{"id":163289,"date":"2018-10-29T20:26:33","date_gmt":"2018-10-30T03:26:33","guid":{"rendered":"http:\/\/old.newsforchinese.com\/v3\/?p=163289"},"modified":"2018-10-30T13:03:03","modified_gmt":"2018-10-30T20:03:03","slug":"%e6%98%8c%e7%9b%9b%e6%8a%95%e8%b3%87%e8%88%89%e8%be%a6%e7%b2%be%e5%bd%a9%e4%ba%ba%e7%94%9f%ef%bc%8c%e9%80%80%e4%bc%91%e7%9c%81%e7%a8%85%e8%ac%9b%e5%ba%a7","status":"publish","type":"post","link":"https:\/\/newsforchinese.com\/v3\/2018\/10\/29\/%e6%98%8c%e7%9b%9b%e6%8a%95%e8%b3%87%e8%88%89%e8%be%a6%e7%b2%be%e5%bd%a9%e4%ba%ba%e7%94%9f%ef%bc%8c%e9%80%80%e4%bc%91%e7%9c%81%e7%a8%85%e8%ac%9b%e5%ba%a7\/","title":{"rendered":"\u660c\u76db\u6295\u8cc7\u8209\u8fa6\u7cbe\u5f69\u4eba\u751f\uff0c\u9000\u4f11\u7701\u7a05\u8b1b\u5ea7"},"content":{"rendered":"<div>\u7f8e\u570b\u662f\u4e00\u500b\u5341\u8db3\u7684\u5546\u696d\u793e\u6703\uff0c<wbr 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\/>\u4f86\u898f\u5283\u4f01\u696d\u4e4b\u7d93\u6fdf\u6d3b\u52d5\u53ca\u500b\u4eba\u4e4b\u6295\u8cc7\u7406\u8ca1\uff0c\u505a\u5230\u4f7f\u5176\u6574\u9ad4\u4ed8\u7a05\u6700\u4f4e\uff0c<wbr \/>\u7a05\u5f8c\u5be6\u8cea\u5229\u76ca\u6700\u5927\u3002<\/div>\n<div><\/div>\n<div>\u6b64\u5916\u4e2d\u570b\u4eba\u6709\u53e5\u53e4\u8a71\uff1a\u5bcc\u4e0d\u904e\u4e09\u4ee3\u3002<wbr \/>\u5f8c\u4eba\u7531\u65bc\u592a\u5bb9\u6613\u5f97\u5230\u5148\u4eba\u7684\u8ca1\u5bcc\uff0c\u4e0d\u61c2\u5f97\u73cd\u60dc\uff0c\u63ee\u970d\u7121\u5ea6\uff0c<wbr \/>\u7e31\u4f7f\u5bb6\u8ca1\u842c\u8cab\uff0c\u6700\u7d42\u843d\u5f97\u6158\u6de1\u6536\u5834\u3002\u6240\u4ee5\uff0c<wbr \/>\u5c07\u5de8\u984d\u8ca1\u5bcc\u4e00\u7b46\u904e\u7559\u7d66\u5f8c\u4eba\u4e0d\u898b\u5f97\u662f\u4e00\u4ef6\u597d\u4e8b\u3002\u5728\u7f8e\u570b\uff0c<wbr \/>\u4e00\u4e9b\u5bb6\u65cf\u4f01\u696d\u6b77\u7d93\u767e\u5e74\u800c\u4e0d\u8870\uff0c<wbr \/>\u4e3b\u8981\u539f\u56e0\u662f\u5229\u7528\u4e86\u4e00\u4e9b\u5236\u5ea6\u5316\u7684\u69cb\u67b6\u4f86\u9032\u884c\u8ca1\u5bcc\u8f49\u79fb\uff0c<wbr \/>\u59d4\u8a17\u6709\u80fd\u529b\u7684\u8077\u696d\u7d93\u7406\u4eba\u6216\u5c08\u696d\u6a5f\u69cb\u4f86\u7ba1\u7406\u5bb6\u65cf\u8ca1\u7522\uff0c<wbr \/>\u5b50\u5973\u5247\u901a\u904e\u53d7\u76ca\u6b0a\u4f86\u4eab\u6709\u8ca1\u5bcc\u5e36\u4f86\u7684\u5229\u76ca\u3002\u6240\u4ee5\u5e0c\u671b\u80fd\u591f\u5b88\u4f4f\u8d22\u5bcc\uff0c<wbr \/>\u5c31\u5fc5\u9808\u5b78\u6703\u907a\u7522\u898f\u5283\u3002<\/div>\n<div><\/div>\n<div><b>\u60a8\u4e00\u751f\u8f9b\u82e6\u8cfa\u9322\uff0c\u5982\u679c\u6c92\u6709\u4fdd\u969c\u8ca1\u5bcc\u5c31\u662f\u767d\u5fd9\u4e00\u751f\uff01\u600e\u6a23\u53ef\u4ee5\uff02<wbr \/>\u5bcc\u904e\u4e09\u4ee3\u3001\u4ee3\u4ee3\u660c\u76db\uff02\uff1f<\/b><\/div>\n<div><b>\u00a0<\/b><\/div>\n<div>\u8aa0\u9080\u60a8\u53c3\u52a0\u7531\u660c\u76db\u6295\u8cc7\u5718\u968a\u5728Fremont \u548cSan Jose\u6240\u8209\u8fa6\u7684<strong>\u7cbe\u5f69\u4eba\u751f\u4e0b\u534a\u5834\uff0c\u9000\u4f11\u7701\u7a05\u65e9\u898f\u5283 \uff0c\u907a\u7522\u4fe1\u8a17\u4fdd\u5e73\u5b89\uff0c\u5bcc\u904e\u4e09\u4ee3\u6c38<span style=\"color: #ff0000;\">\u660c\u76db\u00a0<\/span><\/strong>\u514d\u8cbb\u8b1b\u5ea7\uff01<\/div>\n<ul>\n<li>\u516c\u53f8\u8001\u95c6\u600e\u6a23\u6709\u65b9\u6253\u9020\u7701\u7a0e\u514d\u7a05\u9000\u4f11\u6536\u5165\uff0c\u7528\u516c\u53f8\u7684\u5229\u6f64\u958b\u8a2d Defined Benefit Plan, 401K, Pension, Sep IRA \u548c Simple IRA \u8a08\u5283\uff1f<\/li>\n<li>\u600e\u6a23\u904b\u7528\uff02\u8a8d\u8b49\u3001\u751f\u524d\u4fe1\u8a17\uff0c\u6148\u5584\u57fa\u91d1\u6703\uff02\u7b49\u907a\u7522\u898f\u5283\uff0c<wbr \/>\u4fdd\u8b77\u5bb6\u65cf\u8cc7\u7522\uff0c\u6e1b\u4f4e\u907a\u7522\u8ce6\u7a05\uff0c\u500d\u589e\u8ca1\u7522\u898f\u6a21\uff01\u8b93\u60a8\u7684\u8ca1\u5bcc\u50b3\u627f\uff0c<wbr \/>\u4ee3\u4ee3\u660c\u76db\uff01<\/li>\n<li>\u60a8\u9000\u4f11\u6642\u6240\u95dc\u5fc3\u7684\u8ca1\u52d9\u6311\u6230\uff1f\u5e74\u91d1\u662f\u4ec0\u9ebc\u3001\u5e74\u91d1\u7684\u5229\u5f0a\u548c\u7528\u9014\u3001<wbr \/>\u9ad8\u6536\u5165\u548c\u81ea\u50f1\u8005\u600e\u6a23\u9078\u64c7\u5ef6\u7a05\u514d\u7a0e\u7684\u7d42\u751f\u6536\u5165\u9000\u4f11\u898f\u5283\uff1f<\/li>\n<li>\u50b3\u7d71\u4e00\u4eba\u4fdd\u55ae\u548c\u73fe\u4ee3\u5169\u4eba\u5408\u8cb7\u4e00\u4efd\u4fdd\u55ae\u7684\u9577\u671f\u8b77\u7406\u5b70\u512a\u5b70\u52a3\uff1f<wbr \/>\u600e\u6a23\u8b93\u81ea\u5df1\u4eab\u53d7\u4e00\u500b\u5b89\u5fc3\u7121\u6182\uff0c\u6d3b\u5f97\u66f4\u6709\u5c0a\u56b4\u7684\u9000\u4f11\u751f\u6d3b\uff1f<\/li>\n<\/ul>\n<div>\u00a0 \u00a0 \u00a0\u660c\u76db\u6295\u8cc7\u662f\u4e00\u5bb6\u5168\u65b9\u4f4d\u91d1\u878d\u670d\u52d9\u516c\u53f8\uff0c\u670d\u52d9\u7bc4\u570d\u5305\u62ec\u7406\u8ca1\u898f\u5283\u3001<wbr \/>\u5546\u696d\u623f\u5730\u7522\u623f\u6295\u8cc7\u8207\u7ba1\u7406\u3001\u80a1\u7968\u50b5\u5238\u6295\u8cc7\u8207\u7ba1\u7406\u3001\u4f01\u696d\u6295\u8cc7\u8aee\u8a62\u3002<wbr \/>\u8cc7\u6df1\u6295\u8cc7\u5c08\u5bb6 \u65bd\u9d3b\u6069\u5148\u751f\u7562\u696d\u65bc\u67cf\u514b\u840a\u52a0\u5927, 19\u5e74\u6295\u8cc7\u7406\u8ca1, \u623f\u5730\u7522, \u5546\u696d\u5730\u7522, \u69ae\u7372\u591a\u9805\u512a\u79c0\u6210\u5c31\u734e. \u6295\u8cc7\u7406\u8ca1\u7d93\u9a57\u8c50\u5bcc\uff0c\u65b9\u6cd5\u5177\u9ad4\u3001\u8a73\u5be6\u3001\u5c08\u696d\uff0c<wbr \/>\u4e00\u5b9a\u6703\u5e6b\u52a9\u60a8\u627e\u5230\u6700\u4f73\u7b56\u7565\u3002<\/div>\n<div><\/div>\n<div>\u00a0 \u00a0 \u76ee\u524d\uff0c\u5e74\u91d1\u53c8\u6709\u5229\u597d\u6d88\u606f\uff0c\u958b\u6236\u5373\u900122% \u7d05\u5229\u548c\u5229\u6f64\u52a0\u900150% \u6536\u76ca\u7684\u7d42\u751f\u6536\u5165\u5e74\u91d1\uff0c\u958b\u6236\u5373\u900115%\u7684\u7d05\u5229\u3001\u548c\u6bce\u5e74\u6709\u56fa\u5b9a10%<wbr \/>\u55ae\u5229\u5229\u606f\u7684\u7d42\u751f\u6536\u5165\u5e74\u91d1<\/div>\n<div>\u6b32\u77e5\u4ee5\u4e0a\u7522\u54c1\u8a73\u7d30\uff0c\u662f\u5426\u9069\u5408\u60a8\uff0c\u8acb\u901f\u8207\u6211\u5011\u806f\u7e6b\uff01<\/div>\n<div><\/div>\n<div>\n<div><\/div>\n<div><\/div>\n<div>\u2014\u2014\u2014 12\u67081\u65e5\uff0c2\u65e5\u514d\u8cbb\u8b1b\u5ea7 \u2014\u2014\u2014<\/div>\n<ol>\n<li>\u60a8\u9000\u4f11\u7684\u65e5\u5b50\uff0c\u5132\u84c4\u7684\u9322\u8db3\u5920\u7528\u55ce\uff1f<\/li>\n<li>\u60a8\u5e74\u9577\u7684\u6642\u5019\uff0c\u6709\u75c5\u6642\u8ab0\u6703\u7167\u9867\u60a8\uff1f<\/li>\n<li>\u60a8\u8f9b\u82e6\u8cfa\u7684\u9322\uff0c\u600e\u9ebc\u7701\u7a05\u7d66\u81ea\u5df1\u7528\uff1f<\/li>\n<li>\u60a8\u7d2f\u7a4d\u7684\u8ca1\u5bcc\uff0c\u600e\u6a23\u4ee3\u4ee3\u50b3\u627f\u589e\u9577\uff1f<\/li>\n<\/ol>\n<\/div>\n<div><\/div>\n<div>\u660c\u76db\u6295\u8cc712\u6708\u5c07\u6709\u5169\u5929\u514d\u8cbb\u8b1b\u5ea7\uff0c\u65e5\u671f\u53ca\u6642\u9593\u5730\u9ede\uff1a<\/div>\n<div><\/div>\n<div><u>12\u67081<\/u>\u00a0<u>\u65e5\u661f\u671f\u516d ,\u4e0b\u5348 2:00<\/u>-4:00<\/div>\n<div><u>39510 Paseo Padre Pkwy, #290, Fremont<\/u>,<\/div>\n<div><\/div>\n<div><u>12\u67082\u65e5\u661f\u671f\u5929<\/u>\u00a0\u00a0<u>\u4e0b\u5348<\/u>\u00a0\u00a0<u>2:00-<\/u>4:00<\/div>\n<div><u>4340 Stevens Creek Blvd.,#250, San Jose<\/u><\/div>\n<div>\u8b1b\u54e1\uff1a\u8cc7\u6df1\u8a3b\u518a\u7406\u8ca1\u5e2b CFP \u5f35\u4f69\u65fb\u5973\u58eb\uff0c\u8cc7\u6df1\u6295\u8cc7\u5c08\u5bb6 \u65bd\u9d3b\u6069\u5148\u751f<\/div>\n<div><\/div>\n<div>\u6b32\u77e5\u8a73\u60c5\uff0c\u5831\u540d\u5f9e\u901f\uff01\u8acb\u96fb\uff1a<u>877-770-1628<\/u>\u00a0510-499-8286<\/div>\n<div><u><a href=\"http:\/\/www.proshalom.com\/\" target=\"_blank\" rel=\"noopener\" data-saferedirecturl=\"https:\/\/www.google.com\/url?q=http:\/\/www.ProShalom.com&amp;source=gmail&amp;ust=1540952269126000&amp;usg=AFQjCNGYaDnX8OVGfUQUPi2E7UAUYsU4AA\">www.ProShalom.com<\/a><\/u><\/div>\n<div><\/div>\n<div>\u5ea7\u4f4d\u6709\u9650\uff0c\u5a49\u8b1d\u7406\u8ca1\u76f8\u95dc\u5c08\u696d\u4eba\u58eb\u4eba\u58eb\u53c3\u52a0\uff0c\u656c\u8acb\u898b\u8ad2\uff01<\/div>\n<div><\/div>\n<div>\n<ul>\n<li>\u8aa0\u9080\u53ef\u9760\u5c08\u696d\u7d93\u9a57\u7684\u670b\u53cb\u52a0\u5165\u6211\u5011\u660c\u76db\u5718\u968a\uff0c\u517c\u8077\u5168\u8077\u5747\u53ef\uff01<\/li>\n<li>\u958b\u6237\u5373\u900122% \u7684\u7d05\u5229\u3001\u548c\u5229\u6f64\u52a0\u900150% \u6536\u76ca\u7684\u7d42\u751f\u6536\u5165\u5e74\u91d1<\/li>\n<li>&#xfe0f;\u958b\u6237\u5373\u900115%\u7684\u7d05\u5229\u3001\u548c\u6bce\u5e74\u6709\u56fa\u5b9a10%<wbr 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Jenny Chang, EA, MBA \u00a0 \u5353\u8d8a\u570b\u969b\u7a05\u52d9&\u8ca1\u5bcc\u7ba1\u7406\u96c6\u5718\u526f\u7e3d\u88c1 \u69ae\u7372NLG2014,\u200b2015,\u200b2016\u5168\u7f8e\u7b2c\u4e00[\u4e09\u9023\u51a0\u3011 \u200b\u200b\u87ec\u806f\u767e\u842c\u5713\u684cMDRT-Top of the Table\u9802\u5c16\u9867\u554f KTSF26[\u5353\u8d8a\u4eba\u751f\u8ca1\u7a05\u89e3\u78bc\u3011\u8ca1\u7d93\u96fb\u8996\u4e3b\u8b1b\u4eba \u9810\u7d04\u96fb\u8a71\uff1a \u200b1-877-253-8288 \u96fb\u90f5\uff1aJenny@EliteWealths.com\u200b\u200b","rel":"","context":"In &quot;\u7406\u8ca1\u6295\u8cc7&quot;","block_context":{"text":"\u7406\u8ca1\u6295\u8cc7","link":"https:\/\/newsforchinese.com\/v3\/category\/money\/"},"img":{"alt_text":"","src":"https:\/\/i0.wp.com\/newsforchinese.com\/v3\/wp-content\/uploads\/2017\/04\/tax-1.jpg?resize=350%2C200&ssl=1","width":350,"height":200,"srcset":"https:\/\/i0.wp.com\/newsforchinese.com\/v3\/wp-content\/uploads\/2017\/04\/tax-1.jpg?resize=350%2C200&ssl=1 1x, 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2016","format":false,"excerpt":"\u5728\u7f8e\u570b\u751f\u6d3b\u7684\u83ef\u4eba\uff0c\u5c24\u5176\u662f\u505a\u751f\u610f\u7684\u670b\u53cb\u5011\uff0c\u5728\uff12\uff10\uff11\uff16\u5e74\u751f\u610f\u505a\u5f97\u6210\u529f\u548c\u76c8\u5229\u7684\u8a71\uff0c\u4ea6\u61c9\u8d81\u672c\u5e74\u6700\u5f8c\u4e00\u500b\u5b63\u5ea6\uff0c\u8a8d\u771f\u82b1\u4e00\u4e9b\u6642\u9593\u4f86\uff0c\u601d\u8003\u662f\u5426\u53ef\u70ba\u500b\u4eba\u548c\u516c\u53f8\u4f5c\u6709\u6548\u7684\u7701\u7a05\u7b56\u7565\u3002 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\u5bcc\u90a6\u6295\u8d44\u7684\u5275\u8fa6\u4eba\uff0cRegistered Investment Advisor\u8a3b\u518a\u6295\u8cc7\u9867\u554fAlfred Chan\u9673\u555f\u5149\u5148\u751f\uff0c\u64c1\u6709\u5341\u591a\u5e74\u6295\u8cc7\u7406\u8ca1\u7684\u5c08\u696d\u548c\u7d93\u9a57\u3002\u5728\u7063\u5340\u6709\u4e09\u9593\u8fa6\u516c\u5ba4\uff0c\u5206\u4f48Burlingame (\u7e3d\u516c\u53f8), San Francisco, Oakland, \u00a0\u5229\u4fbf\u7d04\u8ac7\u3002\u505a\u751f\u610f\u53c8\u8cfa\u9322\u7684\u8001\u95c6\u5011\uff0c\u60f3\u77ad\u89e3\u4e0d\u540c\u985e\u578b\u7684\u7701\u7a05\u7b56\u7565\uff0c\u4ee5\u53ca\u767e\u4efd\u767e\u514d\u7a05\u63d0\u53d6\u7684\u898f\u5283\u3002\u6b61\u8fce\u81f4\u96fb\u5bcc\u90a6\u6295\u8d44\uff0c\u96fb\u8a71\uff1a1-888-991-3833 \u5b89\u6392\u7d04\u8ac7\u3002\u5bcc\u90a6\u7406\u8ca1\u6703\u70ba\u4f60\u548c\u4f60\u516c\u53f8\uff0c\u5ea6\u8eab\u8a02\u9020\u5408\u9069\u4f60\u548c\u4f60\u516c\u53f8\u7684\u7701\u7a05\u898f\u5283\u3002","rel":"","context":"In &quot;\u7406\u8ca1\u6295\u8cc7&quot;","block_context":{"text":"\u7406\u8ca1\u6295\u8cc7","link":"https:\/\/newsforchinese.com\/v3\/category\/money\/"},"img":{"alt_text":"","src":"https:\/\/i0.wp.com\/newsforchinese.com\/v3\/wp-content\/uploads\/2016\/11\/money.jpg?resize=350%2C200&ssl=1","width":350,"height":200,"srcset":"https:\/\/i0.wp.com\/newsforchinese.com\/v3\/wp-content\/uploads\/2016\/11\/money.jpg?resize=350%2C200&ssl=1 