{"id":160467,"date":"2018-08-19T07:48:12","date_gmt":"2018-08-19T14:48:12","guid":{"rendered":"http:\/\/old.newsforchinese.com\/v3\/?p=160467"},"modified":"2018-08-19T07:48:12","modified_gmt":"2018-08-19T14:48:12","slug":"%e5%8a%a0%e5%b7%9e%e7%81%ab%e7%81%bd%e6%96%b0%e5%b8%b8%e6%85%8b%e4%bb%a3%e5%83%b9%ef%bc%9a%e8%b2%b7%e4%bd%8f%e6%88%bf%e4%bf%9d%e9%9a%aa%e8%ae%8a%e9%9b%a3%e4%ba%86","status":"publish","type":"post","link":"https:\/\/newsforchinese.com\/v3\/2018\/08\/19\/%e5%8a%a0%e5%b7%9e%e7%81%ab%e7%81%bd%e6%96%b0%e5%b8%b8%e6%85%8b%e4%bb%a3%e5%83%b9%ef%bc%9a%e8%b2%b7%e4%bd%8f%e6%88%bf%e4%bf%9d%e9%9a%aa%e8%ae%8a%e9%9b%a3%e4%ba%86\/","title":{"rendered":"\u52a0\u5dde\u706b\u707d\u65b0\u5e38\u614b\u4ee3\u50f9\uff1a\u8cb7\u4f4f\u623f\u4fdd\u96aa\u8b8a\u96e3\u4e86"},"content":{"rendered":"<p class=\"yiv2940443060MsoNormal\"><span lang=\"ZH-TW\">\u52a0\u5dde\u623f\u4e3b\u6703\u767c\u73fe\u70ba\u81ea\u5df1\u4f4f\u623f\u8cfc\u8cb7\u4fdd\u96aa\u53ef\u80fd\u6703\u4e0d\u592a\u9806\u66a2\uff0c\u5373\u4f7f\u4ed6\u5011\u7684\u4f4f\u623f\u6c92\u6709\u53d7\u5230\u4eca\u5e74\u5927\u706b\u7684\u5f71\u97ff\u3002<\/span><!--more--><\/p>\n<p class=\"yiv2940443060MsoNormal\"><span lang=\"EN-US\">California Department of Insurance<\/span><span lang=\"ZH-TW\">\u4eca\u5e74\u65e9\u5c31\u8b66\u544a\u8aaa\uff0c\u706b\u707d\u6578\u91cf\u589e\u52a0\u548c\u56b4\u91cd\u6027\u52a0\u5f37\u6b63\u4f7f\u5f97\u52a0\u5dde\u623f\u4e3b\u8cfc\u8cb7\u548c\u7dad\u6301\u4fdd\u96aa\u96e3\u5ea6\u8b8a\u5927\u3002\u73fe\u5728\u5b83\u518d\u6b21\u767c\u8072\uff0c\u8fd1\u671f\u5927\u898f\u6a21\u706b\u707d<\/span><span lang=\"EN-US\">&#8211;<\/span><span lang=\"ZH-TW\">\u5168\u5dde\u8fd1<\/span><span lang=\"EN-US\">20<\/span><span lang=\"ZH-TW\">\u5834\u5927\u706b\uff0c<\/span><span lang=\"EN-US\">2<\/span><span lang=\"ZH-TW\">\u842c<\/span><span lang=\"ZH-TW\">\u4eba\u758f\u6563<\/span><span lang=\"EN-US\">&#8211;<\/span><span lang=\"ZH-TW\">\u53ef\u80fd\u6703\u4f7f\u9019\u4e00\u554f\u984c\u66f4\u52a0\u5c16\u92b3\u3002<\/span><\/p>\n<p class=\"yiv2940443060MsoNormal\"><span lang=\"ZH-TW\">\u52a0\u5dde\u4fdd\u96aa\u5c08\u54e1<\/span><span lang=\"EN-US\">David Jones<\/span><span