{"id":112655,"date":"2015-12-23T12:49:20","date_gmt":"2015-12-23T20:49:20","guid":{"rendered":"http:\/\/old.newsforchinese.com\/v3\/?p=112655"},"modified":"2015-12-23T13:01:28","modified_gmt":"2015-12-23T21:01:28","slug":"%e6%96%b0%e5%b9%b4%e6%96%b0%e8%b2%a1%e5%8b%99%e8%a6%8f%e5%8a%83%e4%ba%94%e5%a4%a7%e5%bb%ba%e8%ad%b0","status":"publish","type":"post","link":"https:\/\/newsforchinese.com\/v3\/2015\/12\/23\/%e6%96%b0%e5%b9%b4%e6%96%b0%e8%b2%a1%e5%8b%99%e8%a6%8f%e5%8a%83%e4%ba%94%e5%a4%a7%e5%bb%ba%e8%ad%b0\/","title":{"rendered":"\u65b0\u5e74\u65b0\u8ca1\u52d9\u898f\u5283\u4e94\u5927\u5efa\u8b70"},"content":{"rendered":"<p>\u6bcf\u5e74\u7d04\u6709\u56db\u6210\u4e94\u7684\u7f8e\u570b\u4eba\u6703\u505a\u65b0\u5e74\u65b0\u8a08\u5283\uff0c\u7576\u7136\u5176\u4e2d\u5f88\u591a\u6703\u6d89\u53ca\u8ca1\u52d9\u3002<!--more--><\/p>\n<p>\u7531WalletHub\u5f59\u96c6\u4e00\u7fa4\u6d88\u8cbb\u8005\u8207\u5fc3\u7406\u5c08\u5bb6\u7684\u5c0d\u8a71\uff0c\u6574\u7406\u51fa\u4e00\u4efd\u8ca1\u52d9\u898f\u5283\u5efa\u8b70\u6e05\u55ae\uff0c\u4ee5\u4e0b\u662f\u524d\u4e94\u5927\uff1a <\/p>\n<p>1. \u91cd\u65b0\u5be9\u8996\u53ca\u8a55\u4f30\uff1a\u5305\u62ec\u81f3\u5c11\u91cd\u65b0\u5be9\u8996\u4e00\u4efd\u4f60\u7684\u4e3b\u8981\u4fe1\u7528\u5831\u544a\u3002<\/p>\n<p>2. \u76e3\u63a7\u4f60\u7684\u4fe1\u7528\uff1a\u4fe1\u7528\u76e3\u63a7\u5c31\u50cf\u662f\u5e6b\u4f60\u7684\u4fe1\u7528\u5831\u544a\u88dd\u4e0a\u76e3\u8996\u7cfb\u7d71\u3002<\/p>\n<p>3. \u505a\u51fa\u4e00\u4efd\u9810\u7b97\uff1a\u570b\u5bb6\u4fe1\u7528\u8aee\u8a62\u57fa\u91d1\u6703 (National Foundation for Credit Counseling) \u6578\u64da\u986f\u793a\uff0c\u6210\u5e74\u4eba\u5927\u7d04\u53ea\u6709\u56db\u6210\u6703\u53bb\u505a\u9810\u7b97\u3002\u505a\u9810\u7b97\u7684\u6700\u597d\u65b9\u6cd5\u5c31\u662f\u8490\u96c6\u904e\u53bb\u5e7e\u500b\u6708\u7684\u5e33\u55ae\uff0c\u7136\u5f8c\u6309\u91cd\u8981\u6027\u6392\u51fa\u7d93\u5e38\u6027\u958b\u652f\u7684\u6e05\u55ae\u3002<\/p>\n<p>4. \u8a66\u8a66\u300c\u5cf6\u5dbc\u7b56\u7565\u300d(Island Approach)\uff1a\u9019\u662f\u4e00\u7a2e\u57fa\u65bc\u5340\u584a\u5316\u7406\u8ad6\u6240\u505a\u51fa\u7684\u500b\u4eba\u7406\u8ca1\u6280\u5de7\uff0c\u5e6b\u52a9\u6d88\u8cbb\u8005\u5728\u4e0d\u540c\u7684\u91d1\u878d\u7522\u54c1\u4e0a\u7368\u7acb\u51fa\u4e0d\u540c\u7684\u8ca1\u52d9\u9700\u6c42\uff0c\u5c31\u50cf\u4e00\u7cfb\u5217\u5cf6\u5dbc\u3002<\/p>\n<p>5. \u5584\u7528\u81ea\u52d5\u6263\u6b3e\uff1a\u5e33\u55ae\u622a\u6b62\u65e5\u5343\u842c\u5225\u932f\u904e\uff01\u6240\u4ee5\u5f9e\u4ed8\u6b3e\u5e33\u6236\u8a2d\u5b9a\u81ea\u52d5\u6263\u6b3e\u529f\u80fd\uff0c\u4ee5\u907f\u514d\u56e0\u758f\u5ffd\u800c\u4fe1\u7528\u4e0d\u826f\u3002<\/p>\n<div