{"id":116714,"date":"2016-03-14T19:46:43","date_gmt":"2016-03-15T02:46:43","guid":{"rendered":"http:\/\/old.newsforchinese.com\/v3\/?p=116714"},"modified":"2016-03-14T19:46:43","modified_gmt":"2016-03-15T02:46:43","slug":"%e6%8a%95%e8%b3%87%e9%a1%a7%e5%95%8f%e6%8f%90%e4%be%9b%e5%a0%b1%e7%a8%85%e5%ad%a3%e7%af%80%e6%8f%90%e7%a4%ba%e6%8f%90%e9%86%92","status":"publish","type":"post","link":"https:\/\/newsforchinese.com\/v3\/2016\/03\/14\/%e6%8a%95%e8%b3%87%e9%a1%a7%e5%95%8f%e6%8f%90%e4%be%9b%e5%a0%b1%e7%a8%85%e5%ad%a3%e7%af%80%e6%8f%90%e7%a4%ba%e6%8f%90%e9%86%92\/","title":{"rendered":"\u6295\u8cc7\u9867\u554f\u63d0\u4f9b\u5831\u7a05\u5b63\u7bc0\u63d0\u793a\u63d0\u9192"},"content":{"rendered":"

\u5fd8\u8a18\u7a05\u6536\u62b5\u6e1b\u4ee3\u50f9\u53ef\u80fd\u4e0d\u5c0f\u3002\u8acb\u8a18\u5f97\u8981\u5c07\u60a8\u7684\u958b\u652f\u3001\u8d08\u8207\u53ca\u9000\u4f11\u8a08\u5283\u4f9b\u6b3e\u544a\u77e5\u60a8\u7684\u5831\u7a05\u4ee3\u8fa6\u4eba\uff0c\u4ee5\u5e6b\u52a9\u60a8\u964d\u4f4e\u7a05\u55ae\u8cbb\u7528\u3002\u5373\u4f7f\u662f\u60a8\u81ea\u5df1\u6e96\u5099\u7d0d\u7a05\u7533\u5831\u8868\uff0c\u8acb\u73fe\u5728\u958b\u59cb\u6536\u96c6\u9019\u4e9b\u8cc7\u6599\u3002\u4ee5\u4e0b\u662f\u60a8\u6700\u5bb9\u6613\u5fd8\u8a18\u7684\u300c10 \u9805\u300d\u5831\u7a05\u63d0\u793a\u3002<\/span><\/p>\n

\u8a3b\uff1a\u672c\u9801\u63d0\u53ca\u7684\u7f8e\u570b\u570b\u7a05\u5c40 (IRS) \u8868\u683c\u8207\u516c\u544a\u53ef\u5728 www.irs.gov<\/span>\uff08\u82f1\u6587\u7248\uff09<\/span>\u4e0a\u627e\u5230\u3002\u8acb\u8a18\u5f97\u5be9\u95b1 2015 \u5e74\u7248\u672c\u7684\u6587\u4ef6\u3002<\/span><\/p>\n

    \n
  1. \u500b\u4eba\u9000\u4f11\u5e33<\/b>\u6236<\/b> (IRA) <\/b>\u4f9b\u6b3e\u6e1b\u514d<\/b> <\/b>\u60a8\u5411\u5831<\/span>\u7a05\u4ee3\u8fa6\u4eba\u544a\u77e5\u60a8\u7684<\/span> 2015 <\/span>\u5e74<\/span> IRA <\/span>\u4f9b\u6b3e\u4e86\u55ce\uff1f\u6295\u8cc7\u4eba\u901a\u5e38\u6703\u5fd8\u8a18\u8981\u63d0\u53ca\u8a72\u4e8b\u9805\uff0c\u9664\u975e\u5176\u4f9b\u6b3e\u8207\u5be6\u969b\u5448\u4ea4\u7d0d<\/span>\u7a05\u7533\u5831\u8868\u7684\u6642\u9593\u76f8\u8fd1\u3002\u50b3\u7d71\u7684<\/span> IRA <\/span>\u4f9b\u6b3e\u5fc5\u9808\u5728\u7d0d<\/span>\u7a05\u7533\u5831\u8868\u4e2d\u5831\u544a\uff0c\u4e0d\u7ba1\u662f\u5426\u80fd\u6e1b\u514d\u7a05\u984d<\/span>\u3002<\/span><\/li>\n<\/ol>\n

