{"id":12333,"date":"2011-03-25T10:00:44","date_gmt":"2011-03-25T17:00:44","guid":{"rendered":"http:\/\/newsforchinese.com\/laozhong\/?p=12333"},"modified":"2012-10-30T13:08:55","modified_gmt":"2012-10-30T20:08:55","slug":"afford-nursing-home","status":"publish","type":"post","link":"https:\/\/newsforchinese.com\/v3\/2011\/03\/25\/afford-nursing-home\/","title":{"rendered":"\u6211\u80fd\u4ed8\u5f97\u8d77\u990a\u8001\u9662\u7684\u9322\u55ce\uff1f"},"content":{"rendered":"<div>\n<p id=\"internal-source-marker_0.21615885547362268\" style=\"text-align: left;\">\u9664\u975e\u90fd\u4e86\u771f\u6b63\u6709\u5fc5\u8981\u7684\u6642\u5019\uff0c\u4eba\u5011\u624d\u6703\u8a0e\u8ad6\u9019\u500b\u8a71\u984c\uff0c\u4f46\u5230\u90a3\u6642\uff0c\u5df2\u7d93\u592a\u665a\u3002<img decoding=\"async\" src=\"http:\/\/thumbs.dreamstime.com\/thumbimg_310\/122098173787R1n7.jpg\" alt=\"Royalty Free Stock Photo Nursing Home Gardens\" \/><\/p>\n<p>\u4e8b\u5be6\u662f\uff1a\u57282010\u5e74\uff0c\u6bcf\u5929\u6709\u8d85\u904e7000\u4eba\u9032\u516565\u6b72\u4ee5\u4e0a\u5e74\u9f61\u6bb5\uff0c\u4e26\u4e14\u9019\u500b\u4eba\u6578\u9810\u8a08\u57282011\u5e74\u6703\u7e7c\u7e8c\u4e0a\u5347\u3002\u6b64\u5916\uff0cAARP\u8abf\u67e5\u986f\u793a\u9019\u4e9b\u4eba\u6bcf\u5341\u500b\u4e2d\u53ea\u6709\u56db\u500b\u8a8d\u70ba\u81ea\u5df1\u7684\u9ec3\u91d1\u6b72\u6708\u5728\u8ca1\u52d9\u4e0a\u6709\u4fdd\u969c\u3002<\/p>\n<p>\u5c0d\u65bc\u8a31\u591a\u4eba\u4f86\u8aaa\uff0c\u7f3a\u4e4f\u8ca1\u52d9\u7a69\u5b9a\u6027\u5c07\u4e00\u7a2e\u64d4\u5fc3\u8f49\u8b8a\u70ba\u4e00\u7a2e\u5371\u6a5f\uff0c\u5982\u679c\u4ed6\u5011\u767c\u73fe\u4ed6\u5011\u5c07\u9700\u8981\u4efb\u4f55\u9700\u8981\u5354\u52a9\u7684\u751f\u6d3b\u3002\u9019\u5c31\u662f\u70ba\u4ec0\u9ebcGabriel Heiser\u8a8d\u70ba\u4eba\u5011\u61c9\u7576\u73fe\u5728\u5c31\u958b\u59cb\u7c4c\u5283\uff0c\u5373\u4f7f\u4ed6\u5011\u9084\u6c92\u6709\u63a5\u8fd165\u6b72\u7684\u751f\u65e5\u3002 Gabriel Heiser\u662f\u4e00\u4f4d\u5728\u990a\u8001\u6cd5\u4e0a\u64c1\u6709\u8d85\u904e25\u5e74\u7d93\u9a57\u7684\u5f8b\u5e2b\u3002<!--more--><\/p>\n<p>\u201c\u4eca\u5929\u4e00\u500b\u990a\u8001\u9662\u7684\u5e73\u5747\u6708\u6210\u672c\u662f6917\u5143\uff0c\u4e00\u500b\u5178\u578b\u7684\u963f\u723e\u8328\u6d77\u9ed8\u6c0f\u75c5\u75c5\u4eba\u5728\u78ba\u8a3a\u5f8c\u7528\u65bc\u4ed6\u5011\u990a\u8001\u9662\u82b1\u8cbb\u662f39.5\u842c\u5143\u3002\u201dHeiser\u8aaa\u3002\u4ed6\u662fHow to Protect Your Family&#8217;s Assets from Devastating Nursing Home Costs: Medicaid Secrets (<br \/>\n<a href=\"https:\/\/docs.google.com\/a\/newsforchinese.com\/document\/d\/1r8XekNlq_TRK8u82sNHRlSP6TofasIkx_MHT0cO4B1E\/edit\">www.MedicaidSecrets.com<\/a>).