{"id":100413,"date":"2015-04-03T15:10:05","date_gmt":"2015-04-03T22:10:05","guid":{"rendered":"http:\/\/old.newsforchinese.com\/v3\/?p=100413"},"modified":"2015-04-03T15:10:05","modified_gmt":"2015-04-03T22:10:05","slug":"%e8%80%81%e5%b9%b4%e4%ba%ba%e8%a2%ab%e9%a8%99%e7%9a%84%e5%8d%b1%e9%9a%aa%e6%97%a5%e8%b6%a8%e5%9a%b4%e9%87%8d","status":"publish","type":"post","link":"https:\/\/newsforchinese.com\/v3\/2015\/04\/03\/%e8%80%81%e5%b9%b4%e4%ba%ba%e8%a2%ab%e9%a8%99%e7%9a%84%e5%8d%b1%e9%9a%aa%e6%97%a5%e8%b6%a8%e5%9a%b4%e9%87%8d\/","title":{"rendered":"\u8001\u5e74\u4eba\u88ab\u9a19\u7684\u5371\u96aa\u65e5\u8da8\u56b4\u91cd"},"content":{"rendered":"<p>\u6700\u8fd1\uff0c\u7f8e\u570b\u5927\u90fd\u6703\u4fdd\u96aa\u516c\u53f8\uff08MetLife\uff09\u767c\u4f48\u4e86\u5169\u4efd\u76f8\u95dc\u7684\u5831\u544a\uff0c\u7576\u4e2d\u63d0\u5230\u4e863\u500b\u89f8\u76ee\u9a5a\u5fc3\u7684\u6578\u5b57<!--more-->\uff1a<\/p>\n<p>1. \u7f8e\u570b\u6bcf20\u500b\u6210\u5e74\u4eba\u4e2d\u5c31\u67091\u500b\u5728\u6700\u8fd1\u5e7e\u5e74\u5167\u906d\u53d7\u904e\u84c4\u610f\u7684\u7d93\u6fdf\u6b3a\u8a50\uff1b<br \/>\n2. \u7f8e\u570b\u7684\u8001\u5e74\u4eba\u6bcf\u5e74\u56e0\u7d93\u6fdf\u6b3a\u8a50\u800c\u906d\u53d7\u7684\u7d93\u6fdf\u640d\u5931\u9ad8\u905429\u5104\u7f8e\u5143\uff1b<br \/>\n3. \u6bcf\u4e00\u7b46\u7d93\u6fdf\u6b3a\u8a50\u7684\u640d\u5931\u91d1\u984d\u5e73\u5747\u70ba10\u201315\u842c\u7f8e\u5143\uff0c\u5e38\u5e38\u662f\u4e00\u751f\u7684\u7a4d\u84c4\u88ab\u9a19\u5149\u3002<\/p>\n<p>\u8001\u5e74\u4eba\u6240\u9047\u5230\u7684\u7d93\u6fdf\u6b3a\u8a50\u82b1\u6a23\u7e41\u591a\uff0c\u800c\u4e14\u5728\u4e0d\u65b7\u7ffb\u65b0\u3002\u6700\u5e38\u898b\u7684\u662f\u300c\u60c5\u4eba\u9a19\u5c40\u300d\uff0c\u5b64\u7368\u7684\u8001\u5e74\u4eba\u53d7\u5230\u7db2\u4e0a\u865b\u5047\u60c5\u4eba\u7684\u8a98\u60d1\uff0c\u8f15\u6613\u5c07\u5e7e\u5343\u7f8e\u5143\u5b58\u5165\u72af\u7f6a\u96c6\u5718\u7684\u5e33\u6236\u3002\u9084\u6709\u6240\u8b02\u7684\u300c\u7956\u7236\u6bcd\u9a19\u5c40\u300d\uff0c\u5c31\u662f\u7a81\u7136\u63a5\u5230\u96fb\u8a71\uff0c\u8aaa\u4ed6\u5011\u5728\u9060\u5730\u7684\u5b6b\u5152\u5973\u9047\u5230\u4e86\u9ebb\u7169\uff0c\u9700\u8981\u628a\u9322\u7acb\u5373\u532f\u5230\u6307\u5b9a\u7684\u5e33\u6236\u3002\u4e0d\u904e\uff0c\u9019\u4e9b\u9a19\u5c40\u90fd\u5f88\u5bb9\u6613\u5f15\u8d77\u61f7\u7591\uff0c\u4e5f\u6bd4\u8f03\u5bb9\u6613\u88ab\u6233\u7a7f\u3002\u4f46\u662f\uff0c\u901a\u904e\u5bb6\u4eba\u3001\u670b\u53cb\u6216\u503c\u5f97\u4fe1\u8cf4\u7684\u9867\u554f\u5be6\u65bd\u7684\u6b3a\u9a19\u7f6a\u884c\u5c31\u66f4\u9670\u96aa\u4e86\u3002\u5728\u4f50\u6cbb\u4e9e\u5dde\uff0c\u4e00\u4f4d\u5a66\u5973\u591a\u5e74\u4f86\u71b1\u5fc3\u7167\u9867\u5979\u7684\u9130\u5c45\uff0c\u4e00\u4f4d80\u591a\u6b72\u3001\u60a3\u6709\u7661\u5446\u75c7\u7684\u7a7a\u8ecd\u9000\u4f0d\u8001\u5175\u3002\u7136\u800c\uff0c\u5979\u548c\u5979\u7684\u4e08\u592b\u537b\u5f9e\u9019\u4f4d\u9000\u4f0d\u8001\u5175\u7684\u9280\u884c\u5e33\u6236\u63d0\u9322\uff0c\u88dd\u4fee\u4ed6\u5011\u81ea\u5df1\u7684\u5bb6\uff0c\u9084\u8cb7\u4e86\u4e00\u8258\u8239\u3002\u9019\u5c0d\u592b\u5a66\u56e0\u6d89\u5acc\u76dc\u7aca18\u842c\u7f8e\u5143\u88ab\u8d77\u8a34\u3002<\/p>\n<p>\u6b3a\u8a50\u8001\u5e74\u4e5f\u53ef\u4ee5\u6d89\u53ca\u5c08\u696d\u7684\u7406\u8ca1\u5efa\u8b70\uff0c\u52f8\u4ed6\u5011\u628a\u7a4d\u84c4\u653e\u5728\u6602\u8cb4\u7684\u5e74\u91d1\u8a08\u756b\uff0c\u6216\u8005\u8cfc\u8cb7\u4e0d\u597d\u7684\u4fdd\u96aa\u7522\u54c1\u3002\u9019\u7a2e\u60c5\u5f62\u6bd4\u6bd4\u7686\u662f\uff0c\u4e0b\u9762\u662f\u4e00\u500b\u5178\u578b\u7684\u6545\u4e8b\uff1a\u5fb7\u514b\u85a9\u65af\u5dde\u4e00\u4f4d80\u591a\u6b72\u7684\u8001\u5a66\u4eba\u88ab\u4e00\u4f4d\u98a8\u6d41\u501c\u513b\u7684\u4fdd\u96aa\u4ee3\u7406\u4ebaJohn F. Langford\u8aaa\u670d\uff0c\u6295\u8cc795\u842c\u7f8e\u5143\u8cfc\u8cb7\u4e86\u5b50\u865b\u70cf\u6709\u7684\u6240\u8b02\u300c\u79c1\u4eba\u5e74\u91d1\u300d\u3002\u4e09\u5e74\u4ee5\u5f8c\uff0c\u53f8\u6cd5\u90e8\u9580\u6293\u6355\u4e86John