{"id":173788,"date":"2019-08-02T08:09:43","date_gmt":"2019-08-02T15:09:43","guid":{"rendered":"http:\/\/old.newsforchinese.com\/v3\/?p=173788"},"modified":"2019-08-02T08:09:43","modified_gmt":"2019-08-02T15:09:44","slug":"%e5%85%a8%e7%be%8e%e6%b1%bd%e8%bb%8a%e8%b2%b8%e6%ac%be%e5%82%b5%e5%8b%99%e5%89%b5%e6%ad%b7%e5%8f%b2%e6%96%b0%e9%ab%98","status":"publish","type":"post","link":"https:\/\/newsforchinese.com\/v3\/2019\/08\/02\/%e5%85%a8%e7%be%8e%e6%b1%bd%e8%bb%8a%e8%b2%b8%e6%ac%be%e5%82%b5%e5%8b%99%e5%89%b5%e6%ad%b7%e5%8f%b2%e6%96%b0%e9%ab%98\/","title":{"rendered":"\u5168\u7f8e\u6c7d\u8eca\u8cb8\u6b3e\u50b5\u52d9\u5275\u6b77\u53f2\u65b0\u9ad8"},"content":{"rendered":"<p class=\"yiv3332661302MsoNormal\"><span lang=\"ZH-TW\">\u6c7d\u8eca\u50f9\u683c\u4e0a\u6f32\u3002<\/span><span lang=\"EN-US\">Kelley Blue Book<\/span><span lang=\"ZH-TW\">\u4e0a\u500b\u6708\u5c07\u65b0\u8eca\u5e73\u5747\u50f9\u683c\u5b9a\u5728<\/span><span lang=\"EN-US\">37285<\/span><span lang=\"ZH-TW\">\u5143\u3002<\/span><!--more--><\/p>\n<p class=\"yiv3332661302MsoNormal\"><span lang=\"ZH-TW\">\u8207\u6b64\u540c\u6642\uff0c\u6c7d\u8eca\u8cb8\u6b3e\u50b5\u52d9\u9054\u5230\u6709\u53f2\u4ee5\u4f86\u6700\u9ad8\u6c34\u6e96\uff0c\u9019\u8b93<\/span><span lang=\"EN-US\">Emily Rusch<\/span><span lang=\"ZH-TW\">\u9019\u6a23\u7684\u6d88\u8cbb\u5ba3\u5c0e\u8005\u611f\u5230\u64d4\u6182\u3002\u5979\u8aaa\uff1a\u300c\u7f8e\u570b\u4eba\u773c\u4e0b\u5728\u6c7d\u8eca\u8cb8\u6b3e\u4e0a\u6b20<\/span><span lang=\"EN-US\">1.2<\/span><span lang=\"ZH-TW\">\u842c\u5104\u5143\u3002\u300d<\/span><\/p>\n<p class=\"yiv3332661302MsoNormal\"><span lang=\"EN-US\">Rusch<\/span><span lang=\"ZH-TW\">\u662f\u7e3d\u90e8<\/span><span lang=\"EN-US\">Oakland<\/span><span lang=\"ZH-TW\">\u7684<\/span><span lang=\"EN-US\">California Public Interest Research Group(CALPIRG)<\/span><span lang=\"ZH-TW\">\u57f7\u884c\u8463\u4e8b\u3002\u5979\u7684\u8fa6\u516c\u5ba4\u6700\u8fd1\u767c\u8868\u4e86\u4e00\u4efd\u7f8e\u570b<\/span><span lang=\"EN-US\">PIRG<\/span><span lang=\"ZH-TW\">\u5831\u544a\uff0c\u7a81\u51fa\u4e86\u6c7d\u8eca\u8cb8\u6b3e\u50b5\u52d9\u4e0a\u5347\u7684\u554f\u984c\u3002<\/span><\/p>\n<p class=\"yiv3332661302MsoNormal\"><span lang=\"ZH-TW\">\u300c\u4e00\u4e9b\u767c\u653e\u51fa\u53bb\u7684\u8cb8\u6b3e\u88ab\u767c\u653e\u7d66\u90a3\u4e9b\u53ef\u80fd\u8ca0\u64d4\u4e0d\u8d77\u8cb8\u6b3e\u7684\u4eba\uff0c\u300d<\/span><span lang=\"EN-US\">Rusch<\/span><span lang=\"ZH-TW\">\u8aaa\u3002\u300c<\/span><span lang=\"EN-US\">[<\/span><span lang=\"ZH-TW\">\u4ed6\u5011<\/span><span lang=\"EN-US\">]<\/span><span lang=\"ZH-TW\">\u5c07\u5728\u4e00\u6bb5\u6642\u9593\u5167\u7121\u6cd5\u511f\u9084\u8cb8\u6b3e\u3002\u300d<\/span><\/p>\n<p class=\"yiv3332661302MsoNormal\"><span lang=\"EN-US\">Federal Reserve Board<\/span><span lang=\"ZH-TW\">\u8aaa\uff0c\u62d6\u6b20\u6c7d\u8eca\u8cb8\u6b3e\u7684\u5bb6\u5ead\u6578\u91cf\u6b63\u5728\u589e\u52a0\uff0c\u300c<\/span><span lang=\"EN-US\">\u2026\u2026<\/span><span lang=\"ZH-TW\">\u73fe\u5728\u6b21\u7d1a\u6c7d\u8eca\u8cb8\u6b3e\u501f\u6b3e\u4eba\u6bd4\u4ee5\u5f80\u4efb\u4f55\u6642\u5019\u90fd\u591a\uff0c\u56e0\u6b64\u5b58\u5728\u9ad8\u62d6\u6b20\u98a8\u96aa\u7684\u501f\u6b3e\u4eba\u7fa4\u9ad4\u5728\u64f4\u5927\u3002\u300d<\/span><\/p>\n<p class=\"yiv3332661302MsoNormal\"><span lang=\"ZH-TW\">\u5982\u679c\u501f\u6b3e\u4eba\u4fe1\u7528\u8a55\u5206\u4f4e\u65bc<\/span><span lang=\"EN-US\">620<\/span><span lang=\"ZH-TW\">\u5206\uff0c\u5247\u88ab\u8996\u70ba\u300c\u6b21\u7d1a\u300d\u3002<\/span><span lang=\"EN-US\">CALPIRG<\/span><span lang=\"ZH-TW\">\u767c\u73fe\u6c7d\u8eca\u8cb8\u6b3e\u6642\u9593\u88ab\u62c9\u9577\u8d85\u904e\u4ee5\u5f80\u4efb\u4f55\u6642\u5019\u662f\u4e00\u500b\u9ebb\u7169\u3002\u62c9\u9577\u6c7d\u8eca\u8cb8\u6b3e\u6642\u9593\u662f\u70ba\u4e86\u8b93\u4fe1\u7528\u4e0d\u826f\u7684\u4eba\u9084\u6b3e\u66f4\u5bb9\u6613\u8655\u7406\u3002\u5927\u591a\u6578\u8cb7\u5bb6\u904e\u53bb\u82b1\u4e09\u5230\u56db\u5e74\u6642\u9593\u4ed8\u6e05\u6c7d\u8eca\u6b3e\uff0c\u4f46\u6b21\u8cb8\u6703\u62d6\u4e0a\u516d\u5e74\u751a\u81f3\u4e03\u5e74\u3002<\/span><\/p>\n<p class=\"yiv3332661302MsoNormal\"><span lang=\"EN-US\">Rusch<\/span><span lang=\"ZH-TW\">\u8aaa\uff1a\u300c\u6d88\u8cbb\u8005\u9700\u8981\u5f97\u5230\u4fdd\u8b77\uff0c\u4ee5\u78ba\u4fdd\u4ed6\u5011\u4e0d\u6703\u9677\u5165\u7121\u6cd5\u627f\u53d7\u5229\u7387\u4e4b\u9677\u9631\u3002\u300d<\/span><\/p>\n<p class=\"yiv3332661302MsoNormal\"><span lang=\"EN-US\">National Automobile Dealers Association<\/span><span lang=\"ZH-TW\">\u8868\u793a\uff0c<\/span><span lang=\"EN-US\">PIRG<\/span><span lang=\"ZH-TW\">\u5831\u544a\u7684\u7d50\u8ad6\u300c\u8aa4\u5c0e\u6d88\u8cbb\u8005\u300d\uff0c\u4e26\u88dc\u5145\u8aaa\uff1a\u300c\u4e8b\u5be6\u4e0a\uff0c\u7d93\u92b7\u5546\u5354\u52a9\u878d\u8cc7\u5c0d\u6d88\u8cbb\u8005\u975e\u5e38\u6709\u5229\uff0c\u800c\u4e14\u5f80\u5f80\u6703\u5728\u6c7d\u8eca\u878d\u8cc7\u4e0a\u70ba\u4ed6\u5011\u7bc0\u7701\u8cc7\u91d1\u3002\u300d<\/span><\/p>\n<p class=\"yiv3332661302MsoNormal\"><span lang=\"EN-US\">American Bankers Association<\/span><span lang=\"ZH-TW\">\u5728\u5176\u7db2\u7ad9\u4e0a<\/span><span lang=\"EN-US\">2019<\/span><span lang=\"ZH-TW\">\u5e74<\/span><span lang=\"EN-US\">5<\/span><span lang=\"ZH-TW\">\u6708\u7684\u4e00\u7bc7\u6587\u7ae0\u6307\u51fa\u7d93\u92b7\u5546\u878d\u8cc7\u554f\u984c\uff1a\u300c\u6c7d\u8eca\u8cb8\u6b3e\u5e02\u5834\u7684\u7a81\u51fa\u5371\u96aa\u9ede\u4e00\u76f4\u662f\u4e26\u7e7c\u7e8c\u662f\u6c7d\u8eca\u91d1\u878d\u516c\u53f8\u7684\u6b21\u7d1a\u501f\u6b3e\u4eba\u3002\u300d<\/span><\/p>\n<p class=\"yiv3332661302MsoNormal\"><span lang=\"EN-US\">CALPIRG<\/span><span lang=\"ZH-TW\">\u5efa\u8b70\u6240\u6709\u6f5b\u5728\u8cfc\u8eca\u8005\u8003\u616e\u5728\u8cfc\u8eca\u524d\u7372\u5f97\u8cb8\u6b3e\u9810\u6279\u51c6\uff1a\u8a2d\u5b9a\u4e00\u500b\u4f60\u80fd\u8ca0\u64d4\u7684\u91d1\u984d\uff0c\u7136\u5f8c\u5805\u6301\u9019\u500b\u6578\u5b57\u3002\u53ea\u6709\u7576\u4f60\u78ba\u4fe1\u65b0\u7684\u4ea4\u901a\u5de5\u5177\u7b26\u5408\u4f60\u7684\u9810\u7b97\u6642\uff0c\u624d\u7c3d\u7d04\uff0c\u7136\u5f8c\u958b\u8d70\u4f60\u7684\u8eca\u3002<\/span><\/p>\n<div