\u4f5c\u8005\u3002 \u201c\u9019\u4e9b\u8cbb\u7528\u53ea\u662f\u4e0d\u65b7\u4e0a\u5347\uff0c\u6240\u6709\u73fe\u5728\u7c4c\u5283\u5f88\u91cd\u8981\u3002\u8003\u616e\u7684\u4e00\u500b\u91cd\u8981\u798f\u5229\u5c31\u662fMedicaid\uff0c\u9019\u53ef\u4ee5\u5e6b\u52a9\u62b5\u6d88\u4e00\u5927\u7b46\u8cbb\u7528\uff0c\u4f46\u4f60\u5fc5\u9808\u4e86\u89e3\u9700\u8981\u4ec0\u9ebc\u6a23\u7684\u689d\u4ef6\u624d\u80fd\u7372\u53d6\u9019\u4e9b\u798f\u5229\u3002\u201d<\/p>\n<p><img decoding=\"async\" class=\"alignleft\" src=\"http:\/\/thumbs.dreamstime.com\/thumbimg_564\/1292226584u92Mae.jpg\" alt=\"Stock Images Corridor in nursing home\" \/>\u6839\u64daHeiser\u7684\u770b\u6cd5\uff0c\u8a31\u591a\u4eba\u7ffb\u7684\u932f\u8aa4\u662f\u8a8d\u70ba\u4ed6\u5011\u4e0d\u7b26\u5408\u7372\u53d6Medicaid\u7684\u689d\u4ef6\u3002<\/p>\n<p>\u201c\u8a31\u591a\u4eba\u8a8d\u70ba\u56e0\u70ba\u4ed6\u5011\u64c1\u6709\u4e00\u6240\u4f4f\u623f\u6216\u4e00\u4e9b\u8cc7\u7522\uff0c\u56e0\u6b64\u4ed6\u5011\u5728\u990a\u8001\u9662\u548c\u770b\u75c5\u8cbb\u7528\u4e0a\u4e0d\u7b26\u5408\u7372\u53d6Medicaid\u5e6b\u52a9\u7684\u689d\u4ef6\u3002 \u201d\u4ed6\u8aaa\u3002 \u201c\u4e8b\u5be6\u662f\u4eba\u5011\u53ef\u4ee5\u64c1\u6709\u591a\u7a2e\u8cc7\u7522\u7684\u540c\u6642\u4ecd\u7136\u7b26\u5408\u7533\u8acb\u689d\u4ef6\u3002\u9019\u53ea\u662f\u4e00\u4ef6\u4e86\u89e3\u898f\u5247\u3001\u505a\u51fa\u9054\u5230\u8981\u6c42\u7c4c\u5283\u7684\u4e8b\u60c5\u800c\u5df2\u3002\u201d<br \/>\nHeiser listed the asset limits for those applying for Medicaid. They include:<br \/>\nHeiser\u70ba\u90a3\u4e9b\u7533\u8acbMedicaid\u7684\u4eba\u5217\u8209\u4e00\u4e0b\u8cc7\u7522\u9650\u984d\u3002\u5b83\u5011\u5305\u62ec<\/p>\n<ul>\n<li>Cash\u73fe\u91d1\n<ul>\n<li>\u53ef\u4ee5\u64c1\u67092000\u5143\u73fe\u91d1\uff0c\u9019\u7b46\u73fe\u91d1\u5728\u78ba\u5b9a\u4f60Medicaid\u8cc7\u683c\u6642\u4e0d\u4f5c\u70ba\u8cc7\u7522\u8a08\u7b97\u3002<\/li>\n<\/ul>\n<\/li>\n<li>\u4f4f\u623f-\u5728\u4f60\u7684\u4f4f\u623f\u4e0a\u53ef\u4ee5\u6263\u966450\u842c\u5143\uff0c\u9019\u610f\u5473\u8457\u5982\u679c\u4f60\u7684\u4f4f\u623f\u5728