    2. \u5df2\u652f\u4ed8\u7684\u5916\u570b\u7a05<\/strong>\u5982\u679c\u60a8\u6709\u6295\u8cc7\u5916\u570b\u8b49\u5238\uff0c\u60a8\u53ef\u80fd\u5df2\u5411\u5176\u4ed6\u570b\u5bb6\u652f\u4ed8\u9810\u6263\u7a05\u91d1\u3002\u82e5\u70ba\u6b64\u60c5\u6cc1\uff0c\u60a8\u53ef\u5c07\u8a72\u7a05\u6b3e\u65bc 1040 \u8868\u683c A \u8868 (Form 1040 Schedule A) \u4e2d\u7533\u7d22\u70ba\u5df2\u6309\u5206\u9805\u6263\u9664\u984d\u7e73\u7a05\uff0c\u6216\u65bc 1116 \u8868\u683c (Form 1116) \u4e2d\u7533\u7d22\u70ba\u5df2\u6309\u5916\u570b\u62b5\u7a05\u984d\u7e73\u7a05\u3002\u5c0d\u5f88\u591a\u6295\u8cc7\u8005\u800c\u8a00\uff0c\u9019\u4e9b\u91d1\u984d\u5c0f\u4e14\u5bb9\u6613\u88ab\u5ffd\u8996\u3002<\/p>\n

    3. \u65b0\u623f\u8cb8\u6216\u518d\u878d\u8cc7\u623f\u8cb8\u652f\u4ed8\u7684\u9ede\u6578 \u00a0 \u00a0\u00a0<\/strong>\u5982\u679c\u60a8\u5728 2015 \u5e74\u8cfc\u7f6e\u623f\u5c4b\u6216\u518d\u878d\u8cc7\u8cb8\u6b3e\u73fe\u6709\u623f\u5c4b\uff0c\u60a8\u652f\u4ed8\u7684\u9ede\u6578\uff08\u9810\u4ed8\u5229\u606f\uff09\u53ef\u80fd\u4f5c\u70ba\u623f\u8cb8\u5229\u606f\u6e1b\u514d\u7a05\u984d\u3002\u8acb\u53c3\u95b1 IRS \u7b2c 936 \u865f\u516c\u544a (IRS Publication 936) \u4ee5\u6aa2\u67e5\u662f\u5426\u7b26\u5408\u8cc7\u683c\u3002<\/p>\n

    4. \u5065\u5eb7\u4fdd\u96aa\u8cbb\u62b5<\/b>\u7a05<\/b>\u984d<\/b> <\/b>\u5982\u679c\u60a8\u5728 2015 \u5e74\u65bc\u5065\u5eb7\u4fdd\u96aa\u5e02\u5834 (Health Insurance Marketplace) \u8cfc\u8cb7\u5065\u5eb7\u4fdd\u96aa\uff0c\u60a8\u53ef\u80fd\u7b26\u5408\u4fdd\u96aa\u8cbb\u62b5\u7a05\u984d\u7684\u8cc7\u683c\u3002\u5982\u8981\u7533\u7d22\u62b5\u7a05\u984d\u6216\u8abf\u7bc0\u9810\u4ed8\u7a05\u6b3e\u7684\u62b5\u7a05\u984d\uff0c\u8acb\u5728\u7e73\u4ea4\u6240\u5f97\u7a05\u7533\u5831\u8868\u6642\uff0c\u4e00\u540c\u9644\u4e0a IRS 8962 \u8868\u683c (IRS Form 8962)\u3002\u5e02\u5834\u6700\u665a\u9700\u5728 1 \u6708 31 \u65e5\u524d\u63d0\u4f9b IRS 1095-A \u8868\u683c (IRS Form 1095-A)\uff0c\u4ee5\u5354\u52a9\u60a8\u7533\u7d22\u62b5\u7a05\u984d\u3002<\/p>\n

    5. \u6559\u80b2\u7a05\u52d9\u798f\u5229 \u00a0<\/strong>\u91dd\u5c0d\u6709\u6559\u80b2\u65b9\u9762\u652f\u51fa\u7684\u7d0d\u7a05\u4eba\uff0c\u76ee\u524d\u6709\u5f88\u591a\u9069\u7528\u7684\u6e1b\u514d\u984d\u3002\u9019\u4e9b\u652f\u51fa\u53ef\u80fd\u5df2\u65bc IRS 1098-T \u8868\u683c (IRS Form 1098-T) \u4e0a\u5411\u60a8\u5831\u544a\u3002\u5982\u8981\u4e86\u89e3\u54ea\u9805\u6e1b\u514d\u984d\u5c0d\u60a8\u6700\u6709\u5229\uff0c\u8acb\u53c3\u95b1 IRS \u7b2c 970 \u865f\u516c\u544a (IRS Publication 970) \u4e4b\u5b8c\u6574\u6e05\u55ae\u3002\u8a72\u516c\u544a\u4ea6\u5c07\u5354\u52a9\u60a8\u7684 529 \u8a08\u5283\u6216\u6559\u80b2\u5132\u84c4\u5e33\u6236\u4e4b\u7533\u5831\u53ca\u63d0\u6b3e\u8ab2\u7a05\u3002<\/span><\/p>\n