class=\"gsp_post_data\" \r\n\t            data-post_type=\"post\" \r\n\t            data-cat=\"law,news\" \r\n\t            data-modified=\"120\"\r\n\t            data-created=\"1564733383\"\r\n\t            data-title=\"\u5168\u7f8e\u6c7d\u8eca\u8cb8\u6b3e\u50b5\u52d9\u5275\u6b77\u53f2\u65b0\u9ad8\" \r\n\t            data-home=\"https:\/\/newsforchinese.com\/v3\"><\/div>","protected":false},"excerpt":{"rendered":"<p>\u6c7d\u8eca\u50f9\u683c\u4e0a\u6f32\u3002Kelley Blue Book\u4e0a\u500b\u6708\u5c07\u65b0\u8eca\u5e73\u5747\u50f9\u683c\u5b9a\u572837285\u5143\u3002<\/p>\n","protected":false},"author":1001022,"featured_media":163509,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"episode_type":"","audio_file":"","podmotor_file_id":"","podmotor_episode_id":"","cover_image":"","cover_image_id":"","duration":"","filesize":"","filesize_raw":"","date_recorded":"","explicit":"","block":"","jetpack_post_was_ever_published":false,"_jetpack_newsletter_access":"","_jetpack_dont_email_post_to_subs":false,"_jetpack_newsletter_tier_id":0,"_jetpack_memberships_contains_paywalled_content":false,"_jetpack_memberships_contains_paid_content":false,"footnotes":"","jetpack_publicize_message":"","jetpack_publicize_feature_enabled":true,"jetpack_social_post_already_shared":false,"jetpack_social_options":{"image_generator_settings":{"template":"highway","default_image_id":0,"font":"","enabled":false},"version":2},"_wpas_customize_per_network":false},"categories":[147,131],"tags":[],"series":[],"class_list":["post-173788","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-law","category-news"],"aioseo_notices":[],"featured_image_urls":{"thumbnail":"https:\/\/newsforchinese.com\/v3\/wp-content\/uploads\/2018\/11\/car-150x150.jpg","medium":"https:\/\/newsforchinese.com\/v3\/wp-content\/uploads\/2018\/11\/car-300x200.jpg","large":"https:\/\/newsforchinese.com\/v3\/wp-content\/uploads\/2018\/11\/car-600x400.jpg","post-thumbnail-size":"https:\/\/newsforchinese.com\/v3\/wp-content\/uploads\/2018\/11\/car-600x330.jpg","round-personnel-size":"https:\/\/newsforchinese.com\/v3\/wp-content\/uploads\/2018\/11\/car-400x400.jpg","small-grid-size":"https:\/\/newsforchinese.com\/v3\/wp-content\/uploads\/2018\/11\/car-400x300.jpg","portrait":"https:\/\/newsforchinese.com\/v3\/wp-content\/uploads\/2018\/11\/car-500x400.jpg","blog-grid":"https:\/\/newsforchinese.com\/v3\/wp-content\/uploads\/2018\/11\/car-600x400.jpg","post-medium-featured":"https:\/\/newsforchinese.com\/v3\/wp-content\/uploads\/2018\/11\/car-600x400.jpg","post-widget-left-featured":"https:\/\/newsforchinese.com\/v3\/wp-content\/uploads\/2018\/11\/car-600x350.jpg","post-board-1-2":"https:\/\/newsforchinese.com\/v3\/wp-content\/uploads\/2018\/11\/car-450x400.jpg","post-board-2-2":"https:\/\/newsforchinese.com\/v3\/wp-content\/uploads\/2018\/11\/car-600x332.jpg"},"appp_media":null,"episode_featured_image":"https:\/\/newsforchinese.com\/v3\/wp-content\/uploads\/2018\/11\/car.jpg","episode_player_image":"https:\/\/newsforchinese.com\/v3\/wp-content\/uploads\/2022\/11\/avatars-DFF30y5My1u3eZvX-2nXMSw-original.jpg","download_link":"","player_link":"","audio_player":false,"episode_data":{"playerMode":"dark","subscribeUrls":[],"rssFeedUrl":"https:\/\/newsforchinese.com\/v3\/feed\/podcast\/%e8%80%81%e4%b8%ad%e5%bb%a3%e6%92%ad%e9%9b%bb%e5%8f%b0","embedCode":"<blockquote class=\"wp-embedded-content\" data-secret=\"AN3AZzG92A\"><a href=\"https:\/\/newsforchinese.com\/v3\/2019\/08\/02\/%e5%85%a8%e7%be%8e%e6%b1%bd%e8%bb%8a%e8%b2%b8%e6%ac%be%e5%82%b5%e5%8b%99%e5%89%b5%e6%ad%b7%e5%8f%b2%e6%96%b0%e9%ab%98\/\">\u5168\u7f8e\u6c7d\u8eca\u8cb8\u6b3e\u50b5\u52d9\u5275\u6b77\u53f2\u65b0\u9ad8<\/a><\/blockquote><iframe sandbox=\"allow-scripts\" security=\"restricted\" src=\"https:\/\/newsforchinese.com\/v3\/2019\/08\/02\/%e5%85%a8%e7%be%8e%e6%b1%bd%e8%bb%8a%e8%b2%b8%e6%ac%be%e5%82%b5%e5%8b%99%e5%89%b5%e6%ad%b7%e5%8f%b2%e6%96%b0%e9%ab%98\/embed\/#?secret=AN3AZzG92A\" width=\"500\" height=\"350\" title=\"&#8220;\u5168\u7f8e\u6c7d\u8eca\u8cb8\u6b3e\u50b5\u52d9\u5275\u6b77\u53f2\u65b0\u9ad8&#8221; &#8212; News for Chinese \uff0d \u820a\u91d1\u5c71\u7063\u5340No.1\u514d\u8cbb\u83ef\u4eba\u793e\u5340\u5831\u7d19\" data-secret=\"AN3AZzG92A\" frameborder=\"0\" marginwidth=\"0\" marginheight=\"0\" scrolling=\"no\" class=\"wp-embedded-content\"><\/iframe><script type=\"text\/javascript\">\n\/* <![CDATA[ *\/\n\/*! This file is auto-generated *\/\n!function(d,l){\"use strict\";l.querySelector&&d.addEventListener&&\"undefined\"!=typeof URL&&(d.wp=d.wp||{},d.wp.receiveEmbedMessage||(d.wp.receiveEmbedMessage=function(e){var t=e.data;if((t||t.secret||t.message||t.value)&&!\/[^a-zA-Z0-9]\/.test(t.secret)){for(var s,r,n,a=l.querySelectorAll('iframe[data-secret=\"'+t.secret+'\"]'),o=l.querySelectorAll('blockquote[data-secret=\"'+t.secret+'\"]'),c=new RegExp(\"^https?:$\",\"i\"),i=0;i<o.length;i++)o[i].style.display=\"none\";for(i=0;i<a.length;i++)s=a[i],e.source===s.contentWindow&&(s.removeAttribute(\"style\"),\"height\"===t.message?(1e3<(r=parseInt(t.value,10))?r=1e3:~~r<200&&(r=200),s.height=r):\"link\"===t.message&&(r=new URL(s.getAttribute(\"src\")),n=new URL(t.value),c.test(n.protocol))&&n.host===r.host&&l.activeElement===s&&(d.top.location.href=t.value))}},d.addEventListener(\"message\",d.wp.receiveEmbedMessage,!1),l.addEventListener(\"DOMContentLoaded\",function(){for(var e,t,s=l.querySelectorAll(\"iframe.wp-embedded-content\"),r=0;r<s.length;r++)(t=(e=s[r]).getAttribute(\"data-secret\"))||(t=Math.random().toString(36).substring(2,12),e.src+=\"#?secret=\"+t,e.setAttribute(\"data-secret\",t)),e.contentWindow.postMessage({message:\"ready\",secret:t},\"*\")},!1)))}(window,document);\n\/\/# sourceURL=https:\/\/newsforchinese.com\/v3\/wp-includes\/js\/wp-embed.min.js\n\/* ]]> *\/\n<\/script>\n"},"jetpack_publicize_connections":[],"jetpack_featured_media_url":"https:\/\/newsforchinese.com\/v3\/wp-content\/uploads\/2018\/11\/car.jpg","jetpack-related-posts":[{"id":229715,"url":"https:\/\/newsforchinese.com\/v3\/2022\/11\/21\/%e4%bf%a1%e7%94%a8%e5%8d%a1%e5%82%b5%e5%8b%99%e6%80%a5%e9%99%8d%e5%85%a9%e5%b9%b4%e5%be%8c%e9%96%8b%e5%a7%8b%e5%9b%9e%e5%8d%87\/","url_meta":{"origin":173788,"position":0},"title":"\u4fe1\u7528\u5361\u50b5\u52d9\u6025\u964d\u5169\u5e74\u5f8c\u958b\u59cb\u56de\u5347","author":"Yingying","date":"November 