406\u8ca1\u9867\u554fJing Lee\u3002\u300c\u96d6\u7136\u5927\u90e8\u5206\u7167\u9867\u8005\u9858\u610f\u8ca0\u8d77\u9019\u4efd\u8cac\u4efb\uff0c\u4f46\u6211\u5011\u4e5f\u77e5\u9053\u9019\u4e9b\u8ca0\u64d4\u5c0d\u7167\u9867\u8005\u7684\u8077\u696d\u751f\u6daf\u548c\u6536\u5165\u5e36\u4f86\u7684\u5f71\u97ff\uff0c\u800c\u9019\u4e9b\u5f71\u97ff\u6216\u8a31\u8981\u5230\u5f88\u4e45\u4ee5\u5f8c\u624d\u9010\u6f38\u986f\u73fe\uff0c\u6240\u4ee5\u5c0d\u9577\u671f\u7167\u8b77\u7684\u9700\u6c42\u9810\u5148\u9032\u884c\u898f\u5283\u662f\u975e\u5e38\u91cd\u8981\u7684\u3002\u300d \u6839\u64da\u6578\u64da\u986f\u793a\uff0c\u7167\u9867\u8005\u7684\u8077\u696d\u751f\u6daf\u53ef\u80fd\u53d7\u5230\u7684\u9577\u671f\u5f71\u97ff\u5305\u62ec\uff1a \u6536\u5165\u6e1b\u5c11\uff0c\u6216\u662f\u9577\u671f\u6536\u5165\u7684\u6f5b\u80fd\u53d7\u5230\u5f71\u97ff \u653e\u68c4\u5347\u8077\uff0f\u6649\u5347\u7684\u6a5f\u6703 \u5fc5\u9808\u7e2e\u6e1b\u5728\u8077\u5834\u6240\u8ca0\u7684\u90e8\u4efd\u8cac\u4efb \u7537\u6027\u6bd4\u5973\u6027\u66f4\u6709\u53ef\u80fd\u5728\u5de5\u4f5c\u548c\u63d0\u4f9b\u7167\u9867\u4e4b\u9593\u96e3\u4ee5\u517c\u9867\u3002\u7814\u7a76\u5c0d\u8c61\u4e2d\u7684\u7537\u6027\u8868\u793a\u6709\u67d0\u7a2e\u578b\u614b\u5de5\u4f5c\uff08\u5305\u62ec\u5168\u8077\u3001\u517c\u8077\u6216\u81ea\u96c7\uff09\u7684\u6578\u76ee\u6bd4\u4f8b\u9ad8\u65bc\u5973\u6027\uff0876%\u76f8\u8f03\u65bc59%\uff09\u3002\u6b64\u5916\uff0c\u63d0\u4f9b\u7167\u9867\u5c0d\u4ed6\u5011\u7684\u8077\u6daf\u6240\u7522\u751f\u7684\u5f71\u97ff\u4e5f\u66f4\u986f\u8457\uff1a\u8d85\u904e\u4e09\u5206\u4e4b\u4e8c\uff0867%\uff09\u7684\u7537\u6027\u8868\u793a\u63d0\u4f9b\u7167\u9867\u5f71\u97ff\u4e86\u4ed6\u5011\u7684\u8077\u696d\u751f\u6daf\uff0c\u5982\u6b64\u8868\u793a\u7684\u5973\u6027\u53ea\u7565\u70ba\u904e\u534a\uff0858\uff05\uff09\u3002 \u75b2\u65bc\u5954\u547d\u537b\u53c8\u96e3\u4ee5\u555f\u9f52 \u7167\u9867\u8005\u4e2d\u534a\u6578\uff0850%\uff09\u5168\u8077\u5de5\u4f5c\uff0c\u5927\u90e8\u5206\u4ecd\u7136\u4f9d\u7167\u50b3\u7d71\uff0c\u671d\u4e5d\u665a\u4e94\u4e0a\u4e0b\u73ed\u3002\u5176\u4ed6\u4eba\u6216\u662f\u5de5\u4f5c\u6642\u9593\u7279\u6b8a\uff0c\u6216\u662f\u4eab\u6709\u5f48\u6027\u4e0a\u73ed\u6642\u9593\u65b9\u4fbf\u5c65\u884c\u4ed6\u5011\u7684\u7167\u9867\u8077\u8cac\u3002\u53e6\u670934%\u5b8c\u5168\u4e0d\u5de5\u4f5c\u3002 \u5176\u4e2d\u5305\u62ec\uff1a \u9031\u4e00\u5230\u9031\u4e94\u5168\u8077\u5de5\u4f5c\uff0c\u50b3\u7d71\u5de5\u4f5c\u6642\u9593 \u2013 35% \u517c\u8077 \u2013 10% \u5168\u8077\u4f46\u6709\u5f48\u6027\u5de5\u4f5c\u6642\u9593 \u2013 9% \u5168\u8077\u591c\u9593\u5de5\u4f5c\u548c\uff0f\u6216\u9031\u672b\u5de5\u4f5c \u2013 6% \u6216\u662f\u81ea\u7531\u696d\uff0f\u81ea\u96c7 \u2013 6% \u5728\u9019\u4e9b\u540c\u6642\u517c\u9867\u5de5\u4f5c\u548c\u63d0\u4f9b\u7167\u9867\u7684\u4eba\u4e2d\uff0c\u5927\u7d04\u56db\u5206\u4e4b\u4e00\uff0824%\uff09\u8868\u793a\u4ed6\u5011\u7684\u540c\u4e8b\u4e0d\u77e5\u9053\u4ed6\u5011\u5728\u5de5\u4f5c\u7684\u540c\u6642\u4e5f\u626e\u6f14\u7167\u9867\u8005\u7684\u89d2\u8272\u3002\u65b0\u4e16\u4ee3\u6700\u6709\u53ef\u80fd\u4e0d\u544a\u8a34\u4ed6\u5011\u7684\u540c\u4e8b\uff0c\u6bcf\u5341\u4eba\u4e2d\u6709\u5c07\u8fd1\u4e09\u4eba\uff0828%\uff09\u8868\u793a\u540c\u4e8b\u4e26\u4e0d\u77e5\u9053\u4ed6\u5011\u5728\u8fa6\u516c\u5ba4\u4e4b\u5916\u7684\u984d\u5916\u8cac\u4efb\u3002\u7537\u6027\u6bd4\u8d77\u5973\u6027\u66f4\u4e0d\u53ef\u80fd\u544a\u8a34\u540c\u4e8b\u4ed6\u5011\u7684\u7167\u9867\u8005\u89d2\u8272\uff0c\u53ea\u670971%\u8868\u793a\u540c\u4e8b\u77e5\u60c5\uff0c\u800c\u5973\u6027\u4e2d\u670981%\u8868\u793a\u540c\u4e8b\u77e5\u60c5\u3002 \u5c0d\u65e2\u8981\u5de5\u4f5c\u53c8\u5fc5\u9808\u63d0\u4f9b\u7167\u9867\u8005\u800c\u8a00\uff0c\u6700\u5927\u7684\u5f71\u97ff\uff0820%\uff09\u662f\u4ed6\u5011\u9700\u8981\u6bd4\u4ee5\u524d\u66f4\u5177\u5f48\u6027\u7684\u5de5\u4f5c\u6642\u9593\u3002\u5de5\u4f5c\uff0f\u8077\u6daf\u4e0a\u53d7\u5230\u7684\u5176\u4ed6\u5f71\u97ff\u5305\u62ec\uff1a \u70ba\u4e86\u8ca0\u64d4\u7167\u9867\u7684\u8cac\u4efb\uff0c\u5fc5\u9808\u8acb\u5047\u6216\u7f3a\u5e2d \uff0d 19% \u5fc5\u9808\u6539\u8b8a\u5de5\u4f5c\u884c\u7a0b\u6216\u8abf\u73ed \u2013 19% \u5fc5\u9808\u4f7f\u7528\u5047\u671f\u4f86\u6eff\u8db3\u7167\u9867\u8005\u5fc5\u9808\u8ca0\u64d4\u7684\u8cac\u4efb \u2013 16% \u5fc5\u9808\u7e2e\u6e1b\u5de5\u4f5c\u6642\u6578 \u2013 