{"id":10269,"date":"2011-02-17T12:40:34","date_gmt":"2011-02-17T20:40:34","guid":{"rendered":"http:\/\/newsforchinese.com\/laozhong\/?p=10269"},"modified":"2012-11-02T11:19:09","modified_gmt":"2012-11-02T18:19:09","slug":"%e5%81%a5%e4%bf%9d%e6%94%b9%e9%9d%a9%ef%bc%8c%e4%bd%a0%e7%9f%a5%e5%a4%9a%e5%b0%91","status":"publish","type":"post","link":"https:\/\/newsforchinese.com\/v3\/2011\/02\/17\/%e5%81%a5%e4%bf%9d%e6%94%b9%e9%9d%a9%ef%bc%8c%e4%bd%a0%e7%9f%a5%e5%a4%9a%e5%b0%91\/","title":{"rendered":"\u5065\u4fdd\u6539\u9769\uff0c\u4f60\u77e5\u591a\u5c11?"},"content":{"rendered":"<div style=\"width: 140px\" class=\"wp-caption alignright\"><img loading=\"lazy\" decoding=\"async\" src=\"http:\/\/www.medi-cal.ca.gov\/images\/mclogo130.gif\" alt=\"Medi-Cal Logo\" width=\"130\" height=\"130\" \/><p class=\"wp-caption-text\">http:\/\/www.medi-cal.ca.gov\/<\/p><\/div>\n<p style=\"text-align: right;\">\u8a18\u8005\/SHY<\/p>\n<p>\u91ab\u7642\u79d1\u6280\u4e0d\u65b7\u5275\u65b0\uff0c\u4f46\u91ab\u7642\u8cbb\u7528\u537b\u4e00\u76f4\u518d\u8abf\u6f32\uff0c\u5927\u5bb6\u770b\u4e0d\u8d77\u75c5\uff0c\u5c31\u7b97\u518d\u6602\u8cb4\u91ab\u7642\u79d1\u6280\u4e5f\u7121\u7de3\u3002<\/p>\n<p>\u5f88\u591a\u4eba\u9019\u4e00\u5169\u5e74\u4e1f\u4e86\u98ef\u7897\uff0c\u4e5f\u4e1f\u4e86\u516c\u53f8\u4fdd\u96aa\u8cc7\u52a9\uff0c\u91d1\u878d\u6d77\u562f\u4f7f\u5f97\u91ab\u7642\u7aae\u4eba\u8d8a\u4f86\u8d8a\u591a\uff0c\u518d\u52a0\u4e0a\u793e\u6703\u5584\u5fc3\u4eba\u58eb\u4e5f\u5927\u5e45\u6e1b\u5c11\uff0c\u653f\u5e9c\u958b\u59cb\u904b\u7528\u516c\u6b0a\u529b\uff0c\u626e\u597d\u7f85\u8cd3\u6f22\u89d2\u8272\uff0c\u5411\u6709\u9322\u4eba\u548c\u8cc7\u672c\u5bb6\u6536\u7a05\uff0c\u88dc\u52a9\u8207\u4fdd\u969c\u4eba\u4eba\u6709\u5065\u4fdd\u3002\u81ea2010\u5e743\u6708\uff0c\u653f\u5e9c\u901a\u904e\u6b77\u53f2\u6027\u5065\u4fdd\u6539\u9769\u6cd5\u6848\uff0c\u4e0d\u50c5\u6709\u52a9\u964d\u4f4e\u81a8\u8139\u7684\u9810\u7b97\u8d64\u5b57\uff0c\u4e5f\u5c0d\u91ab\u7642\u4e0a\u7684\u7aae\u4eba\u9032\u884c\u6148\u5584\u6551\u6fdf\u6216\u793e\u6703\u6551\u52a9\uff0c\u7f8e\u570b\u5168\u6c11\u5065\u4fdd\u5f9e\u9019\u4e00\u523b\u8d77\uff0c\u5728\u6b77\u53f2\u4e0a\u8a18\u8f09\u8457\u65b0\u7684\u91cc\u7a0b\u7891\u3002<!