class=\"gsp_post_data\" \r\n\t            data-post_type=\"post\" \r\n\t            data-cat=\"money\" \r\n\t            data-modified=\"120\"\r\n\t            data-created=\"1450874960\"\r\n\t            data-title=\"\u65b0\u5e74\u65b0\u8ca1\u52d9\u898f\u5283\u4e94\u5927\u5efa\u8b70\" \r\n\t            data-home=\"https:\/\/newsforchinese.com\/v3\"><\/div>","protected":false},"excerpt":{"rendered":"<p>\u6bcf\u5e74\u7d04\u6709\u56db\u6210\u4e94\u7684\u7f8e\u570b\u4eba\u6703\u505a\u65b0\u5e74\u65b0\u8a08\u5283\uff0c\u7576\u7136\u5176\u4e2d\u5f88\u591a\u6703\u6d89\u53ca\u8ca1\u52d9\u3002<\/p>\n","protected":false},"author":1001012,"featured_media":96336,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"episode_type":"","audio_file":"","podmotor_file_id":"","podmotor_episode_id":"","cover_image":"","cover_image_id":"","duration":"","filesize":"","filesize_raw":"","date_recorded":"","explicit":"","block":"","_jetpack_newsletter_access":"","_jetpack_dont_email_post_to_subs":false,"_jetpack_newsletter_tier_id":0,"_jetpack_memberships_contains_paywalled_content":false,"_jetpack_feature_clip_id":0,"_jetpack_memberships_contains_paid_content":false,"footnotes":"","jetpack_publicize_message":"{title}\n\n{excerpt}\n\n{url}","jetpack_publicize_feature_enabled":true,"jetpack_social_post_already_shared":true,"jetpack_social_options":{"image_generator_settings":{"template":"highway","default_image_id":0,"font":"","enabled":false},"version":2},"_wpas_customize_per_network":false,"jetpack_post_was_ever_published":false},"categories":[18],"tags":[],"series":[],"class_list":["post-112655","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-money"],"aioseo_notices":[],"aioseo_head":"\n\t\t<!-- All in One SEO 4.9.8 - aioseo.com -->\n\t<meta name=\"description\" content=\"\u6bcf\u5e74\u7d04\u6709\u56db\u6210\u4e94\u7684\u7f8e\u570b\u4eba\u6703\u505a\u65b0\u5e74\u65b0\u8a08\u5283\uff0c\u7576\u7136\u5176\u4e2d\u5f88\u591a\u6703\u6d89\u53ca\u8ca1\u52d9\u3002 \u7531WalletHub\u5f59\u96c6\u4e00\u7fa4\u6d88\u8cbb\u8005\u8207\u5fc3\u7406\u5c08\u5bb6\u7684\u5c0d\u8a71\uff0c\u6574\u7406\u51fa\u4e00\u4efd\u8ca1\u52d9\u898f\u5283\u5efa\u8b70\u6e05\u55ae\uff0c\u4ee5\u4e0b\u662f\u524d\u4e94\u5927\uff1a 