1x, https:\/\/i0.wp.com\/newsforchinese.com\/v3\/wp-content\/uploads\/2016\/11\/money.jpg?resize=525%2C300&ssl=1 1.5x"},"classes":[]},{"id":130843,"url":"https:\/\/newsforchinese.com\/v3\/2016\/12\/28\/%e6%ad%b2%e6%9c%ab%e7%a8%85%e5%8b%99%e5%83%85%e5%89%a93%e5%a4%a9\/","url_meta":{"origin":163289,"position":2},"title":"\u6b72\u672b\u7a05\u52d9\u50c5\u52693\u5929","author":"Raymond","date":"December 28, 2016","format":false,"excerpt":"\u5728\u7063\u5340\u5275\u696d\u6253\u62fc\u7684\u83ef\u4eba\u670b\u53cb\u6191\u85c9\u81ea\u5df1\u7684\u8070\u660e\u624d\u667a\uff0c\u4e0d\u50c5\u7cbe\u719f\u751f\u610f\u4e4b\u9053\uff0c\u66f4\u52a0\u4e0a\u611b\u62fc\u624d\u6703\u8d0f\u7684\u62fc\u640f\u7cbe\u795e\uff0c\u77fd\u8c37\u6210\u529f\u5546\u696d\u4eba\u58eb\u7684\u6848\u4f8b\u6bd4\u6bd4\u7686\u662f! \u8a31\u591a\u6210\u529f\u7684\u5c0f\u578b\u696d\u4e3b\uff0c\u5305\u62ec\u91ab\u751f, \u5f8b\u5e2b\uff0c\u7259\u91ab, \u9ad8\u6536\u5165\u623f\u5730\u7522\u7d93\u7d00\uff0c\u6703\u8a08\u5e2b\u7b49\u5404\u884c\u5404\u696d\u7684\u5c08\u7cbe\u4eba\u58eb\uff0c\u5982\u679c\u60a8\u80fd\u5728\u65b0\u5e74\u5047\u671f\u767e\u5fd9\u4e2d\u768412\u670831\u65e5\u524d\u82b1\u4e00\u9ede\u9ede\u6642\u9593\u505a\u4e00\u9ede\u5e6b\u81ea\u5df1\u5408\u6cd5\u5ef6\u7a05\u7684\u90a3\u9ede\u4e8b\u5152\uff0c\u90a3\u9ebc\u660e\u5e744\u6708\u5831\u7a05\u5b63\u5c31\u6c92\u90a3\u9ebc\u982d\u75bc\u548c\u5f8c\u6094\uff01 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\u7f8e\u570b\u7a05\u6cd5\u5c0d\u5404\u985e\u9000\u4f11\u91d1\u8a08\u5283\u90fd\u6709\u4e00\u5b9a\u7684\u512a\u60e0\u653f\u7b56\uff0c\u516c\u53f8\u4f01\u696d\u8cc7\u52a9\u7684\u9000\u4f11\u91d1\u662f\u53ef\u4ee5\u4f5c\u70ba\u4f01\u696d\u7684\u71df\u904b\u6210\u672c\u80fd100%\u7684\u62b5\u6e1b\u6536\u5165\uff0c\u4e0d\u4f46\u964d\u4f4e\u6240\u5f97\u7a05\u7387\u5c0d\u6709\u4e9b\u5c0f\u578b\u4f01\u696d\u53ef\u4ee5\u5927\u5e45\u964d\u4f4e\u7a05\u6b3e\uff0c\u751a\u81f3\u6709\u4e9b\u60c5\u6cc1\u53ef\u4ee5\u514d\u4ea4\u7a05\uff0c\u4f46\u5fc5\u9808\u8981\u5b8c\u5168\u7b26\u5408\u653f\u5e9c\u7a05\u6cd5\u898f\u5b9a\uff0c\u56e0\u6b64\u6709\u8a31\u591a\u9650\u5236\u3002 \u5408\u683c\u9000\u4f11\u8a08\u5283 Qualified Plan\u5305\u62ec401k\u9000\u4f11\u91d1\u8a08\u5283\uff0c\u5229\u6f64\u5206\u4eab\u8a08\u5283Profit Sharing Plan\u53ca\u76ee\u524d\u975e\u5e38\u666e\u904d\u8a2d\u7acb\u53d7\u83ef\u4eba\u6b61\u8fce\u7684\u56fa\u5b9a\u798f\u5229\u8a08\u5283 Defined Benefit Plan. \u4e00\u822c\u4f86\u8aaa\uff0c\u5c0d\u65bc\u5c0f\u578b\u4f01\u696d\u696d\u4e3b\u5728\u64ec\u8a02\u9000\u4f11\u8a08\u5283\u6642\uff0c\u5fc3\u4e2d\u4e00\u5b9a\u8981\u6709\u5168\u76e4\u7684\u6253\u7b97\uff0c\u660e\u767d\u6bcf\u7a2e\u8ca1\u52d9\u6c7a\u5b9a\u90fd\u6703\u4e92\u76f8\u727d\u9023\uff0c\u5728\u5de5\u4f5c\u671f\u9593\uff0c\u60a8\u53ef\u4ee5\u5229\u7528\u5408\u683c\u9000\u4f11\u8a08\u5283\u964d\u4f4e\u6240\u5f97\u7a05\uff0c\u4e0d\u4f46\u6e1b\u5c11\u958b\u652f\u9084\u53ef\u5e6b\u52a9\u696d\u4e3b\u7d2f\u7a4d\u9000\u4f11\u57fa\u91d1\uff0c\u4e26\u4fdd\u969c\u60a8\u7684\u4f01\u696d\u63d0\u4f9b\u54e1\u5de5\u798f\u5229\uff0c\u4e0d\u4f46\u53ef\u4ee5\u7528\u512a\u60e0\u7684\u9000\u4f11\u8a08\u5283\u4f86\u722d\u53d6\u512a\u79c0\u4eba\u624d\uff0c\u52a0\u5165\u4f01\u696d\u884c\u5217\uff0c\u4e26\u53ef\u4ee5\u6b64\u8a08\u5283\u734e\u52f5\u597d\u7684\u54e1\u5de5\uff0c\u7559\u4f4f\u4eba\u624d\u70ba\u4f01\u696d\u6253\u62fc\u3002 \u540c\u6642\u5c0f\u5546\u696d\u4e3b\u4e5f\u53ef\u4ee5\u8a2d\u7acb\u4f01\u696d\u627f\u50b3\u8a08\u5283Business Succession Plan\uff0c\u4e00\u65e6\u60a8\u9000\u4f11\uff0c\u8b93\u81ea\u5df1\u7684\u5f97\u529b\u52a9\u624b\u6216\u5b50\u5973\u6709\u8cc7\u91d1\u8cfc\u8cb7\u60a8\u7684\u4f01\u696d\uff0c\u4e5f\u5c31\u662f\u900f\u904e\u4f01\u696d\u8a2d\u7acb\u9000\u4f11\u8a08\u5283\uff0c\u50b3\u627f\u898f\u5283\uff0c\u5206\u6d3e\u898f\u5283\uff0c\u907a\u7522\u898f\u5283\u70ba\u696d\u4e3b\u5c07\u4f86\u9000\u4f11\u751f\u6d3b\u4f5c\u51fa\u74b0\u74b0\u76f8\u6263\u7684\u8003\u616e\uff0c\u7528\u4e00\u500b\u6574\u9ad4\u8a08\u5283\u9054\u5230\u5168\u65b9\u4f4d\u7684\u9000\u4f11\u7b56\u7565\u3002 \u56fa\u5b9a\u798f\u5229Defined Benefit