lang=\"ZH-TW\">\u5728\u63a5\u53d7\u63a1\u8a2a\u6642\u8aaa\uff1a\u300c\u6211\u5011\u76ee\u524d\u9084\u6c92\u6709\u9032\u5165\u5371\u6a5f\u9ede\uff0c\u4f46\u4f60\u53ef\u4ee5\u770b\u5230\u8da8\u52e2\u5728\u54ea\u88e1\u3002\u300d<\/span><\/p>\n<p class=\"yiv2940443060MsoNormal\"><span lang=\"ZH-TW\">\u4ed6\u9810\u8a08\uff0c\u66f4\u591a\u4fdd\u96aa\u516c\u53f8\u6703\u9078\u64c7\u4e0d\u8fa6\u7406\u4fdd\u96aa\u66f4\u65b0\uff0c\u6216\u8005\u6709\u4e9b\u516c\u53f8\u5c31\u7c21\u55ae\u5730\u505c\u6389\u706b\u707d\u98a8\u96aa\u6700\u9ad8\u5730\u5340\u7684\u4f4f\u623f\u4fdd\u96aa\u3002\u6839\u64da\u4ed6\u7684\u9810\u8a08\uff0c\u4fdd\u96aa\u516c\u53f8\u6703\u4e0a\u8abf\u4fdd\u96aa\u8cbb\uff0c\u4e26\u5c07\u5dde\u90e8\u5206\u5730\u5340\u5f9e\u5b89\u5168\u7d1a\u5225\u91cd\u8abf\u70ba\u9ad8\u98a8\u96aa\u7d1a\u3002<\/span><\/p>\n<p class=\"yiv2940443060MsoNormal\"><span lang=\"ZH-TW\">\u5dde\u653f\u5e9c\u5b98\u54e1\u4e26\u6c92\u6709\u8ddf\u8e64\u5230\u5e95\u6709\u591a\u5c11\u4eba\u88ab\u4ed6\u5011\u7684\u4fdd\u96aa\u516c\u53f8\u653e\u68c4\uff0c\u4f46\u662f\u6295\u8a34\u4fdd\u96aa\u516c\u53f8\u7684\u623f\u4e3b\u6578\u91cf\u5f9e<\/span><span lang=\"EN-US\">2010<\/span><span lang=\"ZH-TW\">\u5e74\u5230<\/span><span lang=\"EN-US\">2016<\/span><span lang=\"ZH-TW\">\u5e74\u7ffb\u4e86\u4e09\u500d\u591a\u3002<\/span><\/p>\n<p class=\"yiv2940443060MsoNormal\"><span lang=\"ZH-TW\">\u9019\u500b\u554f\u984c\u5728\u706b\u707d\u9ad8\u5371\u5730\u5340\u6700\u70ba\u660e\u986f\u3002\u6839\u64da\u4fdd\u96aa\u90e8\u5831\u544a\uff0c\u5728\u52a0\u5dde<\/span><span lang=\"EN-US\">24<\/span><span lang=\"ZH-TW\">\u500b\u706b\u707d\u98a8\u96aa\u6700\u9ad8\u7e23\uff0c\u4fdd\u96aa\u4e0d\u7e8c\u7c3d\u6578\u91cf\u5f9e<\/span><span lang=\"EN-US\">2015<\/span><span lang=\"ZH-TW\">\u5e74\u5230<\/span><span lang=\"EN-US\">2016<\/span><span lang=\"ZH-TW\">\u5e74\u589e\u9577<\/span><span lang=\"EN-US\">15%<\/span><span lang=\"ZH-TW\">\u3002<\/span><span lang=\"EN-US\">2016<\/span><span lang=\"ZH-TW\">\u5e74\u4fdd\u96aa\u516c\u53f8\u5728\u9019\u4e9b\u7e23\u505c\u6389\u8d85\u904e<\/span><span lang=\"EN-US\">10000<\/span><span lang=\"ZH-TW\">\u5f35\u4fdd\u96aa\u55ae\u3002<\/span><\/p>\n<p class=\"yiv2940443060MsoNormal\"><span lang=\"ZH-TW\">\u9700\u8981\u65b0\u7684\u6216\u66ff\u4ee3\u4fdd\u96aa\u7684\u623f\u4e3b\u53ef\u80fd\u8981\u70ba\u627e\u5230\u4fdd\u96aa\u5f97\u52a0\u628a\u529b\uff0c\u6216\u8005\u9858\u610f\u652f\u4ed8\u66f4\u591a\u4fdd\u8cbb\u3002<\/span><\/p>\n<p