{"id":104078,"date":"2015-06-23T16:39:32","date_gmt":"2015-06-23T23:39:32","guid":{"rendered":"http:\/\/old.newsforchinese.com\/v3\/?p=104078"},"modified":"2015-06-23T16:43:12","modified_gmt":"2015-06-23T23:43:12","slug":"%e8%ab%87%e8%ab%87%e7%be%8e%e5%9c%8b%e4%ba%ba%e7%9a%84%e3%80%8c%e4%bb%a5%e6%88%bf%e9%a4%8a%e8%80%81%e3%80%8d","status":"publish","type":"post","link":"https:\/\/newsforchinese.com\/v3\/2015\/06\/23\/%e8%ab%87%e8%ab%87%e7%be%8e%e5%9c%8b%e4%ba%ba%e7%9a%84%e3%80%8c%e4%bb%a5%e6%88%bf%e9%a4%8a%e8%80%81%e3%80%8d\/","title":{"rendered":"\u8ac7\u8ac7\u7f8e\u570b\u4eba\u7684\u300c\u4ee5\u623f\u990a\u8001\u300d"},"content":{"rendered":"<p>\u300c\u8001\u6709\u6240\u990a\u300d\u662f\u6bcf\u500b\u570b\u5bb6\u90fd\u9700\u9762\u81e8\u7684\u554f\u984c\uff0c\u96a8\u8457\u751f\u6d3b\u54c1\u8cea\u7684\u6539\u5584\uff0c\u8001\u5e74\u4eba\u7684\u58fd\u547d\u4e5f\u8d8a\u4f86\u8d8a\u9577\uff0c\u56e0\u6b64\uff0c\u59a5\u5584\u89e3\u6c7a\u8001\u6709\u6240\u990a\u7684\u554f\u984c\uff0c\u5c31\u6210\u70ba\u8feb\u4e0d\u5bb9\u7de9\u7684\u793e\u6703\u554f\u984c\uff0c\u7f8e\u570b\u4e5f\u4e0d\u4f8b\u5916\u3002<!--more--><\/p>\n<p>\u5728\u7e3d\u4eba\u53e3\u4e2d\uff0c\u8001\u5e74\u7f8e\u570b\u4eba\u5728\u4eba\u53e3\u4e2d\u7684\u6bd4\u4f8b\u5feb\u901f\u589e\u9577\uff0c\u540c\u6642\u4e5f\u6bd4\u4ee5\u5f80\u4efb\u4f55\u6642\u5019\u90fd\u6d3b\u5f97\u66f4\u9577\u3002 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\u6839\u64da\u5c4b\u4e3b\u7684\u9700\u8981\uff0c\u5c07\u4ee5\u4e0a\u5e7e\u500b\u63d0\u53d6\u65b9\u6cd5\u505a\u5404\u7a2e\u7d44\u5408\u3002<\/p>\n<p>\u7f8e\u570b\u5c0d\u53cd\u5411\u62b5\u62bc\u8cb8\u6b3e\u7684\u76e3\u7ba1\u5341\u5206\u56b4\u683c\uff0c\u6cd5\u898f\u7531\u570b\u6703\u901a\u904e\uff0c\u76ee\u524d\u7684\u76e3\u7ba1\u6a5f\u69cb\u662f\u806f\u90a6\u623f\u5c4b\u7f72\uff08FHA\uff09\u3002\u5728\u53cd\u5411\u62b5\u62bc\u8cb8\u6b3e\u4e2d\uff0c\u6700\u6d41\u884c\u7684\u662f\u7531\u806f\u90a6\u623f\u5c4b\u7f72\u64d4\u4fdd\u7684\u300c\u623f\u5c4b\u7522\u6b0a\u8f49\u63db\u6309\u63ed\u300d\uff08Home Equity Conversion Mortgage\uff0c\u7c21\u7a31HECM\uff09\uff0c\u5360\u6574\u500b\u53cd\u5411\u62b5\u62bc\u8cb8\u6b3e\u768490%\u3002 