F. Langford\uff0c\u5224\u8655\u4ed615\u5e74\u5f92\u5211\uff0c\u9084\u6c92\u6536\u4e86\u4ed6\u7684\u8cc7\u7522\uff0c\u4f46\u662f\u6700\u5f8c\u6b78\u9084\u5230\u8001\u5a66\u4eba\u540d\u4e0b\u7684\u8ca1\u7522\u53ea\u5269\u4e0b3\u842c\u591a\u7f8e\u5143\u4e86\u3002<\/p>\n<p>\u7f8e\u570b\u4eba\u7684\u58fd\u547d\u8d8a\u4f86\u8d8a\u9577\uff0c\u800c\u4eba\u53e3\u589e\u9577\u6700\u5feb\u7684\u5e74\u9f61\u6bb5\u662f85\u81f389\u6b72\u3002\u7f8e\u570b\u572885\u6b72\u53ca\u4ee5\u4e0a\u7684\u4eba\u53e3\u57282010\u5e74\u6709580\u842c\u4eba\uff0c\u9810\u8a08\u52302050\u5e74\u5c07\u67091900\u842c\u4eba\u3002\u5230\u90a3\u6642\uff0c\u5e74\u9f6165\u6b72\u53ca\u4ee5\u4e0a\u7684\u8001\u5e74\u4eba\u5c07\u5360\u7f8e\u570b\u7e3d\u4eba\u53e3\u768420%\u3002\u8a8d\u77e5\u80fd\u529b\u548c\u6c7a\u7b56\u80fd\u529b\u4e0b\u964d\u662f\u8001\u5316\u904e\u7a0b\u4e2d\u7121\u53ef\u722d\u8faf\u7684\u4e8b\u5be6\u3002\u76ee\u524d\uff0c\u5e74\u9f61\u572880\u81f389\u6b72\u4e4b\u9593\u7684\u4eba\u53e3\u5927\u7d04\u6709\u4e00\u534a\u88ab\u78ba\u8a3a\u70ba\u8001\u5e74\u7661\u5446\u75c7\u6216\u8a8d\u77e5\u529f\u80fd\u969c\u7919\u3002\u7136\u800c\uff0c\u7f8e\u570b\u7684\u9000\u4f11\u5236\u5ea6\u6b63\u5728\u5f9e\u9000\u4f11\u5e74\u91d1\u5230\u9000\u4f11\u5132\u84c4\u8f49\u8b8a\u7684\u904e\u7a0b\uff0c\u8001\u5e74\u4eba\u9762\u81e8\u4ee4\u4eba\u773c\u82b1\u7e5a\u4e82\u7684\u8907\u96dc\u7684\u9078\u64c7\uff0c\u6c7a\u7b56\u98a8\u96aa\u8d8a\u4f86\u8d8a\u9ad8\uff0c\u5c31\u4f7f\u60c5\u6cc1\u66f4\u52a0\u7cdf\u7cd5\u3002\u6b63\u662f\u9019\u6a23\u7684\u73fe\u72c0\u4f7f\u5f97\u8001\u5e74\u4eba\u6210\u70ba\u9670\u96aa\u7684\u72af\u7f6a\u8a08\u756b\u7684\u91cd\u9ede\u653b\u64ca\u76ee\u6a19\u3002\u54ea\u88e1\u6709\u9322\uff0c\u54ea\u88e1\u5c31\u6709\u8cca\uff1b\u54ea\u88e1\u6709\u6df7\u4e82\uff0c\u54ea\u88e1\u5c31\u6709\u9a19\u5b50\u3002<\/p>\n<p>\u554f\u984c\u9084\u9060\u4e0d\u6b62\u90a3\u9ebc\u7c21\u55ae\u3002\u54c8\u4f5b\u5927\u5b78\u548c\u7d10\u7d04\u5927\u5b78\u5169\u4f4d\u6559\u6388\u767c\u8868\u7684\u5177\u6709\u91cc\u7a0b\u7891\u610f\u7fa9\u7684\u8ad6\u6587The 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Langford\u8aaa\u670d\uff0c\u6295\u8cc795\u842c\u7f8e\u5143\u8cfc\u8cb7\u4e86\u5b50\u865b\u70cf\u6709\u7684\u6240\u8b02\u300c\u79c1\u4eba\u5e74\u91d1\u300d\u3002\u4e09\u5e74\u4ee5\u5f8c\uff0c\u53f8\u6cd5\u90e8\u9580\u6293\u6355\u4e86John F. Langford\uff0c\u5224\u8655\u4ed615\u5e74\u5f92\u5211\uff0c\u9084\u6c92\u6536\u4e86\u4ed6\u7684\u8cc7\u7522\uff0c\u4f46\u662f\u6700\u5f8c\u6b78\u9084\u5230\u8001\u5a66\u4eba\u540d\u4e0b\u7684\u8ca1\u7522\u53ea\u5269\u4e0b3\u842c\u591a\u7f8e\u5143\u4e86\u3002 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\u8001\u4e2d\u5730\u65b9\u65b0\u805e\u662f\u820a\u91d1\u5c71\u7063\u5340No.1\u514d\u8cbb\u65b0\u805e\u96c6\u5718\uff0c\u591a\u5143\u5316\u5e73\u53f0\u6709\u65b0\u805e\u7db2\u3001\u5f71\u97f3\u7db2\u3001AM1450\u5ee3\u64ad\u96fb\u53f0\u53ca\u514d\u8cbb\u5168\u5f69\u5831\u7d19\u3002\u624b\u6a5f\u63d0\u4f9b\u6700\u65b0\u6700\u5feb\u793e\u5340\u65b0\u805e\uff0c\u670d\u52d960\u842c\u83ef\u88d4\u8b80\u8005\u3002\" \/>\n\t\t<meta property=\"og:type\" content=\"article\" \/>\n\t\t<meta property=\"og:title\" content=\"\u8001\u5e74\u4eba\u88ab\u9a19\u7684\u5371\u96aa\u65e5\u8da8\u56b4\u91cd - News for Chinese \uff0d \u820a\u91d1\u5c71\u7063\u5340No.1\u514d\u8cbb\u83ef\u4eba\u793e\u5340\u5831\u7d19\" \/>\n\t\t<meta property=\"og:description\" content=\"\u6700\u8fd1\uff0c\u7f8e\u570b\u5927\u90fd\u6703\u4fdd\u96aa\u516c\u53f8\uff08MetLife\uff09\u767c\u4f48\u4e86\u5169\u4efd\u76f8\u95dc\u7684\u5831\u544a\uff0c\u7576\u4e2d\u63d0\u5230\u4e863\u500b\u89f8\u76ee\u9a5a\u5fc3\u7684\u6578\u5b57\uff1a 1. \u7f8e\u570b\u6bcf20\u500b\u6210\u5e74\u4eba\u4e2d\u5c31\u67091\u500b\u5728\u6700\u8fd1\u5e7e\u5e74\u5167\u906d\u53d7\u904e\u84c4\u610f\u7684\u7d93\u6fdf\u6b3a\u8a50\uff1b 2. \u7f8e\u570b\u7684\u8001\u5e74\u4eba\u6bcf\u5e74\u56e0\u7d93\u6fdf\u6b3a\u8a50\u800c\u906d\u53d7\u7684\u7d93\u6fdf\u640d\u5931\u9ad8\u905429\u5104\u7f8e\u5143\uff1b 3. \u6bcf\u4e00\u7b46\u7d93\u6fdf\u6b3a\u8a50\u7684\u640d\u5931\u91d1\u984d\u5e73\u5747\u70ba10\u201315\u842c\u7f8e\u5143\uff0c\u5e38\u5e38\u662f\u4e00\u751f\u7684\u7a4d\u84c4\u88ab\u9a19\u5149\u3002 \u8001\u5e74\u4eba\u6240\u9047\u5230\u7684\u7d93\u6fdf\u6b3a\u8a50\u82b1\u6a23\u7e41\u591a\uff0c\u800c\u4e14\u5728\u4e0d\u65b7\u7ffb\u65b0\u3002\u6700\u5e38\u898b\u7684\u662f\u300c\u60c5\u4eba\u9a19\u5c40\u300d\uff0c\u5b64\u7368\u7684\u8001\u5e74\u4eba\u53d7\u5230\u7db2\u4e0a\u865b\u5047\u60c5\u4eba\u7684\u8a98\u60d1\uff0c\u8f15\u6613\u5c07\u5e7e\u5343\u7f8e\u5143\u5b58\u5165\u72af\u7f6a\u96c6\u5718\u7684\u5e33\u6236\u3002\u9084\u6709\u6240\u8b02\u7684\u300c\u7956\u7236\u6bcd\u9a19\u5c40\u300d\uff0c\u5c31\u662f\u7a81\u7136\u63a5\u5230\u96fb\u8a71\uff0c\u8aaa\u4ed6\u5011\u5728\u9060\u5730\u7684\u5b6b\u5152\u5973\u9047\u5230\u4e86\u9ebb\u7169\uff0c\u9700\u8981\u628a\u9322\u7acb\u5373\u532f\u5230\u6307\u5b9a\u7684\u5e33\u6236\u3002\u4e0d\u904e\uff0c\u9019\u4e9b\u9a19\u5c40\u90fd\u5f88\u5bb9\u6613\u5f15\u8d77\u61f7\u7591\uff0c\u4e5f\u6bd4\u8f03\u5bb9\u6613\u88ab\u6233\u7a7f\u3002\u4f46\u662f\uff0c\u901a\u904e\u5bb6\u4eba\u3001\u670b\u53cb\u6216\u503