14% \u300c\u7167\u9867\u8005\u5fc5\u9808\u5728\u672a\u4f86\u9762\u5c0d\u6216\u662f\u7121\u6cd5\u9810\u6599\u7684\u5f8c\u679c\u4e0d\u50c5\u5c0d\u5bb6\u5ead\u751f\u6d3b\uff0c\u9084\u6709\u5c0d\u8077\u696d\u751f\u6daf\u548c\u5c08\u696d\u8cac\u4efb\u6240\u7522\u751f\u7684\u5f71\u97ff\uff0c\u300dJing Lee\u8868\u793a\u3002 \u7167\u9867\u8005\uff1a\u4e00\u80a9\u625b\u8d77\u6240\u6709\u8cac\u4efb \u7167\u9867\u8005\u5f88\u5c11\u5728\u65e5\u5e38\u751f\u6d3b\u7684\u5176\u4ed6\u65b9\u9762\u5c0b\u6c42\u5354\u52a9\u3002\u5728\u601d\u7d22\u5982\u4f55\u64f4\u5927\u81ea\u5df1\u7167\u9867\u89aa\u4eba\u80fd\u529b\u7684\u540c\u6642\uff0c\u53ea\u670913%\u589e\u8acb\u4eba\u624b\u7167\u9867\u81ea\u5df1\u7684\u5e7c\u5152\uff0c23%\u8acb\u4eba\u6253\u6383\u4f4f\u8655\uff0c21%\u8acb\u4eba\u716e\u98ef\u6216\u5916\u98df\uff0c23%\u8acb\u4eba\u5e6b\u5fd9\u6253\u7406\u8cb7\u83dc\u3001\u9001\u53d6\u4e7e\u6d17\u8863\u7269\u7b49\u96dc\u52d9\u3002\" \/>\n\t<meta name=\"robots\" content=\"max-image-preview:large\" 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\u8001\u4e2d\u5730\u65b9\u65b0\u805e\u662f\u820a\u91d1\u5c71\u7063\u5340No.1\u514d\u8cbb\u65b0\u805e\u96c6\u5718\uff0c\u591a\u5143\u5316\u5e73\u53f0\u6709\u65b0\u805e\u7db2\u3001\u5f71\u97f3\u7db2\u3001AM1450\u5ee3\u64ad\u96fb\u53f0\u53ca\u514d\u8cbb\u5168\u5f69\u5831\u7d19\u3002\u624b\u6a5f\u63d0\u4f9b\u6700\u65b0\u6700\u5feb\u793e\u5340\u65b0\u805e\uff0c\u670d\u52d960\u842c\u83ef\u88d4\u8b80\u8005\u3002\" \/>\n\t\t<meta property=\"og:type\" content=\"article\" \/>\n\t\t<meta property=\"og:title\" content=\"2\/3\u7684\u7167\u9867\u8005\u5728\u5de5\u4f5c\u548c\u7167\u9867\u89aa\u4eba\u9593\u75b2\u65bc\u5954\u547d - News for Chinese \uff0d \u820a\u91d1\u5c71\u7063\u5340No.1\u514d\u8cbb\u83ef\u4eba\u793e\u5340\u5831\u7d19\" \/>\n\t\t<meta property=\"og:description\" content=\"\u4e09\u5206\u4e4b\u4e8c\u7684\u7167\u9867\u8005\u5728\u5de5\u4f5c\u548c\u7167\u9867\u89aa\u4eba\u4e4b\u9593\u75b2\u65bc\u5954\u547d,\uff0cNorthwestern Mutual 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\u958b\u92b7\u3001\u8cac\u4efb\u3001\u73fe\u5be6\u3001\u671f\u5f85\uff09\u8abf\u67e5\u7d50\u679c\u986f\u793a\u7167\u9867\u670b\u53cb\u6216\u5fc3\u611b\u7684\u4eba\u5c0d\u5de5\u4f5c\u8cac\u4efb\u548c\u6574\u9ad4\u5c08\u696d\u751f\u6daf\u53ef\u80fd\u5f71\u97ff\u7684\u7a0b\u5ea6\u3002\u4e09\u5206\u4e4b\u4e8c\u7684\u7167\u9867\u8005\uff