{"id":177763,"date":"2019-11-13T06:55:12","date_gmt":"2019-11-13T14:55:12","guid":{"rendered":"http:\/\/old.newsforchinese.com\/v3\/?p=177763"},"modified":"2019-11-13T06:55:12","modified_gmt":"2019-11-13T14:55:12","slug":"apple-card%e8%a2%ab%e6%8c%87%e8%ac%ab%e5%b0%8d%e5%a5%b3%e6%80%a7%e4%bf%a1%e7%94%a8%e9%a1%8d%e5%ba%a6%e6%ad%a7%e8%a6%96","status":"publish","type":"post","link":"https:\/\/newsforchinese.com\/v3\/2019\/11\/13\/apple-card%e8%a2%ab%e6%8c%87%e8%ac%ab%e5%b0%8d%e5%a5%b3%e6%80%a7%e4%bf%a1%e7%94%a8%e9%a1%8d%e5%ba%a6%e6%ad%a7%e8%a6%96\/","title":{"rendered":"Apple Card\u88ab\u6307\u8b2b\u5c0d\u5973\u6027\u4fe1\u7528\u984d\u5ea6\u6b67\u8996"},"content":{"rendered":"<p>\u4fe1\u7528\u5361\u662f\u5426\u53ef\u80fd\u6703\u6027\u5225\u6b67\u8996\uff1f\u5c24\u5176\u767c\u751f\u5728\u6700\u8fd1\u5f88\u71b1\u9580\u7684Apple Card\u8eab\u4e0a\u3002<!--more-->\u56e0\u70ba\u6709\u4e9b\u7537\u4eba\u767c\u73fe\uff0c\u4ed6\u8207\u59bb\u5b50\u90fd\u6709\u8fa6Apple 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\u6ce8\u610f\uff0c\u662f\u300c\u6240\u6709\u300d\uff0c\u56e0\u6b64\u9664\u4e86\u6309\u6642\u9084\u4fe1\u7528\u5361\u548c\u9280\u884c\u8cb8\u6b3e\u5916\uff0c\u6c34\u96fb\u8cbb\u548c\u624b\u6a5f\u8cec\u55ae\u7b49\u4e5f\u4e0d\u53ef\u6020\u6162\u3002\u5118\u7ba1\u6709\u4e9b\u9084\u6b3e\u8a18\u9304\uff08\u6bd4\u5982\u5fd8\u7e73\u7684\u90a3\u5e7e\u5206\u9322\u5716\u66f8\u9928\u7f70\u6b3e\uff09\u4e26\u4e0d\u6703\u88ab\u5f81\u4fe1\u6a5f\u69cb\uff08Credit Bureaus\uff09\u8a18\u9304\u5728\u6848\uff0c\u4f46\u4e0d\u6309\u6642\u9084\u6e05\u7684\u8a71\u9019\u4e9b\u8a18\u9304\u9084\u662f\u6703\u51fa\u73fe\u5728\u4f60\u7684\u4fe1\u7528\u5831\u544a\u4e0a\u3002 \u56e0\u6b64\uff0c\u7121\u8ad6\u662f\u4ec0\u9ebc\u6b3e\u9805\uff0c\u6309\u6642\u9084\u6e05\u90fd\u662f\u4fdd\u6301\u826f\u597d\u4fe1\u7528\u8a55\u5206\u7684\u4e00\u5927\u6cd5\u5bf6\u3002 3. \u4fdd\u6301\u8f03\u4f4e\u7684\u4fe1\u7528\u5361\u9918\u984d \u4fe1\u7528\u5361\u9918\u984d\uff08Balance\uff09\u8d8a\u9ad8\uff0c\u4f60\u7684\u4fe1\u7528\u8a55\u5206\u5c31\u8d8a\u4f4e\u3002\u6700\u597d\u4f60\u7684\u4fe1\u7528\u5361\u9918\u984d\u80fd\u4fdd\u6301\u5728\u4f60\u7684\u4fe1\u7528\u984d\u5ea6\uff08Credit Limit\uff09\u768430%\u4ee5\u5167\uff0c\u4e5f\u5c31\u662f\u8aaa\u5982\u679c\u4f60\u6709\u6bcf\u6708$1,000\u7684\u4fe1\u7528\u984d\u5ea6\uff0c\u9918\u984d\u4e0d\u8d85\u904e$300\u3002 \u5c0d\u5fb5\u4fe1\u6a5f\u69cb\u4f86\u8aaa\uff0c\u9ad8\u9918\u984d\u610f\u5473\u8457\u9ad8\u98a8\u96aa\uff0c\u56e0\u6b64\u5118\u7ba1\u4f60\u6bcf\u6b21\u90fd\u5168\u984d\u9084\u6e05\u7576\u6708\u9918\u984d\uff0c\u767c\u5361\u6a5f\u69cb\u6bcf\u6708\u628a\u4f60\u7684\u9918\u984d\u8cec\u55ae\u4e0a\u4ea4\u5230\u5fb5\u4fe1\u6a5f\u69cb\u6642\uff0c\u8cec\u9762\u4e0a\u7684\u9ad8\u9918\u984d\u9084\u662f\u6703\u5f71\u97ff\u4f60\u7684\u4fe1\u7528\u8a55\u5206\u3002 