--more--><\/p>\n<p>\u7136\u800c\uff0c\u5168\u6c11\u5065\u4fdd\u4e0d\u80fd\u6c92\u6709\u8ca1\u6e90\uff0c\u6240\u4ee5\u6b50\u5df4\u99ac\u7684\u5065\u4fdd\u6539\u9769\u6cd5\u6848\u4e3b\u5f35\uff0c\u96c7\u4e3b\u82e5\u4e0d\u662f\u81ea\u884c\u66ff\u54e1\u5de5\u8cfc\u8cb7\u5065\u4fdd\uff0c\u5c31\u662f\u4ed8\u9322\u7d66\u653f\u5e9c\u4f86\u8fa6\uff0c\u653f\u5e9c\u5411\u6709\u9322\u4eba\u5fb5\u6536\u8cc7\u672c\u5229\u5f97\u7a05\uff0c\u88dc\u52a9\u4e2d\u5c0f\u4f01\u696d\u54e1\u5de5\u548c\u7aae\u4eba\u8cfc\u8cb7\u5065\u4fdd\u3002<\/p>\n<p>\u5728\u52a0\u5dde\u7d93\u71df\u91ab\u7642\u4fdd\u96aa\u696d\u52d9\u7684\u5927\u516c\u53f8\uff0c\u6709\u5982Anthem\u52a0\u5dde\u85cd\u5341\u5b57\u3001Aetna\u7f8e\u570b\u5b89\u6cf0\u3001Cigna\u5eb7\u5065\u4eba\u58fd\u3001Health 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decoding=\"async\" src=\"http:\/\/www.medi-cal.ca.gov\/images\/ca_department\/heading_department.gif\" alt=\"Welcome to the Department of Health Care Services\" \/><\/p>\n<p>\u7e3d\u7d71\u5967\u5df4\u99ac\u5728\u767d\u5bae\u7c3d\u7f72\u4e86\u5065\u4fdd\u6539\u9769\u6cd5\u6848-\u300cMedi-Cal\u300d\uff0c\u662f\u91dd\u5c0d65\u6b72\u6216\u4ee5\u4e0a\u548c\u672a\u6eff21\u6b72\u7684\u4eba\u58eb\uff0c\u5931\u660e\u6216\u6b98\u969c\u4eba\u58eb\uff0c\u5c45\u4f4f\u5728\u52a0\u5dde\uff0c\u6536\u5165\u4f4e\u65bc\u898f\u5b9a\u7684\u4eba\u58eb\u6240\u8a2d\u7acb\u7684\u91ab\u7642\u4fdd\u96aa\u3002\u5728\u52a0\u5dde\u751f\u6d3b\u7684\u5c45\u6c11\uff0c\u4e0d\u8ad6\u60a8\u6709\u8eab\u4efd\u6216\u8005\u6c92\u6709\u8eab\u4efd\u7684\u79fb\u6c11\uff0c\u90fd\u6709\u53ef\u80fd\u7b26\u5408\u7533\u8acbMedi-Cal 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\u9019\u9805\u6cd5\u6848\u5373\u5c07\u9001\u9054\u7279\u6717\u666e\u7684\u8fa6\u516c\u684c\uff0c\u4f46\u9996\u5148\u5fc5\u9808\u7372\u5f97\u53c3\u773e\u5169\u9662\u7684\u6279\u51c6\u3002\u64da\u773e\u8b70\u9662\u591a\u6578\u9ee8\u9ee8\u97ad\u57c3\u9ed8\uff08Tom Emmer\uff09\u8868\u793a\uff0c\u773e\u9662\u5df2\u65bc5\u6708\u901a\u904e\u81ea\u5df1\u7684\u7248\u672c\uff0c\u9810\u8a08\u5c07\u958b\u59cb\u5be9\u8b70\u53c3\u9662\u7684\u7248\u672c\u3002\u4ee5\u4e0b\u662f\u5171\u548c\u9ee8\u7684\u8a08\u5283\u53ef\u80fd\u5c0d\u60a8\u7522\u751f\u7684\u4e94\u9ede\u5f71\u97ff\uff1a \u4e00\u3001\u9700\u8981\u653f\u5e9c\u91ab\u7642\u88dc\u52a9\uff1f\u53bb\u627e\u4efd\u5de5\u4f5c\u5427\uff01 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2018","format":false,"excerpt":"2019\u5e74\u5967\u6c0f\u5065\u4fdd\u5e38\u898b\u554f\u984c \u4e00\u3001\u5065\u4fdd\u7533\u8acb\u65e5\u671f\u548c\u4fdd\u8cbb\u5347\u964d\uff1a \u65b0\u4e00\u5e74\u5967\u6c0f\u5065\u4fdd(Obama