{"id":177763,"date":"2019-11-13T06:55:12","date_gmt":"2019-11-13T14:55:12","guid":{"rendered":"http:\/\/old.newsforchinese.com\/v3\/?p=177763"},"modified":"2019-11-13T06:55:12","modified_gmt":"2019-11-13T14:55:12","slug":"apple-card%e8%a2%ab%e6%8c%87%e8%ac%ab%e5%b0%8d%e5%a5%b3%e6%80%a7%e4%bf%a1%e7%94%a8%e9%a1%8d%e5%ba%a6%e6%ad%a7%e8%a6%96","status":"publish","type":"post","link":"https:\/\/newsforchinese.com\/v3\/2019\/11\/13\/apple-card%e8%a2%ab%e6%8c%87%e8%ac%ab%e5%b0%8d%e5%a5%b3%e6%80%a7%e4%bf%a1%e7%94%a8%e9%a1%8d%e5%ba%a6%e6%ad%a7%e8%a6%96\/","title":{"rendered":"Apple Card\u88ab\u6307\u8b2b\u5c0d\u5973\u6027\u4fe1\u7528\u984d\u5ea6\u6b67\u8996"},"content":{"rendered":"<p>\u4fe1\u7528\u5361\u662f\u5426\u53ef\u80fd\u6703\u6027\u5225\u6b67\u8996\uff1f\u5c24\u5176\u767c\u751f\u5728\u6700\u8fd1\u5f88\u71b1\u9580\u7684Apple Card\u8eab\u4e0a\u3002<!--more-->\u56e0\u70ba\u6709\u4e9b\u7537\u4eba\u767c\u73fe\uff0c\u4ed6\u8207\u59bb\u5b50\u90fd\u6709\u8fa6Apple 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class=\"wp-embedded-content\" data-secret=\"GFlZn4Li9n\"><a href=\"https:\/\/newsforchinese.com\/v3\/2019\/11\/13\/apple-card%e8%a2%ab%e6%8c%87%e8%ac%ab%e5%b0%8d%e5%a5%b3%e6%80%a7%e4%bf%a1%e7%94%a8%e9%a1%8d%e5%ba%a6%e6%ad%a7%e8%a6%96\/\">Apple Card\u88ab\u6307\u8b2b\u5c0d\u5973\u6027\u4fe1\u7528\u984d\u5ea6\u6b67\u8996<\/a><\/blockquote><iframe sandbox=\"allow-scripts\" security=\"restricted\" src=\"https:\/\/newsforchinese.com\/v3\/2019\/11\/13\/apple-card%e8%a2%ab%e6%8c%87%e8%ac%ab%e5%b0%8d%e5%a5%b3%e6%80%a7%e4%bf%a1%e7%94%a8%e9%a1%8d%e5%ba%a6%e6%ad%a7%e8%a6%96\/embed\/#?secret=GFlZn4Li9n\" width=\"500\" height=\"350\" title=\"&#8220;Apple Card\u88ab\u6307\u8b2b\u5c0d\u5973\u6027\u4fe1\u7528\u984d\u5ea6\u6b67\u8996&#8221; &#8212; News for Chinese \uff0d \u820a\u91d1\u5c71\u7063\u5340No.1\u514d\u8cbb\u83ef\u4eba\u793e\u5340\u5831\u7d19\" data-secret=\"GFlZn4Li9n\" frameborder=\"0\" marginwidth=\"0\" marginheight=\"0\" scrolling=\"no\" 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This file is auto-generated *\/\n!function(d,l){\"use strict\";l.querySelector&&d.addEventListener&&\"undefined\"!=typeof URL&&(d.wp=d.wp||{},d.wp.receiveEmbedMessage||(d.wp.receiveEmbedMessage=function(e){var t=e.data;if((t||t.secret||t.message||t.value)&&!