{"id":101438,"date":"2015-04-28T16:58:05","date_gmt":"2015-04-28T23:58:05","guid":{"rendered":"http:\/\/old.newsforchinese.com\/v3\/?p=101438"},"modified":"2015-04-28T16:58:05","modified_gmt":"2015-04-28T23:58:05","slug":"%e7%9c%81%e9%8c%a2%e5%a4%a7%e4%bd%9c%e6%88%b0%ef%bc%9a%e6%9c%80%e4%bd%b3%e8%bf%94%e7%8f%be%e4%bf%a1%e7%94%a8%e5%8d%a1%e7%b5%82%e6%a5%b5%e5%a4%a7%e7%9b%a4%e9%bb%9e","status":"publish","type":"post","link":"https:\/\/newsforchinese.com\/v3\/2015\/04\/28\/%e7%9c%81%e9%8c%a2%e5%a4%a7%e4%bd%9c%e6%88%b0%ef%bc%9a%e6%9c%80%e4%bd%b3%e8%bf%94%e7%8f%be%e4%bf%a1%e7%94%a8%e5%8d%a1%e7%b5%82%e6%a5%b5%e5%a4%a7%e7%9b%a4%e9%bb%9e\/","title":{"rendered":"\u7701\u9322\u5927\u4f5c\u6230\uff1a\u6700\u4f73\u8fd4\u73fe\u4fe1\u7528\u5361\u7d42\u6975\u5927\u76e4\u9ede"},"content":{"rendered":"<p>\u5728\u7f8e\u570b\uff0c\u4f7f\u7528\u4fe1\u7528\u5361\u512a\u60e0\u591a\u591a\u3002\u4f46\u518d\u591a\u5929\u82b1\u4e82\u589c\u7684\u63cf\u8ff0\uff0c\u90fd\u4e0d\u53ca\u300c\u73fe\u91d1\u8fd4\u9084\u300d\u9019\u56db\u500b\u6a38\u5be6\u7684\u5927\u5b57\u4f86\u5f97\u8a98\u4eba\u3002<!--more--><\/p>\n<p>\u800c\u4f60\u77e5\u9053\u55ce\uff1f\u7528\u5c0d\u4e86\u4fe1\u7528\u5361\uff0c\u6700\u591a\u53ef\u7372\u5f97\u9ad8\u90546%\u7684\u73fe\u91d1\u8fd4\u9084\uff01\u53ea\u8981\u4f60\u4e0d\u662f\u7d93\u5e38\u65c5\u904a\uff0c\u4e5f\u4e0d\u6703\u7d93\u5e38\u62d6\u6b20\u9084\u6b3e\uff0c\u4e00\u5f35\u8fd4\u73fe\u4fe1\u7528\u5361\u80fd\u6210\u70ba\u4f60\u6700\u4f73\u7684\u7701\u9322\u52a9\u624b\u3002\u96d6\u7136\u4e00\u822c\u4f86\u8aaa\uff0c\u8fd4\u73fe\u7387\u8d8a\u9ad8\u7684\u4fe1\u7528\u5361\u8981\u6c42\u8d8a\u9ad8\u7684\u7684\u4fe1\u7528\u8a18\u9304\uff0c\u6bd4\u5982\u300c\u512a\u79c0\u300d\uff08excellent\uff09\uff0c\u4f46\u4e5f\u6709\u4fe1\u7528\u5361\u53ea\u9700\u8981\u300c\u4e00\u822c\u300d\uff08fair\uff09\u7684\u4fe1\u7528\u8a18\u9304\u3002<\/p>\n<p>\u4ee5\u4e0b\u5c31\u4f86\u770b\u770b\u60a8\u8a72\u5982\u4f55\u9078\u64c7\u4e00\u5f35\u9069\u5408\u81ea\u5df1\u7684\u8fd4\u73fe\u4fe1\u7528\u5361\uff0c\u901a\u904e\u4f60\u6bcf\u4e00\u7b46\u65e5\u5e38\u6d88\u8cbb\u4f86\u7372\u53d6\u6700\u5927\u7684\u73fe\u91d1\u8fd4\u9084\u512a\u60e0\u5427\uff01<\/p>\n<p><strong>\u5982\u4f55\u4f7f\u7528\u53