{"id":173852,"date":"2019-08-04T07:10:56","date_gmt":"2019-08-04T14:10:56","guid":{"rendered":"http:\/\/old.newsforchinese.com\/v3\/?p=173852"},"modified":"2019-08-04T07:10:56","modified_gmt":"2019-08-04T14:10:56","slug":"%e4%b8%80%e5%8d%8a%e5%8a%a0%e5%b7%9e%e5%b7%a5%e8%96%aa%e6%97%8f%e6%b2%92%e6%9c%89%e9%80%80%e4%bc%91%e5%84%b2%e8%93%84","status":"publish","type":"post","link":"https:\/\/newsforchinese.com\/v3\/2019\/08\/04\/%e4%b8%80%e5%8d%8a%e5%8a%a0%e5%b7%9e%e5%b7%a5%e8%96%aa%e6%97%8f%e6%b2%92%e6%9c%89%e9%80%80%e4%bc%91%e5%84%b2%e8%93%84\/","title":{"rendered":"\u4e00\u534a\u52a0\u5dde\u5de5\u85aa\u65cf\u6c92\u6709\u9000\u4f11\u5132\u84c4"},"content":{"rendered":"<p><span lang=\"EN-US\">UC Berkeley<\/span><span lang=\"ZH-TW\">\u7684<\/span><span lang=\"EN-US\">Center for Labor Research and Education<\/span><span lang=\"ZH-TW\">\u4e00\u4efd\u65b0\u5831\u544a\u8aaa\uff0c\u7531\u65bc\u7f3a\u4e4f\u9000\u4f11\u5132\u84c4\uff0c\u8a31\u591a\u52a0\u5dde\u4eba\u53ef\u80fd\u5728\u4ed6\u5011\u9000\u4f11\u751f\u6d3b\u4e2d\u9677\u5165\u5411\u4e0b\u6d41\u52d5\u6027\u3002<\/span><!--more--><\/p>\n<p><span lang=\"ZH-TW\">\u8a72\u4e2d\u5fc3\u9000\u4f11\u4fdd\u969c\u5c08\u6848\u4e3b\u4efb<\/span><span lang=\"EN-US\">Nari Rhee<\/span><span lang=\"ZH-TW\">\u4e00\u4efd\u65b0\u5831\u544a\u986f\u793a\uff0c<\/span><span lang=\"EN-US\">25<\/span><span lang=\"ZH-TW\">\u81f3<\/span><span lang=\"EN-US\">64<\/span><span lang=\"ZH-TW\">\u6b72\u52a0\u5dde\u79c1\u71df\u90e8\u9580\u54e1\u5de5\u4e2d\uff0c\u7d04\u6709\u4e00\u534a\u6c92\u6709\u5c08\u7528\u9000\u4f11\u5132\u84c4\u3002<\/span><\/p>\n<p><span lang=\"ZH-TW\">\u9019\u4efd\u5831\u544a\u63ed\u793a\u51fa\u79c1\u71df\u90e8\u9580\u96c7\u54e1\u548c\u5dde\u5de5\u4f5c\u5e74\u9f61\u5bb6\u5ead\u9000\u4f11\u8cc7\u7522\u56b4\u91cd\u4e0d\u8db3\u3002\u9019\u9805\u7814\u7a76\u57fa\u65bc\u5c0d\u806f\u90a6\u4eba\u53e3\u666e\u67e5\u5c40<\/span><span lang=\"EN-US\">Current Population Survey<\/span><span lang=\"ZH-TW\">\u548c\u5b83\u7684<\/span><span lang=\"EN-US\">2014 Survey on Income and Program Participation<\/span><span lang=\"ZH-TW\">\u3002<\/span><\/p>\n<p><span lang=\"ZH-TW\">\u300c\u8aaa\u5230\u9000\u4f11\u6536\u5165\u4fdd\u969c\uff0c\u5927\u591a\u6578\u52a0\u5dde\u5de5\u85aa\u65cf\u90fd\u6709\u9ebb\u7169\uff0c\u300d\u8a72\u7814\u7a76\u4f5c\u8005<\/span><span lang=\"EN-US\">Rhee<\/span><span lang=\"ZH-TW\">\u8aaa\uff0c\u300c\u4ed6\u5011\u6c92\u6709<\/span><span lang=\"EN-US\">IRA<\/span><span lang=\"ZH-TW\">\u6216<\/span><span