Care)\u7684\u767b\u8a18\u7a97\u53e3\u5f9e2018\u5e7411\u67081\u65e5\u81f32018\u5e7412\u670815\u65e5\uff0c\u751f\u6548\u671f\u5f9e2019\u5e741\u67081\u65e5\u8d77\u3002\u6700\u591a\u4eba\u9078\u8cfc\u7684\u9280\u7d1a\u6700\u4fbf\u5b9c\u5065\u4fdd\u8a08\u5283\uff0c2019\u5e74\u4fdd\u8cbb\u5c07\u6bd4\u4eca\u5e74\u6e1b\u5c114%\uff0c\u9019\u4e5f\u662f2010\u5e74\u5967\u6c0f\u5065\u4fdd\u5be6\u65bd\u4ee5\u4f86\uff0c\u9996\u6b21\u51fa\u73fe\u4fdd\u8cbb\u964d\u4f4e\u3002\u800c\u53d7\u52302019\u5e74\u53d6\u6d88\u7f70\u6b3e\u653f\u7b56\u7684\u5f71\u97ff\uff0c\u5f80\u5e74\u8cfc\u8cb7\u6700\u4f4e\u968e\u9285\u7d1a\u4fdd\u96aa\u7684\u6c11\u773e\uff0c\u53ef\u80fd\u56e0\u6b64\u9000\u51fa\u5065\u4fdd\u800c\u4f7f\u4fdd\u96aa\u516c\u53f8\u6210\u672c\u63d0\u9ad8\uff0c\u56e0\u6b64\u9019\u985e\u4fdd\u96aa\u8a08\u5283\u7684\u65b0\u5e74\u5ea6\u4fdd\u8cbb\u5c07\u8abf\u9ad86%\u3002\u6d88\u8cbb\u8005\u57282019\u5e74\u7684\u9078\u64c7\u5c07\u589e\u52a0\uff0c\u52a0\u5165\u5065\u4fdd\u5e02\u5834\u7684\u4fdd\u96aa\u516c\u53f8\u589e\u52a023\u5bb6\uff0c\u53e6\u670929\u5bb6\u64f4\u5927\u4f5c\u696d\u7bc4\u570d\u3002 \u00a0 \u4e8c\u3001\u7f70\u6b3e\u689d\u4f8b\uff1a \u65b0\u7a05\u6cd5\u5f9e2019\u5e74\u8d77\u53d6\u6d88\u201c\u500b\u4eba\u5f37\u5236\u6295\u4fdd\u201d\u7684\u7f70\u6b3e(Shared Responsibility Payment)\uff0c\u514d\u7f70\u689d\u4f8b\u5c07\u5f9e2019\u5e741\u67081\u65e5\u624d\u958b\u59cb\u751f\u6548\uff0c\u9019\u610f\u5473\u84572018\u5e74\u672a\u53d7\u4fdd\u8005\u4ecd\u9700\u7e73\u4ed8\u7f70\u6b3e\uff0c\u6bcf\u4eba695\u7f8e\u5143(\u5152\u7ae5\u6e1b\u534a\uff0c\u6bcf\u5bb6\u5ead\u4e0d\u8d85\u904e2,085\u7f8e\u5143)\u6216\u5bb6\u5ead\u518d\u8abf\u6574\u6536\u5165(MAGI)2.5%\uff0c\u4e8c\u8005\u53d6\u5176\u9ad8\u8005\u3002 \u00a0 \u4e09\u3001\u5f37\u5236\u6295\u4fdd\uff1a \u5967\u6c0f\u5065\u4fdd\u4ecd\u7136\u6709\u6548\uff0c\u65b0\u7a05\u6cd5\u5ee2\u9664\u4e86\u7f70\u6b3e\u4e26\u4e0d\u4ee3\u8868\u5ee2\u9664\u4e86\u5065\u4fdd\u6cd5\u6848\u88e1\u201c\u5f37\u5236\u6295\u4fdd\u201d\u7684\u8981\u6c42(The elimination of the penaltiesdoes not technically remove the requirement to obtain healthcare coverage)\u3002\u5967\u6c0f\u5065\u4fdd\u898f\u5b9a\u6240\u6709\u5c45\u4f4f\u5728\u7f8e\u570b\u8d85\u904e30\u5929\u7684\u516c\u6c11\u3001\u7da0\u5361\u6301\u6709\u8005\u548c\u5408\u6cd5\u5728\u7f8e\u7684\u4eba\u58eb\u90fd\u5fc5\u9808\u64c1\u6709\u5065\u4fdd\u3002\u6c92\u6709\u653f\u5e9c\u6216\u96c7\u4e3b\u63d0\u4f9b\u91ab\u4fdd\u7684\u6c11\u773e\uff0c\u53ef\u901a\u904e\u6240\u5728\u5dde\u7684\u5065\u4fdd\u4ea4\u6613\u5e02\u5834(Marketplace)\uff0c\u9078\u64c7\u7b26\u5408\u81ea\u5df1\u7d93\u6fdf\u548c\u5065\u5eb7\u72c0\u6cc1\u8cfc\u8cb7\u6700\u5408\u9069\u7684\u5065\u5eb7\u4fdd\u96aa\u3002 \u00a0 \u56db\u3001\u77ed\u671f\u5065\u4fdd\uff1a \u653f\u5e9c\u57282019\u5e74\u63a8\u51fa\u65b0\u7248\u201c\u77ed\u671f\u5065\u4fdd\u201d(short-term health insurance)\uff0c\u5c07\u4f7f\u7528\u671f\u5f9e\u539f\u6709\u7684\u4e09\u500b\u6708\u64f4\u5927\u5230\u4e00\u5e74\u4e4b\u5916\uff0c\u6c11\u773e\u9084\u53ef\u9078\u64c7\u7e8c\u4fdd\u9577\u9054\u4e09\u5e74\u3002\u9019\u9805\u4fdd\u96aa\u7684\u4fdd\u8cbb\u6bd4\u5967\u6c0f\u5065\u4fdd\u4fbf\u5b9c\u5f88\u591a\uff0c\u4f46\u76f8\u5c0d\u4fdd\u96aa\u7bc4\u570d\u8f03\u5c0f\uff0c\u5305\u62ec\u8655\u65b9\u85e5\u3001\u85e5\u7269\u6feb\u7528\u6216\u61f7\u5b55\u90fd\u4e0d\u5305\u62ec\u5728\u5167\u3002\u9019\u985e\u4fdd\u96aa\u4e26\u4e0d\u662f\u5168\u65b0\u7522\u54c1\uff0c\u4e4b\u524d\u4e3b\u8981\u662f\u7d66\u4e88\u5931\u696d\u6216\u5bb6\u4e2d\u7a81\u7136\u6709\u8b8a\u6545\u800c\u5931\u53bb\u5065\u4fdd\u7684\u6c11\u773e\u5728\u201c\u904e\u6e21\u671f\u201d\u8cfc\u8cb7\u4f7f\u7528\u3002\u7531\u65bc\u6b64\u985e\u4fdd\u96aa\u4fdd\u8cbb\u4f4e\u5ec9\uff0c\u5438\u5f15\u8a31\u591a\u5e74\u8f15\u5f37\u58ef\u7684\u4fdd\u6236\u95dc\u6ce8\u3002\u4e0d\u904e\uff0c\u9019\u9805\u4fdd\u96aa\u7d66\u4ed8\u7bc4\u570d\u5c0f\uff0c\u4e00\u65e6\u751f\u75c5\u6642\u53cd\u800c\u9700\u8981\u81ea\u884c\u8ca0\u64d4\u9f90\u5927\u91ab\u7642\u8cbb\u7528\u3002 \u00a0 \u4e94\u30012018\u5e74\u5831\u7a05\uff1a \u4fdd\u8cbb\u62b5\u514d(Premium Tax Credit\uff0c8962\u8868)\u653f\u7b56\u4ecd\u7136\u751f\u6548\uff0c\u7b26\u5408\u689d\u4ef6\u7684\u6295\u4fdd\u4eba\u4ecd\u53ef\u4ee5\u4eab\u6709\u8a72\u9805\u7a05\u52d9\u512a\u60e0\u3002\u7d0d\u7a05\u4eba\u53ef\u64da\u5065\u4fdd\u5e02\u5834\u5bc4\u4f86\u76841095-A\u8868\u586b\u5beb8962\u8868\uff0c\u78ba\u8a8d\u5df2\u63d0\u524d\u652f\u4ed8\u7684\u5065\u4fdd\u62b5\u7a05\u984d\u5ea6\u3002\u7b26\u5408\u689d\u4ef6\u7684\u7fa4\u9ad4\u70ba\u7121\u6cd5\u901a\u904e\u96c7\u4e3b\u6216\u653f\u5e9c\u7684\u8a08\u5283\u53d7\u4fdd\u4e26\u4e14\u6536\u5165\u5728\u56db\u500d\u806f\u90a6\u8ca7\u7aae\u7dda(Federal Poverty