21, 2022","format":false,"excerpt":"\u57282020\u5e74\u65b0\u51a0\u75ab\u60c5\u521d\u671f\uff0c\u96a8\u8457\u6d88\u8cbb\u8005\u56f0\u5728\u5bb6\u88cf\u3001\u5931\u53bb\u5de5\u4f5c\u4ee5\u53ca\u63a5\u53d7\u653f\u5e9c\u7684\u73fe\u91d1\u8cc7\u52a9\uff0c\u4fe1\u7528\u5361\u50b5\u52d9\u6025\u5287\u4e0b\u964d\u3002 \u5169\u5e74\u5f8c\uff0c\u5b83\u53c8\u56de\u4f86\u4e86\u3002 \u6839\u64da\u7d10\u7d04\u806f\u90a6\u5132\u5099\u9280\u884c\u4eca\u5929\u767c\u4f48\u7684\u5bb6\u5ead\u50b5\u52d9\u548c\u4fe1\u8cb8\u5b63\u5ea6\u5831\u544a\uff0c\u4fe1\u7528\u5361\u50b5\u52d9\u540c\u6bd4\u589e\u957715%\uff0c\u9019\u662f\u4e8c\u5341\u591a\u5e74\u4f86\u6700\u5927\u7684\u55ae\u5e74\u589e\u9577\u3002\u51769300\u5104\u5143\u7684\u7e3d\u984d\u63a5\u8fd1\u65b0\u51a0\u75ab\u60c5\u524d\u7684\u6c34\u6e96\u3002 \u5831\u544a\u767c\u73fe\uff0c\u81ea\u75ab\u60c5\u7206\u767c\u524d\u76842019\u5e7412\u6708\u4ee5\u4f86\uff0c\u4e00\u985e\u6d88\u8cbb\u8005\u7684\u50b5\u52d9\u8d85\u904e\u4e86\u5e73\u5747\u6c34\u6e96\u3002\u9019\u985e\u6d88\u8cbb\u8005\u4f86\u81ea\u6536\u5165\u6700\u4f4e\u5730\u5340\uff1b\u8207\u6b64\u540c\u6642\uff0c\u751f\u6d3b\u5728\u9ad8\u6536\u5165\u5730\u5340\u7684\u6d88\u8cbb\u8005\u7684\u5e73\u5747\u9918\u984d\u6bd42019\u5e7412\u6708\u4f4e\u4e86300\u5143\u3002 \u6839\u64da\u7d10\u806f\u5132\uff0c\u4fe1\u7528\u5361\u50b5\u52d9\u5168\u5e74\u4e00\u76f4\u90fd\u5728\u589e\u52a0\uff0c\u5b83\u7684\u7814\u7a76\u4eba\u54e1\u5c07\u589e\u52a0\u7684\u539f\u56e0\u6b78\u7d50\u70ba\u4ee5\u4e0b\u5e7e\u500b\u56e0\u7d20\uff1a \u00b7\u6d88\u8cbb\u8005\u4e0d\u518d\u63a8\u9072\u5ea6\u5047\u548c\u65c5\u884c\u7b49\u300c\u670d\u52d9\u300d\u8cfc\u8cb7\u3002 \u00b7\u901a\u8ca8\u81a8\u8139\u5c0e\u81f4\u5546\u54c1\u548c\u670d\u52d9\u50f9\u683c\u4e0a\u6f32\u3002 \u00b7\u5118\u7ba1\u901a\u8ca8\u81a8\u8139\uff0c\u5546\u54c1\u548c\u670d\u52d9\u6d88\u8cbb\u6c92\u6709\u6e1b\u7de9\u3002 \u7d10\u806f\u5132\u7814\u7a76\u4eba\u54e1\u8868\u793a\uff0c\u4ed6\u5011\u9810\u8a08\u4fe1\u7528\u5361\u50b5\u52d9\u6703\u50cf\u5f80\u5e38\u4e00\u6a23\u5728\u5047\u65e5\u5b63\u671f\u9593\u589e\u52a0\u3002 \u50b5\u52d9\u4e0a\u5347\uff0c\u4f46\u62d6\u6b20\u7387\u4e0b\u964d \u6839\u64da\u7d10\u806f\u5132\u5831\u544a\uff0c\u50b5\u52d9\u9ad8\u65bc\u65b0\u51a0\u75ab\u60c5\u524d\u7684\u6c34\u6e96\u30022022\u5e74\u7b2c\u4e09\u5b63\u5ea6\u589e\u52a03510\u5104\u5143\uff0c\u589e\u5e452.2%\uff0c\u76ee\u524d\u7e3d\u984d\u6bd42019\u5e74\u5e95\u9ad8\u51fa2.36\u842c\u5104\u5143\u3002 \u9019\u5c0d\u653e\u8cb8\u6a5f\u69cb\u662f\u597d\u6d88\u606f\uff0c\u800c\u5c0d\u6d88\u8cbb\u8005\u4f86\u8aaa\u5247\u4e0d\u662f\u4e00\u500b\u503c\u5f97\u6176\u795d\u7684\u6d88\u606f\u3002\u6839\u64da\u5831\u544a\uff0c\u6d88\u8cbb\u8005\u80fd\u6176\u795d\u7684\u662f\u9055\u7d04\u7387\u6c92\u6709\u5927\u5e45\u4e0a\u5347\uff0c\u4e14\u4ecd\u4f4e\u65bc\u6b77\u53f2\u8da8\u52e2\u3002\u7d10\u806f\u5132\u7814\u7a76\u4eba\u54e1\u5728\u5f88\u5927\u7a0b\u5ea6\u4e0a\u628a\u9019\u6b78\u56e0\u65bc\u904e\u5269\u5132\u84c4\u4ecd\u5728\u652f\u6490\u4e00\u4e9b\u501f\u6b3e\u4eba\u3002 \u6839\u64da\u7d10\u806f\u5132\u8abf\u67e5\u7d50\u679c\uff0c\u4ee5\u4e0b\u662f\u5176\u4ed6\u985e\u578b\u50b5\u52d9\u60c5\u6cc1\uff1a \u00b7\u62b5\u62bc\u8cb8\u6b3e\u5360\u6240\u6709\u672a\u511f\u9084\u5bb6\u5ead\u50b5\u52d9\u9918\u984d\u768471%\uff0c2019\u5e74\u70ba69%\u3002\u7d10\u806f\u5132\u7814\u7a76\u4eba\u54e1\u8868\u793a\uff0c\u7531\u65bc\u5229\u7387\u4e0a\u5347\uff0c\u4f4f\u623f\u518d\u878d\u8cc7\u71b1\u6f6e\u5df2\u7d50\u675f\u3002\u65b0\u62b5\u62bc\u8cb8\u6b3e\u767c\u653e\u653e\u7de9\u5230\u75ab\u60c5\u524d\u6c34\u6e96\u3002\u62b5\u62bc\u8cb8\u6b3e\u50b5\u52d9\u7e3d\u984d\u70ba11.67\u842c\u5104\u5143\u3002 \u00b7\u5b78\u751f\u8cb8\u6b3e-\u5176\u4e2d\u5927\u90e8\u5206\u662f\u81ea2020\u5e743\u6708\u4ee5\u4f86\u66ab\u505c\u7684\u806f\u90a6\u8cb8\u6b3e-\u9918\u984d\u7565\u6709\u4e0b\u964d\uff0c\u539f\u56e0\u53ef\u80fd\u662f\u901a\u904e\u516c\u5171\u670d\u52d9\u8cb8\u6b3e\u514d\u9664\u7b49\u73fe\u6709\u8cb8\u6b3e\u514d\u9664\u5c08\u6848\u5f97\u4ee5\u5be6\u73fe\u3002\u9810\u8a08\u660e\u5e74\u66ab\u505c\u5c07\u89e3\u9664\u3002\u5b78\u751f\u50b5\u52d9\u7e3d\u984d\u70ba1.57\u842c\u5104\u5143\u3002 \u00b7\u6c7d\u8eca\u8cb8\u6b3e\u9918\u984d\u5728\u7b2c\u4e09\u5b63\u5ea6\u7e7c\u7e8c\u589e\u9577\uff0c\u5ef6\u7e8c\u4e00\u500b\u6301\u7e8c\u4e8611\u5e74\u7684\u589e\u9577\u8da8\u52e2\uff0c\u4f46\u81ea\u4e0a\u4e00\u5b63\u5ea6\u4ee5\u4f86\uff0c\u8cb8\u6b3e\u767c\u653e\u7b46\u6578\u6578\u91cf\uff08\u5373\u8cfc\u8cb7\u7684\u6c7d\u8eca\u91cf\uff09\u6e1b\u5c11\u3002\u7d10\u806f\u5132\u7814\u7a76\u4eba\u54e1\u8868\u793a\uff0c\u53ef\u80fd\u6b63\u5728\u82e6\u82e6\u6399\u624e\u7684\u4eba\u6700\u8fd1\u5f88\u53ef\u80fd\u8cb7\u4e86\u8eca\uff0c\u800c\u8207\u904e\u53bb\u5e7e\u5e74\u76f8\u6bd4\uff0c\u6c7d\u8eca\u50f9\u683c\u53ef\u80fd\u6703\u4e0a\u6f32\u300218\u81f329\u6b72\u5e74\u8f15\u501f\u6b3e\u4eba\u5728\u6c7d\u8eca\u8cb8\u6b3e\u652f\u4ed8\u65b9\u9762\u6700\u70ba\u56f0\u96e3\u3002\u6c7d\u8eca\u8cb8\u6b3e\u50b5\u52d9\u7e3d\u984d\u70ba1.52\u842c\u5104\u5143\u3002 \u00b7\u4f4f\u623f\u6de8\u503c\u4fe1\u8cb8\u984d\u5ea6\uff08home equity line of credit\uff0c\u7e2e\u5bebHELOC\uff09\u9918\u984d\u5728\u591a\u5e74\u4e0b\u964d\u5f8c\u9023\u7e8c\u7b2c\u4e8c\u500b\u5b63\u5ea6\u589e\u52a0\u3002HELOC\u50b5\u52d9\u7e3d\u984d\u70ba3220\u5104\u5143\u3002","rel":"","context":"In &quot;\u5730\u65b9\u65b0\u805e&quot;","block_context":{"text":"\u5730\u65b9\u65b0\u805e","link":"https:\/\/newsforchinese.com\/v3\/category\/local\/"},"img":{"alt_text":"","src":"https:\/\/i0.wp.com\/newsforchinese.com\/v3\/wp-content\/uploads\/2019\/02\/credit-cards.jpg?resize=350%2C200&ssl=1","width":350,"height":200,"srcset":"https:\/\/i0.wp.com\/newsforchinese.com\/v3\/wp-content\/uploads\/2019\/02\/credit-cards.jpg?resize=350%2C200&ssl=1 1x, https:\/\/i0.wp.com\/newsforchinese.com\/v3\/wp-content\/uploads\/2019\/02\/credit-cards.jpg?resize=525%2C300&ssl=1 