ca\u514c\u73fe\uff1f<\/strong><\/p>\n<p>\u8fd4\u73fe\u4fe1\u7528\u5361\u7684\u73fe\u91d1\u8fd4\u9084\u53ca\u514c\u73fe\u9014\u5f91\u975e\u5e38\u7c21\u55ae\uff1a\u5237\u5361\u6d88\u8cbb\u6eff\u4e00\u5b9a\u984d\u5ea6\uff08\u901a\u5e38$25\ufe63$50\uff09\u540e\u4f60\u5c31\u53ef\u4ee5\u5f97\u5230\u73fe\u91d1\u8fd4\u9084\uff0c\u9280\u884c\u4e00\u822c\u63d0\u4f9b\u8072\u660e\u4fe1\u7528\uff08Statement Credit\uff09\u3001\u652f\u7968\u6216\u76f4\u63a5\u5b58\u6b3e\u7684\u514c\u63db\u5f62\u5f0f\uff0c\u6709\u9ede\u9084\u80fd\u4ee5\u79ae\u54c1\u5361\u5f62\u5f0f\u514c\u63db\u3002\u800c\u8072\u660e\u4fe1\u7528\uff08Statement Credit\uff09\u662f\u6700\u5feb\u4e5f\u662f\u6700\u7c21\u6613\u7684\u514c\u73fe\u65b9\u5f0f\u3002<\/p>\n<p>\u800c\u901a\u5e38\u4f86\u8aaa\uff0c\u8fd4\u73fe\u4fe1\u7528\u5361\u5206\u70ba\u4e09\u5927\u985e\uff1a\u56fa\u5b9a\u5229\u7387\uff08Fixed Rate\uff09\uff0c\u8f2a\u6d41\u985e\u5225\uff08Rotating Category\uff09\u53ca\u56fa\u5b9a\u985e\u5225\uff08Fixed Category\uff09\u3002<\/p>\n<p>\u3010\u5b9a\u5229\u7387\u8fd4\u73fe\uff08Fixed Rate\uff09\u3011<\/p>\n<p>\u9867\u540d\u601d\u7fa9\uff0c\u5b9a\u5229\u7387\u8fd4\u73fe\u4fe1\u7528\u5361\u5728\u4f60\u7121\u8ad6\u4f55\u6642\u4f55\u5730\u9032\u884c\u4f55\u7a2e\u985e\u5225\u7684\u6d88\u8cbb\u6642\uff0c\u90fd\u63d0\u4f9b\u56fa\u5b9a\u5229\u7387\u7684\u73fe\u91d1\u8fd4\u9084\uff0c\u5229\u7387\u901a\u5e38\u662f1%\ufe632%\u3002<\/p>\n<p>\u512a\u9ede\uff1a\u4f60\u7121\u9808\u50b7\u8166\u7b4b\uff0c\u7121\u8ad6\u4f60\u662f\u5728\u52a0\u6cb9\u7ad9\u3001\u9910\u5ef3\u6216\u662f\u8d85\u5e02\u6d88\u8cbb\uff0c\u8fd4\u73fe\u5229\u7387\u90fd\u662f\u56fa\u5b9a\u7684\uff0c\u800c\u4e14\u901a\u5e38\u6c92\u6709\u8fd4\u73fe\u4e0a\u9650\u3002<\/p>\n<p>\u7f3a\u9ede\uff1a\u5982\u679c\u4f60\u7d93\u5e38\u5728\u67d0\u4e00\u7a2e\u985e\u5225\u7684\u5834\u6240\u6d88\u8cbb\u6642\uff08\u5982\u7d93\u5e38\u52a0\u6cb9\uff0c\u7d93\u5e38\u5728\u67d0\u4e9b\u5546\u5834\u8cfc\u7269\uff09 \uff0c\u5b9a\u5229\u7387\u8fd4\u73fe\u4fe1\u7528\u5361\uff0c\u76f8\u6bd4\u8d77\u5176\u4ed6\u985e\u578b\u7684\u8fd4\u73fe\u884c\u7528\u5361\uff0c\u672a\u5fc5\u80fd\u7d66\u4f60\u6700\u5927\u91d1\u984d\u7684\u8fd4\u73fe\u3002<\/p>\n<p><strong><em>\u6700\u4f73\u5b9a\u5229\u7387\u8fd4\u73fe\u4fe1\u7528\u5361\uff1aCiti