c\u5f97\u4fe1\u8cf4\u7684\u9867\u554f\u5be6\u65bd\u7684\u6b3a\u9a19\u7f6a\u884c\u5c31\u66f4\u9670\u96aa\u4e86\u3002\u5728\u4f50\u6cbb\u4e9e\u5dde\uff0c\u4e00\u4f4d\u5a66\u5973\u591a\u5e74\u4f86\u71b1\u5fc3\u7167\u9867\u5979\u7684\u9130\u5c45\uff0c\u4e00\u4f4d80\u591a\u6b72\u3001\u60a3\u6709\u7661\u5446\u75c7\u7684\u7a7a\u8ecd\u9000\u4f0d\u8001\u5175\u3002\u7136\u800c\uff0c\u5979\u548c\u5979\u7684\u4e08\u592b\u537b\u5f9e\u9019\u4f4d\u9000\u4f0d\u8001\u5175\u7684\u9280\u884c\u5e33\u6236\u63d0\u9322\uff0c\u88dd\u4fee\u4ed6\u5011\u81ea\u5df1\u7684\u5bb6\uff0c\u9084\u8cb7\u4e86\u4e00\u8258\u8239\u3002\u9019\u5c0d\u592b\u5a66\u56e0\u6d89\u5acc\u76dc\u7aca18\u842c\u7f8e\u5143\u88ab\u8d77\u8a34\u3002 \u6b3a\u8a50\u8001\u5e74\u4e5f\u53ef\u4ee5\u6d89\u53ca\u5c08\u696d\u7684\u7406\u8ca1\u5efa\u8b70\uff0c\u52f8\u4ed6\u5011\u628a\u7a4d\u84c4\u653e\u5728\u6602\u8cb4\u7684\u5e74\u91d1\u8a08\u756b\uff0c\u6216\u8005\u8cfc\u8cb7\u4e0d\u597d\u7684\u4fdd\u96aa\u7522\u54c1\u3002\u9019\u7a2e\u60c5\u5f62\u6bd4\u6bd4\u7686\u662f\uff0c\u4e0b\u9762\u662f\u4e00\u500b\u5178\u578b\u7684\u6545\u4e8b\uff1a\u5fb7\u514b\u85a9\u65af\u5dde\u4e00\u4f4d80\u591a\u6b72\u7684\u8001\u5a66\u4eba\u88ab\u4e00\u4f4d\u98a8\u6d41\u501c\u513b\u7684\u4fdd\u96aa\u4ee3\u7406\u4ebaJohn F. Langford\u8aaa\u670d\uff0c\u6295\u8cc795\u842c\u7f8e\u5143\u8cfc\u8cb7\u4e86\u5b50\u865b\u70cf\u6709\u7684\u6240\u8b02\u300c\u79c1\u4eba\u5e74\u91d1\u300d\u3002\u4e09\u5e74\u4ee5\u5f8c\uff0c\u53f8\u6cd5\u90e8\u9580\u6293\u6355\u4e86John F. Langford\uff0c\u5224\u8655\u4ed615\u5e74\u5f92\u5211\uff0c\u9084\u6c92\u6536\u4e86\u4ed6\u7684\u8cc7\u7522\uff0c\u4f46\u662f\u6700\u5f8c\u6b78\u9084\u5230\u8001\u5a66\u4eba\u540d\u4e0b\u7684\u8ca1\u7522\u53ea\u5269\u4e0b3\u842c\u591a\u7f8e\u5143\u4e86\u3002 \u7f8e\u570b\u4eba\u7684\u58fd\u547d\u8d8a\u4f86\u8d8a\u9577\uff0c\u800c\u4eba\u53e3\u589e\u9577\u6700\u5feb\u7684\u5e74\u9f61\u6bb5\u662f85\u81f389\u6b72\u3002\u7f8e\u570b\u572885\u6b72\u53ca\u4ee5\u4e0a\u7684\u4eba\u53e3\u57282010\u5e74\u6709580\u842c\u4eba\uff0c\u9810\u8a08\u52302050\u5e74\u5c07\u67091900\u842c\u4eba\u3002\u5230\u90a3\u6642\uff0c\u5e74\u9f6165\u6b72\u53ca\u4ee5\u4e0a\u7684\u8001\u5e74\u4eba\u5c07\u5360\u7f8e\u570b\u7e3d\u4eba\u53e3\u768420%\u3002\u8a8d\u77e5\u80fd\u529b\u548c\u6c7a\u7b56\u80fd\u529b\u4e0b\u964d\u662f\u8001\u5316\u904e\u7a0b\u4e2d\u7121\u53ef\u722d\u8faf\u7684\u4e8b\u5be6\u3002\u76ee\u524d\uff0c\u5e74\u9f61\u572880\u81f389\u6b72\u4e4b\u9593\u7684\u4eba\u53e3\u5927\u7d04\u6709\u4e00\u534a\u88ab\u78ba\u8a3a\u70ba\u8001\u5e74\u7661\u5446\u75c7\u6216\u8a8d\u77e5\u529f\u80fd\u969c\u7919\u3002\u7136\u800c\uff0c\u7f8e\u570b\u7684\u9000\u4f11\u5236\u5ea6\u6b63\u5728\u5f9e\u9000\u4f11\u5e74\u91d1\u5230\u9000\u4f11\u5132\u84c4\u8f49\u8b8a\u7684\u904e\u7a0b\uff0c\u8001\u5e74\u4eba\u9762\u81e8\u4ee4\u4eba\u773c\u82b1\u7e5a\u4e82\u7684\u8907\u96dc\u7684\u9078\u64c7\uff0c\u6c7a\u7b56\u98a8\u96aa\u8d8a\u4f86\u8d8a\u9ad8\uff0c\u5c31\u4f7f\u60c5\u6cc1\u66f4\u52a0\u7cdf\u7cd5\u3002\u6b63\u662f\u9019\u6a23\u7684\u73fe\u72c0\u4f7f\u5f97\u8001\u5e74\u4eba\u6210\u70ba\u9670\u96aa\u7684\u72af\u7f6a\u8a08\u756b\u7684\u91cd\u9ede\u653b\u64ca\u76ee\u6a19\u3002\u54ea\u88e1\u6709\u9322\uff0c\u54ea\u88e1\u5c31\u6709\u8cca\uff1b\u54ea\u88e1\u6709\u6df7\u4e82\uff0c\u54ea\u88e1\u5c31\u6709\u9a19\u5b50\u3002 \u554f\u984c\u9084\u9060\u4e0d\u6b62\u90a3\u9ebc\u7c21\u55ae\u3002\u54c8\u4f5b\u5927\u5b78\u548c\u7d10\u7d04\u5927\u5b78\u5169\u4f4d\u6559\u6388\u767c\u8868\u7684\u5177\u6709\u91cc\u7a0b\u7891\u610f\u7fa9\u7684\u8ad6\u6587The Age of Reason\u6307\u51fa\uff0c\u5e74\u9f61\u5e36\u4f86\u7684\u5fc3\u667a\u8001\u5316\u554f\u984c\u6bd4\u4eba\u5011\u666e\u904d\u610f\u8b58\u5230\u7684\u6642\u9593\u8981\u65e9\u5f97\u591a\u3002\u4ed6\u5011\u767c\u73fe\uff0c\u6210\u5e74\u4eba\u7684\u8ca1\u52d9\u6c7a\u7b56\u80fd\u529b\u96a8\u8457\u7d93\u9a57\u548c\u5fc3\u667a\u7684\u878d\u5408\uff0c\u572853\u6b72\u6642\u9054\u5230\u5dd4\u5cf0\uff0c\u96a8\u5f8c\u6bcf\u4e00\u5e74\u4e0b\u964d\u7d041%\u3002\u7cdf\u7cd5\u7684\u662f\uff0c\u90a3\u4e9b\u7d93\u5e38\u6b3a\u9a19\u8001\u5e74\u4eba\u7684\u9a19\u5b50\u65e9\u5c31\u77e5\u9053\u9019\u7a2e\u8da8\u52e2\uff0c\u8001\u5e74\u4eba\u5468\u570d\u7684\u4eba\u4e5f\u6e05\u695a\u5730\u77e5\u9053\u4ed6\u5011\u5728\u8a8d\u77e5\u4e0a\u7684\u554f\u984c\uff0c\u800c\u504f\u504f\u8001\u5e74\u4eba\u5f80\u5f80\u662f\u6700\u5f8c\u4e00\u500b\u624d\u77e5\u9053\u4ed6\u5011\u7684\u5fc3\u667a\u6b63\u5728\u4e0b\u6ed1\uff0c\u4e0d\u627f\u8a8d\u4ed6\u5011\u7684\u8a8d\u77e5\u80fd\u529b\u6709\u4e86\u554f\u984c\uff0c\u9084\u62d2\u7d55\u4ed6\u4eba