1.5x"},"classes":[]},{"id":167379,"url":"https:\/\/newsforchinese.com\/v3\/2019\/02\/14\/700%e8%90%ac%e7%be%8e%e5%9c%8b%e4%ba%ba%e6%b1%bd%e8%bb%8a%e8%b2%b8%e6%ac%be%e6%94%af%e4%bb%98%e5%bb%b6%e9%81%b290%e5%a4%a9%e4%bb%a5%e4%b8%8a\/","url_meta":{"origin":173788,"position":1},"title":"700\u842c\u7f8e\u570b\u4eba\u6c7d\u8eca\u8cb8\u6b3e\u652f\u4ed8\u5ef6\u907290\u5929\u4ee5\u4e0a","author":"Yingying","date":"February 14, 2019","format":false,"excerpt":"\u7d10\u7d04Federal Reserve Bank(\u806f\u90a6\u5132\u5099\u9280\u884c)\u9031\u4e8c\u7a31\uff0c\u6c7d\u8eca\u8cb8\u6b3e\u652f\u4ed8\u5ef6\u907290\u5929\u4ee5\u4e0a\u7684\u7f8e\u570b\u4eba\u9054\u5230\u5275\u7d00\u9304\u7684700\u842c\u4eba\u3002 \u7d93\u6fdf\u5b78\u5bb6\u8b66\u544a\u8aaa\uff0c\u9019\u662f\u4e00\u500b\u5371\u96aa\u4fe1\u865f\u3002\u5118\u7ba1\u7d93\u6fdf\u5f37\u52c1\uff0c\u5931\u696d\u7387\u4f4e\uff0c\u4f46\u8a31\u591a\u7f8e\u570b\u4eba\u652f\u4ed8\u5e33\u55ae\u4ecd\u611f\u5403\u529b\u3002 New York Fed\u7d93\u6fdf\u5b78\u5bb6\u5728\u535a\u5ba2\u4e2d\u5beb\u9053\uff1a\u300c\u9677\u5165\u56f0\u5883\u7684\u501f\u6b3e\u4eba\u6578\u91cf\u9f90\u5927\u4e26\u4e14\u9084\u5728\u4e0d\u65b7\u589e\u52a0\uff0c\u9019\u8868\u660e\u4e26\u975e\u6240\u6709\u7f8e\u570b\u4eba\u5f9e\u5f37\u52c1\u52de\u52d5\u529b\u5e02\u5834\u4e2d\u53d7\u76ca\u3002\u300d \u6c7d\u8eca\u8cb8\u6b3e\u901a\u5e38\u662f\u4eba\u5011\u4f5c\u51fa\u7684\u7b2c\u4e00\u4ed8\u6b3e\uff0c\u56e0\u70ba\u6c7d\u8eca\u5c0d\u5de5\u4f5c\u81f3\u95dc\u91cd\u8981\uff0c\u4e26\u4e14\u5982\u679c\u5176\u4ed6\u4e00\u5207\u90fd\u5931\u6557\u4e86\uff0c\u4e00\u500b\u4eba\u81f3\u5c11\u9084\u53ef\u4ee5\u4f4f\u5728\u6c7d\u8eca\u88e1\u3002\u7576\u6c7d\u8eca\u8cb8\u6b3e\u62d6\u6b20\u7387\u4e0a\u5347\uff0c\u9019\u662f\u4f4e\u6536\u5165\u548c\u5de5\u4eba\u968e\u7d1a\u7f8e\u570b\u4eba\u9762\u81e8\u5de8\u5927\u58d3\u529b\u7684\u8de1\u8c61\u3002 \u300c\u5c31\u4ed8\u6b3e\u800c\u8a00\uff0c\u6c7d\u8eca\u8cb8\u6b3e\u662f\u4f60\u7684\u7b2c\u4e00\u512a\u5148\u4e8b\u9805\uff0c\u300dFitch Ratings\u9ad8\u7d1a\u8463\u4e8bMichael Taiano\u8868\u793a\uff0c\u300c\u5982\u679c\u4f60\u6c92\u6709\u8eca\uff0c\u5728\u5168\u570b\u5f88\u591a\u5730\u5340\u4f60\u5c31\u4e0d\u80fd\u4f86\u56de\u53bb\u5de5\u4f5c\u3002\u6c7d\u8eca\u901a\u5e38\u662f\u6bd4\u623f\u5c4b\u62b5\u62bc\u8cb8\u6b3e\u6216\u79df\u91d1\u66f4\u70ba\u512a\u5148\u7684\u4ed8\u6b3e\u5c08\u6848\u3002\u300d \u62d6\u6b20\u6c7d\u8eca\u4ed8\u6b3e\u4e09\u500b\u6708\u6216\u4ee5\u4e0a\u7684\u4eba\u901a\u5e38\u5931\u53bb\u4ed6\u5011\u7684\u6c7d\u8eca\uff0c\u9019\u4f7f\u5f97\u4ed6\u5011\u53bb\u5de5\u4f5c\u3001\u53bb\u5c31\u91ab\u6216\u53bb\u5176\u4ed6\u91cd\u8981\u5730\u65b9\u7684\u96e3\u5ea6\u52a0\u5927\u3002 New York Fed\u8868\u793a\uff0c\u82072010\u5e74\u76f8\u6bd4\uff0c2018\u5e74\u5e95\u300c\u9677\u5165\u56f0\u5883\u7684\u501f\u6b3e\u4eba\u300d\u589e\u52a0\u4e86100\u591a\u842c\u4eba\u30022010\u5e74\u5931\u696d\u7387\u9054\u523010%\uff0c\u6c7d\u8eca\u8cb8\u6b3e\u62d6\u6b20\u7387\u9054\u5230\u5cf0\u503c\u3002\u5982\u4eca\uff0c\u5118\u7ba1\u5931\u696d\u7387\u50c5\u70ba4%\uff0c\u66f4\u591a\u7684\u7f8e\u570b\u4eba\u6709\u5de5\u4f5c\uff0c\u4f46\u4ecd\u6709\u76f8\u7576\u4e00\u90e8\u5206\u4eba\u7121\u6cd5\u652f\u4ed8\u6c7d\u8eca\u8cb8\u6b3e\u3002 \u5927\u591a\u6578\u6b20\u5e33\u7684\u4eba\u4fe1\u7528\u5206\u6578\u5f88\u4f4e\uff0c\u4e26\u4e14\u572830\u6b72\u4ee5\u4e0b\u3002\u9019\u8868\u660e\u5e74\u8f15\u4eba\u5f88\u96e3\u540c\u6642\u652f\u4ed8\u6c7d\u8eca\u548c\u5b78\u751f\u8cb8\u6b3e\u3002 \u904e\u53bb\u5e7e\u5e74\uff0c\u96a8\u8457\u6c7d\u8eca\u92b7\u91cf\u9010\u5e74\u589e\u9577-2016\u5e74\u5168\u7f8e\u6c7d\u8eca\u92b7\u91cf\u9054\u5230\u5275\u7d00\u9304\u76841750\u842c\u8f1b\uff0c\u6c7d\u8eca\u8cb8\u6b3e\u6fc0\u589e\u3002\u7e3d\u9ad4\u4f86\u8aaa\uff0c\u8a31\u591a\u501f\u6b3e\u4eba\u90fd\u6709\u5f88\u597d\u7684\u4fe1\u7528\u8a55\u5206\u4e26\u4e14\u80fd\u511f\u9084\u8cb8\u6b3e\uff0c\u4f46\u90a3\u4e9b\u4fe1\u7528\u8a55\u5206\u4f4e\u65bc620\/800\u5206\u6240\u8b02\u300c\u6b21\u7d1a\u300d\u501f\u6b3e\u4eba\u8b93\u6c7d\u8eca\u884c\u696d\u9ad4\u6703\u5230\u9ad8\u9055\u7d04\u7387\u4e4b\u5bb3\u3002 \u6c7d\u8eca\u8cb8\u6b3e\u501f\u6b3e\u4eba\u62d6\u6b20\u4e09\u500b\u6708\u7684\u6bd4\u4f8b\u57282010\u5e74\u5e95\u9054\u52305.3%\u7684\u5cf0\u503c\u3002\u7531\u65bc\u904e\u53bb\u5e7e\u5e74\u501f\u6b3e\u4eba\u7e3d\u6578\u589e\u9577\u4e86\u5f88\u591a\uff0c\u56e0\u6b64\uff0c\u9019\u4e00\u6bd4\u4f8b\u73fe\u5728\u7565\u6709\u4e0b\u964d\uff0c\u70ba4.5%\u3002\u4e0d\u904e\uff0c\u7d93\u6fdf\u5b78\u5bb6\u64d4\u5fc3\uff0c\u5118\u7ba1\u5931\u696d\u7387\u964d\u81f3\u8fd1\u534a\u500b\u4e16\u7d00\u6700\u4f4e\u6c34\u6e96\uff0c\u4f46\u81ea2016\u5e74\u4ee5\u4f86\u62d6\u6b20\u6bd4\u4f8b\u537b\u4e00\u76f4\u7a69\u6b65\u6500\u5347\uff0c\u4e26\u4e14\u53d7\u5f71\u97ff\u4eba\u6578\u8981\u5927\u5f88\u591a\u3002 \u5c08\u5bb6\u8b66\u544a\u7f8e\u570b\u4eba\u8981\u5c0f\u5fc3\u6c7d\u8eca\u8cb8\u6b3e\u4f86\u6e90\u3002\u50b3\u7d71\u9280\u884c\u548c\u4fe1\u7528\u5408\u4f5c\u793e\u9055\u7d04\u7387\u6bd4\u6240\u8b02\u300c\u6c7d\u8eca\u91d1\u878d\u300d\u516c\u53f8\u9055\u7d04\u7387\u8981\u4f4e\u5f97\u591a\u3002\u4fe1\u7528\u793e\u6c7d\u8eca\u8cb8\u6b3e\u62d6\u6b2090\u5929\u6216\u4ee5\u4e0a\u7684\u4e0d\u52301%\uff0c\u800c\u6c7d\u8eca\u91d1\u878d\u516c\u53f8\u8cb8\u6b3e\u9019\u4e00\u6bd4\u4f8b\u9054\u52306.5%\u3002 \u5229\u7387\u6839\u64da\u501f\u6b3e\u4eba\u4fe1\u7528\u8a55\u5206\u4ee5\u53ca\u8cb8\u6b3e\u4f86\u6e90\u6709\u5f88\u5927\u8b8a\u5316\u3002\u64daNerdWallet\uff0c\u4fe1\u7528\u8a55\u5206661\u5230780\u4e4b\u9593\u300c\u521d\u7d1a\u300d\u501f\u6b3e\u4eba\u53ef\u7372\u5f97\u7d044.5%\u52306%\u7684\u6c7d\u8eca\u8cb8\u6b3e\u5229\u7387\u3002\u76f8\u6bd4\u4e4b\u4e0b\uff0c\u6b21\u7d1a\u501f\u6b3e\u4eba\u5229\u7387\u901a\u5e38\u572814.5%\u523020%\u4e4b\u9593\u3002 \u91d1\u878d\u5371\u6a5f\u5f8c\uff0c\u62b5\u62bc\u8cb8\u6b3e\u65bd\u591a\u4e86\u8a31\u591a\u9650\u5236\uff0c\u7372\u5f97\u4f4f\u623f\u8cb8\u6b3e\u96e3\u5ea6\u52a0\u5927\u3002\u4f46\u6c7d\u8eca\u8cb8\u6b3e\u9650\u5236\u8981\u5c11\u5f97\u591a\uff0c\u9019\u610f\u5473\u8457\u6d88\u8cbb\u8005\u5728\u8cb8\u6b3e\u6642\u5fc5\u9808\u66f4\u52a0\u77ad\u89e3\u81ea\u5df1\u5728\u505a\u4ec0\u9ebc\u3002 U.S. Public Interest Research Group\u4e3b\u5e2dFaye