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\u9019\u500b\u4eba\u58fd\u4fdd\u96aa\u4fdd\u8cbb\u878d\u8cc7\u7b56\u7565\u3002\u7b2c\u4e00\u9ede\u662f\u9280\u884c\u4fdd\u8b49\u4e00\u5b9a\u6279\u51c6\u878d\u8cc7\uff08\u8cb8\u6b3e\uff09\uff0c\u6295\u4fdd\u8005\u6295\u8cc7\u63a5\u8fd1\uff13\uff10\uff05\uff0c\u9280\u884c\u8ca0\u8cac\uff17\uff10\uff05\u3002\u6295\u4fdd\u4eba\u8ca0\u8cac\u9996\uff15\u5e74\u4fdd\u8d39\uff0c\u9280\u884c\u8ca0\u8cac\u5341\u5e74\u8cb8\u6b3e\u3002\u800c\u9280\u884c\u7684\u8d37\u6b3e\u5229\u7387\u975e\u5e38\u512a\u60e0\u53ca\u4f4e\u5ec9\u3002\u610f\u601d\u662f\u4ee4\u73fe\u91d1\u7d2f\u7a4d\uff0c\u80fd\u52a0\u5927\u52a0\u5feb\u5ef6\u7a05\u8907\u5229\u6efe\u5b58\u7684\u6548\u679c\u3002\u81f3\u65bc\u7b2c\u4e8c\u9ede\uff1a\u5341\u4e94\u5e74\u5f8c\uff0c\u6295\u4fdd\u4eba\u80fd\u5920\u767e\u5206\u767e\u514d\u7a05\u63d0\u53d6\u6b3e\u9805\u3002\u5728\u7f8e\u570b\u751f\u6d3b\uff0c\u5de5\u4f5c\uff0c\u751f\u610f\u7684\u9ad8\u85aa\u9ad8\u8cc7\u7522\u4eba\u58eb\uff0c\u5c0d\u65bc\u9019\u500b\u767e\u5206\u767e\u514d\u7a05\u63d0\u53d6\u898f\u5283\uff0c\u7cbe\u660e\u65e2\u9ad8\u85aa\u9ad8\u8cc7\u7523\u7684\u4eba\u58eb\uff0c\u53ef\u9032\u4e00\u6b65\u77ad\u89e3\u662f\u5426\u9069\u5408\u81ea\u5df1\u3002 \u5bcc\u90a6\u6295\u8d44\u7684\u5275\u8fa6\u4eba\uff0cRegistered Investment Advisor\u8a3b\u518a\u6295\u8cc7\u9867\u554fAlfred Chan\u9673\u555f\u5149\u5148\u751f\uff0c\u64c1\u6709\u5341\u591a\u5e74\u6295\u8cc7\u7406\u8ca1\u7684\u5c08\u696d\u548c\u7d93\u9a57\u3002\u5728\u7063\u5340\u6709\u4e09\u9593\u8fa6\u516c\u5ba4\uff0c\u5206\u4f48Burlingame (\u7e3d\u516c\u53f8), San Francisco, Oakland, \u00a0\u5229\u4fbf\u7d04\u8ac7\u3002\u505a\u751f\u610f\u53c8\u8cfa\u9322\u7684\u8001\u95c6\u5011\uff0c\u60f3\u77ad\u89e3\u4e0d\u540c\u985e\u578b\u7684\u7701\u7a05\u7b56\u7565\uff0c\u4ee5\u53ca\u767e\u4efd\u767e\u514d\u7a05\u63d0\u53d6\u7684\u898f\u5283\u3002\u6b61\u8fce\u81f4\u96fb\u5bcc\u90a6\u6295\u8d44\uff0c\u96fb\u8a71\uff1a1-888-991-3833 \u5b89\u6392\u7d04\u8ac7\u3002\u5bcc\u90a6\u7406\u8ca1\u6703\u70ba\u4f60\u548c\u4f60\u516c\u53f8\uff0c\u5ea6\u8eab\u8a02\u9020\u5408\u9069\u4f60\u548c\u4f60\u516c\u53f8\u7684\u7701\u7a05\u898f\u5283\u3002","rel":"","context":"In &quot;\u7406\u8ca1\u6295\u8cc7&quot;","block_context":{"text":"\u7406\u8ca1\u6295\u8cc7","link":"https:\/\/newsforchinese.com\/v3\/category\/money\/"},"img":{"alt_text":"","src":"https:\/\/i0.wp.com\/newsforchinese.com\/v3\/wp-content\/uploads\/2016\/11\/money.jpg?resize=350%2C200&ssl=1","width":350,"height":200,"srcset":"https:\/\/i0.wp.com\/newsforchinese.com\/v3\/wp-content\/uploads\/2016\/11\/money.jpg?resize=350%2C200&ssl=1 1x, https:\/\/i0.wp.com\/newsforchinese.com\/v3\/wp-content\/uploads\/2016\/11\/money.jpg?resize=525%2C300&ssl=1 1.5x"},"classes":[]},{"id":190942,"url":"https:\/\/newsforchinese.com\/v3\/2020\/10\/16\/30%e5%b9%b4%e6%9c%9f%e6%8a%b5%e6%8a%bc%e8%b2%b8%e6%ac%be%e5%88%a9%e7%8e%87%e5%89%b5%e6%ad%b7%e5%8f%b2%e6%96%b0%e4%bd%8e\/","url_meta":{"origin":139399,"position":4},"title":"30\u5e74\u671f\u62b5\u62bc\u8cb8\u6b3e\u5229\u7387\u5275\u6b77\u53f2\u65b0\u4f4e","author":"Yingying","date":"October 16, 2020","format":false,"excerpt":"Freddie Mac\u9031\u56db\u516c\u4f48\u7684\u4e00\u9805\u8abf\u67e5\u986f\u793a\uff0c\u53d7\u6b61\u8fce\u768430\u5e74\u671f\u62b5\u62bc\u8cb8\u6b3e\u5229\u7387\u5275\u4e0b\u6b77\u53f2\u65b0\u4f4e\uff0c\u7e7c\u7e8c\u70ba\u6d88\u8cbb\u8005\u8cb7\u623f\u589e\u52a0\u52d5\u529b\u548c\u70ba\u7d93\u6fdf\u63d0\u4f9b\u4eae\u9ede\u3002 30\u5e74\u671f\u56fa\u5b9a\u5229\u7387\u62b5\u62bc\u8cb8\u6b3e\u5e73\u5747\u5229\u7387\u5f9e2.87%\u964d\u81f32.81%\uff0c\u9644\u5e36\u5e73\u57470.6\u9ede\uff08\u9ede\u662f\u501f\u6b3e\u4eba\u70ba\u7372\u5f97\u66f4\u597d\u5229\u7387\u800c\u652f\u4ed8\u7684\u8cbb\u7528\uff0c\u901a\u5e38\u70ba\u8cb8\u6b3e\u76841%\uff09\u3002\u9019\u4e00\u5e73\u5747\u5229\u7387\u662f\u81ea1971\u5e74Freddie Mac\u958b\u59cb\u9019\u9805\u8abf\u67e5\u4ee5\u4f86\u6700\u4f4e\u6c34\u6e96\uff0c\u9060\u4f4e\u65bc\u4e00\u5e74\u524d\u76843.69%\u3002 