1. \u91cd\u65b0\u5be9\u8996\u53ca\u8a55\u4f30\uff1a\u5305\u62ec\u81f3\u5c11\u91cd\u65b0\u5be9\u8996\u4e00\u4efd\u4f60\u7684\u4e3b\u8981\u4fe1\u7528\u5831\u544a\u3002 2. \u76e3\u63a7\u4f60\u7684\u4fe1\u7528\uff1a\u4fe1\u7528\u76e3\u63a7\u5c31\u50cf\u662f\u5e6b\u4f60\u7684\u4fe1\u7528\u5831\u544a\u88dd\u4e0a\u76e3\u8996\u7cfb\u7d71\u3002 3. \u505a\u51fa\u4e00\u4efd\u9810\u7b97\uff1a\u570b\u5bb6\u4fe1\u7528\u8aee\u8a62\u57fa\u91d1\u6703 (National Foundation for Credit Counseling) \u6578\u64da\u986f\u793a\uff0c\u6210\u5e74\u4eba\u5927\u7d04\u53ea\u6709\u56db\u6210\u6703\u53bb\u505a\u9810\u7b97\u3002\u505a\u9810\u7b97\u7684\u6700\u597d\u65b9\u6cd5\u5c31\u662f\u8490\u96c6\u904e\u53bb\u5e7e\u500b\u6708\u7684\u5e33\u55ae\uff0c\u7136\u5f8c\u6309\u91cd\u8981\u6027\u6392\u51fa\u7d93\u5e38\u6027\u958b\u652f\u7684\u6e05\u55ae\u3002 4. \u8a66\u8a66\u300c\u5cf6\u5dbc\u7b56\u7565\u300d(Island Approach)\uff1a\u9019\u662f\u4e00\u7a2e\u57fa\u65bc\u5340\u584a\u5316\u7406\u8ad6\u6240\u505a\u51fa\u7684\u500b\u4eba\u7406\u8ca1\u6280\u5de7\uff0c\u5e6b\u52a9\u6d88\u8cbb\u8005\u5728\u4e0d\u540c\u7684\u91d1\u878d\u7522\u54c1\u4e0a\u7368\u7acb\u51fa\u4e0d\u540c\u7684\u8ca1\u52d9\u9700\u6c42\uff0c\u5c31\u50cf\u4e00\u7cfb\u5217\u5cf6\u5dbc\u3002 5. \u5584\u7528\u81ea\u52d5\u6263\u6b3e\uff1a\u5e33\u55ae\u622a\u6b62\u65e5\u5343\u842c\u5225\u932f\u904e\uff01\u6240\u4ee5\u5f9e\u4ed8\u6b3e\u5e33\u6236\u8a2d\u5b9a\u81ea\u52d5\u6263\u6b3e\u529f\u80fd\uff0c\u4ee5\u907f\u514d\u56e0\u758f\u5ffd\u800c\u4fe1\u7528\u4e0d\u826f\u3002\" \/>\n\t<meta name=\"robots\" content=\"max-image-preview:large\" \/>\n\t<meta name=\"author\" content=\"Jean\"\/>\n\t<link rel=\"canonical\" href=\"https:\/\/newsforchinese.com\/v3\/2015\/12\/23\/%e6%96%b0%e5%b9%b4%e6%96%b0%e8%b2%a1%e5%8b%99%e8%a6%8f%e5%8a%83%e4%ba%94%e5%a4%a7%e5%bb%ba%e8%ad%b0\/\" \/>\n\t<meta name=\"generator\" content=\"All in One SEO (AIOSEO) 4.9.8\" \/>\n\n\t\t<meta name=\"google-adsense-account\" content=\"ca-pub-9175855296033541\">\n\t\t<meta property=\"og:locale\" content=\"en_US\" \/>\n\t\t<meta property=\"og:site_name\" content=\"News for Chinese \uff0d \u820a\u91d1\u5c71\u7063\u5340No.1\u514d\u8cbb\u83ef\u4eba\u793e\u5340\u5831\u7d19 - \u8001\u4e2d\u5730\u65b9\u65b0\u805e\u662f\u820a\u91d1\u5c71\u7063\u5340No.1\u514d\u8cbb\u65b0\u805e\u96c6\u5718\uff0c\u591a\u5143\u5316\u5e73\u53f0\u6709\u65b0\u805e\u7db2\u3001\u5f71\u97f3\u7db2\u3001AM1450\u5ee3\u64ad\u96fb\u53f0\u53ca\u514d\u8cbb\u5168\u5f69\u5831\u7d19\u3002\u624b\u6a5f\u63d0\u4f9b\u6700\u65b0\u6700\u5feb\u793e\u5340\u65b0\u805e\uff0c\u670d\u52d960\u842c\u83ef\u88d4\u8b80\u8005\u3002\" \/>\n\t\t<meta