Line\uff0cFPL)\u4ee5\u4e0b\u7684\u7fa4\u9ad4(\u5bb6\u5ead\u4eba\u6578\u70ba1\u4eba\u524748,560\u5143\uff0c\u5728\u6b64\u57fa\u790e\u4ee5\u6bcf\u589e\u52a0\u4e00\u53e3\u4eba\u9650\u984d\u589e\u52a017,280\u5143\u985e\u63a8)\u3002\u7d0d\u7a05\u4eba\u61c9\u6839\u64da2018\u5e74\u5be6\u969b\u8abf\u6574\u5f8c\u7e3d\u6536\u5165\u8a08\u7b97\u51fa\u6b63\u78ba\u7684\u4fdd\u8cbb\u8207\u9810\u4f30\u984d\u9032\u884c\u6bd4\u8f03\uff0c\u6c7a\u7b97\u662f\u5426\u9700\u8981\u9000\u7a05\u6216\u88dc\u7a05\u3002 \u00a0 \u516d\u3001\u65b0\u7a05\u6cd5\u5c0d\u5065\u4fdd\u7684\u5f71\u97ff\uff1a \u570b\u7a05\u5c40\u8fd1\u65e5\u767c\u51fa\u901a\u77e5Notice218-84\uff0c\u544a\u77e5\u7d0d\u7a05\u4eba\u96d6\u7136\u65b0\u7a05\u6cd5\u53d6\u6d88\u4e86\u201c\u4eba\u982d\u8c41\u514d\u201d(Personal Exemptions)\uff0c\u4f46\u4e26\u4e0d\u6703\u5f71\u97ff8962\u8868\u4e0a\u53d7\u4fdd\u4eba\u6578\u548cFPL\u7684\u8a08\u7b97(Part I\uff0cline 1\uff0cFamily Size\u548cline 4\uff0cFederal Poverty Line)\u3002 \u00a0 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Act\uff0c\u5979\u6210\u529f\u7684\u5f97\u5230\u91ab\u7642\u4fdd\u96aa\u4f86\u652f\u4ed8\u4e00\u6b21\u53c8\u4e00\u6b21\u5287\u984d\u7684\u8166\u90e8\u624b\u8853\u53ca\u6f2b\u9577\u8271\u8f9b\u7684\u5fa9\u5065\u7642\u7a0b\u3002\u4eca\u5929\uff0cErica \u9054\u5230\u767e\u5206\u4e4b\u767e\u7684\u5fa9\u539f\uff0c\u80fd\u5920\u518d\u8ca2\u737b\u793e\u6703\uff0c\u5e6b\u52a9\u5225\u4eba\u3002 \u00a0 \u5be6\u5728\u5f88\u96e3\u60f3\u50cf\uff0c\u7f8e\u570b\u5404\u65b9\u9762\u5982\u6b64\u5148\u9032\u7684\u570b\u5bb6\uff0c\u5065\u4fdd\u7cfb\u7d71\u537b\u5982\u6b64\u7684\u6b98\u6557\u4e0d\u5168\uff0c\u7f3a\u4e4f\u4eba\u6027\u30023\u9805\u4e3b\u8981\u539f\u56e0\u70ba:1.\u5df2\u5b58\u5065\u5eb7\u72c0\u6cc1 2. \u50f1\u4e3b\u4e0d\u63d0\u4f9b\u5065\u4fdd3. \u7121\u80fd\u529b\u652f\u4ed8\u4fdd\u8cbb\u30022014\u5e741\u67081\u65e5\u5373\u5c07\u5be6\u884c\u7684Affordable Care Act, \u7c21\u7a31ACA\uff0c\u91dd\u5c0d\u524d\u8ff03\u9805\u62d2\u4fdd\u56e0\u7d20\u505a\u5168\u9762\u6027\u7684\u8abf\u6574\uff0cACA 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\u662fObamacare\u5728\u52a0\u5dde\u7684\u5be6\u65bd\u55ae\u4f4d\uff0c\u8ca0\u8cac\u6559\u80b2\uff0c\u5f15\u5c0e\uff0c\u5e6b\u52a9\u6bcf\u4e00\u4f4d\u52a0\u5dde\u5c45\u6c11\u7533\u8acb\uff0c\u8cfc\u8cb7\u5230\u5408\u9069\u7684\u5065\u5eb7\u4fdd\u96aa\u3002\u4eca\u5e7410\u67081\u65e5\u958b\u59cb\u4e0a\u7db2\u8f38\u5165\u7533\u8acb\u8cc7\u6599\uff0c\u660e\u5e741\u67081\u65e5\u4fdd\u96aa\u6b63\u5f0f\u751f\u6548\u3002 1. \u5b98\u65b9\u7db2\u5740www.coveredca.com \u3002 \u00a0 2. 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