Double Cash Card<\/em><\/strong><br \/>\n<img loading=\"lazy\" decoding=\"async\" data-attachment-id=\"101439\" data-permalink=\"https:\/\/newsforchinese.com\/v3\/2015\/04\/28\/%e7%9c%81%e9%8c%a2%e5%a4%a7%e4%bd%9c%e6%88%b0%ef%bc%9a%e6%9c%80%e4%bd%b3%e8%bf%94%e7%8f%be%e4%bf%a1%e7%94%a8%e5%8d%a1%e7%b5%82%e6%a5%b5%e5%a4%a7%e7%9b%a4%e9%bb%9e\/citi-double-cash-credit-card\/\" data-orig-file=\"https:\/\/newsforchinese.com\/v3\/wp-content\/uploads\/2015\/04\/Citi-Double-Cash-Credit-Card-e1430174671861.jpg\" data-orig-size=\"300,194\" data-comments-opened=\"1\" data-image-meta=\"{&quot;aperture&quot;:&quot;0&quot;,&quot;credit&quot;:&quot;&quot;,&quot;camera&quot;:&quot;MP620 series&quot;,&quot;caption&quot;:&quot;&quot;,&quot;created_timestamp&quot;:&quot;1423856077&quot;,&quot;copyright&quot;:&quot;&quot;,&quot;focal_length&quot;:&quot;0&quot;,&quot;iso&quot;:&quot;0&quot;,&quot;shutter_speed&quot;:&quot;0&quot;,&quot;title&quot;:&quot;&quot;,&quot;orientation&quot;:&quot;1&quot;}\" data-image-title=\"Citi-Double-Cash-Credit-Card\" data-image-description=\"\" data-image-caption=\"\" data-large-file=\"https:\/\/newsforchinese.com\/v3\/wp-content\/uploads\/2015\/04\/Citi-Double-Cash-Credit-Card-600x389.jpg\" src=\"http:\/\/old.newsforchinese.com\/v3\/wp-content\/uploads\/2015\/04\/Citi-Double-Cash-Credit-Card-e1430174671861.jpg\" alt=\"Citi-Double-Cash-Credit-Card\" width=\"300\" height=\"194\" class=\"alignnone size-full wp-image-101439\" \/><br \/>\n\u8fd1\u5e74\u4f86\uff0cCiti Double Cash Card\u8d8a\u767c\u6210\u70ba\u5b9a\u5229\u7387\u8fd4\u73fe\u4fe1\u7528\u5361\u4e2d\u7684\u4f7c\u4f7c\u8005\u3002\u901a\u904e\u6b64\u5361\uff0c\u4f60\u80fd\u5148\u5728\u5237\u5361\u6d88\u8cbb\u6642\u7372\u5f971%\u7684\u73fe\u91d1\u8fd4\u9084\uff0c\u7136\u5f8c\u5728\u4f60\u7d50\u7b97\u6642\u518d\u7372\u5f971%\uff0c\u56e0\u6b64\u4f60\u80fd\u5728\u6240\u6709\u985e\u578b\u7684\u6d88\u8cbb\u4e2d\u90fd\u7372\u5f97\u56fa\u5b9a\u76842%\u73fe\u91d1\u8fd4\u9084\uff0c\u4e14\u7121\u4e0a\u9650\u3002<\/p>\n<p>\u5728\u4f60\u7d2f\u7a4d\u6d88\u8cbb\u6eff$25\u540e\uff0c\u4f60\u53ef\u4ee5\u9078\u64c7\u901a\u904e\u652f\u7968\u3001\u8072\u660e\u4fe1\u7528\uff08statement