{"id":124485,"date":"2016-08-19T18:01:14","date_gmt":"2016-08-20T01:01:14","guid":{"rendered":"http:\/\/old.newsforchinese.com\/v3\/?p=124485"},"modified":"2016-08-19T18:01:14","modified_gmt":"2016-08-20T01:01:14","slug":"%e5%85%a9%e7%99%be%e8%90%ac%e5%af%8c%e5%9c%8b%e9%8a%80%e8%a1%8c%e5%ae%a2%e6%88%b6%e6%9f%a5%e7%9c%8b%e4%ba%86%e4%bb%96%e5%80%91%e7%9a%84-fico-%e4%bf%a1%e7%94%a8%e8%a9%95%e5%88%86","status":"publish","type":"post","link":"https:\/\/newsforchinese.com\/v3\/2016\/08\/19\/%e5%85%a9%e7%99%be%e8%90%ac%e5%af%8c%e5%9c%8b%e9%8a%80%e8%a1%8c%e5%ae%a2%e6%88%b6%e6%9f%a5%e7%9c%8b%e4%ba%86%e4%bb%96%e5%80%91%e7%9a%84-fico-%e4%bf%a1%e7%94%a8%e8%a9%95%e5%88%86\/","title":{"rendered":"\u5169\u767e\u842c\u5bcc\u570b\u9280\u884c\u5ba2\u6236\u67e5\u770b\u4e86\u4ed6\u5011\u7684 FICO\u00ae \u4fe1\u7528\u8a55\u5206"},"content":{"rendered":"<p>Wells Fargo &#038; Company (\u5bcc\u570b\u96c6\u5718\u516c\u53f8) \u4eca\u5929\u5ba3\u4f48\uff0c\u81ea\u4e09\u6708\u4efd\u70ba\u6d88\u8cbb\u8005\u4fe1\u7528\u5361\u5ba2\u6236\u63a8\u51fa<!--more-->\u300cFICO\u00ae Score \u958b\u653e\u67e5\u770b\u8a08\u5283\u300d(FICO\u00ae Score Open Access Program\uff0c\u82f1\u6587\u7248) \u4ee5\u4f86\uff0c\u5df2\u6709\u5169\u767e\u842c\u5ba2\u6236\u67e5\u770b\u4e86\u81ea\u5df1\u7684 FICO\u00ae Score\u3002<\/p>\n<p>\u81ea\u6b64\uff0c\u516c\u53f8\u64f4\u5927\u4e86\u6b64\u8a08\u5283\u4e0b\u7684FICO\u00ae Scores \u514d\u8cbb\u67e5\u770b\u670d\u52d9\uff0c\u63d0\u4f9b\u7d663,000\u842c\u4f7f\u7528\u5bcc\u570b\u9280\u884c\u62b5\u62bc\u8cb8\u6b3e\u3001\u623f\u5c4b\u6de8\u503c\u4fe1\u8cb8\u984d\u3001\u4fe1\u7528\u5361\u3001\u79c1\u4eba\u5b78\u751f\u8cb8\u6b3e\u3001\u76f4\u63a5\u6c7d\u8eca\u8cb8\u6b3e\u3001\u500b\u4eba\u4fe1\u7528\u984d\u5ea6\u6216\u8cb8\u6b3e\u7684\u7b26\u5408\u8cc7\u683c\u7684\u6d88\u8cbb\u8005\u4fe1\u7528\u5ba2\u6236\u3002<\/p>\n<p>\u5ba2\u6236\u53ef\u4ee5\u900f\u904e\u5bcc\u570b\u884c\u52d5\u9280\u884c\u670d\u52d9 (Wells Fargo Mobile\u00ae banking) \u67e5\u770b\u4ed6\u5011\u7684\u8a55\u5206\u3002<\/p>\n<p>\u300c\u6211\u5011\u5e0c\u671b\u652f\u6301\u5ba2\u6236\u7684\u8ca1\u52d9\u5065\u5eb7\uff0c\u4e26\u5e6b\u52a9\u4ed6\u5011\u900f\u904e\u4e00\u7a2e\u5168\u65b0\u7684\u65b9\u5f0f\u4f86\u67e5\u770b\u4fe1\u7528\uff0c\u56e0\u70ba\u9019\u5c07\u5f71\u97ff\u5230\u8af8\u5982\u7372\u5f97\u8cb8\u6b3e\u3001\u79df\u8cc3\u516c\u5bd3\u7b49\u5404\u7a2e\u65b9\u9762\uff0c\u300d\u5bcc\u570b\u9280\u884c\u6d88\u8cbb\u8005\u4fe1\u8cb8\u89e3\u6c7a\u65b9\u6848\u7d44\u8ca0\u8cac\u4eba Shelley Freeman \u8aaa\u9053\u3002<\/p>\n<p>\u300c\u9019\u5c31\u662f\u70ba\u4ec0\u9ebc\u6211\u5011\u5c07\u5ba2\u6236\u7684 FICO\u00ae Score \u8207\u4ed6\u5011\u7684\u884c\u52d5\u9280\u884c\u670d\u52d9\u9ad4\u9a57\u9032\u884c\u6574\u5408\uff0c\u53ef\u4ee5\u8207\u67e5\u770b\u5e33\u6236\u7d50\u9918\u4e00\u6a23\uff0c\u8f15\u9b06\u67e5\u770b\u81ea\u5df1\u7684\u4fe1\u7528\u5065\u5eb7\u3002\u300d  <\/p>\n<p>FICO\u00ae \u4fe1\u7528\u8a55\u5206\u9ad4\u9a57\u5305\u62ec\uff1a\u5ba2\u6236\u770b\u5230\u7684 FICO\u00ae Scores\uff0c\u9019\u662f\u6b64\u8a08\u5283\u7684\u5167\u5bb9\u4e4b\u4e00\uff0c\u5373\u5bcc\u570b\u9280\u884c\u7528\u65bc\u7ba1\u7406\u6d88\u8cbb\u8005\u7684\u4fe1\u7528\u5e33\u6236\u4e26\u51fa\u65bc\u6559\u80b2\u76ee\u7684\u800c\u63d0\u4f9b\u7684\u8a55\u5206\u3002 <\/p>\n<p>\u900f\u904e\u8a08\u5283\uff0c\u7b26\u5408\u8cc7\u683c\u7684\u5ba2\u6236\u53ef\u4ee5\uff1a<br \/>\n 1.  \u514d\u8cbb\u767b\u5165\u67e5\u770b\u4ed6\u5011\u7684 FICO\u00ae Score \u548c\u5f71\u97ff\u6578\u5b57\u7684\u56e0\u7d20\u3002<br \/>\n 2.  \u57fa\u65bc\u8a55\u5206\u56e0\u7d20\u7684\u500b\u4eba\u5316\u5bcc\u570b\u9280\u884c\u4fe1\u7528\u5efa\u8b70\u3002<br \/>\n 3.  \u5ba2\u6236\u7684\u8fd1\u671f FICO\u00ae Score \u6b77\u53f2\u4e92\u52d5\u5716\u8868\u3002<br \/>\n 4.  \u4fe1\u7528\u6559\u80b2\uff0c\u56de\u7b54\u5e38\u898b\u554f\u984c\u7b49\u3002<\/p>\n<p>\u7576\u670d\u52d9\u53ef\u7528\u6642\uff0c\u5ba2\u6236\u7684\u5e33\u6236\u6458\u8981\u9801\u9762\u4e0a\u6703\u81ea\u52d5\u986f\u793a\u300c\u67e5\u770b\u60a8\u7684 FICO\u00ae \u4fe1\u7528\u8a55\u5206\u300d(View Your FICO\u00ae Credit Score) \u9023\u7d50\uff0c\u4e14\u5982\u679c\u5ba2\u6236\u6709\u65b0\u7684\u8a55\u5206\u6642\uff0c\u6703\u540c\u6642\u6536\u5230\u63d0\u9192\u3002<\/p>\n<p>\u5728\u4eca\u5e74\u665a\u4e9b\u6642\u5019\uff0c\u5ba2\u6236\u53ef\u4f7f\u7528\u684c\u4e0a\u578b\u6216\u7b46\u8a18\u672c\u96fb\u8166\u4f86\u67e5\u770b\u81ea\u5df1\u7684 FICO\u00ae Score\u3002<\/p>\n<p>\u300c\u5df2\u9078\u64c7\u67e5\u770b\u8a55\u5206\u7684\u5ba2\u6236\u7d66\u6211\u5011\u6b63\u9762\u7684\u53cd\u994b\uff0c\u300dFreeman \u8aaa\u9053\uff0c\u300c\u4e5f\u8a31\uff0c\u6700\u4ee4\u4eba\u6eff\u610f\u7684\u662f\u6709 45% \u7684\u5ba2\u6236\u8868\u793a\uff0c\u7531\u65bc\u6b64\u9805\u65b0\u8a08\u5283\uff0c\u4ed6\u5011\u5df2\u63a1\u53d6\u4e86\u4e00\u4e9b\u884c\u52d5\u3002\u9019\u544a\u8a34\u6211\u5011\uff0c\u6211\u5011\u662f\u5728\u771f\u6b63\u5728\u5e6b\u52a9\u5ba2\u6236\u77ad\u89e3\u4e26\u7ba1\u7406\u4ed6\u5011\u7684\u4fe1\u7528\uff0c\u4e14\u70ba\u5ba2\u6236\u7684\u8ca1\u52d9\u672a\u4f86\u92ea\u8a2d\u9069\u5408\u7684\u9053\u8def\u3002\u300d<\/p>\n<div class=\"gsp_post_data\" \r\n\t            data-post_type=\"post\" \r\n\t            data-cat=\"biz\" \r\n\t            data-modified=\"120\"\r\n\t            data-created=\"1471629674\"\r\n\t            data-title=\"\u5169\u767e\u842c\u5bcc\u570b\u9280\u884c\u5ba2\u6236\u67e5\u770b\u4e86\u4ed6\u5011\u7684 FICO\u00ae \u4fe1\u7528\u8a55\u5206\" \r\n\t            data-home=\"https:\/\/newsforchinese.com\/v3\"><\/div>","protected":false},"excerpt":{"rendered":"<p>Wells Fargo &#038; Company (\u5bcc\u570b\u96c6\u5718\u516c\u53f8) \u4eca\u5929\u5ba3\u4f48\uff0c\u81ea\u4e09\u6708\u4efd\u70ba\u6d88\u8cbb\u8005\u4fe1\u7528\u5361\u5ba2\u6236\u63a8\u51fa<\/p>\n","protected":false},"author":1001012,"featured_media":75009,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"episode_type":"","audio_file":"","podmotor_file_id":"","podmotor_episode_id":"","cover_image":"","cover_image_id":"","duration":"","filesize":"","filesize_raw":"","date_recorded":"","explicit":"","block":"","jetpack_post_was_ever_published":false,"_jetpack_newsletter_access":"","_jetpack_dont_email_post_to_subs":false,"_jetpack_newsletter_tier_id":0,"_jetpack_memberships_contains_paywalled_content":false,"_jetpack_memberships_contains_paid_content":false,"footnotes":"","jetpack_publicize_message":"","jetpack_publicize_feature_enabled":true,"jetpack_social_post_already_shared":false,"jetpack_social_options":{"image_generator_settings":{"template":"highway","default_image_id":0,"font":"","enabled":