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Press)\u30022004\u5e74\uff0c\u76ae\u5c24\u6148\u5584\u57fa\u91d1\u66f4\u5c07\u6b64\u6a5f\u69cb\u7c21\u7a31\u70ba\u76ae\u5c24\u7814\u7a76\u4e2d\u5fc3\uff0c\u7e3d\u90e8\u8a2d\u65bc\u83ef\u5e9c\uff0c\u5c08\u505a\u4e2d\u7acb\u3001\u7368\u7acb\u3001\u7121\u50be\u5411\u6027(non-advocacy)\u7684\u7814\u7a76\uff0c\u8fc4\u4eca\u5df2\u6210\u4eab\u8b7d\u5168\u7403\u7684\u8cc7\u6599\u5f15\u7528\u4f86\u6e90\u6a5f\u69cb\u4e4b\u4e00\u3002 \u00a0 \u800c\u5176\u80cc\u5f8c\u7684\u9760\u5c71\uff0c1948\u5e74\u7531Sun Oil Company\u5275\u8fa6\u4ebaJoseph Newton Pew\u53ca\u5176\u592b\u4ebaMary Anderson Pew\u7684\u5b50\u5973\u6240\u5275\u8fa6\u7684\u76ae\u5c24\u6148\u5584\u4fe1\u8a17\u57fa\u91d1\uff0c\u79c9\u6301\u5176\u4f7f\u547d\u4e4b\u4e00\u7684\u544a\u8a34\u5927\u773e\u6709\u7528\u8cc7\u6599\u4ee5\u6539\u8b8a\u4e16\u754c\uff0c\u65bc\u53bb\u5e74\u5341\u4e8c\u6708\u767c\u8868\u4e00\u4efd\u5831\u544a\u8aaa\uff0c\u8a31\u591a\u4eba\uff0c\u5c24\u5176\u662f\u7d93\u6fdf\u5f31\u52e2\u8005\uff0c\u4e00\u76f4\u5728\u88ab\u7f8e\u570b\u9280\u884c\u6536\u53d6\u4e0d\u5408\u7406\u7684\u900f\u652f\u8cbb\uff0c\u547c\u7c72\u300a\u4fdd\u8b77\u6d88\u8cbb\u8005\u514d\u53d7\u904e\u9ad8\u900f\u652f\u6210\u672c\u300b( Consumers Need Protection From Excessive Overdraft Costs)\u3002 \u00a0 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