    6. \u6148\u5584\u6350\u8d08\u62b5\u514d<\/b> <\/b>\u7576\u60a8\u7684\u6350\u8d08\u91d1\u984d\u5c11\u65bc<\/span> 250 <\/span>\u7f8e\u5143\u6642\uff0c\u4e0d\u662f\u6240\u6709\u7684\u6148\u5584\u6a5f\u69cb\u90fd\u6703\u5bc4\u9001\u8d08\u8207\u78ba\u8a8d\u8072\u660e\u6216\u4fe1\u4ef6\u3002\u8acb\u5be9<\/span>\u95b1\u60a8\u7684\u652f\u7968\u8a18\u9304\u6216\u4fe1\u7528\u5361\u5c0d\u5e33\u55ae\uff0c\u4ee5\u78ba\u8a8d\u7121\u4efb\u4f55\u907a\u6f0f\u7684\u6148\u5584\u6350\u8d08\u6b3e\u9805<\/span>\u3002 \u00a0<\/span>\u5982\u679c\u60a8\u5728<\/span> 2015 <\/span>\u5e74\u7684<\/span> IRA <\/span>\u4e2d\u6709\u5408\u8cc7\u683c\u6148\u5584\u6350\u6b3e<\/span> (QCD)<\/span>\uff0c\u8acb\u52d9\u5fc5\u6aa2<\/span>\u95b1<\/span> 1040 <\/span>\u8868\u683c<\/span> (Form 1040) <\/span>\u7684<\/span>\u8aaa\u660e\uff0c\u4ee5\u6b63\u78ba\u5730\u5831\u544a\u6b64\u985e<\/span> IRA <\/span>\u6350\u6b3e\u3002<\/span><\/p>\n

    7. \u9ad8\u6536\u5165\u7d0d\u7a05\u4eba\u4e4b\u806f\u90a6\u91ab\u7642\u4fdd\u96aa(Medicare)\u7a05 \u00a0<\/strong>\u9ad8\u6536\u5165\u7d0d<\/span>\u7a05\u4eba\u5728\u7e73\u4ea4\u6240\u5f97\u7a05\u7533\u5831\u8868\u6642\uff0c\u5fc5\u9808\u8003\u91cf\u5230\u9644\u52a0\u7684\u806f\u90a6\u91ab\u7642\u4fdd\u96aa<\/span> (Medicare) <\/span>\u7a05\u3002\u500b\u4eba\u7684<\/span>\u85aa\u8cc7\u8207\u81ea\u96c7\u6de8\u6536\u5165\u82e5\u8d85\u904e<\/span> 200,000 <\/span>\u7f8e\u5143\uff08\u5171\u540c\u7533\u5831\u5247\u70ba<\/span> 250,000 <\/span>\u7f8e\u5143\uff09\uff0c\u5247\u6703\u5916\u52a0\u4e00\u9805<\/span> 0.9% <\/span>\u7684<\/span>\u7a05\u3002<\/span> IRS 8959 <\/span>\u8868\u683c<\/span> (IRS Form 8959) <\/span>\u7528\u65bc\u7533\u5831\u6b64<\/span>\u7a05\u6b3e<\/span>\u3002<\/span><\/p>\n

    \u64c1\u6709\u4fee\u6b63\u8abf\u6574\u5f8c\u7e3d\u6536\u5165\u9ad8\u65bc\u9019\u4e9b\u76f8\u540c\u81e8\u754c\u503c\u7684\u7d0d\u7a05\u4eba\u53ef\u80fd\u6703\u984d\u5916\u7a4d\u6b20\u4e00\u9805\u7a05\u984d\uff0c\u53d6\u6c7a\u65bc\u5176\u6de8\u6295\u8cc7\u6536\u5165\u6216\u8d85\u904e\u76f8\u61c9\u81e8\u754c\u503c\u7684\u4fee\u6b63\u8abf\u6574\u5f8c\u7e3d\u6536\u5165\u90e8\u5206\uff0c\u4ee5\u8f03\u5c0f\u8005\u70ba\u6e96\u4e14\u7a05\u7387\u70ba3.8%\u3002IRS \u5df2\u88fd\u4f5c\u51fa 8960 \u8868\u683c (Form 8960) \u4f86\u8a08\u7b97\u4e26\u5831\u544a\u9019\u4e9b\u9644\u52a0\u7a05\u3002<\/span><\/p>\n