4. \u7ba1\u7406\u597d\u4f60\u7684\u50b5\u52d9 \u4e0d\u50c5\u4fe1\u7528\u5361\u9918\u984d\uff0c\u8cb8\u6b3e\u9918\u984d\u548c\u4fe1\u7528\u984d\u5ea6\u540c\u6a23\u5f71\u97ff\u4f60\u7684\u4fe1\u7528\u8a55\u5206\u3002\u592a\u591a\u50b5\u6b3e\u6703\u8b93\u9280\u884c\u61f7\u7591\u4f60\u7684\u511f\u9084\u80fd\u529b\uff0c\u4f60\u7684\u4fe1\u7528\u8a55\u5206\u4e5f\u6703\u56e0\u6b64\u53d7\u5f71\u97ff\u3002 5. \u4e0d\u8981\u95dc\u6389\u4f60\u820a\u7684\u4fe1\u7528\u5361 \u7576\u4f60\u95dc\u6389\u4e00\u5f35\u4e0d\u518d\u7528\u6216\u5df2\u6975\u5c11\u4f7f\u7528\u7684\u4fe1\u7528\u5361\uff0c\u767c\u5361\u6a5f\u69cb\u5c31\u6703\u505c\u6b62\u5411\u5fb5\u4fe1\u6a5f\u69cb\u767c\u9001\u6578\u64da\u5831\u544a\uff0c\u540c\u6642\u4f60\u95dc\u6389\u7684\u4fe1\u7528\u5361\u5728\u4f60\u7684\u4fe1\u7528\u8a55\u6e2c\u904e\u7a0b\u4e2d\u7684\u6bd4\u91cd\u4e5f\u6703\u5927\u5927\u6e1b\u5c11\u3002\u5927\u698210\u5e74\u5f8c\uff0c\u5fb5\u4fe1\u6a5f\u69cb\u5c31\u6703\u628a\u4f60\u9019\u5f35\u505c\u7528\u4fe1\u7528\u5361\u7684\u6b77\u53f2\u8a18\u9304\u5f9e\u4f60\u7684\u4fe1\u7528\u5831\u544a\u4e0a\u79fb\u9664\u3002 \u554f\u984c\u5728\u65bc\uff0c\u5982\u679c\u4f60\u95dc\u6389\u7684\u9019\u5f35\u4fe1\u7528\u5361\u4f7f\u7528\u6b77\u53f2\u6bd4\u8f03\u9577\uff0c\u88ab\u79fb\u9664\u540e\u4f60\u7684\u5e73\u5747\u4fe1\u7528\u5e74\u9f61\uff08Credit Age\uff09\u5c31\u6703\u7e2e\u77ed\uff0c\u56e0\u800c\u4f60\u7684\u4fe1\u7528\u8a55\u5206\u4e5f\u6703\u4e0b\u964d\u3002 6. \u9650\u5236\u4f60\u7533\u8acb\u65b0\u5361\u7684\u6578\u91cf \u6bcf\u7533\u8acb\u4e00\u5f35\u65b0\u4fe1\u7528\u5361\u90fd\u6703\u6d88\u8017\u6389\u4f60\u4e00\u5c0f\u90e8\u4efd\u7684\u4fe1\u7528\u8a55\u5206\u3002\u96d6\u7136\u4fe1\u7528\u8aee\u8a62\uff08Credit Inquiries\uff09\u53ea\u4f54\u4fe1\u7528\u8a55\u5206\u768410%\uff0c\u4f46\u5047\u8a2d\u4f60\u6709\u8f03\u9ad8\u7684\u8a55\u5206\uff08800\u5206\uff09\uff0c10%\u4e5f\u53ef\u4ee5\u662f\u4e00\u500b\u9f90\u5927\u6578\u984d\uff08800 x 10% = 80\uff09\u3002\u800c\u4e14\u6bcf\u958b\u4e00\u5f35\u65b0\u5361\uff0c\u4f60\u7684\u5e73\u5747\u4fe1\u7528\u5e74\u9f61\uff08\u5360\u8a55\u520615%\uff09\u5c31\u6703\u76f8\u61c9\u7e2e\u77ed\u3002 \u56e0\u6b64\u70ba\u4fdd\u6301\u826f\u597d\u4fe1\u7528\u8a55\u5206\uff0c\u6700\u597d\u4e0d\u8981\u5728\u77ed\u671f\u5167\u7533\u8acb\u591a\u5f35\u4fe1\u7528\u5361\u3002 7.