0866%\uff09\u65e2\u8981\u5de5\u4f5c\u53c8\u8981\u7167\u9867\u89aa\u4eba\uff0c\u540c\u6a23\u7684\uff0c\u5c07\u8fd1\u4e09\u5206\u4e4b\u4e8c\uff0862%\uff09\u7684\u7167\u9867\u8005\u8868\u793a\uff0c\u56e0\u7167\u9867\u800c\u5fc5\u9808\u8ca0\u64d4\u7684\u8cac\u4efb\u5df2\u7d93\u5f71\u97ff\u5230\u4ed6\u5011\u7684\u5de5\u4f5c\u548c\u5c08\u696d\u751f\u6daf\u3002 \u91dd\u5c0d\u4e0d\u540c\u4e16\u4ee3\u7684\u7167\u9867\u8005\u9032\u4e00\u6b65\u63a2\u8a0e\uff0c\u7d50\u679c\u986f\u793a\u4ecd\u8655\u5728\u9ad8\u5cf0\u5de5\u4f5c\u5e74\u9f61\u7684\u5e74\u8f15\u4e16\u4ee3\u6240\u53d7\u5230\u7684\u5f71\u97ff\u66f4\u70ba\u986f\u8457\uff1a\u5c07\u8fd1\u56db\u5206\u4e4b\u4e09\u7684\u65b0\u4e16\u4ee3\uff0873%\uff09\u548cX\u4e16\u4ee3\uff0875%\uff09\u8868\u793a\u5728\u63d0\u4f9b\u7167\u9867\u548c\u5de5\u4f5c\u4e4b\u9593\u75b2\u65bc\u5954\u547d\uff0c\u662f\u6240\u6709\u4e16\u4ee3\u4e2d\u6bd4\u4f8b\u6700\u9ad8\u8005\u3002\u5169\u8005\u90fd\u8868\u793a\u63d0\u4f9b\u7167\u9867\u5f71\u97ff\u5230\u4ed6\u5011\u7684\u8077\u696d\u751f\u6daf\uff0c\u6bd4\u4f8b\u5206\u5225\u70ba70%\u548c69%\u3002 \u300c\u6211\u5011\u77e5\u9053\u7167\u9867\u5e74\u9081\u7684\u7236\u6bcd\u548c\u5fc3\u611b\u7684\u4eba\u662f\u8a31\u591a\u4e9e\u88d4\u793e\u5340\u7684\u6838\u5fc3\u6587\u5316\u50f9\u503c\u3002\u70ba\u4e86\u7167\u9867\u65e5\u76ca\u5e74\u9081\u7684\u89aa\u4eba\uff0c\u5e74\u8f15\u4eba\u5fc5\u9808\u5728\u60c5\u611f\u3001\u5be6\u969b\u884c\u52d5\u548c\u8ca1\u52d9\u65b9\u9762\u505a\u51fa\u72a7\u7272\uff0c\u300dNorthwestern Mutual\u820a\u91d1\u5c71\u7406\u8ca1\u9867\u554fJing Lee\u3002\u300c\u96d6\u7136\u5927\u90e8\u5206\u7167\u9867\u8005\u9858\u610f\u8ca0\u8d77\u9019\u4efd\u8cac\u4efb\uff0c\u4f46\u6211\u5011\u4e5f\u77e5\u9053\u9019\u4e9b\u8ca0\u64d4\u5c0d\u7167\u9867\u8005\u7684\u8077\u696d\u751f\u6daf\u548c\u6536\u5165\u5e36\u4f86\u7684\u5f71\u97ff\uff0c\u800c\u9019\u4e9b\u5f71\u97ff\u6216\u8a31\u8981\u5230\u5f88\u4e45\u4ee5\u5f8c\u624d\u9010\u6f38\u986f\u73fe\uff0c\u6240\u4ee5\u5c0d\u9577\u671f\u7167\u8b77\u7684\u9700\u6c42\u9810\u5148\u9032\u884c\u898f\u5283\u662f\u975e\u5e38\u91cd\u8981\u7684\u3002\u300d \u6839\u64da\u6578\u64da\u986f\u793a\uff0c\u7167\u9867\u8005\u7684\u8077\u696d\u751f\u6daf\u53ef\u80fd\u53d7\u5230\u7684\u9577\u671f\u5f71\u97ff\u5305\u62ec\uff1a \u6536\u5165\u6e1b\u5c11\uff0c\u6216\u662f\u9577\u671f\u6536\u5165\u7684\u6f5b\u80fd\u53d7\u5230\u5f71\u97ff \u653e\u68c4\u5347\u8077\uff0f\u6649\u5347\u7684\u6a5f\u6703 \u5fc5\u9808\u7e2e\u6e1b\u5728\u8077\u5834\u6240\u8ca0\u7684\u90e8\u4efd\u8cac\u4efb \u7537\u6027\u6bd4\u5973\u6027\u66f4\u6709\u53ef\u80fd\u5728\u5de5\u4f5c\u548c\u63d0\u4f9b\u7167\u9867\u4e4b\u9593\u96e3\u4ee5\u517c\u9867\u3002\u7814\u7a76\u5c0d\u8c61\u4e2d\u7684\u7537\u6027\u8868\u793a\u6709\u67d0\u7a2e\u578b\u614b\u5de5\u4f5c\uff08\u5305\u62ec\u5168\u8077\u3001\u517c\u8077\u6216\u81ea\u96c7\uff09\u7684\u6578\u76ee\u6bd4\u4f8b\u9ad8\u65bc\u5973\u6027\uff0876%\u76f8\u8f03\u65bc59%\uff09\u3002\u6b64\u5916\uff0c\u63d0\u4f9b\u7167\u9867\u5c0d\u4ed6\u5011\u7684\u8077\u6daf\u6240\u7522\u751f\u7684\u5f71\u97ff\u4e5f\u66f4\u986f\u8457\uff1a\u8d85\u904e\u4e09\u5206\u4e4b\u4e8c\uff0867%\uff09\u7684\u7537\u6027\u8868\u793a\u63d0\u4f9b\u7167\u9867\u5f71\u97ff\u4e86\u4ed6\u5011\u7684\u8077\u696d\u751f\u6daf\uff0c\u5982\u6b64\u8868\u793a\u7684\u5973\u6027\u53ea\u7565\u70ba\u904e\u534a\uff0858\uff05\uff09\u3002 \u75b2\u65bc\u5954\u547d\u537b\u53c8\u96e3\u4ee5\u555f\u9f52 \u7167\u9867\u8005\u4e2d\u534a\u6578\uff0850%\uff09\u5168\u8077\u5de5\u4f5c\uff0c\u5927\u90e8\u5206\u4ecd\u7136\u4f9d\u7167\u50b3\u7d71\uff0c\u671d\u4e5d\u665a\u4e94\u4e0a\u4e0b\u73ed\u3002\u5176\u4ed6\u4eba\u6216\u662f\u5de5\u4f5c\u6642\u9593\u7279\u6b8a\uff0c\u6216\u662f\u4eab\u6709\u5f48\u6027\u4e0a\u73ed\u6642\u9593\u65b9\u4fbf\u5c65\u884c\u4ed6\u5011\u7684\u7167\u9867\u8077\u8cac\u3002\u53e6\u670934%\u5b8c\u5168\u4e0d\u5de5\u4f5c\u3002 \u5176\u4e2d\u5305\u62ec\uff1a \u9031\u4e00\u5230\u9031\u4e94\u5168\u8077\u5de5\u4f5c\uff0c\u50b3\u7d71\u5de5\u4f5c\u6642\u9593 \u2013 35% \u517c\u8077 \u2013 10% \u5168\u8077\u4f46\u6709\u5f48\u6027\u5de5\u4f5c\u6642\u9593 \u2013 9% \u5168\u8077\u591c\u9593\u5de5\u4f5c\u548c\uff0f\u6216\u9031\u672b\u5de5\u4f5c \u2013 6% \u6216\u662f\u81ea\u7531\u696d\uff0f\u81ea\u96c7 \u2013 