property=\"og:type\" content=\"article\" \/>\n\t\t<meta property=\"og:title\" content=\"\u65b0\u5e74\u65b0\u8ca1\u52d9\u898f\u5283\u4e94\u5927\u5efa\u8b70 - News for Chinese \uff0d \u820a\u91d1\u5c71\u7063\u5340No.1\u514d\u8cbb\u83ef\u4eba\u793e\u5340\u5831\u7d19\" \/>\n\t\t<meta property=\"og:description\" content=\"\u6bcf\u5e74\u7d04\u6709\u56db\u6210\u4e94\u7684\u7f8e\u570b\u4eba\u6703\u505a\u65b0\u5e74\u65b0\u8a08\u5283\uff0c\u7576\u7136\u5176\u4e2d\u5f88\u591a\u6703\u6d89\u53ca\u8ca1\u52d9\u3002 \u7531WalletHub\u5f59\u96c6\u4e00\u7fa4\u6d88\u8cbb\u8005\u8207\u5fc3\u7406\u5c08\u5bb6\u7684\u5c0d\u8a71\uff0c\u6574\u7406\u51fa\u4e00\u4efd\u8ca1\u52d9\u898f\u5283\u5efa\u8b70\u6e05\u55ae\uff0c\u4ee5\u4e0b\u662f\u524d\u4e94\u5927\uff1a 1. \u91cd\u65b0\u5be9\u8996\u53ca\u8a55\u4f30\uff1a\u5305\u62ec\u81f3\u5c11\u91cd\u65b0\u5be9\u8996\u4e00\u4efd\u4f60\u7684\u4e3b\u8981\u4fe1\u7528\u5831\u544a\u3002 2. \u76e3\u63a7\u4f60\u7684\u4fe1\u7528\uff1a\u4fe1\u7528\u76e3\u63a7\u5c31\u50cf\u662f\u5e6b\u4f60\u7684\u4fe1\u7528\u5831\u544a\u88dd\u4e0a\u76e3\u8996\u7cfb\u7d71\u3002 3. \u505a\u51fa\u4e00\u4efd\u9810\u7b97\uff1a\u570b\u5bb6\u4fe1\u7528\u8aee\u8a62\u57fa\u91d1\u6703 (National Foundation for Credit Counseling) \u6578\u64da\u986f\u793a\uff0c\u6210\u5e74\u4eba\u5927\u7d04\u53ea\u6709\u56db\u6210\u6703\u53bb\u505a\u9810\u7b97\u3002\u505a\u9810\u7b97\u7684\u6700\u597d\u65b9\u6cd5\u5c31\u662f\u8490\u96c6\u904e\u53bb\u5e7e\u500b\u6708\u7684\u5e33\u55ae\uff0c\u7136\u5f8c\u6309\u91cd\u8981\u6027\u6392\u51fa\u7d93\u5e38\u6027\u958b\u652f\u7684\u6e05\u55ae\u3002 4. \u8a66\u8a66\u300c\u5cf6\u5dbc\u7b56\u7565\u300d(Island Approach)\uff1a\u9019\u662f\u4e00\u7a2e\u57fa\u65bc\u5340\u584a\u5316\u7406\u8ad6\u6240\u505a\u51fa\u7684\u500b\u4eba\u7406\u8ca1\u6280\u5de7\uff0c\u5e6b\u52a9\u6d88\u8cbb\u8005\u5728\u4e0d\u540c\u7684\u91d1\u878d\u7522\u54c1\u4e0a\u7368\u7acb\u51fa\u4e0d\u540c\u7684\u8ca1\u52d9\u9700\u6c42\uff0c\u5c31\u50cf\u4e00\u7cfb\u5217\u5cf6\u5dbc\u3002 5. 