false},"version":2},"_wpas_customize_per_network":false},"categories":[13],"tags":[],"series":[],"class_list":["post-124485","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-biz"],"aioseo_notices":[],"featured_image_urls":{"thumbnail":"https:\/\/newsforchinese.com\/v3\/wp-content\/uploads\/2014\/04\/gty_wells_fargo_bank_nt_111108_wmain-150x150.jpg","medium":"https:\/\/newsforchinese.com\/v3\/wp-content\/uploads\/2014\/04\/gty_wells_fargo_bank_nt_111108_wmain-300x200.jpg","single_img":"https:\/\/newsforchinese.com\/v3\/wp-content\/uploads\/2014\/04\/gty_wells_fargo_bank_nt_111108_wmain-150x150.jpg"},"appp_media":null,"episode_featured_image":"https:\/\/newsforchinese.com\/v3\/wp-content\/uploads\/2014\/04\/gty_wells_fargo_bank_nt_111108_wmain.jpg","episode_player_image":"https:\/\/newsforchinese.com\/v3\/wp-content\/uploads\/2022\/11\/avatars-DFF30y5My1u3eZvX-2nXMSw-original.jpg","download_link":"","player_link":"","audio_player":false,"episode_data":{"playerMode":"dark","subscribeUrls":[],"rssFeedUrl":"https:\/\/newsforchinese.com\/v3\/feed\/podcast\/%e8%80%81%e4%b8%ad%e5%bb%a3%e6%92%ad%e9%9b%bb%e5%8f%b0","embedCode":"<blockquote class=\"wp-embedded-content\" data-secret=\"Idt8kdLR9I\"><a href=\"https:\/\/newsforchinese.com\/v3\/2016\/08\/19\/%e5%85%a9%e7%99%be%e8%90%ac%e5%af%8c%e5%9c%8b%e9%8a%80%e8%a1%8c%e5%ae%a2%e6%88%b6%e6%9f%a5%e7%9c%8b%e4%ba%86%e4%bb%96%e5%80%91%e7%9a%84-fico-%e4%bf%a1%e7%94%a8%e8%a9%95%e5%88%86\/\">\u5169\u767e\u842c\u5bcc\u570b\u9280\u884c\u5ba2\u6236\u67e5\u770b\u4e86\u4ed6\u5011\u7684 FICO\u00ae \u4fe1\u7528\u8a55\u5206<\/a><\/blockquote><iframe sandbox=\"allow-scripts\" security=\"restricted\" src=\"https:\/\/newsforchinese.com\/v3\/2016\/08\/19\/%e5%85%a9%e7%99%be%e8%90%ac%e5%af%8c%e5%9c%8b%e9%8a%80%e8%a1%8c%e5%ae%a2%e6%88%b6%e6%9f%a5%e7%9c%8b%e4%ba%86%e4%bb%96%e5%80%91%e7%9a%84-fico-%e4%bf%a1%e7%94%a8%e8%a9%95%e5%88%86\/embed\/#?secret=Idt8kdLR9I\" width=\"500\" height=\"350\" title=\"&#8220;\u5169\u767e\u842c\u5bcc\u570b\u9280\u884c\u5ba2\u6236\u67e5\u770b\u4e86\u4ed6\u5011\u7684 FICO\u00ae \u4fe1\u7528\u8a55\u5206&#8221; &#8212; News for Chinese \uff0d \u820a\u91d1\u5c71\u7063\u5340No.1\u514d\u8cbb\u83ef\u4eba\u793e\u5340\u5831\u7d19\" data-secret=\"Idt8kdLR9I\" frameborder=\"0\" marginwidth=\"0\" marginheight=\"0\" scrolling=\"no\" class=\"wp-embedded-content\"><\/iframe><script type=\"text\/javascript\">\n\/* <![CDATA[ *\/\n\/*! This file is auto-generated *\/\n!function(d,l){\"use strict\";l.querySelector&&d.addEventListener&&\"undefined\"!=typeof URL&&(d.wp=d.wp||{},d.wp.receiveEmbedMessage||(d.wp.receiveEmbedMessage=function(e){var t=e.data;if((t||t.secret||t.message||t.value)&&!\/[^a-zA-Z0-9]\/.test(t.secret)){for(var s,r,n,a=l.querySelectorAll('iframe[data-secret=\"'+t.secret+'\"]'),o=l.querySelectorAll('blockquote[data-secret=\"'+t.secret+'\"]'),c=new RegExp(\"^https?:$\",\"i\"),i=0;i<o.length;i++)o[i].style.display=\"none\";for(i=0;i<a.length;i++)s=a[i],e.source===s.contentWindow&&(s.removeAttribute(\"style\"),\"height\"===t.message?(1e3<(r=parseInt(t.value,10))?r=1e3:~~r<200&&(r=200),s.height=r):\"link\"===t.message&&(r=new URL(s.getAttribute(\"src\")),n=new URL(t.value),c.test(n.protocol))&&n.host===r.host&&l.activeElement===s&&(d.top.location.href=t.value))}},d.addEventListener(\"message\",d.wp.receiveEmbedMessage,!1),l.addEventListener(\"DOMContentLoaded\",function(){for(var e,t,s=l.querySelectorAll(\"iframe.wp-embedded-content\"),r=0;r<s.length;r++)(t=(e=s[r]).getAttribute(\"data-secret\"))||(t=Math.random().toString(36).substring(2,12),e.src+=\"#?secret=\"+t,e.setAttribute(\"data-secret\",t)),e.contentWindow.postMessage({message:\"ready\",secret:t},\"*\")},!1)))}(window,document);\n\/\/# sourceURL=https:\/\/newsforchinese.com\/v3\/wp-includes\/js\/wp-embed.min.js\n\/* ]]> *\/\n<\/script>\n"},"jetpack_publicize_connections":[],"jetpack_featured_media_url":"https:\/\/newsforchinese.com\/v3\/wp-content\/uploads\/2014\/04\/gty_wells_fargo_bank_nt_111108_wmain.jpg","jetpack-related-posts":[{"id":89529,"url":"https:\/\/newsforchinese.com\/v3\/2014\/10\/11\/%e5%af%8c%e5%9c%8b%e9%8a%80%e8%a1%8c%e6%96%bc-11-%e6%9c%88-16-%e6%97%a5%e5%89%8d%e7%82%ba%e5%ae%a2%e6%88%b6%e5%85%8d%e8%b2%bb%e6%8f%90%e4%be%9b%e4%bf%a1%e7%94%a8%e8%a9%95%e5%88%86%e6%9c%8d%e5%8b%99\/","url_meta":{"origin":124485,"position":0},"title":"\u5bcc\u570b\u9280\u884c\u65bc 11 \u6708 16 \u65e5\u524d\u70ba\u5ba2\u6236\u514d\u8cbb\u63d0\u4f9b\u4fe1\u7528\u8a55\u5206\u670d\u52d9","author":"Raymond","date":"October 11, 2014","format":false,"excerpt":"\u70ba\u4e86\u5354\u52a9\u5ba2\u6236\u6210\u529f\u7406\u8ca1\uff0c\u5bcc\u570b\u9280\u884c\uff08\u7d10\u7d04\u8b49\u5238\u4ea4\u6613\u6240\u4ee3\u78bc\uff1aWFC\uff09\u5c07\u70ba\u5ba2\u6236\u514d\u8cbb\u63d0\u4f9b\u6d88\u8cbb\u8005\u4fe1\u7528\u8a55\u5206\u53ca\u4fe1\u7528\u5831\u544a\uff0c\u6d3b\u52d5\u5c07\u6301\u7e8c\u81f3 11 \u6708 16 \u65e5\u70ba\u6b62\u3002\u8acb\u9020\u8a2a https:\/\/www.wellsfargo.com\/freecreditscore \u67e5\u95b1\u95dc\u65bc\u672c\u6b21\u9650\u6642\u63a8\u5ee3\u6d3b\u52d5\u8a73\u60c5\u3002 \u5bcc\u570b\u9280\u884c\u6d88\u8cbb\u8005\u4fe1\u8cb8\u89e3\u6c7a\u65b9\u6848\u90e8\u57f7\u884c\u526f\u7e3d\u88c1 Gary Korotzer \u8868\u793a\uff1a\u300c\u6839\u64da\u5bcc\u570b\u9280\u884c\u6700\u8fd1\u7684\u4e00\u9805\u8abf\u67e5\u986f\u793a\uff0c\u6709 27% \u7684\u7f8e\u570b\u4eba\u6bd4\u8f03\u64d4\u5fc3\u8ca1\u52d9\u800c\u4e0d\u662f\u8eab\u9ad4\u5065\u5eb7\u3002\u5e74\u5ea6\u9ad4\u6aa2\u53ef\u4ee5\u5e6b\u52a9\u6211\u5011\u4fdd\u6301\u8eab\u9ad4\u5065\u5eb7\uff0c\u540c\u6a23\u5730\uff0c\u900f\u904e\u672c\u6b21\u6d3b\u52d5\uff0c\u6d88\u8cbb\u8005\u53ef\u4ee5\u5b9a\u671f\u6aa2\u67e5\u81ea\u5df1\u7684\u4fe1\u7528\u72c0\u6cc1\u4e26\u63a1\u53d6\u63aa\u65bd\u52a0\u4ee5\u6539\u5584\u4ee5\u638c\u63a7\u8ca1\u52d9\u72c0\u6cc1\u3002\u300d \u95dc\u65bc\u514d\u8cbb\u6d88\u8cbb\u8005\u4fe1\u7528\u8a55\u5206\u65b9\u6848 \u81ea 2014 \u5e74 10 \u6708 1 \u65e5\u8d77\u81f3 11 \u6708 16 \u65e5\u9019\u6bb5\u671f\u9593\uff0c\u5bcc\u570b\u9280\u884c\u7684\u6240\u6709\u5ba2\u6236\u90fd\u53ef\u89aa\u81e8\u5bcc\u570b\u9280\u884c\u5206\u884c\uff0c\u5411\u4e00\u4f4d\u5bcc\u570b\u9280\u884c\u5c08\u54e1\u53d6\u5f97\u500b\u4eba\u767b\u5165\u4ee3\u78bc\uff0c\u4ee5\u7372\u5f97\u514d\u8cbb\u4fe1\u7528\u8a55\u5206\u53ca\u4fe1\u7528\u5831\u544a \u81ea 2012 \u5e74\u6d3b\u52d5\u63a8\u51fa\u4ee5\u4f86\uff0c\u5df2\u6709\u8d85\u904e 80 \u842c\u540d\u5ba2\u6236\u548c\u5718\u968a\u6210\u54e1\u53c3\u8207\u672c\u63a8\u5ee3\u6d3b\u52d5\u7372\u5f97\u4e86\u514d\u8cbb\u7684\u4fe1\u7528\u8a55\u5206\u53ca\u4fe1\u7528\u5831\u544a\u3002\u4eca\u5e74\u662f\u5bcc\u570b\u9280\u884c\u63a8\u51fa\u514d\u8cbb\u4fe1\u7528\u8a55\u5206\u63a8\u5ee3\u6d3b\u52d5\u7684\u7b2c\u4e09\u5e74\uff0c\u9069\u9022\u7f8e\u570b\u9280\u884c\u5bb6\u5354\u6703\u300c\u8070\u660e\u7ba1\u7406\u4fe1\u7528\u65e5\u300d\u6d3b\u52d5\uff0c\u5728\u9019\u9805\u5168\u570b\u6027\u7684\u6d3b\u52d5\u4e2d\uff0c\u4e00\u7fa4\u9280\u884c\u5c08\u54e1\u5fd7\u9858\u8005\u8207\u5e74\u8f15\u4eba\u4e00\u8d77\u5411\u5927\u773e\u5ba3\u5c0e\u7406\u6027\u5730\u4f7f\u7528\u4fe1\u7528\u7684\u91cd\u8981\u6027\u3002 \u70ba\u4e86\u5be6\u65bd\u300c\u8070\u660e\u7ba1\u7406\u4fe1\u7528\u300d\u65b9\u6848\uff0c\u5bcc\u570b\u9280\u884c\u7684\u76ee\u6a19\u662f\u900f\u904e\u5728\u5168\u570b\u7684\u8ab2\u5802\u548c\u793e\u5340\u4e2d\u5fc3\u63d0\u4f9b\u5fd7\u9858\u670d\u52d9\uff0c\u5411\u81f3\u5c11 6 \u842c\u4eba\u50b3\u6388\u95dc\u65bc\u4fe1\u7528\u7684\u77e5\u8b58\u3002 \u4fdd\u6301\u4fe1\u7528\u826f\u597d\u5065\u5168\u7684\u5efa\u8b70 \u826f\u597d\u7684\u4fe1\u7528\u72c0\u6cc1\u53ef\u5e6b\u52a9\u6d88\u8cbb\u8005\u53d6\u5f97\u8f03\u4f4e\u7684\u5229\u7387\u3002\u4f46\u5f88\u591a\u4eba\u90fd\u7b49\u5230\u9700\u8981\u8cb8\u6b3e\u6642\u624d\u4f86\u8003\u616e\u81ea\u5df1\u7684\u4fe1\u7528\u72c0\u6cc1\u3002\u5bcc\u570b\u9280\u884c\u70ba\u6d88\u8cbb\u8005\u63d0\u4f9b\u4ee5\u4e0b\u7406\u6027\u5730\u7d93\u71df\u500b\u4eba\u4fe1\u7528\u7684\u5efa\u8b70\uff1a \u6bcf\u5e74\u6aa2\u67e5\u60a8\u7684\u4fe1\u7528\u5831\u544a\u3002\u78ba\u4fdd\u60a8\u7684\u4fe1\u7528\u5831\u544a\u5305\u542b\u6700\u65b0\u4e14\u6e96\u78ba\u7684\u8cc7\u8a0a\u3002\u4fe1\u7528\u5831\u544a\u82e5\u51fa\u73fe\u932f\u8aa4\uff0c\u53ef\u80fd\u6703\u5c0d\u4fe1\u7528\u8a55\u5206\u7522\u751f\u8ca0\u9762\u5f71\u97ff\uff0c\u751a\u81f3\u53ef\u80fd\u8868\u793a\u8eab\u4efd\u5df2\u88ab\u76dc\u7528\u3002\u60a8\u53ef\u4ee5\u9020\u8a2a AnnualCreditReport.com \u6216\u64a5\u6253\u514d\u8cbb\u96fb\u8a71 1-877-322-8228\uff0c\u6bcf\u5e74\u514d\u8cbb\u7d22\u53d6\u4e00\u4efd\u500b\u4eba\u4fe1\u7528\u5831\u544a\u3002 \u00a0 \u6e96\u6642\u652f\u4ed8\u5e33\u55ae\u3002\u60a8\u7684\u4ed8\u6b3e\u8a18\u9304\u662f\u5f71\u97ff\u4fe1\u7528\u8a55\u5206\u7684\u6700\u5927\u56e0\u7d20\uff0c\u5176\u4e2d\u5305\u62ec\u6309\u6642\u652f\u4ed8\u623f\u79df\u548c\u624b\u6a5f\u5e33\u55ae\u7b49\u60a8\u610f\u60f3\u4e0d\u5230\u7684\u4ed8\u6b3e\u3002\u59a5\u5584\u904b\u7528\u60a8\u7684\u91d1\u878d\u6a5f\u69cb\u901a\u5e38\u6703\u900f\u904e\u7db2\u4e0a\u9280\u884c\u670d\u52d9\u63d0\u4f9b\u7684\u514d\u8cbb\u7dda\u4e0a\u5de5\u5177\uff0c\u5e6b\u52a9\u60a8\u7de8\u5217\u9810\u7b97\u4e26\u5efa\u7acb\u4e00\u4efd\u81ea\u52d5\u4ed8\u5e33\u6642\u9593\u8868\u3002 \u00a0 \u4f7f\u50b5\u52d9\u4e0d\u8981\u8d85\u904e\u6bcf\u6708\u7e3d\u6536\u5165\u7684 35%\u3002\u8cb8\u6b3e\u6a5f\u69cb\u5728\u505a\u51fa\u4fe1\u8cb8\u6c7a\u5b9a\u6642\u6703\u8003\u616e\u6d88\u8cbb\u8005\u7684\u50b5\u52d9\u8207\u6bcf\u6708\u6536\u5165\u3002 \u00a0 \u77ad\u89e3\u826f\u597d\u7684\u4fe1\u7528\u5c0d\u60a8\u7684\u8ca1\u52d9\u72c0\u6cc1\u6709\u4f55\u5f71\u97ff\u3002\u60a8\u7684\u4fe1\u7528\u8a55\u5206\u5c07\u6703\u5f71\u97ff\u8cb8\u6b3e\u5229\u7387\u7684\u9ad8\u4f4e\u3002\u5229\u7387\u8d8a\u4f4e\uff0c\u9084\u6b3e\u671f\u9593\u6240\u9700\u652f\u4ed8\u7684\u5229\u606f\u5c31\u8d8a\u5c11\u3002\u5bcc\u570b\u9280\u884c\u7b49\u591a\u5bb6\u7db2\u7ad9\u90fd\u63d0\u4f9b\u8a08\u7b97\u5668\uff0c\u5e6b\u52a9\u6d88\u8cbb\u8005\u66b8\u89e3\u5229\u7387\u5982\u4f55\u5f71\u97ff\u9084\u6b3e\u548c\u8cb8\u6b3e\u7684\u7e3d\u91d1\u984d\u3002 \u00a0 \u5373\u4f7f\u60a8\u4e0d\u9700\u8981\u7533\u8acb\u8cb8\u6b3e\uff0c\u6700\u597d\u4e5f\u8981\u5efa\u7acb\u4e26\u7dad\u6301\u826f\u597d\u7684\u4fe1\u7528\u8a18\u9304\u3002\u4e26\u975e\u53ea\u6709\u8cb8\u6b3e\u6a5f\u69cb\u4ee5\u4fe1\u7528\u8a55\u5206\u4f5c\u70ba\u6c7a\u7b56\u4f9d\u64da\uff0d\u8a31\u591a\u4fdd\u96aa\u516c\u53f8\u3001\u624b\u6a5f\u4f9b\u61c9\u5546\u548c\u696d\u4e3b\u4e5f\u6703\u53c3\u8003\u4fe1\u7528\u8a55\u5206\u3002 \u00a0 \u514d\u8cbb\u5de5\u5177\u2026","rel":"","context":"In &quot;\u5546\u60c5\u5831\u5c0e&quot;","block_context":{"text":"\u5546\u60c5\u5831\u5c0e","link":"https:\/\/newsforchinese.com\/v3\/category\/biz\/"},"img":{"alt_text":"","src":"https:\/\/i0.wp.com\/newsforchinese.com\/v3\/wp-content\/uploads\/2014\/10\/Well-fargo-copy.jpg?resize=350%2C200&ssl=1","width":350,"height":200,"srcset":"https:\/\/i0.wp.com\/newsforchinese.com\/v3\/wp-content\/uploads\/2014\/10\/Well-fargo-copy.jpg?resize=350%2C200&ssl=1 1x, https:\/\/i0.wp.com\/newsforchinese.com\/v3\/wp-content\/uploads\/2014\/10\/Well-fargo-copy.jpg?resize=525%2C300&ssl=1 1.5x"},"classes":[]},{"id":127440,"url":"https:\/\/newsforchinese.com\/v3\/2016\/10\/18\/%e5%af%8c%e5%9c%8b%e9%8a%80%e8%a1%8c%e6%ac%ba%e8%a9%90%e6%a1%88%e7%9a%84%e6%95%99%e8%a8%93%ef%bc%9a%e8%aa%8d%e7%9c%9f%e6%a0%b8%e6%9f%a5%e4%bd%a0%e7%9a%84%e5%b0%8d%e5%b8%b3%e5%96%ae\/","url_meta":{"origin":124485,"position":1},"title":"\u5bcc\u570b\u9280\u884c\u6b3a\u8a50\u6848\u7684\u6559\u8a13\uff1a\u8a8d\u771f\u6838\u67e5\u4f60\u7684\u5c0d\u5e33\u55ae","author":"Jean","date":"October 18, 2016","format":false,"excerpt":"\u7576\u6d88\u8cbb\u8005\u91d1\u878d\u4fdd\u8b77\u5c40 (CFPB) \u5ba3\u4f48\u5c0d\u5bcc\u570b\u9280\u884c\u975e\u6cd5\u92b7\u552e\u884c\u70ba\u7f70\u6b3e1.85\u5104\u5143\u6642\uff0c\u9019\u5bb6\u9280\u884c4,000\u842c\u96f6\u552e\u5ba2\u6236\u4e2d\u7684\u8a31\u591a\u4eba\u5c0d\u4e0b\u4e00\u6b65\u8a72\u505a\u4ec0\u9ebc\u611f\u5230\u4e00\u7247\u832b\u7136\u3002 \u64daCFPB\uff0c\u5bcc\u570b\u9280\u884c\u54e1\u5de5\u5728\u5ba2\u6236\u4e0d\u77e5\u9053\u7684\u60c5\u6cc1\u4e0b\u958b\u4e86\u591a\u9054\u4e8c\u767e\u842c\u500b\u5b58\u6b3e\u548c\u4fe1\u7528\u5361\u5e33\u6236\u3002 CFPB\u767c\u8a00\u4eba\u8aaa\uff0c\u9452\u65bc\u6d88\u8cbb\u8005\u91d1\u878d\u4fdd\u8b77\u5c40\u5c0d\u5bcc\u570b\u9280\u884c\u6240\u63a1\u53d6\u7684\u884c\u52d5\uff0c\u9280\u884c\u5ba2\u6236\u4e0d\u5fc5\u63a1\u53d6\u4efb\u4f55\u884c\u52d5\u4ee5\u5c0b\u6c42\u5bcc\u570b\u9280\u884c\u5c0d\u4ed6\u5011\u4e0d\u60f3\u8981\u7684\u5e33\u6236\u6216\u4fe1\u7528\u5361\u9032\u884c\u511f\u4ed8\u3002\u5bcc\u570b\u9280\u884c\u5fc5\u9808\u4e3b\u52d5\u9010\u4e00\u806f\u7e6b\u6d88\u8cbb\u8005\u4e88\u4ee5\u511f\u4ed8\u3002 \u5bcc\u570b\u9280\u884c\u4e00\u4f4d\u5973\u767c\u8a00\u4eba\u8aaa\uff0c\u5728CFPB\u7f70\u6b3e\u516c\u4f48\u4e4b\u524d\uff0c\u5728\u4e00\u5bb6\u5354\u529b\u5ee0\u5546\u8aee\u8a62\u516c\u53f8\u5be9\u67e5\u6240\u6709\u81ea2011\u5e74\u8d77\u5df2\u958b\u7acb\u6d88\u8cbb\u8005\u548c\u5c0f\u578b\u4f01\u696d\u96f6\u552e\u9280\u884c\u5b58\u6b3e\u5e33\u6236\u548c\u7121\u64d4\u4fdd\u4fe1\u7528\u5361\u5f8c\uff0c\u5bcc\u570b\u9280\u884c\u5df2\u7d93\u958b\u59cb\u511f\u4ed8\u5ba2\u6236\u3002 \u5ba2\u6236\u57fa\u672c\u4e0a\u57282016\u5e74\u7b2c\u4e00\u5b63\u5ea6\u5f97\u5230\u511f\u4ed8\u3002\u4ed6\u5011\u6216\u8005\u6536\u5230\u4e00\u5c01\u90f5\u4ef6\u548c\u4e00\u5f35\u7d19\u8cea\u652f\u7968 (\u4e3b\u8981\u7528\u65bc\u5728\u5bcc\u570b\u9280\u884c\u4e0d\u518d\u6709\u5e33\u6236\u7684\u6d88\u8cbb\u8005)\uff0c\u6216\u8005\u5f97\u5230\u4e00\u7b46\u5e33\u6236\u5b58\u6b3e-\u5ba2\u6236\u53ef\u4ee5\u5728\u4ed6\u6216\u5979\u7684\u9280\u884c\u5c0d\u5e33\u55ae\u4e2d\u67e5\u5230\u3002 \u9019\u4f4d\u5973\u767c\u8a00\u4eba\u8aaa\uff0c\u5728\u9280\u884c\u65b9\u9762\u511f\u4ed8\u6642\uff0c\u5ba2\u6236\u53ef\u80fd\u9084\u4e0d\u6e05\u695a\u9019\u7b46\u511f\u4ed8\u6b3e\u662f\u4ec0\u9ebc\u9322\u3002\u6bcf\u500b\u5ba2\u6236\u6536\u5230\u7684\u91d1\u984d\u5e73\u5747\u70ba25\u5143\uff0c\u5bcc\u570b\u9280\u884c\u7e3d\u5171\u532f\u51fa\u4e86260\u842c\u5143\u511f\u4ed8\u6b3e\u3002\u9664\u4e861.85\u5104\u5143\u7f70\u6b3e\u5916\uff0c\u6d88\u8cbb\u8005\u91d1\u878d\u4fdd\u8b77\u5c40\u9084\u4e0b\u4ee4\u5bcc\u570b\u9280\u884c\u5411\u5ba2\u6236\u652f\u4ed8500\u842c\u5143(\u5305\u62ec\u9280\u884c\u5df2\u7d93\u9000\u56de\u7684\u91d1\u984d)\u3002 \u5bcc\u570b\u9280\u884c\u5973\u767c\u8a00\u4eba\u8aaa\uff0c\u5982\u679c\u5ba2\u6236\u4e0d\u78ba\u5b9a\u4ed6\u5011\u662f\u5426\u53d7\u5230\u591a\u500b\u4ee5\u81ea\u5df1\u540d\u7fa9\u6240\u958b\u5e33\u6236\u7684\u5f71\u97ff\uff0c\u6216\u53d7\u5230\u672a\u7d93\u8a31\u53ef\u4ee5\u4ed6\u5011\u540d\u7fa9\u6240\u958b\u4fe1\u7528\u5361\u7684\u5f71\u97ff\uff0c\u90a3\u9ebc\u4ed6\u5011\u53ef\u4ee5\u767b\u9678\u7dda\u4e0a\u5e33\u6236\uff0c\u67e5\u770b\u958b\u4e86\u54ea\u4e9b\u5e33\u6236\u548c\u4fe1\u7528\u5361\uff0c\u641e\u6e05\u695a\u54ea\u4e9b\u662f\u81ea\u5df1\u5141\u8a31\u958b\u7684\u3001\u54ea\u4e9b\u662f\u672a\u7d93\u81ea\u5df1\u5141\u8a31\u958b\u7684\u3002 \u5982\u679c\u5ba2\u6236\u4ecd\u7136\u6709\u554f\u984c\uff0c\u6216\u8005\u6c92\u6709\u4f7f\u7528\u7db2\u4e0a\u9280\u884c\uff0c\u90a3\u9ebc\uff0c\u4ed6\u5011\u53ef\u4ee5\u81f4\u96fb\u5bcc\u570b\u9280\u884c\u6216\u76f4\u63a5\u53bb\u4e00\u5bb6\u5206\u884c\u8a62\u554f\u3002 \u4ed6\u5011\u4e5f\u53ef\u4ee5\u901a\u904e\u7dda\u4e0a\u3001\u96fb\u8a71\u6216\u672c\u4eba\u89aa\u81ea\u53bb\u4e09\u7a2e\u65b9\u5f0f\u53d6\u6d88\u5e33\u6236\u3002 \u300c\u6211\u5011\u7684\u5ba2\u6236\u9700\u8981\u6211\u5011\u505a\u4ec0\u9ebc\uff0c\u6211\u5011\u5c31\u5c07\u505a\u4ec0\u9ebc\uff0c\u300d\u5979\u8aaa\u3002 \u5c0d\u4fe1\u7528\u5361\u7684\u5f71\u97ff \u5982\u679c\u5bcc\u570b\u9280\u884c\u4ee5\u5ba2\u6236\u540d\u7fa9\u958b\u4e86\u4e00\u5f35\u4fe1\u7528\u5361\u6216\u5176\u4ed6\u4fe1\u8cb8\u7522\u54c1\uff0c\u90a3\u53ef\u80fd\u6703\u6709\u6bd4\u9700\u8981\u4e00\u4e9b\u511f\u4ed8\u6b3e\u66f4\u5927\u7684\u5f71\u97ff\uff1a\u4ed6\u5011\u7684\u4fe1\u7528\u8a55\u5206\u53ef\u80fd\u6703\u53d7\u5230\u5f71\u97ff\u3002 \u9019\u4f4d\u5bcc\u570b\u9280\u884c\u5973\u767c\u8a00\u4eba\u8aaa\uff0c\u7576\u5bcc\u570b\u9280\u884c\u6aa2\u6e2c\u5230\u4e00\u5f35\u4fe1\u7528\u5361\u6216\u5176\u4ed6\u4fe1\u8cb8\u7522\u54c1\u662f\u5728\u672a\u7d93\u5141\u8a31\u60c5\u6cc1\u4e0b\u4ee5\u6d88\u8cbb\u8005\u540d\u7fa9\u958b\u7acb\u7684\uff0c\u4e26\u4e14\u5b83\u5f71\u97ff\u5230\u4ed6\u6216\u5979\u7684\u4fe1\u7528\u8a55\u5206\uff0c\u90a3\u9ebc\uff0c\u5bcc\u570b\u9280\u884c\u5c07\u4ee3\u8868\u6d88\u8cbb\u8005\u6566\u4fc3\u4ed6\u5011\u7684\u4fe1\u7528\u5c40\u4f86\u4fee\u5fa9\u9019\u500b\u554f\u984c\u3002 \u500b\u4eba\u7406\u8ca1\u7db2\u7ad9Bankrate\u9996\u5e2d\u91d1\u878d\u5206\u6790\u5e2bGreg McBride\u8aaa\uff0c\u5982\u679c\u5bcc\u570b\u9280\u884c\u5f9e\u4f86\u6c92\u6709\u555f\u52d5\u904e\u9019\u5f35\u4fe1\u7528\u5361\uff0c\u90a3\u9ebc\u5b83\u53ef\u80fd\u4e0d\u6703\u7522\u751f\u5f71\u97ff\u3002\u53e6\u5916\uff0c\u5982\u679c\u9019\u540d\u6d88\u8cbb\u8005\u4e0d\u77e5\u9053\u6709\u95dc\u5361\u7684\u60c5\u6cc1\uff0c\u90a3\u9ebc\uff0c\u4ed6\u6216\u5979\u53ef\u80fd\u6c92\u6709\u4f7f\u7528\u5b83\u3002 \u4e0d\u904e\uff0c\u4fe1\u7528\u5361\u6bd4\u8f03\u7db2\u7ad9CreditCards.com\u4fe1\u7528\u5361\u884c\u696d\u9ad8\u7d1a\u5206\u6790\u5e2bMatt Schulz\u8aaa\uff0c\u70ba\u4e86\u8b93\u81ea\u5df1\u5b89\u5fc3\u8e0f\u5be6\uff0c\u5ba2\u6236\u9084\u662f\u61c9\u8a72\u6838\u67e5\u4ed6\u5011\u7684\u4fe1\u7528\u5831\u544a\uff0c\u5373\u4f7f\u4fe1\u7528\u5c40\u70ba\u4e00\u5f35\u4f7f\u7528\u4e2d\u7684\u4fe1\u7528\u5361\u6536\u8cbb\u4e00\u5e74\u4e0d\u6b62\u4e00\u6b21\u3002 \u300c\u6bcf\u7576\u4f60\u61f7\u7591\u4ec0\u9ebc\uff0c\u6216\u8005\u4f60\u77e5\u9053\u4f60\u5b58\u5728\u9019\u6a23\u7684\u60c5\u6cc1\uff0c\u90a3\u9ebc\u67e5\u770b\u4e00\u4e0b\u662f\u503c\u5f97\u7684\uff0c\u5373\u4f7f\u4f60\u6700\u8fd1\u525b\u6838\u67e5\u904e\u4f60\u7684\u4fe1\u7528\u5831\u544a\uff0c\u300d\u4ed6\u8aaa\u3002\u300c\u4f60\u5f9e\u6838\u67e5\u5831\u544a\u5f97\u5230\u7684\u50f9\u503c\u5c07\u8d85\u904e\u5176\u4ed6\u4efb\u4f55\u61f2\u7f70\u3002\u300d \u5118\u7ba1\u5bcc\u570b\u9280\u884c\u5df2\u8868\u793a\u5b83\u5c07\u6838\u67e5\u6d88\u8cbb\u8005\u4fe1\u7528\u8a55\u5206\u4ee5\u78ba\u4fdd\u4ed6\u5011\u6c92\u6709\u53d7\u5230\u5f71\u97ff\uff0c\u4f46\u662f\uff0cSchulz\u8aaa\uff0c\u6d88\u8cbb\u8005\u4ecd\u7136\u61c9\u8a72\u89aa\u81ea\u6838\u67e5\u3002\u300c\u6c92\u6709\u4eba\u6703\u50cf\u4f60\u81ea\u5df1\u4e00\u6a23\u95dc\u5fc3\u4f60\u7684\u9322\u548c\u4f60\u7684\u4fe1\u7528\u3002\u300d \u61c9\u6c72\u53d6\u7684\u6559\u8a13 \u5bcc\u570b\u9280\u884c\u5728\u4e00\u4efd\u8072\u660e\u4e2d\u8aaa\uff0c\u4ee5\u5f8c\uff0c\u7531\u65bc\u91dd\u5c0d\u5bcc\u570b\u9280\u884c\u7684\u6cd5\u5f8b\u884c\u52d5\uff0c\u5bcc\u570b\u9280\u884c\u5c07\u5728\u4efb\u4f55\u5b58\u6b3e\u5e33\u6236\u958b\u7acb\u4e00\u5c0f\u6642\u5167\u5411\u5ba2\u6236\u767c\u9001\u4e00\u4efd\u78ba\u8a8d\u96fb\u5b50\u90f5\u4ef6\uff1b\u5728\u5ba2\u6236\u63d0\u4ea4\u4e00\u4efd\u4fe1\u7528\u5361\u7533\u8acb\u5f8c\uff0c\u5c07\u767c\u9001\u4e00\u4efd\u7533\u8acb\u78ba\u8a8d\u548c\u6c7a\u5b9a\u72c0\u614b\u51fd\u3002 \u4f46\u662f\uff0cMcBride \u8aaa\uff0c\u6240\u6709\u6d88\u8cbb\u8005\uff0c\u7121\u8ad6\u4ed6\u5011\u5c6c\u65bc\u54ea\u5bb6\u9280\u884c\uff0c\u90fd\u61c9\u8a72\u5b9a\u671f\u6838\u67e5\u4ed6\u5011\u7684\u9280\u884c\u5c0d\u5e33\u55ae\uff0c\u4ee5\u78ba\u8a8d\u662f\u5426\u6709\u4efb\u4f55\u4e0d\u6e05\u695a\u7684\u5e33\u6236\u958b\u7acb\u6216\u4efb\u4f55\u5176\u4ed6\u5dee\u7570\u3002 \u300c\u4eba\u5011\u5f88\u5fd9\uff0c\u4e5f\u8a31\u4f60\u6c92\u6709\u90a3\u9ebc\u4e0a\u5fc3\uff0c\u4f60\u6b63\u5fd9\u8457\u505a\u751f\u610f\u548c\u64ab\u990a\u5bb6\u5ead\uff0c\u8af8\u5982\u6b64\u985e\u7684\u4e8b\u60c5\uff0c\u300dMcBride\u8aaa\u3002 \u300c\u4f46\u9019\u6070\u6070\u662f\u597d\u505a\u6cd5\uff0c\u4e0d\u50c5\u5e73\u8861\u4f60\u7684\u652f\u7968\u7c3f\u548c\u78ba\u4fdd\u4f60\u5e33\u6236\u4e2d\u7528\u65bc\u4ea4\u6613\u7684\u9322\uff0c\u800c\u4e14\u9632\u6b62\u8eab\u4efd\u76dc\u7aca\u548c\u78ba\u4fdd\u4f60\u4efb\u4f55\u4e00\u500b\u5e33\u6236\u4e0d\u6703\u6709\u4efb\u4f55\u672a\u7d93\u6388\u6b0a\u7684\u6d3b\u52d5\u3002\u300d \u4ed6\u5011\u9084\u61c9\u8a72\u5b9a\u671f\u6838\u67e5\u4ed6\u5011\u7684\u4fe1\u7528\u5831\u544a\uff0cSchulz\u8aaa\u3002 CFPB\u767c\u8a00\u4eba\u8aaa\uff0c\u5982\u679c\u6d88\u8cbb\u8005\u8a8d\u70ba\u4ed6\u5011\u6c92\u6709\u5f9e\u5bcc\u570b\u9280\u884c\u7372\u5f97\u6070\u7576\u7684\u511f\u4ed8\uff0c\u90a3\u9ebc\uff0c\u4ed6\u5011\u53ef\u4ee5\u5411\u6d88\u8cbb\u8005\u91d1\u878d\u4fdd\u8b77\u5c40\u63d0\u8d77\u6295\u8a34\u3002 \u6587\/Maria Lamagna \u8b6f\/Steven","rel":"","context":"In &quot;\u7406\u8ca1\u6295\u8cc7&quot;","block_context":{"text":"\u7406\u8ca1\u6295\u8cc7","link":"https:\/\/newsforchinese.com\/v3\/category\/money\/"},"img":{"alt_text":"","src":"https:\/\/i0.wp.com\/newsforchinese.com\/v3\/wp-content\/uploads\/2016\/10\/wells-fargo.jpg?resize=350%2C200&ssl=1","width":350,"height":200,"srcset":"https:\/\/i0.wp.com\/newsforchinese.com\/v3\/wp-content\/uploads\/2016\/10\/wells-fargo.jpg?resize=350%2C200&ssl=1 1x, https:\/\/i0.wp.com\/newsforchinese.com\/v3\/wp-content\/uploads\/2016\/10\/wells-fargo.jpg?resize=525%2C300&ssl=1 1.5x"},"classes":[]},{"id":203930,"url":"https:\/\/newsforchinese.com\/v3\/2021\/07\/09\/%e5%af%8c%e5%9c%8b%e9%8a%80%e8%a1%8c%e9%97%9c%e9%96%89%e7%8f%be%e6%9c%89%e5%80%8b%e4%ba%ba%e4%bf%a1%e8%b2%b8%e9%a1%8d%e5%ba%a6\/","url_meta":{"origin":124485,"position":2},"title":"\u5bcc\u570b\u9280\u884c\u95dc\u9589\u73fe\u6709\u500b\u4eba\u4fe1\u8cb8\u984d\u5ea6","author":"Yingying","date":"July 9, 2021","format":false,"excerpt":"\u5bcc\u570b\u9280\u884c\u6b63\u5728\u95dc\u9589\u6240\u6709\u73fe\u6709\u500b\u4eba\u4fe1\u8cb8\u984d\u5ea6\uff0c\u9019\u4e00\u8209\u52d5\u5f15\u767c\u6d88\u8cbb\u8005\u548c\u5ba3\u5c0e\u8005\u7684\u61a4\u6012\u3002 \u5bcc\u570b\u9280\u884c\u4e00\u4f4d\u767c\u8a00\u4eba\u8aaa\uff0c\u5bcc\u570b\u9280\u884c\u5728\u53bb\u5e74\u505a\u51fa\u4e86\u9019\u4e00\u6c7a\u5b9a\uff0c\u9019\u5c6c\u65bc\u7c21\u5316\u7522\u54c1\u4f9b\u61c9\u7684\u4e00\u90e8\u5206\u3002\u767c\u8a00\u4eba\u8aaa\uff0c\u9280\u884c\u8a8d\u70ba\u901a\u904e\u4fe1\u7528\u5361\u548c\u500b\u4eba\u8cb8\u6b3e\u53ef\u4ee5\u66f4\u597d\u5730\u6eff\u8db3\u501f\u8cb8\u9700\u6c42\u3002 \u64da\u9031\u56db\u5831\u5c0e\u9019\u4e00\u6d88\u606f\u7684CNBC\uff0c\u5bcc\u570b\u9280\u884c\u6b63\u5728\u95dc\u9589\u7684\u71b1\u9580\u6d88\u8cbb\u8cb8\u6b3e\u7522\u54c1\u901a\u5e38\u53ef\u8b93\u7528\u6236\u501f\u6b3e\u6700\u9ad8\u523010\u842c\u5143\u3002\u9019\u6b3e\u7522\u54c1\u4f5c\u70ba\u6574\u5408\u66f4\u9ad8\u5229\u606f\u7684\u4fe1\u7528\u5361\u50b5\u52d9\u6216\u652f\u4ed8\u623f\u5c4b\u88dd\u4fee\u7684\u4e00\u7a2e\u65b9\u5f0f\u5411\u6d88\u8cbb\u8005\u63a8\u5ee3\u3002 \u5728\u5411\u5ba2\u6236\u767c\u51fa\u7684\u95dc\u9589\u901a\u77e5\u4e2d\uff0c\u5bcc\u570b\u9280\u884c\u63d0\u9192\u7a31\uff0c\u9019\u4e00\u8b8a\u5316\u53ef\u80fd\u6703\u5f71\u97ff\u4ed6\u5011\u7684\u4fe1\u7528\u8a55\u5206\u3002 \u5728CNBC\u5831\u5c0e\u5f8c\uff0c\u5bcc\u570b\u9280\u884c\u9031\u56db\u665a\u5728\u63a8\u7279\u4e0a\u6210\u70ba\u71b1\u9ede\uff0c\u5305\u62ec\u53c3\u8b70\u54e1Elizabeth Warren\u5728\u5167\u7684\u6d88\u8cbb\u8005\u6b0a\u76ca\u5ba3\u5c0e\u8005\u5c0d\u6b64\u8868\u793a\u61a4\u6168\u3002 \u300c\u6c92\u6709\u4e00\u500b@WellsFargo\u5ba2\u6236\u61c9\u7576\u56e0\u70ba\u4ed6\u5011\u7684\u9280\u884c\u5728\u591a\u5e74\u6b3a\u8a50\u548c\u7121\u80fd\u4e4b\u5f8c\u6b63\u5728\u91cd\u7d44\u800c\u770b\u5230\u81ea\u5df1\u4fe1\u7528\u8a55\u5206\u53d7\u5230\u5f71\u97ff\u3002\u50c5\u50c5\u767c\u51fa\u8b66\u544a\u901a\u77e5\u9084\u4e0d\u8db3\u5920--\u5bcc\u570b\u9280\u884c\u9700\u8981\u7cfe\u6b63\u9019\u4e00\u9ede\u3002\u300d \u56db\u5e74\u591a\u524d\uff0c\u5bcc\u570b\u9280\u884c\u7206\u767c\u919c\u805e\uff0c\u5b83\u627f\u8a8d\u958b\u8a2d\u6578\u767e\u842c\u500b\u5047\u5e33\u6236\uff0c\u4e26\u5f37\u8feb\u5ba2\u6236\u652f\u4ed8\u4e0d\u5fc5\u8981\u7684\u6c7d\u8eca\u4fdd\u96aa\u6216\u5411\u5ba2\u6236\u6536\u53d6\u4e0d\u5fc5\u8981\u7684\u62b5\u62bc\u8cb8\u6b3e\u8cbb\u7528\u3002\u7f8e\u806f\u5132\u7a31\u5b83\u7684\u884c\u70ba\u662f\u300c\u5927\u7bc4\u570d\u5ba2\u6236\u6feb\u7528\u300d\u30022018\u5e74\uff0c\u7f8e\u806f\u5132\u5c0d\u5bcc\u570b\u9280\u884c\u8cc7\u7522\u8a2d\u5b9a\u4e0a\u9650\u2014\u57fa\u672c\u4e0a\u7981\u6b62\u5b83\u589e\u52a0\u8cc7\u7522\u8ca0\u50b5\u8868\uff0c\u76f4\u5230\u5c0e\u81f4\u919c\u805e\u7684\u5408\u898f\u5931\u8aa4\u5f97\u5230\u89e3\u6c7a\u70ba\u6b62\u3002","rel":"","context":"In &quot;\u5730\u65b9\u65b0\u805e&quot;","block_context":{"text":"\u5730\u65b9\u65b0\u805e","link":"https:\/\/newsforchinese.com\/v3\/category\/local\/"},"img":{"alt_text":"","src":"https:\/\/i0.wp.com\/newsforchinese.com\/v3\/wp-content\/uploads\/2019\/10\/Wells-Fargo.jpg?resize=350%2C200&ssl=1","width":350,"height":200,"srcset":"https:\/\/i0.wp.com\/newsforchinese.com\/v3\/wp-content\/uploads\/2019\/10\/Wells-Fargo.jpg?resize=350%2C200&ssl=1 1x, https:\/\/i0.wp.com\/newsforchinese.com\/v3\/wp-content\/uploads\/2019\/10\/Wells-Fargo.jpg?resize=525%2C300&ssl=1 1.5x"},"classes":[]},{"id":120316,"url":"https:\/\/newsforchinese.com\/v3\/2016\/05\/27\/%e5%af%8c%e5%9c%8b%e9%8a%80%e8%a1%8c%e6%8e%a8%e5%87%ba-fastflexsm-%e5%b0%8f%e5%9e%8b%e4%bc%81%e6%a5%ad%e8%b2%b8%e6%ac%be\/","url_meta":{"origin":124485,"position":3},"title":"\u5bcc\u570b\u9280\u884c\u63a8\u51fa FastFlexSM \u5c0f\u578b\u4f01\u696d\u8cb8\u6b3e","author":"Raymond","date":"May 27, 2016","format":false,"excerpt":"\u5bcc\u570b\u9280\u884c\uff08\u7d10\u7d04\u8b49\u5238\u4ea4\u6613\u6240\u4ee3\u78bc\uff1aWFC\uff09\u4eca\u65e5\u5ba3\u4f48\u63a8\u51fa FastFlexSM \u5c0f\u578b\u4f01\u696d\u8cb8\u6b3e\uff0c\u9019\u662f\u4e00\u7a2e\u80fd\u5920\u5728\u7dda\u4e0a\u9032\u884c\u5feb\u901f\u6c7a\u7b56\u7684\u8cb8\u6b3e\uff0c\u6700\u5feb\u53ef\u65bc\u7b2c\u4e8c\u500b\u5de5\u4f5c\u65e5\u767c\u653e\u8cc7\u91d1\uff0c\u70ba\u5177\u6709\u77ed\u671f\u4fe1\u8cb8\u9700\u6c42\u7684\u5c0f\u578b\u4f01\u696d\u63d0\u4f9b\u5bcc\u6709\u7af6\u722d\u529b\u7684\u5229\u7387\u3002\u8a72\u5168\u65b0\u7684\u8cb8\u6b3e\u7522\u54c1\u7531\u5bcc\u570b\u9280\u884c\u5167\u90e8\u7684\u5275\u65b0\u5718\u968a\u7814\u767c\uff0c\u5c07\u65bc\u4e94\u6708\u5e95\u5c0d\u73fe\u6709\u5ba2\u6236\u63a8\u51fa\uff0c\u52a0\u5165\u5bcc\u570b\u9280\u884c\u5c0f\u578b\u4f01\u696d\u7522\u54c1\u7cfb\u5217\uff0c\u4e26\u900f\u904e Wells Fargo Works for Small Business\u00ae \u63d0\u4f9b\u5168\u9762\u652f\u63f4\u3002 FastFlexSM \u5c0f\u578b\u4f01\u696d\u8cb8\u6b3e\u57fa\u65bc\u5bcc\u570b\u9280\u884c\u5c0d\u5c0f\u578b\u4f01\u696d\u7684\u95dc\u6ce8\u8207\u652f\u63f4\uff0c\u91dd\u5c0d\u9019\u4e00\u5e02\u5834\uff0c\u5bcc\u570b\u9280\u884c\u8a2d\u5b9a\u4e86\u4e94\u5e74\u653e\u8cb8 1,000 \u5104\u7f8e\u5143\u7684\u76ee\u6a19\u3002\u81ea 2014 \u5e74\u8a2d\u5b9a\u76ee\u6a19\u4ee5\u4f86\uff0c\u5bcc\u570b\u9280\u884c\u70ba\u5c0f\u578b\u4f01\u696d\u65b0\u63d0\u4f9b\u7684\u8cb8\u6b3e\u5df2\u9054\u5230 407 \u5104\u7f8e\u51431\uff082014 \u5e74 1 \u6708 \u2014 2016 \u5e74 3 \u6708\uff09\u3002 \u5bcc\u570b\u9280\u884c\u5c0f\u578b\u4f01\u696d\u4e3b\u7ba1 Lisa Stevens \u8aaa\uff1a\u300c\u7531\u65bc\u5c0f\u578b\u4f01\u696d\u9700\u8981\u66f4\u5feb\u901f\u3001\u66f4\u65b9\u4fbf\u3001\u5229\u7387\u66f4\u6709\u7af6\u722d\u529b\u7684\u7dda\u4e0a\u8cb8\u6b3e\u65b9\u6848\uff0c\u6211\u5011\u5efa\u7acb\u4e86\u5bcc\u570b\u9280\u884c FastFlex \u5c0f\u578b\u4f01\u696d\u8cb8\u6b3e\u8a08\u5283\uff0c\u300d \u300c\u85c9\u7531\u9019 1,000 \u5104\u7f8e\u5143\u7684\u8cb8\u6b3e\u76ee\u6a19\uff0c\u6211\u5011\u5e0c\u671b\u80fd\u5920\u5be6\u73fe\u6bcf\u4e00\u7b46\u53ef\u9760\u7684\u5c0f\u578b\u4f01\u696d\u8cb8\u6b3e\u3002\u900f\u904e\u7c21\u55ae\u3001\u80fd\u5feb\u901f\u505a\u51fa\u6c7a\u7b56\u7684\u7533\u8acb\u6d41\u7a0b\uff0cFastFlex \u5c0f\u578b\u4f01\u696d\u8cb8\u6b3e\u5c07\u63d0\u4f9b\u77ed\u671f\u4fe1\u8cb8\uff0c\u5229\u7387\u5bcc\u6709\u7af6\u722d\u529b\u3001\u689d\u6b3e\u660e\u6670\u3001\u6700\u5feb\u53ef\u65bc\u7b2c\u4e8c\u5929\u767c\u653e\u8cc7\u91d1\uff0c\u5f9e\u800c\u70ba\u5ba2\u6236\u63d0\u4f9b\u5e6b\u52a9\u3002\u5c0d\u5c0b\u6c42\u5be6\u73fe\u8ca1\u52d9\u6210\u529f\u7684\u773e\u591a\u5c0f\u578b\u4f01\u696d\u4f86\u8aaa\uff0c\u77ed\u671f\u4fe1\u8cb8\u8b8a\u5f97\u89f8\u624b\u53ef\u53ca\u3002\u300d FastFlex \u5c0f\u578b\u4f01\u696d\u8cb8\u6b3e\u7522\u54c1\u7531\u5bcc\u570b\u9280\u884c\u300c\u4f01\u696d\u901a\u300d(Wells Fargo Business Direct) \u958b\u767c\uff0c\u8a72\u5718\u968a\u70ba\u5c0f\u578b\u4f01\u696d\u63d0\u4f9b\u91d1\u984d\u4f4e\u65bc 100,000 \u7f8e\u5143\u7684\u8cb8\u6b3e\u3002\u5178\u578b\u7684 FastFlex \u5c0f\u578b\u4f01\u696d\u8cb8\u6b3e\u5ba2\u6236\u6309\u9810\u671f\u61c9\u64c1\u6709\u5f37\u52c1\u7684\u73fe\u91d1\u6d41\uff0c\u70ba\u4e86\u9032\u884c\u8a2d\u65bd\u64f4\u5efa\u3001\u73fe\u91d1\u7ba1\u7406\u7b49\u7522\u751f\u77ed\u671f\u4fe1\u8cb8\u9700\u6c42\u3002FastFlex \u5c0f\u578b\u4f01\u696d\u8cb8\u6b3e\u70ba\u4e00\u5e74\u671f\uff0c\u8cb8\u6b3e\u91d1\u984d\u5f9e 10,000 \u5230 35,000\u2026","rel":"","context":"In &quot;\u5546\u60c5\u5831\u5c0e&quot;","block_context":{"text":"\u5546\u60c5\u5831\u5c0e","link":"https:\/\/newsforchinese.com\/v3\/category\/biz\/"},"img":{"alt_text":"","src":"https:\/\/i0.wp.com\/newsforchinese.com\/v3\/wp-content\/uploads\/2013\/11\/wells-fargo-e1475605959136.jpg?resize=350%2C200&ssl=1","width":350,"height":200,"srcset":"https:\/\/i0.wp.com\/newsforchinese.com\/v3\/wp-content\/uploads\/2013\/11\/wells-fargo-e1475605959136.jpg?resize=350%2C200&ssl=1 1x, https:\/\/i0.wp.com\/newsforchinese.com\/v3\/wp-content\/uploads\/2013\/11\/wells-fargo-e1475605959136.jpg?resize=525%2C300&ssl=1 1.5x"},"classes":[]},{"id":47988,"url":"https:\/\/newsforchinese.com\/v3\/2013\/01\/07\/%e5%8f%88%e4%b8%80%e5%a4%a7%e5%9e%8b%e4%bc%81%e6%a5%ad%e9%80%b2%e9%a7%90san-jose\/","url_meta":{"origin":124485,"position":4},"title":"\u53c8\u4e00\u5927\u578b\u4f01\u696d\u9032\u99d0San Jose","author":"Raymond","date":"January 7, 2013","format":false,"excerpt":"FICO \u662f\u4e00\u5bb6\u6295\u8cc7\u65bc\u4fe1\u7528\u8a55\u5206\u7684\u516c\u53f8\uff0c\u5b83\u57281987\u5e74\u4e0a\u5e02\u4e26\u4e14\u5728\u7d10\u7d04\u8b49\u5238\u4ea4\u6613\u6240\u9032\u884c\u8cbf\u6613\u3002\u9019\u500b\u516c\u53f8\u5728\u5168\u4e16\u754c\u67092300\u540d\u54e1\u5de5\uff0c\u5b83\u5728\u77fd\u8c37\u670990\u540d\u54e1\u5de5\u3002\u5b83\u7684\u7e3d\u90e8\u5f9eMinneapolis \u642c\u5230 San Jiose,\u4ee5\u4fbf\u66f4\u63a5\u8fd1\u77fd\u8c37\u7684\u5de5\u7a0b\u5e2b\u667a\u56ca\u5eab\u3002\u9019\u6b21\u642c\u5bb6\u4e5f\u662f\u8b49\u660e\u516c\u53f8\u5c0d\u77fd\u8c37\u5f9e\u4e8b\u96f2\u8a08\u7b97\u4ee5\u53ca\u5206\u6790\u5927\u91cf\u96fb\u8166\u6536\u96c6\u7684\u6578\u64da\u7684\u4e0d\u65b7\u64f4\u5f35\u7684\u516c\u53f8\u7684\u5438\u5f15\u529b\u3002 \u00a0 FICO\u7684\u7e3d\u88c1\u4ee5\u53ca\u9996\u5e2d\u91d1\u878d\u57f7\u884c\u5b98William Lansing \u53bb\u5e74\u4e00\u6708\u52a0\u5165\u516c\u53f8\u4e26\u5df2\u7d93\u5728FICO\u7684\u8056\u8377\u897f\u5206\u90e8\u958b\u59cb\u5de5\u4f5c\u3002 \u4ed6\u8a8d\u70ba\u9019\u500b\u5730\u65b9\u662f\u4e00\u500b\u975e\u5e38\u9069\u5408\u4f5c\u516c\u53f8\u7684\u7e3d\u90e8\uff0c\u9019\u88e1\u6709\u5927\u578b\u5206\u6790\u6d77\u91cf\u6578\u64da\u7684\u623f\u9593\uff0c\u9084\u6709\u4e00\u500b\u5f88\u5927\u7684\u4eba\u624d\u5eab \u00a0 \u6b64\u5916\uff0c\u4e00\u500b\u5728\u8056\u8377\u897f\u570b\u969b\u6a5f\u5834\u9644\u8fd1\u7684\u516c\u53f8\u7e3d\u90e8\u6b63\u5728\u4fee\u5efa\uff0c\u4eca\u5e74\u4e8c\u6708\u5b8c\u5de5\u7684\u8fa6\u516c\u5ba4\u5c07\u6210\u70ba\u77fd\u8c37\u4e2d\u5fc3\u7684\u5275\u65b0\u548c\u958b\u767c\u4e2d\u5fc3\u3002 \u00a0 \u5118\u7ba1FICO\u7684\u540d\u5b57\u4e2d\u6709\u4fe1\u7528\u7a4d\u5206\uff0c\u516c\u53f8\u4e26\u4e0d\u662f\u4e00\u500b\u4fe1\u7528\u8a55\u4f30\u6a5f\u69cb\u3002\u76f8\u53cd\uff0c\u5b83\u628a\u5b83\u7684\u4fe1\u7528\u8a55\u5206\u7b97\u6cd5\u4ee5\u53ca\u516c\u5f0f\u6388\u6b0a\u7d66\u5176\u4ed6\u7684\u4fe1\u7528\u8a55\u4f30\u516c\u53f8\u3002 \u00a0 \u516c\u53f8\u7684\u7ba1\u7406\u6c7a\u7b56\u6280\u8853\u7684\u6c7a\u5b9a\u6b63\u5728\u88ab90\u500b\u570b\u5bb6\u7684\u5e7e\u5343\u5bb6\u516c\u53f8\u63a1\u7d0d\uff0c\u9019\u7a2e\u6280\u8853\u53ef\u4ee5\u5e6b\u52a9\u90a3\u4e9b\u516c\u53f8\u5b9a\u4f4d\u5ba2\u6236\uff0c\u7372\u5f97\u66f4\u591a\u7684\u5ba2\u6236\uff0c\u4e26\u4e14\u6e1b\u5c11\u5546\u696d\u6b3a\u8a50\u3002\u4e00\u500b\u53eb\u201c\u7375\u9df9\u6b3a\u8a50\u7d93\u6b77\u201d\u7684FICO\u7522\u54c1\u6b63\u5728\u88ab\u4fe1\u7528\u516c\u53f8\u4f7f\u7528\uff0c\u7be9\u9078\u4ed8\u6b3e\u6b3a\u8a50\u3002\u201c\u4fdd\u96aa\u6b3a\u8a50\u7d93\u7406\u201d\u662f\u4e00\u500b\u5206\u958b\u7684\u7522\u54c1\uff0c\u5b83\u7be9\u9078\u6b3a\u9a19\u6027\u7684\u4fdd\u96aa\u7d22\u8ce0\u3002\u9019\u500b\u5206\u6790\u65b9\u6cd5\u88ab\u7528\u4f86\u6c7a\u5b9a\u4e00\u500b\u8981\u6c42\u6216\u8005\u6536\u8cbb\u662f\u5426\u5408\u6cd5\u3002\u201c\u7375\u9df9\u6b3a\u8a50\u7d93\u6b77\u201d\u4fdd\u8b77\u5927\u7d0420\u5104\u7684\u4fe1\u7528\u548c\u50b5\u52d9\u5361\u4ea4\u6613\u7684\u9806\u5229\u9032\u884c\uff0c\u5b83\u6bcf\u79d2\u7be9\u90789000\u7b46\u4ea4\u6613\uff0c\u6bcf\u500b\u6708\u522a\u9078240\u5104\u7b46\u4ea4\u6613\u3002 \u00a0 FICO \u662f\u9010\u6f38\u589e\u9577\u7684\u5206\u6790\u9818\u57df\uff0c\u5b83\u901a\u904e\u8209\u4f8b\u8b49\u660e\u4e86\u4e00\u7a2e\u5275\u65b0\u6a21\u5f0f\u53ef\u4ee5\u8b93\u8056\u8377\u897f\u8b8a\u6210\u77fd\u8c37\u7684\u9996\u90fd\u3002\u901a\u904e\u6295\u8cc7\u77fd\u8c37\uff0cFICO\u5c07\u6709\u66f4\u591a\u7684\u6a5f\u6703\u63a5\u8fd1\u667a\u56ca\u5eab\u4ee5\u53ca\u5168\u7403\u5546\u696d\u548c\u6280\u8853\u5408\u4f5c\u5925\u4f34\u3002","rel":"","context":"In &quot;\u5730\u65b9\u65b0\u805e&quot;","block_context":{"text":"\u5730\u65b9\u65b0\u805e","link":"https:\/\/newsforchinese.com\/v3\/category\/local\/"},"img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":278983,"url":"https:\/\/newsforchinese.com\/v3\/2025\/06\/21\/%e9%82%84%e5%a5%bd%ef%bc%81%e5%8a%a0%e5%b7%9e%e4%ba%ba%e7%9a%84%e4%bf%a1%e7%94%a8%e9%82%84%e5%a5%bd\/","url_meta":{"origin":124485,"position":5},"title":"\u9084\u597d\uff01\u52a0\u5dde\u4eba\u7684\u4fe1\u7528\u9084\u597d","author":"Raymond","date":"June 21, 2025","format":false,"excerpt":"\u53ea\u8981\u5148\u62ff\u5225\u4eba\u7684\u9322\u4f86\u82b1\u7528\u5c31\u6703\u7522\u751f\u4fe1\u7528\u554f\u984c\uff0c\u73fe\u4ee3\u4eba\u53c8\u6709\u5e7e\u500b\u80fd\u62b5\u5236\u5b83\u800c\u6d3b\u8457\u5462\uff1f\u8cb7\u623f\u5b50\u9760\u623f\u8cb8\u3001\u6d88\u8cbb\u9760\u4fe1\u7528\u5361\u3001\u5275\u4e8b\u696d\u9760\u878d\u8cc7\uff0c\u6240\u4ee5\u4fe1\u7528\u4e43\u751f\u5b58\u4e4b\u9053\u3002\u52a0\u5dde\u4eba\u7684\u4fe1\u7528\u5982\u4f55\u5462\uff1f\u9084\u597d\uff0c\u771f\u7684\u9084\u597d\u3002 \u5357\u52a0\u65b0\u805e\u96c6\u5718\u5229\u7528\u5169\u5927\u4fe1\u7528\u8a55\u5206\u6a5f\u69cb\uff0cFICO\u548cVantageScore\u7684\u6578\u64da\u4f86\u505a\u5dde\u5e73\u5747\u4fe1\u8a55\u5206\u6578\uff0c\u767c\u73fe\u52a0\u5dde\u7684\u8868\u73fe\u7b97\u300c\u826f\u597d\u300d\u3002\u53bb\u5e74\u52a0\u5dde\u4eba\u7684\u5e73\u5747\u4fe1\u8a55\u5206\u6578\u70ba714\uff0c\u82e5\u5c0d\u6b64\u6578\u5b57\u6c92\u6982\u5ff5\uff0c\u9019\u5169\u5bb6\u7684\u4fe1\u8a55\u5206\u6578\u662f\u5f9e\u6700\u9ad8850\u5206\u5230\u6700\u4f4e300\u5206\u4e4b\u9593\u5206\u826f\u83a0\u3002\u6839\u64da\u4fe1\u7528\u6a5f\u69cbExperian\u7684\u8aaa\u6cd5\uff0c714\u5206\u5c6c\u65bc\u300c\u826f\u597d\u300d\u7bc4\u570d\u3002Experian\u5728\u4fe1\u8a55\u6307\u5357\u4e2d\u89e3\u91cb\u9053\uff1a\u300c\u8cb8\u6b3e\u6a5f\u69cb\u5c07\u4fe1\u8a55\u8655\u65bc\u826f\u597d\u7bc4\u570d\u5167\u7684\u6d88\u8cbb\u8005\u8996\u70ba\u300e\u53ef\u63a5\u53d7\u7684\u300f\u501f\u6b3e\u4eba\uff0c\u4e26\u53ef\u80fd\u5411\u4ed6\u5011\u63d0\u4f9b\u5404\u7a2e\u4fe1\u8cb8\u7522\u54c1\uff0c\u5118\u7ba1\u4e0d\u4e00\u5b9a\u63d0\u4f9b\u6700\u4f4e\u7684\u5229\u7387\u3002\u300d FICO\u7684\u4fe1\u8a55\u5206\u6578\u5728670\u81f3739\u9593\u88ab\u8a8d\u5b9a\u70ba\u300c\u826f\u597d\u300d\uff0c\u5f9e740\u81f3799\u70ba\u300c\u5f88\u597d\u300d\uff0c800\u4ee5\u4e0a\u5247\u70ba\u300c\u68d2\u6975\u4e86\u300d\uff0c\u56e0\u6b64\u5728\u5b83\u7684\u5206\u6790\u4e0b\uff0c\u7f8e\u570b\u4eba\u4fe1\u7528\u826f\u597d\u4ee5\u4e0a\u8005\u5360\u4e86\u4eba\u53e3\u7684\u4e03\u6210\u591a\u3002VantageScore\u5247\u5206\u56db\u7d1a\uff0c661\u5206\u4ee5\u4e0a\u5206\u70ba\u300c\u512a\u300d\u8207\u300c\u8d85\u512a\u300d\uff0c\u4e5f\u662f\u7d04\u4e03\u6210\u7f8e\u570b\u4eba\u53ef\u6b78\u65bc\u6b64\u3002\u5728\u4ed6\u5011\u7684\u8a55\u4f30\u4e2d\uff0c\u6709\u4e0b\u5217\u4e94\u5927\u56e0\u7d20\u5f71\u97ff\u4fe1\u8a55\u5206\u6578\uff1a\u7e73\u6b3e\u6b77\u53f2\u3001\u4fe1\u7528\u4f7f\u7528\u72c0\u6cc1\u3001\u4fe1\u7528\u6b77\u53f2\u9577\u5ea6\u3001\u5e33\u6236\u985e\u578b\u8207\u6700\u8fd1\u5e33\u6236\u6d3b\u52d5\u3002 \u7e73\u6b3e\u6b77\u53f2\u7c21\u55ae\u8aaa\u5373\u70ba\u662f\u5426\u6309\u6642\u7e73\u6b3e\uff0c\u7121\u4efb\u4f55\u9072\u7e73\u6216\u672a\u7e73\u8a18\u9304\uff0c\u5206\u6578\u7576\u7136\u5c31\u9ad8\uff0c\u53cd\u4e4b\u5247\u6158\u3002\u5728\u9019\u5169\u5bb6\u7684\u8a55\u5206\u6a19\u6e96\u4e2d\uff0c\u7e73\u6b3e\u53f2\u90fd\u662f\u5360\u6bd4\u6700\u9ad8\u7684\uff0c\u76f8\u4fe1\u5728\u696d\u754c\u6216\u5176\u5b83\u4fe1\u7528\u6a19\u6e96\u4e0a\u4e5f\u6703\u662f\u5982\u6b64\uff0c\u7562\u7adf\u4fe1\u7528\u610f\u5473\u8457\u6709\u501f\u6709\u9084\uff0c\u6709\u501f\u7121\u9084\u9084\u6709\u4ec0\u9ebc\u597d\u8ac7\u7684\u3002\u597d\u4fe1\u7528\u6709\u4ec0\u9ebc\u597d\u8655\uff0c\u7576\u7136\u5c31\u662f\u597d\u501f\u9322\u56c9\u3002\u4ee5\u653f\u5e9c\u652f\u6301\u7684\u8cb8\u6b3e\u8981\u6c42\u4f86\u8aaa\uff0c\u806f\u90a6\u4f4f\u623f\u7ba1\u7406\u5c40(FHA)\u623f\u8cb8\u8981\u6c42500\u81f3579\u5206\u8005\uff0c\u9996\u4ed8\u8981\u4e00\u6210\uff0c580\u4ee5\u4e0a\u8005\u9996\u4ed8\u53ea\u89813.5%\uff0c\u5982\u679c\u8cb7\u4e00\u767e\u842c\u7684\u623f\u5b50\uff0c\u4fe1\u7528\u597d\u4e0d\u597d\u5c31\u5f70\u986f\u5728\u9996\u4ed8\u5dee\u4e866.5\u842c\u3002\u806f\u90a6\u8fb2\u696d\u90e8\u6709\u652f\u63f4\u90ca\u5340\u8207\u504f\u9060\u5730\u5340\u4f4e\u6536\u5165\u6236\u7684\u623f\u5c4b\u8cb8\u6b3e\uff0c\u96d6\u6c92\u8a2d\u6700\u4f4e\u5206\u6578\uff0c\u4f46\u653e\u8cb8\u8005\u901a\u5e38\u6703\u8981\u6c42580\u81f3620\u4e4b\u9593\u7684\u5206\u6578\u3002\u9000\u8f14\u6703(VA)\u4e5f\u6709\u653e\u8cb8\u696d\u52d9\uff0c\u7d66\u73fe\u5f79\u8207\u9000\u5f79\u8ecd\u4eba\u5e6b\u52a9\u8cb7\u623f\u7528\u7684\uff0c\u7136\u800c\u9019\u9ebc\u653f\u7b56\u6027\u7684\u8cb8\u6b3e\u652f\u63f4\u9084\u662f\u8981\u6c42\u4e86620\u4ee5\u4e0a\u8005\u624d\u80fd\u53d7\u60e0\u3002 \u9019\u4e9b\u806f\u90a6\u6a5f\u95dc\u7684\u623f\u8cb8\u653f\u7b56\u8981\u6c42\u7684\u4fe1\u7528\u90fd\u4e0d\u9ad8\uff0c\u5728\u9019\u5169\u5bb6\u4fe1\u8a55\u6a5f\u69cb\u7684\u5206\u7d1a\u4e2d\u6b78\u5728\u6709\u5206\u6578\u53ef\u770b\u7684\u300c\u5dee\u300d\u548c\u300c\u52a3\u300d\u4ee5\u4e0a\uff0c\u4f46\u9084\u662f\u6709\u8981\u6c42\uff0c\u6240\u4ee5\u5373\u4f7f\u653f\u5e9c\u518d\u600e\u9ebc\u60f3\u5e6b\u4eba\u6c11\uff0c\u4eba\u6c11\u9084\u662f\u9700\u8981\u6709\u57fa\u672c\u7684\u4fe1\u7528\u3002\u800c\u9020\u6210\u4fe1\u7528\u4e0d\u826f\u7684\u6700\u5e38\u898b\u539f\u56e0\u5c31\u662f\u4fe1\u7528\u5361\u50b5\uff0c\u96d6\u7136\u5927\u5b78\u751f\u4e5f\u5bb9\u6613\u56e0\u5b78\u8cb8\u6c92\u7e73\u800c\u88ab\u8a18\u9304\u4e0b\u4f86\uff0c\u5982\u4eca\u9032\u5165\u8a31\u591a\u570b\u5bb6\u516c\u5712\u90fd\u5f97\u8981\u7528\u4fe1\u7528\u5361\u4e86\uff0c\u6240\u4ee5\u82e5\u4fe1\u7528\u4e0d\u826f\uff0c\u5373\u4f7f\u624b\u4e0a\u6709\u73fe\u91d1\u4e5f\u7121\u6cd5\u9032\u570b\u5bb6\u516c\u5712\u8eb2\u50b5\u3002 \u7d10\u7d04\u806f\u90a6\u5132\u5099\u9280\u884c\u767c\u8868\u7684\u53bb\u5e74\u7b2c\u4e09\u5b63\u5bb6\u5ead\u50b5\u52d9\u8207\u4fe1\u7528\u5831\u544a\u986f\u793a\uff0c\u7f8e\u570b\u5bb6\u5ead\u50b5\u52d9\u7e3d\u984d\u9054\u523017.8\u5146\u5143\uff0c\u96d6\u7136\u7d55\u5927\u90e8\u5206\u662f\u623f\u8cb8\uff0c\u4f46\u4fe1\u7528\u5361\u50b5\u4e5f\u4e0d\u5bb9\u5c0f\u89b7\uff0c\u5176\u4e2d\u67091.6\u5146\u662f\u672a\u6e05\u511f\u7684\u5361\u50b5\u3002\u6709\u7dda\u96fb\u8996\u65b0\u805e\u7db2NewsNation\u8abf\u67e5\u4e5f\u986f\u793a\u7576\u6642\u7684\u5361\u50b5\u56b4\u91cd\u6027\uff0c\u7f8e\u570b\u4eba\u7684\u5e73\u5747\u672a\u511f\u5361\u50b5\u70ba$6,329\uff0c\u5df2\u5f9e2021\u5e74\u4ee5\u4f86\u6f32\u4e86\u4e09\u6210\u3002\u500b\u4eba\u7406\u8ca1\u7db2Bankrate\u7576\u6642\u767c\u73fe\uff0c\u6709\u8d85\u904e\u4e00\u534a\u7684\u6301\u5361\u4eba\u662f\u904e\u8457\u6bcf\u6708\u4ee5\u5361\u50b5\u990a\u5361\u50b5\u7684\u751f\u6d3b\uff0c\u670936%\u7684\u7f8e\u570b\u4eba\u5361\u50b5\u91d1\u984d\u6bd4\u8eab\u4e0a\u7684\u7dca\u6025\u9810\u5099\u91d1\u9084\u591a\u3002 \u7136\u800c\u4fe1\u7528\u5361\u5faa\u74b0\u5229\u606f\u4e0d\u624b\u8edf\uff0c\u4e00\u65e6\u4fe1\u7528\u5e33\u6236\u9918\u984d\u4e0d\u6253\u5e73\uff0c\u4fbf\u662f\u958b\u555f\u4e86\u5eff\u8db4\u4ee5\u4e0a\u7684\u5faa\u74b0\u5229\u606f\uff0c\u72e0\u4e00\u9ede\u7684\u9084\u9ad8\u905436%\uff0c\u5df2\u7d93\u662f\u9ad8\u5229\u8cb8\u7b49\u7d1a\uff0c\u6240\u4ee5\u4fe1\u7528\u82e5\u8981\u597d\uff0c\u4fe1\u7528\u5361\u50b5\u4e00\u5b9a\u8981\u5148\u7e73\u3002LendingTree\u9996\u5e2d\u4fe1\u8cb8\u5206\u6790\u5e2bMatt Schulz\u8868\u793a\uff1a\u300c\u4eba\u5011\u61c9\u8a72\u512a\u5148\u511f\u9084\u4fe1\u7528\u5361\u50b5\u52d9\u7684\u6700\u5927\u539f\u56e0\u662f\uff0c\u5361\u50b5\u53ef\u80fd\u662f\u6240\u6709\u50b5\u52d9\u4e2d\u5229\u7387\u6700\u9ad8\u7684\uff0c\u9019\u610f\u5473\u8457\u5b83\u7684\u5229\u6efe\u5229\u901f\u5ea6\u9a5a\u4eba\u4e14\u58d3\u6b7b\u4eba\u3002\u300d \u907f\u514d\u5361\u50b5\u574a\u9593\u5df2\u6709\u975e\u5e38\u591a\u7684\u6559\u6230\u624b\u5247\uff0c\u4e0d\u5916\u4e4e\u5229\u7387\u9ad8\u7684\u4e00\u5b9a\u8981\u5148\u9084\u3001\u8acb\u6c42\u964d\u4f4e\u5229\u7387\u3001\u63db\u5f35\u9918\u984d\u53ef\u8f49\u4fe1\u7528\u5361\u8207\u627e\u5bb6\u9867\u554f\u516c\u53f8\u6c42\u6551\u5427\u7b49\u3002\u4f46\u5230\u4e86\u6700\u5f8c\u95dc\u982d\uff0c\u5373\u518d\u600e\u9ebc\u64e0\u7834\u982d\u4e5f\u9084\u4e0d\u4e86\u5361\u50b5\uff0c\u90a3\u5c31\u5269\u4e0b\u5354\u5546\u4e00\u689d\u8def\u4e86\uff0c\u901a\u5e38\u662f\u6253\u96fb\u8a71\u7d66\u4fe1\u7528\u5361\u516c\u53f8\uff0c\u8aa0\u5be6\u544a\u77e5\u8ca1\u52d9\u72c0\u6cc1\uff0c\u7136\u5f8c\u5c31\u770b\u4ed6\u5011\u9858\u4e0d\u9858\u610f\u4f9d\u7167\u7e73\u6b3e\u53f2\u8207\u6b20\u6b3e\u91d1\u984d\u4f86\u9032\u884c\u300c\u5354\u5546\u300d\u3002 \u53ef\u662f\u4e00\u65e6\u5e33\u6236\u88ab\u6a19\u8a18\u6210\u300c\u5354\u5546\u300d\uff0c\u540c\u6a23\u6703\u5728\u4fe1\u7528\u8a18\u9304\u4e0a\u88ab\u8a18\u4e0a\u4e00\u7b46\uff0c\u4e0d\u5229\u672a\u4f86\u4fe1\u8a55\uff0c\u56e0\u6b64\u53c8\u7522\u751f\u4e86\u53e6\u500b\u9078\u9805\u8207\u884c\u696d\uff0c\u5373\u627e\u7b2c\u4e09\u65b9\u50b5\u52d9\u6e1b\u514d\u516c\u53f8\u3002\u4e0d\u904e\u6d88\u8cbb\u8005\u91d1\u878d\u4fdd\u8b77\u5c40(CFPB)\u8b66\u544a\u8aaa\uff0c\u627e\u5b83\u5011\u5343\u842c\u8981\u8b39\u614e\uff0c\u9019\u4e9b\u71df\u5229\u6027\u7684\u50b5\u52d9\u6e05\u7406\u516c\u53f8\u7d93\u5e38\u6703\u9f13\u52f5\u5361\u5974\u5011\u505c\u6b62\u7e73\u5361\u8cbb\uff0c\u4ee5\u4fbf\u5728\u5354\u5546\u4e2d\u7372\u5f97\u7c4c\u78bc\uff0c\u7136\u800c\u9019\u9435\u5b9a\u6703\u640d\u5bb3\u4fe1\u7528\u8a55\u5206\uff0c\u4e14\u4ed6\u5011\u6536\u8cbb\u7167\u6a23\u5687\u4eba\u3002 \u518d\u56de\u5230\u52a0\u5dde\u4eba\u9084\u597d\u7684714\u5206\u5e73\u5747\u4fe1\u8a55\uff0c\u9019\u5206\u6578\u7b97\u597d\u55ce\uff1f\u8eca\u8cb8\u3001\u623f\u8cb8\u8207\u4fe1\u8cb8\u7b49\u6240\u6709\u8cb8\u6b3e\u5e7e\u4e4e\u53ef\u8cb8\uff0c\u4e5f\u80fd\u627e\u5230\u4e00\u5f35\u4e0d\u932f\u7684\u4fe1\u7528\u5361\u3002\u7b97\u58de\u55ce\uff1fExperian\u8aaa\u300c\u5f88\u597d\u300d\u8207\u300c\u68d2\u6975\u4e86\u300d\u7684\u4eba\u66f4\u591a\uff0c\u6240\u4ee5\u722d\u53d6\u689d\u4ef6\u6642\u512a\u52e2\u4e0d\u5927\u3002\u96d6\u7136\u662f\u5728\u8b1b\u500b\u4eba\u4fe1\u7528\uff0c\u4f46\u9019\u6a23\u7684\u611f\u89ba\u653e\u5728\u5dde\u7684\u5370\u8c61\u5206\u6578\u4e0a\u597d\u50cf\u4e5f\u5982\u6b64\uff1a\u5c31\u9084\u597d\u561b\uff01 \u8a18\u8005 Pegasus J. Juan","rel":"","context":"In &quot;\u5730\u65b9\u65b0\u805e&quot;","block_context":{"text":"\u5730\u65b9\u65b0\u805e","link":"https:\/\/newsforchinese.com\/v3\/category\/local\/"},"img":{"alt_text":"","src":"https:\/\/i0.wp.com\/newsforchinese.com\/v3\/wp-content\/uploads\/2025\/06\/%E9%82%84%E5%A5%BD%EF%BC%81%E5%8A%A0%E5%B7%9E%E4%BA%BA%E7%9A%84%E4%BF%A1%E7%94%A8%E9%82%84%E5%A5%BD.png?resize=350%2C200&ssl=1","width":350,"height":200,"srcset":"https:\/\/i0.wp.com\/newsforchinese.com\/v3\/wp-content\/uploads\/2025\/06\/%E9%82%84%E5%A5%BD%EF%BC%81%E5%8A%A0%E5%B7%9E%E4%BA%BA%E7%9A%84%E4%BF%A1%E7%94%A8%E9%82%84%E5%A5%BD.png?resize=350%2C200&ssl=1 1x, https:\/\/i0.wp.com\/newsforchinese.com\/v3\/wp-content\/uploads\/2025\/06\/%E9%82%84%E5%A5%BD%EF%BC%81%E5%8A%A0%E5%B7%9E%E4%BA%BA%E7%9A%84%E4%BF%A1%E7%94%A8%E9%82%84%E5%A5%BD.png?resize=525%2C300&ssl=1 1.5x"},"classes":[]}],"jetpack_sharing_enabled":true,"_links":{"self":[{"href":"https:\/\/newsforchinese.com\/v3\/wp-json\/wp\/v2\/posts\/124485","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/newsforchinese.com\/v3\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/newsforchinese.com\/v3\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/newsforchinese.com\/v3\/wp-json\/wp\/v2\/users\/1001012"}],"replies":[{"embeddable":true,"href":"https:\/\/newsforchinese.com\/v3\/wp-json\/wp\/v2\/comments?post=124485"}],"version-history":[{"count":1,"href":"https:\/\/newsforchinese.com\/v3\/wp-json\/wp\/v2\/posts\/124485\/revisions"}],"predecessor-version":[{"id":124486,"href":"https:\/\/newsforchinese.com\/v3\/wp-json\/wp\/v2\/posts\/124485\/revisions\/124486"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/newsforchinese.com\/v3\/wp-json\/wp\/v2\/media\/75009"}],"wp:attachment":[{"href":"https:\/\/newsforchinese.com\/v3\/wp-json\/wp\/v2\/media?parent=124485"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/newsforchinese.com\/v3\/wp-json\/wp\/v2\/categories?post=124485"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/newsforchinese.com\/v3\/wp-json\/wp\/v2\/tags?post=124485"},{"taxonomy":"series","embeddable":true,"href":"https:\/\/newsforchinese.com\/v3\/wp-json\/wp\/v2\/series?post=124485"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}