6% \u5728\u9019\u4e9b\u540c\u6642\u517c\u9867\u5de5\u4f5c\u548c\u63d0\u4f9b\u7167\u9867\u7684\u4eba\u4e2d\uff0c\u5927\u7d04\u56db\u5206\u4e4b\u4e00\uff0824%\uff09\u8868\u793a\u4ed6\u5011\u7684\u540c\u4e8b\u4e0d\u77e5\u9053\u4ed6\u5011\u5728\u5de5\u4f5c\u7684\u540c\u6642\u4e5f\u626e\u6f14\u7167\u9867\u8005\u7684\u89d2\u8272\u3002\u65b0\u4e16\u4ee3\u6700\u6709\u53ef\u80fd\u4e0d\u544a\u8a34\u4ed6\u5011\u7684\u540c\u4e8b\uff0c\u6bcf\u5341\u4eba\u4e2d\u6709\u5c07\u8fd1\u4e09\u4eba\uff0828%\uff09\u8868\u793a\u540c\u4e8b\u4e26\u4e0d\u77e5\u9053\u4ed6\u5011\u5728\u8fa6\u516c\u5ba4\u4e4b\u5916\u7684\u984d\u5916\u8cac\u4efb\u3002\u7537\u6027\u6bd4\u8d77\u5973\u6027\u66f4\u4e0d\u53ef\u80fd\u544a\u8a34\u540c\u4e8b\u4ed6\u5011\u7684\u7167\u9867\u8005\u89d2\u8272\uff0c\u53ea\u670971%\u8868\u793a\u540c\u4e8b\u77e5\u60c5\uff0c\u800c\u5973\u6027\u4e2d\u670981%\u8868\u793a\u540c\u4e8b\u77e5\u60c5\u3002 \u5c0d\u65e2\u8981\u5de5\u4f5c\u53c8\u5fc5\u9808\u63d0\u4f9b\u7167\u9867\u8005\u800c\u8a00\uff0c\u6700\u5927\u7684\u5f71\u97ff\uff0820%\uff09\u662f\u4ed6\u5011\u9700\u8981\u6bd4\u4ee5\u524d\u66f4\u5177\u5f48\u6027\u7684\u5de5\u4f5c\u6642\u9593\u3002\u5de5\u4f5c\uff0f\u8077\u6daf\u4e0a\u53d7\u5230\u7684\u5176\u4ed6\u5f71\u97ff\u5305\u62ec\uff1a \u70ba\u4e86\u8ca0\u64d4\u7167\u9867\u7684\u8cac\u4efb\uff0c\u5fc5\u9808\u8acb\u5047\u6216\u7f3a\u5e2d \uff0d 19% \u5fc5\u9808\u6539\u8b8a\u5de5\u4f5c\u884c\u7a0b\u6216\u8abf\u73ed \u2013 19% \u5fc5\u9808\u4f7f\u7528\u5047\u671f\u4f86\u6eff\u8db3\u7167\u9867\u8005\u5fc5\u9808\u8ca0\u64d4\u7684\u8cac\u4efb \u2013 16% \u5fc5\u9808\u7e2e\u6e1b\u5de5\u4f5c\u6642\u6578 \u2013 14% \u300c\u7167\u9867\u8005\u5fc5\u9808\u5728\u672a\u4f86\u9762\u5c0d\u6216\u662f\u7121\u6cd5\u9810\u6599\u7684\u5f8c\u679c\u4e0d\u50c5\u5c0d\u5bb6\u5ead\u751f\u6d3b\uff0c\u9084\u6709\u5c0d\u8077\u696d\u751f\u6daf\u548c\u5c08\u696d\u8cac\u4efb\u6240\u7522\u751f\u7684\u5f71\u97ff\uff0c\u300dJing Lee\u8868\u793a\u3002 \u7167\u9867\u8005\uff1a\u4e00\u80a9\u625b\u8d77\u6240\u6709\u8cac\u4efb \u7167\u9867\u8005\u5f88\u5c11\u5728\u65e5\u5e38\u751f\u6d3b\u7684\u5176\u4ed6\u65b9\u9762\u5c0b\u6c42\u5354\u52a9\u3002\u5728\u601d\u7d22\u5982\u4f55\u64f4\u5927\u81ea\u5df1\u7167\u9867\u89aa\u4eba\u80fd\u529b\u7684\u540c\u6642\uff0c\u53ea\u670913%\u589e\u8acb\u4eba\u624b\u7167\u9867\u81ea\u5df1\u7684\u5e7c\u5152\uff0c23%\u8acb\u4eba\u6253\u6383\u4f4f\u8655\uff0c21%\u8acb\u4eba\u716e\u98ef\u6216\u5916\u98df\uff0c23%\u8acb\u4eba\u5e6b\u5fd9\u6253\u7406\u8cb7\u83dc\u3001\u9001\u53d6\u4e7e\u6d17\u8863\u7269\u7b49\u96dc\u52d9\u3002\" \/>\n\t\t<meta