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property=\"article:modified_time\" content=\"2015-12-23T21:01:28+00:00\" \/>\n\t\t<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n\t\t<meta name=\"twitter:title\" content=\"\u65b0\u5e74\u65b0\u8ca1\u52d9\u898f\u5283\u4e94\u5927\u5efa\u8b70 - News for Chinese \uff0d \u820a\u91d1\u5c71\u7063\u5340No.1\u514d\u8cbb\u83ef\u4eba\u793e\u5340\u5831\u7d19\" \/>\n\t\t<meta name=\"twitter:description\" content=\"\u6bcf\u5e74\u7d04\u6709\u56db\u6210\u4e94\u7684\u7f8e\u570b\u4eba\u6703\u505a\u65b0\u5e74\u65b0\u8a08\u5283\uff0c\u7576\u7136\u5176\u4e2d\u5f88\u591a\u6703\u6d89\u53ca\u8ca1\u52d9\u3002 \u7531WalletHub\u5f59\u96c6\u4e00\u7fa4\u6d88\u8cbb\u8005\u8207\u5fc3\u7406\u5c08\u5bb6\u7684\u5c0d\u8a71\uff0c\u6574\u7406\u51fa\u4e00\u4efd\u8ca1\u52d9\u898f\u5283\u5efa\u8b70\u6e05\u55ae\uff0c\u4ee5\u4e0b\u662f\u524d\u4e94\u5927\uff1a 1. \u91cd\u65b0\u5be9\u8996\u53ca\u8a55\u4f30\uff1a\u5305\u62ec\u81f3\u5c11\u91cd\u65b0\u5be9\u8996\u4e00\u4efd\u4f60\u7684\u4e3b\u8981\u4fe1\u7528\u5831\u544a\u3002 2. \u76e3\u63a7\u4f60\u7684\u4fe1\u7528\uff1a\u4fe1\u7528\u76e3\u63a7\u5c31\u50cf\u662f\u5e6b\u4f60\u7684\u4fe1\u7528\u5831\u544a\u88dd\u4e0a\u76e3\u8996\u7cfb\u7d71\u3002 3. \u505a\u51fa\u4e00\u4efd\u9810\u7b97\uff1a\u570b\u5bb6\u4fe1\u7528\u8aee\u8a62\u57fa\u91d1\u6703 (National Foundation for Credit Counseling) \u6578\u64da\u986f\u793a\uff0c\u6210\u5e74\u4eba\u5927\u7d04\u53ea\u6709\u56db\u6210\u6703\u53bb\u505a\u9810\u7b97\u3002\u505a\u9810\u7b97\u7684\u6700\u597d\u65b9\u6cd5\u5c31\u662f\u8490\u96c6\u904e\u53bb\u5e7e\u500b\u6708\u7684\u5e33\u55ae\uff0c\u7136\u5f8c\u6309\u91cd\u8981\u6027\u6392\u51fa\u7d93\u5e38\u6027\u958b\u652f\u7684\u6e05\u55ae\u3002 4. \u8a66\u8a66\u300c\u5cf6\u5dbc\u7b56\u7565\u300d(Island 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\u7531WalletHub\u5f59\u96c6\u4e00\u7fa4\u6d88\u8cbb\u8005\u8207\u5fc3\u7406\u5c08\u5bb6\u7684\u5c0d\u8a71\uff0c\u6574\u7406\u51fa\u4e00\u4efd\u8ca1\u52d9\u898f\u5283\u5efa\u8b70\u6e05\u55ae\uff0c\u4ee5\u4e0b\u662f\u524d\u4e94\u5927\uff1a 1. \u91cd\u65b0\u5be9\u8996\u53ca\u8a55\u4f30\uff1a\u5305\u62ec\u81f3\u5c11\u91cd\u65b0\u5be9\u8996\u4e00\u4efd\u4f60\u7684\u4e3b\u8981\u4fe1\u7528\u5831\u544a\u3002 2. \u76e3\u63a7\u4f60\u7684\u4fe1\u7528\uff1a\u4fe1\u7528\u76e3\u63a7\u5c31\u50cf\u662f\u5e6b\u4f60\u7684\u4fe1\u7528\u5831\u544a\u88dd\u4e0a\u76e3\u8996\u7cfb\u7d71\u3002 3. \u505a\u51fa\u4e00\u4efd\u9810\u7b97\uff1a\u570b\u5bb6\u4fe1\u7528\u8aee\u8a62\u57fa\u91d1\u6703 (National Foundation for Credit