Park\u8aaa\uff1a\u300c\u63a0\u596a\u6027\u8cb8\u6b3e\u505a\u6cd5\u548c\u7f3a\u4e4f\u771f\u6b63\u4ea4\u901a\u9078\u64c7\u4f7f\u5f97\u8a31\u591a\u5bb6\u5ead\u9677\u5165\u50b5\u52d9\u56f0\u5883\uff0c\u5e7e\u4e4e\u6c92\u6709\u51fa\u8def\u3002\u300d \u7531\u65bc\u6280\u8853\u548c\u8a31\u591a\u5dde\u6240\u5be6\u65bd\u7684\u6cd5\u5f8b\uff0c\u6536\u56de\u6c7d\u8eca\u7684\u904e\u7a0b\u4e5f\u8b8a\u5f97\u66f4\u5feb\u3002\u6709\u4e9b\u6c7d\u8eca\u5b89\u88dd\u4e86\u88dd\u7f6e\uff0c\u9632\u6b62\u6709\u4eba\u5728\u62d6\u6b20\u4ed8\u6b3e\u60c5\u6cc1\u4e0b\u555f\u52d5\u6c7d\u8eca\u3002\u8ddf\u8e64\u724c\u7167\u548c\u5730\u7406\u5b9a\u4f4d\u6c7d\u8eca\u8b93\u6536\u56de\u6c7d\u8eca\u4e5f\u8b8a\u5f97\u66f4\u5bb9\u6613\u3002 Taiano\u8aaa\uff1a\u300c\u6536\u56de\u4e00\u8f1b\u8eca\u8981\u6bd4\u6536\u56de\u623f\u5b50\u5bb9\u6613\u5f97\u591a\u3002\u300d \u5118\u7ba1\u6c7d\u8eca\u8cb8\u6b3e\u9055\u7d04\u662f\u4e00\u500b\u5371\u96aa\u4fe1\u865f\uff0c\u4f46\u5b83\u5011\u4e0d\u592a\u53ef\u80fd\u50cf2008-09\u5e74\u91d1\u878d\u5371\u6a5f\u524d\u62b5\u62bc\u8cb8\u6b3e\u6240\u505a\u7684\u90a3\u6a23\u6467\u6bc0\u6574\u500b\u91d1\u878d\u9ad4\u7cfb\u3002\u6c7d\u8eca\u8cb8\u6b3e\u5e02\u5834\u7e3d\u984d\u525b\u8d85\u904e1\u842c\u5104\u5143\uff0c\u9060\u4f4e\u65bc\u4f4f\u623f\u62b5\u62bc\u8cb8\u6b3e\u5e02\u5834\u76849\u842c\u5104\u5143\u3002 \u4eba\u5011\u8cb7\u8eca\u501f\u6b3e\u6578\u984d\u4e5f\u5c0f\u5f97\u591a\u2014\u2014\u901a\u5e38\u4f4e\u65bc35000\u5143\u2014\u2014\u800c\u5728\u4f4f\u623f\u8cb8\u6b3e\u4e2d\uff0c\u4eba\u5011\u901a\u5e38\u501f\u5e7e\u5341\u842c\u5143\u3002","rel":"","context":"In &quot;\u6cd5\u5f8b&quot;","block_context":{"text":"\u6cd5\u5f8b","link":"https:\/\/newsforchinese.com\/v3\/category\/law\/"},"img":{"alt_text":"","src":"https:\/\/i0.wp.com\/newsforchinese.com\/v3\/wp-content\/uploads\/2018\/11\/car.jpg?resize=350%2C200&ssl=1","width":350,"height":200,"srcset":"https:\/\/i0.wp.com\/newsforchinese.com\/v3\/wp-content\/uploads\/2018\/11\/car.jpg?resize=350%2C200&ssl=1 1x, https:\/\/i0.wp.com\/newsforchinese.com\/v3\/wp-content\/uploads\/2018\/11\/car.jpg?resize=525%2C300&ssl=1 1.5x"},"classes":[]},{"id":139374,"url":"https:\/\/newsforchinese.com\/v3\/2017\/06\/08\/%e5%85%a8%e7%be%8e%e6%b6%88%e8%b2%bb%e8%80%85%e4%bf%a1%e8%b2%b8%e5%a2%9e%e9%80%9f%e5%89%b5%e5%85%ad%e5%b9%b4%e6%96%b0%e4%bd%8e\/","url_meta":{"origin":173788,"position":2},"title":"\u00a0\u5168\u7f8e\u6d88\u8cbb\u8005\u4fe1\u8cb8\u589e\u901f\u5275\u516d\u5e74\u65b0\u4f4e","author":"Raymond","date":"June 8, 2017","format":false,"excerpt":"\u4eca\u5e744\u6708\uff0c\u5168\u7f8e\u6d88\u8cbb\u8005\u501f\u8cb8\u589e\u901f\u9054\u5230\u8fd16\u5e74\u4f86\u6700\u4f4e\u6c34\u6e96\u3002\u4fe1\u7528\u5361\u652f\u51fa\u589e\u9577\u653e\u7de9\uff0c\u540c\u6642\uff0c\u5b78\u751f\u548c\u6c7d\u8eca\u8cb8\u6b3e\u589e\u9577\u4e5f\u6709\u6240\u964d\u6eab\u3002\u7f8e\u806f\u5132\u5831\u544a\u8aaa\uff0c\u6d88\u8cbb\u8005\u501f\u8cb8\u7e3d\u984d\u589e\u52a0\u4e8682\u5104\u5143\uff0c\u589e\u95772.6%\u9054\u52303.8\u842c\u5104\u5143\u3002\u9019\u662f\u81ea2011\u5e748\u6708\u501f\u8cb8\u7e3d\u984d\u4e0b\u964d3.5%\u4ee5\u4f86\u6700\u5c0f\u589e\u5e45\u3002 \u5305\u62ec\u5b78\u751f\u548c\u6c7d\u8eca\u8cb8\u6b3e\u5728\u5167\u7684\u501f\u8cb8\u985e\u5225\u589e\u52a067\u5104\u5143\uff0c\u589e\u5e45\u70ba2.9%-\u9019\u4e5f\u662f\u81ea2011\u5e748\u6708\u4ee5\u4f86\u9019\u4e00\u985e\u5225\u6700\u5c0f\u589e\u5e45\u3002 \u6d88\u8cbb\u8005\u501f\u8cb8\u53d7\u5230\u7d93\u6fdf\u5b78\u5bb6\u5bc6\u5207\u95dc\u6ce8\uff0c\u56e0\u70ba\u5b83\u53ef\u4ee5\u7528\u4f86\u78ba\u5b9a\u6d88\u8cbb\u8005\u662f\u5426\u9858\u610f\u627f\u64d4\u66f4\u591a\u50b5\u52d9\u4f86\u652f\u6301\u4ed6\u5011\u7684\u6d88\u8cbb\u3002\u6d88\u8cbb\u8005\u652f\u51fa\u5360\u5168\u7f8e\u7d93\u6fdf\u6d3b\u52d5\u768470%\u3002 \u806f\u90a6\u5546\u52d9\u90e8\u4e0a\u6708\u516c\u4f48\uff0c4\u6708\u4efd\u6d88\u8cbb\u8005\u652f\u51fa\u6709\u6240\u4e0a\u5347\uff0c\u90e8\u5206\u539f\u56e0\u662f\u6536\u5165\u5f37\u52c1\u589e\u9577\u3002\u7d93\u6fdf\u5b78\u5bb6\u8a8d\u70ba\uff0c\u4eca\u5e74\u6d88\u8cbb\u4fe1\u8cb8\u589e\u9577\u5c07\u4fdd\u6301\u5f37\u52c1\uff0c\u53cd\u6620\u4f4e\u5931\u696d\u7387\u548c\u5f37\u52c1\u7684\u6d88\u8cbb\u8005\u4fe1\u5fc3\u3002 \u806f\u90a6\u52de\u5de5\u90e8\u4e0a\u5468\u516c\u4f48\u7684\u5c31\u696d\u589e\u9577\u7565\u6709\u653e\u7de9\uff0c\u4f46\u4e5f\u8db3\u4ee5\u63a8\u52d5\u5931\u696d\u7387\u964d\u81f34.3%\uff0c\u5275\u4e0b\u5341\u516d\u5e74\u6700\u4f4e\u6c34\u6e96\u3002 \u7d10\u7d04\u806f\u90a6\u5132\u5099\u9280\u884c\u4e0a\u500b\u6708\u5831\u544a\u8aaa\uff0c\u5168\u7f8e\u5bb6\u5ead\u50b5\u52d92017\u5e74\u7b2c\u4e00\u5b63\u5ea6\u9054\u5230\u6b77\u53f2\u6700\u9ad8\u6c34\u6e96\uff0c\u8d85\u904e2008\u5e74\u6240\u9054\u5230\u7684\u5cf0\u503c\uff0c\u4e5f\u5c31\u662f\u57282008\u5e74\uff0c\u91d1\u878d\u5371\u6a5f\u4f7f\u7d93\u6fdf\u9677\u5165\u6df1\u5ea6\u8870\u9000\u3002 \u5206\u6790\u5e2b\u8868\u793a\uff0c\u5373\u4fbf\u50b5\u52d9\u91cd\u56de\u66c6\u53f2\u6700\u9ad8\u6c34\u6e96\uff0c\u4f46\u76ee\u524d\u7684\u5bb6\u5ead\u501f\u8cb8\u4f3c\u4e4e\u6bd410\u5e74\u524d\u66f4\u5177\u6709\u53ef\u6301\u7e8c\u6027\u3002\u81ea\u5927\u856d\u689d\u4ee5\u4f86\uff0c\u7f8e\u570b\u4eba\u6240\u6b20\u50b5\u52d9\u6027\u8cea\u5df2\u7d93\u767c\u751f\u4e86\u8b8a\u5316\uff0c\u5b78\u751f\u548c\u6c7d\u8eca\u8cb8\u6b3e\u5360\u5bb6\u5ead\u50b5\u52d9\u7684\u6bd4\u4f8b\u66f4\u5927\u3002\u62b5\u62bc\u8cb8\u6b3e\u2014\u2014\u91d1\u878d\u5371\u6a5f\u7684\u9707\u6e90\u4e2d\u5fc3\u2014\u2014\u548c\u4fe1\u7528\u5361\u50b5\u52d9\u4ecd\u7136\u4f4e\u65bc\u7d93\u6fdf\u8870\u9000\u524d\u7684\u6c34\u6e96\u3002\u6b64\u5916\uff0c\u5229\u7387\u8d70\u4f4e\uff0c\u8cb8\u6b3e\u6a5f\u69cb\u66f4\u95dc\u6ce8\u4fe1\u7528\u50f9\u503c\u66f4\u9ad8\u7684\u501f\u6b3e\u4eba\u3002 \u7f8e\u806f\u5132\u6708\u5ea6\u6d88\u8cbb\u8005\u4fe1\u8cb8\u5831\u544a\u4e0d\u5305\u62ec\u623f\u5c4b\u62b5\u62bc\u8cb8\u6b3e\u6216\u5176\u4ed6\u4ee5\u623f\u5730\u7522\u62b5\u62bc\u7684\u8cb8\u6b3e\uff0c\u6bd4\u5982\u623f\u7522\u6de8\u503c\u8cb8\u6b3e\u3002","rel":"","context":"In &quot;Business&quot;","block_context":{"text":"Business","link":"https:\/\/newsforchinese.com\/v3\/category\/business\/"},"img":{"alt_text":"","src":"https:\/\/i0.wp.com\/newsforchinese.com\/v3\/wp-content\/uploads\/2017\/06\/Consumer-borrowing-rises-at-slowest-pace-in-six-years.jpg?resize=350%2C200&ssl=1","width":350,"height":200,"srcset":"https:\/\/i0.wp.com\/newsforchinese.com\/v3\/wp-content\/uploads\/2017\/06\/Consumer-borrowing-rises-at-slowest-pace-in-six-years.jpg?resize=350%2C200&ssl=1 1x, https:\/\/i0.wp.com\/newsforchinese.com\/v3\/wp-content\/uploads\/2017\/06\/Consumer-borrowing-rises-at-slowest-pace-in-six-years.jpg?resize=525%2C300&ssl=1 1.5x"},"classes":[]},{"id":270939,"url":"https:\/\/newsforchinese.com\/v3\/2025\/01\/08\/%e4%bf%a1%e7%94%a8%e5%a0%b1%e5%91%8a%e4%b8%8d%e5%be%97%e8%a8%98%e9%8c%84%e6%9c%aa%e4%bb%98%e7%9a%84%e9%86%ab%e7%99%82%e5%b8%b3%e5%96%ae\/","url_meta":{"origin":173788,"position":3},"title":"\u4fe1\u7528\u5831\u544a\u4e0d\u5f97\u8a18\u9304\u672a\u4ed8\u7684\u91ab\u7642\u5e33\u55ae","author":"Yingying","date":"January 8, 2025","format":false,"excerpt":"\u6839\u64daBiden\u653f\u5e9c\u9031\u4e8c\u5ba3\u4f48\u7684\u6700\u7d42\u898f\u5247\uff0c\u672a\u4ed8\u7684\u91ab\u7642\u5e33\u55ae\u5c07\u4e0d\u518d\u51fa\u73fe\u5728\u53ef\u80fd\u6703\u963b\u6b62\u4eba\u5011\u7372\u5f97\u62b5\u62bc\u8cb8\u6b3e\u3001\u6c7d\u8eca\u8cb8\u6b3e\u6216\u5c0f\u4f01\u696d\u8cb8\u6b3e\u7684\u4fe1\u7528\u5831\u544a\u4e2d\u3002 Consumer Financial Protection Bureau\uff08CFPB\uff09\u8868\u793a\uff0c\u9019\u4e00CFPB\u898f\u5247\u5c07\u5f9e1500\u591a\u842c\u7f8e\u570b\u4eba\u7684\u4fe1\u7528\u5831\u544a\u4e2d\u522a\u9664490\u5104\u5143\u91ab\u7642\u50b5\u52d9\uff0c\u9019\u610f\u5473\u8457\u8cb8\u6b3e\u4eba\u5728\u6c7a\u5b9a\u662f\u5426\u767c\u653e\u8cb8\u6b3e\u6642\u5c07\u7121\u6cd5\u518d\u8003\u616e\u9019\u4e00\u9ede\u3002 \u64daCFPB\uff0c\u9019\u4e00\u8b8a\u5316\u9810\u8a08\u5c07\u4f7f\u4fe1\u7528\u8a55\u5206\u5e73\u5747\u63d0\u9ad820\u5206\uff0c\u4e26\u53ef\u80fd\u4fc3\u6210\u6bcf\u5e74\u591a\u6279\u51c622000\u7b46\u62b5\u62bc\u8cb8\u6b3e\u3002\u526f\u7e3d\u7d71Kamala Harris\u5728\u5ba3\u4f48\u8a72\u898f\u5247\u7684\u8072\u660e\u4e2d\u8868\u793a\uff0c\u9019\u5c07\u300c\u6539\u8b8a\u6578\u767e\u842c\u5bb6\u5ead\u7684\u751f\u6d3b\u300d\u3002 \u5979\u8aaa\uff1a\u300c\u4efb\u4f55\u4eba\u90fd\u4e0d\u61c9\u56e0\u70ba\u751f\u75c5\u6216\u7d93\u6b77\u91ab\u7642\u7dca\u6025\u60c5\u6cc1\u800c\u88ab\u525d\u596a\u7d93\u6fdf\u6a5f\u6703\u3002\u300d Harris\u9084\u5ba3\u7a31\uff0c\u901a\u904e\u5229\u75282021\u5e74\u75ab\u60c5\u6642\u671f\u4e00\u652c\u5b50\u63f4\u52a9\u8a08\u756b\uff0c\u5404\u5dde\u548c\u5730\u65b9\u653f\u5e9c\u5df2\u70ba70\u591a\u842c\u7f8e\u570b\u4eba\u6d88\u9664\u8d85\u904e10\u5104\u5143\u91ab\u7642\u50b5\u52d9\u3002 \u806f\u90a6\u653f\u5e9c2023\u5e74\u79cb\u5b63\u5ba3\u4f48\u4e86\u5be6\u65bd\u9019\u4e00\u898f\u5247\u7684\u8a08\u756b\u3002 CFPB\u8868\u793a\uff0c\u91ab\u7642\u50b5\u52d9\u4e26\u4e0d\u80fd\u5f88\u597d\u5730\u9810\u6e2c\u500b\u4eba\u511f\u9084\u8cb8\u6b3e\u7684\u80fd\u529b\u3002\u4e09\u5bb6\u5168\u570b\u6027\u4fe1\u7528\u5831\u544a\u6a5f\u69cbExperian\u3001Equifax\u548cTransUnion\u53bb\u5e74\u8868\u793a\uff0c\u4ed6\u5011\u5c07\u5f9e\u7f8e\u570b\u6d88\u8cbb\u8005\u4fe1\u7528\u5831\u544a\u4e2d\u522a\u9664500\u5143\u4ee5\u4e0b\u91ab\u7642\u50ac\u6536\u50b5\u52d9\u3002 Biden\u653f\u5e9c\u9019\u4e00\u65b0\u898f\u5247\u65e8\u5728\u8655\u7406\u4fe1\u7528\u5831\u544a\u4e2d\u51fa\u73fe\u7684\u672a\u4ed8\u8cec\u55ae\u3002","rel":"","context":"In &quot;\u5730\u65b9\u65b0\u805e&quot;","block_context":{"text":"\u5730\u65b9\u65b0\u805e","link":"https:\/\/newsforchinese.com\/v3\/category\/local\/"},"img":{"alt_text":"","src":"https:\/\/i0.wp.com\/newsforchinese.com\/v3\/wp-content\/uploads\/2025\/01\/Medical-Bills.jpg?resize=350%2C200&ssl=1","width":350,"height":200,"srcset":"https:\/\/i0.wp.com\/newsforchinese.com\/v3\/wp-content\/uploads\/2025\/01\/Medical-Bills.jpg?resize=350%2C200&ssl=1 1x, https:\/\/i0.wp.com\/newsforchinese.com\/v3\/wp-content\/uploads\/2025\/01\/Medical-Bills.jpg?resize=525%2C300&ssl=1 1.5x"},"classes":[]},{"id":257420,"url":"https:\/\/newsforchinese.com\/v3\/2024\/04\/18\/%e6%b1%bd%e8%bb%8a%e8%b2%b8%e6%ac%be%e9%81%95%e7%b4%84%e6%80%8e%e9%ba%bc%e8%be%a6\/","url_meta":{"origin":173788,"position":4},"title":"\u6c7d\u8eca\u8cb8\u6b3e\u9055\u7d04\u600e\u9ebc\u8fa6","author":"Yingying","date":"April 18, 2024","format":false,"excerpt":"\u7531\u65bc\u8cb8\u6b3e\u91d1\u984d\u5927\u3001\u5229\u7387\u9ad8\u3001\u751f\u6d3b\u6210\u672c\u589e\u52a0\u7b49\u539f\u56e0\uff0c\u8d8a\u4f86\u8d8a\u591a\u7684\u7f8e\u570b\u4eba\u6c7d\u8eca\u8cb8\u6b3e\u9055\u7d04\u3002 \u6839\u64da\u7d10\u7d04\u806f\u90a6\u5132\u5099\u9280\u884c\u7684\u6578\u64da\uff0c2023\u5e74\u7b2c\u56db\u5b63\u5ea6\uff0c\u62d6\u6b20\u6c7d\u8eca\u8cb8\u6b3e90\u5929\u4ee5\u4e0a\u7684\u501f\u6b3e\u4eba\u4eba\u6578\u4e0a\u5347\u81f32.66%\uff0c\u6bd4\u53bb\u5e74\u540c\u671f\u589e\u52a0\u4e86\u8fd120%\u3002 \u70ba\u4ec0\u9ebc\u8d8a\u4f86\u8d8a\u591a\u7684\u4eba\u6c7d\u8eca\u8cb8\u6b3e\u9055\u7d04\uff1f National Financial Educators Council\u9996\u5e2d\u57f7\u884c\u5b98Vince Shorb\u8868\u793a\uff0c\u501f\u6b3e\u4eba\u9677\u5165\u56f0\u5883\u7684\u90e8\u5206\u539f\u56e0\u662f\u9ad8\u5229\u7387\u548c\u4e0d\u65b7\u589e\u52a0\u7684\u652f\u51fa\uff0c\u9019\u4f7f\u5f97\u8a31\u591a\u4eba\u5f88\u96e3\u53ca\u6642\u511f\u9084\u8cb8\u6b3e\u3002 \u300c\u73fe\u5728\u5f88\u591a\u4eba\u90fd\u8655\u65bc\u5e7e\u4e4e\u5165\u4e0d\u6577\u51fa\u7684\u5730\u6b65\uff0c\u300d\u4ed6\u8aaa\u3002\u300c\u4ed6\u5011\u88ab\u901a\u8ca8\u81a8\u8139\u6240\u56f0\u64fe\uff0c\u88ab\u5168\u9762\u52a0\u606f\u6240\u56f0\u64fe\u3002\u300d \u8a31\u591a\u6c7d\u8eca\u8cb8\u6b3e\u6a5f\u69cb\u63d0\u4f9b\u50b5\u52d9\u6e1b\u514d\u5c08\u6848\uff0c\u6e1b\u8f15\u5c0d\u9677\u5165\u56f0\u5883\u7684\u501f\u6b3e\u4eba\u7684\u5f71\u97ff-\u4f46\u95dc\u9375\u662f\u5728\u4f60\u7684\u8cb8\u6b3e\u9677\u5165\u56f0\u5883\u4e4b\u524d\u5c0b\u6c42\u5e6b\u52a9\u3002 \u6c7d\u8eca\u8cb8\u6b3e\u9055\u7d04\u6703\u767c\u751f\u4ec0\u9ebc\uff1f \u4f60\u8cb8\u6b3e\u9055\u7d04\u6642\uff0c\u610f\u5473\u8457\u4f60\u6c92\u6709\u6309\u7167\u8cb8\u6b3e\u689d\u6b3e\u6bcf\u6708\u5411\u8cb8\u6b3e\u4eba\u4ed8\u6b3e\u3002\u901a\u5e38\uff0c\u4e00\u500b\u5e33\u6236\u5728\u4e00\u6b21\u672a\u4ed8\u6b3e\u5f8c\u8b8a\u70ba\u62d6\u6b20\uff1b\u7136\u5f8c\uff0c\u572830\u523090\u5929\u672a\u4ed8\u6b3e\u5f8c\uff0c\u9032\u5165\u9055\u7d04\u72c0\u614b\uff0c\u5177\u9ad4\u53d6\u6c7a\u65bc\u8cb8\u6b3e\u4eba\u3002\u8acb\u6ce8\u610f\uff0c\u6c7d\u8eca\u8cb8\u6b3e\u6a5f\u69cb\u901a\u5e38\u5f9e\u4ed8\u6b3e\u5230\u671f\u65e5\u8d77\u63d0\u4f9b10\u81f315\u5929\u7684\u5bec\u9650\u671f\uff0c\u5728\u6b64\u671f\u9593\uff0c\u4f60\u4e0d\u6703\u88ab\u6536\u53d6\u6eef\u7d0d\u91d1\u6216\u56e0\u932f\u904e\u4ed8\u6b3e\u800c\u9762\u81e8\u5176\u4ed6\u5f8c\u679c\u3002 \u5982\u679c\u4f60\u6c7d\u8eca\u8cb8\u6b3e\u9055\u7d04\uff0c\u4ee5\u4e0b\u662f\u4f60\u53ef\u4ee5\u9810\u671f\u6703\u767c\u751f\u7684\u3002 \u00b7\u4f60\u5c07\u627f\u64d4\u6eef\u7d0d\u91d1 \u7576\u4f60\u932f\u904e\u6c7d\u8eca\u8cb8\u6b3e\u4ed8\u6b3e\u6216\u903e\u671f\u4ed8\u6b3e\u6642\uff0c\u901a\u5e38\u9700\u8981\u652f\u4ed8\u6eef\u7d0d\u91d1\u3002\u6eef\u7d0d\u91d1\u56e0\u8cb8\u6b3e\u4eba\u3001\u8cb8\u6b3e\u689d\u6b3e\u548c\u5dde\u800c\u7570\uff0c\u4f46\u5927\u591a\u6578\u8cb8\u6b3e\u4eba\u6536\u53d6\u932f\u904e\u6b3e\u9805\u76843%\u81f35%\uff0c\u621625\u81f350\u5143\u7684\u56fa\u5b9a\u8cbb\u7528\u3002\u6839\u64da\u4f60\u5c45\u4f4f\u7684\u5dde\uff0c\u53ef\u80fd\u6709\u6cd5\u5f8b\u9650\u5236\u8cb8\u6b3e\u4eba\u53ef\u4ee5\u6536\u53d6\u7684\u91d1\u984d\uff0c\u6216\u8005\u898f\u5b9a\u5728\u5411\u4f60\u6536\u53d6\u8cbb\u7528\u524d\u5fc5\u9808\u63d0\u4f9b\u7684\u5bec\u9650\u671f\u3002 \u4f60\u7684\u8cb8\u6b3e\u689d\u6b3e\u5c07\u5305\u62ec\u56e0\u903e\u671f\u6216\u672a\u4ed8\u6b3e\u800c\u6536\u53d6\u7684\u8cbb\u7528\u3002 \u00b7\u4f60\u7684\u4fe1\u7528\u8a55\u5206\u6703\u53d7\u5230\u5f71\u97ff \u591a\u6578\u8cb8\u6b3e\u4eba\u5728\u5230\u671f\u65e5\u8d7730\u5929\u5f8c\u5411\u4e09\u5927\u5f81\u4fe1\u6a5f\u69cb\u5831\u544a\u903e\u671f\u6216\u672a\u4ed8\u6b3e\uff0c\u56e0\u6b64\u4f60\u7684\u62d6\u6b20\u5c07\u8a18\u9304\u5728\u4fe1\u7528\u5831\u544a\u4e2d\u3002\u4ed8\u6b3e\u6b77\u53f2\u8a18\u9304\u662f\u6c7a\u5b9a\u4f60\u4fe1\u7528\u8a55\u5206\u7684\u6700\u91cd\u8981\u56e0\u7d20-\u5b83\u5360FICO\u8a55\u5206\u768435%\u3002\u4f60\u7684\u4fe1\u7528\u5831\u544a\u4e2d\u7684\u672a\u4ed8\u6b3e\u5c07\u5c0d\u4fe1\u7528\u8a55\u5206\u7522\u751f\u8ca0\u9762\u5f71\u97ff\u3002\u6b64\u5916\uff0c\u62d6\u6b20\u8a18\u9304\u53ef\u4ee5\u5728\u4f60\u7684\u4fe1\u7528\u5831\u544a\u4e2d\u4fdd\u7559\u4e03\u5e74\u3002 \u8f03\u4f4e\u7684\u4fe1\u7528\u8a55\u5206\u53ef\u80fd\u6703\u5f71\u97ff\u4f60\u5c07\u4f86\u7372\u5f97\u8cb8\u6b3e\u6216\u7372\u5f97\u8f03\u4f4e\u5229\u7387\u7684\u80fd\u529b\u3002 \u00b7\u4f60\u7684\u8eca\u53ef\u80fd\u6703\u88ab\u6536\u56de \u7576\u4f60\u7372\u5f97\u6c7d\u8eca\u8cb8\u6b3e\u6642\uff0c\u6c7d\u8eca\u6703\u4f5c\u70ba\u8cb8\u6b3e\u7684\u62b5\u62bc\u54c1\u3002\u9019\u610f\u5473\u8457\uff0c\u5982\u679c\u4f60\u8cb8\u6b3e\u9055\u7d04\uff0c\u4f60\u7684\u8eca\u8f1b\u53ef\u80fd\u6703\u88ab\u6536\u56de\u3002 \u4e00\u65e6\u4f60\u9055\u7d04\uff0c\u8cb8\u6b3e\u4eba\u53ef\u4ee5\u5728\u6c92\u6709\u8b66\u544a\u7684\u60c5\u6cc1\u4e0b\u6536\u56de\u4f60\u7684\u8eca\u8f1b\u3002\u8cb8\u6b3e\u4eba\u53ef\u4ee5\u5728\u50c5\u4e00\u6b21\u672a\u4ed8\u6b3e\u5f8c\u6536\u56de\u4f60\u7684\u8eca\u8f1b\uff0c\u4f46\u5927\u591a\u6578\u662f\u5728\u6c92\u6709\u4ed8\u6b3e\u6301\u7e8c90\u5929\u5f8c\u6536\u56de\u3002\u56de\u8cfc\u898f\u5247\u548c\u6642\u9593\u8868\u56e0\u8cb8\u6b3e\u4eba\u548c\u5dde\u6cd5\u5f8b\u800c\u7570\u3002 \u5728\u4f60\u7684\u6c7d\u8eca\u88ab\u6536\u56de\u5f8c\uff0c\u8cb8\u6b3e\u4eba\u53ef\u4ee5\u5c07\u5176\u51fa\u552e\u3002\u5982\u679c\u8cb8\u6b3e\u4eba\u4ee5\u4f4e\u65bc\u4f60\u6240\u6b20\u7684\u50f9\u683c\u51fa\u552e\u4f60\u7684\u6c7d\u8eca\uff0c\u4f60\u53ef\u80fd\u6703\u627f\u64d4\u5dee\u984d\uff0c\u4ee5\u53ca\u6536\u56de\u548c\u63d0\u524d\u7d42\u6b62\u5408\u540c\u7684\u8cbb\u7528\u3002 \u9664\u4e86\u672a\u511f\u9084\u8cb8\u6b3e\uff0c\u6c7d\u8eca\u6536\u56de\u4e5f\u6703\u640d\u5bb3\u4f60\u7684\u4fe1\u7528\u8a55\u5206\uff0c\u4e26\u5c07\u5728\u4f60\u7684\u5831\u544a\u4e2d\u4fdd\u7559\u4e03\u5e74\u3002 \u00b7\u4f60\u7684\u8cb8\u6b3e\u53ef\u80fd\u6703\u88ab\u9001\u5f80\u50ac\u6536\u6a5f\u69cb \u5982\u679c\u4f60\u7684\u8eca\u88ab\u6536\u56de\u5f8c\u4f60\u9084\u6b20\u8457\u9322\uff0c\u8cb8\u6b3e\u4eba\u53ef\u80fd\u6703\u628a\u4f60\u7684\u8cb8\u6b3e\u4ea4\u7d66\u50ac\u6536\u6a5f\u69cb\uff0c\u50ac\u6536\u6a5f\u69cb\u6703\u8a66\u5716\u6536\u56de\u4f60\u7684\u6b20\u6b3e\u3002\u4f60\u53ef\u80fd\u6703\u6536\u5230\u96fb\u5b50\u90f5\u4ef6\u3001\u96fb\u8a71\u548c\u4fe1\u4ef6\uff0c\u76f4\u5230\u4f60\u652f\u4ed8\u672a\u4ed8\u9918\u984d\u3002\u5728\u6975\u5c11\u6578\u60c5\u6cc1\u4e0b\uff0c\u4f60\u7684\u8cb8\u6b3e\u4eba\u4e5f\u53ef\u4ee5\u5c31\u4f60\u6240\u6b20\u7684\u91d1\u984d\u8d77\u8a34\u4f60\u3002 \u8207\u6536\u56de\u6c7d\u8eca\u4e00\u6a23\uff0c\u50ac\u6536\u5c07\u5728\u4f60\u7684\u4fe1\u7528\u5831\u544a\u4e2d\u4fdd\u7559\u4e03\u5e74\uff0c\u4e26\u53ef\u80fd\u5f71\u97ff\u4f60\u4ee5\u5f8c\u7372\u5f97\u8cb8\u6b3e\u7684\u80fd\u529b\u3002 \u5982\u679c\u9084\u6b3e\u56f0\u96e3\u8a72\u600e\u9ebc\u8fa6 \u5982\u679c\u4f60\u56e0\u70ba\u56f0\u96e3\u800c\u7121\u6cd5\u652f\u4ed8\u6c7d\u8eca\u8cb8\u6b3e\uff0c\u53ef\u4ee5\u8003\u616e\u6c42\u52a9\u65bc\u6c7d\u8eca\u8cb8\u6b3e\u89e3\u56f0\u5c08\u6848\u3002\u591a\u6578\u8cb8\u6b3e\u4eba\u4ee5\u5ef6\u671f\u9084\u6b3e\u3001\u9084\u6b3e\u8a08\u756b\u7b49\u5f62\u5f0f\u63d0\u4f9b\u63f4\u52a9\u3002 Shorb\u8868\u793a\uff0c\u8cb8\u6b3e\u4eba\u5e0c\u671b\u6536\u56de\u6b20\u6b3e\uff0c\u56e0\u6b64\u5982\u679c\u501f\u6b3e\u4eba\u63d0\u524d\u6e9d\u901a\uff0c\u4ed6\u5011\u9858\u610f\u8207\u501f\u6b3e\u4eba\u5408\u4f5c\u3002 Shorb\u5728\u8ac7\u5230\u8271\u96e3\u6642\u671f\u7684\u501f\u6b3e\u4eba\u6642\u8868\u793a\uff1a\u300c\u6211\u5011\u6240\u770b\u5230\u7684\u662f\uff0c\u4eba\u5011\u7a4d\u6975\u4e3b\u52d5\u5730\u8207\u8cb8\u6b3e\u4eba\u8a0e\u8ad6\u6642\uff0c\u6210\u529f\u6a5f\u6703\u66f4\u5927\u3002\u300d","rel":"","context":"In &quot;\u5730\u65b9\u65b0\u805e&quot;","block_context":{"text":"\u5730\u65b9\u65b0\u805e","link":"https:\/\/newsforchinese.com\/v3\/category\/local\/"},"img":{"alt_text":"","src":"https:\/\/i0.wp.com\/newsforchinese.com\/v3\/wp-content\/uploads\/2024\/04\/car-loan.jpg?resize=350%2C200&ssl=1","width":350,"height":200,"srcset":"https:\/\/i0.wp.com\/newsforchinese.com\/v3\/wp-content\/uploads\/2024\/04\/car-loan.jpg?resize=350%2C200&ssl=1 