property=\"og:url\" content=\"https:\/\/newsforchinese.com\/v3\/2019\/12\/12\/2-3%e7%9a%84%e7%85%a7%e9%a1%a7%e8%80%85%e5%9c%a8%e5%b7%a5%e4%bd%9c%e5%92%8c%e7%85%a7%e9%a1%a7%e8%a6%aa%e4%ba%ba%e9%96%93%e7%96%b2%e6%96%bc%e5%a5%94%e5%91%bd\/\" \/>\n\t\t<meta property=\"og:image\" content=\"https:\/\/newsforchinese.com\/v3\/wp-content\/uploads\/2019\/12\/social-services-for-elderly-4.jpg\" \/>\n\t\t<meta property=\"og:image:secure_url\" content=\"https:\/\/newsforchinese.com\/v3\/wp-content\/uploads\/2019\/12\/social-services-for-elderly-4.jpg\" \/>\n\t\t<meta property=\"og:image:width\" content=\"600\" \/>\n\t\t<meta property=\"og:image:height\" content=\"329\" \/>\n\t\t<meta property=\"article:published_time\" content=\"2019-12-12T20:54:47+00:00\" \/>\n\t\t<meta property=\"article:modified_time\" content=\"2019-12-12T20:54:47+00:00\" \/>\n\t\t<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n\t\t<meta name=\"twitter:title\" content=\"2\/3\u7684\u7167\u9867\u8005\u5728\u5de5\u4f5c\u548c\u7167\u9867\u89aa\u4eba\u9593\u75b2\u65bc\u5954\u547d - News for Chinese \uff0d \u820a\u91d1\u5c71\u7063\u5340No.1\u514d\u8cbb\u83ef\u4eba\u793e\u5340\u5831\u7d19\" \/>\n\t\t<meta name=\"twitter:description\" content=\"\u4e09\u5206\u4e4b\u4e8c\u7684\u7167\u9867\u8005\u5728\u5de5\u4f5c\u548c\u7167\u9867\u89aa\u4eba\u4e4b\u9593\u75b2\u65bc\u5954\u547d,\uff0cNorthwestern Mutual \u6700\u65b0\u6578\u64da\u986f\u793a\u7167\u9867\u5e74\u9081\u7236\u6bcd\u6216\u89aa\u4eba\uff0c\u5c0d\u8077\u696d\u751f\u6daf\u53ca\u5de5\u4f5c\u8207\u751f\u6d3b\u4e4b\u9593\u7684\u5e73\u8861\u6709\u986f\u8457\u5f71\u97ff\u3002 Northwestern Mutual\u7684C.A.R.E.\uff08 Costs, Accountabilities, Realities, Expectations \u958b\u92b7\u3001\u8cac\u4efb\u3001\u73fe\u5be6\u3001\u671f\u5f85\uff09\u8abf\u67e5\u7d50\u679c\u986f\u793a\u7167\u9867\u670b\u53cb\u6216\u5fc3\u611b\u7684\u4eba\u5c0d\u5de5\u4f5c\u8cac\u4efb\u548c\u6574\u9ad4\u5c08\u696d\u751f\u6daf\u53ef\u80fd\u5f71\u97ff\u7684\u7a0b\u5ea6\u3002\u4e09\u5206\u4e4b\u4e8c\u7684\u7167\u9867\u8005\uff0866%\uff09\u65e2\u8981\u5de5\u4f5c\u53c8\u8981\u7167\u9867\u89aa\u4eba\uff0c\u540c\u6a23\u7684\uff0c\u5c07\u8fd1\u4e09\u5206\u4e4b\u4e8c\uff0862%\uff09\u7684\u7167\u9867\u8005\u8868\u793a\uff0c\u56e0\u7167\u9867\u800c\u5fc5\u9808\u8ca0\u64d4\u7684\u8cac\u4efb\u5df2\u7d93\u5f71\u97ff\u5230\u4ed6\u5011\u7684\u5de5\u4f5c\u548c\u5c08\u696d\u751f\u6daf\u3002 