Plan\u662f\u570b\u7a05\u5c40\u5141\u8a31\u7684\u6700\u9ad8\u9000\u4f11\u798f\u5229\u8a08\u5283\uff0c\u4eca\u5e74\u6536\u5165\u6700\u9ad8\u7684\u9650\u984d\u662f$265,000\u3002\u4f60\u53ef\u4ee5\u6bcf\u5e74\u653e\u5165\u9000\u4f11\u5e33\u6236\u5b58\u6b3e\uff0c\u7576\u4f60\u9000\u4f11\u6642\uff0c\u4f60\u53ef\u4ee5\u7d42\u751f\u9818\u53d6\u9000\u4f11\u91d1\u3002\u5982\u679c\u4f60\u76ee\u524d\u662f50\u6b72\uff0c\u4f60\u53ef\u4ee5\u5b58\u653e12\u5e74\u5b58\u6b3e\uff0c\u5982\u679c\u60a8\u76ee\u524d58\u6b72\uff0c\u4f60\u53ef\u4ee5\u653e\u51654\u5e74\u5b58\u6b3e\uff0c\u5e74\u7d00\u8d8a\u5927\uff0c\u6309IRS\u898f\u5b9a\u4ee562\u6b72\u70ba\u57fa\u6e96\uff0c\u96e2\u9000\u4f11\u5e74\u7d00\u8d8a\u8fd1\uff0c\u4f60\u53ef\u4ee5\u653e\u5165\u9ad8\u984d\u5b58\u6b3e\u52a0\u7dca\u5132\u84c4\u9000\u4f11\u91d1\uff0c\u6bcf\u5e74\u5b58\u6b3e\u6578\u5b57\u6839\u64da\u60a8\u7684\u5e74\u9f61\uff0c\u6536\u5165\u3001\u8cc7\u7522\u589e\u9577\u7684\u5229\u7387\u53ca\u54e1\u5de5\u670d\u52d9\u5e74\u6578\u4f86\u8a08\u7b97\u3002\u4e00\u822c\u4f86\u8aaa\uff0c50\u6b72\u7684\u696d\u4e3b\u6bcf\u5e74\u53ef\u653e\u9000\u4f11\u91d1\u5b58\u6b3e\u5927\u7d0418\u842c\uff0c58\u6b72\u7684\u696d\u4e3b\u6bcf\u5e74\u53ef\u653e\u516521\u842c\uff0c\u9019\u4e9b\u7279\u8a31\u7684\u5b58\u6b3e\u662f\u5b8c\u5168\u7531\u4f01\u696d\u6536\u5165\u4e2d\u6263\u6e1b\uff0c\u5408\u6cd5\u7684\u6e1b\u7a05\u5c0d\u696d\u4e3b\u4f86\u8aaa\u662f\u4e00\u5927\u798f\u97f3\u3002 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\u5353\u8d8a\u570b\u969b\u7a05\u52d9\u548c\u8ca1\u5bcc\u7ba1\u7406\u96c6\u5718\u5728\u7063\u5340\u9577\u671f\u70ba\u9ad8\u6de8\u503c\u5ba2\u6236\u63d0\u4f9b\u6700\u512a\u79c0\u91d1\u878d\u7522\u54c1\u53ca\u4e00\u7ad9\u5f0f\u670d\u52d9\u3002\u5c08\u696d\u7bc4\u570d\u5305\u62ec\u570b\u969b\u7a05\u52d9\uff0c\u5bb6\u65cf\u4fe1\u8a17\uff0c\u6d77\u5916\u4fe1\u8a17\uff0c\u4eba\u58fd\u4fdd\u96aa\uff0c\u9000\u4f11\u898f\u5283\uff0c\u5e74\u91d1\u8a08\u5283\uff0c\u907a\u7522\u898f\u5283\u7b49\uff0c\u9084\u6709\u5927\u91cf\u7b56\u7565\u6027\u591a\u5143\u5316\u6295\u8cc7\u9805\u76ee\u3002\u5353\u8d8a\u570b\u969b\u7a05\u52d9\u548c\u8ca1\u5bcc\u7ba1\u7406\u901a\u904e\u5168\u9762\u5c08\u696d\u7522\u54c1\u7d44\u5408\u53ca\u5168\u7403\u8cc7\u7522\u914d\u7f6e\u65b9\u6848\uff0c\u70ba\u5ba2\u6236\u5be6\u73fe\u8cc7\u7522\u4fdd\u503c\u589e\u503c\u53ca\u5bb6\u65cf\u8ca1\u5bcc\u50b3\u627f\uff0c\u670d\u52d9\u5168\u7403\u83ef\u4eba\u3002 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