\u4f60\u7533\u8acb\u6642\u50f9\u503c50\u842c\u5143\u6216\u4ee5\u4e0b\uff0c\u5b83\u5c07\u4e0d\u5217\u5165\u8cc7\u7522\u3002\u4e00\u4e9b\u5dde\u5141\u8a31\u7684\u6700\u9ad8\u8c41\u514d\u984d\u70ba75\u842c\u5143\u3002<\/li>\n<li>\u6c7d\u8eca-\u76f4\u5230\u6700\u8fd1\uff0c\u4f60\u53ef\u4ee5\u6263\u9664\u4e00\u8f1b\u50f9\u503c\u57284500\u5143\u6216\u4ee5\u4e0b\u7684\u6c7d\u8eca\uff0c\u4f46\u662f\uff0c\u9019\u4e9b\u6cd5\u5f8b\u5df2\u7d93\u9032\u884c\u4e86\u8abf\u6574\u3002\u73fe\u5728\uff0c\u4f60\u7533\u8acb\u6642\u4efb\u4f55\u7576\u524d\u5e02\u5834\u50f9\u503c\u7684\u4e00\u8f1b\u6c7d\u8eca\u53ef\u4ee5\u6263\u9664\u3002<\/li>\n<li>\u55aa\u846c\u8cbb\u7528-\u5982\u679c\u4f60\u6709\u4e00\u500b\u63d0\u524d\u898f\u5283\u7684\u846c\u79ae\u5b89\u6392\uff0c\u90a3\u9019\u500b\u5b89\u6392\u7684\u8cbb\u7528\u53ef\u4ee5\u6263\u9664\u3002\u5982\u679c\u4f60\u6c92\u6709\u5b89\u6392\uff0c\u90a3\u9ebc\u4e00\u500b\u55ae\u7368\u7684\u9280\u884c\u8cec\u6236\u4e0a\u5c08\u9805\u7528\u65bc\u846c\u79ae\u8cbb\u7528\u76841500\u5143\u53ef\u4ee5\u6263\u9664\u3002\u5982\u679c\u4f60\u63d0\u524d\u8cfc\u8cb7\u4e86\u5893\u5730\uff0c\u4f60\u4e0d\u50c5\u53ef\u4ee5\u6263\u9664\u672c\u4eba\u7684\u5893\u5730\u8cbb\u7528\uff0c\u800c\u4e14\u53ef\u4ee5\u6263\u9664\u5168\u5bb6\u7684\u5893\u5730\u8cbb\u7528\uff0c\u800c\u4e14\u4f60\u9084\u6709\u8cc7\u683c\u7533\u8acbMedicaid\u3002<\/li>\n<li>\u8ca1\u7522-\u6839\u64da\u806f\u90a6\u6cd5\u5f8b\uff0c\u5982\u679c\u4efb\u4f55\u4e0d\u52d5\u7522\u6216\u500b\u4eba\u8ca1\u7522\u5c0d\u65bc\u81ea\u6211\u64ab\u990a\u662f\u5fc5\u4e0d\u53ef\u5c11\u7684\uff0c\u90a3\u9ebc\uff0c\u7121\u8ad6\u50f9\u503c\u6216\u56de\u5831\u7387\uff0c\u5b83\u5011\u90fd\u53ef\u4ee5\u6263\u9664\u3002\u9019\u4e9b\u8ca1\u7522\u53ef\u4ee5\u5305\u62ec\u8fb2\u5834\u3001\u79df\u8cc3\u7269\u696d\u548c\u5176\u4ed6\u623f\u5730\u7522\u6295\u8cc7-\u6240\u7522\u751f\u6536\u5165\u5c0d\u65bc\u81ea\u6211\u64ab\u990a\u662f\u5fc5\u9808\u7684\u3002\u4f46\u662f\uff0c\u5c0d\u65bc\u79df\u8cc3\u6536\u5165\uff0c\u8981\u7b26\u5408\u6263\u9664\u7684\u689d\u4ef6\uff0c\u79df\u8cc3\u7269\u696d\u6bcf\u5e74\u7522\u751f\u7684\u6536\u5165\u5fc5\u9808\u9054\u5230\u5b83\u50f9\u503c\u76846%\u4ee5\u4e0a\u3002<\/li>\n<li>\u4eba\u8eab\u4fdd\u96aa-\u53ea\u6709\u7533\u8acb\u4eba\u7684\u4eba\u8eab\u4fdd\u96aa\u55ae\u7684\u73fe\u91d1\u50f9\u503c\u53ef\u4ee5\u8a08\u5165\uff0c\u56e0\u6b64\uff0c\u6240\u6709\u5b9a\u671f\u4fdd\u55ae\u4e0d\u53ef\u4ee5\u5217\u5165\u3002<\/li>\n<\/ul>\n<p><img