    8. \u5ef6\u4ea4\u7d0d<\/b>\u7a05\u7533\u5831<\/b>\u8868\u00a0<\/b> <\/b>\u6709\u6642\u5019\uff0c\u60a8\u672a\u5fc5\u80fd\u5728\u56db\u6708\u6700\u5f8c\u671f\u9650\u524d\u5099\u59a5\u6240\u5f97<\/span>\u7a05\u7533\u5831\u8868\u6240\u9700\u7684\u6240\u6709\u8cc7\u6599\u3002\u4f8b\u5982\uff0c\u60a8\u82e5\u6709\u4e00\u9805\u6295\u8cc7\u662f\u900f\u904e<\/span> K-1 <\/span>\u8868<\/span> (Schedule K-1)<\/span>\uff0c\u800c\u975e<\/span> 1099 <\/span>\u8868\u683c<\/span> (Form 1099) <\/span>\u5411\u60a8\u5831\u544a<\/span>\u7a05\u52d9\u8cc7\u8a0a\uff0c\u60a8\u5c31\u53ef\u80fd\u5728\u7533\u5831\u5230\u671f\u65e5\u524d\u6536\u4e0d\u5230<\/span> Schedule K-1 <\/span>\u8868\u3002<\/span>\u82e5\u70ba\u6b64\u8acb\u6cc1\uff0c\u60a8\u53ef\u8003\u616e\u7e73\u4ea4 4868 \u8868\u683c (Form 4868) \u4ee5\u7372\u5f976 \u500b\u6708\u7684\u81ea\u52d5\u7533\u5831\u5ef6\u671f\u3002\u4f46\u662f\uff0c\u8a72\u5ef6\u671f\u662f\u6307\u7533\u5831\u7684\u5ef6\u671f\uff0c\u4e26\u975e\u652f\u4ed8\u7684\u5ef6\u671f\u3002\u60a8\u5fc5\u9808\u5728\u539f\u672c\u7684\u5230\u671f\u65e5\u524d\u652f\u4ed8\u7a05\u6b3e<\/span>\u3002<\/span><\/p>\n

    9. \u4f30\u8a08\u7a05\u6b3e \u00a0<\/span><\/strong>IRS<\/span>\u8981\u6c42\u60a8\u70ba\u5168\u5e74\u7372\u5f97\u7684\u6240\u6709\u6536\u5165\u652f\u4ed8\u6240\u5f97\u7a05\uff08\u6709\u5c11\u6578\u4f8b\u5916\uff09<\/span>\u3002\u4e14\u901a\u5e38\u662f\u900f\u904e\u6263\u7e73\u7684\u65b9\u5f0f\u5b8c\u6210\u3002\u82e5\u60a8\u7684\u6536\u5165\u4e0d\u53d7\u6263\u7e73\u7684\u9650\u5236\uff0c\u60a8\u53ef\u80fd<\/span>\u6703\u88ab\u8981\u6c42\u65bc<\/span> 1040-ES <\/span>\u8868\u683c<\/span> (Form 1040-ES) <\/span>\u4e2d\u9810\u4f30<\/span>\u7a05\u6b3e\uff0c\u4ee5\u907f\u514d\u53d7\u7f70\u3002\u60a8\u7684\u7a05\u52d9\u9867\u554f\u53ef\u5c31\u6b64\u6c7a\u5b9a\u63d0\u4f9b\u5354\u52a9<\/span>\u3002 <\/span><\/p>\n