lang=\"EN-US\">401<\/span><span lang=\"ZH-TW\">\uff08<\/span><span lang=\"EN-US\">k<\/span><span lang=\"ZH-TW\">\uff09<\/span><span lang=\"EN-US\">\u2026<\/span><span lang=\"ZH-TW\">\u800c\u4e14\u4ed6\u5011\u6c92\u6709\u7576\u524d\u6216\u904e\u53bb\u5de5\u4f5c\u7684\u990a\u8001\u91d1\u3002\u9019\u5f88\u6210\u554f\u984c\uff0c\u56e0\u70ba\u9019\u610f\u5473\u8457\u4ed6\u5011\u6c92\u6709\u70ba\u907f\u514d\u9000\u4f11\u5f8c\u5411\u4e0b\u6d41\u52d5\u6027\u9032\u884c\u6240\u9700\u8981\u7684\u5132\u84c4\u3002\u300d<\/span><\/p>\n<p><span lang=\"ZH-TW\">\u7531\u65bc<\/span><span lang=\"EN-US\">Social Security<\/span><span lang=\"ZH-TW\">\u91d1\u9060\u4e0d\u5920\u652f\u4ed8\u9000\u4f11\u4eba\u54e1\u7684\u8cbb\u7528\uff0c\u4e00\u4e9b\u4eba\u9810\u6e2c\u6703\u51fa\u73fe\u9000\u4f11\u5371\u6a5f\u3002\u5c08\u5bb6\u8aaa\uff0c\u554f\u984c\u4e0d\u5728\u65bc\u7f3a\u4e4f\u5132\u84c4\u65b9\u9762\u7684\u81ea\u6211\u7d04\u675f\uff0c\u800c\u5728\u65bc\u7f3a\u4e4f\u7372\u5f97\u50b3\u7d71\u990a\u8001\u91d1\u8a08\u756b\u548c\u5de5\u4f5c\u5834\u6240\u9000\u4f11\u5de5\u5177\u7684\u7ba1\u9053\u3002<\/span><span lang=\"EN-US\">\u00a0<\/span><\/p>\n<p><span lang=\"ZH-TW\">\u5831\u544a\u6307\u51fa\uff0c\u5c31\u79c1\u4eba\u96c7\u54e1\u7372\u5f97\u9000\u4f11\u8a08\u756b\u6a5f\u6703\u800c\u8a00\uff0c\u5728\u5168\u570b<\/span><span lang=\"EN-US\">50<\/span><span lang=\"ZH-TW\">\u500b\u5dde\u4e2d\uff0c\u52a0\u5dde\u6392\u540d\u7b2c<\/span><span lang=\"EN-US\">45<\/span><span lang=\"ZH-TW\">\u4f4d\uff1b\u7d04<\/span><span lang=\"EN-US\">740<\/span><span lang=\"ZH-TW\">\u842c\u52a0\u5dde\u79c1\u71df\u90e8\u9580\u96c7\u54e1\u6c92\u6709\u7372\u5f97\u5de5\u4f5c\u5834\u6240\u9000\u4f11\u8a08\u756b\u7684\u901a\u9053\u3002<\/span><\/p>\n<p><span lang=\"ZH-TW\">\u9019\u5c31\u662f\u70ba\u4ec0\u9ebc\u52a0\u5dde\u6700\u8fd1\u63a8\u51fa\u4e86<\/span><span lang=\"EN-US\">CalSavers<\/span><span lang=\"ZH-TW\">\u7684\u539f\u56e0<\/span><span lang=\"ZH-TW\">\u3002\u9019\u662f\u4e00\u500b\u81ea\u52d5\u8a3b\u518a\u9000\u4f11\u5132\u84c4\u8a08\u756b\uff0c\u9762\u5411\u5728\u6709<\/span><span lang=\"EN-US\">5<\/span><span lang=\"ZH-TW\">\u500b\u6216\u4ee5\u4e0a\u54e1\u5de5\u3001\u6c92\u6709\u63d0\u4f9b\u990a\u8001\u91d1\u6216<\/span><span lang=\"EN-US\">401<\/span><span lang=\"ZH-TW\">\uff08<\/span><span lang=\"EN-US\">k<\/span><span lang=\"ZH-TW\">\uff09\u7684\u79c1\u71df\u90e8\u9580\u516c\u53f8\u5de5\u4f5c\u7684\u54e1\u5de5\u3002\u9019\u9805\u5c08\u6848\u65e8\u5728\u589e\u52a0\u5c07\u4f86\u9000\u4f11\u6642\u6709\u990a\u8001\u57fa\u91d1\u88dc\u5145<\/span><span