15\u5e74\u671f\u56fa\u5b9a\u5229\u7387\u5e73\u5747\u6c34\u6e96\u5f9e2.37%\u4e0b\u6ed1\u81f32.35%\uff0c\u9644\u5e36\u5e73\u57470.5\u9ede\u3002\u4e94\u5e74\u671f\u53ef\u8abf\u5229\u7387\u5e73\u5747\u70ba2.90%(\u9644\u5e36\u5e73\u57470.2\u9ede\uff09\uff0c\u4f4e\u65bc\u524d\u4e00\u90312.89%\u7684\u5229\u7387\u3002\u4e00\u5e74\u524d\uff0c15\u5e74\u671f\u5229\u7387\u70ba3.15%\uff0c5\u5e74\u671f\u5229\u7387\u70ba3.35%\u3002 National Association of Realtors\u9996\u5e2d\u7d93\u6fdf\u5b78\u5bb6Lawrence Yun\u8aaa\uff1a\u300c\u62b5\u62bc\u8cb8\u6b3e\u5229\u7387\u672c\u9031\u9032\u4e00\u6b65\u4e0b\u964d\uff0c\u9019\u51fa\u4e4e\u6211\u610f\u6599\u3002\u4e8b\u5be6\u4e0a\uff0c\u9019\u5c0d\u8cfc\u623f\u8005\u4f86\u8aaa\u662f\u500b\u597d\u6d88\u606f\u3002\u6211\u672c\u4f86\u8a8d\u70ba\u6211\u5011\u5df2\u7d93\u9054\u5230\u4e86\u53ef\u80fd\u7684\u6700\u4f4e\u5229\u7387\u3002\u300d \u300c\u6295\u8cc7\u8005\u8a8d\u70ba\u62b5\u62bc\u8cb8\u6b3e\u662f\u4e00\u7a2e\u5b89\u5168\u7684\u6295\u8cc7\uff0c\u8207\u7f8e\u570b\u50b5\u5238\u4e00\u6a23\u5b89\u5168\uff0c\u300d\u4ed6\u8aaa\u3002\u300c\u6295\u8cc7\u8005\u8a8d\u70ba\u623f\u5730\u7522\u5e02\u5834\u548c\u62b5\u62bc\u8cb8\u6b3e\u6295\u8cc7\u98a8\u96aa\u5f88\u5c0f\u3002\u300d \u81ea3\u6708\u7f8e\u806f\u5132\u958b\u59cb\u8cfc\u8cb7\u62b5\u62bc\u8cb8\u6b3e\u652f\u6301\u8b49\u5238(mortgage-backed securities\u00a0\uff0cMBSs)\u4ee5\u4f86\uff0c\u62b5\u62bc\u8cb8\u6b3e\u5229\u7387\u4e00\u76f4\u8655\u65bc\u6b77\u53f2\u4f4e\u4f4d\u3002\u7f8e\u806f\u5132\u8868\u793a\uff0c\u5c07\u81f3\u5c11\u57282023\u5e74\u524d\u7dad\u6301\u9019\u4e00\u653f\u7b56\uff0c\u9019\u5e7e\u4e4e\u53ef\u4ee5\u4fdd\u8b49\u5229\u7387\u5c07\u9577\u671f\u4fdd\u6301\u5728\u8f03\u4f4e\u6c34\u6e96\u3002 \u300c\u5728\u7576\u524d\u74b0\u5883\u4e0b\uff0c\u4f4e\u62b5\u62bc\u8cb8\u6b3e\u5229\u7387\u5df2\u6210\u70ba\u5e38\u898b\u73fe\u8c61\uff0c\u300dFreddie Mac\u9996\u5e2d\u7d93\u6fdf\u5b78\u5bb6Sam Khater\u5728\u4e00\u4efd\u8072\u660e\u4e2d\u8aaa\u3002\u300c\u5728\u6211\u5011\u518d\u6b21\u5275\u4e0b\u6b77\u53f2\u65b0\u4f4e\u3001\u4e5f\u662f\u4eca\u5e74\u7684\u7b2c\u5341\u500b\u7d00\u9304\u6642\uff0c\u518d\u878d\u8cc7\u6d3b\u52d5\u4f9d\u7136\u5f37\u52c1\uff0c\u8a31\u591a\u4eba\u5f97\u5230\u76ca\u8655\u3002\u7136\u800c\uff0c\u5fc5\u9808\u8a18\u4f4f\uff0c\u8003\u616e\u5230\u75ab\u60c5\u5f71\u97ff\uff0c\u4e26\u975e\u6240\u6709\u4eba\u90fd\u80fd\u5145\u5206\u5229\u7528\u4f4e\u5229\u7387\u3002\u300d \u5c0d\u65bc\u501f\u6b3e\u4eba\u4f86\u8aaa\uff0c\u672c\u903130\u5e74\u671f\u56fa\u5b9a\u5229\u7387\u8207\u53bb\u5e74\u540c\u671f\u76f8\u6bd4\uff0c40\u842c\u5143\u8cb8\u6b3e\u6bcf\u6708\u53ef\u7701190\u5143\u3002 \u300c\u5c0d\u8cfc\u623f\u8005\u800c\u8a00\uff0c\u4f4e\u5229\u7387\u4e00\u500b\u8ca0\u9762\u5f71\u97ff\u662f\uff0c\u5b83\u5011\u52a9\u9577\u623f\u50f9\u4e0a\u6f32\uff0c\u300dYun\u8aaa\u3002\u300c\u5c0d\u65bc\u90a3\u4e9b\u5c0b\u6c42\u80fd\u5920\u627f\u53d7\u623f\u5b50\u7684\u4eba\uff0c\u4e00\u500b\u89e3\u6c7a\u8fa6\u6cd5\u5c31\u662f\u9060\u96e2\u57ce\u5e02\uff0c\u53bb\u4ed6\u5011\u53ef\u4ee5\u627e\u5230\u66f4\u4f4e\u7684\u50f9\u683c\u3001\u540c\u6642\u9084\u80fd\u5f9e\u66f4\u4f4e\u7684\u5229\u7387\u4e2d\u7372\u76ca\u7684\u5730\u65b9\u3002\u5c0d\u90a3\u4e9b\u53ef\u5728\u5bb6\u5de5\u4f5c\u7121\u9700\u901a\u52e4\u7684\u4eba\uff0c\u9019\u6a23\u505a\u66f4\u5bb9\u6613\u3002\u300d \u9019\u4e9b\u8cc7\u6599\u4f86\u81eaFreddie Mac\u7684Primary Mortgage Market Survey\uff0c\u8a72\u8abf\u67e5\u8a55\u4f30\u5168\u570b\u7d0480\u5bb6\u9280\u884c\u5728\u9031\u4e00\u81f3\u9031\u4e09\u671f\u9593\u5411\u8cb7\u5bb6\u63d0\u4f9b\u7684\u5229\u7387\u3002\u9019\u9805\u8abf\u67e5\u6db5\u84cb\u4e86\u90a3\u4e9b\u9996\u4ed820%\u4e14\u4fe1\u7528\u826f\u597d\u7684\u501f\u6b3e\u4eba\u7684\u5e38\u898f\u4f4f\u623f\u8cb8\u6b3e\u5229\u7387\u3002 \u5229\u7387\u4e3b\u8981\u53d6\u6c7a\u65bc\u62b5\u62bc\u50b5\u5238\u6295\u8cc7\u8005\u5c0d\u4e00\u7cfb\u5217\u56e0\u7d20\u7684\u53cd\u61c9\uff0c\u5305\u62ec\u7f8e\u806f\u5132\u653f\u7b56\u3001\u80a1\u5e02\u548c10\u5e74\u671f\u570b\u50b5\u6536\u76ca\u7387\uff0c\u4ee5\u53ca11\u6708\u5927\u9078\u548c\u51a0\u72c0\u75c5\u6bd2\u4e0d\u78ba\u5b9a\u6027\u3002\u653e\u6b3e\u4eba\u9084\u8003\u616e\u4e00\u9031\u5167\u6536\u5230\u7684\u7533\u8acb\u6578\u91cf\u3001Freddie Mac\u548cFannie Mae\u6536\u53d6\u7684\u8cbb\u7528\u4ee5\u53ca\u501f\u6b3e\u4eba\u7684\u4fe1\u7528\u8a55\u5206\u3002 \u8207\u6b64\u540c\u6642\uff0cMortgage Bankers 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