credit\uff09\u3001\u76f4\u63a5\u5b58\u6b3e\u6216\u79ae\u54c1\u5361\u7684\u5f62\u5f0f\u4f86\u514c\u63db\u8fd4\u9084\u7684\u73fe\u91d1\u3002\u6b64\u5361\u984d\u5916\u7684\u512a\u60e0\u9084\u5305\u62ec\u958b\u5361\u540e\u982d15\u500b\u6708\u76840%\u5165\u9580APR\uff0c\u4ee5\u53ca\u7121\u5e74\u8cbb\u3002<\/p>\n<p>\u3010\u8f2a\u6d41\u985e\u5225\u8fd4\u73fe\u4fe1\u7528\u5361\uff08Rotating Category\uff09\u3011<\/p>\n<p>\u6b64\u985e\u4fe1\u7528\u5361\u9069\u5408\u6d88\u8cbb\u985e\u5225\u6bd4\u8f03\u5ee3\u6cdb\u7684\u6d88\u8cbb\u8005\u3002<\/p>\n<p>\u4e00\u822c\u4f86\u8aaa\uff0c\u6bcf\u500b\u5b63\u5ea6\u4f60\u80fd\u5728\u56fa\u5b9a\u985e\u5225\u7684\u6d88\u8cbb\u5834\u6240\u7372\u5f975%\u7684\u73fe\u91d1\u8fd4\u9084\uff08\u901a\u5e38\u4e0a\u9650\u662f$1,500\/\u5b63\u5ea6\uff09\uff0c\u4e09\u500b\u6708\u4e4b\u5f8c\uff0c\u985e\u5225\u5c07\u6703\u8f49\u63db\uff0c\u4f60\u5c31\u80fd\u5728\u6b64\u65b0\u985e\u5225\u7684\u6d88\u8cbb\u5834\u6240\u7372\u5f975%\u7684\u8fd4\u73fe\u3002<\/p>\n<p>\u5927\u591a\u6578\u8f2a\u6d41\u985e\u5225\u7684\u4fe1\u7528\u5361\uff08\u5982Chase Freedom\uff09\u90fd\u80fd\u5728\u6240\u6709\u985e\u5225\u7684\u6d88\u8cbb\u4e2d\u63d0\u4f9b\u7121\u4e0a\u9650\u76841%\u8fd4\u73fe\uff0c\u800c\u5229\u7528\u6b64\u985e\u4fe1\u7528\u5361\u7701\u9322\u7684\u6700\u597d\u65b9\u5f0f\u5247\u662f\u6bcf\u500b\u5b63\u5ea6\u5728\u5c0d\u61c9\u985e\u5225\u7684\u5834\u6240\u6d88\u8cbb\u6eff$1,500\u3002<\/p>\n<p><em><strong>\u6700\u4f73\u8f2a\u6d41\u985e\u5225\u8fd4\u73fe\u4fe1\u7528\u5361\uff1aChase Freedom<\/strong><\/em><br \/>\n<img loading=\"lazy\" decoding=\"async\" data-attachment-id=\"101441\" data-permalink=\"https:\/\/newsforchinese.com\/v3\/2015\/04\/28\/%e7%9c%81%e9%8c%a2%e5%a4%a7%e4%bd%9c%e6%88%b0%ef%bc%9a%e6%9c%80%e4%bd%b3%e8%bf%94%e7%8f%be%e4%bf%a1%e7%94%a8%e5%8d%a1%e7%b5%82%e6%a5%b5%e5%a4%a7%e7%9b%a4%e9%bb%9e\/chase-freedom-credit-card\/\" data-orig-file=\"https:\/\/newsforchinese.com\/v3\/wp-content\/uploads\/2015\/04\/Chase-Freedom-Credit-Card-e1430174657474.png\" data-orig-size=\"300,193\" data-comments-opened=\"1\" data-image-meta=\"{&quot;aperture&quot;:&quot;0&quot;,&quot;credit&quot;:&quot;&quot;,&quot;camera&quot;:&quot;&quot;,&quot;