class=\"yiv2940443060MsoNormal\"><span lang=\"ZH-TW\">\u4e00\u5f35\u6a19\u6e96\u623f\u4e3b\u4fdd\u96aa\u55ae\u5c07\u6db5\u84cb\u706b\u707d\u6240\u9020\u6210\u640d\u5931\u3002\u5982\u679c\u6709\u4eba\u5728\u50b3\u7d71\u5e02\u5834\u4e0a\u627e\u4e0d\u5230\u4fdd\u96aa\uff0c\u4ed6\u5011\u53ef\u4ee5\u901a\u904e\u6240\u8b02\u7684\u6ea2\u51fa\u4fdd\u96aa\u7372\u5f97\u4e00\u5f35\u4fdd\u55ae\u3002\u6ea2\u51fa\u4fdd\u96aa\u4e0d\u5fc5\u9075\u5faa\u76f8\u540c\u7684\u5dde\u5167\u76e3\u7ba1\u898f\u5b9a\u3002<\/span><\/p>\n<p class=\"yiv2940443060MsoNormal\"><span lang=\"ZH-TW\">\u4ed6\u5011\u9084\u6709\u52a0\u5dde<\/span><span lang=\"EN-US\">FAIR<\/span><span lang=\"ZH-TW\">\u8a08\u756b\u53ef\u9078\u3002\u9019\u4e00\u8a08\u756b\u88ab\u8a8d\u70ba\u662f\u6700\u5f8c\u7684\u4fdd\u96aa\u4eba\u3002<\/span><span lang=\"EN-US\">FAIR<\/span><span lang=\"ZH-TW\">\u8a08\u756b\u70ba\u9ad8\u5371\u8ca1\u7522\u63d0\u4f9b\u4fdd\u96aa\uff0c\u4f46\u53ea\u63d0\u4f9b\u57fa\u672c\u4fdd\u96aa\u3002<\/span><span lang=\"EN-US\">Jones<\/span><span lang=\"ZH-TW\">\u8aaa\uff0c<\/span><span lang=\"EN-US\">FAIR<\/span><span lang=\"ZH-TW\">\u53c3\u52a0\u4eba\u6578\u6bcf\u5e74\u90fd\u5728\u589e\u52a0\u3002<\/span><\/p>\n<p class=\"yiv2940443060MsoNormal\"><span lang=\"ZH-TW\">\u7576\u6d88\u8cbb\u8005\u767c\u73fe\u4fdd\u96aa\u55ae\u6c92\u6cd5\u66f4\u65b0\u6216\u8005\u7121\u6cd5\u5f88\u5bb9\u6613\u627e\u5230\u4fdd\u96aa\u6642\uff0c\u4ed6\u5011\u6703\u611f\u5230\u6cae\u55aa\u3002<\/span><\/p>\n<p class=\"yiv2940443060MsoNormal\"><span lang=\"ZH-TW\">\u300c\u6211\u5011\u78ba\u5be6\u6709\u4e00\u500b\u5065\u5eb7\u7684\u5e02\u5834\uff0c\u6211\u5011\u7684\u78ba\u6709\u4fdd\u96aa\u63d0\u4f9b\uff0c\u300d<\/span><span lang=\"EN-US\">Insurance Information Institute<\/span><span lang=\"ZH-TW\">\u897f\u6d77\u5cb8\u4ee3\u8868<\/span><span lang=\"EN-US\">Janet Ruiz<\/span><span lang=\"ZH-TW\">\u8aaa\u3002\u300c\u4f60\u5fc5\u9808\u8ca8\u6bd4\u4e09\u5bb6\u3002\u300d<\/span><\/p>\n<p class=\"yiv2940443060MsoNormal\"><span lang=\"ZH-TW\">\u53bb\u5e74\u52a0\u5dde\u91ce\u706b\u5f15\u767c\u7d04<\/span><span lang=\"EN-US\">120<\/span><span