    10. \u5b50\u5973\u7d0d\u7a05\u7533\u5831\u8868 \u00a0<\/strong>\u60a8\u53ef\u80fd\u6703\u5fd8\u8a18\u60a8\u7684\u5c0f\u5b69\u5728\u8a72\u5e74\u6709\u6536\u5165\u3002\u6709\u6295\u8cc7\u6536\u5165\u6216\u8cc7\u672c\u5229\u5f97\u4ea4\u6613\u7684\u5b50\u5973\u53ef\u80fd\u6703\u88ab\u8981\u6c42\u81ea\u5df1\u5831<\/span>\u7a05\u3002\u8981\u78ba\u5b9a\u95dc\u65bc\u5b50\u5973\u7533\u5831\u60c5\u6cc1\u7684\u8981\u6c42\uff0c\u8acb\u5be9\u95b1<\/span> IRS <\/span>\u7b2c<\/span> 929 <\/span>\u865f\u516c\u544a<\/span> (IRS Publication 929) <\/span>\u4e2d\u7684\u5b50\u5973\u53ca\u53d7\u64ab\u990a\u4eba\u5831<\/span>\u7a05\u898f\u5b9a<\/span>\u3002<\/span>\u5fd8\u8a18\u7a05\u6536\u62b5\u6e1b\u4ee3\u50f9\u53ef\u80fd\u4e0d\u5c0f\u3002\u8acb\u8a18\u5f97\u8981\u5c07\u60a8\u7684\u958b\u652f\u3001\u8d08\u8207\u53ca\u9000\u4f11\u8a08\u5283\u4f9b\u6b3e\u544a\u77e5\u60a8\u7684\u5831\u7a05\u4ee3\u8fa6\u4eba\uff0c\u4ee5\u5e6b\u52a9\u60a8\u964d\u4f4e\u7a05\u55ae\u8cbb\u7528\u3002\u5373\u4f7f\u662f\u60a8\u81ea\u5df1\u6e96\u5099\u7d0d\u7a05\u7533\u5831\u8868\uff0c\u8acb\u73fe\u5728\u958b\u59cb\u6536\u96c6\u9019\u4e9b\u8cc7\u6599\u3002\u4ee5\u4e0b\u662f\u60a8\u6700\u5bb9\u6613\u5fd8\u8a18\u7684\u300c10 \u9805\u300d\u5831\u7a05\u63d0\u793a\u3002<\/span><\/p>\n

    \u8a3b\uff1a\u672c\u9801\u63d0\u53ca\u7684\u7f8e\u570b\u570b\u7a05\u5c40 (IRS) \u8868\u683c\u8207\u516c\u544a\u53ef\u5728 www.irs.gov<\/span>\uff08\u82f1\u6587\u7248\uff09<\/span>\u4e0a\u627e\u5230\u3002\u8acb\u8a18\u5f97\u5be9\u95b1 2015 \u5e74\u7248\u672c\u7684\u6587\u4ef6\u3002<\/span><\/p>\n

     <\/p>\n

    Wells Fargo Advisors (\u5bcc\u570b\u6295\u8cc7\u9867\u554f\u516c\u53f8\uff09\u4e0d\u63d0\u4f9b\u6cd5\u5f8b\u3001\u6703\u8a08\u6216\u7a05\u52d9\u6e96\u5099\u4e4b\u670d\u52d9\u3002\u60a8\u82e5\u6709\u7279\u5b9a\u7684\u500b\u5225\u60c5\u6cc1\u554f\u984c\uff0c\u61c9\u76f4\u63a5\u8aee\u8a62\u60a8\u7684\u6cd5\u5f8b\u53ca\u7a05\u52d9\u9867\u554f\u3002<\/span><\/em><\/p>\n

    Wells Fargo Advisors\uff08\u5bcc\u570b\u6295\u8cc7\u9867\u554f\u516c\u53f8\uff09\u662f\u5169\u5bb6\u7368\u7acb\u8a3b\u518a\u7d93\u7d00\u4ea4\u6613\u5546\uff1aWells Fargo Advisors, LLC\uff08\u5bcc\u570b\u6295\u8cc7\u9867\u554f\u516c\u53f8\uff09\u4ee5\u53ca Wells Fargo Advisors Financial Network, LLC\uff08\u5bcc\u570b\u6295\u8cc7\u9867\u554f\u91d1\u878d\u7db2\u8def\u516c\u53f8\uff09\u6240\u4f7f\u7528\u7684\u5546\u6a19\u540d\u7a31\uff0c\u9019\u5169\u5bb6\u516c\u53f8\u7686\u70ba SIPC \u6210\u54e1\u548c Wells Fargo & Company\uff08\u5bcc\u570b\u96c6\u5718\u516c\u53f8\uff09\u7684\u975e\u9280\u884c\u9644\u5c6c\u6a5f\u69cb\u3002<\/span><\/em><\/p>\n

     <\/p>\n

    \u9078\u64c7\u5831<\/b>\u7a05\u4ee3\u8fa6\u4eba<\/b> \u00a0<\/b>\u9078\u64c7\u4e00\u4f4d\u5831<\/span>\u7a05\u4ee3\u8fa6\u4eba\u662f\u5831\u7a05\u5b63\u7bc0\u4e2d\u7684\u53e6\u4e00\u9805\u91cd\u8981\u6c7a\u7b56\u3002\u4ee5\u4e0b\u662f\u9078\u64c7\u5831\u7a05\u4ee3\u8fa6\u4eba\u7684\u4e00\u4e9b\u6280\u5de7\uff1a<\/span><\/p>\n