\u7684\u5e2e\u52a9\u3002\u6ce2\u58eb\u9813\u5b78\u9662\u9000\u4f11\u554f\u984c\u7814\u7a76\u4e2d\u5fc3\u7684\u5c08\u5bb6\u5011\u5c0d\u8001\u5e74\u4eba\u6162\u6162\u5931\u53bb\u8ca1\u52d9\u6c7a\u7b56\u80fd\u529b\u7684\u554f\u984c\u9032\u884c\u4e86\u5ee3\u6cdb\u7684\u7814\u7a76\uff0c\u767c\u73fe\u8001\u5e74\u4eba\u7684\u4e00\u500b\u5171\u540c\u554f\u984c\u662f\u904e\u5206\u81ea\u4fe1\u3002\u4ed6\u5011\u4e4b\u6240\u4ee5\u62d2\u7d55\u4ed6\u4eba\u7684\u5e2e\u52a9\uff0c\u662f\u56e0\u70ba\u4ed6\u5011\u4e0d\u8a8d\u70ba\u4ed6\u5011\u9700\u8981\u5e6b\u52a9\u3002\u96d6\u7136\u4ed6\u5011\u7684\u8a8d\u77e5\u80fd\u529b\u4e0b\u964d\u4e86\uff0c\u53ef\u662f\u4ed6\u5011\u7684\u81ea\u4fe1\u5fc3\u6c92\u6709\u4e0b\u964d\u3002 \u70ba\u4e86\u9632\u6b62\u8001\u5e74\u4eba\u8499\u53d7\u7d93\u6fdf\u6b3a\u8a50\u7684\u91cd\u5927\u640d\u5931\uff0c\u4ed6\u5011\u7684\u5b50\u5973\u6216\u5176\u4ed6\u5bb6\u5ead\u6210\u54e1\u9700\u300c\u9632\u5fae\u675c\u6f38\u300d\uff0c\u5f9e\u6bcf\u4e00\u500b\u7d30\u5c0f\u7684\u8b8a\u5316\u8457\u773c\u3002\u4ee5\u4e0b10\u689d\u662f\u9700\u8981\u91cd\u9ede\u6ce8\u610f\u7684\u554f\u984c\uff1a 1. \u8001\u5e74\u4eba\u4e0d\u77e5\u9053\u6216\u4e0d\u61c2\u5c0d\u4ed6\u6240\u505a\u7684\u6709\u95dc\u8ca1\u52d9\u65b9\u9762\u7684\u5b89\u6392\uff1b 2. \u8001\u5e74\u4eba\u7c3d\u7f72\u4ed6\u5011\u4e0d\u660e\u767d\u7684\u6cd5\u5f8b\u6587\u4ef6\uff0c\u5982\u6388\u6b0a\u59d4\u8a17\u66f8\uff08powers of attorney\uff09\uff1b 3. \u652f\u7968\u6216\u5176\u5b83\u6587\u4ef6\u4e0a\u7684\u53ef\u7591\u7c3d\u540d\uff1b 4. \u65b0\u7684\u300c\u597d\u670b\u53cb\u300d\uff1b 5. \u8001\u5e74\u4eba\u6216\u8005\u4fdd\u59c6\u5c0d\u8ca1\u653f\u5b89\u6392\u7684\u89e3\u91cb\u4ee4\u4eba\u96e3\u4ee5\u7f6e\u4fe1\uff1b 6. \u8001\u5e74\u4eba\u4e00\u8ac7\u8d77\u8ca1\u52d9\u65b9\u9762\u7684\u554f\u984c\u5c31\u504f\u57f7\u6216\u8005\u61a4\u6012\uff1b 7. \u8001\u5e74\u4eba\u9280\u884c\u5e33\u6236\u4e2d\u4e0d\u80fd\u89e3\u91cb\u7684\u5927\u984d\u63d0\u6b3e\u3001\u983b\u7e41\u7684\u8f49\u5e33\u6216ATM\u53d6\u6b3e\uff1b 8. \u672a\u4ed8\u7684\u5e33\u55ae\u3001\u9a45\u9010\u901a\u77e5\u66f8\u6216\u505c\u6b62\u6c34\u96fb\u901a\u77e5\u66f8\uff1b 9. \u8001\u5e74\u4eba\u7684\u4fdd\u59c6\u5c0d\u82b1\u8cbb\u5728\u8001\u5e74\u4eba\u8eab\u4e0a\u7684\u91d1\u9322\u904e\u5ea6\u95dc\u5fc3\uff1b 10. \u4e1f\u5931\u8ca1\u7269\u3002 \u9019\u53ea\u662f\u6700\u5e38\u898b\u768410\u7a2e\uff0c\u5176\u5b83\u9084\u6709\u5f88\u591a\u3002\u5982\u679c\u4e0d\u6ce8\u610f\u9019\u4e9b\u7d30\u5fae\u7684\u8b8a\u5316\uff0c\u7b49\u5230\u54ea\u4e00\u5929\u7a81\u7136\u767c\u73fe\u5132\u84c4\u5e33\u6236\u88ab\u76dc\u7a7a\uff0c\u5c31\u53ef\u80fd\u592a\u665a\u4e86\u3002 \u8a18\u8005\/\u6e6f\u6bc5\u5805\" \/>\n\t\t<meta property=\"og:url\" content=\"https:\/\/newsforchinese.com\/v3\/2015\/04\/03\/%e8%80%81%e5%b9%b4%e4%ba%ba%e8%a2%ab%e9%a8%99%e7%9a%84%e5%8d%b1%e9%9a%aa%e6%97%a5%e8%b6%a8%e5%9a%b4%e9%87%8d\/\" \/>\n\t\t<meta property=\"og:image\" content=\"https:\/\/newsforchinese.com\/v3\/wp-content\/uploads\/2015\/04\/Grandma-fraud-senior-people.jpg\" \/>\n\t\t<meta property=\"og:image:secure_url\" content=\"https:\/\/newsforchinese.com\/v3\/wp-content\/uploads\/2015\/04\/Grandma-fraud-senior-people.jpg\" \/>\n\t\t<meta property=\"og:image:width\" content=\"600\" \/>\n\t\t<meta property=\"og:image:height\" content=\"378\" \/>\n\t\t<meta property=\"article:published_time\" content=\"2015-04-03T22:10:05+00:00\" \/>\n\t\t<meta property=\"article:modified_time\" content=\"2015-04-03T22:10:05+00:00\" \/>\n\t\t<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n\t\t<meta name=\"twitter:title\" content=\"\u8001\u5e74\u4eba\u88ab\u9a19\u7684\u5371\u96aa\u65e5\u8da8\u56b4\u91cd - News for Chinese \uff0d \u820a\u91d1\u5c71\u7063\u5340No.1\u514d\u8cbb\u83ef\u4eba\u793e\u5340\u5831\u7d19\" \/>\n\t\t<meta name=\"twitter:description\" content=\"\u6700\u8fd1\uff0c\u7f8e\u570b\u5927\u90fd\u6703\u4fdd\u96aa\u516c\u53f8\uff08MetLife\uff09\u767c\u4f48\u4e86\u5169\u4efd\u76f8\u95dc\u7684\u5831\u544a\uff0c\u7576\u4e2d\u63d0\u5230\u4e863\u500b\u89f8\u76ee\u9a5a\u5fc3\u7684\u6578\u5b57\uff1a 1. \u7f8e\u570b\u6bcf20\u500b\u6210\u5e74\u4eba\u4e2d\u5c31\u67091\u500b\u5728\u6700\u8fd1\u5e7e\u5e74\u5167\u906d\u53d7\u904e\u84c4\u610f\u7684\u7d93\u6fdf\u6b3a\u8a50\uff1b 2. \u7f8e\u570b\u7684\u8001\u5e74\u4eba\u6bcf\u5e74\u56e0\u7d93\u6fdf\u6b3a\u8a50\u800c\u906d\u53d7\u7684\u7d93\u6fdf\u640d\u5931\u9ad8\u905429\u5104\u7f8e\u5143\uff1b 3. \u6bcf\u4e00\u7b46\u7d93\u6fdf\u6b3a\u8a50\u7684\u640d\u5931\u91d1\u984d\u5e73\u5747\u70ba10\u201315\u842c\u7f8e\u5143\uff0c\u5e38\u5e38\u662f\u4e00\u751f\u7684\u7a4d\u84c4\u88ab\u9a19\u5149\u3002 \u8001\u5e74\u4eba\u6240\u9047\u5230\u7684\u7d93\u6fdf\u6b3a\u8a50\u82b1\u6a23\u7e41\u591a\uff0c\u800c\u4e14\u5728\u4e0d\u65b7\u7ffb\u65b0\u3002\u6700\u5e38\u898b\u7684\u662f\u300c\u60c5\u4eba\u9a19\u5c40\u300d\uff0c\u5b64\u7368\u7684\u8001\u5e74\u4eba\u53d7\u5230\u7db2\u4e0a\u865b\u5047\u60c5\u4eba\u7684\u8a98\u60d1\uff0c\u8f15\u6613\u5c07\u5e7e\u5343\u7f8e\u5143\u5b58\u5165\u72af\u7f6a\u96c6\u5718\u7684\u5e33\u6236\u3002\u9084\u6709\u6240\u8b02\u7684\u300c\u7956\u7236\u6bcd\u9a19\u5c40\u300d\uff0c\u5c31\u662f\u7a81\u7136\u63a5\u5230\u96fb\u8a71\uff0c\u8aaa\u4ed6\u5011\u5728\u9060\u5730\u7684\u5b6b\u5152\u5973\u9047\u5230\u4e86\u9ebb\u7169\uff0c\u9700\u8981\u628a\u9322\u7acb\u5373\u532f\u5230\u6307\u5b9a\u7684\u5e33\u6236\u3002\u4e0d\u904e\uff0c\u9019\u4e9b\u9a19\u5c40\u90fd\u5f88\u5bb9\u6613\u5f15\u8d77\u61f7\u7591\uff0c\u4e5f\u6bd4\u8f03\u5bb9\u6613\u88ab\u6233\u7a7f\u3002\u4f46\u662f\uff0c\u901a\u904e\u5bb6\u4eba\u3001\u670b\u53cb\u6216\u503c\u5f97\u4fe1\u8cf4\u7684\u9867\u554f\u5be6\u65bd\u7684\u6b3a\u9a19\u7f6a\u884c\u5c31\u66f4\u9670\u96aa\u4e86\u3002\u5728\u4f50\u6cbb\u4e9e\u5dde\uff0c\u4e00\u4f4d\u5a66\u5973\u591a\u5e74\u4f86\u71b1\u5fc3\u7167\u9867\u5979\u7684\u9130\u5c45\uff0c\u4e00\u4f4d80\u591a\u6b72\u3001\u60a3\u6709\u7661\u5446\u75c7\u7684\u7a7a\u8ecd\u9000\u4f0d\u8001\u5175\u3002\u7136\u800c\uff0c\u5979\u548c\u5979\u7684\u4e08\u592b\u537b\u5f9e\u9019\u4f4d\u9000\u4f0d\u8001\u5175\u7684\u9280\u884c\u5e33\u6236\u63d0\u9322\uff0c\u88dd\u4fee\u4ed6\u5011\u81ea\u5df1\u7684\u5bb6\uff0c\u9084\u8cb7\u4e86\u4e00\u8258\u8239\u3002\u9019\u5c0d\u592b\u5a66\u56e0\u6d89\u5acc\u76dc\u7aca18\u842c\u7f8e\u5143\u88ab\u8d77\u8a34\u3002 \u6b3a\u8a50\u8001\u5e74\u4e5f\u53ef\u4ee5\u6d89\u53ca\u5c08\u696d\u7684\u7406\u8ca1\u5efa\u8b70\uff0c\u52f8\u4ed6\u5011\u628a\u7a4d\u84c4\u653e\u5728\u6602\u8cb4\u7684\u5e74\u91d1\u8a08\u756b\uff0c\u6216\u8005\u8cfc\u8cb7\u4e0d\u597d\u7684\u4fdd\u96aa\u7522\u54c1\u3002\u9019\u7a2e\u60c5\u5f62\u6bd4\u6bd4\u7686\u662f\uff0c\u4e0b\u9762\u662f\u4e00\u500b\u5178\u578b\u7684\u6545\u4e8b\uff1a\u5fb7\u514b\u85a9\u65af\u5dde\u4e00\u4f4d80\u591a\u6b72\u7684\u8001\u5a66\u4eba\u88ab\u4e00\u4f4d\u98a8\u6d41\u501c\u513b\u7684\u4fdd\u96aa\u4ee3\u7406\u4ebaJohn F. Langford\u8aaa\u670d\uff0c\u6295\u8cc795\u842c\u7f8e\u5143\u8cfc\u8cb7\u4e86\u5b50\u865b\u70cf\u6709\u7684\u6240\u8b02\u300c\u79c1\u4eba\u5e74\u91d1\u300d\u3002\u4e09\u5e74\u4ee5\u5f8c\uff0c\u53f8\u6cd5\u90e8\u9580\u6293\u6355\u4e86John F. Langford\uff0c\u5224\u8655\u4ed615\u5e74\u5f92\u5211\uff0c\u9084\u6c92\u6536\u4e86\u4ed6\u7684\u8cc7\u7522\uff0c\u4f46\u662f\u6700\u5f8c\u6b78\u9084\u5230\u8001\u5a66\u4eba\u540d\u4e0b\u7684\u8ca1\u7522\u53ea\u5269\u4e0b3\u842c\u591a\u7f8e\u5143\u4e86\u3002 \u7f8e\u570b\u4eba\u7684\u58fd\u547d\u8d8a\u4f86\u8d8a\u9577\uff0c\u800c\u4eba\u53e3\u589e\u9577\u6700\u5feb\u7684\u5e74\u9f61\u6bb5\u662f85\u81f389\u6b72\u3002\u7f8e\u570b\u572885\u6b72\u53ca\u4ee5\u4e0a\u7684\u4eba\u53e3\u57282010\u5e74\u6709580\u842c\u4eba\uff0c\u9810\u8a08\u52302050\u5e74\u5c07\u67091900\u842c\u4eba\u3002\u5230\u90a3\u6642\uff0c\u5e74\u9f6165\u6b72\u53ca\u4ee5\u4e0a\u7684\u8001\u5e74\u4eba\u5c07\u5360\u7f8e\u570b\u7e3d\u4eba\u53e3\u768420%\u3002\u8a8d\u77e5\u80fd\u529b\u548c\u6c7a\u7b56\u80fd\u529b\u4e0b\u964d\u662f\u8001\u5316\u904e\u7a0b\u4e2d\u7121\u53ef\u722d\u8faf\u7684\u4e8b\u5be6\u3002\u76ee\u524d\uff0c\u5e74\u9f61\u572880\u81f389\u6b72\u4e4b\u9593\u7684\u4eba\u53e3\u5927\u7d04\u6709\u4e00\u534a\u88ab\u78ba\u8a3a\u70ba\u8001\u5e74\u7661\u5446\u75c7\u6216\u8a8d\u77e5\u529f\u80fd\u969c\u7919\u3002\u7136\u800c\uff0c\u7f8e\u570b\u7684\u9000\u4f11\u5236\u5ea6\u6b63\u5728\u5f9e\u9000\u4f11\u5e74\u91d1\u5230\u9000\u4f11\u5132\u84c4\u8f49\u8b8a\u7684\u904e\u7a0b\uff0c\u8001\u5e74\u4eba\u9762\u81e8\u4ee4\u4eba\u773c\u82b1\u7e5a\u4e82\u7684\u8907\u96dc\u7684\u9078\u64c7\uff0c\u6c7a\u7b56\u98a8\u96aa\u8d8a\u4f86\u8d8a\u9ad8\uff0c\u5c31\u4f7f\u60c5\u6cc1\u66f4\u52a0\u7cdf\u7cd5\u3002\u6b63\u662f\u9019\u6a23\u7684\u73fe\u72c0\u4f7f\u5f97\u8001\u5e74\u4eba\u6210\u70ba\u9670\u96aa\u7684\u72af\u7f6a\u8a08\u756b\u7684\u91cd\u9ede\u653b\u64ca\u76ee\u6a19\u3002\u54ea\u88e1\u6709\u9322\uff0c\u54ea\u88e1\u5c31\u6709\u8cca\uff1b\u54ea\u88e1\u6709\u6df7\u4e82\uff0c\u54ea\u88e1\u5c31\u6709\u9a19\u5b50\u3002 \u554f\u984c\u9084\u9060\u4e0d\u6b62\u90a3\u9ebc\u7c21\u55ae\u3002\u54c8\u4f5b\u5927\u5b78\u548c\u7d10\u7d04\u5927\u5b78\u5169\u4f4d\u6559\u6388\u767c\u8868\u7684\u5177\u6709\u91cc\u7a0b\u7891\u610f\u7fa9\u7684\u8ad6\u6587The Age of 