{"id":122312,"date":"2016-07-06T12:09:43","date_gmt":"2016-07-06T19:09:43","guid":{"rendered":"http:\/\/old.newsforchinese.com\/v3\/?p=122312"},"modified":"2016-07-06T15:41:47","modified_gmt":"2016-07-06T22:41:47","slug":"%e4%b8%a7%e5%81%b6%e8%80%85%e5%92%8c%e5%ad%a9%e5%ad%90%e8%83%bd%e5%a4%9f%e9%81%bf%e5%85%8d%e6%96%ad%e4%be%9b%e5%a4%b1%e6%88%bf%e7%9a%84%e5%91%bd%e8%bf%90%e5%90%97%ef%bc%9f","status":"publish","type":"post","link":"https:\/\/newsforchinese.com\/v3\/2016\/07\/06\/%e4%b8%a7%e5%81%b6%e8%80%85%e5%92%8c%e5%ad%a9%e5%ad%90%e8%83%bd%e5%a4%9f%e9%81%bf%e5%85%8d%e6%96%ad%e4%be%9b%e5%a4%b1%e6%88%bf%e7%9a%84%e5%91%bd%e8%bf%90%e5%90%97%ef%bc%9f\/","title":{"rendered":"\u55aa\u5076\u8005\u548c\u5b69\u5b50\u80fd\u5920\u907f\u514d\u65b7\u4f9b\u5931\u623f\u7684\u547d\u904b\u55ce\uff1f"},"content":{"rendered":"<p>\u4e00\u9805\u4fdd\u8b77\u55aa\u5076\u8005\u548c\u5b69\u5b50\u514d\u65bc\u6cd5\u62cd\u5c4b\u7684\u6cd5\u6848\u4eca\u5929\u7372\u5f97\u4e00\u95dc\u9375\u59d4\u54e1\u6703\u901a\u904e\uff0c\u5df2\u7d93\u63d0\u4ea4\u773e\u8b70\u9662\u8868\u6c7a\u3002<!--more--><\/p>\n<p>Ric 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expenses\u300d(\u66ff\u4ee3\u751f\u6d3b\u8cbb\u7528)\uff0c\u8acb\u76f8\u61c9\u5730\u9032\u884c\u9810\u7b97\u3002 \u554f\uff1a\u4fdd\u96aa\u7d22\u8ce0\u9032\u884c\u671f\u9593\u505a\u4ec0\u9ebc\uff1f \u7b54\uff1a\u8a18\u65e5\u8a18\u5f88\u91cd\u8981\u3002 \u8a18\u9304\u8207\u4f60\u4fdd\u96aa\u516c\u53f8\u7684\u6bcf\u4e00\u6b21\u6703\u8b70\u3001\u96fb\u8a71\u3001\u96fb\u5b50\u90f5\u4ef6\u548c\u4fe1\u4ef6\u3002\u8a18\u9304\u65e5\u671f\u3001\u6642\u9593\u3001\u540d\u5b57\u548c\u627f\u8afe\u3002 \u7d93\u7d00\u4eba\u548c\u8abf\u7406\u4eba\u90fd\u662f\u4eba\u3002\u4ed6\u5011\u53ef\u80fd\u6703\u88ab\u8655\u7406\u592a\u591a\u7684\u7d22\u8ce0\u58d3\u5f97\u5598\u4e0d\u904e\u6c23\u3002\u6240\u4ee5\uff0c\u6709\u4e9b\u4e8b\u60c5\u53ef\u80fd\u6703\u88ab\u5ffd\u8996\uff0c\u932f\u8aa4\u96e3\u514d\u6703\u72af\u3002\u901a\u904e\u5c0d\u6574\u500b\u904e\u7a0b\u3001\u4f60\u5728\u4f60\u4fdd\u55ae\u4e2d\u4eab\u6709\u7684\u6b0a\u5229\u4ee5\u53ca\u8ab0\u8655\u7406\u54ea\u4e9b\u4e8b\u60c5\u9032\u884c\u5f88\u597d\u7684\u8a18\u9304\uff0c\u4f60\u53ef\u4ee5\u7cfe\u6b63\u932f\u8aa4\u3002 \u9019\u662f\u4e00\u500b\u6709\u60c5\u7dd2\u7684\u904e\u7a0b\uff0c\u4f46\u4f60\u61c9\u8a72\u5c07\u4fdd\u96aa\u7d22\u8ce0\u8996\u70ba\u5546\u696d\u4ea4\u6613\u9032\u884c\u8655\u7406\u3002\u5728San Francisco\uff0c\u4e00\u500b\u540d\u70baUnited Policyholder\u7684\u7dad\u6b0a\u7d44\u7e54\u9019\u6a23\u8aaa\uff1a\u300c\u7d66\u4f60\u7684\u4fdd\u96aa\u516c\u53f8\u4e00\u500b\u505a\u6b63\u78ba\u4e8b\u60c5\u7684\u6a5f\u6703\uff0c\u4f46\u4e0d\u8981\u628a\u4e00\u500b\u53cb\u597d\u7684\u4ee3\u8868\u932f\u7576\u6210\u670b\u53cb\u3002\u300d \u554f\uff1a\u8ab0\u652f\u4ed8\u5ee2\u589f\u6e05\u9664\u8cbb\u7528? \u7b54\uff1a\u4f60\u7684\u4fdd\u96aa\u516c\u53f8\u53ef\u4ee5\u70ba\u4f60\u652f\u4ed8\u3002 \u6211\u5011\u767c\u73fe\u623f\u4e3b\u4fdd\u55ae\u901a\u5e38\u8986\u84cb\u5ee2\u589f\u6e05\u7406\u3002\u6709\u6642\u5b83\u5728\u50cf\u300cadditional coverage\u300d\u9019\u6a23\u6b04\u76ee\u4e0b\u3002\u67e5\u770b\u4e00\u4e0b\u4f60\u7684\u4fdd\u55ae\u3002\u800c\u4e14\uff0c\u5728\u82b1\u4f60\u81ea\u5df1\u4efb\u4f55\u4e00\u5206\u9322\u4e4b\u524d\uff0c\u5411\u4e00\u500b\u7d93\u7d00\u4eba\u77ad\u89e3\u9019\u500b\u904e\u7a0b\u3002 \u53e6\u5916\uff0c\u4e0d\u8981\u6025\u65bc\u6e05\u7406\u3002Insurance Information Institute\u544a\u8a34\u6211\u5011\uff0c\u5728\u4e00\u540d\u8abf\u7406\u4eba\u52d8\u5bdf\u8ca1\u7522\u524d\uff0c\u53d7\u5bb3\u8005\u4e0d\u61c9\u8a72\u79fb\u9664\u4efb\u4f55\u6771\u897f\u3002\u6254\u6771\u897f\u592a\u5feb\u53ef\u80fd\u6703\u6253\u4e82\u4f60\u7684\u7d22\u8ce0\u3002 \u554f\uff1a\u6211\u7684\u4fdd\u96aa\u7d22\u8ce0\u9700\u8981\u591a\u9577\u6642\u9593?.\u00a0 \u7b54\uff1a\u53ef\u80fd\u8981\u8d85\u904e\u4e00\u500b\u6708\u3002 \u4e00\u65e6\u8abf\u7406\u4eba\u52d8\u5bdf\u4e86\u4f60\u7684\u8ca1\u7522\uff0c\u4e26\u4e14\u4f60\u5b8c\u6210\u4e86\u4e00\u4efd\u53eb\u505a\u300cproof of claim\u300d(\u7d22\u8ce0\u8b49\u660e)\u7684\u8868\u683c\uff0c\u90a3\u9ebc\u5dde\u6cd5\u5f8b\u7d66\u4e88\u4fdd\u96aa\u516c\u53f840\u500b\u65e5\u65e5\u5929\u6642\u9593\u4e88\u4ee5\u66f8\u9762\u7b54\u5fa9\u3002\u5b83\u53ef\u4ee5\u63a5\u53d7\u4f60\u7684\u7d22\u8ce0\u3001\u62d2\u7d55\u4f60\u7684\u7d22\u8ce0\u6216\u8005\u5169\u8005\u517c\u800c\u6709\u4e4b\u3002 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