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5\uff0c\u9632\u6b62\u4e0b\u4e00\u4ee3\u4e00\u6b21\u628a\u9322\u82b1\u5149\uff0c\u53ef\u4ee5\u8a2d\u7f6e\u6839\u64da\u5e74\u9f61\u7684\u589e\u9577\u4f86\u9818\u53d6\u2026","rel":"","context":"In &quot;Business&quot;","block_context":{"text":"Business","link":"https:\/\/newsforchinese.com\/v3\/category\/business\/"},"img":{"alt_text":"","src":"https:\/\/i0.wp.com\/newsforchinese.com\/v3\/wp-content\/uploads\/2021\/06\/annuity-jar-compressor.png?resize=350%2C200&ssl=1","width":350,"height":200,"srcset":"https:\/\/i0.wp.com\/newsforchinese.com\/v3\/wp-content\/uploads\/2021\/06\/annuity-jar-compressor.png?resize=350%2C200&ssl=1 1x, https:\/\/i0.wp.com\/newsforchinese.com\/v3\/wp-content\/uploads\/2021\/06\/annuity-jar-compressor.png?resize=525%2C300&ssl=1 1.5x"},"classes":[]},{"id":209209,"url":"https:\/\/newsforchinese.com\/v3\/2021\/10\/26\/%e5%9c%a8%e7%be%8e%e5%9c%8b%ef%bc%8c%e9%80%80%e4%bc%91%e4%b9%8b%e5%be%8c%e5%a6%82%e4%bd%95%e9%a4%8a%e8%80%81%ef%bc%9f\/","url_meta":{"origin":104078,"position":3},"title":"\u5728\u7f8e\u570b\uff0c\u9000\u4f11\u4e4b\u5f8c\u5982\u4f55\u990a\u8001\uff1f","author":"Raymond","date":"October 26, 2021","format":false,"excerpt":"\u6309\u7167\u4fdd\u96aa\u516c\u53f8\u767c\u5e03\u7684\u6700\u65b0\u6578\u64da\uff0c\u5982\u4eca\u7f8e\u570b\u4eba\u4e2d\uff0c65\u6b72\u7684\u7537\u6027\u6709\u4e00\u534a\u7684\u6a5f\u7387\u80fd\u6d3b\u523085\u6b72\uff0c1\/4\u7684\u6a5f\u7387\u6d3b\u523092\u6b72\uff1b65\u6b72\u7684\u5973\u6027\u6709\u4e00\u534a\u7684\u6a5f\u7387\u80fd\u6d3b\u523088\u6b72\uff0c1\/4\u7684\u6a5f\u7387\u6d3b\u523094\u6b72\u3002 \u96a8\u8457\u4eba\u5011\u58fd\u547d\u7684\u589e\u52a0\uff0c\u9000\u4f11\u4e4b\u5f8c\u5982\u4f55\u990a\u8001\u5c31\u6210\u4e86\u4eba\u5011\u5fc5\u9808\u8981\u9762\u81e8\u7684\u554f\u984c\u3002 \u5927\u5bb6\u5148\u4f86\u4e86\u89e3\u4e00\u4e0b\u7f8e\u570b\u9000\u4f11\u8a08\u5283\u7684\u4e09\u5927\u4e3b\u8981\u9ad4\u7cfb\uff1a\u793e\u6703\u5b89\u5168\u4fdd\u96aa\u91d1(Social Security Tax)\uff0c\u516c\u53f8\u548c\u653f\u5e9c\u7684\u9000\u4f11\u91d1(Pension Plan)\u53ca\u500b\u4eba\u9000\u4f11\u91d1\u8a08\u5283 (401k, IRA\u7b49)\u3002 01. Social Security Tax \u793e\u6703\u5b89\u5168\u4fdd\u96aa\u91d1 \u9019\u9805\u9ad4\u4fc2\u662f\u7531\u806f\u90a6\u653f\u5e9c\u4e3b\u5c0e\u4e26\u5f37\u5236\u5be6\u65bd\u7684\u9000\u4f11\u91d1\u5236\u5ea6\uff0c\u6240\u6709\u516c\u53f8\u50f1\u54e1\u90fd\u9700\u5f37\u5236\u53c3\u8207\u3002\u8a08\u7b97\u65b9\u5f0f\u662f\u5c07\u7a05\u524d\u6536\u5165\u7684\u4e00\u5b9a\u6bd4\u4f8b(\u76ee\u524d\u662f6.2%)\u4ea4\u7d66\u7f8e\u570b\u653f\u5e9c\uff0c\u5728\u6bcf\u500b\u6708\u7684\u85aa\u6c34\u55ae\u4e2d\u53ef\u4ee5\u770b\u5230\u5b83\u7684\u81ea\u52d5\u6263\u9664\u3002\u5176\u4e2d\u9700\u8981\u4ea4\u7a05\u7684\u6536\u5165\u6703\u6709\u4e00\u500b\u4e0a\u9650\uff0c\u8d85\u51fa\u90e8\u5206\u5247\u7121\u9700\u7e73\u7a05\uff0c\u9019\u4e00\u4e0a\u7dda\u6703\u6839\u64da\u901a\u8ca8\u81a8\u8139\u7387\u505a\u51fa\u76f8\u61c9\u8abf\u6574\uff0c \u59822018\u5e74\u70ba$128,400\uff0c2019\u5e74\u70ba$132,900\u3002\u53c3\u8207\u7e73\u8cbb\u7684\u6c11\u773e\u5728\u7d2f\u8a08\u4ea4\u6eff40\u500b\u5b63\u5ea6(\u537310\u5e74)\u5f8c\uff0c\u5728\u9000\u4f11\u5f8c\u5c31\u53ef\u9818\u53d6\u76f8\u61c9\u7684\u9000\u4f11\u798f\u5229\u4e86\u3002 02. Pension Plan \u516c\u53f8\u548c\u653f\u5e9c\u7684\u9000\u4f11\u91d1 \u9000\u4f11\u91d1\u4e0d\u9700\u8981\u516c\u53f8\u548c\u653f\u5e9c\u7684\u50f1\u54e1\u53c3\u8207\u4ea4\u9322\uff0c\u6240\u6709\u8cbb\u7528\u548c\u798f\u5229\u7531\u516c\u53f8\u548c\u653f\u5e9c\u55ae\u65b9\u9762\u8ca0\u8cac\u627f\u64d4\u548c\u7d93\u71df\u3002 03. 401k, IRA \u500b\u4eba\u9000\u4f11\u8a08\u5283 \u9700\u8981\u54e1\u5de5\u81ea\u5df1\u5b58\u9322\u9032401k\u8cec\u6236\u88e1\u9762\uff0c\u9019\u500b\u90e8\u5206\u662f\u770b\u500b\u4eba\u60f3\u8981\u5b58\u5165\u85aa\u6c34\u7684\u767e\u5206\u6bd4\u6216\u6578\u984d\uff0c\u518d\u5728\u6bcf\u6708\u7684\u85aa\u6c34\u55ae\u4e2d\u6263\u9664\u7684\u3002\u76f8\u7576\u591a\u7684\u516c\u53f8\u4ee5401k match\u70ba\u798f\u5229\u5e6b\u52a9\u54e1\u5de5\u5b58\u9322\uff0c\u610f\u601d\u662f\u54e1\u5de5\u5b58\u5165\u4e00\u7b46\u9322\u9032\u81ea\u5df1\u7684401k\u8cec\u6236\uff0c\u516c\u53f8\u5b58\u5165\u76f8\u540c\u6578\u984d\u6216\u540c\u6a23\u6bd4\u4f8b\u7684\u9322\u3002\u4f8b\u5982\u54e1\u5de5\u6bcf\u6708\u85aa\u6c34$3000, \u8a08\u5283\u5b583%\u5230401K\uff08\u4e5f\u5c31\u662f$90\uff09\uff0c\u516c\u53f8\u4e5f\u5c31\u6703\u5e6b\u4f60\u5b583%\u53bbmatch\u4f60\u7684\u984d\u5ea6\u3002 \u53e6\u4e00\u500bIRA\uff0c\u53c8\u53ebIndividual Retirement Account\uff0c\u662f\u53e6\u4e00\u7a2e\u7f8e\u570b\u4eba\u7ba1\u7406\u9000\u4f11\u91d1\u7684\u5e38\u7528\u5e33\u6236\u985e\u5225\u3002\u9019\u662f\u7531\u500b\u4eba\u8ca0\u8cac\uff0c\u81ea\u9858\u53c3\u52a0\u7684\u500b\u4eba\u5132\u84c4\u990a\u8001\u4fdd\u96aa\u5236\u5ea6\u3002 \u27a4401K\u8207IRA\u53c8\u5404\u81ea\u5206\u70ba\u50b3\u7d71\u578b\u548c\u7f85\u65af\u578b \u25cf\u50b3\u7d71\u578bTraditional\uff1a\u5148\u5b58\u9322\uff0c\u5b58\u5165\u7684\u9322\u53ef\u4ee5\u62b5\u7576\u5e74\u500b\u4eba\u6240\u5f97\u7a05 (Pre-Tax)\uff0c\u672a\u4f86\u63d0\u53d6\u6642\u518d\u7e73\u4ea4\u500b\u4eba\u6240\u5f97\u7a05\uff0c\u53ef\u4ee5\u4eab\u6709\u5ef6\u9072\u7d0d\u7a05Tax Deferral\u7684\u597d\u8655\u3002 \u25cf\u7f85\u65af\u578bRoth\uff1a\u9700\u5148\u7e73\u4ea4\u500b\u4eba\u6240\u5f97\u7a05\u624d\u80fd\u5b58\u5165\uff0c\u5b58\u5165\u7684\u9322\u4e0d\u80fd\u62b5\u7576\u5e74\u500b\u4eba\u6240\u5f97\u7a05 (After-TAX)\uff0c\u53d6\u51fa\u6642\u7121\u9808\u518d\u4ea4\u7a05\u3002 401K\u3001Roth 401K \u3001IRA\u3001Roth IRA \u7684\u6bd4\u8f03\u3002 410K\u548cIRA\u90fd\u6709\u5404\u81ea\u7684\u7279\u9ede\u548c\u4e00\u5b9a\u7a05\u4e0a\u7684\u597d\u8655\uff0c\u4f46\u662f410K\u548cIRA\u90fd\u662f\u901a\u904e\u7279\u5b9a\u7684\u91d1\u878d\u6a5f\u69cb\u4f86\u7ba1\u7406 (401K \u7531\u96c7\u4e3b\u6311\u9078\uff0cIRA\u7531\u54e1\u5de5\u81ea\u5df1\u6311\u9078)\u3002\u6bcf\u500b\u6708\u5c07\u9322\u5b58\u5165\u9000\u4f11\u8cec\u6236\u5f8c\uff0c\u50f1\u54e1\u53ef\u81ea\u4e3b\u9078\u64c7\u6295\u8cc7\u5e02\u5834\u8207\u7522\u54c1\u7d44\u5408\uff0c\u4e26\u81ea\u884c\u627f\u64d4\u6295\u8cc7\u98a8\u96aa\u76c8\u8667\u3002\u7d93\u6fdf\u597d\u7684\u6642\u5019\u9000\u4f11\u8cec\u6236\u88e1\u7684\u56de\u5831\u8c50\u539a\uff0c\u4f46\u662f\u7d93\u6fdf\u4e0d\u597d\u5e02\u5834\u4e0b\u8dcc\u6642\u5247\u5f88\u6709\u53ef\u80fd\u640d\u5931\u6158\u91cd\u3002\u4e26\u4e14410k\u548cIRA\u8cec\u6236\u88e1\u7684\u9322\u4e26\u4e0d\u80fd\u4fdd\u8b49\u81ea\u5df1\u9000\u4f11\u4e4b\u5f8c\u53ef\u4ee5\u9818\u53d6\u4e00\u8f29\u5b50\u3002 \u5e74\u91d1 \u5982\u679c\u80fd\u6709\u4e00\u7a2e\u9000\u4f11\u8a08\u5283\u7522\u54c1\u80fd\u4fdd\u8b49\u5728\u9000\u4f11\u4e4b\u5f8c\uff0c\u7121\u8ad6\u5e02\u5834\u60c5\u6cc1\u5982\u4f55\uff0c\u6bcf\u5e74\u90fd\u53ef\u4ee5\u56fa\u5b9a\u9818\u53d6\u81f3\u5c11\u4e00\u5b9a\u91d1\u984d\u7684\u990a\u8001\u91d1\uff0c\u671f\u9650\u662f\u4e00\u8f29\u5b50\u90a3\u8a72\u591a\u597d\uff01\u5982\u679c\u5728\u81ea\u5df1\u53bb\u4e16\u4e4b\u524d\u9084\u6c92\u6709\u9818\u5b8c\u7684\u8a71\uff0c\u9084\u53ef\u4ee5\u628a\u5269\u4e0b\u7684\u9322\u50b3\u627f\u7d66\u81ea\u5df1\u7684\u5bb6\u4eba\uff0c\u8c48\u4e0d\u662f\u66f4\u597d\uff1f\u9019\u6642\uff0c\u4fdd\u96aa\u516c\u53f8\u7684\u5e74\u91d1\u5c31\u6d3e\u4e0a\u4e86\u7528\u5834\u3002 \u5e74\u91d1Annuity\u662f\u4e00\u7a2e\u4fdd\u96aa\u7522\u54c1\uff0c\u662f\u500b\u4eba\u6216\u516c\u53f8\u8207\u4fdd\u96aa\u516c\u53f8\u4e4b\u9593\u7684\u4e00\u500b\u5408\u540c\uff0c\u7531\u4eba\u58fd\u4fdd\u96aa\u516c\u53f8\u63d0\u4f9b\u7684\u4e00\u7a2e\u9000\u4f11\u5132\u84c4\u5de5\u5177\u3002 \u512a\u52e2\u4e00 \u9019\u4e5f\u662f\u5176\u6700\u5927\u512a\u52e2\uff0c\u70ba\u53ef\u4ee5\u5ef6\u7a05tax-deferral (\u4e0d\u53ef\u62b5\u7a05)\uff0c\u5373\u8cec\u6236\u88e1\u7684\u9322\u8207\u6295\u8cc7\u6536\u76ca(\u5229\u606f\u3001\u80a1\u606f\u3001\u8cc7\u672c\u5229\u5f97)\u53ef\u514d\u7a05\u7a4d\u7d2f\u3002\u653e\u9032\u5e33\u6236\u88e1\u7684\u9322\uff0c\u53ea\u8981\u4e0d\u62ff\u51fa\u4f86\u5c31\u4e0d\u7528\u4ea4\u7a05\uff0c\u76f4\u5230\u9818\u53d6\u990a\u8001\u91d1\u6642\u624d\u9700\u8981\u4ea4\u7a05\u3002\u2026","rel":"","context":"In &quot;Business&quot;","block_context":{"text":"Business","link":"https:\/\/newsforchinese.com\/v3\/category\/business\/"},"img":{"alt_text":"","src":"https:\/\/i0.wp.com\/newsforchinese.com\/v3\/wp-content\/uploads\/2016\/04\/retirement-money.jpg?resize=350%2C200&ssl=1","width":350,"height":200,"srcset":"https:\/\/i0.wp.com\/newsforchinese.com\/v3\/wp-content\/uploads\/2016\/04\/retirement-money.jpg?resize=350%2C200&ssl=1 1x, https:\/\/i0.wp.com\/newsforchinese.com\/v3\/wp-content\/uploads\/2016\/04\/retirement-money.jpg?resize=525%2C300&ssl=1 1.5x"},"classes":[]},{"id":207797,"url":"https:\/\/newsforchinese.com\/v3\/2021\/10\/03\/%e7%be%8e%e5%9c%8b%e7%a4%be%e5%ae%89%e7%a6%8f%e5%88%a9%e9%87%91%e5%a4%a0%e4%bd%a0%e9%a4%8a%e8%80%81%e5%97%8e%ef%bc%9f\/","url_meta":{"origin":104078,"position":4},"title":"\u7f8e\u570b\u793e\u5b89\u798f\u5229\u91d1\u5920\u4f60\u990a\u8001\u55ce\uff1f","author":"Raymond","date":"October 