lang=\"ZH-TW\">\u5104\u5143\u4fdd\u96aa\u7d22\u8ce0\uff0c\u9019\u662f\u6709\u53f2\u4ee5\u4f86\u4ee3\u50f9\u6700\u9ad8\u7684\u4e00\u5e74\u3002\u4f46\u5b98\u54e1\u548c\u5c08\u5bb6\u8b66\u544a\u8aaa\uff0c\u52a0\u5dde\u53ef\u80fd\u6b63\u9762\u81e8\u6700\u56b4\u5cfb\u91ce\u706b\u5b63\uff1a\u73fe\u5728\u6b63\u5728\u71c3\u71d2\u7684\u706b\u5305\u62ec<\/span><span lang=\"EN-US\">Mendocino Complex\u00a0Fire<\/span><span lang=\"ZH-TW\">\uff0c\u9019\u5834\u5927\u5925\u5df2\u7d93\u6210\u70ba\u52a0\u5dde\u6b77\u53f2\u4e0a\u6700\u5927\u706b\u707d\u3002\u4e26\u4e14\u66f4\u4ee4\u4eba\u64d4\u5fc3\u7684\u662f\uff0c\u50b3\u7d71\u4e0a\u6700\u7cdf\u7cd5\u6708\u4efd\u5c1a\u672a\u5230\u4f86\u3002<\/span><\/p>\n<p class=\"yiv2940443060MsoNormal\"><span lang=\"ZH-TW\">\u5dde\u6cd5\u5f8b\u7981\u6b62\u4fdd\u96aa\u516c\u53f8\u707d\u96e3\u6027\u640d\u5931\u4e00\u6b21\u6027\u8f49\u5ac1\u7d66\u6d88\u8cbb\u8005\u3002\u56e0\u6b64\uff0c\u9019\u7a2e\u640d\u5931\u5c0d\u8cbb\u7387\u7684\u5f71\u97ff\u53ef\u80fd\u6703\u6301\u7e8c\u5e7e\u5e74\u3002<\/span><\/p>\n<p class=\"yiv2940443060MsoNormal\"><span lang=\"ZH-TW\">\u56e0\u6c23\u5019\u8b8a\u5316\u5f15\u8d77\u7684\u4e7e\u65f1\u548c\u5929\u6c23\u8b8a\u6696\u4ee5\u53ca\u4f4f\u623f\u5efa\u8a2d\u66f4\u6df1\u5165\u68ee\u6797\uff0c\u52a0\u5dde\u6b63\u7d93\u6b77\u8457\u66f4\u65e9\u3001\u66f4\u9577\u548c\u66f4\u5177\u7834\u58de\u6027\u7684\u91ce\u706b\u5b63\u3002<\/span><\/p>\n<p class=\"yiv2940443060MsoNormal\"><span lang=\"ZH-TW\">\u9019\u5c31\u662f\u4fdd\u96aa\u6210\u70ba\u6700\u5177\u6311\u6230\u6027\u7684\u5730\u65b9\u3002\u64da\u4f30\u8a08\uff0c\u52a0\u5dde<\/span><span lang=\"EN-US\">360<\/span><span lang=\"ZH-TW\">\u842c\u5e62\u4f4f\u623f\u5728\u6240\u8b02\u7684\u91ce\u751f\u52d5\u7269\u548c\u57ce\u5e02\u904e\u6e21\u5340\uff0c\u8d85\u904e<\/span><span lang=\"EN-US\">100<\/span><span lang=\"ZH-TW\">\u842c\u5e62\u4f4f\u623f\u8655\u65bc\u9ad8\u6216\u5f88\u9ad8\u4f4f\u623f\u706b\u707d\u98a8\u96aa\u4e2d\u3002<\/span><\/p>\n<p class=\"yiv2940443060MsoNormal\"><span lang=\"ZH-TW\">\u96a8\u8457\u9019\u7a2e\u8da8\u52e2\u7e7c\u7e8c\uff0c\u300c\u8d8a\u4f86\u8d8a\u591a\u7121\u6cd5\u8ca0\u64d4\u4fdd\u96aa\u7684\u623f\u4e3b\u53ef\u80fd\u6c7a\u5b9a\u4e0d\u53c3\u4fdd\uff0c\u8b93\u751f\u547d\u62ef\u6551\u8655\u65bc\u98a8\u96aa\u4e2d\uff0c\u6700\u7d42\u5c0b\u6c42\u806f\u90a6\u653f\u5e9c\u548c\u5dde\u653f\u5e9c\u7684\u6551\u6fdf\uff0c\u300d\u52a0\u5dde\u5831\u544a\u8aaa\u3002<\/span><\/p>\n<p