decoding=\"async\" class=\"alignright\" src=\"http:\/\/thumbs.dreamstime.com\/thumbimg_80\/1156553181ptdujz.jpg\" alt=\"Royalty Free Stock Images Nursing home visit with doctor\" \/><br \/>\n\u201c\u9084\u6709\u8a31\u591a\u5176\u5b83\u898f\u5247\u53ef\u4ee5\u6709\u5229\u65bc\u90a3\u4e9b\u4e0d\u78ba\u5b9a\u5230\u6642\u662f\u5426\u6e96\u5099\u5145\u5206\u7684\u4eba\u5011\u3002\u201dHeiser\u8aaa\u3002 \u201c\u95dc\u9375\u662f\u73fe\u5728\u5c31\u7c4c\u5283\uff0c\u73fe\u5728\u5c31\u884c\u52d5\u3002\u9019\u4e9b\u6cd5\u5f8b\u7684\u5b58\u5728\u662f\u70ba\u4e86\u4fdd\u969c\u4f60\u7684\u751f\u6d3b\uff0c\u5f88\u591a\u4eba\u50c5\u50c5\u56e0\u70ba\u990a\u8001\u662f\u4e00\u500b\u4ee4\u4eba\u4e0d\u5feb\u7684\u8a71\u984c\u800c\u9003\u907f\u5c0d\u65bc\u7167\u9867\u597d\u81ea\u5df1\u751f\u6d3b\u6240\u5fc5\u9808\u7684\u8a0e\u8ad6\u548c\u7c4c\u5283\u3002\u9019\u5c07\u5e36\u4f86\u66f4\u52a0\u4ee4\u4eba\u4e0d\u5feb\u7684\u8a0e\u8ad6-\u7576\u6700\u58de\u7684\u60c5\u6cc1\u767c\u751f\u6642\uff0c\u4f60\u767c\u73fe\u9084\u6c92\u6709\u505a\u597d\u6e96\u5099\u3002\u9019\u6a23\u7684\u56f0\u5883\u4ee3\u50f9\u6602\u8cb4\u3002\u7136\u800c\uff0c\u73fe\u5728\u8f15\u9b06\u7684\u884c\u52d5\u4e0d\u6703\u82b1\u4e00\u5206\u9322\uff0c\u53cd\u800c\u53ef\u4ee5\u7701\u4e0b\u4f60\u4ee5\u5f8c\u8981\u82b1\u7684\u4e00\u5927\u7b46\u9322\u3002\u201d<\/div>\n<p>&nbsp;<\/p>\n<div class=\"gsp_post_data\" \r\n\t            data-post_type=\"post\" \r\n\t            data-cat=\"opinion\" \r\n\t            data-modified=\"120\"\r\n\t            data-created=\"1301047244\"\r\n\t            data-title=\"\u6211\u80fd\u4ed8\u5f97\u8d77\u990a\u8001\u9662\u7684\u9322\u55ce\uff1f\" \r\n\t            data-home=\"https:\/\/newsforchinese.com\/v3\"><\/div>","protected":false},"excerpt":{"rendered":"<p> \u201c\u95dc\u9375\u662f\u73fe\u5728\u5c31\u7c4c\u5283\uff0c\u73fe\u5728\u5c31\u884c\u52d5\u3002\u9019\u4e9b\u6cd5\u5f8b\u7684\u5b58\u5728\u662f\u70ba\u4e86\u4fdd\u969c\u4f60\u7684\u751f\u6d3b\uff0c\u5f88\u591a\u4eba\u50c5\u50c5\u56e0\u70ba\u990a\u8001\u662f\u4e00\u500b\u4ee4\u4eba\u4e0d\u5feb\u7684\u8a71\u984c\u800c\u9003\u907f\u5c0d\u65bc\u7167\u9867\u597d\u81ea\u5df1\u751f\u6d3b\u6240\u5fc5\u9808\u7684\u8a0e\u8ad6\u548c\u7c4c\u5283\u3002\u9019\u5c07\u5e36\u4f86\u66f4\u52a0\u4ee4\u4eba\u4e0d\u5feb\u7684\u8a