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\u90e8\u5206\u884c\u696d\uff0c\u7279\u5225\u662f\u6d89\u53ca\u8ca1\u52d9\u3001\u5b89\u5168\u6216\u7ba1\u7406\u8077\u4f4d\u7684\u516c\u53f8\uff0c\u6703\u9032\u884c\u80cc\u666f\u8abf\u67e5\uff0c\u5176\u4e2d\u53ef\u80fd\u5305\u542b\u5be9\u6838\u60a8\u7684\u4fe1\u7528\u5831\u544a\u3002\u96d6\u7136\u4ed6\u5011\u770b\u4e0d\u5230\u5206\u6578\u672c\u8eab\uff0c\u4f46\u4e0d\u826f\u7684\u8ca1\u52d9\u8a18\u9304\u53ef\u80fd\u6703\u88ab\u8996\u70ba\u7f3a\u4e4f\u8cac\u4efb\u611f\u6216\u5b58\u5728\u6f5b\u5728\u98a8\u96aa\u7684\u8a0a\u865f\u3002 \u7576\u60a8\u672a\u80fd\u6309\u7167\u5408\u7d04\u898f\u5b9a\u511f\u9084\u50b5\u52d9\u6642\uff0c\u5373\u69cb\u6210\u50b5\u52d9\u9055\u7d04\uff08Default\uff09\u3002\u6b64\u6642\uff0c\u60a8\u5c07\u9762\u81e8\u4e00\u7cfb\u5217\u56b4\u91cd\u7684\u6cd5\u5f8b\u548c\u8ca1\u52d9\u5f8c\u679c\u3002 \u50ac\u6536\uff08Collection\uff09\u8207\u8a34\u8a1f\u98a8\u96aa \u4e00\u65e6\u60a8\u9055\u7d04\uff0c\u50b5\u6b0a\u4eba\u901a\u5e38\u6703\u63a1\u53d6\u4ee5\u4e0b\u884c\u52d5\uff1a \u5167\u90e8\u50ac\u6536\uff1a \u50b5\u6b0a\u4eba\u6703\u5148\u900f\u904e\u4fe1\u4ef6\u3001\u96fb\u8a71\u6216\u96fb\u5b50\u90f5\u4ef6\u806f\u7e6b\u60a8\uff0c\u8a66\u5716\u8ffd\u56de\u6b20\u6b3e\u3002 \u8f49\u4ea4\u6216\u51fa\u552e\u7d66\u50ac\u6536\u6a5f\u69cb\uff1a \u5982\u679c\u5167\u90e8\u50ac\u6536\u7121\u6548\uff0c\u50b5\u6b0a\u4eba\u53ef\u80fd\u6703\u5c07\u50b5\u52d9\u8f49\u4ea4\u7d66\u5c08\u696d\u7684\u50ac\u6536\u6a5f\u69cb\uff08Collection Agency\uff09\uff0c\u6216\u5c07\u50b5\u52d9\u4ee5\u6298\u6263\u50f9\u51fa\u552e\u7d66\u4ed6\u5011\u3002 \u6cd5\u5f8b\u7fa9\u52d9\uff1a \u50ac\u6536\u6a5f\u69cb\u5fc5\u9808\u9075\u5b88\u76f8\u95dc\u7684\u6d88\u8cbb\u8005\u4fdd\u8b77\u6cd5\u5f8b\uff08\u4f8b\u5982\u5728\u7f8e\u570b\u6709\u300a\u516c\u5e73\u50b5\u52d9\u50ac\u6536\u898f\u7bc4\u6cd5\u300b\uff0cFair Debt Collection Practices Act\uff09\uff0c\u4e0d\u80fd\u9032\u884c\u9a37\u64fe\u3001\u5a01\u8105\u6216\u6b3a\u9a19\u884c\u70ba\u3002\u4f46\u4ed6\u5011\u6703\u7a4d\u6975\u5730\u5411\u60a8\u7d22\u53d6\u6b20\u6b3e\u3002 \u4fe1\u7528\u5831\u544a\u7684\u50b7\u5bb3\uff1a \u6b20\u6b3e\u4e00\u65e6\u9032\u5165\u50ac\u6536\u968e\u6bb5\uff0c\u5c07\u6703\u5728\u60a8\u7684\u4fe1\u7528\u5831\u544a\u4e0a\u7559\u4e0b\u56b4\u91cd\u4e14\u9577\u671f\u7684\u8ca0\u9762\u8a18\u9304\uff0c\u901a\u5e38\u6703\u505c\u75597\u5e74\u4e4b\u4e45\uff0c\u5c0d\u60a8\u7684\u4fe1\u7528\u5206\u6578\u9020\u6210\u6bc0\u6ec5\u6027\u7684\u6253\u64ca\u3002 \u6cd5\u5f8b\u8a34\u8a1f\u8207\u5f37\u5236\u57f7\u884c \u5982\u679c\u50ac\u6536\u6a5f\u69cb\u6216\u50b5\u6b0a\u4eba\u7121\u6cd5\u900f\u904e\u6e9d\u901a\u6536\u56de\u6b20\u6b3e\uff0c\u4ed6\u5011\u53ef\u80fd\u63a1\u53d6\u6700\u5f8c\u7684\u624b\u6bb5\uff1a\u63d0\u8d77\u6cd5\u5f8b\u8a34\u8a1f\u3002 \u7372\u5f97\u5224\u6c7a\uff08Judgment\uff09\uff1a 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