\/[^a-zA-Z0-9]\/.test(t.secret)){for(var s,r,n,a=l.querySelectorAll('iframe[data-secret=\"'+t.secret+'\"]'),o=l.querySelectorAll('blockquote[data-secret=\"'+t.secret+'\"]'),c=new RegExp(\"^https?:$\",\"i\"),i=0;i<o.length;i++)o[i].style.display=\"none\";for(i=0;i<a.length;i++)s=a[i],e.source===s.contentWindow&&(s.removeAttribute(\"style\"),\"height\"===t.message?(1e3<(r=parseInt(t.value,10))?r=1e3:~~r<200&&(r=200),s.height=r):\"link\"===t.message&&(r=new URL(s.getAttribute(\"src\")),n=new URL(t.value),c.test(n.protocol))&&n.host===r.host&&l.activeElement===s&&(d.top.location.href=t.value))}},d.addEventListener(\"message\",d.wp.receiveEmbedMessage,!1),l.addEventListener(\"DOMContentLoaded\",function(){for(var 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2021","format":false,"excerpt":"\u7d10\u7d04\u5dde\u91d1\u878d\u670d\u52d9\u90e8(NYDFS)\u9031\u4e8c(3\/23)\u767c\u8868\u4e00\u4efd\u5831\u544a\uff0c\u6f84\u6e05\u5c0dApple Card\u4fe1\u7528\u5361\u8a08\u5283\u7684\u6b67\u8996\u6027\u4f5c\u6cd5\uff0c\u5c24\u5176\u662f\u57fa\u65bc\u6027\u5225\u7684\u6b67\u8996\uff0c\u6b64\u4e43\u61c92019\u5e7411\u6708\u4e00\u9805\u7dda\u4e0a\u6295\u8a34\u800c\u767c\u8d77\u7684\u8abf\u67e5\u3002 \u7576\u6642\uff0c\u79d1\u6280\u4f01\u696d\u5bb6David Heinemeier Hansson\u4ee5\u6709\u6027\u5225\u6b67\u8996\u70ba\u7531\uff0c\u9000\u6389\u7531Apple\u548cGoldman Sachs\u5171\u540c\u7d93\u71df\u7684Apple Card\u8a08\u5283\uff0c\u56e0\u70ba\u4ed6\u7372\u5f97\u7684\u4fe1\u7528\u984d\u5ea6\u662f\u5176\u59bb\u5b50\u7684\u5eff\u500d\uff0c\u5118\u7ba1\u9019\u5c0d\u592b\u59bb\u5171\u540c\u5831\u7a05\u53ca\u9000\u7a05\uff0c\u4e14\u4ed6\u7684\u59bb\u5b50\u7684\u4fe1\u7528\u8a55\u5206\u6bd4\u4ed6\u9ad8\u3002 \u6839\u64daAppleinsider\u95b1\u8b80\u5230\u7684\u91d1\u878d\u90e8\u5831\u544a\uff0c\u6307\u51faGoldman Sachs\u91cd\u65b0\u8a55\u4f30\u4e86\u4e00\u4e9b\u539f\u5148\u7372\u5f97\u7684\u4fe1\u7528\u984d\u5ea6\u6bd4\u5176\u914d\u5076\u4f4e\u7684\u5973\u6027\u4fe1\u7528\u6a94\u6848\uff0c\u6c7a\u5b9a\u63d0\u9ad8\u984d\u5ea6\u4ee5\u8207\u5176\u914d\u5076\u76f8\u5339\u914d\u3002\u540c\u6642\uff0c\u8a72\u884c\u4e5f\u53d6\u6d88\u4e86\u516d\u500b\u6708\u7684\u4fe1\u7528\u6c7a\u5b9a\u4e0a\u8a34\u7b49\u5f85\u671f\u3002","rel":"","context":"In &quot;\u5730\u65b9\u65b0\u805e&quot;","block_context":{"text":"\u5730\u65b9\u65b0\u805e","link":"https:\/\/newsforchinese.com\/v3\/category\/local\/"},"img":{"alt_text":"","src":"https:\/\/i0.wp.com\/newsforchinese.com\/v3\/wp-content\/uploads\/2019\/07\/apple-card-1.jpg?resize=350%2C200&ssl=1","width":350,"height":200,"srcset":"https:\/\/i0.wp.com\/newsforchinese.com\/v3\/wp-content\/uploads\/2019\/07\/apple-card-1.jpg?resize=350%2C200&ssl=1 1x, https:\/\/i0.wp.com\/newsforchinese.com\/v3\/wp-content\/uploads\/2019\/07\/apple-card-1.jpg?resize=525%2C300&ssl=1 1.5x"},"classes":[]},{"id":103793,"url":"https:\/\/newsforchinese.com\/v3\/2015\/06\/17\/%e4%bf%9d%e6%8c%81%e5%ae%8c%e7%be%8e%e4%bf%a1%e7%94%a8%e8%a9%95%e5%88%86%e4%b8%83%e5%a4%a7%e6%b3%95%e5%af%b6\/","url_meta":{"origin":177763,"position":1},"title":"\u4fdd\u6301\u5b8c\u7f8e\u4fe1\u7528\u8a55\u5206\u4e03\u5927\u6cd5\u5bf6","author":"Jean","date":"June 17, 2015","format":false,"excerpt":"\u5728\u7f8e\u570b\uff0c\u300c\u4fe1\u7528\u8a55\u5206\u300d\uff08Credit Score\uff09\u9019\u4e00\u6982\u5ff5\u5e7e\u4e4e\u6ef2\u900f\u5230\u751f\u6d3b\u7684\u65b9\u65b9\u9762\u9762\uff1a\u8cb7\u8eca\u3001\u8cb7\u4fdd\u96aa\u3001\u8fa6\u65b0\u4fe1\u7528\u5361\u6642\u90fd\u9700\u8981\u7528\u5230\u4f60\u7684\u4fe1\u7528\u8a55\u5206\uff0c\u56e0\u6b64\u64c1\u6709\u826f\u597d\u7684\u4fe1\u7528\u8a55\u5206\u5341\u5206\u91cd\u8981\uff0c\u800c\u4e14\u597d\u8655\u591a\u591a - \u5927\u5247\u53ef\u4ee5\u8b93\u4f60\u4eab\u53d7\u4f4e\u8cb8\u6b3e\u5229\u7387\uff0c\u7d30\u5247\u53ef\u4ee5\u5e6b\u4f60\u5728\u4ea4\u6c34\u96fb\u8cbb\u548c\u624b\u6a5f\u8a71\u8cbb\u6642\u7701\u4e0b\u4e00\u7b46\u4fdd\u8b49\u91d1\u3002 \u800c\u9019\u300c\u4fe1\u7528\u8a55\u5206\u300d\u5230\u5e95\u662f\u4ec0\u9ebc\uff1f\u6709\u4ec0\u9ebc\u56e0\u7d20\u5f71\u97ff\u4fe1\u7528\u8a55\u5206\uff0c\u53c8\u6709\u4ec0\u9ebc\u8fa6\u6cd5\u80fd\u5920\u64c1\u6709\u6216\u8005\u4fdd\u6301\u826f\u597d\u7684\u4fe1\u7528\u8a55\u5206\u5462\uff1f\u4ee5\u4e0b\u4e03\u7a2e\u65b9\u6cd5\u6216\u8a31\u80fd\u5e6b\u5230\u4f60\u3002 1. \u4e86\u89e3\u4fe1\u7528\u8a55\u5206\u7684\u7d44\u6210\u8981\u7d20 \u60f3\u8981\u4fdd\u6301\u826f\u597d\u7684\u4fe1\u7528\u8a55\u5206\uff0c\u7b2c\u4e00\u6b65\u662f\u77e5\u9053\u300c\u4fe1\u7528\u8a55\u5206\u300d\u5230\u5e95\u662f\u600e\u9ebc\u8a55\u51fa\u4f86\u7684\u3002 \u4fe1\u7528\u8a55\u5206\u7531\u4e94\u500b\u8981\u7d20\u7d44\u6210\uff1a15%\u7684\u4fe1\u7528\u6b77\u53f2\uff08Length 