0e\u8ad6-\u7576\u6700\u58de\u7684\u60c5\u6cc1\u767c\u751f\u6642\uff0c\u4f60\u767c\u73fe\u9084\u6c92\u6709\u505a\u597d\u6e96\u5099\u3002\u9019\u6a23\u7684\u56f0\u5883\u4ee3\u50f9\u6602\u8cb4\u3002\u7136\u800c\uff0c\u73fe\u5728\u8f15\u9b06\u7684\u884c\u52d5\u4e0d\u6703\u82b1\u4e00\u5206\u9322\uff0c\u53cd\u800c\u53ef\u4ee5\u7701\u4e0b\u4f60\u4ee5\u5f8c\u8981\u82b1\u7684\u4e00\u5927\u7b46\u9322\u3002\u201d<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"episode_type":"","audio_file":"","podmotor_file_id":"","podmotor_episode_id":"","cover_image":"","cover_image_id":"","duration":"","filesize":"","filesize_raw":"","date_recorded":"","explicit":"","block":"","_jetpack_newsletter_access":"","_jetpack_dont_email_post_to_subs":false,"_jetpack_newsletter_tier_id":0,"_jetpack_memberships_contains_paywalled_content":false,"_jetpack_feature_clip_id":0,"_jetpack_memberships_contains_paid_content":false,"footnotes":"","jetpack_publicize_message":"{title}\n\n{excerpt}\n\n{url}","jetpack_publicize_feature_enabled":true,"jetpack_social_post_already_shared":false,"jetpack_social_options":{"image_generator_settings":{"template":"highway","default_image_id":0,"font":"","enabled":false},"version":2},"_wpas_customize_per_network":false,"jetpack_post_was_ever_published":false},"categories":[31],"tags":[],"series":[],"class_list":["post-12333","post","type-post","status-publish","format-standard","hentry","category-opinion"],"aioseo_notices":[],"aioseo_head":"\n\t\t<!-- 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2025","format":false,"excerpt":"\u96a8\u8457\u4eba\u53e3\u8001\u5316\u7684\u52a0\u5287\uff0c\u5982\u4f55\u70ba\u8001\u5e74\u4eba\u63d0\u4f9b\u9ad8\u54c1\u8cea\u7684\u751f\u6d3b\u4fdd\u969c\u6210\u70ba\u4e00\u9805\u91cd\u8981\u8ab2\u984c\u3002 \u820a\u91d1\u5c71\u7063\u5340\u4f5c\u70ba\u7f8e\u570b\u79d1\u6280\u5275\u65b0\u7684\u5fc3\u81df\u5730\u5e36\uff0c\u4e0d\u50c5\u64c1\u6709\u9ad8\u5ea6\u767c\u9054\u7684\u7d93\u6fdf\u548c\u79d1\u6280\u6c34\u5e73\uff0c\u9084\u5728\u8001\u5e74\u4eba\u670d\u52d9\u548c\u990a\u8001\u8a2d\u65bd\u65b9\u9762\u5c45\u5168\u570b\u524d\u5217\u3002\u9019\u7bc7\u6587\u7ae0\u5c07\u63a2\u8a0e\u820a\u91d1\u5c71\u7063\u5340\u8001\u4eba\u9662\u7684\u73fe\u72c0\u3001\u9762\u81e8\u7684\u6311\u6230\u4ee5\u53ca\u672a\u4f86\u7684\u767c\u5c55\u65b9\u5411\u3002 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