caption&quot;:&quot;&quot;,&quot;created_timestamp&quot;:&quot;0&quot;,&quot;copyright&quot;:&quot;&quot;,&quot;focal_length&quot;:&quot;0&quot;,&quot;iso&quot;:&quot;0&quot;,&quot;shutter_speed&quot;:&quot;0&quot;,&quot;title&quot;:&quot;&quot;,&quot;orientation&quot;:&quot;0&quot;}\" data-image-title=\"Chase-Freedom-Credit-Card\" data-image-description=\"\" data-image-caption=\"\" data-large-file=\"https:\/\/newsforchinese.com\/v3\/wp-content\/uploads\/2015\/04\/Chase-Freedom-Credit-Card-e1430174657474.png\" src=\"http:\/\/old.newsforchinese.com\/v3\/wp-content\/uploads\/2015\/04\/Chase-Freedom-Credit-Card-e1430174657474.png\" alt=\"Chase-Freedom-Credit-Card\" width=\"300\" height=\"193\" class=\"alignnone size-full wp-image-101441\" \/><br \/>\nChase Freedom\u53ef\u8b02\u540c\u985e\u8fd4\u73fe\u4fe1\u7528\u5361\u4e2d\u7684\u738b\u8005\u3002<\/p>\n<p>\u9996\u5148\uff0c\u5728\u958b\u5361\u540e\u982d\u4e09\u500b\u6708\u6d88\u8cbb\u6eff$500\uff0c\u4f60\u5373\u53ef\u7372\u5f97$100\u7684\u73fe\u91d1\u734e\u52f5\u3002\u5728\u56db\u500b\u5b63\u5ea6\u5c0d\u61c9\u7684\u6d88\u8cbb\u985e\u5225\u4e2d\uff08\u767e\u8ca8\u8d85\u5e02\uff0c\u9910\u5ef3\uff0c\u52a0\u6cb9\u7ad9\uff0cAmazon.com\uff09\u6d88\u8cbb$1,500\u6216\u4ee5\u4e0b\uff0c\u4f60\u53ef\u7372\u5f975%\u7684\u8fd4\u73fe\u3002<\/p>\n<p>\u6b64\u5916\uff0c\u8a72\u5361\u540c\u6a23\u63d0\u4f9b\u958b\u5361\u540e15\u500b\u6708\u76840%\u5165\u9580APR\uff0c\u7121\u5e74\u8cbb\uff0c\u9084\u53ef\u4ee5\u9918\u984d\u8f49\u79fb\uff08balance transfer\uff09\u3002\u6700\u8a98\u4eba\u7684\u662f\uff0c\u958b\u5361\u53ea\u9700\u8981\u300c\u826f\u597d\u300d\uff08good\uff09\u7684\u4fe1\u7528\u8a18\u9304\u3002<\/p>\n<p>\u3010\u56fa\u5b9a\u985e\u5225\u8fd4\u73fe\u4fe1\u7528\u5361\uff08Fixed Category\uff09\u3011<\/p>\n<p>\u56fa\u5b9a\u985e\u5225\u8fd4\u73fe\u4fe1\u7528\u5361\u53ef\u8b02\u662f\u5b9a\u5229\u7387\u548c\u8f2a\u6d41\u985e\u5225\u7684\u7d9c\u5408\u3002<\/p>\n<p>\u7528\u6b64\u985e\u4fe1\u7528\u5361\u6d88\u8cbb\uff0c\u4f60\u80fd\u5920\u5728\u56fa\u5b9a\u985e\u5225\u7684\u6d88\u8cbb\u5834\u6240\u7372\u5f97\u6bd4\u4e0a\u8ff0\u5169\u985e\u4fe1\u7528\u5361\u66f4\u9ad8\u5229\u7387\u7684\u8fd4\u73fe\uff0c\u4f46\u901a\u5e38\u6709\u4e0a\u