1x, https:\/\/i0.wp.com\/newsforchinese.com\/v3\/wp-content\/uploads\/2024\/04\/car-loan.jpg?resize=525%2C300&ssl=1 1.5x"},"classes":[]},{"id":284522,"url":"https:\/\/newsforchinese.com\/v3\/2025\/10\/16\/9%e6%9c%88%e6%96%b0%e8%bb%8a%e8%b3%bc%e8%b2%b7%e5%9d%87%e5%83%b9%e7%aa%81%e7%a0%b45%e8%90%ac%e5%85%83\/","url_meta":{"origin":173788,"position":5},"title":"9\u6708\u65b0\u8eca\u8cfc\u8cb7\u5747\u50f9\u7a81\u78345\u842c\u5143","author":"Yingying","date":"October 16, 2025","format":false,"excerpt":"\u4e00\u8f1b\u65b0\u8eca\u73fe\u5728\u82b1\u8cbb\u4f60\u8d855\u842c\u5143\u3002\u9019\u662f\u4e00\u500b\u91cc\u7a0b\u7891\uff0c\u7a81\u986f\u4e86\u570b\u5167\u4e0d\u65b7\u64f4\u5927\u7684\u7d93\u6fdf\u5dee\u8ddd\u3002 https:\/\/youtube.com\/shorts\/QkZIfC_YjoI?si=1hWmM3SXByJWksPb \u6839\u64daCox Automotive\u2019s Kelley Blue Book\uff0c9\u6708\u65b0\u8eca\u8cfc\u8cb7\u8005\u5e73\u5747\u652f\u4ed850080\u5143\uff0c\u9019\u662f5\u842c\u5143\u9580\u6abb\u9996\u6b21\u88ab\u7a81\u7834\u3002 \u4e0a\u500b\u6708\u7684\u5275\u7d00\u9304\u5e73\u5747\u4ea4\u6613\u50f9\u683c\u6bd4\u4e00\u5e74\u524d\u9ad83.6%\uff0c\u5176\u4e2d\u8c6a\u8eca\u8cb7\u5bb6\u63a8\u52d5\u5927\u90e8\u5206\u6f32\u5e45\u3002 Cox Automotive\u57f7\u884c\u5206\u6790\u5e2bErin Keating\u5728\u4e00\u4efd\u8072\u660e\u4e2d\u8868\u793a\uff1a\u300c\u4eca\u5929\u6c7d\u8eca\u5e02\u5834\u7531\u5bcc\u88d5\u5bb6\u5ead\u63a8\u52d5\uff0c\u4ed6\u5011\u6709\u8cc7\u91d1\u548c\u826f\u597d\u8cb8\u6b3e\u5229\u7387\uff0c\u652f\u6490\u8457\u9ad8\u7aef\u5e02\u5834\u3002\u300d \u9ad8\u6602\u95dc\u7a05\u548c\u5927\u91cf\u65b0\u96fb\u52d5\u6c7d\u8eca\u8cb7\u5bb6\u722d\u76f8\u7533\u8acb\u5373\u5c07\u5230\u671f\u7684\u7a05\u6536\u62b5\u514d\u4e5f\u63a8\u52d5\u9019\u4e00\u589e\u9577\u3002Kelley Blue Book\u7a31\uff0c\u4e0a\u500b\u6708\uff0c\u96fb\u52d5\u6c7d\u8eca\u5e73\u5747\u552e\u50f958124\u5143\u3002 \u65b0\u8eca\u6578\u64da\u53cd\u6620\u6574\u500b\u7d93\u6fdf\u66f4\u5ee3\u6cdb\u8da8\u52e2\uff0c\u9ad8\u6536\u5165\u8005\u5728\u6d88\u8cbb\u8005\u652f\u51fa\u4e2d\u6240\u5360\u4efd\u984d\u8d8a\u4f86\u8d8a\u5927\u3002\u6839\u64da\u6700\u8fd1\u4e00\u4efd\u5831\u544a\uff0c\u627f\u64d4\u7e3d\u652f\u51fa\u768449.2%\u7531\u6536\u5165\u5206\u914d\u524d10%\u7684\u6d88\u8cbb\u8005\u5b8c\u6210\u3002 \u8207\u6b64\u540c\u6642\uff0c\u8a31\u591a\u666e\u901a\u7f8e\u570b\u4eba\u6b63\u52aa\u529b\u5c0b\u627e\u8cb7\u5f97\u8d77\u7684\u65b0\u8eca\u3002 \u00a0Keating\u8aaa\uff1a\u300c2\u842c\u5143\u6c7d\u8eca\u73fe\u5728\u57fa\u672c\u5df2\u7d55\u8de1\uff0c\u8a31\u591a\u6ce8\u91cd\u50f9\u683c\u7684\u8cb7\u5bb6\u88ab\u908a\u7de3\u5316\uff0c\u6216\u8005\u5728\u4e8c\u624b\u8eca\u5e02\u5834\u4e0a\u5f98\u5f8a\u3002\u300d\u6c7d\u8eca\u50f9\u683c\u4e0a\u6f32\u4e0d\u662f\u65b0\u4e8b\uff0c\u4f46\u8d8a\u4f86\u8d8a\u591a\u8b49\u64da\u8868\u660e\uff0c\u6d88\u8cbb\u8005\u958b\u59cb\u611f\u53d7\u5230\u6c7d\u8eca\u50b5\u52d9\u7684\u58d3\u529b\u3002 Edmunds\u8868\u793a\uff0c\u4e0a\u500b\u5b63\u5ea6\uff0c28%\u65b0\u8eca\u6298\u50f9\u4ea4\u6613\u8655\u65bc\u8667\u640d\u72c0\u614b\uff0c\u610f\u5473\u8457\u9019\u4e9b\u6c7d\u8eca\u7684\u50f9\u503c\u4f4e\u65bc\u6b20\u6b3e\u3002\u5012\u7f6e\u8cb8\u6b3e\u7684\u501f\u6b3e\u4eba\u7684\u6b20\u6b3e\u6bd4\u4ee5\u5f80\u4efb\u4f55\u6642\u5019\u90fd\u591a\uff0c\u5e73\u5747\u6b20\u6b3e6905\u5143\u3002 Edmunds\u6578\u64da\u986f\u793a\uff0c\u65b0\u8eca\u8cfc\u8cb7\u8005\u4e5f\u7372\u5f97\u66f4\u5927\u8cb8\u6b3e-\u4e0a\u500b\u5b63\u5ea6\u5e73\u5747\u878d\u8cc742647\u5143\uff0c\u800c\u5e73\u5747\u9996\u4ed8\u5df2\u964d\u81f3\u8fd1\u56db\u5e74\u6700\u4f4e\u6c34\u6e96\u3002 \u66f4\u591a\u501f\u6b3e\u4eba\u62d6\u6b20\u9084\u6b3e\u3002 Fitch Ratings\u6578\u64da\u986f\u793a\uff0c\u4eca\u5e74\u903e\u671f60\u5929\u6216\u4ee5\u4e0a\u7684\u6b21\u7d1a\u6c7d\u8eca\u8cb8\u6b3e\u6bd4\u4f8b\u8d856%\uff0c\u5275\u6b77\u53f2\u65b0\u9ad8\u3002 Keating\u6307\u51fa\u5168\u570b\u6700\u66a2\u92b7\u6c7d\u8eca\u662fFord\u00a0\u76ae\u5361\uff0c\u901a\u5e38\u552e\u50f9\u57286.5\u842c\u5143\u4ee5\u4e0a\u3002","rel":"","context":"In &quot;\u5730\u65b9\u65b0\u805e&quot;","block_context":{"text":"\u5730\u65b9\u65b0\u805e","link":"https:\/\/newsforchinese.com\/v3\/category\/local\/"},"img":{"alt_text":"","src":"https:\/\/i0.wp.com\/newsforchinese.com\/v3\/wp-content\/uploads\/2021\/05\/car-dealership.jpg?resize=350%2C200&ssl=1","width":350,"height":200,"srcset":"https:\/\/i0.wp.com\/newsforchinese.com\/v3\/wp-content\/uploads\/2021\/05\/car-dealership.jpg?resize=350%2C200&ssl=1 1x, https:\/\/i0.wp.com\/newsforchinese.com\/v3\/wp-content\/uploads\/2021\/05\/car-dealership.jpg?resize=525%2C300&ssl=1 1.5x"},"classes":[]}],"jetpack_sharing_enabled":true,"_links":{"self":[{"href":"https:\/\/newsforchinese.com\/v3\/wp-json\/wp\/v2\/posts\/173788","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/newsforchinese.com\/v3\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/newsforchinese.com\/v3\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/newsforchinese.com\/v3\/wp-json\/wp\/v2\/users\/1001022"}],"replies":[{"embeddable":true,"href":"https:\/\/newsforchinese.com\/v3\/wp-json\/wp\/v2\/comments?post=173788"}],"version-history":[{"count":1,"href":"https:\/\/newsforchinese.com\/v3\/wp-json\/wp\/v2\/posts\/173788\/revisions"}],"predecessor-version":[{"id":173789,"href":"https:\/\/newsforchinese.com\/v3\/wp-json\/wp\/v2\/posts\/173788\/revisions\/173789"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/newsforchinese.com\/v3\/wp-json\/wp\/v2\/media\/163509"}],"wp:attachment":[{"href":"https:\/\/newsforchinese.com\/v3\/wp-json\/wp\/v2\/media?parent=173788"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/newsforchinese.com\/v3\/wp-json\/wp\/v2\/categories?post=173788"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/newsforchinese.com\/v3\/wp-json\/wp\/v2\/tags?post=173788"},{"taxonomy":"series","embeddable":true,"href":"https:\/\/newsforchinese.com\/v3\/wp-json\/wp\/v2\/series?post=173788"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}