Counseling) \u6578\u64da\u986f\u793a\uff0c\u6210\u5e74\u4eba\u5927\u7d04\u53ea\u6709\u56db\u6210\u6703\u53bb\u505a\u9810\u7b97\u3002\u505a\u9810\u7b97\u7684\u6700\u597d\u65b9\u6cd5\u5c31\u662f\u8490\u96c6\u904e\u53bb\u5e7e\u500b\u6708\u7684\u5e33\u55ae\uff0c\u7136\u5f8c\u6309\u91cd\u8981\u6027\u6392\u51fa\u7d93\u5e38\u6027\u958b\u652f\u7684\u6e05\u55ae\u3002 4. \u8a66\u8a66\u300c\u5cf6\u5dbc\u7b56\u7565\u300d(Island Approach)\uff1a\u9019\u662f\u4e00\u7a2e\u57fa\u65bc\u5340\u584a\u5316\u7406\u8ad6\u6240\u505a\u51fa\u7684\u500b\u4eba\u7406\u8ca1\u6280\u5de7\uff0c\u5e6b\u52a9\u6d88\u8cbb\u8005\u5728\u4e0d\u540c\u7684\u91d1\u878d\u7522\u54c1\u4e0a\u7368\u7acb\u51fa\u4e0d\u540c\u7684\u8ca1\u52d9\u9700\u6c42\uff0c\u5c31\u50cf\u4e00\u7cfb\u5217\u5cf6\u5dbc\u3002 5. 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Credit Counseling) \u6578\u64da\u986f\u793a\uff0c\u6210\u5e74\u4eba\u5927\u7d04\u53ea\u6709\u56db\u6210\u6703\u53bb\u505a\u9810\u7b97\u3002\u505a\u9810\u7b97\u7684\u6700\u597d\u65b9\u6cd5\u5c31\u662f\u8490\u96c6\u904e\u53bb\u5e7e\u500b\u6708\u7684\u5e33\u55ae\uff0c\u7136\u5f8c\u6309\u91cd\u8981\u6027\u6392\u51fa\u7d93\u5e38\u6027\u958b\u652f\u7684\u6e05\u55ae\u3002 4. \u8a66\u8a66\u300c\u5cf6\u5dbc\u7b56\u7565\u300d(Island Approach)\uff1a\u9019\u662f\u4e00\u7a2e\u57fa\u65bc\u5340\u584a\u5316\u7406\u8ad6\u6240\u505a\u51fa\u7684\u500b\u4eba\u7406\u8ca1\u6280\u5de7\uff0c\u5e6b\u52a9\u6d88\u8cbb\u8005\u5728\u4e0d\u540c\u7684\u91d1\u878d\u7522\u54c1\u4e0a\u7368\u7acb\u51fa\u4e0d\u540c\u7684\u8ca1\u52d9\u9700\u6c42\uff0c\u5c31\u50cf\u4e00\u7cfb\u5217\u5cf6\u5dbc\u3002 5. 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2020","format":false,"excerpt":"\u65b0\u51a0\u75c5\u6bd2\uff08COVID-19\uff09\u5c0d\u6578\u767e\u842c\u7f8e\u570b\u4eba\u7684\u7d93\u6fdf\u524d\u666f\u9020\u6210\u56b4\u91cd\u5f71\u97ff\u3002\u8ca1\u52d9\u72c0\u6cc1\u7684\u60e1\u5316\u53ef\u80fd\u5f71\u97ff\u60a8\u7684\u4fe1\u7528\u5206\u6578\uff0c\u9032\u800c\u524a\u5f31\u60a8\u53d6\u5f97\u62b5\u62bc\u8cb8\u6b3e\u3001\u500b\u4eba\u8cb8\u6b3e\u6216\u7533\u8acb\u4fe1\u7528\u5361\u7b49\u501f\u6b3e\u7684\u80fd\u529b\u3002 \u201c\u4eca\u5e74\u7d93\u6fdf\u72c0\u6cc1\u7684\u52d5\u8569\u4e0d\u5b89\u548c\u8b8a\u5e7b\u83ab\u6e2c\u70ba\u8a31\u591a\u4eba\u5e36\u4f86\u7a7a\u524d\u7684\u6311\u6230\uff0c\u4ee4\u4eba\u5728\u8655\u7406\u8ca1\u52d9\u554f\u984c\uff0c\u7e7c\u7e8c\u898f\u5283\u672a\u4f86\u65b9\u9762\u66f4\u52a0\u611f\u5230\u56f0\u96e3\u91cd\u91cd\uff0c\u201dNorthwestern Mutual\u4f4d\u65bc\u8056\u8377\u897f\u7684\u8ca1\u5bcc\u7ba1\u7406\u9867\u554f Jing 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