9650\u3002\u800c\u5728\u56fa\u5b9a\u985e\u5225\u5916\uff0c\u4f60\u5728\u6240\u6709\u5834\u5408\u6d88\u8cbb\u90fd\u80fd\u7372\u5f971%\u7684\u73fe\u91d1\u8fd4\u9084\u3002<\/p>\n<p>\u4e0d\u540c\u65bc\u8f2a\u6d41\u985e\u5225\uff0c\u56fa\u5b9a\u985e\u5225\u662f\u4e00\u5e74\u56db\u5b63\u90fd\u56fa\u5b9a\u7684\uff0c\u56e0\u6b64\u6b64\u985e\u4fe1\u7528\u5361\u5c24\u5176\u9069\u7528\u65bc\u56fa\u5b9a\u5728\u67d0\u985e\u5834\u6240\u6d88\u8cbb\u7684\u4eba\u7fa4\u3002<\/p>\n<p><em><strong>\u6700\u4f73\u56fa\u5b9a\u985e\u5225\u8fd4\u73fe\u4fe1\u7528\u5361\uff1aBlue Cash Preferred Card From American Express<\/strong><\/em><br \/>\n<img loading=\"lazy\" decoding=\"async\" data-attachment-id=\"101440\" data-permalink=\"https:\/\/newsforchinese.com\/v3\/2015\/04\/28\/%e7%9c%81%e9%8c%a2%e5%a4%a7%e4%bd%9c%e6%88%b0%ef%bc%9a%e6%9c%80%e4%bd%b3%e8%bf%94%e7%8f%be%e4%bf%a1%e7%94%a8%e5%8d%a1%e7%b5%82%e6%a5%b5%e5%a4%a7%e7%9b%a4%e9%bb%9e\/blue-cash-preferred-card-from-american-express\/\" data-orig-file=\"https:\/\/newsforchinese.com\/v3\/wp-content\/uploads\/2015\/04\/Blue-Cash-Preferred-Card-From-American-Express-e1430174664436.jpeg\" data-orig-size=\"300,191\" data-comments-opened=\"1\" data-image-meta=\"{&quot;aperture&quot;:&quot;0&quot;,&quot;credit&quot;:&quot;&quot;,&quot;camera&quot;:&quot;&quot;,&quot;caption&quot;:&quot;&quot;,&quot;created_timestamp&quot;:&quot;0&quot;,&quot;copyright&quot;:&quot;&quot;,&quot;focal_length&quot;:&quot;0&quot;,&quot;iso&quot;:&quot;0&quot;,&quot;shutter_speed&quot;:&quot;0&quot;,&quot;title&quot;:&quot;&quot;,&quot;orientation&quot;:&quot;1&quot;}\" data-image-title=\"Blue Cash Preferred Card From American Express\" data-image-description=\"\" data-image-caption=\"\" data-large-file=\"https:\/\/newsforchinese.com\/v3\/wp-content\/uploads\/2015\/04\/Blue-Cash-Preferred-Card-From-American-Express-e1430174664436.jpeg\" src=\"http:\/\/old.newsforchinese.com\/v3\/wp-content\/uploads\/2015\/04\/Blue-Cash-Preferred-Card-From-American-Express-e1430174664436.jpeg\" alt=\"Blue Cash Preferred Card From American Express\" width=\"300\" height=\"191\" class=\"alignnone size-full wp-image-101440\" \/><br 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