      \n
    1. \u8b39\u9632\u90a3\u4e9b\u8072\u7a31\u53ef\u7372\u5f97\u6bd4\u4ed6\u4eba\u66f4<\/span>\u9ad8\u984d<\/span>\u9000\u6b3e\u6216\u8072\u7a31\u6c38\u9060\u5e6b\u60a8\u7372\u5f97\u9000\u6b3e\u7684\u5831<\/span>\u7a05\u4ee3\u8fa6\u4eba\u3002<\/span><\/li>\n
    2. \u907f\u514d\u9078\u64c7\u6309\u9000\u6b3e\u91d1\u984d\u6bd4\u4f8b\u62bd\u53d6\u8cbb\u7528\u7684\u5831<\/span>\u7a05\u4ee3\u8fa6\u4eba<\/span>\u3002<\/span><\/li>\n
    3. \u9078\u64c7\u6703\u5728\u7d0d<\/span>\u7a05\u7533\u5831\u8868\u4e0a\u7c3d\u540d\uff0c\u4e26\u63d0\u4f9b\u526f\u672c\u7684\u6709\u8072\u8b7d\u4e4b\u7a05\u52d9\u5c08\u696d\u4eba\u58eb\u3002<\/span><\/li>\n
    4. \u8003\u616e\u9078\u7528\u6703\u5728\u5831<\/span>\u7a05\u5f8c\u6578\u6708\u6216\u6578\u5e74\u5f8c\u4ecd\u7e7c\u7e8c\u71df\u696d\u7684\u500b\u4eba\u6216\u516c\u53f8\uff0c\u4ee5\u56de\u7b54\u6709\u95dc\u5831\u7a05\u6e96\u5099\u4e8b\u5b9c\u7684\u554f\u984c\u3002<\/span><\/li>\n
    5. \u6aa2<\/span>\u67e5\u4ee3\u8fa6\u4eba\u7684\u57f7\u7167\u3002<\/span>\u53ea\u6709\u5f8b\u5e2b\u3001\u5408\u683c\u6703\u8a08\u5e2b\u548c\u8a3b\u518a\u4ee3\u7406\u53ef\u4ee5\u4ee3\u8868\u7d0d\u7a05\u4eba\u9762\u5c0d IRS\uff0c\u5305\u62ec\u5be9\u6838\u3001\u6536\u6b3e\u53ca\u4e0a\u8a34\u7b49\u4e8b\u5b9c\u3002\u81ea 2016 \u8d77\uff0c\u53ea\u6709\u53c3\u8207 IRA \u5e74\u5ea6\u5831\u7a05\u5b63\u7bc0\u8a08\u5283\u7684\u7d0d\u7a05\u4ee3\u8fa6\u4eba\uff0c\u65b9\u53ef\u64c1\u6709\u4ee3\u8868\u7684\u6b0a\u529b\u3002\u9019\u4e9b\u4ee3\u8fa6\u4eba\u50c5\u9650\u4ee3\u7d0d\u7a05\u4eba\u6e96\u5099\u4e14\u7c3d\u7f72\u7533\u5831\u8868\uff0c\u4e26\u4e14\u9650\u65bc\u521d\u5be9\u3001\u5ba2\u6236\u670d\u52d9\u4e8b\u5b9c\uff0c\u4ee5\u53ca\u7d0d\u7a05\u4eba\u8faf\u8b77\u670d\u52d9\u524d\u3002<\/span><\/li>\n
    6. \u4e86\u89e3\u7d0d<\/span>\u7a05\u4ee3\u8fa6\u4eba\u662f\u5426\u9644\u5c6c\u65bc\u4e00\u500b\u5c08\u696d\u7684\u6a5f\u69cb\uff0c\u4e14\u8a72\u6a5f\u69cb\u70ba\u6703\u54e1\u63d0\u4f9b\u6301\u7e8c\u7684\u6559\u80b2\u53ca\u5176\u4ed6\u8cc7\u6e90\uff0c\u4e26\u78ba\u4fdd\u4ee3\u8fa6\u4eba\u9075\u5b88\u9053\u5fb7\u6e96\u5247\u3002<\/span><\/li>\n
    7. \u78ba\u8a8d\u4ee3\u8fa6\u4eba\u64c1\u6709<\/span> IRS <\/span>\u4ee3\u8fa6\u4eba<\/span>\u7a05\u52d9\u8b58\u5225\u865f\u78bc<\/span> (PTIN)<\/span>\u3002\u50c5\u9650\u6301\u6709\u6709\u6548<\/span> 2016 PTIN <\/span>\u7684\u4eba\u54e1\uff0c\u65b9\u53ef\u6709\u6b0a\u5229\u6e96\u5099\u85aa\u8cc7\u7684\u806f\u90a6\u7d0d<\/span>\u7a05\u7533\u5831\u8868<\/span>\u3002<\/span><\/li>\n<\/ol>\n