lang=\"EN-US\">Social Security<\/span><span lang=\"ZH-TW\">\u7684\u52a0\u5dde\u5de5\u85aa\u65cf\u4eba\u6578\u3002<\/span><\/p>\n<p><span lang=\"ZH-TW\">\u300c\u6bcf\u4e00\u500b\u52a0\u5dde\u4eba\u90fd\u61c9\u8a72\u6709\u6a5f\u6703\u5728\u5de5\u4f5c\u4e00\u8f29\u5b50\u5f8c\u6709\u5c0a\u56b4\u5730\u9000\u4f11\uff0c\u300d<\/span><span lang=\"EN-US\">CalSavers<\/span><span lang=\"ZH-TW\">\u57f7\u884c\u8463\u4e8b<\/span><span lang=\"EN-US\">Katie Selenski<\/span><span lang=\"ZH-TW\">\u8aaa\uff0c\u300c<\/span><span lang=\"EN-US\">Berkeley<\/span><span lang=\"ZH-TW\">\u7814\u7a76\u5f37\u8abf\u4e86\u6211\u5011\u5fc5\u9808\u8d70\u591a\u9060\u624d\u80fd\u5230\u9054\u90a3\u88e1\u3002\u300d<\/span><\/p>\n<p><span lang=\"ZH-TW\">\u5c08\u5bb6\u8b66\u544a\u8aaa\uff0c\u8d8a\u4f86\u8d8a\u591a\u7684\u5927\u5e74\u9f61\u52a0\u5dde\u4eba\u63a8\u9072\u9000\u4f11\uff0c\u56e0\u70ba\u4ed6\u5011\u7121\u6cd5\u627f\u64d4\u4e0d\u5de5\u4f5c\u7684\u4ee3\u50f9\u3002\u5b83\u5011\u662f\u5168\u7403\u8da8\u52e2\u7684\u4e00\u90e8\u5206\uff0c\u9019\u4e00\u8da8\u52e2\u8868\u660e\u9000\u4f11\u5e33\u6236\u9918\u984d\u4e0d\u8db3\u4ee5\u8986\u84cb\u4e0d\u65b7\u589e\u9577\u7684\u9810\u671f\u58fd\u547d\u3002\u5728\u9019\u500b\u9ec3\u91d1\u4e4b\u5dde\uff0c\u5f9e\u4f4f\u623f\u5230\u91ab\u7642\u4fdd\u5065\uff0c\u4e00\u5207\u6210\u672c\u90fd\u5728\u98db\u6f32\uff0c\u60c5\u6cc1\u53ea\u6703\u8b8a\u5f97\u66f4\u7cdf\u3002<\/span><\/p>\n<p><span lang=\"ZH-TW\">\u300c\u9019\u4e9b\u8abf\u67e5\u7d50\u679c\u4e0d\u50c5\u7a81\u51fa\u4e86\u52a0\u5dde\u9000\u4f11\u5371\u6a5f\uff0c\u300d<\/span><span lang=\"EN-US\">Rhee<\/span><span 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\u76f8\u6bd4\u4e4b\u4e0b\uff0c\u52a0\u5dde\u751f\u6d3b\u6210\u672c\u70ba87,006\u5143\u3002\u6263\u9664\u793e\u6703\u4fdd\u969c\u5f8c\uff0c\u6bcf\u5e74\u8cbb\u7528\u4f30\u8a08\u70ba63832\u5143\u3002 \u9000\u4f11\u4eba\u54e1\u6240\u9700\u6700\u4f4e\u5132\u84c4\u662f\u57fa\u65bc\u4f4f\u623f\u3001\u98df\u54c1\u3001\u4ea4\u901a\u548c\u91ab\u7642\u4fdd\u5065\u7b49\u57fa\u672c\u5fc5\u9700\u54c1\u7684\u6210\u672c\u3002 GOBankingRates\u4f7f\u7528\u806f\u90a6\u52de\u5de5\u7d71\u8a08\u5c40\u6578\u64da\u78ba\u5b9a\u6bcf\u500b\u5dde65\u6b72\u53ca\u4ee5\u4e0a\u9000\u4f11\u4eba\u54e1\u5e74\u5ea6\u652f\u51fa\u6210\u672c\uff0c\u4e26\u5c07\u652f\u51fa\u4e58\u4ee5\u6bcf\u500b\u5dde\u751f\u6d3b\u6210\u672c\u6307\u6578\uff0c\u5f97\u51fa\u5b83\u7684\u6578\u64da\u3002 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