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\u8a18\u8005\/\u6e6f\u6bc5\u5805","og:url":"https:\/\/newsforchinese.com\/v3\/2015\/04\/03\/%e8%80%81%e5%b9%b4%e4%ba%ba%e8%a2%ab%e9%a8%99%e7%9a%84%e5%8d%b1%e9%9a%aa%e6%97%a5%e8%b6%a8%e5%9a%b4%e9%87%8d\/","og:image":"https:\/\/newsforchinese.com\/v3\/wp-content\/uploads\/2015\/04\/Grandma-fraud-senior-people.jpg","og:image:secure_url":"https:\/\/newsforchinese.com\/v3\/wp-content\/uploads\/2015\/04\/Grandma-fraud-senior-people.jpg","og:image:width":600,"og:image:height":378,"article:published_time":"2015-04-03T22:10:05+00:00","article:modified_time":"2015-04-03T22:10:05+00:00","twitter:card":"summary_large_image","twitter:title":"\u8001\u5e74\u4eba\u88ab\u9a19\u7684\u5371\u96aa\u65e5\u8da8\u56b4\u91cd - News for Chinese \uff0d \u820a\u91d1\u5c71\u7063\u5340No.1\u514d\u8cbb\u83ef\u4eba\u793e\u5340\u5831\u7d19","twitter:description":"\u6700\u8fd1\uff0c\u7f8e\u570b\u5927\u90fd\u6703\u4fdd\u96aa\u516c\u53f8\uff08MetLife\uff09\u767c\u4f48\u4e86\u5169\u4efd\u76f8\u95dc\u7684\u5831\u544a\uff0c\u7576\u4e2d\u63d0\u5230\u4e863\u500b\u89f8\u76ee\u9a5a\u5fc3\u7684\u6578\u5b57\uff1a 1. \u7f8e\u570b\u6bcf20\u500b\u6210\u5e74\u4eba\u4e2d\u5c31\u67091\u500b\u5728\u6700\u8fd1\u5e7e\u5e74\u5167\u906d\u53d7\u904e\u84c4\u610f\u7684\u7d93\u6fdf\u6b3a\u8a50\uff1b 2. \u7f8e\u570b\u7684\u8001\u5e74\u4eba\u6bcf\u5e74\u56e0\u7d93\u6fdf\u6b3a\u8a50\u800c\u906d\u53d7\u7684\u7d93\u6fdf\u640d\u5931\u9ad8\u905429\u5104\u7f8e\u5143\uff1b 3. \u6bcf\u4e00\u7b46\u7d93\u6fdf\u6b3a\u8a50\u7684\u640d\u5931\u91d1\u984d\u5e73\u5747\u70ba10\u201315\u842c\u7f8e\u5143\uff0c\u5e38\u5e38\u662f\u4e00\u751f\u7684\u7a4d\u84c4\u88ab\u9a19\u5149\u3002 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\u6b3a\u8a50\u8001\u5e74\u4e5f\u53ef\u4ee5\u6d89\u53ca\u5c08\u696d\u7684\u7406\u8ca1\u5efa\u8b70\uff0c\u52f8\u4ed6\u5011\u628a\u7a4d\u84c4\u653e\u5728\u6602\u8cb4\u7684\u5e74\u91d1\u8a08\u756b\uff0c\u6216\u8005\u8cfc\u8cb7\u4e0d\u597d\u7684\u4fdd\u96aa\u7522\u54c1\u3002\u9019\u7a2e\u60c5\u5f62\u6bd4\u6bd4\u7686\u662f\uff0c\u4e0b\u9762\u662f\u4e00\u500b\u5178\u578b\u7684\u6545\u4e8b\uff1a\u5fb7\u514b\u85a9\u65af\u5dde\u4e00\u4f4d80\u591a\u6b72\u7684\u8001\u5a66\u4eba\u88ab\u4e00\u4f4d\u98a8\u6d41\u501c\u513b\u7684\u4fdd\u96aa\u4ee3\u7406\u4ebaJohn F. Langford\u8aaa\u670d\uff0c\u6295\u8cc795\u842c\u7f8e\u5143\u8cfc\u8cb7\u4e86\u5b50\u865b\u70cf\u6709\u7684\u6240\u8b02\u300c\u79c1\u4eba\u5e74\u91d1\u300d\u3002\u4e09\u5e74\u4ee5\u5f8c\uff0c\u53f8\u6cd5\u90e8\u9580\u6293\u6355\u4e86John F. Langford\uff0c\u5224\u8655\u4ed615\u5e74\u5f92\u5211\uff0c\u9084\u6c92\u6536\u4e86\u4ed6\u7684\u8cc7\u7522\uff0c\u4f46\u662f\u6700\u5f8c\u6b78\u9084\u5230\u8001\u5a66\u4eba\u540d\u4e0b\u7684\u8ca1\u7522\u53ea\u5269\u4e0b3\u842c\u591a\u7f8e\u5143\u4e86\u3002 \u7f8e\u570b\u4eba\u7684\u58fd\u547d\u8d8a\u4f86\u8d8a\u9577\uff0c\u800c\u4eba\u53e3\u589e\u9577\u6700\u5feb\u7684\u5e74\u9f61\u6bb5\u662f85\u81f389\u6b72\u3002\u7f8e\u570b\u572885\u6b72\u53ca\u4ee5\u4e0a\u7684\u4eba\u53e3\u57282010\u5e74\u6709580\u842c\u4eba\uff0c\u9810\u8a08\u52302050\u5e74\u5c07\u67091900\u842c\u4eba\u3002\u5230\u90a3\u6642\uff0c\u5e74\u9f6165\u6b72\u53ca\u4ee5\u4e0a\u7684\u8001\u5e74\u4eba\u5c07\u5360\u7f8e\u570b\u7e3d\u4eba\u53e3\u768420%\u3002\u8a8d\u77e5\u80fd\u529b\u548c\u6c7a\u7b56\u80fd\u529b\u4e0b\u964d\u662f\u8001\u5316\u904e\u7a0b\u4e2d\u7121\u53ef\u722d\u8faf\u7684\u4e8b\u5be6\u3002\u76ee\u524d\uff0c\u5e74\u9f61\u572880\u81f389\u6b72\u4e4b\u9593\u7684\u4eba\u53e3\u5927\u7d04\u6709\u4e00\u534a\u88ab\u78ba\u8a3a\u70ba\u8001\u5e74\u7661\u5446\u75c7\u6216\u8a8d\u77e5\u529f\u80fd\u969c\u7919\u3002\u7136\u800c\uff0c\u7f8e\u570b\u7684\u9000\u4f11\u5236\u5ea6\u6b63\u5728\u5f9e\u9000\u4f11\u5e74\u91d1\u5230\u9000\u4f11\u5132\u84c4\u8f49\u8b8a\u7684\u904e\u7a0b\uff0c\u8001\u5e74\u4eba\u9762\u81e8\u4ee4\u4eba\u773c\u82b1\u7e5a\u4e82\u7684\u8907\u96dc\u7684\u9078\u64c7\uff0c\u6c7a\u7b56\u98a8\u96aa\u8d8a\u4f86\u8d8a\u9ad8\uff0c\u5c31\u4f7f\u60c5\u6cc1\u66f4\u52a0\u7cdf\u7cd5\u3002\u6b63\u662f\u9019\u6a23\u7684\u73fe\u72c0\u4f7f\u5f97\u8001\u5e74\u4eba\u6210\u70ba\u9670\u96aa\u7684\u72af\u7f6a\u8a08\u756b\u7684\u91cd\u9ede\u653b\u64ca\u76ee\u6a19\u3002\u54ea\u88e1\u6709\u9322\uff0c\u54ea\u88e1\u5c31\u6709\u8cca\uff1b\u54ea\u88e1\u6709\u6df7\u4e82\uff0c\u54ea\u88e1\u5c31\u6709\u9a19\u5b50\u3002 \u554f\u984c\u9084\u9060\u4e0d\u6b62\u90a3\u9ebc\u7c21\u55ae\u3002\u54c8\u4f5b\u5927\u5b78\u548c\u7d10\u7d04\u5927\u5b78\u5169\u4f4d\u6559\u6388\u767c\u8868\u7684\u5177\u6709\u91cc\u7a0b\u7891\u610f\u7fa9\u7684\u8ad6\u6587The