      \u60a8\u53ef\u5728<\/span> irs.gov\/chooseataxpro<\/span>\uff08\u82f1\u6587\u7248\uff09<\/span>\u4e0a\u6aa2<\/span>\u95b1\u66f4\u591a\u6709\u95dc\u9078\u64c7\u7d0d\u7a05\u4ee3\u8fa6\u4eba\u7684\u8cc7\u8a0a<\/span>\u3002<\/span><\/p>\n

      \u00a0\u60a8\u7684\u7a05\u52d9\u9867\u554f\u80fd\u63d0\u4f9b\u5354\u52a9<\/strong><\/p>\n

      \u6295\u8cc7\u8207\u7a05\u52d9\u5bc6\u5207\u76f8\u95dc\u3002<\/span>\u60a8\u7684\u8ca1\u52d9\u9867\u554f\u53ef\u900f\u904e\u4ee5\u4e0b\u65b9\u6cd5\u5e6b\u52a9\u60a8\u7684\u7a05\u52d9\u5b63\u7bc0\u904e\u5f97\u66f4\u9806\u5229\uff1a<\/span><\/p>\n

        \n
      1. \u63d0\u4f9b\u4e00\u4efd\u5df2\u5be6\u73fe\u8cc7\u672c\u76c8\u8667\u5831\u8868\u6216\u5176\u4ed6\u5e33<\/span>\u6236\u8cc7\u8a0a\uff0c\u5e6b\u52a9\u60a8\u6e96\u5099\u7d0d\u7a05\u7533\u5831\u8868\u3002<\/span><\/li>\n
      2. \u5728<\/span> 2016 <\/span>\u5e74<\/span> 4 <\/span>\u6708<\/span> 18 <\/span>\u65e5\u524d\uff0c\u958b\u7acb<\/span> 2015 <\/span>\u7a05\u52d9\u5e74\u5ea6\u6700\u5f8c\u7684<\/span> IRA <\/span>\u6216\u5b58\u5165\u4e00\u7b46<\/span> IRA <\/span>\u4f9b\u6b3e\u3002<\/span><\/li>\n
      3. \u63d0\u4f9b\u60a8\u6240\u5f97<\/span>\u7a05\u7533\u5831\u8868\u6240\u9700\u4e4b\u5e33\u6236\u8cc7\u8a0a\uff0c\u4ee5\u5c07\u6240\u5f97\u7a05\u9000\u7a05\u76f4\u63a5\u5b58\u5165\u60a8\u7684\u6295\u8cc7\u5e33\u6236\u6216<\/span> IRA<\/span>\u3002<\/span><\/li>\n<\/ol>\n

        \u00a0 \u00a0 \u00a0 \u8207\u60a8\u548c\u60a8\u7684<\/span>\u7a05\u52d9\u9867\u554f\u4e00\u8d77\uff0c\u70ba<\/span> 2016 <\/span>\u5e74\u5236\u5b9a<\/span>\u7a05\u52d9\u9ad8\u6548\u7684\u6295\u8cc7\u7b56\u7565<\/span>\u3002<\/span><\/p>\n

         <\/p>\n

        Wells Fargo Advisors<\/span>\uff08\u5bcc\u570b\u6295\u8cc7\u9867\u554f\u516c\u53f8\uff09\u4e0d\u63d0\u4f9b<\/span>\u7a05\u52d9\u6216\u6cd5\u5f8b\u5efa\u8b70\u3002<\/span>\u6b64\u6587\u6a94\u4e26\u975e Circular 230<\/span> \u5b9a\u7fa9\u7684\u907f\u7a05\u5efa\u8b70\uff0c\u4e14\u53d7\u9650\u65bc\u5373\u6b64\u89e3\u6c7a\u4e4b\u806f\u90a6\u7a05\u52d9\u554f\u984c\u3002\u53ef\u80fd\u5b58\u5728\u5176\u4ed6\u554f\u984c\uff0c\u6703\u5f71\u97ff\u806f\u90a6\u7a05\u52d9\u5c0d\u8a72\u4ea4\u6613\u7684\u8655\u7406\u3002\u6b64\u6587\u6a94\u4e26\u975e\u610f\u5728\u6216\u7de8\u5beb\u7528\u65bc\uff0c\u4e14\u4e0d\u80fd\u88ab\u6536\u4ef6\u4eba\u6216\u4efb\u4f55\u4eba\u7528\u65bc\u6216\u501a\u8cf4\u907f\u514d\u806f\u90a6\u7a05\u52d9\u4e4b\u8655\u7f70<\/span>\u3002<\/span><\/em><\/p>\n