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\u4fe1\u7528\u5361\u9918\u984d\uff08Balance\uff09\u8d8a\u9ad8\uff0c\u4f60\u7684\u4fe1\u7528\u8a55\u5206\u5c31\u8d8a\u4f4e\u3002\u6700\u597d\u4f60\u7684\u4fe1\u7528\u5361\u9918\u984d\u80fd\u4fdd\u6301\u5728\u4f60\u7684\u4fe1\u7528\u984d\u5ea6\uff08Credit Limit\uff09\u768430%\u4ee5\u5167\uff0c\u4e5f\u5c31\u662f\u8aaa\u5982\u679c\u4f60\u6709\u6bcf\u6708$1,000\u7684\u4fe1\u7528\u984d\u5ea6\uff0c\u9918\u984d\u4e0d\u8d85\u904e$300\u3002 \u5c0d\u5fb5\u4fe1\u6a5f\u69cb\u4f86\u8aaa\uff0c\u9ad8\u9918\u984d\u610f\u5473\u8457\u9ad8\u98a8\u96aa\uff0c\u56e0\u6b64\u5118\u7ba1\u4f60\u6bcf\u6b21\u90fd\u5168\u984d\u9084\u6e05\u7576\u6708\u9918\u984d\uff0c\u767c\u5361\u6a5f\u69cb\u6bcf\u6708\u628a\u4f60\u7684\u9918\u984d\u8cec\u55ae\u4e0a\u4ea4\u5230\u5fb5\u4fe1\u6a5f\u69cb\u6642\uff0c\u8cec\u9762\u4e0a\u7684\u9ad8\u9918\u984d\u9084\u662f\u6703\u5f71\u97ff\u4f60\u7684\u4fe1\u7528\u8a55\u5206\u3002 4. \u7ba1\u7406\u597d\u4f60\u7684\u50b5\u52d9 \u4e0d\u50c5\u4fe1\u7528\u5361\u9918\u984d\uff0c\u8cb8\u6b3e\u9918\u984d\u548c\u4fe1\u7528\u984d\u5ea6\u540c\u6a23\u5f71\u97ff\u4f60\u7684\u4fe1\u7528\u8a55\u5206\u3002\u592a\u591a\u50b5\u6b3e\u6703\u8b93\u9280\u884c\u61f7\u7591\u4f60\u7684\u511f\u9084\u80fd\u529b\uff0c\u4f60\u7684\u4fe1\u7528\u8a55\u5206\u4e5f\u6703\u56e0\u6b64\u53d7\u5f71\u97ff\u3002 5. \u4e0d\u8981\u95dc\u6389\u4f60\u820a\u7684\u4fe1\u7528\u5361 \u7576\u4f60\u95dc\u6389\u4e00\u5f35\u4e0d\u518d\u7528\u6216\u5df2\u6975\u5c11\u4f7f\u7528\u7684\u4fe1\u7528\u5361\uff0c\u767c\u5361\u6a5f\u69cb\u5c31\u6703\u505c\u6b62\u5411\u5fb5\u4fe1\u6a5f\u69cb\u767c\u9001\u6578\u64da\u5831\u544a\uff0c\u540c\u6642\u4f60\u95dc\u6389\u7684\u4fe1\u7528\u5361\u5728\u4f60\u7684\u4fe1\u7528\u8a55\u6e2c\u904e\u7a0b\u4e2d\u7684\u6bd4\u91cd\u4e5f\u6703\u5927\u5927\u6e1b\u5c11\u3002\u5927\u698210\u5e74\u5f8c\uff0c\u5fb5\u4fe1\u6a5f\u69cb\u5c31\u6703\u628a\u4f60\u9019\u5f35\u505c\u7528\u4fe1\u7528\u5361\u7684\u6b77\u53f2\u8a18\u9304\u5f9e\u4f60\u7684\u4fe1\u7528\u5831\u544a\u4e0a\u79fb\u9664\u3002 \u554f\u984c\u5728\u65bc\uff0c\u5982\u679c\u4f60\u95dc\u6389\u7684\u9019\u5f35\u4fe1\u7528\u5361\u4f7f\u7528\u6b77\u53f2\u6bd4\u8f03\u9577\uff0c\u88ab\u79fb\u9664\u540e\u4f60\u7684\u5e73\u5747\u4fe1\u7528\u5e74\u9f61\uff08Credit Age\uff09\u5c31\u6703\u7e2e\u77ed\uff0c\u56e0\u800c\u4f60\u7684\u4fe1\u7528\u8a55\u5206\u4e5f\u6703\u4e0b\u964d\u3002 6. 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