class=\"yiv2940443060MsoNormal\"><span lang=\"ZH-TW\">\u300c\u706b\u707d\u5df2\u6210\u70ba\u52a0\u5dde\u9762\u8c8c\u4e00\u90e8\u5206\uff0c\u4e26\u5c07\u7e7c\u7e8c\u4e0b\u53bb\uff0c\u300d<\/span><span lang=\"EN-US\">Property and Casualty Insurers Association of America<\/span><span lang=\"ZH-TW\">\u5973\u767c\u8a00\u4eba<\/span><span lang=\"EN-US\">Nicole Mahrt Ganley<\/span><span lang=\"ZH-TW\">\u8aaa\u3002<\/span><\/p>\n<p class=\"yiv2940443060MsoNormal\"><span lang=\"ZH-TW\">\u300c\u9019\u5f88\u96e3\uff0c\u56e0\u70ba\u6211\u5011\u5e0c\u671b\u751f\u6d3b\u5728\u9019\u4e9b\u7f8e\u9e97\u7684\u5730\u65b9\uff0c\u4f46\u662f\u4f60\u5fc5\u9808\u70ba\u4fdd\u8b77\u81ea\u5df1\u627f\u64d4\u4e00\u4e9b\u500b\u4eba\u8cac\u4efb\u3002\u300d<\/span><\/p>\n<div class=\"gsp_post_data\" \r\n\t            data-post_type=\"post\" \r\n\t            data-cat=\"local,law\" \r\n\t            data-modified=\"120\"\r\n\t            data-created=\"1534664892\"\r\n\t            data-title=\"\u52a0\u5dde\u706b\u707d\u65b0\u5e38\u614b\u4ee3\u50f9\uff1a\u8cb7\u4f4f\u623f\u4fdd\u96aa\u8b8a\u96e3\u4e86\" \r\n\t            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2020","format":false,"excerpt":"\u6e96\u5099\u597d\u70ba\u4f60\u7684\u623f\u4e3b\u4fdd\u96aa\u652f\u4ed8\u66f4\u591a\u7684\u4fdd\u96aa\u8cbb\u3002\u591a\u5f88\u591a\u3002\u52a0\u5dde54\u5bb6\u4e0d\u540c\u516c\u53f8\u7684\u63d0\u8cbb\u8981\u6c42\u5f9e\u4e0d\u52307%\u5230\u9ad8\u81f340%\u4e0d\u7b49\u3002 \u5982\u679c\u4f60\u4f4f\u5728\u4e00\u500b\u88ab\u6307\u5b9a\u70ba\u706b\u707d\u9ad8\u98a8\u96aa\u5730\u5340\uff0c\u4f60\u7684\u4fdd\u96aa\u8cbb\u53ef\u80fd\u6703\u589e\u52a0\u5f88\u591a\u3002 Elaine Deutsch\u6536\u5230\u7684AAA\u901a\u77e5\u8b93\u5979\u76ee\u77aa\u53e3\u5446\u3002 \u5979\u5728Oakland Hills\u623f\u5b50\u7684\u4fdd\u8cbb\u5f9e2019\u5e74\u4e0d\u52303400\u5143\u6f32\u52302020\u5e74\u63a5\u8fd15000\u5143\u3002 Elaine\u8aaa\uff0c\u5979\u5f9e\u672a\u898b\u904e\u5982\u6b64\u5927\u7684\u63d0\u8cbb\uff0c\u5373\u4f7f\u662f\u5728Oakland Hills Fire\u4e4b\u5f8c\uff0c\u7576\u6642\uff0c\u5979\u7684\u623f\u5b50\u9003\u904e\u4e00\u52ab\u3002 Los 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