3, 2021","format":false,"excerpt":"\u7f8e\u570b\u793e\u6703\u5b89\u5168\u798f\u5229\u91d1(Social Security Benefits\uff0c\u4ee5\u4e0b\u7c21\u7a31\u793e\u5b89\u91d1)\u662f\u5728\u7f8e\u570b\u5927\u856d\u689d\u6642\u671f(The Great Depression, 1929-1933) \u4e4b\u5f8c\u5efa\u7acb\u7684\uff0c\u90a3\u6642\u5019\u4e2d\u5e74\u4eba\u666e\u904d\u5931\u696d\u548c\u8ca7\u56f0, \u5c0d\u8001\u5e74\u4eba\u548c\u6b98\u75be\u4eba\u7684\u5f71\u97ff\u66f4\u5927\u3002 \u56e0\u6b64\uff0c\u7f8e\u570b\u806f\u90a6\u653f\u5e9c\u65bc1935\u5e74\u5236\u5b9a\u4e86\u201c\u793e\u6703\u4fdd\u969c\u8a08\u5283\u201d \u7684\u990a\u8001\u91d1\u5236\u5ea6\u2013\u6bcf\u500b\u6708\u4ed8\u7d66\u9000\u4f11\u8005\u3001\u6b98\u969c\u8005\u53ca\u4ed6\u5011\u5bb6\u5ead\u6210\u54e1\u7684\u798f\u5229\u9632\u6b62\u4eba\u5011\u9677\u5165\u8ca7\u56f0\u3002 01\u5982\u4f55\u624d\u6709\u8cc7\u683c\u9818\u53d6\u9000\u4f11\u798f\u5229\uff1f \u9818\u53d6\u793e\u5b89\u91d1\u7684\u8cc7\u683c\u4e3b\u8981\u662f\u5169\u500b\uff0c\u4e00\u500b\u662f\u7a4d\u7d2f\u793e\u5b89\u91d1\u7684\u9ede\u6578\uff0c\u53e6\u4e00\u500b\u662f\u5e74\u9f61\u3002\u60a8\u5fc5\u9808\u6709\u5de5\u4f5c\u4e26\u7e73\u7d0d\u793e\u5b89\u7a05\uff0c\u4f86\u8cfa\u53d6\u793e\u5b89\u91d1\u7684\u300c\u7a4d\u9ede\u300d\u3002\u798f\u5229\u6240\u9700\u7684\u7a4d\u9ede\u6578\u53d6\u6c7a\u65bc\u60a8\u4f55\u6642\u51fa\u751f\u3002\u5982\u679c\u60a8\u5728 1929 \u5e74\u6216\u4e4b\u5f8c\u51fa\u751f\uff0c\u60a8\u9700\u8981 40 \u500b\u7a4d\u9ede\uff08\u5de5\u4f5c 10 \u5e74\uff09\u3002\u5728\u60a8\u7684\u7a4d\u9ede\u6578\u672a\u9054\u5230\u8981\u6c42\u4e4b\u524d\uff0c\u4e0d\u80fd\u9818\u53d6\u4efb\u4f55\u9000\u4f11\u798f\u5229\u3002\u57282020\u5e74\uff0c\u6bcf\u6536\u51651,410\u7f8e\u5143\u5373\u7372\u5f97\u4e00\u500b\u7a4d\u9ede\uff0c\u6bcf\u5e74\u6700\u591a\u53ef\u7372\u5f97\u56db\u500b\u7a4d\u9ede\u3002 02\u9000\u4f11\u793e\u5b89\u91d1\u6709\u591a\u5c11\uff1f \u9000\u4f11\u793e\u5b89\u91d1\u798f\u5229\u662f\u6839\u64da\u5de5\u4f5c\u751f\u6daf\u4e2d\u7684\u6536\u5165\u591a\u5c11\u800c\u5b9a\u3002\u8f03\u9ad8\u7684\u7d42\u751f\u6536\u5165\u53ef\u4ee5\u5f97\u5230\u8f03\u9ad8\u7684\u9000\u4f11\u798f\u5229\u3002\u798f\u5229\u984d\u9084\u6703\u6839\u64da\u60a8\u9000\u4f11\u6642\u7684\u5e74\u9f61\u800c\u53d7\u5f71\u97ff\u3002\u5982\u679c\u572862 \u6b72\u9000\u4f11\uff08\u6700\u65e9\u53ef\u4ee5\u9818\u53d6\u793e\u5b89\u91d1\u7684\u9000\u4f11\u5e74\u9f61\uff09\uff0c\u60a8\u7684\u798f\u5229\u984d\u5c07\u4f4e\u65bc\u5982\u679c\u63a8\u9072\u5230\u8f03\u665a\u518d\u9000\u4f11\u6642\u7684\u798f\u5229\u984d\u3002 1943\u81f31954\u5e74\u51fa\u751f\u7684\u4eba\uff0c\u5b8c\u5168\u9000\u4f11\u5e74\u9f61\u70ba66\u6b72\u3002 1955\u5e74\u6216\u4ee5\u5f8c\u51fa\u751f\u7684\u4eba\uff0c\u6bcf\u4e00\u5e74\u905e\u589e\u5169\u500b\u6708\uff0c\u76f4\u81f31960\u5e74\uff0c\u9019\u4e00\u5e74\u6216\u4ee5\u5f8c\u51fa\u751f\u7684\u4eba\uff0c\u5b8c\u5168\u9000\u4f11\u5e74\u9f61\u70ba67\u6b72\u3002\u60a8\u53ef\u4ee5\u4f7f\u7528\u7dda\u4e0a\u201d\u9000\u4f11\u8a55\u4f30\u5668\u201d\u7acb\u5373\u7372\u5f97\u500b\u4eba\u9000\u4f11\u798f\u5229\u8a55\u4f30\uff0c\u4ee5\u5e6b\u52a9\u60a8\u70ba\u9000\u4f11\u505a\u898f\u5283\u4e26\u6bd4\u8f03\u4e0d\u540c\u7684\u9000\u4f11\u65b9\u6848\u3002 03\u4ec0\u9ebc\u5e74\u9f61\u958b\u59cb\u9818\u9000\u4f11\u793e\u5b89\u91d1\u6700\u4f73\uff1f 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\u7c21\u7a31FRA)\u768475%\u5de6\u53f3\uff0c\u6bd4\u65b9\u8aaa\u4f60\u7684FRA\u793e\u5b89\u91d1\u984d\u6bcf\u6708\u662f1000\u5143\uff0c\u4f60\u598262\u6b72\u958b\u59cb\u9818\u7684\u8a71\uff0c\u4e00\u500b\u6708\u53ea\u80fd\u9818\u5230750\u5143\u3002\u5982\u4f60\u7b49\u523070\u6b72\u518d\u9818\u793e\u5b89\u91d1\u7684\u8a71\uff0c\u4f60\u6240\u9818\u7684\u91d1\u984d\u662fFRA\u91d1\u984d\u7684132%\u3002\u5047\u8a2d\u4f60\u7684FRA\u6708\u91d1\u984d\u662f1000\u5143\uff0c\u4f6070\u6b72\u6642\u624d\u958b\u59cb\u9818\u793e\u5b89\u91d1\u7684\u8a71\uff0c\u4f60\u6bcf\u500b\u6708\u53ef\u98181320\u5143\u3002 FRA\u662f\u6839\u64da\u4f60\u51fa\u751f\u7684\u5e74\u6b21\u8a08\u7b97\u3002\u5982\u4f60\u662f1954\u5e74\u51fa\u751f\u7684\uff0c\u4f60\u7684FRA\u662f66\u6b72\uff0c1955\u5e74\u51fa\u751f\u7684FRA\u662f66\u6b72\u5169\u500b\u6708\uff0c1956\u5e74\u51fa\u751f\u7684\u662f66\u6b72\u56db\u500b\u6708\u7b49\u7b49(\u898b\u4e0b\u8868)\u3002 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