Age of Reason\u6307\u51fa\uff0c\u5e74\u9f61\u5e36\u4f86\u7684\u5fc3\u667a\u8001\u5316\u554f\u984c\u6bd4\u4eba\u5011\u666e\u904d\u610f\u8b58\u5230\u7684\u6642\u9593\u8981\u65e9\u5f97\u591a\u3002\u4ed6\u5011\u767c\u73fe\uff0c\u6210\u5e74\u4eba\u7684\u8ca1\u52d9\u6c7a\u7b56\u80fd\u529b\u96a8\u8457\u7d93\u9a57\u548c\u5fc3\u667a\u7684\u878d\u5408\uff0c\u572853\u6b72\u6642\u9054\u5230\u5dd4\u5cf0\uff0c\u96a8\u5f8c\u6bcf\u4e00\u5e74\u4e0b\u964d\u7d041%\u3002\u7cdf\u7cd5\u7684\u662f\uff0c\u90a3\u4e9b\u7d93\u5e38\u6b3a\u9a19\u8001\u5e74\u4eba\u7684\u9a19\u5b50\u65e9\u5c31\u77e5\u9053\u9019\u7a2e\u8da8\u52e2\uff0c\u8001\u5e74\u4eba\u5468\u570d\u7684\u4eba\u4e5f\u6e05\u695a\u5730\u77e5\u9053\u4ed6\u5011\u5728\u8a8d\u77e5\u4e0a\u7684\u554f\u984c\uff0c\u800c\u504f\u504f\u8001\u5e74\u4eba\u5f80\u5f80\u662f\u6700\u5f8c\u4e00\u500b\u624d\u77e5\u9053\u4ed6\u5011\u7684\u5fc3\u667a\u6b63\u5728\u4e0b\u6ed1\uff0c\u4e0d\u627f\u8a8d\u4ed6\u5011\u7684\u8a8d\u77e5\u80fd\u529b\u6709\u4e86\u554f\u984c\uff0c\u9084\u62d2\u7d55\u4ed6\u4eba\u7684\u5e2e\u52a9\u3002\u6ce2\u58eb\u9813\u5b78\u9662\u9000\u4f11\u554f\u984c\u7814\u7a76\u4e2d\u5fc3\u7684\u5c08\u5bb6\u5011\u5c0d\u8001\u5e74\u4eba\u6162\u6162\u5931\u53bb\u8ca1\u52d9\u6c7a\u7b56\u80fd\u529b\u7684\u554f\u984c\u9032\u884c\u4e86\u5ee3\u6cdb\u7684\u7814\u7a76\uff0c\u767c\u73fe\u8001\u5e74\u4eba\u7684\u4e00\u500b\u5171\u540c\u554f\u984c\u662f\u904e\u5206\u81ea\u4fe1\u3002\u4ed6\u5011\u4e4b\u6240\u4ee5\u62d2\u7d55\u4ed6\u4eba\u7684\u5e2e\u52a9\uff0c\u662f\u56e0\u70ba\u4ed6\u5011\u4e0d\u8a8d\u70ba\u4ed6\u5011\u9700\u8981\u5e6b\u52a9\u3002\u96d6\u7136\u4ed6\u5011\u7684\u8a8d\u77e5\u80fd\u529b\u4e0b\u964d\u4e86\uff0c\u53ef\u662f\u4ed6\u5011\u7684\u81ea\u4fe1\u5fc3\u6c92\u6709\u4e0b\u964d\u3002 \u70ba\u4e86\u9632\u6b62\u8001\u5e74\u4eba\u8499\u53d7\u7d93\u6fdf\u6b3a\u8a50\u7684\u91cd\u5927\u640d\u5931\uff0c\u4ed6\u5011\u7684\u5b50\u5973\u6216\u5176\u4ed6\u5bb6\u5ead\u6210\u54e1\u9700\u300c\u9632\u5fae\u675c\u6f38\u300d\uff0c\u5f9e\u6bcf\u4e00\u500b\u7d30\u5c0f\u7684\u8b8a\u5316\u8457\u773c\u3002\u4ee5\u4e0b10\u689d\u662f\u9700\u8981\u91cd\u9ede\u6ce8\u610f\u7684\u554f\u984c\uff1a 1. \u8001\u5e74\u4eba\u4e0d\u77e5\u9053\u6216\u4e0d\u61c2\u5c0d\u4ed6\u6240\u505a\u7684\u6709\u95dc\u8ca1\u52d9\u65b9\u9762\u7684\u5b89\u6392\uff1b 2. \u8001\u5e74\u4eba\u7c3d\u7f72\u4ed6\u5011\u4e0d\u660e\u767d\u7684\u6cd5\u5f8b\u6587\u4ef6\uff0c\u5982\u6388\u6b0a\u59d4\u8a17\u66f8\uff08powers of attorney\uff09\uff1b 3. \u652f\u7968\u6216\u5176\u5b83\u6587\u4ef6\u4e0a\u7684\u53ef\u7591\u7c3d\u540d\uff1b 4. \u65b0\u7684\u300c\u597d\u670b\u53cb\u300d\uff1b 5. \u8001\u5e74\u4eba\u6216\u8005\u4fdd\u59c6\u5c0d\u8ca1\u653f\u5b89\u6392\u7684\u89e3\u91cb\u4ee4\u4eba\u96e3\u4ee5\u7f6e\u4fe1\uff1b 6. 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\u6211\u70ba\u5979\u505a\u5982\u4e0b\u898f\u5283\uff1a\u5979\u628a\u524d\u516c\u53f8401K\u5167\u768465\u842c\u7f8e\u5143\u4e2d\u768430\u842c\u7f8e\u5143\u8f49\u5230\u56fa\u5b9a\u6307\u6578\u5e74\u91d1\u4f86\uff0c\u6536\u5165\u8cec\u6236\u7acb\u99ac\u7372\u5f97\u958b\u6236\u7d05\u522920\uff05\uff0c\u7b2c\u4e00\u5e74\u6536\u5165\u8cec\u6236\u70ba$ 360,000\uff08$ 300,000 x 1.2\uff09 \uff0c\u4fdd\u672c\uff0c\u6307\u6578\u6f32\u8ddf\u8457\u6f32\uff0c\u6307\u6578\u8dcc\u5b83\u4e0d\u8dcc\uff0c\u6c92\u6709\u7ba1\u7406\u8cbb\uff0c\u6c92\u6709\u670d\u52d9\u8cbb\uff0c\u6536\u5165\u589e\u91cf\uff0c\u6d3b\u5f97\u8d8a\u4e45\u9818\u5f97\u8d8a\u591a\u300271\u6b72\u958b\u59cb\u62ff\u9322\uff0c80\u6b72\u6642\u5171\u9818\u53d6\u7684\u5e74\u91d1\u7d04\u6709$ 492,317\u7f8e\u5143\uff0c90\u6b72\u6642\u5171\u9818\u53d6\u7684\u5e74\u91d1\u7d04\u6709$ 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Life\uff0c\u7c21\u7a31IUL\u300b\uff0c\u5b83\u662f\u96c6\u4eba\u58fd\uff0c\u500d\u589e\u7bc0\u7701\uff0c\u7d55\u75c7\u4fdd\u96aa\uff0c\u9577\u671f\u8b77\u7406\/\u6162\u6027\u75be\u75c5\uff0c\u91cd\u5927\u75be\u75c5\uff0c\u91cd\u5927\u50b7\u6b98\u53ca\u7d42\u751f\u514d\u7a05\u9000\u4f11\u91d1\u529f\u80fd\u65bc\u4e00\u8eab\u7684\u300a 7\u54081\u4fdd\u96aa\u300b\u3002\u842c\u4e00\u6709\u91cd\u5927\u75be\u75c5\uff0c\u91cd\u5927\u50b7\u6b98\uff0c\u9577\u671f\u8b77\u7406\/\u6162\u6027\u75be\u75c5\uff0c\u7d55\u75c7\uff08\u751f\u547d\u9031\u671f\u572824\u500b\u6708\u4e4b\u5167\uff09\u6642\uff0c\u53ef\u5411\u4fdd\u96aa\u516c\u53f8\u7533\u8acb\u63d0\u524d\u7406\u8ce0\uff0c\u628a\u8eab\u5f8c\u7406\u8ce0\u8b8a\u6210\u63d0\u524d\u7406\u8ce0\uff0c\u8b93\u6d3b\u8457\u6642\u5c31\u53ef\u4ee5\u4f7f\u7528\u7406\u8ce0\u91d1\uff0c\u7406\u8ce0\u91d1\u6700\u9ad8\u53ef\u9054\u4fdd\u984d\u7684100\uff05\uff0c\u7406\u8ce0\u91d1\u5747\u7121\u9700\u7d0d\u7a05\uff01\u5b8c\u5168\u514d\u7a05\uff01 \u6211\u5e6b\u5979\u9078\u64c7\u6b7b\u4ea1\u798f\u5229\u9078\u9805A \u2013\u7d1a\uff0c\u4fdd\u55ae\u73fe\u91d1\u503c\u4ee5\u6a19\u6e96\u666e\u723e500\u6307\u6578\u6307\u6578\u5e73\u5747\u5e74\u589e\u9577\u73876\uff05-7\uff05\u8907\u5229\u589e\u503c\u8a08\u7b97\uff0c\u5979\u6c7a\u5b9a\u898110\u5e74\u4ed8\u6e05\uff0c\u6bcf\u500b\u6708\u4ed8\u4fdd\u8cbb$ 1,481.54\u7f8e\u5143\uff0c\u4e00\u5e74\u4fdd\u8cbb\u70ba$ 17,778.48\u7f8e\u5143\uff08$ 1,481.54 x 12\u500b\u6708\uff09\u3002\u4fdd\u96aa\u5f9e\u958b\u59cb\u751f\u6548\u5230120\u6b72\uff0c\u4efb\u4f55\u6642\u5019\u5979\u904e\u4e16\u4e86\uff0c\u4fdd\u96aa\u516c\u53f8\u90fd\u8981\u8ce050\u842c\u7f8e\u5143\uff0c\u6c92\u6709\u6536\u76ca\u3002 \u203b\u6211\u5011\u4f86\u7b97\u7b46\u8cec\uff0c\u5982\u679c\u53d7\u4fdd\u4eba65\u6b72\u6642\u82e5\uff1a *\u60a3\u6709\u60a3\u7d55\u75c7\uff0c\u4fdd\u96aa\u516c\u53f8\u4e00\u6b21\u6027\u751f\u524d\u7406\u8ce0\u8ce0\u4ed8\u80fd\u529b\u7d04$ 417,200\u7f8e\u5143\uff08\u82e5\u88ab\u91ab\u751f\u8a3a\u65b7\u5728\u4e16\u4e0a\u53ea\u6709\u5169\u5e74\u7684\u5b58\u6d3b\u671f\uff09\u3002 *\u5f97\u4e86\u6162\u6027\u75c5\uff08\u5403\u98ef\uff0c\u7a7f\u8863\uff0c\u6d17\u6fa1\uff0c\u5982\u5ec1\uff0c\u632a\u52d5\uff0c\u5927\u5c0f\u4fbf\u5931\u7981\u7b49\u4efb\u4f55\u5176\u4e2d\u5927\u90e8\u5206\u4e0d\u80fd\u81ea\u7406\uff0c\u9019\u6a23\u60c5\u6cc1\u6301\u7e8c\u8d85\u904e90\u5929\uff09\uff0c\u4fdd\u96aa\u516c\u53f8\u6bcf\u6708\u652f\u4ed8\u53d7\u4fdd\u4eba\u9810\u8a08\u7d04$ 6,919\u5143\uff0c\u7406\u8ce0\u6301\u7e8c\u9ad8\u905450\u500b\u6708\u3002 *\u60a3\u6709\u60a3\u91cd\u5927\u75be\u75c5\uff08\u7b2c\u56db\u985e\uff1a\u751f\u547d\u5371\u96aa\uff09\uff0c\u4fdd\u96aa\u516c\u53f8\u4e00\u6b21\u6027\u751f\u524d\u7406\u8ce0\u640d\u5931\u53ef\u9054\u7d04$ 391,226\u7f8e\u5143\u3002 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\u9019\u7a2e\u4ee5\u81ea\u9858\u70ba\u539f\u5247\u3001\u6f38\u9032\u5f0f\u7684\u9000\u4f11\u5236\u5ea6\uff0c\u8b93\u4eba\u5011\u53ef\u4ee5\u6839\u64da\u81ea\u8eab\u60c5\u6cc1\u9032\u884c\u9078\u64c7\u3002\u800c\u62c9\u958b\u6a94\u6b21\u7684\u9000\u4f11\u91d1\u7372\u5f97\u6bd4\u4f8b\uff0c\u7279\u5225\u662f\u5c0d\u65bc\u5ef6\u9072\u9000\u4f11\u7684\u734e\u52f5\u6027\u6536\u76ca\uff0c\u4e00\u5b9a\u7a0b\u5ea6\u4e0a\u9f13\u52f5\u4e86\u7f8e\u570b\u4eba\u5ef6\u9072\u9000\u4f11\u3002 \u7f8e\u570b\u52de\u5de5\u5c40\uff08US Department of Labor\uff09\u7684\u6578\u64da\u986f\u793a\uff0c 2013\u5e74\uff0c65\u6b72\u4ee5\u4e0a\u7684\u7f8e\u570b\u7537\u6027\u4e4b\u4e2d\u670924%\u7684\u4eba\u4ecd\u5728\u5de5\u4f5c\uff0c65\u6b72\u4ee5\u4e0a\u7684\u5973\u6027\u4e2d\u670915%\u7684\u4eba\u4ecd\u5728\u5de5\u4f5c\u3002 \u7f8e\u570b\u793e\u6703\u4fdd\u969c\u5c40\uff08The United States Social Security Administration\uff09\u7684\u5e74\u5ea6\u7d71\u8a08\u5831\u544a\u4e5f\u986f\u793a\u4e86\u540c\u6a23\u7684\u60c5\u6cc1\u3002\u4ee5\u7537\u6027\u6578\u64da\u70ba\u4f8b\uff0c 2000\u5e74\u6642\uff0c\u670941.6%\u5e74\u6eff62\u6b72\u7684\u7f8e\u570b\u4eba\u9078\u64c7\u7533\u9818\u9000\u4f11\u91d1\uff0c\u52302012\u5e74\uff0c\u9019\u500b\u6bd4\u4f8b\u4e0b\u8dcc\u523037.2% \uff1b2000\u5e74\u6642\uff0c\u670931.7% \u9054\u5230\u6b63\u5e38\u9000\u4f11\u5e74\u9f61\u7684\u7f8e\u570b\u4eba\u958b\u59cb\u7533\u8acb\u9000\u4f11\u91d1\uff0c\u52302012\u5e74\uff0c\u9019\u500b\u6bd4\u4f8b\u70ba31.5% \u3002 \u7f8e\u570b\u9000\u4f11\u653f\u7b56\u7684\u7531\u4f86\u53ca\u5b58\u5728\u7684\u554f\u984c \u7f8e\u570b\u73fe\u884c\u7684\u6f38\u9032\u5f0f\u9000\u4f11\u5236\u5ea6\u662f1983 \u5e74\u570b\u6703\u901a\u904e\u7684\u76f8\u95dc\u6cd5\u5f8b\u898f\u5b9a\u7684\uff0c\u5728\u4e00\u6bb5\u6642\u9593\u5167\u6709\u6548\u7de9\u89e3\u4e86\u4e0a\u4e16\u7d0070 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2022","format":false,"excerpt":"\u7f8e\u570b\u570b\u7a05\u5c40\u5211\u4e8b\u8abf\u67e5\u5c40\u516c\u4f48 2021 \u5e74\u768410\u5927\u6848\u4ef6\uff0c\u7f6a\u6848\u5305\u62ec\u9003\u7a05\u3001\u9f90\u6c0f\u9a19\u5c40\u3001\u65b0\u51a0\u75ab\u60c5\u6b3a\u8a50\u3001\u7db2\u7d61\u72af\u7f6a\u3002 \u7f8e\u570b\u570b\u7a05\u5c40\u5211\u4e8b\u8abf\u67e5\u5c40 (IRS-CI) \u958b\u59cb\u5728\u5176\u63a8\u7279\u8cec\u6236\u4e0a\u516c\u4f48 2021 \u65e5\u66c6\u5e74\u7684\u5341\u5927\u6848\u4ef6\uff08\u5012\u5e8f\u6392\u5217\uff09\u3002\u9019\u4e9b\u6848\u4ef6\u5305\u62ec\u570b\u7a05\u5c40 2021 \u5e74\u6700\u7a81\u51fa\u548c\u6700\u5f15\u4eba\u6ce8\u76ee\u7684\u8abf\u67e5\u3002 \u201c2021 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