{"id":130872,"date":"2016-12-28T08:37:52","date_gmt":"2016-12-28T16:37:52","guid":{"rendered":"http:\/\/old.newsforchinese.com\/v3\/?p=130872"},"modified":"2016-12-28T08:37:52","modified_gmt":"2016-12-28T16:37:52","slug":"%e9%80%80%e4%bc%91%e7%a7%bb%e5%b1%85%e5%a4%96%e5%9c%8b%e8%94%9a%e7%84%b6%e6%88%90%e6%bd%ae%e6%b5%81","status":"publish","type":"post","link":"https:\/\/newsforchinese.com\/v3\/2016\/12\/28\/%e9%80%80%e4%bc%91%e7%a7%bb%e5%b1%85%e5%a4%96%e5%9c%8b%e8%94%9a%e7%84%b6%e6%88%90%e6%bd%ae%e6%b5%81\/","title":{"rendered":"\u9000\u4f11\u79fb\u5c45\u5916\u570b\u851a\u7136\u6210\u6f6e\u6d41"},"content":{"rendered":"<p><span style=\"font-weight: 400;\">\u65b0\u5be1\u7684Kay McCowen\u8fad\u53bb\u5979\u7684\u5de5\u4f5c\u3001\u8ce3\u6389\u5979\u7684\u623f\u5b50\u3001\u7533\u8acb\u793e\u6703\u4fdd\u969c\uff0c\u7136\u5f8c\u8dd1\u5230\u58a8\u897f\u54e5\u9000\u4f11\u3002<\/span><!--more--><\/p>\n<p><span style=\"font-weight: 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This file is auto-generated *\/\n!function(d,l){\"use strict\";l.querySelector&&d.addEventListener&&\"undefined\"!=typeof URL&&(d.wp=d.wp||{},d.wp.receiveEmbedMessage||(d.wp.receiveEmbedMessage=function(e){var t=e.data;if((t||t.secret||t.message||t.value)&&!\/[^a-zA-Z0-9]\/.test(t.secret)){for(var s,r,n,a=l.querySelectorAll('iframe[data-secret=\"'+t.secret+'\"]'),o=l.querySelectorAll('blockquote[data-secret=\"'+t.secret+'\"]'),c=new RegExp(\"^https?:$\",\"i\"),i=0;i<o.length;i++)o[i].style.display=\"none\";for(i=0;i<a.length;i++)s=a[i],e.source===s.contentWindow&&(s.removeAttribute(\"style\"),\"height\"===t.message?(1e3<(r=parseInt(t.value,10))?r=1e3:~~r<200&&(r=200),s.height=r):\"link\"===t.message&&(r=new URL(s.getAttribute(\"src\")),n=new URL(t.value),c.test(n.protocol))&&n.host===r.host&&l.activeElement===s&&(d.top.location.href=t.value))}},d.addEventListener(\"message\",d.wp.receiveEmbedMessage,!1),l.addEventListener(\"DOMContentLoaded\",function(){for(var 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2026","format":false,"excerpt":"\u7063\u5340\u7684\u5927\u5b78\u7562\u696d\u751f\u8d8a\u4f86\u8d8a\u96e3\u627e\u5de5\u4f5c\uff0c\u90a3\u9ebc\u5df2\u7d93\u6c92\u5728\u5de5\u4f5c\u7684\u7063\u5340\u9000\u4f11\u65cf\u65e5\u5b50\u904e\u5f97\u53c8\u5982\u4f55\u5462\uff1f \u5982\u679c\u6c92\u6709\u7d2f\u7a4d\u8db3\u5920\u8ca1\u7522\uff0c\u751f\u6d3b\u53ef\u80fd\u6bd4\u525b\u7562\u696d\u7684\u66f4\u9700\u8981\u7c21\u6a38\u4e86\u3002 \u4f4f\u5728\u8056\u8377\u897f\u768461\u6b72Alexander 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\u7136\u800c\uff0c\u4e00\u4e9b\u5206\u6790\u4eba\u58eb\u8aaa\uff0c\u8ca7\u7aae\u7387\u662f\u8a55\u4f30\u8001\u9f61\u5316\u8001\u5e74\u4eba\u7684\u751f\u6d3b\u8cea\u91cf\u58f9\u500b\u7cdf\u7cd5\u7684\u8861\u91cf\u6307\u6a19\u3002 \u300c\u8ca7\u56f0\u7387\u662f\u6b3a\u9a19\u6027\u7684\u6578\u5b57\uff0c\u5b83\u6c92\u6709\u53cd\u6620\u51fa\u4ed6\u5011 (\u7537\u6027\u548c\u5973\u6027) \u5be6\u969b\u5b58\u5728\u7684\u91d1\u9322\u9700\u6c42\uff0c\u300d\u570b\u5bb6\u9000\u4f11\u4fdd\u969c\u7814\u7a76\u6240\u7814\u7a76\u7d93\u7406Jennifer Brown\u8aaa\u3002 Brown\u8aaa\uff0c\u58fd\u547d\u5ef6\u9577\u610f\u5473\u8457\u7f8e\u570b\u5973\u6027\u4eca\u5929\u6703\u6bd4\u7537\u6027\u591a\u6d3b\u4e94\u5e74\uff0c\u6bd4\u5979\u7684\u7956\u6bcd\u591a\u6d3b\u56db\u5e74\u3002 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\u6beb\u4e0d\u610f\u5916\uff0c\u52a0\u5dde\u9000\u4f11\u751f\u6d3b\u6210\u672c\u6bd4\u5927\u591a\u6578\u5176\u4ed6\u5dde\u9ad8\u3002\u6839\u64da\u500b\u4eba\u7406\u8ca1\u7db2\u7ad9GOBankingRates\u7684\u8abf\u67e5\u7d50\u679c\uff0c\u52a0\u5dde\u662f\u9000\u4f11\u751f\u6d3b\u6210\u672c\u7b2c\u4e09\u9ad8\u7684\u5dde\u3002 \u5728\u8a08\u7b97\u6bcf\u500b\u5dde\u6240\u9700\u6700\u4f4e\u5132\u84c4\u5f8c\uff0c\u7814\u7a76\u4eba\u54e1\u767c\u73fe\u52a0\u5dde\u9000\u4f11\u4eba\u54e1\u4e8c\u5341\u4e94\u5e74\u751f\u6d3b\u6210\u672c\u52a0\u8d77\u4f86\u63a5\u8fd1160\u842c\u5143\uff0c\u7565\u4f4e\u65bcMassachusetts\u3002 Hawaii\u662f\u6700\u8cb4\u7684\uff0c\u9000\u4f11\u4eba\u54e1\u9700220\u591a\u842c\u5143\u624d\u80fd\u751f\u6d3b\u3002 GoBankingRates\u8868\u793a\uff0c50\u6b72\u4ee5\u4e0a\u4eba\u7fa4\u5c0d\u9000\u4f11\u9700\u6c42\u7684\u64d4\u6182\u5c24\u70ba\u56b4\u91cd\u3002 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\u70ba\u78ba\u5b9a\u9000\u4f11\u4eba\u54e1\u6240\u9700\u5132\u84c4\u7684\u91d1\u984d\uff0c\u7814\u7a76\u4eba\u54e1\u5c07\u6bcf\u500b\u5dde\u5e74\u5ea6\u652f\u51fa\uff08\u6e1b\u53bb\u5e74\u5ea6\u5e73\u5747\u793e\u6703\u4fdd\u969c\u6536\u5165\uff09\u9664\u4ee54%-\u9019\u500b\u767e\u5206\u6bd4\u88ab\u5ee3\u6cdb\u7528\u4f5c\u9000\u4f11\u4eba\u54e1\u6bcf\u5e74\u61c9\u63d0\u53d6\u591a\u5c11\u5132\u84c4\u652f\u4ed8\u751f\u6d3b\u8cbb\u7528\u7684\u6307\u6a19\u3002 \u9000\u4f11\u4eba\u54e1\u6700\u4f4e\u5132\u84c4\u9700\u8d85\u904e100\u842c\u5143\u7684\u5dde 1.Hawaii $2,228,205 2.Massachusetts $1,612,313 3.