\u2026","rel":"","context":"In 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2018","format":false,"excerpt":"\u5e74\u8f15\u5230\u53ea\u670918\u6b72\u7684\u6d88\u8cbb\u8005\u6709\u4e00\u500b\u7533\u8acb\u4fe1\u7528\u7684\u65b0\u65b9\u6cd5\uff0c\u9019\u7a2e\u65b9\u6cd5\u4e0d\u9700\u8981\u4f60\u6295\u5165\u4efb\u4f55\u524d\u671f\u8cbb\u3002 \u6b63\u5e38\u60c5\u6cc1\u4e0b\uff0c\u6c92\u6709\u4fe1\u7528\u8a18\u9304\u7533\u8acb\u4fe1\u7528\u662f\u5f88\u56f0\u96e3\u7684\u3002 Standford MBA\u5b78\u751fChaitra Yalagabda\u5f88\u5feb\u5c31\u89aa\u8eab\u9ad4\u9a57\u4e86\u9019\u7a2e\u65b0\u65b9\u6cd5\u3002\u5979\u8aaa\uff1a\u300c\u5118\u7ba1\u6211\u5728\u5370\u5ea6\u6709\u5f88\u597d\u7684\u4fe1\u7528\u8a18\u9304\uff0c\u4f46\u6c92\u6709\u4e00\u5bb6\u5927\u9280\u884c\u7d66\u6211\u63d0\u4f9b\u4fe1\u7528\u5361\u3002\u300d Chaitra\u5728\u5979\u7684\u5bb6\u9109\u5370\u5ea6\u6709\u4e00\u5f35American Express\u5361\uff0c\u4f46\u5728\u7f8e\u570b\u4f7f\u7528\u9019\u5f35\u5361\u610f\u5473\u8457\u5979\u5c07\u4e0d\u5f97\u4e0d\u652f\u4ed8\u4e00\u7b46\u5883\u5916\u4ea4\u6613\u8cbb\u3002\u9019\u662f\u5979\u627f\u64d4\u4e0d\u8d77\u7684\u3002\u5979\u9084\u662f\u4e00\u500b\u4f9d\u9760\u5b78\u751f\u8cb8\u6b3e\u751f\u6d3b\u7684\u5b78\u751f\u3002\u5979\u7684\u7d93\u6b77\u8207\u5176\u4ed6\u5728\u7f8e\u570b\u5e7e\u7121\u4fe1\u7528\u7d00\u9304\u5b78\u751f\u7684\u7d93\u6b77\u975e\u5e38\u76f8\u4f3c\u3002 \u300c\u7533\u8acb\u4fe1\u7528\u662f\u4e00\u7a2ecatch 22\u60c5\u6cc1\uff0c\u300dKalpesh Kapadia\u8aaa\u3002\u300c\u5982\u679c\u4f60\u6c92\u6709\u4fe1\u7528\u8a18\u9304\uff0c\u4f60\u5c31\u7533\u8acb\u4e0d\u5230\u4fe1\u7528\u3002\u5982\u679c\u4f60\u7533\u8acb\u4e0d\u5230\u4fe1\u7528\uff0c\u4f60\u5c31\u7121\u6cd5\u5275\u5efa\u4fe1\u7528\u8a18\u9304\u3002\u300d \u9019\u5c31\u662f\u70ba\u4ec0\u9ebcKalpesh Kapadia\u5728Meno Park\u5171\u540c\u5275\u8fa6\u516c\u53f8Deserve\u7684\u539f\u56e0\u3002\u9019\u5bb6\u516c\u53f8\u5b9a\u4f4d18\u81f329\u6b72\u5e74\u8f15\u4eba\u5e02\u5834\uff0c\u7784\u6e96\u8003\u616e\u7d2f\u7a4d\u81ea\u5df1\u4fe1\u7528\u7a4d\u5206\u7684\u5927\u5b78\u751f\u548c\u5e74\u8f15\u5c08\u696d\u4eba\u58eb\u3002 Deserve\u57fa\u65bc\u4f60\u7684\u4fe1\u7528\u6f5b\u529b\u800c\u975e\u4f60\u7684\u4fe1\u7528\u8a18\u9304\u6388\u4e88\u4fe1\u7528\u3002\u4ed6\u8aaa\uff1a\u300c\u6211\u5011\u6b63\u5728\u5c0b\u627e\u7684\u662f\u4f60\u662f\u5426\u6709\u8a02\u95b1\uff0c\u6bd4\u5982\uff0c\u4f60\u6b63\u5728\u70ba\u96fb\u8a71\u5e33\u55ae\u6216Netflix\u4e4b\u985e\u7684\u4e8b\u60c5\u5b9a\u671f\u4ed8\u6b3e\uff0c\u6216\u70ba\u4f60\u5e33\u6236\u4e0a\u4e00\u4e9b\u5176\u4ed6\u8a02\u95b1\u4ed8\u6b3e\u3002\u300dDeserve\u9084\u6703\u8981\u6c42\u7533\u8acb\u4eba\u7d66\u4ed6\u5011\u63d0\u4f9b\u9280\u884c\u5e33\u6236\u7684\u552f\u8b80\u8a31\u53ef\u6b0a\u3002 Shelly 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