         <\/p>\n

         <\/p>\n

        \f<\/span><\/p>\n

        <\/div>","protected":false},"excerpt":{"rendered":"

        \u5fd8\u8a18\u7a05\u6536\u62b5\u6e1b\u4ee3\u50f9\u53ef\u80fd\u4e0d\u5c0f\u3002\u8acb\u8a18\u5f97\u8981\u5c07\u60a8\u7684\u958b\u652f\u3001\u8d08\u8207\u53ca\u9000\u4f11\u8a08\u5283\u4f9b\u6b3e\u544a\u77e5\u60a8\u7684\u5831\u7a05\u4ee3\u8fa6\u4eba\uff0c\u4ee5\u5e6b\u52a9\u60a8\u964d\u4f4e\u7a05\u55ae\u8cbb\u7528\u3002\u5373\u4f7f\u662f\u60a8\u81ea\u5df1\u6e96\u5099\u7d0d\u7a05\u7533\u5831\u8868\uff0c\u8acb\u73fe\u5728\u958b\u59cb\u6536\u96c6\u9019\u4e9b\u8cc7\u6599\u3002\u4ee5\u4e0b\u662f\u60a8\u6700\u5bb9\u6613\u5fd8\u8a18\u7684\u300c10 \u9805\u300d\u5831\u7a05\u63d0\u793a\u3002<\/p>\n","protected":false},"author":1,"featured_media":95634,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"episode_type":"","audio_file":"","podmotor_file_id":"","podmotor_episode_id":"","cover_image":"","cover_image_id":"","duration":"","filesize":"","filesize_raw":"","date_recorded":"","explicit":"","block":"","jetpack_post_was_ever_published":false,"_jetpack_newsletter_access":"","_jetpack_dont_email_post_to_subs":false,"_jetpack_newsletter_tier_id":0,"_jetpack_memberships_contains_paywalled_content":false,"_jetpack_memberships_contains_paid_content":false,"footnotes":"","jetpack_publicize_message":"","jetpack_publicize_feature_enabled":true,"jetpack_social_post_already_shared":true,"jetpack_social_options":{"image_generator_settings":{"template":"highway","default_image_id":0,"font":"","enabled":false},"version":2},"_wpas_customize_per_network":false},"categories":[13],"tags":[],"series":[],"class_list":["post-116714","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-biz"],"aioseo_notices":[],"featured_image_urls":{"thumbnail":"https:\/\/newsforchinese.com\/v3\/wp-content\/uploads\/2015\/01\/tax-1-150x150.jpg","medium":"https:\/\/newsforchinese.com\/v3\/wp-content\/uploads\/2015\/01\/tax-1-300x189.jpg","large":"https:\/\/newsforchinese.com\/v3\/wp-content\/uploads\/2015\/01\/tax-1-600x378.jpg","single_img":"https:\/\/newsforchinese.com\/v3\/wp-content\/uploads\/2015\/01\/tax-1-150x150.jpg"},"appp_media":null,"episode_featured_image":"https:\/\/newsforchinese.com\/v3\/wp-content\/uploads\/2015\/01\/tax-1.jpg","episode_player_image":"https:\/\/newsforchinese.com\/v3\/wp-content\/uploads\/2022\/11\/avatars-DFF30y5My1u3eZvX-2nXMSw-original.jpg","download_link":"","player_link":"","audio_player":false,"episode_data":{"playerMode":"dark","subscribeUrls":[],"rssFeedUrl":"https:\/\/newsforchinese.com\/v3\/feed\/podcast\/%e8%80%81%e4%b8%ad%e5%bb%a3%e6%92%ad%e9%9b%bb%e5%8f%b0","embedCode":"

        \u6295\u8cc7\u9867\u554f\u63d0\u4f9b\u5831\u7a05\u5b63\u7bc0\u63d0\u793a\u63d0\u9192<\/a><\/blockquote>