\u52a0\u5dde $1,595,789 4.Alaska $1,280,333 5.\u7d10\u7d04\u5dde $1,272,822 6.Maryland $1,152,648 7.New Jersey $1,142,133 8.Vermont $1,139,128 9.Washington $1,136,124 10.New Hampshire $1,112,089 11.Connecticut $1,107,583 12.Rhode Island $1,106,080 13.Maine $1,104,578 14.Oregon $1,103,076 15.Arizona $1,095,565","rel":"","context":"In 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\u6b63\u9762\u5411\u5e74\u9577\u8005\u53ca\u5176\u770b\u8b77\u8005\u63d0\u4f9b\u591a\u8a9e\u8a00\u5e6b\u52a9\u3002\u5728\u672c\u6708\u5ea6\u5c08\u6b04\u4e2d\uff0c\u6211\u5011\u60f3\u5206\u4eab\u4e00\u4e9b\u91cd\u8981\u7684\u8b80\u8005\u63d0\u554f\uff0c\u5e0c\u671b\u5b83\u5011\u53ef\u4ee5\u5e6b\u52a9\u5230\u60a8\u3002 #1 \u554f\uff1a \u6211\u572862 \u6b72\u6642\u53ef\u4ee5\u4eab\u53d7\u54ea\u4e9b\u793e\u6703\u4fdd\u969c\u798f\u5229\uff1f\u8207 65 \u6b72\u7684\u4eba\u6536\u5230\u7684\u798f\u5229\u76f8\u6bd4\u5982\u4f55\uff1f \u7b54\uff1a \u7576\u60a8\u5e74\u6eff62\u6b72\uff0c\u60a8\u53ef\u63d0\u524d\u958b\u59cb\u9818\u53d6\u793e\u6703\u4fdd\u969c\u9000\u4f11\u91d1\u3002 \u4f46\u5982\u679c\u60a8\u5728\u5b8c\u5168\u9000\u4f11\u5e74\u9f61\u524d\u958b\u59cb\u9818\u53d6\uff0c\u6bcf\u6708\u91d1\u984d\u6839\u64da\u6240\u63d0\u524d\u7684\u5e74\u6578\u6bcf\u5e74\u6e1b\u5c118%\u3002 \u82e5\u60a8\u5728\u9054\u5230\u5b8c\u5168\u9000\u4f11\u5e74\u9f61\u6642\u958b\u59cb\u9818\u53d6\u9000\u4f11\u91d1\uff0c\u60a8\u5c07\u7372\u5f97100%\u7684\u9000\u4f11\u91d1\u3002 \u82e5\u60a8\u63a8\u9072\u9818\u53d6\uff0c\u8a72\u91d1\u984d\u5c07\u5728\u60a8\u9054\u5230\u5b8c\u5168\u9000\u4f11\u5e74\u9f61\u5f8c\uff0c\u6839\u64da\u6240\u63a8\u9072\u7684\u5e74\u6578\u6bcf\u5e74\u4ee5\u76f8\u540c\u7684\u6bd4\u7387\u589e\u52a0\uff0c\u76f4\u5230\u60a870\u6b72\u3002 #2 \u554f\uff1a \u7576\u6211\u9054\u5230\u5b8c\u5168\u9000\u4f11\u5e74\u9f61\u6642\uff0c\u6211\u5c07\u7533\u8acb\u793e\u6703\u4fdd\u969c\u9000\u4f11\u91d1\u3002\u6211\u662f\u7f8e\u570b\u516c\u6c11\uff0c\u5df2\u670940\u500b\u5de5\u4f5c\u7a4d\u5206\u3002\u6211\u7684\u59bb\u5b50\u662f\u7da0\u5361\u6301\u6709\u8005\uff0c\u5f9e\u672a\u5728\u7f8e\u570b\u5de5\u4f5c\u3002\u5979\u662f\u5426\u6709\u8cc7\u683c\u4eab\u6709\u6211\u7684\u9000\u4f11\u798f\u5229\u5373\u4f7f\u5979\u4e0d\u662f\u516c\u6c11\uff1f \u7b54\uff1a \u60a8\u7684\u59bb\u5b50\u7121\u9700\u6210\u70ba\u7f8e\u570b\u516c\u6c11\u5373\u53ef\u7372\u5f97\u798f\u5229\u3002\u7576\u6c38\u4e45\u5408\u6cd5\u5c45\u6c11\u5e74\u6eff62\u6b72\uff0c\u4e14\u5df2\u7d93\u5de5\u4f5c\u4e26\u7e73\u7d0d\u81f3\u5c1110\u5e74\u621640\u500b\u5b63\u5ea6\u7684\u793e\u6703\u4fdd\u969c\u7a05\uff0c\u4ed6\u5011\u5247\u6709\u8cc7\u683c\u4eab\u6709\u793e\u6703\u4fdd\u969c\u9000\u4f11\u798f\u5229\u3002 \u4f46\u7531\u65bc\u60a8\u7684\u59bb\u5b50\u672a\u66fe\u5728\u7f8e\u570b\u5de5\u4f5c\uff0c\u5979\u6700\u591a\u53ef\u7372\u5f97\u60a8\u798f\u5229\u768450%\u7684\u914d\u5076\u793e\u6703\u4fdd\u969c\u798f\u5229\u3002\u5728\u60a8\u958b\u59cb\u9818\u53d6\u793e\u6703\u4fdd\u969c\u9000\u4f11\u91d1\u5f8c\uff0c\u5979\u5c07\u6709\u8cc7\u683c\u5728\u597962\u6b72\u6642\u9818\u53d6\u798f\u5229\u3002\u7136\u800c\uff0c\u5982\u679c\u5979\u80fd\u5728\u9054\u5230\u5b8c\u5168\u9000\u4f11\u5e74\u9f61\u6642\u518d\u7533\u8acb\u9818\u53d6\uff0c\u5979\u7684\u6bcf\u6708\u798f\u5229\u6703\u66f4\u9ad8\u3002 #3 \u554f\uff1a \u4ec0\u9ebc\u662fMedicare \uff1f\u8ab0\u53ef\u4ee5\u7372\u5f97\u5b83\uff1f \u7b54\uff1a Medicare\u662f\u4e00\u9805\u91dd\u5c0d65\u6b72\u6216\u4ee5\u4e0a\u4eba\u58eb\u7684\u5065\u5eb7\u4fdd\u96aa\u8a08\u5283\u3002Medicare\u53ef\u4ee5\u5e6b\u52a9\u652f\u4ed8\u91ab\u7642\u4fdd\u5065\u8cbb\u7528\uff0c\u4f46\u5b83\u7121\u6cd5\u6db5\u84cb\u5168\u90e8\u91ab\u7642\u4fdd\u5065\u8cbb\u7528\u6216\u5927\u591a\u6578\u9577\u671f\u8b77\u7406\u8cbb\u7528\u3002 Original Medicare (\u539f\u6709\u7684Medicare) \u5305\u62ecA\u90e8\u5206\u548cB\u90e8\u5206\uff1a A\u90e8\u5206\u662f\u91ab\u9662\u4fdd\u96aa\uff0c\u5e6b\u52a9\u652f\u4ed8\u4f4f\u9662\u75c5\u4eba\u7684\u4f4f\u9662\u8b77\u7406\u8cbb\u7528\u6216\u4f4f\u9662\u5f8c\u5728\u5c08\u696d\u8b77\u7406\u6a5f\u69cb\u4e00\u5b9a\u6642\u9593\u5167\u7684\u8b77\u7406\u8cbb\u7528\uff0c\u4ee5\u53ca\u7279\u5b9a\u7684\u5bb6\u5ead\u4fdd\u5065\u548c\u81e8\u7d42\u95dc\u61f7\u8cbb\u7528\uff1b B\u90e8\u5206\u662f\u91ab\u7642\u4fdd\u96aa\uff0c\u5e6b\u52a9\u652f\u4ed8\u91ab\u9662\u4fdd\u96aa\u4e0d\u627f\u64d4\u7684\u91ab\u751f\u670d\u52d9\u53ca\u8a31\u591a\u5176\u4ed6\u91ab\u7642\u670d\u52d9\u548c\u7528\u54c1\u7684\u8cbb\u7528\u3002 Medicare\u9084\u5305\u62ecC\u90e8\u5206\u548cD\u90e8\u5206\uff1a C\u90e8\u5206\u88ab\u7a31\u70baMedicare Advantage (Medicare\u512a\u52e2\u8a08\u5283) \uff0c\u9019\u4e9b\u8a08\u5283\u5df2\u7372\u5f97Medicare \u6279\u51c6\uff0c\u7531\u79c1\u4eba\u516c\u53f8\u63d0\u4f9b\u3002\u8a31\u591a\u512a\u52e2\u8a08\u5283\u5305\u62ec\u85e5\u7269\u627f\u4fdd\u548c\u5176\u4ed6\u984d\u5916\u798f\u5229\uff1b D\u90e8\u5206\u662f\u85e5\u7269\u4fdd\u96aa\uff0c\u5e6b\u52a9\u652f\u4ed8\u8655\u65b9\u85e5\u8cbb\u7528\u3002 #4 \u554f\uff1a 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&quot;\u5065\u5eb7\u990a\u751f&quot;","block_context":{"text":"\u5065\u5eb7\u990a\u751f","link":"https:\/\/newsforchinese.com\/v3\/category\/health\/"},"img":{"alt_text":"","src":"https:\/\/i0.wp.com\/newsforchinese.com\/v3\/wp-content\/uploads\/2020\/06\/seniors-3.jpg?resize=350%2C200&ssl=1","width":350,"height":200,"srcset":"https:\/\/i0.wp.com\/newsforchinese.com\/v3\/wp-content\/uploads\/2020\/06\/seniors-3.jpg?resize=350%2C200&ssl=1 1x, https:\/\/i0.wp.com\/newsforchinese.com\/v3\/wp-content\/uploads\/2020\/06\/seniors-3.jpg?resize=525%2C300&ssl=1 1.5x"},"classes":[]},{"id":134688,"url":"https:\/\/newsforchinese.com\/v3\/2017\/03\/09\/401k-403b-457-ira-roth-ira-sep-ira-%e6%8a%95%e8%b5%84%e6%8f%90%e5%8f%96%e6%94%bb%e7%95%a5\/","url_meta":{"origin":130872,"position":5},"title":"401k, 403b, 457, IRA, Roth IRA, SEP IRA \u6295\u8d44\u653b\u7565","author":"Raymond","date":"March 9, 2017","format":false,"excerpt":"\u300c\u5b30\u5152\u6f6e\u300d\uff0c\u5927\u5bb6\u975e\u5e38\u719f\u6089\u7684\u540d\u8a5e\uff0c\u662f\u6307\u5728\u4e16\u754c\u4e8c\u6230\u5f8c\u51fa\u751f\u7684\u9019\u4e00\u4eba\u7fa4\uff0c\u7531\u65bc\u6230\u5f8c\u793e\u6703\u751f\u6d3b\u56de\u5fa9\u5e73\u975c\u5b89\u7a69\uff0c\u6240\u4ee5\u4e8c\u6230\u5f8c1946-1964\u5e74\u9593\uff0c1946\u7b2c\u4e00\u5e74\u7684\u5b30\u5152\u6f6e\u6709\u4e8c\u767e\u56db\u5341\u842c\u5b30\u5152\u51fa\u751f\uff0c\u800c1964\u6700\u5f8c\u4e00\u5e74\u5347\u81f3\u4e03\u5343\u4e8c\u767e\u4e94\u5341\u842c\u5b30\u5152\uff0c\u53ef\u8b02\u975e\u5e38\u58ef\u89c0\u3002\u7f8e\u570b\u51fa\u751f\u7387\u52301999\u5e74\u9054\u81f3\u6700\u9ad8\u5cef\u9054\u5343\u516b\u767e\u516b\u5341\u842c\uff0c\u9019\u500b\u6578\u5b57\u5df2\u5305\u62ec\u79fb\u6c11\uff08\u83ef\u4eba\uff09\u4eba\u58eb\u3002\u5c48\u6307\u4e00\u7b97\uff0c\u7b2c\u4e00\u6279\u5b30\u5152\u6f6e\u4eba\u58eb\u5df2\u8e0f\u5165\u4e03\u5341\u6b72\uff0c\u64da\u7d71\u8a08\u6bcf\u4e00\u5929\u6709\u4e00\u767e\u842c\u7684\u5b30\u5152\u6f6e\u4eba\u58eb\u9032\u884c\u9000\u4f11\u7684\u884c\u5217\u3002 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