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\u300c\u6211\u5011\u77e5\u9053\u7167\u9867\u5e74\u9081\u7684\u7236\u6bcd\u548c\u5fc3\u611b\u7684\u4eba\u662f\u8a31\u591a\u4e9e\u88d4\u793e\u5340\u7684\u6838\u5fc3\u6587\u5316\u50f9\u503c\u3002\u70ba\u4e86\u7167\u9867\u65e5\u76ca\u5e74\u9081\u7684\u89aa\u4eba\uff0c\u5e74\u8f15\u4eba\u5fc5\u9808\u5728\u60c5\u611f\u3001\u5be6\u969b\u884c\u52d5\u548c\u8ca1\u52d9\u65b9\u9762\u505a\u51fa\u72a7\u7272\uff0c\u300dNorthwestern Mutual\u820a\u91d1\u5c71\u7406\u8ca1\u9867\u554fJing Lee\u3002\u300c\u96d6\u7136\u5927\u90e8\u5206\u7167\u9867\u8005\u9858\u610f\u8ca0\u8d77\u9019\u4efd\u8cac\u4efb\uff0c\u4f46\u6211\u5011\u4e5f\u77e5\u9053\u9019\u4e9b\u8ca0\u64d4\u5c0d\u7167\u9867\u8005\u7684\u8077\u696d\u751f\u6daf\u548c\u6536\u5165\u5e36\u4f86\u7684\u5f71\u97ff\uff0c\u800c\u9019\u4e9b\u5f71\u97ff\u6216\u8a31\u8981\u5230\u5f88\u4e45\u4ee5\u5f8c\u624d\u9010\u6f38\u986f\u73fe\uff0c\u6240\u4ee5\u5c0d\u9577\u671f\u7167\u8b77\u7684\u9700\u6c42\u9810\u5148\u9032\u884c\u898f\u5283\u662f\u975e\u5e38\u91cd\u8981\u7684\u3002\u300d \u6839\u64da\u6578\u64da\u986f\u793a\uff0c\u7167\u9867\u8005\u7684\u8077\u696d\u751f\u6daf\u53ef\u80fd\u53d7\u5230\u7684\u9577\u671f\u5f71\u97ff\u5305\u62ec\uff1a \u6536\u5165\u6e1b\u5c11\uff0c\u6216\u662f\u9577\u671f\u6536\u5165\u7684\u6f5b\u80fd\u53d7\u5230\u5f71\u97ff \u653e\u68c4\u5347\u8077\uff0f\u6649\u5347\u7684\u6a5f\u6703 \u5fc5\u9808\u7e2e\u6e1b\u5728\u8077\u5834\u6240\u8ca0\u7684\u90e8\u4efd\u8cac\u4efb 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\u300c\u7167\u9867\u8005\u5fc5\u9808\u5728\u672a\u4f86\u9762\u5c0d\u6216\u662f\u7121\u6cd5\u9810\u6599\u7684\u5f8c\u679c\u4e0d\u50c5\u5c0d\u5bb6\u5ead\u751f\u6d3b\uff0c\u9084\u6709\u5c0d\u8077\u696d\u751f\u6daf\u548c\u5c08\u696d\u8cac\u4efb\u6240\u7522\u751f\u7684\u5f71\u97ff\uff0c\u300dJing Lee\u8868\u793a\u3002 \u7167\u9867\u8005\uff1a\u4e00\u80a9\u625b\u8d77\u6240\u6709\u8cac\u4efb 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